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		<title><![CDATA[Law & Caution: Protection Through Legal Education]]></title>
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		<itunes:subtitle>Legal Aid Center of Southern Nevada</itunes:subtitle>
		<itunes:summary><![CDATA[We believe that legal protection should be accessible to everyone.This show features licensed attorneys who bring their wealth of knowledge and experience to the table, discussing real issues that affect real people—credit repair scams, tenants' rights, adult guardianship, bankruptcy, and more.This podcast is a project of Legal Aid Center of Southern Nevada, a non-profit organization that has been aiding the underserved community of Southern Nevada since 1958. In addition to this podcast, Legal Aid Center provides free legal classes in partnership with the William S. Boyd School of Law at UNLV, covering small claims, divorce, paternity/custody, record sealing, and more. We also offer free Ask-A-Lawyer consultations over the phone, during which you can ask an experienced attorney any questions you may have in the areas of family law, tenant rights, probate, debt collection, and other topics. Learn more: https://www.lacsn.org<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[We believe that legal protection should be accessible to everyone.This show features licensed attorneys who bring their wealth of knowledge and experience to the table, discussing real issues that affect real people—credit repair scams, tenants' rights, adult guardianship, bankruptcy, and more.This podcast is a project of Legal Aid Center of Southern Nevada, a non-profit organization that has been aiding the underserved community of Southern Nevada since 1958. In addition to this podcast, Legal Aid Center provides free legal classes in partnership with the William S. Boyd School of Law at UNLV, covering small claims, divorce, paternity/custody, record sealing, and more. We also offer free Ask-A-Lawyer consultations over the phone, during which you can ask an experienced attorney any questions you may have in the areas of family law, tenant rights, probate, debt collection, and other topics. Learn more: https://www.lacsn.org<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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				<title><![CDATA[Law & Caution: Protection Through Legal Education]]></title>
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			<title><![CDATA[Solar Panel Pitfalls: Don't Get Burned]]></title>
			<itunes:title><![CDATA[Solar Panel Pitfalls: Don't Get Burned]]></itunes:title>
			<pubDate>Thu, 09 Nov 2023 20:00:00 GMT</pubDate>
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			<description><![CDATA[<p>Before you take the leap into green energy, join us as we shine a light on common issues we've encountered in the world of solar panel sales. </p><p>Be cautious, as these are sometimes 20-year commitments that can cost thousands of dollars. Don't fall prey to predator sales tactics and learn about your rights as a consumer. Don't navigate the solar panel landscape blindfolded—tune in and arm yourself with the knowledge needed to make informed decisions about your energy future.</p><p>This episode features three attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>.</p><p><a href="https://www.lacsn.org/images/Peter_Aldous_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Peter Aldous</a>&nbsp;is a seasoned Staff Attorney with a comprehensive knowledge of consumer law and extensive experience handling bankruptcy claims.</p><p><a href="https://www.lacsn.org/images/Taylor_Altman_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Taylor Altman</a>, staff attorney who represents low-income and vulnerable individuals</p><p>on consumer protection issues.</p><p>Anthony Anguille-Valles, a Consumer Rights Attorney and former Community Justice Fellow.</p><p><strong><u>Episode Timestamps</u></strong></p><p>[00:00] Intro</p><p>[02:00] Solar Panel Contracts Challenges</p><p>[07:00] Financing Issues | Two Contracts </p><p>[10:00] True Savings and Tax Credit </p><p>[17:00] Gameshow</p><p>[20:00] Issues with Selling your Home </p><p>[21:45] 3 Days to Cancel</p><p>[25:30] Can they take my House?</p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/tenants-rights" rel="noopener noreferrer" target="_blank">Free Tenants' Rights Class</a> 11 a.m. - 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Self-Help Center Habitability</a> Instructions, pre-fillable forms, essential vs. nonessential guide. </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Center</a> Link to both the Civil Law and Family Law Self-Help Center</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Before you take the leap into green energy, join us as we shine a light on common issues we've encountered in the world of solar panel sales. </p><p>Be cautious, as these are sometimes 20-year commitments that can cost thousands of dollars. Don't fall prey to predator sales tactics and learn about your rights as a consumer. Don't navigate the solar panel landscape blindfolded—tune in and arm yourself with the knowledge needed to make informed decisions about your energy future.</p><p>This episode features three attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>.</p><p><a href="https://www.lacsn.org/images/Peter_Aldous_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Peter Aldous</a>&nbsp;is a seasoned Staff Attorney with a comprehensive knowledge of consumer law and extensive experience handling bankruptcy claims.