The Frugal Spender Podcast

76: Home ownership, Co-buying & The housing crisis

Fri, 09 Jan 2026 05:00:00 GMT

Today, Brian sits down to talk with property expert, Philippa, aka The Property Ladder Lass.

They discuss all things property, from getting on to thr property ladder, co-buying property and if and why it is even important to do.

Check out how Philippa is helping people get on the property ladder using these links;

Instagram - https://www.instagram.com/propertyladderlass

Tiktok - https://www.tiktok.com/@propertyladderlass

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Today's episode is sponsored by BitPanda.

Trade smarter, invest simpler, and stay in control of your money.

Download the BitPanda app to buy, sell, and manage your Bitcoin (and 600 other cryptos) - https://bitpanda.pxf.io/c/3282141/3361539/15871

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75: Unexpected costs, Money goals & Living in the 'now'

Fri, 02 Jan 2026 05:00:00 GMT

Today, Georgie is back on the podcast.. but this time, she is doing the interviewing. They cover a lot today, and as usual, it is very honest and open!

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Today's episode is sponsored by BitPanda.

Trade smarter, invest simpler, and stay in control of your money.

Download the BitPanda app to buy, sell, and manage your Bitcoin (and 600 other cryptos) - https://bitpanda.pxf.io/c/3282141/3361539/15871

Hosted on Acast. See acast.com/privacy for more information.

74: Investing for your child, Debt & The morality of inheritance with Cem Eyi

Fri, 03 Oct 2025 07:07:24 GMT

Brian sits down with Cem Eyi, a fintech entrepreneur and co-founder of KidStart and Beanstalk, two platforms helping families to save and invest for their kids future.

Before launching his startups, Cem spent years at Capital One, helping people get in to debt- whereas now he has dedicated his working life to the other side of the balance sheet.

This was a great chat that got deep (as usual), and explores why you should be thinking of your child's future, but also more of the moral side to saving, investing and inheritance.

Be sure to check out Cem & Beanstalk;

Website - https://beanstalkapp.co.uk/

Instagram - https://www.instagram.com/thebeanstalkapp/

Hosted on Acast. See acast.com/privacy for more information.

73: Financial independence, Investing & Easy debt with Mia McGrath

Fri, 05 Sep 2025 04:00:00 GMT

In today's episode, Brian sits down to have a chat with Mia McGrath. Mia is an investor & content creator, who has a passion for sharing tips for people to learn about money and to get started with investing themselves. Some great topics in this one.. from the ease of debt, to the FIRE movement.

Be sure to check out Mia;

Instagram - https://www.instagram.com/miarose_mcgrath/

TikTok - https://www.tiktok.com/@miarosemcgrath

Website - https://miamcgrath.my.canva.site/

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72: Behavioural economics, Happiness & Gratitude with Mark Pittaccio

Fri, 22 Aug 2025 05:00:00 GMT

In today's episode, Brian sits down with behavioural economist, Mark Pittaccio. Mark has a over 35 years of professional experience helping both people and business' understand human behaviour. This could not be more important when it comes to money.

From happiness, to gratitude, to the effects of social media... this episode is worth the listen.

To find out more about Mark, you can find him;

Website - https://www.behaviouraleconomist.co.uk/

LinkedIn - https://uk.linkedin.com/in/mark-pittaccio-80442014

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71: Bitcoin in the UK, Inflation & Protecting your wealth with Freddie New

Sat, 16 Aug 2025 10:14:05 GMT

In today's episode, Brian sits down to chat with Freddie New, the co-founder of Bitcoin Policy UK. The topic of Bitcoin in the UK is a taboo, which is why it is important we have more open discussions like this and help educate as many people as possible.

Freddie is a corporate lawyer by training, however he has industry expertise in submissions to HM Treasury, the FCA, HMRC and to Parliamentary committees, so as far as I am concerned- he has some things worth saying.

To find out more about Freddie, and Bitcoin Policy UK, follow the links below:

X - https://x.com/freddienew

Website - https://bitcoinpolicy.uk/

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70: Debt advice, BNPL regulation & People in crisis

Fri, 01 Aug 2025 05:00:00 GMT

In today's episode, Brian sits down to chat to Simon Trevethick, the Head of communications for Step Change, the largest free debt advice charity in the UK.

