With a background in epidemiology, public health, and federal policy, Katy brings rare insight shaped by her experience working in the U.S. Senate and advising on healthcare issues at the White House. Her career spans global public health work, infectious disease research, and shaping national healthcare policy that impacts employers, patients, and the broader healthcare system.

In this conversation, Katy shares how her early desire to change the world led her into public health, policy, and ultimately into healthcare reform efforts in Washington. She explains how incentives inside the healthcare system influence decision-making, why meaningful reform can be difficult to achieve, and why healthcare costs continue to rise despite ongoing policy changes.

We also discuss how employer-sponsored healthcare plays a central role in the U.S. system, why prevention-focused models such as Direct Primary Care (DPC) are gaining attention, and how transparency may help improve healthcare outcomes over time.

Subscribe for more conversations focused on improving healthcare outcomes and fixing the broken healthcare system.

#HealthcareReform #HealthPolicy #HealthcareCosts #DirectPrimaryCare #EmployerHealthcare #HealthcareInnovation #HealthcareLeadership #HealthInsurance #PublicHealth #HealthcareTransparency

00:00 Intro

00:23 Welcome Katy Talento

01:30 Early life and desire to change the world

04:30 Faith journey and decision to enter religious life

08:00 Global public health work and infectious disease research

12:30 Working internationally in public health

16:00 Entering Washington health policy

20:00 Writing healthcare legislation in the U.S. Senate

24:00 How healthcare policy is shaped in Washington

29:00 Speechwriting and political communications

32:30 Industry influence in healthcare policy

36:00 Why healthcare reform is difficult to achieve

40:00 How incentives influence healthcare decisions

45:00 Employer-sponsored healthcare and system complexity

52:00 Insurance incentives and unintended consequences

58:00 Why healthcare costs continue to rise

1:05:00 Transparency and accountability in healthcare

1:12:00 Direct Primary Care and prevention-focused models

1:18:00 Where meaningful reform may come from

1:25:00 The future of healthcare policy

1:31:00 Final thoughts on fixing U.S. healthcare

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Drawing on her experience inside the industry, Emma breaks down how compensation structures, carrier incentives, and consolidation influence employer-sponsored healthcare decisions. She explains why more organizations are exploring self-funded health plans, independent TPAs, direct primary care, and reference-based pricing as alternatives to traditional insurance models.

We also discuss how collaboration between employers, advisors, and physicians can help create more transparent healthcare strategies, and why education initiatives like Symposium are helping drive innovation across the healthcare ecosystem.

If you are an employer, advisor, HR leader, or healthcare professional trying to better understand rising healthcare costs, this conversation offers practical insight into how the system works and where change may happen.

Subscribe for more conversations focused on improving healthcare outcomes.

#HealthcareCosts #SelfFundedHealthPlans #HealthInsurance #EmployerBenefits #HealthcareInnovation #HealthcareTransparency #DirectPrimaryCare #ReferenceBasedPricing #BenefitsStrategy #HealthcareReform #TPA #HealthcareEconomics #HealthcareLeadership #BUCAIncentives

00:00 Intro

01:10 Emma’s journey from the UK to U.S. healthcare

03:00 Starting in life insurance and entering the insurance industry

08:30 Understanding health insurance incentives

12:00 Ethical conflicts inside traditional insurance models

15:00 Advisor compensation structures and industry challenges

18:00 Capitalism and healthcare economics

21:00 Government influence and healthcare policy realities

23:00 The employer’s role in fixing healthcare

27:00 The origin of Symposium

30:00 Bringing employers, advisors, vendors, and physicians together

32:00 Why physicians must be part of the healthcare conversation

35:00 Private equity and healthcare delivery challenges

38:00 Collaboration between doctors and advisors

42:00 Purpose-driven advisory models

45:00 Vision for improving the healthcare system

52:00 Advice for employers evaluating healthcare strategies

58:00 Industry collaboration and future outlook

1:04:20 How to connect with Emma Fox

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Tim shares his personal health transformation, including reducing body fat, optimising metabolic health, increasing protein intake, and improving longevity through lifestyle changes. He explains how functional medicine identifies underlying causes of illness, why regenerative therapies may reduce the need for surgery, and how practitioners are building independent health businesses outside the insurance model.

We also explore AI-driven healthcare tools, preventative testing, and why the future of medicine may be more personalised, data-driven, and focused on long-term health outcomes.

📌 Subscribe for more conversations on fixing the broken healthcare system.

#FunctionalMedicine #Longevity #RootCause #MetabolicHealth #PreventativeHealth #RegenerativeMedicine #HealthcareInnovation #Biohacking #HealthOptimization #FutureOfHealthcare #Wellness #AIHealthcare

01:00 Tim Organ & Health Business Growth Collective

04:20 Personal health transformation & body composition changes

07:00 Protein intake, diet tracking & metabolic health

10:00 Lifestyle habits & fitness discipline

13:30 Longevity fundamentals: exercise, diet & sleep

16:30 Functional medicine vs symptom-based healthcare

20:00 Finding the root cause of chronic illness

23:00 Tim’s healthcare career journey

27:00 Digital healthcare systems & medical technology

29:30 Why practitioners are leaving insurance-based models

33:00 Challenges doctors face inside traditional healthcare

36:00 Regenerative medicine vs surgery

41:00 Why many orthopaedic procedures may be avoidable

45:00 AI in healthcare & interpreting lab data

48:30 Expanding access to functional medicine

51:00 Food systems, nutrition & chronic disease

54:00 Personal responsibility & preventative health

57:00 The future of personalised medicine

1:02:00 Business models for modern practitioners

1:07:00 Technology & data-driven health insights

1:12:00 Longevity mindset & maintaining muscle as we age

1:17:00 Final thoughts on fixing broken healthcare

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Why do healthcare costs keep rising? Why do employers feel stuck? And what would it actually take to fix the experience?

In this episode of Broken Healthcare, we break down what’s really driving costs, what most plans get wrong, and how smarter design + technology could reshape employer healthcare.

#BrokenHealthcare #AngleHealth #HealthInsurance #EmployerBenefits #HealthcareCosts #HealthcareInnovation #AIinHealthcare #Podcast #BenefitsConsulting #HealthcareLeadership

0:00 Why Healthcare Feels Broken

1:02 From State Farm to Fixing Healthcare

5:02 What Makes Angle Health Different

7:02 Bad Benefits vs Bad Experiences

11:00 The Tech + AI Advantage

16:00 Why Speed Wins in Healthcare

21:00 Palantir Roots & Data Strategy

24:30 Why Costs Keep Exploding

30:00 The Insurance Card Problem

34:30 Fixing Friction in Healthcare

40:00 Guiding Patients to Better Care

44:00 Why Legacy Carriers Struggle

49:00 Incentives That Actually Work

57:00 The Truth About Pharmacy Spend

59:30 Final Thoughts

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Why do so many companies miss required filings? Why are IRS forms so difficult to understand? And what would it take to simplify a system that frustrates even experienced professionals?

In this episode of Broken Healthcare, Ray sits down with Sanju — CEO of Simple Tax Suite — to talk about her journey from Silicon Valley gaming engineer to building an IRS-authorised platform that has processed more than 5 million filings.

🔗 Learn more: https://simple720.com/ - Use code BROKEN for 10% off

#BrokenHealthcare #TaxCompliance #IRS #Fintech #HealthcareCompliance #EmployerBenefits #CFO #BusinessFinance #Startup #Podcast

0:00 Intro + Why IRS Compliance Confuses Businesses

2:05 Sanju’s Background (Gaming + Engineering Journey)

5:10 How She Got Into Tax Technology

7:15 The Moment IRS Forms Didn’t Make Sense

10:05 Partnering With the IRS

13:10 Identifying the Compliance Gap

16:00 What Businesses Get Wrong About Reporting

19:30 What Is PCORI (Explained Simply)

23:15 Who Needs to File + Deadlines

27:00 Why Companies Miss Required Filings

30:10 Paper Filing vs Electronic Reality

33:20 Avoiding Penalties & Getting It Right

37:10 Forms Explained (720, ACA, 5500, 5330)

41:45 Working With Brokers, TPAs & Employers

46:30 Small Businesses vs Enterprise Clients

50:10 AI + Automation in Compliance

54:30 The Future of Tax Compliance

58:20 Final Thoughts

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In this critical episode of Broken Healthcare, host Ray Kober sits down with healthcare outcomes expert and Validation Institute founder Al Lewis to break down a real case involving OhioHealth, a 29-hospital system in Ohio, that is now testing how consent and payment agreements actually work in practice.

In this case, treatment was provided and accepted without objection. Payment was then sent via check clearly marked as payment in full for the agreed-upon amount. The check was cashed.

But the story didn’t end there.

After accepting and cashing the payment, additional demands for thousands more followed — raising serious questions about how consent, financial responsibility, and patient agreements are enforced in healthcare.

This case is now becoming a powerful test of how consent is used — and why patients and employers need to understand exactly what they are agreeing to.

One of the most important takeaways Al shares is simple but critical:

Always ask for a printed copy of anything you sign in a healthcare setting.

Because consent forms often contain language that can have long-term legal and financial consequences most people never fully realize.

In this episode, you’ll learn:

• The OhioHealth court case and why it could impact healthcare nationwide

• How hospital consent forms actually work in practice

• Why accepting treatment can sometimes be interpreted as accepting consent

• Why requesting printed copies of consent forms is essential

• How employers may unknowingly expose themselves to significant financial risk

• The mission behind Quizzify and how it helps people make smarter healthcare decisions

• How the Validation Institute independently verifies healthcare solutions

Most people assume healthcare is straightforward.

But the reality is far more complex.

This conversation exposes how the system actually works — and why awareness is one of the most important protections you have.

⚠️ This episode is essential viewing for:

• Employers and benefits leaders

• Healthcare executives and advisors

• HR professionals

• Anyone who has signed hospital paperwork

• Anyone who wants to understand their rights and risks in healthcare

Because what you sign — and what you don’t question — can matter more than you think.

👤 About Al Lewis

Al Lewis is founder of the Validation Institute and Quizzify, and one of the most respected and outspoken healthcare outcomes experts in the country. His work focuses on bringing transparency, accountability, and evidence-based validation to healthcare.

🎙 About Broken Healthcare

Hosted by Ray Kober, Broken Healthcare explores the real drivers of healthcare costs, consent, incentives, and accountability — and brings clarity to leaders navigating one of the most complex systems in the world.

No spin. Just reality.

🔔 Subscribe to Broken Healthcare

If you want to understand how healthcare really works — and how to protect yourself and your organization — subscribe and turn on notifications.

💬 Join the conversation

Have you ever signed healthcare paperwork without fully understanding it?

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In this unforgettable episode of Broken Healthcare, host Ray Kober sits down with Randy Otto — a financial advisor, historian, and the only man ever endorsed by the Churchill family to portray Sir Winston Churchill.

