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		<copyright>Copyright 2023 Jarvis/Mimi Laurilla | Kangaroofern Media Lab Pty Ltd</copyright>
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		<itunes:author>Jarvis/Mimi Laurilla | Kangaroofern Media Lab Pty Ltd</itunes:author>
		<itunes:subtitle>Magretiro tayong milyonaryo</itunes:subtitle>
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			<title><![CDATA[Episode 82: Paano Mag Invest sa S&P500 via BPI]]></title>
			<itunes:title><![CDATA[Episode 82: Paano Mag Invest sa S&P500 via BPI]]></itunes:title>
			<pubDate>Thu, 26 Dec 2024 08:25:16 GMT</pubDate>
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			<title>Episode 81: Paano Mag Invest sa Global Market via UITF </title>
			<itunes:title>Episode 81: Paano Mag Invest sa Global Market via UITF </itunes:title>
			<pubDate>Thu, 26 Dec 2024 08:23:28 GMT</pubDate>
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			<title>Episode 80: Magsasaka, Investor ngApple, Microsoft, Meta atbpa ( Jhen Balanay Part 2)</title>
			<itunes:title>Episode 80: Magsasaka, Investor ngApple, Microsoft, Meta atbpa ( Jhen Balanay Part 2)</itunes:title>
			<pubDate>Thu, 26 Dec 2024 08:21:21 GMT</pubDate>
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			<title>Episode 79: Magsasaka, Investor Na! (The Jhen Claro Balanay Story Part 1)</title>
			<itunes:title>Episode 79: Magsasaka, Investor Na! (The Jhen Claro Balanay Story Part 1)</itunes:title>
			<pubDate>Thu, 26 Dec 2024 07:11:16 GMT</pubDate>
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			<title>Episode 78: Retirement Plan ni OFW na Uuwi na in 4 Years</title>
			<itunes:title>Episode 78: Retirement Plan ni OFW na Uuwi na in 4 Years</itunes:title>
			<pubDate>Thu, 26 Dec 2024 07:06:38 GMT</pubDate>
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			<title>Episode 77: Retirement Plan of a Minimum Wage Earner in the Philippines</title>
			<itunes:title>Episode 77: Retirement Plan of a Minimum Wage Earner in the Philippines</itunes:title>
			<pubDate>Thu, 26 Dec 2024 07:01:59 GMT</pubDate>
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			<title>Episode 76: AXA Investments - Hindi Maganda</title>
			<itunes:title>Episode 76: AXA Investments - Hindi Maganda</itunes:title>
			<pubDate>Thu, 26 Dec 2024 06:57:04 GMT</pubDate>
			<itunes:duration>25:56</itunes:duration>
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			<title>Episode 75: Retirement Plan of an OFW </title>
			<itunes:title>Episode 75: Retirement Plan of an OFW </itunes:title>
			<pubDate>Thu, 26 Dec 2024 06:52:25 GMT</pubDate>
			<itunes:duration>20:31</itunes:duration>
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			<title>Episode 74: Retironaryo Investment Challenge 2023 Result </title>
			<itunes:title>Episode 74: Retironaryo Investment Challenge 2023 Result </itunes:title>
			<pubDate>Thu, 26 Dec 2024 06:48:58 GMT</pubDate>
			<itunes:duration>48:52</itunes:duration>
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			<title>Episode 73: Retirement Planning in Action</title>
			<itunes:title>Episode 73: Retirement Planning in Action</itunes:title>
			<pubDate>Thu, 26 Dec 2024 06:46:18 GMT</pubDate>
			<itunes:duration>26:24</itunes:duration>
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			<title>Episode 72: A Promising Young Entrepreneur in Palawan Philippines</title>
			<itunes:title>Episode 72: A Promising Young Entrepreneur in Palawan Philippines</itunes:title>
			<pubDate>Thu, 26 Dec 2024 06:29:19 GMT</pubDate>
			<itunes:duration>29:56</itunes:duration>
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			<title>Episode 71 OFW sa Thailand: Naghahandang Mag-retiro</title>
			<itunes:title>Episode 71 OFW sa Thailand: Naghahandang Mag-retiro</itunes:title>
			<pubDate>Thu, 26 Dec 2024 06:26:59 GMT</pubDate>
			<itunes:duration>21:13</itunes:duration>
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		<item>
			<title>Episode 69 Dividend Investing Pitfalls Part 1</title>
			<itunes:title>Episode 69 Dividend Investing Pitfalls Part 1</itunes:title>
			<pubDate>Wed, 15 Nov 2023 06:00:00 GMT</pubDate>
			<itunes:duration>34:04</itunes:duration>
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			<itunes:episode>69</itunes:episode>
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			<description><![CDATA[<p>In this episode, we talked a little bit deeper into dividend investing and discuss some ways to determine if you are choosing an appropriate investment.</p><p>⏱ Timestamps</p><p>0:00 Preview</p><p>2:43 Intro Title</p><p>2:59 Greetings and Shoutout (Facebook Subscribers)</p><p>3:54 Disclaimer</p><p>4:17 Sources</p><p>4:43 Dividend Investing Definition</p><p>8:06 Panganib sa Dividend Investing</p><p>10:01 Dividend Trap</p><p>10:51 Extreme Dividend Yields More Than 50%</p><p>16:49 Dividend Yield Between 10% and 12%</p><p>17:49 Greetings and Shoutout (Youtube Subscribers)</p><p>18:26 Paano Maiiwasan ang Dividend Trap</p><p>29:59 Key Takeaways</p><p>33:19 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, we talked a little bit deeper into dividend investing and discuss some ways to determine if you are choosing an appropriate investment.</p><p>⏱ Timestamps</p><p>0:00 Preview</p><p>2:43 Intro Title</p><p>2:59 Greetings and Shoutout (Facebook Subscribers)</p><p>3:54 Disclaimer</p><p>4:17 Sources</p><p>4:43 Dividend Investing Definition</p><p>8:06 Panganib sa Dividend Investing</p><p>10:01 Dividend Trap</p><p>10:51 Extreme Dividend Yields More Than 50%</p><p>16:49 Dividend Yield Between 10% and 12%</p><p>17:49 Greetings and Shoutout (Youtube Subscribers)</p><p>18:26 Paano Maiiwasan ang Dividend Trap</p><p>29:59 Key Takeaways</p><p>33:19 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Mga Panganib ng Dividend Investing - Paano Maiiwasan Part 2 (Ep. #70)</title>
			<itunes:title>Mga Panganib ng Dividend Investing - Paano Maiiwasan Part 2 (Ep. #70)</itunes:title>
			<pubDate>Tue, 14 Nov 2023 22:00:00 GMT</pubDate>
			<itunes:duration>28:13</itunes:duration>
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			<description><![CDATA[<p>In part 2, we discuss the specific technicalities involved in determining whether a company is a viable provider of dividends. We also give you tips on what to look for and how exactly to analyze the information being provided.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:28 Greetings and Shoutouts</p><p>2:34 Disclaimer</p><p>2:54 Key Takeaways from Part 1</p><p>6:32 How to Search Reliable Dividend Stocks</p><p>14:56 Assessing Coca-Cola Company (KO) as a Dividend Stock</p><p>19:55 Assessing Paychex, Inc. (PAYX) as a Dividend Stock</p><p>23:14 What if we Invested with PAYX 10 Years Ago?</p><p>26:40 Key Takeaways</p><p>27:28 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In part 2, we discuss the specific technicalities involved in determining whether a company is a viable provider of dividends. We also give you tips on what to look for and how exactly to analyze the information being provided.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:28 Greetings and Shoutouts</p><p>2:34 Disclaimer</p><p>2:54 Key Takeaways from Part 1</p><p>6:32 How to Search Reliable Dividend Stocks</p><p>14:56 Assessing Coca-Cola Company (KO) as a Dividend Stock</p><p>19:55 Assessing Paychex, Inc. (PAYX) as a Dividend Stock</p><p>23:14 What if we Invested with PAYX 10 Years Ago?</p><p>26:40 Key Takeaways</p><p>27:28 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 68 Retirement Fund_Nasa Bingit ng Alanganin</title>
			<itunes:title>Episode 68 Retirement Fund_Nasa Bingit ng Alanganin</itunes:title>
			<pubDate>Tue, 14 Nov 2023 22:00:00 GMT</pubDate>
			<itunes:duration>31:11</itunes:duration>
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			<itunes:episode>68</itunes:episode>
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			<description><![CDATA[<p>In this episode we discuss the concepts of risk tolerance and risk capacity in assessing the potential outcome of one's retirement fund. We discuss a case study of how a person's target retirement fund is feasible given factors influenced by risk tolerance, risk capacity and other related factors. We provide options on how these factors could be adjusted.</p><p>⏱ Timestamps</p><p>0:00 Preview</p><p>3:39 Disclaimer</p><p>4:09 Greetings and Shou outs</p><p>5:19 Introduction</p><p>8:54 Risk Tolerance vs Risk Capacity</p><p>13:58 Case Study</p><p>15:34 Current Investment Plan</p><p>20:18 Adjustment Options</p><p>21:53 Option 1: Reduce Desired Lifestyle</p><p>22:56 Option 2: Risk Capacity</p><p>24:32 Option 3: Save/Invest More</p><p>25:30 Option 4: Magretiro ng Mas Matanda</p><p>25:59 Option 5: Combination of the Different Options</p><p>28:05 Key Takeaways</p><p>30:26 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we discuss the concepts of risk tolerance and risk capacity in assessing the potential outcome of one's retirement fund. We discuss a case study of how a person's target retirement fund is feasible given factors influenced by risk tolerance, risk capacity and other related factors. We provide options on how these factors could be adjusted.</p><p>⏱ Timestamps</p><p>0:00 Preview</p><p>3:39 Disclaimer</p><p>4:09 Greetings and Shou outs</p><p>5:19 Introduction</p><p>8:54 Risk Tolerance vs Risk Capacity</p><p>13:58 Case Study</p><p>15:34 Current Investment Plan</p><p>20:18 Adjustment Options</p><p>21:53 Option 1: Reduce Desired Lifestyle</p><p>22:56 Option 2: Risk Capacity</p><p>24:32 Option 3: Save/Invest More</p><p>25:30 Option 4: Magretiro ng Mas Matanda</p><p>25:59 Option 5: Combination of the Different Options</p><p>28:05 Key Takeaways</p><p>30:26 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 67: GMA 7 vs Jollibee, Dividend vs Capital Gain Investing</title>
			<itunes:title>Episode 67: GMA 7 vs Jollibee, Dividend vs Capital Gain Investing</itunes:title>
			<pubDate>Sun, 17 Sep 2023 05:00:00 GMT</pubDate>
			<itunes:duration>30:29</itunes:duration>
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			<itunes:episode>67</itunes:episode>
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			<description><![CDATA[<p>In this episode we compare the concept of dividend versus capital gain investing.  In particular we compared GMA 7 and Jollibee to find out where investors can get better returns.  Intrigued?  Watch this episode!  </p><p>⏱ Timestamps</p><p>0:00 Preview</p><p>4:52 Disclaimer</p><p>5:15 Greetings and Shout outs</p><p>6:15 Ano ang Dibidendo?</p><p>7:25 Maganda ba ang Dibidendo?</p><p>9:46 GMA 7 vs Jollibee Price Charts</p><p>13:35 Assumptions for the 15-Year Comparison</p><p>14:11 GMA 7 Performance</p><p>20:55 Jollibee Performance</p><p>22:37 Profitability Ratios</p><p>23:03 My Personal Opinion</p><p>26:22 Key Takeaways</p><p>29:43 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we compare the concept of dividend versus capital gain investing.  In particular we compared GMA 7 and Jollibee to find out where investors can get better returns.  Intrigued?  Watch this episode!  </p><p>⏱ Timestamps</p><p>0:00 Preview</p><p>4:52 Disclaimer</p><p>5:15 Greetings and Shout outs</p><p>6:15 Ano ang Dibidendo?</p><p>7:25 Maganda ba ang Dibidendo?</p><p>9:46 GMA 7 vs Jollibee Price Charts</p><p>13:35 Assumptions for the 15-Year Comparison</p><p>14:11 GMA 7 Performance</p><p>20:55 Jollibee Performance</p><p>22:37 Profitability Ratios</p><p>23:03 My Personal Opinion</p><p>26:22 Key Takeaways</p><p>29:43 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Investment Fund A or B - Ano ang mas Maganda? CAGR Computation</title>
			<itunes:title>Investment Fund A or B - Ano ang mas Maganda? CAGR Computation</itunes:title>
			<pubDate>Sun, 17 Sep 2023 04:00:00 GMT</pubDate>
			<itunes:duration>30:30</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/9bebe8fd-6f18-4af1-bbdd-0ff85d07ee28/media.mp3" length="29292713" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/investment-fund-a-or-b-ano-ang-mas-maganda-cagr-computation</link>
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			<itunes:episode>66</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode, we discuss the concept of CAGR in greater detail. This is one of the means to know if the investment is a good investment or not. So how do we use CAGR to do that? Find out in this episode. </p><p>Please like, share and subscribe to our videos so we can serve more people. </p><br><p>⏱ Timestamps</p><p>0:00 Preview</p><p>2:47 Disclaimer</p><p>3:02 Greetings and Shout outs</p><p>4:25 Introduction</p><p>6:03 CARG Definition</p><p>9:14 CAGR Formula</p><p>10:11 Different Fund Price Histories with the Same CAGR</p><p>11:53 CAGR Computation Using the Computer Calculator</p><p>13:32 Ano ang Ibig Sabihin ng Compounding?</p><p>11:22 CAGR Application/Computation ng Iba't Ibang Funds ng GInvest</p><p>25:48 Key Takeaways</p><p>28:03 Final Thoughts</p><p>029:45 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, we discuss the concept of CAGR in greater detail. This is one of the means to know if the investment is a good investment or not. So how do we use CAGR to do that? Find out in this episode. </p><p>Please like, share and subscribe to our videos so we can serve more people. </p><br><p>⏱ Timestamps</p><p>0:00 Preview</p><p>2:47 Disclaimer</p><p>3:02 Greetings and Shout outs</p><p>4:25 Introduction</p><p>6:03 CARG Definition</p><p>9:14 CAGR Formula</p><p>10:11 Different Fund Price Histories with the Same CAGR</p><p>11:53 CAGR Computation Using the Computer Calculator</p><p>13:32 Ano ang Ibig Sabihin ng Compounding?</p><p>11:22 CAGR Application/Computation ng Iba't Ibang Funds ng GInvest</p><p>25:48 Key Takeaways</p><p>28:03 Final Thoughts</p><p>029:45 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 65: Retironaryo Saving and Investing Challenge - A MId-Year Evaluation</title>
			<itunes:title>Episode 65: Retironaryo Saving and Investing Challenge - A MId-Year Evaluation</itunes:title>
			<pubDate>Sun, 17 Sep 2023 03:00:00 GMT</pubDate>
			<itunes:duration>29:03</itunes:duration>
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			<link>https://kangaroofern.com/episode-65-retironaryo-saving-and-investing-challenge-a-mid-year-evaluation</link>
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			<itunes:episode>65</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we update you on the latest regarding our Retironaryo challenge - we provide you with actual figures of our participants and how their Gcash investments are tracking along -- how exciting is it to see what is "on the other side" of the retironaryo club. Curious? then watch this video now! please like, share and subscribe to our videos in order for us to serve more people.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:27 Greetings and Shout outs</p><p>2:44 Disclaimer</p><p>3:10 What is this Challenge?</p><p>5:10 Mechanics of the Challenge</p><p>8:04 Prizes</p><p>9:13 Guarantees</p><p>10:20 CAGR and Target Profit Based on Past Performance</p><p>12:47 Mid-Year Result</p><p>18:20 Performances of the 3 Funds for the Past 6 Months</p><p>20:24 Detailed Performance Analysis of Our Own Personal GFunds Investment</p><p>23:40 Key Takeaways</p><p>28:18 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we update you on the latest regarding our Retironaryo challenge - we provide you with actual figures of our participants and how their Gcash investments are tracking along -- how exciting is it to see what is "on the other side" of the retironaryo club. Curious? then watch this video now! please like, share and subscribe to our videos in order for us to serve more people.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:27 Greetings and Shout outs</p><p>2:44 Disclaimer</p><p>3:10 What is this Challenge?</p><p>5:10 Mechanics of the Challenge</p><p>8:04 Prizes</p><p>9:13 Guarantees</p><p>10:20 CAGR and Target Profit Based on Past Performance</p><p>12:47 Mid-Year Result</p><p>18:20 Performances of the 3 Funds for the Past 6 Months</p><p>20:24 Detailed Performance Analysis of Our Own Personal GFunds Investment</p><p>23:40 Key Takeaways</p><p>28:18 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 64: Nalugi ka rin ba sa GFunds ang GCash?</title>
			<itunes:title>Episode 64: Nalugi ka rin ba sa GFunds ang GCash?</itunes:title>
			<pubDate>Sun, 17 Sep 2023 02:00:00 GMT</pubDate>
			<itunes:duration>34:04</itunes:duration>
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			<link>https://kangaroofern.com/episode-64-nalugi-ka-rin-ba-sa-gfunds-ang-gcash</link>