</p><p><a href="https://www.lacsn.org/images/Taylor_Altman_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Taylor Altman</a>, staff attorney who represents low-income and vulnerable individuals</p><p>on consumer protection issues.</p><p>Anthony Anguille-Valles, a Consumer Rights Attorney and former Community Justice Fellow.</p><p><strong><u>Episode Timestamps</u></strong></p><p>[00:00] Intro</p><p>[02:00] Solar Panel Contracts Challenges</p><p>[07:00] Financing Issues | Two Contracts </p><p>[10:00] True Savings and Tax Credit </p><p>[17:00] Gameshow</p><p>[20:00] Issues with Selling your Home </p><p>[21:45] 3 Days to Cancel</p><p>[25:30] Can they take my House?</p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/tenants-rights" rel="noopener noreferrer" target="_blank">Free Tenants' Rights Class</a> 11 a.m. - 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Self-Help Center Habitability</a> Instructions, pre-fillable forms, essential vs. nonessential guide. </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Center</a> Link to both the Civil Law and Family Law Self-Help Center</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Renters Beware: Navigating Apartment and Home Rentals</title>
			<itunes:title>Renters Beware: Navigating Apartment and Home Rentals</itunes:title>
			<pubDate>Tue, 10 Oct 2023 20:30:00 GMT</pubDate>
			<itunes:duration>27:08</itunes:duration>
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			<description><![CDATA[<p>Are you new to the world of renting apartments or homes? Whether you're facing your first rental experience or seeking to avoid common pitfalls, we've got you covered.</p><p>Learn about your rights as a tenant that no landlord can make you sign away, discover what to scrutinize in your lease agreement, and what to do if you need to break your lease. </p><p>Don't miss this vital guide to renting smart and securing the home or apartment you deserve. </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>.</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Ryan McConnell</a>, a staff attorney currently focusing on Landlord-Tenant issues.</p><p><a href="https://www.lacsn.org/images/Taylor_Altman_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Taylor Altman</a>, staff attorney who represents low-income and vulnerable individuals</p><p>on consumer protection issues.</p><br><p><u>Episode Timestamps</u></p><p>[00:00] Intro</p><p>[01:50] Red Flags When Renting</p><p>[03:20] Walkthrough, Photos Before Move-In </p><p>[05:50] Read Your Lease</p><p>[09:30] Habitability (We have an entire episode on this topic)  </p><p>[11:30] Tenant Rights Without a Lease </p><p>[15:45] The Truth Game Show</p><p>[18:20] Security Deposit </p><p>[22:30] Breaking your Lease Early</p><p>[26:00] Closing Remarks </p><p>Links</p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/tenants-rights" rel="noopener noreferrer" target="_blank">Free Tenants' Rights Class</a> 11 a.m. - 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Self-Help Center Habitability</a> Instructions, pre-fillable forms, essential vs. nonessential guide. </li><li><a href="https://www.leg.state.nv.us/nrs/nrs-118a.html" rel="noopener noreferrer" target="_blank">NRS: CHAPTER 118A - LANDLORD AND TENANT</a> Nevada </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Center</a> Link to both the Civil Law and Family Law Self-Help Center</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you new to the world of renting apartments or homes? Whether you're facing your first rental experience or seeking to avoid common pitfalls, we've got you covered.</p><p>Learn about your rights as a tenant that no landlord can make you sign away, discover what to scrutinize in your lease agreement, and what to do if you need to break your lease. </p><p>Don't miss this vital guide to renting smart and securing the home or apartment you deserve. </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>.</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Ryan McConnell</a>, a staff attorney currently focusing on Landlord-Tenant issues.</p><p><a href="https://www.lacsn.org/images/Taylor_Altman_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Taylor Altman</a>, staff attorney who represents low-income and vulnerable individuals</p><p>on consumer protection issues.</p><br><p><u>Episode Timestamps</u></p><p>[00:00] Intro</p><p>[01:50] Red Flags When Renting</p><p>[03:20] Walkthrough, Photos Before Move-In </p><p>[05:50] Read Your Lease</p><p>[09:30] Habitability (We have an entire episode on this topic)  </p><p>[11:30] Tenant Rights Without a Lease </p><p>[15:45] The Truth Game Show</p><p>[18:20] Security Deposit </p><p>[22:30] Breaking your Lease Early</p><p>[26:00] Closing Remarks </p><p>Links</p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/tenants-rights" rel="noopener noreferrer" target="_blank">Free Tenants' Rights Class</a> 11 a.m. - 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Self-Help Center Habitability</a> Instructions, pre-fillable forms, essential vs. nonessential guide. </li><li><a href="https://www.leg.state.nv.us/nrs/nrs-118a.html" rel="noopener noreferrer" target="_blank">NRS: CHAPTER 118A - LANDLORD AND TENANT</a> Nevada </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Center</a> Link to both the Civil Law and Family Law Self-Help Center</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Hidden Foster Care: How to Preserve Your Rights in Guardianship or Foster Care</title>
