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		<itunes:summary><![CDATA[<p>Join <strong>John Pidgeon</strong> — property investor, coach, buyers’ advocate and author — and <strong>Rachelle Kroon</strong>, mortgage broker, investor, and founder of <strong>Sphere Home Loans</strong>, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence.</p><br><p>Formerly my millennial property.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[<p>Join <strong>John Pidgeon</strong> — property investor, coach, buyers’ advocate and author — and <strong>Rachelle Kroon</strong>, mortgage broker, investor, and founder of <strong>Sphere Home Loans</strong>, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence.</p><br><p>Formerly my millennial property.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<title>813 this investor built huge equity with 3 properties over 10 years</title>
			<itunes:title>813 this investor built huge equity with 3 properties over 10 years</itunes:title>
			<pubDate>Tue, 07 Apr 2026 19:10:00 GMT</pubDate>
			<itunes:duration>34:19</itunes:duration>
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			<description><![CDATA[<p>What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or taking wild risks. They unpack:</p><br><p>👉🏼 the client's initial starting point</p><p>👉🏽 the first investment in Brisbane in 2016</p><p>👉🏾 the second investment on the Gold coast in 2018</p><p>👉🏿 the third investment in Bendigo in 2019</p><p>👉🏻 financial position then vs now</p><p>👉 their total cash contribution across the portfolio</p><p>👉🏼 what's next for the client</p><p>👉🏽 key takeaways for listeners</p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p><br></p><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or taking wild risks. They unpack:</p><br><p>👉🏼 the client's initial starting point</p><p>👉🏽 the first investment in Brisbane in 2016</p><p>👉🏾 the second investment on the Gold coast in 2018</p><p>👉🏿 the third investment in Bendigo in 2019</p><p>👉🏻 financial position then vs now</p><p>👉 their total cash contribution across the portfolio</p><p>👉🏼 what's next for the client</p><p>👉🏽 key takeaways for listeners</p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p><br></p><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>812 rising interest rates + is now the time to fix?</title>
			<itunes:title>812 rising interest rates + is now the time to fix?</itunes:title>
			<pubDate>Tue, 31 Mar 2026 18:10:00 GMT</pubDate>
			<itunes:duration>42:03</itunes:duration>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>Petrol prices, rate rises and uncertainty in the economy - is now the time to fix? John Pidgeon and Rachelle Kroon chat about:</p><br><p>👉🏼 the current economic landscape for property owners</p><p>👉🏽 how to prepare in a rising rate environment </p><p>👉🏾 what does fixing your loan mean </p><p>👉🏿 should you fix or not?</p><p>👉 fixing part of your loan</p><p>👉🏻 why fixing impacts offset accounts</p><p>👉🏼 what is a split loan?</p><p>👉🏾 considerations for investors</p><p>👉🏿 myths &amp; tips for fixing loans </p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Petrol prices, rate rises and uncertainty in the economy - is now the time to fix? John Pidgeon and Rachelle Kroon chat about:</p><br><p>👉🏼 the current economic landscape for property owners</p><p>👉🏽 how to prepare in a rising rate environment </p><p>👉🏾 what does fixing your loan mean </p><p>👉🏿 should you fix or not?</p><p>👉 fixing part of your loan</p><p>👉🏻 why fixing impacts offset accounts</p><p>👉🏼 what is a split loan?</p><p>👉🏾 considerations for investors</p><p>👉🏿 myths &amp; tips for fixing loans </p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>811 a 10-year property case study on interest-only</title>
			<itunes:title>811 a 10-year property case study on interest-only</itunes:title>
			<pubDate>Tue, 24 Mar 2026 18:10:00 GMT</pubDate>
			<itunes:duration>25:11</itunes:duration>
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			<description><![CDATA[<p>What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpack a real case study, the numbers behind it, and the different options this couple now have at age 48.</p><br><p>👉🏼 the case study</p><p>👉🏽 how they stayed interest-only for 10 years</p><p>👉🏾 where they’re at now</p><p>👉🏿 why interest-only on investments gives options</p><p>👉🏻 what John &amp; Rach would've done differently in their circumstances</p><p>👉 what should they do next?</p><p>👉🏼 what the couple have decided to do now that their home is mortgage-free</p><p>👉🏾 the biggest lessons from this couple's journey</p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpack a real case study, the numbers behind it, and the different options this couple now have at age 48.</p><br><p>👉🏼 the case study</p><p>👉🏽 how they stayed interest-only for 10 years</p><p>👉🏾 where they’re at now</p><p>👉🏿 why interest-only on investments gives options</p><p>👉🏻 what John &amp; Rach would've done differently in their circumstances</p><p>👉 what should they do next?</p><p>👉🏼 what the couple have decided to do now that their home is mortgage-free</p><p>👉🏾 the biggest lessons from this couple's journey</p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[810 capital gains tax reform: proposed changes & who actually gets hit]]></title>
			<itunes:title><![CDATA[810 capital gains tax reform: proposed changes & who actually gets hit]]></itunes:title>
			<pubDate>Tue, 17 Mar 2026 18:10:00 GMT</pubDate>
			<itunes:duration>43:13</itunes:duration>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>CGT reform is back in the headlines but who actually gets hit? In this episode, Rachelle Kroon and John Pidgeon break down the proposed changes, what they mean for investors, homeowners and renters and why some policies could make the housing shortage worse. They discuss:</p><br><p>👉🏼 the current CGT rules</p><p>👉🏽 why CGT reform is back on the table</p><p>👉🏾 Labor's proposed changes</p><p>👉🏿 The Green's proposed changes</p><p>👉🏻 who gets impacted across the market</p><p>👉 will this help or hurt the housing shortage?</p><p>👉🏼 impact on renters, homeowners, investors &amp; people trying to get into the market</p><p>👉🏽 PICA’s proposed reform</p><p>👉🏾 John and Rachelle’s opinions</p><p>👉🏻 advice for new investors</p><br><p>Ben Kingsley on the potential CGT reform: <a href="https://youtu.be/m5zN82Dl0mg?si=4T8mGI-IsnRFgz46" rel="noopener noreferrer" target="_blank">https://youtu.be/m5zN82Dl0mg?si=4T8mGI-IsnRFgz46</a></p><br><p>This episode was recorded on 11 March 2026.</p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>CGT reform is back in the headlines but who actually gets hit? In this episode, Rachelle Kroon and John Pidgeon break down the proposed changes, what they mean for investors, homeowners and renters and why some policies could make the housing shortage worse. They discuss:</p><br><p>👉🏼 the current CGT rules</p><p>👉🏽 why CGT reform is back on the table</p><p>👉🏾 Labor's proposed changes</p><p>👉🏿 The Green's proposed changes</p><p>👉🏻 who gets impacted across the market</p><p>👉 will this help or hurt the housing shortage?</p><p>👉🏼 impact on renters, homeowners, investors &amp; people trying to get into the market</p><p>👉🏽 PICA’s proposed reform</p><p>👉🏾 John and Rachelle’s opinions</p><p>👉🏻 advice for new investors</p><br><p>Ben Kingsley on the potential CGT reform: <a href="https://youtu.be/m5zN82Dl0mg?si=4T8mGI-IsnRFgz46" rel="noopener noreferrer" target="_blank">https://youtu.be/m5zN82Dl0mg?si=4T8mGI-IsnRFgz46</a></p><br><p>This episode was recorded on 11 March 2026.</p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[809 landlord mistakes, choosing a property manager & supporting DV survivors into rentals]]></title>
			<itunes:title><![CDATA[809 landlord mistakes, choosing a property manager & supporting DV survivors into rentals]]></itunes:title>
			<pubDate>Tue, 10 Mar 2026 18:10:00 GMT</pubDate>
			<itunes:duration>44:52</itunes:duration>
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			<acast:episodeUrl>809</acast:episodeUrl>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>In today's episode Rachelle &amp; John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Institute of Queensland. With more than 20 years in property management Laura shares what really happens behind the scenes of managing investment properties and her top tips for investors.&nbsp;They touch on:</p><br><p>👉🏼 what is REIQ and its purpose?</p><p>👉🏽 challenges of running a large property management business</p><p>👉🏾 balancing landlords, tenants and legislation</p><p>👉🏿 advice for first time investors</p><p>👉🏻 vacancy rates and rental demand right now</p><p>👉 how investors can choose a good property manager</p><p>👉🏼 should your property manager be local?</p><p>👉🏿 outsourcing in property management</p><p>👉🏾 The Priority Project helping domestic violence survivors access rental housing</p><br><p>Learn more about The Priority Project: <a href="https://youtu.be/3Trx-mzGI18?si=QqgC7xd1zPb2lZS8" rel="noopener noreferrer" target="_blank">https://youtu.be/3Trx-mzGI18?si=QqgC7xd1zPb2lZS8</a></p><br><p>Connect with Laura on LinkedIn: <a href="https://www.linkedin.com/in/laura-valenti-91823437/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/laura-valenti-91823437/</a></p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Rachelle &amp; John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Institute of Queensland. With more than 20 years in property management Laura shares what really happens behind the scenes of managing investment properties and her top tips for investors.&nbsp;They touch on:</p><br><p>👉🏼 what is REIQ and its purpose?</p><p>👉🏽 challenges of running a large property management business</p><p>👉🏾 balancing landlords, tenants and legislation</p><p>👉🏿 advice for first time investors</p><p>👉🏻 vacancy rates and rental demand right now</p><p>👉 how investors can choose a good property manager</p><p>👉🏼 should your property manager be local?</p><p>👉🏿 outsourcing in property management</p><p>👉🏾 The Priority Project helping domestic violence survivors access rental housing</p><br><p>Learn more about The Priority Project: <a href="https://youtu.be/3Trx-mzGI18?si=QqgC7xd1zPb2lZS8" rel="noopener noreferrer" target="_blank">https://youtu.be/3Trx-mzGI18?si=QqgC7xd1zPb2lZS8</a></p><br><p>Connect with Laura on LinkedIn: <a href="https://www.linkedin.com/in/laura-valenti-91823437/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/laura-valenti-91823437/</a></p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>808 city unit vs regional house, buying IP without your partner, using equity, reno size + more</title>
			<itunes:title>808 city unit vs regional house, buying IP without your partner, using equity, reno size + more</itunes:title>
			<pubDate>Tue, 03 Mar 2026 18:10:00 GMT</pubDate>
			<itunes:duration>37:57</itunes:duration>
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			<acast:episodeUrl>808</acast:episodeUrl>
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			<description><![CDATA[<p>In this Q&amp;A, John Pidgeon and Rachelle Kroon answer your questions and chat about:</p><br><p>👉🏼 buying a unit in a metro area vs house regionally</p><p>👉🏽 considerations for buying regionally</p><p>👉🏾 buying an IP with equity without involving your partner </p><p>👉🏿 optimising loan structure to make the cost to hold easier</p><p>👉🏻 accessing and using equity for a reno</p><p>👉 is serviceability for an IP different from a PPOR?</p><p>👉🏼 debt recycling explained </p><p>👉🏽 do a major reno on PPOR or smaller reno to afford IP</p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this Q&amp;A, John Pidgeon and Rachelle Kroon answer your questions and chat about:</p><br><p>👉🏼 buying a unit in a metro area vs house regionally</p><p>👉🏽 considerations for buying regionally</p><p>👉🏾 buying an IP with equity without involving your partner </p><p>👉🏿 optimising loan structure to make the cost to hold easier</p><p>👉🏻 accessing and using equity for a reno</p><p>👉 is serviceability for an IP different from a PPOR?</p><p>👉🏼 debt recycling explained </p><p>👉🏽 do a major reno on PPOR or smaller reno to afford IP</p><br><p>Join our Facebook community, Australian Property Chat: <a href="https://www.facebook.com/groups/2324273761134945/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/2324273761134945/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[807 being an ethical landlord, property strategy, upsize now or after kids & when to sell]]></title>
			<itunes:title><![CDATA[807 being an ethical landlord, property strategy, upsize now or after kids & when to sell]]></itunes:title>
			<pubDate>Tue, 24 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>38:29</itunes:duration>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>In this Q&amp;A John and Rachelle answer your questions about:</p><br><p>👉🏼 charging market rent vs treating tenants kindly</p><p>👉🏽 investing strategy fundamentals</p><p>👉🏾 upsizing soon vs after child in 2-3 years</p><p>👉🏿&nbsp;why there is a lack of support for ex-homeowners getting back into the market</p><p>👉🏻 top things to consider before buying first home</p><p>👉 when will the Brisbane market slow down and when should I sell?</p><br><p>Listen to 439 John's 8 point property investing strategy: <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">Apple Podcast</a> | <a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=adb10096385d4214" rel="noopener noreferrer" target="_blank">Spotify</a></p><br><p>Book a clarity call with John here: <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this Q&amp;A John and Rachelle answer your questions about:</p><br><p>👉🏼 charging market rent vs treating tenants kindly</p><p>👉🏽 investing strategy fundamentals</p><p>👉🏾 upsizing soon vs after child in 2-3 years</p><p>👉🏿&nbsp;why there is a lack of support for ex-homeowners getting back into the market</p><p>👉🏻 top things to consider before buying first home</p><p>👉 when will the Brisbane market slow down and when should I sell?</p><br><p>Listen to 439 John's 8 point property investing strategy: <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">Apple Podcast</a> | <a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=adb10096385d4214" rel="noopener noreferrer" target="_blank">Spotify</a></p><br><p>Book a clarity call with John here: <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[806 chatGPT advice, real investor returns & what drives capital growth with Luke Metcalfe]]></title>
			<itunes:title><![CDATA[806 chatGPT advice, real investor returns & what drives capital growth with Luke Metcalfe]]></itunes:title>
			<pubDate>Tue, 17 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>51:42</itunes:duration>
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			<acast:episodeUrl>806</acast:episodeUrl>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss:</p><br><p>👉 is AI is a reliable tool for investors?</p><p>👉🏼 how to find your next place to buy using Microburbs</p><p>👉🏽 property returns - the median vs top 10% of investors</p><p>👉🏾 do views actually add value?</p><p>👉🏿 what performs at a street-level</p><p>👉🏻 the supply risk for units</p><p>👉 how to find NIMBY suburbs</p><p>👉🏼 the migration “goldilocks zone” for capital growth</p><br><p>Listen to episode 744 with Luke, 'buying in the right location for capital growth': <a href="https://shows.acast.com/my-millennial-property/episodes/744" rel="noopener noreferrer" target="_blank">https://shows.acast.com/my-millennial-property/episodes/744</a></p><p>Property returns research paper mentioned in the chat: <a href="https://www.microburbs.com.au/v3/microresearch" rel="noopener noreferrer" target="_blank">https://www.microburbs.com.au/v3/microresearch</a></p><p>Learn more about Microburbs: <a href="https://www.microburbs.com.au/" rel="noopener noreferrer" target="_blank">https://www.microburbs.com.au/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss:</p><br><p>👉 is AI is a reliable tool for investors?</p><p>👉🏼 how to find your next place to buy using Microburbs</p><p>👉🏽 property returns - the median vs top 10% of investors</p><p>👉🏾 do views actually add value?</p><p>👉🏿 what performs at a street-level</p><p>👉🏻 the supply risk for units</p><p>👉 how to find NIMBY suburbs</p><p>👉🏼 the migration “goldilocks zone” for capital growth</p><br><p>Listen to episode 744 with Luke, 'buying in the right location for capital growth': <a href="https://shows.acast.com/my-millennial-property/episodes/744" rel="noopener noreferrer" target="_blank">https://shows.acast.com/my-millennial-property/episodes/744</a></p><p>Property returns research paper mentioned in the chat: <a href="https://www.microburbs.com.au/v3/microresearch" rel="noopener noreferrer" target="_blank">https://www.microburbs.com.au/v3/microresearch</a></p><p>Learn more about Microburbs: <a href="https://www.microburbs.com.au/" rel="noopener noreferrer" target="_blank">https://www.microburbs.com.au/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[805 our 2026 property predictions: interest rates, apartments, Brisbane & beyond]]></title>
			<itunes:title><![CDATA[805 our 2026 property predictions: interest rates, apartments, Brisbane & beyond]]></itunes:title>
			<pubDate>Tue, 10 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>33:31</itunes:duration>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>In today's episode Rach and John delve into their predictions for the property market in 2026, covering:</p><br><p>👉🏼 interest rate uncertainty in 2026</p><p>👉🏽 price growth</p><p>👉🏾 cap city outlook</p><p>👉🏿 Brisbane: hype or real momentum?</p><p>👉🏻 Sydney affordability &amp; growth limits</p><p>👉 regional market outlook</p><p>👉🏼 apartment growth</p><p>👉🏽 lending landscape for first home buyers &amp; investors</p><p>👉🏾 rental squeeze &amp; housing pressure</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Rach and John delve into their predictions for the property market in 2026, covering:</p><br><p>👉🏼 interest rate uncertainty in 2026</p><p>👉🏽 price growth</p><p>👉🏾 cap city outlook</p><p>👉🏿 Brisbane: hype or real momentum?</p><p>👉🏻 Sydney affordability &amp; growth limits</p><p>👉 regional market outlook</p><p>👉🏼 apartment growth</p><p>👉🏽 lending landscape for first home buyers &amp; investors</p><p>👉🏾 rental squeeze &amp; housing pressure</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[804 investing in regional QLD: Sunshine Coast, Ipswich & where the next growth is]]></title>
			<itunes:title><![CDATA[804 investing in regional QLD: Sunshine Coast, Ipswich & where the next growth is]]></itunes:title>
			<pubDate>Tue, 03 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>1:07:46</itunes:duration>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about:</p><br><p>👉🏼 Luke’s background &amp; becoming a buyer’s agent</p><p>👉🏽 how Covid changed QLD property forever</p><p>👉🏾 Sunshine Coast &amp; Gold Coast growth explained</p><p>👉🏿 regional QLD hotspots investors overlook</p><p>👉🏻 Ipswich deep dive</p><p>👉&nbsp;Luke’s tips for investors buying in today's property climate</p><p>👉🏼 managing flood and fire risks of buying in SE QLD</p><p>👉🏽 how offers and contracts work in QLD</p><p>👉🏾 some buyer case studies</p><p>👉🏿 where Luke would invest today</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about:</p><br><p>👉🏼 Luke’s background &amp; becoming a buyer’s agent</p><p>👉🏽 how Covid changed QLD property forever</p><p>👉🏾 Sunshine Coast &amp; Gold Coast growth explained</p><p>👉🏿 regional QLD hotspots investors overlook</p><p>👉🏻 Ipswich deep dive</p><p>👉&nbsp;Luke’s tips for investors buying in today's property climate</p><p>👉🏼 managing flood and fire risks of buying in SE QLD</p><p>👉🏽 how offers and contracts work in QLD</p><p>👉🏾 some buyer case studies</p><p>👉🏿 where Luke would invest today</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>803 lending landscape: bank appetite, trust lending, self-employed, fixed vs variable + more with Joe Carroll</title>
			<itunes:title>803 lending landscape: bank appetite, trust lending, self-employed, fixed vs variable + more with Joe Carroll</itunes:title>
			<pubDate>Tue, 27 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>39:52</itunes:duration>
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			<acast:episodeUrl>803</acast:episodeUrl>
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			<description><![CDATA[<p>In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening in the lending landscape right now. They discuss:</p><br><p>👉🏾 the current lending landscape as at January 2026</p><p>👉🏿 Joe's tips to multi-investors</p><p>👉🏻 APRA, DTI limits &amp; what it really means for investors</p><p>👉 the trust &amp; company lending shake-up explained</p><p>👉🏼 the power of getting valuations and unlocking equity</p><p>👉🏽 Joe's tip for first-time property buyers</p><p>👉🏾 increased flexibility for self-employed people</p><p>👉🏿 rate rise expectations &amp; should you fix?</p><p>﻿👉🏻 negotiating your own rate with the bank</p><p>👉 Joe's final advice for investors</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening in the lending landscape right now. They discuss:</p><br><p>👉🏾 the current lending landscape as at January 2026</p><p>👉🏿 Joe's tips to multi-investors</p><p>👉🏻 APRA, DTI limits &amp; what it really means for investors</p><p>👉 the trust &amp; company lending shake-up explained</p><p>👉🏼 the power of getting valuations and unlocking equity</p><p>👉🏽 Joe's tip for first-time property buyers</p><p>👉🏾 increased flexibility for self-employed people</p><p>👉🏿 rate rise expectations &amp; should you fix?</p><p>﻿👉🏻 negotiating your own rate with the bank</p><p>👉 Joe's final advice for investors</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[802 from first home fail to 6 properties worth over $3m (Ryan's story)]]></title>
			<itunes:title><![CDATA[802 from first home fail to 6 properties worth over $3m (Ryan's story)]]></itunes:title>
			<pubDate>Tue, 20 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>53:22</itunes:duration>
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			<acast:episodeUrl>802</acast:episodeUrl>
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			<description><![CDATA[<p>In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on:</p><br><p>👉🏾 buying his first home on the Gold Coast in 2009 and selling 5 years later</p><p>👉🏿 rentvesting and buying IP 1 in 2018 in Brisbane</p><p>👉🏻 buying IP 2 in 2020 in Ipswich</p><p>👉 buying IP 3, 4 and 5 in 2022 in Townsville</p><p>👉🏿 buying IP 6 in 2024 in Townsville with the long term goal to retire into it</p><p>👉🏻 his landlord philosophy</p><p>👉 what each property is worth as of December 2025</p><p>👉🏽 Ryan's tips for selecting properties and property managers</p><p>👉🏿 owning property 6 outright and his ultimate goal for the property portfolio</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on:</p><br><p>👉🏾 buying his first home on the Gold Coast in 2009 and selling 5 years later</p><p>👉🏿 rentvesting and buying IP 1 in 2018 in Brisbane</p><p>👉🏻 buying IP 2 in 2020 in Ipswich</p><p>👉 buying IP 3, 4 and 5 in 2022 in Townsville</p><p>👉🏿 buying IP 6 in 2024 in Townsville with the long term goal to retire into it</p><p>👉🏻 his landlord philosophy</p><p>👉 what each property is worth as of December 2025</p><p>👉🏽 Ryan's tips for selecting properties and property managers</p><p>👉🏿 owning property 6 outright and his ultimate goal for the property portfolio</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>801 inside Australia’s real estate industry with Geoff Lucas (former CEO of McGrath and The Agency)</title>
			<itunes:title>801 inside Australia’s real estate industry with Geoff Lucas (former CEO of McGrath and The Agency)</itunes:title>
			<pubDate>Tue, 13 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>43:43</itunes:duration>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate industry. They dive into leadership, high-performance culture, market cycles, what needs to improve and how technology and transparency could reshape buying and selling over the next decade.</p><br><p>👉🏼 Geoff's career background </p><p>👉🏽 franchise vs boutique real estate models</p><p>👉🏾 scaling McGrath &amp; building high-performance culture</p><p>👉🏿 leadership lessons for business owners</p><p>👉🏻 current property market conditions and what can we expect in 2026</p><p>👉 what drives property price growth</p><p>👉🏼 supply shortages &amp; immigration</p><p>👉🏽 industry transparency &amp; system flaws</p><p>👉🏾 the future of real estate &amp; AI</p><p>👉🏿 the future of buyers agents &amp; vendor advocacy</p><p>👉🏻 best property advice ever received</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram: <a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate industry. They dive into leadership, high-performance culture, market cycles, what needs to improve and how technology and transparency could reshape buying and selling over the next decade.</p><br><p>👉🏼 Geoff's career background </p><p>👉🏽 franchise vs boutique real estate models</p><p>👉🏾 scaling McGrath &amp; building high-performance culture</p><p>👉🏿 leadership lessons for business owners</p><p>👉🏻 current property market conditions and what can we expect in 2026</p><p>👉 what drives property price growth</p><p>👉🏼 supply shortages &amp; immigration</p><p>👉🏽 industry transparency &amp; system flaws</p><p>👉🏾 the future of real estate &amp; AI</p><p>👉🏿 the future of buyers agents &amp; vendor advocacy</p><p>👉🏻 best property advice ever received</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram: <a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[this is property | property lending: redraw, valuations & bank changes]]></title>
			<itunes:title><![CDATA[this is property | property lending: redraw, valuations & bank changes]]></itunes:title>
			<pubDate>Tue, 06 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>32:40</itunes:duration>
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			<acast:episodeUrl>800</acast:episodeUrl>
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			<itunes:season>8</itunes:season>
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			<description><![CDATA[<p>Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered:</p><br><p>👉🏾 using redraw from your investment loan to buy ETFs (clip from ep740)</p><p>👉🏿 using interest-only IP loans to smash PPOR mortgage faster (clip from ep737)</p><p>👉🏻 how accurate is the CommBank Home Hub property valuation? (clip from ep737)</p><p>👉 is it a good idea to buy an investment property with cash? (clip from ep746)</p><p>👉🏼 Macquarie bank pulls out of trust and company lending (clip from ep745)</p><p>👉🏽 Ubank now offers 90% loans with no LMI 😱 (clip from ep745)</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered:</p><br><p>👉🏾 using redraw from your investment loan to buy ETFs (clip from ep740)</p><p>👉🏿 using interest-only IP loans to smash PPOR mortgage faster (clip from ep737)</p><p>👉🏻 how accurate is the CommBank Home Hub property valuation? (clip from ep737)</p><p>👉 is it a good idea to buy an investment property with cash? (clip from ep746)</p><p>👉🏼 Macquarie bank pulls out of trust and company lending (clip from ep745)</p><p>👉🏽 Ubank now offers 90% loans with no LMI 😱 (clip from ep745)</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[this is property | property investing: location, equity & growth decisions]]></title>
			<itunes:title><![CDATA[this is property | property investing: location, equity & growth decisions]]></itunes:title>
			<pubDate>Tue, 30 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>37:07</itunes:duration>
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			<acast:episodeUrl>751</acast:episodeUrl>
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			<description><![CDATA[<p>Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include:</p><br><p>👉🏿 investment property choice: Sydney vs. regional? (clip from ep731)</p><p>👉🏻 claiming travel, tools &amp; repairs for interstate properties as tax deductions (clip from ep740)</p><p>👉 pay off my property or use equity and invest now? (clip from ep731)</p><p>👉🏼 using equity to buy another investment property (clip from ep737)</p><p>👉🏽 what data says about choosing location: post-covid shifts &amp; satellite cities (clip from ep 744)</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include:</p><br><p>👉🏿 investment property choice: Sydney vs. regional? (clip from ep731)</p><p>👉🏻 claiming travel, tools &amp; repairs for interstate properties as tax deductions (clip from ep740)</p><p>👉 pay off my property or use equity and invest now? (clip from ep731)</p><p>👉🏼 using equity to buy another investment property (clip from ep737)</p><p>👉🏽 what data says about choosing location: post-covid shifts &amp; satellite cities (clip from ep 744)</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[750 from first home to five properties: Chris's investing journey]]></title>
			<itunes:title><![CDATA[750 from first home to five properties: Chris's investing journey]]></itunes:title>
			<pubDate>Tue, 23 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>28:02</itunes:duration>
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			<acast:episodeUrl>750</acast:episodeUrl>
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			<description><![CDATA[<p>In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about:</p><br><p>👉🏻 buying with an investor mindset from day one</p><p>👉 how picking locations he knew shaped his strategy</p><p>👉🏼 how he managed serviceability as a single buyer and as the portfolio grew</p><p>👉🏽  learnings: his first property was his worst performer</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about:</p><br><p>👉🏻 buying with an investor mindset from day one</p><p>👉 how picking locations he knew shaped his strategy</p><p>👉🏼 how he managed serviceability as a single buyer and as the portfolio grew</p><p>👉🏽  learnings: his first property was his worst performer</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[749 investing in regional NSW: Tamworth, Orange & Dubbo]]></title>
			<itunes:title><![CDATA[749 investing in regional NSW: Tamworth, Orange & Dubbo]]></itunes:title>
			<pubDate>Tue, 16 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>47:49</itunes:duration>
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			<description><![CDATA[<p>Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about:</p><br><p>👉🏾 how regional markets differ from capital cities</p><p>👉 investor profiles that Marcus works with</p><p>👉🏻 areas that Marcus buys in and why</p><p>👉🏽 Tamworth deep dive - blue chip areas, price points</p><p>👉🏿 what type of property performs best in Regional NSW</p><p>👉🏼 risks of buying in regional towns</p><p>👉🏾 Marcus's 3-5 year outlook for regional NSW</p><p>👉 infrastructure growth</p><p>👉🏽 some case studies</p><p>👉🏼 where Marcus wouldn’t invest, underrated areas, due diligence tips, red flags</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about:</p><br><p>👉🏾 how regional markets differ from capital cities</p><p>👉 investor profiles that Marcus works with</p><p>👉🏻 areas that Marcus buys in and why</p><p>👉🏽 Tamworth deep dive - blue chip areas, price points</p><p>👉🏿 what type of property performs best in Regional NSW</p><p>👉🏼 risks of buying in regional towns</p><p>👉🏾 Marcus's 3-5 year outlook for regional NSW</p><p>👉 infrastructure growth</p><p>👉🏽 some case studies</p><p>👉🏼 where Marcus wouldn’t invest, underrated areas, due diligence tips, red flags</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme]]></title>
			<itunes:title><![CDATA[748 APRA’s lending cap, major NSW & VIC zoning changes & the 2% shared equity scheme]]></itunes:title>
			<pubDate>Tue, 09 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>43:07</itunes:duration>
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			<description><![CDATA[<p>John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW &amp; VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme.</p><br><p>👉🏾 what APRA’s DTI cap actually is and who it affects</p><p>👉🏿 what's causing prices to continue going upward</p><p>👉🏻 tips for investors amidst the changes</p><p>👉 the winners and losers of NSW/VIC town-centre upzoning changes</p><p>👉🏼 2% shared-equity scheme explained + pros and cons</p><p>👉🏽 a warning about gap finance</p><p>👉🏾 use the shared equity scheme vs live or invest regionally</p><br><p>Check out where rezoning is happening in NSW here: <a href="https://www.planningportal.nsw.gov.au/" rel="noopener noreferrer" target="_blank">https://www.planningportal.nsw.gov.au/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Needing a buyer's agent. Check out John's team at <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW &amp; VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme.</p><br><p>👉🏾 what APRA’s DTI cap actually is and who it affects</p><p>👉🏿 what's causing prices to continue going upward</p><p>👉🏻 tips for investors amidst the changes</p><p>👉 the winners and losers of NSW/VIC town-centre upzoning changes</p><p>👉🏼 2% shared-equity scheme explained + pros and cons</p><p>👉🏽 a warning about gap finance</p><p>👉🏾 use the shared equity scheme vs live or invest regionally</p><br><p>Check out where rezoning is happening in NSW here: <a href="https://www.planningportal.nsw.gov.au/" rel="noopener noreferrer" target="_blank">https://www.planningportal.nsw.gov.au/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Needing a buyer's agent. Check out John's team at <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>747 using a parental guarantee to get a better investment property at 23</title>
			<itunes:title>747 using a parental guarantee to get a better investment property at 23</itunes:title>
			<pubDate>Tue, 02 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>20:09</itunes:duration>
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			<description><![CDATA[<p>At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on:</p><br><p>👉 the early money habits he established after reading The Barefoot Investor at 15</p><p>👉🏼 his saving and investing journey and how he saved that deposit</p><p>👉🏽 seeing a mortgage broker and deciding whether to buy to live in vs buy to invest</p><p>👉🏾 asking his parents for a parental guarantee to buy a better asset</p><p>👉🏿 the type of property, purchase price and location he bought</p><p>👉🏻 why he used a BA</p><p>👉 the challenges he faced</p><p>👉🏼 and his tip for anyone wanting to get into the market</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on:</p><br><p>👉 the early money habits he established after reading The Barefoot Investor at 15</p><p>👉🏼 his saving and investing journey and how he saved that deposit</p><p>👉🏽 seeing a mortgage broker and deciding whether to buy to live in vs buy to invest</p><p>👉🏾 asking his parents for a parental guarantee to buy a better asset</p><p>👉🏿 the type of property, purchase price and location he bought</p><p>👉🏻 why he used a BA</p><p>👉 the challenges he faced</p><p>👉🏼 and his tip for anyone wanting to get into the market</p><br><p>*Name changed for privacy</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>746 is it too late to buy? BA red flags, Victoria’s hot market + more</title>
			<itunes:title>746 is it too late to buy? BA red flags, Victoria’s hot market + more</itunes:title>
			<pubDate>Tue, 25 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>41:04</itunes:duration>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>John and Rachelle answer your questions!</p><br><p>👉 renovate home or buy an investment first?</p><p>👉🏼 what type of valuation should I get?</p><p>👉🏽 what to ask a buyers agent before you commit</p><p>👉🏾 is it a good idea to buy an investment property with cash?</p><p>👉🏿 best structure to buy a working farm</p><p>👉🏻 have I missed the boat to buy my first IP?</p><p>👉 what’s happening in Melbourne property market sub 1M</p><p>👉🏼 how much do you need to buy an IP?</p><p>👉🏽 how has the FHB scheme affected markets?</p><p>👉🏾 how to buy second IP without cash</p><p>👉🏿 paying off loans, selling and exit strategies</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rachelle answer your questions!</p><br><p>👉 renovate home or buy an investment first?</p><p>👉🏼 what type of valuation should I get?</p><p>👉🏽 what to ask a buyers agent before you commit</p><p>👉🏾 is it a good idea to buy an investment property with cash?</p><p>👉🏿 best structure to buy a working farm</p><p>👉🏻 have I missed the boat to buy my first IP?</p><p>👉 what’s happening in Melbourne property market sub 1M</p><p>👉🏼 how much do you need to buy an IP?</p><p>👉🏽 how has the FHB scheme affected markets?</p><p>👉🏾 how to buy second IP without cash</p><p>👉🏿 paying off loans, selling and exit strategies</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>745 backlash over boom bust episode, 90% no LMI lending, trust lending crackdown + more</title>
			<itunes:title>745 backlash over boom bust episode, 90% no LMI lending, trust lending crackdown + more</itunes:title>
			<pubDate>Tue, 18 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>46:30</itunes:duration>
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			<acast:episodeUrl>745</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode that sparked backlash. Glen James also drops in for a discussion around rentvesting.</p><br><p>👉🏻 Macquarie bank pulls out of trust and company lending</p><p>👉 Ubank offers 90% loans with no LMI</p><p>👉🏼 discussing feedback on the boom bust property cycle episode</p><p>👉🏽 Glen, Rach and John debate the rentvesting strategy</p><br><p>The boom bust property cycle episode: <a href="https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5" rel="noopener noreferrer" target="_blank">https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode that sparked backlash. Glen James also drops in for a discussion around rentvesting.</p><br><p>👉🏻 Macquarie bank pulls out of trust and company lending</p><p>👉 Ubank offers 90% loans with no LMI</p><p>👉🏼 discussing feedback on the boom bust property cycle episode</p><p>👉🏽 Glen, Rach and John debate the rentvesting strategy</p><br><p>The boom bust property cycle episode: <a href="https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5" rel="noopener noreferrer" target="_blank">https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>744 buying in the right location for capital growth with Luke Metcalfe</title>
			<itunes:title>744 buying in the right location for capital growth with Luke Metcalfe</itunes:title>
			<pubDate>Tue, 11 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>35:29</itunes:duration>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>In this episode John &amp; Rachelle chat with Luke Metcalfe, founder of property data insights platform Microburbs, about the data points that matter when researching where to buy. They talk about:</p><br><p>👉🏾 what Microburbs actually does &amp; who it's for</p><p>👉🏻 the most influential data point for choosing a location</p><p>👉🏼 the post-covid shift to regions &amp; satellite cities</p><p>👉🏽 what to check first when researching a suburb</p><p>👉 what gentrification really means for growth</p><p>👉🏿 public housing thresholds and it's impact on capital growth</p><p>👉🏾 top 3 mistakes investors make when choosing location</p><p>👉🏼 supply &amp; demand as the core drivers of growth</p><p>👉🏻 how the Microburbs platform is improving</p><p>👉 where Luke would invest right now</p><br><p>Check out Microburbs here: <a href="https://www.microburbs.com.au/" rel="noopener noreferrer" target="_blank">https://www.microburbs.com.au/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode John &amp; Rachelle chat with Luke Metcalfe, founder of property data insights platform Microburbs, about the data points that matter when researching where to buy. They talk about:</p><br><p>👉🏾 what Microburbs actually does &amp; who it's for</p><p>👉🏻 the most influential data point for choosing a location</p><p>👉🏼 the post-covid shift to regions &amp; satellite cities</p><p>👉🏽 what to check first when researching a suburb</p><p>👉 what gentrification really means for growth</p><p>👉🏿 public housing thresholds and it's impact on capital growth</p><p>👉🏾 top 3 mistakes investors make when choosing location</p><p>👉🏼 supply &amp; demand as the core drivers of growth</p><p>👉🏻 how the Microburbs platform is improving</p><p>👉 where Luke would invest right now</p><br><p>Check out Microburbs here: <a href="https://www.microburbs.com.au/" rel="noopener noreferrer" target="_blank">https://www.microburbs.com.au/</a></p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram:<a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank"> https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group:<a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>743 turning home equity into your first investment (clarity call with John Pidgeon)</title>
			<itunes:title>743 turning home equity into your first investment (clarity call with John Pidgeon)</itunes:title>
			<pubDate>Tue, 04 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>37:50</itunes:duration>
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			<description><![CDATA[<p>In this live clarity call, John chats with long-time listeners Kristyn and Brenton, two teachers from the Central Coast, who are thinking of using equity from their home to invest in property. If you're a first time investor today's episode is packed with actionable tips! John talks to them about:</p><br><p>👉🏾 assessing their risk profiles and money mindset</p><p>👉🏿 using home equity wisely</p><p>👉🏻 debt recycling explained</p><p>👉 setting clear investment goals</p><p>👉🏼 balancing lifestyle with financial growth</p><p>👉🏽 borrowing capacity vs what you can handle</p><p>👉🏾 finding the right property price point</p><p>👉🏿 yield, cash flow &amp; capital growth trade-offs</p><p>👉🏻 outsourcing vs DIY property search</p><p>👉 next-step action plan &amp; mindset for investors</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Grab John's book Sort Your Property Out &amp; Get Invested: <a href="https://www.moneypodcast.com.au/store" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/store</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this live clarity call, John chats with long-time listeners Kristyn and Brenton, two teachers from the Central Coast, who are thinking of using equity from their home to invest in property. If you're a first time investor today's episode is packed with actionable tips! John talks to them about:</p><br><p>👉🏾 assessing their risk profiles and money mindset</p><p>👉🏿 using home equity wisely</p><p>👉🏻 debt recycling explained</p><p>👉 setting clear investment goals</p><p>👉🏼 balancing lifestyle with financial growth</p><p>👉🏽 borrowing capacity vs what you can handle</p><p>👉🏾 finding the right property price point</p><p>👉🏿 yield, cash flow &amp; capital growth trade-offs</p><p>👉🏻 outsourcing vs DIY property search</p><p>👉 next-step action plan &amp; mindset for investors</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Grab John's book Sort Your Property Out &amp; Get Invested: <a href="https://www.moneypodcast.com.au/store" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/store</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>742 how Meg built a 3-property portfolio worth $2.5M by 25</title>
			<itunes:title>742 how Meg built a 3-property portfolio worth $2.5M by 25</itunes:title>
			<pubDate>Tue, 28 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>37:50</itunes:duration>
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			<description><![CDATA[<p>In this anonymous listener story, “Meg” shares how she went from living at home and saving hard for her first deposit to building a $2.5M property portfolio by 25. She talks about:</p><br><p>👉 buying her first place at 22 on the Gold Coast</p><p>👉🏼 leveraging equity to buy again in Perth and the Central Coast (instead of saving cash)</p><p>👉🏾 managing risk, buffers and surprise expenses</p><p>👉🏿 splitting costs and mortgages in a relationship</p><p>👉🏽 and her advice for first-time buyers in today’s market</p><br><p>Meg was initially going to buy a 1 bed in Sydney for $570k but instead bought a 2 bed 2.5 bath on the Gold Coast for $600k. The unit in Sydney is now valued at $600k.</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram: <a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group: <a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this anonymous listener story, “Meg” shares how she went from living at home and saving hard for her first deposit to building a $2.5M property portfolio by 25. She talks about:</p><br><p>👉 buying her first place at 22 on the Gold Coast</p><p>👉🏼 leveraging equity to buy again in Perth and the Central Coast (instead of saving cash)</p><p>👉🏾 managing risk, buffers and surprise expenses</p><p>👉🏿 splitting costs and mortgages in a relationship</p><p>👉🏽 and her advice for first-time buyers in today’s market</p><br><p>Meg was initially going to buy a 1 bed in Sydney for $570k but instead bought a 2 bed 2.5 bath on the Gold Coast for $600k. The unit in Sydney is now valued at $600k.</p><br><p>Have a question for John and Rachelle? Connect with Rachelle on Instagram: <a href="https://www.instagram.com/rachellekroon_money/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rachellekroon_money/</a> or post in our Facebook group: <a href="https://www.facebook.com/groups/m3.podcast" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/m3.podcast</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[741 partners who invest & manage money separately (David & Louise's story)]]></title>
			<itunes:title><![CDATA[741 partners who invest & manage money separately (David & Louise's story)]]></itunes:title>
			<pubDate>Tue, 21 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>38:46</itunes:duration>
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			<description><![CDATA[<p>In today's episode John interviews David and Louise* who manage their money and property investing separately. They talk about:</p><br><p>👉🏻 their individual risk appetites</p><p>👉 why they've chosen to keep things separate</p><p>👉🏼 getting a BFA (binding financial agreement)</p><p>👉🏿 the properties they have between them</p><p>👉🏽 how they navigate shared expenses</p><p>👉🏾 planning for retirement</p><p>👉🏻 and their tips for listeners</p><br><p>*Names changed for privacy</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John interviews David and Louise* who manage their money and property investing separately. They talk about:</p><br><p>👉🏻 their individual risk appetites</p><p>👉 why they've chosen to keep things separate</p><p>👉🏼 getting a BFA (binding financial agreement)</p><p>👉🏿 the properties they have between them</p><p>👉🏽 how they navigate shared expenses</p><p>👉🏾 planning for retirement</p><p>👉🏻 and their tips for listeners</p><br><p>*Names changed for privacy</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[740 using redraw to invest, 6-year CGT rule, repairs vs depreciation + more (Q&A with an accountant)]]></title>
			<itunes:title><![CDATA[740 using redraw to invest, 6-year CGT rule, repairs vs depreciation + more (Q&A with an accountant)]]></itunes:title>
			<pubDate>Tue, 14 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>39:39</itunes:duration>
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			<description><![CDATA[<p>In this Q&amp;A episode, Rachelle sits down with return guest, accountant Leah Hall from Lift Accounting to unpack your burning tax and property questions:</p><br><p>👉🏾 using redraw from your investment loan to buy ETFs</p><p>👉🏿 how to document and reset the 6-year CGT rule</p><p>👉🏻 claiming travel, tools &amp; repairs for interstate properties</p><p>👉 repairs vs improvements - what’s instantly deductible</p><p>👉🏼 can you transfer loan splits to a new property after you sell?</p><p>👉🏽 depreciation schedules, back-dating returns &amp; renos</p><p>👉🏾 CGT rules if you rent where you live &amp; own an investment or move into your investment</p><p>👉🏿 renovation deductibility before vs after "available to rent"</p><p>👉🏻 redoing your depreciation report after a reno vs giving your accountant receipts</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this Q&amp;A episode, Rachelle sits down with return guest, accountant Leah Hall from Lift Accounting to unpack your burning tax and property questions:</p><br><p>👉🏾 using redraw from your investment loan to buy ETFs</p><p>👉🏿 how to document and reset the 6-year CGT rule</p><p>👉🏻 claiming travel, tools &amp; repairs for interstate properties</p><p>👉 repairs vs improvements - what’s instantly deductible</p><p>👉🏼 can you transfer loan splits to a new property after you sell?</p><p>👉🏽 depreciation schedules, back-dating returns &amp; renos</p><p>👉🏾 CGT rules if you rent where you live &amp; own an investment or move into your investment</p><p>👉🏿 renovation deductibility before vs after "available to rent"</p><p>👉🏻 redoing your depreciation report after a reno vs giving your accountant receipts</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>739 the boom bust property cycle explained + where are we now?</title>
			<itunes:title>739 the boom bust property cycle explained + where are we now?</itunes:title>
			<pubDate>Tue, 07 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>52:41</itunes:duration>
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			<acast:episodeUrl>739</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>Is there really a way to time the market? In this episode of John and Rach are joined by Darren Wilson from Property Share Market Economics to chat about the 18.6 year real estate cycle.&nbsp;They discuss:</p><br><p>👉🏾 Darren's background</p><p>👉🏿 what the 18.6 real estate cycle is</p><p>👉🏻 the four phases of the cycle</p><p>👉 where are we in the cycle right now?</p><p>👉🏼 should we expect a downturn from 2027?</p><p>👉🏾 signs that the market is changing</p><p>👉🏿 how can this be used to inform our investing strategy?</p><p>👉🏻 tip for a investor preparing for a change in the cycle</p><p>👉 recommended reads to learn more</p><br><p>Learn more about Property Share Market Economics here: <a href="https://propertysharemarketeconomics.com/" rel="noopener noreferrer" target="_blank">https://propertysharemarketeconomics.com/</a></p><br><p>📘 Books mentioned 👇</p><p>One Hundred Years of Land Values in Chicago by Homer Hoyt: <a href="https://amzn.to/3CjnlD1" rel="noopener noreferrer" target="_blank">https://amzn.to/3CjnlD1</a></p><p>The Secret Life of Real Estate and Banking by Phillip Anderson: <a href="https://amzn.to/3ICnqLl" rel="noopener noreferrer" target="_blank">https://amzn.to/3ICnqLl</a></p><p>Boom Bust: House Prices, Banking and the Depression of 2010 by Fred Harrison: <a href="https://amzn.to/4o3ADvK" rel="noopener noreferrer" target="_blank">https://amzn.to/4o3ADvK</a></p><p>The Secret Wealth Advantage: How You Can Profit from the Economy's Hidden Cycle by Akhil Patel: <a href="https://amzn.to/46OiE5c" rel="noopener noreferrer" target="_blank">https://amzn.to/46OiE5c</a></p><br><p>Listen to our episode with Cathy Stacey from 2021 here: <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000542129171" rel="noopener noreferrer" target="_blank">Listen on Apple Podcast</a> | <a href="https://open.spotify.com/episode/3BY1QOp56C9vFFQt5WpGLE?si=853838cd0ee64a5e" rel="noopener noreferrer" target="_blank">Listen on Spotify</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is there really a way to time the market? In this episode of John and Rach are joined by Darren Wilson from Property Share Market Economics to chat about the 18.6 year real estate cycle.&nbsp;They discuss:</p><br><p>👉🏾 Darren's background</p><p>👉🏿 what the 18.6 real estate cycle is</p><p>👉🏻 the four phases of the cycle</p><p>👉 where are we in the cycle right now?</p><p>👉🏼 should we expect a downturn from 2027?</p><p>👉🏾 signs that the market is changing</p><p>👉🏿 how can this be used to inform our investing strategy?</p><p>👉🏻 tip for a investor preparing for a change in the cycle</p><p>👉 recommended reads to learn more</p><br><p>Learn more about Property Share Market Economics here: <a href="https://propertysharemarketeconomics.com/" rel="noopener noreferrer" target="_blank">https://propertysharemarketeconomics.com/</a></p><br><p>📘 Books mentioned 👇</p><p>One Hundred Years of Land Values in Chicago by Homer Hoyt: <a href="https://amzn.to/3CjnlD1" rel="noopener noreferrer" target="_blank">https://amzn.to/3CjnlD1</a></p><p>The Secret Life of Real Estate and Banking by Phillip Anderson: <a href="https://amzn.to/3ICnqLl" rel="noopener noreferrer" target="_blank">https://amzn.to/3ICnqLl</a></p><p>Boom Bust: House Prices, Banking and the Depression of 2010 by Fred Harrison: <a href="https://amzn.to/4o3ADvK" rel="noopener noreferrer" target="_blank">https://amzn.to/4o3ADvK</a></p><p>The Secret Wealth Advantage: How You Can Profit from the Economy's Hidden Cycle by Akhil Patel: <a href="https://amzn.to/46OiE5c" rel="noopener noreferrer" target="_blank">https://amzn.to/46OiE5c</a></p><br><p>Listen to our episode with Cathy Stacey from 2021 here: <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000542129171" rel="noopener noreferrer" target="_blank">Listen on Apple Podcast</a> | <a href="https://open.spotify.com/episode/3BY1QOp56C9vFFQt5WpGLE?si=853838cd0ee64a5e" rel="noopener noreferrer" target="_blank">Listen on Spotify</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[738 investing in regional VIC: Geelong, Bendigo & Shepparton]]></title>
			<itunes:title><![CDATA[738 investing in regional VIC: Geelong, Bendigo & Shepparton]]></itunes:title>
			<pubDate>Tue, 30 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>28:30</itunes:duration>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>Kicking off our investor location series, Rachelle Kroon chats with Envisage Property buyer’s agent Kimberley Gelhar who specialises in regional Victoria. They discuss:</p><br><p>👉🏻 a day in the life of a buyer's agent</p><p>👉 why invest in regional VIC?</p><p>👉🏼 Geelong snapshot</p><p>👉🏽 VIC land tax</p><p>👉🏾 Shepparton snapshot &amp; $420k buyer case study</p><p>👉🏿 Bendigo snapshot</p><p>👉🏻 Bendigo $530k buyer case study</p><p>👉 market shifts in the last 12 months</p><p>👉🏼 Envisage Property's two-step process: strategy &amp; sourcing</p><p>👉🏽 buying in hot markets &amp; avoiding overpaying</p><br><p>Envisage Property: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Kicking off our investor location series, Rachelle Kroon chats with Envisage Property buyer’s agent Kimberley Gelhar who specialises in regional Victoria. They discuss:</p><br><p>👉🏻 a day in the life of a buyer's agent</p><p>👉 why invest in regional VIC?</p><p>👉🏼 Geelong snapshot</p><p>👉🏽 VIC land tax</p><p>👉🏾 Shepparton snapshot &amp; $420k buyer case study</p><p>👉🏿 Bendigo snapshot</p><p>👉🏻 Bendigo $530k buyer case study</p><p>👉 market shifts in the last 12 months</p><p>👉🏼 Envisage Property's two-step process: strategy &amp; sourcing</p><p>👉🏽 buying in hot markets &amp; avoiding overpaying</p><br><p>Envisage Property: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>bonus from FinCon: US vs Aussie property, 30 year fixed rates, rent to buy, taxes + more</title>
			<itunes:title>bonus from FinCon: US vs Aussie property, 30 year fixed rates, rent to buy, taxes + more</itunes:title>
			<pubDate>Sun, 28 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>24:31</itunes:duration>
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			<acast:episodeUrl>737b</acast:episodeUrl>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>Rach and John are coming to you from FinCon in Portland, Oregon. After three days surrounded by finance content creators, they swap notes on how the American property scene stacks up against Australia’s, touching on:</p><br><p>👉🏻 how 30-year 2% fixed loans affect how Americans buy, sell &amp; move</p><p>👉 cost of living &amp; attitudes towards home ownership</p><p>👉🏼 rent to buy schemes &amp; private lending</p><p>👉🏽 property taxes &amp; state taxes</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rach and John are coming to you from FinCon in Portland, Oregon. After three days surrounded by finance content creators, they swap notes on how the American property scene stacks up against Australia’s, touching on:</p><br><p>👉🏻 how 30-year 2% fixed loans affect how Americans buy, sell &amp; move</p><p>👉 cost of living &amp; attitudes towards home ownership</p><p>👉🏼 rent to buy schemes &amp; private lending</p><p>👉🏽 property taxes &amp; state taxes</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>737 funding renovations, using equity to buy a 2nd IP, split loans, valuations + more</title>
			<itunes:title>737 funding renovations, using equity to buy a 2nd IP, split loans, valuations + more</itunes:title>
			<pubDate>Tue, 23 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>36:41</itunes:duration>
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			<acast:episodeUrl>737</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Rach and John dig into some listener questions about:</p><br><p>👉🏾 funding renovations - cash, equity or future-value valuations</p><p>👉🏻 what if investors with 2+ properties had to sell</p><p>👉 converting non-tax deductible debt into tax deductible &amp; loan splits</p><p>👉🏼 using equity to buy another investment property</p><p>👉🏽 debt recycling &amp; selling a property that has split loans attached</p><p>👉🏻 how accurate is Commbank's Home Hub property valuation?</p><p>👉🏾 use interest-only IP loans to smash PPOR mortgage faster?</p><br><p>Watch this episode on YouTube:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rach and John dig into some listener questions about:</p><br><p>👉🏾 funding renovations - cash, equity or future-value valuations</p><p>👉🏻 what if investors with 2+ properties had to sell</p><p>👉 converting non-tax deductible debt into tax deductible &amp; loan splits</p><p>👉🏼 using equity to buy another investment property</p><p>👉🏽 debt recycling &amp; selling a property that has split loans attached</p><p>👉🏻 how accurate is Commbank's Home Hub property valuation?</p><p>👉🏾 use interest-only IP loans to smash PPOR mortgage faster?</p><br><p>Watch this episode on YouTube:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title><![CDATA[736 public school catchments, property premiums & if they’re worth it]]></title>
			<itunes:title><![CDATA[736 public school catchments, property premiums & if they’re worth it]]></itunes:title>
			<pubDate>Tue, 16 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>38:27</itunes:duration>
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			<acast:episodeUrl>736</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>In this episode John and Rachelle are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values. They discuss Cotality's report on house values inside vs outside of Australia's top public school catchments and whether paying extra to be in-zone really makes sense for families and investors.</p><br><p>👉🏾 school catchment premiums vs long-term capital growth growth</p><p>👉🏿 which school catchment had a $1.3M price difference</p><p>👉🏻 inside vs outside catchment growth comparisons over 15 years</p><p>👉 the link between school reputation and suburb growth</p><p>👉🏼 how much should school zones play into an investor's strategy?</p><p>👉🏽 school zone premiums vs private school fees</p><p>👉🏾 2025 market commentary and consumer sentiment</p><p>👉🏻 quickfire investor Q&amp;A with Eliza</p><br><p>Read the Cotality report here: <a href="https://www.cotality.com/au/insights/articles/families-pay-six-figure-premiums-to-secure-homes-in-top-public-school-catchment-zones" rel="noopener noreferrer" target="_blank">https://www.cotality.com/au/insights/articles/families-pay-six-figure-premiums-to-secure-homes-in-top-public-school-catchment-zones</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode John and Rachelle are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values. They discuss Cotality's report on house values inside vs outside of Australia's top public school catchments and whether paying extra to be in-zone really makes sense for families and investors.</p><br><p>👉🏾 school catchment premiums vs long-term capital growth growth</p><p>👉🏿 which school catchment had a $1.3M price difference</p><p>👉🏻 inside vs outside catchment growth comparisons over 15 years</p><p>👉 the link between school reputation and suburb growth</p><p>👉🏼 how much should school zones play into an investor's strategy?</p><p>👉🏽 school zone premiums vs private school fees</p><p>👉🏾 2025 market commentary and consumer sentiment</p><p>👉🏻 quickfire investor Q&amp;A with Eliza</p><br><p>Read the Cotality report here: <a href="https://www.cotality.com/au/insights/articles/families-pay-six-figure-premiums-to-secure-homes-in-top-public-school-catchment-zones" rel="noopener noreferrer" target="_blank">https://www.cotality.com/au/insights/articles/families-pay-six-figure-premiums-to-secure-homes-in-top-public-school-catchment-zones</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[735 First Home Guarantee fast-tracked, FOMO traps & buyer’s agent risks]]></title>
			<itunes:title><![CDATA[735 First Home Guarantee fast-tracked, FOMO traps & buyer’s agent risks]]></itunes:title>
			<pubDate>Tue, 09 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>32:41</itunes:duration>
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			<description><![CDATA[<p>The First Home Guarantee expansion has been brought forward to 1 Oct, sparking urgency in the property market. But should you rush in? Rachelle and John unpack what it means for the property market, the risks of buying just for the sake of it and why having and sticking to your strategy matters more than ever. They touch on:</p><br><p>👉🏾 First Home Guarantee changes brought forward – what that means</p><p>👉🏼 FOMO and rushing into the wrong property</p><p>👉🏽 lessons from clients who lost money in hot markets</p><p>👉 buyer’s agents: when they help and when they don’t</p><p>👉🏿 how to pick assets that stand the test of time</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The First Home Guarantee expansion has been brought forward to 1 Oct, sparking urgency in the property market. But should you rush in? Rachelle and John unpack what it means for the property market, the risks of buying just for the sake of it and why having and sticking to your strategy matters more than ever. They touch on:</p><br><p>👉🏾 First Home Guarantee changes brought forward – what that means</p><p>👉🏼 FOMO and rushing into the wrong property</p><p>👉🏽 lessons from clients who lost money in hot markets</p><p>👉 buyer’s agents: when they help and when they don’t</p><p>👉🏿 how to pick assets that stand the test of time</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>734 understanding the role of a seller’s agent with Veronica Morgan</title>
			<itunes:title>734 understanding the role of a seller’s agent with Veronica Morgan</itunes:title>
			<pubDate>Tue, 02 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>26:44</itunes:duration>
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			<description><![CDATA[<p>Selling property isn’t always straightforward and that’s where a seller’s agent (or vendor advocate) can step in. In this episode, John and Rach chat with Veronica Morgan about what a seller’s agent does, how they differ from real estate agents, and why they can be a game-changer for vendors. Veronica is a buyers agent, co-host of The Elephant in the Room podcast, and founder of Good Deeds Property Buyers, with over 25 years’ experience in real estate and has in recent years expanded her business to include vendor's advocacy. They unpack:</p><br><p>👉🏾 what a seller’s agent actually does</p><p>👉🏿 when you should engage one</p><p>👉🏻 common red flags when choosing an agent</p><p>👉 how they’re paid and where the value lies</p><p>👉🏼 real client stories and lessons learned</p><br><p>Learn more about Veronica at <a href="https://veronicamorgan.com.au/" rel="noopener noreferrer" target="_blank">https://veronicamorgan.com.au/</a></p><br><p>Check out The Elephant in the Room podcast: <a href="https://www.theelephantintheroom.com.au/" rel="noopener noreferrer" target="_blank">https://www.theelephantintheroom.com.au/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Selling property isn’t always straightforward and that’s where a seller’s agent (or vendor advocate) can step in. In this episode, John and Rach chat with Veronica Morgan about what a seller’s agent does, how they differ from real estate agents, and why they can be a game-changer for vendors. Veronica is a buyers agent, co-host of The Elephant in the Room podcast, and founder of Good Deeds Property Buyers, with over 25 years’ experience in real estate and has in recent years expanded her business to include vendor's advocacy. They unpack:</p><br><p>👉🏾 what a seller’s agent actually does</p><p>👉🏿 when you should engage one</p><p>👉🏻 common red flags when choosing an agent</p><p>👉 how they’re paid and where the value lies</p><p>👉🏼 real client stories and lessons learned</p><br><p>Learn more about Veronica at <a href="https://veronicamorgan.com.au/" rel="noopener noreferrer" target="_blank">https://veronicamorgan.com.au/</a></p><br><p>Check out The Elephant in the Room podcast: <a href="https://www.theelephantintheroom.com.au/" rel="noopener noreferrer" target="_blank">https://www.theelephantintheroom.com.au/</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[733 property structures explained: trusts, companies & super funds]]></title>
			<itunes:title><![CDATA[733 property structures explained: trusts, companies & super funds]]></itunes:title>
			<pubDate>Tue, 26 Aug 2025 19:10:00 GMT</pubDate>
			<itunes:duration>50:18</itunes:duration>
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			<description><![CDATA[<p>Most people buy property in their own name, but other structures might suit your strategy. In this episode Rach is joined again by Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in discretionary (family) trusts, unit trusts, companies, and self-managed super funds. They cover:</p><br><p>👉🏾 discretionary (family) trusts explained</p><p>👉🏿 unit trusts and when they’re useful</p><p>👉🏻 pros &amp; cons of buying property in a company</p><p>👉 self-managed super funds: rules, risks &amp; benefits</p><p>👉🏼 why “your why” matters most when choosing a structure</p><br><p>Watch the episode with Leah which deep dives into top tax tips for investors: <a href="https://youtu.be/QQk-tuKJ3k8" rel="noopener noreferrer" target="_blank">https://youtu.be/QQk-tuKJ3k8</a></p><br><p>Download Leah's free resources here: <a href="https://liftaccounting.au/podcast-pack" rel="noopener noreferrer" target="_blank">https://liftaccounting.au/podcast-pack</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Most people buy property in their own name, but other structures might suit your strategy. In this episode Rach is joined again by Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in discretionary (family) trusts, unit trusts, companies, and self-managed super funds. They cover:</p><br><p>👉🏾 discretionary (family) trusts explained</p><p>👉🏿 unit trusts and when they’re useful</p><p>👉🏻 pros &amp; cons of buying property in a company</p><p>👉 self-managed super funds: rules, risks &amp; benefits</p><p>👉🏼 why “your why” matters most when choosing a structure</p><br><p>Watch the episode with Leah which deep dives into top tax tips for investors: <a href="https://youtu.be/QQk-tuKJ3k8" rel="noopener noreferrer" target="_blank">https://youtu.be/QQk-tuKJ3k8</a></p><br><p>Download Leah's free resources here: <a href="https://liftaccounting.au/podcast-pack" rel="noopener noreferrer" target="_blank">https://liftaccounting.au/podcast-pack</a></p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>732 Alyce bought her third property by 28</title>
			<itunes:title>732 Alyce bought her third property by 28</itunes:title>
			<pubDate>Tue, 19 Aug 2025 19:10:00 GMT</pubDate>
			<itunes:duration>21:16</itunes:duration>
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			<description><![CDATA[<p>In today’s episode, Rach chats with Alyce Lewis about her unique and inspiring journey into home ownership and building a property portfolio. By 28, she’d bought her first home, upsized to a dream lifestyle property with her partner, and added an investment to the mix. Alyce’s story shows how compromise, strategy and a dash of boldness can fast-track your goals. Alyce shares:</p><br><p>👉🏾 why her first home was not what she had planned</p><p>👉🏿 turning a starter home into an investment</p><p>👉🏻 selling two properties to land her dream farm</p><p>👉 how off-market deals can give you an edge</p><p>👉🏽 plus easy ways to boost your sale price</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today’s episode, Rach chats with Alyce Lewis about her unique and inspiring journey into home ownership and building a property portfolio. By 28, she’d bought her first home, upsized to a dream lifestyle property with her partner, and added an investment to the mix. Alyce’s story shows how compromise, strategy and a dash of boldness can fast-track your goals. Alyce shares:</p><br><p>👉🏾 why her first home was not what she had planned</p><p>👉🏿 turning a starter home into an investment</p><p>👉🏻 selling two properties to land her dream farm</p><p>👉 how off-market deals can give you an edge</p><p>👉🏽 plus easy ways to boost your sale price</p><br><p>We're on Youtube! Subscribe to this is property:<a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>731 type vs location, sell or rent Brissy unit, mortgage or invest, servicing multiple loans + more</title>
			<itunes:title>731 type vs location, sell or rent Brissy unit, mortgage or invest, servicing multiple loans + more</itunes:title>
			<pubDate>Tue, 12 Aug 2025 19:10:00 GMT</pubDate>
			<itunes:duration>43:32</itunes:duration>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>In today's Q&amp;A John and Rach tackle some great questions around: </p><br><p>👉🏾 property type vs location for wealth creation</p><p>👉🏿 sell or rent out my Brissy apartment?</p><p>👉🏻 invest in property or pay off the mortgage?</p><p>👉 invest in third investment property or shares?</p><p>👉🏼 how do people fund and service multiple properties?</p><br><p>We're on Youtube! Subscribe to this is property: <a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's Q&amp;A John and Rach tackle some great questions around: </p><br><p>👉🏾 property type vs location for wealth creation</p><p>👉🏿 sell or rent out my Brissy apartment?</p><p>👉🏻 invest in property or pay off the mortgage?</p><p>👉 invest in third investment property or shares?</p><p>👉🏼 how do people fund and service multiple properties?</p><br><p>We're on Youtube! Subscribe to this is property: <a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>730 love, property and prenups/BFAs (a chat with a family lawyer)</title>
			<itunes:title>730 love, property and prenups/BFAs (a chat with a family lawyer)</itunes:title>
			<pubDate>Tue, 05 Aug 2025 19:10:00 GMT</pubDate>
			<itunes:duration>48:10</itunes:duration>
