60 acast.com HomeEc https://shows.acast.com/homeec en Personawealth, Inc. money management,household finance,financial psychology,financial therapy,financial wellness,financial planning,wealth management, financial advice,couples,money stress,behavioral finance,home economics, work-life balance,household management,parenting and money Nick Ashburn Money is messy. We talk about the emotional and relational aspects of managing modern financial life. Welcome to HomeEc, the podcast where we explore the intersection of money, relationships, and emotional health - because managing a household isn’t just about dollars and cents, it’s about wellness and building a life that feels good from the inside out.


Hosted by Nick Ashburn and Moraya Seeger DeGeare, HomeEc dives deep into the psychology of financial decisions and the emotional side of managing your home. Join Nick & Moraya each week as they tackle topics that we often shy away from and explore how our values and biases shape both large and small economic decisions at home. You'll hear relatable stories, expert insights, and get practical tools to help you thrive—not just survive—as you navigate life’s everyday complexities.


This isn’t your parents’ high school Home Ec class. We’re talking about well-being through smarter decisions, better communication, and a deeper understanding of ourselves and our loved ones.


Subscribe and Follow. Produced by Calibrate.

Hosted on Acast. See acast.com/privacy for more information.

]]> Welcome to HomeEc, the podcast where we explore the intersection of money, relationships, and emotional health - because managing a household isn’t just about dollars and cents, it’s about wellness and building a life that feels good from the inside out.


Hosted by Nick Ashburn and Moraya Seeger DeGeare, HomeEc dives deep into the psychology of financial decisions and the emotional side of managing your home. Join Nick & Moraya each week as they tackle topics that we often shy away from and explore how our values and biases shape both large and small economic decisions at home. You'll hear relatable stories, expert insights, and get practical tools to help you thrive—not just survive—as you navigate life’s everyday complexities.


This isn’t your parents’ high school Home Ec class. We’re talking about well-being through smarter decisions, better communication, and a deeper understanding of ourselves and our loved ones.


Subscribe and Follow. Produced by Calibrate.

Hosted on Acast. See acast.com/privacy for more information.

]]> false Personawealth, Inc. info+6744aae531b12b5319a4c648@mg-eu.acast.com 6744aae531b12b5319a4c648 homeec episodic https://assets.pippa.io/shows/6744aae531b12b5319a4c648/1764165426973-350303d4-1e53-4759-9775-a740726ef910.jpeg https://shows.acast.com/homeec HomeEc Whole Home Recalibration: Emotional Regulation and Decision Making Whole Home Recalibration: Emotional Regulation and Decision Making Thu, 26 Mar 2026 04:00:00 GMT 57:30 69c43974fe9984dbaeae799a false https://shows.acast.com/homeec/episodes/whole-home-recalibration-emotional-regulation-and-decision-m 69c43974fe9984dbaeae799a 6744aae531b12b5319a4c648 whole-home-recalibration-emotional-regulation-and-decision-m full 2 6 Moraya Seeger DeGeare and Nick Ashburn sit down with Domonique Messing, LCSW, RPT-S™, MBA, to explore what dysregulation actually means and how it shapes family life, money stress, and decision making.


They unpack why good advice often does not land when someone is overwhelmed, how stress in one person ripples through an entire household, and what it looks like to build a more regulated home. Domonique shares practical tools for parents, partners, and families, including repair rituals, coping skills, and stress management strategies that actually work in real life.


If you are juggling kids, aging parents, work, and a full nervous system, this conversation is for you.


Follow Domonique on Instagram @domoniquelcswrpt


Take the free Calibrate assessment at the top of homeecpodcast.com. It takes about 10 minutes.


Connect with Moraya & Nick on socials: 



Questions, reflections, write us a letter, send a voice memo….

Email Moraya@personawealth.com


Important Notice:

This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice and does not replace working with a qualified financial professional or licensed therapist who understands your individual situation. Listening does not create a therapeutic or advisory relationship.

Hosted on Acast. See acast.com/privacy for more information.

]]> Moraya Seeger DeGeare and Nick Ashburn sit down with Domonique Messing, LCSW, RPT-S™, MBA, to explore what dysregulation actually means and how it shapes family life, money stress, and decision making.


They unpack why good advice often does not land when someone is overwhelmed, how stress in one person ripples through an entire household, and what it looks like to build a more regulated home. Domonique shares practical tools for parents, partners, and families, including repair rituals, coping skills, and stress management strategies that actually work in real life.


If you are juggling kids, aging parents, work, and a full nervous system, this conversation is for you.


Follow Domonique on Instagram @domoniquelcswrpt


Take the free Calibrate assessment at the top of homeecpodcast.com. It takes about 10 minutes.


Connect with Moraya & Nick on socials: 



Questions, reflections, write us a letter, send a voice memo….

Email Moraya@personawealth.com


Important Notice:

This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice and does not replace working with a qualified financial professional or licensed therapist who understands your individual situation. Listening does not create a therapeutic or advisory relationship.

Hosted on Acast. See acast.com/privacy for more information.

]]> The Upside Down of Economic Mobility The Upside Down of Economic Mobility Wed, 25 Feb 2026 05:00:00 GMT 56:30 699ddf8943ceb0105d710c2b false https://shows.acast.com/homeec/episodes/the-upside-down-of-economic-mobility 699ddf8943ceb0105d710c2b 6744aae531b12b5319a4c648 the-upside-down-of-economic-mobility full 2 5 Episode Description: Most of us are walking around with loss in our bodies, sometimes acute, sometimes old, sometimes unnamed, yet we're still expected to perform, navigate change, and make decisions like nothing happened. What if the thing blocking someone's progress isn't motivation or discipline, but capacity?.


In this episode of Home Ec, hosts Nick Ashburn and Licensed Marriage and Family Therapist Moraya Seeger DeGeare sit down with Michael O'Bryan, Executive Director of the Wealth and Work Futures Lab. Together, they sit inside a set of ideas that will completely change how you understand economic mobility. Instead of viewing financial success as a story about individual effort, they explore it as a story about conditions. What’s been lost, what’s never been provided, and what people are asked to carry anyway.


About Our Guest: Michael O'Bryan is the Executive Director of the Wealth and Work Futures Lab based at Drexel University's Lindy Institute for Urban Innovation. The lab brings together employers, policymakers, and communities to transform how economic mobility is framed and fostered, specifically studying the impacts of grief and loss on workforce development. He is also founder and CEO of Human Nature, a management consulting firm with a mission of putting humanity at the heart of every organization. 


Connect with Michael & The Lab: Visit Humanature.works or WealthWorkFutures.org to sign up for their newsletter and access upcoming public research.


Money Psychology & The Calibrate Assessment: So much of our financial life isn't about financial information. It's about stress physiology, emotional experience, identity, and the relational environment. If you want to find out more about your own personal approach to money, work with others, how you ask for help, and your unique decision-making style, take the FREE 15-minute Money Psychology Assessment.


Take the assessment at: calibrateintelligence.com/assessment


Connect with the HomeEc community:


Questions or reflections? Email Moraya@personawealth.com


Important Notice


This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice, and does not replace working with a qualified financial professional or licensed

Hosted on Acast. See acast.com/privacy for more information.

]]> Episode Description: Most of us are walking around with loss in our bodies, sometimes acute, sometimes old, sometimes unnamed, yet we're still expected to perform, navigate change, and make decisions like nothing happened. What if the thing blocking someone's progress isn't motivation or discipline, but capacity?.


In this episode of Home Ec, hosts Nick Ashburn and Licensed Marriage and Family Therapist Moraya Seeger DeGeare sit down with Michael O'Bryan, Executive Director of the Wealth and Work Futures Lab. Together, they sit inside a set of ideas that will completely change how you understand economic mobility. Instead of viewing financial success as a story about individual effort, they explore it as a story about conditions. What’s been lost, what’s never been provided, and what people are asked to carry anyway.


About Our Guest: Michael O'Bryan is the Executive Director of the Wealth and Work Futures Lab based at Drexel University's Lindy Institute for Urban Innovation. The lab brings together employers, policymakers, and communities to transform how economic mobility is framed and fostered, specifically studying the impacts of grief and loss on workforce development. He is also founder and CEO of Human Nature, a management consulting firm with a mission of putting humanity at the heart of every organization. 


Connect with Michael & The Lab: Visit Humanature.works or WealthWorkFutures.org to sign up for their newsletter and access upcoming public research.


Money Psychology & The Calibrate Assessment: So much of our financial life isn't about financial information. It's about stress physiology, emotional experience, identity, and the relational environment. If you want to find out more about your own personal approach to money, work with others, how you ask for help, and your unique decision-making style, take the FREE 15-minute Money Psychology Assessment.


Take the assessment at: calibrateintelligence.com/assessment


Connect with the HomeEc community:


Questions or reflections? Email Moraya@personawealth.com


Important Notice


This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice, and does not replace working with a qualified financial professional or licensed

Hosted on Acast. See acast.com/privacy for more information.

]]> Wallet Dysmorphia: Why Money Feels Scarier Than It Is During Life Change Wallet Dysmorphia: Why Money Feels Scarier Than It Is During Life Change Wed, 21 Jan 2026 05:00:00 GMT 51:10 697037186544003fe917d00d false https://shows.acast.com/homeec/episodes/wallet-dysmorphia-why-money-feels-scarier-than-it-is-during 697037186544003fe917d00d 6744aae531b12b5319a4c648 wallet-dysmorphia-why-money-feels-scarier-than-it-is-during full 2 4 You don’t need more advice thrown at you. You need someone who can stay with you.


When everything is changing, you don’t need another expert telling you what to do. You need someone who can stay with you in the uncertainty and help you make decisions without rushing, shaming, or overwhelming you.


In this episode of Home Ec, hosts Nick Ashburn and Licensed Marriage and Family Therapist Moraya Seeger DeGeare sit down with Josh Dunlop, founder of Even Path, to explore what real financial support looks like during high-stakes life transitions like divorce, retirement, loss, and complex family change.