			<itunes:title>Hidden Foster Care: How to Preserve Your Rights in Guardianship or Foster Care</itunes:title>
			<pubDate>Thu, 21 Sep 2023 17:30:00 GMT</pubDate>
			<itunes:duration>32:52</itunes:duration>
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			<description><![CDATA[<p>The fear of losing your child or relative can be overwhelming. It's essential to be well-informed about your rights as a parent, grandparent, or another family member when it concerns your loved ones. In this episode, we delve into the alarming reality of the "hidden foster care system" and the potential jeopardy it poses. From losing out on critical state-funded support systems, such as financial support and free legal representation. </p><p>Join us as we shed light on the complexities, potential pitfalls, and steps you can take to protect your family's future. </p><p>This episode features an attorney from the Guardianship Advocacy Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>.</p><p><a href="https://www.lacsn.org/images/Marina_Dalia_Hunt_2020.pdf" rel="noopener noreferrer" target="_blank">Marina Dalia-Hunt</a>, a staff attorney currently focusing on representing vulnerable children in minor guardianship proceedings..</p><p><a href="https://www.fosterkinship.org/new-staff-and-board/" rel="noopener noreferrer" target="_blank">Ali Caliendo</a>,  the Executive Director of Foster Kinship, a 501c3 nonprofit organization devoted to supporting kinship families in the state of Nevada.</p><br><p><strong><u>Episode Timestamps</u></strong></p><p>[00:00] Intro </p><p>[01:50] Hidden Foster Care: Guardianship v. Foster Care Explained</p><p>[07:10] Foster Care Misconception / Is it Ever too Late? </p><p>[11:30] Amount of Time Before Deciding</p><p>[15:00] Common Benefits Lost in Guardianship v. Foster Care</p><p>[21:30] The Truth Gameshow</p><p>[24:00] Questions You Should Ask </p><p>[27:00] Get Everything in Writing</p><p>[29:10] Closing Remarks </p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/guardianship" rel="noopener noreferrer" target="_blank">Free Guardianship Class </a> <em>4:40 pm-6:40 pm</em>., Thursdays</li><li><a href="https://www.familylawselfhelpcenter.org/self-help/guardianship" rel="noopener noreferrer" target="_blank">Self-Help Center Guardianship</a>; Instructions, pre-fillable forms, Adult &amp; Child Guardianships</li><li><a href="https://www.fosterkinship.org/" rel="noopener noreferrer" target="_blank">Foster Kinship</a>; Information, advocacy, case management, and training to help caregivers </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Center</a> Link to both the Civil Law and Family Law Self-Help Center</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The fear of losing your child or relative can be overwhelming. It's essential to be well-informed about your rights as a parent, grandparent, or another family member when it concerns your loved ones. In this episode, we delve into the alarming reality of the "hidden foster care system" and the potential jeopardy it poses. From losing out on critical state-funded support systems, such as financial support and free legal representation. </p><p>Join us as we shed light on the complexities, potential pitfalls, and steps you can take to protect your family's future. </p><p>This episode features an attorney from the Guardianship Advocacy Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>.</p><p><a href="https://www.lacsn.org/images/Marina_Dalia_Hunt_2020.pdf" rel="noopener noreferrer" target="_blank">Marina Dalia-Hunt</a>, a staff attorney currently focusing on representing vulnerable children in minor guardianship proceedings..</p><p><a href="https://www.fosterkinship.org/new-staff-and-board/" rel="noopener noreferrer" target="_blank">Ali Caliendo</a>,  the Executive Director of Foster Kinship, a 501c3 nonprofit organization devoted to supporting kinship families in the state of Nevada.</p><br><p><strong><u>Episode Timestamps</u></strong></p><p>[00:00] Intro </p><p>[01:50] Hidden Foster Care: Guardianship v. Foster Care Explained</p><p>[07:10] Foster Care Misconception / Is it Ever too Late? </p><p>[11:30] Amount of Time Before Deciding</p><p>[15:00] Common Benefits Lost in Guardianship v. Foster Care</p><p>[21:30] The Truth Gameshow</p><p>[24:00] Questions You Should Ask </p><p>[27:00] Get Everything in Writing</p><p>[29:10] Closing Remarks </p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/guardianship" rel="noopener noreferrer" target="_blank">Free Guardianship Class </a> <em>4:40 pm-6:40 pm</em>., Thursdays</li><li><a href="https://www.familylawselfhelpcenter.org/self-help/guardianship" rel="noopener noreferrer" target="_blank">Self-Help Center Guardianship</a>; Instructions, pre-fillable forms, Adult &amp; Child Guardianships</li><li><a href="https://www.fosterkinship.org/" rel="noopener noreferrer" target="_blank">Foster Kinship</a>; Information, advocacy, case management, and training to help caregivers </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Center</a> Link to both the Civil Law and Family Law Self-Help Center</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Small Claims Court: DIY Justice, Representing Yourself Effectively</title>
			<itunes:title>Small Claims Court: DIY Justice, Representing Yourself Effectively</itunes:title>
			<pubDate>Thu, 17 Aug 2023 17:15:00 GMT</pubDate>
			<itunes:duration>33:11</itunes:duration>