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			<itunes:episode>64</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we react objectively to comments about investing in GCash and whether it is worthwhile to continue or better to pull out the funds. Find out what our verdict is! Please share and subscribe to our videos so that we can serve more people.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>4:06 Greetings and Shout outs</p><p>5:09 Disclaimer</p><p>6:14 Review of Episode 31: Risky Mag Invest sa GInvest/GFunds?</p><p>11:05 Mechanics: Performance Comparison of the Different ATRAM Funds</p><p>14:33 Results: Performance Comparison of the Different ATRAM Funds</p><p>19:25 Graphical Representation of the Results</p><p>20:46 Potential Value in the Future of the Different Funds</p><p>24:18 Our Actual GCash/GFunds Invesment Portfolio</p><p>27:34 Key Takeaways</p><p>33:19 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we react objectively to comments about investing in GCash and whether it is worthwhile to continue or better to pull out the funds. Find out what our verdict is! Please share and subscribe to our videos so that we can serve more people.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>4:06 Greetings and Shout outs</p><p>5:09 Disclaimer</p><p>6:14 Review of Episode 31: Risky Mag Invest sa GInvest/GFunds?</p><p>11:05 Mechanics: Performance Comparison of the Different ATRAM Funds</p><p>14:33 Results: Performance Comparison of the Different ATRAM Funds</p><p>19:25 Graphical Representation of the Results</p><p>20:46 Potential Value in the Future of the Different Funds</p><p>24:18 Our Actual GCash/GFunds Invesment Portfolio</p><p>27:34 Key Takeaways</p><p>33:19 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 63: P12 Milyon - Paano ko I-invest?</title>
			<itunes:title>Episode 63: P12 Milyon - Paano ko I-invest?</itunes:title>
			<pubDate>Sat, 16 Sep 2023 22:00:00 GMT</pubDate>
			<itunes:duration>28:42</itunes:duration>
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			<itunes:episode>63</itunes:episode>
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			<description><![CDATA[<p>In this episode we respond to the question "San Ko</p><p>Pwede i invest 12 Milyon?" What will you do? How do you know when your investment is in the right place? Well we did some investigation and offer some suggestions — you will be surprised at what we found. Watch na! Please also like subscribe and share our videos so we can serve more people</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:02 Greetings and shout outs</p><p>1:28 Disclaimer</p><p>2:33 "What would you do if you have 12M savings?"</p><p>3:00 General comments</p><p>6:48 Investment strategy</p><p>11:06 Fund Performance : Source</p><p>12:16 Price trends of NASDAQ100 and S&amp;P500</p><p>13:18 Fund performance : CAGR</p><p>16:24 Possible strategies</p><p>17:40 UITF/Bond/MP2 strategy (10-Year Plan)</p><p>20:06 12M Projected potential returns after 10 Years of the different strategies</p><p>24:33 Summary</p><p>27:56 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we respond to the question "San Ko</p><p>Pwede i invest 12 Milyon?" What will you do? How do you know when your investment is in the right place? Well we did some investigation and offer some suggestions — you will be surprised at what we found. Watch na! Please also like subscribe and share our videos so we can serve more people</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:02 Greetings and shout outs</p><p>1:28 Disclaimer</p><p>2:33 "What would you do if you have 12M savings?"</p><p>3:00 General comments</p><p>6:48 Investment strategy</p><p>11:06 Fund Performance : Source</p><p>12:16 Price trends of NASDAQ100 and S&amp;P500</p><p>13:18 Fund performance : CAGR</p><p>16:24 Possible strategies</p><p>17:40 UITF/Bond/MP2 strategy (10-Year Plan)</p><p>20:06 12M Projected potential returns after 10 Years of the different strategies</p><p>24:33 Summary</p><p>27:56 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 62: P.E.R.A. - Hindi Maganda?</title>
			<itunes:title>Episode 62: P.E.R.A. - Hindi Maganda?</itunes:title>
			<pubDate>Fri, 07 Jul 2023 09:00:00 GMT</pubDate>
			<itunes:duration>33:11</itunes:duration>
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			<link>https://kangaroofern.com/episode-62-p-era-hindi-maganda</link>
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			<itunes:episode>62</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we explore PERA otherwise known as Personal Equity and Retirement Account.</p><p>We give overview of its general features and how to tell if that would provide better gains.  However, if you need more information about PERA get a more detailed advise from consultants.</p><br><p>⏱ Timestamps</p><p>0:00 Intro</p><p>3:33 Disclaimer</p><p>3:50 What is P.E.R.A.</p><p>5:32 Who is eligible to open a PERA</p><p>5:57 When am I allowed to withdraw my PERA contribution?</p><p>7:32 How much can I contribute to a PERA?</p><p>9:07 Who are the parties to a PERA aside from the "Contributor"?</p><p>10:53 Investment products available for PERA</p><p>12:46 Advantages of PERA</p><p>13:56 Advantage 1</p><p>15:53 Sino ang magbebenepisyo sa income tax credit?</p><p>17:58 Advantage 2</p><p>18:38 Do we get taxed when we invest in UITF?</p><p>19:56 Ano ang NAVPU?</p><p>21:21 May tax benefit bang makukuha sa PERA kung nag-invest ss UITF?</p><p>21:35 UITF investment return outside and inside PERA</p><p>27:23 Maganda nga bang mag-invest via PERA?</p><p>28:22 Recommendations</p><p>29:38 Greetings and shout outs</p><p>32:26 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we explore PERA otherwise known as Personal Equity and Retirement Account.</p><p>We give overview of its general features and how to tell if that would provide better gains.  However, if you need more information about PERA get a more detailed advise from consultants.</p><br><p>⏱ Timestamps</p><p>0:00 Intro</p><p>3:33 Disclaimer</p><p>3:50 What is P.E.R.A.</p><p>5:32 Who is eligible to open a PERA</p><p>5:57 When am I allowed to withdraw my PERA contribution?</p><p>7:32 How much can I contribute to a PERA?</p><p>9:07 Who are the parties to a PERA aside from the "Contributor"?</p><p>10:53 Investment products available for PERA</p><p>12:46 Advantages of PERA</p><p>13:56 Advantage 1</p><p>15:53 Sino ang magbebenepisyo sa income tax credit?</p><p>17:58 Advantage 2</p><p>18:38 Do we get taxed when we invest in UITF?</p><p>19:56 Ano ang NAVPU?</p><p>21:21 May tax benefit bang makukuha sa PERA kung nag-invest ss UITF?</p><p>21:35 UITF investment return outside and inside PERA</p><p>27:23 Maganda nga bang mag-invest via PERA?</p><p>28:22 Recommendations</p><p>29:38 Greetings and shout outs</p><p>32:26 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 61: Mataas ang Exchange Rate - Ayaw Mag Invest sa US Stocks</title>
			<itunes:title>Episode 61: Mataas ang Exchange Rate - Ayaw Mag Invest sa US Stocks</itunes:title>
			<pubDate>Fri, 07 Jul 2023 07:00:00 GMT</pubDate>
			<itunes:duration>29:46</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/635df7bd-7064-4df9-8dd4-aa7182de411f/media.mp3" length="28587616" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-61-mataas-ang-exchange-rate-ayaw-mag-invest-sa-us-stocks</link>
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			<itunes:episode>61</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we try To address the question of ‘is it wise to invest in US stocks when the Phil-US exchange is not good’ you will be surprised about what we found.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>0:52 Announcement</p><p>2:16 Disclaimer</p><p>2:30 Applications/Websites Used for the Study</p><p>3:44 USD:PHP Forex History (31 Years)</p><p>7:38 Performance of PSEI vs USD:PHP</p><p>12:02 PSEI vs SPY (19.3 Years)</p><p>16:50 Cost Averaging with PSEI and SPY from 2004 to 2023</p><p>26:35 Last Messages</p><p>29:01 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we try To address the question of ‘is it wise to invest in US stocks when the Phil-US exchange is not good’ you will be surprised about what we found.</p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>0:52 Announcement</p><p>2:16 Disclaimer</p><p>2:30 Applications/Websites Used for the Study</p><p>3:44 USD:PHP Forex History (31 Years)</p><p>7:38 Performance of PSEI vs USD:PHP</p><p>12:02 PSEI vs SPY (19.3 Years)</p><p>16:50 Cost Averaging with PSEI and SPY from 2004 to 2023</p><p>26:35 Last Messages</p><p>29:01 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 60: Bread Winner Ako, Paano ang Pamilya ko Kapag Wala na Ako</title>
			<itunes:title>Episode 60: Bread Winner Ako, Paano ang Pamilya ko Kapag Wala na Ako</itunes:title>
			<pubDate>Thu, 06 Jul 2023 22:00:00 GMT</pubDate>
			<itunes:duration>23:41</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/43a3ed91-7915-4494-b60d-cae713271ca8/media.mp3" length="22738695" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-60-bread-winner-ako-paano-ang-pamilya-ko-kapag-wala-na-ako</link>
			<acast:episodeId>65e1658bbabcda00167e5fa0</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>60</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode, we tackle a problem that was shared by a member of a Facebook group faced with a dilemma of how to invest her savings wisely. We read her situation and gave some possible solutions -- see how we used the retirement calculator to help predict these options for her retirement, please watch the video from start to finish. Do not skip! </p><p>Please like share and subscribe to us so that we can serve more people with our content. </p><br><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:23 Disclaimer</p><p>1:37 Case Study</p><p>6:29 Problem to Solve</p><p>7:34 No Passive Income for the Family if Bread Winner Dies</p><p>12:22 No Passive Income for Bread Winner at Retirement</p><p>14:44 SPY Exchange Traded Fund</p><p>15:34 Retirement Calculator - How Much to Save Monthly?</p><p>19:56 Retirement Calculator - Cost of Living (Lifestyle) at Retirement</p><p>21:59 Greetings and Shout Outs</p><p>22:56 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, we tackle a problem that was shared by a member of a Facebook group faced with a dilemma of how to invest her savings wisely. We read her situation and gave some possible solutions -- see how we used the retirement calculator to help predict these options for her retirement, please watch the video from start to finish. Do not skip! </p><p>Please like share and subscribe to us so that we can serve more people with our content. </p><br><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:23 Disclaimer</p><p>1:37 Case Study</p><p>6:29 Problem to Solve</p><p>7:34 No Passive Income for the Family if Bread Winner Dies</p><p>12:22 No Passive Income for Bread Winner at Retirement</p><p>14:44 SPY Exchange Traded Fund</p><p>15:34 Retirement Calculator - How Much to Save Monthly?</p><p>19:56 Retirement Calculator - Cost of Living (Lifestyle) at Retirement</p><p>21:59 Greetings and Shout Outs</p><p>22:56 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Mutual Funds sa Col Financials - Anong Maganda? (Ep. 59)</title>
			<itunes:title>Mutual Funds sa Col Financials - Anong Maganda? (Ep. 59)</itunes:title>
			<pubDate>Tue, 20 Jun 2023 01:00:00 GMT</pubDate>
			<itunes:duration>20:34</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/89fade94-4a65-4c16-bd39-a3307742dd20/media.mp3" length="19751540" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/mutual-funds-sa-col-financials-anong-maganda-ep-59</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episode>59</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we talk about an overview on how to choose the right funds within COL Financial. We discuss what factors to consider, and an example of a CAGR analysis. So if you are interested to know more, please watch our video. </p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>2:14 Disclaimer</p><p>2:26 Sources</p><p>3:37 Factors to Consider</p><p>4:34 Mutual Funds Available</p><p>5:35 Sorting Options</p><p>6:07 Equity Fund, Aggressive, Local</p><p>6:31 Equity Fund, Aggressive, Global</p><p>6:58 Paano Pumili</p><p>7:07 Fact Sheet Sample</p><p>9:43 CAGR Analysis and it's Limitations</p><p>11:06 Col Financial and Fact Sheet Data</p><p>11:23 Excel Spreadsheet to Compare CAGR</p><p>18:52 Shout out and Greetings</p><p>19:49 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we talk about an overview on how to choose the right funds within COL Financial. We discuss what factors to consider, and an example of a CAGR analysis. So if you are interested to know more, please watch our video. </p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>2:14 Disclaimer</p><p>2:26 Sources</p><p>3:37 Factors to Consider</p><p>4:34 Mutual Funds Available</p><p>5:35 Sorting Options</p><p>6:07 Equity Fund, Aggressive, Local</p><p>6:31 Equity Fund, Aggressive, Global</p><p>6:58 Paano Pumili</p><p>7:07 Fact Sheet Sample</p><p>9:43 CAGR Analysis and it's Limitations</p><p>11:06 Col Financial and Fact Sheet Data</p><p>11:23 Excel Spreadsheet to Compare CAGR</p><p>18:52 Shout out and Greetings</p><p>19:49 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><p>Podcast: https://feeds.captivate.fm/retironaryo/</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Gusto Mo Bang Mag Abroad? Part 2 ✈️ (Ep. 58)</title>
			<itunes:title>Gusto Mo Bang Mag Abroad? Part 2 ✈️ (Ep. 58)</itunes:title>
			<pubDate>Mon, 19 Jun 2023 22:00:00 GMT</pubDate>
			<itunes:duration>29:00</itunes:duration>
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			<itunes:episode>58</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode, we continue to discuss pathways or options for people who wanted to go abroad - particularly in Australia, the common pathways are through working or student visa. </p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:18 Disclaimer</p><p>1:36 Saan Kukuha ng Pera Para sa Application</p><p>5:31 Situation sa Australia</p><p>9:19 About Australia</p><p>11:22 Insight 1: Study Your Qualifications and How it Aligns to the Current Demands of the Market</p><p>13:31 Insight 2: Study the Specific Requirements of the VISA you are Applying for</p><p>14:27 VISA Pathways - Study</p><p>18:09 VISA Pathways - Work (Employer Sponsored VISAs)</p><p>19:07 VISA Pathways - Work General Skilled Migration</p><p>19:45 Timeline</p><p>23:15 Scenarios</p><p>24:25 Other Options</p><p>24:43 Key Take Away</p><p>28:15 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, we continue to discuss pathways or options for people who wanted to go abroad - particularly in Australia, the common pathways are through working or student visa. </p><p>⏱ Timestamps</p><p>0:00 Intro</p><p>1:18 Disclaimer</p><p>1:36 Saan Kukuha ng Pera Para sa Application</p><p>5:31 Situation sa Australia</p><p>9:19 About Australia</p><p>11:22 Insight 1: Study Your Qualifications and How it Aligns to the Current Demands of the Market</p><p>13:31 Insight 2: Study the Specific Requirements of the VISA you are Applying for</p><p>14:27 VISA Pathways - Study</p><p>18:09 VISA Pathways - Work (Employer Sponsored VISAs)</p><p>19:07 VISA Pathways - Work General Skilled Migration</p><p>19:45 Timeline</p><p>23:15 Scenarios</p><p>24:25 Other Options</p><p>24:43 Key Take Away</p><p>28:15 Outro</p><br><p>📱 Socials</p><p>Facebook: https://www.facebook.com/retironaryo</p><p>Business Enquiries: retironaryo@gmail.com</p><br><p>👍 If you enjoyed or found this video helpful, don't forget to leave a like or subscribe to the channel so we can serve more people through our content!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 57: Gusto Mo Bang Mag Abroad Part 1</title>
			<itunes:title>Episode 57: Gusto Mo Bang Mag Abroad Part 1</itunes:title>
			<pubDate>Tue, 16 May 2023 07:00:00 GMT</pubDate>
			<itunes:duration>22:02</itunes:duration>
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			<link>https://kangaroofern.com/episode-57-gusto-mo-bang-mag-abroad-part-1</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>57</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we discuss some insights about going abroad or overseas to either work as an OFW or potentially migrating for good. We talk about requirements and the first steps. This is a two-part episode so for those who are keen to leave the country for ‘greener pastures’ this episode is for you.</p><p>Please like and share our videos and subscribe to our channel so we can serve more people through our content</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we discuss some insights about going abroad or overseas to either work as an OFW or potentially migrating for good. We talk about requirements and the first steps. This is a two-part episode so for those who are keen to leave the country for ‘greener pastures’ this episode is for you.</p><p>Please like and share our videos and subscribe to our channel so we can serve more people through our content</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 56: Retironaryo Retirement Calculator</title>
			<itunes:title>Episode 56: Retironaryo Retirement Calculator</itunes:title>
			<pubDate>Mon, 15 May 2023 22:00:00 GMT</pubDate>
			<itunes:duration>30:46</itunes:duration>