Josh explains why he prefers the word guidance over advice. Advice creates a power dynamic. Guidance is collaborative. It is someone walking with you when you feel activated, isolated, and unsure what comes first.


We talk about what clients often look like when they arrive: burned out, overwhelmed, and late to asking for help. Josh shares how avoidance compounds stress, and how creating structure and executive support in high-pressure moments can lower anxiety and restore confidence. We also explore what people are really fighting for in divorce and major transitions: not just money, but balance, safety, dignity, and the need to feel whole again.


Josh introduces a concept he is developing called wallet dysmorphia, describing how trauma can distort someone’s perception of their financial reality even when the numbers are stable. Often, the person least able to assess the situation clearly is the one living inside the upheaval.


In this episode


  • Guidance vs advice and why the difference matters in transition
  • What being “activated” looks like in divorce and major life change
  • Why structure lowers panic and helps people regain footing
  • How grief and identity loss shape financial positions
  • Wallet dysmorphia and the gap between feelings and facts


About Josh and Even Path


Josh Dunlop is a financial advisor and the founder of Even Path, a fee-only practice (no commissions, no product sales). He is a CFP, CDFA, and a board member of the Financial Therapy Association.


Josh is currently accepting new clients:


  • Individuals navigating divorce
  • Couples preparing for retirement
  • Families holding complex transitions and financial dynamics


Links 



Follow us on socials: 



Questions or reflections? Email Moraya@personawealth.com


Important Notice


This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice, and does not replace working with a qualified financial professional or licensed therapist who understands your individual situation. Listening does not create a therapeutic or advisory relationship.

Hosted on Acast. See acast.com/privacy for more information.

]]> You don’t need more advice thrown at you. You need someone who can stay with you.


When everything is changing, you don’t need another expert telling you what to do. You need someone who can stay with you in the uncertainty and help you make decisions without rushing, shaming, or overwhelming you.


In this episode of Home Ec, hosts Nick Ashburn and Licensed Marriage and Family Therapist Moraya Seeger DeGeare sit down with Josh Dunlop, founder of Even Path, to explore what real financial support looks like during high-stakes life transitions like divorce, retirement, loss, and complex family change.


Josh explains why he prefers the word guidance over advice. Advice creates a power dynamic. Guidance is collaborative. It is someone walking with you when you feel activated, isolated, and unsure what comes first.


We talk about what clients often look like when they arrive: burned out, overwhelmed, and late to asking for help. Josh shares how avoidance compounds stress, and how creating structure and executive support in high-pressure moments can lower anxiety and restore confidence. We also explore what people are really fighting for in divorce and major transitions: not just money, but balance, safety, dignity, and the need to feel whole again.


Josh introduces a concept he is developing called wallet dysmorphia, describing how trauma can distort someone’s perception of their financial reality even when the numbers are stable. Often, the person least able to assess the situation clearly is the one living inside the upheaval.


In this episode


  • Guidance vs advice and why the difference matters in transition
  • What being “activated” looks like in divorce and major life change
  • Why structure lowers panic and helps people regain footing
  • How grief and identity loss shape financial positions
  • Wallet dysmorphia and the gap between feelings and facts


About Josh and Even Path


Josh Dunlop is a financial advisor and the founder of Even Path, a fee-only practice (no commissions, no product sales). He is a CFP, CDFA, and a board member of the Financial Therapy Association.


Josh is currently accepting new clients:


  • Individuals navigating divorce
  • Couples preparing for retirement
  • Families holding complex transitions and financial dynamics


Links 



Follow us on socials: 



Questions or reflections? Email Moraya@personawealth.com


Important Notice


This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice, and does not replace working with a qualified financial professional or licensed therapist who understands your individual situation. Listening does not create a therapeutic or advisory relationship.

Hosted on Acast. See acast.com/privacy for more information.

]]> Couples and Money: Trust, Play and Staying Connected Couples and Money: Trust, Play and Staying Connected Tue, 06 Jan 2026 05:00:00 GMT 55:59 695c8159a909e68b16a5d227 false https://shows.acast.com/homeec/episodes/couples-and-money-trust-play-and-staying-connected 695c8159a909e68b16a5d227 6744aae531b12b5319a4c648 couples-and-money-trust-play-and-staying-connected full 2 3 Money rarely causes conflict for couples because of the numbers alone. It creates tension because it touches safety, trust, fairness, curiosity and the question couples rarely say out loud, even when they feel it: “Am I alone in this?” Like sex, honest money talks with our partners ask for self-awareness, emotional risk, and a willingness to be imperfect together.

In this episode of HomeEc, Nick Ashburn and Moraya Seeger DeGeare sit down with Couples Therapist Renee Segal to explore why money conversations between partners can feel so charged, how couples therapists navigate money tension in the therapy room, and her own money story. 

To utilize the podcast with your own insights start with the free 15 minute Calibrate Assessment 


Key Terms


Attachment describes how we learn to seek safety, connection, and reassurance, especially when we’re stressed or uncertain. These patterns are shaped early in life and often show up in adult relationships, including how we respond to money, conflict, and support.


Emotionally Focused Therapy (EFT) An evidence based therapy approach that helps partners understand and reshape emotional and nervous system patterns underneath conflict. Used with couples, individuals, and families. 


Pursuer and Withdrawer dynamics In EFT, pursuers tend to reach for connection under stress, while withdrawers tend to move away to regulate overwhelm. Neither is wrong. Both are protective strategies in an effort to maintain the health of the relationship.


About Our Guest


Renee Segal is a licensed marriage and family therapist, certified EFT therapist and supervisor, and founder of Evolve Therapy in Minnesota. Evolve therapy is accepting new couples at this time. Learn more at Evolvetherapymn.com and follow her on instagram & Linkedin. Renee brings a rare perspective shaped by lived experience on both sides of money, from her early career in accounting and financial services to clinical work with couples and running her EFT training clinic for therapists. 


Explore More


Episode reflections are available at homeecpodcast.com & we have your customized journal & voice memo prompt for the week posted to help you go deeper into your relationship with money.


Learn about your own relationship with money and attachment at calibrateintelligence.com with our free personalized insights. 


Follow us on socials: 



Slide into our DMs or email questions directly to Moraya@personawealth.com


Important Notice

This podcast is for educational and informational purposes only. It is not intended as financial, legal, or clinical advice, nor is it a substitute for working with a qualified financial professional or licensed therapist who understands your individual situation. Listening to this episode does not create a therapeutic or advisory relationship.

Hosted on Acast. See acast.com/privacy for more information.

]]> Money rarely causes conflict for couples because of the numbers alone. It creates tension because it touches safety, trust, fairness, curiosity and the question couples rarely say out loud, even when they feel it: “Am I alone in this?” Like sex, honest money talks with our partners ask for self-awareness, emotional risk, and a willingness to be imperfect together.

In this episode of HomeEc, Nick Ashburn and Moraya Seeger DeGeare sit down with Couples Therapist Renee Segal to explore why money conversations between partners can feel so charged, how couples therapists navigate money tension in the therapy room, and her own money story. 

To utilize the podcast with your own insights start with the free 15 minute Calibrate Assessment 


Key Terms


Attachment describes how we learn to seek safety, connection, and reassurance, especially when we’re stressed or uncertain. These patterns are shaped early in life and often show up in adult relationships, including how we respond to money, conflict, and support.


Emotionally Focused Therapy (EFT) An evidence based therapy approach that helps partners understand and reshape emotional and nervous system patterns underneath conflict. Used with couples, individuals, and families. 


Pursuer and Withdrawer dynamics In EFT, pursuers tend to reach for connection under stress, while withdrawers tend to move away to regulate overwhelm. Neither is wrong. Both are protective strategies in an effort to maintain the health of the relationship.


About Our Guest


Renee Segal is a licensed marriage and family therapist, certified EFT therapist and supervisor, and founder of Evolve Therapy in Minnesota. Evolve therapy is accepting new couples at this time. Learn more at Evolvetherapymn.com and follow her on instagram & Linkedin. Renee brings a rare perspective shaped by lived experience on both sides of money, from her early career in accounting and financial services to clinical work with couples and running her EFT training clinic for therapists. 


Explore More


Episode reflections are available at homeecpodcast.com & we have your customized journal & voice memo prompt for the week posted to help you go deeper into your relationship with money.


Learn about your own relationship with money and attachment at calibrateintelligence.com with our free personalized insights. 


Follow us on socials: 



Slide into our DMs or email questions directly to Moraya@personawealth.com


Important Notice

This podcast is for educational and informational purposes only. It is not intended as financial, legal, or clinical advice, nor is it a substitute for working with a qualified financial professional or licensed therapist who understands your individual situation. Listening to this episode does not create a therapeutic or advisory relationship.

Hosted on Acast. See acast.com/privacy for more information.

]]> Knowing Better Isn’t the Blocker to Doing Better Knowing Better Isn’t the Blocker to Doing Better Tue, 16 Dec 2025 05:00:00 GMT 46:48 69408e317e21d19ff2e8bcb8 false https://shows.acast.com/homeec/episodes/knowing-better-isnt-the-blocker-to-doing-better 69408e317e21d19ff2e8bcb8 6744aae531b12b5319a4c648 knowing-better-isnt-the-blocker-to-doing-better full 2 2 Episode Summary

What if your financial history isn’t a knowledge problem or a personal failure, but a nervous system story?


In this episode of HomeEc, we sit down with aspiring Rich Auntie Rachel to unpack a year of emotional, relational, and financial transformation that led to one unexpected move: she submitted her Calibrate Growth Profile alongside her mortgage paperwork.


She got the mortgage.


Financial Therapist Nick Ashburn and Licensed Marriage and Family Therapist  Moraya Seeger DeGeare explore what happens when context meets numbers, when behavior is understood instead of judged, and why “knowing what to do” so often breaks down without safety, regulation, and support.