Whether you are in debt or not, the topics covered in this episode are worth listening to.. from BNPL regulation to the impact of Covid-19.

If you have any thoughts or questions about today's episode, feel free to send a DM @frugal_spender on Instagram, or an email to brian@frugalspender.co.uk

Hosted on Acast. See acast.com/privacy for more information.

69: Financial literacy, Government spending & Inheritance tax

Fri, 06 Jun 2025 06:22:15 GMT

In today's episode, I have a chat with Olivia Lowe. Olivia is an independent financial adviser, with a twist. She not only is female, but is only 27 years old- making her choice of profession stand out. She dedicates a lot of her time speaking to children, inspiring them to be financial advisors themselves- whilst at the same time creating conversation about personal finance.

If you have any thoughts or questions about today's episode, feel free to send a DM @frugal_spender on Instagram, or an email to brian@frugalspender.co.uk

Hosted on Acast. See acast.com/privacy for more information.

68: Financing stuff, Monzo pots & Big life events

Fri, 21 Mar 2025 09:36:03 GMT

In today's episode, Brian sits down with his wife Georgie for the third time. Today's topic of discussion is the big life events, and how that affects us financially, physically and emotionally.

These topics are things that will affect every single one of us, so hopefully you can take something useful away from the discussion.

If you have any thoughts or questions about today's episode, feel free to send a DM @frugal_spender on Instagram, or an email to brian@frugalspender.co.uk

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67: Understanding Money, Virtues & Bitcoin with Aleks Svetski

Fri, 31 Jan 2025 14:32:24 GMT

Today Brian sits down with Aleksandar Svetski, the author of the best-selling The UnCommunist Manifesto, The Bushido of Bitcoin and the former editor of The Bitcoin Times. Aleks has a unique way of explaining the problems with our currently money, and the proposed solution, Bitcoin.

This is a conversation that if you go in to with an open mind, you will learn so much. I highly reccomend checking out his new book (The Bushido of Bitcoin), it is written beautifully and touches on the most pressing subjects of our time.

X - https://x.com/SvetskiWrites

Substack - https://remnantchronicles.substack.com/

Bushido of Bitcoin - https://www.bushidoofbitcoin.com/

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66: How to Own the World with Andrew Craig

Fri, 22 Nov 2024 17:10:03 GMT

Andrew Craig is the author of one of the most sold personal finance books in the UK, 'How to own the world'. It was one of the very first books that Brian read when begining his financial journey, and it is safe to say it is an honour to have the chance to discuss personal finance and the economy with him.

Website - https://plainenglishfinance.co.uk/

Andrew Craig books - https://plainenglishfinance.co.uk/books

X - https://x.com/andyroocraig

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65: What influences your money mindset with Anna Brading

Fri, 15 Nov 2024 09:17:48 GMT

In this episode, guest Anna Brading from Mentora Money about her new book 'Money Mentor'.

Brian and Anna talk discuss money mindset, managing money in pots and the evil that is Buy Now Pay Later.

I highly recommend reading Anna's new book, Money Mentor- use the link below to get a copy.

Be sure to follow Anna on her social media;

Money Mentor book -https://www.mentoramoney.com/pre-order-book

Website - https://www.mentoramoney.com/

TikTok - @moneyformillennials

Instagram - @mentoramoney

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64: Cost of living, Growth mindset & Earning more with Sammie Ellard-King

Sat, 12 Oct 2024 11:41:43 GMT

Brian chats once again to fellow personal finance content creator, Sammie Ellard-King. Sammie comes from a background of business and marketing, and has now dedicated his time to helping people with their personal finances.

If you enjoyed this conversation, listen to Brian and Sammie's last conversation on episode 59.

Be sure to check out Sammie:

Instagram - https://www.instagram.com/upthegainsmoney/

Money Gains Podcast - https://open.spotify.com/show/0J4H8RINrvtG2hoYktpoNO?si=76a977549bf8437e

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63: Property investing, Building wealth & Victim mentality with Abi Hookway

Fri, 26 Jul 2024 02:00:05 GMT

In this weeks episode, Brian has a chat with Abi Hookway. Abi is a property investor, mentor and entrepreneur. Abi went from being in debt to a millionaire in a short period of time, and creates content online to educate people on how to live a life of freedom through property investment.

