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		<title>gen z money</title>
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		<itunes:author>Azaria Bell</itunes:author>
		<itunes:subtitle>talking all the money</itunes:subtitle>
		<itunes:summary><![CDATA[Azaria Bell talks with you about your money!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[Azaria Bell talks with you about your money!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<title><![CDATA[18 things to do now that you're 18]]></title>
			<itunes:title><![CDATA[18 things to do now that you're 18]]></itunes:title>
			<pubDate>Sun, 20 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>40:39</itunes:duration>
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			<itunes:subtitle><![CDATA[So you've just turned 18 and you're wondering, "Great, I'm an adult. Now what?". Well we have an episode for you! Azaria and Nath came...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>8</itunes:episode>
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			<description><![CDATA[<div>So you’ve just turned 18 and you’re wondering, “Great, I'm an adult. Now what?”. Well we have an episode for you! Azaria and Nath came up with a checklist of 18 things to do now that you’ve turned 18. Now whether you’re 18 or 28, this list can remind of something in your life that could change for the better today. This list covers everything from:</div><div><br /></div><div>👉🏽 things to start doing with your money</div><div>👉🏿 lifestyle goals</div><div>👉 tips to keep you fit and healthy</div><div>👉🏾 being prepared for emergencies</div><div>👉🏻 things to take control of in your life</div><div>👉🏼 the importance of travel</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>So you’ve just turned 18 and you’re wondering, “Great, I'm an adult. Now what?”. Well we have an episode for you! Azaria and Nath came up with a checklist of 18 things to do now that you’ve turned 18. Now whether you’re 18 or 28, this list can remind of something in your life that could change for the better today. This list covers everything from:</div><div><br /></div><div>👉🏽 things to start doing with your money</div><div>👉🏿 lifestyle goals</div><div>👉 tips to keep you fit and healthy</div><div>👉🏾 being prepared for emergencies</div><div>👉🏻 things to take control of in your life</div><div>👉🏼 the importance of travel</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>What is the national rental affordability scheme (NRAS)</title>
			<itunes:title>What is the national rental affordability scheme (NRAS)</itunes:title>
			<pubDate>Sun, 13 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>11:42</itunes:duration>
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			<itunes:subtitle>Have you thought about the cost of your rent and wondered if there was a cheaper option? The national rental affordability scheme...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[<div>Have you thought about the cost of your rent and wondered if there was a cheaper option? The national rental affordability scheme (NRAS) was designed to help low to middle income earners get into the rental market below the market value. Azaria breaks down</div><div><br /></div><div>👉🏽 what NRAS is</div><div>👉🏿 why it was introduced</div><div>👉🏻 the required eligiblity</div><div>👉 how it can help you save money on housing expenses</div><div>👉🏼 how to find an NRAS house</div><div><br /></div><div>For info on NRAS click <a href="https://www.dss.gov.au/our-responsibilities/housing-support/programs-services/national-rental-affordability-scheme/national-rental-affordability-scheme-nras-household-income-indexation" target="_blank">here!</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Have you thought about the cost of your rent and wondered if there was a cheaper option? The national rental affordability scheme (NRAS) was designed to help low to middle income earners get into the rental market below the market value. Azaria breaks down</div><div><br /></div><div>👉🏽 what NRAS is</div><div>👉🏿 why it was introduced</div><div>👉🏻 the required eligiblity</div><div>👉 how it can help you save money on housing expenses</div><div>👉🏼 how to find an NRAS house</div><div><br /></div><div>For info on NRAS click <a href="https://www.dss.gov.au/our-responsibilities/housing-support/programs-services/national-rental-affordability-scheme/national-rental-affordability-scheme-nras-household-income-indexation" target="_blank">here!</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>financial adviser reacts to advice from TikTok</title>
			<itunes:title>financial adviser reacts to advice from TikTok</itunes:title>
			<pubDate>Sun, 06 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>26:01</itunes:duration>
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			<itunes:subtitle>Have you ever scrolled through TikTok to find a video telling you how to manage your life, health or money? Well Nath has gone on a...</itunes:subtitle>
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			<itunes:season>4</itunes:season>
			<itunes:episode>6</itunes:episode>
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			<description><![CDATA[<div>Have you ever scrolled through TikTok to find a video telling you how to manage your life, health or money? Well Nath has gone on a deep dive into FinTok to show Azaria all the best, worst and downright ugly financial advice he found. You hear all about:</div><div><br /></div><div>👉🏾 why financial advice should be personal</div><div>👉🏿 knowing your strengths and weaknesses with your money</div><div>👉🏻 the dangers of lifestyle inflation (and how to stop it!)</div><div>👉 not letting someone tell you where you should invest your hard earned cash</div><div>👉🏼 the volatility and reality of the stock market </div><div><br /></div><div>Listen to Azaria's episode on decoding credits scores <a href="https://media.whooshkaa.com/show/7959/episode/747631.mp3" target="_blank">here!</a></div><div><br /></div><div>Listen to Glen's episode on credit scores <a href="https://media.whooshkaa.com/show/4966/episode/771026.mp3" target="_blank">here!</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Have you ever scrolled through TikTok to find a video telling you how to manage your life, health or money? Well Nath has gone on a deep dive into FinTok to show Azaria all the best, worst and downright ugly financial advice he found. You hear all about:</div><div><br /></div><div>👉🏾 why financial advice should be personal</div><div>👉🏿 knowing your strengths and weaknesses with your money</div><div>👉🏻 the dangers of lifestyle inflation (and how to stop it!)</div><div>👉 not letting someone tell you where you should invest your hard earned cash</div><div>👉🏼 the volatility and reality of the stock market </div><div><br /></div><div>Listen to Azaria's episode on decoding credits scores <a href="https://media.whooshkaa.com/show/7959/episode/747631.mp3" target="_blank">here!</a></div><div><br /></div><div>Listen to Glen's episode on credit scores <a href="https://media.whooshkaa.com/show/4966/episode/771026.mp3" target="_blank">here!</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[how to spot a payday loan (and why they're so dangerous)]]></title>
			<itunes:title><![CDATA[how to spot a payday loan (and why they're so dangerous)]]></itunes:title>
			<pubDate>Sun, 27 Feb 2022 20:57:00 GMT</pubDate>
			<itunes:duration>21:40</itunes:duration>
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			<itunes:subtitle>Payday lenders provide fast cash when you feel you have no other options. Often used for things like emergency expenses, medical costs,...</itunes:subtitle>
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			<itunes:season>4</itunes:season>
			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[<div>Payday lenders provide fast cash when you feel you have no other options. Often used for things like emergency expenses, medical costs, overdue bills. However, they are actually the scum of the earth. They have incredibly high fees, and are extremely immoral and predatory. On this episode, Azaria highlights the issue of payday lenders to Nath and explains:</div><div><br /></div><div>👉🏻 how payday loans work</div><div>👉🏼 payday lenders you may have heard of</div><div>👉🏽 how they make money</div><div>👉 what the alternatives are if you need cash</div><div>👉🏿 who you can reach out to if you're struggling with debt</div><div><br /></div><div>More info on payday loans:</div><div><a href="https://moneysmart.gov.au/loans/payday-loans" target="_blank">https://moneysmart.gov.au/loans/payday-loans</a></div><div><br /></div><div>National debt hotline:</div><div><a href="https://ndh.org.au/" target="_blank">https://ndh.org.au/</a></div><div><br /></div><div>Mob Strong Debt Help</div><div><a href="https://financialrights.org.au/mob-strong-debt-help/" target="_blank">https://financialrights.org.au/mob-strong-debt-help/</a></div><div><br /></div><div>Finding a financial counsellor</div><div><a href="https://moneysmart.gov.au/managing-debt/financial-counselling" target="_blank">https://moneysmart.gov.au/managing-debt/financial-counselling</a></div><div><br /></div><div>Centrelink advance payments</div><div><a href="https://www.servicesaustralia.gov.au/advance-payment" target="_blank">https://www.servicesaustralia.gov.au/advance-payment</a></div><div><br /></div><div>No interest loans</div><div><a href="https://moneysmart.gov.au/loans/no-interest-loans" target="_blank">https://moneysmart.gov.au/loans/no-interest-loans</a></div><div><br /></div><div>Help for paying overdue bills or fines:</div><div><a href="https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-fines" target="_blank">https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-fines</a></div><div><br /></div><div>Sample letters to use for financial hardship:</div><div><a href="https://financialrights.org.au/sample-letters/" target="_blank">https://financialrights.org.au/sample-letters/</a></div><div><br /></div><div>No interest loans:</div><div><a href="https://goodshep.org.au/services/household-relief/" target="_blank">https://goodshep.org.au/services/household-relief/</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Payday lenders provide fast cash when you feel you have no other options. Often used for things like emergency expenses, medical costs, overdue bills. However, they are actually the scum of the earth. They have incredibly high fees, and are extremely immoral and predatory. On this episode, Azaria highlights the issue of payday lenders to Nath and explains:</div><div><br /></div><div>👉🏻 how payday loans work</div><div>👉🏼 payday lenders you may have heard of</div><div>👉🏽 how they make money</div><div>👉 what the alternatives are if you need cash</div><div>👉🏿 who you can reach out to if you're struggling with debt</div><div><br /></div><div>More info on payday loans:</div><div><a href="https://moneysmart.gov.au/loans/payday-loans" target="_blank">https://moneysmart.gov.au/loans/payday-loans</a></div><div><br /></div><div>National debt hotline:</div><div><a href="https://ndh.org.au/" target="_blank">https://ndh.org.au/</a></div><div><br /></div><div>Mob Strong Debt Help</div><div><a href="https://financialrights.org.au/mob-strong-debt-help/" target="_blank">https://financialrights.org.au/mob-strong-debt-help/</a></div><div><br /></div><div>Finding a financial counsellor</div><div><a href="https://moneysmart.gov.au/managing-debt/financial-counselling" target="_blank">https://moneysmart.gov.au/managing-debt/financial-counselling</a></div><div><br /></div><div>Centrelink advance payments</div><div><a href="https://www.servicesaustralia.gov.au/advance-payment" target="_blank">https://www.servicesaustralia.gov.au/advance-payment</a></div><div><br /></div><div>No interest loans</div><div><a href="https://moneysmart.gov.au/loans/no-interest-loans" target="_blank">https://moneysmart.gov.au/loans/no-interest-loans</a></div><div><br /></div><div>Help for paying overdue bills or fines:</div><div><a href="https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-fines" target="_blank">https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-fines</a></div><div><br /></div><div>Sample letters to use for financial hardship:</div><div><a href="https://financialrights.org.au/sample-letters/" target="_blank">https://financialrights.org.au/sample-letters/</a></div><div><br /></div><div>No interest loans:</div><div><a href="https://goodshep.org.au/services/household-relief/" target="_blank">https://goodshep.org.au/services/household-relief/</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Gus is a 15 y/o saving and investing machine</title>
			<itunes:title>Gus is a 15 y/o saving and investing machine</itunes:title>
			<pubDate>Sun, 20 Feb 2022 18:30:00 GMT</pubDate>
			<itunes:duration>17:48</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=959947</link>
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			<itunes:subtitle>Gus is well and truly KILLING it with his money. With 6 grand in shares and 11 grand saved overall, it was only right for Azaria to ask...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Gus is well and truly KILLING it with his money. With 6 grand in shares and 11 grand saved overall, it was only right for Azaria to ask Gus for an interview! Listen along as Azaria asks him:</div><div><br /></div><div>👉 how he has made his money</div><div>👉🏽 what goals Gus has in the future</div><div>👉🏼 how he has invested his money</div><div>👉🏾 what got Gus interested in personal finance</div><div>👉🏿 Gus' tip to not spend everything he earns</div><div>👉🏻 how Gus started a thriving side hustle</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Gus is well and truly KILLING it with his money. With 6 grand in shares and 11 grand saved overall, it was only right for Azaria to ask Gus for an interview! Listen along as Azaria asks him:</div><div><br /></div><div>👉 how he has made his money</div><div>👉🏽 what goals Gus has in the future</div><div>👉🏼 how he has invested his money</div><div>👉🏾 what got Gus interested in personal finance</div><div>👉🏿 Gus' tip to not spend everything he earns</div><div>👉🏻 how Gus started a thriving side hustle</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>ideas for your next side hustle</title>
			<itunes:title>ideas for your next side hustle</itunes:title>
			<pubDate>Sun, 13 Feb 2022 18:30:00 GMT</pubDate>
			<itunes:duration>21:07</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=957252</link>
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			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle><![CDATA[Sometimes one job just isn't enough. If you're looking to start a side hustle but aren't sure what to do or where to start, look no...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>3</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Sometimes one job just isn't enough. If you're looking to start a side hustle but aren't sure what to do or where to start, look no further than this episode! Azaria and Nath touch on:</div><div><br /></div><div>👉 examples of side hustles from the my millennial money facebook group</div><div>👉🏼 Azaria and Nath's side hustles</div><div>👉🏽 the importance of thinking outside the box with your hustle</div><div>👉🏾 working overtime at your current job</div><div><br /></div><div>Link to heaps of side hustle inspo from the m3 community <a href="https://www.facebook.com/groups/mymillennialmoney/posts/5145374258830118/" target="_blank">here</a>!</div><div><br /></div><div>Listen to Azaria's interview with Nami <a href="https://player.whooshkaa.com/episode?id=907604" target="_blank">here</a>!</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Sometimes one job just isn't enough. If you're looking to start a side hustle but aren't sure what to do or where to start, look no further than this episode! Azaria and Nath touch on:</div><div><br /></div><div>👉 examples of side hustles from the my millennial money facebook group</div><div>👉🏼 Azaria and Nath's side hustles</div><div>👉🏽 the importance of thinking outside the box with your hustle</div><div>👉🏾 working overtime at your current job</div><div><br /></div><div>Link to heaps of side hustle inspo from the m3 community <a href="https://www.facebook.com/groups/mymillennialmoney/posts/5145374258830118/" target="_blank">here</a>!</div><div><br /></div><div>Listen to Azaria's interview with Nami <a href="https://player.whooshkaa.com/episode?id=907604" target="_blank">here</a>!</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how much should you spend on a wedding?</title>
			<itunes:title>how much should you spend on a wedding?</itunes:title>
			<pubDate>Sun, 06 Feb 2022 18:30:00 GMT</pubDate>
			<itunes:duration>27:32</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=954305</link>
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			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle><![CDATA[Nath is getting married! Although he is, of course, excited - what he isn't excited for is the amount of money he has to spend. H...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Nath is getting married! Although he is, of course, excited - what he isn't excited for is the amount of money he has to spend. He shares how he and his fiancé have navigated planning a wedding and some tips they have learned along the way. Stuff like:</div><div><br /></div><div>👉🏻 what do you want out of a wedding?</div><div>👉🏾 how much are you willing and able to pay?</div><div>👉🏼 your friends and family... do you really like them?</div><div>👉 the spreadsheet they used to break down expenses</div><div>👉🏽 professional vs DIY</div><div><br /></div><div>Here's the link to Sarah and Nath's wedding budget <a href="https://docs.google.com/spreadsheets/d/19_mfh_31yx7EnEF1JfOx9lWxrJcORwM0cB-K_bROfQU/edit?usp=sharing" target="_blank">spreadsheet</a>!</div><div><br /></div><div>Get your own spreadsheet <a href="https://myweddingplanner.co/password" target="_blank">here</a>.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more.</div><div><br /></div><div>🛑 This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This video is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Nath is getting married! Although he is, of course, excited - what he isn't excited for is the amount of money he has to spend. He shares how he and his fiancé have navigated planning a wedding and some tips they have learned along the way. Stuff like:</div><div><br /></div><div>👉🏻 what do you want out of a wedding?</div><div>👉🏾 how much are you willing and able to pay?</div><div>👉🏼 your friends and family... do you really like them?</div><div>👉 the spreadsheet they used to break down expenses</div><div>👉🏽 professional vs DIY</div><div><br /></div><div>Here's the link to Sarah and Nath's wedding budget <a href="https://docs.google.com/spreadsheets/d/19_mfh_31yx7EnEF1JfOx9lWxrJcORwM0cB-K_bROfQU/edit?usp=sharing" target="_blank">spreadsheet</a>!</div><div><br /></div><div>Get your own spreadsheet <a href="https://myweddingplanner.co/password" target="_blank">here</a>.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more.</div><div><br /></div><div>🛑 This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This video is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to set money goals you will actually achieve</title>
