FTAdviser Podcast

Unlocking value in times of digital transformation

Fri, 10 Apr 2026 08:43:35 GMT

Financial services companies are sitting on legacy technology and not doing anything with it, says Tata Consultancy Services’ Shankar Narayanan. But while now may not be the best time to implement a big technological strategy, as tech changes rapidly, companies cannot afford to stand still. Adopting a “no-regrets” architecture could be the answer.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why the gender retirement gap still won’t close

Fri, 27 Mar 2026 09:00:00 GMT

Join us this week as Jenny Davidson, Scottish Widows’ intermediary wealth director, and Holly Mackay, founder and chief executive of Boring Money, discuss the persistent issue of the gender retirement gap and how the industry can continue to tackle it; how simplified advice might help; and what advisers can do to boost client confidence and engagement, with deputy features editor Ima Jackson-Obot.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The future of financial regulation: an interview with the FCA

Thu, 26 Mar 2026 14:55:02 GMT

Is UK financial regulation about to get tougher and faster? In this special edition of FT Adviser Briefing, Amy Austin speaks with Kate Blatchford-Hick, head of consumer investments policy and market analysis at the Financial Conduct Authority about its push to make regulation “faster, sharper and harder to evade”, and what that means for firms, advisers and consumers.

As the regulator faces pressure to support economic growth while maintaining oversight, we explore how the FCA is navigating that balance and where it may draw the line. Kate explains the FCA's announcement about ditching the annual review requirement for ongoing advice, turning attention to the trail commission, what advisers and firms should expect from the upcoming changes and how tougher enforcement could reshape the market.

00:00 - Welcome to FT Adviser Briefing

00:39 - FCA's thinking on simplifying adviser advice

03:35 - How will targeted support and simplified advice work alongside one another?

04:45 - What products will simplified advice be most useful for?

07:10 - How affordable will this be for advisers?

10:54 - How the FCA will police the reforms

14:08 - Trail commission

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Is there value in US equities?

Fri, 20 Mar 2026 08:12:18 GMT

FT Adviser senior investment editor David Thorpe chats with Nick Kirrage, global equity manager at Brown Advisory, Hugh Gimber, market strategist at JP Morgan Asset Management and Paul O'Neill, chief investment officer at Bentley Reid, about the outlook for US equities after a period of underperformance for the asset class.

The panel discussed diversification, the significance of the dollar on equity returns and the implications of AI stocks on the wider market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What are the dangers with AI making financial decisions?

Thu, 19 Mar 2026 10:29:43 GMT

In January 2026, the FCA announced the launch of the Mills Review. This is a major consultation examining how advanced AI will reshape retail financial services by 2030 and beyond. But what are the dangers if people get it wrong when it comes to making financial decisions? Joining FT Adviser editor Simoney Kyriakou on this episode of Margin Notes is Greg Davies. He is head of behavioural finance at Oxford Risk, and author of Behavioural Investment Management. This podcast will qualify for 40 minutes CPD and you should be able to explain what the Mills Review aims to do, outline various areas where UK financial services needs to embrace AI, and list some of the potential dangers for financial services providers if they get AI wrong.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How the Iran crisis could affect UK asset prices

Fri, 13 Mar 2026 14:32:42 GMT

In this episode of the FT Adviser podcast senior investment editor David Thorpe chats with Gerard Lyons, chief economic strategist at Netwealth, Charlie Lloyd, head of investments at Shackleton, and Premier Miton fund manager Gervais Williams, about the outlook for the UK economy and stock market in light of a revised interest rate cycle.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Financial services can't afford to ignore female talent

Fri, 06 Mar 2026 11:40:53 GMT

On this episode of the FT Adviser podcast senior reporter Tara O'Connor speaks to workplace culture expert Jenny Segal and Parmenion’s chief customer officer Sarah Lyons about persistent issues with female representation in financial services, why these are hard to shift, and why existing data should not be ignored.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What do the government's AR proposals mean for advisers?

Fri, 27 Feb 2026 09:12:24 GMT

The Treasury published a consultation earlier this month looking to make a number of changes to the AR regime to tighten it up.

This included bringing ARs under the Financial Ombudsman Service’s remit for complaints as well as making principal firms hold a special FCA permission in order to appoint an AR.

FT Adviser's Amy Austin speaks to Simon Morris, a financial services partner with CMS, and David Mills, financial adviser and founder & chair of Pilot, about whether the changes will have a large effect and what advisers can expect.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Are there big changes ahead for protection?

Fri, 20 Feb 2026 08:38:37 GMT

In this CPD-qualifying podcast, Roy McLoughlin, member of the Protection Distributors Group, speaks with editor Simoney Kyriakou ahead of Business Protection Focus Week to discuss what to expect from next week’s many initiatives, what to make of the FCA’s latest work in the protection space and what protection could look like in a world of targeted support.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What will be the impact of Reeves' VCT changes?

Fri, 13 Feb 2026 11:26:41 GMT

In this episode of the FT Adviser podcast chief reporter Tara O'Connor chats to Oliver Bedford, lead manager on the Hargreave Hale VCT, and Diana French, chief commercial officer of retail distribution at Triple Point, about the impact the chancellor's cuts to VCT income tax relief will have on the industry and clients' financial planning.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Can advisers benefit from offering apprenticeships?

Fri, 06 Feb 2026 09:18:19 GMT

With National Apprenticeship Week fast approaching, multimedia editor Carmen Reichman chats to Sally Plant, relationship director at LIBF, about how apprenticeships can work for advice businesses, how they differ from more traditional routes into advice and why, despite their many benefits, they are not suitable for everyone.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Can simplified advice work?

Fri, 30 Jan 2026 10:58:46 GMT

The Advice Guidance Boundary Review is a response to a growing concern that most consumers in the UK are not getting the financial help they need, but whether or not there is demand for simplified advice in particular is still unclear.

On this episode of the FT Adviser podcast deputy news editor Sonia Rach speaks to Clive Gordon, consumer investments practice lead at Sicsic Advisory and Edward Grant, director at the Personal Finance Society, on where the industry is at and what is needed for simplified advice to work.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Opportunities and challenges for advisers in 2026

Fri, 23 Jan 2026 08:00:00 GMT

On this episode of the FT Adviser podcast news editor Amy Austin chats with Seán Standerwick, director at MLP Wealth, and Toby Bentley, director at Bentley Wealth Partners, about their expectations for the year ahead and how culture in advice businesses has already shifted.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What should UK firms do better when it comes to bereavement?

Thu, 22 Jan 2026 09:00:00 GMT

When it comes to bereavement, how well equipped are we personally to manage our own grief, let alone truly comfort those who are bereaved? And what happens to companies when they fail to deliver the right support and show empathy to clients who call up at their darkest hour?

On this episode of the Margin Notes podcast, which qualifies for CPD, Simoney Kyriakou editor of FT Adviser, speaks with Clare Dodd, UK general manager for Empathy, a company which launched in the UK last year to help support companies and clients when it comes to bereavement.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Where is the value in equity markets in 2026?

Fri, 16 Jan 2026 11:36:12 GMT

On this edition of the FT Adviser podcast, senior investment editor David Thorpe discusses the outlook for equities in 2026 with Fahad Kamal, chief investment officer at Coutts, James Burns, who runs the managed portfolio service at Evelyn Partners, and Martin Connaghan, who runs the Murray International investment trust.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will UK inflation be an outlier in 2026?

Fri, 09 Jan 2026 07:00:00 GMT

FT Adviser's senior investment editor David Thorpe discusses the outlook for UK inflation and interest rates in 2026 with Bryn Jones, head of fixed income at Rathbones, Dean Cook, multi-asset investor at Aviva Investors, and Peder Beck-Friis, senior economist and vice-president at Pimco.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Multi-asset investors must ‘separate signal from noise’

Wed, 07 Jan 2026 14:42:35 GMT

Sunil Krishnan, head of multi-asset at Aviva Investors, and Stuart Clark, portfolio manager at Quilter WealthSelect, discuss the outlook for multi-asset investing in 2026, inflation risks, drawdown portfolios and managing volatility with FT Adviser's deputy features editor Ima Jackson-Obot.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The stories that have kept us busy in 2025

Fri, 19 Dec 2025 08:00:00 GMT

In this final episode of the FT Adviser Margin Notes podcast of 2025, FT Adviser's editor Simoney Kyriakou chats with news editor Amy Austin and deputy features editor Ima Jackson-Obot about the stories that made the headlines and those that deserved deeper digging over the course of the year.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does the regulator expect from adviser acquisitions?

Fri, 12 Dec 2025 10:35:32 GMT

In this episode of the FT Adviser podcast, senior features reporter Chloe Cheung chats to Mark Spiers, managing partner at Ocorian, and Donald Reid, co-founder of Solve Partners, about the Financial Conduct Authority’s findings in its latest consolidation review, where culture was high up on the agenda.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why have young people developed a nihilism around the state pension?

Fri, 05 Dec 2025 07:59:15 GMT

There is a widespread belief that there will no longer be a state pension in the future, which has emerged among young people. This is one of the beliefs that Young Money blog founder Iona Bain has noticed developing among generation Z and millennials, as she tells FT Adviser editor Simoney Kyriakou.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What will Budget 2025 mean for advisers and their clients?

Fri, 28 Nov 2025 07:00:00 GMT

In this special Budget edition of the FT Adviser podcast news editor Amy Austin chats to Claire Trott, head of advice at SJP, Andrew Tully, technical services director at Nucleus, Eamonn Prendergast, chartered financial planner at Planatir Financial Planning, and Ian Cook, chartered financial planner at Quilter Cheviot Financial Planning, about the likely impact the Chancellor's second Budget will have on the advice industry.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'This generation is on the cusp of changing dementia for good'

Thu, 27 Nov 2025 09:41:07 GMT

Dementia is one of the world's biggest killers, and perhaps one of the biggest thieves, stealing people's loved ones even before they pass away. But progress has been made in diagnosis, treatments and tests, thanks in large part to the work of Alzheimer's Society. On this year's Day for Dementia, part of the Insurance United Against Dementia Campaign (November 27), Dr Richard Oakley of Alzheimer's Society talks to editor Simoney Kyriakou of the Society's vision. This vision is for a world where dementia no longer devastates lives, aiming for Alzheimer’s disease to become a chronic condition, like diabetes or HIV, by 2050, allowing people to live a good quality of life and die with but not from the disease.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why advice firms should pay attention to AI compliance

Fri, 21 Nov 2025 07:00:00 GMT

FT Adviser's Amy Austin speaks to Helena Wardle, founder and chief executive at Money Means, Joseph Twigg, chief executive of Aveni and Dickon Johnstone chief executive of Themis about how AI is being deployed and what this means for AI compliance.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How educating Gen Z differs from advising the older generation

Fri, 14 Nov 2025 10:03:05 GMT

High taxation, stagnant wages and house price inflation are all challenges facing Gen Z, which is why financial education around investing and how wealth is passed down is important.

FT Adviser senior editor Simoney Kyriakou speaks to Malvee Vaja, a chartered financial planner working within the Rathbones Advice team, and intern Hereward Mills bout how this is changing advice processes and why more education is needed in schools.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will the government meet its housebuilding targets?

Fri, 07 Nov 2025 11:47:51 GMT

One of the most eye-catching policy proposals made by the Labour party in the run-up to the election was their pledge to build 1.5mn houses by the end of the current parliament to address the housing shortage in the country.

In this episode of the FT Adviser podcast Aldermore managing director of property, Ross Dalzell, and Landmark Information Group divisional director of growth, Michael Holden, discuss the ambitious plans and their likely effects on the market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How will a Fos longstop impact adviser complaints?

Fri, 31 Oct 2025 10:37:08 GMT

On this week’s episode of the FT Adviser podcast, senior reporter Alina Khan speaks to Alan Lakey, director of Highclere Financial Services, and Derek Bradley, chief executive of Panacea Adviser, about complaints cases they have come across over the years and why they underpin a real need for a Fos longstop.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Emerging markets - what's next

Fri, 24 Oct 2025 09:47:05 GMT

On the latest edition of the FT Adviser podcast, senior investment editor David Thorpe chats to F&C investment trust manager Paul Niven, Arbuthnot Latham head of investment research Peter Doherty and Ashoka White Oak emerging markets investment adviser Loong Lim about the prospects for the emerging markets asset class after a strong year of performance in 2025.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why advisers increasingly look to private markets

Fri, 17 Oct 2025 09:33:27 GMT

On the latest episode of the FT Adviser podcast senior reporter Tara O'Connor chats to Wealth Club's head of investment research, Jonathan Moyes, about investors' growing interest in private markets and why he is “nervous” about the use of investment trusts as a means of accessing the market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Bond returns less likely to be influenced by duration

Fri, 10 Oct 2025 09:35:32 GMT

The guests on the latest edition of the FT Adviser podcast agree that while duration will always be a very significant arbiter of returns, it is perhaps not quite to the same extent as has been in the recent past.

George Fox from the Merlin multi-manager team at Jupiter, Mohammed Kazmi, fixed income strategist at UPB UK, and Ryan Myerberg, fixed income fund manager at Brown Advisory, discuss the yield opportunities in markets, and their view of high yield bonds.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why does the UK need tax reform?

Tue, 07 Oct 2025 12:00:00 GMT

Can climate justice in the UK be helped by a more efficient tax system? FT Adviser editor Simoney Kyriakou is joined by David Macdonald, founder of impact-only investment company Path Financial on the latest Margin Notes podcast. In addition to being a financial adviser, he’s a strong advocate of the need for tax reform in the UK.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

‘We’re massively behind’ with cryptofinance

Fri, 03 Oct 2025 09:45:32 GMT

In this episode of the FT Adviser podcast deputy news editor Sonia Rach speaks to Colin Morris, investment manager at Parmenion and Daniel Parkinson, founder of The Bitcoin IFA, to discuss the FCA's recent changes to retail consumer access to crypto exchange traded notes, what this means for safeguarding and how the UK aligns with other European financial centres.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Time spent holding assets key to private markets investing

Fri, 26 Sep 2025 10:23:26 GMT

The most significant aspect to think about when investing in private markets is the length of time a client is able to hold the asset, according to Joan Solotar, global head of Blackstone Private Wealth.

Speaking with features editor Melanie Tringham, Solotar outlines her views on private markets and how retail investors should think about them, looking at time spent holding assets, how they perform and what place they should hold in one's portfolio.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How has the world of employee benefits changed?

Fri, 19 Sep 2025 09:59:49 GMT

In this episode of the FT Adviser podcast Unum CEO Mark Till joins senior reporter Tom Dunstan to discuss employee benefits, how they have changed over recent years, and what could happen to them in the future.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FCA: Brokers have a ‘hugely important’ role in mortgage advice

Wed, 17 Sep 2025 14:01:56 GMT

Mortgage brokers and advisers have a “hugely important” role to play in helping more Britons on to the housing ladder, the FCA has said.

Speaking on the latest FT Adviser Margin Notes videocast, David Geale, the FCA’s permanent executive director for payments and digital finance, explained the reasons the regulator is looking at the future of mortgage lending in the UK.

Geale also discussed how technology and AI could be used more to help lenders and brokers in their decision-making.

He said: “We see AI developing as a tool, and that can be used in different ways. It can be used to help some people with their selection.

“It can help people in terms learning and help to identify customers who need support.”

But as well as considering how AI and technology can shape the future of the UK’s mortgage market, Geale said even if the adviser used AI to help “streamline” the process, the role of independent advisers would always be vital in delivering personalised and tailored recommendations to would-be homeowners.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why the Letters of Authority process needs to change

Fri, 05 Sep 2025 08:13:33 GMT

This week news editor Amy Austin speaks to Justine Pattullo, chair of Flag and representative of Pension Lab and Nick Green, strategy and proposition director at Criterion, about Letters of Authorities and what can be done to improve this process.