To find out more about Abi, check out:

Website - https://abihookway.com/

Instagram - https://www.instagram.com/abi_hookway/

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62: Self worth, Psychology of money & Wealth redistribution with Catherine Cornwall

Fri, 19 Jul 2024 11:44:07 GMT

Today Brian has a conversation with Catherine Cornwall, a success and money mentor that focus' on helping women succeed (although her message certainly helps men too). If like Brian, you have previously thought manifestation and positive thinking is a bit 'woo woo', make sure you listen to the entire episode- it may just change your mind!

To find out more about Catherine, head to:

Website - https://catherinecornwall.com/

Instagram - https://www.instagram.com/catherinejcornwall/

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61: Money fights, Saving pots & Relationship finances with Georgie Mitchell

Fri, 28 Jun 2024 14:15:14 GMT

Today, Brian sits down with his wife, Georgie Mitchell. This is the second time Georgie has been on the podcast, and in this episode they discuss budgeting, saving pots, investing and how to they manage money as a couple. This is a very honest, raw conservation that we believe more and more people should be having on a regular basis.

Find out more about Georgie (yes she is a more successful podcaster than me)

Podcast - https://open.spotify.com/show/10VW3cJ5PmcldmMY6mytqI?si=63a153a1335f4fec

Instagram - https://www.instagram.com/georgina.rose.events/

Website - https://www.georginaroseevents.co.uk/

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60: Financial Planning, Retirement & Everyday Millionaires with Pete Matthew

Fri, 21 Jun 2024 02:00:56 GMT

In today's episode, Brian has a conversation with Pete Matthew. Pete is a chartered financial planner, YouTuber, author and creator of Meaningful Money. He is also the MD of Jacksons Wealth Management. His book 'The Meaningful Money Handbook' has helped many people on their journey with their money, including Brian.

Meaningful Money 1 page financial plan template - https://meaningfulmoney.tv/wp-content/uploads/2019/10/One-Page-FP.pdf

To find out more about Pete:

Book - https://www.amazon.co.uk/Meaningful-Money-Handbook-Everything-everything/dp/0857196510

YouTube - https://www.youtube.com/channel/UC39PLqUmy-AKK5HGYYfwFYw

Website - https://meaningfulmoney.tv/

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59: Money Printing, Investing & Scarcity Mindset with Sammie Ellard-King

Fri, 14 Jun 2024 15:36:14 GMT

This episode is Brian's recent appearance on The Money Gains Podcast, hosted by Sammie Ellard-King. They go into some very deep subjects on this episode, including inflation/money printing, the impact of social media on peoples finances and a scarcity mindset.

Be sure to check out Sammie:

Instagram - https://www.instagram.com/upthegainsmoney/

Money Gains Podcast - https://open.spotify.com/show/0J4H8RINrvtG2hoYktpoNO?si=76a977549bf8437e

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58: Broken money, Debt based economies & Why Bitcoin is the solution with Seb Bunney

Fri, 07 Jun 2024 02:00:24 GMT

Today I have a discussion with Seb Bunney. Seb is the author of "B is for Bitcoin" and "The Hidden Cost of Money" and is the CEO/co-founder of Looking Glass Education, an educational platform dedicated to helping people with money and Bitcoin.

This conversation exceeded my expectations, and I am sure you are going to take something from it.

UK exchange Seb mentions: https://www.coincorner.com/ (No affiliation)

To find out more about Seb:

Website - https://lookingglasseducation.com/

X/Twitter - https://x.com/sebbunney

Book (The hidden cost of money) - https://www.amazon.co.uk/Hidden-Cost-Money-Financial-Forces/dp/1738934101

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57: UK Pensions, Setting goals & Financial planning with Lisa Conway-Hughes

Fri, 31 May 2024 02:00:39 GMT

Today I have a conversation with Lisa Conway-Hughes (MissLollyMoney). Lisa holds the highest possible qualification as a Chartered financial adviser, and is a Fellow of Personal Finance Society. Lisa has gained so much useful knowledge through her qualifications and working with multiple clients, and I gained a lot from our conversation.