			<itunes:title>how to set money goals you will actually achieve</itunes:title>
			<pubDate>Sun, 30 Jan 2022 18:30:00 GMT</pubDate>
			<itunes:duration>32:19</itunes:duration>
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			<itunes:subtitle>Welcome to the first episode of gen z money for 2022! With the new year comes all the same clichés and stereotypical new years...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Welcome to the first episode of gen z money for 2022! With the new year comes all the same clichés and stereotypical new years resolutions. So in this episode, Azaria and Nath, separate the wheat from the chaff when it comes to goal setting. Follow along as they chat about:</div><div><br /></div><div>👉🏻 being realistic with your goals</div><div>👉🏾 examples of financial goals</div><div>👉🏼 integrating a system to support your goal</div><div>👉 why you should definitely read Atomic Habits by James Clear: <a href="https://booktopia.kh4ffx.net/aEkRR" target="_blank">https://booktopia.kh4ffx.net/aEkRR</a></div><div>👉🏽 how to make your goals 40% more likely to succeed 🤯</div><div>👉🏼 how small goals can help you accomplish big things</div><div><br /></div><div>🛑Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Welcome to the first episode of gen z money for 2022! With the new year comes all the same clichés and stereotypical new years resolutions. So in this episode, Azaria and Nath, separate the wheat from the chaff when it comes to goal setting. Follow along as they chat about:</div><div><br /></div><div>👉🏻 being realistic with your goals</div><div>👉🏾 examples of financial goals</div><div>👉🏼 integrating a system to support your goal</div><div>👉 why you should definitely read Atomic Habits by James Clear: <a href="https://booktopia.kh4ffx.net/aEkRR" target="_blank">https://booktopia.kh4ffx.net/aEkRR</a></div><div>👉🏽 how to make your goals 40% more likely to succeed 🤯</div><div>👉🏼 how small goals can help you accomplish big things</div><div><br /></div><div>🛑Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what I'd tell high school me about money]]></title>
			<itunes:title><![CDATA[what I'd tell high school me about money]]></itunes:title>
			<pubDate>Sun, 05 Dec 2021 18:30:00 GMT</pubDate>
			<itunes:duration>24:15</itunes:duration>
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			<itunes:subtitle>Are you in high school and wanting to get ahead with your money? Do you struggle with living paycheck to paycheck and are not sure...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>30</itunes:episode>
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			<description><![CDATA[<div>Are you in high school and wanting to get ahead with your money? Do you struggle with living paycheck to paycheck and are not sure where to start with your money? Then this episode is for you! Listen as Azaria and Nath break down the tips that they would give to their high school selves about money. They cover:</div><div><br /></div><div>👉🏻 the importance of investing and compound interest 🤑</div><div>👉🏾 finding money communities that are encouraging for you</div><div>👉🏼 figuring out how much it costs for you to exist</div><div>👉 the benefits of using a spending plan</div><div>👉🏽 why buying new isn't always best</div><div>👉🏼 finding out your personal values with money</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="facebook.com/groups/mymillennialmoney" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a> </div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Are you in high school and wanting to get ahead with your money? Do you struggle with living paycheck to paycheck and are not sure where to start with your money? Then this episode is for you! Listen as Azaria and Nath break down the tips that they would give to their high school selves about money. They cover:</div><div><br /></div><div>👉🏻 the importance of investing and compound interest 🤑</div><div>👉🏾 finding money communities that are encouraging for you</div><div>👉🏼 figuring out how much it costs for you to exist</div><div>👉 the benefits of using a spending plan</div><div>👉🏽 why buying new isn't always best</div><div>👉🏼 finding out your personal values with money</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="facebook.com/groups/mymillennialmoney" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a> </div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to reduce the cost of moving out</title>
			<itunes:title>how to reduce the cost of moving out</itunes:title>
			<pubDate>Sun, 21 Nov 2021 18:30:00 GMT</pubDate>
			<itunes:duration>20:28</itunes:duration>
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			<itunes:subtitle>Have you thought about moving out of home but are afraid of how much it will cost? Listen to this episode as Azaria, joined by genz...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>29</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Have you thought about moving out of home but are afraid of how much it will cost? Listen to this episode as Azaria, joined by genz money editor Nath, walks through tips to reduce the overall cost of of this big decision! They touch on:</div><div><br /></div><div>👉 personal experiences of moving out</div><div>👉🏾 how to reduce your food expenses</div><div>👉🏼 how to get good furniture for cheap</div><div>👉🏿 why getting flatmates is a good idea</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Have you thought about moving out of home but are afraid of how much it will cost? Listen to this episode as Azaria, joined by genz money editor Nath, walks through tips to reduce the overall cost of of this big decision! They touch on:</div><div><br /></div><div>👉 personal experiences of moving out</div><div>👉🏾 how to reduce your food expenses</div><div>👉🏼 how to get good furniture for cheap</div><div>👉🏿 why getting flatmates is a good idea</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should you use the first home super saver scheme (FHSS)</title>
			<itunes:title>should you use the first home super saver scheme (FHSS)</itunes:title>
			<pubDate>Mon, 08 Nov 2021 00:33:00 GMT</pubDate>
			<itunes:duration>7:17</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62f9d15c97c5f70013f2545a/e/4360b79a-4356-4752-8b31-a865ee34d160/media.mp3" length="7070745" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=923791</link>
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			<itunes:subtitle>Are you wondering how to save for a house deposit while interest rates are so low? Azaria, in this episode, explains all you need to...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>28</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Are you wondering how to save for a house deposit while interest rates are so low? Azaria, in this episode, explains all you need to know about the First Home Super Saver scheme (FHSS) and how it may work for you. She touches on:</div><div><br /></div><div>👉🏾 how the first home super saver scheme (FHSS) works</div><div>👉🏻 some of the common misconceptions about the scheme</div><div>👉🏼 what the pros and cons are</div><div>👉 how it may help you save on tax 🤑</div><div>👉🏽 the rules involved and the penalties that can apply 😬</div><div><br /></div><div>Here's a link to the ATO's explanation of the FHSS that Azaria mentioned: <a href="https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/" target="_blank">https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/</a></div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Are you wondering how to save for a house deposit while interest rates are so low? Azaria, in this episode, explains all you need to know about the First Home Super Saver scheme (FHSS) and how it may work for you. She touches on:</div><div><br /></div><div>👉🏾 how the first home super saver scheme (FHSS) works</div><div>👉🏻 some of the common misconceptions about the scheme</div><div>👉🏼 what the pros and cons are</div><div>👉 how it may help you save on tax 🤑</div><div>👉🏽 the rules involved and the penalties that can apply 😬</div><div><br /></div><div>Here's a link to the ATO's explanation of the FHSS that Azaria mentioned: <a href="https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/" target="_blank">https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/</a></div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>will day trading actually make you a millionaire?</title>
			<itunes:title>will day trading actually make you a millionaire?</itunes:title>
			<pubDate>Sun, 24 Oct 2021 18:30:00 GMT</pubDate>
			<itunes:duration>7:03</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62f9d15c97c5f70013f2545a/e/9aeec1f4-d447-4d02-8b34-87a0074e750c/media.mp3" length="6834200" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=919080</link>
			<acast:episodeId>62f9d15f97c5f70013f2546d</acast:episodeId>
			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle>Is day trading the modern day get-rich-quick scheme or is it a legitimate way to make money? In this episode, Azaria breaks down...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>27</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Is day trading the modern day get-rich-quick scheme or is it a legitimate way to make money? In this episode, Azaria breaks down everything you'll want to know about day trading, like: </div><div>👉🏽 what actually is day trading</div><div>👉🏼 what is involved in day trading</div><div>👉🏻 what the stats say about how much money day traders make</div><div>👉 the risks that come with day trading</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="facebook.com/groups/mymillennialmoney" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a> </div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="mymillennial.money" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Is day trading the modern day get-rich-quick scheme or is it a legitimate way to make money? In this episode, Azaria breaks down everything you'll want to know about day trading, like: </div><div>👉🏽 what actually is day trading</div><div>👉🏼 what is involved in day trading</div><div>👉🏻 what the stats say about how much money day traders make</div><div>👉 the risks that come with day trading</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="facebook.com/groups/mymillennialmoney" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a> </div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="mymillennial.money" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what is the FIRE movement? (with guest Glen James)</title>
			<itunes:title>what is the FIRE movement? (with guest Glen James)</itunes:title>
			<pubDate>Sun, 10 Oct 2021 18:30:00 GMT</pubDate>
			<itunes:duration>31:31</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62f9d15c97c5f70013f2545a/e/2cdfe2cd-29c8-42f7-8a56-1e20cf074811/media.mp3" length="30271992" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=913868</link>
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			<itunes:subtitle>Ever heard the term FIRE and wondered what it meant? Azaria chats with Glen about the FIRE movement which has taken the money world by...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>26</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Ever heard the term FIRE and wondered what it meant? Azaria chats with Glen about the FIRE movement which has taken the money world by storm. They touch on:</div><div>👉🏾what FIRE is (financial independence retire early)</div><div>👉🏿is FIRE actually possible</div><div>👉🏻Glen's lifestyle of LOOT (life on own terms)</div><div>👉the pros and cons to living by FIRE</div><div>👉🏼Glen's new book</div><div>👉🏽finding what your definition of success is</div><div><br /></div><div>Grab your copy of Glen's book, Sort Your Money Out &amp; Get Invested: <a href="https://www.sortyourmoneyout.com/sort-your-money-out-get-invested" target="_blank">https://www.sortyourmoneyout.com/sort-your-money-out-get-invested</a></div><div><br /></div><div>Check out the meaningful money cards Azaria mentioned: <a href="https://www.mymillennial.money/shop/meaningful-money-cards" target="_blank">https://www.mymillennial.money/shop/meaningful-money-cards</a></div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Ever heard the term FIRE and wondered what it meant? Azaria chats with Glen about the FIRE movement which has taken the money world by storm. They touch on:</div><div>👉🏾what FIRE is (financial independence retire early)</div><div>👉🏿is FIRE actually possible</div><div>👉🏻Glen's lifestyle of LOOT (life on own terms)</div><div>👉the pros and cons to living by FIRE</div><div>👉🏼Glen's new book</div><div>👉🏽finding what your definition of success is</div><div><br /></div><div>Grab your copy of Glen's book, Sort Your Money Out &amp; Get Invested: <a href="https://www.sortyourmoneyout.com/sort-your-money-out-get-invested" target="_blank">https://www.sortyourmoneyout.com/sort-your-money-out-get-invested</a></div><div><br /></div><div>Check out the meaningful money cards Azaria mentioned: <a href="https://www.mymillennial.money/shop/meaningful-money-cards" target="_blank">https://www.mymillennial.money/shop/meaningful-money-cards</a></div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>gen z jobs: Nami is 25 and a FIFO worker</title>
			<itunes:title>gen z jobs: Nami is 25 and a FIFO worker</itunes:title>
			<pubDate>Sun, 26 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>15:14</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62f9d15c97c5f70013f2545a/e/4c8128ee-f8ac-4a59-a813-4f83d690f889/media.mp3" length="14634049" type="audio/mpeg"/>
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			<itunes:subtitle><![CDATA[Ever heard that there's good money in mining and wondered what the job was really like? Nami's been a FIFO worker in the mines for 5...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>25</itunes:episode>
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			<description><![CDATA[<div>Ever heard that there's good money in mining and wondered what the job was really like? Nami's been a FIFO worker in the mines for 5 years and chats with Azaria about the job. He shares:</div><div>👉🏼his story about getting into the job</div><div>👉what his work schedule is like</div><div>👉🏽some of perks and challenges of the FIFO lifestyle</div><div>👉🏿how much workers can make on average</div><div>👉🏻what soft skills will help someone considering mining</div><div>👉🏾and some tips and encouragement for anyone keen to get their foot in the door</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Ever heard that there's good money in mining and wondered what the job was really like? Nami's been a FIFO worker in the mines for 5 years and chats with Azaria about the job. He shares:</div><div>👉🏼his story about getting into the job</div><div>👉what his work schedule is like</div><div>👉🏽some of perks and challenges of the FIFO lifestyle</div><div>👉🏿how much workers can make on average</div><div>👉🏻what soft skills will help someone considering mining</div><div>👉🏾and some tips and encouragement for anyone keen to get their foot in the door</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>gen z jobs: Youeil is 24 and a mortgage broker</title>
			<itunes:title>gen z jobs: Youeil is 24 and a mortgage broker</itunes:title>
			<pubDate>Sun, 19 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>24:26</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62f9d15c97c5f70013f2545a/e/f381f003-b18e-448d-a275-e340251352fe/media.mp3" length="23463855" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=905299</link>
			<acast:episodeId>62f9d15f97c5f70013f25470</acast:episodeId>
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			<itunes:subtitle>Do you enjoy working with numbers and helping people? Both are key skills to have as a mortgage broker. Azaria chats with Youeil about...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>24</itunes:episode>
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			<description><![CDATA[<div>Do you enjoy working with numbers and helping people? Both are key skills to have as a mortgage broker. Azaria chats with Youeil about his job and what someone who is interested in the role can do to get started. They touch on:</div><div>👉some of his story about getting into the industry and working his way up into the role</div><div>👉🏿what the job entails</div><div>👉🏼insights into going out on your own and becoming a self-employed mortgage broker</div><div>👉🏾how much mortgage brokers might expect to make</div><div>👉some of the ways to get business</div><div>👉🏽advice for anyone thinking of getting into the job</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Do you enjoy working with numbers and helping people? Both are key skills to have as a mortgage broker. Azaria chats with Youeil about his job and what someone who is interested in the role can do to get started. They touch on:</div><div>👉some of his story about getting into the industry and working his way up into the role</div><div>👉🏿what the job entails</div><div>👉🏼insights into going out on your own and becoming a self-employed mortgage broker</div><div>👉🏾how much mortgage brokers might expect to make</div><div>👉some of the ways to get business</div><div>👉🏽advice for anyone thinking of getting into the job</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>gen z jobs: Lauren is 24 and a primary school teacher</title>
