Worth a Listen

The Startup Game

Fri, 15 May 2026 11:00:00 GMT

Worth a Listen presents the second episode in our 5-part mini-series named the "Journey of Entrepreneurship." In this episode Chris interviews Joseph Arriola, owner of Northstar Games in Waco, TX, who shares his story on why he started his business. Joseph shares his passion for entrepreneurship, trading card games, and excellent service, and how that pours into his business.

This episode emphasizes his journey to opening his business and the lessons he has learned from owning a business. He discusses moving from an idea and his passion to the logistics and experience of operating a small business.

Worth a Listen's "Journey of Entrepreneurship" mini-series takes listeners through the various aspects of owning a small business, from financing and raising capital for your business, starting and operating a business, and tips on how to protect your business.

Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material.

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Invest in your Passion

Fri, 01 May 2026 11:00:00 GMT

Worth a Listen presents the first episode in our 5-part mini-series named the "Journey of Entrepreneurship." In this episode Chris interviews Joseph Arriola, owner of Northstar Games in Waco, TX, who shares his story on why he started his business. Joseph shares his passion for entrepreneurship, trading card games, and excellent service, and how that pours into his business.

This episode, and the first in this mini-series, emphasizes his story and understanding the nature of his business and industry. Tune in to the next episode for his journey to opening his business and the lessons he has learned from owning a business. He discusses moving from an idea and his passion to the logistics and experience of operating a small business.

Worth a Listen's Journey of Entrepreneurship mini-series takes listeners through the various aspects of starting a small business, from starting and operating a business, to financing and raising capital for your business, and end with tips on how to protect your business.

Hosted on Acast. See acast.com/privacy for more information.

Building Your Career

Fri, 17 Apr 2026 11:00:00 GMT

In this episode of Worth a Listen, Chris speaks with Don Owens, Director of Career Services from the University of Mary Hardin-Baylor. Together, they uncover:

Insights into starting and building your career.
Breaking down the different aspects of the career process.
Job searching, job applications, interviews, and cover letters
Plus tips to improve your professionalism to make yourself stand out!

Hosted on Acast. See acast.com/privacy for more information.

Investing in Your Future

Fri, 03 Apr 2026 11:00:00 GMT

In this episode of Worth a Listen, guest Barrett Evan, Financial Planner at Cedarwood Financial Partners, shares valuable insight about investing including:

· How financial planners help explain and filter your investment options

· How financial advisors look at each person's unique situation to guide them

· Explaining that your biggest asset is time, not money

· Understanding market conditions and trends over time

· Knowing your risk tolerance with investing

· Understanding crypto and other DIY investment options

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Understanding Health Benefits

Fri, 20 Mar 2026 11:00:00 GMT

In this episode of Worth a Listen, Kimberly O'Toole from CU Benefits Alliance breaks down many questions employees have about benefits, like:

What's the difference between HMO (Healthcare Maintenance Organization) and PPO (Preferred Provider Organization) health plans?

What is a Health Savings Account (HSA) and what are the benefits?

Which health plan do I need for an HSA?

What are some free or low-cost services included in health plans?

Why is there a difference in costs between different health care providers?

Hosted on Acast. See acast.com/privacy for more information.

Demystifying Home Buying

Fri, 06 Mar 2026 12:00:00 GMT

This episode of Worth a Listen features guest Amber Speer as she discusses the homebuying process and answers questions like:

How do I prepare to buy a home?
How much should I save for the down payment?
When is the right time to buy a home?
What tips should I keep in mind while house searching?
What's the difference between prequalification and preapproval?
What's the timeframe and process from applying to closing on a home loan?
What other expenses should you plan for as a homeowner?

Episode Notes:

Cash-to-close - The total amount of money needed to finalize a home purchase on closing day. Includes the down payment, property tax, homeowner's insurance, and any other fees not rolled into your loan.
The National Association of Relators reported in 2024 that 100% of surveyed homebuyers used the internet to search for a home with only 21% of buyers reaching out to a real estate agent to start the process. (From Highlights From the Profile of Home Buyers and Sellers by the National Association of Relators).
Fannie Mae & Freddie Mac are shareholder-owned companies operating under a congressional charter that buy mortgages from lenders, enabling lenders to engage in further lending.
On 12/10/2025 the Federal Reserve cut rates by 0.25%. Rates may have changed depending on when you are watching this, please refer to federalreserve.gov for current rates.
Bond market - A marketplace for trading and issuing debt securities. Mortgage interest rates are affected by Mortgage-backed Securities (MBS) and U.S. Treasury Bonds.
The average moving cost in 2025 was $880 - $2,570 for local moves, and $2,417 - $6,863 for long-distance moves.
Escrow - A legal arrangement used to collect and pay property taxes and insurance payments on a home. Lenders used these accounts to ensure a property is insured and taxes are paid on time, reducing the risk to the financial institution. These costs are added onto your mortgage payment each month.
HOA - Home Owners Association.

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