To find out more about Lisa:

Website - https://misslolly.com/

Instagram - https://www.instagram.com/misslollymoney/

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56: Poverty, Taxation & Money Basics with Peter Komolafe

Fri, 24 May 2024 08:12:04 GMT

Today I have a conversation with Peter Komolafe. Peter is a best-selling author and multi award-winning financial content creator, TV personality and speaker. His journey from foster care, to a Fortune 100 executive includes overcoming homelessness in his teens and becoming a qualified Financial Adviser and Mortgage Adviser.

For more information on Peter:

Website - https://www.peterkomolafe.com/

Peter's book (The Money Basics) - https://www.amazon.co.uk/Money-Basics-Manage-money-future/dp/0008620350

YouTube - https://www.youtube.com/c/conversationofmoney

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55: Beginner investing, Increasing your salary & Financial basics with Gabriel Nussbaum

Fri, 17 May 2024 07:05:10 GMT

In today's episode I sit down and have a chat with Gabriel Nussbaum. Gabriel has amassed over 1.5 million social media followers, he hosts a radio show called ‘That money show’ and helps other creators grow with a community he has created called ‘The Creator Space’.

I love how Gabriel simplifies the confusing world of personal finance and has some great tips for how to both increase you income, as well as invest for your future.

For more information on Gabriel -

TikTok - https://www.tiktok.com/@gabriel.nussbaum

YouTube - https://www.youtube.com/c/gabrielnussbaum

Instagram - https://www.instagram.com/gabrielinussbaum/

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54: Being self-employed, Morality of tax & Cryptocurrency with Dan Heelan

Fri, 10 May 2024 08:44:09 GMT

In today's episode I have a great conversation with Dan Heelan. Dan is an accountant and a business services director at his accountancy firm, Heelan Associates. He is also a YouTuber, and if you have ever searched for a UK accountancy or tax question online, you would definitely have come across his videos. He specialises in helping newer business’ get off the ground and does a fantastic job of distilling very confusing concepts into short, easy to understand videos.

For more information on Dan -

Website - https://www.heelanassociates.co.uk/

YouTube - https://www.youtube.com/c/HeelanAssociates

Instagram - https://www.instagram.com/danheelan/

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53: Mortgages, First time buyers & Being in debt with Dan Knott

Fri, 03 May 2024 02:00:24 GMT

In today's episode I speak to Dan Knott (Dan does mortgages) all about mortgages, buying your first home and the how debt affects people's ability to buy a home.

Dan is a mortgage advisor that specialises in helping first time buyers, and with many years of experience in his field, it is safe to say I learned a thing or two- and I think you will too.

For more information on Dan:

Instagram - https://www.instagram.com/dandoesmortgages_

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52: Money mindset, Manifestation & Psychology with Victoria Maskell

Fri, 26 Apr 2024 06:57:16 GMT

In today's episode I have a fascinating conversation with Victoria Maskell. I have always been notoriously skeptical of manifestation, and it turns out that was because I didn't know what it actually was. I took so much away from this conversation and I am confident you will too.

Victoria is has a degree in psychology and cognitive neuroscience, she has practiced hypnotherapy and is a Brain Working Recursive Therapy (BWRT) practitioner.

She has worked with people suffering from depression, anxieties, phobias, low self-esteem, weight-related concerns, IBS as well as those lacking in confidence and poor money mindset.

She is also the author of ‘The science of getting rich’ and is a manifestation and money mindset coach.

For more information on Victoria;

Website - https://www.victoriamaskell.com/

Instagram - https://www.instagram.com/victoria.maskell/

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51: Investing, Pensions & Your future with Anne Lester

Fri, 26 Jan 2024 06:00:07 GMT

In today's episode I have a great conversation with Anne Lester. Anne has worked on all aspects of retirement for over 28 years and most recently, she spent 20 years as Head of Retirement Solutions for JPMorgan Asset Management. She has a wealth of experience and knowledge around retirement and pensions, amongst many other subjects.

Anne is also a media commentator with coverage from the likes of Bloomberg TV, Barron’s, CNBC, Forbes, Wall Street Journal, and New York Times.

She has recently released her new book to help younger savers find long-term savings success by overcoming their behavioral biases 'Your Best Financial Life: Save Smart Now for the Future You Want'

For more information on Anne;

Website - www.annelester.com

Instagram - www.instagram.com/savesmartwanne

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50: What makes money, money?

