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		<title>Switch Your Money On</title>
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		<copyright>Hargreaves Lansdown</copyright>
		<itunes:keywords>investing,markets,economics,market trends,market analysis, analysts,personal finance,stocks,shares,funds,investments</itunes:keywords>
		<itunes:author>Hargreaves Lansdown</itunes:author>
		<itunes:subtitle>The investment and personal finance podcast from Hargreaves Lansdown</itunes:subtitle>
		<itunes:summary><![CDATA[<p>Our hosts Emma Wall and Helen Morrissey take turns to discuss what's happening in the markets and the issues affecting your personal finances. Hargreaves Lansdown has been helping Britain invest through it all for 45 years.</p><br><p>This podcast isn't personal advice. If you’re not sure what’s right for you seek advice. Investment rise and fall in value, so investors could make a loss.</p><br><p>Produced by Elizabeth Hotson for Superbly Done Productions.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[<p>Our hosts Emma Wall and Helen Morrissey take turns to discuss what's happening in the markets and the issues affecting your personal finances. Hargreaves Lansdown has been helping Britain invest through it all for 45 years.</p><br><p>This podcast isn't personal advice. If you’re not sure what’s right for you seek advice. Investment rise and fall in value, so investors could make a loss.</p><br><p>Produced by Elizabeth Hotson for Superbly Done Productions.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<itunes:name>Hargreaves Lansdown</itunes:name>
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        <acast:network id="60fe887cbd0207001bbbcd72" slug="tom-french"><![CDATA[Tom French]]></acast:network>
		<itunes:type>episodic</itunes:type>
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				<title>Switch Your Money On</title>
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			<title>Last minute ISA investment ideas</title>
			<itunes:title>Last minute ISA investment ideas</itunes:title>
			<pubDate>Thu, 02 Apr 2026 06:00:00 GMT</pubDate>
			<itunes:duration>13:55</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>139</itunes:episode>
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			<description><![CDATA[<p>As we find you looking ahead to a restful Easter Bank Holiday Weekend, there will be some amongst you that are still looking to make the most of your annual investment allowance. In this episode, Matt and Emma share three funds and three shares that you may want to consider as part of a balanced portfolio.</p><br><p>And if you’re not ready to invest right now, either because of uncertainty in the current market conditions, or because you’re just not sure, well there’s still time to at least use those allowances by putting cash in, and making a decision later on what to invest in. But don’t wait too long because, as we always say, time in the market is always better than timing the market.</p><br><p>This podcast was recorded on March 30 2026 and all information was correct at the time of recording.</p><br><p>Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future.</p><br><p>For more investment ideas, visit our website at <a href="http://hl.co.uk/news" rel="noopener noreferrer" target="_blank">News &amp; Insights</a></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>As we find you looking ahead to a restful Easter Bank Holiday Weekend, there will be some amongst you that are still looking to make the most of your annual investment allowance. In this episode, Matt and Emma share three funds and three shares that you may want to consider as part of a balanced portfolio.</p><br><p>And if you’re not ready to invest right now, either because of uncertainty in the current market conditions, or because you’re just not sure, well there’s still time to at least use those allowances by putting cash in, and making a decision later on what to invest in. But don’t wait too long because, as we always say, time in the market is always better than timing the market.</p><br><p>This podcast was recorded on March 30 2026 and all information was correct at the time of recording.</p><br><p>Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future.</p><br><p>For more investment ideas, visit our website at <a href="http://hl.co.uk/news" rel="noopener noreferrer" target="_blank">News &amp; Insights</a></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>The ‘most hated’ tax: inheritance. Is that fair?</title>
			<itunes:title>The ‘most hated’ tax: inheritance. Is that fair?</itunes:title>
			<pubDate>Thu, 26 Mar 2026 07:00:00 GMT</pubDate>
			<itunes:duration>18:03</itunes:duration>
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			<itunes:episode>138</itunes:episode>
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			<description><![CDATA[<p>With inheritance tax receipts set to deliver another record-breaking payday for the Treasury, it’s a tax that fills miles of column inches, but only actually affects 1 in 20 of estates. So with more people concerned about the tax than ever have to pay it, we delve into some of the myths, facts and misunderstandings around IHT.</p><br><p>We talk about the rules around gifting while you’re still alive, life insurance, the importance of wills, and how inheritance will be divided in the absence of one.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>With inheritance tax receipts set to deliver another record-breaking payday for the Treasury, it’s a tax that fills miles of column inches, but only actually affects 1 in 20 of estates. So with more people concerned about the tax than ever have to pay it, we delve into some of the myths, facts and misunderstandings around IHT.</p><br><p>We talk about the rules around gifting while you’re still alive, life insurance, the importance of wills, and how inheritance will be divided in the absence of one.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Iran war: the importance of a balanced portfolio</title>
			<itunes:title>Iran war: the importance of a balanced portfolio</itunes:title>
			<pubDate>Tue, 17 Mar 2026 10:06:55 GMT</pubDate>
			<itunes:duration>19:50</itunes:duration>
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			<itunes:episode>137</itunes:episode>
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			<description><![CDATA[<p>The conflict in Iran continues to drive volatility in markets, driven mostly by the price of oil. Despite our base case assumption that the war will last weeks, not years, markets are trying to weigh up whether there will be high inflation, a slowdown in economic growth, or in extreme circumstances recession.</p><br><p>It remains the case, that if you hold a well-balanced portfolio, aligned to your long-term goals, then the best thing to do right now is, generally, nothing.</p><br><p>But what if you don’t already have diversification built into your portfolio? We’ve been looking at what types of investments add resilience, in times of market shock.</p><p><em>This podcast was recorded on March 16 2026 and all information was correct at the time of recording.</em></p><br><p><em>Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future.</em></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The conflict in Iran continues to drive volatility in markets, driven mostly by the price of oil. Despite our base case assumption that the war will last weeks, not years, markets are trying to weigh up whether there will be high inflation, a slowdown in economic growth, or in extreme circumstances recession.</p><br><p>It remains the case, that if you hold a well-balanced portfolio, aligned to your long-term goals, then the best thing to do right now is, generally, nothing.</p><br><p>But what if you don’t already have diversification built into your portfolio? We’ve been looking at what types of investments add resilience, in times of market shock.</p><p><em>This podcast was recorded on March 16 2026 and all information was correct at the time of recording.</em></p><br><p><em>Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future.</em></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Avoiding higher rate tax traps</title>
			<itunes:title>Avoiding higher rate tax traps</itunes:title>
			<pubDate>Thu, 12 Mar 2026 07:00:00 GMT</pubDate>
			<itunes:duration>19:55</itunes:duration>
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			<itunes:episode>136</itunes:episode>
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			<description><![CDATA[<p>Benjamin Franklin famously said there’s only two things that are certain in life: death and taxes. But although tax is a part of life, it doesn’t have to be something that just happens to you. With smart planning, you can avoid some costly traps.</p><br><p>When your income goes up, you need to step up your planning too. With tax thresholds having been frozen in the UK since 2021/22, the number of people paying the higher rate of tax has risen by 2.65m since that time.</p><br><p>We talk about some of the taxation pitfalls, and ways that you can maximise your pensions and ISA allowances to make the most of your earnings.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Benjamin Franklin famously said there’s only two things that are certain in life: death and taxes. But although tax is a part of life, it doesn’t have to be something that just happens to you. With smart planning, you can avoid some costly traps.</p><br><p>When your income goes up, you need to step up your planning too. With tax thresholds having been frozen in the UK since 2021/22, the number of people paying the higher rate of tax has risen by 2.65m since that time.</p><br><p>We talk about some of the taxation pitfalls, and ways that you can maximise your pensions and ISA allowances to make the most of your earnings.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Markets react to Middle East escalations</title>
			<itunes:title>Markets react to Middle East escalations</itunes:title>
			<pubDate>Wed, 04 Mar 2026 16:07:03 GMT</pubDate>
			<itunes:duration>12:56</itunes:duration>
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			<itunes:episode>135</itunes:episode>
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			<description><![CDATA[<p>Emma and Matt explore the unfolding situation in the Middle East, in particular, how markets are responding, and what investors can do in times of global uncertainty.</p><br><p>Volatility is something we have come to anticipate as par for the course under a Trump presidency. In most cases, the sensible investment strategy is to sit tight and stick to your plan. Well diversified portfolios, with exposure to different asset classes, geographies and styles will provide the best defence against uncertainty.</p><br><p>They also reflect on this week’s Spring Statement - and why the markets viewed it as a non-event.</p><br><p><em>This podcast was recorded on March 4 2026 and all information was correct at the time of recording.</em></p><br><p><em>Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future.</em></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emma and Matt explore the unfolding situation in the Middle East, in particular, how markets are responding, and what investors can do in times of global uncertainty.</p><br><p>Volatility is something we have come to anticipate as par for the course under a Trump presidency. In most cases, the sensible investment strategy is to sit tight and stick to your plan. Well diversified portfolios, with exposure to different asset classes, geographies and styles will provide the best defence against uncertainty.</p><br><p>They also reflect on this week’s Spring Statement - and why the markets viewed it as a non-event.</p><br><p><em>This podcast was recorded on March 4 2026 and all information was correct at the time of recording.</em></p><br><p><em>Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future.</em></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What would YOU do with an unexpected windfall?</title>
			<itunes:title>What would YOU do with an unexpected windfall?</itunes:title>
			<pubDate>Thu, 26 Feb 2026 11:37:40 GMT</pubDate>
			<itunes:duration>10:51</itunes:duration>
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			<itunes:episode>134</itunes:episode>
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			<description><![CDATA[<p>When you’ve just sat through 40 consecutive days of rain, you’d be forgiven for dreaming of a knock on the door from a millionaire maker, so you could take off to sunnier climes.</p><br><p>In this episode, Helen and Clare imagine what they would do with an unexpected windfall - and look at what you have told us you would do. You’re a pleasingly sensible bunch, with the majority of you saying you’d put that windfall towards savings and investments.</p><br><p>But what else should you be thinking about? From care costs, to pensions, and whether you should lock money away for the long-term, Clare and Helen dig into the different things you should be thinking about.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When you’ve just sat through 40 consecutive days of rain, you’d be forgiven for dreaming of a knock on the door from a millionaire maker, so you could take off to sunnier climes.</p><br><p>In this episode, Helen and Clare imagine what they would do with an unexpected windfall - and look at what you have told us you would do. You’re a pleasingly sensible bunch, with the majority of you saying you’d put that windfall towards savings and investments.</p><br><p>But what else should you be thinking about? From care costs, to pensions, and whether you should lock money away for the long-term, Clare and Helen dig into the different things you should be thinking about.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Evaluating AI: Market Disruption, Hype and What Next?</title>
			<itunes:title>Evaluating AI: Market Disruption, Hype and What Next?</itunes:title>
			<pubDate>Wed, 18 Feb 2026 16:52:57 GMT</pubDate>
			<itunes:duration>18:06</itunes:duration>
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			<acast:episodeUrl>evaluating-ai-market-disruption-hype-and-what-next</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>133</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Emma is joined by Senior Equity Analyst Matt Britzman for our investments episode where they delve into results season amongst the big tech players and ask whether AI really does replace everything. Big tech means big numbers, with an estimated $611bn of spend on AI this year alone. But is the capital expenditure overblown?</p><br><p>The team explore whether AI is even right to be seen as the big disruptor, given how well-integrated it is into existing software providers. And they discuss if companies are able to adapt quickly enough to the implementation of AI tools.</p><br><p>This podcast isn’t personal advice, if unsure of a course of action for your circumstances, please ask for advice. Investments fall as well as rise in value so you could get back less than you invest. Past performance is not a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emma is joined by Senior Equity Analyst Matt Britzman for our investments episode where they delve into results season amongst the big tech players and ask whether AI really does replace everything. Big tech means big numbers, with an estimated $611bn of spend on AI this year alone. But is the capital expenditure overblown?</p><br><p>The team explore whether AI is even right to be seen as the big disruptor, given how well-integrated it is into existing software providers. And they discuss if companies are able to adapt quickly enough to the implementation of AI tools.</p><br><p>This podcast isn’t personal advice, if unsure of a course of action for your circumstances, please ask for advice. Investments fall as well as rise in value so you could get back less than you invest. Past performance is not a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Love, death and taxes. It's our Valentine's couples finance special]]></title>
			<itunes:title><![CDATA[Love, death and taxes. It's our Valentine's couples finance special]]></itunes:title>
			<pubDate>Thu, 12 Feb 2026 08:00:00 GMT</pubDate>
			<itunes:duration>11:44</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>132</itunes:episode>
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			<description><![CDATA[<p>Nothing says romance like financial planning. Does being married make sense financially? For our Valentine's Day special Helen and Clare are discussing weddings, marriage and finance. While your wedding day may be the most expensive day of your life, could it save you money in the long run?</p><br><p>Helen and Clare discuss the practical costs of being single, the importance of having a will, and bust some myths about common law marriage.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Nothing says romance like financial planning. Does being married make sense financially? For our Valentine's Day special Helen and Clare are discussing weddings, marriage and finance. While your wedding day may be the most expensive day of your life, could it save you money in the long run?</p><br><p>Helen and Clare discuss the practical costs of being single, the importance of having a will, and bust some myths about common law marriage.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Gold’s stellar start to the year, Big Tech earnings and the Fed on rates</title>
			<itunes:title>Gold’s stellar start to the year, Big Tech earnings and the Fed on rates</itunes:title>
			<pubDate>Mon, 02 Feb 2026 14:59:40 GMT</pubDate>
			<itunes:duration>18:45</itunes:duration>
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			<itunes:episode>131</itunes:episode>
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			<description><![CDATA[<p>In this episode, Emma Wall and Matt Britzman unpack a busy week for markets and what it means for investors.</p><br><p>They look at what’s driving gold volatility and the role gold can play in portfolios against a shifting geopolitical backdrop. The episode also covers earnings season, with insights from Microsoft, Meta, Apple and Tesla, and how Big Tech results and AI investment are shaping market sentiment.</p><br><p>Finally, they unpack the Federal Reserve’s decision to hold interest rates and what the outlook for US rate cuts in 2026 could mean for equities and inflation.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance is not a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Emma Wall and Matt Britzman unpack a busy week for markets and what it means for investors.</p><br><p>They look at what’s driving gold volatility and the role gold can play in portfolios against a shifting geopolitical backdrop. The episode also covers earnings season, with insights from Microsoft, Meta, Apple and Tesla, and how Big Tech results and AI investment are shaping market sentiment.</p><br><p>Finally, they unpack the Federal Reserve’s decision to hold interest rates and what the outlook for US rate cuts in 2026 could mean for equities and inflation.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance is not a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>HMRC Self-Assessment: Tax return deadlines, penalties and fixes</title>
			<itunes:title>HMRC Self-Assessment: Tax return deadlines, penalties and fixes</itunes:title>
			<pubDate>Thu, 29 Jan 2026 08:00:00 GMT</pubDate>
			<itunes:duration>15:49</itunes:duration>
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			<acast:episodeUrl>hmrc-self-assessment-tax-return-deadlines-penalties-and-fixe</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:episode>130</itunes:episode>
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			<description><![CDATA[<p>Sarah Coles and Helen Morrissey explain HMRC self-assessment, including the self-assessment tax return deadline, late filing penalties, common mistakes, what to do after the deadline passes and how to amend a return. They cover who needs to file, pension tax relief, capital gains, child benefit charges and what to do if you miss the deadline.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax and pension rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Helen Morrissey explain HMRC self-assessment, including the self-assessment tax return deadline, late filing penalties, common mistakes, what to do after the deadline passes and how to amend a return. They cover who needs to file, pension tax relief, capital gains, child benefit charges and what to do if you miss the deadline.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax and pension rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Investing in volatile markets: Trump, tariffs, Greenland and how to protect your portfolio</title>
			<itunes:title>Investing in volatile markets: Trump, tariffs, Greenland and how to protect your portfolio</itunes:title>
			<pubDate>Thu, 22 Jan 2026 07:00:00 GMT</pubDate>
			<itunes:duration>18:12</itunes:duration>
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			<acast:episodeUrl>investing-in-volatile-markets-trump-tariffs-greenland-and-ho</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>129</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this episode, Emma Wall and Sarah Coles unpack the latest bout of global market volatility and what it means for investors.</p><br><p>They discuss the impact of geopolitical tensions, from Greenland and Venezuela to renewed focus on Trump, tariffs and trade risks – and how these forces are shaping global stock markets. The episode looks at why gold and defence stocks are back in focus, what recent client activity reveals about investor behaviour, and where risks and opportunities may be emerging.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Emma Wall and Sarah Coles unpack the latest bout of global market volatility and what it means for investors.</p><br><p>They discuss the impact of geopolitical tensions, from Greenland and Venezuela to renewed focus on Trump, tariffs and trade risks – and how these forces are shaping global stock markets. The episode looks at why gold and defence stocks are back in focus, what recent client activity reveals about investor behaviour, and where risks and opportunities may be emerging.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Mid-life money risks: job loss, health shocks, divorce and pension gaps</title>
			<itunes:title>Mid-life money risks: job loss, health shocks, divorce and pension gaps</itunes:title>
			<pubDate>Thu, 15 Jan 2026 07:00:00 GMT</pubDate>
			<itunes:duration>16:22</itunes:duration>
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			<acast:episodeUrl>mid-life-money-risks-job-loss-health-shocks-divorce-and-pens</acast:episodeUrl>
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			<itunes:episode>128</itunes:episode>
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			<description><![CDATA[<p>In this episode, Sarah Coles and Helen Morrissey explore the hidden financial risks that can catch people out in mid-life. They talk about job losses among older workers, the financial impact of ill health and divorce, and why many people discover gaps in their emergency savings and pensions later than they expect.</p><br><p>This episode also covers how to build financial resilience by reviewing the protections you have in place – looking at life insurance, income protection and critical illness cover.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Sarah Coles and Helen Morrissey explore the hidden financial risks that can catch people out in mid-life. They talk about job losses among older workers, the financial impact of ill health and divorce, and why many people discover gaps in their emergency savings and pensions later than they expect.</p><br><p>This episode also covers how to build financial resilience by reviewing the protections you have in place – looking at life insurance, income protection and critical illness cover.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Debt after Christmas: managing borrowing and building resilience</title>
			<itunes:title>Debt after Christmas: managing borrowing and building resilience</itunes:title>
			<pubDate>Thu, 08 Jan 2026 06:00:00 GMT</pubDate>
			<itunes:duration>14:05</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>127</itunes:episode>
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			<description><![CDATA[<p>In this episode, Sarah Coles and Helen Morrissey explore how much debt UK households are really carrying and why borrowing can quietly spiral out of control, even for higher earners.</p><p>They also share practical steps for tackling debt, including prioritising repayments, choosing between the avalanche and snowball methods, cutting costs, and using balance transfers carefully, alongside the importance of emergency savings in avoiding future debt.</p><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax and pension rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Sarah Coles and Helen Morrissey explore how much debt UK households are really carrying and why borrowing can quietly spiral out of control, even for higher earners.</p><p>They also share practical steps for tackling debt, including prioritising repayments, choosing between the avalanche and snowball methods, cutting costs, and using balance transfers carefully, alongside the importance of emergency savings in avoiding future debt.</p><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax and pension rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>What 2026 means for your money: pensions, taxes and ISAs</title>
			<itunes:title>What 2026 means for your money: pensions, taxes and ISAs</itunes:title>
			<pubDate>Thu, 01 Jan 2026 06:00:00 GMT</pubDate>
			<itunes:duration>15:16</itunes:duration>
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			<itunes:episode>126</itunes:episode>
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			<description><![CDATA[<p>In this episode, Sarah Coles and Helen Morrissey look ahead to what 2026 could hold for your finances.</p><br><p>They discuss key dates to watch in the year ahead, including the rise in the state pension, higher dividend tax and the continued freeze on income tax thresholds. The episode also explores what this means for savers, investors and pensioners and the outlook for household financial resilience.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Sarah Coles and Helen Morrissey look ahead to what 2026 could hold for your finances.</p><br><p>They discuss key dates to watch in the year ahead, including the rise in the state pension, higher dividend tax and the continued freeze on income tax thresholds. The episode also explores what this means for savers, investors and pensioners and the outlook for household financial resilience.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Investing in 2026: interest rates, markets, funds and shares to watch</title>