This episode challenges the idea that financial success is about discipline alone and asks a bigger question: what would change if lenders and advisors understood the human behind the spreadsheet?


What We Cover


  • Why knowing better does not automatically lead to doing better
  • Emotional spending as regulation, not moral failure
  • How strengths become blind spots under stress
  • Over-giving as a bid for connection
  • Showing up as an adult versus a younger, activated self
  • How context changes financial behavior
  • What Rachel’s story reveals about credit, care, and trust


Why This Episode Matters

Rachel’s story shows what becomes possible when self-awareness, therapy, and behavioral insight enter real financial systems. This is not a story about perfection. It is a story about being seen, supported, and regulated enough to follow through.

If you have ever felt behind, misunderstood by your numbers, or stuck in patterns you “know better” than to repeat, this episode is for you.

Let’s Calibrate take the FREE 15 minute Assessment


Join the HomeEc conversation on Instagram


HomeEc TikTok


Disclaimer

This podcast is for informational purposes only and does not constitute mental health, financial, or legal advice. It is not a substitute for guidance from a licensed mental health professional or a qualified financial advisor familiar with your personal circumstances.

Hosted on Acast. See acast.com/privacy for more information.

]]> Episode Summary

What if your financial history isn’t a knowledge problem or a personal failure, but a nervous system story?


In this episode of HomeEc, we sit down with aspiring Rich Auntie Rachel to unpack a year of emotional, relational, and financial transformation that led to one unexpected move: she submitted her Calibrate Growth Profile alongside her mortgage paperwork.


She got the mortgage.


Financial Therapist Nick Ashburn and Licensed Marriage and Family Therapist  Moraya Seeger DeGeare explore what happens when context meets numbers, when behavior is understood instead of judged, and why “knowing what to do” so often breaks down without safety, regulation, and support.


This episode challenges the idea that financial success is about discipline alone and asks a bigger question: what would change if lenders and advisors understood the human behind the spreadsheet?


What We Cover


  • Why knowing better does not automatically lead to doing better
  • Emotional spending as regulation, not moral failure
  • How strengths become blind spots under stress
  • Over-giving as a bid for connection
  • Showing up as an adult versus a younger, activated self
  • How context changes financial behavior
  • What Rachel’s story reveals about credit, care, and trust


Why This Episode Matters

Rachel’s story shows what becomes possible when self-awareness, therapy, and behavioral insight enter real financial systems. This is not a story about perfection. It is a story about being seen, supported, and regulated enough to follow through.

If you have ever felt behind, misunderstood by your numbers, or stuck in patterns you “know better” than to repeat, this episode is for you.

Let’s Calibrate take the FREE 15 minute Assessment


Join the HomeEc conversation on Instagram


HomeEc TikTok


Disclaimer

This podcast is for informational purposes only and does not constitute mental health, financial, or legal advice. It is not a substitute for guidance from a licensed mental health professional or a qualified financial advisor familiar with your personal circumstances.

Hosted on Acast. See acast.com/privacy for more information.

]]> Stir the Pot Stir the Pot Tue, 02 Dec 2025 05:00:00 GMT 45:59 692e4004dfd7f8aaf9a6e8d7 false https://calibrateintelligence.com/assessment 692e4004dfd7f8aaf9a6e8d7 6744aae531b12b5319a4c648 stir-the-pot From Avoidance to Quiet Financial Power full 2 1 HomeEc Season 2 episode 1


Title: Stir The Pot

Cooking time for this episode is 46 minutes. 


We are serving up something hot for humans juggling emotional labor, ambition, and overwhelm who want a clearer, more compassionate way to understand their financial lives and behaviors.

Season two of HomeEc opens with Financial Therapist Nick Ashburn, Licensed Marriage and Family Therapist Moraya Seeger DeGeare, and the brilliant Chef La Mason exploring where well-being, entrepreneurship, and financial awareness meet. Together they look at what happens when caregiving, creativity, neurodiversity, and money collide. La shares how understanding her nervous system reshaped her life, helped her pay off thousands in debt, and shifted her relationship to work, rest, and self worth.


Key Ingredients 

The emotional pressure of caregiving and the sandwich generation, neurodiversity, ADHD, and demand avoidance. Burnout, identity, and redefining success. Emotional spending as nervous system regulation Money as life energy. Calibrate’s behavioral lens on why you do what you do through the free Calibrate assessment


Memorable Quotes 

  • "I realized I wasn’t paying interest with dollars. I was paying with my time, my sleep, and my kid." 
  • "I thought I had a money problem. Turns out I had a capacity problem." 
  • "My nervous system wasn’t avoiding money. It was avoiding shame." 
  • "When you finally see your pattern, you can’t unsee it." 
  • "Budget apps kept telling me what to do. Calibrate finally told me why I couldn’t do it."
  • "My spending wasn’t impulsive. It was my nervous system begging for relief."


Main Course Topics: 

How emotional labor and caregiving shape financial patterns The impact of burnout on spending, planning, and focus Reframing decisions through time, energy, and capacity Why neurodivergent and overwhelmed brains hit avoidance


Taste It: 

Experiential Pause before opening a bill or app and notice what your body is doing Choose one well-being area to nurture instead of pushing harder Try La’s time-value reframe to understand the real cost of stress Convert one expense into hours of your life energy Journal prompt: When I emotionally spend, what am I trying to soothe Extra credit: Tell one trusted person the real story of your money week


HomeEc Links:

Let’s Calibrate take the FREE 15 minute Assessment

Checkout La’s delicious food on Instagram La’s website Bon Fete Cuisine 

Join the HomeEc conversation on Instagram

HomeEc TikTok

Hosted on Acast. See acast.com/privacy for more information.

]]> HomeEc Season 2 episode 1


Title: Stir The Pot

Cooking time for this episode is 46 minutes. 


We are serving up something hot for humans juggling emotional labor, ambition, and overwhelm who want a clearer, more compassionate way to understand their financial lives and behaviors.

Season two of HomeEc opens with Financial Therapist Nick Ashburn, Licensed Marriage and Family Therapist Moraya Seeger DeGeare, and the brilliant Chef La Mason exploring where well-being, entrepreneurship, and financial awareness meet. Together they look at what happens when caregiving, creativity, neurodiversity, and money collide. La shares how understanding her nervous system reshaped her life, helped her pay off thousands in debt, and shifted her relationship to work, rest, and self worth.


Key Ingredients 

The emotional pressure of caregiving and the sandwich generation, neurodiversity, ADHD, and demand avoidance. Burnout, identity, and redefining success. Emotional spending as nervous system regulation Money as life energy. Calibrate’s behavioral lens on why you do what you do through the free Calibrate assessment


Memorable Quotes 

  • "I realized I wasn’t paying interest with dollars. I was paying with my time, my sleep, and my kid." 
  • "I thought I had a money problem. Turns out I had a capacity problem." 
  • "My nervous system wasn’t avoiding money. It was avoiding shame." 
  • "When you finally see your pattern, you can’t unsee it." 
  • "Budget apps kept telling me what to do. Calibrate finally told me why I couldn’t do it."
  • "My spending wasn’t impulsive. It was my nervous system begging for relief."


Main Course Topics: 

How emotional labor and caregiving shape financial patterns The impact of burnout on spending, planning, and focus Reframing decisions through time, energy, and capacity Why neurodivergent and overwhelmed brains hit avoidance


Taste It: 

Experiential Pause before opening a bill or app and notice what your body is doing Choose one well-being area to nurture instead of pushing harder Try La’s time-value reframe to understand the real cost of stress Convert one expense into hours of your life energy Journal prompt: When I emotionally spend, what am I trying to soothe Extra credit: Tell one trusted person the real story of your money week


HomeEc Links:

Let’s Calibrate take the FREE 15 minute Assessment

Checkout La’s delicious food on Instagram La’s website Bon Fete Cuisine 

Join the HomeEc conversation on Instagram

HomeEc TikTok

Hosted on Acast. See acast.com/privacy for more information.

]]> HomeEc Bonus Episode – From Intangible to Invaluable: Behavioral Science, AI and the Future of Work HomeEc Bonus Episode – From Intangible to Invaluable: Behavioral Science, AI and the Future of Work Tue, 01 Apr 2025 04:00:00 GMT 44:06 67eb3caf02e789100f33e3f6 false https://shows.acast.com/homeec/episodes/homeec-bonus-episode-from-intangible-to-invaluable-behaviora 67eb3caf02e789100f33e3f6 6744aae531b12b5319a4c648 homeec-bonus-episode-from-intangible-to-invaluable-behaviora full 1 10 Episode Overview

Where are Nick & Moraya? Planning some yummy upcoming episodes. In the meantime, enjoy this bonus episode on human capital, employee well-being, workplace culture, behavioral economics and investment returns - hosted by Nick.


Introduction

Welcome to a special episode of HomeEc, where we explore money, relationships, and everything in between. While developing our financial wellness platform, we’re sharing this insightful CFA Society of Philadelphia webinar, moderated by host Nick Ashburn.


Visit PersonaWealth.com to take our free financial psychology assessment and uncover your money blind spots. In future episodes, we’ll dive into user stories and actionable steps to improve financial well-being.


Key Terms

  • ESG (Environmental, Social, Governance): This episode focuses on the "S"—how companies treat employees.
  • Human Capital Factor: An investment metric showing companies with strong employee sentiment outperforming benchmarks by 3-6% annually.
  • Good Job Strategy: A model proving that investing in employees leads to operational and financial success.
  • Intrinsic Motivators: Factors like recognition, purpose, and fairness that drive employee engagement beyond pay.


Meet the Experts

  • Nick Ashburn (Host): Founder/CEO of PersonaWealth, former Head of Responsible Investing at PNC Bank, and sustainable investing expert at Wharton.
  • Sarah Kalloch: Executive Director, Good Jobs Institute; MIT Sloan lecturer; expert in job quality and business performance.
  • Bart Houlahan: Senior Partner, Irrational Capital; Co-founder of B Lab and the B Corp movement.