For over 54 years, Randy has embodied Churchill on stages around the world. In this conversation, he does something extraordinary:

🎩 Part one: He is Winston Churchill — recounting war, leadership, failure, resilience, and the legendary “black dog” in Churchill’s own voice.

🧠 Part two: He steps out of character as Randy Otto, revealing what decades of studying Churchill taught him about creativity, mental health, destiny, money, and leadership.

You’ll hear:

- How Churchill survived his greatest failure (Gallipoli)

- Why painting saved his life — and his mind

- The real story behind the “black dog” of depression

- Leadership lessons forged in war that still apply today

- What it means to believe in destiny — and fight for it

This isn’t history class.

This is living history, performed by the man who knows Churchill better than anyone alive.

🎙️ Sit back, listen closely — and decide for yourself when the character ends and the wisdom begins.

Hosted on Acast. See acast.com/privacy for more information.

It has a healthcare business problem — and we’re all trapped inside it.

In this powerful episode of Broken Healthcare, host Ray Kober sits down with Chris Deacon — attorney, healthcare policy expert, former Director of State Health Benefits for New Jersey, and author of The Great American Healthcare Heist — to expose how America’s healthcare system became a $5 trillion machine that patients, employers, and taxpayers can’t escape.

Chris isn’t a theorist.

She ran healthcare for nearly 800,000 lives and managed a $6–7 billion annual healthcare budget inside government.

What she discovered changed everything.

In this episode, you’ll learn:

- Why Americans are paying $17,000–$50,000 per family per year and still can’t afford care

- How insurers, PBMs, and hospitals operate as vertically integrated monopolies

- Why “nonprofit” hospitals behave like Wall Street corporations — without paying taxes

- How consolidation destroyed community hospitals and accountability

- Why politicians of both parties are trapped by lobbying and reelection incentives

- How young government staffers are “educated” by industry lobbyists

- Why $1.5 BILLION in savings was realistically achievable — without cutting benefits

- How employers blindly write healthcare checks they’d never approve anywhere else

- Why Americans are handed a $50,000 system with no instruction manual

- How the healthcare system itself can become dangerous if navigated incorrectly

Chris delivers one of the most important analogies in healthcare today:

“We hand people a $50,000 Volvo and say ‘good luck’ — no driving lessons, no instruction manual — and then blame them when it goes wrong.”

This conversation isn’t partisan.

It’s not theoretical.

And it’s not about selling you anything.

It’s about education, accountability, and taking control of a system that quietly drains families, employers, and communities.

If you’ve ever:

1- Been afraid to seek care because of cost

2- Opened a medical bill and thought “this can’t be real”

3- Managed employee benefits and felt completely boxed in

4 - Wondered why healthcare feels impossible to fix

This episode will change how you see everything.

Watch. Share. And start asking better questions.

ABOUT CHRIS DEACON

Chris Deacon is an attorney, healthcare policy expert, former Director of State Health Benefits for New Jersey, national speaker, whistleblower, and featured voice in the documentary It’s Not Personal, It’s Just Healthcare. She oversaw healthcare for nearly 800,000 public employees and dependents and managed one of the largest state healthcare budgets in the country.

She now focuses on education, policy consulting, and public advocacy to help employers, policymakers, and the public understand how the system actually works — and how it can be improved.

PURCHASE HER BOOK

The Great American Healthcare Heist by Chris Deacon

Available at:

Amazon

Major online book retailers

Independent bookstores (by request)

(Search: The Great American Healthcare Heist – Chris Deacon)

HOW TO CONTACT CHRIS DEACON

LinkedIn: https://www.linkedin.com/in/cdeaconc/

Active on LinkedIn with regular healthcare insights and commentary

Long-form writing available via Substack: https://substack.com/@chrisdeaconahealthcareheist

Open to messages, dialogue, and education-focused engagement

SUPPORT THE SHOW

If this episode resonated:

Like the video

Subscribe to Broken Healthcare

Share with someone who’s tired of the status quo

Healthcare doesn’t change without informed pressure — and that starts here.

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In this episode of the Broken Healthcare Podcast, host Ray Kober sits down in-studio with Lexie Leitner, PA-C, Vice President of Clinical Operations at River Health, to unpack why the traditional U.S. healthcare system no longer works — and what it will take to fix it.

Lexie shares her journey from family medicine to healthcare innovation, and explains how River Health is rethinking access, affordability, and care delivery for workers who are often left behind by employer-sponsored insurance.

One of the most powerful parts of River Health’s model? Mental health is treated as essential care — not an add-on. Members receive unlimited virtual therapy plus free access to the Calm app, helping address anxiety, burnout, depression, and everyday stress without barriers, copays, or long wait times.

In this episode, we cover:

• Why high-deductible health plans leave Americans functionally uninsured
• How hourly workers fall through the cracks of traditional healthcare
• The real reason healthcare costs keep rising (and who actually pays)
• How River Health delivers unlimited virtual primary care, labs, prescriptions, imaging, and urgent care access for a flat monthly cost
• Why unlimited teletherapy and Calm access are critical in today’s mental health crisis
• How employers can support workforce health without $40,000 insurance plans
• The difference between insurance and actual access to care
• How healthcare became so complex — and what simplicity looks like again

If you’re an employer, HR leader, healthcare professional, or someone frustrated with the cost and confusion of U.S. healthcare, this conversation will challenge how you think about coverage, value, and care.

🎧 Subscribe to Broken Healthcare for real conversations about what’s broken — and what can actually fix it.

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In this powerful in-studio episode of the Broken Healthcare Podcast, host Ray Kober sits down with Dr. Dana Mincer, a board-certified osteopathic physician and Direct Primary Care (DPC) doctor, to expose what’s really happening behind the scenes of American healthcare.

Dr. Mincer shares her raw, unfiltered journey — from medical training and provider burnout to mental health struggles, patient advocacy, and ultimately walking away from the insurance-driven system to build a direct primary care practice centered on time, transparency, and human connection.

In this episode, we cover:

- Why traditional insurance-based healthcare is failing both patients and doctors

- What Direct Primary Care (DPC) actually is — and why it works

- The healthcare insurance cartel, price opacity, and hospital consolidation

- Doctor burnout, moral injury, and why so many physicians want out

- Mental health, ADHD, anxiety, and the limits of medication-only care

- Why relationship-based medicine leads to better outcomes and lower costs

- How free-market healthcare models are restoring trust and autonomy

This conversation is a must-watch for patients, employers, physicians, and anyone who knows the system feels wrong but hasn’t been able to put it into words.

🎙️ If you care about:

✔ Broken healthcare

✔ Direct primary care

✔ Medical burnout

✔ Mental health reform

✔ Free-market healthcare solutions

— this episode is for you.

👉 Subscribe for more conversations on fixing the U.S. healthcare system from the inside out.

👉 Like & comment to help this message reach more people who need to hear it.

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In this powerful episode of the Broken Healthcare Podcast, host Ray Kober sits down with Dr. Kyle Rickner, a pioneer of the Direct Primary Care (DPC) movement and co-founder of Primary Health Partners, to expose why U.S. healthcare is failing patients and doctors — and what it will take to fix it.

Dr. Rickner shares his journey from being an employed physician inside a hospital system to breaking free and helping build a multi-state Direct Primary Care network that puts doctors and patients back in control.

If you’ve ever wondered:

• Why healthcare costs keep exploding
• Why doctors are burned out and leaving medicine
• Why insurance dominates every medical decision
• How Direct Primary Care actually works
• How employers can slash healthcare costs without sacrificing care

This episode will change how you think about healthcare forever.

What You’ll Learn in This Episode:

• Why insurance and hospital systems broke healthcare
• How Direct Primary Care eliminates middlemen
• Why doctors have lost autonomy — and how DPC restores it
• The truth about cash-pay healthcare and transparent pricing
• How employers are quietly escaping traditional insurance
• Why prevention actually works when doctors have time
• What it takes to scale DPC nationally
• Why this fight is about saving doctors’ lives, not just money

What Is Direct Primary Care?

Direct Primary Care (DPC) is a membership-based healthcare model where patients pay a flat monthly fee for unlimited access to their doctor — no insurance billing, no copays, no rushed visits.

Patients get:

✔ Longer appointments

✔ Same-day or next-day access

✔ Direct communication with their doctor

✔ Transparent pricing

✔ Better outcomes at lower cost

Doctors get:

✔ Autonomy

✔ Time with patients

✔ Freedom from insurance bureaucracy

✔ A sustainable career

🔔 Subscribe for More Conversations That Expose Broken Healthcare

If you’re tired of confusing bills, rushed visits, and a system that puts profits over people — subscribe to Broken Healthcare for real conversations with doctors, employers, and innovators rebuilding healthcare from the ground up.

👍 Like

💬 Comment

🔔 Subscribe

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Karen shares insider-level insights from 14+ years of working with public and private employers to reduce costs, improve quality, and fight back against the entrenched interests that keep U.S. healthcare expensive, confusing, and opaque.

What We Cover in This Episode:

- Why U.S. healthcare remains broken — and what employers can realistically do about it

- The truth about PBMs, 340B, and the lack of price transparency

- Why employers still struggle to obtain their own claims data (despite the law)

- How the Consolidated Appropriations Act (CAA) changes employer fiduciary responsibility

- How business coalitions (like the Florida Alliance) are reshaping healthcare markets

- Real-world examples: Rosen Hotels, MarineMax, and employers who cracked the code

- The role of brokers — and how misaligned incentives block meaningful change

- What policymakers get wrong — and why employer voices matter more than ever

- Practical steps employers can take right now to protect their plan, members, and dollars

If you’ve ever wondered how employers can fight back against waste, fraud, and abuse in a $5 trillion system — this is the episode you need.

About Karen Van Caulil:

Karen leads the Florida Alliance for Healthcare Value, representing 80+ employers across the state and nationally. With a deep background in health policy, administration, and clinical planning, she is one of the leading voices advocating for employer-led healthcare reform, transparency, and accountability.

Connect with Karen:

https://flhealthvalue.org/

https://www.linkedin.com/in/karenvancaulilphd/

Subscribe for more conversations with the leaders fixing U.S. healthcare from the inside out.

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Tiffany grew up in rural Louisiana with almost no access to care. Later she found herself working with wounded veterans at Walter Reed, studying medicine in Germany, and eventually serving on the front lines of emergency medicine — right through COVID.

In this conversation, we get into:

• why so many patients get bad advice

• the stuff you’re not told about vaccines, Tylenol, metabolic health & chronic disease

• what really happens behind the scenes in emergency rooms

• how she reversed prediabetes and PCOS with lifestyle changes her doctor never mentioned

• why she believes you are the only true advocate for your health

• how politics has hijacked medicine — and the cost of staying silent

• what she learned treating wounded service members

• the culture of “diagnose & prescribe” that keeps people sick

• her transition from NFL cheerleader to PA

• and what she’s working on through her Substack, Signal and Noise

Tiffany keeps it real. She doesn’t sugar-coat and she’s doing something incredibly rare in this space:

She’s using her press access to cover FDA and HHS to actually ask the questions most people are afraid to touch.