			<itunes:title>gen z jobs: Lauren is 24 and a primary school teacher</itunes:title>
			<pubDate>Sun, 12 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>25:28</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=901569</link>
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			<itunes:subtitle><![CDATA[Kid lovers, this one's for you! Lauren is in her first year of teaching and chats with Azaria about the ins and outs of becoming and...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>23</itunes:episode>
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			<description><![CDATA[<div>Kid lovers, this one’s for you! Lauren is in her first year of teaching and chats with Azaria about the ins and outs of becoming and being a primary school teacher. They touch on:</div><div>👉🏾the pathways to becoming a teacher and how placement works </div><div>👉her experience with finding a job out of uni and the reapplication process for new grads that some people might not be aware of </div><div>👉🏼what a normal day in the job looks like </div><div>👉🏻some of the challenging and rewarding parts of the job - if you love it, it makes the workload easier! </div><div>👉🏿the soft skills that will help you do your job well </div><div>👉🏽a tip for those considering or studying to be a primary school teacher </div><div>👉how to find out what salary to expect </div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Kid lovers, this one’s for you! Lauren is in her first year of teaching and chats with Azaria about the ins and outs of becoming and being a primary school teacher. They touch on:</div><div>👉🏾the pathways to becoming a teacher and how placement works </div><div>👉her experience with finding a job out of uni and the reapplication process for new grads that some people might not be aware of </div><div>👉🏼what a normal day in the job looks like </div><div>👉🏻some of the challenging and rewarding parts of the job - if you love it, it makes the workload easier! </div><div>👉🏿the soft skills that will help you do your job well </div><div>👉🏽a tip for those considering or studying to be a primary school teacher </div><div>👉how to find out what salary to expect </div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>gen z jobs: Allegra is 21 and works in fraud operations</title>
			<itunes:title>gen z jobs: Allegra is 21 and works in fraud operations</itunes:title>
			<pubDate>Sun, 05 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>15:07</itunes:duration>
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			<itunes:subtitle><![CDATA[Allegra has such a cool job and story about how she landed it (no uni was involved!). She chats with Azaria about what it's like to...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>22</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div> Allegra has such a cool job and story about how she landed it (no uni was involved!). She chats with Azaria about what it’s like to work in fraud operations at a bank, touching on:</div><div>👉🏽how she ended up working for a major bank without the qualifications and despite thinking she would never have what it takes to work in finance</div><div>👉the role she started with and how it led her into the work she does now</div><div>👉🏻what the job involves + the difference between dealing with a fraud vs a scam</div><div>👉🏿the very real challenge of dealing with imposter syndrome because of her age and being the only female on her team</div><div>👉🏾what someone in her role or in similar work might expect to get paid</div><div>👉🏽a big financial goal she’s been able to achieve</div><div>👉some of the soft skills required for her job</div><div>👉🏼her encouragement and career tips for any high schoolers listening</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div> Allegra has such a cool job and story about how she landed it (no uni was involved!). She chats with Azaria about what it’s like to work in fraud operations at a bank, touching on:</div><div>👉🏽how she ended up working for a major bank without the qualifications and despite thinking she would never have what it takes to work in finance</div><div>👉the role she started with and how it led her into the work she does now</div><div>👉🏻what the job involves + the difference between dealing with a fraud vs a scam</div><div>👉🏿the very real challenge of dealing with imposter syndrome because of her age and being the only female on her team</div><div>👉🏾what someone in her role or in similar work might expect to get paid</div><div>👉🏽a big financial goal she’s been able to achieve</div><div>👉some of the soft skills required for her job</div><div>👉🏼her encouragement and career tips for any high schoolers listening</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>gen z jobs: Pearce is 18 and a wedding photographer</title>
			<itunes:title>gen z jobs: Pearce is 18 and a wedding photographer</itunes:title>
			<pubDate>Sun, 29 Aug 2021 19:30:00 GMT</pubDate>
			<itunes:duration>18:53</itunes:duration>
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			<itunes:subtitle><![CDATA[We're finding out what gen z's do for work! Azaria chats with Pearce who co-owns a photography and videography business. In this chat...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>21</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>We’re finding out what gen z’s do for work! Azaria chats with Pearce who co-owns a photography and videography business. In this chat they touch on:</div><div>👉🏽a bit about the business and how he got into wedding photography</div><div>👉🏻what he enjoys about being self-employed</div><div>👉🏿what a typical shoot day looks like + the day to day</div><div>👉some marketing tips that have helped him spread the word and get bookings</div><div>👉🏾a couple of tips for aspiring pro photographers</div><div>👉the best parts about the job and the challenges</div><div>👉🏽how much wedding photographers make</div><div>👉🏻what he does for extra income while the business grows</div><div><br /></div><div>Check out The Story Co on insta: <a href="https://www.instagram.com/thestoryco_/" target="_blank">https://www.instagram.com/thestoryco_</a> and <a href="https://www.thestoryco.com.au" target="_blank">https://www.thestoryco.com.au</a></div><div><br /></div><div>Chat with us and send us your questions! Use #genzmoney in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>We’re finding out what gen z’s do for work! Azaria chats with Pearce who co-owns a photography and videography business. In this chat they touch on:</div><div>👉🏽a bit about the business and how he got into wedding photography</div><div>👉🏻what he enjoys about being self-employed</div><div>👉🏿what a typical shoot day looks like + the day to day</div><div>👉some marketing tips that have helped him spread the word and get bookings</div><div>👉🏾a couple of tips for aspiring pro photographers</div><div>👉the best parts about the job and the challenges</div><div>👉🏽how much wedding photographers make</div><div>👉🏻what he does for extra income while the business grows</div><div><br /></div><div>Check out The Story Co on insta: <a href="https://www.instagram.com/thestoryco_/" target="_blank">https://www.instagram.com/thestoryco_</a> and <a href="https://www.thestoryco.com.au" target="_blank">https://www.thestoryco.com.au</a></div><div><br /></div><div>Chat with us and send us your questions! Use #genzmoney in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to ask for a pay rise</title>
			<itunes:title>how to ask for a pay rise</itunes:title>
			<pubDate>Sun, 18 Jul 2021 19:30:00 GMT</pubDate>
			<itunes:duration>16:08</itunes:duration>
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			<itunes:subtitle>Asking for a raise can be daunting, but Azaria is here to help you prepare so you can have the best shot at getting the salary you...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>20</itunes:episode>
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			<description><![CDATA[<div>Asking for a raise can be daunting, but Azaria is here to help you prepare so you can have the best shot at getting the salary you want. This ep touches on:</div><div>👉when to make the ask </div><div>👉🏽how to put together your case - repeat after us, preparation 👏 is 👏 key! </div><div>👉🏻how to have the convo </div><div>👉🏿negotiating your salary (be mindful of how super plays into the amount you ask for) </div><div>👉🏾some dos, don'ts and a few hot tips </div><div><br /></div><div>P.S. Go you good thing! We're cheering you on.</div><div><br /></div><div>You can compare your pay to others in similar roles to you using tools like Glassdoor <a href="https://www.glassdoor.com.au/" target="_blank">https://www.glassdoor.com.au</a> or PayScale <a href="https://www.payscale.com/" target="_blank">https://www.payscale.com</a>.</div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Asking for a raise can be daunting, but Azaria is here to help you prepare so you can have the best shot at getting the salary you want. This ep touches on:</div><div>👉when to make the ask </div><div>👉🏽how to put together your case - repeat after us, preparation 👏 is 👏 key! </div><div>👉🏻how to have the convo </div><div>👉🏿negotiating your salary (be mindful of how super plays into the amount you ask for) </div><div>👉🏾some dos, don'ts and a few hot tips </div><div><br /></div><div>P.S. Go you good thing! We're cheering you on.</div><div><br /></div><div>You can compare your pay to others in similar roles to you using tools like Glassdoor <a href="https://www.glassdoor.com.au/" target="_blank">https://www.glassdoor.com.au</a> or PayScale <a href="https://www.payscale.com/" target="_blank">https://www.payscale.com</a>.</div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should you contribute extra to super? (with guest Glen James)</title>
			<itunes:title>should you contribute extra to super? (with guest Glen James)</itunes:title>
			<pubDate>Sun, 11 Jul 2021 19:30:00 GMT</pubDate>
			<itunes:duration>23:05</itunes:duration>
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			<itunes:subtitle><![CDATA[Should you or shouldn't you? Azaria chats with host of my millennial money, Glen James, about making extra contributions to your...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>19</itunes:episode>
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			<description><![CDATA[<div>Should you or shouldn't you? Azaria chats with host of my millennial money, Glen James, about making extra contributions to your superannuation, including:</div><div>👉how to add to your super</div><div>👉🏻employer contributions vs personal contributions</div><div>👉🏼the pros and cons</div><div>👉🏽when it might make sense to</div><div>👉🏾when it might not make sense to</div><div>👉🏿some other things you might do with your money</div><div><br /></div><div>See if you're eligible for the Government co-contribution here: <a href="https://www.ato.gov.au/individuals/super/in-detail/growing-your-super/super-co-contribution/" target="_blank">https://www.ato.gov.au/individuals/super/in-detail/growing-your-super/super-co-contribution</a></div><div><br /></div><div>Here's the youtube video where Glen and Vince Scully from Lifesherpa explain the first home super saver scheme (FHSS): <a href="https://www.youtube.com/watch?v=rDFXb_AcuU0" target="_blank">https://www.youtube.com/watch?v=rDFXb_AcuU0</a></div><div><br /></div><div>Glen's book Sort Your Money Out &amp; Get Invested comes out later in the year and is available for pre-order here: <a href="https://booktopia.kh4ffx.net/Xx1M7y" target="_blank">https://booktopia.kh4ffx.net/Xx1M7y</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Should you or shouldn't you? Azaria chats with host of my millennial money, Glen James, about making extra contributions to your superannuation, including:</div><div>👉how to add to your super</div><div>👉🏻employer contributions vs personal contributions</div><div>👉🏼the pros and cons</div><div>👉🏽when it might make sense to</div><div>👉🏾when it might not make sense to</div><div>👉🏿some other things you might do with your money</div><div><br /></div><div>See if you're eligible for the Government co-contribution here: <a href="https://www.ato.gov.au/individuals/super/in-detail/growing-your-super/super-co-contribution/" target="_blank">https://www.ato.gov.au/individuals/super/in-detail/growing-your-super/super-co-contribution</a></div><div><br /></div><div>Here's the youtube video where Glen and Vince Scully from Lifesherpa explain the first home super saver scheme (FHSS): <a href="https://www.youtube.com/watch?v=rDFXb_AcuU0" target="_blank">https://www.youtube.com/watch?v=rDFXb_AcuU0</a></div><div><br /></div><div>Glen's book Sort Your Money Out &amp; Get Invested comes out later in the year and is available for pre-order here: <a href="https://booktopia.kh4ffx.net/Xx1M7y" target="_blank">https://booktopia.kh4ffx.net/Xx1M7y</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>bonus: tax time! 💰 who needs to lodge, jobkeeper, centrelink allowances, crypto + shares, working from home, making claims + more</title>
			<itunes:title>bonus: tax time! 💰 who needs to lodge, jobkeeper, centrelink allowances, crypto + shares, working from home, making claims + more</itunes:title>
			<pubDate>Mon, 28 Jun 2021 06:00:00 GMT</pubDate>
			<itunes:duration>20:42</itunes:duration>
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			<itunes:subtitle><![CDATA[We're so excited about tax time that we're giving you this extra ep for your commute home! Chartered accountant, Aimee Brown, joins...]]></itunes:subtitle>
			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>18</itunes:episode>
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			<description><![CDATA[<div>We're so excited about tax time that we're giving you this extra ep for your commute home! Chartered accountant, Aimee Brown, joins Azaria to answer some questions. They discuss:</div><div>👉do I need to lodge a tax return?</div><div>👉🏻how long do I have to lodge my tax return?</div><div>👉🏾I received jobkeeper, do I have to pay tax on this? What about other centrelink allowances?</div><div>👉🏽I bought shares (or crypto) for the first time this year, how does that affect my tax?</div><div>👉🏿I worked from home this year, what can I claim?</div><div>👉🏼I buy my own clothes to wear to work, can I claim those clothes on tax?</div><div>👉can I claim HECS if I’m working in the area I’m studying?</div><div>👉🏻what car related expenses can I claim?</div><div>👉🏽what if I made a mistake or forgot to claim something? Can I change it?</div><div>👉🏼if I don’t get money back or it says I owe money, does that mean I’ve done something wrong?</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>We're so excited about tax time that we're giving you this extra ep for your commute home! Chartered accountant, Aimee Brown, joins Azaria to answer some questions. They discuss:</div><div>👉do I need to lodge a tax return?</div><div>👉🏻how long do I have to lodge my tax return?</div><div>👉🏾I received jobkeeper, do I have to pay tax on this? What about other centrelink allowances?</div><div>👉🏽I bought shares (or crypto) for the first time this year, how does that affect my tax?</div><div>👉🏿I worked from home this year, what can I claim?</div><div>👉🏼I buy my own clothes to wear to work, can I claim those clothes on tax?</div><div>👉can I claim HECS if I’m working in the area I’m studying?</div><div>👉🏻what car related expenses can I claim?</div><div>👉🏽what if I made a mistake or forgot to claim something? Can I change it?</div><div>👉🏼if I don’t get money back or it says I owe money, does that mean I’ve done something wrong?</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>investing series: investing mistakes to avoid when building a portfolio</title>
			<itunes:title>investing series: investing mistakes to avoid when building a portfolio</itunes:title>
			<pubDate>Sun, 27 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>22:38</itunes:duration>
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			<itunes:subtitle><![CDATA[On this week's ep, Azaria and associate adviser, Nick, wrap up the investing series with tips on how to avoid some of these common...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>18</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>On this week's ep, Azaria and associate adviser, Nick, wrap up the investing series with tips on how to avoid some of these common mistakes made in the early stages of building your portfolio. They touch on:</div><div>👉🏾starting without a goal </div><div>👉🏿withdrawing your money too early </div><div>👉🏽over-allocating how much money you're using to investing </div><div>👉🏻not doing enough research before you start </div><div>👉🏼over-investing in risky/speculative investments hehe crypto </div><div>👉🏿checking your portfolio performance too often </div><div>👉🏻not diversifying asset allocation </div><div>👉🏽not reviewing and re-balancing your asset allocation when it shifts </div><div>👉🏾taking unqualified advice... shoutout to well-meaning friends!</div><div>👉🏻investing because of fomo</div><div>👉🏿not understanding tax implications </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>On this week's ep, Azaria and associate adviser, Nick, wrap up the investing series with tips on how to avoid some of these common mistakes made in the early stages of building your portfolio. They touch on:</div><div>👉🏾starting without a goal </div><div>👉🏿withdrawing your money too early </div><div>👉🏽over-allocating how much money you're using to investing </div><div>👉🏻not doing enough research before you start </div><div>👉🏼over-investing in risky/speculative investments hehe crypto </div><div>👉🏿checking your portfolio performance too often </div><div>👉🏻not diversifying asset allocation </div><div>👉🏽not reviewing and re-balancing your asset allocation when it shifts </div><div>👉🏾taking unqualified advice... shoutout to well-meaning friends!</div><div>👉🏻investing because of fomo</div><div>👉🏿not understanding tax implications </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing series: how do managed funds work?</title>