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			<acast:episodeUrl>730</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>When love and money mix, things can get messy especially if you're not prepared. In this episode, family lawyer and mediator Kate O’Grady joins Rachelle to unpack how to protect your property and finances in a relationship. They cover:</p><br><p>👉🏿 the best time to seek advice from a family lawyer</p><p>👉 what to document before moving in together</p><p>👉🏽 conversations that are good to have early in your relationship</p><p>👉🏾 who binding financial agreements may suit</p><p>👉🏿 why BFAs they aren't always airtight</p><p>👉🏽 what happens if you separate?</p><p>👉🏻 how the law treats short vs long relationships</p><p>👉 how much a BFA roughly costs</p><br><p>Learn more or get in touch with Kate here: <a href="https://orbellfamilylawyers.com.au/" rel="noopener noreferrer" target="_blank">https://orbellfamilylawyers.com.au/</a></p><br><p>Watch this episode on Youtube: <a href="https://youtu.be/AbS_j_MQX8k" rel="noopener noreferrer" target="_blank">https://youtu.be/AbS_j_MQX8k</a></p><br><p>We're on Youtube! Subscribe to this is property: <a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When love and money mix, things can get messy especially if you're not prepared. In this episode, family lawyer and mediator Kate O’Grady joins Rachelle to unpack how to protect your property and finances in a relationship. They cover:</p><br><p>👉🏿 the best time to seek advice from a family lawyer</p><p>👉 what to document before moving in together</p><p>👉🏽 conversations that are good to have early in your relationship</p><p>👉🏾 who binding financial agreements may suit</p><p>👉🏿 why BFAs they aren't always airtight</p><p>👉🏽 what happens if you separate?</p><p>👉🏻 how the law treats short vs long relationships</p><p>👉 how much a BFA roughly costs</p><br><p>Learn more or get in touch with Kate here: <a href="https://orbellfamilylawyers.com.au/" rel="noopener noreferrer" target="_blank">https://orbellfamilylawyers.com.au/</a></p><br><p>Watch this episode on Youtube: <a href="https://youtu.be/AbS_j_MQX8k" rel="noopener noreferrer" target="_blank">https://youtu.be/AbS_j_MQX8k</a></p><br><p>We're on Youtube! Subscribe to this is property: <a href="https://www.youtube.com/@thisisproperty" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@thisisproperty</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>729 flipping houses in the USA with Brandon Rickman (how it works, risks, financing + more)</title>
			<itunes:title>729 flipping houses in the USA with Brandon Rickman (how it works, risks, financing + more)</itunes:title>
			<pubDate>Tue, 29 Jul 2025 19:10:00 GMT</pubDate>
			<itunes:duration>54:37</itunes:duration>
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			<acast:episodeUrl>729</acast:episodeUrl>
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			<description><![CDATA[<p>In today's episode John and Rach chat with Brandon Rickman aka The Flip Genius about what it’s really like flipping houses in the US. With 25 years of experience and over 500 flips under his belt, Brandon breaks down how he finds deals, funds renovations, and builds wealth in a market that operates very differently to ours. They chat about:</p><br><p>👉🏾 how flipping works in the US (and why it’s more common)</p><p>👉🏿 the 3-step method: find, fund, flip</p><p>👉🏻 how 12–14% interest rates still make sense for flippers</p><p>👉 cash flow vs capital growth: which one Americans chase</p><p>👉🏼 what Aussie investors can learn from the US model</p><br><p>Watch this episode on YouTube here: <a href="https://youtu.be/Nc9XlgX6LHw" rel="noopener noreferrer" target="_blank">https://youtu.be/Nc9XlgX6LHw</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Rach chat with Brandon Rickman aka The Flip Genius about what it’s really like flipping houses in the US. With 25 years of experience and over 500 flips under his belt, Brandon breaks down how he finds deals, funds renovations, and builds wealth in a market that operates very differently to ours. They chat about:</p><br><p>👉🏾 how flipping works in the US (and why it’s more common)</p><p>👉🏿 the 3-step method: find, fund, flip</p><p>👉🏻 how 12–14% interest rates still make sense for flippers</p><p>👉 cash flow vs capital growth: which one Americans chase</p><p>👉🏼 what Aussie investors can learn from the US model</p><br><p>Watch this episode on YouTube here: <a href="https://youtu.be/Nc9XlgX6LHw" rel="noopener noreferrer" target="_blank">https://youtu.be/Nc9XlgX6LHw</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>728 state-by-state tenancy law changes, rent caps, eviction rules + more</title>
			<itunes:title>728 state-by-state tenancy law changes, rent caps, eviction rules + more</itunes:title>
			<pubDate>Tue, 22 Jul 2025 19:10:00 GMT</pubDate>
			<itunes:duration>51:50</itunes:duration>
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			<description><![CDATA[<p>In today's episode John and Rachelle break down the latest tenancy law changes across every Aussie state and territory. Staying across these updates is crucial, whether you're a tenant or landlord!</p><br><p>Support adults and kids impacted by domestic violence: <a href="https://www.friendswithdignity.org.au/" rel="noopener noreferrer" target="_blank">https://www.friendswithdignity.org.au/</a></p><p>📘 Sort Your Property Out &amp; Build Your Future: <a href="https://www.moneypodcast.com.au/resources#books" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/resources#books</a></p><p>Book a clarity call with John Pidgeon or learn more about his BA service: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><p>Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Rachelle break down the latest tenancy law changes across every Aussie state and territory. Staying across these updates is crucial, whether you're a tenant or landlord!</p><br><p>Support adults and kids impacted by domestic violence: <a href="https://www.friendswithdignity.org.au/" rel="noopener noreferrer" target="_blank">https://www.friendswithdignity.org.au/</a></p><p>📘 Sort Your Property Out &amp; Build Your Future: <a href="https://www.moneypodcast.com.au/resources#books" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/resources#books</a></p><p>Book a clarity call with John Pidgeon or learn more about his BA service: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><p>Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>727 where to invest for under $700k, when to sell, buying in Melbourne, using 100% equity + more</title>
			<itunes:title>727 where to invest for under $700k, when to sell, buying in Melbourne, using 100% equity + more</itunes:title>
			<pubDate>Tue, 15 Jul 2025 19:10:00 GMT</pubDate>
			<itunes:duration>39:49</itunes:duration>
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			<description><![CDATA[<p>We asked what you wanted to know and you delivered. John and Rachelle answer your questions:</p><br><p>👉🏾  why don’t some banks pass on rate cuts?</p><p>👉🏿  can you use 100% equity to purchase an investment? </p><p>👉🏻  are there still neutrally and positively geared properties in this market?</p><p>👉  how much growth is enough to consider selling a property?</p><p>👉🏼  apartment vs townhouse in Sydney for PPOR</p><p>👉🏽  regional locations to purchase an investment for $450-700k?</p><p>👉🏾  borrowing 100% for a new PPOR - good or bad?</p><p>👉🏿 should I prioritise short-term buying opportunities vs sticking to a long-term strategy</p><p>👉🏻 sellers agents - what are they and are they worth it?</p><p>👉 can self-funded retirees still get a mortgage?</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We asked what you wanted to know and you delivered. John and Rachelle answer your questions:</p><br><p>👉🏾  why don’t some banks pass on rate cuts?</p><p>👉🏿  can you use 100% equity to purchase an investment? </p><p>👉🏻  are there still neutrally and positively geared properties in this market?</p><p>👉  how much growth is enough to consider selling a property?</p><p>👉🏼  apartment vs townhouse in Sydney for PPOR</p><p>👉🏽  regional locations to purchase an investment for $450-700k?</p><p>👉🏾  borrowing 100% for a new PPOR - good or bad?</p><p>👉🏿 should I prioritise short-term buying opportunities vs sticking to a long-term strategy</p><p>👉🏻 sellers agents - what are they and are they worth it?</p><p>👉 can self-funded retirees still get a mortgage?</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[726 building a $3m property portfolio in 4 years (Eloise & Liam's story)]]></title>
			<itunes:title><![CDATA[726 building a $3m property portfolio in 4 years (Eloise & Liam's story)]]></itunes:title>
			<pubDate>Tue, 08 Jul 2025 19:10:00 GMT</pubDate>
			<itunes:duration>46:05</itunes:duration>
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			<description><![CDATA[<p>Eloise and Liam are rentvesting while living in Sydney and have built a $3 million+ property portfolio in just four years.&nbsp;In this episode, Eloise shares the practical steps they took to get started, build momentum and make strategic decisions along the way with the long term goal of financial freedom. From using her finance background to assess borrowing capacity and equity, to teaming up with a buyer’s agent and locking in fixed rates at the right time, she breaks down exactly how they did it, touching on:</p><br><p>👉🏽 saving and mindset from a young age</p><p>👉🏼 how working at a bank gave her a head start</p><p>👉🏾 buying two properties within two months</p><p>👉 the numbers behind their $280k equity release</p><p>👉🏿 why they held for 3 years and then bought again</p><p>👉🏽 the role of a broker and buyer’s agent in their success</p><p>👉🏼 lessons learned (and what they’d do differently)</p><br><p>Learn more about John's buyer's agency service: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>Need clarity on your property situation? Book a clarity call with John:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Eloise and Liam are rentvesting while living in Sydney and have built a $3 million+ property portfolio in just four years.&nbsp;In this episode, Eloise shares the practical steps they took to get started, build momentum and make strategic decisions along the way with the long term goal of financial freedom. From using her finance background to assess borrowing capacity and equity, to teaming up with a buyer’s agent and locking in fixed rates at the right time, she breaks down exactly how they did it, touching on:</p><br><p>👉🏽 saving and mindset from a young age</p><p>👉🏼 how working at a bank gave her a head start</p><p>👉🏾 buying two properties within two months</p><p>👉 the numbers behind their $280k equity release</p><p>👉🏿 why they held for 3 years and then bought again</p><p>👉🏽 the role of a broker and buyer’s agent in their success</p><p>👉🏼 lessons learned (and what they’d do differently)</p><br><p>Learn more about John's buyer's agency service: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>Need clarity on your property situation? Book a clarity call with John:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>725 building a new home: what you need to know</title>
			<itunes:title>725 building a new home: what you need to know</itunes:title>
			<pubDate>Tue, 01 Jul 2025 19:10:00 GMT</pubDate>
			<itunes:duration>32:10</itunes:duration>
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			<description><![CDATA[<p>Thinking about building a new home or doing a knockdown rebuild? Rachelle chats with new home specialist Kerri-Ann Hooper from Carnelian Projects to unpack all the hidden costs, traps in building tenders and all the ways to avoid making costly mistakes. They cover:</p><br><p>👉🏾 why display home fittings often aren’t included</p><p>👉🏽 why you should be wary of builder discounts and gifts</p><p>👉🏿 what a building tender is and what to check</p><p>👉🏻 the difference between turnkey and non-turnkey builds</p><p>👉 red flags in knockdown rebuilds</p><p>👉🏼 the real cost to build in 2025</p><br><p>Learn more about Carnelian Projects here: <a href="https://www.carnelianprojects.com.au/" rel="noopener noreferrer" target="_blank">https://www.carnelianprojects.com.au/</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking about building a new home or doing a knockdown rebuild? Rachelle chats with new home specialist Kerri-Ann Hooper from Carnelian Projects to unpack all the hidden costs, traps in building tenders and all the ways to avoid making costly mistakes. They cover:</p><br><p>👉🏾 why display home fittings often aren’t included</p><p>👉🏽 why you should be wary of builder discounts and gifts</p><p>👉🏿 what a building tender is and what to check</p><p>👉🏻 the difference between turnkey and non-turnkey builds</p><p>👉 red flags in knockdown rebuilds</p><p>👉🏼 the real cost to build in 2025</p><br><p>Learn more about Carnelian Projects here: <a href="https://www.carnelianprojects.com.au/" rel="noopener noreferrer" target="_blank">https://www.carnelianprojects.com.au/</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>724 getting your partner on board with your financial journey</title>
			<itunes:title>724 getting your partner on board with your financial journey</itunes:title>
			<pubDate>Tue, 24 Jun 2025 19:10:00 GMT</pubDate>
			<itunes:duration>31:19</itunes:duration>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>What happens when one person’s keen to build wealth and the other just isn’t there yet? In this episode John and Rach unpack how couples can better understand each other’s financial mindset, and how to make progress without dragging anyone kicking and screaming. They talk about:</p><br><p> 👉🏼 the importance of timing and delivery when talking about money goals</p><p> 👉🏿 why shared end goals matter more than shared bank accounts</p><p>👉 practical ways to move forward when you're not financially aligned</p><p> 👉🏽 how real couples have overcome financial friction</p><br><p>this is property is proudly brought to you by:</p><br><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What happens when one person’s keen to build wealth and the other just isn’t there yet? In this episode John and Rach unpack how couples can better understand each other’s financial mindset, and how to make progress without dragging anyone kicking and screaming. They talk about:</p><br><p> 👉🏼 the importance of timing and delivery when talking about money goals</p><p> 👉🏿 why shared end goals matter more than shared bank accounts</p><p>👉 practical ways to move forward when you're not financially aligned</p><p> 👉🏽 how real couples have overcome financial friction</p><br><p>this is property is proudly brought to you by:</p><br><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>723 interest rate reduction: what now for borrowers, buyers and the property market</title>
			<itunes:title>723 interest rate reduction: what now for borrowers, buyers and the property market</itunes:title>
			<pubDate>Tue, 17 Jun 2025 19:10:00 GMT</pubDate>
			<itunes:duration>34:54</itunes:duration>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle unpack the physical and psychological impacts of a falling rate environment, what buyers need to know right now, and the smart (and risky) choices many Aussies are facing. They touch on:</p><br><p>👉🏽 how much repayments could drop with more cuts</p><p>👉🏿 the mental shift of feeling “richer” and its risks</p><p>👉 when it does make sense to sell an investment property</p><p>👉🏼 why some investors are holding tight (and why some aren’t)</p><p>👉🏽 how much your borrowing power may increase per rate cut</p><p>👉🏾 a warning about fixing your loan right now</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle unpack the physical and psychological impacts of a falling rate environment, what buyers need to know right now, and the smart (and risky) choices many Aussies are facing. They touch on:</p><br><p>👉🏽 how much repayments could drop with more cuts</p><p>👉🏿 the mental shift of feeling “richer” and its risks</p><p>👉 when it does make sense to sell an investment property</p><p>👉🏼 why some investors are holding tight (and why some aren’t)</p><p>👉🏽 how much your borrowing power may increase per rate cut</p><p>👉🏾 a warning about fixing your loan right now</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>722 top tax tips for property investors (with an accountant)</title>
			<itunes:title>722 top tax tips for property investors (with an accountant)</itunes:title>
			<pubDate>Tue, 10 Jun 2025 19:10:00 GMT</pubDate>
			<itunes:duration>39:07</itunes:duration>
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			<acast:episodeUrl>722</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>It’s EOFY, so we’re bringing you a value-packed episode to help investors prep for tax time and plan ahead. Rach is joined by Leah Hall from Lift Accounting to run through her top tax tips, common mistakes to avoid, and the smartest ways to reduce holding costs, boost deductions, and time your sales for maximum benefit. They touch on:</p><br><p>👉  top tax tips for property investors</p><p>👉🏽 how to reduce the real cost of holding property</p><p>👉🏼 the benefit of a depreciation schedule</p><p>👉🏾 PAYG variations, prepaying interest &amp; timing sales</p><p>👉🏿 what to know before refinancing, redrawing or selling</p><p>👉🏻 structure chat: trust vs personal name vs SMSF</p><br><p>Download the free resources for this episode at <a href="https://liftaccounting.au/podcast-pack" rel="noopener noreferrer" target="_blank">https://liftaccounting.au/podcast-pack</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It’s EOFY, so we’re bringing you a value-packed episode to help investors prep for tax time and plan ahead. Rach is joined by Leah Hall from Lift Accounting to run through her top tax tips, common mistakes to avoid, and the smartest ways to reduce holding costs, boost deductions, and time your sales for maximum benefit. They touch on:</p><br><p>👉  top tax tips for property investors</p><p>👉🏽 how to reduce the real cost of holding property</p><p>👉🏼 the benefit of a depreciation schedule</p><p>👉🏾 PAYG variations, prepaying interest &amp; timing sales</p><p>👉🏿 what to know before refinancing, redrawing or selling</p><p>👉🏻 structure chat: trust vs personal name vs SMSF</p><br><p>Download the free resources for this episode at <a href="https://liftaccounting.au/podcast-pack" rel="noopener noreferrer" target="_blank">https://liftaccounting.au/podcast-pack</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>721 help! my property holding costs are hurting</title>
			<itunes:title>721 help! my property holding costs are hurting</itunes:title>
			<pubDate>Tue, 03 Jun 2025 19:10:00 GMT</pubDate>
			<itunes:duration>36:18</itunes:duration>
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			<description><![CDATA[<p>Property expenses have gone up across the board from interest rates and insurance to council rates and land tax. In this episode, John and Rach share practical ways to manage the cost of holding property, whether you're feeling the pressure now or planning ahead. They cover smart lending strategies, cash flow management, and how to make sure your portfolio is working for you. Note: this episode was recorded before May rate reductions. They cover:</p><br><p>👉🏾 switching from principal &amp; interest to interest-only repayments</p><p>👉🏿 using PAYG withholding adjustments to improve cash flow</p><p>👉🏻 using separate offset accounts to track property performance</p><p>👉 using equity or cash to build in a holding cost buffer</p><p>👉🏼 reviewing your portfolio to identify poor performers</p><p>👉🏽 understanding the trade-offs between growth and affordability</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Property expenses have gone up across the board from interest rates and insurance to council rates and land tax. In this episode, John and Rach share practical ways to manage the cost of holding property, whether you're feeling the pressure now or planning ahead. They cover smart lending strategies, cash flow management, and how to make sure your portfolio is working for you. Note: this episode was recorded before May rate reductions. They cover:</p><br><p>👉🏾 switching from principal &amp; interest to interest-only repayments</p><p>👉🏿 using PAYG withholding adjustments to improve cash flow</p><p>👉🏻 using separate offset accounts to track property performance</p><p>👉 using equity or cash to build in a holding cost buffer</p><p>👉🏼 reviewing your portfolio to identify poor performers</p><p>👉🏽 understanding the trade-offs between growth and affordability</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[720 buying your first investment property (Q&A)]]></title>
			<itunes:title><![CDATA[720 buying your first investment property (Q&A)]]></itunes:title>
			<pubDate>Tue, 27 May 2025 19:10:00 GMT</pubDate>
			<itunes:duration>41:41</itunes:duration>
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			<acast:episodeUrl>720</acast:episodeUrl>
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			<description><![CDATA[<p>John and Rachelle go back to basics in this episode, answering common questions about buying your first investment property. From whether to buy a house or a unit, to what kind of loan structure and team you need, they break it all down. Plus, two real-life listener stories that show how different paths into the market can still lead to solid outcomes. This episode covers:</p><br><p>👉🏻 how to choose the right type of property</p><p>👉 house vs unit: what’s better for investing?</p><p>👉🏽 how much deposit do you <em>really</em> need?</p><p>👉🏾 interest-only vs principal &amp; interest loans</p><p>👉🏿 where to invest: close to home or interstate?</p><p>👉🏻 capital growth vs. rental yield</p><p>👉 new vs. established properties</p><p>👉🏼 upfront and ongoing costs to factor in</p><p>👉🏾 when to consider a trust structure</p><p>👉🏽 who should be in your property team</p><br><p>This is a sponsored episode. Find out more at&nbsp;<a href="http://terryhear.com.au/" rel="noopener noreferrer" target="_blank">terrischeer.com.au</a>&nbsp;and remember before buying this&nbsp;insurance&nbsp;issued by Terry Scheer, read the PDS and TMD and consider whether it's right for you.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Need a mortgage broker? Check out<a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rachelle go back to basics in this episode, answering common questions about buying your first investment property. From whether to buy a house or a unit, to what kind of loan structure and team you need, they break it all down. Plus, two real-life listener stories that show how different paths into the market can still lead to solid outcomes. This episode covers:</p><br><p>👉🏻 how to choose the right type of property</p><p>👉 house vs unit: what’s better for investing?</p><p>👉🏽 how much deposit do you <em>really</em> need?</p><p>👉🏾 interest-only vs principal &amp; interest loans</p><p>👉🏿 where to invest: close to home or interstate?</p><p>👉🏻 capital growth vs. rental yield</p><p>👉 new vs. established properties</p><p>👉🏼 upfront and ongoing costs to factor in</p><p>👉🏾 when to consider a trust structure</p><p>👉🏽 who should be in your property team</p><br><p>This is a sponsored episode. Find out more at&nbsp;<a href="http://terryhear.com.au/" rel="noopener noreferrer" target="_blank">terrischeer.com.au</a>&nbsp;and remember before buying this&nbsp;insurance&nbsp;issued by Terry Scheer, read the PDS and TMD and consider whether it's right for you.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Need a mortgage broker? Check out<a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>719 election done, what’s next for property?</title>
			<itunes:title>719 election done, what’s next for property?</itunes:title>
			<pubDate>Tue, 20 May 2025 19:10:00 GMT</pubDate>
			<itunes:duration>36:10</itunes:duration>
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			<acast:episodeUrl>719</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>The election's over and Labor's locked in for another term, so what does that mean for home buyers and investors? John and Rach break down the key policies on the table and how they could impact the market over the next few years. They cover:</p><br><p>👉🏾 universal 5% deposit changes (no income cap!)</p><p>👉🏿 why January 2026 could trigger a demand surge</p><p>👉🏻 shared equity scheme pros and cons</p><p>👉 new builds vs established areas: what to consider</p><p>👉🏼 build-to-rent incentives and rental market shifts</p><p>👉🏽 foreign investor restrictions now in effect</p><p>👉🏾 how interest rate drops could change your borrowing power</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Check out John's investment buyer's agency here: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><p>Need a mortgage broker? Check out<a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The election's over and Labor's locked in for another term, so what does that mean for home buyers and investors? John and Rach break down the key policies on the table and how they could impact the market over the next few years. They cover:</p><br><p>👉🏾 universal 5% deposit changes (no income cap!)</p><p>👉🏿 why January 2026 could trigger a demand surge</p><p>👉🏻 shared equity scheme pros and cons</p><p>👉 new builds vs established areas: what to consider</p><p>👉🏼 build-to-rent incentives and rental market shifts</p><p>👉🏽 foreign investor restrictions now in effect</p><p>👉🏾 how interest rate drops could change your borrowing power</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Check out John's investment buyer's agency here: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><p>Need a mortgage broker? Check out<a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[718 upsizing & bridging loans: are they worth it??]]></title>
			<itunes:title><![CDATA[718 upsizing & bridging loans: are they worth it??]]></itunes:title>
			<pubDate>Tue, 13 May 2025 19:10:00 GMT</pubDate>
			<itunes:duration>39:29</itunes:duration>
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			<acast:episodeUrl>718</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>In this episode, John and Rach break down the three main options for upsizing your home. They also cover the emotional and financial realities of upsizing, why bridging loans get a bad rap, and how to test if you’re really ready for a bigger mortgage. Using real client stories, they unpack:</p><br><p>👉🏾 selling before you buy</p><p>👉🏻 buying before you sell (with or without a bridging loan)</p><p>👉🏼 negotiating a simultaneous settlement</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, John and Rach break down the three main options for upsizing your home. They also cover the emotional and financial realities of upsizing, why bridging loans get a bad rap, and how to test if you’re really ready for a bigger mortgage. Using real client stories, they unpack:</p><br><p>👉🏾 selling before you buy</p><p>👉🏻 buying before you sell (with or without a bridging loan)</p><p>👉🏼 negotiating a simultaneous settlement</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Need a mortgage broker? Check out <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[717 Q&A (sibling guarantee, type vs location, choosing the right street) + new host announcement!]]></title>
			<itunes:title><![CDATA[717 Q&A (sibling guarantee, type vs location, choosing the right street) + new host announcement!]]></itunes:title>
			<pubDate>Tue, 06 May 2025 19:10:00 GMT</pubDate>
			<itunes:duration>33:51</itunes:duration>
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			<acast:episodeUrl>717</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>Today, John officially welcomes mortgage broker Rachelle Kroon as a permanent host on this is property! She's the founder of Sphere Home Loans and has been a familiar voice on the show over the years, so if you guessed it might be her, nice work! She knows her stuff and fits right in. To kick things off, John and Rach dive into a Q&amp;A covering:</p><br><p>👉🏻 sibling or friend guarantees - are they even possible?</p><p>👉🏼 location or property type - which is better?</p><p>👉🏽 what makes a ‘good’ street when buying property?</p><p>👉🏾 are there any legal issues around parental guarantees?</p><p>👉🏿 I'm 52, should I use equity to invest in property or my super?</p><p>👉 choosing the right tradies for the job</p><p>👉🏼 how do I know if I should buy a forever home or stepping stone?</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au</a></p><p>Need a mortgage broker? Check out Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today, John officially welcomes mortgage broker Rachelle Kroon as a permanent host on this is property! She's the founder of Sphere Home Loans and has been a familiar voice on the show over the years, so if you guessed it might be her, nice work! She knows her stuff and fits right in. To kick things off, John and Rach dive into a Q&amp;A covering:</p><br><p>👉🏻 sibling or friend guarantees - are they even possible?</p><p>👉🏼 location or property type - which is better?</p><p>👉🏽 what makes a ‘good’ street when buying property?</p><p>👉🏾 are there any legal issues around parental guarantees?</p><p>👉🏿 I'm 52, should I use equity to invest in property or my super?</p><p>👉 choosing the right tradies for the job</p><p>👉🏼 how do I know if I should buy a forever home or stepping stone?</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au</a></p><p>Need a mortgage broker? Check out Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>716 parental guarantee, 2 builds and a pivot to buy the dream home (case study)</title>
			<itunes:title>716 parental guarantee, 2 builds and a pivot to buy the dream home (case study)</itunes:title>
			<pubDate>Tue, 22 Apr 2025 19:10:00 GMT</pubDate>
			<itunes:duration>32:02</itunes:duration>
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			<acast:episodeUrl>716</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>In today’s episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journey solo and made some smart early moves. With the help of a parental guarantee, Nicole built a two property portfolio before meeting her partner. But when it came time to buy their dream home together, things got complicated.</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today’s episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journey solo and made some smart early moves. With the help of a parental guarantee, Nicole built a two property portfolio before meeting her partner. But when it came time to buy their dream home together, things got complicated.</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[715 building a portfolio, duplexes & commercial property (Rachelle Kroon's story)]]></title>
			<itunes:title><![CDATA[715 building a portfolio, duplexes & commercial property (Rachelle Kroon's story)]]></itunes:title>
			<pubDate>Tue, 15 Apr 2025 19:10:00 GMT</pubDate>
			<itunes:duration>39:23</itunes:duration>
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			<acast:episodeUrl>715</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[<p>In today’s episode, Rach Kroon from Sphere Home Loans joins John on the pod to share her personal property journey. From getting into the market at a young age to building a diverse portfolio with duplexes, rentvesting, parental guarantees and commercial property in super, Rach shares the strategies, mindset shifts and money lessons she learned along the way.</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today’s episode, Rach Kroon from Sphere Home Loans joins John on the pod to share her personal property journey. From getting into the market at a young age to building a diverse portfolio with duplexes, rentvesting, parental guarantees and commercial property in super, Rach shares the strategies, mindset shifts and money lessons she learned along the way.</p><br><p>Need clarity on your property situation? Book a clarity call with John Pidgeon: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[714 Emily's biggest lessons about property (+ A BIG ANNOUNCEMENT)]]></title>
			<itunes:title><![CDATA[714 Emily's biggest lessons about property (+ A BIG ANNOUNCEMENT)]]></itunes:title>
			<pubDate>Tue, 08 Apr 2025 19:10:00 GMT</pubDate>
			<itunes:duration>34:54</itunes:duration>
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			<acast:episodeUrl>714</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Emily shares the five biggest lessons she’s learned about property, the industry, and herself + a BIG announcement.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily shares the five biggest lessons she’s learned about property, the industry, and herself + a BIG announcement.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>713 buy now or wait? choosing between a stepping stone or your dream home</title>
			<itunes:title>713 buy now or wait? choosing between a stepping stone or your dream home</itunes:title>
			<pubDate>Tue, 01 Apr 2025 18:10:00 GMT</pubDate>
			<itunes:duration>32:18</itunes:duration>
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			<acast:episodeUrl>713</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone approach? They explore how borrowing power, lifestyle goals, location, and long-term thinking all play a role in making the right call for your first purchase. The ep touches on:</p><br><p>👉🏾 weighing up lifestyle vs long-term capital growth</p><p>👉🏿 understanding how fast you might outgrow a stepping stone</p><p>👉🏻 checking out your true borrowing comfort zone, not just your limit</p><p>👉 renting or trialing the area before committing to buy</p><p>👉🏼 getting clear on your goals (especially if buying with a partner)</p><br><p>Need clarity on your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone approach? They explore how borrowing power, lifestyle goals, location, and long-term thinking all play a role in making the right call for your first purchase. The ep touches on:</p><br><p>👉🏾 weighing up lifestyle vs long-term capital growth</p><p>👉🏿 understanding how fast you might outgrow a stepping stone</p><p>👉🏻 checking out your true borrowing comfort zone, not just your limit</p><p>👉 renting or trialing the area before committing to buy</p><p>👉🏼 getting clear on your goals (especially if buying with a partner)</p><br><p>Need clarity on your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>712 buying your next property, BA fees, are removalists worth it? + more</title>
			<itunes:title>712 buying your next property, BA fees, are removalists worth it? + more</itunes:title>
			<pubDate>Tue, 25 Mar 2025 18:10:00 GMT</pubDate>
			<itunes:duration>33:22</itunes:duration>
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			<acast:episodeUrl>712</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's Q&amp;A episode John and Em tackle:</p><br><p>👉🏾 what to consider when buying your next property</p><p>👉🏿 how much are buyer’s advocate fees?</p><p>👉 removalists vs. DIY - what’s the best move?</p><p>👉🏻 interest rates - when will drops hit your repayments?</p><p>👉🏽 first home super saver scheme—why aren’t more people using it?</p><p>👉🏼 CGT on a duplex, stamp duty changes &amp; more!</p><br><p>Need a buyer's advocate in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's Q&amp;A episode John and Em tackle:</p><br><p>👉🏾 what to consider when buying your next property</p><p>👉🏿 how much are buyer’s advocate fees?</p><p>👉 removalists vs. DIY - what’s the best move?</p><p>👉🏻 interest rates - when will drops hit your repayments?</p><p>👉🏽 first home super saver scheme—why aren’t more people using it?</p><p>👉🏼 CGT on a duplex, stamp duty changes &amp; more!</p><br><p>Need a buyer's advocate in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>711 getting your finance strategy right + two first home buyer case studies</title>
			<itunes:title>711 getting your finance strategy right + two first home buyer case studies</itunes:title>
			<pubDate>Tue, 18 Mar 2025 18:10:00 GMT</pubDate>
			<itunes:duration>38:42</itunes:duration>
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			<acast:episodeUrl>711</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>710 renovating for profit: where to spend and where to save</title>
			<itunes:title>710 renovating for profit: where to spend and where to save</itunes:title>
			<pubDate>Tue, 11 Mar 2025 18:10:00 GMT</pubDate>
			<itunes:duration>37:14</itunes:duration>
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			<acast:episodeUrl>710</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not harder. They touch on:</p><br><p>👉🏾 the biggest renovation myths (and what actually works)</p><p>👉🏿 where to spend money (and where to save)</p><p>👉🏻 how to avoid overcapitalising on your reno</p><p>👉 the A-team you need for a stress-free renovation</p><p>👉🏼 why flipping isn’t the only way to make money from renos</p><br><p>Learn more about Belinda and her programs at: <a href="https://www.renovateandrealestate.com.au/" rel="noopener noreferrer" target="_blank">https://www.renovateandrealestate.com.au/</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not harder. They touch on:</p><br><p>👉🏾 the biggest renovation myths (and what actually works)</p><p>👉🏿 where to spend money (and where to save)</p><p>👉🏻 how to avoid overcapitalising on your reno</p><p>👉 the A-team you need for a stress-free renovation</p><p>👉🏼 why flipping isn’t the only way to make money from renos</p><br><p>Learn more about Belinda and her programs at: <a href="https://www.renovateandrealestate.com.au/" rel="noopener noreferrer" target="_blank">https://www.renovateandrealestate.com.au/</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>709 property market update: auctions, interest rates and buyer trends</title>
			<itunes:title>709 property market update: auctions, interest rates and buyer trends</itunes:title>
			<pubDate>Tue, 04 Mar 2025 18:10:00 GMT</pubDate>
			<itunes:duration>33:50</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>709</acast:episodeUrl>
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			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy.</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy.</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[708 what the rate cut means for buyers & investors + potential help debt changes]]></title>
			<itunes:title><![CDATA[708 what the rate cut means for buyers & investors + potential help debt changes]]></itunes:title>
			<pubDate>Tue, 25 Feb 2025 18:10:00 GMT</pubDate>
			<itunes:duration>33:36</itunes:duration>
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			<acast:episodeUrl>708</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. They touch on:</p><br><p>👉🏻 how much borrowing power has changed</p><p>👉 whether investors are jumping back in</p><p>👉🏼 what first home buyers should do now</p><p>👉🏽 the possible changes to HELP debt and borrowing capacity</p><br><p>Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the team at Sphere Home Loans here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. They touch on:</p><br><p>👉🏻 how much borrowing power has changed</p><p>👉 whether investors are jumping back in</p><p>👉🏼 what first home buyers should do now</p><p>👉🏽 the possible changes to HELP debt and borrowing capacity</p><br><p>Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the team at Sphere Home Loans here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[707 property buying gone wrong + property coach red flags (Adam's story)]]></title>
			<itunes:title><![CDATA[707 property buying gone wrong + property coach red flags (Adam's story)]]></itunes:title>
			<pubDate>Tue, 18 Feb 2025 18:10:00 GMT</pubDate>
			<itunes:duration>43:53</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/67b3b019a16c1d2aa5add3f7/media.mp3" length="84672745" type="audio/mpeg"/>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>707</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share how a too good to be true property deal went south fast and the red flags he wished he'd paid more attention to.</p><br><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Want a clarity call with John about your situation? Book here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.envisageproperty.com.au/buyersagent" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share how a too good to be true property deal went south fast and the red flags he wished he'd paid more attention to.</p><br><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Want a clarity call with John about your situation? Book here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.envisageproperty.com.au/buyersagent" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>706 buying property? don’t make these 6 common mistakes</title>
			<itunes:title>706 buying property? don’t make these 6 common mistakes</itunes:title>
			<pubDate>Tue, 11 Feb 2025 18:10:00 GMT</pubDate>
			<itunes:duration>27:04</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/706</link>
			<acast:episodeId>67a954cad89b772ae937d556</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>706</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune.  </p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune.  </p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more</title>
			<itunes:title>705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more</itunes:title>
			<pubDate>Tue, 04 Feb 2025 18:10:00 GMT</pubDate>
			<itunes:duration>39:45</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/705</link>
			<acast:episodeId>67a05623e7c33ddc00ab2a59</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>705</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:</p><br><p>👉🏻 why sellers now need an ATO clearance certificate (<a href="https://www.ato.gov.au/individuals-and-families/investments-and-assets/capital-gains-tax/foreign-residents-and-capital-gains-tax/foreign-resident-capital-gains-withholding/australian-residents-and-clearance-certificates" rel="noopener noreferrer" target="_blank">Learn more here)</a></p><p>👉 upsizing: is it worth taking on more debt?</p><p>👉🏼 the increase in home insurance premiums</p><p>👉🏽 shares vs property</p><p>👉🏾 should you pay off a smaller loan first or tackle the biggest debt?</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website: <a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:</p><br><p>👉🏻 why sellers now need an ATO clearance certificate (<a href="https://www.ato.gov.au/individuals-and-families/investments-and-assets/capital-gains-tax/foreign-residents-and-capital-gains-tax/foreign-resident-capital-gains-withholding/australian-residents-and-clearance-certificates" rel="noopener noreferrer" target="_blank">Learn more here)</a></p><p>👉 upsizing: is it worth taking on more debt?</p><p>👉🏼 the increase in home insurance premiums</p><p>👉🏽 shares vs property</p><p>👉🏾 should you pay off a smaller loan first or tackle the biggest debt?</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website: <a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>704 buying in bushfires and flood zones - should you be concerned?</title>
			<itunes:title>704 buying in bushfires and flood zones - should you be concerned?</itunes:title>
			<pubDate>Tue, 28 Jan 2025 18:10:00 GMT</pubDate>
			<itunes:duration>28:26</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/704</link>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>704</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home.</p><br><p>Articles and resources mentioned in the chat:</p><br><p><a href="https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design " rel="noopener noreferrer" target="_blank">https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design </a></p><p><a href="https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku " rel="noopener noreferrer" target="_blank">https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku </a></p><p><a href="https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44e" rel="noopener noreferrer" target="_blank">https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44e</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website: <a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home.</p><br><p>Articles and resources mentioned in the chat:</p><br><p><a href="https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design " rel="noopener noreferrer" target="_blank">https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design </a></p><p><a href="https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku " rel="noopener noreferrer" target="_blank">https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku </a></p><p><a href="https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44e" rel="noopener noreferrer" target="_blank">https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44e</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website: <a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>703 offset vs extra repayments, eco-friendly renovations, house vs townhouse + more</title>
			<itunes:title>703 offset vs extra repayments, eco-friendly renovations, house vs townhouse + more</itunes:title>
			<pubDate>Tue, 21 Jan 2025 18:10:00 GMT</pubDate>
			<itunes:duration>35:06</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>703</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode Em and John unpack your questions, touching on:</p><br><p>👉🏻 standalone homes vs townhouses: which performs better?</p><p>👉 do energy-efficient renos like double glazing add value?</p><p>👉🏼 putting money in the offset account vs making extra repayments</p><p>👉🏽 timing investments and tax strategies for property owners</p><p>👉🏾 lifestyle considerations when buying or selling property</p><br><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Em and John unpack your questions, touching on:</p><br><p>👉🏻 standalone homes vs townhouses: which performs better?</p><p>👉 do energy-efficient renos like double glazing add value?</p><p>👉🏼 putting money in the offset account vs making extra repayments</p><p>👉🏽 timing investments and tax strategies for property owners</p><p>👉🏾 lifestyle considerations when buying or selling property</p><br><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> </a><a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>702 investing in commercial property: risks, tips, and strategies</title>
			<itunes:title>702 investing in commercial property: risks, tips, and strategies</itunes:title>
			<pubDate>Tue, 14 Jan 2025 18:10:00 GMT</pubDate>
			<itunes:duration>34:50</itunes:duration>
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			<acast:episodeUrl>702</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience as a commercial real estate agent, Matthew shares his insights on:</p><br><p>👉 residential vs commercial: bigger risks, bigger rewards?</p><p>👉🏻 top tips for first-time commercial property investors</p><p>👉🏾 finding locations with long-term potential</p><p>👉🏽 the impact of COVID on commercial real estate</p><p>👉🏿 minimising vacancy periods and managing tenant relationships</p><p>👉🏽 and what type of property would suit an entry-level investment</p><br><p>Are you a commercial property investor interested on being interviewed? <a href="https://www.moneypodcast.com.au/contact" rel="noopener noreferrer" target="_blank">Email the team here!</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website: <a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience as a commercial real estate agent, Matthew shares his insights on:</p><br><p>👉 residential vs commercial: bigger risks, bigger rewards?</p><p>👉🏻 top tips for first-time commercial property investors</p><p>👉🏾 finding locations with long-term potential</p><p>👉🏽 the impact of COVID on commercial real estate</p><p>👉🏿 minimising vacancy periods and managing tenant relationships</p><p>👉🏽 and what type of property would suit an entry-level investment</p><br><p>Are you a commercial property investor interested on being interviewed? <a href="https://www.moneypodcast.com.au/contact" rel="noopener noreferrer" target="_blank">Email the team here!</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website: <a href="https://wallaceadvocates.com.au/" rel="noopener noreferrer" target="_blank">https://wallaceadvocates.com.au/</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>701 increasing borrowing capacity, using equity vs cash, LMI waivers + more</title>
			<itunes:title>701 increasing borrowing capacity, using equity vs cash, LMI waivers + more</itunes:title>
			<pubDate>Tue, 07 Jan 2025 18:10:19 GMT</pubDate>
			<itunes:duration>40:24</itunes:duration>
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			<acast:episodeUrl>701</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In this episode, John and Rachelle Kroon from Sphere Home Loans dive into strategies for increasing your borrowing capacity, weighing up equity vs cash for property purchases, and the latest on LMI waivers. They also cover rental yields, government schemes, and tips for navigating today’s lending landscape. </p><br><p><a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Learn more about Sphere Home Loans here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, John and Rachelle Kroon from Sphere Home Loans dive into strategies for increasing your borrowing capacity, weighing up equity vs cash for property purchases, and the latest on LMI waivers. They also cover rental yields, government schemes, and tips for navigating today’s lending landscape. </p><br><p><a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Learn more about Sphere Home Loans here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>best of 2024: location is everything (fact or fiction?) + tips for finding a good location</title>
			<itunes:title>best of 2024: location is everything (fact or fiction?) + tips for finding a good location</itunes:title>
			<pubDate>Tue, 31 Dec 2024 18:10:15 GMT</pubDate>
			<itunes:duration>32:54</itunes:duration>
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			<acast:episodeUrl>700</acast:episodeUrl>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Happy new year! John and Em will be back next week with new episodes but for now, enjoy this popular episode from last year. Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location.</p><br><p>🎧 John's 8 point investing strategy 👇</p><br><p><a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">Listen on Apple</a></p><p><a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=dd95a33e041642d1" rel="noopener noreferrer" target="_blank">Listen on Spotify</a></p><br><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Happy new year! John and Em will be back next week with new episodes but for now, enjoy this popular episode from last year. Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location.</p><br><p>🎧 John's 8 point investing strategy 👇</p><br><p><a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">Listen on Apple</a></p><p><a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=dd95a33e041642d1" rel="noopener noreferrer" target="_blank">Listen on Spotify</a></p><br><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>best of 2024: should I buy an investment or owner occupier first?</title>
			<itunes:title>best of 2024: should I buy an investment or owner occupier first?</itunes:title>
			<pubDate>Tue, 24 Dec 2024 18:10:15 GMT</pubDate>
			<itunes:duration>33:20</itunes:duration>
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			<acast:episodeUrl>649b</acast:episodeUrl>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Today's episode was a fan favourite so we're bringing it back!&nbsp;Should you buy a home to live in or an investment property first? This is such a common question and in this episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:</p><br><p>👉🏾 buying a house vs unit</p><p>👉🏿 your short term lifestyle and financial goals</p><p>👉🏻 your borrowing capacity</p><p>👉 your risk profile</p><p>👉🏼 your mindset</p><p>👉🏽 and Zoe and Tom's case study</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today's episode was a fan favourite so we're bringing it back!&nbsp;Should you buy a home to live in or an investment property first? This is such a common question and in this episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:</p><br><p>👉🏾 buying a house vs unit</p><p>👉🏿 your short term lifestyle and financial goals</p><p>👉🏻 your borrowing capacity</p><p>👉 your risk profile</p><p>👉🏼 your mindset</p><p>👉🏽 and Zoe and Tom's case study</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[649 real scenarios: first home buyer, using equity for investment & upsizing into dream home]]></title>
			<itunes:title><![CDATA[649 real scenarios: first home buyer, using equity for investment & upsizing into dream home]]></itunes:title>
			<pubDate>Tue, 17 Dec 2024 18:10:00 GMT</pubDate>
			<itunes:duration>35:15</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>649</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In this episode, mortgage broker Rachelle Kroon joins John to share three real-life property case studies: buying a first home, using equity for an investment, and upsizing into a dream home. She unpacks the numbers, the strategy, and the game-changing role of a good broker in navigating it all.</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, mortgage broker Rachelle Kroon joins John to share three real-life property case studies: buying a first home, using equity for an investment, and upsizing into a dream home. She unpacks the numbers, the strategy, and the game-changing role of a good broker in navigating it all.</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>648 tips for landlords from a property manager</title>
			<itunes:title>648 tips for landlords from a property manager</itunes:title>
			<pubDate>Tue, 10 Dec 2024 18:10:21 GMT</pubDate>
			<itunes:duration>32:21</itunes:duration>
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			<acast:episodeUrl>648</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode John chats with Jo Natoli who shares her insights from decades of experience as both a property manager and an investor. She offers her unique tips on selecting the right property manager, managing risk, and getting the most out of your investment. They touch on:</p><br><p>👉🏾 Jo's journey into property</p><p>👉🏽 things to look for in a good property manager</p><p>👉🏿 self managing a property - yay or nay?</p><p>👉🏻 property management fees</p><p>👉 landlord insurance</p><p>👉🏼 managing renovations through a property manager</p><p>👉🏽 renting your property to friends or family</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John chats with Jo Natoli who shares her insights from decades of experience as both a property manager and an investor. She offers her unique tips on selecting the right property manager, managing risk, and getting the most out of your investment. They touch on:</p><br><p>👉🏾 Jo's journey into property</p><p>👉🏽 things to look for in a good property manager</p><p>👉🏿 self managing a property - yay or nay?</p><p>👉🏻 property management fees</p><p>👉 landlord insurance</p><p>👉🏼 managing renovations through a property manager</p><p>👉🏽 renting your property to friends or family</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title> 647 timing the market, 2025 property outlook, buying a property in probate + more</title>
			<itunes:title> 647 timing the market, 2025 property outlook, buying a property in probate + more</itunes:title>
			<pubDate>Tue, 03 Dec 2024 18:10:22 GMT</pubDate>
			<itunes:duration>35:50</itunes:duration>
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			<acast:episodeUrl>647</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode John and Emily answer some listener questions about:</p><br><p>👉🏼 paying down the mortgage or buying another investment</p><p>👉🏾 buying a property going through probate</p><p>👉🏿 is it a bad idea to buy property now with prices at an all-time high?</p><p>👉🏻 considerations for buying property in a SMSF</p><p>👉 the outlook for property in 2025</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Emily answer some listener questions about:</p><br><p>👉🏼 paying down the mortgage or buying another investment</p><p>👉🏾 buying a property going through probate</p><p>👉🏿 is it a bad idea to buy property now with prices at an all-time high?</p><p>👉🏻 considerations for buying property in a SMSF</p><p>👉 the outlook for property in 2025</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>646 negative gearing: will removing it help the housing crisis?</title>
			<itunes:title>646 negative gearing: will removing it help the housing crisis?</itunes:title>
			<pubDate>Tue, 26 Nov 2024 18:10:08 GMT</pubDate>
			<itunes:duration>27:52</itunes:duration>
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			<acast:episodeUrl>646</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode John and Emily dive into the hot topic of negative gearing: what it is, why it’s so polarising, and whether scrapping it could solve Australia’s housing crisis.&nbsp;The touch on:</p><br><p>👉🏻 how negative gearing works and who it benefits</p><p>👉 what scrapping it could mean for investors, renters and homeowners</p><p>👉🏼 what happened in the 80s when it was temporarily removed</p><p>👉🏽 why does property get preferential tax treatment?</p><p>👉🏿 negative gearing on a property in a trust</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Emily dive into the hot topic of negative gearing: what it is, why it’s so polarising, and whether scrapping it could solve Australia’s housing crisis.&nbsp;The touch on:</p><br><p>👉🏻 how negative gearing works and who it benefits</p><p>👉 what scrapping it could mean for investors, renters and homeowners</p><p>👉🏼 what happened in the 80s when it was temporarily removed</p><p>👉🏽 why does property get preferential tax treatment?</p><p>👉🏿 negative gearing on a property in a trust</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>645 styling your home to sell, investment loans, commercial property, houses vs units + more</title>
			<itunes:title>645 styling your home to sell, investment loans, commercial property, houses vs units + more</itunes:title>
			<pubDate>Tue, 19 Nov 2024 18:10:00 GMT</pubDate>
			<itunes:duration>42:17</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>645</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode John and Emily answer a mixed bag of questions - touching on:</p><br><p>👉🏻 is it worth styling your home before selling it?</p><p>👉 considerations for servicing investment loans</p><p>👉🏼 is it generally good to buy and sell in the same market?</p><p>👉🏽 comparing houses vs units for capital growth</p><p>👉🏾 and investing in commercial property</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Emily answer a mixed bag of questions - touching on:</p><br><p>👉🏻 is it worth styling your home before selling it?</p><p>👉 considerations for servicing investment loans</p><p>👉🏼 is it generally good to buy and sell in the same market?</p><p>👉🏽 comparing houses vs units for capital growth</p><p>👉🏾 and investing in commercial property</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>644 buying my first home or investment property (clarity call with Tayla)</title>
			<itunes:title>644 buying my first home or investment property (clarity call with Tayla)</itunes:title>
			<pubDate>Tue, 12 Nov 2024 18:10:31 GMT</pubDate>
			<itunes:duration>38:28</itunes:duration>
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			<acast:episodeUrl>644</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.</p><br><p>Want clarity on your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the Sphere Home Loans team here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.</p><br><p>Want clarity on your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>Need a mortgage broker? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with the Sphere Home Loans team here</a></p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[643 building & pest inspections: what buyers need to know]]></title>
			<itunes:title><![CDATA[643 building & pest inspections: what buyers need to know]]></itunes:title>
			<pubDate>Tue, 05 Nov 2024 18:10:37 GMT</pubDate>
			<itunes:duration>38:53</itunes:duration>
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			<acast:episodeUrl>643</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from Buy Wise Inspections about the ins and outs of building and pest inspections, touching on how to choose a reliable inspector, the importance of thorough reports, defects and issues like mould, asbestos and restumping and why you should be wary of shiny new renovations. </p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from Buy Wise Inspections about the ins and outs of building and pest inspections, touching on how to choose a reliable inspector, the importance of thorough reports, defects and issues like mould, asbestos and restumping and why you should be wary of shiny new renovations. </p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[642 building our dream home (John interview's his wife, Amy)]]></title>
			<itunes:title><![CDATA[642 building our dream home (John interview's his wife, Amy)]]></itunes:title>
			<pubDate>Tue, 29 Oct 2024 18:10:14 GMT</pubDate>
			<itunes:duration>43:58</itunes:duration>
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			<acast:episodeUrl>642</acast:episodeUrl>
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			<description><![CDATA[<p>In this episode John sits down with his wife, Amy Pidgeon, to talk about the journey of building their dream home. From the initial vision shaped by Amy’s lifelong passion for homes to navigating the challenges of custom builds, Amy unpacks the process of their knock-down rebuild experience. She shares the choices she made when it came to balancing aesthetics and practicality, making budget-conscious choices and some helpful tips for anyone considering building their dream home. The episode touches on:</p><br><p>👉🏾 balancing trends with long-term appeal</p><p>👉🏿 deciding to knock down and rebuild vs renovate existing</p><p>👉🏻 make design choices around lifestyle vs resale value</p><p>👉 choosing a team: why Amy went with a draftsperson over an architect</p><p>👉🏼 handling budget constraints during the build</p><p>👉🏽 prioritising structural quality over trends</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode John sits down with his wife, Amy Pidgeon, to talk about the journey of building their dream home. From the initial vision shaped by Amy’s lifelong passion for homes to navigating the challenges of custom builds, Amy unpacks the process of their knock-down rebuild experience. She shares the choices she made when it came to balancing aesthetics and practicality, making budget-conscious choices and some helpful tips for anyone considering building their dream home. The episode touches on:</p><br><p>👉🏾 balancing trends with long-term appeal</p><p>👉🏿 deciding to knock down and rebuild vs renovate existing</p><p>👉🏻 make design choices around lifestyle vs resale value</p><p>👉 choosing a team: why Amy went with a draftsperson over an architect</p><p>👉🏼 handling budget constraints during the build</p><p>👉🏽 prioritising structural quality over trends</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>641 negotiating your next investment property</title>
			<itunes:title>641 negotiating your next investment property</itunes:title>
			<pubDate>Tue, 22 Oct 2024 18:10:09 GMT</pubDate>
			<itunes:duration>35:36</itunes:duration>
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			<acast:episodeUrl>641</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In this episode, John chats with Marcus Davidson, buyer's agent at Envisage Property. John and Marcus dive into the ins and outs of negotiating your next investment property—from understanding market trends and comparable sales to building rapport with agents and getting the best terms for your deal. Whether you're an experienced investor or a first-timer, this episode is packed with insights to help you take action confidently.</p><br><p>Need a buyer's agent in your corner? Check out how John and his team can help: <a href="www.envisageproperty.com.au" rel="noopener noreferrer" target="_blank">www.envisageproperty.com.au</a></p><br><p>Want to know more about John's 8 point investing strategy? Check out his book, <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">Sort Your Property Out &amp; Build Your Future</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, John chats with Marcus Davidson, buyer's agent at Envisage Property. John and Marcus dive into the ins and outs of negotiating your next investment property—from understanding market trends and comparable sales to building rapport with agents and getting the best terms for your deal. Whether you're an experienced investor or a first-timer, this episode is packed with insights to help you take action confidently.</p><br><p>Need a buyer's agent in your corner? Check out how John and his team can help: <a href="www.envisageproperty.com.au" rel="noopener noreferrer" target="_blank">www.envisageproperty.com.au</a></p><br><p>Want to know more about John's 8 point investing strategy? Check out his book, <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">Sort Your Property Out &amp; Build Your Future</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>640 the roadmap to buying a home</title>
			<itunes:title>640 the roadmap to buying a home</itunes:title>
			<pubDate>Tue, 15 Oct 2024 18:10:12 GMT</pubDate>
			<itunes:duration>33:10</itunes:duration>
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			<acast:episodeUrl>640</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>There's A LOT that goes into purchasing a home so if you're feeling overwhelmed with the idea or process of it - you're not alone! In today's episode Emily walks through the key stages of purchasing a home along with some tips and bits of advice from her experience as a professional buyer's advocate. </p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>There's A LOT that goes into purchasing a home so if you're feeling overwhelmed with the idea or process of it - you're not alone! In today's episode Emily walks through the key stages of purchasing a home along with some tips and bits of advice from her experience as a professional buyer's advocate. </p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website:<a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank"> https://emilywallace.com.au</a></p><p>John's website:<a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank"> https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>639 Perth property: are prices still on the rise?</title>
			<itunes:title>639 Perth property: are prices still on the rise?</itunes:title>
			<pubDate>Tue, 08 Oct 2024 19:10:31 GMT</pubDate>
			<itunes:duration>35:32</itunes:duration>
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			<acast:episodeUrl>639</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today’s episode, John chats with financial adviser Alex Luck from Everest Wealth about the Perth property market. They dive into whether the Perth market is still going strong, how the relationship between financial planners and buyer’s agents works, and what investors should consider when looking at Perth’s current real estate trends. They touch on:</p><br><p>👉🏾 how Perth’s property market has evolved in the past few years</p><p>👉🏼 why low supply and high demand are driving rapid sales</p><p>👉🏻 what financial planners and buyer’s agents bring to the table</p><p>👉 what investors should consider as Perth’s boom continues</p><p>👉🏿 how rent and wage growth are impacting the market</p><br><p>Learn more about Everest Wealth: <a href="https://everestwealthgroup.com.au/" rel="noopener noreferrer" target="_blank">https://everestwealthgroup.com.au</a></p><br><p>Need a property professional in your corner? Check out how John &amp; Emily can help 👇</p><br><p>John's buyer's agent website: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au</a></p><p>Emily's website: <a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today’s episode, John chats with financial adviser Alex Luck from Everest Wealth about the Perth property market. They dive into whether the Perth market is still going strong, how the relationship between financial planners and buyer’s agents works, and what investors should consider when looking at Perth’s current real estate trends. They touch on:</p><br><p>👉🏾 how Perth’s property market has evolved in the past few years</p><p>👉🏼 why low supply and high demand are driving rapid sales</p><p>👉🏻 what financial planners and buyer’s agents bring to the table</p><p>👉 what investors should consider as Perth’s boom continues</p><p>👉🏿 how rent and wage growth are impacting the market</p><br><p>Learn more about Everest Wealth: <a href="https://everestwealthgroup.com.au/" rel="noopener noreferrer" target="_blank">https://everestwealthgroup.com.au</a></p><br><p>Need a property professional in your corner? Check out how John &amp; Emily can help 👇</p><br><p>John's buyer's agent website: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au</a></p><p>Emily's website: <a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[638 buying new PPOR before selling the first, pre-approval before income drop, joint ventures & tax + more]]></title>
			<itunes:title><![CDATA[638 buying new PPOR before selling the first, pre-approval before income drop, joint ventures & tax + more]]></itunes:title>
			<pubDate>Tue, 01 Oct 2024 19:10:02 GMT</pubDate>
			<itunes:duration>35:06</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>638</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode John and Emily discuss property values around the country and which locations have seen better growth over the years, plus answer listener questions&nbsp;around:</p><br><p>👉🏻 getting a pre-approval before or after an income drop</p><p>👉 downsizing: things to consider if buying before you sell</p><p>👉🏼 99-year leases - yes or no?</p><p>👉🏽 struggling to part with the family home</p><p>👉🏾 joint investment ownership and tax</p><p>👉🏿 apartment investment property tips and considerations</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website: <a href="https://emilywallace.com.au" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Emily discuss property values around the country and which locations have seen better growth over the years, plus answer listener questions&nbsp;around:</p><br><p>👉🏻 getting a pre-approval before or after an income drop</p><p>👉 downsizing: things to consider if buying before you sell</p><p>👉🏼 99-year leases - yes or no?</p><p>👉🏽 struggling to part with the family home</p><p>👉🏾 joint investment ownership and tax</p><p>👉🏿 apartment investment property tips and considerations</p><br><p>Need a property professional in your corner? Check out how Emily and John can help 👇</p><br><p>Emily's website: <a href="https://emilywallace.com.au" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au</a></p><p>John's website: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>637 use equity from first home to invest or sell and upsize?</title>
			<itunes:title>637 use equity from first home to invest or sell and upsize?</itunes:title>
			<pubDate>Tue, 24 Sep 2024 19:10:15 GMT</pubDate>
			<itunes:duration>30:27</itunes:duration>
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			<acast:episodeUrl>637</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode Emily and John tackle a common homeowner question: should you use the equity in your current home to invest, or sell and upsize? They dive into the pros and cons, share strategies for building wealth, and offer advice for young families planning ahead. The episode touches on:</p><br><p>👉🏾 use equity or sell: what’s the right move?</p><p>👉🏿 saving for an upsize vs investing in property</p><p>👉🏻 balancing wealth creation with lifestyle</p><p>👉 why planning ahead is crucial when forming your property strategy</p><p>👉🏼 the importance of knowing your risk tolerance</p><p>👉🏽 how to make your current home work for longer</p><br><p>Need a sounding board for your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Emily and John tackle a common homeowner question: should you use the equity in your current home to invest, or sell and upsize? They dive into the pros and cons, share strategies for building wealth, and offer advice for young families planning ahead. The episode touches on:</p><br><p>👉🏾 use equity or sell: what’s the right move?</p><p>👉🏿 saving for an upsize vs investing in property</p><p>👉🏻 balancing wealth creation with lifestyle</p><p>👉 why planning ahead is crucial when forming your property strategy</p><p>👉🏼 the importance of knowing your risk tolerance</p><p>👉🏽 how to make your current home work for longer</p><br><p>Need a sounding board for your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[636 upsizing, partner owns a PPOR, building & pest for strata, positive gearing + more]]></title>
