60 acast.com <![CDATA[36 Years Investing - What I've Learnt - by Philippa Gee]]> https://shows.acast.com/36-years-investing-what-ive-learnt en Philippa Hall investing, investing basics, golden rules of investing, UK investing, DIY investing, personal finance, financial planning, wealth management, financial adviser, retirement planning, pensions, investment risk, portfolio, inheritance tax, funds Philippa Hall Philippa Gee on 10 golden rules of investing, Ten golden rules of investing, one per episode, from 36 years of experience. Short, snappy takeaways on the fundamentals people forget. Information and personal views only, not advice.

Capital at risk.Find out more: https://www.philippagee.co.uk

This podcast represents my personal views only. It is not advice and you have not appointed me as your adviser. When investing, your capital is at risk. The value of investments can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns. Tax treatment depends on individual circumstances and may change.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Intended for UK listeners.

Hosted on Acast. See acast.com/privacy for more information.

]]> Ten golden rules of investing, one per episode, from 36 years of experience. Short, snappy takeaways on the fundamentals people forget. Information and personal views only, not advice.

Capital at risk.Find out more: https://www.philippagee.co.uk

This podcast represents my personal views only. It is not advice and you have not appointed me as your adviser. When investing, your capital is at risk. The value of investments can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns. Tax treatment depends on individual circumstances and may change.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Intended for UK listeners.

Hosted on Acast. See acast.com/privacy for more information.

]]> false Philippa Hall info+6ac3d7ad9610f265be09e444@mg-eu.acast.com 6ac3d7ad9610f265be09e444 36-years-investing-what-ive-learnt serial https://assets.pippa.io/shows/6ac3d7ad9610f265be09e444/1791222432728-a5b0f0a5-6a13-40fc-b19e-cd5882d482b9.jpeg https://shows.acast.com/36-years-investing-what-ive-learnt <![CDATA[36 Years Investing - What I've Learnt - by Philippa Gee]]> e34ad5f0-c20a-11f1-8b49-17cfa563e1e8 Rule 3: What Does Long Term Actually Mean? Rule 3: What Does Long Term Actually Mean? Mon, 19 Oct 2026 04:35:00 GMT 3:50 6ac649e08dd0a9f27619ca4a false https://shows.acast.com/36-years-investing-what-ive-learnt/episodes/rule-3-what-does-long-term-actually-mean 6ac649e08dd0a9f27619ca4a 6ac3d7ad9610f265be09e444 rule-3-what-does-long-term-actually-mean How the time you have available affects the risk you can take full 1 3 Today's episode is about timeframes. We talk about investing as long term, but what does that actually mean, and what mistakes might you make because of it?

A timeframe is the amount of time you could give your investment to produce the sort of return that might be expected from it, allowing for challenging markets, cyclical changes and unforeseen world events. If your mindset is that 12 to 24 months is the maximum you're prepared to hold the money there, that starts to ring warning bells for me.

In this episode

  • What "long term" means, and why I talk about at least five to ten years, if not longer
  • Why you need to allow for something untoward happening, particularly if it happens almost straight away
  • The absolute need for a specific sum in two years' time, and why a high risk strategy doesn't sit with that
  • The falls I have seen in stock markets during my career
  • How the timeframe you have available could directly impact the risk you can take
  • Why you wouldn't sign up for a marathon that's happening next week

Golden Rule 3

Know your timeframe before you invest. The shorter the term, the lower the risk you can take.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.

]]> Today's episode is about timeframes. We talk about investing as long term, but what does that actually mean, and what mistakes might you make because of it?

A timeframe is the amount of time you could give your investment to produce the sort of return that might be expected from it, allowing for challenging markets, cyclical changes and unforeseen world events. If your mindset is that 12 to 24 months is the maximum you're prepared to hold the money there, that starts to ring warning bells for me.

In this episode

  • What "long term" means, and why I talk about at least five to ten years, if not longer
  • Why you need to allow for something untoward happening, particularly if it happens almost straight away
  • The absolute need for a specific sum in two years' time, and why a high risk strategy doesn't sit with that
  • The falls I have seen in stock markets during my career
  • How the timeframe you have available could directly impact the risk you can take
  • Why you wouldn't sign up for a marathon that's happening next week

Golden Rule 3

Know your timeframe before you invest. The shorter the term, the lower the risk you can take.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.