			<itunes:title>investing series: how do managed funds work?</itunes:title>
			<pubDate>Sun, 20 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>16:37</itunes:duration>
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			<itunes:subtitle><![CDATA[If you have superannuation, you're probably invested in a managed fund! In this episode Azaria and associate adviser, Nick, chat...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>17</itunes:episode>
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			<description><![CDATA[<div>If you have superannuation, you're probably invested in a managed fund! In this episode Azaria and associate adviser, Nick, chat about:</div><div>👉🏽the difference between managed funds &amp; ETFs </div><div>👉🏻how managed funds operate </div><div>👉what kind of updates do investors receive on what's being bought and sold in your fund </div><div>👉🏿some of the fees to consider </div><div>👉🏼ways to invest in managed funds </div><div>👉🏾the risks involved </div><div>👉🏽tips for choosing managed funds </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>If you have superannuation, you're probably invested in a managed fund! In this episode Azaria and associate adviser, Nick, chat about:</div><div>👉🏽the difference between managed funds &amp; ETFs </div><div>👉🏻how managed funds operate </div><div>👉what kind of updates do investors receive on what's being bought and sold in your fund </div><div>👉🏿some of the fees to consider </div><div>👉🏼ways to invest in managed funds </div><div>👉🏾the risks involved </div><div>👉🏽tips for choosing managed funds </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing series: ETFs for dummies</title>
			<itunes:title>investing series: ETFs for dummies</itunes:title>
			<pubDate>Sun, 06 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>16:22</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=835533</link>
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			<itunes:subtitle>ETFs aka exchange traded funds are growing in popularity! With ETFs, you can buy a basket of shares or assets with just the click of a...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>ETFs aka exchange traded funds are growing in popularity! With ETFs, you can buy a basket of shares or assets with just the click of a button. On this episode, Azaria and associate adviser, Nick, talk about:</div><div>👉🏿how buying ETFs can be an instant and cost effective way of diversifying your investment portfolio </div><div>👉what it means when an ETF tracks an index such as the ASX200 </div><div>👉🏻some different types of ETFs </div><div>👉how you can make money from them </div><div>👉🏽a few of the different platforms you can purchase ETFs on </div><div>👉🏿the fees and risks to be mindful of </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>ETFs aka exchange traded funds are growing in popularity! With ETFs, you can buy a basket of shares or assets with just the click of a button. On this episode, Azaria and associate adviser, Nick, talk about:</div><div>👉🏿how buying ETFs can be an instant and cost effective way of diversifying your investment portfolio </div><div>👉what it means when an ETF tracks an index such as the ASX200 </div><div>👉🏻some different types of ETFs </div><div>👉how you can make money from them </div><div>👉🏽a few of the different platforms you can purchase ETFs on </div><div>👉🏿the fees and risks to be mindful of </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing series: an intro to buying direct shares</title>
			<itunes:title>investing series: an intro to buying direct shares</itunes:title>
			<pubDate>Sun, 30 May 2021 19:30:00 GMT</pubDate>
			<itunes:duration>19:15</itunes:duration>
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			<itunes:subtitle>Often the first thing that comes to mind when people hear about investing, is shares! Azaria and associate adviser, Nick, explain what...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>15</itunes:episode>
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			<description><![CDATA[<div>Often the first thing that comes to mind when people hear about investing, is shares! Azaria and associate adviser, Nick, explain what it means to buy direct shares and become a shareholder. They touch on:</div><div>👉🏿how you can make money </div><div>👉🏻cost of share vs it's value </div><div>👉🏽where to begin with your portfolio planning </div><div>👉staying updated on market trends </div><div>👉🏿when and where you can buy and sell </div><div>👉🏽buying international shares </div><div>👉🏻brokerage </div><div>👉risks and the importance of diversification </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Often the first thing that comes to mind when people hear about investing, is shares! Azaria and associate adviser, Nick, explain what it means to buy direct shares and become a shareholder. They touch on:</div><div>👉🏿how you can make money </div><div>👉🏻cost of share vs it's value </div><div>👉🏽where to begin with your portfolio planning </div><div>👉staying updated on market trends </div><div>👉🏿when and where you can buy and sell </div><div>👉🏽buying international shares </div><div>👉🏻brokerage </div><div>👉risks and the importance of diversification </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>investing series: starting small with micro-investing</title>
			<itunes:title>investing series: starting small with micro-investing</itunes:title>
			<pubDate>Sun, 16 May 2021 19:30:00 GMT</pubDate>
			<itunes:duration>17:07</itunes:duration>
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			<itunes:subtitle>Micro-investing offers a low-cost and easy way to enter the investing world with small sums of money. In this episode, Azaria and...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[<div>Micro-investing offers a low-cost and easy way to enter the investing world with small sums of money. In this episode, Azaria and associate adviser, Nick, touch on:</div><div>👉🏻how micro-investing works </div><div>👉what it means to invest in ETFs and managed funds </div><div>👉🏿some of the benefits, risks &amp; downsides of micro-investing </div><div>👉🏽three of the main platforms - Raiz, Spaceship Voyager and CommSec Pocket - including fees, how much $ you need to get started and more! </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Micro-investing offers a low-cost and easy way to enter the investing world with small sums of money. In this episode, Azaria and associate adviser, Nick, touch on:</div><div>👉🏻how micro-investing works </div><div>👉what it means to invest in ETFs and managed funds </div><div>👉🏿some of the benefits, risks &amp; downsides of micro-investing </div><div>👉🏽three of the main platforms - Raiz, Spaceship Voyager and CommSec Pocket - including fees, how much $ you need to get started and more! </div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>investing series: the basics of investing</title>
			<itunes:title>investing series: the basics of investing</itunes:title>
			<pubDate>Sun, 09 May 2021 19:30:00 GMT</pubDate>
			<itunes:duration>21:28</itunes:duration>
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			<itunes:subtitle>Associate adviser from Melbourne, Nick McGuire, joins Azaria to host a new series on investing for beginners! In this first episode,...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>13</itunes:episode>
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			<description><![CDATA[<div>Associate adviser from Melbourne, Nick McGuire, joins Azaria to host a new series on investing for beginners! In this first episode, they touch on:</div><div>👉what inflation means and why it's important in relation to savings and investments </div><div>👉🏿how compound interest grows your money over time </div><div>👉🏻investing vs gambling... what's the difference? </div><div>👉🏽passive and active investing strategies </div><div>👉🏿different types of investments </div><div>👉where to learn more about investing </div><div><br /></div><div>The Australian Govt's Moneysmart website has a finance glossary where you can look up money jargon: <a href="https://moneysmart.gov.au/glossary" target="_blank">https://moneysmart.gov.au/glossary</a> plus find heaps of helpful investing resources.</div><div><br /></div><div>Find the Moneysmart compound interest calculator here: <a href="https://moneysmart.gov.au/budgeting/compound-interest-calculator" target="_blank">https://moneysmart.gov.au/budgeting/compound-interest-calculator</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Associate adviser from Melbourne, Nick McGuire, joins Azaria to host a new series on investing for beginners! In this first episode, they touch on:</div><div>👉what inflation means and why it's important in relation to savings and investments </div><div>👉🏿how compound interest grows your money over time </div><div>👉🏻investing vs gambling... what's the difference? </div><div>👉🏽passive and active investing strategies </div><div>👉🏿different types of investments </div><div>👉where to learn more about investing </div><div><br /></div><div>The Australian Govt's Moneysmart website has a finance glossary where you can look up money jargon: <a href="https://moneysmart.gov.au/glossary" target="_blank">https://moneysmart.gov.au/glossary</a> plus find heaps of helpful investing resources.</div><div><br /></div><div>Find the Moneysmart compound interest calculator here: <a href="https://moneysmart.gov.au/budgeting/compound-interest-calculator" target="_blank">https://moneysmart.gov.au/budgeting/compound-interest-calculator</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what does a financial adviser do?</title>
			<itunes:title>what does a financial adviser do?</itunes:title>
			<pubDate>Sun, 28 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>34:11</itunes:duration>
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			<itunes:subtitle><![CDATA[Not entirely sure what a financial adviser actually does or how they can help you? This one's for you! In this episode, James Millard,...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>12</itunes:episode>
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			<description><![CDATA[<div>Not entirely sure what a financial adviser actually does or how they can help you? This one’s for you! In this episode, James Millard, director and head financial adviser at Sufficient Funds, joins Azaria on the podcast to touch on:</div><div>👉🏻 how a financial adviser can provide value in ways that books and podcasts can’t</div><div>👉 seeing an adviser vs seeing an accountant, what’s the difference?</div><div>👉🏽 how advisers charge</div><div>👉🏿 how to reach out to an adviser</div><div>👉🏻 the process of working with an adviser</div><div>👉 how to vet an adviser and find the right fit for you and your situation</div><div><br /></div><div>Wondering what a first meeting would go down like? Check out the my millennial money episode where James meets with new clients, Blake and Jas, here: https://player.whooshkaa.com/episode?id=745782</div><div><br /></div><div>If you'd like to get in touch with James to chat about your situation, head to https://www.sortyourmoneyout.com/reach-out</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Not entirely sure what a financial adviser actually does or how they can help you? This one’s for you! In this episode, James Millard, director and head financial adviser at Sufficient Funds, joins Azaria on the podcast to touch on:</div><div>👉🏻 how a financial adviser can provide value in ways that books and podcasts can’t</div><div>👉 seeing an adviser vs seeing an accountant, what’s the difference?</div><div>👉🏽 how advisers charge</div><div>👉🏿 how to reach out to an adviser</div><div>👉🏻 the process of working with an adviser</div><div>👉 how to vet an adviser and find the right fit for you and your situation</div><div><br /></div><div>Wondering what a first meeting would go down like? Check out the my millennial money episode where James meets with new clients, Blake and Jas, here: https://player.whooshkaa.com/episode?id=745782</div><div><br /></div><div>If you'd like to get in touch with James to chat about your situation, head to https://www.sortyourmoneyout.com/reach-out</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>property series: buying a house with others (with guest John Pidgeon)</title>
			<itunes:title>property series: buying a house with others (with guest John Pidgeon)</itunes:title>
			<pubDate>Sun, 21 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>23:25</itunes:duration>
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			<itunes:subtitle><![CDATA[You don't have to go into the property game alone, bring a friend or family member! In this episode John Pidgeon, co-host of my...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>You don't have to go into the property game alone, bring a friend or family member! In this episode John Pidgeon, co-host of my millennial money and my millennial property, joins Azaria for the final chapter of the property series, talking about:</div><div>👉🏽the difference between buying as a married couple vs de facto couple</div><div>👉🏻splitting mortgage repayments between those who buy together</div><div>👉whether you can access first home buyer concessions if the other party has already accessed those</div><div>👉🏿whose name goes on the title and how you can protect your ownership of the property</div><div>👉🏽the importance of getting legal advice around buying a property with someone else</div><div>👉🏻how to wrap up the arrangement if it ever comes time to end the agreement and move on</div><div>👉🏾things to consider before pressing go - is buying together going to be the best thing for your relationship with this person?</div><div><br /></div><div>Subscribe to my millennial property for more eps about property fun: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>You don't have to go into the property game alone, bring a friend or family member! In this episode John Pidgeon, co-host of my millennial money and my millennial property, joins Azaria for the final chapter of the property series, talking about:</div><div>👉🏽the difference between buying as a married couple vs de facto couple</div><div>👉🏻splitting mortgage repayments between those who buy together</div><div>👉whether you can access first home buyer concessions if the other party has already accessed those</div><div>👉🏿whose name goes on the title and how you can protect your ownership of the property</div><div>👉🏽the importance of getting legal advice around buying a property with someone else</div><div>👉🏻how to wrap up the arrangement if it ever comes time to end the agreement and move on</div><div>👉🏾things to consider before pressing go - is buying together going to be the best thing for your relationship with this person?</div><div><br /></div><div>Subscribe to my millennial property for more eps about property fun: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>property series: what to look for in a mortgage (with guest John Pidgeon)</title>
			<itunes:title>property series: what to look for in a mortgage (with guest John Pidgeon)</itunes:title>
			<pubDate>Sun, 14 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>36:12</itunes:duration>
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			<itunes:subtitle><![CDATA[A mortgage is a big thing to sign up for, so it's important to know how it works and how you can have it set up to suit your situation....]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>A mortgage is a big thing to sign up for, so it's important to know how it works and how you can have it set up to suit your situation. Co-host of my millennial money and my millennial property, John Pidgeon, joins Azaria to help talk through:</div><div>👉🏼who sets up your mortgage and some options for how you can set up repayments (get the help of an awesome mortgage broker)</div><div>👉🏾how to choose the right mortgage product for you</div><div>👉a few tricks to pay off your mortgage sooner</div><div>👉🏻some terminology you'll need to understand before you sign on the dotted line (fixed rate, variable rate, principle, interest, offset account, lenders mortgage insurance (LMI))</div><div>👉🏼the way interest works and what a principle + interest (P+I) vs interest only loan looks like</div><div><br /></div><div>If you'd like to chat with someone about your situation, get in touch: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Subscribe to my millennial property: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>A mortgage is a big thing to sign up for, so it's important to know how it works and how you can have it set up to suit your situation. Co-host of my millennial money and my millennial property, John Pidgeon, joins Azaria to help talk through:</div><div>👉🏼who sets up your mortgage and some options for how you can set up repayments (get the help of an awesome mortgage broker)</div><div>👉🏾how to choose the right mortgage product for you</div><div>👉a few tricks to pay off your mortgage sooner</div><div>👉🏻some terminology you'll need to understand before you sign on the dotted line (fixed rate, variable rate, principle, interest, offset account, lenders mortgage insurance (LMI))</div><div>👉🏼the way interest works and what a principle + interest (P+I) vs interest only loan looks like</div><div><br /></div><div>If you'd like to chat with someone about your situation, get in touch: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Subscribe to my millennial property: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>property series: what to expect in the house buying process (with guest John Pidgeon)</title>
			<itunes:title>property series: what to expect in the house buying process (with guest John Pidgeon)</itunes:title>