			<itunes:title><![CDATA[636 upsizing, partner owns a PPOR, building & pest for strata, positive gearing + more]]></itunes:title>
			<pubDate>Tue, 17 Sep 2024 19:10:14 GMT</pubDate>
			<itunes:duration>33:19</itunes:duration>
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			<acast:episodeUrl>636</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Today's Q&amp;A episode is jam packed with some awesome questions from our community! John &amp; Em chat about:</p><br><p>👉🏿 some upsizing scenarios - using equity, buying new vs established and selling vs turning PPOR into an investment</p><p>👉🏻 what does it mean to avoid overcapitalising?</p><p>👉 property strategy when your partner owns a PPOR</p><p>👉🏼 building and pest reports when buying in strata</p><p>👉🏽 ownership structures to consider when you've maxed out lending in your own name</p><p>👉🏿 pros and cons of setting up PAYG for investment property</p><p>👉 pros and cons of having a positively geared property</p><p>👉🏻 estimating an emergency fund for your investment property</p><br><p>Interested in a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today's Q&amp;A episode is jam packed with some awesome questions from our community! John &amp; Em chat about:</p><br><p>👉🏿 some upsizing scenarios - using equity, buying new vs established and selling vs turning PPOR into an investment</p><p>👉🏻 what does it mean to avoid overcapitalising?</p><p>👉 property strategy when your partner owns a PPOR</p><p>👉🏼 building and pest reports when buying in strata</p><p>👉🏽 ownership structures to consider when you've maxed out lending in your own name</p><p>👉🏿 pros and cons of setting up PAYG for investment property</p><p>👉 pros and cons of having a positively geared property</p><p>👉🏻 estimating an emergency fund for your investment property</p><br><p>Interested in a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[635 property market & lending update, discretionary trusts and reverse mortgages]]></title>
			<itunes:title><![CDATA[635 property market & lending update, discretionary trusts and reverse mortgages]]></itunes:title>
			<pubDate>Tue, 10 Sep 2024 19:10:50 GMT</pubDate>
			<itunes:duration>36:11</itunes:duration>
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			<acast:episodeUrl>635</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Mortgage broker Rachelle Kroon joins John in today's episode to unpack the current lending landscape and discuss two hot topics, discretionary trusts and reverse mortgages.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/4d0ljdu" rel="noopener noreferrer" target="_blank">https://amzn.to/4d0ljdu</a></p><br><p>Connect with Rachelle and the team at Sphere Home Loans at:<a href=" https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Mortgage broker Rachelle Kroon joins John in today's episode to unpack the current lending landscape and discuss two hot topics, discretionary trusts and reverse mortgages.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/4d0ljdu" rel="noopener noreferrer" target="_blank">https://amzn.to/4d0ljdu</a></p><br><p>Connect with Rachelle and the team at Sphere Home Loans at:<a href=" https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[634 selling & upsizing, housing affordability, moving interstate with young kids + more]]></title>
			<itunes:title><![CDATA[634 selling & upsizing, housing affordability, moving interstate with young kids + more]]></itunes:title>
			<pubDate>Tue, 03 Sep 2024 19:10:59 GMT</pubDate>
			<itunes:duration>38:13</itunes:duration>
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			<acast:episodeUrl>634</acast:episodeUrl>
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			<description><![CDATA[<p>In today's community Q&amp;A John and Emily chat about:</p><br><p>👉🏻 selling to upsize and repurchase in the same market or stay put?</p><p>👉 moving interstate to buy rural land &amp; build with young kids in the mix</p><p>👉🏿 housing supply and affordability</p><p>👉🏽 the process for selling one property to purchase another</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's community Q&amp;A John and Emily chat about:</p><br><p>👉🏻 selling to upsize and repurchase in the same market or stay put?</p><p>👉 moving interstate to buy rural land &amp; build with young kids in the mix</p><p>👉🏿 housing supply and affordability</p><p>👉🏽 the process for selling one property to purchase another</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>633 how Steph increased the value of her first home from $640k to $730k in 4 months</title>
			<itunes:title>633 how Steph increased the value of her first home from $640k to $730k in 4 months</itunes:title>
			<pubDate>Tue, 27 Aug 2024 19:10:47 GMT</pubDate>
			<itunes:duration>36:58</itunes:duration>
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			<acast:episodeUrl>633</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode Steph shares her inspiring story of purchasing her first home in Perth and how she grew its value by $90k in just 4 months. Like many first home buyers, Steph's ultimate goal is to purchase her forever home in her dream location so in this chat she shares the strategic steps she took to find a property that could grow in value over time and serve as a perfect stepping stone toward achieving that goal.</p><br><p>Need clarity on your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Steph shares her inspiring story of purchasing her first home in Perth and how she grew its value by $90k in just 4 months. Like many first home buyers, Steph's ultimate goal is to purchase her forever home in her dream location so in this chat she shares the strategic steps she took to find a property that could grow in value over time and serve as a perfect stepping stone toward achieving that goal.</p><br><p>Need clarity on your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>632 all you need to know about depreciation</title>
			<itunes:title>632 all you need to know about depreciation</itunes:title>
			<pubDate>Tue, 20 Aug 2024 19:10:36 GMT</pubDate>
			<itunes:duration>34:59</itunes:duration>
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			<acast:episodeUrl>632</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>If you own an investment property or plan to, you'll need a depreciation schedule to claim those sweet sweet tax deductions. In today's episode John chats with Mike Mortlock from MCG Quantity Surveyors to unpack what you need to know. They touch on:</p><br><p>👉🏾 what is depreciation</p><p>👉🏿 what does a quantity surveyor do</p><p>👉🏻 how to get a depreciation schedule</p><p>👉 2 main ways that a depreciation schedule is calculated</p><p>👉🏼 does a quantity surveyor need to physically view your property?</p><p>👉🏽 things to know around turning your PPOR into an investment</p><p>👉🏻 do you need an updated schedule after making renovations or just receipts?</p><br><p>To book a discounted depreciation schedule click here: <a href="https://bit.ly/3Az4RTR" rel="noopener noreferrer" target="_blank">https://bit.ly/3Az4RTR</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you own an investment property or plan to, you'll need a depreciation schedule to claim those sweet sweet tax deductions. In today's episode John chats with Mike Mortlock from MCG Quantity Surveyors to unpack what you need to know. They touch on:</p><br><p>👉🏾 what is depreciation</p><p>👉🏿 what does a quantity surveyor do</p><p>👉🏻 how to get a depreciation schedule</p><p>👉 2 main ways that a depreciation schedule is calculated</p><p>👉🏼 does a quantity surveyor need to physically view your property?</p><p>👉🏽 things to know around turning your PPOR into an investment</p><p>👉🏻 do you need an updated schedule after making renovations or just receipts?</p><br><p>To book a discounted depreciation schedule click here: <a href="https://bit.ly/3Az4RTR" rel="noopener noreferrer" target="_blank">https://bit.ly/3Az4RTR</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[631 home ownership, economy & recession, negative gearing + more with Mark Bouris]]></title>
			<itunes:title><![CDATA[631 home ownership, economy & recession, negative gearing + more with Mark Bouris]]></itunes:title>
			<pubDate>Tue, 13 Aug 2024 19:10:10 GMT</pubDate>
			<itunes:duration>44:49</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>631</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode John chats with entrepreneur Mark Bouris who founded mortgage lending businesses Wizard Home Loans and Yellow Brick Road. Mark shares the story of starting Wizard Home Loans in the late 90s and answers questions from listeners around:</p><br><p>👉🏾 negative gearing</p><p>👉🏿 inheritance tax</p><p>👉🏻 where the economy is headed</p><p>👉 tips for first home buyers</p><p>👉🏼 are units a good investment?</p><p>👉🏿 and what's ahead for Mark</p><br><p>🎧 Click here to listen to John's episode on Property Insights with Mark Bouris: <a href="https://bit.ly/3YHuCv3" rel="noopener noreferrer" target="_blank">Top 3 Risks of Property Investing</a></p><br><p>You can listen to <a href="https://bit.ly/4fAcjOF" rel="noopener noreferrer" target="_blank">Property Insights with Mark Bouris</a> on YouTube.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John chats with entrepreneur Mark Bouris who founded mortgage lending businesses Wizard Home Loans and Yellow Brick Road. Mark shares the story of starting Wizard Home Loans in the late 90s and answers questions from listeners around:</p><br><p>👉🏾 negative gearing</p><p>👉🏿 inheritance tax</p><p>👉🏻 where the economy is headed</p><p>👉 tips for first home buyers</p><p>👉🏼 are units a good investment?</p><p>👉🏿 and what's ahead for Mark</p><br><p>🎧 Click here to listen to John's episode on Property Insights with Mark Bouris: <a href="https://bit.ly/3YHuCv3" rel="noopener noreferrer" target="_blank">Top 3 Risks of Property Investing</a></p><br><p>You can listen to <a href="https://bit.ly/4fAcjOF" rel="noopener noreferrer" target="_blank">Property Insights with Mark Bouris</a> on YouTube.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>630 housing market update</title>
			<itunes:title>630 housing market update</itunes:title>
			<pubDate>Tue, 06 Aug 2024 19:10:00 GMT</pubDate>
			<itunes:duration>34:46</itunes:duration>
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			<acast:episodeUrl>630</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Emily unpacks the current trends and changes she's seeing in the Australian property market and what's driving the demand for housing. She touches on:</p><p> </p><p>👉🏾  lack of supply &amp; affordable housing</p><p>👉🏿 the rise of medium and high density dwellings</p><p>👉 an increase in downsizers</p><p>👉🏻 renters considering buying for housing security</p><p>👉 factors contributing to the housing crisis</p><p>👉🏼 and more</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily unpacks the current trends and changes she's seeing in the Australian property market and what's driving the demand for housing. She touches on:</p><p> </p><p>👉🏾  lack of supply &amp; affordable housing</p><p>👉🏿 the rise of medium and high density dwellings</p><p>👉 an increase in downsizers</p><p>👉🏻 renters considering buying for housing security</p><p>👉 factors contributing to the housing crisis</p><p>👉🏼 and more</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>629 tax deductions, buying direct from owner, making a low offer, is $100k enough to buy + more</title>
			<itunes:title>629 tax deductions, buying direct from owner, making a low offer, is $100k enough to buy + more</itunes:title>
			<pubDate>Tue, 30 Jul 2024 19:10:24 GMT</pubDate>
			<itunes:duration>28:05</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>629</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode John shares his thoughts on your questions around:</p><br><p>👉🏾 300sqm regional house vs 150sqm city unit</p><p>👉🏿 what tax deductions can you claim on an investment property?</p><p>👉🏻 interest rate hikes, will they keep going up and what can we do about them?</p><p>👉 buying a property directly from the owner</p><p>👉🏼 is $100k enough to buy an investment property in today's market?</p><p>👉🏽 tips for making a low offer on a house</p><p>👉🏾 buying property in Perth / buying in a mining industry</p><p>👉🏿 buying in your desired location now or timing the market</p><br><p>Need a sounding board for your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John shares his thoughts on your questions around:</p><br><p>👉🏾 300sqm regional house vs 150sqm city unit</p><p>👉🏿 what tax deductions can you claim on an investment property?</p><p>👉🏻 interest rate hikes, will they keep going up and what can we do about them?</p><p>👉 buying a property directly from the owner</p><p>👉🏼 is $100k enough to buy an investment property in today's market?</p><p>👉🏽 tips for making a low offer on a house</p><p>👉🏾 buying property in Perth / buying in a mining industry</p><p>👉🏿 buying in your desired location now or timing the market</p><br><p>Need a sounding board for your property situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>628 reimagining the Great Aussie Dream</title>
			<itunes:title>628 reimagining the Great Aussie Dream</itunes:title>
			<pubDate>Tue, 23 Jul 2024 19:10:54 GMT</pubDate>
			<itunes:duration>26:26</itunes:duration>
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			<acast:episodeUrl>628</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>The dream of home ownership in Australia looks far different in today's property landscape than it did a few decades ago. Is The Great Aussie Dream still achievable? John shares a chapter from his book, Sort Your Property Out &amp; Get Invested exploring the pros &amp; cons of home ownership and the different pathways to achieving it.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>Need a sounding board for your situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The dream of home ownership in Australia looks far different in today's property landscape than it did a few decades ago. Is The Great Aussie Dream still achievable? John shares a chapter from his book, Sort Your Property Out &amp; Get Invested exploring the pros &amp; cons of home ownership and the different pathways to achieving it.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>Need a sounding board for your situation? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>627 big reasons to consider a tiny home</title>
			<itunes:title>627 big reasons to consider a tiny home</itunes:title>
			<pubDate>Tue, 16 Jul 2024 19:10:55 GMT</pubDate>
			<itunes:duration>33:22</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>627</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>More people are considering adding granny flats and tiny homes on larger blocks to help overcome a lack of housing or as another way to generate income for investors. In today's episode John chats with builder Jeremy Wikeepa who specialises in building mini spaces. Jeremy shares:</p><br><p>👉🏾 common reasons why people are opting for a modular home</p><p>👉🏿 some example costs </p><p>👉🏻 the building process &amp; timeframe</p><p>👉 different design types</p><p>👉🏽 and more</p><br><p>Learn more about <a href="www.keepminispaces.com.au" rel="noopener noreferrer" target="_blank">Keep Mini Spaces</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>More people are considering adding granny flats and tiny homes on larger blocks to help overcome a lack of housing or as another way to generate income for investors. In today's episode John chats with builder Jeremy Wikeepa who specialises in building mini spaces. Jeremy shares:</p><br><p>👉🏾 common reasons why people are opting for a modular home</p><p>👉🏿 some example costs </p><p>👉🏻 the building process &amp; timeframe</p><p>👉 different design types</p><p>👉🏽 and more</p><br><p>Learn more about <a href="www.keepminispaces.com.au" rel="noopener noreferrer" target="_blank">Keep Mini Spaces</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[626 John & Emily debate: invest in regional house or city unit?]]></title>
			<itunes:title><![CDATA[626 John & Emily debate: invest in regional house or city unit?]]></itunes:title>
			<pubDate>Tue, 09 Jul 2024 19:10:57 GMT</pubDate>
			<itunes:duration>31:27</itunes:duration>
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			<acast:episodeUrl>626</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>If you could purchase an investment property anywhere, would you go with a house in a regional area or an apartment in the city? John and Emily debate the pros and cons of each.</p><br><p>Resources you might find helpful 👇</p><br><p>🎧 439 John's 8 point property investing strategy - <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">Listen on Apple Podcasts here</a> / <a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=4da1652c768149fa" rel="noopener noreferrer" target="_blank">Listen on Spotify here</a></p><p>Interested in engaging John's buyer's agent services for your investment? <a href="https://www.envisageproperty.com.au/free-consultation" rel="noopener noreferrer" target="_blank">Book a free discovery call here</a></p><p>Grab John's book, Sort Your Property Out &amp; Get Invested: <a href="https://amzn.to/4bzxm0x" rel="noopener noreferrer" target="_blank">https://amzn.to/4bzxm0x</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you could purchase an investment property anywhere, would you go with a house in a regional area or an apartment in the city? John and Emily debate the pros and cons of each.</p><br><p>Resources you might find helpful 👇</p><br><p>🎧 439 John's 8 point property investing strategy - <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">Listen on Apple Podcasts here</a> / <a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=4da1652c768149fa" rel="noopener noreferrer" target="_blank">Listen on Spotify here</a></p><p>Interested in engaging John's buyer's agent services for your investment? <a href="https://www.envisageproperty.com.au/free-consultation" rel="noopener noreferrer" target="_blank">Book a free discovery call here</a></p><p>Grab John's book, Sort Your Property Out &amp; Get Invested: <a href="https://amzn.to/4bzxm0x" rel="noopener noreferrer" target="_blank">https://amzn.to/4bzxm0x</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>625 becoming a rentvester in 2024</title>
			<itunes:title>625 becoming a rentvester in 2024</itunes:title>
			<pubDate>Tue, 02 Jul 2024 19:10:25 GMT</pubDate>
			<itunes:duration>34:52</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>625</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Rentvesting has grown in popularity as a strategy for people to get their foot into the property market sooner - who doesn't want to do that?! In today's episode John and Emily chat about rentvesting in a cost of living crisis, who the strategy/lifestyle might suit, what to consider if you are planning to buy an investment property, and Emily's personal experience in this space.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rentvesting has grown in popularity as a strategy for people to get their foot into the property market sooner - who doesn't want to do that?! In today's episode John and Emily chat about rentvesting in a cost of living crisis, who the strategy/lifestyle might suit, what to consider if you are planning to buy an investment property, and Emily's personal experience in this space.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[624 lending landscape, interest rates, FHSS, buying property in a trust, BFAs + more (mortgage broker Q&A)]]></title>
			<itunes:title><![CDATA[624 lending landscape, interest rates, FHSS, buying property in a trust, BFAs + more (mortgage broker Q&A)]]></itunes:title>
			<pubDate>Tue, 25 Jun 2024 19:10:23 GMT</pubDate>
			<itunes:duration>36:32</itunes:duration>
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			<acast:episodeUrl>624</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode regular guest and mortgage broker Rachelle Kroon from Sphere Home Loans joins John on the show for a chat about all things lending and mortgages. Rachelle touches on the current lending landscape, what's considered a 'good' rate, should I buy property in a trust, is the FHSS a risky option in today's climate, releasing equity from your PPOR and more so strap in!</p><br><p>Links 👇</p><br><p><a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">Sphere Home Loans</a></p><p>John's buyer's agent service, <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">Envisage Property</a></p><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode regular guest and mortgage broker Rachelle Kroon from Sphere Home Loans joins John on the show for a chat about all things lending and mortgages. Rachelle touches on the current lending landscape, what's considered a 'good' rate, should I buy property in a trust, is the FHSS a risky option in today's climate, releasing equity from your PPOR and more so strap in!</p><br><p>Links 👇</p><br><p><a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">Sphere Home Loans</a></p><p>John's buyer's agent service, <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">Envisage Property</a></p><p><a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book a clarity call with John</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>623 common first home buyer mistakes to avoid</title>
			<itunes:title>623 common first home buyer mistakes to avoid</itunes:title>
			<pubDate>Tue, 18 Jun 2024 19:10:41 GMT</pubDate>
			<itunes:duration>33:39</itunes:duration>
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			<acast:episodeUrl>623</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Buying a property for the first time is a big deal! In today's episode Emily shares some common mistakes to avoid and handy tips to help you on your home buying journey.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buying a property for the first time is a big deal! In today's episode Emily shares some common mistakes to avoid and handy tips to help you on your home buying journey.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>622 location is everything (fact or fiction?) + tips for finding a good location</title>
			<itunes:title>622 location is everything (fact or fiction?) + tips for finding a good location</itunes:title>
			<pubDate>Tue, 11 Jun 2024 19:10:50 GMT</pubDate>
			<itunes:duration>33:00</itunes:duration>
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			<acast:episodeUrl>622</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location. </p><br><p>🎧 John's 8 point investing strategy 👇</p><br><p>Listen on Spotify: <a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=dd95a33e041642d1" rel="noopener noreferrer" target="_blank">https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=dd95a33e041642d1</a></p><p>Listen on Apple: <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890</a></p><br><p>Want a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book here</a></p><br><p>Needing a buyer's agent? Learn more about Emily &amp; John's services:</p><br><p>Emily's website: <a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au/</a></p><p>John's website: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location. </p><br><p>🎧 John's 8 point investing strategy 👇</p><br><p>Listen on Spotify: <a href="https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=dd95a33e041642d1" rel="noopener noreferrer" target="_blank">https://open.spotify.com/episode/1CWLaZDl0CnUfjqYBzofXO?si=dd95a33e041642d1</a></p><p>Listen on Apple: <a href="https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/au/podcast/this-is-property/id1472684089?i=1000582314890</a></p><br><p>Want a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Book here</a></p><br><p>Needing a buyer's agent? Learn more about Emily &amp; John's services:</p><br><p>Emily's website: <a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au/</a></p><p>John's website: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>621 are buyers advocates worth their fee?</title>
			<itunes:title>621 are buyers advocates worth their fee?</itunes:title>
			<pubDate>Tue, 04 Jun 2024 19:10:54 GMT</pubDate>
			<itunes:duration>40:42</itunes:duration>
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			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>If you're in the market to purchase a property, the question of whether a buyers agent/advocate is worth engaging might cross your mind. Full disclosure, John and Em are both BAs and in today's episode they talk about some of the things you might consider to help you decide:</p><br><p>👉 common reasons why people might use a buyers agent/advocate</p><p>👉🏻 common reasons why people might NOT use a BA</p><p>👉🏼 the costs you might expect to pay for a full service</p><p>👉🏽 advantages of using a BA</p><p>👉🏾 tips for finding a BA that's a good fit for you</p><p>👉🏿 some case studies </p><br><p>Want to learn more about John and Emily's BA services? </p><br><p>Emily specialises in first and family homes: <a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au</a></p><p>John specialises in investment properties: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au</a></p><br><p>John also offers clarity calls (<a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">click here to learn more</a>) if you want to talk through your situation with a professional.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're in the market to purchase a property, the question of whether a buyers agent/advocate is worth engaging might cross your mind. Full disclosure, John and Em are both BAs and in today's episode they talk about some of the things you might consider to help you decide:</p><br><p>👉 common reasons why people might use a buyers agent/advocate</p><p>👉🏻 common reasons why people might NOT use a BA</p><p>👉🏼 the costs you might expect to pay for a full service</p><p>👉🏽 advantages of using a BA</p><p>👉🏾 tips for finding a BA that's a good fit for you</p><p>👉🏿 some case studies </p><br><p>Want to learn more about John and Emily's BA services? </p><br><p>Emily specialises in first and family homes: <a href="https://emilywallace.com.au/" rel="noopener noreferrer" target="_blank">https://emilywallace.com.au</a></p><p>John specialises in investment properties: <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">https://www.envisageproperty.com.au</a></p><br><p>John also offers clarity calls (<a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">click here to learn more</a>) if you want to talk through your situation with a professional.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>620 my property story: building a portfolio of 8 properties in 13 years</title>
			<itunes:title>620 my property story: building a portfolio of 8 properties in 13 years</itunes:title>
			<pubDate>Tue, 28 May 2024 19:10:57 GMT</pubDate>
			<itunes:duration>45:46</itunes:duration>
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			<acast:episodeUrl>620</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode John interviews Christie who's a listener of the show about her journey as a property investor. Christie shares the ins and outs of each property purchase, the lessons she learned along the way and her tips for anyone looking to get started as an investor.</p><br><p>Interested in having a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Click here to book a chat or learn more</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John interviews Christie who's a listener of the show about her journey as a property investor. Christie shares the ins and outs of each property purchase, the lessons she learned along the way and her tips for anyone looking to get started as an investor.</p><br><p>Interested in having a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Click here to book a chat or learn more</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>619 how to buy your dream home (live recording)</title>
			<itunes:title>619 how to buy your dream home (live recording)</itunes:title>
			<pubDate>Tue, 21 May 2024 19:10:45 GMT</pubDate>
			<itunes:duration>38:31</itunes:duration>
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			<acast:episodeUrl>619</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>If you have a goal to buy the home of your dreams then today's episode is for you! This episode was recorded live in Townsville with special guests Glen James from this is money and some of our awesome listeners. Special thanks to Sphere Home Loans for supporting this episode.</p><br><p>Grab 📘 John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">https://www.sortyourpropertyout.com/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you have a goal to buy the home of your dreams then today's episode is for you! This episode was recorded live in Townsville with special guests Glen James from this is money and some of our awesome listeners. Special thanks to Sphere Home Loans for supporting this episode.</p><br><p>Grab 📘 John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">https://www.sortyourpropertyout.com/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>618 how property has changed over the last 35 years</title>
			<itunes:title>618 how property has changed over the last 35 years</itunes:title>
			<pubDate>Tue, 14 May 2024 19:10:54 GMT</pubDate>
			<itunes:duration>34:45</itunes:duration>
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			<acast:episodeUrl>618</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode John turns back the clock with property journalist James Kirby to look at how the property market has shifted and changed over the last few decades. John and James also chat about how property topics are represented in the media, investing in property and the state of various markets across the country today. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John turns back the clock with property journalist James Kirby to look at how the property market has shifted and changed over the last few decades. John and James also chat about how property topics are represented in the media, investing in property and the state of various markets across the country today. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>617 termites, granny flats, upsizing your home, drawing equity + more</title>
			<itunes:title>617 termites, granny flats, upsizing your home, drawing equity + more</itunes:title>
			<pubDate>Tue, 07 May 2024 19:10:40 GMT</pubDate>
			<itunes:duration>35:06</itunes:duration>
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			<acast:episodeUrl>617</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's Q&amp;A John and Emily chat about: </p><br><p>👉 upgrading your PPOR, should you sell before or after you find your new home?</p><p>👉🏼 purchasing a property to put a granny flat on the back</p><p>👉🏽 there's a risk of termites in the area I want to buy, should I be worried?</p><p>👉🏾 can multiple properties in my portfolio qualify for the 6-year rule capital gains tax exemption rule?</p><p>👉🏿 is there any downside to pulling out equity from my PPOR to put into my offset?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's Q&amp;A John and Emily chat about: </p><br><p>👉 upgrading your PPOR, should you sell before or after you find your new home?</p><p>👉🏼 purchasing a property to put a granny flat on the back</p><p>👉🏽 there's a risk of termites in the area I want to buy, should I be worried?</p><p>👉🏾 can multiple properties in my portfolio qualify for the 6-year rule capital gains tax exemption rule?</p><p>👉🏿 is there any downside to pulling out equity from my PPOR to put into my offset?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>616 investing in commercial property (yield, property types, buying process)</title>
			<itunes:title>616 investing in commercial property (yield, property types, buying process)</itunes:title>
			<pubDate>Tue, 30 Apr 2024 19:10:16 GMT</pubDate>
			<itunes:duration>39:21</itunes:duration>
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			<acast:episodeUrl>616</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Investing in residential property is a hot topic in our community but the commercial property investment world is spoken about less. So in today's episode special guest Scott O'Neill joins John on the show to chat about:</p><br><p>👉🏻  Scott's journey into commercial property investing</p><p>👉 how much do you need to get started?</p><p>👉🏼 different asset classes in commercial property</p><p>👉🏽 how a buyers advocate can assist</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Investing in residential property is a hot topic in our community but the commercial property investment world is spoken about less. So in today's episode special guest Scott O'Neill joins John on the show to chat about:</p><br><p>👉🏻  Scott's journey into commercial property investing</p><p>👉 how much do you need to get started?</p><p>👉🏼 different asset classes in commercial property</p><p>👉🏽 how a buyers advocate can assist</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[615 market update, joint ventures, parental guarantees & are property seminars a scam?!]]></title>
			<itunes:title><![CDATA[615 market update, joint ventures, parental guarantees & are property seminars a scam?!]]></itunes:title>
			<pubDate>Tue, 23 Apr 2024 19:10:47 GMT</pubDate>
			<itunes:duration>35:07</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/662733ed0d1cbd0013855c26/media.mp3" length="50958134" type="audio/mpeg"/>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>615</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode Emily and John chat about the property market and answer your questions around:</p><br><p>👉 preparing your exit strategy before entering a joint venture</p><p>👉🏼 buying property as tenants in common vs joint tenants</p><p>👉🏽 can you use a parental guarantee on a 2nd or 3rd&nbsp;property?</p><p>👉🏿 are the property investing seminars and courses that I keep seeing ads for online legit or a scam?</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Emily and John chat about the property market and answer your questions around:</p><br><p>👉 preparing your exit strategy before entering a joint venture</p><p>👉🏼 buying property as tenants in common vs joint tenants</p><p>👉🏽 can you use a parental guarantee on a 2nd or 3rd&nbsp;property?</p><p>👉🏿 are the property investing seminars and courses that I keep seeing ads for online legit or a scam?</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>614 get creative and buy your first home</title>
			<itunes:title>614 get creative and buy your first home</itunes:title>
			<pubDate>Tue, 16 Apr 2024 19:10:45 GMT</pubDate>
			<itunes:duration>38:57</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>614</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCj4l2Ul18A/XUoJh7qPxG6PS3o+kB/WCRwXah0KY7xY2IiQovhrL9/JP37f8ClruHo072rkF7GY7vc3AhRaC4lx3DatgainjfmCKeRpnUfyETVTFtp2Rck+GfYpIRPyABCXmuQEFJtS4sjzGHAMES9eIrMOWmrgRsJjIkjZ257ouqbuyBXvIH7B2BoYhspUQzfmQXEoegXrtKsICKh+qwKEDdTETYwly7+1ETt3wq3W1FZf6O1/t3HRqX7WxtQ3QzXsbWOf3bva5GBPUCq7Vb1lS/qHewuuac/b/4dZ0QiSm/3Q2lyqT8R09kKcefu5ok]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>For some people to buy a home in today's climate you might need to get creative! Today's episode is jam-packed with John and Em's best strategies for getting into your first home.</p><br><p>Check out John's book, <a href="sortyourpropertyout.com" rel="noopener noreferrer" target="_blank">Sort Your Property Out &amp; Build Your Future</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>For some people to buy a home in today's climate you might need to get creative! Today's episode is jam-packed with John and Em's best strategies for getting into your first home.</p><br><p>Check out John's book, <a href="sortyourpropertyout.com" rel="noopener noreferrer" target="_blank">Sort Your Property Out &amp; Build Your Future</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>613 everything about auctions with a master auctioneer</title>
			<itunes:title>613 everything about auctions with a master auctioneer</itunes:title>
			<pubDate>Tue, 09 Apr 2024 19:10:14 GMT</pubDate>
			<itunes:duration>44:16</itunes:duration>
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			<acast:episodeUrl>613</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode, master auctioneer Greg Brydon from the Ray White group joins Em on the show. Greg shares a bit of his career story and answers some common questions about auctions such as: </p><br><p>👉🏾 what would a vendor choose to sell their property via an auction?</p><p>👉🏿 what are the benefits to sellers and buyers?</p><p>👉🏻 why can the quote range vs the vendor's reserve vs the actual selling price be so vastly differently?</p><p>👉 how do clearance rates get determined?</p><p>👉🏼 the difference between underquoting and the vendors reserve being outside of the quote range</p><br><p>Watch the best auctioneering talent from around Victoria compete on April 16-17. Learn more here: <a href="https://reiv.com.au/events/upcoming-events/emauct0124" rel="noopener noreferrer" target="_blank">https://reiv.com.au/events/upcoming-events/emauct0124</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode, master auctioneer Greg Brydon from the Ray White group joins Em on the show. Greg shares a bit of his career story and answers some common questions about auctions such as: </p><br><p>👉🏾 what would a vendor choose to sell their property via an auction?</p><p>👉🏿 what are the benefits to sellers and buyers?</p><p>👉🏻 why can the quote range vs the vendor's reserve vs the actual selling price be so vastly differently?</p><p>👉 how do clearance rates get determined?</p><p>👉🏼 the difference between underquoting and the vendors reserve being outside of the quote range</p><br><p>Watch the best auctioneering talent from around Victoria compete on April 16-17. Learn more here: <a href="https://reiv.com.au/events/upcoming-events/emauct0124" rel="noopener noreferrer" target="_blank">https://reiv.com.au/events/upcoming-events/emauct0124</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>612 how to actually build a property portfolio</title>
			<itunes:title>612 how to actually build a property portfolio</itunes:title>
			<pubDate>Tue, 02 Apr 2024 18:10:15 GMT</pubDate>
			<itunes:duration>41:46</itunes:duration>
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			<acast:episodeUrl>612</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode John talks about his new book <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">Sort Your Property Out &amp; Build Your Future</a> and some of the concepts he covers around building a property portfolio such as:</p><br><p>👉🏻 getting the right people in your corner</p><p>👉 hots spots and not spots</p><p>👉🏼 the 100:10:1 rule</p><br><p>Related episodes 🎧 <a href="https://shows.acast.com/my-millennial-property/episodes/439-johns-8-point-property-investing-strategy" rel="noopener noreferrer" target="_blank">439 John's 8 point property investing strategy</a></p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John talks about his new book <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">Sort Your Property Out &amp; Build Your Future</a> and some of the concepts he covers around building a property portfolio such as:</p><br><p>👉🏻 getting the right people in your corner</p><p>👉 hots spots and not spots</p><p>👉🏼 the 100:10:1 rule</p><br><p>Related episodes 🎧 <a href="https://shows.acast.com/my-millennial-property/episodes/439-johns-8-point-property-investing-strategy" rel="noopener noreferrer" target="_blank">439 John's 8 point property investing strategy</a></p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>611 building a $3 million property portfolio with 4 kids and a small biz</title>
			<itunes:title>611 building a $3 million property portfolio with 4 kids and a small biz</itunes:title>
			<pubDate>Tue, 26 Mar 2024 18:10:59 GMT</pubDate>
			<itunes:duration>33:09</itunes:duration>
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			<acast:episodeUrl>611</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Hayley and her partner have acquired 3 properties with their sights set on a fourth, all whilst starting a family and a small business. In today's episode Hayley shares her unique and inspiring property journey. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Hayley and her partner have acquired 3 properties with their sights set on a fourth, all whilst starting a family and a small business. In today's episode Hayley shares her unique and inspiring property journey. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[610 valuations, private banks, knock down rebuild loans & short term rentals (mortgage broker Q&A)]]></title>
			<itunes:title><![CDATA[610 valuations, private banks, knock down rebuild loans & short term rentals (mortgage broker Q&A)]]></itunes:title>
			<pubDate>Tue, 19 Mar 2024 18:10:00 GMT</pubDate>
			<itunes:duration>38:39</itunes:duration>
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			<acast:episodeUrl>610</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's Q&amp;A, mortgage broker Rachelle Kroon from Sphere Home Loans joins John on the show to answer some questions around:</p><br><p>👉🏾 a case study with a $250k difference in valuation of a property!</p><p>👉🏿 lending through private banks</p><p>👉🏻 securing finance for a knock down rebuild&nbsp;</p><p>👉 lending for Airbnbs and short term rentals</p><br><p>Want to speak to a mortgage broker? You can learn more about Sphere Home Loans at <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's Q&amp;A, mortgage broker Rachelle Kroon from Sphere Home Loans joins John on the show to answer some questions around:</p><br><p>👉🏾 a case study with a $250k difference in valuation of a property!</p><p>👉🏿 lending through private banks</p><p>👉🏻 securing finance for a knock down rebuild&nbsp;</p><p>👉 lending for Airbnbs and short term rentals</p><br><p>Want to speak to a mortgage broker? You can learn more about Sphere Home Loans at <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>609 the home buying process (insights from 4 case studies)</title>
			<itunes:title>609 the home buying process (insights from 4 case studies)</itunes:title>
			<pubDate>Tue, 12 Mar 2024 18:10:12 GMT</pubDate>
			<itunes:duration>34:21</itunes:duration>
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			<acast:episodeId>65eeb2d8c2dc6500175d3d33</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>609</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>The process for buying a home looks different for everybody and Emily's experienced all kinds of ways as a Buyer's Agent in Melbourne. In today's episode Emily shares how things played out for 4 separate clients and the insights and lessons that can be gained from these case studies.</p><br><p>Check out John's book tour dates &amp; links to buy the book at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The process for buying a home looks different for everybody and Emily's experienced all kinds of ways as a Buyer's Agent in Melbourne. In today's episode Emily shares how things played out for 4 separate clients and the insights and lessons that can be gained from these case studies.</p><br><p>Check out John's book tour dates &amp; links to buy the book at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>608 the latest on the banks and lending (mortgage broker update)</title>
			<itunes:title>608 the latest on the banks and lending (mortgage broker update)</itunes:title>
			<pubDate>Tue, 05 Mar 2024 18:10:20 GMT</pubDate>
			<itunes:duration>43:07</itunes:duration>
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			<acast:episodeUrl>608</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>John chats with mortgage broker Rachelle Kroon from Sphere Home Loans about what's happening in the lending space. They touch on:</p><br><p>👉 first time owner-occupiers vs investors</p><p>👉🏼 tax cuts benefits to lending</p><p>👉🏽 cross securitisation </p><p>👉🏾 interest only vs principle &amp; interest loans</p><p>👉🏿 exit strategies for lending over age 40</p><p>👉🏻 buying property with SMSF</p><br><p>Want to chat to the team at Sphere Home Loans? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with them here</a></p><br><p>Check out John's book tour dates &amp; links to buy the book at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John chats with mortgage broker Rachelle Kroon from Sphere Home Loans about what's happening in the lending space. They touch on:</p><br><p>👉 first time owner-occupiers vs investors</p><p>👉🏼 tax cuts benefits to lending</p><p>👉🏽 cross securitisation </p><p>👉🏾 interest only vs principle &amp; interest loans</p><p>👉🏿 exit strategies for lending over age 40</p><p>👉🏻 buying property with SMSF</p><br><p>Want to chat to the team at Sphere Home Loans? <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Connect with them here</a></p><br><p>Check out John's book tour dates &amp; links to buy the book at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[607 buying and selling an off the plan apartment (Ally's story)]]></title>
			<itunes:title><![CDATA[607 buying and selling an off the plan apartment (Ally's story)]]></itunes:title>
			<pubDate>Tue, 27 Feb 2024 18:10:28 GMT</pubDate>
			<itunes:duration>46:33</itunes:duration>
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			<acast:episodeUrl>607</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode Emily interviews Ally who bought an off the plan apartment in Sydney in 2014 before selling it in 2023, and boy is her story a wild ride! Ally shares the biggest lessons she's learned in hindsight from her experience. Strap in!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Emily interviews Ally who bought an off the plan apartment in Sydney in 2014 before selling it in 2023, and boy is her story a wild ride! Ally shares the biggest lessons she's learned in hindsight from her experience. Strap in!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[606 higher rents & falling house values, negative equity, leveraging, developments + more]]></title>
			<itunes:title><![CDATA[606 higher rents & falling house values, negative equity, leveraging, developments + more]]></itunes:title>
			<pubDate>Tue, 20 Feb 2024 18:10:37 GMT</pubDate>
			<itunes:duration>35:49</itunes:duration>
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			<acast:episodeUrl>606</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode John shares a CoreLogic media release that addresses the stark difference in the demand for purchasing property vs the demand for those needing somewhere to live, and answers your questions around:</p><br><p>👉🏼 a case study for buying a 2nd property</p><p>👉🏽 negative equity&nbsp;and emergency funds</p><p>👉🏾 how to leverage existing properties to increase borrowing</p><p>👉🏿 figuring out the best type of development to put on a site</p><p>👉🏻 how to know when you’re financially ready to buy an investment</p><p>👉 CGT implications for changing ownership / titles</p><br><p><a href="https://www.corelogic.com.au/news-research/news/2024/if-housing-is-so-undersupplied-why-are-some-markets-falling-in-value#:~:text=Despite%20a%20purported%20lack%20of,the%20three%20months%20to%20January" rel="noopener noreferrer" target="_blank">Read the CoreLogic media release here</a></p><br><p>Learn more about John's buyers advocate service: <a href="http://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">www.envisageproperty.com.au</a></p><br><p>Check out John's book tour dates &amp; links to buy the book at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John shares a CoreLogic media release that addresses the stark difference in the demand for purchasing property vs the demand for those needing somewhere to live, and answers your questions around:</p><br><p>👉🏼 a case study for buying a 2nd property</p><p>👉🏽 negative equity&nbsp;and emergency funds</p><p>👉🏾 how to leverage existing properties to increase borrowing</p><p>👉🏿 figuring out the best type of development to put on a site</p><p>👉🏻 how to know when you’re financially ready to buy an investment</p><p>👉 CGT implications for changing ownership / titles</p><br><p><a href="https://www.corelogic.com.au/news-research/news/2024/if-housing-is-so-undersupplied-why-are-some-markets-falling-in-value#:~:text=Despite%20a%20purported%20lack%20of,the%20three%20months%20to%20January" rel="noopener noreferrer" target="_blank">Read the CoreLogic media release here</a></p><br><p>Learn more about John's buyers advocate service: <a href="http://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">www.envisageproperty.com.au</a></p><br><p>Check out John's book tour dates &amp; links to buy the book at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>605 real estate in the USA</title>
			<itunes:title>605 real estate in the USA</itunes:title>
			<pubDate>Tue, 13 Feb 2024 18:10:31 GMT</pubDate>
			<itunes:duration>43:51</itunes:duration>
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			<acast:episodeUrl>605</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>How the hell does property and finance in the States work?! In today's episode John chats with our US host Nick Bradley from this is investing to get the scoop. Nick touches on:</p><br><p>👉🏻 the lending landscape</p><p>👉 interest rates</p><p>👉🏼 buying and selling property</p><p>👉🏽 auctions</p><br><p>Check out John's book tour dates &amp; links to buy the book at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How the hell does property and finance in the States work?! In today's episode John chats with our US host Nick Bradley from this is investing to get the scoop. Nick touches on:</p><br><p>👉🏻 the lending landscape</p><p>👉 interest rates</p><p>👉🏼 buying and selling property</p><p>👉🏽 auctions</p><br><p>Check out John's book tour dates &amp; links to buy the book at <a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank">sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[604 starting a portfolio through COVID which is now worth $3 million (Jay's story)]]></title>
			<itunes:title><![CDATA[604 starting a portfolio through COVID which is now worth $3 million (Jay's story)]]></itunes:title>
			<pubDate>Tue, 06 Feb 2024 18:10:15 GMT</pubDate>
			<itunes:duration>35:08</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>604</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Jay and his partner Andrea own their PPOR and 3 investment properties across Adelaide and Brisbane. In today's episode John interviews Jay about his journey as a home buyer and property investor, touching on:</p><br><p>👉 his upbringing and when he began to learn about investing</p><p>👉🏼 his career and income</p><p>👉🏽 navigating lending as a self employed business owner</p><p>👉🏾 purchasing new builds</p><p>👉🏿 using a buyer's advocate</p><p>👉🏻 and his investing strategy moving forward</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jay and his partner Andrea own their PPOR and 3 investment properties across Adelaide and Brisbane. In today's episode John interviews Jay about his journey as a home buyer and property investor, touching on:</p><br><p>👉 his upbringing and when he began to learn about investing</p><p>👉🏼 his career and income</p><p>👉🏽 navigating lending as a self employed business owner</p><p>👉🏾 purchasing new builds</p><p>👉🏿 using a buyer's advocate</p><p>👉🏻 and his investing strategy moving forward</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[603 standing out as a buyer, pre-auction offers, when to let go of a 'loser', renovations + more]]></title>
			<itunes:title><![CDATA[603 standing out as a buyer, pre-auction offers, when to let go of a 'loser', renovations + more]]></itunes:title>
			<pubDate>Tue, 30 Jan 2024 18:10:00 GMT</pubDate>
			<itunes:duration>39:19</itunes:duration>
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			<acast:episodeUrl>603</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode Emily answers your questions about:</p><br><p>👉🏾 how long should you hold a ‘loser’ investment?</p><p>👉🏿 is using a buyer’s advocate worth it?</p><p>👉 how to stand out as a buyer in a competitive market </p><p>👉🏻 when is stamp duty due if you have to pay it?</p><p>👉 how much is the deposit if your offer is accepted?</p><p>👉🏼 when do you fully pay for the property?&nbsp;</p><p>👉🏽 would you get in trouble for not telling a broker/bank you don’t have dependents so you can borrow more?</p><p>👉🏾  what are some resources for keeping up with the market?</p><p>👉🏿 pre-auction offer advice/tips</p><p>👉🏻 what renos should you do to your home to increase value?</p><br><p>Book a clarity call with John: <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/clarity-call-with-john-pidgeon</a></p><br><p>Purchase Sort Your Property Out &amp; Build Your Future 👇</p><p>Amazon: <a href="https://amzn.to/47PjD3T" rel="noopener noreferrer" target="_blank">https://amzn.to/47PjD3T</a></p><p>Booktopia: <a href="https://booktopia.kh4ffx.net/Nko0B1" rel="noopener noreferrer" target="_blank">https://booktopia.kh4ffx.net/Nko0B1</a></p><br><p>See the dates for John's book tour: <a href="https://www.sortyourpropertyout.com/tour" rel="noopener noreferrer" target="_blank">https://www.sortyourpropertyout.com/tour</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Emily answers your questions about:</p><br><p>👉🏾 how long should you hold a ‘loser’ investment?</p><p>👉🏿 is using a buyer’s advocate worth it?</p><p>👉 how to stand out as a buyer in a competitive market </p><p>👉🏻 when is stamp duty due if you have to pay it?</p><p>👉 how much is the deposit if your offer is accepted?</p><p>👉🏼 when do you fully pay for the property?&nbsp;</p><p>👉🏽 would you get in trouble for not telling a broker/bank you don’t have dependents so you can borrow more?</p><p>👉🏾  what are some resources for keeping up with the market?</p><p>👉🏿 pre-auction offer advice/tips</p><p>👉🏻 what renos should you do to your home to increase value?</p><br><p>Book a clarity call with John: <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/clarity-call-with-john-pidgeon</a></p><br><p>Purchase Sort Your Property Out &amp; Build Your Future 👇</p><p>Amazon: <a href="https://amzn.to/47PjD3T" rel="noopener noreferrer" target="_blank">https://amzn.to/47PjD3T</a></p><p>Booktopia: <a href="https://booktopia.kh4ffx.net/Nko0B1" rel="noopener noreferrer" target="_blank">https://booktopia.kh4ffx.net/Nko0B1</a></p><br><p>See the dates for John's book tour: <a href="https://www.sortyourpropertyout.com/tour" rel="noopener noreferrer" target="_blank">https://www.sortyourpropertyout.com/tour</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>602 how Zoe built a property portfolio worth over $3.7 million</title>
			<itunes:title>602 how Zoe built a property portfolio worth over $3.7 million</itunes:title>
			<pubDate>Tue, 23 Jan 2024 18:10:31 GMT</pubDate>
			<itunes:duration>40:00</itunes:duration>
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			<acast:episodeUrl>602</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>In today's episode John interviews long time listener Zoe who has built an impressive investment property portfolio worth over 3.7 million and a net wealth worth over 2 million. Zoe currently owns 5 properties and was kind enough to share exactly how she got to where she is today, her learnings and what's ahead for her journey. Strap in for a great episode!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John interviews long time listener Zoe who has built an impressive investment property portfolio worth over 3.7 million and a net wealth worth over 2 million. Zoe currently owns 5 properties and was kind enough to share exactly how she got to where she is today, her learnings and what's ahead for her journey. Strap in for a great episode!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>601 how to be a great buyer</title>
			<itunes:title>601 how to be a great buyer</itunes:title>
			<pubDate>Tue, 16 Jan 2024 18:10:25 GMT</pubDate>
			<itunes:duration>34:25</itunes:duration>
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			<acast:episodeUrl>601</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Looking to buy a property within the next few years? Emily shares her tips and insights as a professional buyers advocate to help you stand out and purchase your dream home. Emily touches on:</p><br><p>👉🏻 sorting your finance</p><p>👉 communicating with agents</p><p>👉🏼 auctions</p><p>👉🏿 and more</p><br><p>Need a system to manage your money? Check out the free <a href="https://education.thisis.money/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">Glen James Spending Plan</a></p><br><p>Check out <a href="https://www.sortyourmoneyout.com/reach-out" rel="noopener noreferrer" target="_blank">Glen's trusted mortgage brokers and financial professionals</a> here</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Looking to buy a property within the next few years? Emily shares her tips and insights as a professional buyers advocate to help you stand out and purchase your dream home. Emily touches on:</p><br><p>👉🏻 sorting your finance</p><p>👉 communicating with agents</p><p>👉🏼 auctions</p><p>👉🏿 and more</p><br><p>Need a system to manage your money? Check out the free <a href="https://education.thisis.money/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">Glen James Spending Plan</a></p><br><p>Check out <a href="https://www.sortyourmoneyout.com/reach-out" rel="noopener noreferrer" target="_blank">Glen's trusted mortgage brokers and financial professionals</a> here</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>top episode: converting your home into an investment property</title>
			<itunes:title>top episode: converting your home into an investment property</itunes:title>
			<pubDate>Tue, 09 Jan 2024 18:10:58 GMT</pubDate>
			<itunes:duration>34:35</itunes:duration>
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			<acast:episodeUrl>600b</acast:episodeUrl>
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			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>This is another super hot topic that comes up a lot in our community! In this episode replay John and Em discuss selling vs converting your home into an investment property including some practical considerations when you decide to convert such as finance structure, compliance &amp; maintenance, preparing to lease and more.</p><br><p><a href="https://bit.ly/3zfyoiK" rel="noopener noreferrer" target="_blank">John's property analyser calculator</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This is another super hot topic that comes up a lot in our community! In this episode replay John and Em discuss selling vs converting your home into an investment property including some practical considerations when you decide to convert such as finance structure, compliance &amp; maintenance, preparing to lease and more.</p><br><p><a href="https://bit.ly/3zfyoiK" rel="noopener noreferrer" target="_blank">John's property analyser calculator</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>top episode: how to create a property investing strategy</title>
			<itunes:title>top episode: how to create a property investing strategy</itunes:title>
			<pubDate>Tue, 02 Jan 2024 18:10:41 GMT</pubDate>
			<itunes:duration>35:43</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/600</link>
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			<acast:episodeUrl>600</acast:episodeUrl>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>6</itunes:season>
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			<description><![CDATA[<p>Thinking of investing in 2024? In this episode replay John explains 8 things that are critical for investors to consider when buying property and touches on a super common question - should I sell my home and upgrade or keep it and convert it into an investment?</p><br><p>Want to thrash out your situation with John? Book a clarity call here: <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">https://bit.ly/M3JohnClarityCall</a></p><br><p>Check out <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">Solvere Wealth</a> for info on John's coaching services.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of investing in 2024? In this episode replay John explains 8 things that are critical for investors to consider when buying property and touches on a super common question - should I sell my home and upgrade or keep it and convert it into an investment?</p><br><p>Want to thrash out your situation with John? Book a clarity call here: <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">https://bit.ly/M3JohnClarityCall</a></p><br><p>Check out <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">Solvere Wealth</a> for info on John's coaching services.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>top episode: 10 things we would tell our younger selves about buying property</title>
			<itunes:title>top episode: 10 things we would tell our younger selves about buying property</itunes:title>
			<pubDate>Tue, 26 Dec 2023 18:10:02 GMT</pubDate>
			<itunes:duration>39:08</itunes:duration>
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			<acast:episodeUrl>551</acast:episodeUrl>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Happy holidays! Here's a replay of one of your favourite episodes from this year. John and Emily reflected on the learnings they wish they'd known sooner on their property journeys and share 10 top tips.</p><br><p>Learn more about John's Train the Trainer Program: <a href="https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Happy holidays! Here's a replay of one of your favourite episodes from this year. John and Emily reflected on the learnings they wish they'd known sooner on their property journeys and share 10 top tips.</p><br><p>Learn more about John's Train the Trainer Program: <a href="https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>550 tips for buying property in 2024</title>
			<itunes:title>550 tips for buying property in 2024</itunes:title>
			<pubDate>Tue, 19 Dec 2023 18:10:29 GMT</pubDate>
			<itunes:duration>37:59</itunes:duration>
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			<acast:episodeUrl>550</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>As we close out 2023, John and Em share 8 tips for buying property as you enter the new year.</p><br><p><a href="https://www.solverewealth.com.au/portal-dashboard/" rel="noopener noreferrer" target="_blank">Learn more about Your Online Property Coach here.</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>As we close out 2023, John and Em share 8 tips for buying property as you enter the new year.</p><br><p><a href="https://www.solverewealth.com.au/portal-dashboard/" rel="noopener noreferrer" target="_blank">Learn more about Your Online Property Coach here.</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[549 housing affordability & the 2023 property market in review]]></title>
			<itunes:title><![CDATA[549 housing affordability & the 2023 property market in review]]></itunes:title>
			<pubDate>Tue, 12 Dec 2023 18:10:45 GMT</pubDate>
			<itunes:duration>35:10</itunes:duration>
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			<acast:episodeUrl>549</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's episode Emily and John reflect on the 2023 property market and how things are looking for investors and home buyers in different regions around Australia.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Emily and John reflect on the 2023 property market and how things are looking for investors and home buyers in different regions around Australia.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>548 what I would tell my 18-year-old self about building a property portfolio</title>
			<itunes:title>548 what I would tell my 18-year-old self about building a property portfolio</itunes:title>
			<pubDate>Tue, 05 Dec 2023 18:10:55 GMT</pubDate>
			<itunes:duration>33:10</itunes:duration>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's episode John reflects on the decisions he made whilst building his property portfolio, including the things he felt he did right and the things he would've done differently if he had his time again. John shares 10 pieces of advice he would give his 18 year old self. What would you do again or differently in your own journey if you could go back in time?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John reflects on the decisions he made whilst building his property portfolio, including the things he felt he did right and the things he would've done differently if he had his time again. John shares 10 pieces of advice he would give his 18 year old self. What would you do again or differently in your own journey if you could go back in time?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>547 house sitting as a side hustle with Riley</title>
			<itunes:title>547 house sitting as a side hustle with Riley</itunes:title>
			<pubDate>Tue, 28 Nov 2023 18:10:18 GMT</pubDate>
			<itunes:duration>25:35</itunes:duration>
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			<acast:episodeUrl>547</acast:episodeUrl>
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			<description><![CDATA[<p>John is joined by Riley who's done amazingly well as a house sitter on the side! In this chat they touch on:</p><br><p>👉🏽 how the house sitting arrangement works</p><p>👉 the pros and cons of house sitting</p><p>👉🏿 the savings Riley's been able to build</p><p>👉🏾 the property investing he's done while he house sits</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John is joined by Riley who's done amazingly well as a house sitter on the side! In this chat they touch on:</p><br><p>👉🏽 how the house sitting arrangement works</p><p>👉 the pros and cons of house sitting</p><p>👉🏿 the savings Riley's been able to build</p><p>👉🏾 the property investing he's done while he house sits</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>546 turning a PPOR into an investment, equity or cash deposits, understanding auction reserves + more</title>
			<itunes:title>546 turning a PPOR into an investment, equity or cash deposits, understanding auction reserves + more</itunes:title>
			<pubDate>Tue, 21 Nov 2023 18:10:35 GMT</pubDate>
			<itunes:duration>32:41</itunes:duration>
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			<acast:episodeUrl>546</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>John and Emily answer your questions, including:</p><br><p>👉🏽 what are the pros and cons of flipping your PPOR into an investment?</p><p>👉🏻 using equity or a cash deposit for your next investment - which one?</p><p>👉🏿 should you keep cash in savings, or use it all as a deposit?</p><p>👉 what to do with 40 acres - hold or develop?</p><p>👉🏽 why are auction reserves higher than the quote price?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily answer your questions, including:</p><br><p>👉🏽 what are the pros and cons of flipping your PPOR into an investment?</p><p>👉🏻 using equity or a cash deposit for your next investment - which one?</p><p>👉🏿 should you keep cash in savings, or use it all as a deposit?</p><p>👉 what to do with 40 acres - hold or develop?</p><p>👉🏽 why are auction reserves higher than the quote price?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>545 should I buy an investment or owner occupier first?</title>
			<itunes:title>545 should I buy an investment or owner occupier first?</itunes:title>
			<pubDate>Tue, 14 Nov 2023 18:10:32 GMT</pubDate>
			<itunes:duration>32:57</itunes:duration>
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			<acast:episodeUrl>545</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>Should you buy a home to live in or an investment property first? This is such a common question and in today's episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:</p><br><p>👉🏾 buying a house vs unit</p><p>👉🏿 your short term lifestyle and financial goals</p><p>👉🏻 your borrowing capacity</p><p>👉 your risk profile</p><p>👉🏼 your mindset</p><p>👉🏽 and Zoe and Tom's case study</p><br><p>Want to bounce your situation off John? <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">Book a clarity call here</a></p><br><p>Need a buyer's advocate? <a href="https://bit.ly/3FsrBoG" rel="noopener noreferrer" target="_blank">Check out Envisage Property</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you buy a home to live in or an investment property first? This is such a common question and in today's episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:</p><br><p>👉🏾 buying a house vs unit</p><p>👉🏿 your short term lifestyle and financial goals</p><p>👉🏻 your borrowing capacity</p><p>👉 your risk profile</p><p>👉🏼 your mindset</p><p>👉🏽 and Zoe and Tom's case study</p><br><p>Want to bounce your situation off John? <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">Book a clarity call here</a></p><br><p>Need a buyer's advocate? <a href="https://bit.ly/3FsrBoG" rel="noopener noreferrer" target="_blank">Check out Envisage Property</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>544 The Block 2023 unpacked</title>
			<itunes:title>544 The Block 2023 unpacked</itunes:title>
			<pubDate>Tue, 07 Nov 2023 18:10:40 GMT</pubDate>
			<itunes:duration>32:30</itunes:duration>
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			<acast:episodeUrl>544</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>This one's for fans of The Block! In today's episode Emily and John recap the wild results of the 2023 season 19 reno competition tv show The Block which was set in the Melbourne suburb of Hampton East.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This one's for fans of The Block! In today's episode Emily and John recap the wild results of the 2023 season 19 reno competition tv show The Block which was set in the Melbourne suburb of Hampton East.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[543 battle-axe block pros & cons, shared equity schemes, using cash vs equity + more]]></title>
			<itunes:title><![CDATA[543 battle-axe block pros & cons, shared equity schemes, using cash vs equity + more]]></itunes:title>
			<pubDate>Tue, 31 Oct 2023 18:10:50 GMT</pubDate>
			<itunes:duration>35:57</itunes:duration>
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			<acast:episodeUrl>543</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's Q&amp;A John and Emily discuss:</p><br><p>👉🏾 the pros and cons of a battleaxe block</p><p>👉🏿 using cash vs equity to purchase an investment&nbsp;property</p><p>👉🏻 the 6 year capital gains tax rule&nbsp;</p><p>👉 considerations for buying a home using a shared equity scheme</p><p>👉🏼 and what you would do if you had a $200k deposit to buy in Melbourne!</p><br><p>Check out <a href="https://shows.acast.com/my-millennial-property/episodes/439-johns-8-point-property-investing-strategy" rel="noopener noreferrer" target="_blank">episode 439 for John's 8 point property investing strategy</a></p><br><p>Looking for a buyer's advocate to help you purchase your first or family home in Melbourne? <a href="https://www.emilywallace.com.au/" rel="noopener noreferrer" target="_blank">Get in touch with Emily &amp; her team here</a></p><p>Looking for a buyer's advocate to help you purchase your investment? <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">Get in touch with John &amp; his team here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's Q&amp;A John and Emily discuss:</p><br><p>👉🏾 the pros and cons of a battleaxe block</p><p>👉🏿 using cash vs equity to purchase an investment&nbsp;property</p><p>👉🏻 the 6 year capital gains tax rule&nbsp;</p><p>👉 considerations for buying a home using a shared equity scheme</p><p>👉🏼 and what you would do if you had a $200k deposit to buy in Melbourne!</p><br><p>Check out <a href="https://shows.acast.com/my-millennial-property/episodes/439-johns-8-point-property-investing-strategy" rel="noopener noreferrer" target="_blank">episode 439 for John's 8 point property investing strategy</a></p><br><p>Looking for a buyer's advocate to help you purchase your first or family home in Melbourne? <a href="https://www.emilywallace.com.au/" rel="noopener noreferrer" target="_blank">Get in touch with Emily &amp; her team here</a></p><p>Looking for a buyer's advocate to help you purchase your investment? <a href="https://www.envisageproperty.com.au/" rel="noopener noreferrer" target="_blank">Get in touch with John &amp; his team here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[542 market cycles, housing affordability & success in business with Greg Paramor AO]]></title>