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			<link>https://kangaroofern.com/episode-56-retironaryo-retirement-calculator</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>56</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Have you heard about a retirement calculator? Have you ever used one? Here in Retironaryo, we developed a unique tool to help you determine the following:</p><p>a. Investment plan calculator – to answer the question of how much money do you have to save or invest monthly</p><p>b. Current investment calculator – to answer the question on how much money do you have to have invested right now </p><p>c. Cost of living or lifestyle calculator – to determine what kind of lifestyle you can afford given the amount of money you have or can save</p><p>This tool also have a monitoring spreadsheet so you can keep track of your investment plan.</p><br><p>Our tool also has some bonuses: CAGR Calculator, present value/future value calculator and an ability to compute for the future value of repeating payment.</p><br><p>In this episode we also reviewed an extract of episode 9 where we had a case study on the use of the calculator.</p><br><p>This calculator is not available on any other platform or app, as this is uniquely developed /designed by Jarvis Laurilla. If you are interested in using this tool, reach out to us at retironaryo@gmail.com to get a copy for a very minimal fee (AU$5 or PhP200), to support our advocacy.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Have you heard about a retirement calculator? Have you ever used one? Here in Retironaryo, we developed a unique tool to help you determine the following:</p><p>a. Investment plan calculator – to answer the question of how much money do you have to save or invest monthly</p><p>b. Current investment calculator – to answer the question on how much money do you have to have invested right now </p><p>c. Cost of living or lifestyle calculator – to determine what kind of lifestyle you can afford given the amount of money you have or can save</p><p>This tool also have a monitoring spreadsheet so you can keep track of your investment plan.</p><br><p>Our tool also has some bonuses: CAGR Calculator, present value/future value calculator and an ability to compute for the future value of repeating payment.</p><br><p>In this episode we also reviewed an extract of episode 9 where we had a case study on the use of the calculator.</p><br><p>This calculator is not available on any other platform or app, as this is uniquely developed /designed by Jarvis Laurilla. If you are interested in using this tool, reach out to us at retironaryo@gmail.com to get a copy for a very minimal fee (AU$5 or PhP200), to support our advocacy.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Episode 55: "Do Not Go Abroad"]]></title>
			<itunes:title><![CDATA[Episode 55: "Do Not Go Abroad"]]></itunes:title>
			<pubDate>Sun, 30 Apr 2023 22:00:00 GMT</pubDate>
			<itunes:duration>24:03</itunes:duration>
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			<link>https://kangaroofern.com/episode-55-do-not-go-abroad</link>
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			<itunes:episode>55</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[In this episode we talk to a guest, June Baclaan who describes his experience as an OFW nurse in Singapore. He talked about a post he shared on Facebook through his personal page or blog entitled "DO NOT GO ABROAD" -- really sharing his sentiments about what it takes to be an OFW. Very enlightening moment with a KABAYAN so please tune in to this episode and share it to your friends and networks. Thank you to June also known as JUNIO BYAHERO please support his page, and please share his story to a lot of Filipinos who DO WANT to go abroad as OFWs. You will be inspired.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode we talk to a guest, June Baclaan who describes his experience as an OFW nurse in Singapore. He talked about a post he shared on Facebook through his personal page or blog entitled "DO NOT GO ABROAD" -- really sharing his sentiments about what it takes to be an OFW. Very enlightening moment with a KABAYAN so please tune in to this episode and share it to your friends and networks. Thank you to June also known as JUNIO BYAHERO please support his page, and please share his story to a lot of Filipinos who DO WANT to go abroad as OFWs. You will be inspired.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 54: Happy 1st Year Anniversary Retironaryo! Part 2</title>
			<itunes:title>Episode 54: Happy 1st Year Anniversary Retironaryo! Part 2</itunes:title>
			<pubDate>Mon, 24 Apr 2023 07:00:00 GMT</pubDate>
			<itunes:duration>28:45</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/5954057b-d79c-4177-bdf9-d1af6f82fe70/media.mp3" length="27608754" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-54-happy-1st-year-anniversary-retironaryo-part-2</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>54</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[In this episode we continue to review our RETIRONARYO journey by discussing highlights of Episodes 23 to 52. If you would like to watch any of these episodes, please feel free to back track and enjoy. Thank you to all our subscribers and supporters on FB and YT. Please like share and subscribe so we can serve more people.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode we continue to review our RETIRONARYO journey by discussing highlights of Episodes 23 to 52. If you would like to watch any of these episodes, please feel free to back track and enjoy. Thank you to all our subscribers and supporters on FB and YT. Please like share and subscribe so we can serve more people.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 53: Happy 1st Year Anniversary Retironaryo Part 1</title>
			<itunes:title>Episode 53: Happy 1st Year Anniversary Retironaryo Part 1</itunes:title>
			<pubDate>Mon, 17 Apr 2023 07:00:00 GMT</pubDate>
			<itunes:duration>20:38</itunes:duration>
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			<link>https://kangaroofern.com/episode-53-happy-1st-year-anniversary-retironaryo-part-1</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>53</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Happy birthday Retironaryo! We are one year old now, and to celebrate we are giving you PART 1 and PART 2 of our Balik-tanaw or year-end review of all the episodes we have done to date.</p><p>Episode 53 (this episode) reviews the beginnings of Retironaryo and the topics we have discussed up to Episode 22. We continue that in Episode 54. </p><p>This is going to be a jam-packed episode, so strap your seat belts and be ready for the ride! This is a good quick recap if you missed some of our very valuable episodes.</p><p>Please like, share and subscribe to our videos so that we can serve more people with our content. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Happy birthday Retironaryo! We are one year old now, and to celebrate we are giving you PART 1 and PART 2 of our Balik-tanaw or year-end review of all the episodes we have done to date.</p><p>Episode 53 (this episode) reviews the beginnings of Retironaryo and the topics we have discussed up to Episode 22. We continue that in Episode 54. </p><p>This is going to be a jam-packed episode, so strap your seat belts and be ready for the ride! This is a good quick recap if you missed some of our very valuable episodes.</p><p>Please like, share and subscribe to our videos so that we can serve more people with our content. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 52: One Year Performance of Our Stock Portfolio</title>
			<itunes:title>Episode 52: One Year Performance of Our Stock Portfolio</itunes:title>
			<pubDate>Mon, 10 Apr 2023 07:00:00 GMT</pubDate>
			<itunes:duration>24:41</itunes:duration>
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			<link>https://kangaroofern.com/episode-52-one-year-performance-of-our-stock-portfolio</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>52</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we share one of our very own stock portfolio and share with you how it performed for one year. This is to demonstrate that we are really also on our very own journey towards retiring as millionaire. This case study is actually one of our kid's stocks. We are fully transparent in sharing with you one of our children's journey and how much we expect the funds to grow until retirement.</p><p>See our stocks in action -- please watch our video!</p><p>Like, share and subscribe to our channel so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we share one of our very own stock portfolio and share with you how it performed for one year. This is to demonstrate that we are really also on our very own journey towards retiring as millionaire. This case study is actually one of our kid's stocks. We are fully transparent in sharing with you one of our children's journey and how much we expect the funds to grow until retirement.</p><p>See our stocks in action -- please watch our video!</p><p>Like, share and subscribe to our channel so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 51: Pinaka Mahal na Regalo sa mga Anak na Hindi Gagastos</title>
			<itunes:title>Episode 51: Pinaka Mahal na Regalo sa mga Anak na Hindi Gagastos</itunes:title>
			<pubDate>Fri, 07 Apr 2023 22:00:00 GMT</pubDate>
			<itunes:duration>23:16</itunes:duration>
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			<link>https://kangaroofern.com/episode-51-pinaka-mahal-na-regalo-sa-mga-anak-na-hindi-gagastos</link>
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			<itunes:season>1</itunes:season>
			<itunes:episode>51</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode, we ask the question “What is one gift that you can give your children that is FREE?”</p><p>Is there such a thing? Of course! In Retironaryo, we advocate for financial literacy and we are urging parents to start helping their kids to a good financial start. Here we talk about how to start, what you can do, and we also project what happens if this process is set up now.</p><p>Intrigued? or need more convincing? Watch are video now.</p><p>Please like, share and subscribe to our videos we that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, we ask the question “What is one gift that you can give your children that is FREE?”</p><p>Is there such a thing? Of course! In Retironaryo, we advocate for financial literacy and we are urging parents to start helping their kids to a good financial start. Here we talk about how to start, what you can do, and we also project what happens if this process is set up now.</p><p>Intrigued? or need more convincing? Watch are video now.</p><p>Please like, share and subscribe to our videos we that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 50: QQQ vs AXA Global Advantage Fund</title>
			<itunes:title>Episode 50: QQQ vs AXA Global Advantage Fund</itunes:title>
			<pubDate>Fri, 31 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>20:21</itunes:duration>
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			<link>https://kangaroofern.com/episode-50-qqq-vs-axa-global-advantage-fund</link>
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			<itunes:episode>50</itunes:episode>
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			<description><![CDATA[<p>In a previous episode, we explored AXA Global Advantage Fund and gave you an overview of its potential. We took it a step further and reviewed it against QQQ Exchange Traded Fund - the fund that is being tracked by AXA Global Advantage Fund. QQQ is on the other hand tracking the NASDAQ100 index.  Let’s see if it is better to invest in QQQ compared to AXA and which one gives you better returns. </p><br><p>Please like, share and subscribe to our channel so we can serve more people. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In a previous episode, we explored AXA Global Advantage Fund and gave you an overview of its potential. We took it a step further and reviewed it against QQQ Exchange Traded Fund - the fund that is being tracked by AXA Global Advantage Fund. QQQ is on the other hand tracking the NASDAQ100 index.  Let’s see if it is better to invest in QQQ compared to AXA and which one gives you better returns. </p><br><p>Please like, share and subscribe to our channel so we can serve more people. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 49: AXA Global Advantage Fund - Magandang Investment?</title>
			<itunes:title>Episode 49: AXA Global Advantage Fund - Magandang Investment?</itunes:title>
			<pubDate>Sat, 25 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>34:48</itunes:duration>
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			<link>https://kangaroofern.com/episode-49-axa-global-advantage-fund-magandang-investment</link>
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			<itunes:episode>49</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In today’s episode, we explore AXA Global Advantage Fund and whether it is a good investment. This topic was a question by one of our viewers/subscribers. We discussed what the fund is, its performance and what possible options are available if you consider this fund. We also discussed how it may perform over a period of time. So to know the answer, please watch our video!</p><p>Please like, share and subscribe to our channel so we can serve more people. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today’s episode, we explore AXA Global Advantage Fund and whether it is a good investment. This topic was a question by one of our viewers/subscribers. We discussed what the fund is, its performance and what possible options are available if you consider this fund. We also discussed how it may perform over a period of time. So to know the answer, please watch our video!</p><p>Please like, share and subscribe to our channel so we can serve more people. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 43: Borrowing Money to Start a Business</title>
			<itunes:title>Episode 43: Borrowing Money to Start a Business</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>21:56</itunes:duration>
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			<link>https://kangaroofern.com/episode-43-borrowing-money-to-start-a-business</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>43</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we try to answer the question -- is it good or a bad idea to borrow money to start a business? We explore the various factors and reasons to consider and point out when borrowing is suitable or not. </p><p>So to those who are thinking of setting up a business but do not have enough funds, we hope that this episode can help you decide what is right for you.</p><p>Please like, share and subscribe to our videos so that we can serve more people! Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we try to answer the question -- is it good or a bad idea to borrow money to start a business? We explore the various factors and reasons to consider and point out when borrowing is suitable or not. </p><p>So to those who are thinking of setting up a business but do not have enough funds, we hope that this episode can help you decide what is right for you.</p><p>Please like, share and subscribe to our videos so that we can serve more people! Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 47: GOLD vs Stocks</title>
			<itunes:title>Episode 47: GOLD vs Stocks</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>26:49</itunes:duration>
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			<link>https://kangaroofern.com/episode-47-gold-vs-stocks</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>47</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Are you a lover of gold? Have you invested in gold? Or are you interested in investing in gold? in today's episode we find out if gold is indeed a lucrative commodity to invest in as compared to more common stocks like the S&amp;P 500. You will be surprised! </p><p>Watch our videos, share and subscribe so that we can serve more people with our content.</p><br><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you a lover of gold? Have you invested in gold? Or are you interested in investing in gold? in today's episode we find out if gold is indeed a lucrative commodity to invest in as compared to more common stocks like the S&amp;P 500. You will be surprised! </p><p>Watch our videos, share and subscribe so that we can serve more people with our content.</p><br><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 42: A Movie Review of Get Smart With Money</title>
			<itunes:title>Episode 42: A Movie Review of Get Smart With Money</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>26:15</itunes:duration>
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			<link>https://kangaroofern.com/episode-42-a-movie-review-of-get-smart-with-money</link>