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			<link>https://lawandcaution.captivate.fm/episode/small-claims-court-diy-justice-representing-yourself-effectively</link>
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			<description><![CDATA[<p>Ever wondered how to seek fair compensation for financial disputes without the hassle of hiring a lawyer? You could represent yourself in small claims court, a specialized division of justice court tailored for disputes under $10,000.</p><p>In this episode, our seasoned attorneys explain the small claims process. They will walk you through the process, address potential challenges in collecting your judgment, and share important factors to consider. </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Peter_Aldous_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Peter Aldous</a>&nbsp;is a seasoned staff attorney with a comprehensive knowledge of consumer law and extensive experience handling bankruptcy claims.</p><p><a href="https://www.lacsn.org/images/Taylor_Altman_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Taylor Altman</a> is a staff attorney who represents low-income and vulnerable individuals on consumer protection issues.</p><p><strong><u>Episode Timestamps</u></strong></p><p>[00:00] Intro</p><p>[01:40] What Is Small Claims Court? </p><p>[03:30] Things to Consider/Step One</p><p>[06:00] Filing Your Complaint </p><p>[08:10] Correct Jurisdiction </p><p>[11:30] Serving Your Complaint</p><p>[16:10] Who Should I Sue? </p><p>[19:30] Gameshow </p><p>[21:40] Collecting Your Judgment</p><p>[26:10] Collection Proof </p><p>[29:00] Surety Bonds </p><p>[31:30] Appeals </p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/small-claims" rel="noopener noreferrer" target="_blank">Free Small Claims Class</a>  - 11 a.m. - 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/forms/small-claims-forms" rel="noopener noreferrer" target="_blank">Civil Law Self-Help Center</a> - Instructions, pre-fillable forms for Las Vegas, Henderson, and North Las Vegas</li><li><a href="https://www.lacsn.org/what-we-do/ask-a-lawyer" rel="noopener noreferrer" target="_blank">Ask-A-Lawyer Program</a> - Every 1st &amp; 3rd Tuesday, 10 a.m. - 12 p.m. &amp; 1 p.m. - 3 p.m.</li><li><a href="http://www.clarkcountynv.gov/recorder" rel="noopener noreferrer" target="_blank">Clark County Recorder's Office</a> </li><li><a href="http://www.clarkcountynv.gov/government/elected_officials/county_clerk/fictiti" rel="noopener noreferrer" target="_blank">Fictitious Business Name Search</a></li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Ever wondered how to seek fair compensation for financial disputes without the hassle of hiring a lawyer? You could represent yourself in small claims court, a specialized division of justice court tailored for disputes under $10,000.</p><p>In this episode, our seasoned attorneys explain the small claims process. They will walk you through the process, address potential challenges in collecting your judgment, and share important factors to consider. </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Peter_Aldous_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Peter Aldous</a>&nbsp;is a seasoned staff attorney with a comprehensive knowledge of consumer law and extensive experience handling bankruptcy claims.</p><p><a href="https://www.lacsn.org/images/Taylor_Altman_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Taylor Altman</a> is a staff attorney who represents low-income and vulnerable individuals on consumer protection issues.</p><p><strong><u>Episode Timestamps</u></strong></p><p>[00:00] Intro</p><p>[01:40] What Is Small Claims Court? </p><p>[03:30] Things to Consider/Step One</p><p>[06:00] Filing Your Complaint </p><p>[08:10] Correct Jurisdiction </p><p>[11:30] Serving Your Complaint</p><p>[16:10] Who Should I Sue? </p><p>[19:30] Gameshow </p><p>[21:40] Collecting Your Judgment</p><p>[26:10] Collection Proof </p><p>[29:00] Surety Bonds </p><p>[31:30] Appeals </p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/small-claims" rel="noopener noreferrer" target="_blank">Free Small Claims Class</a>  - 11 a.m. - 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/forms/small-claims-forms" rel="noopener noreferrer" target="_blank">Civil Law Self-Help Center</a> - Instructions, pre-fillable forms for Las Vegas, Henderson, and North Las Vegas</li><li><a href="https://www.lacsn.org/what-we-do/ask-a-lawyer" rel="noopener noreferrer" target="_blank">Ask-A-Lawyer Program</a> - Every 1st &amp; 3rd Tuesday, 10 a.m. - 12 p.m. &amp; 1 p.m. - 3 p.m.</li><li><a href="http://www.clarkcountynv.gov/recorder" rel="noopener noreferrer" target="_blank">Clark County Recorder's Office</a> </li><li><a href="http://www.clarkcountynv.gov/government/elected_officials/county_clerk/fictiti" rel="noopener noreferrer" target="_blank">Fictitious Business Name Search</a></li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Sealing Records: Erasing the Past and Embracing a New Beginning</title>
			<itunes:title>Sealing Records: Erasing the Past and Embracing a New Beginning</itunes:title>
			<pubDate>Thu, 03 Aug 2023 16:00:00 GMT</pubDate>
			<itunes:duration>30:12</itunes:duration>
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			<link>https://lawandcaution.captivate.fm/episode/sealing-records-erasing-the-past-embracing-a-new-beginning</link>
			<acast:episodeId>6656aeef19479900125d06da</acast:episodeId>
			<acast:showId>6656aee91eb8ac00112f635b</acast:showId>