This episode is packed with perspective, data, lived experience, and a level of honesty that’s rare in healthcare conversations. If you care about your health, your kids, or the future of medical transparency, this one’s worth every minute.

Subscribe to Signal and Noise on Substack: https://signalandnoise.online/p/welcome-to-signal-and-noise-c79

Connect with Tiffany on LinkedIn: https://www.linkedin.com/in/tiffanyryder/

If you want Tiffany to cover a topic, she’s an open book — just send her a message.

Drop a comment with your thoughts, your story, or your biggest takeaway from Tiffany’s journey.

Hosted on Acast. See acast.com/privacy for more information.

In this powerful in-studio conversation, host Ray Kober sits down with Barbara Delaney, a trailblazing financial leader who’s been shaping the retirement and fiduciary landscape since 1981.

Barbara shares her incredible journey—from being the only woman in her Wall Street training class at EF Hutton, to transforming the retirement industry, to exposing the hidden parallels between finance and healthcare.

They dive deep into:

• The fiduciary crisis in both finance and healthcare
• How ERISA laws tie Wall Street and health benefits together
• Why employers are unknowingly running “mini healthcare companies”
• Lessons learned from the 2008 crash and how they apply to today’s healthcare costs
• How transparency, accountability, and fiduciary duty could finally fix what’s broken

If you care about money, healthcare, or the future of fiduciary responsibility, this episode is a must-watch.

🎧 Listen now and join the movement to fix the system.

🔗 Subscribe for more episodes of Broken Healthcare with Ray Kober.

#BrokenHealthcare #BarbaraDelaney #FiduciaryDuty #WallStreet #HealthcareReform #FinancePodcast #ERISA #RayKober

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In this episode of Broken Healthcare, host Ray Kober sits down with Dr. Demetrio Aguila — a plastic and nerve surgeon, U.S. Air Force veteran, and lifelong martial artist on a mission to fix America’s broken healthcare system.

🥋 Martial Arts. He earned his first black belt at 13, mastered Aikido, and became a 4th-degree black belt in Tang Soo Do. The discipline, focus, and humility he learned on the mat shaped the surgeon he became.

✈️ The Air Force. As a combat surgeon in Afghanistan, Dr. Aguila performed life-saving operations under fire — and saw firsthand the cost of pain, trauma, and courage.

🩺 The Surgeon. Back home, he’s changing lives through nerve surgery and pain elimination, helping patients walk again, smile again, and live again — often after decades of suffering.

💜 The Mission. Through Healing Hands of America and Operation Warrior’s Hope, Dr. Aguila and his team provide affordable, debt-free surgeries — including free care for Purple Heart veterans who’ve been told “nothing more can be done.”

⚡ In this episode:

• How martial arts discipline shaped his surgical precision

• Lessons from Afghanistan and the battlefield of modern medicine

• The truth about Tylenol, data, and dangerous misinformation

• Why faith and focus belong in healthcare

• How free-market medicine is restoring hope to patients nationwide

💡 About Dr. Aguila:

Dr. Demetrio Aguila is a board-certified plastic and peripheral nerve surgeon, founder of Total Pain Solutions and Healing Hands of America, and a 4th-degree Tang Soo Do black belt. His work merges science, soul, and service to bring healing back to healthcare.

🗣️ Join the Movement:

Comment, share, and subscribe if you believe healthcare can be human again.

#BrokenHealthcare #DrDemetrioAguila #MartialArts #AirForceVeteran #PainManagement #NerveSurgery #HealingHandsOfAmerica #OperationWarriorsHope #FaithInMedicine #HealthcareReform #PurpleHeartVeterans #TangSooDo

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In this powerful episode of Broken Healthcare, host Ray Kober sits down in studio with husband-and-wife innovators Dr. Mike and Elizabeth Webb, the creators of CheckMySpot — a revolutionary app that lets anyone screen potential skin cancers from their phone.

Dr. Webb, a board-certified dermatologist and Mohs surgeon, shares his 30-year journey in medicine, from tackling advanced skin cancer cases to developing a simple, life-saving technology. Elizabeth reveals how a small-town problem inspired a nationwide solution — helping people get faster access to care when it matters most.

Together, they unpack:

✅ Why early detection means a 99% survival rate for melanoma

✅ How the broken healthcare system delays life-saving diagnoses

✅ The science and myth of sun exposure and sunscreen safety

✅ What “appraisal delay” is — and how it costs lives

✅ How Check My Spot eliminates wait times and saves employers money

✅ Why validation from the Validation Institute proves this app works

Whether you’re a patient, healthcare leader, or benefits advisor — this episode will open your eyes to what’s truly possible when innovation meets compassion.

🧠 Key Takeaways:

- 1 in 5 people will develop non-melanoma skin cancer.

- Early detection = 99% cure rate; late detection can drop survival below 40%.

- Access to care is one of the biggest failures in modern healthcare.

- Check My Spot empowers users to get fast, expert triage for suspicious moles.

- Validation Institute confirmed the app’s clinical and financial impact.

- The Webbs’ goal: democratize dermatology and save lives through technology.

📱 Connect & Learn More:

🔗 Download the app: CheckMySpot

💼 https://www.checkmyspot.com/how-it-works

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This is the final chapter — an unfiltered, eye-opening conversation with Woody Waters, co-founder of Reference-Based Pricing and Imagine360

In this finale, Woody and Ray pull no punches. They uncover why real healthcare reform will never come from Washington — and why business leaders must take control of their plans, their costs, and their people’s wellbeing.

Woody reveals why Imagine360 had to bring every solution under one roof — handling balance bills, claims, and member advocacy in-house to deliver the service excellence employers and employees deserve. You can’t rely on the same system that broke healthcare to fix it.

He also shares a shocking discovery: after hiring a consultancy to survey brokers and producers, over 70% claimed to be experts in Reference-Based Pricing — but only three could accurately explain how it works. The takeaway? The market is flooded with noise, and true expertise is rare.

In this episode:

- Why healthcare reform starts with leadership, not legislation

- How Imagine360 solves every issue under one roof — and why that matters

- The shocking truth about “RBP experts” who don’t understand the model

- Why owning a TPA became mission-critical for lasting change

- How empathy, transparency, and courage drive real reform

🎙 Hosted by Ray Kober

💬 Featuring Woody Waters, Founder of Reference-Based Pricing & CEO of Imagine360 (https://www.imagine360.com)

👉 Watch the full Broken Healthcare trilogy here: https://www.youtube.com/@BrokenHealthcarePodcast

#BrokenHealthcare #WoodyWaters #Imagine360 #HealthcareReform #Leadership #RBP #HealthcareCosts #BusinessChange #PodcastSeries

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The Senate hearing on the Make America Healthy Again (MAHA) agenda was a circus — and what happened to Robert F. Kennedy Jr. proves just how broken our system is.

I feel it’s my personal duty to bring you the facts the media won’t. In this video, I break it all down:

- Why I stand with RFK Jr. after watching the abuse he took in this hearing

- The shocking truth from CommonwealthFund.org — the U.S. spends $5 TRILLION on healthcare yet ranks dead last worldwide

- A live screen share of OpenSecrets.com showing six-figure campaign donations — conflicts of interest that drive healthcare costs through the roof

- The ugly reality of PAC money and agency corruption

- Why we’re being lied to about what’s possible in healthcare — and how we can actually cut costs in half while getting better care

You’ll also see a raw, unfiltered clip of the Senate grilling — the kind of footage you won’t find on the news or any mainstream outlet.

Healthcare shouldn’t be political. But as long as money and corruption run the show, we’ll all keep paying the price.

#RFKJr #MAHA #HealthcareCorruption #SenateHearing #FollowTheMoney

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In this powerful second installment of Broken Healthcare, host Ray Kober continues his deep, unfiltered conversation with Woody Waters, the co-founder of Reference-Based Pricing and a pioneer determined to expose what’s really happening inside America’s healthcare system.

Woody pulls no punches as he reveals how corruption, greed, and broken incentives have turned healthcare into a profit machine — one that’s stacked against patients, families, and even well-intentioned brokers.

In this episode:

- The brutal truth about how big insurers, PBMs, and politicians keep costs sky-high

- Why companies like Coca-Cola and Delta could change everything — but won’t

- How business leaders can fix what the government can’t

- The shocking story of how one mother’s fight against hospital overbilling changed everything

- And the unsung heroes behind Woody’s mission: military spouses, teachers, and social workers — empathetic people who left everything behind to help patients fight back against an unfair system

“You can’t teach empathy,” Woody says. “That’s why we hire people who already care — military spouses, former teachers, social workers — people who understand what it means to serve.”

This is the human side of healthcare reform — the real people behind the fight to take back control from corporate greed.

👉 Don’t miss Part 3 — coming next week — as we uncover what it will really take to rebuild the system from the ground up.

🎧 Catch Up:

🔹 Part 1 – The Origin of Reference-Based Pricing → https://youtu.be/dcmFlDerEnA

🔹 Subscribe & hit the bell so you don’t miss the finale.

#BrokenHealthcare #WoodyWaters #HealthcareCorruption #HealthcareReform #ReferenceBasedPricing #RayCober #MedicalCosts #HealthcareSystem #MilitarySpouses #EmpathyInAction #BusinessLeadership #Podcast

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Today, he’s on a mission to help CEOs take control of the second-largest expense in business and lead the revolution to fix healthcare.

In this powerful episode of The Broken Healthcare Podcast, host Ray Kober and Darrell unpack:

🏥 Why hospitals are incentivized to keep beds full — not people healthy.

💰 How misaligned incentives have CEOs unknowingly funding their own rising costs.

📊 Why Darrell believes CEOs — not HR, not brokers — must own healthcare decisions if real change is ever going to happen.

🌎 The NUKA System of Care: how a Native Alaskan community built the best healthcare model in the world at half the cost.

❤️ How relationships and trust — not procedures — hold the key to better outcomes and lower costs.

This is a masterclass in understanding America’s $5 trillion healthcare problem — and what real leaders can do about it.

📘 Darrell’s book: Make Healthcare Work for You (available on Amazon)

🔗 Follow us for insights that challenge the status quo and inspire action.

#BrokenHealthcare #DarrellMoon #HealthcareReform #EmployerLeadership #HealthRosetta #HealthcareRevolution #RayKober #CEOs #HealthcareCosts

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Woody shares his 33-year journey through the insurance world — from his early days as a broker to co-founding the model that reshaped how employers manage healthcare spending. Learn how his work helped lay the foundation for what eventually became Imagine360 (👉 imagine360.com).