			<itunes:title><![CDATA[542 market cycles, housing affordability & success in business with Greg Paramor AO]]></itunes:title>
			<pubDate>Tue, 24 Oct 2023 18:10:16 GMT</pubDate>
			<itunes:duration>37:53</itunes:duration>
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			<acast:episodeUrl>542</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's episode John chats with Greg Paramor AO whose career spans over 45 years in the real estate and funds management industry, including starting multiple businesses. In this conversation John and Greg chat about:</p><br><p>👉🏾 how Greg's career in real estate started</p><p>👉🏿 reflections on market cycles</p><p>👉🏻 the current market and the lack of housing affordability</p><p>👉 the future of property transactions with the rise of tech</p><p>👉🏼 Greg's tips for doing well in business</p><p>👉🏽 and a community organisation supporting vulnerable youth</p><br><p><a href="https://backtrack.org.au/" rel="noopener noreferrer" target="_blank">Learn more about BackTrack here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John chats with Greg Paramor AO whose career spans over 45 years in the real estate and funds management industry, including starting multiple businesses. In this conversation John and Greg chat about:</p><br><p>👉🏾 how Greg's career in real estate started</p><p>👉🏿 reflections on market cycles</p><p>👉🏻 the current market and the lack of housing affordability</p><p>👉 the future of property transactions with the rise of tech</p><p>👉🏼 Greg's tips for doing well in business</p><p>👉🏽 and a community organisation supporting vulnerable youth</p><br><p><a href="https://backtrack.org.au/" rel="noopener noreferrer" target="_blank">Learn more about BackTrack here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[541 property market update, hotspots & forecasting the next 20 years with Tim Lawless]]></title>
			<itunes:title><![CDATA[541 property market update, hotspots & forecasting the next 20 years with Tim Lawless]]></itunes:title>
			<pubDate>Tue, 17 Oct 2023 18:10:41 GMT</pubDate>
			<itunes:duration>42:46</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/65277bb0e61f1e0013da4e7e/media.mp3" length="61900034" type="audio/mpeg"/>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>541</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's episode, Tim Lawless, Head of Research at CoreLogic Asia Pacific joins John on the show with some property insights around:</p><br><p>👉🏾 interest rates</p><p>👉🏿 migration</p><p>👉 various property markets around Australia</p><p>👉🏻 how the Brisbane 2032 Olympics may affect the QLD property market</p><p>👉🏼 3 things to consider when looking for a property</p><p>👉🏽 and more!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode, Tim Lawless, Head of Research at CoreLogic Asia Pacific joins John on the show with some property insights around:</p><br><p>👉🏾 interest rates</p><p>👉🏿 migration</p><p>👉 various property markets around Australia</p><p>👉🏻 how the Brisbane 2032 Olympics may affect the QLD property market</p><p>👉🏼 3 things to consider when looking for a property</p><p>👉🏽 and more!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[540 I've bought my first home, now what?]]></title>
			<itunes:title><![CDATA[540 I've bought my first home, now what?]]></itunes:title>
			<pubDate>Tue, 10 Oct 2023 18:10:33 GMT</pubDate>
			<itunes:duration>26:38</itunes:duration>
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			<acast:episodeUrl>540</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>There are a few options you can consider when deciding to upgrade from your first home. You might choose to turn it into an investment property, sell and buy another place or even knock it down and rebuild! John and Emily chat about some considerations when figuring out your next move and also discuss a listener question about renovating your non-forever home and land banking. </p><br><p>You might also be interested in 🎧 episode 502 - turning your PPOR into an investment property and upsizing!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>There are a few options you can consider when deciding to upgrade from your first home. You might choose to turn it into an investment property, sell and buy another place or even knock it down and rebuild! John and Emily chat about some considerations when figuring out your next move and also discuss a listener question about renovating your non-forever home and land banking. </p><br><p>You might also be interested in 🎧 episode 502 - turning your PPOR into an investment property and upsizing!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>539 how to get into the property market sooner</title>
			<itunes:title>539 how to get into the property market sooner</itunes:title>
			<pubDate>Tue, 03 Oct 2023 19:10:58 GMT</pubDate>
			<itunes:duration>29:40</itunes:duration>
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			<acast:episodeUrl>539</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode John and Emily discuss some practical things you can do to get into your first property sooner and the property advice they'd give their younger selves. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Emily discuss some practical things you can do to get into your first property sooner and the property advice they'd give their younger selves. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>538 growth areas in the next 5 years</title>
			<itunes:title>538 growth areas in the next 5 years</itunes:title>
			<pubDate>Tue, 26 Sep 2023 19:10:13 GMT</pubDate>
			<itunes:duration>37:02</itunes:duration>
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			<acast:episodeUrl>538</acast:episodeUrl>
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			<description><![CDATA[<p>If you're wanting some ideas for where you should look as a buyer, today's episode is for you! John shares some of the key factors that go into identifying a hot spot and shares some of the regions around Australia that are worth considering in the coming years.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're wanting some ideas for where you should look as a buyer, today's episode is for you! John shares some of the key factors that go into identifying a hot spot and shares some of the regions around Australia that are worth considering in the coming years.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>537 auction tactics, combining finances for a deposit, First Home Guarantee downsides + more</title>
			<itunes:title>537 auction tactics, combining finances for a deposit, First Home Guarantee downsides + more</itunes:title>
			<pubDate>Tue, 19 Sep 2023 19:10:39 GMT</pubDate>
			<itunes:duration>34:14</itunes:duration>
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			<acast:episodeUrl>537</acast:episodeUrl>
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			<description><![CDATA[<p>In today's Q&amp;A John and Emily discuss:</p><br><p>👉🏾 buying property with a partner - when/how should you combine finances?</p><p>👉🏿 First Home Guarantee scheme disadvantages</p><p>👉🏻 older &amp; bigger vs newer &amp; smaller apartment</p><p>👉 tactics for bidding at auction</p><p>👉🏼 unit vs villa vs apartment - what’s the difference??</p><p>👉🏽 what professionals do you need to purchase your first property?</p><p>👉🏾 renovate the kitchen or bathroom if you could only do one?</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's Q&amp;A John and Emily discuss:</p><br><p>👉🏾 buying property with a partner - when/how should you combine finances?</p><p>👉🏿 First Home Guarantee scheme disadvantages</p><p>👉🏻 older &amp; bigger vs newer &amp; smaller apartment</p><p>👉 tactics for bidding at auction</p><p>👉🏼 unit vs villa vs apartment - what’s the difference??</p><p>👉🏽 what professionals do you need to purchase your first property?</p><p>👉🏾 renovate the kitchen or bathroom if you could only do one?</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>536 property market update</title>
			<itunes:title>536 property market update</itunes:title>
			<pubDate>Tue, 12 Sep 2023 19:10:52 GMT</pubDate>
			<itunes:duration>36:08</itunes:duration>
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			<acast:episodeUrl>536</acast:episodeUrl>
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			<description><![CDATA[<p>Investors are selling out, first home buyers are buying in... let's take a look at the state of the market! John and Emily touch on supply and demand, the rental market the home build space and more.</p><br><p>Check out <a href="https://bit.ly/3PgZf4c" rel="noopener noreferrer" target="_blank">Your Online Property Coach</a> here!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Investors are selling out, first home buyers are buying in... let's take a look at the state of the market! John and Emily touch on supply and demand, the rental market the home build space and more.</p><br><p>Check out <a href="https://bit.ly/3PgZf4c" rel="noopener noreferrer" target="_blank">Your Online Property Coach</a> here!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>535 an affordable mortgage, living off your property portfolio, good debt + more</title>
			<itunes:title>535 an affordable mortgage, living off your property portfolio, good debt + more</itunes:title>
			<pubDate>Tue, 05 Sep 2023 19:10:16 GMT</pubDate>
			<itunes:duration>35:14</itunes:duration>
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			<acast:episodeUrl>535</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's Q&amp;A Emily and John chat about:</p><br><p>👉🏻 converting your PPOR into an investment to upsize</p><p>👉🏿 is it possible to live off your property portfolio?</p><p>👉 what’s considered good debt?</p><p>👉🏼 what’s considered an affordable mortgage?</p><p>👉🏽 unit villa in the city vs house further out?</p><p>👉🏾 and more!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's Q&amp;A Emily and John chat about:</p><br><p>👉🏻 converting your PPOR into an investment to upsize</p><p>👉🏿 is it possible to live off your property portfolio?</p><p>👉 what’s considered good debt?</p><p>👉🏼 what’s considered an affordable mortgage?</p><p>👉🏽 unit villa in the city vs house further out?</p><p>👉🏾 and more!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>534 should I rentvest?</title>
			<itunes:title>534 should I rentvest?</itunes:title>
			<pubDate>Tue, 29 Aug 2023 19:10:31 GMT</pubDate>
			<itunes:duration>38:54</itunes:duration>
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			<acast:episodeUrl>534</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Renting where you live while buying an investment property is a popular home ownership strategy, so is it right for you? Emily unpacks what to consider, including:</p><br><p>👉🏾how suited you are to a renting lifestyle</p><p>👉🏿 your flexibility with location</p><p>👉🏻 your borrowing and financial capacity</p><p>👉 your desire and capacity to be a landlord</p><p>👉🏼 what your life may look like in the next 3-5 years</p><p>👉🏾 how to research whether it's better to rent or buy in the area you want</p><p>👉🏼 having financial buffers in place</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Renting where you live while buying an investment property is a popular home ownership strategy, so is it right for you? Emily unpacks what to consider, including:</p><br><p>👉🏾how suited you are to a renting lifestyle</p><p>👉🏿 your flexibility with location</p><p>👉🏻 your borrowing and financial capacity</p><p>👉 your desire and capacity to be a landlord</p><p>👉🏼 what your life may look like in the next 3-5 years</p><p>👉🏾 how to research whether it's better to rent or buy in the area you want</p><p>👉🏼 having financial buffers in place</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>533 lifestyle luxuries vs owning a home</title>
			<itunes:title>533 lifestyle luxuries vs owning a home</itunes:title>
			<pubDate>Tue, 22 Aug 2023 19:10:46 GMT</pubDate>
			<itunes:duration>34:24</itunes:duration>
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			<acast:episodeUrl>533</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Is it worth making lifestyle sacrifices to afford a mortgage sooner? That was Fiona's question in the <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Facebook group</a> and the discussion of today's episode. John talks about Fiona's options and what the MMM community had to say!</p><br><p>Check out <a href="https://www.solverewealth.com.au/your-online-property-coach/" rel="noopener noreferrer" target="_blank">Your Online Property Coach here</a></p><br><p><a href="https://sm23.grassrootz.com/orange-sky-australia/pidge/" rel="noopener noreferrer" target="_blank">Learn more about Orange Sky here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is it worth making lifestyle sacrifices to afford a mortgage sooner? That was Fiona's question in the <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Facebook group</a> and the discussion of today's episode. John talks about Fiona's options and what the MMM community had to say!</p><br><p>Check out <a href="https://www.solverewealth.com.au/your-online-property-coach/" rel="noopener noreferrer" target="_blank">Your Online Property Coach here</a></p><br><p><a href="https://sm23.grassrootz.com/orange-sky-australia/pidge/" rel="noopener noreferrer" target="_blank">Learn more about Orange Sky here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>532 title insurance</title>
			<itunes:title>532 title insurance</itunes:title>
			<pubDate>Tue, 15 Aug 2023 19:10:12 GMT</pubDate>
			<itunes:duration>41:49</itunes:duration>
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			<acast:episodeUrl>532</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Title insurance - what is it and why have it? Special guest Paul Watkins from <a href="https://www.stewartau.com/" rel="noopener noreferrer" target="_blank">Stewart Title</a> joins us on the episode to unpack the ins and outs of having title insurance for your property. John and Paul chat about what title insurance covers, how it works, the cost of having it and examples of the types of claims you can make. </p><br><p><a href="https://www.stewartau.com/" rel="noopener noreferrer" target="_blank">Learn more about Stewart Title here</a>. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Title insurance - what is it and why have it? Special guest Paul Watkins from <a href="https://www.stewartau.com/" rel="noopener noreferrer" target="_blank">Stewart Title</a> joins us on the episode to unpack the ins and outs of having title insurance for your property. John and Paul chat about what title insurance covers, how it works, the cost of having it and examples of the types of claims you can make. </p><br><p><a href="https://www.stewartau.com/" rel="noopener noreferrer" target="_blank">Learn more about Stewart Title here</a>. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>531 live clarity call: planning to buy a first and family home</title>
			<itunes:title>531 live clarity call: planning to buy a first and family home</itunes:title>
			<pubDate>Tue, 08 Aug 2023 19:10:36 GMT</pubDate>
			<itunes:duration>54:07</itunes:duration>
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			<acast:episodeId>64d1e425dcbd5d00116db1da</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>531</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Joel and Naomi have a goal to buy a first and family home in Gympie in the next 3-4 years. In this live clarity call John walks through some of their options!</p><br><p>Interested in a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Learn more here</a>.</p><br><p><a href="https://www.ato.gov.au/Individuals/Super/Withdrawing-and-using-your-super/First-Home-Super-Saver-Scheme/" rel="noopener noreferrer" target="_blank">First Home Super Saver Scheme | Australian Taxation Office (ato.gov.au)</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Joel and Naomi have a goal to buy a first and family home in Gympie in the next 3-4 years. In this live clarity call John walks through some of their options!</p><br><p>Interested in a clarity call with John? <a href="https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/" rel="noopener noreferrer" target="_blank">Learn more here</a>.</p><br><p><a href="https://www.ato.gov.au/Individuals/Super/Withdrawing-and-using-your-super/First-Home-Super-Saver-Scheme/" rel="noopener noreferrer" target="_blank">First Home Super Saver Scheme | Australian Taxation Office (ato.gov.au)</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>530 off market properties</title>
			<itunes:title>530 off market properties</itunes:title>
			<pubDate>Tue, 01 Aug 2023 19:10:19 GMT</pubDate>
			<itunes:duration>44:06</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>530</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Let's chat about off market properties! Our guest Golan Flamm from Hodges Caulfield in Melbourne has done many off market deals and he joins Emily on the show to explain:</p><br><p>👉🏾 what an off market property is vs pre-market</p><p>👉🏿 how buyers can find out about them</p><p>👉🏻 tips for putting your best foot forward as a buyer</p><p>👉 do buyers pay more for pre or off markets?</p><p>👉🏼 some reasons people might sell their property off market</p><p>👉🏽 the average cost saving for the seller</p><br><p>You can <a href="https://www.allhomes.com.au/agent/golan-flamm-445833/" rel="noopener noreferrer" target="_blank">connect with Golan here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Let's chat about off market properties! Our guest Golan Flamm from Hodges Caulfield in Melbourne has done many off market deals and he joins Emily on the show to explain:</p><br><p>👉🏾 what an off market property is vs pre-market</p><p>👉🏿 how buyers can find out about them</p><p>👉🏻 tips for putting your best foot forward as a buyer</p><p>👉 do buyers pay more for pre or off markets?</p><p>👉🏼 some reasons people might sell their property off market</p><p>👉🏽 the average cost saving for the seller</p><br><p>You can <a href="https://www.allhomes.com.au/agent/golan-flamm-445833/" rel="noopener noreferrer" target="_blank">connect with Golan here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>529 apartments, do I buy one?</title>
			<itunes:title>529 apartments, do I buy one?</itunes:title>
			<pubDate>Tue, 25 Jul 2023 19:10:45 GMT</pubDate>
			<itunes:duration>41:20</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>529</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<p>In today's episode we're deep diving into the topic of apartments! Emily and John touch on:</p><br><p>👉 John's apartment</p><p>👉🏼 off the plan</p><p>👉🏽 body corp explained</p><p>👉🏾 the pros &amp; cons</p><p>👉🏿 considerations for PPOR vs investment</p><p>👉🏻 what makes a great block </p><p>👉 what makes a great apartment</p><p>👉🏾 their thoughts on car stackers</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode we're deep diving into the topic of apartments! Emily and John touch on:</p><br><p>👉 John's apartment</p><p>👉🏼 off the plan</p><p>👉🏽 body corp explained</p><p>👉🏾 the pros &amp; cons</p><p>👉🏿 considerations for PPOR vs investment</p><p>👉🏻 what makes a great block </p><p>👉 what makes a great apartment</p><p>👉🏾 their thoughts on car stackers</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>528 forecasting house prices 20 years from now</title>
			<itunes:title>528 forecasting house prices 20 years from now</itunes:title>
			<pubDate>Tue, 18 Jul 2023 19:10:32 GMT</pubDate>
			<itunes:duration>39:56</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>528</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's episode John and Emily chat about what the future of property will look like for the next generation and trends from past market performance in different areas. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode John and Emily chat about what the future of property will look like for the next generation and trends from past market performance in different areas. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>527 depreciation, first home vs investment, purchasing an investment with equity + more</title>
			<itunes:title>527 depreciation, first home vs investment, purchasing an investment with equity + more</itunes:title>
			<pubDate>Wed, 12 Jul 2023 01:50:30 GMT</pubDate>
			<itunes:duration>41:21</itunes:duration>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Emily and John answer all your property questions about first home buying, depreciation, buying an investment with equity and more!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily and John answer all your property questions about first home buying, depreciation, buying an investment with equity and more!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>526 AI in real estate and emerging tech with Kylie Davis</title>
			<itunes:title>526 AI in real estate and emerging tech with Kylie Davis</itunes:title>
			<pubDate>Tue, 04 Jul 2023 19:10:37 GMT</pubDate>
			<itunes:duration>36:43</itunes:duration>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's episode special guest Kylie Davis from <a href="https://proptechassociation.com.au/" rel="noopener noreferrer" target="_blank">Proptech</a> shares a wealth of insight into how AI-powered analytics and emerging technologies are transforming the way we buy, sell, and invest in property.</p><br><p>You can find the Proptech podcast wherever you're listening to this episode!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode special guest Kylie Davis from <a href="https://proptechassociation.com.au/" rel="noopener noreferrer" target="_blank">Proptech</a> shares a wealth of insight into how AI-powered analytics and emerging technologies are transforming the way we buy, sell, and invest in property.</p><br><p>You can find the Proptech podcast wherever you're listening to this episode!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>525 post-purchase anxiety, breaking up with your mortgage broker + more </title>
			<itunes:title>525 post-purchase anxiety, breaking up with your mortgage broker + more </itunes:title>
			<pubDate>Tue, 27 Jun 2023 19:10:35 GMT</pubDate>
			<itunes:duration>39:56</itunes:duration>
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			<acast:episodeUrl>525</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>In today's q&amp;a Emily and John discuss:</p><br><p>👉🏾 dealing with post-purchase anxiety!</p><p>👉🏿 changing jobs after a conditional pre-approval </p><p>👉🏻 breaking up with your mortgage broker or property manager</p><p>👉 insights on the Perth property market</p><p>👉🏼 the characteristics of an A, B and C grade property</p><p>👉🏽 and receiving different property valuations</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's q&amp;a Emily and John discuss:</p><br><p>👉🏾 dealing with post-purchase anxiety!</p><p>👉🏿 changing jobs after a conditional pre-approval </p><p>👉🏻 breaking up with your mortgage broker or property manager</p><p>👉 insights on the Perth property market</p><p>👉🏼 the characteristics of an A, B and C grade property</p><p>👉🏽 and receiving different property valuations</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>524 my first home buyer journey: building in a new estate (12 month update) </title>
			<itunes:title>524 my first home buyer journey: building in a new estate (12 month update) </itunes:title>
			<pubDate>Tue, 20 Jun 2023 19:00:53 GMT</pubDate>
			<itunes:duration>42:57</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Last year we interviewed Kobe who had bought a house and land package and was in the process of building her first home. Well... things didn't go exactly to plan. Take a listen to how it all unfolded since our initial chat with Kobe!</p><br><p>Take a listen to part 1 of Kobe's story here: <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029ba" rel="noopener noreferrer" target="_blank">419 my first home buyer journey: building in a new estate</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Last year we interviewed Kobe who had bought a house and land package and was in the process of building her first home. Well... things didn't go exactly to plan. Take a listen to how it all unfolded since our initial chat with Kobe!</p><br><p>Take a listen to part 1 of Kobe's story here: <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029ba" rel="noopener noreferrer" target="_blank">419 my first home buyer journey: building in a new estate</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>523 property market update with Eliza Owen</title>
			<itunes:title>523 property market update with Eliza Owen</itunes:title>
			<pubDate>Tue, 13 Jun 2023 19:00:51 GMT</pubDate>
			<itunes:duration>36:44</itunes:duration>
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			<acast:episodeUrl>523</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>With another rate rise recently announced we've invited Eliza Owen who's the Head of Residential Research at CoreLogic back on the show to share her insights and observations on the market and where it's heading. Eliza also unpacks the CoreLogic Home Value Index which tracks and measures changes in home values across Australia.</p><br><p><a href="https://www.corelogic.com.au/news-research/news/2023/steam-to-come-out-of-housing-market-recovery-as-rba-rate-hiking-cycle-rolls-on" rel="noopener noreferrer" target="_blank">Here's the press release mentioned in the episode</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>With another rate rise recently announced we've invited Eliza Owen who's the Head of Residential Research at CoreLogic back on the show to share her insights and observations on the market and where it's heading. Eliza also unpacks the CoreLogic Home Value Index which tracks and measures changes in home values across Australia.</p><br><p><a href="https://www.corelogic.com.au/news-research/news/2023/steam-to-come-out-of-housing-market-recovery-as-rba-rate-hiking-cycle-rolls-on" rel="noopener noreferrer" target="_blank">Here's the press release mentioned in the episode</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[522 prenups, trusts, title insurance, joint venture contracts + more (Q&A with a lawyer)]]></title>
			<itunes:title><![CDATA[522 prenups, trusts, title insurance, joint venture contracts + more (Q&A with a lawyer)]]></itunes:title>
			<pubDate>Tue, 06 Jun 2023 19:10:15 GMT</pubDate>
			<itunes:duration>44:20</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/647d8cf6417e7500117a4ceb/media.mp3" length="85390702" type="audio/mpeg"/>
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			<acast:episodeId>647d8cf6417e7500117a4ceb</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>522</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fhqYdRqrvGtLVxH7dR094PAkAil9FFyiLgqbO6kTadVhMUR6fg5Os93ZBRG0rYbier+gkppzw8VEZ4Zx7HSfd0IbR8gERklf5w6pr3S0WiKmJdibr1rneTrdMSi6Hb2vkQofschqQmaNSHLOzYi1QW+tEtYAkXIfiU63TXrbzM32kndsfyOwdbRRuNTqvUJfI75y5ZIyEIkreU54vrKodEfcO8Bp4YjlPpaRMkQsEIqYBmsnvv25zuS5znaeUQOSyf]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>In today's episode Anna Cruckshank from <a href="https://www.aubreybrown.com.au/" rel="noopener noreferrer" target="_blank">Aubrey Brown Lawyers</a> joins John on the show to answer some of your questions around property contracts. Anna and John touch on:</p><br><p>👉🏾 BFAs/prenups - are they worth it?</p><p>👉🏿 when is title insurance a good idea?</p><p>👉🏻 what can you do if you discover a property defect after settlement</p><p>👉 joint venture contracts</p><p>👉🏼 buying property with family in a trust structure</p><p>👉🏽tenants in common vs joint tenants&nbsp;</p><br><p>Learn more about Aubrey Brown Lawyers: <a href="https://www.aubreybrown.com.au/property-law/" rel="noopener noreferrer" target="_blank">https://www.aubreybrown.com.au/property-law/</a></p><br><p>Check out John's property academy: <a href="https://www.solverewealth.com.au/solvere-online-academy/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/solvere-online-academy/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's episode Anna Cruckshank from <a href="https://www.aubreybrown.com.au/" rel="noopener noreferrer" target="_blank">Aubrey Brown Lawyers</a> joins John on the show to answer some of your questions around property contracts. Anna and John touch on:</p><br><p>👉🏾 BFAs/prenups - are they worth it?</p><p>👉🏿 when is title insurance a good idea?</p><p>👉🏻 what can you do if you discover a property defect after settlement</p><p>👉 joint venture contracts</p><p>👉🏼 buying property with family in a trust structure</p><p>👉🏽tenants in common vs joint tenants&nbsp;</p><br><p>Learn more about Aubrey Brown Lawyers: <a href="https://www.aubreybrown.com.au/property-law/" rel="noopener noreferrer" target="_blank">https://www.aubreybrown.com.au/property-law/</a></p><br><p>Check out John's property academy: <a href="https://www.solverewealth.com.au/solvere-online-academy/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/solvere-online-academy/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>521 building a big property portfolio</title>
			<itunes:title>521 building a big property portfolio</itunes:title>
			<pubDate>Tue, 30 May 2023 19:10:22 GMT</pubDate>
			<itunes:duration>35:12</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/646db3b3fd072e0011f007aa/media.mp3" length="67867927" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-property/episodes/521</link>
			<acast:episodeId>646db3b3fd072e0011f007aa</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>521</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcd6TEjVR1gPB2vcaC46Z5zS1B/tp1k9moNXoxloJIw9WA2wXJRiTFehFSNnvptOaT6jMzzdwywGPA5uwogq5mnrf2i/j962YYUUCe5WvO67Wl7LMzOpNBHwe8EuMtL8lzYE5jd02j66bBO0ilFqnlnr815npcwxdfg4J/UfjgzQhj00oUgtPd5BqbTcXXtI0jHxxJ/x02wBD+d8o+8gxDpzJZ+qJXgNDrYBR9/ci+PQMxkBFtmzV9ZDCMduAgQHn2OThgtVATy3h3avFlq+O9h]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>Keen to grow a huge property portfolio? Let's chat about what you need to consider!</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Keen to grow a huge property portfolio? Let's chat about what you need to consider!</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[520 becoming a landlord, house & land packages, what would you do with $600k + more]]></title>
			<itunes:title><![CDATA[520 becoming a landlord, house & land packages, what would you do with $600k + more]]></itunes:title>
			<pubDate>Tue, 23 May 2023 19:10:19 GMT</pubDate>
			<itunes:duration>33:06</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/520</link>
			<acast:episodeId>64644efb10591f0011a92099</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>520</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>We're answering some great questions in today's Q&amp;A, keep them coming - connect with us in the <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">MMM facebook group</a>! Today we're chatting about:</p><br><p>👉🏾 need to knows when you become a landlord: insurance, who pays what + more</p><p>👉🏿 updates to the first home guarantee scheme&nbsp;</p><p>👉🏻 is it better to put down a 20% or 30% deposit?</p><p>👉 is it a good idea to buy house + land in this climate + what to consider if you do</p><p>👉🏽 buying an investment property while your first home is being built</p><p>👉🏼 what would you do with $600k?</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We're answering some great questions in today's Q&amp;A, keep them coming - connect with us in the <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">MMM facebook group</a>! Today we're chatting about:</p><br><p>👉🏾 need to knows when you become a landlord: insurance, who pays what + more</p><p>👉🏿 updates to the first home guarantee scheme&nbsp;</p><p>👉🏻 is it better to put down a 20% or 30% deposit?</p><p>👉 is it a good idea to buy house + land in this climate + what to consider if you do</p><p>👉🏽 buying an investment property while your first home is being built</p><p>👉🏼 what would you do with $600k?</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>519 property market update + tips to get in</title>
			<itunes:title>519 property market update + tips to get in</itunes:title>
			<pubDate>Tue, 16 May 2023 19:10:10 GMT</pubDate>
			<itunes:duration>38:29</itunes:duration>
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			<acast:episodeId>6462f39fb6300c0011ef01ad</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>519</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>It's time for a market update! Here's what we're noticing in property markets across Australia and a few pointers if you're trying to get in. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It's time for a market update! Here's what we're noticing in property markets across Australia and a few pointers if you're trying to get in. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[518 how owners & tenants can work with property managers]]></title>
			<itunes:title><![CDATA[518 how owners & tenants can work with property managers]]></itunes:title>
			<pubDate>Tue, 09 May 2023 19:10:29 GMT</pubDate>
			<itunes:duration>40:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/518</link>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>518</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>Property managers are a linchpin in the real estate industry and we're stoked to have independent property manager Emma Carletti from <a href="https://vogueprop.com.au/" rel="noopener noreferrer" target="_blank">Vogue Property Management</a> on the show sharing some great insights and tips for owners and renters. In this episode we touch on your questions around:</p><br><p>👉 how to put your best foot forward when applying for a rental</p><p>👉🏼 offering more money or rent in advance on your application, does it help?</p><p>👉🏽 navigating and raising maintenance issues</p><p>👉🏾 how to go about changing managing agency</p><p>👉🏿 good Qs to ask a property manager</p><p>👉🏻 insights for owners</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Property managers are a linchpin in the real estate industry and we're stoked to have independent property manager Emma Carletti from <a href="https://vogueprop.com.au/" rel="noopener noreferrer" target="_blank">Vogue Property Management</a> on the show sharing some great insights and tips for owners and renters. In this episode we touch on your questions around:</p><br><p>👉 how to put your best foot forward when applying for a rental</p><p>👉🏼 offering more money or rent in advance on your application, does it help?</p><p>👉🏽 navigating and raising maintenance issues</p><p>👉🏾 how to go about changing managing agency</p><p>👉🏿 good Qs to ask a property manager</p><p>👉🏻 insights for owners</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>517 tips for choosing a builder</title>
			<itunes:title>517 tips for choosing a builder</itunes:title>
			<pubDate>Tue, 02 May 2023 19:10:49 GMT</pubDate>
			<itunes:duration>31:54</itunes:duration>
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			<acast:episodeUrl>517</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Whether you're building your dream home or investment, it's key to do your research before picking your builder. John speaks with James Hanley General Manager at <a href="https://cavalierhomes.com.au/" rel="noopener noreferrer" target="_blank">Cavalier Homes</a> about the building climate, good questions to ask a potential builder, costs and timeframes and more. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Whether you're building your dream home or investment, it's key to do your research before picking your builder. John speaks with James Hanley General Manager at <a href="https://cavalierhomes.com.au/" rel="noopener noreferrer" target="_blank">Cavalier Homes</a> about the building climate, good questions to ask a potential builder, costs and timeframes and more. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>516 how much should you pay + tips for placing a good offer</title>
			<itunes:title>516 how much should you pay + tips for placing a good offer</itunes:title>
			<pubDate>Tue, 25 Apr 2023 19:10:00 GMT</pubDate>
			<itunes:duration>31:23</itunes:duration>
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			<acast:episodeUrl>516</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>How much you should pay for a property can be super subjective so in today's episode John and Emily unpack some of the different factors that can affect property prices and share their top tips for putting forward a great offer.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How much you should pay for a property can be super subjective so in today's episode John and Emily unpack some of the different factors that can affect property prices and share their top tips for putting forward a great offer.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>515 the essential buying tips you need to know</title>
			<itunes:title>515 the essential buying tips you need to know</itunes:title>
			<pubDate>Tue, 18 Apr 2023 19:10:13 GMT</pubDate>
			<itunes:duration>38:51</itunes:duration>
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			<acast:episodeUrl>515</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>John and Emily reflected on the learnings they wish they'd known sooner on their property journeys and came up with ten top tips!</p><br><p>Learn more about John's Train the Trainer Program: <a href="https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily reflected on the learnings they wish they'd known sooner on their property journeys and came up with ten top tips!</p><br><p>Learn more about John's Train the Trainer Program: <a href="https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au/train-the-trainer-property-coaching-and-buyers-agent/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>514 careers in real estate</title>
			<itunes:title>514 careers in real estate</itunes:title>
			<pubDate>Tue, 11 Apr 2023 19:10:38 GMT</pubDate>
			<itunes:duration>39:51</itunes:duration>
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			<acast:episodeUrl>514</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Keen to get into property as a profession or already in and want to switch roles? This episode's for you. Chanell McAsey Director of <a href="http://www.titaniumrecruitment.com.au/" rel="noopener noreferrer" target="_blank">Titanium Recruitment</a> specialises in real estate recruitment and she is an absolute wealth of knowledge! In this chat Em and Chanell touch on:</p><br><p>👉 some interesting insights into the job market</p><p>👉🏼 real estate roles and what's in demand</p><p>👉🏽 desirable skills</p><p>👉🏾 the negative perception of the industry</p><p>👉🏿 salary ranges</p><p>👉🏻 ways to tell if real estate is or isn't for you</p><br><p>Keen to learn more or connect with Chanell? </p><br><p>Chanell's Instagram: <a href="https://www.instagram.com/chanell_titanium_recruitment_" rel="noopener noreferrer" target="_blank">https://www.instagram.com/chanell_titanium_recruitment_</a></p><p>Titanium Recruitment: <a href="http://www.titaniumrecruitment.com.au/" rel="noopener noreferrer" target="_blank">http://www.titaniumrecruitment.com.au/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Keen to get into property as a profession or already in and want to switch roles? This episode's for you. Chanell McAsey Director of <a href="http://www.titaniumrecruitment.com.au/" rel="noopener noreferrer" target="_blank">Titanium Recruitment</a> specialises in real estate recruitment and she is an absolute wealth of knowledge! In this chat Em and Chanell touch on:</p><br><p>👉 some interesting insights into the job market</p><p>👉🏼 real estate roles and what's in demand</p><p>👉🏽 desirable skills</p><p>👉🏾 the negative perception of the industry</p><p>👉🏿 salary ranges</p><p>👉🏻 ways to tell if real estate is or isn't for you</p><br><p>Keen to learn more or connect with Chanell? </p><br><p>Chanell's Instagram: <a href="https://www.instagram.com/chanell_titanium_recruitment_" rel="noopener noreferrer" target="_blank">https://www.instagram.com/chanell_titanium_recruitment_</a></p><p>Titanium Recruitment: <a href="http://www.titaniumrecruitment.com.au/" rel="noopener noreferrer" target="_blank">http://www.titaniumrecruitment.com.au/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[513 investment properties & tax: deductions, depreciation schedules, land tax, CGT, trusts + more]]></title>
			<itunes:title><![CDATA[513 investment properties & tax: deductions, depreciation schedules, land tax, CGT, trusts + more]]></itunes:title>
			<pubDate>Tue, 04 Apr 2023 19:10:52 GMT</pubDate>
			<itunes:duration>29:12</itunes:duration>
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			<acast:episodeUrl>513</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Today we're chatting with Michael James from <a href="https://bit.ly/m3altus" rel="noopener noreferrer" target="_blank">Altus Financial</a> who's here to help answer all your burning accounting questions about property and tax! We cover:</p><br><p>👉🏻 how CGT affects different scenarios when you sell&nbsp;</p><p>👉 what is depreciation?</p><p>👉🏼 what's the value in having an accountant?</p><p>👉🏽 can you claim the buyers agent fee for your investment property purchase?</p><p>👉🏾 is it worth getting a depreciation schedule?</p><p>👉🏿 record keeping tips for tax time</p><p>👉 land tax</p><p>👉🏼 joint tenants vs tenants in common</p><p>👉🏽 purchasing property via a trust</p><br><p>Need an accountant? Connect with the team at Altus Financial: <a href="https://bit.ly/m3altus" rel="noopener noreferrer" target="_blank">https://bit.ly/m3altus</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today we're chatting with Michael James from <a href="https://bit.ly/m3altus" rel="noopener noreferrer" target="_blank">Altus Financial</a> who's here to help answer all your burning accounting questions about property and tax! We cover:</p><br><p>👉🏻 how CGT affects different scenarios when you sell&nbsp;</p><p>👉 what is depreciation?</p><p>👉🏼 what's the value in having an accountant?</p><p>👉🏽 can you claim the buyers agent fee for your investment property purchase?</p><p>👉🏾 is it worth getting a depreciation schedule?</p><p>👉🏿 record keeping tips for tax time</p><p>👉 land tax</p><p>👉🏼 joint tenants vs tenants in common</p><p>👉🏽 purchasing property via a trust</p><br><p>Need an accountant? Connect with the team at Altus Financial: <a href="https://bit.ly/m3altus" rel="noopener noreferrer" target="_blank">https://bit.ly/m3altus</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>512 is it worth engaging a buyers advocate?</title>
			<itunes:title>512 is it worth engaging a buyers advocate?</itunes:title>
			<pubDate>Tue, 28 Mar 2023 18:10:04 GMT</pubDate>
			<itunes:duration>41:28</itunes:duration>
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			<description><![CDATA[<p>Is it worth engaging a property professional to help you secure your next owner-occupier or investment? John and Em chat about when and why you might consider it, the benefits a professional can provide and some key characteristics in a great buyers advocate.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is it worth engaging a property professional to help you secure your next owner-occupier or investment? John and Em chat about when and why you might consider it, the benefits a professional can provide and some key characteristics in a great buyers advocate.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[511 the homelessness & housing crisis: where there's hope + how you can help]]></title>
			<itunes:title><![CDATA[511 the homelessness & housing crisis: where there's hope + how you can help]]></itunes:title>
			<pubDate>Tue, 21 Mar 2023 18:10:42 GMT</pubDate>
			<itunes:duration>31:58</itunes:duration>
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			<acast:episodeUrl>511</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>Housing affordability is affecting thousands across the country, over 120,000 of which are homeless. One organisation that's on the ground affecting change is the Avalon Centre in Melbourne and today we're chatting with Founder and President Deborah Holmes about the work that they're doing and how you can also help. </p><br><p>Learn ways that you can help alleviate homelessness at <a href="https://avaloncentre.org.au/" rel="noopener noreferrer" target="_blank">https://avaloncentre.org.au/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Housing affordability is affecting thousands across the country, over 120,000 of which are homeless. One organisation that's on the ground affecting change is the Avalon Centre in Melbourne and today we're chatting with Founder and President Deborah Holmes about the work that they're doing and how you can also help. </p><br><p>Learn ways that you can help alleviate homelessness at <a href="https://avaloncentre.org.au/" rel="noopener noreferrer" target="_blank">https://avaloncentre.org.au/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>510 how does paying your deposit work, pre-auction offer tips, buying in flood zones + more </title>
			<itunes:title>510 how does paying your deposit work, pre-auction offer tips, buying in flood zones + more </itunes:title>
			<pubDate>Tue, 14 Mar 2023 18:10:19 GMT</pubDate>
			<itunes:duration>33:42</itunes:duration>
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			<acast:episodeUrl>510</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>We're answering a stack of great questions on the show today, covering lots around home buying and value adding renovations. In this episode John and Emily cover:</p><br><p>👉🏻 when buying a home, what costs are payable when?</p><p>👉 when do mortgage repayments start after purchase?</p><p>👉🏼 informing your mortgage broker about dependents</p><p>👉🏽 sell or hold a poor performing property</p><p>👉🏾 can parents guarantee your loan with a block of land or incomplete build?</p><p>👉🏿 resources and tools for keeping up with market trends</p><p>👉 when might an agent accept a pre auction offer and tips for putting one in?</p><p>👉🏼 tips for mentally prepare to buy a home</p><p>👉🏽 is buying flood-prone land a no go?</p><p>👉🏾 what are some good ways to increase value on your property? Take a listen to <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029f3" rel="noopener noreferrer" target="_blank">312 renovation ins + outs</a>!</p><p>👉🏿 how does A/C affect property value and rental yield?</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We're answering a stack of great questions on the show today, covering lots around home buying and value adding renovations. In this episode John and Emily cover:</p><br><p>👉🏻 when buying a home, what costs are payable when?</p><p>👉 when do mortgage repayments start after purchase?</p><p>👉🏼 informing your mortgage broker about dependents</p><p>👉🏽 sell or hold a poor performing property</p><p>👉🏾 can parents guarantee your loan with a block of land or incomplete build?</p><p>👉🏿 resources and tools for keeping up with market trends</p><p>👉 when might an agent accept a pre auction offer and tips for putting one in?</p><p>👉🏼 tips for mentally prepare to buy a home</p><p>👉🏽 is buying flood-prone land a no go?</p><p>👉🏾 what are some good ways to increase value on your property? Take a listen to <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029f3" rel="noopener noreferrer" target="_blank">312 renovation ins + outs</a>!</p><p>👉🏿 how does A/C affect property value and rental yield?</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>509 development and town planning essentials</title>
			<itunes:title>509 development and town planning essentials</itunes:title>
			<pubDate>Tue, 07 Mar 2023 18:10:35 GMT</pubDate>
			<itunes:duration>32:04</itunes:duration>
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			<acast:episodeUrl>509</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>If you're planning a knock down rebuild, sub division, granny flat or other type of development project then this episode is for you. Today we're chatting with town planner Lauren Power from Perception Planning about the process of getting approval for what you want to do. </p><br><p>Check out John's Property Masterclass here: <a href="https://www.solvereacademy.com/courses/advanced-property-masterclass" rel="noopener noreferrer" target="_blank">https://www.solvereacademy.com/courses/advanced-property-masterclass</a></p><br><p>NSW ePlanning&nbsp;Spatial Viewer: <a href="https://www.planningportal.nsw.gov.au/spatialviewer" rel="noopener noreferrer" target="_blank">https://www.planningportal.nsw.gov.au/spatialviewer</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're planning a knock down rebuild, sub division, granny flat or other type of development project then this episode is for you. Today we're chatting with town planner Lauren Power from Perception Planning about the process of getting approval for what you want to do. </p><br><p>Check out John's Property Masterclass here: <a href="https://www.solvereacademy.com/courses/advanced-property-masterclass" rel="noopener noreferrer" target="_blank">https://www.solvereacademy.com/courses/advanced-property-masterclass</a></p><br><p>NSW ePlanning&nbsp;Spatial Viewer: <a href="https://www.planningportal.nsw.gov.au/spatialviewer" rel="noopener noreferrer" target="_blank">https://www.planningportal.nsw.gov.au/spatialviewer</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[508 property market update + rent or buy right now, interest rates, inflation & more]]></title>
			<itunes:title><![CDATA[508 property market update + rent or buy right now, interest rates, inflation & more]]></itunes:title>
			<pubDate>Tue, 28 Feb 2023 18:10:32 GMT</pubDate>
			<itunes:duration>33:29</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>508</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fhqYdRqrvGtLVxH7dR094PAnkkbJmSYTonXh3xgMXVR7iobJoWQJ4Hi7TMq/7R30GW6upjyiyE8zl2got5tUNWZb2dp5C9Snt9bcEc5KMq50t9asGrK1kcjv4ZEc9cpIYykZhfP2fQuqe6x+QCEL6jpZuevA/Xa53ZA/Y8fgRJPv8+0hjog3DiExDKqKyfJGfnck00evYiPjVfwh67Xy7kiT5qFBRbpdJzkeO3wJMJK72dSGJFTX0MY6a1fpU2kxhm]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>People who weren't looking to buy are now considering it with the current state of the market. John and Em talk about renting vs buying and a high level view of what's happening in the property market. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>People who weren't looking to buy are now considering it with the current state of the market. John and Em talk about renting vs buying and a high level view of what's happening in the property market. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>507 from reno regret + a difficult sale to buying as a single mum (Emily’s story)</title>
			<itunes:title>507 from reno regret + a difficult sale to buying as a single mum (Emily’s story)</itunes:title>
			<pubDate>Tue, 21 Feb 2023 18:10:14 GMT</pubDate>
			<itunes:duration>53:38</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/63f423cc1561a700113b0136/media.mp3" length="77542510" type="audio/mpeg"/>
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			<acast:episodeId>63f423cc1561a700113b0136</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>507</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fhqYdRqrvGtLVxH7dR094PAnrQK/HG7HUPdnP45LEDwqPXKnb808v+eumjMuBXprvaL0DDPl8ID9P8oep2AMkVkY+3BkTXVw8/mEfusHpxu832Us0XZbA36fncZqIs1KHsfZEFsyVrFU5JWospkWrgf/ZVS1XrfGV3f4BFzzEZJtk/Aoc29x0ty5CxLwZ4NF2eQ1qTqM9z4/Gi1cJ3a9fvYFxPg7nyQIdAYYsXzhvX95qFUME/GEkumb506bawZgkK]]></acast:settings>
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			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>It's been awhile since we've had a listener story - a big shoutout to Emily for jumping onto the show! In this episode Emily shares about her property journey which touches on:</p><br><p>👉🏻 apartment living</p><p>👉 converting her PPOR into an investment</p><p>👉🏼 buying with a partner and solo</p><p>👉🏽 renovating</p><p>👉🏾 preparing a property for a quick sale</p><p>👉🏿  and buying at auction</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It's been awhile since we've had a listener story - a big shoutout to Emily for jumping onto the show! In this episode Emily shares about her property journey which touches on:</p><br><p>👉🏻 apartment living</p><p>👉 converting her PPOR into an investment</p><p>👉🏼 buying with a partner and solo</p><p>👉🏽 renovating</p><p>👉🏾 preparing a property for a quick sale</p><p>👉🏿  and buying at auction</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>506 buying your next place, refinancing when self employed, securing mortgages over 40 + more</title>
			<itunes:title>506 buying your next place, refinancing when self employed, securing mortgages over 40 + more</itunes:title>
			<pubDate>Tue, 14 Feb 2023 18:10:18 GMT</pubDate>
			<itunes:duration>32:26</itunes:duration>
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			<acast:episodeId>63eb156a994354001162ae01</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>506</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcAqFtzQVuH/t6YR7cSwFvESUTYSyXk1U+oZ9zPmr6Iw3yuQ4SG6y2JP5leZ97yGAsfbxp2eWWRR84fpTd9yQGDW+ukUGPJ4NqutynMYLSBubeUKZo4R3SAhfkUetRXrkmNL5oj2GkpnpZYlW5Uao/11OvwCp4xP1jsPHKWkSrqNLgRmO4h8CrH4ubkw1qzhVeh61I3WmgyGyCMfQNle2od9ClrwrFAZmybtqFj6/oqw0pKl4kHVO5P+f9phanqWa2MyQjoVi2tXTGAdMLsGiYj]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>In today's q&amp;a John is joined by guest mortgage broker Rachelle Kroon from <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Sphere Home Loans</a> who is answering your questions from the <a href="https://www.facebook.com/groups/mymillennialmoney/posts/6232327646801435/" rel="noopener noreferrer" target="_blank">Facebook group</a>. John and Rachelle cover lots more questions on episode 606b of my millennial money so head on over and check it out! Today's episode covers:</p><br><p>👉🏾 how do you prepare to buy your next property?</p><p>👉🏼 refinancing after becoming self employed</p><p>👉🏽 can you be approved for a mortgage that goes past retirement age?</p><p>👉🏻 is there any benefit to keeping a loan open?</p><p>👉 do loan schemes affect your ability to rent the property out?</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's q&amp;a John is joined by guest mortgage broker Rachelle Kroon from <a href="https://bit.ly/3HZBBH1" rel="noopener noreferrer" target="_blank">Sphere Home Loans</a> who is answering your questions from the <a href="https://www.facebook.com/groups/mymillennialmoney/posts/6232327646801435/" rel="noopener noreferrer" target="_blank">Facebook group</a>. John and Rachelle cover lots more questions on episode 606b of my millennial money so head on over and check it out! Today's episode covers:</p><br><p>👉🏾 how do you prepare to buy your next property?</p><p>👉🏼 refinancing after becoming self employed</p><p>👉🏽 can you be approved for a mortgage that goes past retirement age?</p><p>👉🏻 is there any benefit to keeping a loan open?</p><p>👉 do loan schemes affect your ability to rent the property out?</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[505 pursuing financial independence through property & investing (my late mum's story)]]></title>
			<itunes:title><![CDATA[505 pursuing financial independence through property & investing (my late mum's story)]]></itunes:title>
			<pubDate>Tue, 07 Feb 2023 18:10:56 GMT</pubDate>
			<itunes:duration>36:10</itunes:duration>
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			<acast:episodeId>63e08dcdb1429800109459df</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>505</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcBko69CrHasro9D9JzXpcXVnaK1PmjbdTvqM74nkVFCHDehjkYqBSSZPvQ8wiFSXdv2T6CjtV5Ni8QVpsTchPxYJd4ei8qqnEnGC4iOuY6xv2dgS8Hw7t1SKDsqD+tNJc88rsHVzTQVNQFs4lXN0lBCwqlE9PGeLZbSG71d2rjamODzguss06oB+7W0tDF22zFt+99Zrckg/amqcWaW9SSYOYc0em2Tmn5t9qbSTZike7ED7XTQXdj5EcHGtUodG+y0hlhW++z+0vGU21wtSKo]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>Pete's mum pursued financial freedom while raising him as a single mother and she's been a big inspiration to his investing journey. Pete jumped on the show to share her inspiring story.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Pete's mum pursued financial freedom while raising him as a single mother and she's been a big inspiration to his investing journey. Pete jumped on the show to share her inspiring story.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>504 attending an auction? listen to this!</title>
			<itunes:title>504 attending an auction? listen to this!</itunes:title>
			<pubDate>Tue, 31 Jan 2023 18:10:10 GMT</pubDate>
			<itunes:duration>54:55</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/504</link>
			<acast:episodeId>63d75b51a746f600107f3054</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>504</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>Attending an auction? This episode is for you! Auctioneer Andy Reid answers your burning questions and shares some helpful tips and insights for buyers touching on:</p><br><p>👉🏾 the vendor bid</p><p>👉🏿 going to auction vs private sale</p><p>👉 tips and strategies</p><p>👉🏼 when a property gets 'passed in' at the auction</p><p>👉🏽 how hard nose bidding can work against you</p><p>👉🏿 how does someone become an auctioneer?</p><p>👉🏾 and Andy reflects on his most difficult auction&nbsp;</p><br><p>Andy's IG: <a href="https://www.instagram.com/andyreidcoaching" rel="noopener noreferrer" target="_blank">https://www.instagram.com/andyreidcoaching</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Attending an auction? This episode is for you! Auctioneer Andy Reid answers your burning questions and shares some helpful tips and insights for buyers touching on:</p><br><p>👉🏾 the vendor bid</p><p>👉🏿 going to auction vs private sale</p><p>👉 tips and strategies</p><p>👉🏼 when a property gets 'passed in' at the auction</p><p>👉🏽 how hard nose bidding can work against you</p><p>👉🏿 how does someone become an auctioneer?</p><p>👉🏾 and Andy reflects on his most difficult auction&nbsp;</p><br><p>Andy's IG: <a href="https://www.instagram.com/andyreidcoaching" rel="noopener noreferrer" target="_blank">https://www.instagram.com/andyreidcoaching</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>503 the ins and outs for buying property in 2023</title>
			<itunes:title>503 the ins and outs for buying property in 2023</itunes:title>
			<pubDate>Tue, 24 Jan 2023 18:10:20 GMT</pubDate>
			<itunes:duration>34:41</itunes:duration>
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			<acast:episodeUrl>503</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>Planning to buy property this year? Em shares her ins and outs list. Changing your limit in an auction? ❌ Not this year! Here's what's gotta stay and what's gotta go.</p><br><p>Check out <a href="https://open.acast.com/shows/62fa0d8926f5af001280299c/episodes/62fb004cbca235001234b9bc?from=3" rel="noopener noreferrer" target="_blank">episode 431 for tips for getting into your first home sooner</a>.</p><br><p>Want to hear more about protecting your assets? Glen interviews family lawyers on <a href="https://shows.acast.com/my-millennial-money/episodes/62f9eeb4a1d31b0012079e63" rel="noopener noreferrer" target="_blank">episode 529b on my millennial money</a>.</p><br><p>Get in touch with John <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">here if you're interested in a clarity call</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Planning to buy property this year? Em shares her ins and outs list. Changing your limit in an auction? ❌ Not this year! Here's what's gotta stay and what's gotta go.</p><br><p>Check out <a href="https://open.acast.com/shows/62fa0d8926f5af001280299c/episodes/62fb004cbca235001234b9bc?from=3" rel="noopener noreferrer" target="_blank">episode 431 for tips for getting into your first home sooner</a>.</p><br><p>Want to hear more about protecting your assets? Glen interviews family lawyers on <a href="https://shows.acast.com/my-millennial-money/episodes/62f9eeb4a1d31b0012079e63" rel="noopener noreferrer" target="_blank">episode 529b on my millennial money</a>.</p><br><p>Get in touch with John <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">here if you're interested in a clarity call</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>502 turning your PPOR into an investment property and upsizing</title>
			<itunes:title>502 turning your PPOR into an investment property and upsizing</itunes:title>
			<pubDate>Tue, 17 Jan 2023 18:10:20 GMT</pubDate>
			<itunes:duration>34:15</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/63c616059ae24b0011f68da8/media.mp3" length="49605297" type="audio/mpeg"/>
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			<acast:episodeUrl>502</acast:episodeUrl>
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			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>There are a number of reasons why you might want to turn your PPOR into an investment property, like if you decide to buy another property. John and Em discuss selling vs converting your home into an investment property including some practical considerations when you decide to convert such as finance structure, compliance &amp; maintenance, preparing to lease and more. </p><br><p><a href="https://bit.ly/3zfyoiK" rel="noopener noreferrer" target="_blank">John's property analyser calculator</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>There are a number of reasons why you might want to turn your PPOR into an investment property, like if you decide to buy another property. John and Em discuss selling vs converting your home into an investment property including some practical considerations when you decide to convert such as finance structure, compliance &amp; maintenance, preparing to lease and more. </p><br><p><a href="https://bit.ly/3zfyoiK" rel="noopener noreferrer" target="_blank">John's property analyser calculator</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>501 property vs shares: 10 reasons why you should invest in property</title>
			<itunes:title>501 property vs shares: 10 reasons why you should invest in property</itunes:title>
			<pubDate>Tue, 10 Jan 2023 18:15:11 GMT</pubDate>
			<itunes:duration>32:19</itunes:duration>
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			<acast:episodeUrl>501</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
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			<description><![CDATA[<p>There's some friendly rivalry between the my millennial show hosts in the big debate of shares vs property - which one's the better investment?! Glen thinks it's shares <a href="https://shows.acast.com/my-millennial-money/episodes/549b" rel="noopener noreferrer" target="_blank">and gave 10 reasons why in an episode on my millennial money.</a> Well not so fast Glenny J because John and Em are here to defend the good name of property in this fun rebuttal. Take these episodes with a grain of salt, we're making entertainment here 😉 What do you think? <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Share your thoughts in the Facebook group</a>!</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>There's some friendly rivalry between the my millennial show hosts in the big debate of shares vs property - which one's the better investment?! Glen thinks it's shares <a href="https://shows.acast.com/my-millennial-money/episodes/549b" rel="noopener noreferrer" target="_blank">and gave 10 reasons why in an episode on my millennial money.</a> Well not so fast Glenny J because John and Em are here to defend the good name of property in this fun rebuttal. Take these episodes with a grain of salt, we're making entertainment here 😉 What do you think? <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Share your thoughts in the Facebook group</a>!</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>summer series: setting your long term property goals</title>
			<itunes:title>summer series: setting your long term property goals</itunes:title>
			<pubDate>Tue, 03 Jan 2023 18:15:19 GMT</pubDate>
			<itunes:duration>23:41</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/500</link>
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			<acast:episodeUrl>500</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1671691336430-723e2a126bcf67495935f26e46e4ce47.jpeg"/>
			<description><![CDATA[<p>Do you have big picture dreams for your property journey? Whether it's lifestyle, financial or otherwise, having goals you're working towards keeps you motivated and can really help with making those short term decisions. In this replay of an episode from season 3 Emily and John talked about:</p><br><p>👉🏻 figuring out what you're aiming for and why you're heading towards that</p><p>👉🏾 setting up milestones to stay motivated and encouraged</p><p>👉 a bit about their own goals (back in 2021!) and the steps they were taking to achieve them</p><p>👉🏽 metrics that can help you measure your progress towards your long term property goals</p><br><p>Need some help on your property journey? <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">Get in touch with John for a clarity call here</a> </p><br><p><a href="https://amzn.to/3GaDHld" rel="noopener noreferrer" target="_blank">Here's the book Emily mentions</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you have big picture dreams for your property journey? Whether it's lifestyle, financial or otherwise, having goals you're working towards keeps you motivated and can really help with making those short term decisions. In this replay of an episode from season 3 Emily and John talked about:</p><br><p>👉🏻 figuring out what you're aiming for and why you're heading towards that</p><p>👉🏾 setting up milestones to stay motivated and encouraged</p><p>👉 a bit about their own goals (back in 2021!) and the steps they were taking to achieve them</p><p>👉🏽 metrics that can help you measure your progress towards your long term property goals</p><br><p>Need some help on your property journey? <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">Get in touch with John for a clarity call here</a> </p><br><p><a href="https://amzn.to/3GaDHld" rel="noopener noreferrer" target="_blank">Here's the book Emily mentions</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>summer series: choosing a lender via mortgage broker vs direct</title>
			<itunes:title>summer series: choosing a lender via mortgage broker vs direct</itunes:title>
			<pubDate>Tue, 27 Dec 2022 18:15:50 GMT</pubDate>
			<itunes:duration>20:53</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/450</link>
			<acast:episodeId>63a2b84c4e50e400118431f9</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>450</acast:episodeUrl>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>4</itunes:season>
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			<description><![CDATA[<p>John and Em are taking a break but the content isn't! Today's episode is a throwback to when Glen and John co-hosted the show and discussed a question that was posted in the Facebook group: "do I have to go with a lender that my mortgage broker chooses if I find a more competitive lender online?"</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Em are taking a break but the content isn't! Today's episode is a throwback to when Glen and John co-hosted the show and discussed a question that was posted in the Facebook group: "do I have to go with a lender that my mortgage broker chooses if I find a more competitive lender online?"</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>449 rental vs Airbnb as investment, using your PPOR for short term rental, B grade properties + more</title>
			<itunes:title>449 rental vs Airbnb as investment, using your PPOR for short term rental, B grade properties + more</itunes:title>
			<pubDate>Tue, 20 Dec 2022 18:15:59 GMT</pubDate>
			<itunes:duration>36:09</itunes:duration>
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			<acast:episodeUrl>449</acast:episodeUrl>
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			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Last Q&amp;A for the year! Today's episode touches on:</p><br><p>👉🏻 insuring your investment property&nbsp;</p><p>👉 how to decide between a&nbsp;rental vs Airbnb as an investment&nbsp;</p><p>👉🏾 pros and cons of paying off your investment loan too quickly</p><p>👉🏿 moving interstate temporarily, is renting out my PPOR for a few months worth it?</p><p>👉🏽 buying first home interstate for FHB benefits vs buying an investment property and rent vesting</p><p>👉🏼 best qualities in B or C grade properties for growth</p><p>👉🏻 considerations for buying property post-separation</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Last Q&amp;A for the year! Today's episode touches on:</p><br><p>👉🏻 insuring your investment property&nbsp;</p><p>👉 how to decide between a&nbsp;rental vs Airbnb as an investment&nbsp;</p><p>👉🏾 pros and cons of paying off your investment loan too quickly</p><p>👉🏿 moving interstate temporarily, is renting out my PPOR for a few months worth it?</p><p>👉🏽 buying first home interstate for FHB benefits vs buying an investment property and rent vesting</p><p>👉🏼 best qualities in B or C grade properties for growth</p><p>👉🏻 considerations for buying property post-separation</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[448 my first home buyer journey (Carl's story)]]></title>
			<itunes:title><![CDATA[448 my first home buyer journey (Carl's story)]]></itunes:title>
			<pubDate>Tue, 13 Dec 2022 18:15:09 GMT</pubDate>
			<itunes:duration>55:58</itunes:duration>
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			<acast:episodeUrl>448</acast:episodeUrl>
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			<itunes:season>4</itunes:season>
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			<description><![CDATA[<p>Carl just bought his first home, so good! Emily chats with Carl about what the journey looked like from start to finish. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Carl just bought his first home, so good! Emily chats with Carl about what the journey looked like from start to finish. </p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>447 selling fundamentals</title>
			<itunes:title>447 selling fundamentals</itunes:title>
			<pubDate>Tue, 06 Dec 2022 18:15:18 GMT</pubDate>