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			<description><![CDATA[<p>Discover the life-changing benefits of record sealing, from opening up new job opportunities to providing the chance for a fresh start. Our experienced attorneys explain who qualifies for record sealing, who can access your sealed records, and the process involved. </p><p>We explore how sealed records can impact potential future charges, ensuring you have the knowledge to make informed decisions. We also discuss the low-cost sealing records to better protect yourself from being overcharged for services.   </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Jason_Fisher_Bio_2022.pdf" rel="noopener noreferrer" target="_blank">Jason Fisher</a> is the first staff attorney to lead the Clean Slate Legal Assistance Program, helping clients seal their Nevada criminal histories. Jason spent several years with the Georgia Public Defender and in private practice as indigent counsel in criminal defense and family law. </p><p><a href="https://www.lacsn.org/images/Haley_Box_2020.pdf" rel="noopener noreferrer" target="_blank">Haley Box</a> is a staff attorney in the Clean Slate Legal Assistance Program, helping clients seal their Nevada criminal histories. Prior to joining Legal Aid Center, Haley was the senior attorney for the Las Vegas office of Nevada Legal Services, where she handled cases in housing, consumer law, and public benefits.</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro</p><p>[02:10] What Is Record Sealing?/Sealing vs. Expunging</p><p>[04:10] Exceptions to Sealed Records </p><p>[06:05] Second Offenses/Enhancement Charges</p><p>[09:25] Who Can Seal Records?</p><p>[14:00] What Is Unsealable?</p><p>[17:15] The Truth Gameshow </p><p>[19:20] Can I Seal My Own Records?/Reasonable Price</p><p>[22:50] You Must Seal All Cases </p><p>[27:00] Final Message</p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/record-sealing" rel="noopener noreferrer" target="_blank">Free Record Sealing Class</a> - 9 a.m. - 11 a.m., Fridays</li><li><a href="https://rccd.nv.gov/FeesForms/Criminal/Sealing_NV_Criminal_History_Records/" rel="noopener noreferrer" target="_blank">Record Sealing Information</a> - Record sealing qualifications, timeline, statute description table</li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Centers</a> - Link to both the Civil Law and Family Law Self-Help Centers</li><li><a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a> - Main website</li><li><a href="mailto:RecordSealing@lacsn.org" rel="noopener noreferrer" target="_blank">RecordSealing@lacsn.org</a>&nbsp;- Email address for Legal Aid Center's Clean Slate Legal Assistance Program</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Discover the life-changing benefits of record sealing, from opening up new job opportunities to providing the chance for a fresh start. Our experienced attorneys explain who qualifies for record sealing, who can access your sealed records, and the process involved. </p><p>We explore how sealed records can impact potential future charges, ensuring you have the knowledge to make informed decisions. We also discuss the low-cost sealing records to better protect yourself from being overcharged for services.   </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Jason_Fisher_Bio_2022.pdf" rel="noopener noreferrer" target="_blank">Jason Fisher</a> is the first staff attorney to lead the Clean Slate Legal Assistance Program, helping clients seal their Nevada criminal histories. Jason spent several years with the Georgia Public Defender and in private practice as indigent counsel in criminal defense and family law. </p><p><a href="https://www.lacsn.org/images/Haley_Box_2020.pdf" rel="noopener noreferrer" target="_blank">Haley Box</a> is a staff attorney in the Clean Slate Legal Assistance Program, helping clients seal their Nevada criminal histories. Prior to joining Legal Aid Center, Haley was the senior attorney for the Las Vegas office of Nevada Legal Services, where she handled cases in housing, consumer law, and public benefits.</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro</p><p>[02:10] What Is Record Sealing?/Sealing vs. Expunging</p><p>[04:10] Exceptions to Sealed Records </p><p>[06:05] Second Offenses/Enhancement Charges</p><p>[09:25] Who Can Seal Records?</p><p>[14:00] What Is Unsealable?</p><p>[17:15] The Truth Gameshow </p><p>[19:20] Can I Seal My Own Records?/Reasonable Price</p><p>[22:50] You Must Seal All Cases </p><p>[27:00] Final Message</p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/record-sealing" rel="noopener noreferrer" target="_blank">Free Record Sealing Class</a> - 9 a.m. - 11 a.m., Fridays</li><li><a href="https://rccd.nv.gov/FeesForms/Criminal/Sealing_NV_Criminal_History_Records/" rel="noopener noreferrer" target="_blank">Record Sealing Information</a> - Record sealing qualifications, timeline, statute description table</li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Centers</a> - Link to both the Civil Law and Family Law Self-Help Centers</li><li><a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a> - Main website</li><li><a href="mailto:RecordSealing@lacsn.org" rel="noopener noreferrer" target="_blank">RecordSealing@lacsn.org</a>&nbsp;- Email address for Legal Aid Center's Clean Slate Legal Assistance Program</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Habitability: What to Do if Your Landlord Is Not Repairing</title>
			<itunes:title>Habitability: What to Do if Your Landlord Is Not Repairing</itunes:title>
			<pubDate>Tue, 25 Jul 2023 20:30:00 GMT</pubDate>