💬 In this episode:

• The origin story of Reference-Based Pricing
• Why healthcare pricing became so broken
• How employers can regain control of their healthcare costs
• What “cost + Medicare” pricing really means
• The truth about self-funded and level-funded plans

🔥 Don’t miss Part 2 next week, where Woody dives deeper into how RBP evolved and what’s next for employers and employees in the healthcare space.

👍 If you enjoyed this episode, like, subscribe, and turn on notifications so you don’t miss Part 2 and future episodes of the Broken Healthcare Podcast!

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After leaving one of the largest endocrine clinics in the country, Dr. Thangudu launched her own direct care practice, Complete Medicine, proving that real outcomes—lower A1Cs, fewer hospitalizations, and better lives—are possible when doctors put patients first.

In this powerful conversation, we cover:

✅ Why traditional healthcare is broken for patients with chronic disease

✅ How direct care endocrinology works (and why it’s a game-changer)

✅ The shortage of endocrinologists across the U.S.—and what that means for patients

✅ Dr. Thangudu’s inspiring journey from journalism student to physician entrepreneur

✅ The truth about hormone replacement therapy (HRT/MHT): why women were misled, what the science really shows, and how the right treatment can be life-changing

✅ How she’s rebuilding trust in medicine, one patient at a time

If you’ve ever wondered why our system feels so impersonal—and what can actually be done to fix it—this is an episode you won’t want to miss.

👉 Don’t forget to subscribe for more stories on how we can rebuild healthcare together.

#BrokenHealthcare #DiabetesCare #DirectPrimaryCare #ArtiThangudu #HormoneReplacementTherapy

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In this episode of Broken Healthcare, Ray Kober sits down with Thomas Johnson—an attorney by trade and Executive Director of the Alliance to Save America’s 340B Program (ASAP 340B)—to uncover the truth about how the 340B drug pricing program, originally designed to help underserved communities, has ballooned into a $120+ billion system with little oversight.

Thomas’s career is rooted in public policy and advocacy. While working with the Medical Society of DC, he helped get the city council to pass the first comprehensive anti-smoking ban in the country—a groundbreaking public health milestone that shaped his commitment to reform.

🔎 You’ll learn:

• How the 340B program started with good intentions but drifted far from its mission
• Why hospitals are marking up drugs by 500–1000% and who really pays the price
• The staggering 20% annual growth of the program and its hidden impact on businesses and patients
• Why transparency, accountability, and reform are urgently needed
• How ordinary people can take action to demand change

🔥 Thomas:

“Let’s get back to our mission of making sure that covered entities can help those who are in underserved areas.”

If you care about healthcare costs, patient access, or just want to understand how Washington works behind the scenes, this is a must-listen.

🌐 Connect with Thomas Johnson & ASAP 340B

👉 Website: https://www.asap340b.org

📌 Support the Show

If you found this eye-opening, hit LIKE, SUBSCRIBE, and share this episode with someone who needs to hear it. Together, we can fix America’s broken healthcare system.

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In this episode, Naama shares her journey from running an insurance agency to leading global meditation sessions, her chance encounter with Deepak Chopra, and why meditation is more than just a practice — it’s medicine for our broken healthcare system.

We dive into:

✨ The power of yoga + meditation in transforming health

✨ How to bring mindfulness into corporate America

✨ Why blockchain + healthcare might be the future

✨ A guided meditation you can join in right from the podcast

This one is equal parts soulful and practical — perfect for anyone curious about better healthcare, wellness, or just needing a reset.

Together, we can make healthcare better for everyone.

#Healthcare #Meditation #Blockchain #NaamaPozniak #Ascend2025

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In just a few minutes, Naama helps us:

✨ Release stress + tension

✨ Reconnect with breath, body, and spirit

✨ Center ourselves with gratitude and compassion

Whether you’re new to meditation or a longtime practitioner, this short session is the perfect reset for your day.

#Meditation #GuidedMeditation #NaamaPozniak #Ascend2025

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David’s path is unique: he went to law school and worked as an attorney before ultimately finding his calling in the benefits and insurance industry. That legal foundation gives him a sharp perspective on contracts, compliance, and the forces shaping healthcare costs — insights he now uses to help organizations save millions.

“We’ve been told healthcare is unfixable — but the truth is, employers have more leverage than they realize.” – David Smith

What you’ll learn in this episode:

✅ How David’s legal background informs his approach to healthcare strategy

✅ Why healthcare costs keep climbing despite worsening employee experience

✅ The hidden forces inflating employer healthcare spend

✅ How eBen Benefits is helping organizations break free from the status quo

✅ Practical strategies to save money and improve employee benefits

✅ Why lasting reform starts with business leaders, not Washington

If you’re a CEO, CFO, HR leader, or benefits strategist, this conversation is a must-watch.

🔗 Learn more about David & eBen Benefits:

🌐 Website: https://www.ebenbenefits.com/

💼 LinkedIn: https://www.linkedin.com/in/davidcurtissmith/

📌 Don’t forget to like, comment, and subscribe to the Broken Healthcare Podcast for more conversations on fixing America’s healthcare system.

#BrokenHealthcarePodcast #DavidSmith #eBenBenefits #EmployerBenefits #HealthcareReform

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Jessica brings a unique perspective on the intersection of equity, business, and healthcare strategy. She shares why employers must go beyond “buying benefits” and start driving real change in cost, quality, and access.

“Healthcare is broken, but employers have more power than they think to fix it. We have to shift from being passive purchasers to active shapers of the system.” – Jessica Brooks-Woods

Key topics we cover:

✅ Why healthcare inequities persist—and how employers can close the gaps

✅ How rising costs are impacting both business growth and employee well-being

✅ The role of leadership and advocacy in fixing a broken system

✅ Practical steps organizations can take to save money and improve outcomes

✅ Jessica’s vision for a more sustainable, equitable healthcare future

If you’re a CEO, CFO, HR leader, or benefits strategist, this is a must-hear conversation that could change the way you approach employee healthcare.

💼 LinkedIn: (7) Jessica Brooks Woods CEO, MPM, PHR | LinkedIn

🌐 NABIP: http://www.nabip.org

📌 Don’t forget to like, share, and subscribe for more conversations with leaders driving change in healthcare.

#BrokenHealthcarePodcast #JessicaBrooksWoods #HealthcareEquity #EmployerBenefits #ASCEND2025 #HealthcareLeadership

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David shares powerful insights into the financial struggles employees face today:

“60% of the U.S. population can’t afford a $1,000 out-of-pocket medical expense.”

With TempoPay, employers can offer their workforce interest-free credit lines (from $500 to $5,000) for medical expenses, prescriptions, dental, vision, and even veterinary care—with no credit checks required.

“We’re leveling the playing field. Even people with a credit score below 350 can now access the care they need—without resorting to high-interest credit cards.”

Meanwhile, PayMedix ensures providers are guaranteed payment for patient responsibility, improving access to care while reducing bad debt. Employers benefit from lower turnover, improved presenteeism, and reduced healthcare trend—running 2% below market average.

David also explains why this matters for every employer, not just those with lower-wage workforces:

“Even higher-paid populations often struggle with high deductibles and HSAs. We give them a budgetable way to pay for care, while preserving their savings.”

Key takeaways from this episode:

✅ Employers can save money while supporting employee health

✅ Employees avoid financial stress and delayed care

✅ Providers reduce uncompensated care and secure payments

✅ Everyone wins with a more sustainable, affordable healthcare model

🔗 Learn more & connect with David Kinsey:

🌐 https://www.tempopay.com

💼 LinkedIn: https://www.linkedin.com/in/david-kinsey-cltnc/

If you’re an employer, advisor, or healthcare leader, this conversation is a must-watch. Discover how TempoPay and PayMedix are transforming the future of healthcare affordability.

👉 Don’t forget to like, subscribe, and share the Broken Healthcare Podcast for more strategies to cut costs and fix healthcare.

#HealthcareCosts #EmployerBenefits #TempoPay #PayMedix #HealthcareSavings #BrokenHealthcarePodcast

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Trace brings his background in college baseball, CrossFit, bowhunting, and pharmaceutical sales to shed light on how GoGoMeds is shaking up the industry with affordable generics, white-labeled pharmacy solutions for DPC clinics, and no-nonsense pricing for employers.

🎙 In this episode:

• Why your primary care doctor might be your best pharmacy partner
• The power of CrossFit mentality in life and business
• How self-funded employers can save thousands without PMPM gimmicks
• The growing DPC movement — and what it means for real healthcare reform
• A few laughs, lessons in grit, and... Trace’s sweet tooth 🧁

This isn’t just another pharmacy sales pitch — it’s a conversation about leadership, lifestyle, and building a healthcare model that actually works for people.

📦 Want to save on prescriptions or empower your employees with smarter benefits? Learn more at: https://www.gogomeds.com

🔗 Connect with Trace Voshell on LinkedIn: https://www.linkedin.com/in/trace-voshell

🎧 Subscribe to The Broken Healthcare Podcast: https://www.youtube.com/@BrokenHealthcarePodcast

👇 If this episode made you think — or made you laugh — drop a like, comment, and share. Let’s fix what’s broken.

#BrokenHealthcare #HealthcareReform #DPC #PBMTransparency #GenericMeds #GoGoMeds #Ascend2025 #RayKober #TraceVoshell #CrossFitMindset #Podcast #HealthTech #DirectPrimaryCare #EmployerBenefits

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Host Ray Kober sits down with Phil Holowka, founder of Complete Captive and MedTrans Ltd., and Rob Zwirn, CFO of Action Ambulance, to unpack the truth about employer healthcare spend—and how to take back control.

💥 Key Takeaways:

• What exactly is a captive insurance model—and how it works
• How employers can turn a healthcare expense into a strategic asset
• Why captive insurance isn’t for everyone (and who it is for)
• Real-world savings: How Rob’s company cut costs by nearly 50%
• Why having access to claims data is a total game-changer
• How employers can maintain national carrier networks (like Cigna) without being stuck in the BUCA system
• The compliance wake-up call: CAA & fiduciary duty in healthcare
• Common misconceptions about self-funding and PHI access
• And how employers can start evaluating whether captive is right for them

💼 Whether you're a CFO, HR leader, benefits consultant, or just fed up with the status quo in employer healthcare—this episode is a must-watch.

📩 Want to connect with Phil or Rob?

Visit:

🔗 https://completecaptive.com

🔗 https://medtransltd.com

🔗 https://actionems.com

👍 Like, comment, and subscribe to join the conversation and help fix our broken healthcare system.

🔔 Don’t forget to hit the bell so you never miss a new episode!

#CaptiveInsurance #HealthcareSavings #EmployerBenefits #BrokenHealthcare #StopLoss #SelfFunding #InsuranceInnovation #RayKober #PhilHolowka #RobZwirn #CompleteCaptive #MedTrans #HealthcareReform

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Shawn brings decades of insider knowledge from Capitol Hill, lobbying firms, and national coalitions to reveal how policy, politics, and industry forces shape the $5 trillion U.S. healthcare system — and why employers have far more power than they realize.