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			<itunes:episode>42</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode, we go differently as this episode shares with you a review of a documentary on handling money/savings/investment challenges that we have recently watched on Netflix, entitled “GET SMART WITH MONEY”. This show is based on experiences of 4 different scenarios, people who have different money issues and how their financial advisers helped them get out of that very dire situation. </p><p>We thought we would share our insights as this movie is a big eye opener even for us and it also is a good teaching tool for all who want to become better with their financial health. A must see!</p><p>Please share, like and subscribe to our videos so we could serve more people!</p><br><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, we go differently as this episode shares with you a review of a documentary on handling money/savings/investment challenges that we have recently watched on Netflix, entitled “GET SMART WITH MONEY”. This show is based on experiences of 4 different scenarios, people who have different money issues and how their financial advisers helped them get out of that very dire situation. </p><p>We thought we would share our insights as this movie is a big eye opener even for us and it also is a good teaching tool for all who want to become better with their financial health. A must see!</p><p>Please share, like and subscribe to our videos so we could serve more people!</p><br><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 39: P25,000 Retironaryo Challenge Update and Mechanics</title>
			<itunes:title>Episode 39: P25,000 Retironaryo Challenge Update and Mechanics</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>26:38</itunes:duration>
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			<link>https://kangaroofern.com/episode-39-p25-000-retironaryo-challenge-update-and-mechanics</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>39</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Did you miss the first time we announced the RETIRONARYO challenge? This is a savings and investment challenge good for beginners and those who are really serious about being a millionaire. This is your chance to get started!</p><p>We announced this challenge in Episode 29 but we have some updates and changes and have more information to share. </p><br><p>In this episode we discuss:</p><p>- objectives of the challenge</p><p>- what is the challenge</p><p>- who can join</p><p>- the referral program - new info!</p><p>- the raffle -- we are giving away 25,000 Php worth of cash prizes</p><p>- the additional bonus for those who complete the referral program</p><p>- what happens after the challenge</p><p>- how you can join now</p><br><p>So please take this seriously as we want to help you start your own savings and investment journey. Take the first step in order to retire comfortably and become a millionaire - possible talaga!</p><br><p>Let your friends know about this video - share, share na!</p><br><p>WE ALSO PROVIDE SOME LINKS TO HELP YOU OPEN YOUR G-CASH ACCOUNT and HOW TO APPLY FOR THE GFUNDS ACCOUNT (this is what we will use for investing)</p><br><p>How to Create a GCash Account</p><p>https://help.gcash.com/hc/en-us/articles/900005866623-How-can-I-create-a-GCash-account-</p><br><p>How to Apply for a GFunds Account</p><p>https://help.gcash.com/hc/en-us/articles/360017753033-How-can-I-apply-for-a-GFunds-account-</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Did you miss the first time we announced the RETIRONARYO challenge? This is a savings and investment challenge good for beginners and those who are really serious about being a millionaire. This is your chance to get started!</p><p>We announced this challenge in Episode 29 but we have some updates and changes and have more information to share. </p><br><p>In this episode we discuss:</p><p>- objectives of the challenge</p><p>- what is the challenge</p><p>- who can join</p><p>- the referral program - new info!</p><p>- the raffle -- we are giving away 25,000 Php worth of cash prizes</p><p>- the additional bonus for those who complete the referral program</p><p>- what happens after the challenge</p><p>- how you can join now</p><br><p>So please take this seriously as we want to help you start your own savings and investment journey. Take the first step in order to retire comfortably and become a millionaire - possible talaga!</p><br><p>Let your friends know about this video - share, share na!</p><br><p>WE ALSO PROVIDE SOME LINKS TO HELP YOU OPEN YOUR G-CASH ACCOUNT and HOW TO APPLY FOR THE GFUNDS ACCOUNT (this is what we will use for investing)</p><br><p>How to Create a GCash Account</p><p>https://help.gcash.com/hc/en-us/articles/900005866623-How-can-I-create-a-GCash-account-</p><br><p>How to Apply for a GFunds Account</p><p>https://help.gcash.com/hc/en-us/articles/360017753033-How-can-I-apply-for-a-GFunds-account-</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 48: REIT vs Property Investing</title>
			<itunes:title>Episode 48: REIT vs Property Investing</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>22:41</itunes:duration>
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			<link>https://kangaroofern.com/episode-48-reit-vs-property-investing</link>
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			<itunes:episode>48</itunes:episode>
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			<description><![CDATA[<p>In today’s episode we continue to talk about REIT or Real Estate Investment Trust. But this time we will give an overview on REIT versus actual investing on rental property. We will find out which will give you more returns or more benefit. So to those who already have investment property – this might be for you. Or if you think you are better off with REIT compared to having an investment property – again this might be of interest to you too!</p><p>Find out more – please watch and share our videos, subscribe to our channels to serve more people.</p><br><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today’s episode we continue to talk about REIT or Real Estate Investment Trust. But this time we will give an overview on REIT versus actual investing on rental property. We will find out which will give you more returns or more benefit. So to those who already have investment property – this might be for you. Or if you think you are better off with REIT compared to having an investment property – again this might be of interest to you too!</p><p>Find out more – please watch and share our videos, subscribe to our channels to serve more people.</p><br><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 46: OK Bang Mag-Invest sa REIT sa Pilipinas</title>
			<itunes:title>Episode 46: OK Bang Mag-Invest sa REIT sa Pilipinas</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>31:30</itunes:duration>
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			<link>https://kangaroofern.com/episode-46-ok-bang-mag-invest-sa-reit-sa-pilipinas</link>
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			<itunes:episode>46</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Have you heard of REIT? REIT stands for Real Estate Investment Trust. You can now invest in properties without spending thousands of pesos.</p><p>In this episode we explore REIT with an overview, its features, how people can invest in it, and whether it is right for you.</p><br><p>Is REIT the right investment vehicle for you? If you want to know more about REIT you have to study the companies and how exactly they support your investment interests.</p><br><p>Please like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Have you heard of REIT? REIT stands for Real Estate Investment Trust. You can now invest in properties without spending thousands of pesos.</p><p>In this episode we explore REIT with an overview, its features, how people can invest in it, and whether it is right for you.</p><br><p>Is REIT the right investment vehicle for you? If you want to know more about REIT you have to study the companies and how exactly they support your investment interests.</p><br><p>Please like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 41: Bakit Hindi Ako Nag-Iipon at Nag-Iinvest</title>
			<itunes:title>Episode 41: Bakit Hindi Ako Nag-Iipon at Nag-Iinvest</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>22:58</itunes:duration>
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			<link>https://kangaroofern.com/episode-41-bakit-hindi-ako-nag-iipon-at-nag-iinvest</link>
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			<itunes:episode>41</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>This episode explores the common issues or perspectives that hinder people from saving or investing.  A follow up discussion from the episode on millionaire habits, this episode will tease out 7 common barriers to moving forward with planned savings or investment. Do you think you have a similar situation?</p><p> </p><p>Find out through this episode.</p><p> </p><p>Like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This episode explores the common issues or perspectives that hinder people from saving or investing.  A follow up discussion from the episode on millionaire habits, this episode will tease out 7 common barriers to moving forward with planned savings or investment. Do you think you have a similar situation?</p><p> </p><p>Find out through this episode.</p><p> </p><p>Like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 45: Tatlong Hakbang Para Makamit ang Tagumpay</title>
			<itunes:title>Episode 45: Tatlong Hakbang Para Makamit ang Tagumpay</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>22:08</itunes:duration>
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			<link>https://kangaroofern.com/episode-45-tatlong-hakbang-para-makamit-ang-tagumpay</link>
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			<itunes:episode>45</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Do you have something you are aspiring for that makes you really want it bad and want to succeed?</p><p>In this episode, we discuss the 3 steps to reach success. We believe it is important to discuss this issue because this will help make or break someone’s dream to succeed.</p><br><p>We discuss 3 main ingredients – ambition/dream, faith and action that will assist in providing direction for our future. Join us in our reflection and see where you are at this point in your life.</p><br><p>Please like, share and subscribe to our videos in order for us to serve more people.</p><br><p>Also note there is a slight hissing sound in our audio, but otherwise still loud and clear. Thank you and hope you do not mind this slight technical glitch.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you have something you are aspiring for that makes you really want it bad and want to succeed?</p><p>In this episode, we discuss the 3 steps to reach success. We believe it is important to discuss this issue because this will help make or break someone’s dream to succeed.</p><br><p>We discuss 3 main ingredients – ambition/dream, faith and action that will assist in providing direction for our future. Join us in our reflection and see where you are at this point in your life.</p><br><p>Please like, share and subscribe to our videos in order for us to serve more people.</p><br><p>Also note there is a slight hissing sound in our audio, but otherwise still loud and clear. Thank you and hope you do not mind this slight technical glitch.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 44: The Richest Man In Babylon - Key Takeaways</title>
			<itunes:title>Episode 44: The Richest Man In Babylon - Key Takeaways</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>31:20</itunes:duration>
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			<link>https://kangaroofern.com/episode-44-the-richest-man-in-babylon-key-takeaways</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>44</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we share with you a book called “The Richest Man in Babylon.” This is a book that is highly recommended to people who would like to know more about financial literacy and the specific strategies to build wealth. Although it is fiction and set in the olden times, the principles are very much applicable to TODAY.</p><p>There are many resources available to access this book – there is even some YouTube videos about it. There are audiobooks, and e-books so there is no excuse not to find time to learn about it!</p><p> </p><p>But here at RETIRONARYO we provide you with the summary and key ideas as a heads up in case you want to dive deeper into the book itself. This is an interesting episode and you will learn a lot from the book’s teachings.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we share with you a book called “The Richest Man in Babylon.” This is a book that is highly recommended to people who would like to know more about financial literacy and the specific strategies to build wealth. Although it is fiction and set in the olden times, the principles are very much applicable to TODAY.</p><p>There are many resources available to access this book – there is even some YouTube videos about it. There are audiobooks, and e-books so there is no excuse not to find time to learn about it!</p><p> </p><p>But here at RETIRONARYO we provide you with the summary and key ideas as a heads up in case you want to dive deeper into the book itself. This is an interesting episode and you will learn a lot from the book’s teachings.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 40: Pitong Milyonaryo Habits</title>
			<itunes:title>Episode 40: Pitong Milyonaryo Habits</itunes:title>
			<pubDate>Sun, 12 Mar 2023 22:00:00 GMT</pubDate>
			<itunes:duration>27:37</itunes:duration>
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			<link>https://kangaroofern.com/episode-40-pitong-milyonaryo-habits</link>
			<acast:episodeId>65e1658bbabcda00167e5fb4</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>40</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Have you made your new year's resolutions yet? Are you re-charged for 2023? Have you thought about your goals for 2023? We urge you to listen to this episode to reflect on 7 "Milyonaryo" habits you might want to focus on to help kick start your year on a positive note. Let's together face the new year head strong, ready to tackle our financial goals.</p><p>Please share and like our videos to enable us to serve more people.</p><br><p>Reminder to join our RETIRONARYO Challenge and join our REFERRAL program to get more benefits from the program.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Have you made your new year's resolutions yet? Are you re-charged for 2023? Have you thought about your goals for 2023? We urge you to listen to this episode to reflect on 7 "Milyonaryo" habits you might want to focus on to help kick start your year on a positive note. Let's together face the new year head strong, ready to tackle our financial goals.</p><p>Please share and like our videos to enable us to serve more people.</p><br><p>Reminder to join our RETIRONARYO Challenge and join our REFERRAL program to get more benefits from the program.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 37: Milyonaryo? Ako? Posible Pa?</title>
			<itunes:title>Episode 37: Milyonaryo? Ako? Posible Pa?</itunes:title>
			<pubDate>Thu, 05 Jan 2023 11:00:00 GMT</pubDate>
			<itunes:duration>19:19</itunes:duration>
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			<link>https://kangaroofern.com/episode-37-milyonaryo-ako-posible-pa</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>37</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[In this episode we have a special guest Ana De Guzman who so candidly shared her reflections as a middle-aged professional to answer the question "Possible pa kaya ako maging milyonaryo?" Ana is a schoolteacher who also dreams of also securing her future. Join us as we talk about life in general and the aspirations of Ana, who may have the same aspirations as you.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode we have a special guest Ana De Guzman who so candidly shared her reflections as a middle-aged professional to answer the question "Possible pa kaya ako maging milyonaryo?" Ana is a schoolteacher who also dreams of also securing her future. Join us as we talk about life in general and the aspirations of Ana, who may have the same aspirations as you.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 38 Public School Teacher Posibleng Maging Milyonaryo</title>
			<itunes:title>Episode 38 Public School Teacher Posibleng Maging Milyonaryo</itunes:title>
			<pubDate>Wed, 04 Jan 2023 22:00:00 GMT</pubDate>
			<itunes:duration>30:15</itunes:duration>