Memorable Quotes

💡 "Making the invisible visible is a superpower." – Nick Ashburn

💡 "Service jobs are the bedrock of communities—we must make them good jobs." – Sarah Kalloch

💡 "The human capital factor is based on employee sentiment—how they feel about their employer." – Bart Houlahan



Key Takeaways

✔️ Good Jobs Drive Business Success – Companies with strong employee cultures outperform financially.

✔️ Human Capital as an Investment Factor – Employee sentiment is a leading indicator of business success.

✔️ AI & Workplace Transformation – Companies with strong cultures will navigate AI disruption more effectively.



Resources & Connect

📚 Learn More:

📲 Follow Us: Instagram/TikTok @homeecpod

🌐 Websites: PersonaWealth.com | HomeEcPodcast.com



📩 Email: Nick@personawealth.com

Hosted on Acast. See acast.com/privacy for more information.

]]> Episode Overview

Where are Nick & Moraya? Planning some yummy upcoming episodes. In the meantime, enjoy this bonus episode on human capital, employee well-being, workplace culture, behavioral economics and investment returns - hosted by Nick.


Introduction

Welcome to a special episode of HomeEc, where we explore money, relationships, and everything in between. While developing our financial wellness platform, we’re sharing this insightful CFA Society of Philadelphia webinar, moderated by host Nick Ashburn.


Visit PersonaWealth.com to take our free financial psychology assessment and uncover your money blind spots. In future episodes, we’ll dive into user stories and actionable steps to improve financial well-being.


Key Terms

  • ESG (Environmental, Social, Governance): This episode focuses on the "S"—how companies treat employees.
  • Human Capital Factor: An investment metric showing companies with strong employee sentiment outperforming benchmarks by 3-6% annually.
  • Good Job Strategy: A model proving that investing in employees leads to operational and financial success.
  • Intrinsic Motivators: Factors like recognition, purpose, and fairness that drive employee engagement beyond pay.


Meet the Experts

  • Nick Ashburn (Host): Founder/CEO of PersonaWealth, former Head of Responsible Investing at PNC Bank, and sustainable investing expert at Wharton.
  • Sarah Kalloch: Executive Director, Good Jobs Institute; MIT Sloan lecturer; expert in job quality and business performance.
  • Bart Houlahan: Senior Partner, Irrational Capital; Co-founder of B Lab and the B Corp movement.


Memorable Quotes

💡 "Making the invisible visible is a superpower." – Nick Ashburn

💡 "Service jobs are the bedrock of communities—we must make them good jobs." – Sarah Kalloch

💡 "The human capital factor is based on employee sentiment—how they feel about their employer." – Bart Houlahan



Key Takeaways

✔️ Good Jobs Drive Business Success – Companies with strong employee cultures outperform financially.

✔️ Human Capital as an Investment Factor – Employee sentiment is a leading indicator of business success.

✔️ AI & Workplace Transformation – Companies with strong cultures will navigate AI disruption more effectively.



Resources & Connect

📚 Learn More:

📲 Follow Us: Instagram/TikTok @homeecpod

🌐 Websites: PersonaWealth.com | HomeEcPodcast.com



📩 Email: Nick@personawealth.com

Hosted on Acast. See acast.com/privacy for more information.

]]> Sandwich Generation Series: College Financing Decisions with Finiverse Sandwich Generation Series: College Financing Decisions with Finiverse Thu, 20 Feb 2025 05:00:00 GMT 1:01:22 67b602fbd7f65bb04508bffc false https://shows.acast.com/homeec/episodes/sandwich-generation-series-college-financing-decisions-with- 67b602fbd7f65bb04508bffc 6744aae531b12b5319a4c648 sandwich-generation-series-college-financing-decisions-with- full 1 9 Nick and Moraya talk with Dr. David Musto from Wharton about Finiverse, an app designed to help families navigate college financing decisions.


Guest Expert 🎤

Dr. David K. Musto - Ronald O. Perelman Professor in Finance and Faculty Director of the Stevens Center for Innovation in Finance at the Wharton School. Expert in consumer credit, predatory lending, and financial distress.


🥘 Key Insights:

  • $1.7 trillion student loan debt affects 43 million Americans (average $38,000 per borrower)
  • Finiverse uses "multiverse" approach to simulate different financial outcomes
  • Parents start "pre-suffering" about college when children are still in elementary school
  • Children pick up on college financing anxieties even when not directly discussed
  • Safe learning environments where students feel represented significantly impact outcomes
  • Finding the right educational environment (teaching styles, diversity, culture) is as important as financing


Essential Planning Steps 📋

  • Research 529 college savings plans in your state for tax advantages
  • Look beyond college "sticker prices" to understand actual costs after financial aid
  • Understand federal vs. private student loans (federal loans offer more protections)
  • Learn about income-driven repayment options for federal student loans
  • Consider multiple educational pathways rather than focusing on one option
  • Discuss what "psychological safety" in education means for your specific child


What conversations can families have right now? ❤️

  • Talk openly about family financial resources and limitations
  • Start age-appropriate conversations about education costs earlier
  • Create psychological safety for children to ask questions about college
  • Explore with your child: "Where do you feel most comfortable learning?"
  • Discuss environments where your child feels respected, challenged, and engaged
  • Consider how identity, diversity, and belonging impact educational experience
  • Observe what settings bring out your child's natural curiosity and strengths


Memorable Quotes 💭

  • "You're making this borrowing decision and taking this multiverse approach to thinking about your future." - Dr. Musto
  • "The unknown creates so much fear in our brains. Curiosity helps you push past fear." - Moraya
  • "Student loans represent a fundamentally complex cost-benefit analysis because the benefit is uncertain." - Dr. Musto
  • "You're going to be the only advocate for your kid." - Nick


Resources Mentioned 📚

  • Finiverse.org - Interactive college financing simulation app
  • Federal student loan income-driven repayment programs
  • FAFSA (Free Application for Federal Student Aid)
  • 529 College Savings Plans
  • HillmanTok - Digital community where Black educators teach Black history and culture, demonstrating how communities create culturally affirming learning spaces in the present moment


📱 Join Our Kitchen Table Conversations

  • Website: www.homeecpodcast.com
  • Social Media: @homeecpod
  • Email: Nick@personawealth.com + Moraya@personawealth.com


Whether you're years away from college decisions or currently navigating them, we welcome you to our ongoing conversation about managing the financial, emotional, and relational aspects of education planning. You are not alone in your presuffering anxieties; we share them, even though two of our combined three children have not yet started kindergarten.



Hosted on Acast. See acast.com/privacy for more information.

]]> Nick and Moraya talk with Dr. David Musto from Wharton about Finiverse, an app designed to help families navigate college financing decisions.


Guest Expert 🎤

Dr. David K. Musto - Ronald O. Perelman Professor in Finance and Faculty Director of the Stevens Center for Innovation in Finance at the Wharton School. Expert in consumer credit, predatory lending, and financial distress.


🥘 Key Insights:

  • $1.7 trillion student loan debt affects 43 million Americans (average $38,000 per borrower)
  • Finiverse uses "multiverse" approach to simulate different financial outcomes
  • Parents start "pre-suffering" about college when children are still in elementary school
  • Children pick up on college financing anxieties even when not directly discussed
  • Safe learning environments where students feel represented significantly impact outcomes
  • Finding the right educational environment (teaching styles, diversity, culture) is as important as financing


Essential Planning Steps 📋

  • Research 529 college savings plans in your state for tax advantages
  • Look beyond college "sticker prices" to understand actual costs after financial aid
  • Understand federal vs. private student loans (federal loans offer more protections)
  • Learn about income-driven repayment options for federal student loans
  • Consider multiple educational pathways rather than focusing on one option
  • Discuss what "psychological safety" in education means for your specific child


What conversations can families have right now? ❤️

  • Talk openly about family financial resources and limitations
  • Start age-appropriate conversations about education costs earlier
  • Create psychological safety for children to ask questions about college
  • Explore with your child: "Where do you feel most comfortable learning?"
  • Discuss environments where your child feels respected, challenged, and engaged
  • Consider how identity, diversity, and belonging impact educational experience
  • Observe what settings bring out your child's natural curiosity and strengths


Memorable Quotes 💭

  • "You're making this borrowing decision and taking this multiverse approach to thinking about your future." - Dr. Musto
  • "The unknown creates so much fear in our brains. Curiosity helps you push past fear." - Moraya
  • "Student loans represent a fundamentally complex cost-benefit analysis because the benefit is uncertain." - Dr. Musto
  • "You're going to be the only advocate for your kid." - Nick


Resources Mentioned 📚

  • Finiverse.org - Interactive college financing simulation app
  • Federal student loan income-driven repayment programs
  • FAFSA (Free Application for Federal Student Aid)
  • 529 College Savings Plans
  • HillmanTok - Digital community where Black educators teach Black history and culture, demonstrating how communities create culturally affirming learning spaces in the present moment


📱 Join Our Kitchen Table Conversations

  • Website: www.homeecpodcast.com
  • Social Media: @homeecpod
  • Email: Nick@personawealth.com + Moraya@personawealth.com


Whether you're years away from college decisions or currently navigating them, we welcome you to our ongoing conversation about managing the financial, emotional, and relational aspects of education planning. You are not alone in your presuffering anxieties; we share them, even though two of our combined three children have not yet started kindergarten.



Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Beyond the Bet: Understanding Sports Betting & Gambling Addiction]]> Fri, 07 Feb 2025 05:00:00 GMT 56:00 67a54fa13ef0b176eabe0ac3 false https://shows.acast.com/homeec/episodes/beyond-the-bet-understanding-sports-betting-gambling-addicti 67a54fa13ef0b176eabe0ac3 6744aae531b12b5319a4c648 beyond-the-bet-understanding-sports-betting-gambling-addicti full 1 8 As Americans prepare to legally wager an estimated $1.4 billion on the Super Bowl, we address sports betting, gambling addiction, and mental health with Dr. Lia Nower, Director of the Center for Gambling Studies at Rutgers University.