Fri, 05 Jan 2024 17:53:17 GMT

In today's episode Brian discuss what makes money, money- including what shapes our view of money and an overview of the 5 properties of money;

durability
portability
divisibility
scarcity
recognisability.

Further reading on the properties of money;

Michael Saylor and Robert Breedlove on 'What is money' podcast - https://youtu.be/4rvTppy1qLI?si=TJZGA33-Bccd3SRu

Saifedean Ammous - The Fiat Standard book - https://www.amazon.co.uk/Fiat-Standard-Slavery-Alternative-Civilization/dp/1544526474

Investopedia - https://www.investopedia.com/terms/m/money.asp#toc-what-is-money

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49: Capitalism, Generational tension & Investing with Ken Costa

Fri, 08 Dec 2023 03:00:52 GMT

In today's episode I have a conversation with Ken Costa. Ken has been a global investment banker for over 40 years and was the Chair of UBS Investment Bank and Lazard International. He is currently chairman of Helios Fairfax, the largest private equity group in Africa.

Ken is an author, known for his titles such as ‘know your why’, ‘god at work’ and his most recent book ‘the 100 trillion dollar wealth transfer’- which is the book I was interested to talk to him about in this episode.

Ken was a wealth of financial experience under his belt and I enjoyed talking to him about the generational divide that exists and how he thinks it is possible to overcome it.

For more information on Ken;

Website - www.kencosta.com

Instagram - www.instagram.com/kenjcosta

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48: The psychology of being debt free

Fri, 27 Oct 2023 17:11:12 GMT

In today's episode, Brian talks about the positive psychological effects of becoming debt free. He briefly goes through his debt-free journey before expanding on the many benefits you could feel yourself.

Make sure you follow on social media;

Instagram - www.instagram.com/frugal_spender

TikTok - www.tiktok.com/@frugal_spender

YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ

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47: The pursuit of money

Fri, 20 Oct 2023 15:49:21 GMT

In today's episode, Brian gives his views on the pursuit of money. What is money? Why do we pursue it? Should we even pursue it?

Make sure you follow on social media;

Instagram - www.instagram.com/frugal_spender

TikTok - www.tiktok.com/@frugal_spender

YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ

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46: The importance of Financial Literacy

Fri, 13 Oct 2023 16:19:24 GMT

In today's episode, Brian talks about the important of being financially literate and why absolutely everybody should be working towards this goal.

Make sure you follow on social media;

Instagram - www.instagram.com/frugal_spender

TikTok - www.tiktok.com/@frugal_spender

YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ

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45: Theft in plain sight

Fri, 06 Oct 2023 04:00:20 GMT

In today's episode, Brian discusses what can only be described as legal theft... inflation!

Make sure you follow on social media;

Instagram - www.instagram.com/frugal_spender

TikTok - www.tiktok.com/@frugal_spender

YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ

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44: Alleviate the fear of investing

Sat, 03 Jun 2023 07:03:03 GMT

In today's episode, Brian takes an honest look of why people don't invest and provides 3 tips to help with the fear of getting started or continuing on your investment journey.

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43: The dangers of credit cards

Sat, 20 May 2023 12:03:20 GMT

In today's episode, Brian breaks down his top 3 dangers when using credit cards. Credit cards are the very reason Brian got in to debt, and is also the reason he creates content around money- so it is close to home!

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42: Investing, FIRE movement & the public sector with Emma (invest__em)

Fri, 28 Apr 2023 02:00:42 GMT

In today's episode, Brian sits down to talk to Emma (Invest__Em), to discuss long-term investing, the FIRE movement, public sector pay/ pensions, financial literacy and much more.

Emma runs an informative and interested Instagram page that will no doubt teach you a thing or too about personal finance and investing.

Make sure you check her page out - @invest__em

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41: Overpaying your mortgage with Jinesh Vohra

Fri, 21 Apr 2023 02:00:09 GMT

In todays episode, Brian sits down with the CEO of Sprive, Jinesh Vohra. Brian and Jinesh discuss mortgage overpayment, debt, credit cards and the mental aspect of being mortgage free.