They looked at why the process is fraught with problems and why everyone will need to work together to see any real change.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Large cap the place to be as US uncertainty grows

Fri, 01 Aug 2025 09:03:28 GMT

The guests on the latest edition of the FT Adviser podcast retain most of their focus on the large cap part of the US market, but are cautious on the outlook for the seven stocks at the top of the index.

Alex Crooke, who runs the Bankers investment trust at Janus Henderson, Jason Da Silva, multi-asset investment strategist at Arbuthnot Latham, and Dan White, who runs the M&G North America Value fund, discuss how they are finding opportunities in a US equity market trading at record highs, but also riven with uncertainty.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FCA mortgage review: desires, predictions and cautions

Fri, 25 Jul 2025 10:26:05 GMT

On this episode of the FT Adviser podcast senior reporter Tom Dunstan chats to AMI head of policy Stacy Penn and St James’s Place divisional director of third party products & services, Tony Mudd, about the FCA's mortgage review, what they would like to see, what they predict will happen, and what they don't want to come out of the review.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why the profession needs to shout about apprenticeships

Fri, 18 Jul 2025 09:28:36 GMT

In this episode FT Adviser's news editor Amy Austin discusses what has changed about adviser apprenticeships and why the industry needs to be more proactive in promoting them with Tom Hegarty, chair of the New Talent Alliance, and Rachael Fennessey, founder of recruitment agency Aspire Executive Search.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In the context of AI, accountability is a question mark

Fri, 11 Jul 2025 07:11:25 GMT

What happens when the benefits of AI meet questions of accountability and agency? Joining Margin Notes in this episode is Sarah de Lagarde, brighter future strategist for Janus Henderson, who has described herself as a “bionic woman”, and is using her voice to encourage companies to think more creatively about ways to innovate and design products and services that make things easier for everyone.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Inside the advice business sales process

Thu, 03 Jul 2025 09:58:18 GMT

Not all advice business sales are equal and many require meticulous planning to achieve the desired result but when the right decisions are made, the outcome can be very satisfying. In this episode of the FT Adviser Better Business podcast Broadway Financial Planning's Keri Carter shares her M&A journey and what she has learned along the way

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How is private equity consolidation changing in the advice market?

Fri, 27 Jun 2025 08:57:46 GMT

In this episode of the FT Adviser podcast Amy Austin looks at the evolving landscape of private equity consolidation in the financial advice industry. She chats to independent strategic adviser Tony Spain and CEO of Woven Advice Nicky Sevel, who tell her PE firms are now more focused on adding value through efficiency and vertical integration due to the rising valuations and interest rates.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why there's a 'huge disconnect' when teaching about wealth

Fri, 20 Jun 2025 09:59:14 GMT

During our teenage years, core beliefs are developed and nurtured - beliefs about ourselves and ways of understanding the world; ways of navigating the transition into adulthood and the development of resilience. And amidst all this are fundamental concepts about financial aptitude: saving, spending, long-term planning. But how much are young people being included in conversations about wealth and attitudes to money? How can you help your clients open and maintain effective lines of communication with teenagers about this often under-discussed subject? On this episode of the FT Adviser Editor's Podcast, special guest Jessica McGawley, founder of Dallington - a service that helps young people and their families build stronger foundations for the future - talks to editor Simoney Kyriakou.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'If regulation is stopping women from becoming financial advisers, why?'

Fri, 13 Jun 2025 08:00:00 GMT

From zoological research to heading up financial planning business Hannay Wealth, Vanessa Barnes’ career path into professional financial services is not a traditional one. She talks to editor Simoney Kyriakou on the FT Adviser Editor's Podcast about her new role as chairperson of the Women’s Wealth Alliance and why the Alliance has just launched a wide-ranging survey of the profession.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why Cedaw is vital for UK pensions fairness

Thu, 12 Jun 2025 09:24:52 GMT

"There is so much that can be done constructively through the law," according to Dr Jocelynne Scutt. The Australian-born barrister, writer and human rights lawyer speaks to the FT Adviser Editor's Podcast about her formative years learning about women's rights and how her legal work led her to help Britain's 50s-born women in their struggle for pensions fairness.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The power of empathy in advising

Fri, 06 Jun 2025 05:00:00 GMT

On this episode of the FT Adviser editor's podcast Simoney Kyriakou speaks with corporate activist Belinda Parmar OBE about empathy in advice and why too many advisers mistake sympathy for empathy.

The episode qualifies for 30 minutes of CPD.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Have mortgage rates bottomed out?

Fri, 30 May 2025 10:26:36 GMT

In this episode of the FT Adviser podcast senior reporter Tom Dunstan speaks with St James’s Place head of economic research, Hetal Mehta, and Ash Ridge independent mortgage and equity release adviser, Jane King, about the latest developments in the mortgage market and their expectations on future interest rates.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The impact of Trump's policies on asset allocations

Mon, 19 May 2025 07:00:00 GMT

FT Adviser's multimedia editor Carmen Reichman speaks to David Jane, fund manager at Premier Miton, and Will McIntosh-Whyte, fund manager at Rathbones, about what Trump’s economic policies mean for equities and bonds, how they have adapted their investment strategies and why emerging markets might be the unexpected winners from the turmoil.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Finding value in fixed income

Fri, 16 May 2025 07:26:12 GMT

The income yield available on fixed income assets is likely to be the main driver of returns this year as bond yields won’t fall much further - that was the verdict of the guests on the latest FT Adviser podcast.

David Thorpe, senior investment editor at FT Adviser, discusses the outlook for fixed income portfolios in the year ahead with Damien Hill, strategic bond fund manager at BNY Melon Investments, and Sotirios Nakos, multi-asset investor at Aviva Investors.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to help clients understand the meaning of money in their lives

Fri, 09 May 2025 07:34:50 GMT

Financial advisers are well aware of risk aversion or a tendency to double down. But there is a fast-growing branch of financial therapy that leans more towards psychotherapy - or talk therapy - than to the theoretical awareness of behavioural psychology. On this weeks' editor's podcast, Vicky Reynal, an author and financial psychotherapist, talks about her work with individual clients and why she teamed up with financial intelligence app Marygold to help people understand their attitudes to money and overcome unhelpful behaviours.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

US equities far from cheap despite market falls

Fri, 02 May 2025 09:31:16 GMT

US equities have been in the wars so far in 2025, but it has not made it a cheap stock market, according to the guests on the latest edition of the FT Adviser podcast.

Talib Sheikh, multi-asset investors at Fidelity, Hugh Gimber, market strategist at JPMorgan, and James Thomson, who runs the Rathbones Global Opportunities fund, discussed the outlook for US equities at a time when share prices have fallen, but so have earnings expectations.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

When workplace culture goes wrong

Thu, 24 Apr 2025 07:20:36 GMT

There are a number of reasons why workplace culture can fail in advice businesses, but the causes are often rooted in leadership and the way people rise through the ranks.

On this episode of the FT Adviser Better Business podcast multimedia editor Carmen Reichman speaks to workplace culture expert Jenny Segal and behavioural economist Mark Pittaccio about the fundamentals of good workplace culture in advice firms.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Client segmentation key to preparing for next Budget

Tue, 22 Apr 2025 07:00:00 GMT

Carmen Reichman, multi-media editor at FT Adviser, is joined by Claire Trott, divisional director of retirement and holistic planning at St James’s Place, and Shaun Moore, tax and financial planning expert at Quilter, to discuss the changes the chancellor might make in the next Budget, the changes advisers would like to see, and how advisers can prepare their clients for the next fiscal event in these turbulent times.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to help your farming clients navigate the 'tractor tax'

Fri, 11 Apr 2025 08:00:00 GMT

In 2024, Britain’s faming communities marched to Westminster in protest against changes in the Autumn Budget to agricultural relief, which has been dubbed the 'family farm tax' or the 'tractor tax'.

In a bid to bring more tax into the nation's coffers, chancellor Rachel Reeves’ cut to APR will mean that from April 2026, a tax of 20 per cent will apply to agricultural assets over £1mn. Campaigners say this risks ringing the death knell for local farmers and the small businesses who rely on them.

So, how can financial advisers help all those affected when it comes to tax planning? Joining FT Adviser editor Simoney Kyriakou is Tom Bradshaw, president of the National Farmers' Union and an arable farmer himself.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to think about UK equities right now

Fri, 04 Apr 2025 10:02:34 GMT

In this episode of the FT Adviser podcast we examine the outlook for UK equities, an unloved asset class in recent times, but one where the tide of sentiment may be about to turn as investors become concerned about the prospects for the US economy and markets.

Joining the discussion, chaired by FT Adviser's David Thorpe, were Richard Penny, UK equity fund manager at Oberon, Ian Rees, head of the multi-manager team at Premier Miton, and Adrian Gosden, UK equity income fund manager at Jupiter.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What is on the horizon after the Spring Statement?

Fri, 28 Mar 2025 11:09:28 GMT

FT Adviser's Alina Khan is joined by Rachel Vahey, head of public policy at AJ Bell, Charlie Barnes, head of employment legal services at RSM UK, and Stephanie Court, private client tax director at RSM UK, who discussed the recent Spring Statement, the lack of tax announcements this time round and the anticipated potential tax rises in the autumn Budget.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why does deforestation outside of the UK matter to UK investors?

Mon, 24 Mar 2025 13:31:06 GMT

In this episode of the FT Adviser Editor's Podcast, we examined the problem of, and solutions for, deforestation. We have all seen reports of devastation caused by widescale, and often illegal, deforestation around the globe. We know it can cause many problems, including climate change, loss of biodiversity, and soil erosion. But there are ways that financial services companies and your investing clients can help to provide and support those solutions. Joining editor Simoney Kyriakou on this episode is Louise Heffernan, who leads the finance and investor work at The Nature Conservancy, and FT Adviser intern Tinuke Akinbulumo.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why do 97% of all whistleblowing cases fail?

Fri, 14 Mar 2025 08:58:04 GMT

When whistleblowers feel confident about reporting what they have seen and heard and know to be immoral or illegal, far-reaching changes can be made.

With major changes to UK fraud laws taking effect this year, the government has made it clear that enforcement is ramping up.

Joining FT Adviser editor Simoney Kyriakou on this episode of the Editor's Podcast is Peter Tutton, a financial investigator and forensic accountant. He is an expert in effective whistleblowing frameworks and investigations into wrongdoing, a champion for consumers with vulnerable characteristics, and associate managing director at Nardello & Co.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why financial planning should adapt to women’s needs

Fri, 07 Mar 2025 10:25:24 GMT

Ahead of International Women’s Day on March 8, this week’s podcast guests discuss how advisers need to adapt their advice and processes to accommodate women's needs.

Amy Austin, news editor at FT Adviser, speaks to Samantha Secomb, chartered financial planner at Women’s Wealth, Sarah Lyons, chief customer officer at Parmenion, and Laura Ripley, chartered financial planner at BRI Wealth Management, about how the industry can better encourage women to seek advice.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How targeted support could change the advice market

Fri, 28 Feb 2025 11:27:28 GMT

In this episode of the FT Adviser podcast senior reporter Alina Khan is joined by Jeff Lange and Buddy Keville, chairman and chief executive of TFAS, Verona Kenny, chief distribution officer at Abrdn Adviser, and Simon Harrington, head of public affairs at Pimfa.

The guests discussed the FCA's targeted support proposals and questioned how they might impact the attractiveness of financial advice to clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why managers invest in bonds right now

Mon, 24 Feb 2025 10:00:24 GMT

Gilts have been touted as a good investment option right now for a number of reasons. In this episode of the FT Adviser podcast David Roberts, fixed income fund manager at Nedgroup Investments, David Coombs, head of multi asset investing at Rathbones Asset Management, and Paul Angell, head of investment research at AJ Bell, discuss why they invest in bonds right now.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Is consolidation fuelling trends in adviser ages?

Fri, 21 Feb 2025 10:49:05 GMT

Amy Austin, news editor at FT Adviser, discusses the latest adviser ages data and how to attract the next wave of talent with Keith Richards, CEO of the Consumer Duty Alliance, and Rachael Fennessey, founder of recruitment agency Aspire Executive Search

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How ESG regulation is reshaping investing

Wed, 19 Feb 2025 10:41:53 GMT

While the US faces potential ESG setbacks under a Trump administration, UK advisers must navigate evolving ESG regulations. Market forces, rather than policy, are driving adoption, with companies recognising sustainability as essential for long-term resilience. As ESG integrates into mainstream investing, advisers must balance compliance, client expectations, and performance to capitalise on the UK’s role in shaping responsible investment trends.

Ima Jackson-obot, deputy features editor at FT Adviser, is joined by Arthur Carabia, director of ESG policy research at Morningstar Sustainalytics and Jonathan Friedman, global lead – ESG advisory at Anthesis Group.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Hard to pick winners in the property market

Fri, 14 Feb 2025 09:28:29 GMT

Senior investment editor David Thorpe discusses the outlook for property investments with Nick Montgomery, head of global real estate at Schroders, Oli Creasey, head of property research at Quilter Cheviot, and Haig Bathgate, director at Callanish Capital.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What will be the effects of looser limits on mortgage lending?

Fri, 07 Feb 2025 10:18:15 GMT

Chancellor Rachel Reeves is in favour of proposals by the Financial Conduct Authority to allow banks to take more risks in their mortgage lending. But what might be the consequences?

FT Adviser senior reporter Tom Dunstan speaks to Paul Broadhead, head of mortgages and housing at the Building Societies Association, and Jane King, director and mortgage adviser at Morgan Ash, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to navigate the latest IHT changes

Fri, 31 Jan 2025 10:35:12 GMT

We've all seen the headlines but how do the changes in the Budget present an opportunity for advisers to help their clients with their tax planning? On this podcast, which qualifies for 30 minutes CPD, editor Simoney Kyriakou is joined by Jack Rose, head of sales for Triple Point, and Diana French, the retail strategy director.

By the end of this 30 minute podcast, you should be able to: Outline the biggest changes to tax policy from the Budget; explain how the changes affect IHT planning; and describe some of the ways that VCTS are being used for investment portfolios.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What 2025 will have in store for platforms

Fri, 24 Jan 2025 11:34:02 GMT

FT Adviser's Tara O'Connor speaks to Steve Croucher from Winterflood Business Services and Alex Cowan-Sanluis from Platform One about AI, competition and service in the adviser platform market in 2025.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Let's fix letters of authority in 2025

Fri, 17 Jan 2025 10:44:36 GMT

Letters of Authority are still the bane of advisers and clients. Even pledges during the pandemic years to improve automation and processing times have fallen by the wayside, as some advisers have reported to FT Adviser delays of months - six months in once case - in getting clients transferred to and set up with providers, due to issues caused by delays in letters of authority. 2025 must be the year when this appalling lack of service and outdated processing comes to an end. And here to talk with FT Adviser's Simoney Kyriakou about their campaign is Scott Phillips, founder and chief of The Pension Lab and one of the founder members of The Fix LoA (Letters of Authority) Action Group - FLAG for short.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

No rate war on the horizon

Mon, 13 Jan 2025 09:22:25 GMT

Key moments for house buying, such as April's stamp duty change, are often preceded by mortgage lenders cutting rates in a battle for business. But not this year, according to the guests on this episode of the FT Adviser In Focus podcast.

Ben Perks, managing director of Orchard Financial Advisers, Justin Moy, managing director of EHF Mortgages, and Kelsey Phillips, head of specialist lending at Arose Finance, discuss the year ahead for property.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Markets risk complacency on the Trump trade

Fri, 10 Jan 2025 12:50:02 GMT

In this episode of the FT Adviser podcast we look at the year ahead for investments and explore the potential impact of monetary policy, president Trump and geo-politics on global markets and asset classes.