			<itunes:duration>34:06</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>447</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Thinking of selling your property? Marcus Davidson returns to the show to share some tips as you prepare your home for its next owner. Wishing you a speedy recovery Em!</p><br><p>Envisage Property buyer's agent service: <a href="http://bit.ly/3FsrBoG" rel="noopener noreferrer" target="_blank">http://bit.ly/3FsrBoG</a></p><br><p>You might also like episodes 238 &amp; 239 on selling properties!</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of selling your property? Marcus Davidson returns to the show to share some tips as you prepare your home for its next owner. Wishing you a speedy recovery Em!</p><br><p>Envisage Property buyer's agent service: <a href="http://bit.ly/3FsrBoG" rel="noopener noreferrer" target="_blank">http://bit.ly/3FsrBoG</a></p><br><p>You might also like episodes 238 &amp; 239 on selling properties!</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>446 capital growth vs cashflow, LMI or 20% deposit, buying sight unseen + more</title>
			<itunes:title>446 capital growth vs cashflow, LMI or 20% deposit, buying sight unseen + more</itunes:title>
			<pubDate>Tue, 29 Nov 2022 18:15:49 GMT</pubDate>
			<itunes:duration>39:24</itunes:duration>
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			<acast:episodeUrl>446</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Today's episode is jam packed with your questions! John touches on:</p><br><p>👉🏾 mortgage repayment strategies</p><p>👉🏿 buying an investment in a regional area</p><p>👉🏻 cashflow positive or capital growth?</p><p>👉 can you over-capitalise on renos in your first home?</p><p>👉🏼 how to calculate total capital growth on a property</p><p>👉🏽 what to think about and research when buying an investment sight unseen</p><p>👉🏾 wait to buy PPOR or rent-vest now?</p><p>👉🏿 how to decide whether to pay LMI or save the 20% deposit</p><p>👉🏻 how much is too much property debt in relation to income?</p><p>👉 depreciation strategy</p><p>👉🏼 would a house from The Block ever be a good investment?</p><p>👉🏽 holding investment properties into retirement</p><p>👉🏾 sub divisions</p><br><p>Resources mentioned in the chat:</p><p><a href="https://bit.ly/3zfyoiK" rel="noopener noreferrer" target="_blank">Property Analyser Calculator</a></p><p><a href="https://www.solvereacademy.com/courses/advanced-property-masterclass" rel="noopener noreferrer" target="_blank">John's Advanced Property Masterclass</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today's episode is jam packed with your questions! John touches on:</p><br><p>👉🏾 mortgage repayment strategies</p><p>👉🏿 buying an investment in a regional area</p><p>👉🏻 cashflow positive or capital growth?</p><p>👉 can you over-capitalise on renos in your first home?</p><p>👉🏼 how to calculate total capital growth on a property</p><p>👉🏽 what to think about and research when buying an investment sight unseen</p><p>👉🏾 wait to buy PPOR or rent-vest now?</p><p>👉🏿 how to decide whether to pay LMI or save the 20% deposit</p><p>👉🏻 how much is too much property debt in relation to income?</p><p>👉 depreciation strategy</p><p>👉🏼 would a house from The Block ever be a good investment?</p><p>👉🏽 holding investment properties into retirement</p><p>👉🏾 sub divisions</p><br><p>Resources mentioned in the chat:</p><p><a href="https://bit.ly/3zfyoiK" rel="noopener noreferrer" target="_blank">Property Analyser Calculator</a></p><p><a href="https://www.solvereacademy.com/courses/advanced-property-masterclass" rel="noopener noreferrer" target="_blank">John's Advanced Property Masterclass</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>445 market update with Eliza Owen</title>
			<itunes:title>445 market update with Eliza Owen</itunes:title>
			<pubDate>Tue, 22 Nov 2022 18:15:18 GMT</pubDate>
			<itunes:duration>42:40</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>445</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Eliza Owen is CoreLogic's Head of Research and an absolute wealth of knowledge on the property markets around Australia. John and Eliza dig into the data in today's episode touching on:</p><br><p>👉🏻 social and affordable housing </p><p>👉🏿 rental markets</p><p>👉 the new build space</p><p>👉🏾 unemployment rates</p><p>👉🏼 regional housing markets</p><p>👉🏽 future predictions </p><br><p>Mentioned in the chat: <a href="https://www.corelogic.com.au/news-research/news/2022/heat-leaves-regional-hot-spots-as-popular-markets-outpace-wider-downturn" rel="noopener noreferrer" target="_blank">CoreLogic media release on regional housing market</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Eliza Owen is CoreLogic's Head of Research and an absolute wealth of knowledge on the property markets around Australia. John and Eliza dig into the data in today's episode touching on:</p><br><p>👉🏻 social and affordable housing </p><p>👉🏿 rental markets</p><p>👉 the new build space</p><p>👉🏾 unemployment rates</p><p>👉🏼 regional housing markets</p><p>👉🏽 future predictions </p><br><p>Mentioned in the chat: <a href="https://www.corelogic.com.au/news-research/news/2022/heat-leaves-regional-hot-spots-as-popular-markets-outpace-wider-downturn" rel="noopener noreferrer" target="_blank">CoreLogic media release on regional housing market</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>444 rental crisis: what tenants and landlords can do</title>
			<itunes:title>444 rental crisis: what tenants and landlords can do</itunes:title>
			<pubDate>Tue, 15 Nov 2022 18:15:15 GMT</pubDate>
			<itunes:duration>37:55</itunes:duration>
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			<acast:episodeUrl>444</acast:episodeUrl>
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			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Finding a rental in the current market is difficult and expensive for many right now. Emily and John chat about the rental crisis from both perspectives, whether you're looking for a rental property or you're a landlord.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Finding a rental in the current market is difficult and expensive for many right now. Emily and John chat about the rental crisis from both perspectives, whether you're looking for a rental property or you're a landlord.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>443 renovations that add value, property manager green flags, buying an investment + more</title>
			<itunes:title>443 renovations that add value, property manager green flags, buying an investment + more</itunes:title>
			<pubDate>Tue, 08 Nov 2022 18:15:05 GMT</pubDate>
			<itunes:duration>37:04</itunes:duration>
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			<acast:episodeUrl>443</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
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			<description><![CDATA[<p>Hello, hello, John &amp; Emily are back with another Q&amp;A! Today's episode touches on:</p><br><p>👉 suggestions if the property you can afford to buy might not perform well long term</p><p>👉🏼 property development and working with councils</p><p>👉🏽 making renovations to your home to add value</p><p>👉🏾 what to tell your accountant before buying an investment property</p><p>👉🏿 Qs to ask a property manager to gauge if they’re the right fit</p><p>👉🏻 some commentary on the market</p><br><p>Download Solvere Wealth's, <a href="https://bit.ly/solvere10questionsMMP" rel="noopener noreferrer" target="_blank">10 Questions to Ask Your Property Manager</a></p><br><p>🏡 Send in a question to the show: <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a> and post a question with #property.</p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Hello, hello, John &amp; Emily are back with another Q&amp;A! Today's episode touches on:</p><br><p>👉 suggestions if the property you can afford to buy might not perform well long term</p><p>👉🏼 property development and working with councils</p><p>👉🏽 making renovations to your home to add value</p><p>👉🏾 what to tell your accountant before buying an investment property</p><p>👉🏿 Qs to ask a property manager to gauge if they’re the right fit</p><p>👉🏻 some commentary on the market</p><br><p>Download Solvere Wealth's, <a href="https://bit.ly/solvere10questionsMMP" rel="noopener noreferrer" target="_blank">10 Questions to Ask Your Property Manager</a></p><br><p>🏡 Send in a question to the show: <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a> and post a question with #property.</p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>442 Federal Budget (Oct 22) and state-based schemes</title>
			<itunes:title>442 Federal Budget (Oct 22) and state-based schemes</itunes:title>
			<pubDate>Tue, 01 Nov 2022 18:15:32 GMT</pubDate>
			<itunes:duration>39:13</itunes:duration>
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			<acast:episodeId>635f5d84f464cc00127fa262</acast:episodeId>
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			<acast:episodeUrl>442-federal-budget-oct-22-and-state-based-schemes</acast:episodeUrl>
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			<itunes:season>4</itunes:season>
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			<description><![CDATA[<p>Emily and John recap some of the nation-wide and state-based Government grants and schemes available to home buyers, touching on:</p><br><p>👉 the Help To Buy Scheme</p><p>👉🏼 the Regional First Home Buyer Support Scheme</p><p>👉🏽 housing affordability and homelessness</p><p>👉🏾 what incentives are available in each state</p><br><p>Help To Buy Scheme: <a href="https://www.alp.org.au/policies/helping-more-australians-into-home-ownership" rel="noopener noreferrer" target="_blank">https://www.alp.org.au/policies/helping-more-australians-into-home-ownership</a></p><p>Regional First Home Buyer Support Scheme: <a href="https://www.alp.org.au/policies/regional-first-home-buyer-support-scheme" rel="noopener noreferrer" target="_blank">https://www.alp.org.au/policies/regional-first-home-buyer-support-scheme</a></p><p>State-based incentives: <a href="https://www.homeloanexperts.com.au/first-home-buyers-guide/government-grants-schemes/" rel="noopener noreferrer" target="_blank">https://www.homeloanexperts.com.au/first-home-buyers-guide/government-grants-schemes/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily and John recap some of the nation-wide and state-based Government grants and schemes available to home buyers, touching on:</p><br><p>👉 the Help To Buy Scheme</p><p>👉🏼 the Regional First Home Buyer Support Scheme</p><p>👉🏽 housing affordability and homelessness</p><p>👉🏾 what incentives are available in each state</p><br><p>Help To Buy Scheme: <a href="https://www.alp.org.au/policies/helping-more-australians-into-home-ownership" rel="noopener noreferrer" target="_blank">https://www.alp.org.au/policies/helping-more-australians-into-home-ownership</a></p><p>Regional First Home Buyer Support Scheme: <a href="https://www.alp.org.au/policies/regional-first-home-buyer-support-scheme" rel="noopener noreferrer" target="_blank">https://www.alp.org.au/policies/regional-first-home-buyer-support-scheme</a></p><p>State-based incentives: <a href="https://www.homeloanexperts.com.au/first-home-buyers-guide/government-grants-schemes/" rel="noopener noreferrer" target="_blank">https://www.homeloanexperts.com.au/first-home-buyers-guide/government-grants-schemes/</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the mmm facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>441 first home buyer fundamentals</title>
			<itunes:title>441 first home buyer fundamentals</itunes:title>
			<pubDate>Tue, 25 Oct 2022 18:15:44 GMT</pubDate>
			<itunes:duration>36:32</itunes:duration>
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			<acast:episodeUrl>441-first-home-buyer-fundamentals</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
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			<description><![CDATA[<p>Thinking of buying your first home? Emily's riding solo today and she's walking through the steps you need to take to get started on this exciting journey.</p><br><p>Did you know that Emily also has an online course for first home buyers? <a href="https://bit.ly/fhbfullcourse" rel="noopener noreferrer" target="_blank">Check it out here!</a></p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of buying your first home? Emily's riding solo today and she's walking through the steps you need to take to get started on this exciting journey.</p><br><p>Did you know that Emily also has an online course for first home buyers? <a href="https://bit.ly/fhbfullcourse" rel="noopener noreferrer" target="_blank">Check it out here!</a></p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p>🏡 <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[440 PIPA investor survey + QLD & NSW land tax update]]></title>
			<itunes:title><![CDATA[440 PIPA investor survey + QLD & NSW land tax update]]></itunes:title>
			<pubDate>Tue, 18 Oct 2022 18:15:00 GMT</pubDate>
			<itunes:duration>42:20</itunes:duration>
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			<acast:episodeUrl>440-pipa-survey-qld-nsw-land-tax-update</acast:episodeUrl>
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			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Each year <a href="https://www.pipa.asn.au/" rel="noopener noreferrer" target="_blank">PIPA</a> (Property Investment Professionals of Australia) releases an annual survey looking at the buying intentions of property investors. John and Emily dig into this year's results and chat about changes to QLD &amp; NSW land tax legislation.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Each year <a href="https://www.pipa.asn.au/" rel="noopener noreferrer" target="_blank">PIPA</a> (Property Investment Professionals of Australia) releases an annual survey looking at the buying intentions of property investors. John and Emily dig into this year's results and chat about changes to QLD &amp; NSW land tax legislation.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[439 John's 8 point property investing strategy]]></title>
			<itunes:title><![CDATA[439 John's 8 point property investing strategy]]></itunes:title>
			<pubDate>Tue, 11 Oct 2022 18:15:36 GMT</pubDate>
			<itunes:duration>35:48</itunes:duration>
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			<acast:episodeUrl>439-johns-8-point-property-investing-strategy</acast:episodeUrl>
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			<itunes:season>4</itunes:season>
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			<description><![CDATA[<p>John explains 8 things that are critical for investors to consider when buying and touches on a common question, should I sell my home and upgrade or keep it and convert it into an investment?</p><br><p>Want to thrash out your situation with John? Book a clarity call here: <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">https://bit.ly/M3JohnClarityCall</a></p><p>Check out <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">Solvere Wealth</a> for info on John's coaching services.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John explains 8 things that are critical for investors to consider when buying and touches on a common question, should I sell my home and upgrade or keep it and convert it into an investment?</p><br><p>Want to thrash out your situation with John? Book a clarity call here: <a href="https://bit.ly/M3JohnClarityCall" rel="noopener noreferrer" target="_blank">https://bit.ly/M3JohnClarityCall</a></p><p>Check out <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">Solvere Wealth</a> for info on John's coaching services.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[438 Emily's property story]]></title>
			<itunes:title><![CDATA[438 Emily's property story]]></itunes:title>
			<pubDate>Tue, 04 Oct 2022 18:15:43 GMT</pubDate>
			<itunes:duration>31:55</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>438</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fhqYdRqrvGtLVxH7dR094PAoB7LVDDLAwb2w3/52yhHhAuEfp6eZfbKLAKDfDdXlc0so6hWicifRK+XE5g6rZqw7U6PERiNIDSfOgvjAULznbZHLP20L5AJw0MWDkPypti1HpK7inSZHSt9doYr7xrV69TunggB10Sb3KRM8ihEGMhJVkexHkX1PemTQyN0n0zffGHyxryA7mIUYOXpNa09QYCIQQh5btUTGEklYMOYkgWmsr2eqS5up7X+KMYUhvV]]></acast:settings>
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			<itunes:season>4</itunes:season>
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			<description><![CDATA[<p>Get to know the other half of my millennial property, your host Emily Wallace! Em shares a little bit about cohosting the podcast, her journey to becoming a buyers advocate and the scoop on what type of property she currently has her sights set on for her own portfolio.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Get to know the other half of my millennial property, your host Emily Wallace! Em shares a little bit about cohosting the podcast, her journey to becoming a buyers advocate and the scoop on what type of property she currently has her sights set on for her own portfolio.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[437 John's property story]]></title>
			<itunes:title><![CDATA[437 John's property story]]></itunes:title>
			<pubDate>Tue, 27 Sep 2022 19:15:18 GMT</pubDate>
			<itunes:duration>33:39</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/6331379e86cc7d00115879bf/media.mp3" length="48670941" type="audio/mpeg"/>
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			<acast:episodeUrl>437</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Get to know your hosts! In today's episode John hops in the guest seat and shares his own property story, touching on his first purchase (a joint venture with his sister at 21), his uncle's influence on his investing journey and more!</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Get to know your hosts! In today's episode John hops in the guest seat and shares his own property story, touching on his first purchase (a joint venture with his sister at 21), his uncle's influence on his investing journey and more!</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>436 rent freeze, 30 years of real estate growth + QLD land tax changes</title>
			<itunes:title>436 rent freeze, 30 years of real estate growth + QLD land tax changes</itunes:title>
			<pubDate>Tue, 20 Sep 2022 19:30:11 GMT</pubDate>
			<itunes:duration>32:59</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/436</link>
			<acast:episodeId>63118ed60b44560012afbaf9</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>436</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fhqYdRqrvGtLVxH7dR094PArkMjdUrJii6GlSoBHeIOPeZskFYtMEY8ezQEu+ngdO0gWKFRM3rOR212UbQoI9iQrBX8Dvw1vgTwrPnBlRQ/WqEnlh+QZS80Bau3UleUK0t8DahzLX/qxRFA+IMg+OSqQ3MzaUWAHDTUeY0pYTFFftnU+m2YiiEzBStQxjeML3dItH8rQIbNFD99KuXsAIcoQgKSzG2A9opESB2H39ZSaih9M0n/+JXJVlVtTWsoWzV]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Housing affordability is on a lot of people's minds right now and you may have heard a proposal for a 2 year rent freeze. John and Emily give their 2 cents on this idea, plus new data from CoreLogic shows why playing the long game in real estate is so important. Check out the report below.</p><br><p><a href="https://www.corelogic.com.au/news-research/news/2022/the-long-game-30-years-of-housing-values" rel="noopener noreferrer" target="_blank">Download the report</a></p><br><p>Recorded on the 29th August.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Housing affordability is on a lot of people's minds right now and you may have heard a proposal for a 2 year rent freeze. John and Emily give their 2 cents on this idea, plus new data from CoreLogic shows why playing the long game in real estate is so important. Check out the report below.</p><br><p><a href="https://www.corelogic.com.au/news-research/news/2022/the-long-game-30-years-of-housing-values" rel="noopener noreferrer" target="_blank">Download the report</a></p><br><p>Recorded on the 29th August.</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>435 valuations</title>
			<itunes:title>435 valuations</itunes:title>
			<pubDate>Tue, 13 Sep 2022 19:30:44 GMT</pubDate>
			<itunes:duration>34:49</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>436-property-valuations</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Calum Howe from Herron Todd White came on the show to explain the ins and outs of property valuations and answer your questions. The episode touches on:</p><br><p>👉🏼 when might you need a valuation of your property?</p><p>👉🏽 what factors are used to calculate the valuation</p><p>👉🏾 can you contest a valuation?</p><p>👉🏿 common renovations that can add value to your property</p><p>👉🏻 can a pool negatively affect the value of your property?</p><p>👉 how valuations get done - in person vs online</p><p>👉🏽 how does the HTW property clock ranking get created?</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Calum Howe from Herron Todd White came on the show to explain the ins and outs of property valuations and answer your questions. The episode touches on:</p><br><p>👉🏼 when might you need a valuation of your property?</p><p>👉🏽 what factors are used to calculate the valuation</p><p>👉🏾 can you contest a valuation?</p><p>👉🏿 common renovations that can add value to your property</p><p>👉🏻 can a pool negatively affect the value of your property?</p><p>👉 how valuations get done - in person vs online</p><p>👉🏽 how does the HTW property clock ranking get created?</p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>434 the buying process: post-purchase considerations</title>
			<itunes:title>434 the buying process: post-purchase considerations</itunes:title>
			<pubDate>Tue, 06 Sep 2022 19:30:23 GMT</pubDate>
			<itunes:duration>25:01</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/434-the-buying-process-post-purchase-considerations</link>
			<acast:episodeId>630ee3e9f652530012808e76</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>434-the-buying-process-post-purchase-considerations</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>After signing the contract on a new home or investment (congrats!!), here's a few things to consider in the pre and post settlement period.</p><br><p>Make sure to check out <a href="https://shows.acast.com/my-millennial-property/episodes/432-the-buying-process-before-you-buy" rel="noopener noreferrer" target="_blank">part 1: before you buy</a> and <a href="https://shows.acast.com/my-millennial-property/episodes/433-the-buying-process-sourcing-and-securing" rel="noopener noreferrer" target="_blank">part 2: sourcing and securing</a> if you've just stumbled across this episode.</p><br><p>We chat about tax tips for property investors in episode <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029b6" rel="noopener noreferrer" target="_blank">423 tax &amp; accounting strategies</a> &amp; <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029e8" rel="noopener noreferrer" target="_blank">323 tax time essentials for property investors</a></p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>After signing the contract on a new home or investment (congrats!!), here's a few things to consider in the pre and post settlement period.</p><br><p>Make sure to check out <a href="https://shows.acast.com/my-millennial-property/episodes/432-the-buying-process-before-you-buy" rel="noopener noreferrer" target="_blank">part 1: before you buy</a> and <a href="https://shows.acast.com/my-millennial-property/episodes/433-the-buying-process-sourcing-and-securing" rel="noopener noreferrer" target="_blank">part 2: sourcing and securing</a> if you've just stumbled across this episode.</p><br><p>We chat about tax tips for property investors in episode <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029b6" rel="noopener noreferrer" target="_blank">423 tax &amp; accounting strategies</a> &amp; <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af00128029e8" rel="noopener noreferrer" target="_blank">323 tax time essentials for property investors</a></p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>433 the buying process: sourcing and securing</title>
			<itunes:title>433 the buying process: sourcing and securing</itunes:title>
			<pubDate>Tue, 30 Aug 2022 19:30:57 GMT</pubDate>
			<itunes:duration>42:06</itunes:duration>
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			<acast:episodeId>630d7794aacd7700146a303a</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>433-the-buying-process-sourcing-and-securing</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>Ready to find your dream home or investment property? Emily and John chat through some tips and key things to consider around:</p><br><p>👉🏿 going to open homes</p><p>👉🏻 bidding at auctions</p><p>👉 buying sight unseen</p><p>👉🏼 the building &amp; pest clause in the contract</p><br><p>This is part 2 in the buying process series. Take a listen to <a href="https://shows.acast.com/my-millennial-property/episodes/432-the-buying-process-before-you-buy" rel="noopener noreferrer" target="_blank">part 1, 'before you buy' here</a>.</p><br><p>You might also like episode <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af0012802a0e" rel="noopener noreferrer" target="_blank">236 placing an offer on a property</a></p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Ready to find your dream home or investment property? Emily and John chat through some tips and key things to consider around:</p><br><p>👉🏿 going to open homes</p><p>👉🏻 bidding at auctions</p><p>👉 buying sight unseen</p><p>👉🏼 the building &amp; pest clause in the contract</p><br><p>This is part 2 in the buying process series. Take a listen to <a href="https://shows.acast.com/my-millennial-property/episodes/432-the-buying-process-before-you-buy" rel="noopener noreferrer" target="_blank">part 1, 'before you buy' here</a>.</p><br><p>You might also like episode <a href="https://shows.acast.com/my-millennial-property/episodes/62fa0d8b26f5af0012802a0e" rel="noopener noreferrer" target="_blank">236 placing an offer on a property</a></p><br><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>432 the buying process: before you buy</title>
			<itunes:title>432 the buying process: before you buy</itunes:title>
			<pubDate>Tue, 23 Aug 2022 19:30:26 GMT</pubDate>
			<itunes:duration>31:49</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>432-the-buying-process-before-you-buy</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>We're unpacking the ins and outs of the buying process for home buyers and investors alike over the next few weeks! Today in part 1, John and Emily cover some of the basic steps to take before you start rushing out to open homes. </p><br><p><br></p><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We're unpacking the ins and outs of the buying process for home buyers and investors alike over the next few weeks! Today in part 1, John and Emily cover some of the basic steps to take before you start rushing out to open homes. </p><br><p><br></p><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[431 current housing situation & tips for getting into your first home or rental property]]></title>
			<itunes:title><![CDATA[431 current housing situation & tips for getting into your first home or rental property]]></itunes:title>
			<pubDate>Tue, 16 Aug 2022 19:30:10 GMT</pubDate>
			<itunes:duration>33:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-property/episodes/431-current-housing-situation-tips-for-getting-into-your-fir</link>
			<acast:episodeId>62fb004cbca235001234b9bc</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
			<acast:episodeUrl>431-current-housing-situation-tips-for-getting-into-your-fir</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[<p>John and Emily discuss the challenges that renters and buyers are facing in the current market along with some strategies that may help you secure a place if you are looking. </p><br><p><br></p><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p><br></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p><br></p><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily discuss the challenges that renters and buyers are facing in the current market along with some strategies that may help you secure a place if you are looking. </p><br><p><br></p><p>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" rel="noopener noreferrer" target="_blank">disclaimer + warnings</a> before listening to this episode</p><br><p><br></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join the m3 facebook group</a></p><br><p><a href="https://emojipedia.org/house-with-garden/" rel="noopener noreferrer" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" rel="noopener noreferrer" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</p><br><p><br></p><p>my millennial property is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>430 when to renovate, rent or buy, placing an offer before auction + more</title>
			<itunes:title>430 when to renovate, rent or buy, placing an offer before auction + more</itunes:title>
			<pubDate>Tue, 09 Aug 2022 19:30:00 GMT</pubDate>
			<itunes:duration>30:56</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=1030276</link>
			<acast:episodeId>62fa0d8b26f5af00128029af</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[In today's Q&A John and Emily discuss:👉🏾 when's the right time to renovate your...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>30</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[In today's Q&amp;A John and Emily discuss:</div><div><br /></div><div><br /></div><div>👉🏾 when's the right time to renovate your investment property?</div><div><br /></div><div>👉🏿 should you rent or buy + some cost considerations</div><div><br /></div><div>👉🏻 renting out a new build or the current home</div><div><br /></div><div>👉 placing an offer before auction</div><div><br /></div><div>👉🏼 costs for inspections on new builds and building &amp; pest </div><div><br /></div><div><br /></div><div>Take a listen to <a href="https://player.whooshkaa.com/episode?id=743632" target="_blank">241 handover inspections on new properties</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In today's Q&amp;A John and Emily discuss:</div><div><br /></div><div><br /></div><div>👉🏾 when's the right time to renovate your investment property?</div><div><br /></div><div>👉🏿 should you rent or buy + some cost considerations</div><div><br /></div><div>👉🏻 renting out a new build or the current home</div><div><br /></div><div>👉 placing an offer before auction</div><div><br /></div><div>👉🏼 costs for inspections on new builds and building &amp; pest </div><div><br /></div><div><br /></div><div>Take a listen to <a href="https://player.whooshkaa.com/episode?id=743632" target="_blank">241 handover inspections on new properties</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>429 what I wish I knew before buying part 2</title>
			<itunes:title>429 what I wish I knew before buying part 2</itunes:title>
			<pubDate>Tue, 02 Aug 2022 19:30:00 GMT</pubDate>
			<itunes:duration>28:24</itunes:duration>
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			<itunes:subtitle><![CDATA[John and Emily chat about more things to consider when you're on the house hunt. Big thanks to the m3 community for sharing their...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>29</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[John and Emily chat about more things to consider when you’re on the house hunt. Big thanks to the m3 community for sharing their hindsight for others to learn from! This is part 2 in the mini-series so make sure to <a href="https://player.whooshkaa.com/episode?id=1023858" target="_blank">check out part 1 here</a>. Shoutout to the legendary James for give us a space to record!</div><div><br /></div><div><br /></div><div>A few tickets left to the Melbourne live recording, grab tix here: <a href="https://www.mymillennial.money/tour" target="_blank">https://www.mymillennial.money/tour</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[John and Emily chat about more things to consider when you’re on the house hunt. Big thanks to the m3 community for sharing their hindsight for others to learn from! This is part 2 in the mini-series so make sure to <a href="https://player.whooshkaa.com/episode?id=1023858" target="_blank">check out part 1 here</a>. Shoutout to the legendary James for give us a space to record!</div><div><br /></div><div><br /></div><div>A few tickets left to the Melbourne live recording, grab tix here: <a href="https://www.mymillennial.money/tour" target="_blank">https://www.mymillennial.money/tour</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>428 what I wish I knew before buying part 1</title>
			<itunes:title>428 what I wish I knew before buying part 1</itunes:title>
			<pubDate>Tue, 26 Jul 2022 19:30:00 GMT</pubDate>
			<itunes:duration>30:58</itunes:duration>
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			<itunes:subtitle><![CDATA[What do you wish you knew before you bought? Here's what you said! There were so many responses that we'll be doing another episode on...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>28</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[What do you wish you knew before you bought? Here's what you said! There were so many responses that we’ll be doing another episode on this. If you're not part of our community, we'd love you in <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">our facebook group</a>!</div><div><br /></div><div><br /></div><div><a href="https://www.rlb.com/oceania/insights/?fwp_insights_theme=crane-index&amp;fwp_items_per_page=36" target="_blank">RLB Crane Index</a></div><div><br /></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[What do you wish you knew before you bought? Here's what you said! There were so many responses that we’ll be doing another episode on this. If you're not part of our community, we'd love you in <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">our facebook group</a>!</div><div><br /></div><div><br /></div><div><a href="https://www.rlb.com/oceania/insights/?fwp_insights_theme=crane-index&amp;fwp_items_per_page=36" target="_blank">RLB Crane Index</a></div><div><br /></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>427 buying near powerlines, flipping houses, building and pest inspections + more</title>
			<itunes:title>427 buying near powerlines, flipping houses, building and pest inspections + more</itunes:title>
			<pubDate>Tue, 19 Jul 2022 19:30:00 GMT</pubDate>
			<itunes:duration>34:29</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=1020823</link>
			<acast:episodeId>62fa0d8b26f5af00128029b2</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle>John and Emily chat through some interesting census data and questions from the community that touch...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>27</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[John and Emily chat through some interesting census data and questions from the community that touch on:</div><div><br /></div><div><br /></div><div>👉🏾 the pros and cons of buying near powerlines</div><div><br /></div><div>👉🏿 factors to consider when flipping houses, should I hold or sell?</div><div><br /></div><div>👉 unit trusts</div><div><br /></div><div>👉🏻 considerations around building &amp; pest inspections</div><div><br /></div><div>👉 a 21 year old listener who is navigating an inheritance of multiple properties!</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[John and Emily chat through some interesting census data and questions from the community that touch on:</div><div><br /></div><div><br /></div><div>👉🏾 the pros and cons of buying near powerlines</div><div><br /></div><div>👉🏿 factors to consider when flipping houses, should I hold or sell?</div><div><br /></div><div>👉 unit trusts</div><div><br /></div><div>👉🏻 considerations around building &amp; pest inspections</div><div><br /></div><div>👉 a 21 year old listener who is navigating an inheritance of multiple properties!</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[426 Miranda's first home purchase]]></title>
			<itunes:title><![CDATA[426 Miranda's first home purchase]]></itunes:title>
			<pubDate>Tue, 12 Jul 2022 19:30:00 GMT</pubDate>
			<itunes:duration>29:59</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=1020023</link>
			<acast:episodeId>62fa0d8b26f5af00128029b3</acast:episodeId>
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			<itunes:subtitle>Miranda is a listener of the show and bought her first home in Melbourne early this year. She talks about how her property goals...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>26</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Miranda is a listener of the show and bought her first home in Melbourne early this year. She talks about how her property goals changed, why she chose not to involve family in the process, what she'd do differently looking back and more. Big thanks to Miranda for sharing her buying experience!</div><div><br /></div><div><br /></div><div>✈️ Check out John's property masterclass at a city near you! Grab tickets at: <a href="https://www.mymillennial.money/tour" target="_blank">mymillennial.money/tour</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Miranda is a listener of the show and bought her first home in Melbourne early this year. She talks about how her property goals changed, why she chose not to involve family in the process, what she'd do differently looking back and more. Big thanks to Miranda for sharing her buying experience!</div><div><br /></div><div><br /></div><div>✈️ Check out John's property masterclass at a city near you! Grab tickets at: <a href="https://www.mymillennial.money/tour" target="_blank">mymillennial.money/tour</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>425 is now the right time to buy?</title>
			<itunes:title>425 is now the right time to buy?</itunes:title>
			<pubDate>Tue, 05 Jul 2022 19:30:00 GMT</pubDate>
			<itunes:duration>32:14</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://player.whooshkaa.com/episode?id=1017197</link>
			<acast:episodeId>62fa0d8b26f5af00128029b4</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle>Soooo many of you have been asking whether to get into the market now or wait and whether there will be a crash in the near future....</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>25</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Soooo many of you have been asking whether to get into the market now or wait and whether there will be a crash in the near future. Emily &amp; John share their thoughts on this and what the future of housing might look like as Australia's population increases.</div><div><br /></div><div><br /></div><div>Listening on Apple Podcasts? <a href="https://podcasts.apple.com/au/podcast/my-millennial-property/id1472684089" target="_blank">Leave us a review</a>! </div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Soooo many of you have been asking whether to get into the market now or wait and whether there will be a crash in the near future. Emily &amp; John share their thoughts on this and what the future of housing might look like as Australia's population increases.</div><div><br /></div><div><br /></div><div>Listening on Apple Podcasts? <a href="https://podcasts.apple.com/au/podcast/my-millennial-property/id1472684089" target="_blank">Leave us a review</a>! </div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[424 keeping up with rising costs, joint venture pros & cons, buying your 2nd property + more]]></title>
			<itunes:title><![CDATA[424 keeping up with rising costs, joint venture pros & cons, buying your 2nd property + more]]></itunes:title>
			<pubDate>Tue, 28 Jun 2022 19:30:00 GMT</pubDate>
			<itunes:duration>33:00</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=1014494</link>
			<acast:episodeId>62fa0d8b26f5af00128029b5</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[Today's Q&A features these great questions from the community:👉🏻 costs are going up,...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>24</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Today's Q&amp;A features these great questions from the community:</div><div><br /></div><div><br /></div><div>👉🏻 costs are going up, what repayment buffers should I have in place?</div><div><br /></div><div>👉 what are the pros and cons of having my whole portfolio as a joint venture?</div><div><br /></div><div>👉🏼 how to know when you’re ready for your 2nd property?</div><div><br /></div><div>👉🏾 hidden costs of buying unregistered land?</div><div><br /></div><div>👉🏿 what are a tenant's rights when the owners are selling?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Today's Q&amp;A features these great questions from the community:</div><div><br /></div><div><br /></div><div>👉🏻 costs are going up, what repayment buffers should I have in place?</div><div><br /></div><div>👉 what are the pros and cons of having my whole portfolio as a joint venture?</div><div><br /></div><div>👉🏼 how to know when you’re ready for your 2nd property?</div><div><br /></div><div>👉🏾 hidden costs of buying unregistered land?</div><div><br /></div><div>👉🏿 what are a tenant's rights when the owners are selling?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[423 tax & accounting strategies]]></title>
			<itunes:title><![CDATA[423 tax & accounting strategies]]></itunes:title>
			<pubDate>Tue, 21 Jun 2022 19:30:00 GMT</pubDate>
			<itunes:duration>39:12</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=1011654</link>
			<acast:episodeId>62fa0d8b26f5af00128029b6</acast:episodeId>
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			<itunes:subtitle>Record keeping, CGT, selling your property and more. Scott Young from Altus Financial is back on the show to answer a bunch of the...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>23</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Record keeping, CGT, selling your property and more. Scott Young from Altus Financial is back on the show to answer a bunch of the questions you wanted to ask an accountant around:</div><div><br /></div><div><br /></div><div>👉 best practice for keeping records on your investment</div><div><br /></div><div>👉🏼 the ins and outs of capital gains tax (CGT) and the 6 year rule</div><div><br /></div><div>👉🏿 what factors should I consider when timing the sale of my property?</div><div><br /></div><div>👉🏽 how do tax deductions work when drawing equity from my investment?</div><div><br /></div><div>👉 when is using a trust a good strategy to buy or sell?</div><div><br /></div><div>👉🏿 how does claiming expenses for negative gearing work?</div><div><br /></div><div><br /></div><div>Looking for an accountant? <a href="https://www.altusfinancial.com.au/millennial-money" target="_blank">Click here to get in touch with Scott and his team.</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Record keeping, CGT, selling your property and more. Scott Young from Altus Financial is back on the show to answer a bunch of the questions you wanted to ask an accountant around:</div><div><br /></div><div><br /></div><div>👉 best practice for keeping records on your investment</div><div><br /></div><div>👉🏼 the ins and outs of capital gains tax (CGT) and the 6 year rule</div><div><br /></div><div>👉🏿 what factors should I consider when timing the sale of my property?</div><div><br /></div><div>👉🏽 how do tax deductions work when drawing equity from my investment?</div><div><br /></div><div>👉 when is using a trust a good strategy to buy or sell?</div><div><br /></div><div>👉🏿 how does claiming expenses for negative gearing work?</div><div><br /></div><div><br /></div><div>Looking for an accountant? <a href="https://www.altusfinancial.com.au/millennial-money" target="_blank">Click here to get in touch with Scott and his team.</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>422 becoming a good real estate agent + Melbourne market update</title>
			<itunes:title>422 becoming a good real estate agent + Melbourne market update</itunes:title>
			<pubDate>Tue, 14 Jun 2022 19:30:00 GMT</pubDate>
			<itunes:duration>32:34</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=1005514</link>
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			<itunes:subtitle><![CDATA[If you're aspiring to get into the real estate industry, listen up! Jayson Watts shares his tips and learnings from 20 years experience...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>22</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[If you're aspiring to get into the real estate industry, listen up! Jayson Watts shares his tips and learnings from 20 years experience as an agent. The episode touches on:</div><div><br /></div><div><br /></div><div>👉🏾 a bit about Jayson's background</div><div><br /></div><div>👉 dos and don'ts of being a good real estate agent</div><div><br /></div><div>👉🏿 the perception surrounding the industry vs the reality</div><div><br /></div><div>👉🏼 what's happening in the Melbourne property market </div><div><br /></div><div>👉🏾 and John and Emily ask Jayson's thoughts on a topic that comes up heaaaps in the Facebook group to do with the lack of transparency from agents surrounding best and final offers</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div>Connect with <a href="https://www.linkedin.com/in/jayson-watts-870b8710/?originalSubdomain=au" target="_blank">Jayson on LinkedIn</a></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[If you're aspiring to get into the real estate industry, listen up! Jayson Watts shares his tips and learnings from 20 years experience as an agent. The episode touches on:</div><div><br /></div><div><br /></div><div>👉🏾 a bit about Jayson's background</div><div><br /></div><div>👉 dos and don'ts of being a good real estate agent</div><div><br /></div><div>👉🏿 the perception surrounding the industry vs the reality</div><div><br /></div><div>👉🏼 what's happening in the Melbourne property market </div><div><br /></div><div>👉🏾 and John and Emily ask Jayson's thoughts on a topic that comes up heaaaps in the Facebook group to do with the lack of transparency from agents surrounding best and final offers</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div>Connect with <a href="https://www.linkedin.com/in/jayson-watts-870b8710/?originalSubdomain=au" target="_blank">Jayson on LinkedIn</a></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>421 worst case real estate scenarios</title>
			<itunes:title>421 worst case real estate scenarios</itunes:title>
			<pubDate>Tue, 07 Jun 2022 19:30:00 GMT</pubDate>
			<itunes:duration>31:41</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=1004358</link>
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			<itunes:subtitle><![CDATA[We rarely expect the worst to happen which is why it's always good to be prepared! John and Emily discuss some of the things that can...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>21</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[We rarely expect the worst to happen which is why it's always good to be prepared! John and Emily discuss some of the things that can go wrong when it comes to:</div><div><br /></div><div><br /></div><div>👉🏻 buying unregistered land</div><div><br /></div><div>👉 buying or selling a property</div><div><br /></div><div>👉🏼 cross-collaterisation</div><div><br /></div><div>👉🏽 bidding at auction</div><div><br /></div><div>👉🏾 buying a tenanted property</div><div><br /></div><div>👉🏿 working with a builder</div><div><br /></div><div><br /></div><div>Have some horror stories of your own? Tell us in the Facebook group!</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[We rarely expect the worst to happen which is why it's always good to be prepared! John and Emily discuss some of the things that can go wrong when it comes to:</div><div><br /></div><div><br /></div><div>👉🏻 buying unregistered land</div><div><br /></div><div>👉 buying or selling a property</div><div><br /></div><div>👉🏼 cross-collaterisation</div><div><br /></div><div>👉🏽 bidding at auction</div><div><br /></div><div>👉🏾 buying a tenanted property</div><div><br /></div><div>👉🏿 working with a builder</div><div><br /></div><div><br /></div><div>Have some horror stories of your own? Tell us in the Facebook group!</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>420 turning your home into a rental property</title>
			<itunes:title>420 turning your home into a rental property</itunes:title>
			<pubDate>Tue, 31 May 2022 19:30:00 GMT</pubDate>
			<itunes:duration>33:04</itunes:duration>
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			<itunes:subtitle>You might consider renting out your home if you decide to upsize, downsize or rentvest. John and Emily chat through some steps to take...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>20</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[You might consider renting out your home if you decide to upsize, downsize or rentvest. John and Emily chat through some steps to take and things to think about when it comes to:</div><div><br /></div><div><br /></div><div>👉🏾 working out your lending and cashflow</div><div><br /></div><div>👉🏿 engaging the right professionals for your situation e.g. accountant, mortgage broker, property manager, financial planner</div><div><br /></div><div>👉🏻 the logistics of owning a rental property</div><div><br /></div><div>👉 vacancy rates, supply &amp; demand</div><div><br /></div><div>👉🏼 choosing between rentvesting and buying another PPOR</div><div><br /></div><div>👉🏽 lifestyle factors you might think about when looking to buy another PPOR</div><div><br /></div><div>👉🏿 and tackling the fear of having 2 mortgages</div><div><br /></div><div><br /></div><div><a href="https://bit.ly/M3JohnClarityCall" target="_blank">Book a clarity call with John</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>Book a clarity call with John: <a href="https://bit.ly/M3JohnClarityCall" target="_blank">https://bit.ly/M3JohnClarityCall</a></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[You might consider renting out your home if you decide to upsize, downsize or rentvest. John and Emily chat through some steps to take and things to think about when it comes to:</div><div><br /></div><div><br /></div><div>👉🏾 working out your lending and cashflow</div><div><br /></div><div>👉🏿 engaging the right professionals for your situation e.g. accountant, mortgage broker, property manager, financial planner</div><div><br /></div><div>👉🏻 the logistics of owning a rental property</div><div><br /></div><div>👉 vacancy rates, supply &amp; demand</div><div><br /></div><div>👉🏼 choosing between rentvesting and buying another PPOR</div><div><br /></div><div>👉🏽 lifestyle factors you might think about when looking to buy another PPOR</div><div><br /></div><div>👉🏿 and tackling the fear of having 2 mortgages</div><div><br /></div><div><br /></div><div><a href="https://bit.ly/M3JohnClarityCall" target="_blank">Book a clarity call with John</a></div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>Book a clarity call with John: <a href="https://bit.ly/M3JohnClarityCall" target="_blank">https://bit.ly/M3JohnClarityCall</a></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>419 my first home buyer journey: building in a new estate</title>
			<itunes:title>419 my first home buyer journey: building in a new estate</itunes:title>
			<pubDate>Tue, 24 May 2022 19:30:00 GMT</pubDate>
			<itunes:duration>33:26</itunes:duration>
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			<itunes:subtitle>Kobe and her partner bought into an estate last year and and have just begun building! Kobe shares the ins and outs of their home...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>19</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Kobe and her partner bought into an estate last year and and have just begun building! Kobe shares the ins and outs of their home buying journey including:</div><div><br /></div><div><br /></div><div>👉🏾 not finding a property that suited their lifestyle within their budget</div><div><br /></div><div>👉🏿 using some first home buyer and builder benefits to get into the market</div><div><br /></div><div>👉🏻 advantages of buying into a new estate</div><div><br /></div><div>👉 choosing a builder</div><div><br /></div><div>👉🏽 costs</div><div><br /></div><div>👉🏻 timeframes from deposit to commencing construction</div><div><br /></div><div>👉 their plans to live in the home for a year and then rentvest and turn it into an investment property</div><div><br /></div><div>👉🏿 tips and learnings</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Kobe and her partner bought into an estate last year and and have just begun building! Kobe shares the ins and outs of their home buying journey including:</div><div><br /></div><div><br /></div><div>👉🏾 not finding a property that suited their lifestyle within their budget</div><div><br /></div><div>👉🏿 using some first home buyer and builder benefits to get into the market</div><div><br /></div><div>👉🏻 advantages of buying into a new estate</div><div><br /></div><div>👉 choosing a builder</div><div><br /></div><div>👉🏽 costs</div><div><br /></div><div>👉🏻 timeframes from deposit to commencing construction</div><div><br /></div><div>👉 their plans to live in the home for a year and then rentvest and turn it into an investment property</div><div><br /></div><div>👉🏿 tips and learnings</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>418 home buying costs, interest rate rises, investment property vs property ETF,  granny flats + more</title>
			<itunes:title>418 home buying costs, interest rate rises, investment property vs property ETF,  granny flats + more</itunes:title>
			<pubDate>Tue, 17 May 2022 19:30:00 GMT</pubDate>
			<itunes:duration>36:02</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=994396</link>
			<acast:episodeId>62fa0d8b26f5af00128029bb</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[Shoutout to our Facebook community for more great questions! In today's episode Emily and John...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>18</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Shoutout to our Facebook community for more great questions! In today's episode Emily and John discuss:</div><div><br /></div><div><br /></div><div>👉 transacting money online and how to protect yourself from scams</div><div><br /></div><div>👉🏼 property investing vs investing in a property-based ETF</div><div><br /></div><div>👉🏾 when should you get a depreciation schedule? (Listen to <a href="https://player.whooshkaa.com/episode?id=983971" target="_blank">414 depreciation schedules</a>)</div><div><br /></div><div>👉🏿 how to manage the rising cost of building materials</div><div><br /></div><div>👉🏻 interest rate rises - what's a good buffer to plan for?</div><div><br /></div><div>👉🏽  building a granny flat on your PPOR rather than buying another block of land</div><div><br /></div><div>👉 what are the extra costs involved in buying a property besides the deposit</div><div><br /></div><div>👉🏾 how to &amp; should you avoid telling an agent what you're willing to spend if they ask</div><div><br /></div><div>👉🏻 keep or sell a B class property that may have performed really well in recent times</div><div><br /></div><div>👉🏾 buying in a mining town</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Shoutout to our Facebook community for more great questions! In today's episode Emily and John discuss:</div><div><br /></div><div><br /></div><div>👉 transacting money online and how to protect yourself from scams</div><div><br /></div><div>👉🏼 property investing vs investing in a property-based ETF</div><div><br /></div><div>👉🏾 when should you get a depreciation schedule? (Listen to <a href="https://player.whooshkaa.com/episode?id=983971" target="_blank">414 depreciation schedules</a>)</div><div><br /></div><div>👉🏿 how to manage the rising cost of building materials</div><div><br /></div><div>👉🏻 interest rate rises - what's a good buffer to plan for?</div><div><br /></div><div>👉🏽  building a granny flat on your PPOR rather than buying another block of land</div><div><br /></div><div>👉 what are the extra costs involved in buying a property besides the deposit</div><div><br /></div><div>👉🏾 how to &amp; should you avoid telling an agent what you're willing to spend if they ask</div><div><br /></div><div>👉🏻 keep or sell a B class property that may have performed really well in recent times</div><div><br /></div><div>👉🏾 buying in a mining town</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>417 purchasing a property sooner with Coposit</title>
			<itunes:title>417 purchasing a property sooner with Coposit</itunes:title>
			<pubDate>Tue, 10 May 2022 19:30:00 GMT</pubDate>
			<itunes:duration>29:58</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=991222</link>
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			<itunes:subtitle>Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>17</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home build much sooner with as little as $10,000? John and Emily chat with Michael about how Coposit is enabling people to do just that, and the ins and outs of how Coposit works. </div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home build much sooner with as little as $10,000? John and Emily chat with Michael about how Coposit is enabling people to do just that, and the ins and outs of how Coposit works. </div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>416 mortgages, rentvesting, property market reforms + flipping your home into an investment</title>
			<itunes:title>416 mortgages, rentvesting, property market reforms + flipping your home into an investment</itunes:title>
			<pubDate>Tue, 03 May 2022 19:30:00 GMT</pubDate>
			<itunes:duration>35:44</itunes:duration>
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			<acast:episodeId>62fa0d8b26f5af00128029bd</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[Think of today's episode like a mixed bag of lollies... a little bit of everything! John and Emily answer some listener questions and...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Think of today's episode like a mixed bag of lollies... a little bit of everything! John and Emily answer some listener questions and share their opinions on reforms that may be coming to the property market. Discussed in this chat:</div><div><br /></div><div><br /></div><div>👉🏻 mortgages - what's too big, what's manageable?</div><div><br /></div><div>👉 is it an efficient strategy to rentvest?</div><div><br /></div><div>👉🏼 Consumer Affairs VIC have begun exploring potential reforms to the property market and how things can be improved for consumers</div><div><br /></div><div>👉🏽 what should you consider when you're planning to turn your home into an investment property?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Think of today's episode like a mixed bag of lollies... a little bit of everything! John and Emily answer some listener questions and share their opinions on reforms that may be coming to the property market. Discussed in this chat:</div><div><br /></div><div><br /></div><div>👉🏻 mortgages - what's too big, what's manageable?</div><div><br /></div><div>👉 is it an efficient strategy to rentvest?</div><div><br /></div><div>👉🏼 Consumer Affairs VIC have begun exploring potential reforms to the property market and how things can be improved for consumers</div><div><br /></div><div>👉🏽 what should you consider when you're planning to turn your home into an investment property?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>415 property development: creating new communities</title>
			<itunes:title>415 property development: creating new communities</itunes:title>
			<pubDate>Tue, 26 Apr 2022 19:30:00 GMT</pubDate>
			<itunes:duration>34:52</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=984932</link>
			<acast:episodeId>62fa0d8b26f5af00128029be</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle>Emily and John chat with property developer and ex-professional footballer Andrew Welsh who shares his learnings and experience in...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>15</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Emily and John chat with property developer and ex-professional footballer Andrew Welsh who shares his learnings and experience in developing new Australian communities. The chat touches on:</div><div><br /></div><div><br /></div><div>👉 working with council</div><div><br /></div><div>👉🏼 financing developments</div><div><br /></div><div>👉🏿 researching new growth opportunities</div><div><br /></div><div>👉🏽 Andrew's tips for aspiring developers</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John chat with property developer and ex-professional footballer Andrew Welsh who shares his learnings and experience in developing new Australian communities. The chat touches on:</div><div><br /></div><div><br /></div><div>👉 working with council</div><div><br /></div><div>👉🏼 financing developments</div><div><br /></div><div>👉🏿 researching new growth opportunities</div><div><br /></div><div>👉🏽 Andrew's tips for aspiring developers</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>414 depreciation schedules</title>
			<itunes:title>414 depreciation schedules</itunes:title>
			<pubDate>Tue, 19 Apr 2022 19:30:00 GMT</pubDate>
			<itunes:duration>32:34</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/01d68856-3966-42c7-a340-c9d60db1b852/media.mp3" length="31461790" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=983971</link>
			<acast:episodeId>62fa0d8b26f5af00128029bf</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[This one's for the investors! John and Emily get into the nitty gritty of claiming tax deductions on your investment property with Brad...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>14</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[This one's for the investors! John and Emily get into the nitty gritty of claiming tax deductions on your investment property with Brad Beer from BMT Quantity Surveyors. They touch on:</div><div><br /></div><div><br /></div><div>👉🏾 what's a depreciation schedule and what does a quantity surveyor do?</div><div><br /></div><div>👉🏻 the factors that go into whether or not you can claim deductions</div><div><br /></div><div>👉🏾 how do claims work if you are the 2nd or even 3rd owner of the property</div><div><br /></div><div>👉 how many years you can claim on the structure of a property and even some renovations</div><div><br /></div><div>👉🏿 claims on items such as aircon units, blinds and carpets</div><div><br /></div><div>👉🏼 considerations if you're making renovations - you might still be able to claim on the things you're replacing!</div><div><br /></div><div>👉🏽 some cool info about amending past tax returns to back-claim missed or wrong deductions</div><div><br /></div><div>👉🏻 the process for getting a depreciation schedule</div><div><br /></div><div>👉 is it better to buy new or renovate?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[This one's for the investors! John and Emily get into the nitty gritty of claiming tax deductions on your investment property with Brad Beer from BMT Quantity Surveyors. They touch on:</div><div><br /></div><div><br /></div><div>👉🏾 what's a depreciation schedule and what does a quantity surveyor do?</div><div><br /></div><div>👉🏻 the factors that go into whether or not you can claim deductions</div><div><br /></div><div>👉🏾 how do claims work if you are the 2nd or even 3rd owner of the property</div><div><br /></div><div>👉 how many years you can claim on the structure of a property and even some renovations</div><div><br /></div><div>👉🏿 claims on items such as aircon units, blinds and carpets</div><div><br /></div><div>👉🏼 considerations if you're making renovations - you might still be able to claim on the things you're replacing!</div><div><br /></div><div>👉🏽 some cool info about amending past tax returns to back-claim missed or wrong deductions</div><div><br /></div><div>👉🏻 the process for getting a depreciation schedule</div><div><br /></div><div>👉 is it better to buy new or renovate?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>413 the biggest mistakes that property investors make</title>
			<itunes:title>413 the biggest mistakes that property investors make</itunes:title>
			<pubDate>Tue, 12 Apr 2022 19:30:00 GMT</pubDate>
			<itunes:duration>30:12</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=979934</link>
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			<itunes:subtitle><![CDATA[Thinking of buying an investment property? Here's what NOT to do! John and Emily talk about 6 mistakes to...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>13</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Thinking of buying an investment property? Here's what NOT to do! John and Emily talk about 6 mistakes to avoid.</div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Thinking of buying an investment property? Here's what NOT to do! John and Emily talk about 6 mistakes to avoid.</div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>412 what the 2022 budget means for housing</title>
			<itunes:title>412 what the 2022 budget means for housing</itunes:title>
			<pubDate>Tue, 05 Apr 2022 19:30:00 GMT</pubDate>
			<itunes:duration>33:14</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/0b3762e2-9570-437e-b214-d712a6c366ab/media.mp3" length="32097835" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://player.whooshkaa.com/episode?id=978255</link>
			<acast:episodeId>62fa0d8b26f5af00128029c1</acast:episodeId>
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			<itunes:subtitle><![CDATA[John and Emily unpack the 2022 budget's Government schemes that will be of interest to buyers and investors,...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>12</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[John and Emily unpack the 2022 budget's Government schemes that will be of interest to buyers and investors, including:</div><div><br /></div><div><br /></div><div>👉🏻 First Home Guarantee: more places made available helping people to buy their first home with a 5% deposit</div><div><br /></div><div>👉🏿 Regional Home Guarantee: you don't need to be a first home buyer to qualify for this one!</div><div><br /></div><div>👉🏼 Family Home Guarantee: helping single parents buy a home with a 2% deposit</div><div><br /></div><div>👉 NHFIC: more money going towards homelessness and housing in remote and indigenous communities</div><div><br /></div><div>Also listen to <a href="https://player.whooshkaa.com/episode?id=976073" target="_blank">411 buying in flood zones, the return of overseas migration, rise of the regions + more</a> with Eliza Owens</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[John and Emily unpack the 2022 budget's Government schemes that will be of interest to buyers and investors, including:</div><div><br /></div><div><br /></div><div>👉🏻 First Home Guarantee: more places made available helping people to buy their first home with a 5% deposit</div><div><br /></div><div>👉🏿 Regional Home Guarantee: you don't need to be a first home buyer to qualify for this one!</div><div><br /></div><div>👉🏼 Family Home Guarantee: helping single parents buy a home with a 2% deposit</div><div><br /></div><div>👉 NHFIC: more money going towards homelessness and housing in remote and indigenous communities</div><div><br /></div><div>Also listen to <a href="https://player.whooshkaa.com/episode?id=976073" target="_blank">411 buying in flood zones, the return of overseas migration, rise of the regions + more</a> with Eliza Owens</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>411 buying in flood zones, the return of overseas migration, rise of the regions + more</title>
			<itunes:title>411 buying in flood zones, the return of overseas migration, rise of the regions + more</itunes:title>
			<pubDate>Tue, 29 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>35:34</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=976073</link>
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			<itunes:subtitle><![CDATA[On today's episode we discuss some of the big influences affecting property markets across Australia right now. Emily and John chat...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[On today's episode we discuss some of the big influences affecting property markets across Australia right now. Emily and John chat with Eliza Owens, Head of Research at CoreLogic who shares some interesting insights into:</div><div><br /></div><div><br /></div><div>👉🏾 property ownership in relation to gender</div><div><br /></div><div>👉🏿 property markets affected by recent floods</div><div><br /></div><div>👉🏻 factors that impact housing prices over time</div><div><br /></div><div>👉 the return of overseas migration</div><div><br /></div><div>👉🏼 and the rise of the regions</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[On today's episode we discuss some of the big influences affecting property markets across Australia right now. Emily and John chat with Eliza Owens, Head of Research at CoreLogic who shares some interesting insights into:</div><div><br /></div><div><br /></div><div>👉🏾 property ownership in relation to gender</div><div><br /></div><div>👉🏿 property markets affected by recent floods</div><div><br /></div><div>👉🏻 factors that impact housing prices over time</div><div><br /></div><div>👉 the return of overseas migration</div><div><br /></div><div>👉🏼 and the rise of the regions</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>410 buying with a partner, regional growth, can a frosted window be replaced? + more</title>
			<itunes:title>410 buying with a partner, regional growth, can a frosted window be replaced? + more</itunes:title>
			<pubDate>Tue, 22 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>36:24</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=973026</link>
			<acast:episodeId>62fa0d8b26f5af00128029c3</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[Some great questions and topics in today's q&a! John and Emily discuss:👉🏾 considerations...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Some great questions and topics in today's q&amp;a! John and Emily discuss:</div><div><br /></div><div><br /></div><div>👉🏾 considerations for buying property with a partner</div><div><br /></div><div>👉🏿 is going with a variable rate on your home loan risky right now?</div><div><br /></div><div>👉🏻 rapid increase of prices and growth in regional areas</div><div><br /></div><div>👉 when can a frosted window be replaced by a clear one?</div><div><br /></div><div>👉🏼 to sell or rent out hobby farm?</div><div><br /></div><div>👉🏽 will the sea change continue post-covid?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Some great questions and topics in today's q&amp;a! John and Emily discuss:</div><div><br /></div><div><br /></div><div>👉🏾 considerations for buying property with a partner</div><div><br /></div><div>👉🏿 is going with a variable rate on your home loan risky right now?</div><div><br /></div><div>👉🏻 rapid increase of prices and growth in regional areas</div><div><br /></div><div>👉 when can a frosted window be replaced by a clear one?</div><div><br /></div><div>👉🏼 to sell or rent out hobby farm?</div><div><br /></div><div>👉🏽 will the sea change continue post-covid?</div><div><br /></div><div><br /></div><div>🛑 Please read our <a href="https://www.mymillennial.money/general-advice" target="_blank">disclaimer + warnings</a> before listening to this episode</div><div><br /></div><div><br /></div><div>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Join the m3 facebook group</a></div><div><br /></div><div><a href="https://emojipedia.org/house-with-garden/" target="_blank">🏡</a> <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Quick links</a> to John and Emily’s online courses and $20 off The Glen James Spending Plan</div><div><br /></div><div><br /></div><div>my millennial property is produced by SYMO interactive, home of my millennial money.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>409 mortgage broker vs direct with a bank, pre-approvals explained, fixed and variable loans + more</title>
			<itunes:title>409 mortgage broker vs direct with a bank, pre-approvals explained, fixed and variable loans + more</itunes:title>