Be sure to check out both Jinesh and the Sprive app using the links below;

www.sprive.com

App store - apps.apple.com/gb/app/sprive-mortgage-free-faster/id1504836142

Google Play - https://play.google.com/store/apps/details?id=com.sprive

Jinesh Vohra LinkedIn - https://uk.linkedin.com/in/jinesh-vohra

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40: You need to change

Wed, 29 Mar 2023 10:25:47 GMT

In todays episode, Brian dives into a topic that he is focusing on a lot right now- change. Change in your personal finances, positive/negative habits and good life changes are all topics in todays mid-week episode!

www.frugalspender.co.uk

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39: Scammers, Childhood & Investing with Ryan King (Making Money Simple)

Fri, 03 Mar 2023 03:00:51 GMT

In todays episode, Brian sits down with Ryan King to discuss an array of topics around personal finance, from scammers to childhood money memories.

Be sure to check out Ryan below;

Website - https://makingmoneysimple.carrd.co

Instagram - www.instagram.com/makingmoneysimple

TikTok - twitter.com/makingmsimple

Hosted on Acast. See acast.com/privacy for more information.

38: Debt, Credit cards & BNPL with Sara Williams (Debt Camel)

Fri, 17 Feb 2023 03:00:53 GMT

In this episode, Brian has a conversation with Sara Williams about debt, credit cards and 'buy now pay later' schemes. Sara is behind the finance blog and Instagram account 'Debt Camel' and has over 20 years helping people with their debt problems. If you are in debt (or even if you aren't) you will get a lot out of this episode.

Be sure to check out Sara below;

Blog - https://debtcamel.co.uk/

Instagram - https://www.instagram.com/debtcamel/

Twitter - https://twitter.com/DebtCamel

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37: Focus on you!

Mon, 06 Feb 2023 11:21:42 GMT

In this episode, Brian discusses the negative effects of consuming too much news and information about the world economy, and how that can affect your finances in a very real way. Brian also shares his top 3 tips to help reduce the anxiety this causes, allowing you to focus on your situation first.

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36: Tight VS Frugal

Fri, 27 Jan 2023 16:16:38 GMT

In this episode, Brian discusses what he believes the difference is between 'tight' and being 'frugal'!

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35: Extend your financial time horizon

Fri, 13 Jan 2023 10:29:24 GMT

In this episode Brian discusses an important concept in improving your financial mindset, your time horizon. Regardless of where you are on your financial journey, this episode will give you something to think about!

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34: Should you be self-employed?

Fri, 16 Dec 2022 03:00:11 GMT

In this episode, Brian discusses his first year of self-employment. From the ups, the downs, the pros & cons- this episode will give you a raw insight in to what it is actually like being self-employed.

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33: Side hustles with Joshua from The Art of Money Saving

Fri, 09 Dec 2022 12:00:05 GMT

In this episode, Brian has a discussion with Joshua from the Art of Money Saving about side hustles, self employed life and finding balance between spending and saving.

Check out The Art of Money Saving using the links below;

Podcast - https://open.spotify.com/show/18qEO8gUGSv0PXIp2VAyne

Instagram - https://www.instagram.com/theartofmoneysaving

Twitter - https://twitter.com/artofmoneyuk

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32: Gender, Spiritualism & Money beliefs with Laura Ann Moore

Fri, 02 Dec 2022 13:08:06 GMT

In this episode, Brian has a great discussion with money & mindset coach Laura Ann Moore on an array of subjects, from women & money to spiritualism.

Check out Laura Ann Moore using the links below;

Podcast - https://open.spotify.com/show/18qEO8gUGSv0PXIp2VAyne

Instagram - https://www.instagram.com/laura_ann_moore/

TikTok - https://www.tiktok.com/@lauraannmoore

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31: Growth mindset, Self-employment & Money mindset with MamaFurFur

Fri, 25 Nov 2022 15:52:21 GMT

In this episode, Brian has a discussion with Jennifer Kempson (MamaFurFur) about many money topics, including leaving corporate life, growth mindset & a holistic approach to money.

Check out MamaFurFur using the links below;

Website - www.mamafurfur.com

YouTube - https://www.youtube.com/@MamaFurFur

Instagram - https://www.instagram.com/mamafurfur/

Hosted on Acast. See acast.com/privacy for more information.

30: 3 Reasons not to invest

Fri, 18 Nov 2022 16:49:57 GMT

In this episode, Brian discusses the three most common reasons people give to not invest. Remember, nothing on this podcast is financial advice- it is education!