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			<link>https://kangaroofern.com/episode-38-public-school-teacher-posibleng-maging-milyonaryo</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>38</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we tackle the question “can a public school teacher become a millionaire?” which is based on a comment and question from one of our viewers. We showed potential retirement fund versus if those funds were to be invested in a better alternative. We answer the question in the end. Guess what it is? And we also shared some key take aways based on our analysis.</p><p>There are also new subscribers that we greeted in this show.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we tackle the question “can a public school teacher become a millionaire?” which is based on a comment and question from one of our viewers. We showed potential retirement fund versus if those funds were to be invested in a better alternative. We answer the question in the end. Guess what it is? And we also shared some key take aways based on our analysis.</p><p>There are also new subscribers that we greeted in this show.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 36: 8 Steps to Retire as Millionare</title>
			<itunes:title>Episode 36: 8 Steps to Retire as Millionare</itunes:title>
			<pubDate>Tue, 20 Dec 2022 07:00:00 GMT</pubDate>
			<itunes:duration>25:34</itunes:duration>
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			<link>https://kangaroofern.com/episode-36-8-steps-to-retire-as-millionare</link>
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			<itunes:episode>36</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>How to become a millionaire – is a lot of people’s question and dream. Is it yours too? It is definitely ours! So in this episode, we discuss 8 steps based on what we know and based on what we intend to follow to make that a reality. So we are sharing with you very practical and actionable steps to ease the stress, and get on the right path to saving for your retirement and financial future.</p><p>Like, share and subscribe to our videos to help us help other people too.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How to become a millionaire – is a lot of people’s question and dream. Is it yours too? It is definitely ours! So in this episode, we discuss 8 steps based on what we know and based on what we intend to follow to make that a reality. So we are sharing with you very practical and actionable steps to ease the stress, and get on the right path to saving for your retirement and financial future.</p><p>Like, share and subscribe to our videos to help us help other people too.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 35: Ways to Earn More Money</title>
			<itunes:title>Episode 35: Ways to Earn More Money</itunes:title>
			<pubDate>Sun, 18 Dec 2022 22:00:00 GMT</pubDate>
			<itunes:duration>26:27</itunes:duration>
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			<link>https://kangaroofern.com/episode-35-ways-to-earn-more-money</link>
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			<itunes:episode>35</itunes:episode>
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			<description><![CDATA[<p>Christmas season is near, and we all need some extra cash to be able to provide to our families. Christmas or not, we advocate for savings, budgeting and investing to secure our financial future. In this video we have explored many other creative ways of making more money. The ideas may not be new but you may not have considered it yet. It will depend on your time and skills.</p><p> </p><p>Join us as we discuss how you can earn extra income on the side, to fast track your retironaryo dream.</p><p> </p><p>Like, share and subscribe to our videos to be able to serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Christmas season is near, and we all need some extra cash to be able to provide to our families. Christmas or not, we advocate for savings, budgeting and investing to secure our financial future. In this video we have explored many other creative ways of making more money. The ideas may not be new but you may not have considered it yet. It will depend on your time and skills.</p><p> </p><p>Join us as we discuss how you can earn extra income on the side, to fast track your retironaryo dream.</p><p> </p><p>Like, share and subscribe to our videos to be able to serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 34 Retironaryo Goes to Singapore</title>
			<itunes:title>Episode 34 Retironaryo Goes to Singapore</itunes:title>
			<pubDate>Mon, 05 Dec 2022 07:00:00 GMT</pubDate>
			<itunes:duration>21:28</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>34</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Retironaryo recently went to Singapore. And while we were there we looked around, talked to some Pinoy OFWs and asked about their life and how is it like working abroad. We were very lucky we found two people who were kind enough to tell us about their insights in the brief interview. We also give you our thoughts after our visit to Singapore.</p><p>&nbsp;If you want to see how we went around this exciting country, please watch our video.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Retironaryo recently went to Singapore. And while we were there we looked around, talked to some Pinoy OFWs and asked about their life and how is it like working abroad. We were very lucky we found two people who were kind enough to tell us about their insights in the brief interview. We also give you our thoughts after our visit to Singapore.</p><p>&nbsp;If you want to see how we went around this exciting country, please watch our video.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 33 Cryptocurrency_Yayaman ba Ako Dyan</title>
			<itunes:title>Episode 33 Cryptocurrency_Yayaman ba Ako Dyan</itunes:title>
			<pubDate>Mon, 05 Dec 2022 01:00:00 GMT</pubDate>
			<itunes:duration>29:12</itunes:duration>
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			<link>https://kangaroofern.com/episode-33-cryptocurrency-yayaman-ba-ako-dyan</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>33</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Cryptocurrency is still relevant – in fact a lot of people are still talking about it, and a lot of people are engaged in it. This episode is not about describing cryptocurrency itself, but it just gives you an idea of whether it is the right investment vehicle for you. We do a quick overview or comparison with other types of investment in order for you to determine if this is for you. At the end of the day it will be your decision and it will be your funds to put into it.</p><p>&nbsp;Like, share and subscribe to our videos to be able to serve more people through our content.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Cryptocurrency is still relevant – in fact a lot of people are still talking about it, and a lot of people are engaged in it. This episode is not about describing cryptocurrency itself, but it just gives you an idea of whether it is the right investment vehicle for you. We do a quick overview or comparison with other types of investment in order for you to determine if this is for you. At the end of the day it will be your decision and it will be your funds to put into it.</p><p>&nbsp;Like, share and subscribe to our videos to be able to serve more people through our content.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 32 Mga Scam na Dapat Iwasan</title>
			<itunes:title>Episode 32 Mga Scam na Dapat Iwasan</itunes:title>
			<pubDate>Mon, 05 Dec 2022 00:00:00 GMT</pubDate>
			<itunes:duration>30:03</itunes:duration>
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			<link>https://kangaroofern.com/episode-32-mga-scam-na-dapat-iwasan</link>
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			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>32</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Life is hard, and your hard-earned money needs to work for you. In this episode we discuss some of the scams that are currently happening at the moment. They might be scams you are not aware of, but if you are, this episode is a good reminder to watch out. Scams are everywhere&nbsp;and in various forms, so please listen reduce your risk of being a victim of these types of scams.</p><p>&nbsp;Like, share and subscribe to our videos to be able to serve more people through our content.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Life is hard, and your hard-earned money needs to work for you. In this episode we discuss some of the scams that are currently happening at the moment. They might be scams you are not aware of, but if you are, this episode is a good reminder to watch out. Scams are everywhere&nbsp;and in various forms, so please listen reduce your risk of being a victim of these types of scams.</p><p>&nbsp;Like, share and subscribe to our videos to be able to serve more people through our content.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 31 Risky Mag-Invest sa GInvest</title>
			<itunes:title>Episode 31 Risky Mag-Invest sa GInvest</itunes:title>
			<pubDate>Sun, 04 Dec 2022 23:00:00 GMT</pubDate>
			<itunes:duration>30:47</itunes:duration>
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			<link>https://kangaroofern.com/episode-31-risky-mag-invest-sa-ginvest</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>31</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we look at GInvest options to determine which ones suit your risk appetite. It is good to know the different ATRAM offerings and which ones would be the best for you. We present these options to help you decide on which fund to go with if and when you join our Retironary Challenge. However, this information is also a good general overview for anyone wishing to consider investing through GCash. </p><p> </p><p>Please like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we look at GInvest options to determine which ones suit your risk appetite. It is good to know the different ATRAM offerings and which ones would be the best for you. We present these options to help you decide on which fund to go with if and when you join our Retironary Challenge. However, this information is also a good general overview for anyone wishing to consider investing through GCash. </p><p> </p><p>Please like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 30 Vocabulary ng Isang Retironaryo</title>
			<itunes:title>Episode 30 Vocabulary ng Isang Retironaryo</itunes:title>
			<pubDate>Sun, 04 Dec 2022 22:00:00 GMT</pubDate>
			<itunes:duration>29:56</itunes:duration>
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			<link>https://kangaroofern.com/episode-30-vocabulary-ng-isang-retironaryo</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>30</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[Alamin ang ilan sa mga basic terminologies na dapat nyo malaman para maging pamilyar kayo sa larangan ng savings, budgeting and investing.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Alamin ang ilan sa mga basic terminologies na dapat nyo malaman para maging pamilyar kayo sa larangan ng savings, budgeting and investing.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 29: P25,000 Free Money - A Retironaryo Challenge</title>
			<itunes:title>Episode 29: P25,000 Free Money - A Retironaryo Challenge</itunes:title>
			<pubDate>Mon, 31 Oct 2022 22:30:00 GMT</pubDate>
			<itunes:duration>28:21</itunes:duration>
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			<link>https://kangaroofern.com/episode-29-p25-000-free-money-a-retironaryo-challenge</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>29</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>This is an exciting episode because we have a BIG announcement to make! We are giving away money!!! Yes! We want you to have it -- just simply join our RETIRONARYO Challenge. What is the challenge all about? Well this episode explains the mechanics in detail.</p><p>You will be saving for a year and when you are successfully able to do it, you are in for a chance to win a portion of the 25 Thousand Pesos worth of prizes which we will give to 3 lucky winners.</p><p>To find out more -- please view our video and this could be life changing. This is definitely one video that you would like to share with family and friends because we want them to have a life changing experience as well.</p><p>All you need is a GCASH account, and a consistent amount of money to save monthly. This is not an instant payout but a challenge that will last for a year.</p><p>Watch this video now and join today!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This is an exciting episode because we have a BIG announcement to make! We are giving away money!!! Yes! We want you to have it -- just simply join our RETIRONARYO Challenge. What is the challenge all about? Well this episode explains the mechanics in detail.</p><p>You will be saving for a year and when you are successfully able to do it, you are in for a chance to win a portion of the 25 Thousand Pesos worth of prizes which we will give to 3 lucky winners.</p><p>To find out more -- please view our video and this could be life changing. This is definitely one video that you would like to share with family and friends because we want them to have a life changing experience as well.</p><p>All you need is a GCASH account, and a consistent amount of money to save monthly. This is not an instant payout but a challenge that will last for a year.</p><p>Watch this video now and join today!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 28: Dapat Iwasan ng mga OFWS - Usapang Pinansyal</title>
			<itunes:title>Episode 28: Dapat Iwasan ng mga OFWS - Usapang Pinansyal</itunes:title>
			<pubDate>Tue, 25 Oct 2022 22:00:00 GMT</pubDate>
			<itunes:duration>27:53</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/60736138-3110-4124-bdab-45c618860fee/media.mp3" length="26783285" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/episode-28-dapat-iwasan-ng-mga-ofws-usapang-pinansyal</link>
			<acast:episodeId>65e1658bbabcda00167e5fc0</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>28</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we divert from our usual discussion  of stocks or numbers to discuss an important issue facing Overseas Filipino Workers (OFWs)  which is money matters. Entitled “Usapang Pinansyal” we discuss the common financial worries OFWs face and some ways to avoid it.</p><p>Whether you are an OFW, or thinking of being an OFW it would be good to know about these matters so that you are forewarned about the issues, hopefully avoiding facing them in the future. This is just real-talk, and we strip it back to the basics and the importance of preparing for your family, and your future.</p><p>Please share and like our videos and also subscribe to our FB and YT channels so that we can serve more people with our content. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we divert from our usual discussion  of stocks or numbers to discuss an important issue facing Overseas Filipino Workers (OFWs)  which is money matters. Entitled “Usapang Pinansyal” we discuss the common financial worries OFWs face and some ways to avoid it.</p><p>Whether you are an OFW, or thinking of being an OFW it would be good to know about these matters so that you are forewarned about the issues, hopefully avoiding facing them in the future. This is just real-talk, and we strip it back to the basics and the importance of preparing for your family, and your future.</p><p>Please share and like our videos and also subscribe to our FB and YT channels so that we can serve more people with our content. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 27: High Paying Dividend Stocks - Maganda nga ba?</title>
			<itunes:title>Episode 27: High Paying Dividend Stocks - Maganda nga ba?</itunes:title>
			<pubDate>Tue, 18 Oct 2022 22:00:00 GMT</pubDate>
			<itunes:duration>27:13</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/37492bab-a766-420f-b32f-ac3036364cdc/media.mp3" length="26135448" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-27-high-paying-dividend-stocks-maganda-nga-ba</link>