The guests are Mitch Reznick, head of fixed income at Federated Hermes Limited, Neil Goddin, head of equities and multi-asset at Aegon Asset Management, and George Fox from the Merlin multi-asset team.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the Budget has meant for first time buyers

Fri, 13 Dec 2024 10:26:43 GMT

In her maiden Budget, Rachel Reeves announced she would not be extending stamp duty thresholds for first time buyers nor did she increase the Lifetime Isa cap.

FT Adviser senior reporter Alina Khan speaks to Brian Byrnes, head of personal finance at Moneybox, Ray Boulger, senior mortgage technical manager at John Charcoal, and Danny Norris, mortgage and protection specialist at Premier Property Solutions, to find out how first time buyers will be impacted and what can be done to get more people on the property ladder.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Living with Parkinson’s disease

Fri, 06 Dec 2024 09:02:24 GMT

In this edition of the editor’s podcast, which qualifies for 30 minutes of CPD, Simoney Kyriakou speaks to Gary Shaughnessy, former chief executive of Zurich’s European Business, about the challenges and myths around Parkinson’s disease.

Shaughnessy was diagnosed with Parkinson’s in 2015 and has since been a voracious campaigner for Parkinson’s UK, earning a CBE for his work on its board and chairing the charitable Z Zurich foundation.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

There are so many different issues that sit under the term 'service'

Thu, 28 Nov 2024 22:43:11 GMT

Financial services companies are an extremely mixed bunch when it comes to service. Provider service levels have been exceptionally high for some, and abysmal for others, across all sectors: platforms, pensions, investments, mortgages and everything in between. Here to join us to discuss all things service is Steve Nelson, insight director for the Lang Cat consultancy, which has just released its own research into provider service (November 29).

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Tech, tariffs, and Trump: the future of US equities

Wed, 27 Nov 2024 11:44:33 GMT

The latest FT Adviser podcast, hosted by Ima Jackson-Obot, deputy features editor, delves into the future of US equities as Donald Trump's administration prepares to take office.

Joined by Kevin Boscher, managing director – Jersey and chief operating officer of Ravenscroft, and Blair Couper, investment director at Abrdn, the discussion explores market reactions, policy impacts, and sector-specific challenges. Topics include trade tariffs, deregulation, portfolio diversification, and the role of geopolitics.

With insights into tech, renewables, and nearshoring trends, this episode provides valuable perspectives for investors and advisers alike.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What has been getting under advisers' skin this year?

Fri, 22 Nov 2024 10:37:00 GMT

One of the places advisers and brokers love to discuss the big issues that are affecting them and their clients is on the Cherry Forum. Joining FT Adviser editor Simoney Kyriakou on the latest Editor's Podcast, Silas Lees, founder of WiggyWam and sales director for the Cherry Forum, talks about service, technology and mental health: three huge topics advisers have been discussing over 2024.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How Labour's Budget has changed financial planning

Fri, 15 Nov 2024 08:00:24 GMT

It's been two weeks since Rachel Reeves's first Budget as Chancellor and already financial advisers are adapting their strategies.

Carmen Reichman speaks to advisers Ollie Saiman, lain McLeod and lan Cook about how they are responding to Labour's many tax changes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does the FCA’s consolidation review mean for advisers?

Fri, 08 Nov 2024 10:09:59 GMT

The Financial Conduct Authority is reviewing consolidation in the financial advice market and has sent a portfolio letter to advisers. But what could the consolidation review entail, when will we see the outcomes of the FCA's ongoing advice review, and how can the FCA work better with advisers in these areas?

Amy Austin, news editor at FT Adviser, discusses the regulator's latest push with Rachel Harte, co-founder and director of Money First Aid, and Simon Harrington, head of public affairs at Pimfa.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The Budget's effect on business and savers

Fri, 01 Nov 2024 12:39:15 GMT

Labour's first Budget in 14 years was “long” and “targeted”, according to this week's guests Caroline Le Jeune, private client tax partner at RSM UK, and Claire Trott, divisional director for retirement and holistic planning at SJP. They discuss the impact the budget would have on people's finances and why the government might have failed to consider 'behavioural change'.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Should you own a specialist tech fund?

Fri, 25 Oct 2024 09:27:43 GMT

The latest edition of the FT Adviser podcast explores the case for investing in technology stocks right now, and whether the best way to do this is via a dedicated technology fund.

Joining FT Adviser senior investment editor David Thorpe to discuss the topic are Mark Hawtin, who runs the Liontrust Global Alpha fund, Fahad Hassan, chief investment officer at Albemarle Street Partners, and Alex Illingworth founder and fund manager at Goshawk Asset Management.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Small asset managers need level regulatory playing field

Fri, 18 Oct 2024 11:24:15 GMT

The operating environment for smaller asset managers is challenging, in particular when it comes to regulation.

In this edition of the FT Adviser editor's podcast Simoney Kyriakou speaks to Dani Hristova, CEO of the Independent Investment Management Initiative, about the importance of boutique investment firms and what needs to happen for them to have a level playing field.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What business leaders can learn from sports psychology

Wed, 16 Oct 2024 10:42:42 GMT

From lessons in team management to strategies for overcoming adversity, an awareness of sports psychology can be beneficial when running an advice business, says behavioural scientist Mark Pittaccio. In this episode of the FT Adviser better business podcast he explains what advisers can learn from the field of sports.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking to clients about sustainable investing

Fri, 11 Oct 2024 08:33:00 GMT

The rules around advising on sustainable investments are changing as the FCA is introducing its SDR regulation. But how do advisers tackle the topics of sustainability and ESG investing with their clients?

FT Adviser's Amy Austin speaks to Toby Band, financial planning director at First Sentinel Wealth, and Kate Elliot, head of ethical, sustainable and impact research at Greenbank Investments, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The personality traits of successful advisers

Thu, 03 Oct 2024 11:08:46 GMT

Advisers are often portrayed as foot-in-the-door insurance salesmen. But this is misleading, says behavioural scientist Mark Pittaccio, who led a study into the personality traits of advisers. What he found raised some eyebrows at the university.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Preparing for the FCA's protection review

Fri, 27 Sep 2024 10:08:38 GMT

The Financial Conduct Authority has announced a review into the protection market, which will examine how products are sold and the use of commission arrangements. This podcast hears from industry experts Ian McKenna and Alan Lakey about what the industry must do next.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will tech stock dividends change income investing strategies?

Fri, 20 Sep 2024 10:39:30 GMT

A number of mega tech stocks earlier this year announced their first ever dividend payouts, joining a growing number of smaller tech stocks. What will this mean for income investing strategies?

In this latest Talking Point podcast, FT Adviser deputy features editor Ima Jackson-Obot is joined by Joris Franssen, head of the dividend and value team at Van Lanschot Kempen and Daniel Haydon, manager – research analyst at Morningstar.

The FT Adviser podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, FT Adviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Creating an income portfolio for today's client

Fri, 20 Sep 2024 10:04:06 GMT

The latest edition of the FT Adviser podcast looks at the challenges and opportunities associated with creating an income portfolio for clients in today's market conditions. Joining FT Adviser senior investment editor David Thorpe to discuss the topic are Mark Jackson, investment specialist in the multi-asset team at JP Morgan Asset Management, Guy Foster, chief strategist at RBC Brewin Dolphin, and Simon Adler, global equity income fund manager at Schroders.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How do clients make the right financial decisions?

Wed, 18 Sep 2024 09:20:38 GMT

This FT Adviser better business podcast looks at the role behavioural economics plays in financial decision making. Behavioural economist Mark Pittaccio and financial adviser Ollie Saiman share their ideas around behavioural biases and how to challenge them. The podcast qualifies for 30 mins CPD

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Over time, MPs might 'wake up to just how dreadful the social care deal is'

Fri, 13 Sep 2024 06:34:52 GMT

Social care seems to be slipping further down the government’s agenda as it looks to ‘fix the foundation of the economy, in the words of chancellor Rachel Reeves. But why does social care need to be at the forefront of the discussion and how could the scrapping of the funding deal impact adviser’s conversations with their clients. In this podcast, Alina Khan, senior reporter for FT Adviser, discusses the need for joined-up thinking on social care with Steven Cameron, pensions director at Aegon; Jacqueline Berry, managing director of My Care Consultant ;and Robin Melley, managing director at Matrix Capital Financial Planning.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Getting insurance out of the RDR saved mortgage advisers £100mn'

Fri, 06 Sep 2024 03:35:01 GMT

After 16 years at the helm of the Association of Mortgage Intermediaries, Rob Sinclair is set to step down. The man who - by his own admission - is partly responsible for the introduction of the retail distribution review has been a familiar figure for advisers for many years. He talks to FT Adviser editor Simoney Kyriakou about advocating for mortgage advisers post-credit crunch, why it is important to create a working climate where you can "debate things" and argue in a powerful and constructive way, and to have a clear, sharp focus on what the outcomes should be.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Helping the homeless to be more financially resilient

Thu, 29 Aug 2024 18:07:15 GMT

Money worries go hand-in-hand with housing vulnerability. And with housing vulnerability often comes difficulty in obtaining meaningful employment - thus perpetuating the vicious cycle. In this podcast, FT Adviser editor Simoney Kyriakou talks about the ongoing problems faced by over a million UK households with Maxine Pritchard MBE. Pritchard led the No Fixed Address campaign at HSBC UK, which will be having its five-year anniversary in November this year. Also on this podcast, FT Adviser intern Fardeen Anan provides a short report outlining the issues facing homeless Britons.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Improving service levels in insurance

Mon, 19 Aug 2024 08:27:28 GMT

Service levels among UK insurance companies have dropped significantly over the past few years.

In this latest FT Adviser editor's podcast, which is worth 30 minutes of CPD, Roy McLoughlin, director of strategic partners at Cavendish Ware and member of the Protection Distributors Group, talks to Simoney Kyriakou, editor of FT Adviser, about what needs to change in the sector.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How regulation of private markets will 'help to equalise wealth outcomes'

Fri, 09 Aug 2024 16:18:34 GMT

The rise in the size of private markets, the opportunities and the potential for systemic issues to arise from that size has prompted closer attention

In this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Leon Sinclair, an executive vice president at financial data company Preqin to talk about regulation and technology in private markets.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'If we always stick to middle-aged rich people it narrows down the conversation'

Wed, 07 Aug 2024 10:00:53 GMT

Research by consultancy McKinsey has found that, in the case of ethnic and cultural diversity, there is a strong business case for companies whose senior management was more culturally and ethnically diverse. It found that, in 2019, top-quartile companies outperformed those in the fourth one by 36 per cent in profitability, slightly up from 33 per cent in 2017 and 35 per cent in 2014. So how can improved representation boost UK financial services performance and improve outcomes for Britain’s consumers? On this podcast, Atlyn Forde, founder and chief executive of Communicate Inclusively, talks to FT Adviser editor Simoney Kyriakou about her mission to empower organisations to achieve transformative DE&I success through Forde's change-maker programme.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Making digital advice work in small firms

Wed, 31 Jul 2024 10:57:43 GMT

Offering automated advice alongside a firm's normal proposition can be a good way to attract younger investors, but there are a few things advisers should consider before building and running such a service.

We speak to James Anderson, IFA at Westminster Wealth and CEO of digital advice service AllAdvised and Peter Ridlington, CEO & founder of Ningi, about what it takes for SMEs to offer digital advice.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Outlook for fixed income in the current climate

Fri, 26 Jul 2024 08:25:05 GMT

On the latest edition of the FT Adviser podcast, Iain Stealey, international chief investment officer for fixed income at JP Morgan Asset Management, David Coombs, head of multi-asset funds at Rathbones Investment Management and Tom Hibbert, multi-asset strategist at Canaccord Genuity Wealth Management discuss the outlook and opportunities in bond markets at a time of higher yields, but also elevated volatility, and an uncertain monetary policy environment.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Where are we one year on from consumer duty?

Fri, 19 Jul 2024 10:03:35 GMT

Amy Austin, News Editor at FTAdviser, discusses how the industry has found consumer duty a year after it was introduced with Mark Pittaccio, business consultant and behavioural economist at Quilter Financial Planning, Dan Scholey, COO of Moneyhub and Victor Sacks, IFA at VS Associates.

They look at how consumer duty was an opportunity for advisers to explore what they were offering to clients and look at what they could improve.

They also discuss how consumer duty may change over the next few years with the emergence of technology.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What do mortgage lenders think of the new govt’s housing policies?

Fri, 12 Jul 2024 08:14:44 GMT

FT Adviser's Chloe Cheung speaks to Kate Davies, executive director of the Intermediary Mortgage Lenders Association, and Ross Dalzell, managing director of property at Aldermore about Labour's housing plans, what lenders think of these policies, and why IMLA has urged the government to review regulatory barriers to first-time home ownership.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Passing the business from father to son

Wed, 10 Jul 2024 10:48:11 GMT

In this episode of the FT Adviser Better Business podcast we look at succession planning.

We speak to father and son adviser duo Jon and Ben Lancaster about their succession process, reflecting on what has gone well and what they would not rush to do again.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the election result means for pensions, tax and housing

Fri, 05 Jul 2024 12:13:29 GMT

Labour has won by a landslide in the 2024 General Election but what does this mean for tax policy, people’s pensions and housing?

Amy Austin, news editor at FT Adviser speaks to Claire Trott of Technical Connection, Ray Boulger of John Charcol and Matthew Todd of RSM to delve into what Labour's pension review could look like, whether inheritance tax could see reform and if any changes could be made to stamp duty.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why people feel less safe than in 1994 (and what to do about it)

Fri, 28 Jun 2024 08:58:06 GMT

The Doomsday clock, which was created in 1945 by Einstein and Oppenheimer, and is run by the Bulletin of the Atomic Scientists, said the world was at 90 seconds to midnight. This indicates how vulnerable we are globally to man-made threats. This year, as tensions rise, the world goes to the polls, new friendships are forged and old alliances are put under strain, ordinary people can indeed feel closer to midnight.

Are we safe? And if we are not, how can we plan for our futures, or for the next generations? Should we be worried about our portfolios or our supply of shotgun cartridges? When it comes to financial planning, how can advisers help shape clients' response to world events, rather than having them make knee-jerk reactions.

Talking to FT Adviser editor Simoney Kyriakou is Daffyd Rees, an award-winning business journalist by background, a former policy adviser to the UK Prime Minister Tony Blair and is now a senior adviser to leading UK and international companies for SEC Newgate.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the UK and Australia can learn from each other on retirement income advice

Fri, 21 Jun 2024 09:53:40 GMT

Anne Fuchs, executive general manager at the Australian Retirement Trust and Jonathan Hawkins, propositions lead at Bravura solutions discussed what the UK and Australia can learn from each other when it comes to retirement income advice.

As well as what providers should be doing to help more savers seek advice.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Meet the woman who wants to own a share in every UK listed company

Wed, 19 Jun 2024 06:47:12 GMT

The Engagement Appeal's founder, Sheryl Cuisa, has a plan to follow in the footsteps of Wilma Soss and the other so-called Corporate Gadflies, who were pioneers in corporate activism in the 1940s. These women used shareholder meetings as platforms to advocate for gender equality and transparency in corporate boards.