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29: Cost of living, Content creation & Mindset with Timi Merriman-Johnson (MrMoneyJar)

Fri, 11 Nov 2022 14:49:40 GMT

In this episode, guest Timi Merriman-Johnson (Mr MoneyJar) has a discussion with Brian the cost of living crisis, growth mindset, content creation and much more!

www.mrmoneyjar.com

Be sure to follow Mr MoneyJar on his social media platforms;

Instagram - @MrMoneyJar

TikTok - @MrMoneyJar

Twitter - @MrMoneyJar

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28: The Psychology of an Emergency Fund

Fri, 21 Oct 2022 16:03:42 GMT

In this episode, Brian discusses one of the most important aspects of your financial foundations- an emergency fund. Not only is it necessary for your money, but it will help with money anxiety and your day to day life too.

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27: Financial Literacy with Anna Brading

Fri, 14 Oct 2022 02:00:44 GMT

In this episode, guest Anna Brading of 'Money for Millennials' has a discussion with Brian about financial literacy, TikTok scammers, lack mindset, and much more!

Be sure to follow Anna on her social media;

TikTok - @moneyformillennials

Instagram - @mymoneyformillennials

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26: Pay as little tax as possible

Fri, 07 Oct 2022 15:33:24 GMT

In this episode, Brian delves into the subject of paying as little tax as possible, legally. Stealth taxes are everywhere around us, so take notes of the tips in this episode!

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25: Cost averaging

Fri, 30 Sep 2022 11:12:43 GMT

In this episode, Brian discussing cost averaging, the method of investing that for the average person, is the best method of building wealth over the long term.

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24: 3 Steps to becoming a millionaire

Fri, 23 Sep 2022 09:08:22 GMT

In this episode, Brian breaks down the most common route to becoming a millionaire into three steps. They may be simple steps, but they aren't easy.

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23: Should you use a credit card?

Fri, 16 Sep 2022 16:27:26 GMT

In todays episode, Brian breaks down what he believes to be the pros & cons of using a credit card in the UK. As getting in to credit card debt was the catalyst for Brian learning about personal finance, he has some unique insights that will hopefully help you on your financial journey.

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22: Money anxiety and how to beat it

Fri, 09 Sep 2022 16:15:01 GMT

In this episode Brian discusses something that he has suffered with all his life, money anxiety. The looming feeling so many people have around their personal finances! This episode is packed with useful tips to improve your relationship with money.

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21: Automate to increase your savings & investments

Fri, 02 Sep 2022 14:22:14 GMT

In this episode, Brian breaks down why it is important to automate your savings & investments to increase the chances of you building wealth over time.

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20: A beginners guide to investing

Fri, 26 Aug 2022 16:34:28 GMT

In this episode, Brian walks you through what investing is, how the stock market works and most importantly- the practical steps to get investing if you are a beginner (or just want to simplify how you invest)

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19: Should you overpay your mortgage?

Fri, 19 Aug 2022 14:51:59 GMT

In this episode, Brian asks the age old question of whether you should overpay your mortgage or not. Brian explores what he believes to be the pros and cons of overpaying.

Hosted on Acast. See acast.com/privacy for more information.

18: You need a financial plan

Wed, 10 Aug 2022 15:54:36 GMT

This episode is all about creating a 1 page financial plan. Brian breaks down why keeping this as simple as possible will help you align your actions with your goals to achieve financial success.

Hosted on Acast. See acast.com/privacy for more information.

17: Consistency beats talent

Fri, 05 Aug 2022 13:25:33 GMT

In this episode, Brian discusses consistency and talent- and why he believes that being consistency will ALWAYS win that battle when it comes to not only your finances, but most things in life.

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16: A good investing mindset

Wed, 20 Jul 2022 16:12:18 GMT

In this episode, Brian provides three tips that will help your mindset around investing during a market downturn. Remember, be greedy when others are fearful and fearful when they are greedy.

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15: Ways to improve your money management & get rid of debt

Wed, 13 Jul 2022 18:50:25 GMT

In this episode, Brian provides his top 5 tips to improve how you can manage your money as well as sharing the method he used to get out of debt!