Key Terms

  • Pathways Mode for Problem and Pathological Gambling: A framework identifying three main pathways to gambling disorder: behaviorally conditioned (no pre-existing conditions), emotionally vulnerable (pre-existing mental health conditions), and antisocial impulsivists developed by Blaszczynski and Nower and published in 2002
  • Interval Ratio Reinforcement: Pattern where uncertain payoff timing increases anticipated reward
  • Mixed Venue Gambling: Combined online and land-based gambling, linked to higher disorder rates


Chapters

  • 00:00 Sports Betting Intro
  • 06:30 Gambling Addiction Expert Background
  • 18:45 Online Gambling Tech Impact
  • 25:30 Family Financial Impact
  • 32:00 Addiction Prevention
  • 42:00 Gambling Help Resources


Gambling Addiction Warning Signs

  • Increased isolation
  • Loss chasing
  • Hidden gambling activities


Problem Gambling Prevention

  • Betting limits
  • Cash-only gambling
  • Separate bank accounts


📱 Connect With Us:


🆘 Emergency Resources


Recovery and prevention work best when shared with others and adjusted to individual needs. For more insights on navigating financial wellness and relationships, visit HomeEcPodcast.com

#GamblingAddiction #FinancialWellness #MentalHealth #SuperBowl

Hosted on Acast. See acast.com/privacy for more information.

]]> As Americans prepare to legally wager an estimated $1.4 billion on the Super Bowl, we address sports betting, gambling addiction, and mental health with Dr. Lia Nower, Director of the Center for Gambling Studies at Rutgers University.


Key Terms

  • Pathways Mode for Problem and Pathological Gambling: A framework identifying three main pathways to gambling disorder: behaviorally conditioned (no pre-existing conditions), emotionally vulnerable (pre-existing mental health conditions), and antisocial impulsivists developed by Blaszczynski and Nower and published in 2002
  • Interval Ratio Reinforcement: Pattern where uncertain payoff timing increases anticipated reward
  • Mixed Venue Gambling: Combined online and land-based gambling, linked to higher disorder rates


Chapters

  • 00:00 Sports Betting Intro
  • 06:30 Gambling Addiction Expert Background
  • 18:45 Online Gambling Tech Impact
  • 25:30 Family Financial Impact
  • 32:00 Addiction Prevention
  • 42:00 Gambling Help Resources


Gambling Addiction Warning Signs

  • Increased isolation
  • Loss chasing
  • Hidden gambling activities


Problem Gambling Prevention

  • Betting limits
  • Cash-only gambling
  • Separate bank accounts


📱 Connect With Us:


🆘 Emergency Resources


Recovery and prevention work best when shared with others and adjusted to individual needs. For more insights on navigating financial wellness and relationships, visit HomeEcPodcast.com

#GamblingAddiction #FinancialWellness #MentalHealth #SuperBowl

Hosted on Acast. See acast.com/privacy for more information.

]]> Sandwich Generation Series: A Holistic Guide to Senior Care Conversations Sandwich Generation Series: A Holistic Guide to Senior Care Conversations Tue, 04 Feb 2025 11:32:48 GMT 1:00:40 67a1fae1f0aed667c54bd95c false https://shows.acast.com/homeec/episodes/sandwich-generation-series-a-holistic-guide-to-senior-care-c 67a1fae1f0aed667c54bd95c 6744aae531b12b5319a4c648 sandwich-generation-series-a-holistic-guide-to-senior-care-c full 1 7 Episode Description 📝

Nick and Moraya continue their series on the sandwich generation with an insightful conversation featuring Mindy Mozenter from Senior Living Specialists Philadelphia. While the episode provides concrete steps for senior care planning, it goes beyond typical checklists to explore the deeper emotional terrain of aging and family dynamics. Through candid discussion, they surface often-unspoken challenges: gender roles in caregiving, power dynamics, shame, and the beliefs about not deserving a good life as we age. The conversation offers both practical strategies and emotional wisdom for navigating these difficult but essential family discussions.


Guest Expert 🎤

Mindy Mozenter - Senior Living Specialists (Philadelphia)

  • 16 years of experience working with seniors
  • Serves on nonprofit boards that align with her purpose, focused on senior care and arts in dementia


🥘 Key Insights:

Essential Planning Steps 📋

  • Establish Power of Attorney (medical and financial)
  • Create emergency contacts and "What If" scenarios
  • Document passwords and financial information
  • Assess home safety and mobility needs

Quality of Life & Purpose ❤️

  • Maintain engagement through community involvement and purpose. 
  • Consider physical and emotional therapy for both health and social connection

A Beautiful Connection: During our conversation about maintaining purpose while aging, we discovered Mindy's connection to Clearwater, the environmental non-profit Moraya's grandparents (Pete and Toshi Seeger) started in the 1960s - a reminder that meaningful connections can emerge even in difficult conversations about aging, the universe will give us a sign, wink, or even a laugh if we are willing to listen. As Mindy shares what a force of nature Toshi was. 



Memorable Quotes 💭

From Mindy:

"Be their kid again, not their caregiver. You want to go there and have a conversation, say 'Dad, tell me about where your parents came from in Ireland' [...] Not like, 'Did you bathe today?'"

"How small has your world gotten?"

From Nick: "Beyond checklist goals, we need to understand their 'why' - their higher purpose and identity. It goes to 'I love you, I'm a loving parent, I'm a loving child.' When we start from these internal values, that's where the real conversations begin."

From Moraya: "We need purpose not just in these big career related moments, we need that to age well - engagement, education, and purpose."


Resources Mentioned 📚

📱 Join Our Kitchen Table Conversations

Hosted on Acast. See acast.com/privacy for more information.

]]> Episode Description 📝

Nick and Moraya continue their series on the sandwich generation with an insightful conversation featuring Mindy Mozenter from Senior Living Specialists Philadelphia. While the episode provides concrete steps for senior care planning, it goes beyond typical checklists to explore the deeper emotional terrain of aging and family dynamics. Through candid discussion, they surface often-unspoken challenges: gender roles in caregiving, power dynamics, shame, and the beliefs about not deserving a good life as we age. The conversation offers both practical strategies and emotional wisdom for navigating these difficult but essential family discussions.


Guest Expert 🎤

Mindy Mozenter - Senior Living Specialists (Philadelphia)

  • 16 years of experience working with seniors
  • Serves on nonprofit boards that align with her purpose, focused on senior care and arts in dementia


🥘 Key Insights:

Essential Planning Steps 📋

  • Establish Power of Attorney (medical and financial)
  • Create emergency contacts and "What If" scenarios
  • Document passwords and financial information
  • Assess home safety and mobility needs

Quality of Life & Purpose ❤️

  • Maintain engagement through community involvement and purpose. 
  • Consider physical and emotional therapy for both health and social connection

A Beautiful Connection: During our conversation about maintaining purpose while aging, we discovered Mindy's connection to Clearwater, the environmental non-profit Moraya's grandparents (Pete and Toshi Seeger) started in the 1960s - a reminder that meaningful connections can emerge even in difficult conversations about aging, the universe will give us a sign, wink, or even a laugh if we are willing to listen. As Mindy shares what a force of nature Toshi was. 



Memorable Quotes 💭

From Mindy:

"Be their kid again, not their caregiver. You want to go there and have a conversation, say 'Dad, tell me about where your parents came from in Ireland' [...] Not like, 'Did you bathe today?'"

"How small has your world gotten?"

From Nick: "Beyond checklist goals, we need to understand their 'why' - their higher purpose and identity. It goes to 'I love you, I'm a loving parent, I'm a loving child.' When we start from these internal values, that's where the real conversations begin."

From Moraya: "We need purpose not just in these big career related moments, we need that to age well - engagement, education, and purpose."


Resources Mentioned 📚

📱 Join Our Kitchen Table Conversations

Hosted on Acast. See acast.com/privacy for more information.

]]> Sandwich Generation Series: Lowering the Barrier to Connections and Caretaking Sandwich Generation Series: Lowering the Barrier to Connections and Caretaking Fri, 24 Jan 2025 05:00:00 GMT 51:21 6792db1093fa6bc1b50f9edf false https://shows.acast.com/homeec/episodes/sandwich-generation-series-lowering-the-barrier-to-connectio 6792db1093fa6bc1b50f9edf 6744aae531b12b5319a4c648 sandwich-generation-series-lowering-the-barrier-to-connectio full 1 6 Sandwich Generation Series Lowering the Barrier to Connections and Caretaking


⚠️ Content Warning: This episode discusses grief, loss, and mentions suicide. If you're struggling, text, call, chat 988 Suicide & Crisis Lifeline (24/7).


In this episode, Nick and Moraya explore loneliness in the sandwich generation and ways to build deeper connections while caregiving. They respond to a listener's letter about friendship and sibling dynamics, discuss how to lower barriers to connection, and share personal stories about grief and family values. 


🥘 Main Course Topics:


  • Responding to a listener navigating caretaker loneliness
  • Building deeper intimacy in friendships 
  • Personal stories of grief, including Moraya's memories with her grandparents Toshi & Pete Seeger and Newport Folk Festival - particularly timely as a drop of their legacy is highlighted in Edward Norton's Oscar-nominated performance in "A Complete Unknown" about Bob Dylan's early years played by Timothée Chalamet.
  • Discussion of "The Rabbit Listened" by Cori Doerrfeld


🫕 Memorable Quotes:


  • "Why do we wait until after someone's gone to ask the questions that matter? What if we found the courage to ask them now?" - Moraya
  • "How can we process everything we're carrying if we're carrying it alone?" - Nick
  • "Your friend reaching out with 'How are you?' - that's an invitation to connect." - Moraya


📑HomeEc Key Terms:


  • Sandwich Generation: Caring for both aging parents and children under 18
  • Openface Sandwich Generation: Adult children caregiving their parents without kids
  • Club Sandwich Generation: Multiple generations of caregiving at once, including in the same generation
  • Emotional Pursuer (EFT): A partner who responds to relationship stress by moving toward the other to meet attachment needs
  • Emotional Withdrawer (EFT): A partner who responds to relationship stress by moving away to protect attachment needs.
  • Genogram: A visual tool that expands on a family tree to map relationships, patterns, and dynamics across generations, revealing inherited behaviors and attitudes about topics like money and gender roles.