			<itunes:title>Investing in 2026: interest rates, markets, funds and shares to watch</itunes:title>
			<pubDate>Thu, 25 Dec 2025 06:00:00 GMT</pubDate>
			<itunes:duration>19:17</itunes:duration>
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			<itunes:episode>125</itunes:episode>
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			<description><![CDATA[<p>In this episode, Emma Wall and Sarah Coles look ahead to 2026 and the key themes set to shape investment markets.</p><br><p>They discuss where interest rates could be heading in the UK and US, the risks around inflation, government debt and high market valuations, and what this could mean for investors. The episode also explores opportunities across bonds, emerging markets and quality shares, before revealing Hargreaves Lansdown’s funds and shares to watch for 2026, including multi-asset funds and individual stocks.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Emma Wall and Sarah Coles look ahead to 2026 and the key themes set to shape investment markets.</p><br><p>They discuss where interest rates could be heading in the UK and US, the risks around inflation, government debt and high market valuations, and what this could mean for investors. The episode also explores opportunities across bonds, emerging markets and quality shares, before revealing Hargreaves Lansdown’s funds and shares to watch for 2026, including multi-asset funds and individual stocks.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>2025 in review: inflation, pensions, ISAs and money lessons</title>
			<itunes:title>2025 in review: inflation, pensions, ISAs and money lessons</itunes:title>
			<pubDate>Thu, 18 Dec 2025 11:00:00 GMT</pubDate>
			<itunes:duration>16:12</itunes:duration>
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			<itunes:episode>124</itunes:episode>
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			<description><![CDATA[<p>In this end-of-year special, Sarah Coles and Helen Morrissey look back at the key money themes of 2025 and what they mean for savers, investors and retirees.</p><br><p>They discuss how market volatility following global trade tensions tested pension investors’ nerves and why taking a long-term investing approach matters.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this end-of-year special, Sarah Coles and Helen Morrissey look back at the key money themes of 2025 and what they mean for savers, investors and retirees.</p><br><p>They discuss how market volatility following global trade tensions tested pension investors’ nerves and why taking a long-term investing approach matters.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Investment review of 2025, what we lived through and learned</title>
			<itunes:title>Investment review of 2025, what we lived through and learned</itunes:title>
			<pubDate>Thu, 11 Dec 2025 15:06:27 GMT</pubDate>
			<itunes:duration>13:31</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>123</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this investment special, Emma Wall and Sarah Coles take stock of what the events of 2025 mean for investors: from the market records set to the performance of stocks like Nvidia, and why it’s worth considering the balance of investments in their portfolio right now.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. <strong>Past performance isn’t a guide to future returns.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this investment special, Emma Wall and Sarah Coles take stock of what the events of 2025 mean for investors: from the market records set to the performance of stocks like Nvidia, and why it’s worth considering the balance of investments in their portfolio right now.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. <strong>Past performance isn’t a guide to future returns.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[What's next for stock markets: Will there be a Santa rally this year?]]></title>
			<itunes:title><![CDATA[What's next for stock markets: Will there be a Santa rally this year?]]></itunes:title>
			<pubDate>Thu, 04 Dec 2025 07:00:00 GMT</pubDate>
			<itunes:duration>14:03</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>whats-next-for-stock-markets-will-there-be-a-santa-rally-thi</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBOR3h3DGTkPje3ozctfUHeDXcNSDIIhLz9TfzoHfNszD4ADGL97MuqrHXN1yP0Lr1RVaWscpwVvAW3jswTqASI]]></acast:settings>
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			<itunes:season>1</itunes:season>
			<itunes:episode>122</itunes:episode>
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			<description><![CDATA[<p>Emma Wall and Sarah Coles discuss how the stock markets are faring after the Budget, the importance of the golden quarter for businesses, and explore a market pattern known as a ‘Santa rally’ that could be approaching this month.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Past performance is not a guide to the future. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emma Wall and Sarah Coles discuss how the stock markets are faring after the Budget, the importance of the golden quarter for businesses, and explore a market pattern known as a ‘Santa rally’ that could be approaching this month.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Past performance is not a guide to the future. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Autumn Budget 2025: key changes to savings, ISAs and pensions </title>
			<itunes:title>Autumn Budget 2025: key changes to savings, ISAs and pensions </itunes:title>
			<pubDate>Thu, 27 Nov 2025 11:30:59 GMT</pubDate>
			<itunes:duration>18:34</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/autumn-budget-2025-key-changes-to-savings-isas-and-pensions</link>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>autumn-budget-2025-key-changes-to-savings-isas-and-pensions</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>121</itunes:episode>
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			<description><![CDATA[<p>Explore what the Autumn Budget 2025 means for you, from tax freezes and ISA cuts to changes in savings, dividends, pensions and key investor updates.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Explore what the Autumn Budget 2025 means for you, from tax freezes and ISA cuts to changes in savings, dividends, pensions and key investor updates.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Autumn Budget and the self-employed: tax and income gaps</title>
			<itunes:title>Autumn Budget and the self-employed: tax and income gaps</itunes:title>
			<pubDate>Thu, 20 Nov 2025 12:00:00 GMT</pubDate>
			<itunes:duration>12:41</itunes:duration>
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			<acast:episodeId>691dadc967ed28baec80ad46</acast:episodeId>
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			<acast:episodeUrl>autumn-budget-and-the-self-employed-tax-and-income-gaps</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>120</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Rumoured Budget tax changes are putting new pressures on the self-employed. Sarah Coles and Helen Morrissey explore what rising taxes could mean for freelancers, why lumpy income makes saving harder, how insurance for the self-employed can help and how people can build their financial resilience.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rumoured Budget tax changes are putting new pressures on the self-employed. Sarah Coles and Helen Morrissey explore what rising taxes could mean for freelancers, why lumpy income makes saving harder, how insurance for the self-employed can help and how people can build their financial resilience.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>US market volatility: AI tech boom, government shutdown, Fed policy and elections</title>
			<itunes:title>US market volatility: AI tech boom, government shutdown, Fed policy and elections</itunes:title>
			<pubDate>Thu, 13 Nov 2025 07:13:50 GMT</pubDate>
			<itunes:duration>11:30</itunes:duration>
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			<acast:episodeUrl>us-market-volatility-ai-tech-boom-government-shutdown-fed-po</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>119</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Emma Wall and Sarah Coles take a closer look at what’s behind recent market volatility in the US. They discuss concerns surrounding the AI boom, what the Federal Reserve might do next, the government shutdown and the importance of diversification amid uncertainty.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance isn’t a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emma Wall and Sarah Coles take a closer look at what’s behind recent market volatility in the US. They discuss concerns surrounding the AI boom, what the Federal Reserve might do next, the government shutdown and the importance of diversification amid uncertainty.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance isn’t a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Are you wealthy for your age? Property, pensions, savings and investments</title>
			<itunes:title>Are you wealthy for your age? Property, pensions, savings and investments</itunes:title>
			<pubDate>Thu, 06 Nov 2025 12:00:00 GMT</pubDate>
			<itunes:duration>13:48</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/are-you-wealthy-for-your-age-property-pensions-savings-and-i</link>
			<acast:episodeId>690396e3a749a247c244038e</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>are-you-wealthy-for-your-age-property-pensions-savings-and-i</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hAlW0Gj1ZBeDgIpmWf7sVmPcrWy0BLAjeHLBB/9K3R5SbfNibd1UoogxFB+Nw9vF7D0DsCrYPPGvnYQPoV+L7hN]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>118</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Sarah Coles and Helen Morrissey dive into what it really means to be wealthy in today’s world and why a million pounds isn’t what it used to be. From the impact of inflation on lottery jackpots to how wealth builds across generations, they explore who actually qualifies as “wealthy,” and why many people still don’t feel it.</p><br><p>They unpack how property, pensions and savings all contribute to your overall wealth, why patience pays off with long-term investing, and the simple steps that can help you grow your money - whether you’re just starting out or approaching retirement.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Helen Morrissey dive into what it really means to be wealthy in today’s world and why a million pounds isn’t what it used to be. From the impact of inflation on lottery jackpots to how wealth builds across generations, they explore who actually qualifies as “wealthy,” and why many people still don’t feel it.</p><br><p>They unpack how property, pensions and savings all contribute to your overall wealth, why patience pays off with long-term investing, and the simple steps that can help you grow your money - whether you’re just starting out or approaching retirement.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Budget fears and rumours: tax, pensions and scary money mistakes</title>
			<itunes:title>Budget fears and rumours: tax, pensions and scary money mistakes</itunes:title>
			<pubDate>Thu, 30 Oct 2025 11:01:50 GMT</pubDate>
			<itunes:duration>18:00</itunes:duration>
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			<acast:episodeUrl>budget-fears-and-rumours-tax-pensions-and-scary-money-mistak</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>117</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>As spooky season arrives, Sarah Coles and Helen Morrissey explore the financial fears haunting households, from Budget rumours to “zombie” savings and pensions quietly eating through your cash.</p><br><p>They unpack the latest updates on income tax, National Insurance, Capital Gains Tax and pension tax relief, explaining what might change in the next Budget and what steps you can take now to shelter your money.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>As spooky season arrives, Sarah Coles and Helen Morrissey explore the financial fears haunting households, from Budget rumours to “zombie” savings and pensions quietly eating through your cash.</p><br><p>They unpack the latest updates on income tax, National Insurance, Capital Gains Tax and pension tax relief, explaining what might change in the next Budget and what steps you can take now to shelter your money.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What’s driving global stock markets? AI, tech valuations, and US growth</title>
			<itunes:title>What’s driving global stock markets? AI, tech valuations, and US growth</itunes:title>
			<pubDate>Thu, 23 Oct 2025 11:00:00 GMT</pubDate>
			<itunes:duration>14:33</itunes:duration>
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			<acast:episodeUrl>whats-driving-global-stock-markets-ai-tech-valuations-and-us</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>116</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Sarah Coles and Emma Wall unpick the forces shaping global markets, focusing on tech stocks and the impact of AI on the US economy. They discuss warnings from Andrew Bailey and the IMF about stretched valuations and what this could mean for investors.</p><br><p>They also cover strong US GDP revisions, the Federal Reserve’s next moves, and what is happening to gold prices. Plus, they look at the ongoing US government shutdown and its potential impact on markets.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Past performance is not a guide to the future.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Emma Wall unpick the forces shaping global markets, focusing on tech stocks and the impact of AI on the US economy. They discuss warnings from Andrew Bailey and the IMF about stretched valuations and what this could mean for investors.</p><br><p>They also cover strong US GDP revisions, the Federal Reserve’s next moves, and what is happening to gold prices. Plus, they look at the ongoing US government shutdown and its potential impact on markets.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Past performance is not a guide to the future.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What’s next for the state pension? Triple lock, NI gaps and rising pension age</title>
			<itunes:title>What’s next for the state pension? Triple lock, NI gaps and rising pension age</itunes:title>
			<pubDate>Thu, 16 Oct 2025 08:55:36 GMT</pubDate>
			<itunes:duration>16:04</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/whats-next-for-the-state-pension-triple-lock-ni-gaps-and-ris</link>
			<acast:episodeId>68f0b308b80639f4c52227a0</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>whats-next-for-the-state-pension-triple-lock-ni-gaps-and-ris</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hAjF18gqdfSxzi6NH4r5L83FWsCeu076Xe0nJLhtOq4nyQ6kYzeg3g7mvw5uf4eJu92ogEvulfXYXCRrWa+NTHC]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>115</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Sarah Coles and Helen Morrissey break down key questions around the state pension - who gets it, when you can claim, and how much you might receive. They look at how the triple lock affects payments, why now is a crucial time of year, and how rising state pension ages could impact your retirement plans.</p><br><p>They also explain how your National Insurance record affects what you get, what to do if there are gaps, and how to check if you’re on track for the full amount.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Helen Morrissey break down key questions around the state pension - who gets it, when you can claim, and how much you might receive. They look at how the triple lock affects payments, why now is a crucial time of year, and how rising state pension ages could impact your retirement plans.</p><br><p>They also explain how your National Insurance record affects what you get, what to do if there are gaps, and how to check if you’re on track for the full amount.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Global stock markets: gold prices, tariffs, US government shutdown</title>
			<itunes:title>Global stock markets: gold prices, tariffs, US government shutdown</itunes:title>
			<pubDate>Thu, 09 Oct 2025 11:00:00 GMT</pubDate>
			<itunes:duration>12:42</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/global-stock-markets-gold-prices-tariffs-us-government-shutd</link>
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			<acast:episodeUrl>global-stock-markets-gold-prices-tariffs-us-government-shutd</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>114</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1760082462561-a3cebb5a-5a3f-41b7-85fd-d090de252912.jpeg"/>
			<description><![CDATA[<p>Sarah Coles and Emma Wall look at the factors moving markets around the world. They discuss the US government shutdown, strong economic data, and why both equities and gold are rising, despite usually pointing in opposite directions.</p><br><p>They also delve into global market trends and UK economic concerns.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Emma Wall look at the factors moving markets around the world. They discuss the US government shutdown, strong economic data, and why both equities and gold are rising, despite usually pointing in opposite directions.</p><br><p>They also delve into global market trends and UK economic concerns.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Autumn Budget rumours: tax hikes, pension changes and ISA risks</title>
			<itunes:title>Autumn Budget rumours: tax hikes, pension changes and ISA risks</itunes:title>
			<pubDate>Thu, 02 Oct 2025 11:00:00 GMT</pubDate>
			<itunes:duration>17:51</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/autumn-budget-rumours-tax-hikes-pension-changes-and-isa-risk</link>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>autumn-budget-rumours-tax-hikes-pension-changes-and-isa-risk</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBTxC82kdb56DHBVriEA6w8Lfh9+Gjw0HUphOcENaJE1gWgn+BQpXi7kByPT+p4rft1+s8geWS+x4bcRr9LOT/U]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>113</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>With the Budget date now confirmed, speculation is swirling. From tax hikes to&nbsp;potential ISA rule changes and pension tax tweaks. Sarah Coles and Helen Morrissey break down the rumours ahead of the Autumn Statement and what they could mean for your finances.</p><br><p>They explore concerns around ISA limits, the future of the Lifetime ISA, pension tax relief, capital gains, inheritance tax and income tax.&nbsp;They look at what steps you might want to consider now - and why reacting too quickly could backfire.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Tax rules can change and any benefits will depend on your circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>With the Budget date now confirmed, speculation is swirling. From tax hikes to&nbsp;potential ISA rule changes and pension tax tweaks. Sarah Coles and Helen Morrissey break down the rumours ahead of the Autumn Statement and what they could mean for your finances.</p><br><p>They explore concerns around ISA limits, the future of the Lifetime ISA, pension tax relief, capital gains, inheritance tax and income tax.&nbsp;They look at what steps you might want to consider now - and why reacting too quickly could backfire.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Tax rules can change and any benefits will depend on your circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why are stock markets rising while investor confidence is falling?</title>
			<itunes:title>Why are stock markets rising while investor confidence is falling?</itunes:title>
			<pubDate>Thu, 25 Sep 2025 09:09:00 GMT</pubDate>
			<itunes:duration>10:13</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/why-are-stock-markets-rising-while-investor-confidence-is-fa</link>
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			<acast:episodeUrl>why-are-stock-markets-rising-while-investor-confidence-is-fa</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hCO+DL6DXh7TeANxl5bfE/FCk3gzl420GCnWDjkPaXx0tbyKA5eQ1rusoMIa+nvBXGHijkAAc2JYWSJ9DaE14IK]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>112</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1758791095225-3ec21e18-ef90-4d8b-9f3f-fe313f71c737.jpeg"/>
			<description><![CDATA[<p>Sarah Coles and Helen Morrissey delve into data from the latest HL Investor Confidence Index and explore why confidence is slipping across major markets, even as Wall Street hits fresh highs. They unpack what could be driving the disconnect, from weak economic data in the UK and US to interest rate moves and AI-fuelled optimism.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Helen Morrissey delve into data from the latest HL Investor Confidence Index and explore why confidence is slipping across major markets, even as Wall Street hits fresh highs. They unpack what could be driving the disconnect, from weak economic data in the UK and US to interest rate moves and AI-fuelled optimism.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The UK’s pension gap: insights on retirement resilience and inequality</title>
			<itunes:title>The UK’s pension gap: insights on retirement resilience and inequality</itunes:title>
			<pubDate>Thu, 18 Sep 2025 13:37:44 GMT</pubDate>
			<itunes:duration>14:17</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/the-uks-pension-gap-insights-on-retirement-resilience-and-in</link>
			<acast:episodeId>68cc0b292cc152f4dd8bca5a</acast:episodeId>
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			<acast:episodeUrl>the-uks-pension-gap-insights-on-retirement-resilience-and-in</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBQXDqxbhpzdbeDh6b3XYfvIswcRHKT9lxBjvc8vzqaUypvVliVBCss2rWxOXVXK7TeXGN63KjS7r3a5tIs3owP]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>111</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Sarah Coles and Helen Morrissey join Nathan Long, senior analyst at HL, to discuss the latest HL Savings and Resilience Barometer findings. They explore why the UK’s pension gap is widening, especially among higher earners, and how income, location, and home ownership affect financial resilience.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Helen Morrissey join Nathan Long, senior analyst at HL, to discuss the latest HL Savings and Resilience Barometer findings. They explore why the UK’s pension gap is widening, especially among higher earners, and how income, location, and home ownership affect financial resilience.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Bridging the investment gaps: navigating UK market volatility, inflation and challenges facing investors</title>
			<itunes:title>Bridging the investment gaps: navigating UK market volatility, inflation and challenges facing investors</itunes:title>
			<pubDate>Thu, 11 Sep 2025 11:00:00 GMT</pubDate>
			<itunes:duration>9:33</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/bridging-the-investment-gaps-navigating-uk-market-volatility</link>
			<acast:episodeId>68c142ee0fa00b5817dfd9b3</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>bridging-the-investment-gaps-navigating-uk-market-volatility</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>110</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Sarah Coles and Helen Morrissey unpack the latest HL Savings and Resilience Barometer findings, revealing significant investment gaps across UK households, especially among single women, and the challenges facing retail investors today. They explore how inflation and UK economic growth concerns are impacting investor confidence, why building an emergency fund remains essential, and the importance of building a strong investment culture.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah Coles and Helen Morrissey unpack the latest HL Savings and Resilience Barometer findings, revealing significant investment gaps across UK households, especially among single women, and the challenges facing retail investors today. They explore how inflation and UK economic growth concerns are impacting investor confidence, why building an emergency fund remains essential, and the importance of building a strong investment culture.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Property vs pensions – after changes to stamp duty, tax and interest rates</title>
			<itunes:title>Property vs pensions – after changes to stamp duty, tax and interest rates</itunes:title>
			<pubDate>Thu, 04 Sep 2025 11:00:00 GMT</pubDate>
			<itunes:duration>19:39</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>property-vs-pensions-after-changes-to-stamp-duty-tax-and-int</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hD4StMv2clKDvOQgsjEcPFJVa9oJyRZkwm4w1rWHP4SysHqqdmOk28uVsclvqpEuGzERhx2rO0FNFG8nbbxS0vv]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>109</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah Streeter and Sarah Coles explore how property has become less rewarding as an investment, with more tax on landlords, rising costs of new legislation and higher mortgage interest. They also cover the latest Budget rumours affecting property, including speculation on changes to stamp duty, CGT, and NI on rent.</p><br><p>Helen Morrissey discusses the issues with being a landlord in retirement, questions around downsizing and weighs all this up against pensions.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah Streeter and Sarah Coles explore how property has become less rewarding as an investment, with more tax on landlords, rising costs of new legislation and higher mortgage interest. They also cover the latest Budget rumours affecting property, including speculation on changes to stamp duty, CGT, and NI on rent.</p><br><p>Helen Morrissey discusses the issues with being a landlord in retirement, questions around downsizing and weighs all this up against pensions.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Learn from professional investors: handle market volatility, highs and avoiding FOMO</title>
			<itunes:title>Learn from professional investors: handle market volatility, highs and avoiding FOMO</itunes:title>
			<pubDate>Thu, 28 Aug 2025 11:00:00 GMT</pubDate>
			<itunes:duration>10:54</itunes:duration>