Cuisia, who currently has about 700 companies in her portfolio and aims to have them all - and engage with as many of them as humanly possible, talks to FT Adviser editor Simoney Kyriakou about why she believes engagement is so vital.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What to expect from the general election

Fri, 14 Jun 2024 10:00:13 GMT

With the UK general election mere weeks away, FT Adviser's senior reporter Alina Khan speaks to Simon Harrington, head of public affairs at Pimfa, Ollie Saiman, co-founder of advice firm Six Degrees, and Tom Selby, head of public policy at AJ Bell, about the main parties' manifestos and what the implications of certain policies could be for advisers and their clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What you need to know about doing a podcast

Wed, 12 Jun 2024 10:40:05 GMT

Podcasts have become a great way to communicate with clients, peers and colleagues, but when it comes to delivering great content, you really need to have a plan in place. In this editor's podcast from FT Adviser editor Simoney Kyriakou, production specialist and seasoned broadcaster Tariq Aziz provides top tips for getting started and upping your podcast game. This podcast qualifies for CPD.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Diversifying equities in the current market

Fri, 07 Jun 2024 07:00:47 GMT

Equity market returns are starting to broaden out beyond the large US technology companies, but how can managers take full advantage? FT Adviser's investment editor David Thorpe speaks to Fahad Hassan, chief investment officer at Albemarle Street Partners, Matthew Yeates, deputy chief investment officer at 7IM, and Katerina Kosmopoulou, partner and fund manager at J Stern and Co, about their diversification strategies for equities in the current market.

The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Backing Britain - how does that work for investors?

Fri, 31 May 2024 08:00:15 GMT

We have all been urged to back British businesses by various chancellors recently, but this goes much further than simply shopping locally. We need to look at our investment strategies, too. In this podcast, FT Adviser editor Simoney Kyriakou speaks with Modwenna Rees-Mogg, founder of the Angel News business. Rees-Mogg is a doyenne of angel investing and a specialist commentator on the early stage entrepreneurial market in the UK. She discusses "exciting business activity" happening across every county in the UK and urges people to look at the growth of investible companies that are home-grown.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to advise sports people

Fri, 24 May 2024 09:53:55 GMT

It can be a challenge to get sports people to think long term about their financial futures. But doing so is important for a number of reasons.

FT Adviser senior reporter Alina Khan speaks to Mark Tueart, managing director at LIFT-Sport, and Conrad Balatoni, associate partner practice at St James’s Place, about why football players are targets for financial misconduct and scams and the role advisers play in helping them make good financial decisions.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to understand the economy of nature

Fri, 17 May 2024 10:00:55 GMT

In 2020, the former BoE governor Mark Carney said the bank's objective was that "every professional financial decision will need to take climate change into account".

Since then we have seen regulatory action on removing greenwashing from the investment process, a consumer duty obligation to have more open conversations with clients about their investment choices and a global push politically and economically to tackle climate change.

But what about more immediate, tangible effects that can be seen in investing directly to tackle environmental degradation? How can the natural economy align to individual financial plans as well as to the wider economy?

Here to discuss these things with FT Adviser editor Simoney Kyriakou is Will McDonald, an independent consultant and a sustainability and public policy expert.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investing in a world of lower interest rates

Fri, 10 May 2024 10:24:39 GMT

The latest edition of the FT Adviser podcast discusses the topic of investing in a world of lower interest rates. The guests, James Klempster, deputy head of multi-asset at Liontrust, Tim Foster, bond fund manager at Fidelity, and Dean Cook, multi-asset investor at Aviva Investors, discuss the impact on equity and bond markets of rates falling and what it all may mean for diversification.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Mortgage prisoners: 'There but for the grace of God go I'

Fri, 03 May 2024 07:13:28 GMT

In this Editor's Podcast, FT Adviser editor Simoney Kyriakou talks to Scottish National Party politician Martin Docherty-Hughes about the issue of mortgage prisoners in the UK. Martin has been the Member of Parliament for West Dunbartonshire since 2015, and has been campaigning for fairness across all aspects of British life. In recent years he has been working to help tens of thousands of mortgage prisoners in the UK and has recently urged parliament to alleviate their plight.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Why we created a conversational AI'

Thu, 02 May 2024 06:26:06 GMT

Could, or should, AI be used to take part in long conversations with clients? In this editor's podcast, Simoney Kyriakou talks to GENE, a very intelligent chatbot created by the Boston Consulting Group, and fellow guest Paul Michelman, editor-in-chief at the Boston Consulting Group. The guests discuss the usefulness of embedding AI in client conversations and the advice process, and how technology can be used and adapted to improve back-end administration and personalisation.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does the FCA's retirement data tell us?

Fri, 26 Apr 2024 10:35:18 GMT

The regulator's latest data on the retirement income market showed there continues to be a trend of less people taking advice when entering drawdown. There was also less people taking guidance when buying annuities or entering their pots in general.

Joining FT Adviser news editor Amy Austin to delve into the data and discuss what it means are Tom Mcphail, director of public affairs at the Lang Cat and Mark Ormston, director of propositions and corporate partnerships at Retirement Line.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Talent is everywhere; opportunity is not'

Mon, 22 Apr 2024 12:23:37 GMT

The latest episode of the FT Adviser Editor's Podcast focuses on a few words: Talent is everywhere, opportunities are not. This is wording taken from the mission statement of youth empowerment charity Urban Synergy. Founded in 2007, the charity has helped more than 20,000 young people aged between 9 and 24 years to reach their full potential. Chief executive and founder Leila Thomas talks to Simoney Kyriakou about the opportunities that financial services companies have to help create diversity in the City.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Should investors care about elections?

Fri, 19 Apr 2024 10:00:36 GMT

Much of the world's population will be going to the polls for elections in the coming years. But should advisers or their clients react to the politics, either by viewing it as a chance for profit or a threat requiring evasive action.

Joining FT Adviser investment editor David Thorpe to discuss the topic are Sunil Krishnan, head of multi-asset funds at Aviva Investors; Hugh Gimber, market strategist at JP Morgan; and Hiroki Hashimoto, senior multi-asset fund manager at Royal London Asset Management.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How retirement advice became a key focus 10 years on from pension freedoms

Fri, 12 Apr 2024 10:00:06 GMT

It's been a decade since the world of pensions was turned on its head by the then government. People were given more freedom and choice to use their pension funds as they please. But what is the lasting impact of the reforms and why is the regulator now concerned about retirement advice?

Amy Austin speaks to Andrew Tully, technical services director at Nucleus, and David Haynes, senior financial adviser at Nightingales Wealth Management, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

From Nasa to Income Protection: what lessons can we learn from AI advances

Wed, 10 Apr 2024 14:00:39 GMT

In this episode of the Editor's Podcast, Simoney Kyriakou, editor of FT Adviser, talks about artificial intelligence - two words one can hardly escape hearing or reading, it seems. But the speed at which this so-called Fifth Industrial Revolution is taking place makes it impossible to ignore. She is joined by a tech enthusiast, Dr Christian Westermann to consider how financial services can use AI better. He worked on NASA and the ESA space missions in the 1990s, building satellite-based instruments, working on signal detection, and trying to understand the origin of our solar system with the use of physics, data & modelling. Westermann is now Group head of AI and data transformation at Zurich.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What would abolishing NI mean for pensions?

Fri, 05 Apr 2024 09:56:26 GMT

It is the current government's long-term ambition to abolish National Insurance, after two consecutive cuts in the past two fiscal events. But what would a world without NI look like, and what impact would it have on pensions? FT Adviser's Alina Khan is joined by Ian Cook, chartered financial planner at Quilter Cheviot, Tom Selby, director of public policy at AJ Bell and Susan Hope, IFA workplace senior manager at Scottish Widows, to discuss the scenario.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to help the sticky middle

Mon, 25 Mar 2024 13:30:03 GMT

On this episode of the Editor's Podcast, brought to you by FT Adviser, Simoney Kyriakou speaks to Anna Sofat, chairperson of workplace gender equality champion One Loud Voice, and Lizzie Holliday, director of policy and public affairs for NOW: Pension. We discuss why gender disparity prevails in pensions and in employment, and consider ways that today's financial advice community - as well as politicians and providers - can work together to help overcome persistent problems in women's finances.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Achieving diversification from global equity income

Fri, 22 Mar 2024 11:00:20 GMT

The latest edition of the FT Adviser podcast discusses the challenges and approaches to building a diversified global equity income allocation in a world of higher, but perhaps peaking, interest rates.

Investment editor David Thorpe is joined by Will McIntosh-Whyte, multi-asset investor at Rathbones, John Moore, senior investment manager at RBC Brewin Dolphin, and Mark Peden, global equity fund manager at Aegon, who discuss the various ways in which higher bond yields can impact an equity allocation and the trade off between higher yields and higher growth potential among individual stocks

There will be no FT Adviser podcast next week due to the Easter holiday.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Is the profession in trouble as young adviser numbers fall?

Fri, 15 Mar 2024 08:20:34 GMT

A recent Freedom of Information request by FT Adviser revealed the number of firms authorised to provide retail investment advice has fallen from 6,240 in August 2022 to 5,805 as at February 2024.

Taking a closer look at the adviser numbers, FT Adviser found the number of young advisers has diminished in the past 18 months while the number of older advisers has grown. So what does this mean for the advice profession?

FT Adviser news editor Amy Austin is joined by Keith Richards, CEO of the Consumer Duty Alliance and Mark Ormston, director of propositions and corporate partnerships at Retirement Line, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Government debt could impact long-term volatility

Wed, 13 Mar 2024 09:00:00 GMT

In this sponsored edition of the FT Adviser podcast we look at what changed for fixed income in 2023. Could it all change again in 2024? And are central banks really on top of inflation?

Amanda Stitt, portfolio specialist in the fixed income division at T Rowe Price, discusses the topic with investment reporter Tara O’Connor.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Do Jeremy Hunt's tax cuts stack up?

Fri, 08 Mar 2024 11:00:37 GMT

This week chancellor Jeremy Hunt presented his Budget, which included a 2 per cent cut in national insurance. He presented himself and his party as tax cutters but does this stack up?

FT Adviser deputy editor Damian Fantato is joined by Matthew Todd, associate director at RSM, Eleanor Ingilby, head of high net worth at Atomos, and Claire Trott, director at Technical Connection, to find out.

They discuss the continued freeze on tax thresholds, the impact on inheritance tax of the decision to scrap non-dom status, the pensions impact of Hunt's decision to scrap the furnished holiday letting regime and the birth of the British Isa.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How can the advice profession attract more women?

Fri, 01 Mar 2024 11:00:39 GMT

Making the advice industry more inclusive and attractive to female investors has long been on the agenda. So, how has the profession evolved over time and what needs to happen next? FT Adviser senior reporter Alina Khan speaks to Dynamic Planner's Yasmina Siadatan and Katherine Waller, co-founder of SixDegrees, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Editor's podcast: Why the Lord Mayor views London as the world's coffee house

Thu, 29 Feb 2024 08:25:10 GMT

Welcome to this new conversational series from FT Adviser, in which the editor talks to people from outside of financial services to get a fresh perspective on global and national developments that may affect aspects of the profession in the future.

This podcast, the first in our series, features the the Lord Mayor of London, Michael Mainelli. We visited him at Mansion House to ask what he has been doing in his first few months in office, and to discuss the variety of initiatives he has launched, which ranges from re-pollinating the City of London to his Connect to Prosper initiative.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What's in store for mortgage rates?

Fri, 23 Feb 2024 11:20:45 GMT

Mortgage rates have been turbulent over the past 18 months. And after decreasing amid falling inflation, they are currently creeping back up. What will happen to mortgage rates in the near future?

FT Adviser's senior reporter Tom Dunstan chats to Hodge retail managing director Christie Cook, Ash Ridge equity release adviser Jane King, and London Money director Martin Stewart about what lies ahead.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Diversification in a higher inflation world

Fri, 16 Feb 2024 11:09:37 GMT

This edition of the FT Adviser podcast explores the options for advisers and their clients seeking to diversify their portfolios. Can investors rely on bonds and equities to be inversely correlated in future, as they have been in the past, or is a more sophisticated approach needed?

Discussing the topic with FT Adviser investment editor David Thorpe are Nathan Sweeney, chief investment officer for multi-asset at Marlborough, Rupert Thompson, chief economist at Kingswood, and Hugh Gimber, market strategist at JP Morgan.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to benefit from the great wealth transfer

Fri, 09 Feb 2024 10:22:39 GMT

Attracting the next generation of clients is vital for the financial advice industry. But what's an effective way to do it? Thinking about technology seems a good starting point...

In this week's podcast FT Adviser senior reporter Alina Khan is joined by Ben Barratt from First Sentinel Wealth and Benchmark's Gillian Hepburn to discuss the great wealth transfer.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

There’s a fine line between educating and giving advice on social media

Fri, 02 Feb 2024 11:00:34 GMT

Mortgage brokers and financial advisers have hopped onto social media and are increasingly doing live streams on the platforms such as TikTok to answer any questions people may have about their finances.

But this raises the question of does this blend advice and guidance?

Amy Austin, news editor at FTAdviser speaks to financial coach Philly Ponniah and Stephen Perkins at YellowBrick Mortgages about the emergence of advisers on social media and what this could mean for the advice/guidance boundary.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What should the FCA's ESG advice working group look at?

Fri, 26 Jan 2024 11:00:52 GMT

Late last year the Financial Conduct Authority announced it would be forming a working group to look at how its SDR rules on greenwashing would affect advisers rather than publishing rules on the issue.

In this week's podcast FT Adviser deputy editor Damian Fantato is joined by Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute, and Luke Murray, consultant at Bovill, to discuss what the rules on ESG are for advisers at the moment, what gaps there are in those rules and what the advice working group might focus on.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What's in store for investments in 2024?

Mon, 22 Jan 2024 08:00:39 GMT

In this episode of the FT Adviser In Focus podcast, we look at the year ahead for investments. We speak to three fund managers about their views on inflationary pressures, geopolitical uncertainty and the effect any upcoming elections might have on equity and bond markets.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Duration will help you this year': the outlook for fixed income

Fri, 19 Jan 2024 10:29:40 GMT

The latest eposide of the FT Adviser podcast brings together a trio of fixed income investors to discuss the outlook for bonds in 2024 and beyond. After two volatile years, will the bulk of the returns come from income or capital growth in this part of the investment universe, and what role do government bonds have in balanced portfolios as yields rise, but volatility remains high? The guests on this edition of the FT Adviser podcast are Lloyd Harris, head of fixed income at Premier Miton; Guillaume Paillat, multi-asset investor at Aviva Investors, and Fahad Hassan, chief investment officer at Albemarle Street Partners.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does 2024 have in store for advisers?

Fri, 12 Jan 2024 11:00:06 GMT

2023 saw plenty of upheaval in the financial advice sector, with consolidation continuing and with regulatory changes from the consumer duty to simplified advice. It was also a year of rising interest rates.

This week FT Adviser deputy editor Damian Fantato is joined by news editor Amy Austin, deputy news editor Sonia Rach and reporter Tara O'Conner to reflect on the year which has just ended and discuss what 2024 might have in store.

They discuss the looming lifetime allowance changes, how the advice-guidance boundary proposals which were announced in December will take shape and the macroeconomic outlook for the coming year.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What do the FCA's simplified advice proposals mean?

Fri, 22 Dec 2023 08:00:08 GMT

Earlier this month the FCA published proposals aimed at widening access to financial advice. They included plans for "targeted support" and a new form of simplified advice.

This week, in the final FT Adviser podcast of 2023, deputy editor Damian Fantato is joined by Rachel Vahey, head of public policy at AJ Bell, to discuss the proposals.

They explore whether the proposals will advantage larger firms, what smaller firms should do if they want to take advantage and whether this could lead to the cost of advice going up.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does true diversification look like right now for multi-asset investors?

Wed, 20 Dec 2023 11:00:45 GMT

In a world that is experiencing sudden shifts between different economic scenarios, building an investment portfolio has arguably become more challenging. And even for those multi-asset investors, whose strategies are meant to offer flexibility to meet investment goals with broad options for investing across sectors, and more diversification than other investment strategies, can they really rely on how they have always done things?

With the 60/40 approach having worked in the decades leading up to 2020, we are now in a new normal of higher rates and higher inflation, so what does this mean for investment approaches? And how can multi-asset investors achieve true diversification in this new normal?