📖Chapter Guide


  • 00:00 Introduction and Setting the Stage
  • 04:07 The Sandwich Generation: Definitions and Experiences
  • 08:10 Understanding Genograms and Family Systems
  • 17:08 Listener Letter: Seeking Support and Connection
  • 30:53 Navigating Elder Care Decisions
  • 42:56 Breaking Barriers in Difficult Conversations
  • 48:29 Emotional Support and Connection loop


📱 Join Our Kitchen Table Conversations


  • Instagram/TikTok: @homeecpod
  • Moraya@personawealth.com
  • Nick@personawealth.com


Want more wellness recipes? Sign up for our monthly newsletter on the HomeEcPodcast.com website.


⚠️ Disclaimer: The advice in this show are a guide and sharing personal stories are for entertainment. Please speak directly with a professional for personalized guidance.

Hosted on Acast. See acast.com/privacy for more information.

]]> Sandwich Generation Series Lowering the Barrier to Connections and Caretaking


⚠️ Content Warning: This episode discusses grief, loss, and mentions suicide. If you're struggling, text, call, chat 988 Suicide & Crisis Lifeline (24/7).


In this episode, Nick and Moraya explore loneliness in the sandwich generation and ways to build deeper connections while caregiving. They respond to a listener's letter about friendship and sibling dynamics, discuss how to lower barriers to connection, and share personal stories about grief and family values. 


🥘 Main Course Topics:


  • Responding to a listener navigating caretaker loneliness
  • Building deeper intimacy in friendships 
  • Personal stories of grief, including Moraya's memories with her grandparents Toshi & Pete Seeger and Newport Folk Festival - particularly timely as a drop of their legacy is highlighted in Edward Norton's Oscar-nominated performance in "A Complete Unknown" about Bob Dylan's early years played by Timothée Chalamet.
  • Discussion of "The Rabbit Listened" by Cori Doerrfeld


🫕 Memorable Quotes:


  • "Why do we wait until after someone's gone to ask the questions that matter? What if we found the courage to ask them now?" - Moraya
  • "How can we process everything we're carrying if we're carrying it alone?" - Nick
  • "Your friend reaching out with 'How are you?' - that's an invitation to connect." - Moraya


📑HomeEc Key Terms:


  • Sandwich Generation: Caring for both aging parents and children under 18
  • Openface Sandwich Generation: Adult children caregiving their parents without kids
  • Club Sandwich Generation: Multiple generations of caregiving at once, including in the same generation
  • Emotional Pursuer (EFT): A partner who responds to relationship stress by moving toward the other to meet attachment needs
  • Emotional Withdrawer (EFT): A partner who responds to relationship stress by moving away to protect attachment needs.
  • Genogram: A visual tool that expands on a family tree to map relationships, patterns, and dynamics across generations, revealing inherited behaviors and attitudes about topics like money and gender roles.


📖Chapter Guide


  • 00:00 Introduction and Setting the Stage
  • 04:07 The Sandwich Generation: Definitions and Experiences
  • 08:10 Understanding Genograms and Family Systems
  • 17:08 Listener Letter: Seeking Support and Connection
  • 30:53 Navigating Elder Care Decisions
  • 42:56 Breaking Barriers in Difficult Conversations
  • 48:29 Emotional Support and Connection loop


📱 Join Our Kitchen Table Conversations


  • Instagram/TikTok: @homeecpod
  • Moraya@personawealth.com
  • Nick@personawealth.com


Want more wellness recipes? Sign up for our monthly newsletter on the HomeEcPodcast.com website.


⚠️ Disclaimer: The advice in this show are a guide and sharing personal stories are for entertainment. Please speak directly with a professional for personalized guidance.

Hosted on Acast. See acast.com/privacy for more information.

]]> Navigating the Sandwich Generation Navigating the Sandwich Generation Thu, 09 Jan 2025 05:00:23 GMT 50:45 677f27341f00b28b23301479 false https://shows.acast.com/homeec/episodes/navigating-the-sandwich-generation 677f27341f00b28b23301479 6744aae531b12b5319a4c648 navigating-the-sandwich-generation The Emotional Landscape of Money Conversations full 1 5 Overview
  • Target Audience: Those facing the challenges of caring for children and aging parents
  • Focus Areas: Financial health, caregiving, and family dynamics
  • Key Themes: Personal wealth management, intergenerational relationships, emotional well-being


🥄 Key Ingredients for Success  

  • Understanding family dynamics and values
  • Managing emotional and financial burdens
  • Building effective support systems


Key Terms

  • Construal Level Theory: A social psychology theory that describes how people represent objects, events, or situations, based on their perceived “psychological distance.” In other words, depending on how near or far the concept feels in relation to time or physical space (e.g., retirement in 30 years or physically looking at houses you are interested in buying) you may think about it in more abstract or concrete terms.
  • Genogram: A detailed family diagram that goes beyond a traditional family tree to map out relationships.


🫕 Memorable Quotes

"The value modeled for me from the women in my family is about welcoming people in, caretaking and burning out.” - Moraya


🥘 Main Course Topics

1.Complexities of the Sandwich Generation

  • Balancing caregiving roles
  • Managing financial responsibilities

2.Understanding Money Attitudes

  • Impact of family history
  • Financial schema development

3.Navigating Family Systems

  • Gender roles in caregiving
  • Legacy and influence

4.Building Support Systems

  • Creating boundaries
  • Managing burnout


Chapter Guide

  • 00:00 Defining the Sandwich Generation
  • 06:50 Emotional and Financial Burden
  • 15:59 Legacy of Creativity and Influence
  • 19:20 Gender Roles and Financial Dynamics
  • 28:02 Family and Money Attitudes
  • 31:19 Navigating Loss and Responsibility
  • 38:54 Meeting People Where They Are


Taste Test: Experiential

Discussion prompts. If you want to battle shame and lean into deeper change, share and process it with a friend, instead of trying to fix it. 

  1. How did your family talk about money when you were a child?
  2. What's one money value from your upbringing that doesn't fit with who you are today?
  3. Which money lessons from your childhood have you chosen to keep?
  4. How does your financial upbringing compare to your partner's?
  5. If you could go back to have a conversation about money with your family, what age and topic would you choose?
  6. What's the most important message about money you want to teach your children?


📱 Connect With Us: 

  • Socials:

Instagram/TikTok: @homeecpod

  • Email:

General: info@HomeEcPodcast.com

Moraya: Moraya@homeecpodcast.com

Nick: Nick@homeecpodcast.com

  • Websites:

Personawealth.com 

HomeEcPodcast.com


For more insights on navigating family dynamics and financial wellness, subscribe to our newsletter at HomeEcPodcast.com

Hosted on Acast. See acast.com/privacy for more information.

]]> Overview
  • Target Audience: Those facing the challenges of caring for children and aging parents
  • Focus Areas: Financial health, caregiving, and family dynamics
  • Key Themes: Personal wealth management, intergenerational relationships, emotional well-being


🥄 Key Ingredients for Success  

  • Understanding family dynamics and values
  • Managing emotional and financial burdens
  • Building effective support systems


Key Terms

  • Construal Level Theory: A social psychology theory that describes how people represent objects, events, or situations, based on their perceived “psychological distance.” In other words, depending on how near or far the concept feels in relation to time or physical space (e.g., retirement in 30 years or physically looking at houses you are interested in buying) you may think about it in more abstract or concrete terms.
  • Genogram: A detailed family diagram that goes beyond a traditional family tree to map out relationships.


🫕 Memorable Quotes

"The value modeled for me from the women in my family is about welcoming people in, caretaking and burning out.” - Moraya


🥘 Main Course Topics

1.Complexities of the Sandwich Generation

  • Balancing caregiving roles
  • Managing financial responsibilities

2.Understanding Money Attitudes

  • Impact of family history
  • Financial schema development

3.Navigating Family Systems

  • Gender roles in caregiving
  • Legacy and influence

4.Building Support Systems

  • Creating boundaries
  • Managing burnout


Chapter Guide

  • 00:00 Defining the Sandwich Generation
  • 06:50 Emotional and Financial Burden
  • 15:59 Legacy of Creativity and Influence
  • 19:20 Gender Roles and Financial Dynamics
  • 28:02 Family and Money Attitudes
  • 31:19 Navigating Loss and Responsibility
  • 38:54 Meeting People Where They Are


Taste Test: Experiential

Discussion prompts. If you want to battle shame and lean into deeper change, share and process it with a friend, instead of trying to fix it. 

  1. How did your family talk about money when you were a child?
  2. What's one money value from your upbringing that doesn't fit with who you are today?
  3. Which money lessons from your childhood have you chosen to keep?
  4. How does your financial upbringing compare to your partner's?
  5. If you could go back to have a conversation about money with your family, what age and topic would you choose?
  6. What's the most important message about money you want to teach your children?