			<acast:episodeId>65e1658bbabcda00167e5fc1</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>27</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we discuss the concept of stock dividends and whether or not it is the suitable investment vehicle for you. We compared stock dividends with stocks that have greater capital appreciation. We did an overview of some companies in the market that provide dividends vis-à-vis those that do not offer it. We weighed the pros and cons, and present to you what is the possible scenario. So if you are interested in dividend stocks or would like to find out where you are leaning to, then watch this video to get an insight and to be better informed of your choices. </p><p>Like and share our videos, subscribe to our FB and YT channels so we can serve and help more people. Thank you! </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we discuss the concept of stock dividends and whether or not it is the suitable investment vehicle for you. We compared stock dividends with stocks that have greater capital appreciation. We did an overview of some companies in the market that provide dividends vis-à-vis those that do not offer it. We weighed the pros and cons, and present to you what is the possible scenario. So if you are interested in dividend stocks or would like to find out where you are leaning to, then watch this video to get an insight and to be better informed of your choices. </p><p>Like and share our videos, subscribe to our FB and YT channels so we can serve and help more people. Thank you! </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 26: Investing with Sun Life Part 2</title>
			<itunes:title>Episode 26: Investing with Sun Life Part 2</itunes:title>
			<pubDate>Mon, 17 Oct 2022 22:00:00 GMT</pubDate>
			<itunes:duration>27:42</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/daa97836-5b52-4da1-84ff-f3e14c2fbd71/media.mp3" length="26597711" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/episode-26-investing-with-sun-life-part-2</link>
			<acast:episodeId>65e1658bbabcda00167e5fc2</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>26</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we continue to speak to Leo Viray of Sunlife of Canada  (Philippines), Inc. who showed us some scenarios of potential returns from clients from different age groups. We also discussed some investment options for the clients. An interesting insight on how preparing for the future makes it really reasonable to set aside meaningful savings.</p><p>Please like, share and subscribe to our videos in order for us to serve more people. If you wish to contact Leo let us know and we will link you up with him too.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we continue to speak to Leo Viray of Sunlife of Canada  (Philippines), Inc. who showed us some scenarios of potential returns from clients from different age groups. We also discussed some investment options for the clients. An interesting insight on how preparing for the future makes it really reasonable to set aside meaningful savings.</p><p>Please like, share and subscribe to our videos in order for us to serve more people. If you wish to contact Leo let us know and we will link you up with him too.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 25: Investing with Sun Life Part 1</title>
			<itunes:title>Episode 25: Investing with Sun Life Part 1</itunes:title>
			<pubDate>Mon, 17 Oct 2022 05:00:00 GMT</pubDate>
			<itunes:duration>24:10</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/1e238ca3-9551-4fac-aff2-b99bac004932/media.mp3" length="23209316" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-25-investing-with-sun-life-part-1</link>
			<acast:episodeId>65e1658bbabcda00167e5fc3</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>25</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we speak to Mr Leo Viray, Financial Adviser and currently Unit Manager at Sunlife of Canada Phils, to give an overview about Sunlife Philippines and the types of products and services they currently provide. We deemed it important to give you an idea of how this works if you have not availed of any insurance product whether from Sunlife or from another provider, OR if you are currently thinking about investing or taking up an insurance product depending on your life stage now.</p><p>This is not a sponsored or a partnership content but inviting Leo to speak on behalf of the industry that would help you in your financial goals is something we feel important to highlight, and the advocacy in securing our future is something we share in common. Please stay tuned as this interview is in 2-parts. In part 2 we will discuss more about your options given your age and goals.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we speak to Mr Leo Viray, Financial Adviser and currently Unit Manager at Sunlife of Canada Phils, to give an overview about Sunlife Philippines and the types of products and services they currently provide. We deemed it important to give you an idea of how this works if you have not availed of any insurance product whether from Sunlife or from another provider, OR if you are currently thinking about investing or taking up an insurance product depending on your life stage now.</p><p>This is not a sponsored or a partnership content but inviting Leo to speak on behalf of the industry that would help you in your financial goals is something we feel important to highlight, and the advocacy in securing our future is something we share in common. Please stay tuned as this interview is in 2-parts. In part 2 we will discuss more about your options given your age and goals.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 24: SSS Employee Contribution - Worth It ba na Mag-Contribute?</title>
			<itunes:title>Episode 24: SSS Employee Contribution - Worth It ba na Mag-Contribute?</itunes:title>
			<pubDate>Tue, 11 Oct 2022 07:00:00 GMT</pubDate>
			<itunes:duration>25:06</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/e5f0fdf8-81c4-4c9a-987b-23c1761feac3/media.mp3" length="24098315" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/episode-24-sss-employee-contribution-worth-it-ba-na-mag-contribute</link>
			<acast:episodeId>65e1658bbabcda00167e5fc4</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZ/Ynvgc/bVSlxbfa1LTdZ/NS0G6+1uBWmuf3KXrHlJ0izxnDClosxN1ZvN1RuhNrl9owV5P190/trekvxhz0b7sm37MJEWoarIPg88ZqMycgDGhz0NCryYHLg3LS9j80czsN+yQwoxYLb1w8lfn4Sd]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>24</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we continue to explore SSS – from the point of view of an existing member who is a regular employee. Unlike the previous episode where we looked at SSS from an OFW perspective using Jarvis as a case study, this time we will look at a hypothetical 20-year old existing SSS member and how much this young person could receive at the age of retirement. We also look at what happens to this young person’s SSS contributions if this person decides to put it to a completely different investment option. You will not believe the difference of the amount! So stay tuned especially if you have young family members who have already started contributing to SSS. You will appreciate the effects of contributing to SSS or simply NOT having any form of retirement plan for their future.</p><p>We leave it up to you to decide what you think is the best option based on the case study we discuss today.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we continue to explore SSS – from the point of view of an existing member who is a regular employee. Unlike the previous episode where we looked at SSS from an OFW perspective using Jarvis as a case study, this time we will look at a hypothetical 20-year old existing SSS member and how much this young person could receive at the age of retirement. We also look at what happens to this young person’s SSS contributions if this person decides to put it to a completely different investment option. You will not believe the difference of the amount! So stay tuned especially if you have young family members who have already started contributing to SSS. You will appreciate the effects of contributing to SSS or simply NOT having any form of retirement plan for their future.</p><p>We leave it up to you to decide what you think is the best option based on the case study we discuss today.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 23: OFW Ako - Dapat ko pa bang Ituloy ang Pagbabayad sa SSS?</title>
			<itunes:title>Episode 23: OFW Ako - Dapat ko pa bang Ituloy ang Pagbabayad sa SSS?</itunes:title>
			<pubDate>Tue, 04 Oct 2022 07:00:00 GMT</pubDate>
			<itunes:duration>34:22</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/c304df5c-2218-4a3b-b739-ba78faea7778/media.mp3" length="32994576" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/episode-23-ofw-ako-dapat-ko-pa-bang-ituloy-ang-pagbabayad-sa-sss</link>
			<acast:episodeId>65e1658bbabcda00167e5fc5</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>23</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we tackle a common issue or topic among overseas Filipino workers (or OFW) and even to those who already live abroad who give contribution to SSS or the Philippine Social Security System, as they depend on this for their retirement.</p><p>We take as an example or case study Jarvis himself and analysed his real-time contributions. We did 3 types of analysis in order to determine if it is still WORTH IT to continue contributions to SSS.</p><p>You will be surprised to find out what we also discovered. Yes, discover what your options are  so please join us in this episode. </p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we tackle a common issue or topic among overseas Filipino workers (or OFW) and even to those who already live abroad who give contribution to SSS or the Philippine Social Security System, as they depend on this for their retirement.</p><p>We take as an example or case study Jarvis himself and analysed his real-time contributions. We did 3 types of analysis in order to determine if it is still WORTH IT to continue contributions to SSS.</p><p>You will be surprised to find out what we also discovered. Yes, discover what your options are  so please join us in this episode. </p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Episode 22: GCash's GInvest - Wala ng Rason para Hindi Makapag Invest]]></title>
			<itunes:title><![CDATA[Episode 22: GCash's GInvest - Wala ng Rason para Hindi Makapag Invest]]></itunes:title>
			<pubDate>Mon, 26 Sep 2022 13:30:00 GMT</pubDate>
			<itunes:duration>33:22</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/e4b07f1d-5580-4526-9f9b-ad7ecdf17c2a/media.mp3" length="32034524" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/episode-22-gcashs-ginvest-wala-ng-rason-para-hindi-makapag-invest</link>
			<acast:episodeId>65e1658bbabcda00167e5fc6</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>22</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Here is an episode  na ka-aabangan!</p><p>Do you have a GCASH Account? Or do you know someone who has a GCash account? Do you know that you can start your investing journey through GCash? Well, listen to this episode because this might be the perfect vehicle for you to start saving for your retirement!</p><p>In this episode we give you an introduction to some of the funds you can invest in and what the possible options and returns are, and also give you 3 case studies or scenarios of what can happen to your retirement funds if you invest in GCash.</p><p>Make sure you share this video as this might be a game changer for you and the people around you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Here is an episode  na ka-aabangan!</p><p>Do you have a GCASH Account? Or do you know someone who has a GCash account? Do you know that you can start your investing journey through GCash? Well, listen to this episode because this might be the perfect vehicle for you to start saving for your retirement!</p><p>In this episode we give you an introduction to some of the funds you can invest in and what the possible options and returns are, and also give you 3 case studies or scenarios of what can happen to your retirement funds if you invest in GCash.</p><p>Make sure you share this video as this might be a game changer for you and the people around you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 21: Superannuation - Sapat ba para sa Pag Reretiro?</title>
			<itunes:title>Episode 21: Superannuation - Sapat ba para sa Pag Reretiro?</itunes:title>
			<pubDate>Sat, 24 Sep 2022 22:00:00 GMT</pubDate>
			<itunes:duration>21:58</itunes:duration>
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			<link>https://kangaroofern.com/episode-21-superannuation-sapat-ba-para-sa-pag-reretiro</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>21</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Have you ever heard of the concept of Superannuation? This is a system in Australia where employers contribute an amount monthly towards the retirement fund of the employee. Curious? Then this episode is for you, and it does not matter whether you are in Australia or any where around the world, it would be good to know how benefits like superannuation is relevant for one's retirement. If you are enrolled in a SIMILAR scheme like Superannuation, you also want to listen to this episode to find out if you are receiving ENOUGH to fund your retirement.</p><p>Join us for this very interesting episode. Like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Have you ever heard of the concept of Superannuation? This is a system in Australia where employers contribute an amount monthly towards the retirement fund of the employee. Curious? Then this episode is for you, and it does not matter whether you are in Australia or any where around the world, it would be good to know how benefits like superannuation is relevant for one's retirement. If you are enrolled in a SIMILAR scheme like Superannuation, you also want to listen to this episode to find out if you are receiving ENOUGH to fund your retirement.</p><p>Join us for this very interesting episode. Like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 19: Conservative vs Aggressive Funds - Kailan Ginagamit?</title>
			<itunes:title>Episode 19: Conservative vs Aggressive Funds - Kailan Ginagamit?</itunes:title>
			<pubDate>Sat, 03 Sep 2022 22:00:00 GMT</pubDate>
			<itunes:duration>24:35</itunes:duration>
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			<itunes:episode>19</itunes:episode>
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			<description><![CDATA[In this episode, we explore the difference between a conservative versus an aggressive fund and explain when it is best to consider conservative over aggressive. We also show its potential depending on your goals and age.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode, we explore the difference between a conservative versus an aggressive fund and explain when it is best to consider conservative over aggressive. We also show its potential depending on your goals and age.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>EPISODE 20: BAGSAK ANG STOCK MARKET! BUY, SELL OR HOLD?</title>
			<itunes:title>EPISODE 20: BAGSAK ANG STOCK MARKET! BUY, SELL OR HOLD?</itunes:title>
			<pubDate>Sat, 03 Sep 2022 22:00:00 GMT</pubDate>
			<itunes:duration>23:44</itunes:duration>
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			<link>https://kangaroofern.com/episode-20-bagsak-ang-stock-market-buy-sell-or-hold</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>20</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>We hear a lot of stories from people who are into stock investing in terms of their fear of the stock market crashing and what this means for their investments. Because of that fear, people panic.</p><p>For those who are new to investing or thinking about starting to invest, what do you think – should you buy, hold or sell when the stock market is low?</p><p>In this video, we share our insights on what could be the most appropriate attitude and perspective to consider when the stock market is apparently not performing well. You will be surprised! Hopefully this changes your opinion and will consider investing.</p><p>Like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We hear a lot of stories from people who are into stock investing in terms of their fear of the stock market crashing and what this means for their investments. Because of that fear, people panic.</p><p>For those who are new to investing or thinking about starting to invest, what do you think – should you buy, hold or sell when the stock market is low?</p><p>In this video, we share our insights on what could be the most appropriate attitude and perspective to consider when the stock market is apparently not performing well. You will be surprised! Hopefully this changes your opinion and will consider investing.</p><p>Like, share and subscribe to our videos so that we can serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 18: Q and A on Saving, Budgeting and Investing</title>
			<itunes:title>Episode 18: Q and A on Saving, Budgeting and Investing</itunes:title>
			<pubDate>Mon, 15 Aug 2022 07:00:00 GMT</pubDate>
			<itunes:duration>32:06</itunes:duration>