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			<acast:episodeId>68af17055012d423da336229</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>learn-from-professional-investors-handle-market-volatility-h</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hDCI7ELg3Dn9nMMr9vFr1Yixecv61eJCy+CDzIfgnhcM+ggvSPdIFw+gj9R4Ff6DxUXOnc47jp2Oxi9fCiQM+hT]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>108</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah Streeter and Sarah Coles look at how professional investors are reacting to recent market volatility&nbsp;and what DIY investors can take from their approach. They explore changing attitudes to US stocks, rising interest in UK and European markets, and why doing nothing can sometimes be the smartest move.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah Streeter and Sarah Coles look at how professional investors are reacting to recent market volatility&nbsp;and what DIY investors can take from their approach. They explore changing attitudes to US stocks, rising interest in UK and European markets, and why doing nothing can sometimes be the smartest move.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Average cost of raising a child: childcare, savings and pension tips for parents</title>
			<itunes:title>Average cost of raising a child: childcare, savings and pension tips for parents</itunes:title>
			<pubDate>Thu, 21 Aug 2025 11:00:00 GMT</pubDate>
			<itunes:duration>16:04</itunes:duration>
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			<acast:episodeId>68a5cdb83b6c865497f42fd4</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>average-cost-of-raising-a-child-childcare-savings-and-pensio</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hAw6ApUz9Zu+Xmsrei/lt85xSj5woj66E/dMvxTAD4DVaA6xQstV0Ss9yCR5G77xd7asCuAkJL7DHD/K59D1i0b]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>107</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah Streeter and Sarah Coles unpack the rising cost of raising children and how the whole family can prepare financially. They cover maternity leave, building up emergency savings and getting your kids off to the right start with saving and investing.</p><br><p>Helen Morrissey joins to explain why it's vital not to overlook your pension and how parents and even grandparents can protect and boost family finances.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you or a child, seek financial advice. Investments can go up and down in value, so its possible to get  get back less than invested. Pension, ISA and tax rules apply and benefits depend on personal circumstances. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah Streeter and Sarah Coles unpack the rising cost of raising children and how the whole family can prepare financially. They cover maternity leave, building up emergency savings and getting your kids off to the right start with saving and investing.</p><br><p>Helen Morrissey joins to explain why it's vital not to overlook your pension and how parents and even grandparents can protect and boost family finances.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you or a child, seek financial advice. Investments can go up and down in value, so its possible to get  get back less than invested. Pension, ISA and tax rules apply and benefits depend on personal circumstances. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tariffs, magnificent 7 stocks, and gold on the rise</title>
			<itunes:title>Tariffs, magnificent 7 stocks, and gold on the rise</itunes:title>
			<pubDate>Thu, 14 Aug 2025 11:00:00 GMT</pubDate>
			<itunes:duration>16:05</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/tariffs-magnificent-7-stocks-and-gold-on-the-rise</link>
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			<acast:episodeUrl>tariffs-magnificent-7-stocks-and-gold-on-the-rise</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hDnVSWAT0fmUsVI1H8Z2OOj3kw0UcELMlseGYvKTQexrxEIq+8XfP3+botptpZ1re5kxoiTupoAQDUzfDtFxddl]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>106</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets, from major trade deals and new tariffs to a busy earnings season led by tech giants. </p><br><p>They unpack results from Meta and Microsoft, Apple and Amazon, look at the surge in gold demand, and assess the latest investor confidence data.</p><br><p>They also explain what the recent interest rate cut means for savers, investors and pensions, and why sentiment is shifting across global markets.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets, from major trade deals and new tariffs to a busy earnings season led by tech giants. </p><br><p>They unpack results from Meta and Microsoft, Apple and Amazon, look at the surge in gold demand, and assess the latest investor confidence data.</p><br><p>They also explain what the recent interest rate cut means for savers, investors and pensions, and why sentiment is shifting across global markets.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Holiday spending, currency tips and retirement planning</title>
			<itunes:title>Holiday spending, currency tips and retirement planning</itunes:title>
			<pubDate>Thu, 07 Aug 2025 11:00:00 GMT</pubDate>
			<itunes:duration>15:51</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/holiday-spending-currency-tips-and-retirement-planning</link>
			<acast:episodeId>68936980ec0dff69a08eb712</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>holiday-spending-currency-tips-and-retirement-planning</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBWsGCXyp/TV4RFp9aL6PI/V3Saq/f4A6sXM1B/5987qjm2F8egJClBV9A651W5BMf8hLWrbGCvyUtIHL88jeAZ]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>105</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they answer your holiday money questions, such as how to pay for your trip, get the best exchange rates and avoid overspending while you’re away. They also look at the real cost of holidays and how to plan ahead so you don’t come home with debt.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, explains why holidays are a good time to think about retirement and how to check if you’re on track.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they answer your holiday money questions, such as how to pay for your trip, get the best exchange rates and avoid overspending while you’re away. They also look at the real cost of holidays and how to plan ahead so you don’t come home with debt.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, explains why holidays are a good time to think about retirement and how to check if you’re on track.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Stock markets, oil prices and trade wars</title>
			<itunes:title>Stock markets, oil prices and trade wars</itunes:title>
			<pubDate>Thu, 31 Jul 2025 11:00:00 GMT</pubDate>
			<itunes:duration>18:15</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/stock-markets-oil-prices-and-trade-wars</link>
			<acast:episodeId>6889f11b6bbbf6afc7ea61ea</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>stock-markets-oil-prices-and-trade-wars</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBs6JPd4qLduyLP+dR8cqQED5YptIZ0TwanA8x6tZ7vX3+c9dlDOqGSIFMRUUhlSg32VkCQMZYqNnJRm+ebMaca]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>104</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they look back on a bumpy six months in the markets, marked by rising geopolitical tensions, trade disputes linked to Trump’s policies and a very public clash with Elon Musk. These events have stirred up oil prices and shaken investor confidence across the world. They break down what’s driving these shifts and share ideas on how you could shelter your investments going forward.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to talk about how to check if you’re on track with your pension, whether your investments are suited to your goals, and what a solid backup plan for retirement should include.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they look back on a bumpy six months in the markets, marked by rising geopolitical tensions, trade disputes linked to Trump’s policies and a very public clash with Elon Musk. These events have stirred up oil prices and shaken investor confidence across the world. They break down what’s driving these shifts and share ideas on how you could shelter your investments going forward.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to talk about how to check if you’re on track with your pension, whether your investments are suited to your goals, and what a solid backup plan for retirement should include.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Experts reveal the biggest money mistakes made in divorce</title>
			<itunes:title>Experts reveal the biggest money mistakes made in divorce</itunes:title>
			<pubDate>Thu, 24 Jul 2025 14:00:00 GMT</pubDate>
			<itunes:duration>14:33</itunes:duration>
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			<itunes:episode>103</itunes:episode>
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			<description><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they explore how to protect your finances from the fallout of divorce and smart steps to take both before and during a split.</p><br><p>Talking pre-nups, emergency funds and mortgage debt, we break down practical ways to safeguard your money if your relationship breaks down. With the number of divorces jumping 28% in 2023, it's a timely reminder that even happily married couples should be prepared.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to explain the crucial role pensions play in divorce settlements, and the options for splitting them fairly.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they explore how to protect your finances from the fallout of divorce and smart steps to take both before and during a split.</p><br><p>Talking pre-nups, emergency funds and mortgage debt, we break down practical ways to safeguard your money if your relationship breaks down. With the number of divorces jumping 28% in 2023, it's a timely reminder that even happily married couples should be prepared.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to explain the crucial role pensions play in divorce settlements, and the options for splitting them fairly.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Market volatility, house prices, and financial advice reforms</title>
			<itunes:title>Market volatility, house prices, and financial advice reforms</itunes:title>
			<pubDate>Thu, 17 Jul 2025 15:15:38 GMT</pubDate>
			<itunes:duration>16:38</itunes:duration>
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			<acast:episodeUrl>market-volatility-house-prices-and-financial-advice-reforms</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>102</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets and what big changes to financial advice could mean for your money.</p><br><p>Trade tensions, investor sentiment, oil prices and shifting mortgage rules are all in focus, as the team breaks down what it means for markets and borrowers.</p><br><p>Helen Morrissey, head of retirement analysis at HL, explains how reforms to the advice boundary could help more people make better financial decisions, from investing spare cash to planning for retirement.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets and what big changes to financial advice could mean for your money.</p><br><p>Trade tensions, investor sentiment, oil prices and shifting mortgage rules are all in focus, as the team breaks down what it means for markets and borrowers.</p><br><p>Helen Morrissey, head of retirement analysis at HL, explains how reforms to the advice boundary could help more people make better financial decisions, from investing spare cash to planning for retirement.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Living to 100: How much money would you need?</title>
			<itunes:title>Living to 100: How much money would you need?</itunes:title>
			<pubDate>Thu, 10 Jul 2025 13:11:18 GMT</pubDate>
			<itunes:duration>16:33</itunes:duration>
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			<acast:episodeUrl>living-to-100-how-much-money-would-you-need</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>101</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Are you financially prepared to live to 100? In this special episode, Susannah Streeter and Sarah Coles explore how much money you might need to retire comfortably and support yourself through a longer life.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, breaks down pension adequacy, savings targets, and what the government's pension review could mean for your future. Topics include auto-enrolment, the state pension, and retirement planning essentials.</p><br><p>Plus, financial planner Bradley Clark shares expert advice on how to make your money last a lifetime - however long that may be.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you financially prepared to live to 100? In this special episode, Susannah Streeter and Sarah Coles explore how much money you might need to retire comfortably and support yourself through a longer life.</p><br><p>Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, breaks down pension adequacy, savings targets, and what the government's pension review could mean for your future. Topics include auto-enrolment, the state pension, and retirement planning essentials.</p><br><p>Plus, financial planner Bradley Clark shares expert advice on how to make your money last a lifetime - however long that may be.</p><br><p>This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Investment special: tariffs, trade deals, tax threats and inflation</title>
			<itunes:title>Investment special: tariffs, trade deals, tax threats and inflation</itunes:title>
			<pubDate>Thu, 03 Jul 2025 13:42:00 GMT</pubDate>
			<itunes:duration>16:59</itunes:duration>
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			<acast:episodeUrl>investment-special-tariffs-trade-deals-tax-threats-and-infla</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>100</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Join Susannah and Sarah as they explore the key drivers behind recent global market movements, including trade deals and tariffs, economic slowdown and efforts to boost growth in the UK.</p><br><p>Understand what all this means for investors, and get clear insights on what’s next for inflation, interest rates, government borrowing and possible tax threats in the autumn Budget.</p><br><p>Plus hear from Helen Morrissey, HL’s head of retirement analysis, on the impact of the winter fuel allowance U-turn.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they explore the key drivers behind recent global market movements, including trade deals and tariffs, economic slowdown and efforts to boost growth in the UK.</p><br><p>Understand what all this means for investors, and get clear insights on what’s next for inflation, interest rates, government borrowing and possible tax threats in the autumn Budget.</p><br><p>Plus hear from Helen Morrissey, HL’s head of retirement analysis, on the impact of the winter fuel allowance U-turn.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to build wealth: planning tips from the experts</title>
			<itunes:title>How to build wealth: planning tips from the experts</itunes:title>
			<pubDate>Thu, 19 Jun 2025 14:19:42 GMT</pubDate>
			<itunes:duration>26:11</itunes:duration>
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			<acast:episodeUrl>how-to-build-wealth-planning-tips-from-the-experts</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>99</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Join Susannah and Sarah as they unpack the essential building blocks of wealth, from setting financial goals and managing risk to choosing the right mix of assets for you. Whether you’re just starting out or thinking about retirement, this episode offers practical steps to help you grow your financial resilience over time.</p><br><p>Bradley Clark, financial planner at HL, explains how to set clear goals, manage your money, and take the right steps to start building long-term wealth. Helen Morrissey, head of retirement analysis at HL, talks through some of the ways to build wealth over time.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they unpack the essential building blocks of wealth, from setting financial goals and managing risk to choosing the right mix of assets for you. Whether you’re just starting out or thinking about retirement, this episode offers practical steps to help you grow your financial resilience over time.</p><br><p>Bradley Clark, financial planner at HL, explains how to set clear goals, manage your money, and take the right steps to start building long-term wealth. Helen Morrissey, head of retirement analysis at HL, talks through some of the ways to build wealth over time.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Avoiding scams, deepfakes and cyber attacks</title>
			<itunes:title>Avoiding scams, deepfakes and cyber attacks</itunes:title>
			<pubDate>Thu, 05 Jun 2025 14:46:09 GMT</pubDate>
			<itunes:duration>23:20</itunes:duration>
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			<acast:episodeId>6841adb2d461159d2e3c41f2</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>avoiding-scams-deepfakes-and-cyber-attacks</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>98</itunes:episode>
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			<description><![CDATA[<p>Join Susannah and Sarah as they break down the growing threat of cyber attacks and online scams – what’s happening now, who’s being targeted, and what it all means for your money.</p><p>&nbsp;</p><p>Will Guyatt, technology correspondent, joins to explain how scams are evolving – from deepfakes and fake WhatsApp groups to social media investment traps – and what steps you can take to stay safe online. Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, also joins to discuss how pension scammers are targeting retirees and what red flags to watch out for.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they break down the growing threat of cyber attacks and online scams – what’s happening now, who’s being targeted, and what it all means for your money.</p><p>&nbsp;</p><p>Will Guyatt, technology correspondent, joins to explain how scams are evolving – from deepfakes and fake WhatsApp groups to social media investment traps – and what steps you can take to stay safe online. Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, also joins to discuss how pension scammers are targeting retirees and what red flags to watch out for.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Get to grips with inflation: investments, savings and pensions</title>
			<itunes:title>Get to grips with inflation: investments, savings and pensions</itunes:title>
			<pubDate>Thu, 22 May 2025 13:17:05 GMT</pubDate>
			<itunes:duration>23:29</itunes:duration>
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			<acast:episodeUrl>get-to-grips-with-inflation-investments-savings-and-pensions</acast:episodeUrl>
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			<itunes:episode>97</itunes:episode>
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			<description><![CDATA[<p>Join Susannah and Sarah as they break down the latest on Trump’s tariffs – where things stand now and what it means for global trade.</p><p>&nbsp;</p><p>Victoria Hasler, head of fund research at Hargreaves Lansdown, and Helen Morrissey, head of retirement analysis, join us to unpack what inflation really is, how bonds work and how these shifts could impact your wallet.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they break down the latest on Trump’s tariffs – where things stand now and what it means for global trade.</p><p>&nbsp;</p><p>Victoria Hasler, head of fund research at Hargreaves Lansdown, and Helen Morrissey, head of retirement analysis, join us to unpack what inflation really is, how bonds work and how these shifts could impact your wallet.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Beat money anxiety: managing your money and retirement in uncertain times</title>
			<itunes:title>Beat money anxiety: managing your money and retirement in uncertain times</itunes:title>
			<pubDate>Thu, 08 May 2025 14:48:35 GMT</pubDate>
			<itunes:duration>22:55</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>beat-money-anxiety-managing-your-money-and-retirement-in-unc</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>96</itunes:episode>
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			<description><![CDATA[<p>Join Susannah and Sarah as they look at anxiety at a time when Trump’s tariffs have unsettled markets and global trade. They explore why we worry about money and how to tackle our concerns.</p><br><p>Helen Morrissey, head of retirement analysis, talks to us about the main concerns for retirees&nbsp;and Bradley Clark, HL financial adviser, unpacks common worries among his clients.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they look at anxiety at a time when Trump’s tariffs have unsettled markets and global trade. They explore why we worry about money and how to tackle our concerns.</p><br><p>Helen Morrissey, head of retirement analysis, talks to us about the main concerns for retirees&nbsp;and Bradley Clark, HL financial adviser, unpacks common worries among his clients.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Inheritance tax made simple: shares, bonds and gold, plus expert planning tips</title>
			<itunes:title>Inheritance tax made simple: shares, bonds and gold, plus expert planning tips</itunes:title>
			<pubDate>Thu, 24 Apr 2025 15:13:36 GMT</pubDate>
			<itunes:duration>25:44</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>95</itunes:episode>
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			<description><![CDATA[<p>Join Susannah and Sarah as they dive into the markets. Plus, Helen Morrissey, head of retirement analysis&nbsp;and Bradley Clark, HL financial adviser, join us to unpack the basics of inheritance tax – how it works, recent changes, how it could affect you and how to plan for it.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits will depend on your circumstances. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they dive into the markets. Plus, Helen Morrissey, head of retirement analysis&nbsp;and Bradley Clark, HL financial adviser, join us to unpack the basics of inheritance tax – how it works, recent changes, how it could affect you and how to plan for it.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits will depend on your circumstances. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>How to build a portfolio in turbulent times</title>
			<itunes:title>How to build a portfolio in turbulent times</itunes:title>
			<pubDate>Thu, 10 Apr 2025 11:38:14 GMT</pubDate>
			<itunes:duration>22:50</itunes:duration>
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			<acast:episodeUrl>how-to-build-a-portfolio-in-turbulent-times</acast:episodeUrl>
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			<itunes:episode>94</itunes:episode>
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			<description><![CDATA[<p>Join Susannah and Sarah as they break down the market fallout following Trump’s tariffs and explore how to invest at times like this. Learn how to build a balanced portfolio, why diversification matters, and how to choose funds that suit your investment goals.</p><br><p>Helen Morrissey, Head of Retirement Analysis, tells us how your pension can be your first step into investing.</p><br><p>And Emma Wall, Head of Platform Investments, joins us to share three funds that the HL research team have selected as a way to start building a portfolio.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they break down the market fallout following Trump’s tariffs and explore how to invest at times like this. Learn how to build a balanced portfolio, why diversification matters, and how to choose funds that suit your investment goals.</p><br><p>Helen Morrissey, Head of Retirement Analysis, tells us how your pension can be your first step into investing.</p><br><p>And Emma Wall, Head of Platform Investments, joins us to share three funds that the HL research team have selected as a way to start building a portfolio.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Prepare for Retirement: interest rates, trump tariffs and pension planning</title>
			<itunes:title>Prepare for Retirement: interest rates, trump tariffs and pension planning</itunes:title>
			<pubDate>Thu, 27 Mar 2025 12:35:41 GMT</pubDate>
			<itunes:duration>25:43</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>93</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Join Susannah and Sarah as they explore what’s happening with global trade and how it could affect the UK economy – touching on Trump tariffs, the UK growth forecast and interest rate cuts.</p><br><p>Helen Morrissey, Head of Retirement Analysis, talks about how people can prepare for retirement and reflects on changes in the retirement space since the major pension reforms (Freedom and Choice) made 10 years ago.</p><br><p>Special guest, Danny Cox, Head of Communications here at HL, tells us about how he was able to plan his finances for an early retirement.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they explore what’s happening with global trade and how it could affect the UK economy – touching on Trump tariffs, the UK growth forecast and interest rate cuts.</p><br><p>Helen Morrissey, Head of Retirement Analysis, talks about how people can prepare for retirement and reflects on changes in the retirement space since the major pension reforms (Freedom and Choice) made 10 years ago.</p><br><p>Special guest, Danny Cox, Head of Communications here at HL, tells us about how he was able to plan his finances for an early retirement.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Spring Clean Your Finances: US tariffs, the Spring Statement and saving tax</title>
			<itunes:title>Spring Clean Your Finances: US tariffs, the Spring Statement and saving tax</itunes:title>
			<pubDate>Wed, 12 Mar 2025 12:11:48 GMT</pubDate>
			<itunes:duration>21:07</itunes:duration>
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			<acast:episodeUrl>spring-clean-your-finances-us-tariffs-the-spring-statement-a</acast:episodeUrl>
