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		<title>Consumerosity</title>
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		<itunes:subtitle>Powered by Laybuy, the brand new personal finance podcast for Millennials and Gen-Zers is here. Consumerosity, unpicks and examines the ins and outs of personal finance, from credit scores to budgeting and much more.</itunes:subtitle>
		<itunes:summary><![CDATA[<p>Powered by Laybuy, the brand new personal finance podcast for Millennials and Gen-Zers is here.&nbsp;<em>Consumerosity</em>, unpicks and examines the ins and outs of personal finance, from credit scores to budgeting, with episode content expanding to subjects such as conscious consumerism, the psychology of decision making and the future of the shopping experience. In other words: not your typical personal finance podcast!</p><br><p>Join our hosting duo – Laybuy co-founder, Alex Rohloff, and up and coming comedienne and presenter, Jen Wakefield (BBC R1, BBC Asian Network) on their journey to financial expertise, accompanied by a selection of guest experts brought in to answer burning questions, clarify confusing acronyms, and offer tips and advice to help them along the way.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[<p>Powered by Laybuy, the brand new personal finance podcast for Millennials and Gen-Zers is here.&nbsp;<em>Consumerosity</em>, unpicks and examines the ins and outs of personal finance, from credit scores to budgeting, with episode content expanding to subjects such as conscious consumerism, the psychology of decision making and the future of the shopping experience. In other words: not your typical personal finance podcast!</p><br><p>Join our hosting duo – Laybuy co-founder, Alex Rohloff, and up and coming comedienne and presenter, Jen Wakefield (BBC R1, BBC Asian Network) on their journey to financial expertise, accompanied by a selection of guest experts brought in to answer burning questions, clarify confusing acronyms, and offer tips and advice to help them along the way.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<title>Pensions</title>
			<itunes:title>Pensions</itunes:title>
			<pubDate>Mon, 18 Nov 2019 16:50:53 GMT</pubDate>
			<itunes:duration>31:42</itunes:duration>
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			<itunes:subtitle>We’re here for a good time, not a long time, right? But…wait… what if you want to have your cake and eat it too!? Our co-hosts, Jen and Alex, explore why pensions are kind of a big deal for us younger folks, and the sooner you understand the beast, the...</itunes:subtitle>
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			<itunes:season>1</itunes:season>
			<itunes:episode>6</itunes:episode>
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			<description><![CDATA[<p>We’re here for a good time, not a long time, right? But…wait… what if you want to have your cake and eat it too!? Our co-hosts, Jen and Alex, explore why pensions are kind of a big deal for us younger folks, and the sooner you understand the beast, the sooner you can tame it (and ride it leisurely through your retirement years).&nbsp;</p><br><p>Join our inquisitive hosts as they quiz&nbsp;Financial&nbsp;Planner, Felix Milton,&nbsp;for hot tips and tricks to get on top of your pension so you can relax, forget about it and carry on with that good time you were having.&nbsp;</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify&nbsp;and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We’re here for a good time, not a long time, right? But…wait… what if you want to have your cake and eat it too!? Our co-hosts, Jen and Alex, explore why pensions are kind of a big deal for us younger folks, and the sooner you understand the beast, the sooner you can tame it (and ride it leisurely through your retirement years).&nbsp;</p><br><p>Join our inquisitive hosts as they quiz&nbsp;Financial&nbsp;Planner, Felix Milton,&nbsp;for hot tips and tricks to get on top of your pension so you can relax, forget about it and carry on with that good time you were having.&nbsp;</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify&nbsp;and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Money Habits Around the World</title>
			<itunes:title>Money Habits Around the World</itunes:title>