On this latest podcast, FT Adviser deputy features editor Ima Jackson-Obot is joined by Lindsay James, investment strategist at Quilter Investors and Philip Chandler, head of UK multi-asset at Schroders.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'The year of recession which never happened': 2023 in review

Fri, 15 Dec 2023 11:00:48 GMT

The past year has seen an AI-driven tech surge and rising bond yields as markets grapple with rising rates, high inflation and geopolitics.

This week David Thorpe, investment editor on FTAdviser, is joined by Richard Saldanha, global equity fund manager at Aviva Investors, Mark Preskett, portfolio manager at Morningstar, and Guy Foster, chief strategist at Brewin Dolphin, to reflect on the past year in markets and look forward to 2024.

They discuss the concentration of the US stock market around a few tech stocks, the role of UK equities, whether now is a time for investors to focus on quality and the recession which was predicted but never arrived.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why mental health matters

Mon, 11 Dec 2023 09:21:34 GMT

Looking after a client's mental wellbeing is as much part of a financial adviser's job as making sure staff and they themselves are happy and content. In this episode of the FTAdviser In Focus podcast we hear from three advisers about working with vulnerability both in the workplace and with clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does 2024's slowing mortgage market have in store?

Fri, 08 Dec 2023 11:00:05 GMT

The Office for Budget Responsibility has predicted that in 2024 house prices will go down by about 5 per cent, with transactions falling by 7 per cent.

On this week's podcast FTAdviser reporter Tom Dunstan talks to Martin Stewart, director of London Money, and Tony Hall, head of business development at Saffron for Intermediaries, about what effect this might have.

They discuss whether the forecasts should be taken as gospel, how mortgage brokers can "keep the lights on" during a slower year and which parts of the mortgage market might be worst hit.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

2023 Recap: Lessons and Opportunities in the Aftershock Economy

Wed, 06 Dec 2023 09:00:15 GMT

After a 2-year post-pandemic inflation surge, the global economy eases from extensive fiscal and monetary interventions. Central banks reassess recession risks, signalling potential investment opportunities as volatility reawakens. This content was paid for by PIMCO and produced in partnership with the Financial Times Commercial department.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The race is on: preparing for the end of the lifetime allowance

Fri, 01 Dec 2023 11:00:49 GMT

At the Autumn Statement the government confirmed that it would be scrapping the lifetime allowance from early April, ignoring pleas from the industry for more time to prepare.

So what do advisers, pension providers and platforms have to do now to prepare?

This week FTAdviser news editor Amy Austin is joined by Andrew Tully, technical services director at Nucleus, and Jon Greer, head of retirement policy at Quilter, to find out.

As well as plans for preparing for the change they discuss the consequences of the LTA being scrapped, what clarity is still needed from the government ahead of April 6 and whether this actually makes pensions more complicated.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Building a responsible bond portfolio

Wed, 29 Nov 2023 15:48:47 GMT

In this podcast, sponsored by Columbia Threadneedle Investments, FTAdviser's investment editor David Thorpe talks to Tammie Tang, the lead manager of the CT UK Social Bond fund.

They discuss how a bond fund manager can deliver an impact, and why Tang takes a regional and a demographic focus.

Tang also explains why she thinks the "greenium" - or green premium - is often small or non-existent and why it's better to focus on market sentiment.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Did the Autumn Statement change anything?

Fri, 24 Nov 2023 11:00:42 GMT

Jeremy Hunt touted this week's Autumn Statement, which included a 2 percentage point cut in national insurance contributions, as the beginning of his plans to cut taxes for businesses and individuals and as a return to growth.

But did the chancellor of exchequer's actions match his words?

This week FTAdviser deputy editor Damian Fantato is joined by Matt Todd, associate director at RSM, Ian Cook, chartered financial planner at Quilter Cheviot, and Claire Trott, director at Technical Connection, to pick the bones out of Hunt's accouncements.

They discuss the impact of the NICs cut amid the wider context of fiscal drag, why the chancellor may have avoided cuts to other taxes, and whether the "pot for life" which was announced is a good idea.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Does Jeremy Hunt need to reform Isas in the Autumn Statement?

Fri, 17 Nov 2023 11:44:32 GMT

One of the rumours which has swirled around about next week's Autumn Statement is that Jeremy Hunt will use it to reform and simplify the Isa regime.

There have been rumours he will allow savers to put money into multiple Isas in the same year, but there have also been reports he is considering a "British Isa" to encourage investment into UK companies.

This week Damian Fantato, deputy editor of FTAdviser, is joined by Tom Selby, head of retirement policy at AJ Bell, and Tim Morris, IFA at Russell & Co, to discuss the pros and cons of these policies. Plus they discuss the recent rumours Hunt is planning to cut inheritance tax.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does a defensive portfolio look like in the current environment?

Fri, 10 Nov 2023 13:05:48 GMT

The market turbulence across a variety of assets over the past year or so has raised the question of where investors should go to seek shelter from the storm.

This week FTAdviser's investment editor David Thorpe is joined by Ian Barnes, chief investment officer at Netwealth, David Jane, multi-asset fund manager at Premier Miton, and Ben Gutteridge, director of the model portfolio service at Invesco, to find out.

They discuss the role of government bonds in general and gilts in particular given recent volatility and the prospects for investing if inflation stays higher for longer.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Now is the moment when everything changed for Alzheimer's'

Fri, 03 Nov 2023 09:00:00 GMT

Research into dementia is at a breakthrough point, signalling the moment in history that people will look back on and say that "this is the moment when everything changed". This was the positive message delivered by Dr Richard Oakley, associate director of research at Alzheimer's Society, speaking to editor Simoney Kyriakou on the latest FTAdviser podcast.

He was joined by guests Yvonne Braun, director, long-term savings, health and protection, at the Association of British Insurers; and Rose St Louis, protection director at Loyds Banking Group and Board member of Insurance United against Dementia, who opened up about the lived experience of her family when her mother was given a devastating diagnosis of dementia.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

SJP exit fee scrap ‘first high profile case of consumer duty starting to bite’

Fri, 27 Oct 2023 10:00:13 GMT

Last week, St James’s Place announced it was scrapping exit fees for the vast majority of new investment bonds and pensions as part of an overhaul of its charging structure.

The firm said there would be a revised charging structure for new investment bonds and pensions which will operate with an initial charge and ongoing charges but without any early withdrawal charges.

In addition, charges across all its wrappers, which have historically been disclosed primarily on an all-inclusive basis, will be separated into component parts.

It’s no surprise that the FTSE 100 has often been scrutinised for its fees so this was largely welcomed by the industry but had many questioning why now?

FTAdviser deputy news editor Sonia Rach talks to Alison Gay, senior public affairs consultant at the Lang Cat and Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute on the impact of the consumer duty on fees and other areas in the industry.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Where are the opportunities in sustainable fixed income?

Wed, 25 Oct 2023 08:00:22 GMT

The ESG fixed income market has seen impressive growth since its establishment more than a decade ago, but more recently performance has been lacking. In this CPD podcast we speak to fund managers Kris Atkinson and Stuart Chilvers, and adviser Minesh Patel about how they navigate the current market and where the future opportunities lie.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Industry has moved on from replatforming issues

Fri, 20 Oct 2023 12:02:01 GMT

Amy Austin, news editor at FTAdviser speaks to Ben Hammond, consulting director at the Lang Cat and Verona Kenny, Managing Director of Intermediary at 7IM, about the FCA's letter to platform CEOs.

They discuss the FCA's issues around fees, unstable technology and long transfer times.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Could a "pot for life" solve the issue of small pensions?

Fri, 13 Oct 2023 12:07:01 GMT

Earlier this year the Department for Work and Pensions said it will work to encourage consolidation to solve the problem of small pension pots. But pensions minister Laura Trott said the longer-term solution to this issue would be to move to an Australian-style "pot for life" system.

Amy Austin, news editor at FTAdviser speaks to Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon, about the small pots issue, what government could do to resolve it and whether a "pot for life" is a workable option.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Making homes greener

Mon, 09 Oct 2023 08:26:24 GMT

On this episode of the FTAdviser In Focus podcast we speak to mortgage advisers about whether or not it makes sense to invest in green home improvements. They all agree the idea of greener homes is a great one but there are various issues in the way they are currently funded that raise concerns.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has the landscape for sellers changed?

Fri, 06 Oct 2023 10:00:02 GMT

Over the previous years and during lockdown, we saw a flurry of activity and a surge in the number of start-up consolidators popping up, as well as a lot of private equity deals.

But this last year it has felt like a bit more of a slow down.

This week, FTAdviser's deputy news editor Sonia Rach talks to Louise Jeffreys, managing director at Gunner and Co and Paul Morrish, founder at Succession Wealth, on the state of the seller market.

They discuss everything from what has been driving the business of this market, how the landscape for acquirers of IFA businesses has changed - if at all - and what we can expect to see.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

CISI conference: Client discovery meetings done right

Wed, 04 Oct 2023 14:29:56 GMT

FTAdviser speaks to Brendan Frazier, founder of Wired Planning, psychologist Dr Moira Somers, and Kusal Ariyawansa, adviser at Appleton Gerrard, about the best way to hold client discovery meetings, after their panel discussion at today's CISI conference.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

CISI conference: Future of adviser technology

Wed, 04 Oct 2023 10:50:59 GMT

FTAdviser speaks to Josh Butten, director of financial planning firm Boosst, and Jon Doyle, founder of Juniper Wealth Management, about the future of adviser technology, straight after their session with Ian McKenna at today's CISI conference.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Does the model for equity release advice need to change?

Fri, 29 Sep 2023 09:51:16 GMT

Earlier this month the Financial Conduct Authority published the results of its review into lifetime mortgage advice, concluding it was "disappointed" by what it found.

One of the overarching conclusions the FCA reached is that there were many examples of advisers steering outcomes in favour of a lifetime mortgage and failing to discuss alternatives. In short, if you went to an adviser to ask about a lifetime mortgage, you were likely to end up being recommended a lifetime mortgage regardless of your circumstances.

This week FTAdviser deputy editor Damian Fantato is joined by Kelly Melville-Kelly, head of policy and compliance at the Equity Release Council, and Simon Chalk, managing director of Later Living Now, to discuss whether this is a fair characterisation of the sector.

They also discuss whether the model for providing equity release advice needs to change and move away from commission.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Is there merit in separating financial advice and financial planning?

Fri, 22 Sep 2023 10:00:23 GMT

It has been argued that financial planning and financial advice could be split so that planning on its own could allow financial planners to focus on less wealthy and younger clients who are happy to DIY invest.

Amy Austin, news editor at FTAdviser speaks to Steve Conley, founder of the Academy of Life Planning and Sam Tate, co-founder & director of New World Financial Group about the pros and cons of doing so.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

‘The regulator wants fewer firms to manage’

Fri, 15 Sep 2023 08:29:35 GMT

Last month, Tenet announced it will close its network, with its appointed representatives moving to The Openwork Partnership as part of an exclusive agreement with the company.

The agreement will provide Tenet's firms and advisers the choice of retaining their independent status through Openwork's IFA business 2plan Wealth Management or becoming part of the restricted Openwork proposition.

This came as the Financial Conduct Authority’s annual report and accounts for 2022-23 revealed that there has been a 19 per drop in the number of appointed representative firms in almost three years.

The FCA said intervention from the regulator has seen the number of ARs decline in recent years.

This week FTAdviser deputy news editor Sonia Rach talks to Emma Napier, consulting director at NextWealth and Rachael Fennessey, company director at Aspire Executive Search on the state of networks at the moment and where they are headed.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to help clients navigate the mortgage market

Fri, 08 Sep 2023 10:00:36 GMT

The mortgage market has been on a rollercoaster ride over the past year. Since former Prime Minister Liz Truss’ disastrous mini-budget in 2022, combined with rampant inflation and subsequent base rate rises, lenders, brokers and would-be borrowers alike have been trying to keep up with the fast-paced changes to products. How are we to make sense of what is happening in the mortgage market right now? In this latest FTAdviser podcast, editor Simoney Kyriakou is joined by Mike Cook, chief mortgage officer for Market Financial Solutions, and Jane King, mortgage adviser with Ash Ridge. There is also a short report from Theo Grey, outlining some of the developments in the mortgage market on why customers need expert help right now.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Understanding how to build a thematic investment approach

Wed, 30 Aug 2023 10:00:17 GMT

MSCI describes thematic investing as a top-down investment approach that relies on research to explore macroeconomic, geopolitical and technological trends.

These trends encompass long-term, structural shifts arising from new business models, disruptive technologies and changing consumer tastes and behaviors – megatrends that have the potential to change whole industries and shape the way we will live, work, travel and treat disease in the future.

Thematic investing is intentionally future-focused around specific emerging trends that are expected to evolve. So in the current economic environment, how have thematic funds fared and how do they fit into a portfolio?

In this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Kenneth Lamont, a senior manager research analyst at Morningstar, and David Docherty, investment director, thematics at Schroders.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Exiting an advice business

Mon, 07 Aug 2023 09:48:18 GMT

It is no secret that the adviser population is maturing. But what do advisers need to know about passing on their business in the current market? We speak to Victoria Hicks, managing director of The Exit Partnership, and Kanishk Swarup, founder of Compound Wealth Planning, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How do private assets fit into an investment portfolio?

Wed, 02 Aug 2023 10:00:21 GMT

A recent study by global consulting firm Cerulli Associates found that nearly half of the private banks and wealth managers indicate that a lack of liquidity, high fees, and clients’ risk aversion are the top concerns preventing them from increasing private investments within their clients’ portfolios.

The democratization of private assets faces several challenges. Are there ways to address these?

On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Nick Hyett, investment manager at Wealth Club and James Lowe, sales director - private assets at Schroders.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How much longer can financial advice consolidation go on for?

Fri, 28 Jul 2023 10:00:45 GMT

It seems the pace of consolidation has continued apace despite the changing economic circumstances, but has anything changed?

This week, in the last FTAdviser Podcast before a summer break, deputy editor Damian Fantato is joined by Albertha Charles, UK asset and wealth management lead at PwC, and Louise Jeffries, managing director of Gunnar & Co, to find out.

They discuss what is driving consolidation now, the role of private equity, the profile of companies which are likely to be snapped up and what the industry might look like in five years time.

The podcast will be on a summer break over August and will return in September.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Savers must understand risks of chancellor’s pension fund reforms

Fri, 21 Jul 2023 10:43:08 GMT

In his Mansion House speech earlier this month, Jeremy Hunt said some of the UK’s largest defined contribution pension schemes had agreed to commit 5 per cent of their default funds to unlisted equities by 2030.

Hunt said his aim was to enable the UK’s financial services sector to increase returns for pensioners, improve outcomes for investors and unlock capital for UK growth businesses but what are the risks and will schemes jump on board?

This week Amy Austin, news editor at FTAdviser speaks to Mark Ormston, director of propositions and corporate partnerships at Retirement Line and Tim Orton, chief investment officer at Aegon about the chancellor's Mansion House pension reforms.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What is fair value?

Wed, 19 Jul 2023 07:00:44 GMT

This FTAdviser In Focus CPD podcast looks at the meaning of fair value under the incoming consumer duty. What is fair value and how can advisers prove they are providing it? Consultants Mel Holman and Bradley Northrop, alongside adviser Kusal Ariyawansa and Quilter's Paul Young share their views

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

‘Consumer duty is a flagship piece of regulation’

Fri, 14 Jul 2023 10:27:00 GMT

Firms are frantically preparing as the deadline is fast approaching at the end of this month.

Given the imminent timescale, it is encouraging to note that a survey by Schroders revealed that 19% of advisers said they are fully prepared for consumer duty and 77% said that their preparations are in progress and that they should be ready for the end of July.

However, 4% had said that they had not yet started to prepare.