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14: Why you will never reach your goals

Wed, 06 Jul 2022 02:00:00 GMT

In this episode, Brian breaks down goal setting, whether you should do it or not and what on earth 'Arrival fallacy' is!

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13 - 5 Financial mistakes I made in my 20's

Wed, 29 Jun 2022 17:48:56 GMT

In this episode, Brian is brutally honest about the 5 financial mistakes he made in his 20’s and give you some insight into the lessons he has learned.

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12: What a credit score is and how to improve it

Wed, 22 Jun 2022 16:47:01 GMT

In this episode, Brian breaks down what a credit score & credit file is and his thoughts on credit and debt. He also give you 5 simple tips to improve you credit score!

Hosted on Acast. See acast.com/privacy for more information.

11: The connection between Health & Wealth

Wed, 15 Jun 2022 16:55:01 GMT

In this episode, Brian explores the connections between health & wealth, which form 2 side of the trifecta (Healh, Wealth & Freedom).

Books mentions - Darren Hardy - The Compound Effect & James Clear - Atomic Habits

Study mentioned - https://www.urban.org/sites/default/files/publication/49116/2000178-How-are-Income-and-Wealth-Linked-to-Health-and-Longevity.pdf

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10: Managing money in a relationship

Wed, 08 Jun 2022 14:02:29 GMT

In today's episode, Brian interviews his first guest (and soon to be wife) Georgie Davies. Georgie is a wedding planner (Georgina Rose Events) and runs a social media management company (Simply Peak). Brian openly confesses to the fact that Georgie ran the finances until he started learning about personal finance. Listen to this episode to find out how they manage their money together!

Instagram - https://www.instagram.com/georgina.rose.events/

Georgina Rose Events - www.georginaroseevents.co.uk

Simply Peak - www.simplypeak.co.uk

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9: A look at 'Buy now pay later'

Wed, 25 May 2022 15:43:46 GMT

In this episode, Brian discusses the rise of Buy Now Pay Later schemes and the potential dangerous that come along with using them!

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8: How to Budget

Wed, 18 May 2022 11:21:56 GMT

In this episode, Brian delves into the subject of budgeting and why it is fundamental to your success with money. Whether you are new to the personal finance world or a veteran- consistently budgeting will be your north star to building wealth.

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7: Dave Ramsey's Baby Steps for the UK

Wed, 11 May 2022 09:41:56 GMT

In this episode, Brian breaks down Dave Ramsey's 'Baby Steps' and explains how you can apply them to you if you live in the UK (and anywhere outside the US). The Dave Ramsey plan has influenced millions of people in the US to become debt free, but the sound money principles work everywhere!

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6: When should you invest?

Wed, 04 May 2022 09:21:54 GMT

This episode breaks down what you need to have in place before you begin investing, regardless of what age you are! Brian discusses how he thinks that absolutely everybody should be an investor, but only when they are ready!

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5: Gratitude & Money

Wed, 27 Apr 2022 15:43:26 GMT

This episode is all about how gratitude relates to money. Brian gives some useful tips and ways to implement gratitude to positively impact your life, financially and otherwise!

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4: Sinking Funds

Wed, 20 Apr 2022 12:02:46 GMT

In this episode, Brian breaks down what a sinking fund is and why you definitely should be using them. Sinking funds should be used along side your monthly budgeting to be most effective!

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3: You need to pay into your pension

Wed, 13 Apr 2022 13:08:55 GMT

In this episode, Brian walks you through the most common pensions in the UK and the reasons why you need to be paying into one- no matter what your age is.

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2: Paying off debt

Wed, 06 Apr 2022 14:10:34 GMT

In this episode, Brian breaks down what he believes to be the best way to get out of debt. With first hand experience in getting into debt and then finding his way out of debt (on a low salary), many people will be able to relate and take away some valuable points from this one!

Website - www.frugalspender.co.uk

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1: Money Mindset

Wed, 30 Mar 2022 04:00:00 GMT

This is the very first episode on the Frugal Spender Podcast. In this episode, Brian gives you wants you to get to know him by walking you through his childhood and how it has shaped his relationship with money today. He talks about being in debt, how he got out of debt and why he wants to help others with their personal finances.

Website - www.frugalspender.co.uk

Hosted on Acast. See acast.com/privacy for more information.