			<itunes:duration>32:20</itunes:duration>
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			<link>https://lawandcaution.captivate.fm/episode/habitability-what-to-do-if-your-landlord-is-not-repairing</link>
			<acast:episodeId>6656aeef19479900125d06dd</acast:episodeId>
			<acast:showId>6656aee91eb8ac00112f635b</acast:showId>
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			<description><![CDATA[<p>Are you currently enduring scorching 110-degree temperatures while your landlord ignores your broken air conditioning? Has your living space been transformed into an unwanted swimming pool due to shoddy plumbing? </p><p>Don't despair because, as a tenant, you have rights!</p><p>Our experienced attorneys unravel the complexities of tenant-landlord relationships. Discover how you can legally withhold rent, seek reimbursement for repairs, or even terminate your lease, all while safeguarding yourself from potential eviction pitfalls.</p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Ryan McConnell</a>, a Staff Attorney currently focusing on Landlord-Tenant issues</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Nicholas R. Haley</a>, a Consumer Rights Attorney, focused on housing and eviction issues</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro/What Is Habitability?</p><p>[02:55] Essential vs. Nonessential Service (Why It Matters)</p><p>[05:00] Proper First Step: Notifying Landlord</p><p>[07:00] Landlord's Repair Timeline/Importance of Communication </p><p>[10:00] Tenants' Deadline Timeline </p><p>[12:00] Rights and Remedies</p><p>[19:00] Did Not Follow Steps = No Legal Defense</p><p>[23:00] Want the Truth Game Show</p><p>[25:25] Facing Eviction/Alternatives </p><p>[29:00] Leaving Before Eviction </p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/tenants-rights" rel="noopener noreferrer" target="_blank">Free Tenants' Rights Class</a> - 11 a.m. to 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Civil Law Self-Help Center Habitability</a> - Instructions, pre-fillable forms, essential vs. nonessential guide</li><li><a href="https://www.leg.state.nv.us/nrs/nrs-118a.html" rel="noopener noreferrer" target="_blank">NRS: CHAPTER 118A - LANDLORD AND TENANT</a> - Nevada </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Centers</a> - Link for both the Civil Law and Family Law Self-Help Centers</li></ol><br/><p>Subscribe to be notified about new episodes. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you currently enduring scorching 110-degree temperatures while your landlord ignores your broken air conditioning? Has your living space been transformed into an unwanted swimming pool due to shoddy plumbing? </p><p>Don't despair because, as a tenant, you have rights!</p><p>Our experienced attorneys unravel the complexities of tenant-landlord relationships. Discover how you can legally withhold rent, seek reimbursement for repairs, or even terminate your lease, all while safeguarding yourself from potential eviction pitfalls.</p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Ryan McConnell</a>, a Staff Attorney currently focusing on Landlord-Tenant issues</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Nicholas R. Haley</a>, a Consumer Rights Attorney, focused on housing and eviction issues</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro/What Is Habitability?</p><p>[02:55] Essential vs. Nonessential Service (Why It Matters)</p><p>[05:00] Proper First Step: Notifying Landlord</p><p>[07:00] Landlord's Repair Timeline/Importance of Communication </p><p>[10:00] Tenants' Deadline Timeline </p><p>[12:00] Rights and Remedies</p><p>[19:00] Did Not Follow Steps = No Legal Defense</p><p>[23:00] Want the Truth Game Show</p><p>[25:25] Facing Eviction/Alternatives </p><p>[29:00] Leaving Before Eviction </p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/tenants-rights" rel="noopener noreferrer" target="_blank">Free Tenants' Rights Class</a> - 11 a.m. to 1 p.m., Fridays</li><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Civil Law Self-Help Center Habitability</a> - Instructions, pre-fillable forms, essential vs. nonessential guide</li><li><a href="https://www.leg.state.nv.us/nrs/nrs-118a.html" rel="noopener noreferrer" target="_blank">NRS: CHAPTER 118A - LANDLORD AND TENANT</a> - Nevada </li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Centers</a> - Link for both the Civil Law and Family Law Self-Help Centers</li></ol><br/><p>Subscribe to be notified about new episodes. </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Credit Repair Scams: Traps and Signs to Avoid</title>
			<itunes:title>Credit Repair Scams: Traps and Signs to Avoid</itunes:title>
			<pubDate>Tue, 25 Jul 2023 20:30:00 GMT</pubDate>
			<itunes:duration>26:09</itunes:duration>