🔎 In this episode:

• The truth about lobbyists, money in politics, and how healthcare laws really get made
• The story behind the No Surprises Act and why it almost didn’t pass
• Why most employers are “self-funded” in name only — and how to fix that
• How the National Alliance influences policy for 90M+ lives
• Why regional coalitions may be the key to reshaping healthcare at scale
• A behind-the-scenes look at working in D.C. — and why compromise still matters

💬 “We can’t keep pretending we have no control. Employers have more leverage than they realize — they just need to organize, get loud, and push back.” – Shawn Gremminger

If you're a CFO, CHRO, benefits leader, or policy junkie, this is a conversation you won’t want to miss.

📺 Watch now and subscribe for more real talk from the front lines of healthcare reform.

#BrokenHealthcare #ShawnGremminger #RayKober #EmployerBenefits #HealthcarePolicy #NationalAlliance #NoSurprisesAct #SelfFundedPlans #HealthcareReform #DCPolitics #HealthcareLeadership #HealthPlanStrategy #CFO #CHRO

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🚨 If you're an employer, broker, CFO, or HR leader sick of runaway healthcare costs — this is the episode you can't afford to miss.

🔍 Topics We Cover:

• How Imagine360 evolved from ELAP Services to a full-scale alternative health plan
• What reference-based pricing really is — and why it’s not “voodoo”
• Real-world strategies to cut 20–30% in healthcare spend
• Insider tactics to negotiate provider rates and eliminate overbilling
• Why traditional PPO plans keep employers trapped — and how to break free
• How employers like hospitals and transportation companies are using RBP to take back control

💡 Whether you're new to self-funding or already exploring innovative solutions, this episode offers hard-won lessons, real data, and a roadmap to building a sustainable, transparent healthcare plan for your organization.

🔗 Subscribe for more bold, no-BS conversations about fixing American healthcare.

#BrokenHealthcare #ReferenceBasedPricing #HealthcareReform #EmployerHealthcare #Imagine360 #JeffBak #RayKober #ELAP #SelfFundedPlans #StopLoss #RBP #HealthPlanStrategy #CFOHealthcare

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In this eye-opening episode of Broken Healthcare, host Ray Kober sits down with Jolee Perez, Director of Employee Benefits for the City of McAllen, Texas. She shares how her team broke away from the broken system, embraced Direct Primary Care, and revolutionized healthcare for over 3,000 lives—saving the city $8 million in just two years.

👉 Discover how a dysfunctional system was transformed with common sense, courage, and care.

🔥 Topics Covered:

• The brutal reality of rising healthcare costs
• How Direct Primary Care became a game-changer
• Why most brokers don’t offer real solutions
• The shocking difference in employee satisfaction
• Simple strategies that any employer can adopt
• What the future of healthcare SHOULD look like

💬 “I thought change was impossible…until I saw $8 million in savings.”

Whether you're an HR leader, policymaker, or just fed up with the status quo, this episode will show you what's possible—and what's next.

📌 Subscribe for more conversations that challenge the system and offer real solutions.

#BrokenHealthcare #RayKober #JoleePerez #HealthcareReform #DirectPrimaryCare #HealthBenefits #HRLeadership #HealthcareSavings #McAllenTexas #FixHealthcare #DPC #EmployeeBenefits

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Join host Ray Kober as he welcomes Keri Ohlrich, PhD, and Kelly Guenther, co-authors of “Whatever the Hell You Want”, for an unfiltered convo on:

🔥 The real reason HR gets a bad rap (spoiler: it's not just The Office)

📉 How broken benefits and health plans sabotage your people and your bottom line

🧠 Psychology, purpose & giving the middle finger to outdated expectations

💥 What HR and CEOs really need to hear about fixing healthcare—without slashing any tires

Whether you're in HR, leadership, or just hate corporate buzzwords, this episode will have you laughing, thinking, and maybe even plotting your own workplace revolution.

👉 Don’t forget to subscribe, smash that like, and hit the bell icon so you never miss a chance to un-break healthcare!

#BrokenHealthcare #HRLeadership #CultureMatters #BenefitsReform #Healthcare #Leadership #Podcast #PeopleFirst #WhateverTheHellYouWant

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💥 Shay shares how the same MRI can cost $4,000 at a hospital—or just $450 across the street. Together, they dig into the hidden world of machine-readable files, price transparency laws, and how employers can take control of skyrocketing healthcare costs.

👉 You’ll learn:

- What the Hospital Price Transparency Act means for you

- How “machine-readable files” are changing the game

- Why your surgeon might be in-network—but the facility isn’t

- What employers can do to cut costs and improve care

- How Shay’s personal $27,000 medical bill inspired his mission

💡 Whether you're an HR leader, CFO, healthcare professional, or simply fed up with outrageous medical bills—this episode will give you tools, insight, and hope.

📍 Learn more at: https://turquoise.health

📘 Recommended read: Never Pay the First Bill by Marshall Allen

📲 Follow Shay on LinkedIn: https://www.linkedin.com/in/shay-forbes-a3579ba4/

🎧 Subscribe now and help us fix America's broken healthcare system—one episode at a time.

#BrokenHealthcare #HealthcareTransparency #TurquoiseHealth #ShayForbes #MedicalCosts #PriceTransparency #HealthPlans #RayKober

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From jaw-dropping stories of medical inefficiency and outrageously long wait times to innovative tech that empowers primary care doctors and slashes unnecessary specialist visits, this conversation pulls no punches. 🚑

Keith shares hard truths, personal stories, and real-world examples of how AristaMD is eliminating waste, improving outcomes, and restoring trust in a system that's been failing millions.

📉 Why are we paying $40,000 a year for insurance and still waiting 3 months to see a doctor?

📈 How can technology and smart care coordination actually save lives — and billions?

💡 What does the future of healthcare really look like?

🔔 Subscribe and join the movement to fix what’s broken. Healthcare shouldn’t be this hard.

#BrokenHealthcare #KeithPinter #HealthcareReform #PrimaryCare #RayKober #AristaMD #Telehealth #ValueBasedCare

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We dive deep into:

• The emotional toll of missing the 1980 Olympics
• Her historic Title IX protest that made national headlines
• The realities of being a female pioneer in orthopedic surgery
• Why our healthcare payment system is fundamentally broken
• How equity, diversity, and team dynamics can transform outcomes
• The truth behind hospital incentives and why the system fails patients
• How personal values shaped her mission in fixing American healthcare

This is not just a conversation about healthcare — it's a masterclass in resilience, leadership, and reimagining what’s possible.

🎧 Don’t forget to like, subscribe, and share if you care about building a better healthcare system.

👉 Learn more about our mission: https://benefixa.com

#BrokenHealthcare #MaryOConnor #HealthcareReform #OrthopedicSurgery #TitleIX #WomenInMedicine #VoriHealth #OlympianDoctor #RayKober #DiversityInHealthcare

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💥 After being diagnosed with Guillain–Barré Syndrome (GBS) — a rare neurological disorder that left him temporarily paralyzed — Steve was forced to confront the high cost of the hustle. His body shut down, but his mind woke up.

This is the story of how one of the sharpest business minds in the game reclaimed his health, time, and purpose — and how you can too.

🔥 We dive deep into:

• Steve’s GBS diagnosis and recovery — and what it taught him about health, stress, and slowing down
• Why more hours ≠ more success — and how working less can actually make you wealthier
• The broken mindset driving burnout in American culture
• What Europe gets right about living well
• The insane (true) story of a staged NASCAR heist that launched a multimillion-dollar brand
• Why most people chase money blindly — and the ONE question you need to ask instead

⚠️ Whether you're a healthcare pro, entrepreneur, or high achiever ready to rewrite your path — this episode is your wake-up call.

🎧 Watch now, then ask yourself: What will having “more” really do for you?

🔔 Subscribe and tap the bell — let’s rebuild life, work, and wellness from the inside out.

#SteveNapolitan #GuillainBarreSyndrome #WorkLifeBalance #BurnoutRecovery #BrokenInHealthcare #RayKober #MoreBusinessMoreLife #Entrepreneurship #Wellness #Productivity #Podcast

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In this eye-opening episode of Broken Healthcare, host Ray Kober sits down with seasoned HR leader Amanda White, who pulls back the curtain on what it's really like to manage benefits for a workforce where affordability isn’t a perk—it’s survival.

🎧 What you'll hear:

• The impossible decisions HR must make between cost and care.
• The truth about GLP-1 drugs like Ozempic—and why they’re exploding your plan.
• How "free" benefits like amusement park discounts matter more than you think.
• The quiet war between HR, brokers, and big insurance—and who really wins.
• Why avoiding high-deductible plans might be the smartest move you've never made.

This isn’t theory. This is real-world leadership in a broken system.

🔔 Subscribe for honest, practical conversations that expose the cracks in U.S. healthcare—and spotlight the people fighting to fix it.

👉 Share this episode with your HR and benefits team. It might save your company—and your people.

#BrokenHealthcare #HRLeadership #HealthcareReform #AmandaWhite #GLP1 #EmployerHealthcare #BenefitsStrategy #HealthcarePodcast

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💊 What does a Public Benefit Corporation PBM look like?

💥 Why are legacy PBMs compared to car salesmen with rigged pricing?

💡 How can employers and patients escape the grip of the Big Three PBMs?

If you're an employer, a healthcare insider, or just sick of rising drug costs, this conversation is your blueprint for change.

👉 Subscribe for more real talk from the front lines of healthcare reform.

#BrokenHealthcare #PBMReform #PharmacyCosts #AffirmedRx #HealthcareTransparency #PatientsOverProfit

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✅ What is an ICHRA and why should employers care?

✅ Can it actually lower costs and offer better employee coverage?

✅ Why more brokers and businesses are waking up to this game-changing strategy

✅ And how a tech-powered platform (with a squirrel mascot!) is flipping traditional group benefits on its head

From insurance flukes to Medicare reimbursements, this is a fun, smart, and brutally honest look at the future of healthcare benefits in America. Whether you're a business leader, HR professional, or just curious about why your premiums keep climbing, this is one conversation you can't afford to miss.

👂 LISTEN NOW and learn how to give your employees more choice, your company more control, and your healthcare plan a much-needed overhaul.

📌 Learn more: https://thebigplan.com

📌 Connect with Ray: https://benefixa.com

#BrokenHealthcare #ICHRA #HealthcareReform #TheBigPlan #RayKober #EmployeeBenefits #HealthcarePodcast

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In this powerful episode of Broken Healthcare, host Ray Kober sits down with Zack — a nurse, global health advocate, and executive director of an addiction treatment organization — to explore the deeper issues behind America’s broken healthcare system.