📱 Connect With Us: 

  • Socials:

Instagram/TikTok: @homeecpod

  • Email:

General: info@HomeEcPodcast.com

Moraya: Moraya@homeecpodcast.com

Nick: Nick@homeecpodcast.com

  • Websites:

Personawealth.com 

HomeEcPodcast.com


For more insights on navigating family dynamics and financial wellness, subscribe to our newsletter at HomeEcPodcast.com

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[New Year's Resolutions That Actually Stick - Part 2]]> Fri, 27 Dec 2024 14:50:03 GMT 44:49 676ea14ec82b0a641391101d false https://shows.acast.com/homeec/episodes/new-years-resolutions-that-actually-stick-part-2 676ea14ec82b0a641391101d 6744aae531b12b5319a4c648 new-years-resolutions-that-actually-stick-part-2 The Science of Sustainable Goal Setting ft. Dr. Lindsay Roberts full 1 4 New Year's Resolutions That Actually Stick: The Science of Sustainable Goal Setting

Prep Time: 40 minutes Serves: Those looking to set meaningful, sustainable goals and create lasting change - whether it's saving money (2025's top American resolution according to Statista) or paying off debt (CFP Board's #1 financial goal for next year)


🥄 Key Ingredients

  • Word of the Year methodology
  • Goal-setting science and research
  • Creating personal psychological safety with your New Years Resolutions
  • Understanding the "why" behind your goals


Special Guest

Dr. Lindsay Roberts is a professional coach, speaker, and founder of Lindsay Roberts & Co., specializing in psychological safety, resilience, and leadership development. She currently serves as the Director of Learning & Development for a leading direct-to-consumer insurance organization. With advanced degrees in Sport and Performance Psychology and Interdisciplinary Leadership, Lindsay has over a decade of experience empowering individuals and teams to achieve exceptional results.


Her impressive background includes:


  • Master Resilience Trainer for the U.S. Army
  • Head of Talent Development at a Fortune 500 company
  • College professor
  • Doctoral research on psychological safety in the nuclear energy industry


🫕 Memorable Quotes

"The bottom line is relationships matter - even in our relationship with our goals." - Dr. Lindsay Roberts 


"If we're comfortable, we're doing it wrong." - Ted Lasso wisdom


🥘 Main Course Topics

  • Choosing a meaningful Word of the Year
  • Understanding the science behind successful goal setting
  • Creating emotional anchors for decision-making
  • Review past patterns and identify recurring themes - what feeling in your body kept coming up this year? What is that like?
  • Schedule regular check-ins and be open to adjusting your goal as part of the journey


Taste It: Experiential

  • Choose your Word of the Year + Infuse it into your goals 
  • Schedule monthly check-ins with an accountability partner
  • Journal about your desired feelings for 2025
  • Embrace flexibility as a way to battle shame and to rehumanize goal setting


📱 Join Our Kitchen Table Conversations

Instagram/TikTok: @homeecpod Email: info@HomeEcPodcast.com, Moraya@homeecpodcast.com Nick@homeecpodcast.com Website: Personawealth.com + HomeEcPodcast.com


Special Feature: Follow Nick and Moraya's Wellness Journeys in 2025

Track their monthly progress through our newsletter and social media as they explore paths to growth and vulnerability. Experience their shared moments of shame, joy, and mutual support—revealing how different identities shape unique approaches even with the same "Word of the Year" as they dig into how to be deeply rooted in core values.


Want more wellness recipes? Sign up for our newsletter on the HomeEcPodcast.com website.

Hosted on Acast. See acast.com/privacy for more information.

]]> New Year's Resolutions That Actually Stick: The Science of Sustainable Goal Setting

Prep Time: 40 minutes Serves: Those looking to set meaningful, sustainable goals and create lasting change - whether it's saving money (2025's top American resolution according to Statista) or paying off debt (CFP Board's #1 financial goal for next year)


🥄 Key Ingredients

  • Word of the Year methodology
  • Goal-setting science and research
  • Creating personal psychological safety with your New Years Resolutions
  • Understanding the "why" behind your goals


Special Guest

Dr. Lindsay Roberts is a professional coach, speaker, and founder of Lindsay Roberts & Co., specializing in psychological safety, resilience, and leadership development. She currently serves as the Director of Learning & Development for a leading direct-to-consumer insurance organization. With advanced degrees in Sport and Performance Psychology and Interdisciplinary Leadership, Lindsay has over a decade of experience empowering individuals and teams to achieve exceptional results.


Her impressive background includes:


  • Master Resilience Trainer for the U.S. Army
  • Head of Talent Development at a Fortune 500 company
  • College professor
  • Doctoral research on psychological safety in the nuclear energy industry


🫕 Memorable Quotes

"The bottom line is relationships matter - even in our relationship with our goals." - Dr. Lindsay Roberts 


"If we're comfortable, we're doing it wrong." - Ted Lasso wisdom


🥘 Main Course Topics

  • Choosing a meaningful Word of the Year
  • Understanding the science behind successful goal setting
  • Creating emotional anchors for decision-making
  • Review past patterns and identify recurring themes - what feeling in your body kept coming up this year? What is that like?
  • Schedule regular check-ins and be open to adjusting your goal as part of the journey


Taste It: Experiential

  • Choose your Word of the Year + Infuse it into your goals 
  • Schedule monthly check-ins with an accountability partner
  • Journal about your desired feelings for 2025
  • Embrace flexibility as a way to battle shame and to rehumanize goal setting


📱 Join Our Kitchen Table Conversations

Instagram/TikTok: @homeecpod Email: info@HomeEcPodcast.com, Moraya@homeecpodcast.com Nick@homeecpodcast.com Website: Personawealth.com + HomeEcPodcast.com


Special Feature: Follow Nick and Moraya's Wellness Journeys in 2025

Track their monthly progress through our newsletter and social media as they explore paths to growth and vulnerability. Experience their shared moments of shame, joy, and mutual support—revealing how different identities shape unique approaches even with the same "Word of the Year" as they dig into how to be deeply rooted in core values.


Want more wellness recipes? Sign up for our newsletter on the HomeEcPodcast.com website.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[New Year's Resolutions That Actually Stick - Part 1]]> Fri, 27 Dec 2024 14:45:39 GMT 49:08 676ebd37c82b0a641395fa4a false https://shows.acast.com/homeec/episodes/new-years-resolutions-that-stick 676ebd37c82b0a641395fa4a 6744aae531b12b5319a4c648 new-years-resolutions-that-stick The Science of Sustainable Goal Setting ft. Dr. Lindsay Roberts full 1 3 New Year's Resolutions That Actually Stick: The Science of Sustainable Goal Setting

Prep Time: 40 minutes Serves: Those looking to set meaningful, sustainable goals and create lasting change - whether it's saving money (2025's top American resolution according to Statista) or paying off debt (CFP Board's #1 financial goal for next year)


🥄 Key Ingredients

  • Word of the Year methodology
  • Goal-setting science and research
  • Creating personal psychological safety with your New Years Resolutions
  • Understanding the "why" behind your goals


Special Guest

Dr. Lindsay Roberts is a professional coach, speaker, and founder of Lindsay Roberts & Co., specializing in psychological safety, resilience, and leadership development. She currently serves as the Director of Learning & Development for a leading direct-to-consumer insurance organization. With advanced degrees in Sport and Performance Psychology and Interdisciplinary Leadership, Lindsay has over a decade of experience empowering individuals and teams to achieve exceptional results.


Her impressive background includes:


  • Master Resilience Trainer for the U.S. Army
  • Head of Talent Development at a Fortune 500 company
  • College professor
  • Doctoral research on psychological safety in the nuclear energy industry


🫕 Memorable Quotes

"The bottom line is relationships matter - even in our relationship with our goals." - Dr. Lindsay Roberts 


🥘 Main Course Topics

  • Choosing a meaningful Word of the Year
  • Understanding the science behind successful goal setting
  • Creating emotional anchors for decision-making
  • Review past patterns and identify recurring themes - what feeling in your body kept coming up this year? What is that like?
  • Schedule regular check-ins and be open to adjusting your goal as part of the journey


Taste It: Experiential

  • Choose your Word of the Year + Infuse it into your goals 
  • Schedule monthly check-ins with an accountability partner
  • Journal about your desired feelings for 2025
  • Embrace flexibility as a way to battle shame and to rehumanize goal setting


📱 Join Our Kitchen Table Conversations

Instagram/TikTok: @homeecpod Email: info@HomeEcPodcast.com, Moraya@homeecpodcast.com Nick@homeecpodcast.com Website: Personawealth.com + HomeEcPodcast.com


Special Feature: Follow Nick and Moraya's Wellness Journeys in 2025

Track their monthly progress through our newsletter and social media as they explore paths to growth and vulnerability. Experience their shared moments of shame, joy, and mutual support—revealing how different identities shape unique approaches even with the same "Word of the Year" as they dig into how to be deeply rooted in core values.


Want more wellness recipes? Sign up for our newsletter on the HomeEcPodcast.com website.

Hosted on Acast. See acast.com/privacy for more information.

]]> New Year's Resolutions That Actually Stick: The Science of Sustainable Goal Setting

Prep Time: 40 minutes Serves: Those looking to set meaningful, sustainable goals and create lasting change - whether it's saving money (2025's top American resolution according to Statista) or paying off debt (CFP Board's #1 financial goal for next year)


🥄 Key Ingredients

  • Word of the Year methodology
  • Goal-setting science and research
  • Creating personal psychological safety with your New Years Resolutions
  • Understanding the "why" behind your goals


Special Guest

Dr. Lindsay Roberts is a professional coach, speaker, and founder of Lindsay Roberts & Co., specializing in psychological safety, resilience, and leadership development. She currently serves as the Director of Learning & Development for a leading direct-to-consumer insurance organization. With advanced degrees in Sport and Performance Psychology and Interdisciplinary Leadership, Lindsay has over a decade of experience empowering individuals and teams to achieve exceptional results.