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			<link>https://kangaroofern.com/episode-18-q-and-a-on-saving-budgeting-and-investing</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>18</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Episode 18 is dedicated to 10 of the questions we received recently asking us for our comments or opinion on some questions sent to us by our viewers. Questions such as "is it better to buy property for investment or put my money into stocks", "Are stocks also taxed", "where is it better to invest, in the Philippines or in US stocks" are only some of what we will answer.</p><p>Please join us to learn more about your options for retirement. Like, share, subscribe to show to serve more people who want to become future millionaires too! Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Episode 18 is dedicated to 10 of the questions we received recently asking us for our comments or opinion on some questions sent to us by our viewers. Questions such as "is it better to buy property for investment or put my money into stocks", "Are stocks also taxed", "where is it better to invest, in the Philippines or in US stocks" are only some of what we will answer.</p><p>Please join us to learn more about your options for retirement. Like, share, subscribe to show to serve more people who want to become future millionaires too! Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 17: A Simple, Stress Free and Minimal Investment Strategy for your Retirement</title>
			<itunes:title>Episode 17: A Simple, Stress Free and Minimal Investment Strategy for your Retirement</itunes:title>
			<pubDate>Mon, 08 Aug 2022 07:00:00 GMT</pubDate>
			<itunes:duration>34:23</itunes:duration>
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			<link>https://kangaroofern.com/episode-17-a-simple-stress-free-and-minimal-investment-strategy-for-your-retirement</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>17</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Retironaryo Episode 17 Discusses a simple, stress free and with minimal investment effort strategy. We have been advocating for this strategy especially for those who might not have the time to study investing, and those who have only a small amount of money that they can save monthly. In this episode we look closely again into the idea of investing money through index funds. We tried to project my (Mimi) "previous" to my "would have been salary" should I have stayed in the Philippines based on realistic peso figures.</p><p>This goes to show that we can still attain our retirement goals!</p><p>Find out more by listening now. Please do not forget to like, subscribe and share our content so we can serve more people who want to realise their retirement dreams.</p><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Retironaryo Episode 17 Discusses a simple, stress free and with minimal investment effort strategy. We have been advocating for this strategy especially for those who might not have the time to study investing, and those who have only a small amount of money that they can save monthly. In this episode we look closely again into the idea of investing money through index funds. We tried to project my (Mimi) "previous" to my "would have been salary" should I have stayed in the Philippines based on realistic peso figures.</p><p>This goes to show that we can still attain our retirement goals!</p><p>Find out more by listening now. Please do not forget to like, subscribe and share our content so we can serve more people who want to realise their retirement dreams.</p><p>Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 16: Retirement Plan: A Proposal for the Employees of a Private Rural School</title>
			<itunes:title>Episode 16: Retirement Plan: A Proposal for the Employees of a Private Rural School</itunes:title>
			<pubDate>Mon, 01 Aug 2022 07:00:00 GMT</pubDate>
			<itunes:duration>33:54</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/0e5da485-15b9-4dc4-8995-a40f43a31516/media.mp3" length="28483700" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-16-retirement-plan-a-proposal-for-the-employees-of-a-private-rural-school</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>How do we try to implement a retirement concept or plan based on what we learned so far in Retironaryo? In this episode we have considered how a retirement plan can be achieved using pooled funds to purchase UITF to replace or supplement any SSS benefits being received to achieve a better retirement fund at age 65. In this episode we used a private school in a rural area (with a group of teacher in consideration of their age and current salaries) to demonstrate that it is possible and it can be achieved!  This might help them rise above the challenges of "kahirapan" by devoting 5% of their monthly salary to invest for their future.</p><p>You too can do this with a group that you trust and who want to share in your dream, even without a sponsor as in the case of this proposal shown to you.</p><p>If you have questions about this episode or anything RETIRONARYO, please do not hesitate to contact us via email or message us here in YT.</p><p>Please do not forget to like, share and subscribe to our channel so that we can continue to serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do we try to implement a retirement concept or plan based on what we learned so far in Retironaryo? In this episode we have considered how a retirement plan can be achieved using pooled funds to purchase UITF to replace or supplement any SSS benefits being received to achieve a better retirement fund at age 65. In this episode we used a private school in a rural area (with a group of teacher in consideration of their age and current salaries) to demonstrate that it is possible and it can be achieved!  This might help them rise above the challenges of "kahirapan" by devoting 5% of their monthly salary to invest for their future.</p><p>You too can do this with a group that you trust and who want to share in your dream, even without a sponsor as in the case of this proposal shown to you.</p><p>If you have questions about this episode or anything RETIRONARYO, please do not hesitate to contact us via email or message us here in YT.</p><p>Please do not forget to like, share and subscribe to our channel so that we can continue to serve more people.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 15: Tamang UITF Batay sa Iyong Financial Objectives</title>
			<itunes:title>Episode 15: Tamang UITF Batay sa Iyong Financial Objectives</itunes:title>
			<pubDate>Mon, 25 Jul 2022 07:00:00 GMT</pubDate>
			<itunes:duration>38:35</itunes:duration>
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			<link>https://kangaroofern.com/episode-15-tamang-uitf-batay-sa-iyong-financial-objectives</link>
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			<itunes:episode>15</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Retironaryo Episode 15: Tamang UITF Batay sa Inyong Financial Objectives</p><p>&nbsp;In this episode, we discuss more closely the concept of a UITF, and in particular we looked</p><p>into BPI funds as an example. We discussed how you select the appropriate UITF</p><p>based on your personal profile when you apply to be assessed and we also</p><p>discussed how to “read” or analyse the figures.</p><p>We also partly talked about advantages of UITF and how much money you can save to buy UITF and using a calculator we projected your future potential income when you diligently save and deposit every 6 months. </p><p>We also discussed a tool developed by Jarvis to assist you in the analysis of the UITF in your process of selection.</p><p>DISCLAIMER:</p><p>We mentioned in this video that this is an EXAMPLE of how&nbsp; you can get started in Philippine investing especially if you do not know much about stock investing but are keen to save and deposit into UITF every 6 months. We show you not the only way but a potential you can consider depending on your personal situation.</p><p>&nbsp;Please do not forget to like, share our videos and subscribe to our channel so that we can continue to serve more people with our content. For inquiries regarding the UITF selector tool send us an email at retironaryo@gmail.com.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Retironaryo Episode 15: Tamang UITF Batay sa Inyong Financial Objectives</p><p>&nbsp;In this episode, we discuss more closely the concept of a UITF, and in particular we looked</p><p>into BPI funds as an example. We discussed how you select the appropriate UITF</p><p>based on your personal profile when you apply to be assessed and we also</p><p>discussed how to “read” or analyse the figures.</p><p>We also partly talked about advantages of UITF and how much money you can save to buy UITF and using a calculator we projected your future potential income when you diligently save and deposit every 6 months. </p><p>We also discussed a tool developed by Jarvis to assist you in the analysis of the UITF in your process of selection.</p><p>DISCLAIMER:</p><p>We mentioned in this video that this is an EXAMPLE of how&nbsp; you can get started in Philippine investing especially if you do not know much about stock investing but are keen to save and deposit into UITF every 6 months. We show you not the only way but a potential you can consider depending on your personal situation.</p><p>&nbsp;Please do not forget to like, share our videos and subscribe to our channel so that we can continue to serve more people with our content. For inquiries regarding the UITF selector tool send us an email at retironaryo@gmail.com.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 14: Singkwenta Ka na - Huli na ba para Mag-ipon at Mag-invest?</title>
			<itunes:title>Episode 14: Singkwenta Ka na - Huli na ba para Mag-ipon at Mag-invest?</itunes:title>
			<pubDate>Mon, 18 Jul 2022 07:00:00 GMT</pubDate>
			<itunes:duration>47:12</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/96ac92f5-5e8a-4c85-b425-02cb66a04a3a/media.mp3" length="39657003" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-14-singkwenta-ka-na-huli-na-ba-para-mag-ipon-at-mag-invest</link>
			<acast:episodeId>65e1658bbabcda00167e5fce</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>14</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>This is a question of some of our friends to us when we ask them if they have thought about savings and investment. They believe it is too late. In this episode, we will show our own plan and strategy on how to attain a sustainable financial plan for our retirement. We will share with you our situation and how we plan to attain our financial goals. </p><p>We will discuss how to leverage on investment or rental properties for our retirement plan. Do you want to know how? Join us as we REVEAL our secret!</p><p>Please like our videos, and share it to others so that they can also learn how to possibly leverage on investment /rental properties for retirement.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This is a question of some of our friends to us when we ask them if they have thought about savings and investment. They believe it is too late. In this episode, we will show our own plan and strategy on how to attain a sustainable financial plan for our retirement. We will share with you our situation and how we plan to attain our financial goals. </p><p>We will discuss how to leverage on investment or rental properties for our retirement plan. Do you want to know how? Join us as we REVEAL our secret!</p><p>Please like our videos, and share it to others so that they can also learn how to possibly leverage on investment /rental properties for retirement.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 13: Bakit Hindi nag-Iipon at Nag-iinvest ang Pinoy?</title>
			<itunes:title>Episode 13: Bakit Hindi nag-Iipon at Nag-iinvest ang Pinoy?</itunes:title>
			<pubDate>Mon, 11 Jul 2022 07:00:00 GMT</pubDate>
			<itunes:duration>25:59</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/1bb3f93f-963c-40b5-89ac-2f1ea26a6126/media.mp3" length="24954714" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-13-bakit-hindi-nag-iipon-at-nag-iinvest-ang-pinoy</link>
			<acast:episodeId>65e1658bbabcda00167e5fcf</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>13</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Episode 13 is all about an open and honest discussion of the realities facing us at different stages of our lives. These realities are what hinders, slows us down or diverts our attention from thinking about our future financial goals. This episode is not a "blame game" episode but is just a check on what we could have done or could still potentially do to mitigate our current situation. We are acknowledging that these situations do exist and it is a good reminder for all including us of course. Hope you enjoy this discussion.</p><p>Let your friends and family know about Retironaryo and this episode so that we can continue to serve more people.</p><br><p>Don't forget to LIKE AND SHARE!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Episode 13 is all about an open and honest discussion of the realities facing us at different stages of our lives. These realities are what hinders, slows us down or diverts our attention from thinking about our future financial goals. This episode is not a "blame game" episode but is just a check on what we could have done or could still potentially do to mitigate our current situation. We are acknowledging that these situations do exist and it is a good reminder for all including us of course. Hope you enjoy this discussion.</p><p>Let your friends and family know about Retironaryo and this episode so that we can continue to serve more people.</p><br><p>Don't forget to LIKE AND SHARE!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 12: May Sariling Lupa sa Edad na 20 Years Old</title>
			<itunes:title>Episode 12: May Sariling Lupa sa Edad na 20 Years Old</itunes:title>
			<pubDate>Mon, 04 Jul 2022 07:00:00 GMT</pubDate>
			<itunes:duration>28:39</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/f5b56642-c991-4fcb-8612-27bbe3a8d1de/media.mp3" length="27511399" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/may-sariling-lupa-sa-edad-na-20-years-old</link>
			<acast:episodeId>65e1658bbabcda00167e5fd0</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>12</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Do you know of someone at the age of 20 who has managed to buy her own land for investment purposes? Well lucky for us here at Retironaryo we found another guest, a very young person who will share what she did to do just that! We managed to convince our very own daughter, our youngest child to be interviewed about her financial goals and what her plans are for her future. </p><p>Disclaimer: This is not a bragging episode. This is a "teaching tool" to demonstrate to other parents and young people that they can also achieve what our daughter managed to achieve if they start saving, budgeting and investing young.  Our daughter agreed to be interviewed hoping to inspire others to start looking into their financial future.</p><p>Please like our videos, share it and let other people know about it so we can help more people to think about their financial success as well.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you know of someone at the age of 20 who has managed to buy her own land for investment purposes? Well lucky for us here at Retironaryo we found another guest, a very young person who will share what she did to do just that! We managed to convince our very own daughter, our youngest child to be interviewed about her financial goals and what her plans are for her future. </p><p>Disclaimer: This is not a bragging episode. This is a "teaching tool" to demonstrate to other parents and young people that they can also achieve what our daughter managed to achieve if they start saving, budgeting and investing young.  Our daughter agreed to be interviewed hoping to inspire others to start looking into their financial future.</p><p>Please like our videos, share it and let other people know about it so we can help more people to think about their financial success as well.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 11: Ano ang Trabaho ng Isang Financial Adviser?</title>
			<itunes:title>Episode 11: Ano ang Trabaho ng Isang Financial Adviser?</itunes:title>
			<pubDate>Fri, 24 Jun 2022 22:00:00 GMT</pubDate>
			<itunes:duration>35:17</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/98a55e11-08ac-44ee-b386-0799cda680b8/media.mp3" length="33874799" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/episode-11-ano-ang-trabaho-ng-isang-financial-adviser</link>