]]> Rule 2: If It Looks Too Good to Be True? Rule 2: If It Looks Too Good to Be True? Mon, 12 Oct 2026 04:45:00 GMT 5:08 6ac510721f7ed950d6c40892 false https://shows.acast.com/36-years-investing-what-ive-learnt/episodes/rule-2-if-it-looks-too-good-to-be-true 6ac510721f7ed950d6c40892 6ac3d7ad9610f265be09e444 rule-2-if-it-looks-too-good-to-be-true full 1 2 If it looks too good to be true, it probably is. It might seem obvious, and I wish it was, but time and time again I'm seeing people come into my office for the first time who have fallen foul of this very point.

In this episode I talk about fool's gold: the new product, the new theme, the up and coming sector, the fund that has grown the most. Over 36 years I've seen them come and go, and the more something becomes the latest whizz-bang investment, the more potential there is, in my eyes, for it to fail.

In this episode:

  • Why following the herd into the latest thing can be a very high risk strategy
  • The questions to ask about a fund that has grown the most: what is driving that growth, and why?
  • Clickbait headlines, social media and being cautious about what you read
  • Why a tax saving, a lower cost or beautiful marketing is not a reason on its own
  • Who the investment was really created for: you or them?

No leaping, people. Just measured, considered, researched steps.

Golden Rule 2: if it looks too good to be true, it probably is.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Tax treatment depends on your individual circumstances and may change in future.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate tax planning or trusts. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.

]]> If it looks too good to be true, it probably is. It might seem obvious, and I wish it was, but time and time again I'm seeing people come into my office for the first time who have fallen foul of this very point.

In this episode I talk about fool's gold: the new product, the new theme, the up and coming sector, the fund that has grown the most. Over 36 years I've seen them come and go, and the more something becomes the latest whizz-bang investment, the more potential there is, in my eyes, for it to fail.

In this episode:

  • Why following the herd into the latest thing can be a very high risk strategy
  • The questions to ask about a fund that has grown the most: what is driving that growth, and why?
  • Clickbait headlines, social media and being cautious about what you read
  • Why a tax saving, a lower cost or beautiful marketing is not a reason on its own
  • Who the investment was really created for: you or them?

No leaping, people. Just measured, considered, researched steps.

Golden Rule 2: if it looks too good to be true, it probably is.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Tax treatment depends on your individual circumstances and may change in future.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate tax planning or trusts. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.

]]> Rule 1: DIY Investing and the Warning Bell Rule 1: DIY Investing and the Warning Bell Mon, 05 Oct 2026 17:07:15 GMT 6:13 6ac3d7b29548937f44af2e14 false https://www.philippagee.co.uk 6ac3d7b29548937f44af2e14 6ac3d7ad9610f265be09e444 rule-1-diy-investing-and-the-warning-bell Philippa Gee - Why return is only half the story full 1 1 There is so much information out there now: a wealth of investment platforms, a great range of funds, and far more detail on allocations, risks and objectives. But does that mean you should do it yourself?

In this first episode Philippa Gee looks at the DIY option.

  • Why your initial reaction to doing it yourself is worth listening to
  • What's at stake: how much you retire on, the income you can take, what you pass on
  • Being accountable for the risk you take, not only the return you achieve
  • Why changes to tax and products make this a time to think about advice

Golden Rule 1: don't be your own investment adviser if it doesn't feel right.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Tax treatment depends on your individual circumstances and may change in future.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate tax planning or trusts. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.

]]> There is so much information out there now: a wealth of investment platforms, a great range of funds, and far more detail on allocations, risks and objectives. But does that mean you should do it yourself?

In this first episode Philippa Gee looks at the DIY option.

  • Why your initial reaction to doing it yourself is worth listening to
  • What's at stake: how much you retire on, the income you can take, what you pass on
  • Being accountable for the risk you take, not only the return you achieve
  • Why changes to tax and products make this a time to think about advice

Golden Rule 1: don't be your own investment adviser if it doesn't feel right.

Find out more

https://www.philippagee.co.uk

Important information

This podcast is for information only and reflects my personal views at the time of recording. It is not advice or a personal recommendation, and listening does not make me your adviser. If you are unsure whether an investment is right for you, please take regulated financial advice.

When investing, your capital is at risk. The value of investments, and any income from them, can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.

Tax treatment depends on your individual circumstances and may change in future.

Philippa Gee Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate tax planning or trusts. This podcast is subject to the UK regulatory regime and is intended for listeners based in the UK.

Hosted on Acast. See acast.com/privacy for more information.

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