Her impressive background includes:


  • Master Resilience Trainer for the U.S. Army
  • Head of Talent Development at a Fortune 500 company
  • College professor
  • Doctoral research on psychological safety in the nuclear energy industry


🫕 Memorable Quotes

"The bottom line is relationships matter - even in our relationship with our goals." - Dr. Lindsay Roberts 


🥘 Main Course Topics

  • Choosing a meaningful Word of the Year
  • Understanding the science behind successful goal setting
  • Creating emotional anchors for decision-making
  • Review past patterns and identify recurring themes - what feeling in your body kept coming up this year? What is that like?
  • Schedule regular check-ins and be open to adjusting your goal as part of the journey


Taste It: Experiential

  • Choose your Word of the Year + Infuse it into your goals 
  • Schedule monthly check-ins with an accountability partner
  • Journal about your desired feelings for 2025
  • Embrace flexibility as a way to battle shame and to rehumanize goal setting


📱 Join Our Kitchen Table Conversations

Instagram/TikTok: @homeecpod Email: info@HomeEcPodcast.com, Moraya@homeecpodcast.com Nick@homeecpodcast.com Website: Personawealth.com + HomeEcPodcast.com


Special Feature: Follow Nick and Moraya's Wellness Journeys in 2025

Track their monthly progress through our newsletter and social media as they explore paths to growth and vulnerability. Experience their shared moments of shame, joy, and mutual support—revealing how different identities shape unique approaches even with the same "Word of the Year" as they dig into how to be deeply rooted in core values.


Want more wellness recipes? Sign up for our newsletter on the HomeEcPodcast.com website.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Family Systems & Holiday Dynamics: Serving Up Better Conversations]]> Tue, 17 Dec 2024 05:05:09 GMT 39:45 6760da7c9b72f37e5da6b08b false https://shows.acast.com/homeec/episodes/family-systems-holiday-dynamics-serving-up-better-conversati 6760da7c9b72f37e5da6b08b 6744aae531b12b5319a4c648 family-systems-holiday-dynamics-serving-up-better-conversati full 1 2 Prep Time: 40 minutes Serves: Those navigating complex family dynamics and seeking healthier ways to communicate during holiday gatherings


🥄 Key Ingredients


  • Attachment theory & family systems
  • Holiday triggers & emotional responses
  • Communication strategies
  • Financial conversations in relationships


🫕 Memorable Quotes


"The family system wants to go to homeostasis." - Nick


"Do you want to be right, or do you want to be in relationship?" - Moraya


"The little things are how we are modeling wellness for our family too." - Moraya


🥘 Main Course Topics


  1. Understanding attachment in family dynamics
  2. Managing emotional triggers during gatherings
  3. Navigating financial conversations with partners
  4. Building psychological safety in family settings


🍳 Recipe for Better Family Gatherings


  • Practice curiosity instead of judgment
  • Identify your support system before gatherings
  • Take "adult timeouts" when needed
  • Remember change is gradual - "it's building a muscle"


 Taste It: experiential: 


  • Try an adult time out this week before you burn out
  • Prep before an event to reduce the resistance to reaching out if you feel activated
  • Journal prompt - when do you often say to yourself when you want to leave a conversation or gathering?


📱 Join Our Kitchen Table Conversations



Want the full financial wellness recipe? Check out our newsletter for an expanded version with more data, insights, and action steps!

Hosted on Acast. See acast.com/privacy for more information.

]]> Prep Time: 40 minutes Serves: Those navigating complex family dynamics and seeking healthier ways to communicate during holiday gatherings


🥄 Key Ingredients


  • Attachment theory & family systems
  • Holiday triggers & emotional responses
  • Communication strategies
  • Financial conversations in relationships


🫕 Memorable Quotes


"The family system wants to go to homeostasis." - Nick


"Do you want to be right, or do you want to be in relationship?" - Moraya


"The little things are how we are modeling wellness for our family too." - Moraya


🥘 Main Course Topics


  1. Understanding attachment in family dynamics
  2. Managing emotional triggers during gatherings
  3. Navigating financial conversations with partners
  4. Building psychological safety in family settings


🍳 Recipe for Better Family Gatherings


  • Practice curiosity instead of judgment
  • Identify your support system before gatherings
  • Take "adult timeouts" when needed
  • Remember change is gradual - "it's building a muscle"


 Taste It: experiential: 


  • Try an adult time out this week before you burn out
  • Prep before an event to reduce the resistance to reaching out if you feel activated
  • Journal prompt - when do you often say to yourself when you want to leave a conversation or gathering?


📱 Join Our Kitchen Table Conversations



Want the full financial wellness recipe? Check out our newsletter for an expanded version with more data, insights, and action steps!

Hosted on Acast. See acast.com/privacy for more information.

]]> Walk of Shame - Spending Regret, Shame, and The Holidays Walk of Shame - Spending Regret, Shame, and The Holidays Tue, 17 Dec 2024 05:00:09 GMT 40:50 6760829b64b31a64799e338c false https://shows.acast.com/homeec/episodes/walk-of-shame-spending-regret-shame-and-the-holidays 6760829b64b31a64799e338c 6744aae531b12b5319a4c648 walk-of-shame-spending-regret-shame-and-the-holidays full 1 1 Prep Time: 45 minutes Serves: Anyone seeking relief from holiday spending pressure and craving more intentional ways to celebrate without breaking their budget or spirit.



Your Hosts


Nick Ashburn is the CEO and founder of Calibrate where he's redefining our relationship with money to support overall well-being, bringing experience from leading responsible investing at PNC Bank and directing impact investing at Wharton. From singer to Fulbright scholar to fintech founder, his unique journey shapes his approach to making financial wellness more accessible and personal.


Moraya Seeger DeGeare, MA, LMFT is a Black Biracial therapist and sought-after expert advising in tech and marketing. She is featured in NPR's Life Kit, Forbes, and Vice, bringing over a decade of experience helping couples build strong sustainable intimate relationships. As co-founder of BFF Therapy and couples therapist at Evolve Therapy, she combines her multicultural upbringing and clinical expertise to create honest conversations about wealth, culture and wellbeing.



🥄 Quick Bites (data driven baking)


  • Research shows we lose about 50% of our friendships every 7 years (Science Daily)
  • Black Friday 2024 spending hit $10.8 billion, up 10.2% (CBS News)
  • Average holiday spending forecast: $1,000 per person, up 14% from 2023
  • 48% of parents report guilt driving holiday overspending


🫕 Main Ingredients Discussed


  • Holiday spending pressures & family dynamics
  • Shopping psychology & emotional triggers
  • Gender differences in holiday spending
  • Marketing tactics during holiday season


🎁 Key Quotes


"We're not here to tell you how to get rich quick or that you shouldn't have that latte or avocado toast... we're leaning into what makes you – you." - Nick


"Marketing, social pressure, emotional spending, family expectations are in a lot of families. You don't even wanna do any of this. It has nothing to do with your shame, but your mom, your aunt, someone's gonna be like, 'I can't believe you didn't do more.'" - Moraya



🥘 Recipe for Better Holiday Spending


  • Set realistic budgets before shopping starts
  • Consider alternative gift approaches (experiences, homemade)
  • Communicate financial boundaries with family
  • Focus on traditions over transactions


📱 Join Our Kitchen Table Conversations



Want the full financial wellness recipe? Check out our newsletter for an expanded version with more data, insights, and action steps!

Hosted on Acast. See acast.com/privacy for more information.

]]> Prep Time: 45 minutes Serves: Anyone seeking relief from holiday spending pressure and craving more intentional ways to celebrate without breaking their budget or spirit.



Your Hosts


Nick Ashburn is the CEO and founder of Calibrate where he's redefining our relationship with money to support overall well-being, bringing experience from leading responsible investing at PNC Bank and directing impact investing at Wharton. From singer to Fulbright scholar to fintech founder, his unique journey shapes his approach to making financial wellness more accessible and personal.


Moraya Seeger DeGeare, MA, LMFT is a Black Biracial therapist and sought-after expert advising in tech and marketing. She is featured in NPR's Life Kit, Forbes, and Vice, bringing over a decade of experience helping couples build strong sustainable intimate relationships. As co-founder of BFF Therapy and couples therapist at Evolve Therapy, she combines her multicultural upbringing and clinical expertise to create honest conversations about wealth, culture and wellbeing.



🥄 Quick Bites (data driven baking)


  • Research shows we lose about 50% of our friendships every 7 years (Science Daily)
  • Black Friday 2024 spending hit $10.8 billion, up 10.2% (CBS News)
  • Average holiday spending forecast: $1,000 per person, up 14% from 2023
  • 48% of parents report guilt driving holiday overspending


🫕 Main Ingredients Discussed


  • Holiday spending pressures & family dynamics
  • Shopping psychology & emotional triggers
  • Gender differences in holiday spending
  • Marketing tactics during holiday season


🎁 Key Quotes


"We're not here to tell you how to get rich quick or that you shouldn't have that latte or avocado toast... we're leaning into what makes you – you." - Nick


"Marketing, social pressure, emotional spending, family expectations are in a lot of families. You don't even wanna do any of this. It has nothing to do with your shame, but your mom, your aunt, someone's gonna be like, 'I can't believe you didn't do more.'" - Moraya



🥘 Recipe for Better Holiday Spending


  • Set realistic budgets before shopping starts
  • Consider alternative gift approaches (experiences, homemade)
  • Communicate financial boundaries with family
  • Focus on traditions over transactions


📱 Join Our Kitchen Table Conversations



Want the full financial wellness recipe? Check out our newsletter for an expanded version with more data, insights, and action steps!

Hosted on Acast. See acast.com/privacy for more information.

]]> The HomeEc Podcast is Coming Soon! The HomeEc Podcast is Coming Soon! Thu, 05 Dec 2024 05:00:47 GMT 1:54 6750c2cf51af627401e0770d false https://shows.acast.com/homeec/episodes/the-homeec-podcast-is-coming-soon 6750c2cf51af627401e0770d 6744aae531b12b5319a4c648 the-homeec-podcast-is-coming-soon full

Hosted on Acast. See acast.com/privacy for more information.

]]>

Hosted on Acast. See acast.com/privacy for more information.

]]>