			<pubDate>Tue, 15 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>35:05</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/47f34d8f-fbf1-44cb-960b-a978016a871f/media.mp3" length="33686301" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=968856</link>
			<acast:episodeId>62fa0d8b26f5af00128029c4</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle>Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>9</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about:</div><div><br /></div><div>👉 going direct to bank vs a mortgage broker</div><div>👉🏿 the different types of pre-approval assessments to suit your situation</div><div>👉🏻 does getting a 2nd pre-approval affect your credit score?</div><div>👉🏽 pre-approval turn around times</div><div>👉🏾 check ins you might expect from your broker after securing your loan</div><div>👉🏼 mortgage broker qualifications to be aware of</div><div>👉 differences in lender assessments of your borrowing capacity</div><div>👉🏾 parental guarantees &amp; second mortgages</div><div>👉🏿 locking in a fixed rate plus the differences of fixed and variable loans</div><div><br /></div><div>Need help finding a trusted mortgage broker? Head to <a href="https://www.sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a> and click Get Help.</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s first home buyer online course at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about:</div><div><br /></div><div>👉 going direct to bank vs a mortgage broker</div><div>👉🏿 the different types of pre-approval assessments to suit your situation</div><div>👉🏻 does getting a 2nd pre-approval affect your credit score?</div><div>👉🏽 pre-approval turn around times</div><div>👉🏾 check ins you might expect from your broker after securing your loan</div><div>👉🏼 mortgage broker qualifications to be aware of</div><div>👉 differences in lender assessments of your borrowing capacity</div><div>👉🏾 parental guarantees &amp; second mortgages</div><div>👉🏿 locking in a fixed rate plus the differences of fixed and variable loans</div><div><br /></div><div>Need help finding a trusted mortgage broker? Head to <a href="https://www.sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a> and click Get Help.</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s first home buyer online course at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>408 selling your property, using equity from a $2M home, selecting a buyers agent + more</title>
			<itunes:title>408 selling your property, using equity from a $2M home, selecting a buyers agent + more</itunes:title>
			<pubDate>Tue, 08 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>38:38</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://player.whooshkaa.com/episode?id=966961</link>
			<acast:episodeId>62fa0d8b26f5af00128029c5</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[In today's Q&A, Emily and John discuss:👉🏾 how to use the equity in a $2M home if the goal is to build...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[In today's Q&amp;A, Emily and John discuss:</div><div><br /></div><div>👉🏾 how to use the equity in a $2M home if the goal is to build enough passive income to retire in 15 years</div><div>👉🏻 is it worth keeping an investment property if interest rates rise?</div><div>👉 3 good reasons to sell your investment</div><div>👉🏿 navigating complexities and costs of selling your property</div><div>👉🏽 due diligence when finding a buyers agent</div><div><br /></div><div>John and Emily touch on interest rate rises in the <a href="https://player.whooshkaa.com/episode?id=960567" target="_blank">2022 market outlook episode</a>.</div><div><br /></div><div>Got a question for the show? Use #property in the <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">my millennial money Facebook group</a>.</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s First Home Buyer course at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In today's Q&amp;A, Emily and John discuss:</div><div><br /></div><div>👉🏾 how to use the equity in a $2M home if the goal is to build enough passive income to retire in 15 years</div><div>👉🏻 is it worth keeping an investment property if interest rates rise?</div><div>👉 3 good reasons to sell your investment</div><div>👉🏿 navigating complexities and costs of selling your property</div><div>👉🏽 due diligence when finding a buyers agent</div><div><br /></div><div>John and Emily touch on interest rate rises in the <a href="https://player.whooshkaa.com/episode?id=960567" target="_blank">2022 market outlook episode</a>.</div><div><br /></div><div>Got a question for the show? Use #property in the <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">my millennial money Facebook group</a>.</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s First Home Buyer course at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>407 my property story: former pro NRL player Matt Srama</title>
			<itunes:title>407 my property story: former pro NRL player Matt Srama</itunes:title>
			<pubDate>Tue, 01 Mar 2022 18:30:00 GMT</pubDate>
			<itunes:duration>37:09</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=963731</link>
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			<itunes:subtitle>At 22, Matt Srama bought his first home and continued on to buy another 3 throughout his 20s. In this episode John and Emily perform a...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>7</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[At 22, Matt Srama bought his first home and continued on to buy another 3 throughout his 20s. In this episode John and Emily perform a little autopsy on Matt's money, career and property journey and Matt shares his key learnings, particularly about money mindset and purchasing property.</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[At 22, Matt Srama bought his first home and continued on to buy another 3 throughout his 20s. In this episode John and Emily perform a little autopsy on Matt's money, career and property journey and Matt shares his key learnings, particularly about money mindset and purchasing property.</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>406 property market outlook for 2022</title>
			<itunes:title>406 property market outlook for 2022</itunes:title>
			<pubDate>Tue, 22 Feb 2022 18:30:00 GMT</pubDate>
			<itunes:duration>37:50</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=960567</link>
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			<itunes:subtitle>What will happen with the market this year? John and Emily share their insights and thoughts on how the property market will play out...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[What will happen with the market this year? John and Emily share their insights and thoughts on how the property market will play out in 2022, touching on:</div><div><br /></div><div>👉🏾the federal election</div><div>👉🏻proposed changes to QLD’s land tax rules for interstate investors</div><div>👉 interest rate rises</div><div>👉🏿 what they're noticing on the ground</div><div>👉🏽buy now or wait?</div><div>👉🏼 a few of their predictions</div><div><br /></div><div>You can find data on vacancy rates at <a href="https://sqmresearch.com.au/" target="_blank">SQM Research</a></div><div><br /></div><div>Check out the <a href="https://player.whooshkaa.com/episode?id=958966" target="_blank">inspiring episode with Douglas</a>!</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[What will happen with the market this year? John and Emily share their insights and thoughts on how the property market will play out in 2022, touching on:</div><div><br /></div><div>👉🏾the federal election</div><div>👉🏻proposed changes to QLD’s land tax rules for interstate investors</div><div>👉 interest rate rises</div><div>👉🏿 what they're noticing on the ground</div><div>👉🏽buy now or wait?</div><div>👉🏼 a few of their predictions</div><div><br /></div><div>You can find data on vacancy rates at <a href="https://sqmresearch.com.au/" target="_blank">SQM Research</a></div><div><br /></div><div>Check out the <a href="https://player.whooshkaa.com/episode?id=958966" target="_blank">inspiring episode with Douglas</a>!</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>405 my property story: buying my 6th property</title>
			<itunes:title>405 my property story: buying my 6th property</itunes:title>
			<pubDate>Wed, 16 Feb 2022 06:45:00 GMT</pubDate>
			<itunes:duration>37:29</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=958966</link>
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			<itunes:subtitle>Douglas shares his inspiring story of building a property portfolio which currently brings in $25k of passive income, amazing! He...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Douglas shares his inspiring story of building a property portfolio which currently brings in $25k of passive income, amazing! He shares the stages of his investment journey which touches on:</div><div><br /></div><div>👉🏾 doing this on a casual income!</div><div>👉 finding other options when he struggled to get a loan</div><div>👉🏿 undertaking a joint venture with family</div><div>👉🏻 how he travelled to 100 countries</div><div>👉🏾 buying interstate</div><div>👉🏽 his buyer strategy</div><div>👉🏻 and thoughts on FIRE (financial independence retire early)</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Douglas shares his inspiring story of building a property portfolio which currently brings in $25k of passive income, amazing! He shares the stages of his investment journey which touches on:</div><div><br /></div><div>👉🏾 doing this on a casual income!</div><div>👉 finding other options when he struggled to get a loan</div><div>👉🏿 undertaking a joint venture with family</div><div>👉🏻 how he travelled to 100 countries</div><div>👉🏾 buying interstate</div><div>👉🏽 his buyer strategy</div><div>👉🏻 and thoughts on FIRE (financial independence retire early)</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>404 property development</title>
			<itunes:title>404 property development</itunes:title>
			<pubDate>Tue, 08 Feb 2022 18:30:00 GMT</pubDate>
			<itunes:duration>44:02</itunes:duration>
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			<itunes:subtitle><![CDATA[Interested in the property development space? This chat's for you! Peter Kelly from Little Fish Property Developments joins John and...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Interested in the property development space? This chat's for you! Peter Kelly from Little Fish Property Developments joins John and Emily to discuss:</div><div><br /></div><div>👉things to consider before purchasing a development</div><div>👉🏾how much cash you need &amp; the initial costs of getting started</div><div>👉🏻common first timer mistakes to avoid</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Interested in the property development space? This chat's for you! Peter Kelly from Little Fish Property Developments joins John and Emily to discuss:</div><div><br /></div><div>👉things to consider before purchasing a development</div><div>👉🏾how much cash you need &amp; the initial costs of getting started</div><div>👉🏻common first timer mistakes to avoid</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>403 buyer case study: size vs location, townhouses, when do you need a buyers agent + more</title>
			<itunes:title>403 buyer case study: size vs location, townhouses, when do you need a buyers agent + more</itunes:title>
			<pubDate>Wed, 02 Feb 2022 00:58:00 GMT</pubDate>
			<itunes:duration>38:26</itunes:duration>
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			<itunes:subtitle><![CDATA[In today's episode John and Emily unpack a scenario of a buyer who is weighing up two options, to buy the cheaper townhouse in a better...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[In today's episode John and Emily unpack a scenario of a buyer who is weighing up two options, to buy the cheaper townhouse in a better location or pay 150k more for the larger free standing house? They also touch on:</div><div>👉🏿some things to consider when buying a townhouse</div><div>👉🏻when do you need a buyer’s agent?</div><div>👉whether to buy a property before or after starting a business or changing career</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In today's episode John and Emily unpack a scenario of a buyer who is weighing up two options, to buy the cheaper townhouse in a better location or pay 150k more for the larger free standing house? They also touch on:</div><div>👉🏿some things to consider when buying a townhouse</div><div>👉🏻when do you need a buyer’s agent?</div><div>👉whether to buy a property before or after starting a business or changing career</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">The Glen James Spending Plan</a> and use coupon code "m3p" to save $20.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #property</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>402 live clarity call: Ella is 24 with $60k saved and wants to buy an investment property</title>
			<itunes:title>402 live clarity call: Ella is 24 with $60k saved and wants to buy an investment property</itunes:title>
			<pubDate>Tue, 18 Jan 2022 18:30:00 GMT</pubDate>
			<itunes:duration>44:09</itunes:duration>
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			<itunes:subtitle><![CDATA[Ella has a goal to buy her first investment property but isn't sure how to create a strategy or where to start researching. We recorded...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Ella has a goal to buy her first investment property but isn't sure how to create a strategy or where to start researching. We recorded her clarity call with John for anyone who may be in a similar position or interested to know what a clarity call is like! </div><div><br /></div><div>Here's where you can book a clarity call with John about your situation: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Join our Facebook community! Got a question for us? Use #property: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more check out:<a href="https://www.mymillennial.money/shownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Ella has a goal to buy her first investment property but isn't sure how to create a strategy or where to start researching. We recorded her clarity call with John for anyone who may be in a similar position or interested to know what a clarity call is like! </div><div><br /></div><div>Here's where you can book a clarity call with John about your situation: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Join our Facebook community! Got a question for us? Use #property: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more check out:<a href="https://www.mymillennial.money/shownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>401 the law of economic rent</title>
			<itunes:title>401 the law of economic rent</itunes:title>
			<pubDate>Tue, 11 Jan 2022 18:30:00 GMT</pubDate>
			<itunes:duration>38:02</itunes:duration>
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			<itunes:subtitle>Happy new year! For the first episode of 2022, Emily and John are joined by Cathy Stacey to unpack the law of economic rent....</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>1</itunes:episode>
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			<description><![CDATA[Happy new year! For the first episode of 2022, Emily and John are joined by Cathy Stacey to unpack the law of economic rent. </div><div><br /></div><div>You might remember Cathy from episode 344 timing the market which you can listen to here: <a href="https://player.whooshkaa.com/episode?id=928639" target="_blank">https://player.whooshkaa.com/episode?id=928639</a></div><div><br /></div><div>Here are the books mentioned in the chat.</div><div><br /></div><div>One Hundred Years of Land Values in Chicago: <a href="https://amzn.to/3CjnlD1" target="_blank">https://amzn.to/3CjnlD1</a></div><div><br /></div><div>The Secret Life of Real Estate and Banking: <a href="https://booktopia.kh4ffx.net/n1PvJV" target="_blank">https://booktopia.kh4ffx.net/n1PvJV</a></div><div><br /></div><div>The Power in the Land: <a href="http://booktopia.kh4ffx.net/yROeNb" target="_blank">booktopia.kh4ffx.net/yROeNb</a></div><div><br /></div><div>Boom Bust: <a href="http://booktopia.kh4ffx.net/7mDGgd" target="_blank">booktopia.kh4ffx.net/7mDGgd</a></div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Join our Facebook community! Got a question for us? Use #property: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more check out:<a href="https://www.mymillennial.money/shownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Happy new year! For the first episode of 2022, Emily and John are joined by Cathy Stacey to unpack the law of economic rent. </div><div><br /></div><div>You might remember Cathy from episode 344 timing the market which you can listen to here: <a href="https://player.whooshkaa.com/episode?id=928639" target="_blank">https://player.whooshkaa.com/episode?id=928639</a></div><div><br /></div><div>Here are the books mentioned in the chat.</div><div><br /></div><div>One Hundred Years of Land Values in Chicago: <a href="https://amzn.to/3CjnlD1" target="_blank">https://amzn.to/3CjnlD1</a></div><div><br /></div><div>The Secret Life of Real Estate and Banking: <a href="https://booktopia.kh4ffx.net/n1PvJV" target="_blank">https://booktopia.kh4ffx.net/n1PvJV</a></div><div><br /></div><div>The Power in the Land: <a href="http://booktopia.kh4ffx.net/yROeNb" target="_blank">booktopia.kh4ffx.net/yROeNb</a></div><div><br /></div><div>Boom Bust: <a href="http://booktopia.kh4ffx.net/7mDGgd" target="_blank">booktopia.kh4ffx.net/7mDGgd</a></div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Join our Facebook community! Got a question for us? Use #property: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more check out:<a href="https://www.mymillennial.money/shownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[349 Q&A with a mortgage broker]]></title>
			<itunes:title><![CDATA[349 Q&A with a mortgage broker]]></itunes:title>
			<pubDate>Tue, 21 Dec 2021 18:30:00 GMT</pubDate>
			<itunes:duration>32:48</itunes:duration>
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			<itunes:subtitle><![CDATA[Evelyn Clark from Everlend joins John and Emily on the show to discuss what's happening in the lending space. They touch...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>49</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Evelyn Clark from Everlend joins John and Emily on the show to discuss what's happening in the lending space. They touch on:</div><div><br /></div><div>👉🏾pre approvals</div><div>👉🏻turn around time between different lenders</div><div>👉10% vs 20% deposit</div><div>👉🏿fixed loan offsets</div><div>👉🏼the importance of having additional savings beyond your deposit</div><div>👉🏾other costs when acquiring property</div><div>👉guarantor loans</div><div>👉🏻and strategic tips for investors</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Join the m3 Facebook group community! Got a question for John and Emily? Use #property or #firsthomebuyer:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimer about this episode + more check out:<a href="https://www.mymillennial.money/shownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Evelyn Clark from Everlend joins John and Emily on the show to discuss what's happening in the lending space. They touch on:</div><div><br /></div><div>👉🏾pre approvals</div><div>👉🏻turn around time between different lenders</div><div>👉10% vs 20% deposit</div><div>👉🏿fixed loan offsets</div><div>👉🏼the importance of having additional savings beyond your deposit</div><div>👉🏾other costs when acquiring property</div><div>👉guarantor loans</div><div>👉🏻and strategic tips for investors</div><div><br /></div><div>🛑 Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Join the m3 Facebook group community! Got a question for John and Emily? Use #property or #firsthomebuyer:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimer about this episode + more check out:<a href="https://www.mymillennial.money/shownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>348 finding an agent to sell your property</title>
			<itunes:title>348 finding an agent to sell your property</itunes:title>
			<pubDate>Tue, 14 Dec 2021 18:30:00 GMT</pubDate>
			<itunes:duration>34:26</itunes:duration>
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			<itunes:subtitle>Finding a good, trustworthy real estate agent to sell what is likely your biggest asset, can be a tricky and tiring process. John and...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>48</itunes:episode>
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			<description><![CDATA[Finding a good, trustworthy real estate agent to sell what is likely your biggest asset, can be a tricky and tiring process. John and Emily chat with David Ginnane about how you can find and compare top agents in your area using a service like Agent Select so that you can find one that's right for you. </div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Got a question for John and Emily? Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Finding a good, trustworthy real estate agent to sell what is likely your biggest asset, can be a tricky and tiring process. John and Emily chat with David Ginnane about how you can find and compare top agents in your area using a service like Agent Select so that you can find one that's right for you. </div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Got a question for John and Emily? Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[347 Q&A with an accountant]]></title>
			<itunes:title><![CDATA[347 Q&A with an accountant]]></itunes:title>
			<pubDate>Tue, 07 Dec 2021 18:30:00 GMT</pubDate>
			<itunes:duration>35:29</itunes:duration>
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			<itunes:subtitle>Scott Young is the Managing Director of Altus Financial and joins John and Emily to answer your tax questions surrounding property,...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>47</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Scott Young is the Managing Director of Altus Financial and joins John and Emily to answer your tax questions surrounding property, including:</div><div><br /></div><div>👉🏾when's the best time to chat to an accountant on your property journey?</div><div>👉🏿how often should you liaise with your accountant?</div><div>👉🏻tips for minimising capital gains tax</div><div>👉renovations and claiming tax deductions</div><div>👉🏼is owning property in Aus when you're living overseas worth the tax complexities?</div><div>👉🏽tax implications for negative and positive gearing</div><div>👉🏿bucket companies</div><div><br /></div><div>Scott is one of Glen's trusted advisers. You can contact Scott and his team here: <a href="https://www.altusfinancial.com.au/millennial-money" target="_blank">https://www.altusfinancial.com.au/millennial-money</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Got a question for John and Emily? Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Scott Young is the Managing Director of Altus Financial and joins John and Emily to answer your tax questions surrounding property, including:</div><div><br /></div><div>👉🏾when's the best time to chat to an accountant on your property journey?</div><div>👉🏿how often should you liaise with your accountant?</div><div>👉🏻tips for minimising capital gains tax</div><div>👉renovations and claiming tax deductions</div><div>👉🏼is owning property in Aus when you're living overseas worth the tax complexities?</div><div>👉🏽tax implications for negative and positive gearing</div><div>👉🏿bucket companies</div><div><br /></div><div>Scott is one of Glen's trusted advisers. You can contact Scott and his team here: <a href="https://www.altusfinancial.com.au/millennial-money" target="_blank">https://www.altusfinancial.com.au/millennial-money</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Got a question for John and Emily? Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>346 dealing with analysis paralysis, property prices in a hot market, buying a tenanted property + more</title>
			<itunes:title>346 dealing with analysis paralysis, property prices in a hot market, buying a tenanted property + more</itunes:title>
			<pubDate>Tue, 30 Nov 2021 18:30:00 GMT</pubDate>
			<itunes:duration>31:55</itunes:duration>
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			<itunes:subtitle>As always, John and Emily love discussing your topics and questions on the show! Make sure to get in on the action in the my millennial...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>46</itunes:episode>
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			<description><![CDATA[As always, John and Emily love discussing your topics and questions on the show! Make sure to get in on the action in the my millennial money Facebook group if you're not already there. In this episode they chat about: </div><div>👉🏽I'm trying to understand the risks and benefits of buying an IP. I feel like I psych myself up to do it then delve too far into research and get scared and stop</div><div>👉capital gains tax when you have both lived in and used the same property as an investment</div><div>👉🏾the difficulty of working out what is a good price to pay in a very heated market</div><div>👉🏿just bought a home that currently has tenants renting. Should we keep using the existing property manager until their lease runs out or handle it ourselves?</div><div>👉🏼Emily also gives a tip for investors who may have bought and inherited a tenant</div><div>👉🏻feeling deflated about how long it will take to save enough to enter the market </div><div><br /></div><div>Here’s the episode with Shae and Daniel that Emily mentioned: <a href="https://player.whooshkaa.com/episode?id=928782" target="_blank">https://player.whooshkaa.com/episode?id=928782</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[As always, John and Emily love discussing your topics and questions on the show! Make sure to get in on the action in the my millennial money Facebook group if you're not already there. In this episode they chat about: </div><div>👉🏽I'm trying to understand the risks and benefits of buying an IP. I feel like I psych myself up to do it then delve too far into research and get scared and stop</div><div>👉capital gains tax when you have both lived in and used the same property as an investment</div><div>👉🏾the difficulty of working out what is a good price to pay in a very heated market</div><div>👉🏿just bought a home that currently has tenants renting. Should we keep using the existing property manager until their lease runs out or handle it ourselves?</div><div>👉🏼Emily also gives a tip for investors who may have bought and inherited a tenant</div><div>👉🏻feeling deflated about how long it will take to save enough to enter the market </div><div><br /></div><div>Here’s the episode with Shae and Daniel that Emily mentioned: <a href="https://player.whooshkaa.com/episode?id=928782" target="_blank">https://player.whooshkaa.com/episode?id=928782</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>345 our property story: how we bought 3 properties + used the property analyser calculator</title>
			<itunes:title>345 our property story: how we bought 3 properties + used the property analyser calculator</itunes:title>
			<pubDate>Tue, 23 Nov 2021 18:30:00 GMT</pubDate>
			<itunes:duration>31:41</itunes:duration>
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			<itunes:subtitle>Long term listeners, Daniel and Shae jumped on for a chat with John and Emily about their journey towards buying their first home, soon...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>45</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Long term listeners, Daniel and Shae jumped on for a chat with John and Emily about their journey towards buying their first home, soon followed by two more investment properties. They also share their experience with using John’s property analyser calculator for their third purchase.</div><div><br /></div><div>Here's where you can find the property analyser calculator: <a href="https://www.solverewealth.com.au/the-property-analyser-calculator/" target="_blank">https://www.solverewealth.com.au/the-property-analyser-calculator/</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Long term listeners, Daniel and Shae jumped on for a chat with John and Emily about their journey towards buying their first home, soon followed by two more investment properties. They also share their experience with using John’s property analyser calculator for their third purchase.</div><div><br /></div><div>Here's where you can find the property analyser calculator: <a href="https://www.solverewealth.com.au/the-property-analyser-calculator/" target="_blank">https://www.solverewealth.com.au/the-property-analyser-calculator/</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>344 timing the market</title>
			<itunes:title>344 timing the market</itunes:title>
			<pubDate>Tue, 16 Nov 2021 18:30:00 GMT</pubDate>
			<itunes:duration>43:47</itunes:duration>
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			<itunes:subtitle><![CDATA[Is it possible to forecast the right time to buy or sell? Today's chat is a little deeper than usual - buckle in! John and Emily spea...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>44</itunes:episode>
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			<description><![CDATA[Is it possible to forecast the right time to buy or sell? Today's chat is a little deeper than usual - buckle in! John and Emily speak with Cathy Stacey from Property Share Market Economics to unpack this question, touching on:</div><div>👉🏾how Cathy's family members lost most of their capital in the global finance crisis which led her to dig into whether the GFC had been forecasted</div><div>👉🏿why isn't market timing more common knowledge?</div><div>👉🏻how Australia follows the US economy and cycles</div><div>👉what the 18.6 year property cycle is</div><div>👉🏼where are we right now in the cycle?</div><div>👉🏽does the share market follow a similar timing?</div><div>👉🏿when is the best time to buy and sell in relation to the cycle?</div><div><br /></div><div>Here's the resource mentioned in the chat: <a href="https://propertysharemarketeconomics.com/18-point-6-property-share-market-economics/" target="_blank">https://propertysharemarketeconomics.com/18-point-6-property-share-market-economics/</a></div><div><br /></div><div>Below are the two books mentioned as well.</div><div><br /></div><div>One Hundred Years of Land Values in Chicago: <a href="https://amzn.to/3CjnlD1" target="_blank">https://amzn.to/3CjnlD1</a></div><div><br /></div><div>The Secret Life of Real Estate and Banking: <a href="https://booktopia.kh4ffx.net/n1PvJV" target="_blank">https://booktopia.kh4ffx.net/n1PvJV</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Is it possible to forecast the right time to buy or sell? Today's chat is a little deeper than usual - buckle in! John and Emily speak with Cathy Stacey from Property Share Market Economics to unpack this question, touching on:</div><div>👉🏾how Cathy's family members lost most of their capital in the global finance crisis which led her to dig into whether the GFC had been forecasted</div><div>👉🏿why isn't market timing more common knowledge?</div><div>👉🏻how Australia follows the US economy and cycles</div><div>👉what the 18.6 year property cycle is</div><div>👉🏼where are we right now in the cycle?</div><div>👉🏽does the share market follow a similar timing?</div><div>👉🏿when is the best time to buy and sell in relation to the cycle?</div><div><br /></div><div>Here's the resource mentioned in the chat: <a href="https://propertysharemarketeconomics.com/18-point-6-property-share-market-economics/" target="_blank">https://propertysharemarketeconomics.com/18-point-6-property-share-market-economics/</a></div><div><br /></div><div>Below are the two books mentioned as well.</div><div><br /></div><div>One Hundred Years of Land Values in Chicago: <a href="https://amzn.to/3CjnlD1" target="_blank">https://amzn.to/3CjnlD1</a></div><div><br /></div><div>The Secret Life of Real Estate and Banking: <a href="https://booktopia.kh4ffx.net/n1PvJV" target="_blank">https://booktopia.kh4ffx.net/n1PvJV</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>343 applying for a mortgage with casual work, house and land packages, tips for first time investors + more</title>
			<itunes:title>343 applying for a mortgage with casual work, house and land packages, tips for first time investors + more</itunes:title>
			<pubDate>Tue, 09 Nov 2021 18:30:00 GMT</pubDate>
			<itunes:duration>31:58</itunes:duration>
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			<itunes:subtitle>Emily and John dig into some questions and topics from the m3 community, including:👉🏽how do you think the latest APRA...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>43</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Emily and John dig into some questions and topics from the m3 community, including:</div><div>👉🏽how do you think the latest APRA lending laws will affect housing prices in Melbourne? Buy now or wait? </div><div>👉🏿applying for a mortgage on a casual employment but on consistent income and hours </div><div>👉considerations when buying a house and land package or buying vacant land </div><div>👉🏻Airbnb vs long term property rental </div><div>👉🏾tips for buying an investment property </div><div><br /></div><div>If you enjoyed this episode and haven't listened to our 'would you rather' episodes, take a listen below!</div><div><br /></div><div>Part 1: <a href="https://player.whooshkaa.com/episode?id=914667" target="_blank">https://player.whooshkaa.com/episode?id=914667</a></div><div><br /></div><div>Part 2: <a href="https://player.whooshkaa.com/episode?id=916723" target="_blank">https://player.whooshkaa.com/episode?id=916723</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John dig into some questions and topics from the m3 community, including:</div><div>👉🏽how do you think the latest APRA lending laws will affect housing prices in Melbourne? Buy now or wait? </div><div>👉🏿applying for a mortgage on a casual employment but on consistent income and hours </div><div>👉considerations when buying a house and land package or buying vacant land </div><div>👉🏻Airbnb vs long term property rental </div><div>👉🏾tips for buying an investment property </div><div><br /></div><div>If you enjoyed this episode and haven't listened to our 'would you rather' episodes, take a listen below!</div><div><br /></div><div>Part 1: <a href="https://player.whooshkaa.com/episode?id=914667" target="_blank">https://player.whooshkaa.com/episode?id=914667</a></div><div><br /></div><div>Part 2: <a href="https://player.whooshkaa.com/episode?id=916723" target="_blank">https://player.whooshkaa.com/episode?id=916723</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>342 claiming renovations on tax, low deposit home loan pros + cons, vendor finance explained + more</title>
			<itunes:title>342 claiming renovations on tax, low deposit home loan pros + cons, vendor finance explained + more</itunes:title>
			<pubDate>Tue, 02 Nov 2021 18:30:00 GMT</pubDate>
			<itunes:duration>32:51</itunes:duration>
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			<itunes:subtitle>John and Em unpack some great questions sent in from the m3 community. They discuss:👉🏾is Sydney property worth long term...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>42</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[John and Em unpack some great questions sent in from the m3 community. They discuss:</div><div>👉🏾is Sydney property worth long term investment?</div><div>👉what renos done on an investment property can you claim on tax</div><div>👉🏻pros and cons of low deposit home loans</div><div>👉🏽can you use equity in an investment property to pay down your PPOR and does that equity become tax deductible?</div><div>👉🏿buying a second property as an investment with future plan to knock over and build dream home. Things to consider other than location?</div><div>👉🏾are vendors finance and lease options still relevant in our day and age?</div><div>👉🏻do I get into the market now with an apartment to then turn into an investment property and buy a house later, or save an extra year for a lifelong ownership of a town house</div><div>👉owning a house with family - should I continue to build a portfolio with them while saving for my own home or start building my individual portfolio?</div><div><br /></div><div>Here’s the episode discussing the ins and outs of renovations: <a href="https://player.whooshkaa.com/episode?id=811388" target="_blank">https://player.whooshkaa.com/episode?id=811388</a></div><div><br /></div><div>Send us your questions and guest suggestions! Use #property in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Book a clarity call with John or take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[John and Em unpack some great questions sent in from the m3 community. They discuss:</div><div>👉🏾is Sydney property worth long term investment?</div><div>👉what renos done on an investment property can you claim on tax</div><div>👉🏻pros and cons of low deposit home loans</div><div>👉🏽can you use equity in an investment property to pay down your PPOR and does that equity become tax deductible?</div><div>👉🏿buying a second property as an investment with future plan to knock over and build dream home. Things to consider other than location?</div><div>👉🏾are vendors finance and lease options still relevant in our day and age?</div><div>👉🏻do I get into the market now with an apartment to then turn into an investment property and buy a house later, or save an extra year for a lifelong ownership of a town house</div><div>👉owning a house with family - should I continue to build a portfolio with them while saving for my own home or start building my individual portfolio?</div><div><br /></div><div>Here’s the episode discussing the ins and outs of renovations: <a href="https://player.whooshkaa.com/episode?id=811388" target="_blank">https://player.whooshkaa.com/episode?id=811388</a></div><div><br /></div><div>Send us your questions and guest suggestions! Use #property in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Book a clarity call with John or take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>341 buying commercial real estate</title>
			<itunes:title>341 buying commercial real estate</itunes:title>
			<pubDate>Tue, 26 Oct 2021 18:30:00 GMT</pubDate>
			<itunes:duration>36:23</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=918945</link>
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			<itunes:subtitle><![CDATA[Our special guest for this ep is none other than Emily's dad, Matthew Wallace! He joins John and Emily to unpack the fundamentals of...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>41</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Our special guest for this ep is none other than Emily's dad, Matthew Wallace! He joins John and Emily to unpack the fundamentals of buying commercial property and shares some great insights into the market. Matthew has a wealth of knowledge and experience in this space and they touch on a lot of info in this episode, including:</div><div>👉🏽the type of tenant, location, vacancy rates, lease terms and costs associated with buying a commercial property</div><div>👉returns and vacancy rates are impacted by the demand of the tenant's industry, for example a retail business vs an industrial business</div><div>👉🏿how much deposit is needed to purchase a commercial property and what are the loan interest rates like?</div><div>👉🏻what commercial property spaces are performing well and growing</div><div>👉🏾what key things would a buyer look for in a commercial space that is suited to a service-based business</div><div>👉what might an investor who's looking to step into the commercial market need to consider to get started</div><div>👉🏼a case study of a purchase Matthew helped to facilitate</div><div>👉🏿when a fit out is required, is the tenant or landlord responsible?</div><div><br /></div><div>If you have more questions that you want to hear discussed on commercial property, let us know in the m3 Facebook group with #property and #commercial: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Our special guest for this ep is none other than Emily's dad, Matthew Wallace! He joins John and Emily to unpack the fundamentals of buying commercial property and shares some great insights into the market. Matthew has a wealth of knowledge and experience in this space and they touch on a lot of info in this episode, including:</div><div>👉🏽the type of tenant, location, vacancy rates, lease terms and costs associated with buying a commercial property</div><div>👉returns and vacancy rates are impacted by the demand of the tenant's industry, for example a retail business vs an industrial business</div><div>👉🏿how much deposit is needed to purchase a commercial property and what are the loan interest rates like?</div><div>👉🏻what commercial property spaces are performing well and growing</div><div>👉🏾what key things would a buyer look for in a commercial space that is suited to a service-based business</div><div>👉what might an investor who's looking to step into the commercial market need to consider to get started</div><div>👉🏼a case study of a purchase Matthew helped to facilitate</div><div>👉🏿when a fit out is required, is the tenant or landlord responsible?</div><div><br /></div><div>If you have more questions that you want to hear discussed on commercial property, let us know in the m3 Facebook group with #property and #commercial: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>340 would you rather part 2</title>
			<itunes:title>340 would you rather part 2</itunes:title>
			<pubDate>Tue, 19 Oct 2021 18:30:00 GMT</pubDate>
			<itunes:duration>29:48</itunes:duration>
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			<itunes:subtitle><![CDATA[John and Emily are continuing on with answering more 'this vs that' scenarios from the m3 community. In this episode they discuss,...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>40</itunes:episode>
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			<description><![CDATA[<div>John and Emily are continuing on with answering more 'this vs that' scenarios from the m3 community. In this episode they discuss, would you rather...</div><div>👉🏾buy a house or use the money to get married?</div><div>👉a modest home and an investment property or your dream home though it has a larger debt?</div><div>👉🏻the best house on the worst street or the worst house on the best street? Classic!</div><div>👉🏽buy at the top of your budget right now or wait 8-10 years for a “better time”</div><div>👉🏿build up or built out?</div><div>👉🏼a freehold, crap house in an average location or a nice apartment in a good location BUT the main bedroom shares the same wall as the bedroom next door and the neighbours are very loud at random hours of the day or night <a href="https://emojipedia.org/speak-no-evil-monkey/" target="_blank">🙊</a> (oh and also you must stay there for 10 years lol)</div><div>👉a house with character or a house that's bigger in size</div><div>👉🏾a really nice house with lousy furniture/appliances or a standard house with state of the art appliances?</div><div>👉🏻use $20k to make your home more energy efficient or to add an extension which includes an ensuite and indoor/outdoor space?</div><div>👉🏿renovate before you move in or wait 1-2 years?</div><div><br /></div><div>Haven't listened to part 1? Listen here: <a href="https://player.whooshkaa.com/episode?id=914667" target="_blank">https://player.whooshkaa.com/episode?id=914667</a></div><div><br /></div><div>Here’s the episode on solar that Em mentioned: <a href="https://player.whooshkaa.com/episode?id=909443" target="_blank">https://player.whooshkaa.com/episode?id=909443</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John and Emily are continuing on with answering more 'this vs that' scenarios from the m3 community. In this episode they discuss, would you rather...</div><div>👉🏾buy a house or use the money to get married?</div><div>👉a modest home and an investment property or your dream home though it has a larger debt?</div><div>👉🏻the best house on the worst street or the worst house on the best street? Classic!</div><div>👉🏽buy at the top of your budget right now or wait 8-10 years for a “better time”</div><div>👉🏿build up or built out?</div><div>👉🏼a freehold, crap house in an average location or a nice apartment in a good location BUT the main bedroom shares the same wall as the bedroom next door and the neighbours are very loud at random hours of the day or night <a href="https://emojipedia.org/speak-no-evil-monkey/" target="_blank">🙊</a> (oh and also you must stay there for 10 years lol)</div><div>👉a house with character or a house that's bigger in size</div><div>👉🏾a really nice house with lousy furniture/appliances or a standard house with state of the art appliances?</div><div>👉🏻use $20k to make your home more energy efficient or to add an extension which includes an ensuite and indoor/outdoor space?</div><div>👉🏿renovate before you move in or wait 1-2 years?</div><div><br /></div><div>Haven't listened to part 1? Listen here: <a href="https://player.whooshkaa.com/episode?id=914667" target="_blank">https://player.whooshkaa.com/episode?id=914667</a></div><div><br /></div><div>Here’s the episode on solar that Em mentioned: <a href="https://player.whooshkaa.com/episode?id=909443" target="_blank">https://player.whooshkaa.com/episode?id=909443</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>339 would you rather part 1</title>
			<itunes:title>339 would you rather part 1</itunes:title>
			<pubDate>Tue, 12 Oct 2021 18:30:00 GMT</pubDate>
			<itunes:duration>30:05</itunes:duration>
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			<itunes:subtitle>This or that, which would you pick? We asked the m3 community for some fun scenarios and got so many that we had to split this into two...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>39</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[This or that, which would you pick? We asked the m3 community for some fun scenarios and got so many that we had to split this into two parts! Emily and John answer, would you rather:</div><div>👉🏽live in your dream home and work an extra 10 years to pay for it or buy cheaper and retire earlier?</div><div>👉a crap neighbour and pretty house or normal neighbour and a less pretty house?</div><div>👉🏿a house with a dishwasher or a house with air con?</div><div>👉🏻a garden or a balcony?</div><div>👉🏽a small house in a prime location or big house in a not so prime location yet?</div><div>👉🏼a house with not much natural light or a house with lots of natural light but needing to put up with seeing an ugly naked man regularly in the building opposite you? 😂</div><div>👉a brick or weatherboard house?</div><div>👉🏿live with your parents/in-laws and save for a house deposit faster or rent and save slower?</div><div>👉🏻cookies &amp; cream or choc mint? awww yeah</div><div>👉🏽putting your house deposit in a high interest savings account, term deposit or the share market?</div><div><br /></div><div>Join the conversation and send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[This or that, which would you pick? We asked the m3 community for some fun scenarios and got so many that we had to split this into two parts! Emily and John answer, would you rather:</div><div>👉🏽live in your dream home and work an extra 10 years to pay for it or buy cheaper and retire earlier?</div><div>👉a crap neighbour and pretty house or normal neighbour and a less pretty house?</div><div>👉🏿a house with a dishwasher or a house with air con?</div><div>👉🏻a garden or a balcony?</div><div>👉🏽a small house in a prime location or big house in a not so prime location yet?</div><div>👉🏼a house with not much natural light or a house with lots of natural light but needing to put up with seeing an ugly naked man regularly in the building opposite you? 😂</div><div>👉a brick or weatherboard house?</div><div>👉🏿live with your parents/in-laws and save for a house deposit faster or rent and save slower?</div><div>👉🏻cookies &amp; cream or choc mint? awww yeah</div><div>👉🏽putting your house deposit in a high interest savings account, term deposit or the share market?</div><div><br /></div><div>Join the conversation and send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>338 buying first investment property + footy career chat (with guest Matt Frawley)</title>
			<itunes:title>338 buying first investment property + footy career chat (with guest Matt Frawley)</itunes:title>
			<pubDate>Tue, 05 Oct 2021 18:30:00 GMT</pubDate>
			<itunes:duration>28:44</itunes:duration>
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			<itunes:subtitle>Matt Frawley is a pro NRL player for the Canberra Raiders and an avid listener of the show! He joins John and Emily on the podcast to...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>38</itunes:episode>
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			<description><![CDATA[Matt Frawley is a pro NRL player for the Canberra Raiders and an avid listener of the show! He joins John and Emily on the podcast to share his money story, life as a professional footy player, buying property in Canberra and aspirations for getting into a career in property post-footy career.</div><div><br /></div><div>Keen to hear about fixed and variable loans? Check out episode 333: <a href="https://player.whooshkaa.com/episode?id=896757" target="_blank">https://player.whooshkaa.com/episode?id=896757</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Chat with John and Emily! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Matt Frawley is a pro NRL player for the Canberra Raiders and an avid listener of the show! He joins John and Emily on the podcast to share his money story, life as a professional footy player, buying property in Canberra and aspirations for getting into a career in property post-footy career.</div><div><br /></div><div>Keen to hear about fixed and variable loans? Check out episode 333: <a href="https://player.whooshkaa.com/episode?id=896757" target="_blank">https://player.whooshkaa.com/episode?id=896757</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Chat with John and Emily! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>337 solar</title>
			<itunes:title>337 solar</itunes:title>
			<pubDate>Tue, 28 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>34:32</itunes:duration>
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			<itunes:subtitle><![CDATA[Here it is, the long requested episode on solar! There's been a ton of interest on this topic in our community so we are fortunate to...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>37</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Here it is, the long requested episode on solar! There's been a ton of interest on this topic in our community so we are fortunate to have Richard from United Solar Energy joining John and Emily to answer all our burning questions. Here's what they chat about:</div><div>👉🏾why solar is becoming more and more of a hot topic in recent times</div><div>👉the benefits of solar installation in Australia for home owners and rental property owners - seeing pay back over a short period of time, affordability and average daily savings of 50-80% of electricity costs, pretty amazing!</div><div>👉🏻what to look for in a house if you are planning to buy and install solar down the track</div><div>👉🏿how do I know if my old roof can withstand solar panels?</div><div>👉🏼the importance of research and asking the right questions to your energy consultant to maximise your benefit from solar</div><div>👉🏽a case study of the kinds of costs and returns you could expect</div><div>👉the discussion that solar doesn't produce enough ROI because of the low return from selling your energy to the grid</div><div>👉🏾do you generate more solar energy depending on how much sunlight your area gets?</div><div>👉🏻can you get solar to heat your pool?</div><div><br /></div><div>Learn more about United Solar Energy: <a href="https://unitedsolarenergy.com.au/" target="_blank">https://unitedsolarenergy.com.au/</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Here it is, the long requested episode on solar! There's been a ton of interest on this topic in our community so we are fortunate to have Richard from United Solar Energy joining John and Emily to answer all our burning questions. Here's what they chat about:</div><div>👉🏾why solar is becoming more and more of a hot topic in recent times</div><div>👉the benefits of solar installation in Australia for home owners and rental property owners - seeing pay back over a short period of time, affordability and average daily savings of 50-80% of electricity costs, pretty amazing!</div><div>👉🏻what to look for in a house if you are planning to buy and install solar down the track</div><div>👉🏿how do I know if my old roof can withstand solar panels?</div><div>👉🏼the importance of research and asking the right questions to your energy consultant to maximise your benefit from solar</div><div>👉🏽a case study of the kinds of costs and returns you could expect</div><div>👉the discussion that solar doesn't produce enough ROI because of the low return from selling your energy to the grid</div><div>👉🏾do you generate more solar energy depending on how much sunlight your area gets?</div><div>👉🏻can you get solar to heat your pool?</div><div><br /></div><div>Learn more about United Solar Energy: <a href="https://unitedsolarenergy.com.au/" target="_blank">https://unitedsolarenergy.com.au/</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>336 pros and cons of sub-letting, tips for first time renters + more</title>
			<itunes:title>336 pros and cons of sub-letting, tips for first time renters + more</itunes:title>
			<pubDate>Tue, 21 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>30:49</itunes:duration>
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			<itunes:subtitle>Emily and John answer questions posted by Claire, Chelsea and Courteney in the m3 Facebook group!Check out...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>36</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Emily and John answer questions posted by Claire, Chelsea and Courteney in the m3 Facebook group!</div><div><br /></div><div>Check out some of the episodes mentioned in the chat: </div><div><br /></div><div>Ep 251 alternative ways to find properties: <a href="https://player.whooshkaa.com/episode?id=772520" target="_blank">https://player.whooshkaa.com/episode?id=772520</a></div><div><br /></div><div>Ep 319 new regulation for short-term rental accomodation (STRA) in NSW: <a href="https://player.whooshkaa.com/episode?id=832032" target="_blank">https://player.whooshkaa.com/episode?id=832032</a></div><div><br /></div><div>Ep 330 on choosing home size: <a href="https://player.whooshkaa.com/episode?id=888369" target="_blank">https://player.whooshkaa.com/episode?id=888369</a></div><div><br /></div><div>Ep 327 on deciding whether to buy regional vs city: <a href="https://player.whooshkaa.com/episode?id=853885" target="_blank">https://player.whooshkaa.com/episode?id=853885</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John answer questions posted by Claire, Chelsea and Courteney in the m3 Facebook group!</div><div><br /></div><div>Check out some of the episodes mentioned in the chat: </div><div><br /></div><div>Ep 251 alternative ways to find properties: <a href="https://player.whooshkaa.com/episode?id=772520" target="_blank">https://player.whooshkaa.com/episode?id=772520</a></div><div><br /></div><div>Ep 319 new regulation for short-term rental accomodation (STRA) in NSW: <a href="https://player.whooshkaa.com/episode?id=832032" target="_blank">https://player.whooshkaa.com/episode?id=832032</a></div><div><br /></div><div>Ep 330 on choosing home size: <a href="https://player.whooshkaa.com/episode?id=888369" target="_blank">https://player.whooshkaa.com/episode?id=888369</a></div><div><br /></div><div>Ep 327 on deciding whether to buy regional vs city: <a href="https://player.whooshkaa.com/episode?id=853885" target="_blank">https://player.whooshkaa.com/episode?id=853885</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>335 what is due diligence, body corp insurances, ways to increase your serviceability + more</title>
			<itunes:title>335 what is due diligence, body corp insurances, ways to increase your serviceability + more</itunes:title>
			<pubDate>Tue, 14 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>31:01</itunes:duration>
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			<itunes:subtitle>More questions, more answers! Emily and John discuss:👉is land banking a worthy investment?👉🏻how do I know when...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>35</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[More questions, more answers! Emily and John discuss:</div><div>👉is land banking a worthy investment?</div><div>👉🏻how do I know when to cut my losses on a bad investment property purchase?</div><div>👉🏾what insurances should I look out for when buying into a body corp or strata arrangement?</div><div>👉🏽what does 'doing due diligence before you buy' actually mean?</div><div>👉🏿should I buy commercial property?</div><div>👉🏼how can I increase my serviceability when I’m on a lower wage?</div><div>👉plus Emily shares a personal property win</div><div><br /></div><div>Here’s the episode on what to look out for in a property before you buy: <a href="https://player.whooshkaa.com/episode?id=845722" target="_blank">https://player.whooshkaa.com/episode?id=845722</a></div><div><br /></div><div>Take a listen to our sister podcast for tips on how to increase your salary: <a href="https://player.whooshkaa.com/shows/my-millennial-career" target="_blank">https://player.whooshkaa.com/shows/my-millennial-career</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Chat with us! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[More questions, more answers! Emily and John discuss:</div><div>👉is land banking a worthy investment?</div><div>👉🏻how do I know when to cut my losses on a bad investment property purchase?</div><div>👉🏾what insurances should I look out for when buying into a body corp or strata arrangement?</div><div>👉🏽what does 'doing due diligence before you buy' actually mean?</div><div>👉🏿should I buy commercial property?</div><div>👉🏼how can I increase my serviceability when I’m on a lower wage?</div><div>👉plus Emily shares a personal property win</div><div><br /></div><div>Here’s the episode on what to look out for in a property before you buy: <a href="https://player.whooshkaa.com/episode?id=845722" target="_blank">https://player.whooshkaa.com/episode?id=845722</a></div><div><br /></div><div>Take a listen to our sister podcast for tips on how to increase your salary: <a href="https://player.whooshkaa.com/shows/my-millennial-career" target="_blank">https://player.whooshkaa.com/shows/my-millennial-career</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Chat with us! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>334 using equity to purchase 2nd property, buy own home or rentvest, valuations + more</title>
			<itunes:title>334 using equity to purchase 2nd property, buy own home or rentvest, valuations + more</itunes:title>
			<pubDate>Tue, 07 Sep 2021 19:30:00 GMT</pubDate>
			<itunes:duration>30:11</itunes:duration>
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			<itunes:subtitle>Emily and John answer some great questions from the m3 community! They chat about: 👉🏾how do I use equity from my property...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>34</itunes:episode>
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			<description><![CDATA[<div>Emily and John answer some great questions from the m3 community! They chat about: </div><div>👉🏾how do I use equity from my property to buy another one? What’s the difference between using cash vs equity as a deposit? </div><div>👉how do I get a valuation done on my house? </div><div>👉🏿does getting multiple valuations impact my credit score or ability to get finance? </div><div>👉🏻is it better to have the majority of your debt against an investment property rather than your PPOR for negative gearing? </div><div>👉🏼is it better to have a townhouse instead of a house on land in order to pay less land tax? </div><div>👉🏿should I buy my own home or rentvest? </div><div>👉🏾how do I research areas to buy an investment property in with relation to rental yield? </div><div><br /></div><div>How to calculate gross rental yield: </div><div>Step 1: Multiply the weekly rent by 52 to get the annual rent </div><div>Step 2: Divide the annual rent by the property purchase price </div><div>Step 3: Multiply that figure by 100 to get the percentage of the gross rental yield </div><div><br /></div><div>Here’s the episode Emily mentioned which touches on interest only vs principal and interest loan repayments: <a href="https://player.whooshkaa.com/episode?id=896757" target="_blank">https://player.whooshkaa.com/episode?id=896757</a></div><div><br /></div><div>Here's the link for SQM Research: <a href="https://sqmresearch.com.au/" target="_blank">https://sqmresearch.com.au</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Emily and John answer some great questions from the m3 community! They chat about: </div><div>👉🏾how do I use equity from my property to buy another one? What’s the difference between using cash vs equity as a deposit? </div><div>👉how do I get a valuation done on my house? </div><div>👉🏿does getting multiple valuations impact my credit score or ability to get finance? </div><div>👉🏻is it better to have the majority of your debt against an investment property rather than your PPOR for negative gearing? </div><div>👉🏼is it better to have a townhouse instead of a house on land in order to pay less land tax? </div><div>👉🏿should I buy my own home or rentvest? </div><div>👉🏾how do I research areas to buy an investment property in with relation to rental yield? </div><div><br /></div><div>How to calculate gross rental yield: </div><div>Step 1: Multiply the weekly rent by 52 to get the annual rent </div><div>Step 2: Divide the annual rent by the property purchase price </div><div>Step 3: Multiply that figure by 100 to get the percentage of the gross rental yield </div><div><br /></div><div>Here’s the episode Emily mentioned which touches on interest only vs principal and interest loan repayments: <a href="https://player.whooshkaa.com/episode?id=896757" target="_blank">https://player.whooshkaa.com/episode?id=896757</a></div><div><br /></div><div>Here's the link for SQM Research: <a href="https://sqmresearch.com.au/" target="_blank">https://sqmresearch.com.au</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[333 loans: parental guarantees, fixed or variable rates, offset vs redraw, interest only or P&I + more]]></title>
			<itunes:title><![CDATA[333 loans: parental guarantees, fixed or variable rates, offset vs redraw, interest only or P&I + more]]></itunes:title>
			<pubDate>Tue, 31 Aug 2021 19:30:00 GMT</pubDate>
			<itunes:duration>33:08</itunes:duration>
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			<itunes:subtitle><![CDATA[We're talking about loans and answering your FAQs! Mortgage broker, Rachelle Kroon from Sphere Finance, joins Emily and John for this...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>33</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[We're talking about loans and answering your FAQs! Mortgage broker, Rachelle Kroon from Sphere Finance, joins Emily and John for this chat. They touch on:</div><div>👉why would someone go to a mortgage broker instead of a bank for their finance?</div><div>👉🏾should I choose a fixed or variable loan rate and what are the pros and cons of each?</div><div>👉🏼what’s the difference between an offset account and redraw facility + how do they work and do you need one?</div><div>👉🏽getting into the market (potentially sooner) with a parental guarantee: how it works, can you use one for an investment property and can you use them more than once?</div><div>👉🏻should I go with interest only or principal and interest for my loan repayments on my home or investment property?</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[We're talking about loans and answering your FAQs! Mortgage broker, Rachelle Kroon from Sphere Finance, joins Emily and John for this chat. They touch on:</div><div>👉why would someone go to a mortgage broker instead of a bank for their finance?</div><div>👉🏾should I choose a fixed or variable loan rate and what are the pros and cons of each?</div><div>👉🏼what’s the difference between an offset account and redraw facility + how do they work and do you need one?</div><div>👉🏽getting into the market (potentially sooner) with a parental guarantee: how it works, can you use one for an investment property and can you use them more than once?</div><div>👉🏻should I go with interest only or principal and interest for my loan repayments on my home or investment property?</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>332 Jason Akermanis shares about the move from AFL to real estate, how to choose an agent + tips for first time buyers</title>
			<itunes:title>332 Jason Akermanis shares about the move from AFL to real estate, how to choose an agent + tips for first time buyers</itunes:title>
			<pubDate>Tue, 24 Aug 2021 19:30:00 GMT</pubDate>
			<itunes:duration>29:21</itunes:duration>
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			<itunes:subtitle>John and Emily talk property with former AFL player for the Brisbane Lions and Brownlow Medallist, Jason Akermanis aka Aker! The chat...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>32</itunes:episode>
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			<description><![CDATA[John and Emily talk property with former AFL player for the Brisbane Lions and Brownlow Medallist, Jason Akermanis aka Aker! The chat touches on Jason's move into real estate and his insights on the current market, including:</div><div>👉what Jason’s been up to since retiring from his footy career and his journey into auctioneering and real estate</div><div>👉🏻the shifting mentality he’s noticed towards auctions in recent times within the Brisbane market</div><div>👉🏿stock shortage and oversupply</div><div>👉🏾tips for choosing a real estate agent that’s right for you</div><div>👉🏽tips for first time buyers looking to get into a hot market</div><div><br /></div><div>Connect with Jason on FB: <a href="https://www.facebook.com/Akerproperties" target="_blank">https://www.facebook.com/Akerproperties</a> and Insta: <a href="https://www.instagram.com/jason_akermanis_properties" target="_blank">https://www.instagram.com/jason_akermanis_properties</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[John and Emily talk property with former AFL player for the Brisbane Lions and Brownlow Medallist, Jason Akermanis aka Aker! The chat touches on Jason's move into real estate and his insights on the current market, including:</div><div>👉what Jason’s been up to since retiring from his footy career and his journey into auctioneering and real estate</div><div>👉🏻the shifting mentality he’s noticed towards auctions in recent times within the Brisbane market</div><div>👉🏿stock shortage and oversupply</div><div>👉🏾tips for choosing a real estate agent that’s right for you</div><div>👉🏽tips for first time buyers looking to get into a hot market</div><div><br /></div><div>Connect with Jason on FB: <a href="https://www.facebook.com/Akerproperties" target="_blank">https://www.facebook.com/Akerproperties</a> and Insta: <a href="https://www.instagram.com/jason_akermanis_properties" target="_blank">https://www.instagram.com/jason_akermanis_properties</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>331 property and the Brisbane Olympics + tips for buying an investment property</title>
			<itunes:title>331 property and the Brisbane Olympics + tips for buying an investment property</itunes:title>
			<pubDate>Tue, 17 Aug 2021 19:30:00 GMT</pubDate>
			<itunes:duration>35:25</itunes:duration>
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			<itunes:subtitle>Strap in! John and Emily are going deep and narrow on what the Brisbane 2032 Olympics might mean for the housing market and what to...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>31</itunes:episode>
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			<description><![CDATA[Strap in! John and Emily are going deep and narrow on what the Brisbane 2032 Olympics might mean for the housing market and what to consider when buying your first investment property or growing your portfolio.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with ‘my millennial property’ as the subject or use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below and John's buyer's agency here: <a href="https://www.envisageproperty.com.au/" target="_blank">envisageproperty.com.au</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Strap in! John and Emily are going deep and narrow on what the Brisbane 2032 Olympics might mean for the housing market and what to consider when buying your first investment property or growing your portfolio.</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with ‘my millennial property’ as the subject or use #property or #firsthomebuyer in the m3 Facebook group:<a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank"> facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below and John's buyer's agency here: <a href="https://www.envisageproperty.com.au/" target="_blank">envisageproperty.com.au</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title>330 rent out or sell my first home, choosing home size, pros + cons of rentvesting + more</title>
			<itunes:title>330 rent out or sell my first home, choosing home size, pros + cons of rentvesting + more</itunes:title>
			<pubDate>Tue, 10 Aug 2021 19:30:00 GMT</pubDate>
			<itunes:duration>29:20</itunes:duration>
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			<itunes:subtitle>You guys have been sending us heaaaps of questions and we are loving them! John and Emily get stuck into a few, touching...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>30</itunes:episode>
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			<description><![CDATA[You guys have been sending us heaaaps of questions and we are loving them! John and Emily get stuck into a few, touching on:</div><div>👉what to consider for renting out or selling your first home when upsizing</div><div>👉🏻the upsides and downsides of rentvesting, and ‘freevesting’</div><div>👉🏼exit strategies if paying interest only on an investment loan</div><div>👉🏾whether to go for an older more spacious townhouse or a newer compact one</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Keep sending us your questions. Email <a target="_blank">questions@mymillennial.money</a> with ‘my millennial property’ as the subject or use #property in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[You guys have been sending us heaaaps of questions and we are loving them! John and Emily get stuck into a few, touching on:</div><div>👉what to consider for renting out or selling your first home when upsizing</div><div>👉🏻the upsides and downsides of rentvesting, and ‘freevesting’</div><div>👉🏼exit strategies if paying interest only on an investment loan</div><div>👉🏾whether to go for an older more spacious townhouse or a newer compact one</div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Keep sending us your questions. Email <a target="_blank">questions@mymillennial.money</a> with ‘my millennial property’ as the subject or use #property in the m3 Facebook group: <a href="https://www.facebook.com/groups/mymillennialmoney/" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>329 property hot spots + where should you buy?</title>