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			<itunes:episode>92</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week’s episode, Susannah and Sarah discuss the potential impact of US tariffs on the global economy and the clash between Trump, Vance and Zelensky. We also delve into speculation around possible announcements in the upcoming Spring Statement and the tax efficient opportunities available at the moment.</p><br><p>Helen Morrissey, head of pension analysis, shares some of the key things to think about as we approach the end of the tax year.</p><br><p>Matt Britzman, senior equity analyst at HL, will take us through some of the shares which we think are worth considering for a Stocks &amp; Share ISA.</p><br><p>And we’ll hear from Emma Wall, our head of platform investments, on the latest fund ideas for an ISA as chosen by our research experts.</p><br><p>This podcast isn’t personal advice or a recommendation to trade any investment. Investors are responsible for their own investment decisions. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week’s episode, Susannah and Sarah discuss the potential impact of US tariffs on the global economy and the clash between Trump, Vance and Zelensky. We also delve into speculation around possible announcements in the upcoming Spring Statement and the tax efficient opportunities available at the moment.</p><br><p>Helen Morrissey, head of pension analysis, shares some of the key things to think about as we approach the end of the tax year.</p><br><p>Matt Britzman, senior equity analyst at HL, will take us through some of the shares which we think are worth considering for a Stocks &amp; Share ISA.</p><br><p>And we’ll hear from Emma Wall, our head of platform investments, on the latest fund ideas for an ISA as chosen by our research experts.</p><br><p>This podcast isn’t personal advice or a recommendation to trade any investment. Investors are responsible for their own investment decisions. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Single Files: Trump’s tariffs, stock market impact and cost of being single</title>
			<itunes:title>The Single Files: Trump’s tariffs, stock market impact and cost of being single</itunes:title>
			<pubDate>Thu, 27 Feb 2025 12:59:01 GMT</pubDate>
			<itunes:duration>24:27</itunes:duration>
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			<acast:episodeUrl>the-single-files-trumps-tariffs-stock-market-impact-and-cost</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>91</itunes:episode>
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			<description><![CDATA[<p>Join Susannah and Sarah as they explore how Trump’s proposed tariffs are impacting global markets and tech stocks. They also dive into the latest findings from the HL Savings and Resilience Barometer, revealing why it’s harder to make ends meet when you’re single.</p><br><p>Helen Morrissey, Head of Pension Analysis, shares key questions to consider when planning a solo retirement. Plus, Dr Ylva Baeckström, Senior Lecturer at King’s College Business School, uncovers the behavioral science behind it all.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they explore how Trump’s proposed tariffs are impacting global markets and tech stocks. They also dive into the latest findings from the HL Savings and Resilience Barometer, revealing why it’s harder to make ends meet when you’re single.</p><br><p>Helen Morrissey, Head of Pension Analysis, shares key questions to consider when planning a solo retirement. Plus, Dr Ylva Baeckström, Senior Lecturer at King’s College Business School, uncovers the behavioral science behind it all.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[The Generation Gain: Family Financial Planning – plus Trump's Impact on Markets ]]></title>
			<itunes:title><![CDATA[The Generation Gain: Family Financial Planning – plus Trump's Impact on Markets ]]></itunes:title>
			<pubDate>Thu, 13 Feb 2025 11:30:28 GMT</pubDate>
			<itunes:duration>24:08</itunes:duration>
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			<acast:episodeUrl>the-generation-gain-family-financial-planning-plus-trumps-im</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hCXOkHnCNP9sNUZWg5iTubVM0iKq7Hf0aw65kUZY3bx7cyowrsiy3/iWljCr7yKoGeSPmdvluY4r2HYNdEW4/80]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>90</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah and Sarah examine what Trump’s presidency means for global markets, saving and investing for children and grandchildren during volatile times and the sensible planning steps we can take.</p><br><p>Helen Morrissey, head of pension analysis, tells us how supporting grandchildren can put you in a better position yourself, and the role that pensions play in family financial planning. </p><br><p>Plus, Bradley Clark, Financial Adviser at HL, brings insights from his experience advising families – what their concerns and priorities are, and some of the best tips he gives to them.</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah examine what Trump’s presidency means for global markets, saving and investing for children and grandchildren during volatile times and the sensible planning steps we can take.</p><br><p>Helen Morrissey, head of pension analysis, tells us how supporting grandchildren can put you in a better position yourself, and the role that pensions play in family financial planning. </p><br><p>Plus, Bradley Clark, Financial Adviser at HL, brings insights from his experience advising families – what their concerns and priorities are, and some of the best tips he gives to them.</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Pensions and savings gaps: the HL Savings and Resilience Barometer</title>
			<itunes:title>Pensions and savings gaps: the HL Savings and Resilience Barometer</itunes:title>
			<pubDate>Thu, 30 Jan 2025 13:54:21 GMT</pubDate>
			<itunes:duration>22:21</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>89</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah and Sarah explore the investment landscape right now and then dive into our latest research uncovering the nation’s financial resilience. </p><br><p>Helen Morrissey, head of pension analysis, sheds light on the pensions gap affecting millions across the nation.</p><br><p>Plus, Nathan Long, senior analyst at HL, talks us through some of the most interesting findings from the Barometer, and some of the most striking regional differences.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah explore the investment landscape right now and then dive into our latest research uncovering the nation’s financial resilience. </p><br><p>Helen Morrissey, head of pension analysis, sheds light on the pensions gap affecting millions across the nation.</p><br><p>Plus, Nathan Long, senior analyst at HL, talks us through some of the most interesting findings from the Barometer, and some of the most striking regional differences.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>New year, new you: transform your finances in 2025</title>
			<itunes:title>New year, new you: transform your finances in 2025</itunes:title>
			<pubDate>Thu, 16 Jan 2025 13:25:25 GMT</pubDate>
			<itunes:duration>25:40</itunes:duration>
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			<acast:episodeUrl>new-year-new-you-transform-your-finances-in-2025</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>88</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah and Sarah take a look at the steps we can take with our investments and personal finances as we head into 2025.</p><br><p>Helen Morrissey, head of pension analysis, outlines the key New Year jobs to do when it comes to your pension.</p><br><p>Emmanuel Asuquo, personal finance expert and founder of the Eman Effect, talks us through exploring your money mindset and building good habits – both of which are key to starting the year right. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah take a look at the steps we can take with our investments and personal finances as we head into 2025.</p><br><p>Helen Morrissey, head of pension analysis, outlines the key New Year jobs to do when it comes to your pension.</p><br><p>Emmanuel Asuquo, personal finance expert and founder of the Eman Effect, talks us through exploring your money mindset and building good habits – both of which are key to starting the year right. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The market outlook for 2025: Markets, money, and must-watch trends</title>
			<itunes:title>The market outlook for 2025: Markets, money, and must-watch trends</itunes:title>
			<pubDate>Thu, 02 Jan 2025 13:05:05 GMT</pubDate>
			<itunes:duration>22:05</itunes:duration>
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			<acast:episodeUrl>the-market-outlook-for-2025-markets-money-and-must-watch-tre</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>87</itunes:episode>
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			<description><![CDATA[<p>Join Susannah and Sarah as they delve into the potential economic landscape of 2025. We'll explore:</p><p><br></p><ul><li>Market volatility: examining the potential for fluctuations in stocks and bonds.</li><li>Mortgage rates &amp; tax rises: understanding the impact of rising costs on your finances.</li><li>Pension planning: gaining insights from Helen Morrissey, head of retirement analysis.</li><li>Investment opportunities: Matt Britzman looks at companies which could be worth watching in 2025 and Emma Wall takes us through some funds to keep an eye on. </li></ul><p><br></p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Susannah and Sarah as they delve into the potential economic landscape of 2025. We'll explore:</p><p><br></p><ul><li>Market volatility: examining the potential for fluctuations in stocks and bonds.</li><li>Mortgage rates &amp; tax rises: understanding the impact of rising costs on your finances.</li><li>Pension planning: gaining insights from Helen Morrissey, head of retirement analysis.</li><li>Investment opportunities: Matt Britzman looks at companies which could be worth watching in 2025 and Emma Wall takes us through some funds to keep an eye on. </li></ul><p><br></p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>A whistle-stop tour of 2024: Elections, AI boom, gold and pensions</title>
			<itunes:title>A whistle-stop tour of 2024: Elections, AI boom, gold and pensions</itunes:title>
			<pubDate>Thu, 19 Dec 2024 11:37:25 GMT</pubDate>
			<itunes:duration>19:50</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/a-whistle-stop-tour-of-2024-elections-ai-boom-gold-and-pensi</link>
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			<acast:episodeUrl>a-whistle-stop-tour-of-2024-elections-ai-boom-gold-and-pensi</acast:episodeUrl>
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			<itunes:episode>86</itunes:episode>
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			<description><![CDATA[<p>Susannah and Sarah take a look back at a huge year for the markets, with global elections, geopolitical unrest, AI enthusiasm, gold prices and a Budget to remember. </p><br><p>Helen Morrissey, head of pension analysis, joins us to discuss what the year held in store for pensions.</p><br><p>Matt Britzman, senior equity analyst at HL, looks at the companies he said were worth keeping an eye on at the start of the year. </p><br><p>And Emma Wall, our head of platform investments, will take us through the performance of the funds she spotlighted for this year. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah take a look back at a huge year for the markets, with global elections, geopolitical unrest, AI enthusiasm, gold prices and a Budget to remember. </p><br><p>Helen Morrissey, head of pension analysis, joins us to discuss what the year held in store for pensions.</p><br><p>Matt Britzman, senior equity analyst at HL, looks at the companies he said were worth keeping an eye on at the start of the year. </p><br><p>And Emma Wall, our head of platform investments, will take us through the performance of the funds she spotlighted for this year. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Are we going off going out? </title>
			<itunes:title>Are we going off going out? </itunes:title>
			<pubDate>Thu, 05 Dec 2024 14:37:51 GMT</pubDate>
			<itunes:duration>22:47</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>85</itunes:episode>
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			<description><![CDATA[<p>Susannah and Sarah delve into how things are looking for the hotels and hospitality sector as we head towards Christmas. We’ll touch on challenges faced across the jobs market, rising salary expectations and the impact of increased National Insurance Contributions to businesses.</p><br><p>Special guest, Jane Pendlebury, CEO of HOSPA, gives us insight into how Christmas is shaping up for the industry this year.</p><br><p>Matt Britzman, senior equity analyst at HL, looks at what the season holds in store for the listed companies in this space.</p><br><p>And Emma Wall, our head of platform investments, will take us through a fund manager’s view.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah delve into how things are looking for the hotels and hospitality sector as we head towards Christmas. We’ll touch on challenges faced across the jobs market, rising salary expectations and the impact of increased National Insurance Contributions to businesses.</p><br><p>Special guest, Jane Pendlebury, CEO of HOSPA, gives us insight into how Christmas is shaping up for the industry this year.</p><br><p>Matt Britzman, senior equity analyst at HL, looks at what the season holds in store for the listed companies in this space.</p><br><p>And Emma Wall, our head of platform investments, will take us through a fund manager’s view.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Retail Therapy: Black Friday, Christmas spending and retail stocks</title>
			<itunes:title>Retail Therapy: Black Friday, Christmas spending and retail stocks</itunes:title>
			<pubDate>Thu, 21 Nov 2024 14:23:21 GMT</pubDate>
			<itunes:duration>30:11</itunes:duration>
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			<itunes:episode>84</itunes:episode>
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			<description><![CDATA[<p>Susannah and Sarah look ahead to Black Friday and Christmas spending. They also discuss how Trump’s win and the hike to employer National Insurance contributions could impact retailers and rising prices.</p><br><p>We’ll hear from Helen Morrissey, head of retirement analysis, who has a different view of what we could be spending our money on this Christmas.</p><br><p>Special guest, Paul Reader, Commercial Director of Toymaster, lifts the lid on the golden quarter.</p><br><p>Matt Britzman, senior equity analyst at HL, looks at what the season holds in store for retailers.</p><br><p>And Emma Wall, our head of platform investments, will take us through a fund manager’s view. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah look ahead to Black Friday and Christmas spending. They also discuss how Trump’s win and the hike to employer National Insurance contributions could impact retailers and rising prices.</p><br><p>We’ll hear from Helen Morrissey, head of retirement analysis, who has a different view of what we could be spending our money on this Christmas.</p><br><p>Special guest, Paul Reader, Commercial Director of Toymaster, lifts the lid on the golden quarter.</p><br><p>Matt Britzman, senior equity analyst at HL, looks at what the season holds in store for retailers.</p><br><p>And Emma Wall, our head of platform investments, will take us through a fund manager’s view. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What the Budget means for investors: Impact on taxes, pensions, and for some stocks </title>
			<itunes:title>What the Budget means for investors: Impact on taxes, pensions, and for some stocks </itunes:title>
			<pubDate>Thu, 07 Nov 2024 09:24:01 GMT</pubDate>
			<itunes:duration>31:43</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>83</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah and Sarah break down last week’s Autumn Budget, diving into its potential impact on savers, investors, and pensions. They cover key topics like inheritance tax changes and their effect on pensions and AIM investments, capital gains tax hikes, employer national insurance adjustments, and the freezing of income tax thresholds.</p><p>&nbsp;</p><p>They’ll also look at how the speech influenced markets and the confusion around possible changes to pension tax-free cash, which has left many facing a financial headache.</p><p>&nbsp;</p><p>Emma Wall, our head of investment analysis and research, speaks with Henry Lowson from Royal London Asset Management. </p><p>&nbsp;</p><p>And Matt Britzman, senior equity analyst at HL, tells us which stocks to keep an eye on following the Chancellor’s budget. </p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah break down last week’s Autumn Budget, diving into its potential impact on savers, investors, and pensions. They cover key topics like inheritance tax changes and their effect on pensions and AIM investments, capital gains tax hikes, employer national insurance adjustments, and the freezing of income tax thresholds.</p><p>&nbsp;</p><p>They’ll also look at how the speech influenced markets and the confusion around possible changes to pension tax-free cash, which has left many facing a financial headache.</p><p>&nbsp;</p><p>Emma Wall, our head of investment analysis and research, speaks with Henry Lowson from Royal London Asset Management. </p><p>&nbsp;</p><p>And Matt Britzman, senior equity analyst at HL, tells us which stocks to keep an eye on following the Chancellor’s budget. </p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Power and Money: how will the UK budget and US election impact investments?</title>
			<itunes:title>Power and Money: how will the UK budget and US election impact investments?</itunes:title>
			<pubDate>Thu, 17 Oct 2024 08:26:38 GMT</pubDate>
			<itunes:duration>34:31</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>82</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the US election is having on companies and markets.</p><br><p>They are joined by Ben Page, chief executive of IPSOS, who explores opinions and behaviours around elections.</p><p>&nbsp;</p><p>Emma Wall, our head of investment analysis and research, speaks to Ziad Gergi, head of multi-manager funds at Hargreaves Lansdown.</p><p>&nbsp;</p><p>And Matt Britzman, senior equity analyst at HL, will assess how some shares will be affected by the US election result – Microsoft, Ashtead and D. R. Horton.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the US election is having on companies and markets.</p><br><p>They are joined by Ben Page, chief executive of IPSOS, who explores opinions and behaviours around elections.</p><p>&nbsp;</p><p>Emma Wall, our head of investment analysis and research, speaks to Ziad Gergi, head of multi-manager funds at Hargreaves Lansdown.</p><p>&nbsp;</p><p>And Matt Britzman, senior equity analyst at HL, will assess how some shares will be affected by the US election result – Microsoft, Ashtead and D. R. Horton.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Charged up: the EV revolution and the impact of the China vs US trade war</title>
			<itunes:title>Charged up: the EV revolution and the impact of the China vs US trade war</itunes:title>
			<pubDate>Fri, 04 Oct 2024 08:58:04 GMT</pubDate>
			<itunes:duration>33:37</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>81</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Susannah and Sarah discuss the future of the EV industry in the wake of the China vs US trade war.</p><br><p>Top Gear’s Quentin Willson talks about the trends in EV ownership and how the manufacturers are faring. </p><p>&nbsp;</p><p>Emma Wall, our head of investment analysis and research, has a deeper look at China’s prospects.</p><p>&nbsp;</p><p>As usual, Matt Britzman, senior equity analyst at HL, also spotlights some shares to watch in this sector – TSMC, BMW and Tesla.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah discuss the future of the EV industry in the wake of the China vs US trade war.</p><br><p>Top Gear’s Quentin Willson talks about the trends in EV ownership and how the manufacturers are faring. </p><p>&nbsp;</p><p>Emma Wall, our head of investment analysis and research, has a deeper look at China’s prospects.</p><p>&nbsp;</p><p>As usual, Matt Britzman, senior equity analyst at HL, also spotlights some shares to watch in this sector – TSMC, BMW and Tesla.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Homing in on Property: from buy-to-let to investing in property companies</title>
			<itunes:title>Homing in on Property: from buy-to-let to investing in property companies</itunes:title>
			<pubDate>Thu, 19 Sep 2024 08:45:47 GMT</pubDate>
			<itunes:duration>27:24</itunes:duration>
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			<acast:episodeUrl>homing-in-on-property-from-buy-to-let-to-investing-in-proper</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>80</itunes:episode>
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			<description><![CDATA[<p>Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capital gains tax - with property veteran, Jeremy Leaf. Helen Morrissey, head of retirement research, explores buy-to-let for retirement and the expected upcoming boost to the state pension. </p><br><p>Matt Britzman, senior equity analyst at HL, also spotlights some companies to watch in the sector, including Taylor Wimpey and Ibstock. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capital gains tax - with property veteran, Jeremy Leaf. Helen Morrissey, head of retirement research, explores buy-to-let for retirement and the expected upcoming boost to the state pension. </p><br><p>Matt Britzman, senior equity analyst at HL, also spotlights some companies to watch in the sector, including Taylor Wimpey and Ibstock. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Switching channels: investing in Netflix, ITV and online channels</title>
			<itunes:title>Switching channels: investing in Netflix, ITV and online channels</itunes:title>
			<pubDate>Thu, 05 Sep 2024 12:26:26 GMT</pubDate>
			<itunes:duration>31:16</itunes:duration>
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			<acast:episodeUrl>switching-channels-investing-in-netflix-itv-and-online-chann</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>79</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Navigating the new media landscape: Susannah and Sarah take a look at the challenges facing the media industry, covering the drop in popularity of traditional television, the rise of streaming services and online competitors and the impact on advertising revenue.</p><br><p>Plus, Matt Britzman, senior equity analyst at HL, gives his thoughts on some listed companies affected by changes in the industry.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Navigating the new media landscape: Susannah and Sarah take a look at the challenges facing the media industry, covering the drop in popularity of traditional television, the rise of streaming services and online competitors and the impact on advertising revenue.</p><br><p>Plus, Matt Britzman, senior equity analyst at HL, gives his thoughts on some listed companies affected by changes in the industry.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Supermarket Sweep: Investing in Tesco, Asda, Ocado, and Sainsbury’s</title>
			<itunes:title>The Supermarket Sweep: Investing in Tesco, Asda, Ocado, and Sainsbury’s</itunes:title>
			<pubDate>Thu, 22 Aug 2024 12:57:04 GMT</pubDate>
			<itunes:duration>33:07</itunes:duration>
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			<acast:episodeUrl>the-supermarket-sweep-investing-in-tesco-asda-ocado-and-sain</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>78</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah delve into the world of the UK’s supermarkets in the midst of multiple lock-downs, Brexit and a cost-of-living crisis. We also take a look at the wider impact on retail behaviour and the supply chain as a whole. </p><br><p>Matt Britzman, equity analyst at HL, unpacks what's happened with some of the biggest household names, touching on Sainsbury’s, Ocado and Tesco.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah delve into the world of the UK’s supermarkets in the midst of multiple lock-downs, Brexit and a cost-of-living crisis. We also take a look at the wider impact on retail behaviour and the supply chain as a whole. </p><br><p>Matt Britzman, equity analyst at HL, unpacks what's happened with some of the biggest household names, touching on Sainsbury’s, Ocado and Tesco.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Any Pensions Questions? The state pension, tax relief changes and UK investing</title>
			<itunes:title>Any Pensions Questions? The state pension, tax relief changes and UK investing</itunes:title>
			<pubDate>Thu, 08 Aug 2024 10:28:53 GMT</pubDate>
			<itunes:duration>25:26</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>77</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Sarah and Helen delve into the world of pensions, unpacking burning issues including the state pension, lost pension pots, investing in the UK and potential tax relief changes. </p><br><p>Didi Ager, HL financial planner, joins us to consider key pension questions people are asking right now.</p><br><p>We’ll also look at companies that have been reporting – Microsoft, Paypal and NatWest. </p><br><p>This podcast isn't personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Sarah and Helen delve into the world of pensions, unpacking burning issues including the state pension, lost pension pots, investing in the UK and potential tax relief changes. </p><br><p>Didi Ager, HL financial planner, joins us to consider key pension questions people are asking right now.</p><br><p>We’ll also look at companies that have been reporting – Microsoft, Paypal and NatWest. </p><br><p>This podcast isn't personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Singled out for tough times: how does being single affect your financial resilience?</title>
			<itunes:title>Singled out for tough times: how does being single affect your financial resilience?</itunes:title>
			<pubDate>Thu, 25 Jul 2024 15:00:43 GMT</pubDate>
			<itunes:duration>25:23</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>76</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah talk to Senior Analyst, Nathan Long, to explore the financial resilience of the nation by unwrapping the findings from the latest Savings and Resilience Barometer. We touch on the true cost of being single, runaway rental costs and the expense of remortgaging. </p><br><p>Helen Morrissey joins us to give the inside scoop on measuring financial resilience in retirement and find out how much you really need to save for a comfortable retirement. </p><br><p>We’ll also look at what stocks might be ones to watch for people investing for retirement. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah talk to Senior Analyst, Nathan Long, to explore the financial resilience of the nation by unwrapping the findings from the latest Savings and Resilience Barometer. We touch on the true cost of being single, runaway rental costs and the expense of remortgaging. </p><br><p>Helen Morrissey joins us to give the inside scoop on measuring financial resilience in retirement and find out how much you really need to save for a comfortable retirement. </p><br><p>We’ll also look at what stocks might be ones to watch for people investing for retirement. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The direction of travel stocks: Rolls Royce, Trainline and easyJet</title>