This week FTAdviser deputy news editor Sonia Rach talks Gillian Hepburn, head of UK intermediary solutions at Schroders and Alexandra Roberts, head of regulatory policy and compliance at Pimfa on the impending July 31 consumer duty deadline.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

‘Collaboration’ is key to closing the financial literacy gap

Fri, 07 Jul 2023 09:47:25 GMT

The advice gap is ever-growing and as a profession, financial advisers have a role to play. But is it solely up to the financial services industry?

A recently conducted poll on Twitter asked financial advisers what their views were on financial education in schools and whether it should be a collective effort by the advice / financial services industry or whether the onus should be on schools and the government.

More than half of the advisers said schools need to do more, around 32% said advisers need to help and some 13% said it’s not advisers' problem.

Collaboration seems to be a key necessity here in order for it to work and many of the larger financial advice businesses are already trying to do their bit, but what more can be done to reduce the advice gap and increase financial literacy?

This week FTAdviser deputy news editor Sonia Rach talks to Mina Karshala, board trustee at Young Enterprise, Jade Rose, wealth planner at Kingswood Group and Daniel Williams, IFA at Morgan Williams & Co and the current PFS Education Champion of the Year.

They discuss the extent to which schools and government have a role to play, how advisers can contribute and help and they also touch on the role of social media.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What will rising interest rates mean for tech investing?

Fri, 30 Jun 2023 10:00:43 GMT

Investors have done very well in previous years by investing in technology and innovation but rising interest rates has put some of this to an end.

This week FTAdviser investment editor David Thorpe is joined by Kamal Warriach, head of equity fund research at Canaccord Genuity, Ian Mortimer, who runs the Guinness Global Innovators fund, and Paul Major, who runs the Bellevue Healthcare investment trust.

They discuss distinguishing between an innovative company and a good investment, how diversification works with investments in early stage innovative companies and the challenges presented by governance in thematic investing.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to promote financial advice as a profession

Fri, 23 Jun 2023 10:00:03 GMT

As a profession, financial advice has often been associated with middle aged men and, while this has changed a little bit, the average age of a financial adviser remains in the late 50s.

Many of the larger financial advice businesses are now setting up academies to encourage school and university leavers to join the profession but what more can be done to promote financial advice as a profession?

This week FTAdviser deputy editor Damian Fantato talks to Sheena Gillett, communications and PR director at adviser trade body Pimfa, Gee Foottit, senior manager in partnership recruitment at St James's Place and James Woods, director of BWD Search's wealth management team.

They discuss the extent to which the demographics of financial advice are changing and what advisers and firms can do to encourage more people to the profession.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Inflation 'changes everything' for multi-asset investors

Fri, 16 Jun 2023 10:00:06 GMT

Inflation has remained stubbornly high in the UK, presenting problems for multi-asset investors - particularly those seeking an income.

This week FTAdviser's David Thorpe is joined by Charlie Parker, managing director at Albemarle Street Partners, Eugene Philalithis, head of multi-asset investments for Europe at Fidelity, and Alex Crooke, who runs the Bankers investment trust at Janus Henderson.

They discuss how inflation changes the calculation for multi-asset investors, the balance of seeking an income versus seeking capital growth at a time of inflation and the role of sector risk in investment decisions.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What is happening in the mortgage market?

Fri, 09 Jun 2023 10:09:34 GMT

The mortgage market has been going haywire recently due to higher than anticipated inflation and mortgage lenders have been pulling deals across the market.

This week reporter Jane Matthews is joined by John Charcol’s mortgage technical manager, Nicholas Mendes, Quilter’s mortgage expert Karen Noye and London-base brokerage Private Finance’s technical director, Chris Sykes to discuss what has been going on. Over the last two weeks, more than 1,000 mortgage products have been pulled from the market causing mortgage brokers to demand mandatory notice periods of rate withdrawals in order to help them better manage client applications. The guests weigh in on the merits of such a policy but warn that it may lead to unintended consequences. They also discuss why house prices have not crashed this year like some analysts previously predicted.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has personalised indexing arrived in the UK?

Fri, 02 Jun 2023 10:00:51 GMT

Direct indexing - where an investor builds a personalised index which is then tracked by a fund or portfolio - has been growing in the US for a couple of years, with fund houses like Vanguard and BlackRock investing heavily into it. Now Fundment has launched the first such offering in the UK.

FTAdviser deputy editor Damian Fantato is joined by Jonathan Warren, head of innovation at Altus, and Mike Barrett, consulting director at the Lang Cat, to discuss whether this is the start of direct indexing's widespread adoption in the UK.

They discuss some of the pros and cons of direct indexing, how it is likely to be distributed and whether it suits some investors more than others.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How advisers can integrate AI into their business models

Fri, 26 May 2023 09:33:18 GMT

This week, FTAdviser reporter Jane Matthews is joined by Financial Technology Research Centre founder Ian McKenna, and Chet Velani, chief executive of EV, to discuss the impact artificial intelligence will have on the financial advice profession. Velani and McKenna outlined some of the potential benefits AI poses for the world of advice and gave examples of things advisers can already be doing to integrate artificial intelligence into their business models. The pair also raised concerns over the potential impact the adoption of AI will have on the paraplanning profession. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

When investments go wrong

Mon, 22 May 2023 09:26:24 GMT

When investment decisions go wrong advisers are often the first port of call as they have the skills to assure people and the knowledge to rebuild their finances. In this podcast we speak to two financial advisers with plenty of experience with this kind of work, who give us an insight into what happens when investments go wrong.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Consumer duty is a matter of 'unfinished business' for FCA

Fri, 19 May 2023 10:00:43 GMT

This week FTAdviser deputy news editor Sonia Rach was joined by Alexandra Roberts, head of regulatory policy and compliance at Pimfa, Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute and Andrew Green, head of compliance helpdesk at Threesixty Services to discuss the consumer duty and the impending July 31 deadline.

Guests acknowledged some of the key challenges firms are facing ahead of the looming deadline and how they are preparing for it.

Given it has now been 10 years since the Retail Distribution Review came into effect - which has been labelled as one of the biggest changes to the adviser marketplace - guests discussed whether the consumer duty will have the same impact and could transform the industry further.

Connell said the consumer duty is the FCA:s focus on aspects of the RDR that are 'unfinished business'.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests for the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to build resilient portfolios

Fri, 12 May 2023 10:00:21 GMT

The past 12 months have been a perfect storm for those looking to build portfolios for investors, with pretty much every asset class going through some form of turbulance at some point.

This week David Thorpe, investment editor at FTAdviser, has a chat with Andrew Bell, chief executive of the Witan investment trust, Andrew Hall, global equity fund manager at Invesco, and Simon Doherty, who runs the model portfolio service at Quilter, about building resilient portfolios.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Is 'buy now, pay later' a good or bad thing?

Fri, 05 May 2023 10:48:21 GMT

Buy now, pay later has surged in popularity in recent years. As of 2022, more than 17 million consumers in the UK have used BNPL services. 54% of millennials have used a BNPL service.

This week Ellesheva Kissin, trainee reporter at FTAdviser, talks to Philip Belamant, co-founder of UK BNPL provider Zilch, and Matt Cross of Elmstone Financial Planning, about why more customers are turning to BNPL during the cost of living crisis and how regulators will react.

They also cover the stigma against BNPL, whether it is deserved and whether it is better than the traditional credit market. They also discuss how providers and financial advisers should interact with each other.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to engage with companies to reach net zero

Wed, 03 May 2023 10:30:00 GMT

With advisers having direct relationships with their clients, IFAs are seen as playing a key role in checking how fund managers are influencing companies to meet their net-zero targets. And as the demand for ESG strategies grow, the approach companies are employing to reach net zero has become even more important.

On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Carol Storey, climate engagement lead at Schroders and Ita McMahon, partner in the investment management team at Castlefield.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What’s going on in the first time buyer market?

Fri, 28 Apr 2023 10:00:43 GMT

This week FTAdviser reporter Jane Matthews is joined by Will Rice, chief executive of specialist mortgage lender Gen H and Lewis Shaw, owner of Riverside Mortgages, who explain what innovation is currently taking place in the first-time buyer market and outline their views on where they think the market is heading.

Both guests acknowledge that one of the main issues for first-time buyers trying to buy a home these days is that while often they have the income to afford it, they do not have the capital for a deposit.

Shaw gives an overview of some of the innovations that are currently available in the market and shared his view on what ones offer the best route to homeownership.

Rice, whose company launched in 2020 and specialises in lending to first-time buyers struggling with affordability issues, also outlines his view of the market and shared his own experience of recently becoming a homeowner.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

"It is all about portfolios, it is not about products"

Fri, 21 Apr 2023 11:39:43 GMT

Nick Hutton, head of Blackrock's UK client business for retail iShares and wealth, joins Sally Hickey, chief reporter at FTAdviser, to speak about consolidation of wealth managers, passive investing and UK equities.

Hutton covers the role passive funds should be playing in a portfolio, whether exchange-traded funds are less popular among UK clients and why, and the fiduciary duty asset managers have for their clients.

He also speaks about the outlook for UK equities.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Retirement income is changing

Mon, 17 Apr 2023 08:00:52 GMT

People’s retirement journeys are changing amid high inflation, higher interest rates, and a chancellor keen on getting more people back into work. In this episode of the FTAdviser In Focus podcast we chat to Paul Clifton from Arbuthnot Latham, and Alexander McGregor from SimplyBiz, about why annuities may make a comeback.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What got FTAdviser excited in Q1?

Fri, 14 Apr 2023 10:00:30 GMT

Once a quarter, FTAdviser journalists talk about some of the most interesting stories they have worked on and what the implications of such breaking news might be for the readers. In this episode, we discuss the Budget, the backtracking over the state pension age rise, inflation, central bank policies and the incoming consumer duty regulations. Joining editor Simoney Kyriakou on this podcast are Amy Austin, news editor, and David Thorpe, investment editor and contributing editor for Asset Allocator.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

CPD: Running an efficient retirement advice business

Wed, 05 Apr 2023 07:13:35 GMT

Retirement income is a complex area to advise on, as clients have different ideas of what they want from their retirement. In this CPD podcast, in partnership with 7IM, we discuss how advisers can navigate the important area of retirement planning, what solutions are out there for them to streamline their business, and the role providers are playing to help advisers be the most efficient they can be.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The Consumer Duty Alliance and what it means for advisers

Fri, 31 Mar 2023 10:00:37 GMT

Amy Austin, news editor at FTAdviser speaks to Keith Richards, CEO of the Consumer Duty Alliance, Ian McKenna, chair of the CDA Tech Forum and Russell Facer, early Affiliate of the Alliance about how the new body will help advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Tax planning after Spring Budget

Mon, 27 Mar 2023 08:28:08 GMT

Earlier this month chancellor Jeremy Hunt unveiled his Spring Budget, containing a number of tax measures particularly in the pension space. In this episode of the FTAdviser In Focus podcast Nimesh Shah, CEO of Blick Rothenberg and Richard Stanley, partner at UHY Hacker Young, discuss what the statement will mean for advisers' tax planning.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Outlook and opportunities for fixed income investors

Fri, 24 Mar 2023 11:00:29 GMT

This edition of the FTAdviser podcast examines the outlook and opportunities for investors in fixed income markets.

Joining FTAdviser investment editor David Thorpe are Torcail Stewart, Strategic Bond fund manager at Baillie Gifford; Nathan Sweeney, deputy chief investment officer for multi-asset at Marlborough, and Tom Beckett, from the chief investment officer’s office at Canaccord Genuity.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

When is the right time to invest in private assets?

Wed, 22 Mar 2023 11:00:49 GMT

It is becoming increasingly easier for retail investors to access private assets as a result of evolving technology and regulation. So what do advisers need to understand about private assets investing? On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Simon Doherty, head of MPS at Quilter Cheviot and Tim Boole, head of product management at Schroders to talk about the role private assets play in a portfolio and the type of investor they are suitable for.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Budget pension shocks means 'admin headache' for IFAs

Fri, 17 Mar 2023 11:00:49 GMT

Chancellor Jeremy Hunt has given advisers an 'admin headache' by pulling a few pension surprises out of his hat in the 2023 Budget, guests tell FTAdviser news editor Amy Austin. On this latest podcast, Claire Trott, divisional director for retirement and holistic planning for St James's Place, and Tim Morris, IFA with Russell & Co, talk through the latest Budget changes and what these mean for financial advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Govt must continue VCT and EIS work'

Sun, 12 Mar 2023 08:00:06 GMT

In this episode of the FTAdviser In Focus podcast we look at the role of VCTs and EISs in today's retail investment landscape. The government has previously announced, though not yet confirmed, an extension to the tax rules governing the investments. Honouring that pledge is vital, according to our guests Sarah Barber, Kerry Baldwin and Jack Rose.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Risk and reward: Closing the wealth gap

Wed, 08 Mar 2023 11:00:23 GMT

This latest podcast by FTAdviser, in recognition of International Women's Day, aims to consider the way that women perceive investment risk and reward, and whether the traditional language employed and methods used by advisers and wealth managers works for women or whether there are some adaptations needed. On this podcast, hosted by editor Simoney Kyriakou, guests Louis Williams, head of psychology and behavioural insights at Dynamic Planner, and Sarah Ruggins, head of multi-asset research at St. James’s Place, provided an overview of the dichotomy that has been created over recent decades - namely that women are more financially independent than ever, but less financially resilient.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investors should get ready for a post-recession bull run

Fri, 03 Mar 2023 10:36:19 GMT

After a year of volatility, rising inflation and predictions of recessions, many investors are starting to feel more optimistic as inflation slows down. But what does this mean for investors?

This week FTAdviser reporter Sally Hickey is joined by Ed Smith, co-chief investment officer at Rathbones, and Richard Clode, portfolio manager at Janus Henderson, to discuss the outlook.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What IFAs can expect from FCA’s retirement advice review

Fri, 24 Feb 2023 11:00:21 GMT

Last month the Financial Conduct Authority announced it would be carrying out a thematic review into retirement income advice.

The regulator said that, given the wider range of retirement options available, it is "vital" consumers get good advice at the point they first access their pension savings and on an ongoing basis.

So what should advisers expect from this review? FTAdviser news editor Amy Austin talks to Toby Bentley, a financial adviser at Lathe & Co, and Tom McPhail, director of public affairs at the Lang Cat, to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

From sports pro to financial adviser

Mon, 20 Feb 2023 09:00:56 GMT

This FTAdviser In Focus podcast discusses the career change from sports to financial advice. Sports careers typically take off early in life and don’t last a full working life, so it makes sense that sports stars are having to look for second careers. But why advice? What skills do they bring to the table and how can the industry attract more of them? We speak to ex footballer Tommie Hoban and rugby players Dave Lewis and Will Harries.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investment case for FAANG stocks needs to be reconsidered

Fri, 17 Feb 2023 11:00:38 GMT

The past year has been a difficult one for tech stocks, and that includes the biggest tech stocks of all: the so-called FAANGs (Facebook, Amazon, Apple, Netflix and Google).

This week FTAdviser's David Thorpe is joined by Mark Hatwin, who runs the Gam Star Disruptive Growth fund, Richard Saldanha, who runs the Aviva Investors Global Equity Income fund, and David Coombs, head of multi-asset at Rathbones, to find out what the outlook is for tech stocks.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does the next generation of advisers expect from the profession?

Mon, 13 Feb 2023 09:00:54 GMT

In this episode of the FTAdviser In Focus podcast we discuss what the next generation of advisers expects from a career in financial advice, how were they introduced to advice, and what they look for in an employer. Adviser trainees Lauren Turner, Ben Mitson and Carl Naudo share their ideas.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What will simplified advice mean for the profession?

Fri, 10 Feb 2023 11:58:52 GMT

The FCA has set out proposals for simplified advice to make it cheaper and easier for firms to advise consumers about certain mainstream investments within stocks and shares Isas.