			<itunes:title>329 property hot spots + where should you buy?</itunes:title>
			<pubDate>Tue, 03 Aug 2021 19:30:00 GMT</pubDate>
			<itunes:duration>29:05</itunes:duration>
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			<itunes:subtitle>John and Emily unpack the concept of hot spots, touching on:👉🏼some data comparison of a few towns across...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>29</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[John and Emily unpack the concept of hot spots, touching on:</div><div>👉🏼some data comparison of a few towns across NSW</div><div>👉do they exist?</div><div>👉🏿what to include in your strategy to help identify the perfect hot spot for you</div><div>👉🏻where to find market insights</div><div>👉🏾is it necessary to view where you buy?</div><div><br /></div><div>Take a listen to the episode with Jeremy Sheppard which touched on hot spots: <a href="https://player.whooshkaa.com/episode?id=834183" target="_blank">https://player.whooshkaa.com/episode?id=834183</a></div><div><br /></div><div>You can find free market insights from: <a href="https://www.realestate.com.au" target="_blank">https://www.realestate.com.au</a></div><div><br /></div><div><a href="https://www.domain.com.au" target="_blank">https://www.domain.com.au</a></div><div><br /></div><div><a href="https://sqmresearch.com.au/index_property" target="_blank">https://sqmresearch.com.au</a></div><div><br /></div><div><a href="https://www.abs.gov.au" target="_blank">https://www.abs.gov.au</a></div><div><br /></div><div>Subscription-based resources include: <a href="https://www.corelogic.com.au" target="_blank">https://www.corelogic.com.au</a> and <a href="https://www.realestateinvestor.com.au" target="_blank">https://www.realestateinvestor.com.au</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with ‘my millennial property’ as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[John and Emily unpack the concept of hot spots, touching on:</div><div>👉🏼some data comparison of a few towns across NSW</div><div>👉do they exist?</div><div>👉🏿what to include in your strategy to help identify the perfect hot spot for you</div><div>👉🏻where to find market insights</div><div>👉🏾is it necessary to view where you buy?</div><div><br /></div><div>Take a listen to the episode with Jeremy Sheppard which touched on hot spots: <a href="https://player.whooshkaa.com/episode?id=834183" target="_blank">https://player.whooshkaa.com/episode?id=834183</a></div><div><br /></div><div>You can find free market insights from: <a href="https://www.realestate.com.au" target="_blank">https://www.realestate.com.au</a></div><div><br /></div><div><a href="https://www.domain.com.au" target="_blank">https://www.domain.com.au</a></div><div><br /></div><div><a href="https://sqmresearch.com.au/index_property" target="_blank">https://sqmresearch.com.au</a></div><div><br /></div><div><a href="https://www.abs.gov.au" target="_blank">https://www.abs.gov.au</a></div><div><br /></div><div>Subscription-based resources include: <a href="https://www.corelogic.com.au" target="_blank">https://www.corelogic.com.au</a> and <a href="https://www.realestateinvestor.com.au" target="_blank">https://www.realestateinvestor.com.au</a></div><div><br /></div><div>Check out The Glen James Spending Plan and use coupon code "m3p" to get it for under $50... save $20: <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" target="_blank">https://education.mymillennial.money/courses/the-glen-james-spending-plan</a></div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with ‘my millennial property’ as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> </a><a href="https://www.mymillennial.money/m3pshownotes" target="_blank">mymillennial.money/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>328 setting your budget + solar or not to solar</title>
			<itunes:title>328 setting your budget + solar or not to solar</itunes:title>
			<pubDate>Tue, 27 Jul 2021 19:30:00 GMT</pubDate>
			<itunes:duration>27:35</itunes:duration>
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			<itunes:subtitle>Emily and John are answering your #property questions and case studies in the m3 Facebook group! This chat touches on:👉how...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>28</itunes:episode>
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			<description><![CDATA[Emily and John are answering your #property questions and case studies in the m3 Facebook group! This chat touches on:</div><div>👉how to work out when it's okay to extend your budget</div><div>👉🏽using the loo at open homes 😅</div><div>👉🏿moving interstate and wanting to buy a property</div><div>👉🏻relationships + property purchases</div><div>👉🏼should you get solar? Let us know if you want us to do a deep dive episode on this one</div><div>👉🏾should you set a higher budget to get the property you want if it means missing out on first home buyer stamp duty perks</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! If you're listening outside of Australia, include where you're listening from. Email <a target="_blank">questions@mymillennial.money</a> with "my millennial property" as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John are answering your #property questions and case studies in the m3 Facebook group! This chat touches on:</div><div>👉how to work out when it's okay to extend your budget</div><div>👉🏽using the loo at open homes 😅</div><div>👉🏿moving interstate and wanting to buy a property</div><div>👉🏻relationships + property purchases</div><div>👉🏼should you get solar? Let us know if you want us to do a deep dive episode on this one</div><div>👉🏾should you set a higher budget to get the property you want if it means missing out on first home buyer stamp duty perks</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! If you're listening outside of Australia, include where you're listening from. Email <a target="_blank">questions@mymillennial.money</a> with "my millennial property" as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>327 regional vs city</title>
			<itunes:title>327 regional vs city</itunes:title>
			<pubDate>Tue, 20 Jul 2021 19:30:00 GMT</pubDate>
			<itunes:duration>33:35</itunes:duration>
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			<itunes:subtitle>Those regional prices can sure look attractive compared to the city! Emily and John use Victoria as a case study and chat about what...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>27</itunes:episode>
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			<description><![CDATA[Those regional prices can sure look attractive compared to the city! Emily and John use Victoria as a case study and chat about what you might consider when choosing where to buy, touching on:</div><div>👉🏼median property prices and looking for ‘poor cousin’ opportunities when a city suburb is out of your price range </div><div>👉defining your strategy and goals</div><div>👉🏿factors for owner occupiers to consider</div><div>👉🏾factors for investors to consider</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Those regional prices can sure look attractive compared to the city! Emily and John use Victoria as a case study and chat about what you might consider when choosing where to buy, touching on:</div><div>👉🏼median property prices and looking for ‘poor cousin’ opportunities when a city suburb is out of your price range </div><div>👉defining your strategy and goals</div><div>👉🏿factors for owner occupiers to consider</div><div>👉🏾factors for investors to consider</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! Email <a target="_blank">questions@mymillennial.money</a> with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>326 my property story: 32 with a portfolio of 5 investment properties</title>
			<itunes:title>326 my property story: 32 with a portfolio of 5 investment properties</itunes:title>
			<pubDate>Tue, 13 Jul 2021 19:30:00 GMT</pubDate>
			<itunes:duration>35:32</itunes:duration>
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			<itunes:subtitle><![CDATA[Listener of the show, Jyh Kao, shares his investing journey of building a portfolio in his 20s and what he's learned along the way....]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>26</itunes:episode>
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			<description><![CDATA[Listener of the show, Jyh Kao, shares his investing journey of building a portfolio in his 20s and what he's learned along the way. Emily and John interview him, touching on:</div><div>👉🏿his money story growing up</div><div>👉🏽his income throughout his journey</div><div>👉🏻mindset around saving and building wealth</div><div>👉🏾how he got into the market</div><div>👉what he did when he hit borrowing capacity</div><div>👉🏿buying interstate</div><div>👉🏽how doing cosmetic renovations increased his cashflow</div><div>👉🏻strategies and lessons learned along the way</div><div>👉his personal and professional goals for the future</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! Email questions@mymillennial.money with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Listener of the show, Jyh Kao, shares his investing journey of building a portfolio in his 20s and what he's learned along the way. Emily and John interview him, touching on:</div><div>👉🏿his money story growing up</div><div>👉🏽his income throughout his journey</div><div>👉🏻mindset around saving and building wealth</div><div>👉🏾how he got into the market</div><div>👉what he did when he hit borrowing capacity</div><div>👉🏿buying interstate</div><div>👉🏽how doing cosmetic renovations increased his cashflow</div><div>👉🏻strategies and lessons learned along the way</div><div>👉his personal and professional goals for the future</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! Email questions@mymillennial.money with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[325 Emily + John's property stories]]></title>
			<itunes:title><![CDATA[325 Emily + John's property stories]]></itunes:title>
			<pubDate>Tue, 06 Jul 2021 19:30:00 GMT</pubDate>
			<itunes:duration>39:10</itunes:duration>
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			<itunes:subtitle>Emily and John interview each other! They ask each other about:👉their money journey growing up👉🏻first...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>25</itunes:episode>
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			<description><![CDATA[Emily and John interview each other! They ask each other about:</div><div>👉their money journey growing up</div><div>👉🏻first investments</div><div>👉🏼their property purchases</div><div>👉🏽rentvesting experiences</div><div>👉🏾future property goals</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! Email questions@mymillennial.money with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John interview each other! They ask each other about:</div><div>👉their money journey growing up</div><div>👉🏻first investments</div><div>👉🏼their property purchases</div><div>👉🏽rentvesting experiences</div><div>👉🏾future property goals</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Send us your questions! Email questions@mymillennial.money with the podcast you want your question answered on as the subject.</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>324 red flags to look out for when buying properties</title>
			<itunes:title>324 red flags to look out for when buying properties</itunes:title>
			<pubDate>Tue, 29 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>30:55</itunes:duration>
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			<itunes:subtitle><![CDATA[A listener asked about what red flags to watch for when buying a property - aside from general pest & building inspections - so Emi...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>24</itunes:episode>
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			<description><![CDATA[A listener asked about what red flags to watch for when buying a property - aside from general pest &amp; building inspections - so Emily and John chat through:</div><div>👉flood zones</div><div>👉🏽train lines</div><div>👉🏾bushfire areas</div><div>👉🏻the demographic nature of the area</div><div>👉🏼local council investments</div><div>👉🏿local construction plans or projects</div><div>👉nearby roadways and general vehicle provisions at the property</div><div>👉🏻moisture readings in wet areas - bathrooms, laundries etc</div><div>👉🏿easements</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[A listener asked about what red flags to watch for when buying a property - aside from general pest &amp; building inspections - so Emily and John chat through:</div><div>👉flood zones</div><div>👉🏽train lines</div><div>👉🏾bushfire areas</div><div>👉🏻the demographic nature of the area</div><div>👉🏼local council investments</div><div>👉🏿local construction plans or projects</div><div>👉nearby roadways and general vehicle provisions at the property</div><div>👉🏻moisture readings in wet areas - bathrooms, laundries etc</div><div>👉🏿easements</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>welcome to my millennial property!</title>
			<itunes:title>welcome to my millennial property!</itunes:title>
			<pubDate>Tue, 29 Jun 2021 08:00:00 GMT</pubDate>
			<itunes:duration>1:14</itunes:duration>
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			<itunes:subtitle>John Pidgeon and Emily Wallace get narrow and deep on property! Buying your first home or investment...</itunes:subtitle>
			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>1</itunes:episode>
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			<description><![CDATA[John Pidgeon and Emily Wallace get narrow and deep on property! </div><div><br /></div><div>Buying your first home or investment property, renting, understanding the auction process - we chat about this and much, much more!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[John Pidgeon and Emily Wallace get narrow and deep on property! </div><div><br /></div><div>Buying your first home or investment property, renting, understanding the auction process - we chat about this and much, much more!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>323 tax time essentials for property investors</title>
			<itunes:title>323 tax time essentials for property investors</itunes:title>
			<pubDate>Tue, 22 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>35:41</itunes:duration>
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			<itunes:subtitle>Tax time is upon us! Emily and John chat through tax fun related to investment properties, touching on:👉capital gains...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>23</itunes:episode>
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			<description><![CDATA[Tax time is upon us! Emily and John chat through tax fun related to investment properties, touching on:</div><div>👉capital gains tax</div><div>👉🏼positive and negative gearing</div><div>👉🏾what you need to prepare for tax time</div><div>👉🏽what depreciation is and how to set up a report (episode link below)</div><div>👉🏿how important a chat with your accountant is!</div><div><br /></div><div>Here's the depreciation episode Emily mentions: <a href="https://player.whooshkaa.com/episode?id=780808" target="_blank">https://player.whooshkaa.com/episode?id=780808</a></div><div><br /></div><div>Only a few events left in the m3 live tour! Grab ya tix here: <a href="https://www.sortyourmoneyout.com/tour" target="_blank">https://www.sortyourmoneyout.com/tour</a></div><div><br /></div><div>Here's the Solvere Wealth Property Analyser Calculator: <a href="https://www.solverewealth.com.au/property-analyser-calculator/" target="_blank">https://www.solverewealth.com.au/property-analyser-calculator/</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Tax time is upon us! Emily and John chat through tax fun related to investment properties, touching on:</div><div>👉capital gains tax</div><div>👉🏼positive and negative gearing</div><div>👉🏾what you need to prepare for tax time</div><div>👉🏽what depreciation is and how to set up a report (episode link below)</div><div>👉🏿how important a chat with your accountant is!</div><div><br /></div><div>Here's the depreciation episode Emily mentions: <a href="https://player.whooshkaa.com/episode?id=780808" target="_blank">https://player.whooshkaa.com/episode?id=780808</a></div><div><br /></div><div>Only a few events left in the m3 live tour! Grab ya tix here: <a href="https://www.sortyourmoneyout.com/tour" target="_blank">https://www.sortyourmoneyout.com/tour</a></div><div><br /></div><div>Here's the Solvere Wealth Property Analyser Calculator: <a href="https://www.solverewealth.com.au/property-analyser-calculator/" target="_blank">https://www.solverewealth.com.au/property-analyser-calculator/</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>322 moving on after joint ventures + Dutch auctions</title>
			<itunes:title>322 moving on after joint ventures + Dutch auctions</itunes:title>
			<pubDate>Tue, 15 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>30:38</itunes:duration>
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			<itunes:subtitle>Emily and John answer some great questions from the m3 community, touching on:👉🏽using equity after a joint venture to...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>22</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Emily and John answer some great questions from the m3 community, touching on:</div><div>👉🏽using equity after a joint venture to start building a property portfolio</div><div>👉🏿some tips around Dutch auctions, how they work and how to make them work for you</div><div>👉figuring out your property 'must-haves' and 'nice-to-haves'</div><div>👉🏼not feeling pressured by others to get into property</div><div><br /></div><div>If you're keen to have a clarity call with John, reach out here: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John answer some great questions from the m3 community, touching on:</div><div>👉🏽using equity after a joint venture to start building a property portfolio</div><div>👉🏿some tips around Dutch auctions, how they work and how to make them work for you</div><div>👉figuring out your property 'must-haves' and 'nice-to-haves'</div><div>👉🏼not feeling pressured by others to get into property</div><div><br /></div><div>If you're keen to have a clarity call with John, reach out here: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>321 buying a property with crypto</title>
			<itunes:title>321 buying a property with crypto</itunes:title>
			<pubDate>Tue, 08 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>27:37</itunes:duration>
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			<itunes:subtitle>Listener of the show, Bailey, has a pretty unique property story so he joined Emily and John to share his experience,...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>21</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Listener of the show, Bailey, has a pretty unique property story so he joined Emily and John to share his experience, including:</div><div>👉🏻his experience with cryptocurrency</div><div>👉🏾how he used his crypto to buy a property</div><div>👉🏽his plans for the property moving forward</div><div>👉the mindset that he's established to stay on target</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Listener of the show, Bailey, has a pretty unique property story so he joined Emily and John to share his experience, including:</div><div>👉🏻his experience with cryptocurrency</div><div>👉🏾how he used his crypto to buy a property</div><div>👉🏽his plans for the property moving forward</div><div>👉the mindset that he's established to stay on target</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[320 understanding property data: supply vs demand, "hot spots" + market behaviour]]></title>
			<itunes:title><![CDATA[320 understanding property data: supply vs demand, "hot spots" + market behaviour]]></itunes:title>
			<pubDate>Tue, 01 Jun 2021 19:30:00 GMT</pubDate>
			<itunes:duration>21:25</itunes:duration>
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			<itunes:subtitle><![CDATA[Jeremy Sheppard (Head of Research at Select Residential: <a href="https://selectresidentialproperty.com.au/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>20</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Jeremy Sheppard (Head of Research at Select Residential: <a href="https://selectresidentialproperty.com.au/" target="_blank">https://selectresidentialproperty.com.au/</a>) joins John and Emily to chat about property data and research, touching on:</div><div>👉🏿how supply and demand are assessed</div><div>👉are "hot spots" a real thing?</div><div>👉🏻the speed of property markets vs other asset classes</div><div>👉🏼tips for find a property you love and works for your goals</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Jeremy Sheppard (Head of Research at Select Residential: <a href="https://selectresidentialproperty.com.au/" target="_blank">https://selectresidentialproperty.com.au/</a>) joins John and Emily to chat about property data and research, touching on:</div><div>👉🏿how supply and demand are assessed</div><div>👉are "hot spots" a real thing?</div><div>👉🏻the speed of property markets vs other asset classes</div><div>👉🏼tips for find a property you love and works for your goals</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>319 new regulation for short-term rental accomodation (STRA) in NSW</title>
			<itunes:title>319 new regulation for short-term rental accomodation (STRA) in NSW</itunes:title>
			<pubDate>Tue, 25 May 2021 19:30:00 GMT</pubDate>
			<itunes:duration>20:48</itunes:duration>
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			<itunes:subtitle><![CDATA[From November 2021 there's some new rules and regulations that apply to short-term rental accomodation in NSW, so Emily and John unpack...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>19</itunes:episode>
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			<description><![CDATA[From November 2021 there's some new rules and regulations that apply to short-term rental accomodation in NSW, so Emily and John unpack a little about what's included in these upcoming changes.</div><div><br /></div><div>Here's the documents mentioned throughout the chat: <a href="https://www.planning.nsw.gov.au/Policy-and-Legislation/Under-review-and-new-Policy-and-Legislation/Short-term-rental-accommodation" target="_blank">https://www.planning.nsw.gov.au/Policy-and-Legislation/Under-review-and-new-Policy-and-Legislation/Short-term-rental-accommodation</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[From November 2021 there's some new rules and regulations that apply to short-term rental accomodation in NSW, so Emily and John unpack a little about what's included in these upcoming changes.</div><div><br /></div><div>Here's the documents mentioned throughout the chat: <a href="https://www.planning.nsw.gov.au/Policy-and-Legislation/Under-review-and-new-Policy-and-Legislation/Short-term-rental-accommodation" target="_blank">https://www.planning.nsw.gov.au/Policy-and-Legislation/Under-review-and-new-Policy-and-Legislation/Short-term-rental-accommodation</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>318 changing your residence to a rental + buying the property you rent</title>
			<itunes:title>318 changing your residence to a rental + buying the property you rent</itunes:title>
			<pubDate>Tue, 18 May 2021 19:30:00 GMT</pubDate>
			<itunes:duration>26:43</itunes:duration>
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			<itunes:subtitle>Emily and John answer your questions! The convo touches on:👉changing your primary place of residence to rental property...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>18</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Emily and John answer your questions! The convo touches on:</div><div>👉changing your primary place of residence to rental property (check out this link for more info:<a href="https://www.ato.gov.au/general/capital-gains-tax/your-home-and-other-real-estate/your-main-residence/treating-a-dwelling-as-your-main-residence-after-you-move-out/)" target="_blank"> https://www.ato.gov.au/general/capital-gains-tax/your-home-and-other-real-estate/your-main-residence/treating-a-dwelling-as-your-main-residence-after-you-move-out/</a>)</div><div>👉🏻can you trust property "gurus"?</div><div>👉🏿questions to ask a mortgage broker</div><div>👉🏽what to do if you want to buy the property you're renting</div><div><br /></div><div>Here's the link to the episode around managing your own rental property: <a href="https://player.whooshkaa.com/episode?id=751618" target="_blank">https://player.whooshkaa.com/episode?id=751618</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John answer your questions! The convo touches on:</div><div>👉changing your primary place of residence to rental property (check out this link for more info:<a href="https://www.ato.gov.au/general/capital-gains-tax/your-home-and-other-real-estate/your-main-residence/treating-a-dwelling-as-your-main-residence-after-you-move-out/)" target="_blank"> https://www.ato.gov.au/general/capital-gains-tax/your-home-and-other-real-estate/your-main-residence/treating-a-dwelling-as-your-main-residence-after-you-move-out/</a>)</div><div>👉🏻can you trust property "gurus"?</div><div>👉🏿questions to ask a mortgage broker</div><div>👉🏽what to do if you want to buy the property you're renting</div><div><br /></div><div>Here's the link to the episode around managing your own rental property: <a href="https://player.whooshkaa.com/episode?id=751618" target="_blank">https://player.whooshkaa.com/episode?id=751618</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[317 what ISN'T covered by building & pest inspections + living your property truth]]></title>
			<itunes:title><![CDATA[317 what ISN'T covered by building & pest inspections + living your property truth]]></itunes:title>
			<pubDate>Tue, 11 May 2021 19:30:00 GMT</pubDate>
			<itunes:duration>22:01</itunes:duration>
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			<itunes:subtitle>Emily and John chat about 2 different things in this episode including:👉what is NOT included in pest and building...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>17</itunes:episode>
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			<description><![CDATA[Emily and John chat about 2 different things in this episode including:</div><div>👉what is NOT included in pest and building inspections, and some other checks you might want done on a property you're interested in</div><div>👉🏿being cool with living your property truth - changing your lifestyle to save, choosing what's right for you and being ok with that</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John chat about 2 different things in this episode including:</div><div>👉what is NOT included in pest and building inspections, and some other checks you might want done on a property you're interested in</div><div>👉🏿being cool with living your property truth - changing your lifestyle to save, choosing what's right for you and being ok with that</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[316 building once you've bought land]]></title>
			<itunes:title><![CDATA[316 building once you've bought land]]></itunes:title>
			<pubDate>Tue, 04 May 2021 19:30:00 GMT</pubDate>
			<itunes:duration>22:28</itunes:duration>
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			<itunes:subtitle>A number of m3 community members have bought land and looking to build, so in this episode Emily and John chat...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[A number of m3 community members have bought land and looking to build, so in this episode Emily and John chat through:</div><div>👉🏿the difference between a custom build and project build</div><div>👉🏻things that can impact your build - easements, land proprotion and types, any other restrictions</div><div>👉considering the use of the property - principal residence or investment</div><div>👉🏽tips for choosing a builder</div><div>👉🏾things to check for when flicking through inclusions and exclusions in building contracts</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[A number of m3 community members have bought land and looking to build, so in this episode Emily and John chat through:</div><div>👉🏿the difference between a custom build and project build</div><div>👉🏻things that can impact your build - easements, land proprotion and types, any other restrictions</div><div>👉considering the use of the property - principal residence or investment</div><div>👉🏽tips for choosing a builder</div><div>👉🏾things to check for when flicking through inclusions and exclusions in building contracts</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>315 house hunting fatigue + getting contracts reviewed</title>
			<itunes:title>315 house hunting fatigue + getting contracts reviewed</itunes:title>
			<pubDate>Tue, 27 Apr 2021 19:30:00 GMT</pubDate>
			<itunes:duration>24:41</itunes:duration>
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			<itunes:subtitle><![CDATA[Time to answer your questions! Emily and John answer the questions you've submitted around:👉🏿ways to manage house hunting...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>15</itunes:episode>
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			<description><![CDATA[Time to answer your questions! Emily and John answer the questions you've submitted around:</div><div>👉🏿ways to manage house hunting fatigue</div><div>👉🏻property valuations and making offers on properties</div><div>👉how and when to engage a conveyancer and when to get contracts reviewed</div><div>👉🏼tips for finding and applying for a rental property</div><div><br /></div><div>Here's the episode dedicated to making offers on properties: <a href="https://player.whooshkaa.com/episode?id=730491" target="_blank">https://player.whooshkaa.com/episode?id=730491</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Time to answer your questions! Emily and John answer the questions you've submitted around:</div><div>👉🏿ways to manage house hunting fatigue</div><div>👉🏻property valuations and making offers on properties</div><div>👉how and when to engage a conveyancer and when to get contracts reviewed</div><div>👉🏼tips for finding and applying for a rental property</div><div><br /></div><div>Here's the episode dedicated to making offers on properties: <a href="https://player.whooshkaa.com/episode?id=730491" target="_blank">https://player.whooshkaa.com/episode?id=730491</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>314 property market update: April 2021</title>
			<itunes:title>314 property market update: April 2021</itunes:title>
			<pubDate>Tue, 20 Apr 2021 19:30:00 GMT</pubDate>
			<itunes:duration>26:59</itunes:duration>
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			<itunes:subtitle>Emily and John share their thoughts and experiences from where property markets are at across the country at the...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[Emily and John share their thoughts and experiences from where property markets are at across the country at the moment.</div><div><br /></div><div>Jump in the my millennial money Facebook group and share what you've seen out there in the property space! http://bit.ly/m3fbgroup</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John share their thoughts and experiences from where property markets are at across the country at the moment.</div><div><br /></div><div>Jump in the my millennial money Facebook group and share what you've seen out there in the property space! http://bit.ly/m3fbgroup</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>313 rental reforms in Victoria (with guest Melissa Hickson)</title>
			<itunes:title>313 rental reforms in Victoria (with guest Melissa Hickson)</itunes:title>
			<pubDate>Tue, 13 Apr 2021 19:30:00 GMT</pubDate>
			<itunes:duration>25:39</itunes:duration>
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			<itunes:subtitle><![CDATA[There's been a number of changes to Victorian rental requirements, so in this episode Melissa Hickson from Prime Residential Property...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>13</itunes:episode>
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			<description><![CDATA[There's been a number of changes to Victorian rental requirements, so in this episode Melissa Hickson from Prime Residential Property Management joins Emily to unpack what these changes are and what they mean for landlords and renters, including:</div><div>👉🏿gas and electrical checks</div><div>👉smoke alarms</div><div>👉🏼heating requirements</div><div>👉🏾alterations renters can make without consent of the landlord</div><div>👉🏿renter detail you can and can't request on application</div><div>👉🏻ventilation</div><div>👉🏼kitchen/cooking requirements</div><div><br /></div><div>Read more about these changes here: <a href="https://www.consumer.vic.gov.au/housing/renting/changes-to-renting-laws/guide-to-rental-law-changes" target="_blank">https://www.consumer.vic.gov.au/housing/renting/changes-to-renting-laws/guide-to-rental-law-changes</a></div><div><br /></div><div>Follow Prime Residential Property Management: <a href="https://www.instagram.com/primeresidential/?hl=en" target="_blank">https://www.instagram.com/primeresidential/?hl=en</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[There's been a number of changes to Victorian rental requirements, so in this episode Melissa Hickson from Prime Residential Property Management joins Emily to unpack what these changes are and what they mean for landlords and renters, including:</div><div>👉🏿gas and electrical checks</div><div>👉smoke alarms</div><div>👉🏼heating requirements</div><div>👉🏾alterations renters can make without consent of the landlord</div><div>👉🏿renter detail you can and can't request on application</div><div>👉🏻ventilation</div><div>👉🏼kitchen/cooking requirements</div><div><br /></div><div>Read more about these changes here: <a href="https://www.consumer.vic.gov.au/housing/renting/changes-to-renting-laws/guide-to-rental-law-changes" target="_blank">https://www.consumer.vic.gov.au/housing/renting/changes-to-renting-laws/guide-to-rental-law-changes</a></div><div><br /></div><div>Follow Prime Residential Property Management: <a href="https://www.instagram.com/primeresidential/?hl=en" target="_blank">https://www.instagram.com/primeresidential/?hl=en</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>312 renovation ins + outs</title>
			<itunes:title>312 renovation ins + outs</itunes:title>
			<pubDate>Tue, 06 Apr 2021 19:30:00 GMT</pubDate>
			<itunes:duration>28:10</itunes:duration>
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			<itunes:subtitle>Renovation is a hot topic amongst listeners so in this episode Emily is joined by Matt Long from the LVL Group to chat about all things...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>12</itunes:episode>
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			<description><![CDATA[Renovation is a hot topic amongst listeners so in this episode Emily is joined by Matt Long from the LVL Group to chat about all things renovation! The convo touches on:</div><div>👉🏻ways you can improve the look and feel of your property to make it stand out</div><div>👉🏿simple things that make a massive difference in how your place appears</div><div>👉🏾a little about footing - concrete slabs, stumps etc and what to look for to check whether your footing needs work</div><div>👉where to expect some of the biggest costs when renovating</div><div>👉🏽the differences between hiring a builder to manage your renovations vs managing it yourself</div><div>👉🏼tips for first home buyers doing renos on a new place - take your time!</div><div><br /></div><div>Follow LVL Group on Insta: <a href="https://www.instagram.com/lvlgroupaus/?hl=en" target="_blank">https://www.instagram.com/lvlgroupaus/?hl=en</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Renovation is a hot topic amongst listeners so in this episode Emily is joined by Matt Long from the LVL Group to chat about all things renovation! The convo touches on:</div><div>👉🏻ways you can improve the look and feel of your property to make it stand out</div><div>👉🏿simple things that make a massive difference in how your place appears</div><div>👉🏾a little about footing - concrete slabs, stumps etc and what to look for to check whether your footing needs work</div><div>👉where to expect some of the biggest costs when renovating</div><div>👉🏽the differences between hiring a builder to manage your renovations vs managing it yourself</div><div>👉🏼tips for first home buyers doing renos on a new place - take your time!</div><div><br /></div><div>Follow LVL Group on Insta: <a href="https://www.instagram.com/lvlgroupaus/?hl=en" target="_blank">https://www.instagram.com/lvlgroupaus/?hl=en</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>311 aligning property purchases with your goals (with guest David Neradil)</title>
			<itunes:title>311 aligning property purchases with your goals (with guest David Neradil)</itunes:title>
			<pubDate>Tue, 30 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>28:14</itunes:duration>
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			<itunes:subtitle><![CDATA[David Neradil has been an important influence in John's life as a property investor, so in this episode David and John chat...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>11</itunes:episode>
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			<description><![CDATA[David Neradil has been an important influence in John's life as a property investor, so in this episode David and John chat about:</div><div>👉a bit about David's upbringing, and where he's at with property investing</div><div>👉🏿how important strategy is, and being agile to adapt as things change</div><div>👉🏾some of the differences he's noticed in the property investing space over time</div><div>👉🏻his top tips for keen property investors</div><div><br /></div><div>Here's the book David mentions, 'The 7 Habits of Highly Effective People': https://booktopia.kh4ffx.net/VyyrZO</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[David Neradil has been an important influence in John's life as a property investor, so in this episode David and John chat about:</div><div>👉a bit about David's upbringing, and where he's at with property investing</div><div>👉🏿how important strategy is, and being agile to adapt as things change</div><div>👉🏾some of the differences he's noticed in the property investing space over time</div><div>👉🏻his top tips for keen property investors</div><div><br /></div><div>Here's the book David mentions, 'The 7 Habits of Highly Effective People': https://booktopia.kh4ffx.net/VyyrZO</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>310 the importance of pre-approvals + buy later or rentvest now?</title>
			<itunes:title>310 the importance of pre-approvals + buy later or rentvest now?</itunes:title>
			<pubDate>Tue, 23 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>25:23</itunes:duration>
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			<itunes:subtitle><![CDATA[In this episode Emily and John answer your questions! The convo touches on:👉🏿placing offers without pre-approval - don't d...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>10</itunes:episode>
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			<description><![CDATA[In this episode Emily and John answer your questions! The convo touches on:</div><div>👉🏿placing offers without pre-approval - don't do it!</div><div>👉🏼buying property in a flood zone and the impact on your home insurance</div><div>👉buying an established property vs building your own</div><div>👉🏾tips for placing offers on properties you're keen to buy</div><div>👉🏽should I buy where I want to live in the future or rentvest now?</div><div><br /></div><div>Check out the episode around buying in a hot market: <a href="https://player.whooshkaa.com/episode?id=785776" target="_blank">https://player.whooshkaa.com/episode?id=785776</a></div><div><br /></div><div>Also have a listen to this episode around buying a new house vs old: <a href="https://player.whooshkaa.com/episode?id=727806" target="_blank">https://player.whooshkaa.com/episode?id=727806</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode Emily and John answer your questions! The convo touches on:</div><div>👉🏿placing offers without pre-approval - don't do it!</div><div>👉🏼buying property in a flood zone and the impact on your home insurance</div><div>👉buying an established property vs building your own</div><div>👉🏾tips for placing offers on properties you're keen to buy</div><div>👉🏽should I buy where I want to live in the future or rentvest now?</div><div><br /></div><div>Check out the episode around buying in a hot market: <a href="https://player.whooshkaa.com/episode?id=785776" target="_blank">https://player.whooshkaa.com/episode?id=785776</a></div><div><br /></div><div>Also have a listen to this episode around buying a new house vs old: <a href="https://player.whooshkaa.com/episode?id=727806" target="_blank">https://player.whooshkaa.com/episode?id=727806</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>309 land tax vs stamp duty</title>
			<itunes:title>309 land tax vs stamp duty</itunes:title>
			<pubDate>Tue, 16 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>24:21</itunes:duration>
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			<itunes:subtitle>The conversation around stamp duty vs land tax has been popular in the media recently, so in this episode Emily and John share their...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>9</itunes:episode>
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			<description><![CDATA[<div>The conversation around stamp duty vs land tax has been popular in the media recently, so in this episode Emily and John share their questions and perspectives on the topic, touching on:</div><div>👉🏼what's prompted this discussion, why and what changes are proposed for future</div><div>👉🏾the differences between states and territories in Australia at present and whether there's room for a national approach to things like stamp duty and land tax</div><div>👉who land tax affects, and how it's calculated</div><div>👉🏻the goal of changing from stamp duty to land tax</div><div><br /></div><div>Stay tuned! As this topic develops Emily and John will touch base again.</div><div><br /></div><div>Here are the state revenue bodies you can contact for more information about stamp duty and land tax:</div><div>NSW: <a href="https://www.revenue.nsw.gov.au/" target="_blank">https://www.revenue.nsw.gov.au/</a></div><div><br /></div><div>VIC: <a href="https://www.sro.vic.gov.au/" target="_blank">https://www.sro.vic.gov.au/</a></div><div><br /></div><div>QLD: <a href="https://www.treasury.qld.gov.au/budget-and-financial-management/revenue-and-taxation/" target="_blank">https://www.treasury.qld.gov.au/budget-and-financial-management/revenue-and-taxation/</a></div><div><br /></div><div>TAS: <a href="https://www.sro.tas.gov.au/" target="_blank">https://www.sro.tas.gov.au/</a></div><div><br /></div><div>WA: <a href="https://www.wa.gov.au/organisation/department-of-finance" target="_blank">https://www.wa.gov.au/organisation/department-of-finance</a></div><div><br /></div><div>ACT: <a href="https://www.revenue.act.gov.au/" target="_blank">https://www.revenue.act.gov.au/</a></div><div><br /></div><div>SA: <a href="https://www.revenuesa.sa.gov.au/" target="_blank">https://www.revenuesa.sa.gov.au/</a></div><div><br /></div><div>NT: <a href="https://treasury.nt.gov.au/dtf/territory-revenue-office" target="_blank">https://treasury.nt.gov.au/dtf/territory-revenue-office</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>The conversation around stamp duty vs land tax has been popular in the media recently, so in this episode Emily and John share their questions and perspectives on the topic, touching on:</div><div>👉🏼what's prompted this discussion, why and what changes are proposed for future</div><div>👉🏾the differences between states and territories in Australia at present and whether there's room for a national approach to things like stamp duty and land tax</div><div>👉who land tax affects, and how it's calculated</div><div>👉🏻the goal of changing from stamp duty to land tax</div><div><br /></div><div>Stay tuned! As this topic develops Emily and John will touch base again.</div><div><br /></div><div>Here are the state revenue bodies you can contact for more information about stamp duty and land tax:</div><div>NSW: <a href="https://www.revenue.nsw.gov.au/" target="_blank">https://www.revenue.nsw.gov.au/</a></div><div><br /></div><div>VIC: <a href="https://www.sro.vic.gov.au/" target="_blank">https://www.sro.vic.gov.au/</a></div><div><br /></div><div>QLD: <a href="https://www.treasury.qld.gov.au/budget-and-financial-management/revenue-and-taxation/" target="_blank">https://www.treasury.qld.gov.au/budget-and-financial-management/revenue-and-taxation/</a></div><div><br /></div><div>TAS: <a href="https://www.sro.tas.gov.au/" target="_blank">https://www.sro.tas.gov.au/</a></div><div><br /></div><div>WA: <a href="https://www.wa.gov.au/organisation/department-of-finance" target="_blank">https://www.wa.gov.au/organisation/department-of-finance</a></div><div><br /></div><div>ACT: <a href="https://www.revenue.act.gov.au/" target="_blank">https://www.revenue.act.gov.au/</a></div><div><br /></div><div>SA: <a href="https://www.revenuesa.sa.gov.au/" target="_blank">https://www.revenuesa.sa.gov.au/</a></div><div><br /></div><div>NT: <a href="https://treasury.nt.gov.au/dtf/territory-revenue-office" target="_blank">https://treasury.nt.gov.au/dtf/territory-revenue-office</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>308 my property story: owning + managing 4 properties</title>
			<itunes:title>308 my property story: owning + managing 4 properties</itunes:title>
			<pubDate>Tue, 09 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>26:06</itunes:duration>
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			<itunes:subtitle>Taleah and Jamie jump on the show to share about their growing property portfolio! They talk about:👉🏿some of the books...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Taleah and Jamie jump on the show to share about their growing property portfolio! They talk about:</div><div>👉🏿some of the books they read to get inspired, including 'Rich Dad, Poor Dad': <a href="https://booktopia.kh4ffx.net/KQ3oN" target="_blank">https://booktopia.kh4ffx.net/KQ3oN</a></div><div><br /></div><div>👉how they bought their first place</div><div>👉🏻the way they focused on paying off debt before saving their deposit</div><div>👉🏼how they've then angled themselves to buy a second, third and fourth properties</div><div>👉🏾their goal of financial freedom and how they define that</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Taleah and Jamie jump on the show to share about their growing property portfolio! They talk about:</div><div>👉🏿some of the books they read to get inspired, including 'Rich Dad, Poor Dad': <a href="https://booktopia.kh4ffx.net/KQ3oN" target="_blank">https://booktopia.kh4ffx.net/KQ3oN</a></div><div><br /></div><div>👉how they bought their first place</div><div>👉🏻the way they focused on paying off debt before saving their deposit</div><div>👉🏼how they've then angled themselves to buy a second, third and fourth properties</div><div>👉🏾their goal of financial freedom and how they define that</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>307 how to purchase your 2nd property</title>
			<itunes:title>307 how to purchase your 2nd property</itunes:title>
			<pubDate>Tue, 02 Mar 2021 18:30:00 GMT</pubDate>
			<itunes:duration>25:00</itunes:duration>
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			<itunes:subtitle>Purchasing a 2nd property comes with its own unique challenges, so in this episode Emily shares her goal of buying her next property...</itunes:subtitle>
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			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[Purchasing a 2nd property comes with its own unique challenges, so in this episode Emily shares her goal of buying her next property with John, touching on:</div><div>👉🏽some of the challenges she is coming across in starting her 2nd property process</div><div>👉what to consider when you first begin buying property - long before looking for your 2nd property</div><div>👉🏾maintaining a good savings habit to build up your next deposit</div><div>👉🏼some creative options to help you get into your 2nd property purchase</div><div><br /></div><div>If you'd like to have a chat with John, reach out: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Check out John's property analyser calculator: <a href="https://www.solverewealth.com.au/property-analyser-calculator/" target="_blank">https://www.solverewealth.com.au/property-analyser-calculator/</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Purchasing a 2nd property comes with its own unique challenges, so in this episode Emily shares her goal of buying her next property with John, touching on:</div><div>👉🏽some of the challenges she is coming across in starting her 2nd property process</div><div>👉what to consider when you first begin buying property - long before looking for your 2nd property</div><div>👉🏾maintaining a good savings habit to build up your next deposit</div><div>👉🏼some creative options to help you get into your 2nd property purchase</div><div><br /></div><div>If you'd like to have a chat with John, reach out: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Check out John's property analyser calculator: <a href="https://www.solverewealth.com.au/property-analyser-calculator/" target="_blank">https://www.solverewealth.com.au/property-analyser-calculator/</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>306 setting your long term property goals</title>
			<itunes:title>306 setting your long term property goals</itunes:title>
			<pubDate>Tue, 23 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>23:02</itunes:duration>
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			<itunes:subtitle>Setting your long term goals with property puts all of your decisions into context and on a timeline. In this episode Emily and John...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>6</itunes:episode>
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			<description><![CDATA[Setting your long term goals with property puts all of your decisions into context and on a timeline. In this episode Emily and John chat about how you can determine your goals, measure and manage them, and keep everything in your planning in perspective. The chat touches on:</div><div>👉🏻what you're aiming for and why you're heading towards that</div><div>👉🏾setting up milestones to see progress to keep you encouraged</div><div>👉a little about Emily and John's property goals and how they're breaking those into manageable steps to achieve them</div><div>👉🏽the metrics that can help you measure your steps towards your long term property goals</div><div><br /></div><div>Here's the book Emily mentions in the chat: <a href="booktopia.kh4ffx.net/MXnE7N" target="_blank">booktopia.kh4ffx.net/MXnE7N</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Setting your long term goals with property puts all of your decisions into context and on a timeline. In this episode Emily and John chat about how you can determine your goals, measure and manage them, and keep everything in your planning in perspective. The chat touches on:</div><div>👉🏻what you're aiming for and why you're heading towards that</div><div>👉🏾setting up milestones to see progress to keep you encouraged</div><div>👉a little about Emily and John's property goals and how they're breaking those into manageable steps to achieve them</div><div>👉🏽the metrics that can help you measure your steps towards your long term property goals</div><div><br /></div><div>Here's the book Emily mentions in the chat: <a href="booktopia.kh4ffx.net/MXnE7N" target="_blank">booktopia.kh4ffx.net/MXnE7N</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>305 lessons from career changes + buying a first property (with guest Dylan Buckley)</title>
			<itunes:title>305 lessons from career changes + buying a first property (with guest Dylan Buckley)</itunes:title>
			<pubDate>Tue, 16 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>28:02</itunes:duration>
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			<itunes:subtitle>Dylan Buckley is a millennial, a podcast host, a former Aussie rules player and a recent first property owner! In this episode he...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[Dylan Buckley is a millennial, a podcast host, a former Aussie rules player and a recent first property owner! In this episode he shares what the buying process was like, touching on:</div><div>👉what he might do differently in future and what worked out well</div><div>👉🏿a bit about his Aussie rules career - moving cities and managing money throughout that change</div><div>👉🏼the switch from living in the home to renting it out</div><div>👉🏽the personal money management lessons he learnt along the way</div><div>👉🏿doing what you love, being ready to learn and adapt</div><div><br /></div><div>Check out the Dyl And Friends podcast: <a href="https://www.dylandfriends.com/" target="_blank">https://www.dylandfriends.com/</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Dylan Buckley is a millennial, a podcast host, a former Aussie rules player and a recent first property owner! In this episode he shares what the buying process was like, touching on:</div><div>👉what he might do differently in future and what worked out well</div><div>👉🏿a bit about his Aussie rules career - moving cities and managing money throughout that change</div><div>👉🏼the switch from living in the home to renting it out</div><div>👉🏽the personal money management lessons he learnt along the way</div><div>👉🏿doing what you love, being ready to learn and adapt</div><div><br /></div><div>Check out the Dyl And Friends podcast: <a href="https://www.dylandfriends.com/" target="_blank">https://www.dylandfriends.com/</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>304 tips for making an offer + sub-letting to help cover repayments</title>
			<itunes:title>304 tips for making an offer + sub-letting to help cover repayments</itunes:title>
			<pubDate>Tue, 09 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>22:46</itunes:duration>
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			<itunes:subtitle>Emily and John answer some more community questions, touching on:👉🏿tips for negotiating on properties (listen to the...</itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[Emily and John answer some more community questions, touching on:</div><div>👉🏿tips for negotiating on properties (listen to the episode dedicated to making offers: <a href="https://player.whooshkaa.com/episode?id=730491)" target="_blank">https://player.whooshkaa.com/episode?id=730491)</a></div><div>👉🏻sub-letting rooms at home - making some extra cash through things like Airbnb</div><div>👉🏾tips for buying a second property</div><div>👉assisting a family member to sell their property (listen to the episode about RateMyAgent: <a href="https://player.whooshkaa.com/episode?id=596705" target="_blank">https://player.whooshkaa.com/episode?id=596705</a>)</div><div>👉🏽home and contents insurance - when it might suit your situation and how it works</div><div>👉🏾what happens on settlement day</div><div>👉🏻if it's worthwhile staying in a new build, or rent it out</div><div><br /></div><div>If you're interested in having a clarity call with John, reach out to us: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Emily and John answer some more community questions, touching on:</div><div>👉🏿tips for negotiating on properties (listen to the episode dedicated to making offers: <a href="https://player.whooshkaa.com/episode?id=730491)" target="_blank">https://player.whooshkaa.com/episode?id=730491)</a></div><div>👉🏻sub-letting rooms at home - making some extra cash through things like Airbnb</div><div>👉🏾tips for buying a second property</div><div>👉assisting a family member to sell their property (listen to the episode about RateMyAgent: <a href="https://player.whooshkaa.com/episode?id=596705" target="_blank">https://player.whooshkaa.com/episode?id=596705</a>)</div><div>👉🏽home and contents insurance - when it might suit your situation and how it works</div><div>👉🏾what happens on settlement day</div><div>👉🏻if it's worthwhile staying in a new build, or rent it out</div><div><br /></div><div>If you're interested in having a clarity call with John, reach out to us: <a href="https://www.sortyourmoneyout.com/reach-out" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[303 dealing with a "hot" market]]></title>
			<itunes:title><![CDATA[303 dealing with a "hot" market]]></itunes:title>
			<pubDate>Tue, 02 Feb 2021 18:30:00 GMT</pubDate>
			<itunes:duration>28:56</itunes:duration>
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			<itunes:subtitle><![CDATA[How do you know how "hot" a property market is? And how can you gain advantage if it's so competitive? Emily and John dig into this...]]></itunes:subtitle>
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			<itunes:season>3</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[How do you know how "hot" a property market is? And how can you gain advantage if it's so competitive? Emily and John dig into this topic, touching on:</div><div>👉assessing "days on market"</div><div>👉🏿comparing vendor expectation vs buyer demand</div><div>👉🏽seeing how many properties are for sale in a region, vs those already under contract/offer</div><div>👉🏻being quick with your offers, paperwork and general organisation</div><div>👉🏾having your pre-approval sorted before you make any offers to buy properties</div><div>👉being ready to make a move!</div><div><br /></div><div>Here's the previous episode about rentvesting: <a href="https://player.whooshkaa.com/episode?id=754898" target="_blank">https://player.whooshkaa.com/episode?id=754898</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[How do you know how "hot" a property market is? And how can you gain advantage if it's so competitive? Emily and John dig into this topic, touching on:</div><div>👉assessing "days on market"</div><div>👉🏿comparing vendor expectation vs buyer demand</div><div>👉🏽seeing how many properties are for sale in a region, vs those already under contract/offer</div><div>👉🏻being quick with your offers, paperwork and general organisation</div><div>👉🏾having your pre-approval sorted before you make any offers to buy properties</div><div>👉being ready to make a move!</div><div><br /></div><div>Here's the previous episode about rentvesting: <a href="https://player.whooshkaa.com/episode?id=754898" target="_blank">https://player.whooshkaa.com/episode?id=754898</a></div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>302 swimming pools</title>
			<itunes:title>302 swimming pools</itunes:title>
			<pubDate>Tue, 26 Jan 2021 18:30:00 GMT</pubDate>
			<itunes:duration>29:10</itunes:duration>
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			<itunes:subtitle><![CDATA[Who doesn't love a good swimming pool in summer heat?! It's a cool thing to have at home, but how can you go about it, does it add...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>2</itunes:episode>
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			<description><![CDATA[Who doesn't love a good swimming pool in summer heat?! It's a cool thing to have at home, but how can you go about it, does it add value and what should you know before you have it built? John and guest Matt compare their pool building experience, touching on:</div><div>👉🏽options for who can build it for you</div><div>👉🏿the steps involved in the process</div><div>👉things to consider about your block of land before getting started</div><div>👉🏽the timelines both John and Matt experienced</div><div>👉🏻the tradespeople usually involved in the build</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Who doesn't love a good swimming pool in summer heat?! It's a cool thing to have at home, but how can you go about it, does it add value and what should you know before you have it built? John and guest Matt compare their pool building experience, touching on:</div><div>👉🏽options for who can build it for you</div><div>👉🏿the steps involved in the process</div><div>👉things to consider about your block of land before getting started</div><div>👉🏽the timelines both John and Matt experienced</div><div>👉🏻the tradespeople usually involved in the build</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>301 depreciation</title>
			<itunes:title>301 depreciation</itunes:title>
			<pubDate>Tue, 19 Jan 2021 18:30:00 GMT</pubDate>
			<itunes:duration>26:14</itunes:duration>
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			<itunes:subtitle>Welcome to 2021 and Season 3 of my millennial property! Thanks for tuning in. In this first episode for the year Emily and John chat...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Welcome to 2021 and Season 3 of my millennial property! Thanks for tuning in. In this first episode for the year Emily and John chat about depreciation with Scott Brunsdon, who's a wealth of knowledge on the topic. The chat touches on:</div><div>👉🏽what depreciation is and how it's calculated</div><div>👉🏿what a depreciation schedule is and how far back you can go in claiming it</div><div>👉🏻how depreciation is calculated, especially if a previous owner has done renovation work</div><div>👉some changes in the depreciation space and how it affects properties</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to 2021 and Season 3 of my millennial property! Thanks for tuning in. In this first episode for the year Emily and John chat about depreciation with Scott Brunsdon, who's a wealth of knowledge on the topic. The chat touches on:</div><div>👉🏽what depreciation is and how it's calculated</div><div>👉🏿what a depreciation schedule is and how far back you can go in claiming it</div><div>👉🏻how depreciation is calculated, especially if a previous owner has done renovation work</div><div>👉some changes in the depreciation space and how it affects properties</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>251 alternative ways to find properties</title>
			<itunes:title>251 alternative ways to find properties</itunes:title>
			<pubDate>Tue, 22 Dec 2020 18:30:00 GMT</pubDate>
			<itunes:duration>26:55</itunes:duration>
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			<itunes:subtitle><![CDATA[Looking for a property? Here are some ways to find the property you're looking for without having to search online with all the crowds....]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>51</itunes:episode>
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			<description><![CDATA[Looking for a property? Here are some ways to find the property you're looking for without having to search online with all the crowds. This convo touches on:</div><div>👉the oldschool letterbox drop</div><div>👉🏿other online options like<a href="http://nokk.com.au/" target="_blank"> nokk.com.au</a> &amp; <a href="http://listingloop.com.au/" target="_blank">listingloop.com.au</a></div><div>👉🏼looking into the option of buying the property you're renting</div><div>👉🏾using your network of work mates, friends and family</div><div>👉🏽the emerging space of properties available on social media</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Looking for a property? Here are some ways to find the property you're looking for without having to search online with all the crowds. This convo touches on:</div><div>👉the oldschool letterbox drop</div><div>👉🏿other online options like<a href="http://nokk.com.au/" target="_blank"> nokk.com.au</a> &amp; <a href="http://listingloop.com.au/" target="_blank">listingloop.com.au</a></div><div>👉🏼looking into the option of buying the property you're renting</div><div>👉🏾using your network of work mates, friends and family</div><div>👉🏽the emerging space of properties available on social media</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>250 being patient on your property journey</title>
			<itunes:title>250 being patient on your property journey</itunes:title>
			<pubDate>Tue, 15 Dec 2020 18:30:00 GMT</pubDate>
			<itunes:duration>24:45</itunes:duration>
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			<itunes:subtitle>The average age of the most recent rich list is 66, with property as one of the key assets of the top 200 richest. John and Emily chat...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>50</itunes:episode>
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			<description><![CDATA[The average age of the most recent rich list is 66, with property as one of the key assets of the top 200 richest. John and Emily chat about what this list teaches us about wealth and property creation, touching on:</div><div>👉🏻being realistic around when you expect to reach your property and wealth creation goals</div><div>👉🏿patience as you let your strategy and time do the work</div><div>👉🏼getting your head around where you are in your journey, and knowing how much time is ahead of you to continue seeing growth</div><div><br /></div><div>They also answer some quick community questions around:</div><div>👉🏽granny flats</div><div>👉taking your property off grid</div><div>👉🏾what happens if you can't fulfill your contractual obligation on a property</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[The average age of the most recent rich list is 66, with property as one of the key assets of the top 200 richest. John and Emily chat about what this list teaches us about wealth and property creation, touching on:</div><div>👉🏻being realistic around when you expect to reach your property and wealth creation goals</div><div>👉🏿patience as you let your strategy and time do the work</div><div>👉🏼getting your head around where you are in your journey, and knowing how much time is ahead of you to continue seeing growth</div><div><br /></div><div>They also answer some quick community questions around:</div><div>👉🏽granny flats</div><div>👉taking your property off grid</div><div>👉🏾what happens if you can't fulfill your contractual obligation on a property</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>249 bridging finance</title>
			<itunes:title>249 bridging finance</itunes:title>
			<pubDate>Tue, 08 Dec 2020 18:30:00 GMT</pubDate>
			<itunes:duration>26:57</itunes:duration>
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			<itunes:subtitle>Bridging finance can be complicated to understand, so show partner and mortgage broker, Sean Wellman from Wellman Finance, jumped on...</itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>49</itunes:episode>
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			<description><![CDATA[Bridging finance can be complicated to understand, so show partner and mortgage broker, Sean Wellman from Wellman Finance, jumped on the show to explain some details around:</div><div>👉🏻what bridging finance is - how it works, when it applies, which lenders do it</div><div>👉🏿the clients Sean usually sees utilising bridging finance options</div><div>👉what cross-securitisation is</div><div>👉🏽how important it is to have finance sorted in the buying process</div><div>👉🏼how valuable mortgage brokers are in navigating finance details</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Bridging finance can be complicated to understand, so show partner and mortgage broker, Sean Wellman from Wellman Finance, jumped on the show to explain some details around:</div><div>👉🏻what bridging finance is - how it works, when it applies, which lenders do it</div><div>👉🏿the clients Sean usually sees utilising bridging finance options</div><div>👉what cross-securitisation is</div><div>👉🏽how important it is to have finance sorted in the buying process</div><div>👉🏼how valuable mortgage brokers are in navigating finance details</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>248 when is the right time to buy?</title>
			<itunes:title>248 when is the right time to buy?</itunes:title>
			<pubDate>Tue, 01 Dec 2020 18:30:00 GMT</pubDate>
			<itunes:duration>25:05</itunes:duration>
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			<itunes:subtitle>Buy now, or wait? Emily and John chat over some more m3 community questions, touching on:👉🏻trends John and Emily are...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>48</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[Buy now, or wait? Emily and John chat over some more m3 community questions, touching on:</div><div>👉🏻trends John and Emily are seeing across property markets post-COVID</div><div>👉🏿how changing work and leisure habits are shaping property trends</div><div>👉🏼what to keep in mind when listening to media reports on property markets and movements</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Buy now, or wait? Emily and John chat over some more m3 community questions, touching on:</div><div>👉🏻trends John and Emily are seeing across property markets post-COVID</div><div>👉🏿how changing work and leisure habits are shaping property trends</div><div>👉🏼what to keep in mind when listening to media reports on property markets and movements</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>247 positive gearing + overcapitalising on renos</title>
			<itunes:title>247 positive gearing + overcapitalising on renos</itunes:title>
			<pubDate>Tue, 24 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>30:25</itunes:duration>
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			<itunes:subtitle>The m3 community asked, so Emily and John answered! In this episode they discuss a few questions asked by members of the m3 community,...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>47</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/show-cover.jpg"/>
			<description><![CDATA[The m3 community asked, so Emily and John answered! In this episode they discuss a few questions asked by members of the m3 community, touching on:</div><div>👉🏾what positive gearing is</div><div>👉dealing with strata and body corporate</div><div>👉🏿tools available to help you research property</div><div>👉🏽the Solvere Wealth property analysis calculator: <a href="https://www.solverewealth.com.au/property-analyser-calculator-mmm-discount/" target="_blank">https://www.solverewealth.com.au/property-analyser-calculator-mmm-discount/</a></div><div>👉🏻not overcapitalising on renos</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[The m3 community asked, so Emily and John answered! In this episode they discuss a few questions asked by members of the m3 community, touching on:</div><div>👉🏾what positive gearing is</div><div>👉dealing with strata and body corporate</div><div>👉🏿tools available to help you research property</div><div>👉🏽the Solvere Wealth property analysis calculator: <a href="https://www.solverewealth.com.au/property-analyser-calculator-mmm-discount/" target="_blank">https://www.solverewealth.com.au/property-analyser-calculator-mmm-discount/</a></div><div>👉🏻not overcapitalising on renos</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>246 do I need title insurance?</title>
			<itunes:title>246 do I need title insurance?</itunes:title>
			<pubDate>Tue, 17 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>30:16</itunes:duration>