			<itunes:title>The direction of travel stocks: Rolls Royce, Trainline and easyJet</itunes:title>
			<pubDate>Thu, 11 Jul 2024 09:24:42 GMT</pubDate>
			<itunes:duration>31:51</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>75</itunes:episode>
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			<description><![CDATA[<p>In this week's episode, Susannah and Sarah look at what the outcome of the general election may mean for our money, investments and pensions. We also turn our attention to the travel sector and what the upcoming holiday season could look like.</p><br><p>As usual, we look at the potential impact to stocks and funds in the sector. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah look at what the outcome of the general election may mean for our money, investments and pensions. We also turn our attention to the travel sector and what the upcoming holiday season could look like.</p><br><p>As usual, we look at the potential impact to stocks and funds in the sector. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Setting Expectations: the election, interest rates, pensions and investments</title>
			<itunes:title>Setting Expectations: the election, interest rates, pensions and investments</itunes:title>
			<pubDate>Thu, 27 Jun 2024 16:15:48 GMT</pubDate>
			<itunes:duration>26:50</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>74</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah speak with Anne Fairweather, HL’s head of government relations and public policy, to break down the manifestos and see where the parties differ, especially when it comes to issues affecting savers and investors.</p><br><p>We also take a look at how higher interest rates could affect Natwest, Berkshire Hathaway and Apple, explore funds to watch while rates are higher, and examine the impact on pension planning and annuity rates.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah speak with Anne Fairweather, HL’s head of government relations and public policy, to break down the manifestos and see where the parties differ, especially when it comes to issues affecting savers and investors.</p><br><p>We also take a look at how higher interest rates could affect Natwest, Berkshire Hathaway and Apple, explore funds to watch while rates are higher, and examine the impact on pension planning and annuity rates.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Positive Energy: Exxon Mobil, Shell and the General Election</title>
			<itunes:title>Positive Energy: Exxon Mobil, Shell and the General Election</itunes:title>
			<pubDate>Fri, 14 Jun 2024 11:00:41 GMT</pubDate>
			<itunes:duration>27:04</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/positive-energy-exxon-mobil-shell-and-the-general-election</link>
			<acast:episodeId>6669bb332868cb00110c579a</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>positive-energy-exxon-mobil-shell-and-the-general-election</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBsYJjp8nT7v+fWYx6qU9JeDoYqXQHZOKrvxHnJRhZ+X4ZgAgrySBB20iPz27gGZ4k9frjzJ8TzYJXzst0hnqR2]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>73</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah take a look at the energy sector, touching on oil, gas and electricity. </p><br><p>We look at how big energy giants, like Exxon Mobil and Shell, are faring and delve into political moves on the General Election campaign trail. Talking ESG considerations and the energy transition, find out how all of this could impact your investments and personal finances.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Past performance is not a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah take a look at the energy sector, touching on oil, gas and electricity. </p><br><p>We look at how big energy giants, like Exxon Mobil and Shell, are faring and delve into political moves on the General Election campaign trail. Talking ESG considerations and the energy transition, find out how all of this could impact your investments and personal finances.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Past performance is not a guide to the future.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Home advantages: Investing in the UK amidst record stock market highs</title>
			<itunes:title>Home advantages: Investing in the UK amidst record stock market highs</itunes:title>
			<pubDate>Thu, 30 May 2024 10:00:27 GMT</pubDate>
			<itunes:duration>26:34</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/home-advantages-investing-in-the-uk-amidst-record-stock-mark</link>
			<acast:episodeId>66571a530abe70001286ce15</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>home-advantages-investing-in-the-uk-amidst-record-stock-mark</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hAYRx6ASiYKpRv3uC8zpnEUFFimKuRrfMpeiEC8anvWZtp/cuXrN39CemH2tLHt6ApAf/Hpqcs4mjVIpQT6s3g1]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>72</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah look at the recent record highs of the UK markets, UK shares and funds to watch and how pension funds are investing right now. They also explore how the answer to your saving and investing gaps may already be sitting in your accounts.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Past performance is not a guide to the future. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah look at the recent record highs of the UK markets, UK shares and funds to watch and how pension funds are investing right now. They also explore how the answer to your saving and investing gaps may already be sitting in your accounts.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Past performance is not a guide to the future. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Magnificent Seven: tech stocks, AI and US markets</title>
			<itunes:title>The Magnificent Seven: tech stocks, AI and US markets</itunes:title>
			<pubDate>Thu, 16 May 2024 11:42:44 GMT</pubDate>
			<itunes:duration>29:11</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/the-magnificent-seven-tech-stocks-ai-and-us-markets</link>
			<acast:episodeId>6645f134a308c80012f2479d</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>the-magnificent-seven-tech-stocks-ai-and-us-markets</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBuH0SAPY+YGhxjdJGur0FYIB6aDkS85xeIdsBT3EZ8toRD3PO0Lg916iXKaHaY2w/JeLUETTaAMNgM5NC15W5+]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>71</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah look at the biggest names in tech, the Magnificent Seven: Microsoft, Amazon, Google (Alphabet), Tesla, Facebook (Meta), Nvidia and Apple.</p><br><p>We also delve into the latest edition of the HL Savings and Resilience Barometer for an inside look into the nation’s savings and investments. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah look at the biggest names in tech, the Magnificent Seven: Microsoft, Amazon, Google (Alphabet), Tesla, Facebook (Meta), Nvidia and Apple.</p><br><p>We also delve into the latest edition of the HL Savings and Resilience Barometer for an inside look into the nation’s savings and investments. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The gold rush: precious metals, mining and electric vehicles</title>
			<itunes:title>The gold rush: precious metals, mining and electric vehicles</itunes:title>
			<pubDate>Thu, 02 May 2024 13:28:03 GMT</pubDate>
			<itunes:duration>32:09</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/the-gold-rush-precious-metals-mining-and-electric-vehicles</link>
			<acast:episodeId>663394e3e9604e0012e0a070</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>the-gold-rush-precious-metals-mining-and-electric-vehicles</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hB9KOVY/dk1LbMmXGuq6i0LlhGEk8LQvSUCkt3ZS5oPCjPwBDNshS4/pcDPWFqDWXYFvvT61cTX5j7DczaW/gp+]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>70</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah look into what’s driving metals prices up – looking at using gold and silver to hedge against inflation, lithium use in EVs, the metal recycling industry and copper’s part to play in the energy transition. </p><br><p>We also look at how some of the biggest names in mining are faring, and the ESG (environmental, social and governance) implications. Find out how all of this could affect your savings and investments. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah look into what’s driving metals prices up – looking at using gold and silver to hedge against inflation, lithium use in EVs, the metal recycling industry and copper’s part to play in the energy transition. </p><br><p>We also look at how some of the biggest names in mining are faring, and the ESG (environmental, social and governance) implications. Find out how all of this could affect your savings and investments. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Wegovy, weight loss and pharmaceuticals: In sickness and in wealth</title>
			<itunes:title>Wegovy, weight loss and pharmaceuticals: In sickness and in wealth</itunes:title>
			<pubDate>Thu, 18 Apr 2024 13:32:38 GMT</pubDate>
			<itunes:duration>25:31</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/wegovy-weight-loss-and-pharmaceuticals-in-sickness-and-in-we</link>
			<acast:episodeId>662120f6f7dc6900120081f7</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>wegovy-weight-loss-and-pharmaceuticals-in-sickness-and-in-we</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hAmuugGvzzbdR8NSap7r3mctNoO7RkUCzwSvVANJsHlq6l0hadd2GHNv0qHVkOD7ikU/7DxyGz5mnG6tUU+mWAF]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>69</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this week's episode, Susannah and Sarah look at how the pharmaceutical sector is faring after a whirlwind few years. Exploring weight loss treatments, AstraZeneca, Novo Nordisk, GSK, and falling healthy life expectancy, find out how all of this could affect your savings and investments.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week's episode, Susannah and Sarah look at how the pharmaceutical sector is faring after a whirlwind few years. Exploring weight loss treatments, AstraZeneca, Novo Nordisk, GSK, and falling healthy life expectancy, find out how all of this could affect your savings and investments.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The NatWest sale and privatisation - from British Gas to Royal Mail: What to tell Sid now</title>
			<itunes:title>The NatWest sale and privatisation - from British Gas to Royal Mail: What to tell Sid now</itunes:title>
			<pubDate>Fri, 05 Apr 2024 09:33:37 GMT</pubDate>
			<itunes:duration>25:47</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/the-natwest-sale-and-privatisation-from-british-gas-to-royal</link>
			<acast:episodeId>660fc571dfaf110017264c74</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>the-natwest-sale-and-privatisation-from-british-gas-to-royal</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hBDJGuUJY+jrtposDCWB6iqQqgKhx0Mm0JtFJ5T6mk25v8ZiJXEypazC+prOzGC3FEugbyjXvJb4f/of3tlfXEW]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>68</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this episode, Susannah and Sarah dive deep into the NatWest share sale and Sophie Lund-Yates explores how past government privatisations stand now, touching on BT, British Gas and Royal Mail. Emma Wall also looks at why the UK market is an interesting region at the moment and what that might mean for your investments. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Susannah and Sarah dive deep into the NatWest share sale and Sophie Lund-Yates explores how past government privatisations stand now, touching on BT, British Gas and Royal Mail. Emma Wall also looks at why the UK market is an interesting region at the moment and what that might mean for your investments. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The last chance to save tax: beating the pension and ISA deadline</title>
			<itunes:title>The last chance to save tax: beating the pension and ISA deadline</itunes:title>
			<pubDate>Thu, 21 Mar 2024 17:00:04 GMT</pubDate>
			<itunes:duration>29:38</itunes:duration>
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			<acast:episodeUrl>the-last-chance-to-save-tax-beating-the-pension-and-isa-dead</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>67</itunes:episode>
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			<description><![CDATA[<p>In this episode, Sarah and Susannah talk all things tax year end and look at the reasons why many leave it to the last minute to make use of pension and ISA allowances. They also look at how this year's Spring Budget could impact your savings and investments - touching on British ISA, cuts to National Insurance and more.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and benefits depend on personal circumstances</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Sarah and Susannah talk all things tax year end and look at the reasons why many leave it to the last minute to make use of pension and ISA allowances. They also look at how this year's Spring Budget could impact your savings and investments - touching on British ISA, cuts to National Insurance and more.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and benefits depend on personal circumstances</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Banking on good news</title>
			<itunes:title>Banking on good news</itunes:title>
			<pubDate>Fri, 08 Mar 2024 15:21:18 GMT</pubDate>
			<itunes:duration>30:17</itunes:duration>
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			<acast:episodeUrl>banking-on-good-news</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>66</itunes:episode>
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			<description><![CDATA[In this episode, Sarah and Susannah explore the financial sector and talk about the UK's biggest banks and building societies. Touching on interest rate cuts, the NatWest share sale and the impact of upcoming elections – find out how all of this could impact your savings and investments.&nbsp;<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode, Sarah and Susannah explore the financial sector and talk about the UK's biggest banks and building societies. Touching on interest rate cuts, the NatWest share sale and the impact of upcoming elections – find out how all of this could impact your savings and investments.&nbsp;<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Beyond "Deadly": Sin Stocks, ESG & Sustainable Investing]]></title>
			<itunes:title><![CDATA[Beyond "Deadly": Sin Stocks, ESG & Sustainable Investing]]></itunes:title>
			<pubDate>Fri, 23 Feb 2024 11:56:02 GMT</pubDate>
			<itunes:duration>32:31</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>beyond-deadly-sin-stocks-esg-sustainable-investing</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>65</itunes:episode>
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			<description><![CDATA[<p>In this episode, Sarah and Susannah delve into the world of sin stocks, looking at oil companies, weapons manufacturers, Environmental Social and Governance and sustainable investing, as well as the pursuit of net zero.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Sarah and Susannah delve into the world of sin stocks, looking at oil companies, weapons manufacturers, Environmental Social and Governance and sustainable investing, as well as the pursuit of net zero.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Riddle of the brands: Retail sales and brand power in a weakening luxury market</title>
			<itunes:title>Riddle of the brands: Retail sales and brand power in a weakening luxury market</itunes:title>
			<pubDate>Thu, 08 Feb 2024 14:01:17 GMT</pubDate>
			<itunes:duration>26:55</itunes:duration>
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			<acast:episodeId>65c4dead94623a00167674a0</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>riddle-of-the-brands-retail-sales-and-brand-power-in-a-weake</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>64</itunes:episode>
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			<description><![CDATA[In this week's episode, Sarah and Susannah look at the weakening luxury market, a drop in retail sales growth and the impact of brand power. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this week's episode, Sarah and Susannah look at the weakening luxury market, a drop in retail sales growth and the impact of brand power. This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How we are juggling pensions, savings and investments: mind the resilience gaps</title>
			<itunes:title>How we are juggling pensions, savings and investments: mind the resilience gaps</itunes:title>
			<pubDate>Fri, 26 Jan 2024 13:07:53 GMT</pubDate>
			<itunes:duration>23:37</itunes:duration>
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			<acast:episodeId>65b3aea98a9ba30016a20ccd</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>how-we-are-juggling-pensions-savings-and-investments-mind-th</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hDo4v5mr08vAlSq8O6bsXSwKxaO3IwxomzubotU/skMsMwMbguLfqDWnsaPCrSX2vZiRRT2cR8+w8Yci24hkLFF]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>63</itunes:episode>
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			<description><![CDATA[<p>In this episode, Sarah and Susannah discuss the latest HL Savings &amp; Resilience Barometer. We explore where life is getting tougher, how retirement resilience is falling, and reveal the golden rules of investing for those getting started.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Sarah and Susannah discuss the latest HL Savings &amp; Resilience Barometer. We explore where life is getting tougher, how retirement resilience is falling, and reveal the golden rules of investing for those getting started.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Scam Shockers: Investment and Pension Traps Exposed</title>
			<itunes:title>Scam Shockers: Investment and Pension Traps Exposed</itunes:title>
			<pubDate>Fri, 12 Jan 2024 15:46:54 GMT</pubDate>
			<itunes:duration>32:21</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/scam-shockers-investment-and-pension-traps-exposed</link>
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			<acast:episodeUrl>scam-shockers-investment-and-pension-traps-exposed</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>62</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this episode, Sarah and Susannah talk about how you can protect yourself and family from investment and pension scams, and why cybersecurity is an ESG issue. We also look at what market opportunities scams can bring and which companies could be most at risk. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Sarah and Susannah talk about how you can protect yourself and family from investment and pension scams, and why cybersecurity is an ESG issue. We also look at what market opportunities scams can bring and which companies could be most at risk. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Investment outlook for 2024: navigating investments, pensions, savings, house prices and interest rates</title>
			<itunes:title>Investment outlook for 2024: navigating investments, pensions, savings, house prices and interest rates</itunes:title>
			<pubDate>Thu, 28 Dec 2023 14:20:05 GMT</pubDate>
			<itunes:duration>27:31</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/investment-outlook-for-2024-navigating-investments-pensions-</link>
			<acast:episodeId>658d84155b1cd500167a4d9d</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>investment-outlook-for-2024-navigating-investments-pensions-</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hCYVTmHNsGarYzgDDXhkAFBSPOzDl99x9Epq1XqI6zesTR47kvYTkGUcdmefOCvZyR372l7sFVI96krg5rN57LQ]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>61</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>In this episode, we examine what 2024 might bring for investments, pensions, savings, house prices and interest rates, and explore funds and shares to watch. </p><p>&nbsp;</p><p>All investments fall as well as rise in value, so you could get back less than you invest. This is not personal advice. If you are unsure of a course of action for your circumstances, you should ask for advice.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, we examine what 2024 might bring for investments, pensions, savings, house prices and interest rates, and explore funds and shares to watch. </p><p>&nbsp;</p><p>All investments fall as well as rise in value, so you could get back less than you invest. This is not personal advice. If you are unsure of a course of action for your circumstances, you should ask for advice.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Buy-to-letdown: Unveiling the challenges and pension potential of buy-to-let and alternative income strategies</title>
			<itunes:title>Buy-to-letdown: Unveiling the challenges and pension potential of buy-to-let and alternative income strategies</itunes:title>
			<pubDate>Thu, 14 Dec 2023 15:22:47 GMT</pubDate>
			<itunes:duration>29:47</itunes:duration>
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			<acast:episodeId>657b1dc85431560017d14142</acast:episodeId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>60</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[We explore the challenges for buy-to-let investors and tenants, whether it’s a sensible option for your pension, and an alternative way to invest for income.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[We explore the challenges for buy-to-let investors and tenants, whether it’s a sensible option for your pension, and an alternative way to invest for income.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Autumn Statement: Hunt for cuts</title>
			<itunes:title>Autumn Statement: Hunt for cuts</itunes:title>
			<pubDate>Fri, 01 Dec 2023 10:02:05 GMT</pubDate>
			<itunes:duration>27:42</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>59</itunes:episode>
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			<description><![CDATA[We examine the Autumn Statement changes, looking at ISAs, tax cuts, economic forecasts, pension changes, and the politics. We also revisit shares and funds we suggested as ones to watch, to see how they’re faring.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[We examine the Autumn Statement changes, looking at ISAs, tax cuts, economic forecasts, pension changes, and the politics. We also revisit shares and funds we suggested as ones to watch, to see how they’re faring.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>De-construction: Navigating the Investment Landscape of Infrastructure, HS2, and Housebuilding</title>
			<itunes:title>De-construction: Navigating the Investment Landscape of Infrastructure, HS2, and Housebuilding</itunes:title>
			<pubDate>Thu, 16 Nov 2023 16:24:09 GMT</pubDate>
			<itunes:duration>33:51</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>58</itunes:episode>
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			<description><![CDATA[In this episode, Sarah and Susannah discuss investment into infrastructure. Talking HS2, housebuilding and the environmental, social and governance (ESG) implications, find out how all of this could impact your savings and investments.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode, Sarah and Susannah discuss investment into infrastructure. Talking HS2, housebuilding and the environmental, social and governance (ESG) implications, find out how all of this could impact your savings and investments.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Any pension questions? Annuities, Triple Lock, Portfolio Ideas, and How Much to Save</title>
			<itunes:title>Any pension questions? Annuities, Triple Lock, Portfolio Ideas, and How Much to Save</itunes:title>
			<pubDate>Thu, 02 Nov 2023 10:11:15 GMT</pubDate>
			<itunes:duration>32:16</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>57</itunes:episode>
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			<description><![CDATA[Our Investment and Personal Finance experts answer some of your most common retirement questions, covering annuities, the triple lock, ideas for your portfolio in retirement and how much you actually need to save up to retire comfortably.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Our Investment and Personal Finance experts answer some of your most common retirement questions, covering annuities, the triple lock, ideas for your portfolio in retirement and how much you actually need to save up to retire comfortably.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Oil be damned: commodity investing, green energy and gold</title>
			<itunes:title>Oil be damned: commodity investing, green energy and gold</itunes:title>
			<pubDate>Thu, 19 Oct 2023 15:47:06 GMT</pubDate>
			<itunes:duration>25:23</itunes:duration>
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			<acast:episodeUrl>oil-be-damned-commodity-investing-green-energy-and-gold</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>56</itunes:episode>
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			<description><![CDATA[<p>Sarah and Susannah put commodities under the microscope and discuss how the Israel-Hamas conflict has impacted oil prices, as well as the evolution of green energy.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah and Susannah put commodities under the microscope and discuss how the Israel-Hamas conflict has impacted oil prices, as well as the evolution of green energy.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Home Games: How YouTube, Netflix and the gaming industry are benefiting from the shift to staying in</title>
			<itunes:title>Home Games: How YouTube, Netflix and the gaming industry are benefiting from the shift to staying in</itunes:title>
			<pubDate>Fri, 06 Oct 2023 10:16:14 GMT</pubDate>
			<itunes:duration>24:53</itunes:duration>
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			<acast:episodeId>651fde6e8e657c0011043b3e</acast:episodeId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>55</itunes:episode>
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			<description><![CDATA[<p>Our Investment and Personal Finance experts discuss the squeeze on budgets and the rise of the night in. We look at companies taking advantage of the shift as well as the struggles of the hospitality industry.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Our Investment and Personal Finance experts discuss the squeeze on budgets and the rise of the night in. We look at companies taking advantage of the shift as well as the struggles of the hospitality industry.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Self-worth: Pension prospects and financial resilience of the self-employed. </title>