			<pubDate>Tue, 12 Nov 2019 03:00:00 GMT</pubDate>
			<itunes:duration>26:11</itunes:duration>
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			<itunes:subtitle><![CDATA[Jen and Alex go around the world in 8 (or so) spending habits, discover the weird and wonderful ways we’re all the same&nbsp;but different, and get inspired to try out a habit or two.&nbsp;&nbsp;Listen here or on your favourite podcast p...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[<p>Jen and Alex go around the world in 8 (or so) spending habits, discover the weird and wonderful ways we’re all the same&nbsp;but different, and get inspired to try out a habit or two.&nbsp;&nbsp;</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify&nbsp;and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jen and Alex go around the world in 8 (or so) spending habits, discover the weird and wonderful ways we’re all the same&nbsp;but different, and get inspired to try out a habit or two.&nbsp;&nbsp;</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify&nbsp;and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Budgeting</title>
			<itunes:title>Budgeting</itunes:title>
			<pubDate>Mon, 04 Nov 2019 16:46:12 GMT</pubDate>
			<itunes:duration>31:44</itunes:duration>
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			<itunes:subtitle>No one enjoys the, “Nah I can’t go out mate. I’ve got £5 to last me for the next 10 days” feeling. But when life gets in the way, we’re all guilty of spending until we’ve run out or at best making a half-baked budget, aka: the ‘Fudget’. Fudge no longer...</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[<p>No one enjoys the, “Nah I can’t go out mate. I’ve got £5 to last me for the next 10 days” feeling. But when life gets in the way, we’re all guilty of spending until we’ve run out or at best making a half-baked budget, aka: the ‘Fudget’. Fudge no longer friends! Our co-hosts Jen and Alex are on a quest to learn some quick and easy budgeting basics from Financial Planner,&nbsp;Farida&nbsp;Hassanali.&nbsp;It’s time to budget like a boss and ditch those money worries.&nbsp;</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>No one enjoys the, “Nah I can’t go out mate. I’ve got £5 to last me for the next 10 days” feeling. But when life gets in the way, we’re all guilty of spending until we’ve run out or at best making a half-baked budget, aka: the ‘Fudget’. Fudge no longer friends! Our co-hosts Jen and Alex are on a quest to learn some quick and easy budgeting basics from Financial Planner,&nbsp;Farida&nbsp;Hassanali.&nbsp;It’s time to budget like a boss and ditch those money worries.&nbsp;</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Savings</title>
			<itunes:title>Savings</itunes:title>
			<pubDate>Tue, 29 Oct 2019 03:00:00 GMT</pubDate>
			<itunes:duration>36:12</itunes:duration>
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			<itunes:subtitle><![CDATA[Know your ISA from your APR? Huh. WTF, right? In this episode our co-hosts Alex and Jen learn about the power of compound interest,&nbsp;and&nbsp;Financial&nbsp;Planner, Felix Milton,&nbsp;helps&nbsp;simplify the ridiculous acronyms...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[<p>Know your ISA from your APR? Huh. WTF, right? In this episode our co-hosts Alex and Jen learn about the power of compound interest,&nbsp;and&nbsp;Financial&nbsp;Planner, Felix Milton,&nbsp;helps&nbsp;simplify the ridiculous acronyms that make pretty basic financial stuff feel like zorbing with a hangover. Tune in to learn how to get your money working (and multiplying) for you, rather than the other way around.&nbsp;</p><p><em>&nbsp;</em></p><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Know your ISA from your APR? Huh. WTF, right? In this episode our co-hosts Alex and Jen learn about the power of compound interest,&nbsp;and&nbsp;Financial&nbsp;Planner, Felix Milton,&nbsp;helps&nbsp;simplify the ridiculous acronyms that make pretty basic financial stuff feel like zorbing with a hangover. Tune in to learn how to get your money working (and multiplying) for you, rather than the other way around.&nbsp;</p><p><em>&nbsp;</em></p><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Millennial Money Myths</title>
			<itunes:title>Millennial Money Myths</itunes:title>