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			<itunes:subtitle>Members of the m3 community have asked some questions around title insurance, so Emily and John were joined by Paul Stewart from...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>46</itunes:episode>
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			<description><![CDATA[Members of the m3 community have asked some questions around title insurance, so Emily and John were joined by Paul Stewart from Stewart Title (https://www.stewartau.com/) to chat about:</div><div>👉🏽what title insurance is and what it covers</div><div>👉🏻some of the circumstances title insurance is designed for</div><div>👉how it differs between apartments and detached houses</div><div>👉🏽how your premium is calculated</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Members of the m3 community have asked some questions around title insurance, so Emily and John were joined by Paul Stewart from Stewart Title (https://www.stewartau.com/) to chat about:</div><div>👉🏽what title insurance is and what it covers</div><div>👉🏻some of the circumstances title insurance is designed for</div><div>👉how it differs between apartments and detached houses</div><div>👉🏽how your premium is calculated</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>245 the ins and outs of rentvesting</title>
			<itunes:title>245 the ins and outs of rentvesting</itunes:title>
			<pubDate>Tue, 10 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>25:39</itunes:duration>
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			<itunes:subtitle>Rentvesting is becoming a pretty popular thing these days, so in this episode Emily and John chatted about:👉🏿whether...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>45</itunes:episode>
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			<description><![CDATA[Rentvesting is becoming a pretty popular thing these days, so in this episode Emily and John chatted about:</div><div>👉🏿whether rentvesting suits your lifestyle &amp; property goals</div><div>👉🏻the mindset to have when you're considering it</div><div>👉tips for making it worth your while</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rentvesting is becoming a pretty popular thing these days, so in this episode Emily and John chatted about:</div><div>👉🏿whether rentvesting suits your lifestyle &amp; property goals</div><div>👉🏻the mindset to have when you're considering it</div><div>👉tips for making it worth your while</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>244 managing your own investment property</title>
			<itunes:title>244 managing your own investment property</itunes:title>
			<pubDate>Tue, 03 Nov 2020 18:30:00 GMT</pubDate>
			<itunes:duration>29:46</itunes:duration>
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			<itunes:subtitle><![CDATA[A member of the m3 community was keen to hear Emily and John's thoughts on whether managing their own rental property was worthwhile,...]]></itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>44</itunes:episode>
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			<description><![CDATA[A member of the m3 community was keen to hear Emily and John's thoughts on whether managing their own rental property was worthwhile, so in this episode they had a good chat about:</div><div>👉🏽finding the right tenants for your investment property</div><div>👉🏿managing the bond</div><div>👉looking after maintenance and managing the condition report</div><div>👉🏼dealing with late rent</div><div>👉🏾organising ongoing inspections</div><div>👉🏻working through disputes</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[A member of the m3 community was keen to hear Emily and John's thoughts on whether managing their own rental property was worthwhile, so in this episode they had a good chat about:</div><div>👉🏽finding the right tenants for your investment property</div><div>👉🏿managing the bond</div><div>👉looking after maintenance and managing the condition report</div><div>👉🏼dealing with late rent</div><div>👉🏾organising ongoing inspections</div><div>👉🏻working through disputes</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>243 using property data in your research</title>
			<itunes:title>243 using property data in your research</itunes:title>
			<pubDate>Tue, 27 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>30:43</itunes:duration>
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			<itunes:subtitle>Preparation is power, and data plays a big role in doing research and making decisions when buying, selling or renting property. Emily...</itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>43</itunes:episode>
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			<description><![CDATA[Preparation is power, and data plays a big role in doing research and making decisions when buying, selling or renting property. Emily and John had a chat with Eliza Owen, Head of Research at CoreLogic, touching on:</div><div>👉🏻how property data, information and analytics is helpful to your property journey</div><div>👉🏾what CoreLogic does (https://www.corelogic.com.au/)</div><div>👉🏼what RP Data is and how it's used</div><div>👉some of the types of data available and what could be used in your planning</div><div><br /></div><div>Check out the reports mentioned in the chat here: <a href="https://www.corelogic.com.au/reports" target="_blank">https://www.corelogic.com.au/reports</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Preparation is power, and data plays a big role in doing research and making decisions when buying, selling or renting property. Emily and John had a chat with Eliza Owen, Head of Research at CoreLogic, touching on:</div><div>👉🏻how property data, information and analytics is helpful to your property journey</div><div>👉🏾what CoreLogic does (https://www.corelogic.com.au/)</div><div>👉🏼what RP Data is and how it's used</div><div>👉some of the types of data available and what could be used in your planning</div><div><br /></div><div>Check out the reports mentioned in the chat here: <a href="https://www.corelogic.com.au/reports" target="_blank">https://www.corelogic.com.au/reports</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>242 my property story: 25 and building a property portfolio</title>
			<itunes:title>242 my property story: 25 and building a property portfolio</itunes:title>
			<pubDate>Tue, 20 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>29:24</itunes:duration>
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			<itunes:subtitle>Listener of the show, Matt Chamberlain, shares his property investing story! The conversation touches on:👉🏽the book that...</itunes:subtitle>
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			<itunes:episode>42</itunes:episode>
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			<description><![CDATA[Listener of the show, Matt Chamberlain, shares his property investing story! The conversation touches on:</div><div>👉🏽the book that inspired him: https://booktopia.kh4ffx.net/KQ3oN</div><div>👉🏻the lessons he's learnt on his investing journey</div><div>👉🏿how he built his savings, then used this to invest</div><div>👉the balance of working and investing</div><div>👉🏼his top tips for property investing</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Listener of the show, Matt Chamberlain, shares his property investing story! The conversation touches on:</div><div>👉🏽the book that inspired him: https://booktopia.kh4ffx.net/KQ3oN</div><div>👉🏻the lessons he's learnt on his investing journey</div><div>👉🏿how he built his savings, then used this to invest</div><div>👉the balance of working and investing</div><div>👉🏼his top tips for property investing</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>241 handover inspections on new properties</title>
			<itunes:title>241 handover inspections on new properties</itunes:title>
			<pubDate>Tue, 13 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>28:18</itunes:duration>
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			<itunes:subtitle>Handovers.com perform quality control inspections on new properties across the country. Emily and John have a chat with Eric to...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>41</itunes:episode>
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			<description><![CDATA[Handovers.com perform quality control inspections on new properties across the country. Emily and John have a chat with Eric to discuss:</div><div>👉🏽what specific services they provide</div><div>👉🏻steps in their process</div><div>👉🏿what's considered defective and how it's resolved</div><div>👉some more details about what they do: <a href="https://handovers.com/" target="_blank">https://handovers.com/</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Handovers.com perform quality control inspections on new properties across the country. Emily and John have a chat with Eric to discuss:</div><div>👉🏽what specific services they provide</div><div>👉🏻steps in their process</div><div>👉🏿what's considered defective and how it's resolved</div><div>👉some more details about what they do: <a href="https://handovers.com/" target="_blank">https://handovers.com/</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>240 secrets of the real estate industry</title>
			<itunes:title>240 secrets of the real estate industry</itunes:title>
			<pubDate>Tue, 06 Oct 2020 18:30:00 GMT</pubDate>
			<itunes:duration>22:13</itunes:duration>
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			<itunes:subtitle>This is a juicy episode! Emily and John reveal some secrets of the real estate industry touching on:👉🏿some industry...</itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>40</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>This is a juicy episode! Emily and John reveal some secrets of the real estate industry touching on:</div><div>👉🏿some industry kickback deals</div><div>👉🏼arrangements made between industry professionals</div><div>👉what questions to ask as a buyer</div><div>👉🏾making sure you're using the professional advice most appropriate to you</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>This is a juicy episode! Emily and John reveal some secrets of the real estate industry touching on:</div><div>👉🏿some industry kickback deals</div><div>👉🏼arrangements made between industry professionals</div><div>👉what questions to ask as a buyer</div><div>👉🏾making sure you're using the professional advice most appropriate to you</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>239 selling properties part 2 (with guest Marcus)</title>
			<itunes:title>239 selling properties part 2 (with guest Marcus)</itunes:title>
			<pubDate>Tue, 29 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>27:26</itunes:duration>
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			<itunes:subtitle>Real estate agent Marcus Davidson joined Emily and John to bring you selling properties part 2! The chat touches on:👉🏿what...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>39</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Real estate agent Marcus Davidson joined Emily and John to bring you selling properties part 2! The chat touches on:</div><div>👉🏿what to look for in a real estate agent</div><div>👉🏽typical real estate agent commissions</div><div>👉🏻tips for going to market</div><div>👉selling through auction vs private treaty</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Real estate agent Marcus Davidson joined Emily and John to bring you selling properties part 2! The chat touches on:</div><div>👉🏿what to look for in a real estate agent</div><div>👉🏽typical real estate agent commissions</div><div>👉🏻tips for going to market</div><div>👉selling through auction vs private treaty</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>238 selling properties part 1</title>
			<itunes:title>238 selling properties part 1</itunes:title>
			<pubDate>Tue, 22 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>25:28</itunes:duration>
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			<itunes:subtitle>There are some tricks to selling a property, so Emily and John chat about things sellers can do to make the most of their property...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>38</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>There are some tricks to selling a property, so Emily and John chat about things sellers can do to make the most of their property sale. The chat covers:</div><div>👉🏽figuring out whether now is the right time to sell</div><div>👉checking out the market you're selling in</div><div>👉🏿whether selling fits nicely in your long term plan</div><div>👉🏻knowing the costs involved in the sale</div><div>👉🏽trying to keep emotions out of the equation</div><div>👉🏻knowing why you own or are choosing to sell your property</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>There are some tricks to selling a property, so Emily and John chat about things sellers can do to make the most of their property sale. The chat covers:</div><div>👉🏽figuring out whether now is the right time to sell</div><div>👉checking out the market you're selling in</div><div>👉🏿whether selling fits nicely in your long term plan</div><div>👉🏻knowing the costs involved in the sale</div><div>👉🏽trying to keep emotions out of the equation</div><div>👉🏻knowing why you own or are choosing to sell your property</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>237 interior styling (with guest Belinda)</title>
			<itunes:title>237 interior styling (with guest Belinda)</itunes:title>
			<pubDate>Tue, 15 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>23:11</itunes:duration>
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			<itunes:subtitle>Does styling a property really help sell it? Belinda from The Colour 8 Home dropped in to chat with John and Emily about the benefits...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>37</itunes:episode>
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			<description><![CDATA[<div>Does styling a property really help sell it? Belinda from The Colour 8 Home dropped in to chat with John and Emily about the benefits to styling properties for sale. They chat about:</div><div>👉the results Belinda has seen when properties are styled well</div><div>👉🏾some sneaky tricks of the trade</div><div>👉🏼some ways to style without spending a heap of cash</div><div>👉🏿some things to consider adjusting when you're selling or leasing a property</div><div>👉some tips for Airbnb owners</div><div><br /></div><div>Take a look at Belinda's business: <a href="http://www.thecolour8home.com/" target="_blank">http://www.thecolour8home.com/</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Does styling a property really help sell it? Belinda from The Colour 8 Home dropped in to chat with John and Emily about the benefits to styling properties for sale. They chat about:</div><div>👉the results Belinda has seen when properties are styled well</div><div>👉🏾some sneaky tricks of the trade</div><div>👉🏼some ways to style without spending a heap of cash</div><div>👉🏿some things to consider adjusting when you're selling or leasing a property</div><div>👉some tips for Airbnb owners</div><div><br /></div><div>Take a look at Belinda's business: <a href="http://www.thecolour8home.com/" target="_blank">http://www.thecolour8home.com/</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>236 placing an offer on a property</title>
			<itunes:title>236 placing an offer on a property</itunes:title>
			<pubDate>Tue, 08 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>24:46</itunes:duration>
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			<itunes:subtitle>Unsure of how to make an offer on a potential property? Emily and John walk through it, chatting about:👉🏽the steps in the...</itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>36</itunes:episode>
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			<description><![CDATA[<div>Unsure of how to make an offer on a potential property? Emily and John walk through it, chatting about:</div><div>👉🏽the steps in the process of making an offer</div><div>👉when an offer is "official"</div><div>👉🏿some rough guidelines for what contract details to look out for</div><div>👉🏼some negotiating tips</div><div>👉🏽how using a buyer's advocate can help</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Unsure of how to make an offer on a potential property? Emily and John walk through it, chatting about:</div><div>👉🏽the steps in the process of making an offer</div><div>👉when an offer is "official"</div><div>👉🏿some rough guidelines for what contract details to look out for</div><div>👉🏼some negotiating tips</div><div>👉🏽how using a buyer's advocate can help</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>235 new properties vs older style</title>
			<itunes:title>235 new properties vs older style</itunes:title>
			<pubDate>Tue, 01 Sep 2020 19:30:00 GMT</pubDate>
			<itunes:duration>22:36</itunes:duration>
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			<itunes:subtitle>Buying a new vs old place is a common question for property investors, so John and Emily chat over the pros and cons to both. They chat...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>35</itunes:episode>
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			<description><![CDATA[<div>Buying a new vs old place is a common question for property investors, so John and Emily chat over the pros and cons to both. They chat about:</div><div>👉depreciation</div><div>👉🏿property floor size</div><div>👉🏽rental properties</div><div>👉🏼dealing with maintenance</div><div>👉🏾block size</div><div>👉🏼location</div><div>👉🏻capital growth</div><div>👉🏾buying at discount</div><div>👉🏼adding value</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Buying a new vs old place is a common question for property investors, so John and Emily chat over the pros and cons to both. They chat about:</div><div>👉depreciation</div><div>👉🏿property floor size</div><div>👉🏽rental properties</div><div>👉🏼dealing with maintenance</div><div>👉🏾block size</div><div>👉🏼location</div><div>👉🏻capital growth</div><div>👉🏾buying at discount</div><div>👉🏼adding value</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[234 'but my uncle said'... getting the right advice]]></title>
			<itunes:title><![CDATA[234 'but my uncle said'... getting the right advice]]></itunes:title>
			<pubDate>Tue, 25 Aug 2020 19:30:00 GMT</pubDate>
			<itunes:duration>18:56</itunes:duration>
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			<itunes:subtitle>Emily Wallace is here to stay as co-host with John! Today they talk about getting the best advice - they cha...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>34</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Emily Wallace is here to stay as co-host with John! Today they talk about getting the best advice - they chat about:</div><div>👉🏻opinions vs advice</div><div>👉🏾mortgage brokers</div><div>👉🏼real estate agents</div><div>👉🏾conveyancers</div><div>👉🏿pest and building inspectors</div><div>👉buyer's advocates</div><div>👉🏽taking some advice with a grain of salt</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Emily Wallace is here to stay as co-host with John! Today they talk about getting the best advice - they chat about:</div><div>👉🏻opinions vs advice</div><div>👉🏾mortgage brokers</div><div>👉🏼real estate agents</div><div>👉🏾conveyancers</div><div>👉🏿pest and building inspectors</div><div>👉buyer's advocates</div><div>👉🏽taking some advice with a grain of salt</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>Take a look at John’s Solvere Online Academy and Emily’s online course (The Buying Coach) at the link below.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>233 what to look for at open homes (with guest Emily Wallace)</title>
			<itunes:title>233 what to look for at open homes (with guest Emily Wallace)</itunes:title>
			<pubDate>Tue, 18 Aug 2020 19:30:00 GMT</pubDate>
			<itunes:duration>27:01</itunes:duration>
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			<itunes:subtitle><![CDATA[Emily Wallace jumps back in with John to chat about what to look out for when you're at an open home - they chat about thing...]]></itunes:subtitle>
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			<itunes:episode>33</itunes:episode>
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			<description><![CDATA[<div>Emily Wallace jumps back in with John to chat about what to look out for when you're at an open home - they chat about things like:</div><div>👉🏽some tricks agents use in open homes</div><div>👉🏽the aspect of the property</div><div>👉flooring and foundation checks</div><div>👉🏽building and pest inspections</div><div>👉🏼checking out the neighbourhood</div><div>👉🏼sneaking a peak at the floor plans</div><div>👉🏽knowing your strategy before you go in</div><div>👉🏿having a plan for your open home days</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Emily Wallace jumps back in with John to chat about what to look out for when you're at an open home - they chat about things like:</div><div>👉🏽some tricks agents use in open homes</div><div>👉🏽the aspect of the property</div><div>👉flooring and foundation checks</div><div>👉🏽building and pest inspections</div><div>👉🏼checking out the neighbourhood</div><div>👉🏼sneaking a peak at the floor plans</div><div>👉🏽knowing your strategy before you go in</div><div>👉🏿having a plan for your open home days</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>232 setting a realistic budget (with guest Emily Wallace)</title>
			<itunes:title>232 setting a realistic budget (with guest Emily Wallace)</itunes:title>
			<pubDate>Tue, 11 Aug 2020 19:30:00 GMT</pubDate>
			<itunes:duration>21:08</itunes:duration>
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			<itunes:subtitle>Emily Wallace came back to have a chat with John about setting a realistic budget when buying property. Their chat...</itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>32</itunes:episode>
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			<description><![CDATA[<div>Emily Wallace came back to have a chat with John about setting a realistic budget when buying property. Their chat covers:</div><div>👉what factors you need to think about to figure out your property budget</div><div>👉things to watch our for around property pricing</div><div>👉knowing your budget</div><div>👉doing your research</div><div>👉knowing what tools you can use</div><div>👉some tips and tricks to get your head around property pricing</div><div>👉how to get to know the market you're keen on</div><div>👉how to not let emotions run your property budget.</div><div><br /></div><div>Check out Emily's website here: <a href="https://www.emilywallace.com.au/" target="_blank">https://www.emilywallace.com.au/</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Emily Wallace came back to have a chat with John about setting a realistic budget when buying property. Their chat covers:</div><div>👉what factors you need to think about to figure out your property budget</div><div>👉things to watch our for around property pricing</div><div>👉knowing your budget</div><div>👉doing your research</div><div>👉knowing what tools you can use</div><div>👉some tips and tricks to get your head around property pricing</div><div>👉how to get to know the market you're keen on</div><div>👉how to not let emotions run your property budget.</div><div><br /></div><div>Check out Emily's website here: <a href="https://www.emilywallace.com.au/" target="_blank">https://www.emilywallace.com.au/</a></div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>231 what to tell an agent (with guest Emily Wallace)</title>
			<itunes:title>231 what to tell an agent (with guest Emily Wallace)</itunes:title>
			<pubDate>Tue, 04 Aug 2020 19:30:00 GMT</pubDate>
			<itunes:duration>19:58</itunes:duration>
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			<itunes:subtitle><![CDATA[John is joined by special guest, Buyer's Advocate, Emily Wallace! Together they chat about what property buyer's can share with a real...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>31</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John is joined by special guest, Buyer's Advocate, Emily Wallace! Together they chat about what property buyer's can share with a real estate agent when viewing potential properties. The chat touches on:</div><div>👉whether or not to share your budget</div><div>👉making the most of the relationship with the agent</div><div>👉what to say if you're in the research phase.</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a> 🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John is joined by special guest, Buyer's Advocate, Emily Wallace! Together they chat about what property buyer's can share with a real estate agent when viewing potential properties. The chat touches on:</div><div>👉whether or not to share your budget</div><div>👉making the most of the relationship with the agent</div><div>👉what to say if you're in the research phase.</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a> 🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="http://sortyourmoneyout.com/" target="_blank">sortyourmoneyout.com</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>230 vacancy rates</title>
			<itunes:title>230 vacancy rates</itunes:title>
			<pubDate>Tue, 28 Jul 2020 19:30:00 GMT</pubDate>
			<itunes:duration>12:49</itunes:duration>
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			<itunes:subtitle>This is a cracker topic for keen property investors! John and Glen smash through vacancy rates covering:👉what they...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>30</itunes:episode>
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			<description><![CDATA[<div>This is a cracker topic for keen property investors! John and Glen smash through vacancy rates covering:</div><div>👉what they are</div><div>👉how to calculate them</div><div>👉what they mean for you in property investment</div><div>👉Here's the website John mentions in the chat: <a href="https://sqmresearch.com.au/" target="_blank">https://sqmresearch.com.au/</a> 🏠</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a> 🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>This is a cracker topic for keen property investors! John and Glen smash through vacancy rates covering:</div><div>👉what they are</div><div>👉how to calculate them</div><div>👉what they mean for you in property investment</div><div>👉Here's the website John mentions in the chat: <a href="https://sqmresearch.com.au/" target="_blank">https://sqmresearch.com.au/</a> 🏠</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a> 🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>229 in-laws buying property</title>
			<itunes:title>229 in-laws buying property</itunes:title>
			<pubDate>Tue, 21 Jul 2020 19:30:00 GMT</pubDate>
			<itunes:duration>12:08</itunes:duration>
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			<itunes:subtitle><![CDATA[John and Glen tackle a listener's question around in-laws buying a property on their behalf. They talk through:👉things to...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>29</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John and Glen tackle a listener's question around in-laws buying a property on their behalf. They talk through:</div><div>👉things to know about this kind of situation</div><div>👉🏿how it works</div><div>👉🏼what to setup to protect everyone involved</div><div>👉🏽how to be prepared</div><div><br /></div><div>🏠Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank">https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John and Glen tackle a listener's question around in-laws buying a property on their behalf. They talk through:</div><div>👉things to know about this kind of situation</div><div>👉🏿how it works</div><div>👉🏼what to setup to protect everyone involved</div><div>👉🏽how to be prepared</div><div><br /></div><div>🏠Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>🏠Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank">https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>228 pest and building inspections</title>
			<itunes:title>228 pest and building inspections</itunes:title>
			<pubDate>Tue, 14 Jul 2020 19:30:00 GMT</pubDate>
			<itunes:duration>22:43</itunes:duration>
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			<itunes:subtitle>Do you really need a building and pest inspection before you buy a property? Have a listen as John and Glen talk about...</itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>28</itunes:episode>
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			<description><![CDATA[<div>Do you really need a building and pest inspection before you buy a property? Have a listen as John and Glen talk about it.</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank">https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Do you really need a building and pest inspection before you buy a property? Have a listen as John and Glen talk about it.</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank">https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>227 what is conveyancing?</title>
			<itunes:title>227 what is conveyancing?</itunes:title>
			<pubDate>Tue, 07 Jul 2020 19:30:00 GMT</pubDate>
			<itunes:duration>26:44</itunes:duration>
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			<itunes:subtitle><![CDATA[What is conveyancing? It's a big word but what does a conveyancer actually do? John and Glen talk it out - this is a great chat fo...]]></itunes:subtitle>
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			<itunes:season>2</itunes:season>
			<itunes:episode>27</itunes:episode>
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			<description><![CDATA[<div>What is conveyancing? It's a big word but what does a conveyancer actually do? John and Glen talk it out - this is a great chat for first home buyers to listen to.</div><div><br /></div><div>Check out the blog about conveyancing: <a href="https://www.sortyourmoneyout.com/blog/2020/7/21/what-is-conveyancing" target="_blank">https://www.sortyourmoneyout.com/blog/2020/7/21/what-is-conveyancing</a> 🏠</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank">https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>What is conveyancing? It's a big word but what does a conveyancer actually do? John and Glen talk it out - this is a great chat for first home buyers to listen to.</div><div><br /></div><div>Check out the blog about conveyancing: <a href="https://www.sortyourmoneyout.com/blog/2020/7/21/what-is-conveyancing" target="_blank">https://www.sortyourmoneyout.com/blog/2020/7/21/what-is-conveyancing</a> 🏠</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20.</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank">https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>226 parental guarantees</title>
			<itunes:title>226 parental guarantees</itunes:title>
			<pubDate>Tue, 30 Jun 2020 19:30:00 GMT</pubDate>
			<itunes:duration>13:41</itunes:duration>
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			<itunes:subtitle><![CDATA[A parental guarantee could be a way to fast track buying your first place! John and Glen take a look at what's involved and what you...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>26</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>A parental guarantee could be a way to fast track buying your first place! John and Glen take a look at what's involved and what you need to chat about with your family member before you sign on the dotted line.</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>A parental guarantee could be a way to fast track buying your first place! John and Glen take a look at what's involved and what you need to chat about with your family member before you sign on the dotted line.</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a>🏠</div><div><br /></div><div>Check out The Glen James Spending Plan at the link below - use coupon code "m3p" to get this for under $50... save $20</div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out:<a href="https://www.sortyourmoneyout.com/m3pshownotes" target="_blank"> https://www.sortyourmoneyout.com/m3pshownotes</a></div><div><br /></div><div>🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>225 own 2 properties, buying a 3rd</title>
			<itunes:title>225 own 2 properties, buying a 3rd</itunes:title>
			<pubDate>Tue, 23 Jun 2020 19:30:00 GMT</pubDate>
			<itunes:duration>18:34</itunes:duration>
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			<acast:episodeId>62fa0d8c26f5af0012802a19</acast:episodeId>
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			<itunes:subtitle>Moving from 2 the 3 properties is a big step in your portfolio, so John and Glen had a chat about how to make that move well. They...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>25</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Moving from 2 the 3 properties is a big step in your portfolio, so John and Glen had a chat about how to make that move well. They touch on:</div><div><br /></div><div>👉cashflow vs capital growth</div><div>👉LVR</div><div>👉servicing your loan</div><div>👉negative gearing</div><div>👉repayments</div><div>👉property holding costs</div><div>👉investment buffers</div><div>👉knowing your numbers</div><div>👉using a mortgage broker</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>Check out The Glen James Spending Plan here: <a href="http://bit.ly/2NEYJy7" target="_blank">http://bit.ly/2NEYJy7</a> (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>Solvere Property &amp; Finance Online Academy <a href="http://bit.ly/36cdxuv" target="_blank">http://bit.ly/36cdxuv</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Moving from 2 the 3 properties is a big step in your portfolio, so John and Glen had a chat about how to make that move well. They touch on:</div><div><br /></div><div>👉cashflow vs capital growth</div><div>👉LVR</div><div>👉servicing your loan</div><div>👉negative gearing</div><div>👉repayments</div><div>👉property holding costs</div><div>👉investment buffers</div><div>👉knowing your numbers</div><div>👉using a mortgage broker</div><div><br /></div><div>Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>Check out The Glen James Spending Plan here: <a href="http://bit.ly/2NEYJy7" target="_blank">http://bit.ly/2NEYJy7</a> (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>Solvere Property &amp; Finance Online Academy <a href="http://bit.ly/36cdxuv" target="_blank">http://bit.ly/36cdxuv</a></div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>224 mortgage broker vs direct with a lender</title>
			<itunes:title>224 mortgage broker vs direct with a lender</itunes:title>
			<pubDate>Tue, 16 Jun 2020 19:30:00 GMT</pubDate>
			<itunes:duration>19:53</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/39eb7b62-9713-4239-a712-36cd57f7db9e/media.mp3" length="19091166" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=675383</link>
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			<itunes:subtitle>Why go with a mortgage broker if you find a better deal online yourself? What do you do next? John and Glen chat about both sides to...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>24</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Why go with a mortgage broker if you find a better deal online yourself? What do you do next? John and Glen chat about both sides to this question.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Why go with a mortgage broker if you find a better deal online yourself? What do you do next? John and Glen chat about both sides to this question.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>223 the $25k HomeBuilder grant scheme</title>
			<itunes:title>223 the $25k HomeBuilder grant scheme</itunes:title>
			<pubDate>Tue, 09 Jun 2020 19:00:00 GMT</pubDate>
			<itunes:duration>18:04</itunes:duration>
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			<itunes:subtitle><![CDATA[The $25k HomeBuilder grant scheme has just been announced and there's some eligibility details to get your head around. John and Glen...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>23</itunes:episode>
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			<description><![CDATA[<div>The $25k HomeBuilder grant scheme has just been announced and there's some eligibility details to get your head around. John and Glen had a look at the details available so far.</div><div><br /></div><div>Check out this facts sheet from The Treasury: <a href="https://treasury.gov.au/coronavirus/homebuilder?fbclid=IwAR3gWMiikAIAlh72cyrrWFOcL6xFIYc14Zn0ENrbSVqvIcVLQxUkGPdC4f4" target="_blank">https://treasury.gov.au/coronavirus/homebuilder?fbclid=IwAR3gWMiikAIAlh72cyrrWFOcL6xFIYc14Zn0ENrbSVqvIcVLQxUkGPdC4f4</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>The $25k HomeBuilder grant scheme has just been announced and there's some eligibility details to get your head around. John and Glen had a look at the details available so far.</div><div><br /></div><div>Check out this facts sheet from The Treasury: <a href="https://treasury.gov.au/coronavirus/homebuilder?fbclid=IwAR3gWMiikAIAlh72cyrrWFOcL6xFIYc14Zn0ENrbSVqvIcVLQxUkGPdC4f4" target="_blank">https://treasury.gov.au/coronavirus/homebuilder?fbclid=IwAR3gWMiikAIAlh72cyrrWFOcL6xFIYc14Zn0ENrbSVqvIcVLQxUkGPdC4f4</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>222 land tax</title>
			<itunes:title>222 land tax</itunes:title>
			<pubDate>Tue, 02 Jun 2020 19:00:00 GMT</pubDate>
			<itunes:duration>13:14</itunes:duration>
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			<itunes:subtitle>John and Glen hit the topic of land tax - what it is and what you need to know to get your head aroun...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>22</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John and Glen hit the topic of land tax - what it is and what you need to know to get your head around it.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John and Glen hit the topic of land tax - what it is and what you need to know to get your head around it.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>221 duplexes as a property strategy</title>
			<itunes:title>221 duplexes as a property strategy</itunes:title>
			<pubDate>Tue, 26 May 2020 19:00:00 GMT</pubDate>
			<itunes:duration>17:14</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/57e23fd5-05b6-433b-b9d9-aa29145a1444/media.mp3" length="16666571" type="audio/mpeg"/>
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			<itunes:subtitle>A listener asked about building a duplex from scratch so John and Glen shared their thoughts on duplex buying as a property...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>21</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>A listener asked about building a duplex from scratch so John and Glen shared their thoughts on duplex buying as a property strategy.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>A listener asked about building a duplex from scratch so John and Glen shared their thoughts on duplex buying as a property strategy.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>220 new vs old investment property debate</title>
			<itunes:title>220 new vs old investment property debate</itunes:title>
			<pubDate>Tue, 19 May 2020 19:00:00 GMT</pubDate>
			<itunes:duration>17:27</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/5884067f-9d68-4974-9a3e-0fe26650613b/media.mp3" length="16879158" type="audio/mpeg"/>
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			<itunes:subtitle>This is a juicy debate! Glen and John talk about both sides of this concept. Choose whichever is right for...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>20</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>This is a juicy debate! Glen and John talk about both sides of this concept. Choose whichever is right for you!</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>This is a juicy debate! Glen and John talk about both sides of this concept. Choose whichever is right for you!</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>219 capital gains tax</title>
			<itunes:title>219 capital gains tax</itunes:title>
			<pubDate>Tue, 12 May 2020 19:00:00 GMT</pubDate>
			<itunes:duration>21:45</itunes:duration>
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			<itunes:subtitle>John and Glen chat about what capital gains tax is and what you need to know about it.⭐Thanks to our episode...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>19</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John and Glen chat about what capital gains tax is and what you need to know about it.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John and Glen chat about what capital gains tax is and what you need to know about it.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>218 turnkey packages</title>
			<itunes:title>218 turnkey packages</itunes:title>
			<pubDate>Tue, 05 May 2020 19:00:00 GMT</pubDate>
			<itunes:duration>19:10</itunes:duration>
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			<itunes:subtitle>Buy something new, or buy something old and renovate? John and Glen answer a listeners question about turnkey...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>18</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Buy something new, or buy something old and renovate? John and Glen answer a listeners question about turnkey packages.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Buy something new, or buy something old and renovate? John and Glen answer a listeners question about turnkey packages.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>217 joint ventures with tradies</title>
			<itunes:title>217 joint ventures with tradies</itunes:title>
			<pubDate>Tue, 28 Apr 2020 19:00:00 GMT</pubDate>
			<itunes:duration>16:42</itunes:duration>
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			<itunes:subtitle>John and Glen tackle a listener question around joint ventures with tradies doing the work and investors providing the...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>17</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John and Glen tackle a listener question around joint ventures with tradies doing the work and investors providing the finance.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John and Glen tackle a listener question around joint ventures with tradies doing the work and investors providing the finance.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>216 hidden property costs</title>
			<itunes:title>216 hidden property costs</itunes:title>
			<pubDate>Tue, 21 Apr 2020 19:00:00 GMT</pubDate>
			<itunes:duration>19:43</itunes:duration>
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			<itunes:subtitle>Many first home buyers ask what the hidden costs of property buying are, so John and Glen dive into the details of what costs to expect...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Many first home buyers ask what the hidden costs of property buying are, so John and Glen dive into the details of what costs to expect if you're looking to buy.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Many first home buyers ask what the hidden costs of property buying are, so John and Glen dive into the details of what costs to expect if you're looking to buy.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>215 how to find property hot spots</title>
			<itunes:title>215 how to find property hot spots</itunes:title>
			<pubDate>Wed, 15 Apr 2020 19:00:00 GMT</pubDate>
			<itunes:duration>16:01</itunes:duration>
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			<itunes:subtitle>John talks through how to find a property hot spot, following a question from a listener.⭐Thanks to our...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>15</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John talks through how to find a property hot spot, following a question from a listener.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John talks through how to find a property hot spot, following a question from a listener.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>214 what is a 66w and how is it used to buy property</title>
			<itunes:title>214 what is a 66w and how is it used to buy property</itunes:title>
			<pubDate>Tue, 07 Apr 2020 19:00:00 GMT</pubDate>
			<itunes:duration>12:39</itunes:duration>
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			<itunes:subtitle>Glen and John chat about what a 66w is and how it can be used to buy property.⭐Thanks to our episode partner...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>14</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John chat about what a 66w is and how it can be used to buy property.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John chat about what a 66w is and how it can be used to buy property.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>213 cashflow or capital growth?</title>
			<itunes:title>213 cashflow or capital growth?</itunes:title>
			<pubDate>Tue, 31 Mar 2020 18:00:00 GMT</pubDate>
			<itunes:duration>22:46</itunes:duration>
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			<itunes:subtitle>Glen and John chat about the strategies of cashflow vs capital growth - what are they and when you should choos...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>13</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John chat about the strategies of cashflow vs capital growth - what are they and when you should choose each?</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John chat about the strategies of cashflow vs capital growth - what are they and when you should choose each?</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>212 buying in a bushfire zone</title>
			<itunes:title>212 buying in a bushfire zone</itunes:title>
			<pubDate>Tue, 24 Mar 2020 18:00:00 GMT</pubDate>
			<itunes:duration>36:08</itunes:duration>
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			<itunes:subtitle>Glen and John chatted with Corey Shackleton, a bushfire professional, around the concept of buying property in bushfire zones, but also...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>12</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John chatted with Corey Shackleton, a bushfire professional, around the concept of buying property in bushfire zones, but also things you need to consider when getting your property bushfire ready.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John chatted with Corey Shackleton, a bushfire professional, around the concept of buying property in bushfire zones, but also things you need to consider when getting your property bushfire ready.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>211 RateMyAgent</title>
			<itunes:title>211 RateMyAgent</itunes:title>
			<pubDate>Tue, 17 Mar 2020 18:00:00 GMT</pubDate>
			<itunes:duration>23:23</itunes:duration>
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			<itunes:subtitle>John had the chance to chat with Mark Armstrong, co-founder of RateMyAgent (https://www.ratemyagent.com.au/), to discuss what it is and...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John had the chance to chat with Mark Armstrong, co-founder of RateMyAgent (https://www.ratemyagent.com.au/), to discuss what it is and how it works.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John had the chance to chat with Mark Armstrong, co-founder of RateMyAgent (https://www.ratemyagent.com.au/), to discuss what it is and how it works.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>210 should I buy where I live?</title>
			<itunes:title>210 should I buy where I live?</itunes:title>
			<pubDate>Tue, 10 Mar 2020 18:00:00 GMT</pubDate>
			<itunes:duration>23:21</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/cffa5f59-e599-496f-8f7c-f0507f951fab/media.mp3" length="22546139" type="audio/mpeg"/>
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			<itunes:subtitle><![CDATA[It's definitely comfortable and familiar to buy property in the suburb you live in - but what are the pros and cons? Glen and Joh...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>It's definitely comfortable and familiar to buy property in the suburb you live in - but what are the pros and cons? Glen and John discuss both sides to this concept.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>It's definitely comfortable and familiar to buy property in the suburb you live in - but what are the pros and cons? Glen and John discuss both sides to this concept.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>209 buying property using your SMSF</title>
			<itunes:title>209 buying property using your SMSF</itunes:title>
			<pubDate>Tue, 03 Mar 2020 18:00:00 GMT</pubDate>
			<itunes:duration>25:22</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/bfeed9b4-3aff-46d3-89e7-8005283d75ae/media.mp3" length="24477219" type="audio/mpeg"/>
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			<itunes:subtitle>Glen and John take an overall look at buying property using your self managed super fund.⭐Thanks to our...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>9</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John take an overall look at buying property using your self managed super fund.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John take an overall look at buying property using your self managed super fund.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>208 commercial vs residential investing</title>
			<itunes:title>208 commercial vs residential investing</itunes:title>
			<pubDate>Tue, 25 Feb 2020 18:00:00 GMT</pubDate>
			<itunes:duration>17:44</itunes:duration>
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			<itunes:subtitle><![CDATA[Glen and John discuss a listeners' question around investing in commercial vs residential property.⭐Thanks to...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John discuss a listeners' question around investing in commercial vs residential property.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John discuss a listeners' question around investing in commercial vs residential property.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>207 rent to buy - good or bad?</title>
			<itunes:title>207 rent to buy - good or bad?</itunes:title>
			<pubDate>Tue, 18 Feb 2020 18:00:00 GMT</pubDate>
			<itunes:duration>20:33</itunes:duration>
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			<itunes:subtitle>Glen and John chat about the pros and cons of renting to buy - is it good or bad?⭐Thanks to our episod...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>7</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John chat about the pros and cons of renting to buy - is it good or bad?</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John chat about the pros and cons of renting to buy - is it good or bad?</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>206 alternative property investment options</title>
			<itunes:title>206 alternative property investment options</itunes:title>
			<pubDate>Tue, 11 Feb 2020 18:00:00 GMT</pubDate>
			<itunes:duration>9:29</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/2dfb93e7-5626-490b-835e-a18344bce10b/media.mp3" length="9206262" type="audio/mpeg"/>
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			<itunes:subtitle>Holiday villas, serviced apartments, caravan parks - worth it? Glen and John take a look at these alternative propert...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Holiday villas, serviced apartments, caravan parks - worth it? Glen and John take a look at these alternative property options.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Holiday villas, serviced apartments, caravan parks - worth it? Glen and John take a look at these alternative property options.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "m3p" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> </a>http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>205 buying in regional locations</title>
			<itunes:title>205 buying in regional locations</itunes:title>
			<pubDate>Tue, 04 Feb 2020 18:00:00 GMT</pubDate>
			<itunes:duration>25:11</itunes:duration>
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			<itunes:subtitle>John explains the factors to consider when purchasing property in regional areas.⭐Thanks to our episode...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John explains the factors to consider when purchasing property in regional areas.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "moneyz" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John explains the factors to consider when purchasing property in regional areas.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "moneyz" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>204 the long game wealth plan</title>
			<itunes:title>204 the long game wealth plan</itunes:title>
			<pubDate>Tue, 28 Jan 2020 18:00:00 GMT</pubDate>
			<itunes:duration>23:10</itunes:duration>
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			<itunes:subtitle>Glen and John unpack the idea of long term wealth planning, and how you can get the ball rolling now to achieve your wealth-creation...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John unpack the idea of long term wealth planning, and how you can get the ball rolling now to achieve your wealth-creation goals.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "moneyz" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John unpack the idea of long term wealth planning, and how you can get the ball rolling now to achieve your wealth-creation goals.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "moneyz" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>203 house is valued $200k less than what I paid</title>
			<itunes:title>203 house is valued $200k less than what I paid</itunes:title>
			<pubDate>Tue, 21 Jan 2020 18:00:00 GMT</pubDate>
			<itunes:duration>16:23</itunes:duration>
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			<itunes:subtitle>What do you do when the value of your property drops through the floor? Glen and John talk through some possible next steps...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>3</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div><b>What do you do when the value of your property drops through the floor?</b> Glen and John talk through some possible next steps using an example from a listener.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "moneyz" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div><b>What do you do when the value of your property drops through the floor?</b> Glen and John talk through some possible next steps using an example from a listener.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡ Check out The Glen James Spending Plan here: http://bit.ly/2NEYJy7 (use coupon code "moneyz" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy http://bit.ly/36cdxuv</div><div><br /></div><div>➡ John's website http://bit.ly/2RfJZrP</div><div><br /></div><div>➡ my millennial money http://bit.ly/37dxXEx</div><div><br /></div><div>➡ Insta http://bit.ly/2ui5cZ3</div><div><br /></div><div>➡ Facey http://bit.ly/37eQjFj</div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>202 boom or gloom - when to invest</title>
			<itunes:title>202 boom or gloom - when to invest</itunes:title>
			<pubDate>Wed, 15 Jan 2020 05:00:00 GMT</pubDate>
			<itunes:duration>23:30</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=546514</link>
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			<itunes:subtitle>How do you know if a market it booming or glooming? John walks us through the difference between the two and when you should plan to...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>How do you know if a market it booming or glooming? John walks us through the difference between the two and when you should plan to invest to make the most of it.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>How do you know if a market it booming or glooming? John walks us through the difference between the two and when you should plan to invest to make the most of it.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>201 the First Home Loan Deposit Scheme</title>
			<itunes:title>201 the First Home Loan Deposit Scheme</itunes:title>
			<pubDate>Tue, 07 Jan 2020 18:00:00 GMT</pubDate>
			<itunes:duration>24:39</itunes:duration>
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			<itunes:subtitle>Glen and John chat through the new First Home Loan Deposit Scheme initiated by the Australian government from 1st January 2020. Check...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Glen and John chat through the new First Home Loan Deposit Scheme initiated by the Australian government from 1st January 2020. Check out further details at the official website for the scheme: <a href="https://www.nhfic.gov.au/what-we-do/fhlds/" target="_blank">https://www.nhfic.gov.au/what-we-do/fhlds/</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John chat through the new First Home Loan Deposit Scheme initiated by the Australian government from 1st January 2020. Check out further details at the official website for the scheme: <a href="https://www.nhfic.gov.au/what-we-do/fhlds/" target="_blank">https://www.nhfic.gov.au/what-we-do/fhlds/</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>115 ways to create equity</title>
			<itunes:title>115 ways to create equity</itunes:title>
			<pubDate>Wed, 11 Dec 2019 18:00:00 GMT</pubDate>
			<itunes:duration>20:02</itunes:duration>
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			<itunes:subtitle><![CDATA[Glen and John dig into equity - what it is, how it's created and how to use it to your advantage in building your propert...]]></itunes:subtitle>
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			<itunes:season>1</itunes:season>
			<itunes:episode>15</itunes:episode>
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			<description><![CDATA[<div>Glen and John dig into equity - what it is, how it's created and how to use it to your advantage in building your property portfolio.</div><div><br /></div><div>Read our blog with tips on how to create equity:</div><div><a href="https://www.sortyourmoneyout.com/blog/2020/1/27/equity-what-it-is-and-ways-to-create-it" target="_blank">https://www.sortyourmoneyout.com/blog/2020/1/27/equity-what-it-is-and-ways-to-create-it</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John dig into equity - what it is, how it's created and how to use it to your advantage in building your property portfolio.</div><div><br /></div><div>Read our blog with tips on how to create equity:</div><div><a href="https://www.sortyourmoneyout.com/blog/2020/1/27/equity-what-it-is-and-ways-to-create-it" target="_blank">https://www.sortyourmoneyout.com/blog/2020/1/27/equity-what-it-is-and-ways-to-create-it</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>114 what are property holding costs?</title>
			<itunes:title>114 what are property holding costs?</itunes:title>
			<pubDate>Sun, 08 Dec 2019 18:00:00 GMT</pubDate>
			<itunes:duration>20:04</itunes:duration>
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			<itunes:subtitle>Glen and John chat through what property holding costs to expect if you own or are looking to own...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[<div>Glen and John chat through what property holding costs to expect if you own or are looking to own property.</div><div><br /></div><div>Read about these property holding costs here on the blog: <a href="https://www.sortyourmoneyout.com/blog/2020/3/6/what-are-property-holding-costs" target="_blank">https://www.sortyourmoneyout.com/blog/2020/3/6/what-are-property-holding-costs</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John chat through what property holding costs to expect if you own or are looking to own property.</div><div><br /></div><div>Read about these property holding costs here on the blog: <a href="https://www.sortyourmoneyout.com/blog/2020/3/6/what-are-property-holding-costs" target="_blank">https://www.sortyourmoneyout.com/blog/2020/3/6/what-are-property-holding-costs</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>113 should I use the first home owners grant?</title>
			<itunes:title>113 should I use the first home owners grant?</itunes:title>
			<pubDate>Thu, 05 Dec 2019 18:00:00 GMT</pubDate>
			<itunes:duration>21:00</itunes:duration>
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			<itunes:subtitle>Glen and John crack open the First Home Owners Grant and how it can apply to first home buyers.⭐Thanks to our...</itunes:subtitle>
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			<itunes:episode>13</itunes:episode>
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			<description><![CDATA[<div>Glen and John crack open the First Home Owners Grant and how it can apply to first home buyers.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John crack open the First Home Owners Grant and how it can apply to first home buyers.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>112 dual occupancy as a property strategy</title>
			<itunes:title>112 dual occupancy as a property strategy</itunes:title>
			<pubDate>Wed, 04 Dec 2019 18:00:00 GMT</pubDate>
			<itunes:duration>16:25</itunes:duration>
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			<itunes:subtitle>Glen and John chat through what dual occupancy is, how it works and what you need to know to make it work for...</itunes:subtitle>
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			<itunes:episode>12</itunes:episode>
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			<description><![CDATA[<div>Glen and John chat through what dual occupancy is, how it works and what you need to know to make it work for you.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Glen and John chat through what dual occupancy is, how it works and what you need to know to make it work for you.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance:<a href="http://www.wellmanfinance.com.au/m3/" target="_blank"> http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here:<a href="https://www.sortyourmoneyout.com/online-course/" target="_blank"> https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡ Solvere Property &amp; Finance Online Academy:<a href="https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0" target="_blank"> https://www.solvereacademy.com/courses/solvere-online-property-academy?ref=2620d0</a></div><div><br /></div><div>➡John's website:<a href="https://www.solverewealth.com.au/" target="_blank"> https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money:<a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank"> https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta<a href="https://www.instagram.com/mymillennialmoney/" target="_blank"> https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey<a href="https://www.facebook.com/mymillennialmoney/" target="_blank"> https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>111 taking the emotion out of purchasing</title>
			<itunes:title>111 taking the emotion out of purchasing</itunes:title>
			<pubDate>Sun, 20 Oct 2019 23:42:00 GMT</pubDate>
			<itunes:duration>22:40</itunes:duration>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>110 renovate or move house</title>
			<itunes:title>110 renovate or move house</itunes:title>
			<pubDate>Sun, 13 Oct 2019 18:00:00 GMT</pubDate>
			<itunes:duration>23:51</itunes:duration>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡Check out The Glen James Spending Plan here: <a href="https://www.sortyourmoneyout.com/online-course/" target="_blank">https://www.sortyourmoneyout.com/online-course/</a> (use coupon code "M3P" to get this for under $50... save $20)</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><div><br /></div><div>🛑</div><div>Please read and acknowledge the following before listening to this episode.</div><div>This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.</div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>109 landlord tips</title>
			<itunes:title>109 landlord tips</itunes:title>
			<pubDate>Mon, 07 Oct 2019 18:00:00 GMT</pubDate>
			<itunes:duration>35:40</itunes:duration>
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			<itunes:subtitle><![CDATA[Check out John's tips for landlords on the blog: <a href="https://www.sortyourmoneyout.com/blog/2020/4/16/tips-for-landlords"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>9</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>Check out John's tips for landlords on the blog: <a href="https://www.sortyourmoneyout.com/blog/2020/4/16/tips-for-landlords" target="_blank">https://www.sortyourmoneyout.com/blog/2020/4/16/tips-for-landlords</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>Check out John's tips for landlords on the blog: <a href="https://www.sortyourmoneyout.com/blog/2020/4/16/tips-for-landlords" target="_blank">https://www.sortyourmoneyout.com/blog/2020/4/16/tips-for-landlords</a></div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[108 house & land packages (with Paul from Welsh Homes)]]></title>
			<itunes:title><![CDATA[108 house & land packages (with Paul from Welsh Homes)]]></itunes:title>
			<pubDate>Sun, 29 Sep 2019 19:05:00 GMT</pubDate>
			<itunes:duration>46:22</itunes:duration>
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			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>Catching up with Paul McMahon from Welsh Homes: <a href="https://welshhomes.com.au/" target="_blank">https://welshhomes.com.au/</a></div><div><br /></div><div>Paul McMahon: <a href="http://www.welshgroup.com.au/expertise/paul-mcmahon/" target="_blank">http://www.welshgroup.com.au/expertise/paul-mcmahon/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>Catching up with Paul McMahon from Welsh Homes: <a href="https://welshhomes.com.au/" target="_blank">https://welshhomes.com.au/</a></div><div><br /></div><div>Paul McMahon: <a href="http://www.welshgroup.com.au/expertise/paul-mcmahon/" target="_blank">http://www.welshgroup.com.au/expertise/paul-mcmahon/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>107 first home buyer update</title>
			<itunes:title>107 first home buyer update</itunes:title>
			<pubDate>Mon, 23 Sep 2019 02:04:00 GMT</pubDate>
			<itunes:duration>34:15</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/b20250ee-07bb-41d9-b661-66492d8044cb/media.mp3" length="32887652" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=430730</link>
			<acast:episodeId>62fa0d8c26f5af0012802a3a</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle>We are joined by Sean Wellman to have a chat about getting into your first home or investment...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>7</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>We are joined by Sean Wellman to have a chat about getting into your first home or investment property.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>We are joined by Sean Wellman to have a chat about getting into your first home or investment property.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>106 5 ways to save for a deposit</title>
			<itunes:title>106 5 ways to save for a deposit</itunes:title>
			<pubDate>Sun, 15 Sep 2019 18:59:00 GMT</pubDate>
			<itunes:duration>17:04</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/04c87013-9bbc-4222-90b3-3372a9aef042/media.mp3" length="16386259" type="audio/mpeg"/>
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			<link>https://player.whooshkaa.com/episode?id=423272</link>
			<acast:episodeId>62fa0d8c26f5af0012802a3b</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>105 joint ventures</title>
			<itunes:title>105 joint ventures</itunes:title>
			<pubDate>Sun, 08 Sep 2019 18:57:00 GMT</pubDate>
			<itunes:duration>29:04</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/f3659fb5-0b15-49d6-b844-b89016a7481d/media.mp3" length="27914009" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://player.whooshkaa.com/episode?id=422894</link>
			<acast:episodeId>62fa0d8c26f5af0012802a3c</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>104 how to pay off your home faster</title>
			<itunes:title>104 how to pay off your home faster</itunes:title>
			<pubDate>Sun, 01 Sep 2019 19:00:00 GMT</pubDate>
			<itunes:duration>24:22</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/86702f2a-7aeb-49ff-b13f-d0aff8450479/media.mp3" length="23405859" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://player.whooshkaa.com/episode?id=420113</link>
			<acast:episodeId>62fa0d8c26f5af0012802a3d</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>103 property: 4 keys to wealth</title>
			<itunes:title>103 property: 4 keys to wealth</itunes:title>
			<pubDate>Sun, 25 Aug 2019 19:00:00 GMT</pubDate>
			<itunes:duration>15:38</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/62fa0d8926f5af001280299c/e/e595fed5-6a23-4d8e-96de-b88c44329382/media.mp3" length="15023729" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://player.whooshkaa.com/episode?id=417005</link>
			<acast:episodeId>62fa0d8c26f5af0012802a3e</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>3</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>102 understanding the property cycle</title>
			<itunes:title>102 understanding the property cycle</itunes:title>
			<pubDate>Sun, 18 Aug 2019 19:00:00 GMT</pubDate>
			<itunes:duration>19:21</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=412937</link>
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			<itunes:subtitle><![CDATA[⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/"...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>101 understanding the auction process</title>
			<itunes:title>101 understanding the auction process</itunes:title>
			<pubDate>Sun, 11 Aug 2019 08:00:00 GMT</pubDate>
			<itunes:duration>19:32</itunes:duration>
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			<link>https://player.whooshkaa.com/episode?id=408285</link>
			<acast:episodeId>62fa0d8c26f5af0012802a40</acast:episodeId>
			<acast:showId>62fa0d8926f5af001280299c</acast:showId>
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			<itunes:subtitle><![CDATA[John walks us through the auction process.⭐Thanks to our episode partner Wellman Finance: <a...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/62fa0d8926f5af001280299c/1746536993561-846bd49c-7e2a-4197-9e5a-e13be79d3cbe.jpeg"/>
			<description><![CDATA[<div>John walks us through the auction process.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<div>John walks us through the auction process.</div><div><br /></div><div>⭐Thanks to our episode partner Wellman Finance: <a href="http://www.wellmanfinance.com.au/m3/" target="_blank">http://www.wellmanfinance.com.au/m3/</a></div><div><br /></div><div>👇👇👇👇👇👇👇👇</div><div><br /></div><div>Things you need to know &amp; places you need to go!</div><div><br /></div><div>➡John's website: <a href="https://www.solverewealth.com.au/" target="_blank">https://www.solverewealth.com.au/</a></div><div><br /></div><div>➡my millennial money: <a href="https://www.sortyourmoneyout.com/mymillennialmoney" target="_blank">https://www.sortyourmoneyout.com/mymillennialmoney</a></div><div><br /></div><div>➡Insta <a href="https://www.instagram.com/mymillennialmoney/" target="_blank">https://www.instagram.com/mymillennialmoney/</a></div><div><br /></div><div>➡Facey <a href="https://www.facebook.com/mymillennialmoney/" target="_blank">https://www.facebook.com/mymillennialmoney/</a></div><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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		<itunes:category text="Business">
			<itunes:category text="Investing"/>
		</itunes:category>
    	<itunes:category text="Education"/>
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