But will these proposals work, and which firms are likely to offer simplified advice?

This week FTAdviser news editor Amy Austin is joined by Prakash Chandramohan, strategic policy director at Tisa, Heather Hopkins, managing director of NextWealth, and Chet Velani, managing director of EV, to find out.

They discuss whether simplified advice will simply allow banks to push their Isa products, whether it is worthwhile for advisers to consider offering simplified advice, and what an adviser would have to do to make a success of it.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What will the Edinburgh reforms mean for advisers?

Fri, 03 Feb 2023 11:00:12 GMT

In December, the chancellor Jeremy Hunt took a trip to Scotland and announced plans to cut or change swathes of financial services regulation as part of the so-called "Edinburgh reforms".

He put forward a list of 30 reforms - including some of the rules created after the 2008 financial crisis such as the senior managers regime and ring fencing - in a move Hunt said would allow the UK to "seize its Brexit freedoms".

So what will these reforms mean for financial advisers? This week FTAdviser deputy editor Damian Fantato is joined by Simon Harrington, head of public affairs at adviser trade body Pimfa, and Ben Blackett-Ord, executive chair of Bovill, to find out.

They discuss how the senior managers regime might be reforms, what Priips ought to be replaced with and what changes to the FCA's remit might mean in practice.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What is likely to drive equity returns in 2023?

Fri, 27 Jan 2023 11:00:28 GMT

Most equity markets enjoyed a torrid 2022 but there are now signed inflation is peaking and most of the bad news may well be priced in. So what could 2023 have in store?

This week FTAdviser's David Thorpe is joined by Alex Illingworth, who runs the Artemis Global Select fund, Wayne Berry, investment director at RBC Brewin Dolphin, and Stephen Anness, head of global equities at Invesco, to find out.

They discuss what investors can learn from the turbulence on 2022, how to achieve diversification in the current climate, and the prospects for UK equities.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Can value investing be sustainable?

Wed, 25 Jan 2023 11:00:46 GMT

Value investing is an investment philosophy whereby the investor buys assets that they believe to be undervalued by the market and thus have the potential to generate returns.

Over the last 12 months there has been a shift from growth to value: Surging inflation and commodity prices have been hugely beneficial for legacy companies in the oil and gas, and mining sectors as they have been able to take advantage of the global energy crisis and the switching on of demand post-Covid. An environment of rising interest rates is also helping value stocks to appear more valuable, as growth companies tend to have longer-term cash flow horizons; hence their valuations are affected more by rising rates.

So, with the increasing focus on sustainability can one be sustainable and a value investor at the same time?

Joining Ima Jackson-Obot, deputy features editor at FTAdviser, to discuss the topic are Roberta Barr, head of value team ESG - fund manager at Schroders, and Stuart Clark, WealthSelect portfolio manager at Quilter Investors.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to learn from Amazon's model

Fri, 20 Jan 2023 11:00:11 GMT

But what happens when the kingpin of big data and clever, tailored marketing to each of its consumers decides to take on financial services? The potential for Amazon to become a shop front for life insurance brokers or wealth managers has become clear in recent years. But while the regulatory niceties will need to be worked out, what do we make of the model that Amazon can offer in becoming a one-stop shop for clients? And what do we make of large entities in regulated financial services attempting to counter this potential threat by becoming all things to all people? Talking to FTAdviser editor Simoney Kyriakou on this podcast is Ian McKenna, founder of fintech consultancy F&TRC, and Hugo Bedford, chief executive of JM Finn.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has RDR achieved its aims?

Mon, 16 Jan 2023 08:00:04 GMT

In this episode of the FTAdviser In Focus podcast we assess the Retail Distribution Review 10 years on. The RDR was implemented on 31.12. 2012, introducing a raft of measures to make the advice market more transparent and professional, in order to inspire consumer confidence and trust. But while professionalism has increased there have also been a fair few scandals. Square Mile's Scott Dakers and Morningstar's Martin Coyle assess whether the RDR has achieved the goals it was designed to achieve.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Where do the PFS and CII go from here?

Fri, 13 Jan 2023 11:00:02 GMT

The Chartered Insurance Institute's decision to appoint a majority of directors to the Personal Finance Society's board has triggered a chain of events which has led to resignations from the PFS and anger among its members.

But the events of the past few weeks have, in many ways, been the result of a chain of events going back several years.

This week, FTAdviser's deputy editor Damian Fantato is joined by Sarah Lord, immediate past president of the PFS, and adviser and academic Richard Bishop, to discuss how the two organisations got here, where they can go from here and what, if anything, advisers can do about it.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does 2023 have in store for advisers

Fri, 06 Jan 2023 11:00:04 GMT

Last year was eventful, to say the least, with the Ukraine war, the collapse of multiple UK governments, the "mini" Budget and the death of Queen Elizabeth.

Will 2023 be just as eventful? In the first episode of the year, FTAdviser deputy editor Damian Fantato is joined by reporters Sally Hickey, Jane Matthews, Sonia Rach and Ruby Hinchliffe to find out.

They discuss what the coming year might hold for investments, the mortgage market, regulation of the financial advice and platforms.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What will 2023 hold for the buy-to-let sector?

Fri, 16 Dec 2022 11:00:01 GMT

The buy-to-let sector has been facing years of tax changes and reforms which, according to some, have made the sector increasingly unattractive.

In this week's episode of the FTAdviser podcast, reporter Jane Matthews catches up with Adele Forbes, managing director of West Yorkshire Money and Paul Holland, managing director of Henchurch Lane Financial Services to discuss the impact of this year's turbulent mortgage market and what 2023 might have in store for the buy-to-let sector.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Are annuities making a comeback?

Fri, 09 Dec 2022 09:52:44 GMT

In 2022 annuity rates have climbed by 40-50 per cent - which is a 14-year high- with these rates boosted by soaring long-term gilt yields.

And in late September and early October there were some particularly sharp increases.- in part, be attributed to financial markets having less confidence in the government, following the “mini” Budget.

Amy Austin, news editor at FTAdviser speaks to Mark Ormston, director of propositions and corporate partnerships at Retirement Line and Emma Watkins, managing director of retirement and longstanding at Scottish Widows about the comeback of annuities.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

2023 – Navigating Uncertainty

Wed, 07 Dec 2022 09:00:26 GMT

The war in Ukraine, inflation and slowing global growth have sparked uncertainty over the global economy. More than ever, investors will need to understand the drivers that will influence markets over the coming year. Listen to this podcast with John Mullins, PIMCO product strategist, to gain insight on the outlook for 2023 and how to approach specific asset classes. This content was paid for by PIMCO and produced in partnership with the Financial Times Commercial department.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

State of the advice market 10 years after RDR

Mon, 05 Dec 2022 12:14:11 GMT

On this episode of the FTAdviser In Focus podcast we take a look at the state of the adviser market 10 years after the Retail Distribution Review. RDR saw many advisers leave the industry, and while the industry as a whole has become markedly more professional since, there are still not enough people entering to replace those about to leave. Discussing the threat of a capacity crunch are Rachael Fennessey, founder of Aspire Executive Search, Edward Grant, director of technical connection at St. James’s Place, and Amy Austin, news editor of FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

David Ferguson on platform pricing and technology

Fri, 02 Dec 2022 11:00:05 GMT

In the latest FTAdviser podcast, reporter Ruby Hinchliffe speaks to David Ferguson, chief executive at white-label platform provider Seccl and founder of the Nucleus platform. He talks about platform pricing and the technology challenges facing platforms.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Sadiq Khan on sustainable cities, finance – and COP

Wed, 30 Nov 2022 11:00:47 GMT

London mayor Sadiq Khan wants more power and financing for cities so they can deal with and find solutions to climate change. Cities, after all, are responsible for over two thirds of emissions and local administrations, says Khan, are seen as the “doers”, while national governments are the “delayers”.

He thinks that mayors should be part of the UN climate conference negotiations. In fact, COP27, which wrapped up in Sharm el-Sheikh this month, will be the last without cities at the table.

Does he have a point?

Hear what Khan told Sustainable Views and what our correspondent Philippa Nuttall makes of his green leadership for London as she talks to Silvia Pavoni, your host.

Read Philippa’s article on why cities struggle to go carbon neutral:

https://www.sustainableviews.com/why-cities-are-struggling-to-go-carbon-neutral/

Find out more about Sustainable Views, here:

https://www.sustainableviews.com

And request a free trial to access all our content, here:

https://survey.ft.com/jfe/form/SV_9RGu5ktcIREwMLA?_sp=3bd6bfcc-af1c-4833-b73e-3f4913d4dab7.1668705958866

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does the Autumn Statement mean for advisers?

Fri, 25 Nov 2022 11:00:00 GMT

Last week's Autumn Statement saw a whole host of tax thresholds either frozen or cut as chancellor Jeremy Hunt attempted to plug a fiscal black hole of about £55bn - but the triple lock was maintained, leading to the state pension's biggest ever increase.

FTAdviser deputy editor Damian Fantato is joined by Laura Suter, head of personal finance at AJ Bell, Tim Morris, independent financial adviser Russell & Co, and Alex Shields, chartered financial planner at The Private Office, to discuss the financial planning implications.

They discuss how the frozen tax thresholds give plenty of food for thought to those in retirement, how the cost of living is affecting financial planning and they discuss whether there was any good news in last week's Autumn Statement.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the Autumn Statement means for property and mortgages

Wed, 23 Nov 2022 08:20:45 GMT

Jeremy Hunt announced a raft of tax measures and spending cuts in his first Autumn Statement. This CPD podcast explores what the new government's Autumn Statement will mean for property sales, mortgage rates, and the advisers helping their clients secure a deal. It features mortgage advisers Aaron Forster, director at Create Finance, Riz Malik, director at R3 Mortgages, and Sofia Jones, managing director of Penny House.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to understand volatility and its role in portfolios

Fri, 18 Nov 2022 10:00:54 GMT

It has been said there is no perfect inflation-proofing when it comes to portfolios, but what sort of measures can advisers and their clients take to help make sure the end goals can still be met despite all this certain uncertainty? Moreover, multi-asset managers have long extolled the virtues of diversification across geographies, asset classes and style exposures, but what sort of strategies can multi-asset managers and investment analysts put in place to help mitigate the effect of all this market movement? On this podcast, Sheldon MacDonald, chief investment officer of multi-asset for Malborough; Alena Kosava, head of investment research at AJ Bell; and Paras Anand, chief investment officer for Artemis, provide their top tips for advisers and their clients amid this economic uncertainty.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Bond investing during higher inflation

Wed, 16 Nov 2022 11:00:14 GMT

In this special edition of the FTAdviser Podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Stephen Snowden, head of fixed income at Artemis, and Darius McDermott, investment adviser to the Chelsea range of multi-manager funds.

They discuss the effects of quantitative tightening, the role of government bonds amid volatility and the outlook for inflation.

They also discuss the importance of taking some risk to earn some yield, such as duration risk or interest rate risk.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How high will the Bank of England take rates?

Fri, 11 Nov 2022 10:27:45 GMT

The Bank of England has recently increased interest rates to 3 per cent, taking them to their highest level since 2008 in a bid to tame inflation. But how high will rates end up going?

This week David Thorpe, FTAdviser's contributing editor, is joined by Gavyn Davies, chairman at Fulcrum Asset Management and a former chief economist at Goldman Sachs, Stephen Bell, chief economist at Columbia Threadneedle Investments, and Ed Smith, chief investment officer at Rathbones, to find out.

They also discuss the impact of fiscal policy, with a potential return to austerity, and the impact of the labour market on UK inflation.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Finding Alpha in global equities

Wed, 09 Nov 2022 10:48:17 GMT

One of the talking points of 2022 was whether the rotation away from growth stocks and towards value stocks was finally taking place.

In this special edition of the FTAdviser podcast, sponsored by Vanguard, FTAdviser contributing editor David Thorpe is joined by Andrew Surrey, senior national development manager at Vanguard, and Charlie Parker, managing director at Albemarle Street Partners, to discuss the thorny issue of trying to time rotations in equity markets.

This podcast is part of our Vantage Point Investing for Alpha series, and is sponsored by Vanguard.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Sustainable Views: How to speak ‘ESG’

Tue, 08 Nov 2022 13:03:06 GMT

Silvia and Alison Taylor of NYU Stern School of Business look into the language of sustainability and find it still has a pretty loose grammar and highly convoluted syntax. Most native speakers do not even agree on a common interpretation of environmental, social and governance factors. The good news is: more of us are trying to learn this language. And Alison shares a few tips on how she teaches it too.

In the show, Alison mentions a piece she’s written for Sustainable Views. You can find it here https://www.sustainableviews.com/incentivising-esg-what-does-it-really-take/

To read more of our articles on ESG policy and regulation, you can register for a free trial here https://survey.ft.com/jfe/form/SV_9RGu5ktcIREwMLA

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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How do we make sense of the mortgage market?

Mon, 07 Nov 2022 13:22:01 GMT

How can we make sense of the mortgage market right now? With a 0.9 percentage point decrease in house prices month on month, according to the latest Nationwide Price index, it might have seemed house prices are becoming more affordable. Yet with bank base rate rises still on the table, and the cost of living crisis still hurting consumers, affordability is still very much an issue. Is it good news or bad news for consumers? Or the veritable curate’s egg? This FTAdviser In Focus podcast, seeks to understand why the mortgage market is seeing such weekly see-saws in sentiment and pricing. Joining this podcasts are guests Jane King, independent mortgage adviser at Ash-Ridge; Lewis Shaw, independent mortgage adviser at Riverside Mortgages; and Rob Sinclair, chief executive of the Association of Mortgage Intermediaries.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Booze and drug-fuelled mortgage industry events ‘happening too often’

Fri, 04 Nov 2022 13:31:58 GMT

In this week’s edition of the FTAdviser podcast, senior reporter Ruby Hinchliffe talks to Robert Sinclair, chief executive at the Association of Mortgage Intermediaries, and Kate Davies, executive director at the Intermediary Mortgage Lenders Association about the impact of a 47-page report which exposed the mistreatment of women, people of colour and gay people by those employed across the mortgage industry.

They discuss how mortgage industry events laced with alcohol and illegal substances are still happening too often, which is one of the reasons why women have fallen victim to sexist behaviour.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Exploring Fixed Income Opportunities In Uncertain and Volatile Times

Thu, 03 Nov 2022 14:34:43 GMT

The current political and financial climate has made fixed income markets volatile and uncertain around the world. However, taking an active approach may help build resilience to potential headwinds while gaining greater exposure to the opportunities that arise.

Listen to this podcast to gain insight from Gordon Harding, PIMCO fixed income strategist, on the current climate and what to potentially expect in the coming months.

This content was paid for by PIMCO and produced in partnership with the Financial Times Commercial department

For professional use only

The services and products described in this communication are only available to professional clients as defined in the Financial Conduct Authority's Handbook. This communication is not a public offer and individual investors should not rely on this document. Opinion and estimates offered constitute our judgment and are subject to change without notice, as are statements of financial market trends, which are based on current market conditions. We believe the information provided here is reliable, but do not warrant its accuracy or completeness.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Auto-enrolment: It’s not time to say ‘job done’ just yet

Fri, 28 Oct 2022 10:00:09 GMT

In this episode, news editor Amy Austin has a chat with Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon

They talk about how successful auto-enrolment has been as a policy as it reaches it's ten-year anniversary but how the industry cannot stop here and should continue to fight for reforms to be put in place. For example, raising the minimum contribution levels, lowering the age threshold and trying to find a way to bring self-employed into auto-enrolment.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Trailer: Sustainable Views, the podcast

Mon, 24 Oct 2022 10:00:03 GMT

Confused about sustainability? You’re not alone. Environmental, social and governance factors, or ESG, are increasingly a headache for business, finance and world leaders alike. Now even policymakers are creating rules to govern this space. It’s hard to keep up and make sense of it all. So let us help you by sharing some of the most interesting views shaping this space. Join your host, Silvia Pavoni, as she talks to the people living and breathing sustainability – and a few critics too. (We can’t promise this will be a completely jargon-free space, but we shall try!)