			<itunes:title>Self-worth: Pension prospects and financial resilience of the self-employed. </itunes:title>
			<pubDate>Fri, 22 Sep 2023 13:56:35 GMT</pubDate>
			<itunes:duration>30:46</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>54</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1773941895254-cb3272f9-5363-4044-af3e-bb69741e3f68.jpeg"/>
			<description><![CDATA[<p>Our investment and savings experts look at the highs and lows of working for yourself and the ways self-employed people can plan and prepare for a more comfortable financial future.&nbsp;</p><br><p>Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on&nbsp;<a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank"><u>podcast@hl.co.uk</u></a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Our investment and savings experts look at the highs and lows of working for yourself and the ways self-employed people can plan and prepare for a more comfortable financial future.&nbsp;</p><br><p>Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on&nbsp;<a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank"><u>podcast@hl.co.uk</u></a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Electric dreams: the rise of electric cars</title>
			<itunes:title>Electric dreams: the rise of electric cars</itunes:title>
			<pubDate>Thu, 07 Sep 2023 13:07:19 GMT</pubDate>
			<itunes:duration>32:59</itunes:duration>
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			<itunes:episode>53</itunes:episode>
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			<description><![CDATA[<p>Investment and personal finance experts assess the ESG and commodities challenges, charging questions and how Tesla, BP and Aston Martin are navigating the EV revolution.</p><br><p>If you have any questions about this episode or anything else to share, you can reach us on <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Investment and personal finance experts assess the ESG and commodities challenges, charging questions and how Tesla, BP and Aston Martin are navigating the EV revolution.</p><br><p>If you have any questions about this episode or anything else to share, you can reach us on <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. All investments can fall as well as rise in value, so you could get back less than you invest.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Investing for your family: How to set you and your children up for financial success</title>
			<itunes:title>Investing for your family: How to set you and your children up for financial success</itunes:title>
			<pubDate>Thu, 24 Aug 2023 16:20:41 GMT</pubDate>
			<itunes:duration>33:15</itunes:duration>
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			<itunes:episode>52</itunes:episode>
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			<description><![CDATA[<p>Our investment and savings experts look at the ways we can help to lend a helping hand to our loved ones. Looking at investing for children, passing on your pension and inheritance tax – there are many ways to pass it on. </p><br><p>Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances. All investments can fall as well as rise in value, so you could get back less than you invest.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Our investment and savings experts look at the ways we can help to lend a helping hand to our loved ones. Looking at investing for children, passing on your pension and inheritance tax – there are many ways to pass it on. </p><br><p>Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances. All investments can fall as well as rise in value, so you could get back less than you invest.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Track and yield: How Alphabet, Apple, and Nike are changing the wellness industry</title>
			<itunes:title>Track and yield: How Alphabet, Apple, and Nike are changing the wellness industry</itunes:title>
			<pubDate>Fri, 11 Aug 2023 12:38:52 GMT</pubDate>
			<itunes:duration>31:06</itunes:duration>
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			<itunes:episode>51</itunes:episode>
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			<description><![CDATA[<p>Our investment and savings experts look at the wellness industry, with a focus on how tech giants are using AI to change the way we monitor our health, fitness and nutrition.</p><p>&nbsp;</p><p>Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments can go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Our investment and savings experts look at the wellness industry, with a focus on how tech giants are using AI to change the way we monitor our health, fitness and nutrition.</p><p>&nbsp;</p><p>Do you have any questions about this episode or topics you’d like us to cover? We’d love to hear from you. You can reach us on <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments can go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Summer Fayre: Beer, Beyoncé and beats</title>
			<itunes:title>Summer Fayre: Beer, Beyoncé and beats</itunes:title>
			<pubDate>Fri, 28 Jul 2023 12:51:55 GMT</pubDate>
			<itunes:duration>30:47</itunes:duration>
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			<itunes:episode>50</itunes:episode>
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			<description><![CDATA[<p>Our investment and savings experts look at how the hospitality industry is faring this summer – exploring the outlook for events companies, brewers and a drinks giant. Find out what it could all mean for your finances. </p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Our investment and savings experts look at how the hospitality industry is faring this summer – exploring the outlook for events companies, brewers and a drinks giant. Find out what it could all mean for your finances. </p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Bringing up the arrears: mortgage, debt and financial resilience in the cost-of-living crisis</title>
			<itunes:title>Bringing up the arrears: mortgage, debt and financial resilience in the cost-of-living crisis</itunes:title>
			<pubDate>Fri, 14 Jul 2023 08:29:01 GMT</pubDate>
			<itunes:duration>27:42</itunes:duration>
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			<itunes:episode>49</itunes:episode>
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			<description><![CDATA[In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the financial resilience of the nation, touching on debt, saving for retirement and mortgage rates.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the financial resilience of the nation, touching on debt, saving for retirement and mortgage rates.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Bricking it: How Rising Interest Rates are Shaking Up the Housing Market</title>
			<itunes:title>Bricking it: How Rising Interest Rates are Shaking Up the Housing Market</itunes:title>
			<pubDate>Thu, 29 Jun 2023 14:41:48 GMT</pubDate>
			<itunes:duration>31:48</itunes:duration>
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			<itunes:episode>48</itunes:episode>
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			<description><![CDATA[In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore how the rise in interest rates impacts the housing market, mortgage rates and our investments.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore how the rise in interest rates impacts the housing market, mortgage rates and our investments.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Coming to America: Is the US heading for a recession?</title>
			<itunes:title>Coming to America: Is the US heading for a recession?</itunes:title>
			<pubDate>Thu, 15 Jun 2023 08:35:34 GMT</pubDate>
			<itunes:duration>24:58</itunes:duration>
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			<itunes:subtitle><![CDATA[In this podcast, Susannah & Sarah explore the current state of the US economy and how the UK will be impacted if the States go into recession.]]></itunes:subtitle>
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			<itunes:season>1</itunes:season>
			<itunes:episode>47</itunes:episode>
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			<description><![CDATA[In this podcast, Susannah &amp; Sarah explore the current state of the US economy and how the UK will be impacted if the States go into recession.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this podcast, Susannah &amp; Sarah explore the current state of the US economy and how the UK will be impacted if the States go into recession.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Investing for our future</title>
			<itunes:title>Investing for our future</itunes:title>
			<pubDate>Thu, 01 Jun 2023 15:43:33 GMT</pubDate>
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			<itunes:episode>46</itunes:episode>
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			<description><![CDATA[<p>In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the investment implications of living longer and the impact a longer retirement could have on our pensions.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments can go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the investment implications of living longer and the impact a longer retirement could have on our pensions.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments can go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What’s next for the banking sector in 2023? </title>
			<itunes:title>What’s next for the banking sector in 2023? </itunes:title>
			<pubDate>Thu, 18 May 2023 14:18:10 GMT</pubDate>
			<itunes:duration>36:00</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>whats-next-for-the-banking-sector-in-2023</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>45</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore the current state of the UK and US banking sector and explain what to expect following turbulent times.&nbsp;&nbsp;</p><br><p><em>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances.</em></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore the current state of the UK and US banking sector and explain what to expect following turbulent times.&nbsp;&nbsp;</p><br><p><em>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances.</em></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Upwardly Mobile: What’s next for mobile technology trends in 2023?</title>
			<itunes:title>Upwardly Mobile: What’s next for mobile technology trends in 2023?</itunes:title>
			<pubDate>Fri, 05 May 2023 09:04:00 GMT</pubDate>
			<itunes:duration>38:09</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>upwardly-mobile-whats-next-for-mobile-technology-trends-in-2</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>44</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In this podcast, we put mobile technology trends under the microscope and discuss the evolution of mobile phones, social media apps, mobile gaming, AI and the opportunities for investors. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, ask for advice. Investments go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, we put mobile technology trends under the microscope and discuss the evolution of mobile phones, social media apps, mobile gaming, AI and the opportunities for investors. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, ask for advice. Investments go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Young bucks: who could benefit from Gen Z and Millennial spending trends?</title>
			<itunes:title>Young bucks: who could benefit from Gen Z and Millennial spending trends?</itunes:title>
			<pubDate>Thu, 20 Apr 2023 16:11:40 GMT</pubDate>
			<itunes:duration>34:38</itunes:duration>
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			<acast:episodeId>6441643cf87e990011bbeac5</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>young-bucks-who-could-benefit-from-gen-z-and-millennial-spen</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>43</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the spending habits of Gen Z and Millennial age groups and their focus on sustainability.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, ask for advice. Investments go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the spending habits of Gen Z and Millennial age groups and their focus on sustainability.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, ask for advice. Investments go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Investing in health</title>
			<itunes:title>Investing in health</itunes:title>
			<pubDate>Thu, 06 Apr 2023 14:18:50 GMT</pubDate>
			<itunes:duration>34:08</itunes:duration>
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			<acast:episodeId>642ed4ca63f9a200115c8052</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>investing-in-heal</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>42</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the impact of increasing ill-health on savings, investments and retirement planning. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments can go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, <a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> explore the impact of increasing ill-health on savings, investments and retirement planning. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments can go up and down in value so investors can get back less than put in.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Travel Takes Off – What’s happening in the travel market? </title>
			<itunes:title>Travel Takes Off – What’s happening in the travel market? </itunes:title>
			<pubDate>Fri, 24 Mar 2023 08:29:57 GMT</pubDate>
			<itunes:duration>29:40</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/travel-takes-off-whats-happening-in-the-travel-market</link>
			<acast:episodeId>641d5f85c0646600118227b0</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>travel-takes-off-whats-happening-in-the-travel-market</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>41</itunes:episode>
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			<description><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore how the travel market is fairing after a difficult few years – and how our well-earned holidays will be affected.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore how the travel market is fairing after a difficult few years – and how our well-earned holidays will be affected.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tax attacks and ISA ideas: cut your tax bill in 2023</title>
			<itunes:title>Tax attacks and ISA ideas: cut your tax bill in 2023</itunes:title>
			<pubDate>Fri, 10 Mar 2023 14:52:05 GMT</pubDate>
			<itunes:duration>28:55</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>tax-attacks-and-isa-ideas-cut-your-tax-bill-in-2023</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hDH2t+dnVccb+z0vGwlMovX6ZQx3TJU3cd6ZPrb3EQ87W5b6Ab5lsW+Opdr/A0Z22fFwFhxfl3N660UUhbFYGcV]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>40</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore what the latest tax increases could mean for you and ideas to shelter your money ahead of tax year end. </p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore what the latest tax increases could mean for you and ideas to shelter your money ahead of tax year end. </p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Tax rules can change and benefits depend on personal circumstances.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tiring of retirement: Should you retire early?</title>
			<itunes:title>Tiring of retirement: Should you retire early?</itunes:title>
			<pubDate>Thu, 23 Feb 2023 14:47:36 GMT</pubDate>
			<itunes:duration>36:23</itunes:duration>
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			<itunes:episode>39</itunes:episode>
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			<description><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore the implications of early retirement for your pension, and what to consider if you’re a retiree returning to work. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, Susannah &amp; Sarah explore the implications of early retirement for your pension, and what to consider if you’re a retiree returning to work. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Banking on a recovery</title>
			<itunes:title>Banking on a recovery</itunes:title>
			<pubDate>Fri, 10 Feb 2023 09:11:44 GMT</pubDate>
			<itunes:duration>36:33</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>38</itunes:episode>
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			<description><![CDATA[<p>In this podcast, we discuss the BOE’s financial stability report and talk to the Chief Executive of NS&amp;I about interest rates, premium bonds &amp; green savings products.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Unlike the security offered by cash, investments rise and fall in value, so investors could make a loss.</p><br><p>We want to know what you think of our 'Switch Your Money On' podcast.</p><p> Complete our three-minute <a href="https://www.surveymonkey.co.uk/r/TCW2ZM3" rel="noopener noreferrer" target="_blank">survey</a> and let us know what you'd like to see from our podcast. Thank you for your feedback. We cannot respond to you directly or offer advice.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this podcast, we discuss the BOE’s financial stability report and talk to the Chief Executive of NS&amp;I about interest rates, premium bonds &amp; green savings products.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Unlike the security offered by cash, investments rise and fall in value, so investors could make a loss.</p><br><p>We want to know what you think of our 'Switch Your Money On' podcast.</p><p> Complete our three-minute <a href="https://www.surveymonkey.co.uk/r/TCW2ZM3" rel="noopener noreferrer" target="_blank">survey</a> and let us know what you'd like to see from our podcast. Thank you for your feedback. We cannot respond to you directly or offer advice.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Commodity rocks – what’s happening to commodity prices? </title>
			<itunes:title>Commodity rocks – what’s happening to commodity prices? </itunes:title>
			<pubDate>Thu, 26 Jan 2023 11:58:54 GMT</pubDate>
			<itunes:duration>32:29</itunes:duration>
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			<itunes:episode>37</itunes:episode>
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			<description><![CDATA[<p>In this week’s podcast, we discuss what investing in commodities means for ESG and sustainability, as well as some interesting companies in the commodities sector.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this week’s podcast, we discuss what investing in commodities means for ESG and sustainability, as well as some interesting companies in the commodities sector.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Financial Resilience in 2023</title>
			<itunes:title>Financial Resilience in 2023</itunes:title>
			<pubDate>Fri, 13 Jan 2023 16:29:31 GMT</pubDate>
			<itunes:duration>26:57</itunes:duration>
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			<acast:episodeUrl>financial-resilience-in-2023</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>36</itunes:episode>
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			<description><![CDATA[<p>We'll be focusing on financial resilience in 2023 and what our resilience barometer can tell you about the nation's financial resilience.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We'll be focusing on financial resilience in 2023 and what our resilience barometer can tell you about the nation's financial resilience.&nbsp;</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What now?</title>
			<itunes:title>What now?</itunes:title>
			<pubDate>Thu, 29 Dec 2022 09:10:42 GMT</pubDate>
			<itunes:duration>32:23</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>35</itunes:episode>
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			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;tell us what to expect in the new year - covering energy prices, interest rates and more. They speak with&nbsp;<a href="https://www.hl.co.uk/about-us/our-writers?utm_source=otphm&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPHM+Podcast&amp;theSource=OTPHM&amp;Override=1#helenmorrissey" rel="noopener noreferrer" target="_blank">Helen Morrissey</a>, our Senior Pensions and Retirement Analyst at HL, to get the lowdown on all things state pension.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;discusses shares to watch in 2023 and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;tells us which funds might be worth keeping an eye on in the new year.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;tell us what to expect in the new year - covering energy prices, interest rates and more. They speak with&nbsp;<a href="https://www.hl.co.uk/about-us/our-writers?utm_source=otphm&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPHM+Podcast&amp;theSource=OTPHM&amp;Override=1#helenmorrissey" rel="noopener noreferrer" target="_blank">Helen Morrissey</a>, our Senior Pensions and Retirement Analyst at HL, to get the lowdown on all things state pension.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;discusses shares to watch in 2023 and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;tells us which funds might be worth keeping an eye on in the new year.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Not going out</title>
			<itunes:title>Not going out</itunes:title>
			<pubDate>Fri, 16 Dec 2022 12:48:14 GMT</pubDate>
			<itunes:duration>28:03</itunes:duration>
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			<itunes:episode>34</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the trials of the hospitality sector with more people staying in. They speak to&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;about some of the listed companies, including Whitbread, Youngs and Texas Road House, and how they're coping.&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Anna Farmbrough, Portfolio Manager at Ninety One, about travel and leisure.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the trials of the hospitality sector with more people staying in. They speak to&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;about some of the listed companies, including Whitbread, Youngs and Texas Road House, and how they're coping.&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Anna Farmbrough, Portfolio Manager at Ninety One, about travel and leisure.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Ad nauseam: how the recession could hit the advertising industry</title>
			<itunes:title>Ad nauseam: how the recession could hit the advertising industry</itunes:title>
			<pubDate>Fri, 02 Dec 2022 13:39:00 GMT</pubDate>
			<itunes:duration>34:12</itunes:duration>
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			<acast:episodeUrl>ad-nauseam-how-the-recession-could-hit-the-advertising-indus</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>33</itunes:episode>
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			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss what an economic downturn could mean for the world of advertising. They speak to&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;about some of the listed companies, including WPP, ITV and Alphabet, and how they're coping. Also,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to James Harries from the Troy Trojan Global Income fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss what an economic downturn could mean for the world of advertising. They speak to&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;about some of the listed companies, including WPP, ITV and Alphabet, and how they're coping. Also,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to James Harries from the Troy Trojan Global Income fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Feeding Inflation</title>
			<itunes:title>Feeding Inflation</itunes:title>
			<pubDate>Fri, 18 Nov 2022 13:30:08 GMT</pubDate>
			<itunes:duration>31:41</itunes:duration>
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			<acast:episodeId>637788e17b613500108b2b78</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>feeding-inflation</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>32</itunes:episode>
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			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss food prices and shopping trends. They speak to&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;about some of the listed companies and how they're coping.&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Chris Murphy, Equity Income Fund Manager at Aviva Investors, about food prices, how they're impacting the big supermarket retailers, and how he analyses the pressure on these companies.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss food prices and shopping trends. They speak to&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;about some of the listed companies and how they're coping.&nbsp;<a href="https://www.hl.co.uk/podcast/?a=17246402#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Chris Murphy, Equity Income Fund Manager at Aviva Investors, about food prices, how they're impacting the big supermarket retailers, and how he analyses the pressure on these companies.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Are retirees the silver lining?</title>
			<itunes:title>Are retirees the silver lining?</itunes:title>
			<pubDate>Fri, 04 Nov 2022 13:35:49 GMT</pubDate>
			<itunes:duration>33:21</itunes:duration>
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			<acast:episodeId>6389ff3da5945000112fac12</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>are-retirees-the-silver-lining</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>31</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss businesses that are relying on retirees, who right now, have some of the most secure inflation-linked incomes. They speak to&nbsp;<a href="https://www.hl.co.uk/about-us/our-writers?utm_source=otphm&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPHM+Podcast&amp;theSource=OTPHM&amp;Override=1#helenmorrissey" rel="noopener noreferrer" target="_blank">Helen Morrissey</a>, our Senior Pensions and Retirement Analyst at HL.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;talks about some of the listed companies hoping older people will be an engine of growth, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Jim Leaviss, who's Chief Investment Officer for Fixed Income at M&amp;G and the editor of the Bond Vigilantes blog.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss businesses that are relying on retirees, who right now, have some of the most secure inflation-linked incomes. They speak to&nbsp;<a href="https://www.hl.co.uk/about-us/our-writers?utm_source=otphm&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPHM+Podcast&amp;theSource=OTPHM&amp;Override=1#helenmorrissey" rel="noopener noreferrer" target="_blank">Helen Morrissey</a>, our Senior Pensions and Retirement Analyst at HL.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;talks about some of the listed companies hoping older people will be an engine of growth, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Jim Leaviss, who's Chief Investment Officer for Fixed Income at M&amp;G and the editor of the Bond Vigilantes blog.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Is spending stuffed? </title>