🎙️ What you'll learn:

• Why the U.S. system is failing both patients and providers
• How international healthcare models highlight what we’re getting wrong
• The human side of addiction — and how treatment should really work
• What meaningful, compassionate innovation in healthcare actually looks like

Whether you're a healthcare professional, policymaker, or just tired of high costs and low value, this conversation will shift your perspective.

📺 Watch now and join the movement to reimagine American healthcare for the better.

👉 Subscribe for more bold, unfiltered conversations.

📌 Learn more about the show: https://www.brokenhealthcarepodcast.com

#BrokenHealthcare #ZackCooper #HealthcareReform #AddictionTreatment #HealthEquity #GlobalHealth #NursingLeadership #Podcast

Hosted on Acast. See acast.com/privacy for more information.

💣 What you'll learn:

- How PBMs manipulate drug pricing and hurt patients

- Why employers are at legal risk under the Consolidated Appropriations Act

- How Dae Lee helps pharmacies and plan sponsors fight back in court

- Real-world lawsuits against giants like CVS Caremark, OptumRx, and Express Scripts

- What every employer must do now to avoid being sued by their own employees

If you're a business leader, healthcare professional, or just sick of overpaying for prescriptions—you can’t afford to miss this.

👉 Subscribe for more eye-opening interviews exposing the rot in America’s healthcare system.

#PBM #PharmacyBenefitManagers #DaeLee #BrokenHealthcare #HealthcareLawsuits #BigPharma #PharmaCorruption

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Dan shares his firsthand experience battling a healthcare system plagued by bureaucracy, political interference, and corporate greed. From confronting insurance nightmares to standing up against government mandates, Dan’s journey is a powerful call to action for anyone who’s ever felt powerless in the face of “healthcare.”

👉 We cover:

• The truth about medical mandates and patient rights
• How insurance companies and big pharma profit off your pain
• Why real healthcare reform must start at the grassroots
• Stories that will shock you—and inspire you

📣 Whether you’re a patient, a provider, or just someone who cares about bodily autonomy, you won’t want to miss this.

🔔 Subscribe for more raw, honest conversations on the fight to fix our broken system.

🎧 Listen on your favorite podcast platform.

#BrokenHealthcare #DanLaBroad #MedicalFreedom #HealthcareReform #PatientRights #BigPharmaExposed #BodilyAutonomy

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From hidden fees and offshore rebate schemes to broken fiduciary responsibilities and regulatory wake-up calls, this conversation pulls back the curtain on how the “healthcare” system works against the very people it's supposed to serve.

🎯 Topics include:

• The PBM rebate racket: who’s getting rich and who’s paying the price
• How “fully insured” and “self-funded” really play out in practice
• Why most brokers and carriers are protecting their own profits
• The growing legal risks for employers under the CAA
• What Transparency-Rx is doing to help fix this broken system

📢 If you’re a CEO, CFO, or HR leader spending 7+ figures on employee healthcare, this episode could save your company—and protect your people.

🎧 Watch now and take control.

🔗 Full docuseries at Benefixa.com

#BrokenHealthcare #PBMTransparency #HealthInsuranceReform #EmployerBenefits #FiduciaryDuty #HealthcareScam #CostContainment #JoeShields #RayKober #TransparencyRx

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We cover:

• The shocking cost disparities in cancer treatment
• How to spot and fix hidden waste, abuse, and markup in your healthcare plan
• Why independent oncology practices offer better care at a lower cost
• The future of precision medicine and gene therapies
• Actionable strategies for employers to fulfill their fiduciary duty under the CAA
• 
  

If you're a CEO, CFO, HR leader, or Benefits Consultant—this is the episode you can’t afford to miss.

🎧 Brought to you by Benefixa – Empowering smarter healthcare.

👉 Subscribe for more unfiltered healthcare truth and transformation.

Get in touch with Robert here: National Cancer Treatment Alliance (NCTA)

#cancercare #healthcarecosts #employeebenefits #NCTA #brokenhealthcarepodcast #oncology #fiduciaryresponsibility #selfinsured #raykober #robertbaird #brokenhealthcare

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In this compelling episode of Broken Healthcare, host Ray Kober dives deep with Stephanie to uncover how she saved lives, slashed costs, and transformed employee benefits—without sacrificing care. From navigating reference-based pricing to launching an on-site clinic that detected stage 4 cancer in time to save a life, this is a masterclass in courageous, data-driven leadership.

👉 Whether you're in HR, a business leader, or just fed up with sky-high premiums, this episode is for you.

🎧 Topics Covered:

• HR’s role in driving healthcare change
• What reference-based pricing really looks like
• How to build trust with employees through benefits
• Saving money and lives with strategic care models
• Creating a $0 cost healthcare path that works

🔗 Subscribe for more real talk with industry innovators.

#BrokenHealthcare #HRLeadership #EmployeeBenefits #HealthcareReform #StephanieKoch #ReferenceBasedPricing #CostSavingStrategies #WorkplaceWellness #HendryMarine #OnSiteClinic #HumanResources

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👉 Discover:

- Why your insurance carrier might not be working in your best interest

- How self-funded plans can unlock massive savings (without cutting benefits)

- The truth behind PBMs, rebates, and spread pricing

- Why drugs like Humira and Stelara cost so much more in the U.S.

- Real talk on obesity, GLP-1s, and getting honest about health

Whether you're an HR leader, CFO, or just someone fed up with the status quo in American healthcare—this conversation is a must-listen. No fluff, just facts.

🔔 Subscribe to Broken Healthcare for more real conversations and solutions.

#BrokenHealthcare #PharmaExposed #HealthcareReform #PBM #Drexi #AnthonyMasotto #HealthInsurance #EmployerBenefits #TransparencyInHealthcare #Podcast

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In this explosive episode of Broken Healthcare, host Ray Kober sits down with Marilyn Bartlett, the woman who dared to fire the PBM, cut out the middlemen, and bring real transparency to Montana’s state employee health plan. From exposing hidden costs to negotiating directly with hospitals using reference-based pricing, Marilyn’s story is a masterclass in financial guts and healthcare disruption.

💥 Learn how she turned a near-bankrupt health plan into a model of efficiency — without cutting employee benefits.

💼 Perfect for CFOs, HR leaders, benefits brokers, and anyone tired of the bloated U.S. healthcare system.

🧠 Topics Covered:

The truth about middlemen in healthcare

How reference-based pricing actually works

Negotiating with hospitals using Medicare as a baseline

Real numbers, real savings, and real pushback

🔍 This is the episode the healthcare industry doesn't want you to hear.

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#Healthcare #MedicalManagement #NurseLeadership #CostSavingCare #PatientOutcomes #HealthcareInnovation

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In this insightful and engaging episode, host Ray Kober sits down with the passionate and whip-smart Rosalie Faris, a seasoned nurse and healthcare pioneer who's been on the frontlines of both clinical care and health plan navigation.

From her early days in the ER to founding medical management companies, Rosalie shares her incredible journey, hard truths about the opioid crisis, and how her team is flipping the script on traditional insurance models. Learn how bundled healthcare, nurse navigation, and direct primary care can create a path to $0 out-of-pocket costs for patients—without sacrificing quality.

If you're an employer, broker, TPA, or just a curious listener who's tired of broken healthcare, this episode is a must-listen. It's heartfelt, eye-opening, and packed with practical solutions for transforming the healthcare experience from the inside out.

✅ Real stories.

✅ Insider knowledge.

✅ A path to better care at a lower cost.

Tune in. Learn more. Be the change.

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We cover everything from FDA user fees and Big Pharma influence to the ethics of covering $2M drugs — and what happens when a former dental surgeon, attorney, and health plan CEO calls BS on a broken system.

In this episode:

• What really goes on behind closed doors in DC healthcare policy
• Why the FDA’s funding model is structurally compromised
• How politics shapes your drug approvals — and your grocery list
• The hidden costs of GLP-1 drugs, Medicare, and Medicaid
• Why our food system may be the root of America’s chronic disease epidemic
• Dr. Yale’s eye-opening stories from the frontlines of Tricare decision-making

This one’s got it all — policy, politics, pharma, and plain old common sense. If you care about fixing healthcare, don’t miss it.

🎧 Subscribe for more truth from the front lines of America’s most broken system.

“The FDA takes money from the companies it regulates. The military covers $2 million drugs. And kids are being prescribed weight-loss meds. If that doesn’t scream ‘broken system,’ I don’t know what does.” — Dr. Ken Yale on the DC–Healthcare pipeline.

#DrKenYale #TricareInsider #WhiteHouseToHealthcare #InsiderPerspective #BrokenHealthcarePodcast

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💥 The Big Moves:

• Fired the PBM and exposed the hidden middlemen 💼
• Brought reference-based pricing to the table 💵
• Negotiated directly with hospitals using Medicare rates 🏥
• Saved millions — without cutting a single employee benefit 📉✅

👀 Why it Matters: This episode pulls back the curtain on healthcare pricing games and shows exactly how bold leadership and hard data can drive real change.

🎯 For: CFOs, HR leaders, brokers, reform advocates, and anyone sick of being gaslit by the U.S. healthcare system.

🔊 Don’t miss this explosive conversation with a true healthcare rebel.

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Adam pulls no punches as he shares his journey from working-class roots, single-mom hustle, and duct-taped shoes… to building a multimillion-dollar company that’s disrupting the bloated U.S. healthcare system from the inside. You'll hear how a dream formed at age 12, a job that didn’t pay commission, and a homemade kielbasa gift all played pivotal roles in launching a career — and a mission.

This episode is packed with humor, grit, and deep insights into the legal blind spots of self-funded healthcare. If you care about leveling the playing field for employers and workers—and want a story that punches harder than a Rocky training montage—you won’t want to miss this.

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💥 What you’ll hear:

•The heartbreaking scene that made Wendell leave Cigna

•How insurance companies manipulate public opinion and policy

•The shocking power of lobbyists and Wall Street in shaping healthcare

•Why Medicare Advantage isn’t what it seems—and what retirees really need to know

•What employers must do to break free from the “B.U.C.A.” stranglehold

•Hope for change: Where the system can (and must) go next

📬 Subscribe to Wendell’s Substack: Healthcare Uncovered

🔥 This is a must-listen for employers, healthcare professionals, policymakers—and anyone who’s ever felt the system is rigged against them.

🔔 Like, subscribe, and share this conversation to help us fix what’s broken.

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Want the full story? Watch the complete episode here ➡️ https://youtu.be/nkY7Q661Ojs

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David shares:

✅ His early struggles and how he overcame them

✅ The moment that changed his life forever

✅ His perspective on America’s broken criminal justice system

✅ Why healthcare isn’t actually broken—it’s rigged

✅ How employers can take back control and save 30-60% on healthcare

If you’re an employer, HR leader, or CFO, this episode is a must-listen. Learn how to stop playing by the insurance carriers’ rules and start designing high-quality, low-cost health plans that actually work for your people.