			<pubDate>Sun, 07 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>24:09</itunes:duration>
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			<itunes:subtitle>In this episode John Pidgeon explains step-by-step what to expect from the house buying process, touching on:👉getting...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>9</itunes:episode>
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			<description><![CDATA[<div>In this episode John Pidgeon explains step-by-step what to expect from the house buying process, touching on:</div><div>👉getting finance - how useful mortgage brokers are</div><div>👉🏿what pre-approval means and the documents they'll need from you in order to get it</div><div>👉🏽how you start making offers on properties once you get pre-approval</div><div>👉🏻the checks you'll want to do before locking in a house</div><div>👉🏼what a cooling off period is and what you can do during that time</div><div>👉🏾what settlement is - how many days it is, some of the things you'll do, and some of the things your conveyancer and finance team will sort</div><div>👉🏻how important it is to have a solid team supporting you - a mortgage broker and conveyancer (and the areas they'll look after)</div><div><br /></div><div>Subscribe to my millennial property: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>In this episode John Pidgeon explains step-by-step what to expect from the house buying process, touching on:</div><div>👉getting finance - how useful mortgage brokers are</div><div>👉🏿what pre-approval means and the documents they'll need from you in order to get it</div><div>👉🏽how you start making offers on properties once you get pre-approval</div><div>👉🏻the checks you'll want to do before locking in a house</div><div>👉🏼what a cooling off period is and what you can do during that time</div><div>👉🏾what settlement is - how many days it is, some of the things you'll do, and some of the things your conveyancer and finance team will sort</div><div>👉🏻how important it is to have a solid team supporting you - a mortgage broker and conveyancer (and the areas they'll look after)</div><div><br /></div><div>Subscribe to my millennial property: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>property series: why you might NOT choose to buy a property</title>
			<itunes:title>property series: why you might NOT choose to buy a property</itunes:title>
			<pubDate>Sun, 28 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>23:53</itunes:duration>
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			<itunes:subtitle><![CDATA[Just because property CAN be a good investment, it doesn't mean everyone SHOULD buy property right this very second. Sometimes it's not...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Just because property CAN be a good investment, it doesn't mean everyone SHOULD buy property right this very second. Sometimes it's not the right time or choice for your situation. In this episode Azaria shares her thoughts on this idea, touching on:</div><div>👉🏾not all property goes up in value</div><div>👉sometimes it's ok to focus on gaining experiences out in the world rather than settling into a property - go live!</div><div>👉🏻going crazy hard to save for property might not suit your circumstances - especially if you're studying or working casually/part-time</div><div>👉🏽there are many options for investing - and some may suit your goals or needs better than property</div><div>👉🏾property has a lack of liquidity - you can't slice a room off your house and sell it if you need to access cash</div><div>👉🏽property and its risks might not suit the level of risk you're prepared the handle, or your "risk profile"</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Just because property CAN be a good investment, it doesn't mean everyone SHOULD buy property right this very second. Sometimes it's not the right time or choice for your situation. In this episode Azaria shares her thoughts on this idea, touching on:</div><div>👉🏾not all property goes up in value</div><div>👉sometimes it's ok to focus on gaining experiences out in the world rather than settling into a property - go live!</div><div>👉🏻going crazy hard to save for property might not suit your circumstances - especially if you're studying or working casually/part-time</div><div>👉🏽there are many options for investing - and some may suit your goals or needs better than property</div><div>👉🏾property has a lack of liquidity - you can't slice a room off your house and sell it if you need to access cash</div><div>👉🏽property and its risks might not suit the level of risk you're prepared the handle, or your "risk profile"</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>property series: the first home buyer grants + concessions explained (with guest John Pidgeon)</title>
			<itunes:title>property series: the first home buyer grants + concessions explained (with guest John Pidgeon)</itunes:title>
			<pubDate>Sun, 21 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>19:04</itunes:duration>
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			<itunes:subtitle>First home buyer grants and concessions can be confusing, but never fear, John Pidgeon is here! John is the co-host of my millennial...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>7</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>First home buyer grants and concessions can be confusing, but never fear, John Pidgeon is here! John is the co-host of my millennial money and my millennial property and has been a property investor himself for almost 20 years. In this episode he joined Azaria to help demystify the grants and concessions available for first home buyers. The chat touches on:</div><div>👉First Home Buyer Assistance scheme (FHBAS)</div><div>👉🏻First Home Owner's Grant (New Homes) scheme (FHOG)</div><div>👉🏿First Home Loan Deposit Scheme</div><div>👉🏾HomeBuilder grant scheme (https://treasury.gov.au/coronavirus/homebuilder)</div><div>👉🏽Lenders Mortgage Insurance (LMI)</div><div><br /></div><div>Check out the information relating to your state here: <a href="https://www.firsthome.gov.au/" target="_blank">https://www.firsthome.gov.au/</a></div><div><br /></div><div>If you'd like to book a clarity call in with John get in touch with us here: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>First home buyer grants and concessions can be confusing, but never fear, John Pidgeon is here! John is the co-host of my millennial money and my millennial property and has been a property investor himself for almost 20 years. In this episode he joined Azaria to help demystify the grants and concessions available for first home buyers. The chat touches on:</div><div>👉First Home Buyer Assistance scheme (FHBAS)</div><div>👉🏻First Home Owner's Grant (New Homes) scheme (FHOG)</div><div>👉🏿First Home Loan Deposit Scheme</div><div>👉🏾HomeBuilder grant scheme (https://treasury.gov.au/coronavirus/homebuilder)</div><div>👉🏽Lenders Mortgage Insurance (LMI)</div><div><br /></div><div>Check out the information relating to your state here: <a href="https://www.firsthome.gov.au/" target="_blank">https://www.firsthome.gov.au/</a></div><div><br /></div><div>If you'd like to book a clarity call in with John get in touch with us here: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>property series: what to look for in your first home (with guest Emily Wallace)</title>
			<itunes:title>property series: what to look for in your first home (with guest Emily Wallace)</itunes:title>
			<pubDate>Sun, 14 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>25:56</itunes:duration>
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			<itunes:subtitle>Co-host of my millennial property, Emily Wallace, joins Azaria to kick off a fun series about property! In this episode the convo...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>6</itunes:episode>
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			<description><![CDATA[<div>Co-host of my millennial property, Emily Wallace, joins Azaria to kick off a fun series about property! In this episode the convo touches on:</div><div>👉🏻the work Emily does as a Buyers Advocate</div><div>👉🏾the factors that make or break a great property investment</div><div>👉🏼how to find the perfect location for you - the key things to assess</div><div>👉figuring out if you want to live in what you buy, or rent it out as an investment</div><div>👉🏾what's the difference between buying a old vs new place? (check out the my millennial property episode about this: <a href="https://player.whooshkaa.com/episode?id=727806" target="_blank">https://player.whooshkaa.com/episode?id=727806</a>)</div><div>👉🏼how COVID-19 seems to have affected property markets</div><div>👉🏻should you buy for your current lifestyle, or future lifestyle?</div><div>👉🏿checks and research you should do when making offers and buying</div><div><br /></div><div>Head over and subscribe to my millennial property: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>If you'd like some help for buying a property reach out at: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Co-host of my millennial property, Emily Wallace, joins Azaria to kick off a fun series about property! In this episode the convo touches on:</div><div>👉🏻the work Emily does as a Buyers Advocate</div><div>👉🏾the factors that make or break a great property investment</div><div>👉🏼how to find the perfect location for you - the key things to assess</div><div>👉figuring out if you want to live in what you buy, or rent it out as an investment</div><div>👉🏾what's the difference between buying a old vs new place? (check out the my millennial property episode about this: <a href="https://player.whooshkaa.com/episode?id=727806" target="_blank">https://player.whooshkaa.com/episode?id=727806</a>)</div><div>👉🏼how COVID-19 seems to have affected property markets</div><div>👉🏻should you buy for your current lifestyle, or future lifestyle?</div><div>👉🏿checks and research you should do when making offers and buying</div><div><br /></div><div>Head over and subscribe to my millennial property: <a href="https://player.whooshkaa.com/shows/my-millennial-property" target="_blank">https://player.whooshkaa.com/shows/my-millennial-property</a></div><div><br /></div><div>If you'd like some help for buying a property reach out at: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to buy a secondhand car</title>
			<itunes:title>how to buy a secondhand car</itunes:title>
			<pubDate>Sun, 07 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>13:54</itunes:duration>
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			<itunes:subtitle>Buying secondhand cars can be a really great way to get great value for money - buying new cars can be soooo exxy. Azaria has jus...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Buying secondhand cars can be a really great way to get great value for money - buying new cars can be soooo exxy. Azaria has just bought a new secondhand car so she debriefed how she went about it, touching on:</div><div>👉🏼determining your budget - including the cost of the car, insurances, registration, fuel and servicing costs</div><div>👉🏾narrowing down your preferred make and model of car</div><div>👉assessing how many kilometres potential cars have driven</div><div>👉🏿the age of potential cars</div><div>👉🏽ensuring the car you have is safe (this is so important)</div><div>👉🏻organising a REVS check on the vehicle: <a href="https://www.revscheck.com.au/" target="_blank">https://www.revscheck.com.au/</a></div><div>👉🏽negotiating price and coming to an agreement with the seller in writing</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Buying secondhand cars can be a really great way to get great value for money - buying new cars can be soooo exxy. Azaria has just bought a new secondhand car so she debriefed how she went about it, touching on:</div><div>👉🏼determining your budget - including the cost of the car, insurances, registration, fuel and servicing costs</div><div>👉🏾narrowing down your preferred make and model of car</div><div>👉assessing how many kilometres potential cars have driven</div><div>👉🏿the age of potential cars</div><div>👉🏽ensuring the car you have is safe (this is so important)</div><div>👉🏻organising a REVS check on the vehicle: <a href="https://www.revscheck.com.au/" target="_blank">https://www.revscheck.com.au/</a></div><div>👉🏽negotiating price and coming to an agreement with the seller in writing</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying your first house</title>
			<itunes:title>buying your first house</itunes:title>
			<pubDate>Sun, 31 Jan 2021 18:30:00 GMT</pubDate>
			<itunes:duration>36:40</itunes:duration>
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			<itunes:subtitle>Glen (host of my millennial money) jumps on the show with Azaria to share some tips for how to prepare for buying a home, chatting...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[<div>Glen (host of my millennial money) jumps on the show with Azaria to share some tips for how to prepare for buying a home, chatting about:</div><div>👉🏻sorting your cashflow and money management</div><div>👉🏿the kinds of transactions in your account that banks or lenders will look at</div><div>👉saving a deposit vs organising a parental guarantor</div><div>👉🏽some of the schemes out there to assist first home buyers</div><div>👉🏿tips for making sure your repayments aren't sending you into mortgage stress</div><div>👉🏻when you go to a mortgage broker and the steps to cover before you head to them</div><div>👉some of the terminology to understand before you buy</div><div><br /></div><div>Listen to the my millennial property episode about parental guarantees: <a href="https://player.whooshkaa.com/episode?id=685410" target="_blank">https://player.whooshkaa.com/episode?id=685410</a></div><div><br /></div><div>Here's an example of a clarity call with John Pidgeon, host of my millennial property: <a href="https://player.whooshkaa.com/episode?id=566632" target="_blank">https://player.whooshkaa.com/episode?id=566632</a></div><div><br /></div><div>If you're keen to connect with a mortgage broker from our trusted panel, get in touch: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen (host of my millennial money) jumps on the show with Azaria to share some tips for how to prepare for buying a home, chatting about:</div><div>👉🏻sorting your cashflow and money management</div><div>👉🏿the kinds of transactions in your account that banks or lenders will look at</div><div>👉saving a deposit vs organising a parental guarantor</div><div>👉🏽some of the schemes out there to assist first home buyers</div><div>👉🏿tips for making sure your repayments aren't sending you into mortgage stress</div><div>👉🏻when you go to a mortgage broker and the steps to cover before you head to them</div><div>👉some of the terminology to understand before you buy</div><div><br /></div><div>Listen to the my millennial property episode about parental guarantees: <a href="https://player.whooshkaa.com/episode?id=685410" target="_blank">https://player.whooshkaa.com/episode?id=685410</a></div><div><br /></div><div>Here's an example of a clarity call with John Pidgeon, host of my millennial property: <a href="https://player.whooshkaa.com/episode?id=566632" target="_blank">https://player.whooshkaa.com/episode?id=566632</a></div><div><br /></div><div>If you're keen to connect with a mortgage broker from our trusted panel, get in touch: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>how to start investing (with Queenie)</title>
			<itunes:title>how to start investing (with Queenie)</itunes:title>
			<pubDate>Sun, 24 Jan 2021 18:30:00 GMT</pubDate>
			<itunes:duration>15:34</itunes:duration>
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			<itunes:subtitle>Queenie is a YouTuber who loves all things personal finance, but particularly investing! In this episode she joins Azaria to chat...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[<div>Queenie is a YouTuber who loves all things personal finance, but particularly investing! In this episode she joins Azaria to chat about:</div><div>👉how she began investing, and some other ways you can start dabbling as well</div><div>👉🏽starting to determine your risk tolerance</div><div>👉🏾finding a community of people who also love investing to keep you inspired and on track with your investing goals</div><div>👉🏿some really easy tips to help you keep investing</div><div>👉🏻focusing on being consistent with how and when you invest</div><div>👉🏽some platforms available out there you can start using to get some investing experience</div><div><br /></div><div>Go and subscribe to Queenie's YouTube channel: https://www.youtube.com/channel/UCOYBaRNdosHLQvIZc1DNHDg</div><div><br /></div><div>If you're keen to hear more info about micro-investing, listen to the my millennial money episode around some of the micro-investing apps available: <a href="https://player.whooshkaa.com/episode?id=641788" target="_blank">https://player.whooshkaa.com/episode?id=641788</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Queenie is a YouTuber who loves all things personal finance, but particularly investing! In this episode she joins Azaria to chat about:</div><div>👉how she began investing, and some other ways you can start dabbling as well</div><div>👉🏽starting to determine your risk tolerance</div><div>👉🏾finding a community of people who also love investing to keep you inspired and on track with your investing goals</div><div>👉🏿some really easy tips to help you keep investing</div><div>👉🏻focusing on being consistent with how and when you invest</div><div>👉🏽some platforms available out there you can start using to get some investing experience</div><div><br /></div><div>Go and subscribe to Queenie's YouTube channel: https://www.youtube.com/channel/UCOYBaRNdosHLQvIZc1DNHDg</div><div><br /></div><div>If you're keen to hear more info about micro-investing, listen to the my millennial money episode around some of the micro-investing apps available: <a href="https://player.whooshkaa.com/episode?id=641788" target="_blank">https://player.whooshkaa.com/episode?id=641788</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>financial goals to achieve in 2021</title>