			<pubDate>Mon, 21 Oct 2019 12:47:23 GMT</pubDate>
			<itunes:duration>38:34</itunes:duration>
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			<itunes:subtitle><![CDATA[We’ve all seen the headlines: “Millennials spend more than £3,000 a year on coffee, socialising,&nbsp;food and clothes, study finds”, “Thought millennials went crazy for avocados? Meet Generation Z” and&nbsp;“25% of 19-29-year olds bathe daily ...]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>2</itunes:episode>
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			<description><![CDATA[<p>We’ve all seen the headlines: “Millennials spend more than £3,000 a year on coffee, socialising,&nbsp;food and clothes, study finds”, “Thought millennials went crazy for avocados? Meet Generation Z” and&nbsp;“25% of 19-29-year olds bathe daily in smashed avocado to ease ‘Generation Rent’ anxiety”.</p><br><p>Ok, one of those was made up, hard to tell though isn’t it? We think it’s high time to bust the myths surrounding younger generations’ spending habits. Because despite the struggle being very real&nbsp;indeed, we’re a lot savvier than we’re given credit for.</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We’ve all seen the headlines: “Millennials spend more than £3,000 a year on coffee, socialising,&nbsp;food and clothes, study finds”, “Thought millennials went crazy for avocados? Meet Generation Z” and&nbsp;“25% of 19-29-year olds bathe daily in smashed avocado to ease ‘Generation Rent’ anxiety”.</p><br><p>Ok, one of those was made up, hard to tell though isn’t it? We think it’s high time to bust the myths surrounding younger generations’ spending habits. Because despite the struggle being very real&nbsp;indeed, we’re a lot savvier than we’re given credit for.</p><br><p>Listen here or on your favourite podcast platform -&nbsp;Consumerosity is available on iTunes, Spotify and all other major podcast platforms.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Buyer's Remorse]]></title>
			<itunes:title><![CDATA[Buyer's Remorse]]></itunes:title>
			<pubDate>Wed, 16 Oct 2019 11:09:07 GMT</pubDate>
			<itunes:duration>40:42</itunes:duration>
			<enclosure url="https://sphinx.acast.com/consumerosity/buyersremorse/media.mp3" length="58617280" type="audio/mpeg"/>
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			<link>https://play.acast.com/s/consumerosity/buyersremorse</link>
			<acast:episodeId>c1cbc8ba-000c-4f18-b20e-84c7f3406319</acast:episodeId>
			<acast:showId>b0f903f1-73ff-4205-9d8d-db47d3afa5d1</acast:showId>
			<acast:episodeUrl>buyersremorse</acast:episodeUrl>
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			<itunes:subtitle><![CDATA[Ever absolutely-positively-almost-instantly wished you hadn’t spent half your pay cheque on that top/jacket/Xbox/luxury-spa-break/banana bunker? Don’t worry, you’re not alone. This feeling is known as ‘buyer’s remorse'.]]></itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619e18393ff3e15c31053cda/619e1844a29d8f0012eb74de.png"/>
			<description><![CDATA[Ever absolutely-positively-almost-instantly wished you hadn’t spent half your pay cheque on that&nbsp;top/jacket/Xbox/luxury-spa-break/banana bunker? Don’t worry, you’re not alone. This feeling is known&nbsp;as ‘buyer’s remorse’ and we’re no strangers to it ourselves. Listen as we chat to none other than Big Brother Psychologist, Professor Geoff Beattie, about the&nbsp;perils of the impulse buy and why certain purchases can go from buzz to buzzkill&nbsp;all in the space of a double click.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Ever absolutely-positively-almost-instantly wished you hadn’t spent half your pay cheque on that&nbsp;top/jacket/Xbox/luxury-spa-break/banana bunker? Don’t worry, you’re not alone. This feeling is known&nbsp;as ‘buyer’s remorse’ and we’re no strangers to it ourselves. Listen as we chat to none other than Big Brother Psychologist, Professor Geoff Beattie, about the&nbsp;perils of the impulse buy and why certain purchases can go from buzz to buzzkill&nbsp;all in the space of a double click.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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    	<itunes:category text="Society &amp; Culture"/>
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