🔔 Subscribe for more deep dives into how to fix healthcare: [Broken Healthcare Podcast YouTube Link]

🎧 Available on Apple Podcasts, Spotify, and all major platforms

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In this episode of the Broken Healthcare Podcast, Ray Kober sits down with Dr. Charles J. DiMaggio—a brilliant epidemiologist with a wild backstory, including time spent working in the ER of one of New York City’s busiest hospitals as a physician assistant. Charlie has seen it all—emergencies, pandemics, and more than his fair share of medical mayhem. But beyond that, he’s spent years deep in the data, studying public health, injury prevention, and the real-world impact of medicine on people’s lives.

This isn’t your typical dry scientific chat. We’re talking a real, no-nonsense discussion about healthcare, the state of medicine, and of course, the RONA. We dive into:

✔️ What really went down in hospitals during COVID

✔️ The science behind masks – do they actually work?

✔️ The truth about vaccines – separating facts from fear

✔️ The incredible minds behind medicine – why healthcare workers deserve more credit

✔️ How public health decisions get made (and where they go wrong)

Charlie’s been on the front lines and behind the research, so this episode is full of hard-hitting insights, myth-busting, and maybe even a few laughs. Whether you love talking about medicine or just want to understand healthcare without all the noise, this one’s for you.

So buckle up, grab a coffee (or something stronger 🍺), and get ready for a fun, eye-opening conversation that just might change the way you think about public health.

💥 Hit that like button, subscribe, and drop a comment with your thoughts! 💥

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In this episode of Broken Healthcare, I sit down with Jamie Greenleaf of Fiduciary in a Box to uncover how employers can cut costs, increase transparency, and meet their fiduciary responsibilities when it comes to healthcare benefits.

In this episode, you’ll learn:

• Why most employers don’t realize they’re overpaying for healthcare: Lack of transparency keeps costs hidden in plain sight.
• How the CAA is forcing healthcare transparency: Employers are now legally required to review costs and eliminate conflicts of interest.
• The role of brokers and third-party administrators in rising costs: Many brokers profit from higher premiums rather than working in your best interest.
• Why removing gag clauses is critical for cost savings: Hidden clauses prevent employers from accessing key financial data.
• How adopting a fiduciary process can reduce expenses and improve care: When employers take control, they unlock massive savings and better outcomes.

Want to reduce healthcare costs while staying compliant? Subscribe to Broken Healthcare for more insights, and visit benefixa.com to learn how to cut costs and improve outcomes for your team.

Visit Jamie Greenleaf's social media pages:

Website: https://www.fiduciaryinabox.com/

LinkedIn: https://www.linkedin.com/in/jamie-greenleaf-aif-cbfa-c-k-p-4029365a/

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#HealthcareCosts #EmployerBenefits #FiduciaryResponsibility #HiddenHealthcareFees #HealthcareTransparency #CAACompliance #CutHealthcareCosts #SelfFundedPlans #EmployeeWellness #HealthcareSavings #EmployerSolutions #HealthcareRegulations #FiduciaryInABox #FixHealthcare #CostSavingStrategies

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We dive into key issues like the Consolidated Appropriations Act (CAA), fiduciary responsibilities, and the pivotal role employers play in shaping the future of healthcare. Julie shares eye-opening insights into the mismanagement in the system and actionable steps employers can take to drive meaningful change.

In this episode, you’ll learn:

• How the CAA mandates transparency and what it means for your company.
• Why self-funded healthcare plans can offer cost-saving advantages.
• How to identify and address hidden fees in your healthcare contracts.
• The critical importance of independent oversight for managing your healthcare plans.
• How collective employer action can disrupt the status quo in healthcare.

Ready to make a difference in your organization’s healthcare strategy? Subscribe to Broken Healthcare for more insights, and visit benefixa.com to learn how to cut costs and improve outcomes for your team.

USEFUL RESOURCES:
The Consolidated Appropriations Act of 2021- https://bit.ly/4aGJj5L
Draft Request to Vendors - https://bit.ly/3WJ5cvr
Template Gag Clause Attestation Compliance Letter - https://bit.ly/42EOmS4
Non-broker Compensation Disclosure Template 408(b) - https://bit.ly/3EwTfCE

Visit Julie Selesnick's social media pages:

Website: www.bergermontague.com

LinkedIn: https://www.linkedin.com/in/julie-selesnick-9525b1143

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#BrokenHealthcare #EmployerHealthcarePlans #HealthcareTransparency #ERISALaw #HealthcareReform #CutHealthcareCosts #SelfFundedPlans #EmployeeWellness #HealthcareFiduciaryResponsibility #HealthcareCompliance #RevolutionizeHealthcare #EmployerSolutions #HealthPlanManagement #HealthcareCostSavings #FixingHealthcare

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We discuss why transparency, direct primary care, and putting patient needs first are key to fixing the system. Dr. Bliss breaks down practical ways employers can cut costs while offering meaningful benefits that truly support their employees’ well-being.

In this episode, you’ll learn:

• Why traditional insurance hurts more than it helps: Understand the hidden inefficiencies and costs that weigh down the system.
• How direct primary care empowers employees and employers: Learn how this model puts patients first while reducing unnecessary expenses.
• The importance of prioritizing preventative care: Investing in early intervention leads to healthier employees and lower costs in the long run.
• Why transparency is critical to healthcare reform: Clear pricing and open communication make better outcomes possible for everyone.
• How employers can lead the charge for change: Discover actionable steps to design better healthcare plans for your team.

Visit Garrisson Bliss' social media pages:

Website: https://qliance.com/dr-garrison-bliss/

LinkedIn: https://www.linkedin.com/in/garrisonblissmd/

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#HealthcareReform #EmployerHealthcareSolutions #DirectPrimaryCare #FixHealthcare #EmployeeWellness #HealthcareTransparency #PreventativeCare #SmarterHealthcarePlans #HealthcareInnovation #BrokenHealthcareSystem #HealthcareForEmployers #AffordableHealthcare #HealthcareLeadership #RevolutionizingHealthcare #HealthcareCosts

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As a family medicine physician, Dr. Maryal’s mission is to bring personalized care back to the forefront, enabling meaningful patient-doctor relationships and promoting preventive care over reactive measures. Her story sheds light on the systemic issues plaguing healthcare and why the DPC model is a game-changer for both patients and physicians.

• What makes the direct primary care model different and more effective: How it simplifies healthcare by removing insurance barriers.
• How DPC prioritizes preventive care over reactive solutions: Why this approach leads to better long-term health outcomes.
• Why traditional healthcare often frustrates patients and doctors alike: The systemic issues that undermine quality care.
• How DPC enhances patient satisfaction and physician well-being: The benefits of more personalized and accessible care.
• What steps Dr. Maryal took to establish her DPC practice: Insights into creating a model that puts patients first.

Visit Dr. Maryal's social media pages:

Website:https://www.mydpcstory.com/about

LinkedIn: https://www.linkedin.com/in/maryalconcepcion

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#DirectPrimaryCare #DPCModel #PatientCenteredCare #AffordableHealthcare #TransparentPricing #PreventiveCare #NoInsuranceNeeded #DoctorPatientRelationships #BetterHealthcare #PersonalizedCare #DPCBenefits #HealthcareSimplified #HealthCareRevolution #PatientFirst #QualityHealthcare

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We dive deep into Rob’s experiences, from his time developing mission-critical software to addressing the inefficiencies and corruption in healthcare billing today. His work focuses on cutting administrative waste, improving transparency, and ensuring every dollar spent on healthcare delivers actual value.

In this episode, you’ll learn:

• How administrative waste impacts healthcare costs: Discover how inefficiencies inflate your medical bills.
• The hidden tactics of healthcare billing fraud: Learn how claims are manipulated for profit and the impact this has on patients.
• Why transparency matters in healthcare pricing: Understand the importance of open access to claims and cost data.
• How Rob Archibald’s solutions are changing the game: Explore how tools like Metal streamline and audit healthcare payments.
• What you can do to protect yourself as a consumer: Simple steps to better understand and manage your healthcare costs.

Don’t wait—take action now!
Subscribe to Broken Healthcare and leave a review to help us spread the message. Share this episode with someone who’s passionate about transforming the system.

Visit Rob Archibald's social media pages:

Website: https://myprice.health/

LinkedIn: https://www.linkedin.com/in/rob-archibald/

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#HealthcareReform #TransparencyInHealthcare #HealthInnovation #MedicalCosts #HealthcareTechnology #HealthTech #DataAnalytics #HealthcareTransparency #FixHealthcare #HealthAdvocacy #podcast #healthcarepodcast #RayKober 

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Jonathan shares how MediOrbis is tackling some of healthcare’s biggest challenges, from chronic disease management to integrating scalable telemedicine solutions for diverse populations. With a global perspective shaped by his experiences in the U.S. and Israel, Jonathan breaks down what’s working, what’s not, and how we can do better.

In this episode, you’ll learn:

• How telemedicine is bridging gaps in healthcare access.
• Why primary care and specialty care need a digital upgrade.
• The pros and cons of global healthcare systems.
• How MediOrbis delivers personalized, scalable healthcare solutions.
• What makes telemedicine essential for the future of healthcare.

00:00 Introduction to Broken Healthcare Podcast

00:41 Meet Jonathan Wiesen: Rangers Fan and Medical Professional

03:51 Journey to Becoming a Doctor

11:41 Balancing Life Between Israel and the U.S.

35:25 Healthcare Systems: U.S. vs. Israel

48:12 From Medicine to Entrepreneurship

48:35 Entrepreneurial Beginnings

49:04 Medical School and Research

50:04 Telemedicine and MediOrbis

51:27 Bootstrapping and Growth

52:38 Telemedicine's Impact and Challenges

57:34 Integrated Care and Future Vision

01:18:23 Healthcare System Critiques

01:29:29 Conclusion and Final Thoughts

Dr. Wiesen also dives into the role of technology in transforming care delivery and shares insights on what it takes to balance clinical work and entrepreneurship.

Visit Dr. Jonathan Wiesen's social media pages:

Website: https://mediorbis.com/mediorbis/

LinkedIn: https://www.linkedin.com/in/jonathan-wiesen-%F0%9F%92%8A-b7646417

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#telemedicine #ethics #commitment #MediOrbis #healthcaresystem #americanhealthcare #healthcaresolutions #primarycare #specialtycare #medicine #podcast #healthcareindustry #boardmembers #MD #healthcareprofessionals 

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We dive into some eye-opening topics, including:

• How Vitable Health brings back the house call, blending virtual and in-person care for maximum impact.
• Why traditional healthcare models fall short and how Vitable bridges the gap with affordable memberships.
• The surprising ways employers and employees benefit from a direct primary care model.
• How technology and smart design are reducing costs and improving patient outcomes.