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			<description><![CDATA[<p>While credit repair companies cannot perform miracles and skyrocket your score 100 points overnight, they can potentially wreak havoc on your financial standing by offering dubious advice and charging exorbitant fees. </p><p>Join us as our experienced attorneys delve into the inner workings of credit repair companies, expose their limitations, and provide you with invaluable insights on alternative free resources available to help you take control of your credit journey.</p><p>This episode features two attorneys from the&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada'</a>s Consumer Rights Project:</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Ryan McConnell</a>, a staff attorney currently focusing on landlord/tenant issues</p><p>Angel Getsov, a staff attorney with extensive experience in consumer fraud</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro</p><p>[01:30] What Is a Credit Report, Credit Score, and Disputing?</p><p>[03:00] What Can a Credit Repair Company Do?</p><p>[04:00] How to Pull Credit Reports for Free/Dispute</p><p>[07:50] How to Find a Legitimate Credit Service</p><p>[11:45] Credit Piggybacking Scam</p><p>[15:00] Reporting True Reporting as Identify Theft Scam</p><p>[17:55] The Truth Game Show </p><p>[21:50] Working with the Collection Companies to Lower Debt</p><p>[23:15] Beware Online Scams/Credit Repair Takes Time</p><p><strong>Links from the Episode </strong></p><ol><li>Secretary of State Business Search - <a href="Secretary of State Business Search " rel="noopener noreferrer" target="_blank">Here</a></li><li>Clark County Fictitious Firm Name Search - <a href="https://clerk.clarkcountynv.gov/AcclaimWeb" rel="noopener noreferrer" target="_blank">Here</a></li><li>State of Nevada Department of Business &amp; Industry Division of Mortgage Lending - <a href="State of Nevada Department of Business &amp; Industry Division of Mortgage Lending" rel="noopener noreferrer" target="_blank">Here</a></li><li>FCRA Form Dispute Letter from the Consumer Financial Protection Bureau - <a href="https://files.consumerfinance.gov/f/documents/092016_cfpb__CreditReportingSampleLetter.pdf" rel="noopener noreferrer" target="_blank">Here</a> </li><li>American Fair Credit Counsel - <a href="https://americanfaircreditcouncil.org/" rel="noopener noreferrer" target="_blank">Here</a> </li><li>Annual Credit Report - <a href="https://www.annualcreditreport.com/index.action" rel="noopener noreferrer" target="_blank">Here</a> </li></ol><br/><p><strong>Legal Aid Center Links</strong></p><ol><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Self-Help Center Habitability</a> - Instructions, pre-fillable forms, essential vs. nonessential guide</li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Centers</a> - Link for both the Civil Law and Family Law Self-Help Centers</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>While credit repair companies cannot perform miracles and skyrocket your score 100 points overnight, they can potentially wreak havoc on your financial standing by offering dubious advice and charging exorbitant fees. </p><p>Join us as our experienced attorneys delve into the inner workings of credit repair companies, expose their limitations, and provide you with invaluable insights on alternative free resources available to help you take control of your credit journey.</p><p>This episode features two attorneys from the&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada'</a>s Consumer Rights Project:</p><p><a href="https://www.lacsn.org/images/Ryan_McConnell_2020.pdf" rel="noopener noreferrer" target="_blank">Ryan McConnell</a>, a staff attorney currently focusing on landlord/tenant issues</p><p>Angel Getsov, a staff attorney with extensive experience in consumer fraud</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro</p><p>[01:30] What Is a Credit Report, Credit Score, and Disputing?</p><p>[03:00] What Can a Credit Repair Company Do?</p><p>[04:00] How to Pull Credit Reports for Free/Dispute</p><p>[07:50] How to Find a Legitimate Credit Service</p><p>[11:45] Credit Piggybacking Scam</p><p>[15:00] Reporting True Reporting as Identify Theft Scam</p><p>[17:55] The Truth Game Show </p><p>[21:50] Working with the Collection Companies to Lower Debt</p><p>[23:15] Beware Online Scams/Credit Repair Takes Time</p><p><strong>Links from the Episode </strong></p><ol><li>Secretary of State Business Search - <a href="Secretary of State Business Search " rel="noopener noreferrer" target="_blank">Here</a></li><li>Clark County Fictitious Firm Name Search - <a href="https://clerk.clarkcountynv.gov/AcclaimWeb" rel="noopener noreferrer" target="_blank">Here</a></li><li>State of Nevada Department of Business &amp; Industry Division of Mortgage Lending - <a href="State of Nevada Department of Business &amp; Industry Division of Mortgage Lending" rel="noopener noreferrer" target="_blank">Here</a></li><li>FCRA Form Dispute Letter from the Consumer Financial Protection Bureau - <a href="https://files.consumerfinance.gov/f/documents/092016_cfpb__CreditReportingSampleLetter.pdf" rel="noopener noreferrer" target="_blank">Here</a> </li><li>American Fair Credit Counsel - <a href="https://americanfaircreditcouncil.org/" rel="noopener noreferrer" target="_blank">Here</a> </li><li>Annual Credit Report - <a href="https://www.annualcreditreport.com/index.action" rel="noopener noreferrer" target="_blank">Here</a> </li></ol><br/><p><strong>Legal Aid Center Links</strong></p><ol><li><a href="https://www.civillawselfhelpcenter.org/self-help/evictions-housing/habitability-and-essential-services" rel="noopener noreferrer" target="_blank">Self-Help Center Habitability</a> - Instructions, pre-fillable forms, essential vs. nonessential guide</li><li><a href="https://www.lacsn.org/what-we-do/self-help" rel="noopener noreferrer" target="_blank">Self-Help Centers</a> - Link for both the Civil Law and Family Law Self-Help Centers</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Bankruptcy: How Declaring Early Can Protect You</title>
			<itunes:title>Bankruptcy: How Declaring Early Can Protect You</itunes:title>
			<pubDate>Tue, 25 Jul 2023 20:30:00 GMT</pubDate>