			<itunes:title>financial goals to achieve in 2021</itunes:title>
			<pubDate>Sun, 17 Jan 2021 18:30:00 GMT</pubDate>
			<itunes:duration>7:23</itunes:duration>
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			<itunes:subtitle>New year = new money goals! Azaria shares her golden tips to sort your money out in 2021, touching on:👉🏼reviewing your...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>New year = new money goals! Azaria shares her golden tips to sort your money out in 2021, touching on:</div><div>👉🏼reviewing your budget</div><div>👉🏽tracking your spending each month</div><div>👉🏿figuring out your net worth</div><div>👉🏻download the net worth tracker to figure out your net worth</div><div>➡➡➡Excel version: <a href="https://www.sortyourmoneyout.com/s/m3-my-net-worth.xlsx" target="_blank">https://www.sortyourmoneyout.com/s/m3-my-net-worth.xlsx</a></div><div>➡➡➡Numbers version (MAC): <a href="https://www.sortyourmoneyout.com/s/m3-my-net-worth.numbers" target="_blank">https://www.sortyourmoneyout.com/s/m3-my-net-worth.numbers</a></div><div>➡➡➡watch this video to help you use the net worth spreadsheet: <a href="https://www.youtube.com/watch?v=T1YqEcGZUSE" target="_blank">https://www.youtube.com/watch?v=T1YqEcGZUSE</a></div><div>👉🏻reviewing your superannuation</div><div>👉🏽looking into life insurance - check out the previous episode about this: https://player.whooshkaa.com/episode?id=766016</div><div><br /></div><div>If you're keen to chat with someone about your financial goals or needs - get in touch: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>New year = new money goals! Azaria shares her golden tips to sort your money out in 2021, touching on:</div><div>👉🏼reviewing your budget</div><div>👉🏽tracking your spending each month</div><div>👉🏿figuring out your net worth</div><div>👉🏻download the net worth tracker to figure out your net worth</div><div>➡➡➡Excel version: <a href="https://www.sortyourmoneyout.com/s/m3-my-net-worth.xlsx" target="_blank">https://www.sortyourmoneyout.com/s/m3-my-net-worth.xlsx</a></div><div>➡➡➡Numbers version (MAC): <a href="https://www.sortyourmoneyout.com/s/m3-my-net-worth.numbers" target="_blank">https://www.sortyourmoneyout.com/s/m3-my-net-worth.numbers</a></div><div>➡➡➡watch this video to help you use the net worth spreadsheet: <a href="https://www.youtube.com/watch?v=T1YqEcGZUSE" target="_blank">https://www.youtube.com/watch?v=T1YqEcGZUSE</a></div><div>👉🏻reviewing your superannuation</div><div>👉🏽looking into life insurance - check out the previous episode about this: https://player.whooshkaa.com/episode?id=766016</div><div><br /></div><div>If you're keen to chat with someone about your financial goals or needs - get in touch: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[living alone - pros, cons & how to prepare]]></title>
			<itunes:title><![CDATA[living alone - pros, cons & how to prepare]]></itunes:title>
			<pubDate>Sun, 10 Jan 2021 18:30:00 GMT</pubDate>
			<itunes:duration>22:20</itunes:duration>
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			<itunes:subtitle><![CDATA[There's some pretty unique perks and challenges to living on your own so Kevin joins Azaria to chat about:👉🏽what his...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>There's some pretty unique perks and challenges to living on your own so Kevin joins Azaria to chat about:</div><div>👉🏽what his living alone situation is like</div><div>👉🏻the costs involved</div><div>👉some tips he's discovered to help you manage and enjoy the experience</div><div>👉🏾what moving out of his parents place was like</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>There's some pretty unique perks and challenges to living on your own so Kevin joins Azaria to chat about:</div><div>👉🏽what his living alone situation is like</div><div>👉🏻the costs involved</div><div>👉some tips he's discovered to help you manage and enjoy the experience</div><div>👉🏾what moving out of his parents place was like</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to become more employable in your time at uni</title>
			<itunes:title>how to become more employable in your time at uni</itunes:title>
			<pubDate>Sun, 20 Dec 2020 18:30:00 GMT</pubDate>
			<itunes:duration>28:56</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=771583</link>
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			<itunes:subtitle><![CDATA[When you're a uni grad you want to stand out to get a job! You don't learn all the skills you need for your future job in your subjects...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>20</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>When you're a uni grad you want to stand out to get a job! You don't learn all the skills you need for your future job in your subjects - a lot of those skills you can be building right now, so Azaria and Emily unpack this, chatting about:</div><div>👉🏽how important and useful networking and networking skills can be in getting you a job/getting you on your desired career track</div><div>👉🏻how important LinkedIn can be - go set it up!</div><div>👉🏿attending student organisation and society events</div><div>👉building good relationships with teaching staff at uni</div><div>👉🏼making the most of every opportunity at uni - grant programs, events, contacts, panels, industry days</div><div>👉🏻sourcing opportunities to get experience - things like internships (try and make it paid 😉)</div><div>👉🏾ways to stand out after graduation</div><div><br /></div><div>Follow Emily on Insta: <a href="https://www.instagram.com/emily.renn/?hl=en" target="_blank">https://www.instagram.com/emily.renn/?hl=en</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>When you're a uni grad you want to stand out to get a job! You don't learn all the skills you need for your future job in your subjects - a lot of those skills you can be building right now, so Azaria and Emily unpack this, chatting about:</div><div>👉🏽how important and useful networking and networking skills can be in getting you a job/getting you on your desired career track</div><div>👉🏻how important LinkedIn can be - go set it up!</div><div>👉🏿attending student organisation and society events</div><div>👉building good relationships with teaching staff at uni</div><div>👉🏼making the most of every opportunity at uni - grant programs, events, contacts, panels, industry days</div><div>👉🏻sourcing opportunities to get experience - things like internships (try and make it paid 😉)</div><div>👉🏾ways to stand out after graduation</div><div><br /></div><div>Follow Emily on Insta: <a href="https://www.instagram.com/emily.renn/?hl=en" target="_blank">https://www.instagram.com/emily.renn/?hl=en</a></div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Chelsea is living the van life</title>
			<itunes:title>Chelsea is living the van life</itunes:title>
			<pubDate>Sun, 13 Dec 2020 18:30:00 GMT</pubDate>
			<itunes:duration>17:16</itunes:duration>
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			<itunes:subtitle>Chelsea is living in a van on the road at the moment, so she jumped on the show to share how she does it! The chat touches...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>19</itunes:episode>
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			<description><![CDATA[<div>Chelsea is living in a van on the road at the moment, so she jumped on the show to share how she does it! The chat touches on:</div><div>👉🏼how she saved up for the trip</div><div>👉🏿where she's travelled and how much further she's gone than originally intended</div><div>👉🏻the practical things like showering, laundry, cooking and staying safe</div><div>👉how she's financially supporting herself along the way</div><div><br /></div><div>Check out her jewellery business here: <a href="https://www.instagram.com/yalang_a_lang/" target="_blank">https://www.instagram.com/yalang_a_lang/</a></div><div>Check out her startup business here: https://www.marketshub.com.au/</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Chelsea is living in a van on the road at the moment, so she jumped on the show to share how she does it! The chat touches on:</div><div>👉🏼how she saved up for the trip</div><div>👉🏿where she's travelled and how much further she's gone than originally intended</div><div>👉🏻the practical things like showering, laundry, cooking and staying safe</div><div>👉how she's financially supporting herself along the way</div><div><br /></div><div>Check out her jewellery business here: <a href="https://www.instagram.com/yalang_a_lang/" target="_blank">https://www.instagram.com/yalang_a_lang/</a></div><div>Check out her startup business here: https://www.marketshub.com.au/</div><div><br /></div><div>Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: <a href="https://link.up.com.au/GENZMONEY" target="_blank">https://link.up.com.au/GENZMONEY</a>. Product &amp; offer T&amp;Cs @ <a href="http://up.com.au/terms" target="_blank">up.com.au/terms</a>. Up accounts issuer Bendigo &amp; Adelaide Bank.</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>life insurance - do you need it?</title>
			<itunes:title>life insurance - do you need it?</itunes:title>
			<pubDate>Sun, 06 Dec 2020 18:30:00 GMT</pubDate>
			<itunes:duration>25:50</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=766016</link>
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			<itunes:subtitle>Are you new to personal insurances? In this episode financial adviser, Phil Thompson, joins Azaria to talk through:👉🏼what...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>18</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Are you new to personal insurances? In this episode financial adviser, Phil Thompson, joins Azaria to talk through:</div><div>👉🏼what personal insurances are available</div><div>👉🏾what each type of insurance generally covers and when they apply</div><div>👉🏻some of the ins and outs of how they work and why you might want to consider insurances for your situation</div><div>👉the benefits in seeing a financial adviser</div><div><br /></div><div>If you're looking to connect with Phil, get in touch with us: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Are you new to personal insurances? In this episode financial adviser, Phil Thompson, joins Azaria to talk through:</div><div>👉🏼what personal insurances are available</div><div>👉🏾what each type of insurance generally covers and when they apply</div><div>👉🏻some of the ins and outs of how they work and why you might want to consider insurances for your situation</div><div>👉the benefits in seeing a financial adviser</div><div><br /></div><div>If you're looking to connect with Phil, get in touch with us: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to pull yourself out of debt fast</title>
			<itunes:title>how to pull yourself out of debt fast</itunes:title>
			<pubDate>Sun, 29 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>14:24</itunes:duration>
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			<itunes:subtitle>Jordi jumped on the show with Azaria to share her debt story, touching on:👉how much debt she had, and how it had come...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>17</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Jordi jumped on the show with Azaria to share her debt story, touching on:</div><div>👉how much debt she had, and how it had come about</div><div>👉🏿when she realised things needed to change</div><div>👉🏾how she tackled the debts - choosing which one to start with and how she set up repayments</div><div>👉🏼the podcasts she's listened to to get educated around money stuff</div><div>👉the freedom she has now that debt is gone!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Jordi jumped on the show with Azaria to share her debt story, touching on:</div><div>👉how much debt she had, and how it had come about</div><div>👉🏿when she realised things needed to change</div><div>👉🏾how she tackled the debts - choosing which one to start with and how she set up repayments</div><div>👉🏼the podcasts she's listened to to get educated around money stuff</div><div>👉the freedom she has now that debt is gone!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>10 financial goals to achieve in your 20s</title>
			<itunes:title>10 financial goals to achieve in your 20s</itunes:title>
			<pubDate>Sun, 22 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>28:57</itunes:duration>
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			<itunes:subtitle><![CDATA[Your 20s are a sweet time to take risks, build positive money habits and start figuring out the things you love! Azaria's friend, Ryan,...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Your 20s are a sweet time to take risks, build positive money habits and start figuring out the things you love! Azaria's friend, Ryan, jumped on the show to brainstorm some killer money goals for your 20s including:</div><div>👉🏿dodging consumer debt (credit cards, personal loans, financing cars etc)</div><div>👉🏼good debt vs bad debt (and where HECS falls)</div><div>👉🏾starting to understand your superannuation and how it works</div><div>👉🏻getting in control of your cashflow</div><div>👉🏾looking into personal insurances</div><div>👉aiming for financial independence (and what that looks like for you)</div><div>👉🏽setting goals to set your direction</div><div>👉🏿having some fun, travelling and enjoying experiences</div><div>👉🏽being ready to learn - take advantage of podcasts, books, online courses, YouTube</div><div>👉🏻surrounding yourself with great people</div><div><br /></div><div>Need a way to manage your cash? Check out The Glen James Spending Plan online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Your 20s are a sweet time to take risks, build positive money habits and start figuring out the things you love! Azaria's friend, Ryan, jumped on the show to brainstorm some killer money goals for your 20s including:</div><div>👉🏿dodging consumer debt (credit cards, personal loans, financing cars etc)</div><div>👉🏼good debt vs bad debt (and where HECS falls)</div><div>👉🏾starting to understand your superannuation and how it works</div><div>👉🏻getting in control of your cashflow</div><div>👉🏾looking into personal insurances</div><div>👉aiming for financial independence (and what that looks like for you)</div><div>👉🏽setting goals to set your direction</div><div>👉🏿having some fun, travelling and enjoying experiences</div><div>👉🏽being ready to learn - take advantage of podcasts, books, online courses, YouTube</div><div>👉🏻surrounding yourself with great people</div><div><br /></div><div>Need a way to manage your cash? Check out The Glen James Spending Plan online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[buying an apartment & investing at 22]]></title>
			<itunes:title><![CDATA[buying an apartment & investing at 22]]></itunes:title>
			<pubDate>Sun, 15 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>15:23</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=757820</link>
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			<itunes:subtitle>Tash has a net worth of $141k! So in this episode Azaria chatted with Tash about how she achieved this. The chat touches...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>15</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Tash has a net worth of $141k! So in this episode Azaria chatted with Tash about how she achieved this. The chat touches on:</div><div>👉how her understanding on money was shaped by her family</div><div>👉🏿the study and work she's been doing and the balance between the 2</div><div>👉🏽the ways she's learnt about investing</div><div>👉🏻her strategy and the assets and investments involved</div><div>👉🏾her love of the F.I.R.E. movement and how she applies it to her life, dreams and goals</div><div><br /></div><div>You can follow Tash on Instagram @tashinvests: <a href="https://www.instagram.com/tashinvests/?hl=en" target="_blank">https://www.instagram.com/tashinvests/?hl=en</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Tash has a net worth of $141k! So in this episode Azaria chatted with Tash about how she achieved this. The chat touches on:</div><div>👉how her understanding on money was shaped by her family</div><div>👉🏿the study and work she's been doing and the balance between the 2</div><div>👉🏽the ways she's learnt about investing</div><div>👉🏻her strategy and the assets and investments involved</div><div>👉🏾her love of the F.I.R.E. movement and how she applies it to her life, dreams and goals</div><div><br /></div><div>You can follow Tash on Instagram @tashinvests: <a href="https://www.instagram.com/tashinvests/?hl=en" target="_blank">https://www.instagram.com/tashinvests/?hl=en</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>first full-time job - how to maximise $$</title>
			<itunes:title>first full-time job - how to maximise $$</itunes:title>
			<pubDate>Sun, 08 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>25:16</itunes:duration>
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			<itunes:subtitle><![CDATA[When you get your first full-time/"real" job, what's the best way to manage your new salary? In this episode Azaria chats with Courtney...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>14</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>When you get your first full-time/"real" job, what's the best way to manage your new salary? In this episode Azaria chats with Courtney about how she started managing the cash from her first full-time gig, touching on:</div><div>👉🏽figuring out how much to save and put aside for all your expenses</div><div>👉the unexpected costs to be ready for</div><div>👉🏿superannuation and the option to salary sacrifice (https://www.ato.gov.au/general/fringe-benefits-tax-(fbt)/in-detail/employees/salary-sacrifice-arrangements-for-employees/)</div><div>👉managing pay increases without spending everything lol</div><div>👉🏽how she uses spreadsheets and an automated system to sort it all out</div><div>👉🏻what it was like working with a financial adviser</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>When you get your first full-time/"real" job, what's the best way to manage your new salary? In this episode Azaria chats with Courtney about how she started managing the cash from her first full-time gig, touching on:</div><div>👉🏽figuring out how much to save and put aside for all your expenses</div><div>👉the unexpected costs to be ready for</div><div>👉🏿superannuation and the option to salary sacrifice (https://www.ato.gov.au/general/fringe-benefits-tax-(fbt)/in-detail/employees/salary-sacrifice-arrangements-for-employees/)</div><div>👉managing pay increases without spending everything lol</div><div>👉🏽how she uses spreadsheets and an automated system to sort it all out</div><div>👉🏻what it was like working with a financial adviser</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 ways to build your emergency fund</title>