			<itunes:title>Is spending stuffed? </itunes:title>
			<pubDate>Fri, 21 Oct 2022 13:43:50 GMT</pubDate>
			<itunes:duration>29:45</itunes:duration>
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			<acast:episodeUrl>episode-30-is-spending-stuffed</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>30</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss how the business of manufacturing and selling discretionary goods is faring in the current climate. They speak to Charmain Ponnuthurai, Founder of Crane Cookware who manufactures and sells kitchenware and furniture.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;talks about some of the listed companies in this space, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Steve Clayton, Head of Equity Funds for Hargreaves Lansdown.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss how the business of manufacturing and selling discretionary goods is faring in the current climate. They speak to Charmain Ponnuthurai, Founder of Crane Cookware who manufactures and sells kitchenware and furniture.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;talks about some of the listed companies in this space, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Steve Clayton, Head of Equity Funds for Hargreaves Lansdown.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Building Pressures</title>
			<itunes:title>Building Pressures</itunes:title>
			<pubDate>Fri, 07 Oct 2022 06:59:20 GMT</pubDate>
			<itunes:duration>36:03</itunes:duration>
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			<acast:episodeId>633fce486507f800111f1ed7</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>episode-29-building-pressures</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>29</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the effect the recent mini-budget and rising interest rates are having on the housing market. They speak to Adam Pitt, Senior Quantity Surveyor at Stephens and Stephens, for his opinion on whats going on in the market.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>, talks about some of the listed companies in this space, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Ariel Bezalel, a Fund Manager in the fixed income team at Jupiter Asset Management.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the effect the recent mini-budget and rising interest rates are having on the housing market. They speak to Adam Pitt, Senior Quantity Surveyor at Stephens and Stephens, for his opinion on whats going on in the market.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>, talks about some of the listed companies in this space, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Ariel Bezalel, a Fund Manager in the fixed income team at Jupiter Asset Management.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Ahead in the cloud </title>
			<itunes:title>Ahead in the cloud </itunes:title>
			<pubDate>Thu, 22 Sep 2022 14:56:06 GMT</pubDate>
			<itunes:duration>32:12</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/episode-28-ahead-in-the-cloud</link>
			<acast:episodeId>632c7786d65abd0012861ff1</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>episode-28-ahead-in-the-cloud</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>28</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss all things cloud computing. They speak to Andy Parker, founder of Elusive Brewing, talks about how cloud computing has made a difference to his brewery. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> takes a look at some of the listed companies in this space, including Amazon and Alphabet and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Ziad Abou Gergi, Senior Fund Manager at HL.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss all things cloud computing. They speak to Andy Parker, founder of Elusive Brewing, talks about how cloud computing has made a difference to his brewery. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> takes a look at some of the listed companies in this space, including Amazon and Alphabet and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Ziad Abou Gergi, Senior Fund Manager at HL.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The food chain</title>
			<itunes:title>The food chain</itunes:title>
			<pubDate>Fri, 09 Sep 2022 07:13:36 GMT</pubDate>
			<itunes:duration>36:05</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>the-food-chain</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>27</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss how the food and farming industry's been affected by everything from the invasion of Ukraine to the weather and just how this all feeds into the food supply chain.&nbsp;</p><br><p>They speak to Guy Singh-Watson, founder and creator of one of the most recognisable farming brands in the UK, Riverford Organic Farmers. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> takes a look at some of the listed companies in this space, including Danone and Tesco and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to James Govan, Lead Manager of the Barings Global Agriculture Fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss how the food and farming industry's been affected by everything from the invasion of Ukraine to the weather and just how this all feeds into the food supply chain.&nbsp;</p><br><p>They speak to Guy Singh-Watson, founder and creator of one of the most recognisable farming brands in the UK, Riverford Organic Farmers. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> takes a look at some of the listed companies in this space, including Danone and Tesco and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to James Govan, Lead Manager of the Barings Global Agriculture Fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Fuel's gold]]></title>
			<itunes:title><![CDATA[Fuel's gold]]></itunes:title>
			<pubDate>Fri, 26 Aug 2022 06:54:27 GMT</pubDate>
			<itunes:duration>34:32</itunes:duration>
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			<acast:episodeUrl>fuels-gold</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>26</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the current spike in fuel prices and the effect it is having on both independent forecourts and listed energy companies. They speak to Peter Malone, who runs Bettyhill General Merchants Post Office and Fuel Station, for his opinion from behind the pump.&nbsp;&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;takes a look at how the sector as a whole is reacting to these hikes in prices, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Hugh Gimber, Global Market Strategist at J.P. Morgan Asset Management.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the current spike in fuel prices and the effect it is having on both independent forecourts and listed energy companies. They speak to Peter Malone, who runs Bettyhill General Merchants Post Office and Fuel Station, for his opinion from behind the pump.&nbsp;&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;takes a look at how the sector as a whole is reacting to these hikes in prices, and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Hugh Gimber, Global Market Strategist at J.P. Morgan Asset Management.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Reading the publishing industry</title>
			<itunes:title>Reading the publishing industry</itunes:title>
			<pubDate>Thu, 11 Aug 2022 16:07:25 GMT</pubDate>
			<itunes:duration>34:49</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>25</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656936512368-b598c839e7fc1a25d9cc3775dff69644.jpeg"/>
			<description><![CDATA[<p>In our latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the future of the publishing industry. They speak to Lucy George, the Mayor of Wordville, about how the industry is fairing.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> looks at some companies to keep an eye on. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to James Thompson, Fund Manager of Rathbone Global.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the future of the publishing industry. They speak to Lucy George, the Mayor of Wordville, about how the industry is fairing.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> looks at some companies to keep an eye on. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to James Thompson, Fund Manager of Rathbone Global.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>From wags to riches</title>
			<itunes:title>From wags to riches</itunes:title>
			<pubDate>Thu, 28 Jul 2022 10:55:53 GMT</pubDate>
			<itunes:duration>35:24</itunes:duration>
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			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>episode-24-from-wags-to-riches</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>24</itunes:episode>
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			<description><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> delve into whether the surge in pet spending is set to continue. They speak to Richard Lambert, Finance Director at Dragon Fly Products, about the boom in pet product purchases.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> explores some of the businesses in this sector and the future of the industry.  <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Dan Green, Co-Manager of Franklin Templeton UK Mid-Cap fund. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> delve into whether the surge in pet spending is set to continue. They speak to Richard Lambert, Finance Director at Dragon Fly Products, about the boom in pet product purchases.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> explores some of the businesses in this sector and the future of the industry.  <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Dan Green, Co-Manager of Franklin Templeton UK Mid-Cap fund. </p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How the cost-of-living crisis is set to affect your financial resilience</title>
			<itunes:title>How the cost-of-living crisis is set to affect your financial resilience</itunes:title>
			<pubDate>Thu, 14 Jul 2022 14:02:14 GMT</pubDate>
			<itunes:duration>35:43</itunes:duration>
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			<link>https://shows.acast.com/switch-your-money-on/episodes/episode-23-reading-the-barometer-feeling-the-pressure-how-th</link>
			<acast:episodeId>62d021e70964ca0012a696e3</acast:episodeId>
			<acast:showId>60fe887cbd0207001bbbcd71</acast:showId>
			<acast:episodeUrl>episode-23-reading-the-barometer-feeling-the-pressure-how-th</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>23</itunes:episode>
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			<description><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> delve into some of the challenges people’s finances are facing and look at the <a href="https://www.hl.co.uk/features/5-to-thrive/savings-and-resilience-comparison-tool?utm_source=otpbr&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPBR+Podcast&amp;theSource=OTPBR&amp;Override=1" rel="noopener noreferrer" target="_blank">HL Savings and Resilience Barometer</a>. They speak to Nathan Long, a Senior Analyst on the policy team at Hargreaves Lansdown, who has put our <a href="https://www.hl.co.uk/features/5-to-thrive/savings-and-resilience-comparison-tool?utm_source=otpbr&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPBR+Podcast&amp;theSource=OTPBR&amp;Override=1" rel="noopener noreferrer" target="_blank">barometer</a> together and <a href="https://www.hl.co.uk/about-us/our-writers?utm_source=otphm&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPHM+Podcast&amp;theSource=OTPHM&amp;Override=1#helenmorrissey" rel="noopener noreferrer" target="_blank">Helen Morrissey</a>, a Senior Pensions analyst at Hargreaves Lansdown, who looks at the implications for pensions. &nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> explores what this tougher environment means for retailers, and looks at how some businesses might weather the storm and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Edward Smith, Co-Chief Investment Officer of Rathbone's Investment Management.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> delve into some of the challenges people’s finances are facing and look at the <a href="https://www.hl.co.uk/features/5-to-thrive/savings-and-resilience-comparison-tool?utm_source=otpbr&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPBR+Podcast&amp;theSource=OTPBR&amp;Override=1" rel="noopener noreferrer" target="_blank">HL Savings and Resilience Barometer</a>. They speak to Nathan Long, a Senior Analyst on the policy team at Hargreaves Lansdown, who has put our <a href="https://www.hl.co.uk/features/5-to-thrive/savings-and-resilience-comparison-tool?utm_source=otpbr&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPBR+Podcast&amp;theSource=OTPBR&amp;Override=1" rel="noopener noreferrer" target="_blank">barometer</a> together and <a href="https://www.hl.co.uk/about-us/our-writers?utm_source=otphm&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPHM+Podcast&amp;theSource=OTPHM&amp;Override=1#helenmorrissey" rel="noopener noreferrer" target="_blank">Helen Morrissey</a>, a Senior Pensions analyst at Hargreaves Lansdown, who looks at the implications for pensions. &nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> explores what this tougher environment means for retailers, and looks at how some businesses might weather the storm and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Edward Smith, Co-Chief Investment Officer of Rathbone's Investment Management.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The home stretch: what next for the property market and house prices?</title>
			<itunes:title>The home stretch: what next for the property market and house prices?</itunes:title>
			<pubDate>Thu, 30 Jun 2022 11:09:47 GMT</pubDate>
			<itunes:duration>34:56</itunes:duration>
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			<description><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the property marketing and what heat coming out of the market means for estate agents, house builders and lenders. They speak to Guy Harrington, from Glenhawk about how Covid and the cost of living has effected the market.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives the low-down on various companies and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Hugo Machin, from Schroders Asset Management about inflation and interest rates on the housing market.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the property marketing and what heat coming out of the market means for estate agents, house builders and lenders. They speak to Guy Harrington, from Glenhawk about how Covid and the cost of living has effected the market.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives the low-down on various companies and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Hugo Machin, from Schroders Asset Management about inflation and interest rates on the housing market.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>No plane no gain</title>
			<itunes:title>No plane no gain</itunes:title>
			<pubDate>Tue, 14 Jun 2022 15:25:16 GMT</pubDate>
			<itunes:duration>38:07</itunes:duration>
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			<acast:episodeUrl>episode-21-no-plane-no-gain</acast:episodeUrl>
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			<description><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers#sarahcoles" rel="noopener noreferrer" target="_blank">Sarah</a> discuss airlines and what it has been like operating through the pandemic and over a rough couple of weeks. They speak to Oliver Smith, from SaxonAir Charter about the ups and downs in the industry as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers#sophielundyates" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> about how some listed companies are coping as things recover. Plus, <a href="https://www.hl.co.uk/about-us/podcast-speakers#emma" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Peter Meany, Head of Global Listed Infrastructure at First Sentier Investors, about how the disruption is being managed within the industry.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In the latest episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers#sarahcoles" rel="noopener noreferrer" target="_blank">Sarah</a> discuss airlines and what it has been like operating through the pandemic and over a rough couple of weeks. They speak to Oliver Smith, from SaxonAir Charter about the ups and downs in the industry as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers#sophielundyates" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> about how some listed companies are coping as things recover. Plus, <a href="https://www.hl.co.uk/about-us/podcast-speakers#emma" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Peter Meany, Head of Global Listed Infrastructure at First Sentier Investors, about how the disruption is being managed within the industry.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The factory flaw</title>
			<itunes:title>The factory flaw</itunes:title>
			<pubDate>Wed, 01 Jun 2022 12:25:47 GMT</pubDate>
			<itunes:duration>36:40</itunes:duration>
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			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the challenges facing the manufacturing sector. They speak to&nbsp;Elliot Barlow from UK Fashion and Textiles about the unique position the UK fashion manufacturing sector finds itself in, as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> about some listed companies in the sector. Also, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Julian Fosh, a fund manager at Liontrust Asset Management, about how he approaches investment during tough economic times.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the challenges facing the manufacturing sector. They speak to&nbsp;Elliot Barlow from UK Fashion and Textiles about the unique position the UK fashion manufacturing sector finds itself in, as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> about some listed companies in the sector. Also, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Julian Fosh, a fund manager at Liontrust Asset Management, about how he approaches investment during tough economic times.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>In sickness and in wealth</title>
			<itunes:title>In sickness and in wealth</itunes:title>
			<pubDate>Thu, 19 May 2022 08:41:07 GMT</pubDate>
			<itunes:duration>39:09</itunes:duration>
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			<itunes:episode>19</itunes:episode>
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			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the developments in technology and medical science and look deeper into the health sector. They speak to&nbsp;Dr Patrick Short,&nbsp;CEO of Sano Genetics, looking at the health sector from an investment perspective, as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> about pharmaceutical companies and those serving the health sector. Also, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Olivia Micklem, a fund manager and analyst in Artemis’ US equities team, about her health holdings.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the developments in technology and medical science and look deeper into the health sector. They speak to&nbsp;Dr Patrick Short,&nbsp;CEO of Sano Genetics, looking at the health sector from an investment perspective, as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> about pharmaceutical companies and those serving the health sector. Also, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Olivia Micklem, a fund manager and analyst in Artemis’ US equities team, about her health holdings.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The energy/carbon conundrum</title>
			<itunes:title>The energy/carbon conundrum</itunes:title>
			<pubDate>Wed, 04 May 2022 12:14:01 GMT</pubDate>
			<itunes:duration>34:33</itunes:duration>
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			<itunes:episode>18</itunes:episode>
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			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss whether Russia’s invasion of Ukraine will lead to an acceleration of the transition to renewable energy, or whether it will put it into reverse. They speak to Dr Vidal Bharath, Chief Operating Officer at Bramble Energy, looking at renewable energy and nuclear power, as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> regarding the big energy giants. Also <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks about how managers of ESG funds are navigating all of this.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss whether Russia’s invasion of Ukraine will lead to an acceleration of the transition to renewable energy, or whether it will put it into reverse. They speak to Dr Vidal Bharath, Chief Operating Officer at Bramble Energy, looking at renewable energy and nuclear power, as well as chatting to <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> regarding the big energy giants. Also <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks about how managers of ESG funds are navigating all of this.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Hammering home: will the DIY boom last?</title>
			<itunes:title>Hammering home: will the DIY boom last?</itunes:title>
			<pubDate>Thu, 21 Apr 2022 08:20:02 GMT</pubDate>
			<itunes:duration>34:13</itunes:duration>
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			<acast:episodeUrl>episode-17-hammering-home-will-the-diy-boom-last</acast:episodeUrl>
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			<itunes:episode>17</itunes:episode>
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			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss construction and DIY, looking at the rising price of materials for building and renovating. They speak to Phil Lidgerton, Managing Director at Building Materials Nationwide to get his view on material supply and how this affects contracts. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights prospects and headwinds for some well-known names in the DIY sector, and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Alex Wright, manger of the Fidelity Special Situations fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss construction and DIY, looking at the rising price of materials for building and renovating. They speak to Phil Lidgerton, Managing Director at Building Materials Nationwide to get his view on material supply and how this affects contracts. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights prospects and headwinds for some well-known names in the DIY sector, and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Alex Wright, manger of the Fidelity Special Situations fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Bills, bills, bills</title>
			<itunes:title>Bills, bills, bills</itunes:title>
			<pubDate>Wed, 06 Apr 2022 14:36:58 GMT</pubDate>
			<itunes:duration>38:23</itunes:duration>
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			<acast:episodeUrl>episode-16-bills-bills-bills</acast:episodeUrl>
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			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656937362833-49fad5aa98c76b8b5490d2c75976cbd4.jpeg"/>
			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the forecast for inflation, before speaking to Mike Brewer, Chief Economist at Resolution Foundation, to get his take on the tax changes in the budget. With a high inflation environment in mind, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights shares to watch for an ISA in the new tax year, and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> discusses our latest fund ideas.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the forecast for inflation, before speaking to Mike Brewer, Chief Economist at Resolution Foundation, to get his take on the tax changes in the budget. With a high inflation environment in mind, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights shares to watch for an ISA in the new tax year, and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> discusses our latest fund ideas.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Commodities: going against the grain</title>
			<itunes:title>Commodities: going against the grain</itunes:title>
			<pubDate>Wed, 23 Mar 2022 11:57:12 GMT</pubDate>
			<itunes:duration>36:07</itunes:duration>
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			<acast:episodeUrl>episode-15-commodities-going-against-the-grain</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>15</itunes:episode>
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			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss inflation in commodity prices, before speaking to the Commercial Director of a global food distribution business. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights where some of the well-known commodity giants stand, and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Thomas Wells, multi-asset fund manager at HL Fund Management about navigating uncertainty.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss inflation in commodity prices, before speaking to the Commercial Director of a global food distribution business. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights where some of the well-known commodity giants stand, and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Thomas Wells, multi-asset fund manager at HL Fund Management about navigating uncertainty.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Testing times for tech</title>
			<itunes:title>Testing times for tech</itunes:title>
			<pubDate>Wed, 09 Mar 2022 16:47:49 GMT</pubDate>
			<itunes:duration>31:15</itunes:duration>
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			<acast:episodeUrl>episode-14-testing-times-for-tech</acast:episodeUrl>