			<acast:episodeId>65e1658bbabcda00167e5fd1</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZ/Ynvgc/bVSlxbfa1LTdZ/NS0G6+1uBWmuf3KXrHlJ0izxnDClosxN1ZvN1RuhNrl9owV5P190/trekvxhz0b7sm37MJEWoarIPg88ZqMycgDGhz0NCryYHLg3LS9j80drg2xzXs9Svw65f+PdzOyQ]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>11</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Ano nga ba ang isang Financial Adviser? What can an FA do for us? In this episode we will be talking to a financial adviser who can give us an idea of how they can assist us in our financial goals. This is a very good initial overview -- we are not talking about specific plans or insurance packages here but just gives you a better idea of why you might need the services of a financial adviser.</p><p>Please like and subscribe to our channel, and share our videos so we can serve more people with our content.</p><br><p>If you have any questions or suggestions about this topic, please reach out to us here on YT or on our FB page.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Ano nga ba ang isang Financial Adviser? What can an FA do for us? In this episode we will be talking to a financial adviser who can give us an idea of how they can assist us in our financial goals. This is a very good initial overview -- we are not talking about specific plans or insurance packages here but just gives you a better idea of why you might need the services of a financial adviser.</p><p>Please like and subscribe to our channel, and share our videos so we can serve more people with our content.</p><br><p>If you have any questions or suggestions about this topic, please reach out to us here on YT or on our FB page.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>EPISODE 10: SAPAT NA BA ANG NAIPON KO NGAYON PARA MAKAPAGRETIRO NG MAGINHAWA</title>
			<itunes:title>EPISODE 10: SAPAT NA BA ANG NAIPON KO NGAYON PARA MAKAPAGRETIRO NG MAGINHAWA</itunes:title>
			<pubDate>Sun, 19 Jun 2022 22:00:00 GMT</pubDate>
			<itunes:duration>26:57</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/636fb310-ba0d-4cad-b271-4691f9aca77f/media.mp3" length="25876314" type="audio/mpeg"/>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://kangaroofern.com/episode-10-sapat-na-ba-ang-naipon-ko-ngayon-para-makapagretiro-ng-maginhawa</link>
			<acast:episodeId>65e1658bbabcda00167e5fd2</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Hi, welcome to Episode 10. This is the third part of our case study where we look at different scenarios of what happens if a person has a certain amount of money, and how we can project if that person has enough to retire a comfortable life. In the previous episode we looked at a young person in the 20s as hypothetical planner. In this episode we will look at a more mature person, a person in their mid-40s to give you another perspective on retirement planning. Also in this episode we provide you with a tool that will help you with the following: </p><p>a) savings plan calculator - this looks at what you need monthly to save in order to achieve the lifestyle you want, </p><br><p>b) current savings calculator - which looks at how much money you have to have started and how much the value of your money is at the current state, </p><br><p>c) cost of living calculator - this looks at how much you can live with for your future lifestyle depending on how much you have built up. </p><br><p>All of these calculators are developed by Jarvis to assist you in assessing your future goals and your current assets. If you are interested to know more about our retirement calculator, just send us a message here or email retironaryo@gmail.com for more details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Hi, welcome to Episode 10. This is the third part of our case study where we look at different scenarios of what happens if a person has a certain amount of money, and how we can project if that person has enough to retire a comfortable life. In the previous episode we looked at a young person in the 20s as hypothetical planner. In this episode we will look at a more mature person, a person in their mid-40s to give you another perspective on retirement planning. Also in this episode we provide you with a tool that will help you with the following: </p><p>a) savings plan calculator - this looks at what you need monthly to save in order to achieve the lifestyle you want, </p><br><p>b) current savings calculator - which looks at how much money you have to have started and how much the value of your money is at the current state, </p><br><p>c) cost of living calculator - this looks at how much you can live with for your future lifestyle depending on how much you have built up. </p><br><p>All of these calculators are developed by Jarvis to assist you in assessing your future goals and your current assets. If you are interested to know more about our retirement calculator, just send us a message here or email retironaryo@gmail.com for more details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 9 : SIMPLE PERO EPEKTIBONG RETIREMENT PLAN Part 2</title>
			<itunes:title>Episode 9 : SIMPLE PERO EPEKTIBONG RETIREMENT PLAN Part 2</itunes:title>
			<pubDate>Sun, 12 Jun 2022 22:00:00 GMT</pubDate>
			<itunes:duration>22:00</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/2b64beb9-90b9-4f13-a9eb-4e8f32fb04d9/media.mp3" length="21128716" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-9-simple-pero-epektibong-retirement-plan-part-2</link>
			<acast:episodeId>65e1658bbabcda00167e5fd3</acast:episodeId>
			<acast:showId>65e1658396c151001807df03</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>9</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[Retironaryo Episode 9 is a continuation of our discussion around a simple retirement plan using our case study of an individual who may have expenses worth 20 thousand pesos, but still very much applicable to those who are over the age of 25. In this case study we can project and predict what needs to be saved and invested using our retirement calculator. Find out why we chose a case study of a 25 year old individual. You will be surprised at the results!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Retironaryo Episode 9 is a continuation of our discussion around a simple retirement plan using our case study of an individual who may have expenses worth 20 thousand pesos, but still very much applicable to those who are over the age of 25. In this case study we can project and predict what needs to be saved and invested using our retirement calculator. Find out why we chose a case study of a 25 year old individual. You will be surprised at the results!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 8: SIMPLE PERO EPEKTIBONG RETIREMENT PLAN Part 1</title>
			<itunes:title>Episode 8: SIMPLE PERO EPEKTIBONG RETIREMENT PLAN Part 1</itunes:title>
			<pubDate>Sun, 05 Jun 2022 22:00:00 GMT</pubDate>
			<itunes:duration>36:02</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/65e1658396c151001807df03/e/34d83fb8-7ab3-4300-a07b-c7b64b03aecc/media.mp3" length="34598287" type="audio/mpeg"/>
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			<link>https://kangaroofern.com/episode-8-simple-pero-epektibong-retirement-plan-part-1</link>
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			<itunes:episode>8</itunes:episode>
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			<description><![CDATA[EPISODE 8: SIMPLE PERO EPEKTIBONG RETIREMENT PLAN talks about the keys to success for a comfortable retirement. We share tips on how to get started -steps and actionable strategies such as how to manage your salary, how to open the right savings account, etc. This is part 1, panimula and we will have another part 2 to continue this topic -- we will discuss a case study to show how the simple retirement plan works.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[EPISODE 8: SIMPLE PERO EPEKTIBONG RETIREMENT PLAN talks about the keys to success for a comfortable retirement. We share tips on how to get started -steps and actionable strategies such as how to manage your salary, how to open the right savings account, etc. This is part 1, panimula and we will have another part 2 to continue this topic -- we will discuss a case study to show how the simple retirement plan works.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 7: PAANO MAG-INVEST SA US STOCKS MASKINA NASA PINAS</title>
			<itunes:title>Episode 7: PAANO MAG-INVEST SA US STOCKS MASKINA NASA PINAS</itunes:title>
			<pubDate>Sun, 29 May 2022 22:00:00 GMT</pubDate>
			<itunes:duration>32:05</itunes:duration>
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			<link>https://kangaroofern.com/episode-7-paano-mag-invest-sa-us-stocks-maskina-nasa-pinas</link>
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			<itunes:episode>7</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[There are people asking us if it is possible to invest in US Stocks even when you are outside the US. In this video we provide some scenarios on how that is possible. Please like and share our videos and subscribe to our YT channel and FB page so we can serve more people.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[There are people asking us if it is possible to invest in US Stocks even when you are outside the US. In this video we provide some scenarios on how that is possible. Please like and share our videos and subscribe to our YT channel and FB page so we can serve more people.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 6: SAAN AKO PWEDENG MAG-INVEST NA HINDI KAILANGAN NG MALAKING PUHUNAN</title>
			<itunes:title>Episode 6: SAAN AKO PWEDENG MAG-INVEST NA HINDI KAILANGAN NG MALAKING PUHUNAN</itunes:title>
			<pubDate>Sun, 22 May 2022 22:00:00 GMT</pubDate>
			<itunes:duration>28:56</itunes:duration>
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			<link>https://kangaroofern.com/episode-6-saan-ako-pwedeng-mag-invest-na-hindi-kailangan-ng-malaking-puhunan</link>
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			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>In this episode we discuss "saan ako pwedeng mag-invest na hindi kailangan ng malaking puhunan." In other words, what are the different options available to you in investing if you do not have a lot of money set aside for investment. This is a very high overview only of the different investment vehicles depending on risk-return, capitalisation or time requirement. We also briefly talked about UITFs and where we can find these in the Philippines. We do not want to do a deep dive in this episode to minimise overwhelm. We will continue to discuss the investment options in the next episode.</p><p>Please like, and share our videos to as many friends and family members as possible so that we can serve more people. Please also subscribe to our YouTube channel. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode we discuss "saan ako pwedeng mag-invest na hindi kailangan ng malaking puhunan." In other words, what are the different options available to you in investing if you do not have a lot of money set aside for investment. This is a very high overview only of the different investment vehicles depending on risk-return, capitalisation or time requirement. We also briefly talked about UITFs and where we can find these in the Philippines. We do not want to do a deep dive in this episode to minimise overwhelm. We will continue to discuss the investment options in the next episode.</p><p>Please like, and share our videos to as many friends and family members as possible so that we can serve more people. Please also subscribe to our YouTube channel. Thank you!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 5: MAGKANO ANG KAILANGAN KONG I-INVEST?</title>
			<itunes:title>Episode 5: MAGKANO ANG KAILANGAN KONG I-INVEST?</itunes:title>
			<pubDate>Sun, 15 May 2022 22:00:00 GMT</pubDate>
			<itunes:duration>37:08</itunes:duration>
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			<link>https://kangaroofern.com/episode-5-magkano-ang-kailangan-kong-i-invest</link>
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			<itunes:season>1</itunes:season>
			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[Hi to all those who are tuning in to RETIRONARYO for the first time! Welcome! Today is episode 5. In this episode we talk about "Magkano ang Kailangan Ko I-Invest?" This is a legitimate question and rightfully so. This will help you assess your strategy, your outlook and what you need to do to achieve your goals. Join us for another info/edu-filled content! Tara na!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Hi to all those who are tuning in to RETIRONARYO for the first time! Welcome! Today is episode 5. In this episode we talk about "Magkano ang Kailangan Ko I-Invest?" This is a legitimate question and rightfully so. This will help you assess your strategy, your outlook and what you need to do to achieve your goals. Join us for another info/edu-filled content! Tara na!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 4: SAAN AKO KUKUHA NG PERA PANG INVEST?</title>
			<itunes:title>Episode 4: SAAN AKO KUKUHA NG PERA PANG INVEST?</itunes:title>
			<pubDate>Sun, 08 May 2022 22:00:00 GMT</pubDate>
			<itunes:duration>28:04</itunes:duration>
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			<link>https://kangaroofern.com/episode-4-saan-ako-kukuha-ng-pera-pang-invest</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[<p>Enjoying Retironaryo so far? Well you are in for a treat. In this episode Jarvis and Mimi discuss the very common but important question of "where can I get money for investment" or in Filipino, "Saan ako Kukuha ng Pera na pang-invest?". Jarvis and Mimi help explore where you can find sources for funds to start your investment journey. </p><p>Like and share our videos, please subscribe to our YouTube Channel!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Enjoying Retironaryo so far? Well you are in for a treat. In this episode Jarvis and Mimi discuss the very common but important question of "where can I get money for investment" or in Filipino, "Saan ako Kukuha ng Pera na pang-invest?". Jarvis and Mimi help explore where you can find sources for funds to start your investment journey. </p><p>Like and share our videos, please subscribe to our YouTube Channel!</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 3: SAVINGS ACCOUNT - GOOD OR BAD?</title>
			<itunes:title>Episode 3: SAVINGS ACCOUNT - GOOD OR BAD?</itunes:title>
			<pubDate>Sun, 01 May 2022 22:00:00 GMT</pubDate>
			<itunes:duration>22:50</itunes:duration>
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			<link>https://kangaroofern.com/episode-3-savings-account-good-or-bad</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>3</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[We hope you are all enjoying the first few Retironaryo Episodes so far, and in today's topic, we discuss savings accounts and whether it is good or bad. We will under that question in Episode 3. Come and join us!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[We hope you are all enjoying the first few Retironaryo Episodes so far, and in today's topic, we discuss savings accounts and whether it is good or bad. We will under that question in Episode 3. Come and join us!<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 2 : STOCK INVESTING - HOW WE STARTED</title>
			<itunes:title>Episode 2 : STOCK INVESTING - HOW WE STARTED</itunes:title>
			<pubDate>Sun, 24 Apr 2022 22:00:00 GMT</pubDate>
			<itunes:duration>27:10</itunes:duration>
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			<link>https://kangaroofern.com/episode-2-stock-investing-how-we-started</link>
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			<itunes:season>1</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[In this episode we continue our conversation about our family stock investing journey, and also to recap our motivation for sharing our experiences with you.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[In this episode we continue our conversation about our family stock investing journey, and also to recap our motivation for sharing our experiences with you.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Episode 1 : Getting to know Retironaryo</title>
			<itunes:title>Episode 1 : Getting to know Retironaryo</itunes:title>
			<pubDate>Mon, 18 Apr 2022 07:00:00 GMT</pubDate>
			<itunes:duration>15:12</itunes:duration>
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			<link>https://kangaroofern.com/episode-1-getting-to-know-retironaryo</link>
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			<itunes:season>1</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/65e1658396c151001807df03/show-cover.png"/>
			<description><![CDATA[Welcome to Episode 1 of Retironaryo! Get to know what Retironaryo is all about and how it can help you. It also talks about who we are and what we are all about.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 1 of Retironaryo! Get to know what Retironaryo is all about and how it can help you. It also talks about who we are and what we are all about.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<itunes:category text="Education">
			<itunes:category text="How To"/>
		</itunes:category>
    	<itunes:category text="Society &amp; Culture"/>
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