			<itunes:title>5 ways to build your emergency fund</itunes:title>
			<pubDate>Sun, 01 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>5:57</itunes:duration>
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			<itunes:subtitle><![CDATA[An emergency fund is a super helpful thing for when the unexpected strikes. Here's Azaria's tips for how to build one fast,...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>13</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>An emergency fund is a super helpful thing for when the unexpected strikes. Here's Azaria's tips for how to build one fast, including:</div><div>👉🏻reducing expenses and increasing income</div><div>👉🏿picking up a second job/side hustle</div><div>👉🏽using your tax refund</div><div>👉🏿selling stuff around the house</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>An emergency fund is a super helpful thing for when the unexpected strikes. Here's Azaria's tips for how to build one fast, including:</div><div>👉🏻reducing expenses and increasing income</div><div>👉🏿picking up a second job/side hustle</div><div>👉🏽using your tax refund</div><div>👉🏿selling stuff around the house</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>decoding credit scores</title>
			<itunes:title>decoding credit scores</itunes:title>
			<pubDate>Sun, 25 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>20:23</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62f9d15c97c5f70013f2545a/e/0049f136-5bce-4aea-9f97-293015168a79/media.mp3" length="19580596" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=747631</link>
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			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle>Today Azaria chats with Glen to demystify credit scores, touching on:👉🏼how credit scores are created👉🏿what a...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>12</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Today Azaria chats with Glen to demystify credit scores, touching on:</div><div>👉🏼how credit scores are created</div><div>👉🏿what a credit profile is and who manages them</div><div>👉🏻who looks at them or uses them to assess you and your finances</div><div>👉🏾if its worth pursuing a "good" credit score</div><div>👉🏻how you can change or improve your credit score</div><div>👉what<a href="http://creditsmart.org.au/" target="_blank"> creditsmart.org.a</a>u is</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Today Azaria chats with Glen to demystify credit scores, touching on:</div><div>👉🏼how credit scores are created</div><div>👉🏿what a credit profile is and who manages them</div><div>👉🏻who looks at them or uses them to assess you and your finances</div><div>👉🏾if its worth pursuing a "good" credit score</div><div>👉🏻how you can change or improve your credit score</div><div>👉what<a href="http://creditsmart.org.au/" target="_blank"> creditsmart.org.a</a>u is</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>moving overseas for 12 months</title>
			<itunes:title>moving overseas for 12 months</itunes:title>
			<pubDate>Sun, 18 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>15:05</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=745122</link>
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			<itunes:subtitle>Alex spent 12 months in the UK (so gewd) so she came on the show to share her experience, talking about:👉🏽how she set...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Alex spent 12 months in the UK (so gewd) so she came on the show to share her experience, talking about:</div><div>👉🏽how she set things up before she left</div><div>👉how to budget for it</div><div>👉🏿making sure you can enjoy it without stress</div><div>👉🏻travelling with intention</div><div>👉🏾experiencing life!!!</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Alex spent 12 months in the UK (so gewd) so she came on the show to share her experience, talking about:</div><div>👉🏽how she set things up before she left</div><div>👉how to budget for it</div><div>👉🏿making sure you can enjoy it without stress</div><div>👉🏻travelling with intention</div><div>👉🏾experiencing life!!!</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>extra repayments on HECS debt (with guest host Azaria)</title>
			<itunes:title>extra repayments on HECS debt (with guest host Azaria)</itunes:title>
			<pubDate>Sun, 11 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>10:38</itunes:duration>
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			<itunes:subtitle>Azaria shares her thoughts on how to think about how your HECS debt. Tune in as she touches on:👉🏿how you can set up...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>10</itunes:episode>
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			<description><![CDATA[<div>Azaria shares her thoughts on how to think about how your HECS debt. Tune in as she touches on:</div><div>👉🏿how you can set up repayments with your employer</div><div>👉🏻if it's worthwhile paying off your HECS debt faster</div><div>👉🏽how you can figure out how much HECS debt will come out of your salary: <a href="https://www.studyassist.gov.au/paying-back-your-loan/loan-repayment" target="_blank">https://www.studyassist.gov.au/paying-back-your-loan/loan-repayment</a></div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Azaria shares her thoughts on how to think about how your HECS debt. Tune in as she touches on:</div><div>👉🏿how you can set up repayments with your employer</div><div>👉🏻if it's worthwhile paying off your HECS debt faster</div><div>👉🏽how you can figure out how much HECS debt will come out of your salary: <a href="https://www.studyassist.gov.au/paying-back-your-loan/loan-repayment" target="_blank">https://www.studyassist.gov.au/paying-back-your-loan/loan-repayment</a></div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>making extra cash with a side hustle</title>
			<itunes:title>making extra cash with a side hustle</itunes:title>
			<pubDate>Sun, 04 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>19:30</itunes:duration>
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			<itunes:subtitle>Side hustles are a sweet way to make extra cash. Hayley shares deets about her side hustle with Glen talking about:👉🏿how...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>9</itunes:episode>
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			<description><![CDATA[<div>Side hustles are a sweet way to make extra cash. Hayley shares deets about her side hustle with Glen talking about:</div><div>👉🏿how she got into photography</div><div>👉how useful experience is</div><div>👉🏽building up a list of clients</div><div>👉🏻setting up an ABN (go her<a href="http://abr.gov.au/" target="_blank">e: abr.gov</a>.au)</div><div>👉🏾the cash side of things</div><div>👉🏻her plan for it moving forward</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Side hustles are a sweet way to make extra cash. Hayley shares deets about her side hustle with Glen talking about:</div><div>👉🏿how she got into photography</div><div>👉how useful experience is</div><div>👉🏽building up a list of clients</div><div>👉🏻setting up an ABN (go her<a href="http://abr.gov.au/" target="_blank">e: abr.gov</a>.au)</div><div>👉🏾the cash side of things</div><div>👉🏻her plan for it moving forward</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>moving out of home (with guest host Azaria)</title>
			<itunes:title>moving out of home (with guest host Azaria)</itunes:title>
			<pubDate>Sun, 27 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>12:29</itunes:duration>
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			<itunes:subtitle>Azaria shares what she thought about when first moving out of home, including:👉🏿finding a good place to...</itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Azaria shares what she thought about when first moving out of home, including:</div><div>👉🏿finding a good place to rent</div><div>👉knowing what kind of housemates you might want</div><div>👉🏾how much rent you should pay</div><div>👉🏻figuring out your expenses like bills</div><div>👉🏽factoring in expenses you already have</div><div>👉factoring in furniture and other expensive house items</div><div>👉🏾having an emergency fund</div><div>👉🏻how to save whilst paying for everything else</div><div>👉🏾paying down your debt before you move</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Azaria shares what she thought about when first moving out of home, including:</div><div>👉🏿finding a good place to rent</div><div>👉knowing what kind of housemates you might want</div><div>👉🏾how much rent you should pay</div><div>👉🏻figuring out your expenses like bills</div><div>👉🏽factoring in expenses you already have</div><div>👉factoring in furniture and other expensive house items</div><div>👉🏾having an emergency fund</div><div>👉🏻how to save whilst paying for everything else</div><div>👉🏾paying down your debt before you move</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>making trade offs to achieve your goals</title>
			<itunes:title>making trade offs to achieve your goals</itunes:title>
			<pubDate>Sun, 20 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>15:08</itunes:duration>
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			<itunes:subtitle>Some of the most successful plans come with big trade offs somewhere along the line. Alex joined Glen to chat about the trade offs...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[<div>Some of the most successful plans come with big trade offs somewhere along the line. Alex joined Glen to chat about the trade offs she's made to achieve the dreams she wanted to achieve:</div><div>👉🏿what Alex sacrificed to stay on target</div><div>👉staying focused to get where you want to go</div><div>👉🏽being real about what might need to go on the backburner</div><div>👉🏼transitioning from high school to uni or work or travel</div><div>👉🏾some options if high school has burnt you out</div><div>👉🏻starting strong</div><div>👉🏽how to choose what to do next</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Some of the most successful plans come with big trade offs somewhere along the line. Alex joined Glen to chat about the trade offs she's made to achieve the dreams she wanted to achieve:</div><div>👉🏿what Alex sacrificed to stay on target</div><div>👉staying focused to get where you want to go</div><div>👉🏽being real about what might need to go on the backburner</div><div>👉🏼transitioning from high school to uni or work or travel</div><div>👉🏾some options if high school has burnt you out</div><div>👉🏻starting strong</div><div>👉🏽how to choose what to do next</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>how to be intentional with spending (with guest host Azaria)</title>
			<itunes:title>how to be intentional with spending (with guest host Azaria)</itunes:title>
			<pubDate>Sun, 13 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>15:16</itunes:duration>
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			<itunes:subtitle>Guest host Azaria returns to share her tips on how to curb your spending addiction - she talks about:👉sidestepping fas...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Guest host Azaria returns to share her tips on how to curb your spending addiction - she talks about:</div><div>👉sidestepping fast fashion and products (saving you $ and protecting the workers who make it)</div><div>👉🏾setting goals to keep your money targeted</div><div>👉dodging buy-now-pay-later services</div><div>👉🏿taking stock of what you REALLY need to buy</div><div>👉🏻tips to start cutting back without going cold turkey 🦃</div><div>👉🏽setting up amounts of cash you can spend for fun</div><div>👉🏾learning the true cost of consumerism</div><div>👉researching before you buy to get the best stuff</div><div><br /></div><div>The documentaries Azaria mentions are 'The True Cost' and 'Minimalism: A Documentary About The Important Things'.</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Guest host Azaria returns to share her tips on how to curb your spending addiction - she talks about:</div><div>👉sidestepping fast fashion and products (saving you $ and protecting the workers who make it)</div><div>👉🏾setting goals to keep your money targeted</div><div>👉dodging buy-now-pay-later services</div><div>👉🏿taking stock of what you REALLY need to buy</div><div>👉🏻tips to start cutting back without going cold turkey 🦃</div><div>👉🏽setting up amounts of cash you can spend for fun</div><div>👉🏾learning the true cost of consumerism</div><div>👉researching before you buy to get the best stuff</div><div><br /></div><div>The documentaries Azaria mentions are 'The True Cost' and 'Minimalism: A Documentary About The Important Things'.</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>engaged and saving to buy a home</title>
			<itunes:title>engaged and saving to buy a home</itunes:title>
			<pubDate>Sun, 06 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>29:30</itunes:duration>
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			<itunes:subtitle>Got the bling so now to sort the ca$h! Glen gave newly engaged couple Caleb and Hayley a quick couples challenge to see how much they...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[<div>Got the bling so now to sort the ca$h! Glen gave newly engaged couple Caleb and Hayley a quick couples challenge to see how much they know about each other and their money habits. They chat about: </div><div>👉🏿being a spender vs saver </div><div>👉making sure you enjoy your money</div><div>👉🏽who's the bargain hunter</div><div>👉🏾who's more likely to lead managing money</div><div>👉🏻some tips for getting a money system nailed</div><div>👉🏽setting up a money strategy together</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Got the bling so now to sort the ca$h! Glen gave newly engaged couple Caleb and Hayley a quick couples challenge to see how much they know about each other and their money habits. They chat about: </div><div>👉🏿being a spender vs saver </div><div>👉making sure you enjoy your money</div><div>👉🏽who's the bargain hunter</div><div>👉🏾who's more likely to lead managing money</div><div>👉🏻some tips for getting a money system nailed</div><div>👉🏽setting up a money strategy together</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>5 tips to become a better saver (with guest host Azaria)</title>
			<itunes:title>5 tips to become a better saver (with guest host Azaria)</itunes:title>
			<pubDate>Sun, 30 Aug 2020 19:30:00 GMT</pubDate>
			<itunes:duration>10:36</itunes:duration>
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			<itunes:subtitle>Special guest host Azaria jumps in to share her top 5 tips to become a better saver. She talks about: 👉🏻calculating your...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Special guest host Azaria jumps in to share her top 5 tips to become a better saver. She talks about: </div><div>👉🏻calculating your net worth </div><div>👉🏿setting goals </div><div>👉🏽treating savings like a bill </div><div>👉🏻opening a separate bank account for savings </div><div>👉letting yourself splurge</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Special guest host Azaria jumps in to share her top 5 tips to become a better saver. She talks about: </div><div>👉🏻calculating your net worth </div><div>👉🏿setting goals </div><div>👉🏽treating savings like a bill </div><div>👉🏻opening a separate bank account for savings </div><div>👉letting yourself splurge</div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank">https://app.shopback.com/GENZ10</a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”:</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/genz-shownotes" target="_blank">https://www.sortyourmoneyout.com/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Sarah is keen to start investing in shares</title>
			<itunes:title>Sarah is keen to start investing in shares</itunes:title>
			<pubDate>Sun, 23 Aug 2020 19:30:00 GMT</pubDate>
			<itunes:duration>23:00</itunes:duration>