00:00 - Welcome and Introduction
Ray introduces the episode, guest Steven Baek, and the mission of Vitable Health.

03:45 - Steven’s Journey into Healthcare
Steven shares his personal inspiration and the story behind starting Vitable Health.

07:15 - Revolutionizing Primary Care
Exploring Vitable’s hybrid model of virtual and in-person care and its impact on accessibility.

16:45 - The Role of Technology in Better Care
How innovative tools and remote monitoring are reshaping the healthcare landscape.

21:00 - Affordable Care for Employers and Employees
Breaking down Vitable’s cost-effective model and its benefits for businesses and workers.

33:00 - Closing Thoughts and Next Steps
Key takeaways from the discussion and how to connect with Vitable Health.

Steven also shares the story behind his mission, inspired by his own family’s struggles with healthcare access. Together, we discuss the power of innovation to disrupt an outdated system and provide real solutions for patients and businesses alike.

If you’ve ever been frustrated by long waits for doctor’s appointments or the high cost of care, this conversation is for you. Steven is transforming the way we think about healthcare, one patient at a time.

Visit Steven Baek' social media pages:

Website: https://www.vitablehealth.com/

LinkedIn: https://www.linkedin.com/in/steven-baek

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#AffordableHealth #StevenBaek #HealthcareforLess #RayKober #AccessforAll #HealthcareIndustry #Health #PublicHealth #AmericanHealthcare

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Together, we dive into the mindset and strategies leaders need when the stakes are high, from managing team morale during crises to making tough, pivotal decisions. Rob shares his personal journey, including lessons learned while leading an airline and the principles that kept him grounded in the face of adversity.

In this episode, you’ll learn:

• The importance of composure in high-pressure situations.
• How to foster team morale during challenging times.
• Decision-making strategies for moments of uncertainty.
• Lessons from aviation and crisis management that apply to all industries.
• Why adaptability and resilience are core to successful leadership.

If you’re looking to level up your leadership skills, this conversation is a must-listen.

Subscribe to Broken Healthcare and share this episode with someone who leads or aspires to lead. For more stories and strategies, visit brokenhealthcare.com.

Visit Rob McKinney' social media pages:

Website: https://newsroom.aviator.aero/

LinkedIn: https://www.linkedin.com/in/roblmckinney/

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#LeadershipMatters #EmployeeBenefits #HealthcareInnovation #SustainableAviation #AlaskaStories #RiskManagement #BoldLeadership

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Together, we dive into the realities of the U.S. healthcare system—what’s broken, what’s working, and where we go from here. Steve opens up about how personal experiences inspired his career in healthcare, the power of bundled payments, and the importance of giving patients dignity and autonomy. If you’re curious about the future of healthcare and the role of innovation, this episode is a must-listen.

Key Takeaways:

• The Call to Care: Steve shares how his friend’s injury led him into healthcare, teaching him the value of serving others and the fulfillment that comes from caregiving.
• Innovating for Change: Learn about Steve’s first major venture, Accessible Space, and how it reshaped housing and care for individuals with disabilities.
• Healthcare’s Evolution: We discuss how HMOs and bundled payments transformed the industry—and where there’s still room for improvement.
• The Importance of Dignity: Steve explains why empowering patients with autonomy is key to a better system.

Advice for Innovators: Steve’s tips on finding solutions in plain sight and following your curiosity to build meaningful businesses.

Visit Steve Wiggins' social media pages:
Website: https://www.oxbridgehealth.com/
LinkedIn: https://www.linkedin.com/in/steve-wiggins-925389a9/

Learn more about Ray Kober and Broken Healthcare Podcast:
Website: https://brokenhealthcarepodcast.com/
Linkedin: https://www.linkedin.com/in/raykober/
YouTube: https://www.youtube.com/@RayKober
Facebook: https://www.facebook.com/raykob/

#HealthcareReform #StopLossInsurance #SelfFunding #BusinessStrategy #HealthcareCosts #EmployerBenefits #RiskManagement #InsuranceSolutions

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We’ll also explore the evolution of high-cost claims, the impact of gene therapy on insurance, and how businesses can better navigate their healthcare spending. Vince brings decades of experience to the table, and I promise this conversation will leave you with actionable insights and maybe even a little outrage.

What You'll Learn in This Episode:

• What is stop-loss insurance, and why it’s crucial for self-funded plans?
• Common mistakes employers and advisors make with contracts.
• How the healthcare system is impacting your premiums—and your health.
• Practical advice for businesses transitioning to self-funding.

Visit Vince Lewis' social media pages:

Website: https://umexperts.com/

LinkedIn: https://www.linkedin.com/in/vincent-lewis-24373a7

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#HealthcareReform #StopLossInsurance #SelfFunding #BusinessStrategy #HealthcareCosts #EmployerBenefits #RiskManagement #InsuranceSolutions 

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In this episode, you will be able to:

• Learn how MERPs can help you save big while keeping benefits rich.
• Learn why paying less to insurance carriers can still mean better care for your employees.
• Discover the role of transparency in reshaping healthcare costs and outcomes.
• Learn how Chris and his team are introducing new tools like Plum to guide employees to cost-effective, high-quality healthcare providers.

If you're ready to take control of healthcare costs without compromising employee benefits, check out differencecard.com or email Chris and his team at sales@differencecard.com to learn more.

Visit Chris Calderone's social media pages:

Website: https://www.differencecard.com/

LinkedIn: https://www.linkedin.com/in/chris-calderone-insurance-savings-expert

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#HealthcareSavings #Insurance #Savings #Medical #EmployeeBenefits #DifferenceCard #CostEffectiveHealthcare #HealthcareTransparency #Podcast #Healthcare

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In this episode you will be able to:

• Understand how Daniel transitioned from aerospace engineering in the military to sales and eventually healthcare advising.
• Discover the pivotal moments that shaped his approach to providing better healthcare solutions.
• Learn Daniel’s strategies for reducing healthcare costs while improving employee satisfaction.

Discover how you can take control of your healthcare costs and create meaningful impact for your organization. Reach out to the Broken Healthcare Podcast or connect with Daniel to explore innovative ways to rethink employee benefits.

Visit Daniel McCauley's social media pages:

LinkedIn: https://www.linkedin.com/in/daniel-m-283433152/

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#HealthcareInnovation #EmployeeBenefits #CostManagement #HealthcareTransparency #BrokenHealthcare #podcast #healthcare #RayKober #DanielMcCauley #veteran #sales #mission

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We dive into Nelson’s journey from political consulting to transforming employer-sponsored health plans, revealing the systemic issues that keep healthcare broken. You’ll hear eye-opening stories about misaligned incentives, unnecessary procedures, and the shocking risks of low-quality care. More importantly, we discuss how you can protect yourself, your family, and your employees from these pitfalls.

What You’ll Learn in This Episode:

• Why a second opinion could save your life—and your wallet.
• How employers can implement smarter health plans for better care and lower costs.
• The importance of prioritizing quality over convenience when choosing doctors and treatments.
• How to identify and avoid unnecessary procedures that drive up costs.

This episode is your roadmap to navigating a broken system and demanding better healthcare. Tune in and join the movement to break the status quo!

Visit Nelson Griswold’s social media pages:

Website: https://www.nextgenbenefits.com/nelson-griswold/

LinkedIn: https://www.linkedin.com/in/nelsongriswold

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#HealthcareReform #BrokenHealthcare #NelsonGriswold #AffordableCare #HealthPlanSolutions #TakeControl #AntiStatusQuo #NextGenBenefits

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Dr. Smith shares his incredible story of breaking away from a system he calls "financially broken" to create something revolutionary: a healthcare model rooted in transparency and free-market principles. We talk about what led him to post surgery prices online (yes, online!), why insurance companies hate his approach, and how his model is proving that better care doesn’t have to mean outrageous costs.

Here’s what we cover in this episode:

• How Dr. Keith Smith's upbringing shaped his mission-driven approach to medicine.
• The moment he decided to walk away from the traditional system and co-found the Surgery Center of Oklahoma.
• How price transparency is empowering patients and creating real competition in healthcare.
• Why the current healthcare system incentivizes inefficiency and higher costs—and what needs to change.
• Practical advice for individuals navigating the healthcare maze.

If you’ve ever wondered why healthcare in the U.S. is so expensive—or what you can do to take back control—this episode is a must-listen. Dr. Smith offers solutions that can truly make a difference, whether you’re a patient, an employer, or someone just trying to understand the system better.

Let’s fix what’s broken together.

Visit Keith Smith's social media pages:

Website: https://surgerycenterok.com/specialists/g-keith-smith-m-d/

LinkedIn: https://www.linkedin.com/in/keith-smith-7a861732/

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#Podcast #Healthcare #healthcarecosts #interview #ushealthcare #medicare #medicaid #RayKober #KeithSmithMD #medicaldirector #Surgery #SurgeryCenterOklahoma #medical #empowerpatients #medicalpodcast 

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Key Points:

• Broken Healthcare System – Dr. Wolfson critiques the healthcare model, explaining how profit motives drive inefficiencies and escalate patient costs.
• The Value of Holistic Medicine – After conventional medicine failed his father, Dr. Wolfson adopted a holistic approach to heart health, focusing on diet, lifestyle, and environmental factors.
• Case Study on Cholesterol and Statins – Dr. Wolfson discusses statins and cholesterol levels, challenging traditional views and suggesting lifestyle-based heart health solutions.
• Wendy’s Story – Wendy shares her personal health journey, detailing her experience with heart surgeries, navigating misdiagnoses, and finding Dr. Wolfson’s natural health solutions.
• The Power of Self-Advocacy – Wendy’s story emphasizes the importance of taking control of one's healthcare decisions and being an active participant in personal health.

Visit Dr. Jack Wolfson's social media pages:

Website: https://drjackwolfson.com/

Natural Heart Doctor: https://naturalheartdoctor.com/

LinkedIn: https://www.linkedin.com/in/drjackwolfson/

Youtube: https://www.youtube.com/user/TheDrsWolfson

Visit Wendy Steven's social media pages:

Website: https://coachwendystevens.com/

LinkedIn: https://www.linkedin.com/in/coachwendystevens-guerrillamarketingexpert/

Youtube: https://www.youtube.com/c/wendystevens

Learn more about Ray Kober and Broken Healthcare Podcast:

Website: https://brokenhealthcarepodcast.com/

Linkedin: https://www.linkedin.com/in/raykober/

YouTube: https://www.youtube.com/@RayKober

Facebook: https://www.facebook.com/raykob/

#WendyStevens #DrJackWolfson #BrokenUSHealthCareSystem #Healthcare #Americans #AmericanLifestyle #Lifeexpectancy #Longevity #PodcastInterview #RayKober #HealthTalk #Podcast #Drugs #Pharmacy #Cholesterol #Statins #Disease #DrugsMarketing #Insurance

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