			<itunes:duration>24:28</itunes:duration>
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			<link>https://lawandcaution.captivate.fm/episode/bankruptcy-how-declaring-early-can-protect-you</link>
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			<description><![CDATA[<p>In this episode, our knowledgeable attorneys demystify the process of filing for bankruptcy, showing you that it can be a strategic move to safeguard the essential assets that sustain your life. There is no shame in exploring viable solutions to your financial problems. </p><p>Learn about the two common types of bankruptcies and determine if they're the right path for you. Join us as we unravel the complexities of bankruptcy, dispel misconceptions, and empower you to make informed decisions about your financial future. </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Peter_Aldous_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Peter Aldous</a>&nbsp;is a seasoned Staff Attorney with a comprehensive knowledge of consumer law and extensive experience handling bankruptcy claims.</p><p><a href="https://www.lacsn.org/images/Patty_Walsh_Bio_2022.pdf" rel="noopener noreferrer" target="_blank">Patty Walsh</a>&nbsp;is a Guardianship Attorney who, among many other things, previously handled bankruptcy litigation at the Nevada Attorney General’s Office.</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro </p><p>[01:35] What Is Bankruptcy?/Chapter 7 Liquidation</p><p>[03:25] What Is Protected During Bankruptcy?</p><p>[04:00] What Debts Are Not Dischargeable?</p><p>[08:30] Fear of Bankruptcy Being Public</p><p>[11:25] Chapter 13 - Reorganizing Debt </p><p>[13:00] Why Bankruptcy Is Not Shameful/Secured vs. Unsecured Debt</p><p>[16:50] Never Too Late to File for Bankruptcy</p><p>[20:50] The Truth Game Show</p><p>[23:15] Overall Message</p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/bankruptcy" rel="noopener noreferrer" target="_blank">Free Bankruptcy Class</a> - 3:00 p.m. - 5 p.m., Fridays</li><li><a href="https://www.lacsn.org/practice-areas/consumer-rights-project/bankruptcy" rel="noopener noreferrer" target="_blank">Free Bankruptcy Resources</a>  </li><li><a href="https://www.civillawselfhelpcenter.org/self-help/other-topics/bankruptcy" rel="noopener noreferrer" target="_blank">Civil Law Self-Help Center Bankruptcy</a> - Includes pre-fillable forms</li><li><a href="https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" rel="noopener noreferrer" target="_blank">Chapter 7 Basics</a> - US Bankruptcy Code<em>&nbsp;</em></li><li><a href="https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" rel="noopener noreferrer" target="_blank">Chapter 13 Basics</a> - US Bankruptcy Code</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, our knowledgeable attorneys demystify the process of filing for bankruptcy, showing you that it can be a strategic move to safeguard the essential assets that sustain your life. There is no shame in exploring viable solutions to your financial problems. </p><p>Learn about the two common types of bankruptcies and determine if they're the right path for you. Join us as we unravel the complexities of bankruptcy, dispel misconceptions, and empower you to make informed decisions about your financial future. </p><p>This episode features two attorneys from the Consumer Rights Project at&nbsp;<a href="https://www.lacsn.org/" rel="noopener noreferrer" target="_blank">Legal Aid Center of Southern Nevada</a>:</p><p><a href="https://www.lacsn.org/images/Peter_Aldous_Bio_2019.pdf" rel="noopener noreferrer" target="_blank">Peter Aldous</a>&nbsp;is a seasoned Staff Attorney with a comprehensive knowledge of consumer law and extensive experience handling bankruptcy claims.</p><p><a href="https://www.lacsn.org/images/Patty_Walsh_Bio_2022.pdf" rel="noopener noreferrer" target="_blank">Patty Walsh</a>&nbsp;is a Guardianship Attorney who, among many other things, previously handled bankruptcy litigation at the Nevada Attorney General’s Office.</p><p><strong>Episode Timestamps</strong></p><p>[00:00] Intro </p><p>[01:35] What Is Bankruptcy?/Chapter 7 Liquidation</p><p>[03:25] What Is Protected During Bankruptcy?</p><p>[04:00] What Debts Are Not Dischargeable?</p><p>[08:30] Fear of Bankruptcy Being Public</p><p>[11:25] Chapter 13 - Reorganizing Debt </p><p>[13:00] Why Bankruptcy Is Not Shameful/Secured vs. Unsecured Debt</p><p>[16:50] Never Too Late to File for Bankruptcy</p><p>[20:50] The Truth Game Show</p><p>[23:15] Overall Message</p><p><strong>Links</strong></p><ol><li><a href="https://www.lacsn.org/what-we-do/free-classes/bankruptcy" rel="noopener noreferrer" target="_blank">Free Bankruptcy Class</a> - 3:00 p.m. - 5 p.m., Fridays</li><li><a href="https://www.lacsn.org/practice-areas/consumer-rights-project/bankruptcy" rel="noopener noreferrer" target="_blank">Free Bankruptcy Resources</a>  </li><li><a href="https://www.civillawselfhelpcenter.org/self-help/other-topics/bankruptcy" rel="noopener noreferrer" target="_blank">Civil Law Self-Help Center Bankruptcy</a> - Includes pre-fillable forms</li><li><a href="https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics" rel="noopener noreferrer" target="_blank">Chapter 7 Basics</a> - US Bankruptcy Code<em>&nbsp;</em></li><li><a href="https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics" rel="noopener noreferrer" target="_blank">Chapter 13 Basics</a> - US Bankruptcy Code</li></ol><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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