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			<itunes:subtitle>Sarah chats with Glen about getting set up in the investing game. Their chat touches on:👉🏽what you might wanna sort out...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[<div>Sarah chats with Glen about getting set up in the investing game. Their chat touches on:</div><div>👉🏽what you might wanna sort out before you start investing</div><div>👉how much you choose to invest</div><div>👉🏿where you can start investing</div><div>👉🏻is it worth investing in the middle of COVID?</div><div>👉🏼how investing can work into your future goals</div><div>👉🏽can you travel and invest at the same time?</div><div>👉how to wrangle your budgeting so you can be investing</div><div><br /></div><div>Watch this episode on YouTube: <a href="https://www.youtube.com/watch?v=G9Ry8z5vbs8" target="_blank">https://www.youtube.com/watch?v=G9Ry8z5vbs8</a></div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank"><i>https://app.shopback.com/GENZ10</i></a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Here's the First Home Super Saver Scheme info that Glen mentions: <a href="https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/#:~:text=The%2520First%2520home%2520super%2520saver,home%2520inside%2520your%2520super%2520fund" target="_blank">https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/#:~:text=The%20First%20home%20super%20saver,home%20inside%20your%20super%20fund</a>.</div><div><br /></div><div>Check out the my millennial money micro investing ep: <a href="https://player.whooshkaa.com/episode?id=641788" target="_blank">https://player.whooshkaa.com/episode?id=641788</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Sarah chats with Glen about getting set up in the investing game. Their chat touches on:</div><div>👉🏽what you might wanna sort out before you start investing</div><div>👉how much you choose to invest</div><div>👉🏿where you can start investing</div><div>👉🏻is it worth investing in the middle of COVID?</div><div>👉🏼how investing can work into your future goals</div><div>👉🏽can you travel and invest at the same time?</div><div>👉how to wrangle your budgeting so you can be investing</div><div><br /></div><div>Watch this episode on YouTube: <a href="https://www.youtube.com/watch?v=G9Ry8z5vbs8" target="_blank">https://www.youtube.com/watch?v=G9Ry8z5vbs8</a></div><div><br /></div><div>Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your PayPal or bank account. Here's an exclusive $10 sign up bonus for ShopBack for anyone who's not had the chance to use it yet - <a href="https://app.shopback.com/GENZ10" target="_blank"><i>https://app.shopback.com/GENZ10</i></a> And yes, it's completely free to sign up and use!</div><div><br /></div><div>Here's the First Home Super Saver Scheme info that Glen mentions: <a href="https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/#:~:text=The%2520First%2520home%2520super%2520saver,home%2520inside%2520your%2520super%2520fund" target="_blank">https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/#:~:text=The%20First%20home%20super%20saver,home%20inside%20your%20super%20fund</a>.</div><div><br /></div><div>Check out the my millennial money micro investing ep: <a href="https://player.whooshkaa.com/episode?id=641788" target="_blank">https://player.whooshkaa.com/episode?id=641788</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[unemployment & career aspirations]]></title>
			<itunes:title><![CDATA[unemployment & career aspirations]]></itunes:title>
			<pubDate>Sat, 16 May 2020 02:17:00 GMT</pubDate>
			<itunes:duration>17:58</itunes:duration>
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			<itunes:subtitle>Joined by Anastasia Santoreneos from yahoo! finance Australia.👇👇👇👇👇👇👇👇➡...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>2</itunes:episode>
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			<description><![CDATA[<div>Joined by Anastasia Santoreneos from yahoo! finance Australia.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡ Check out Glen's online money course here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡ Insta<a href="https://www.instagram.com/genz.money/" target="_blank"> </a>http://bit.ly/2ui5cZ3</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James is not a licenced financial adviser or tax professional. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Joined by Anastasia Santoreneos from yahoo! finance Australia.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡ Check out Glen's online money course here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡ Insta<a href="https://www.instagram.com/genz.money/" target="_blank"> </a>http://bit.ly/2ui5cZ3</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James is not a licenced financial adviser or tax professional. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Lilly took a gap year... but not right after school</title>
			<itunes:title>Lilly took a gap year... but not right after school</itunes:title>
			<pubDate>Wed, 15 Jan 2020 07:39:00 GMT</pubDate>
			<itunes:duration>27:06</itunes:duration>
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			<itunes:subtitle><![CDATA[You do not have to do things the "ordinary way"... try something. If that doesn't work - try something else. It's OK! Lilly will tel...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>1</itunes:episode>
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			<description><![CDATA[<div>You do not have to do things the "ordinary way"... try something. If that doesn't work - try something else. It's OK! Lilly will tell her story how she didn't love what she was doing - so she pressed pause and changed. </div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/genz.money/" target="_blank"> https://www.instagram.com/genz.money/</a></div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>You do not have to do things the "ordinary way"... try something. If that doesn't work - try something else. It's OK! Lilly will tell her story how she didn't love what she was doing - so she pressed pause and changed. </div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/genz.money/" target="_blank"> https://www.instagram.com/genz.money/</a></div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[113 didn't get the HSC or ATAR results you were after or if you are not degree qualified... PLEASE LISTEN & SHARE 🎧]]></title>
			<itunes:title><![CDATA[113 didn't get the HSC or ATAR results you were after or if you are not degree qualified... PLEASE LISTEN & SHARE 🎧]]></itunes:title>
			<pubDate>Tue, 17 Dec 2019 07:08:00 GMT</pubDate>
			<itunes:duration>14:05</itunes:duration>
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			<itunes:subtitle>Big week for many young Australians. Let this encourage you!Who do you need to share this with for...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>13</itunes:episode>
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			<description><![CDATA[<div>Big week for many young Australians. Let this encourage you!</div><div><br /></div><div>Who do you need to share this with for encouragement?</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/genz.money/" target="_blank"> https://www.instagram.com/genz.money/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Big week for many young Australians. Let this encourage you!</div><div><br /></div><div>Who do you need to share this with for encouragement?</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/genz.money/" target="_blank"> https://www.instagram.com/genz.money/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>112 startups, interns + Ben from Gecko 🦎</title>
			<itunes:title>112 startups, interns + Ben from Gecko 🦎</itunes:title>
			<pubDate>Thu, 21 Nov 2019 05:30:00 GMT</pubDate>
			<itunes:duration>20:03</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=476892</link>
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			<itunes:subtitle><![CDATA[Catching up with Ben from <a href="https://www.geckoonline.com.au/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>12</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Catching up with Ben from <a href="https://www.geckoonline.com.au/" target="_blank">Gecko.rent</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA).  You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Catching up with Ben from <a href="https://www.geckoonline.com.au/" target="_blank">Gecko.rent</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA).  You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>111 Victoria is 23, saved $100k (WHUT!) and purchased an investment property 🤑🏡</title>
			<itunes:title>111 Victoria is 23, saved $100k (WHUT!) and purchased an investment property 🤑🏡</itunes:title>
			<pubDate>Wed, 18 Sep 2019 06:54:00 GMT</pubDate>
			<itunes:duration>28:21</itunes:duration>
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			<itunes:subtitle>Listen and learn. What can you do be like Victoria?👇👇👇👇👇👇👇👇➡Check out...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Listen and learn. What can you do be like Victoria?</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Listen and learn. What can you do be like Victoria?</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[110 Zara is 19 & moving to the UK]]></title>
			<itunes:title><![CDATA[110 Zara is 19 & moving to the UK]]></itunes:title>
			<pubDate>Mon, 16 Sep 2019 07:27:00 GMT</pubDate>
			<itunes:duration>1:00:11</itunes:duration>
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			<itunes:subtitle><![CDATA[Zara is moving away.. How did she go about it? Let's have a chat.Afterpay episode here:...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Zara is moving away.. How did she go about it? Let's have a chat.</div><div><br /></div><div>Afterpay episode here: https://player.whooshkaa.com/episode?id=388901</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Zara is moving away.. How did she go about it? Let's have a chat.</div><div><br /></div><div>Afterpay episode here: https://player.whooshkaa.com/episode?id=388901</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>109 unconventional online opportunities with Zoey</title>
			<itunes:title>109 unconventional online opportunities with Zoey</itunes:title>
			<pubDate>Tue, 03 Sep 2019 19:00:00 GMT</pubDate>
			<itunes:duration>47:35</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=420976</link>
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			<itunes:subtitle><![CDATA[Want to make money online with your art? Catching up with Zoe Catch Zoey on insta here: <a...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>9</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Want to make money online with your art? Catching up with Zoe </div><div><br /></div><div>Catch Zoey on insta here: <a href="https://www.instagram.com/zoeydrawshere" target="_blank">https://www.instagram.com/zoeydrawshere</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Want to make money online with your art? Catching up with Zoe </div><div><br /></div><div>Catch Zoey on insta here: <a href="https://www.instagram.com/zoeydrawshere" target="_blank">https://www.instagram.com/zoeydrawshere</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>108 Josh is starting a business</title>
			<itunes:title>108 Josh is starting a business</itunes:title>
			<pubDate>Tue, 27 Aug 2019 19:00:00 GMT</pubDate>
			<itunes:duration>29:47</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=417446</link>
			<acast:episodeId>62f9d15f97c5f70013f254a2</acast:episodeId>
			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle>Talking with Josh who is going to start a business doing what he...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Talking with Josh who is going to start a business doing what he loves.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Talking with Josh who is going to start a business doing what he loves.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[107 Matt & Zoe part 2: getting paid monthly & what the heck is inflation?]]></title>
			<itunes:title><![CDATA[107 Matt & Zoe part 2: getting paid monthly & what the heck is inflation?]]></itunes:title>
			<pubDate>Sun, 18 Aug 2019 20:00:00 GMT</pubDate>
			<itunes:duration>17:28</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=408637</link>
			<acast:episodeId>62f9d15f97c5f70013f254a3</acast:episodeId>
			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle><![CDATA[Part 2We are now talking to Zoe and we discuss what it's like to be paid monthly and some other money management...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>7</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Part 2</div><div>We are now talking to Zoe and we discuss what it's like to be paid monthly and some other money management stuff!</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Part 2</div><div>We are now talking to Zoe and we discuss what it's like to be paid monthly and some other money management stuff!</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[106 Matt & Zoe part 1: casual income & how to maximise our money]]></title>
			<itunes:title><![CDATA[106 Matt & Zoe part 1: casual income & how to maximise our money]]></itunes:title>
			<pubDate>Sun, 11 Aug 2019 22:08:00 GMT</pubDate>
			<itunes:duration>16:22</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=408629</link>
			<acast:episodeId>62f9d15f97c5f70013f254a4</acast:episodeId>
			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle>Catching up with Matt and Zoe. Just talking managing money!👇👇👇👇👇👇👇👇➡Insta...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Catching up with Matt and Zoe. Just talking managing money!</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Catching up with Matt and Zoe. Just talking managing money!</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[105 Alex is 20 years old & over her head in debt]]></title>
			<itunes:title><![CDATA[105 Alex is 20 years old & over her head in debt]]></itunes:title>
			<pubDate>Fri, 09 Aug 2019 04:21:00 GMT</pubDate>
			<itunes:duration>25:01</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=407596</link>
			<acast:episodeId>62f9d15f97c5f70013f254a5</acast:episodeId>
			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle>We do a live case study with Alex and see how all this debt came...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>We do a live case study with Alex and see how all this debt came about.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>We do a live case study with Alex and see how all this debt came about.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[104 paying off debt, setting up accounts, needing a new car & more]]></title>
			<itunes:title><![CDATA[104 paying off debt, setting up accounts, needing a new car & more]]></itunes:title>
			<pubDate>Wed, 07 Aug 2019 19:00:00 GMT</pubDate>
			<itunes:duration>11:14</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=406037</link>
			<acast:episodeId>62f9d15f97c5f70013f254a6</acast:episodeId>
			<acast:showId>62f9d15c97c5f70013f2545a</acast:showId>
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			<itunes:subtitle><![CDATA[A live case study with Dane who is 23. He has lots going on, but also a lot of passion and direction. He is on the right track, that's...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>A live case study with Dane who is 23. He has lots going on, but also a lot of passion and direction. He is on the right track, that's for sure.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>A live case study with Dane who is 23. He has lots going on, but also a lot of passion and direction. He is on the right track, that's for sure.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>103 living life your own way</title>
			<itunes:title>103 living life your own way</itunes:title>
			<pubDate>Tue, 06 Aug 2019 19:00:00 GMT</pubDate>
			<itunes:duration>14:34</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=406034</link>
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			<itunes:subtitle><![CDATA[Kate & Lily are back to join in. We talk about not listening to others, focusing on what you love, what you're good at and what...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>3</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Kate &amp; Lily are back to join in. We talk about not listening to others, focusing on what you love, what you're good at and what matters to you.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Kate &amp; Lily are back to join in. We talk about not listening to others, focusing on what you love, what you're good at and what matters to you.</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[102 money & balance]]></title>
			<itunes:title><![CDATA[102 money & balance]]></itunes:title>
			<pubDate>Mon, 05 Aug 2019 16:23:00 GMT</pubDate>
			<itunes:duration>18:36</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=405686</link>
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			<itunes:subtitle>Kate is working full-time, saving, about to hit uni and wants to travel. She is a spender but is about to get on track to bank cash...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>Kate is working full-time, saving, about to hit uni and wants to travel. She is a spender but is about to get on track to bank cash ready for Europe. Can she stop blowing $80-$100 per night when she goes out? </div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Kate is working full-time, saving, about to hit uni and wants to travel. She is a spender but is about to get on track to bank cash ready for Europe. Can she stop blowing $80-$100 per night when she goes out? </div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[101 what's the best use of your money TODAY?]]></title>
			<itunes:title><![CDATA[101 what's the best use of your money TODAY?]]></itunes:title>
			<pubDate>Mon, 05 Aug 2019 16:00:00 GMT</pubDate>
			<itunes:duration>16:29</itunes:duration>
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			<itunes:subtitle>The best investment for you is in the mirror. Catching up with Lily and talking about her plans. She is money conscious and wondering...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62f9d15c97c5f70013f2545a/1667352110582-406b3d130c9fd899c7d07f2e85de7cbb.jpeg"/>
			<description><![CDATA[<div>The best investment for you is in the mirror. Catching up with Lily and talking about her plans. She is money conscious and wondering if she should pay her own money into super...</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>The best investment for you is in the mirror. Catching up with Lily and talking about her plans. She is money conscious and wondering if she should pay her own money into super...</div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/genz.money/" target="_blank">https://www.instagram.com/genz.money/</a></div><div><br /></div><div>➡Check out Glen's online money course here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "genz" to get the course for under $50)</div><div><br /></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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    	<itunes:category text="Business"/>
		<itunes:category text="Business">
			<itunes:category text="Investing"/>
		</itunes:category>
    	<itunes:category text="Education"/>
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