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			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[<p>In this episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the question marks over the tech sector, before speaking to the CEO of a global IT solutions business about cyber security. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;highlights where some big-name technology companies stand right now and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Jeremy Gleeson, manager of the AXA Framlington Global Technology fund about trends in cloud computing.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the question marks over the tech sector, before speaking to the CEO of a global IT solutions business about cyber security. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;highlights where some big-name technology companies stand right now and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Jeremy Gleeson, manager of the AXA Framlington Global Technology fund about trends in cloud computing.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Getting under the bonnet of the car industry</title>
			<itunes:title>Getting under the bonnet of the car industry</itunes:title>
			<pubDate>Wed, 23 Feb 2022 09:50:59 GMT</pubDate>
			<itunes:duration>34:20</itunes:duration>
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			<acast:episodeUrl>episode-13-getting-under-the-bonnet-of-the-car-industry</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>13</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656937425436-92887ca0ed744847a144979f32fdfd19.jpeg"/>
			<description><![CDATA[<p>In this episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the cost-of-living, price increases at the pumps and what’s happening in the automotive industry, with insight from the showroom floor from Nigel Goodwin who runs Carwise in Derby.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;highlights stocks affected by trends in the automotive industry and the electric vehicle revolution. Head of Investment Analysis &amp; Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Jeff Atherton, manager of the Man GLG Japan Core Alpha fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the cost-of-living, price increases at the pumps and what’s happening in the automotive industry, with insight from the showroom floor from Nigel Goodwin who runs Carwise in Derby.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;highlights stocks affected by trends in the automotive industry and the electric vehicle revolution. Head of Investment Analysis &amp; Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Jeff Atherton, manager of the Man GLG Japan Core Alpha fund.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>China in your plans</title>
			<itunes:title>China in your plans</itunes:title>
			<pubDate>Wed, 09 Feb 2022 08:54:41 GMT</pubDate>
			<itunes:duration>36:01</itunes:duration>
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			<acast:episodeUrl>episode-12</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>12</itunes:episode>
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			<description><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the cost-of-living, including the rise in the energy price cap and variable rate mortgages likely to be effected by changes to the base rate. They then look at opportunities and challenges the Greater China region presents for companies and investors, and speak to Carl Hunter, Chairman of a testing and monitoring systems business, to get his view from 20 years of exporting to China. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights what the prosperity of China could mean for some more familiar names in the world of equities. Head of Investment Analysis &amp; Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Dale Nicholls, manager of the Fidelity China Special Situations Trust, about what has been changing for markets in the region and the prospects looking forward.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the cost-of-living, including the rise in the energy price cap and variable rate mortgages likely to be effected by changes to the base rate. They then look at opportunities and challenges the Greater China region presents for companies and investors, and speak to Carl Hunter, Chairman of a testing and monitoring systems business, to get his view from 20 years of exporting to China. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> highlights what the prosperity of China could mean for some more familiar names in the world of equities. Head of Investment Analysis &amp; Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Dale Nicholls, manager of the Fidelity China Special Situations Trust, about what has been changing for markets in the region and the prospects looking forward.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Glass half empty for hospitality</title>
			<itunes:title>Glass half empty for hospitality</itunes:title>
			<pubDate>Wed, 26 Jan 2022 10:25:20 GMT</pubDate>
			<itunes:duration>38:15</itunes:duration>
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			<acast:episodeUrl>episode-11-glass-half-empty-for-hospitality</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656937466408-7d0aa3b60dc98c29815bea4e525528ee.jpeg"/>
			<description><![CDATA[<p>In this episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the current challenges and prospects for the hospitality sector.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;dives into what this means for individual listed companies. Head of Investment Analysis &amp; Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Ben Whitmore, Head of Strategy for Value Equities at Jupiter Asset Management, for his view on the industry.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss the current challenges and prospects for the hospitality sector.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;dives into what this means for individual listed companies. Head of Investment Analysis &amp; Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Ben Whitmore, Head of Strategy for Value Equities at Jupiter Asset Management, for his view on the industry.</p><p>&nbsp;</p><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Surviving the big squeeze</title>
			<itunes:title>Surviving the big squeeze</itunes:title>
			<pubDate>Wed, 12 Jan 2022 09:19:09 GMT</pubDate>
			<itunes:duration>28:27</itunes:duration>
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			<acast:episodeUrl>episode-10-surviving-the-big-squeeze</acast:episodeUrl>
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			<itunes:episode>10</itunes:episode>
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			<description><![CDATA[<p>In our most recent episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss rising prices and taxes, how they affect our pockets and our investments, and how we can build our resilience to withstand the pressure. Hargreaves Lansdown CEO, Chris Hill, introduces the new tools developed to help people explore their own financial resilience.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;highlights what the big squeeze means for companies, including some who could benefit when consumers look to cut costs. Head of Investment Analysis &amp; Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Sebastian Lyon, Senior Fund Manager of the Troy Trojan fund, about multi-asset investing.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our most recent episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss rising prices and taxes, how they affect our pockets and our investments, and how we can build our resilience to withstand the pressure. Hargreaves Lansdown CEO, Chris Hill, introduces the new tools developed to help people explore their own financial resilience.&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;highlights what the big squeeze means for companies, including some who could benefit when consumers look to cut costs. Head of Investment Analysis &amp; Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;talks to Sebastian Lyon, Senior Fund Manager of the Troy Trojan fund, about multi-asset investing.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The whether forecast </title>
			<itunes:title>The whether forecast </itunes:title>
			<pubDate>Wed, 29 Dec 2021 09:01:15 GMT</pubDate>
			<itunes:duration>32:01</itunes:duration>
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			<acast:episodeUrl>episode-9-the-whether-forecast</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>9</itunes:episode>
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			<description><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss trends affecting the markets as we head into 2022, before talking to experts from around HL about what the year ahead holds in store for them. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> talks through 5 shares to watch over the coming year and Head of Investment Analysis and Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks through 5 funds to watch. Plus, updates from Senior Analysts, Helen Morrissey and Nathan Long on upcoming pensions and policy changes to look out for.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss trends affecting the markets as we head into 2022, before talking to experts from around HL about what the year ahead holds in store for them. <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> talks through 5 shares to watch over the coming year and Head of Investment Analysis and Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks through 5 funds to watch. Plus, updates from Senior Analysts, Helen Morrissey and Nathan Long on upcoming pensions and policy changes to look out for.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Festive state of luxe</title>
			<itunes:title>Festive state of luxe</itunes:title>
			<pubDate>Wed, 15 Dec 2021 09:44:45 GMT</pubDate>
			<itunes:duration>32:49</itunes:duration>
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			<acast:episodeUrl>episode-8-festive-state-of-luxe</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656940861469-4f6ab36130a8df7101fe87c9f837187b.jpeg"/>
			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss shopping behaviour in the run up to Christmas, before focusing on the luxury retail sector as HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives her assessment on the outlook on some of the biggest brands in the category. Plus, HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Mark Nichols, manager of the Jupiter European Fund about the enduring appeal of luxury goods.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss shopping behaviour in the run up to Christmas, before focusing on the luxury retail sector as HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives her assessment on the outlook on some of the biggest brands in the category. Plus, HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Mark Nichols, manager of the Jupiter European Fund about the enduring appeal of luxury goods.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The tech tonic shift</title>
			<itunes:title>The tech tonic shift</itunes:title>
			<pubDate>Wed, 01 Dec 2021 09:12:59 GMT</pubDate>
			<itunes:duration>35:22</itunes:duration>
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			<acast:episodeUrl>episode-7-the-tech-tonic-shift</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> talk tech with author and former BBC technology correspondent, Rory Cellan-Jones. HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives her assessment on the outlook for some of the giants from the sector. Plus, HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Tom Slater, co-manager of the Scottish Mortgage Investment Trust, where they discuss the rise of tech and where it could go from here.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> talk tech with author and former BBC technology correspondent, Rory Cellan-Jones. HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives her assessment on the outlook for some of the giants from the sector. Plus, HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Tom Slater, co-manager of the Scottish Mortgage Investment Trust, where they discuss the rise of tech and where it could go from here.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Are you banking on a rate rise?</title>
			<itunes:title>Are you banking on a rate rise?</itunes:title>
			<pubDate>Wed, 17 Nov 2021 08:52:43 GMT</pubDate>
			<itunes:duration>30:55</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>6</itunes:episode>
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			<description><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> talk interest rates, before discussing the challenges facing the financial sector. HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives her assessment on a few key banks and their long-term prospects. Plus, guest interview with Gareth Griffiths, UK head of retail banking at Triodos Bank. HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Andrew Jones, a Portfolio Manager from Janus Henderson Investors, on the potential return of dividends and balancing a responsible portfolio.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our most recent episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> talk interest rates, before discussing the challenges facing the financial sector. HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> gives her assessment on a few key banks and their long-term prospects. Plus, guest interview with Gareth Griffiths, UK head of retail banking at Triodos Bank. HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to Andrew Jones, a Portfolio Manager from Janus Henderson Investors, on the potential return of dividends and balancing a responsible portfolio.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Are we there yet?</title>
			<itunes:title>Are we there yet?</itunes:title>
			<pubDate>Wed, 03 Nov 2021 13:24:50 GMT</pubDate>
			<itunes:duration>30:15</itunes:duration>
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			<acast:episodeUrl>episode-5-are-we-there-yet</acast:episodeUrl>
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			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656940661718-7e8ae7fe3f7ffcf7aebabf0c0effecd6.jpeg"/>
			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the recent Budget announcements, before looking at the prospects for recovery in the travel industry. HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> examines how the turbulence could affect shares, including British Airways owner, IAG. Plus, travel firm Managing Director, Brian Young gives insight into what it’s been like navigating the uncertainty faced by the sector. HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers#emma" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to HL Select Fund Manager, <a href="https://www.hl.co.uk/about-us/podcast-speakers#Steve" rel="noopener noreferrer" target="_blank">Steve Clayton</a> on what he makes of the budget and the outlook for investors.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the recent Budget announcements, before looking at the prospects for recovery in the travel industry. HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> examines how the turbulence could affect shares, including British Airways owner, IAG. Plus, travel firm Managing Director, Brian Young gives insight into what it’s been like navigating the uncertainty faced by the sector. HL’s Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers#emma" rel="noopener noreferrer" target="_blank">Emma Wall</a> talks to HL Select Fund Manager, <a href="https://www.hl.co.uk/about-us/podcast-speakers#Steve" rel="noopener noreferrer" target="_blank">Steve Clayton</a> on what he makes of the budget and the outlook for investors.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The power trip</title>
			<itunes:title>The power trip</itunes:title>
			<pubDate>Tue, 19 Oct 2021 13:38:01 GMT</pubDate>
			<itunes:duration>29:50</itunes:duration>
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			<acast:episodeUrl>the-power-trip</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6ZsDCHwgX/oBZxzKsHPDZJHxeIuTSvQj19tu3o+rB1i/hCjmSzVPJUkdIgnd0Gw00sKOe+lbCvhZUK53g9QsBv62s+s8pC5tD29H0zKX9KcJAN94tNo48rPp8pF1MCKmsoz]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[<p>In&nbsp;this&nbsp;episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss&nbsp;the&nbsp;upcoming&nbsp;budget&nbsp;announcements&nbsp;from&nbsp;the&nbsp;Chancellor,&nbsp;before&nbsp;looking&nbsp;at&nbsp;the&nbsp;energy&nbsp;crisis&nbsp;and&nbsp;what&nbsp;this&nbsp;means&nbsp;for&nbsp;consumers,&nbsp;businesses&nbsp;and&nbsp;investors.&nbsp;HL’s&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;examines&nbsp;at&nbsp;the&nbsp;different&nbsp;approaches&nbsp;to&nbsp;lower&nbsp;carbon&nbsp;energy&nbsp;supply&nbsp;by&nbsp;two&nbsp;of&nbsp;the&nbsp;oil&nbsp;majors.&nbsp;Plus&nbsp;Nicholas&nbsp;Beatty,&nbsp;co-founder&nbsp;of&nbsp;Zenobe&nbsp;Energy,&nbsp;answers&nbsp;questions&nbsp;on&nbsp;the&nbsp;future&nbsp;of&nbsp;battery&nbsp;storage&nbsp;and&nbsp;its&nbsp;role&nbsp;in&nbsp;the&nbsp;switch&nbsp;to&nbsp;renewable&nbsp;energy.&nbsp;HL's&nbsp;Head&nbsp;of&nbsp;Investment&nbsp;Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;is&nbsp;also&nbsp;joined&nbsp;by&nbsp;Evy&nbsp;Hambro,&nbsp;manager&nbsp;of&nbsp;the&nbsp;Blackrock&nbsp;World&nbsp;Mining&nbsp;Trust,&nbsp;on&nbsp;the&nbsp;fundamentals&nbsp;of&nbsp;investing&nbsp;in&nbsp;energy&nbsp;and&nbsp;commodities.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In&nbsp;this&nbsp;episode,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a>&nbsp;and&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a>&nbsp;discuss&nbsp;the&nbsp;upcoming&nbsp;budget&nbsp;announcements&nbsp;from&nbsp;the&nbsp;Chancellor,&nbsp;before&nbsp;looking&nbsp;at&nbsp;the&nbsp;energy&nbsp;crisis&nbsp;and&nbsp;what&nbsp;this&nbsp;means&nbsp;for&nbsp;consumers,&nbsp;businesses&nbsp;and&nbsp;investors.&nbsp;HL’s&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;examines&nbsp;at&nbsp;the&nbsp;different&nbsp;approaches&nbsp;to&nbsp;lower&nbsp;carbon&nbsp;energy&nbsp;supply&nbsp;by&nbsp;two&nbsp;of&nbsp;the&nbsp;oil&nbsp;majors.&nbsp;Plus&nbsp;Nicholas&nbsp;Beatty,&nbsp;co-founder&nbsp;of&nbsp;Zenobe&nbsp;Energy,&nbsp;answers&nbsp;questions&nbsp;on&nbsp;the&nbsp;future&nbsp;of&nbsp;battery&nbsp;storage&nbsp;and&nbsp;its&nbsp;role&nbsp;in&nbsp;the&nbsp;switch&nbsp;to&nbsp;renewable&nbsp;energy.&nbsp;HL's&nbsp;Head&nbsp;of&nbsp;Investment&nbsp;Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;is&nbsp;also&nbsp;joined&nbsp;by&nbsp;Evy&nbsp;Hambro,&nbsp;manager&nbsp;of&nbsp;the&nbsp;Blackrock&nbsp;World&nbsp;Mining&nbsp;Trust,&nbsp;on&nbsp;the&nbsp;fundamentals&nbsp;of&nbsp;investing&nbsp;in&nbsp;energy&nbsp;and&nbsp;commodities.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The retail reckoning</title>
			<itunes:title>The retail reckoning</itunes:title>
			<pubDate>Thu, 07 Oct 2021 08:48:48 GMT</pubDate>
			<itunes:duration>28:00</itunes:duration>
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			<itunes:episode>3</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656937771266-ea0c02bd7c672c9d7a247ba49af90d7d.jpeg"/>
			<description><![CDATA[<p>In this episode of Hargreaves Lansdown's 'Switch Your Money On' podcast, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> discuss&nbsp;the&nbsp;end&nbsp;of&nbsp;the&nbsp;furlough&nbsp;scheme&nbsp;and&nbsp;how&nbsp;it&nbsp;may&nbsp;affect&nbsp;the&nbsp;economy,&nbsp;before&nbsp;looking&nbsp;at&nbsp;disruption&nbsp;facing&nbsp;the&nbsp;retail&nbsp;sector.&nbsp;HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;gives&nbsp;us&nbsp;her&nbsp;views&nbsp;on&nbsp;trends&nbsp;in&nbsp;retail&nbsp;and&nbsp;who&nbsp;to&nbsp;keep&nbsp;an&nbsp;eye&nbsp;on,&nbsp;plus&nbsp;get&nbsp;the&nbsp;inside&nbsp;take&nbsp;from&nbsp;department&nbsp;store&nbsp;manager,&nbsp;Andy&nbsp;Birt.&nbsp;HL's&nbsp;Head&nbsp;of&nbsp;Investment&nbsp;Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;is&nbsp;also&nbsp;joined&nbsp;by&nbsp;Nick&nbsp;Shenton,&nbsp;Fund&nbsp;Manager,&nbsp;UK&nbsp;Income&nbsp;at&nbsp;Artemis,&nbsp;on&nbsp;the&nbsp;fundamentals&nbsp;of&nbsp;investing&nbsp;in&nbsp;retail.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode of Hargreaves Lansdown's 'Switch Your Money On' podcast, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> discuss&nbsp;the&nbsp;end&nbsp;of&nbsp;the&nbsp;furlough&nbsp;scheme&nbsp;and&nbsp;how&nbsp;it&nbsp;may&nbsp;affect&nbsp;the&nbsp;economy,&nbsp;before&nbsp;looking&nbsp;at&nbsp;disruption&nbsp;facing&nbsp;the&nbsp;retail&nbsp;sector.&nbsp;HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a>&nbsp;gives&nbsp;us&nbsp;her&nbsp;views&nbsp;on&nbsp;trends&nbsp;in&nbsp;retail&nbsp;and&nbsp;who&nbsp;to&nbsp;keep&nbsp;an&nbsp;eye&nbsp;on,&nbsp;plus&nbsp;get&nbsp;the&nbsp;inside&nbsp;take&nbsp;from&nbsp;department&nbsp;store&nbsp;manager,&nbsp;Andy&nbsp;Birt.&nbsp;HL's&nbsp;Head&nbsp;of&nbsp;Investment&nbsp;Research,&nbsp;<a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a>&nbsp;is&nbsp;also&nbsp;joined&nbsp;by&nbsp;Nick&nbsp;Shenton,&nbsp;Fund&nbsp;Manager,&nbsp;UK&nbsp;Income&nbsp;at&nbsp;Artemis,&nbsp;on&nbsp;the&nbsp;fundamentals&nbsp;of&nbsp;investing&nbsp;in&nbsp;retail.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Logistical nightmares</title>
			<itunes:title>Logistical nightmares</itunes:title>
			<pubDate>Thu, 23 Sep 2021 09:37:02 GMT</pubDate>
			<itunes:duration>28:09</itunes:duration>
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			<itunes:subtitle><![CDATA[Susannah and Sarah talk to haulier, Tom Reddy. Plus equity insight from Sophie Lund-Yates, and Emma Wall interviews Artmis' and Jacob de Tusch-Lec.]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656937687660-4a9db1640b5673b428a347bdd4bd2ec0.jpeg"/>
			<description><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the latest housing market figures and what’s driving them, before focusing on the recent headlines around logistics. They are joined by former haulier, Tom Reddy to look at the challenges of getting our favourite products on to the shelves, and HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> looks at the potential effects on individual companies and equities. HL's Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> is also joined by Artemis fund manager, Jacob de Tusch-Lec who gives his viewpoint on which sectors have been hit hardest by the current supply conditions.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> discuss the latest housing market figures and what’s driving them, before focusing on the recent headlines around logistics. They are joined by former haulier, Tom Reddy to look at the challenges of getting our favourite products on to the shelves, and HL’s <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> looks at the potential effects on individual companies and equities. HL's Head of Investment Research, <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpew&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPEW+Podcast&amp;theSource=OTPEW&amp;Override=1#Steve" rel="noopener noreferrer" target="_blank">Emma Wall</a> is also joined by Artemis fund manager, Jacob de Tusch-Lec who gives his viewpoint on which sectors have been hit hardest by the current supply conditions.</p><br><p> This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investments rise and fall in value, so investors could make a loss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Eat and greet</title>
			<itunes:title>Eat and greet</itunes:title>
			<pubDate>Mon, 26 Jul 2021 13:21:35 GMT</pubDate>
			<itunes:duration>41:18</itunes:duration>
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			<acast:episodeUrl>episode-1-eat-and-greet</acast:episodeUrl>
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			<itunes:subtitle>Susannah and Sarah talk to restauranteur, Morfudd Richards. Plus fund and equity insight from Steve Clayton and Sophie Lund-Yates.</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/60fe887cbd0207001bbbcd71/1656937602790-2c5e3d3ecfd46e55a224032550cbee02.jpeg"/>
			<description><![CDATA[<p>In our pilot episode ’Eat and Greet’ our hosts <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> Streeter and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> Coles talk inflation and cryptocurrency. Plus, a sector deep dive on the challenges facing the hospitality industry with a special guest, restaurateur Morfudd Richards. HL’s Steve Clayton and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> also bring commentary on market trends and what’s coming in the world of equities.&nbsp;The full series will be starting later this year. Listen to the first episode now and let us know what you liked or what you’d like to hear more on by emailing <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investment rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our pilot episode ’Eat and Greet’ our hosts <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpss&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSS+Podcast&amp;theSource=OTPSS&amp;Override=1#susannah" rel="noopener noreferrer" target="_blank">Susannah</a> Streeter and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsc&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSC+Podcast&amp;theSource=OTPSC&amp;Override=1#sarah" rel="noopener noreferrer" target="_blank">Sarah</a> Coles talk inflation and cryptocurrency. Plus, a sector deep dive on the challenges facing the hospitality industry with a special guest, restaurateur Morfudd Richards. HL’s Steve Clayton and <a href="https://www.hl.co.uk/about-us/podcast-speakers?utm_source=otpsl&amp;utm_medium=shortlink+-+other&amp;utm_campaign=OTPSL+Podcast&amp;theSource=OTPSL&amp;Override=1#Sophie" rel="noopener noreferrer" target="_blank">Sophie Lund-Yates</a> also bring commentary on market trends and what’s coming in the world of equities.&nbsp;The full series will be starting later this year. Listen to the first episode now and let us know what you liked or what you’d like to hear more on by emailing <a href="mailto:podcast@hl.co.uk" rel="noopener noreferrer" target="_blank">podcast@hl.co.uk</a>.</p><br><p>This podcast isn’t personal advice. If you’re not sure what’s right for you seek advice. Investment rise and fall in value, so investors could make a loss.&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<itunes:category text="Business">
			<itunes:category text="Investing"/>
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		<itunes:category text="News">
			<itunes:category text="Business News"/>
		</itunes:category>
		<itunes:category text="News">
			<itunes:category text="News Commentary"/>
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