Want to talk to us directly? Email sustainable.views@ft.com. Want to find out more about Sustainable Views? Visit www.sustainableviews.com, and to subscribe to the podcast just search Sustainable Views in your usual podcast provider.

Sustainable Views is an intelligence service by the Financial Times Group.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

‘Young people don’t know advisers care because we don’t tell them’

Fri, 21 Oct 2022 10:00:38 GMT

In this episode, senior reporter Ruby Hinchliffe sits down with the founder and co-founder of Money Means, Helena Wardle and Chanelle Pattinson. They talk about how financial planners can engage with the younger generation, an audience barely explored by the sector and which still doesn't understand the value of financial advice. Largely because the industry hasn't cracked how to explain it to them.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the energy crisis means for investments

Wed, 19 Oct 2022 09:59:23 GMT

The latest edition of the FTAdviser podcast examines the energy security dilemma.

There has been an accelerated push to transition to renewable energy since the invasion of Ukraine by Russia, which has made the drive towards energy independence a priority for many governments. Soaring energy prices has also made the need to shift towards solar, wind and hydrogen power generation even more urgent.

However, at the moment not enough structures have being built to emit the energy needed to herald in that independence, which has led to more countries considering scaling up their nuclear power technologies.

Joining Ima Jackson-Obot, deputy features editor at FTAdviser, to discuss the topic are Felix Odey, portfolio manager – global resources equities at Schroders and Alena Kosava, head of investment research at AJ Bell.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Income investing in a world of higher inflation

Thu, 13 Oct 2022 13:25:17 GMT

The latest edition of the FTAdviser podcast examines the prospects for clients that have income as a priority, in a world of higher inflation.

After a decade where most assets yielded very little, presenting a very particular challenge for income portfolio managers, 2022 has seen yields rise, but the capital values of many assets fall sharply, while inflation erodes the real value of the income generated.

So how can investors with income as a priority construct a portfolio in this climate. And is it possible, for the first time in many years, to have a portfolio which generates both a positive capital return and a decent, and growing income yield?

Joining David Thorpe, special projects editor at FTAdviser to discuss the topic are Robert Alster, chief investment officer at Close Brothers Asset Management, David Jane, multi-asset investor at Premier Miton, and Job Curtis, who runs the City of London investment trust.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the pensions dashboard means for advisers

Fri, 07 Oct 2022 10:00:49 GMT

Next year the onboarding process for the pension dashboard programme will kick off. The creation of a single dashboard where savers can see all their pension savings doesn't just pose questions for pension providers - it also raises questions for advisers.

This week FTAdviser's news editor Amy Austin is joined by Jonathan Hawkins, consultant at Bravura, and Heather Hopkins, founder of NextWealth, to discuss some of the technology challenges which the looming arrival of the dashboard presents.

They also discuss the potential impact on advisers and their clients, what the likely outcome will be of savers having access to increased amounts of information about their pensions, and why the advent of the pensions dashboard signals the end of clients simply outsourcing their life admin to advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the mini Budget fallout means for portfolios

Fri, 30 Sep 2022 10:00:08 GMT

After a rollercoaster week in gilt markets following last Friday's mini Budget, FTAdviser deputy editor Damian Fantato is joined by Oliver Jones, asset allocation strategist at Rathbones, and Robert White, portfolio manager at Momentum Global investors to discuss the fallout.

Gilt yields surged and the pound plummeted after the government announced a spate of tax cuts - though they recovered later in the week after the Bank of England was forced to intervene to calm markets.

They discuss the implications the events of the past week might have on asset allocations and whether investors should be making any changes as a result.

After this, they discuss some of the broader trends around the world economy and why it's not just in the UK where things are looking troublesome at the moment. They also touch on the use of bonds and alternatives in a portfolio.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why the advice profession struggles to bring in young talent

Fri, 23 Sep 2022 10:00:29 GMT

It is well known that the profession is getting to the stage where it will soon have a raft of advisers looking to retire and either sell up or pass on their businesses on, but there may not be enough young people coming into the profession to plug this gap. But why is this?

This week Amy Austin, news editor at FTAdviser is joined by Derek Bradley, chief executive officer of Panacea Adviser, and Tim Morris, IFA at Russell & Co to discuss how the advice profession can attract young talent.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Why pay my premium when I can't afford petrol?'

Fri, 16 Sep 2022 10:00:24 GMT

As the cost of living crisis bites, the challenge for the insurance industry is helping to keep families protected.

This week FTAdviser editor Simoney Kyriakou is joined by Stuart Tragheim, chief executive of Holloway Friendly, Debbie Kennedy, chief executive of Lifesearch, and Alan Lakey, founder of CI Expert.

They discuss how the protection industry can make sure their products are seen as essential, rather than non-essential, costs and how advisers can discuss these issues with their clients and keep them engaged with protection.

They also discuss the benefits of payment holiday periods and the perils of clients becoming over-insured.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Monetary policy and its effect on bonds

Mon, 12 Sep 2022 08:00:30 GMT

On this episode of the FTAdviser In Focus podcast we discuss current monetary policy and its effects on the bond market. Central banks in Europe and the US have raised rates as their economies are hit with rising prices. As a result bond yields have soared, as prices, in tandem with equity values, have crashed. But have banks acted quickly and strongly enough? William Morris, head of investments at Weatherbys Private Bank, Simon Holmes, multi-asset portfolio manager at Columbia Threadneedle Investments, and Ahmer Tirmizi, investment manager at Seven Investment Management, discuss this and other issues around current monetary policy and fixed income.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

“Liz Truss has an easier job than the Bank of England”

Fri, 09 Sep 2022 10:00:21 GMT

The task facing the Bank of England in controlling inflation is harder than that facing the new prime minister, an expert has said.

Speaking to chief reporter at FTAdviser, Sally Hickey, guests David Henry, investment manager at Quilter Cheviot, and Sue Noffke, head of UK equities at Schroders, said the road ahead is unclear.

“I think Liz Truss has an easier job than the Bank of England,” said investment manager at Quilter Cheviot, David Henry, adding that we need to get a handle on inflation.

Noffke said it is unclear whether the new package of energy measures will contain sterling's drop, or cause it to fall further.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How will consumer duty affect advisers' day-to-day role?

Fri, 02 Sep 2022 09:43:04 GMT

The new consumer duty, for which the rules were confirmed in July, won’t see a substantial amount of change for advisers, according to the guests on the latest FTAdviser Podcast.

Speaking to deputy news editor Sonia Rach, this week's podcast guests, Simon Harrington, head of public affairs at Pimfa, and Mike Barrett, consulting director at the Lang Cat, said there was likely to be little change coming for advisers.

In the discussion, they discussed the actual provision of giving advice, assessing suitability and how it differs from the RDR regulation previously.

The discussion also touched upon the “theme of proportionality”, taking into consideration the impact the consumer duty will have on one-person advice firms.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Pimfa: Why simplified advice needs to feature in FCA handbook

Tue, 30 Aug 2022 10:00:36 GMT

There is no scope to water down advice but if the industry wants to be able to serve the 15mn people who need advice but don't get it, change is needed, says Simon Harrington.

The head of public affairs at the adviser trade body says what is currently possible is rooted in 'handbook guidance', rather than the handbook itself, which makes it risky for advisers to experiment with simpler models. To find out how exactly Pimfa's simplified advice would work, and what are the chances of pushing it through the legislative and regulatory bodies, tune in to this week's FTAdviser In Focus podcast.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'It's not the time for one-way bets'

Fri, 19 Aug 2022 10:00:02 GMT

The start to 2022 was a rocky one for equities, with the MSCI World index losing 14 per cent year to date.

While recent weeks have provided some respite for equities, with most markets rebounding to some extent, continued high inflation and rising interest rates mean equity investors could continue to experience something of a rollercoaster ride, with markets struggling to price in the changing economic circumstances.

This week FTAdviser contributing editor David Thorpe is joined by James Thomson, manager of the Rathbone Global Opportunities fund, John Moore, senior investment manager at Brewin Dolphin, and Jason Borbora-Sheen, manager of the Ninety One Diversified Income fund.

They discuss whether equity prices are pricing in the range of macro-economic outcomes, whether sectors such as tech have fallen as far as they can and the challenges of finding defensive stocks.

The FTAdviser Podcast will be taking a brief summer break next week and will return in September.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Spotting the signs of stress

Mon, 15 Aug 2022 09:03:05 GMT

This episode of the FTAdviser In Focus podcast focuses on financial advisers' mental health and wellbeing. Looking after your mental health is important and there are several stress factors advisers in particular should be looking out for, according to this week's guests. Shaun Doherty, owner of The 555 Club, and a former IFA, and Kerry Burgess, people operations director at First Wealth, discuss what signs to look out for, how to de-stress at work, and how far the industry has come in addressing mental wellbeing.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Mortgage lenders don't want our business'

Fri, 12 Aug 2022 09:45:53 GMT

Mortgage lenders cannot cope with the volume of business coming their way, advisers have told the latest FTAdviser Podcast. Speaking to senior editor Simoney Kyriakou, Jane King, chartered adviser for Ash Ridge Financial Services, said lenders had told her they were swamped, partly due to the difficulties of navigating hybrid working but also because of having to cope with ever-changing bank base rate rises. Also joining her on the podcast was Almas Uddin, founder of Revolution Brokers, who warned of a "massive mortgage slowdown", while Rachel Springall, financial expert at Moneyfacts, said the ever-rising base rate meant the cost of mortgage repayments was rising faster than many people might expect.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What effect will the new mortgage affordability rules have?

Fri, 05 Aug 2022 10:00:32 GMT

This week the Bank of England has scrapped a key affordability test for borrowers wanting to take out a mortgage which was introduced following the 2008 financial crisis.

Since Monday, lenders no longer have to assess whether borrowers will be able to afford a mortgage if interest rates increased by 3 per cent because the Bank claimed it was no longer necessary and was actively preventing people from getting a mortgage.

This week FTAdviser deputy editor Damian Fantato is joined by Jeremy Duncombe, managing director of Accord Mortgages, and Danny Belton, head of lender relationships at Legal & General Mortgage Club, to discuss what impact this might have.

They discuss the criticism this decision has received that the Bank should have waited for the current macroeconomic turmoil to end, they weigh up what actions lenders might take and they discuss what sort of borrower might benefit from this change.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Advisers need support with complex divorce advice

Fri, 29 Jul 2022 09:45:56 GMT

Unfortunately a gender pensions gap exists and men are more often than not better off in retirement then women, but divorce often plays a role in this as many do not take into account a partner’s pension.

When going through a divorce the court can make a pension sharing order to provide a transfer from a spouse with a greater pension provision to the one with the lesser. But many people do not know this exists. For example, a 2021 study looking at divorcees aged 55-64 found that men had an average total private pension fund value of £100,000, while women had accrued just £19,000.

On this week's edition of the FTAdviser Podcast, news editor Amy Austin is joined by Andrew Tully, technical director at Canada Life and Rachael Hall, co-founder & director of advice firm Seven Stages to talk about advising on divorce and the splitting of pension assets.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How will the growth of the DFM market affect advisers?

Fri, 22 Jul 2022 10:30:51 GMT

Over the past few years, the world of discretionary fund managing has grown and so has competition in this space.

As the number and complexity of funds increase, DFMs have become a popular tool for IFAs, helping them to find efficient ways of making the right investment decisions for their clients.

But how can advisers make sure they’re entrusting the right people with their clients’ money, and what impact will the growth in DFMs have on advisers? Will the new entrants in the DFM market be able to challenge some of the bigger incumbents?

In this podcast, Sally Hickey, chief reporter at FTAdviser, is joined by Henry Cobbe, head of research of Elston Consulting, and Matt Ward, communications director at AKG to find out.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to position an equity portfolio for higher volatility

Wed, 20 Jul 2022 15:31:30 GMT

The start to 2022 has been a volatile one for investors, with rising inflation and rising interest rates. In short, it is a difficult time to be an equity investor.

Many areas of the market which led the recent 10-year-long rally have fallen away, which lead investors to wonder what comes next.

In this special edition of the FTAdviser podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Fahad Hassan, chief investment officer at Albermarle Street Partners, and Alex Illingworth, co-manager of the Artemis Global Select fund and the Mid Wynd Investment Trust.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

IFAs taking same approach to male and female clients 'is regressive'

Fri, 15 Jul 2022 10:00:15 GMT

In this FTAdviser podcast, we talk about something which is often covered, but perhaps from the wrong lens. And that’s how financial advisers - the majority of which are male - should be communicating with the women they manage wealth on behalf of. We ask:

- How advisers should or shouldn't be talking to female clients

- Is having the same approach for male and female clients regressive or progressive?

- What is the current state of play in the advice industry today when it comes to gender equality? What has got better? What is still the same? and how does this seep into the advice given?

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Lead gen must be held to same standards as advisers

Fri, 08 Jul 2022 10:00:57 GMT

Lead generation has become an increasingly thorny issue, and the regulator has been increasingly cracking down on inappropriate and fraudulent advertising.

According to the regulator, last year 564 adverts were withdrawn or amended, double the number compared to previous years.

This week FTAdviser editor Simoney Kyriakou is joined by Joanna Streames, founder of Velvet Mortgage and Insurance Services, and Alain Desmier, founder of Contact State to discuss how advisers and regulators should approach this area.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Going beyond the call of duty

Wed, 06 Jul 2022 07:31:11 GMT

On this episode of the FTAdviser In Focus podcast we discuss whether advisers should go beyond the call of duty. Many financial advisers see it as their duty to "give back" to society and help educate the general public on financial matters, but the space is far from saturated. So should more advisers think about running regular podcasts or writing newsletters or even books? Advisers Warren Shute and Craig Palfrey share their views, alongside the CISI's deputy head of financial planning, Chris Morris.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How inflation is affecting pension savings

Fri, 01 Jul 2022 10:02:46 GMT

Over the past few months inflation has risen higher and higher, now hitting a fresh 40-year high of 9.1 per cent, with no signs of slowing down. In fact, it is expected to reach double digits soon.

On this week's edition of the FTAdviser Podcast, news editor Amy Austin is joined by Russell & Co IFA Tim Morris and James Jones-Tinsley, a self-invested technical specialist at Barnett Waddingham to discuss what this mean for people saving into a pension.

They discuss whether retirees are majorly impacted by rising inflation as well as what it means in terms of drawdown.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Is the mortgage market 'inching towards a perfect storm'?

Fri, 24 Jun 2022 10:00:06 GMT

The government has pledged to conduct a mortgage market review to help more first-time buyers get onto the housing ladder.

This will look into how more people can be given access to high loan-to-value mortgages and what alternative ways of providing finance and managing risk there might be.

On this week's edition of the FTAdviser Podcast, deputy editor Damian Fantato is joined by Martin Stewart, director of London Money, and David Hollingworth, associate director of L&C, to discuss what options the government might explore.

They discuss whether the loan-to-income ratio now poses a bigger problem for first-time buyers than raising a deposit, how to offer more access to mortgages without repeating the mistakes which led to the 2008 financial crisis, and whether the answer lies in new products rather than new rules. They also weight up the chances of the review happening at all and whether the solution is just to continue with Help to Buy.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Doctors’ pensions: What are the solutions?

Wed, 22 Jun 2022 10:00:29 GMT

On this special edition of the FTAdviser Podcast, news editor Amy Austin is joined by chair of the BMA's Pensions Committee, Vishal Sharma and Graham Crossley, NHS pension specialist advisor at Quilter,to discuss how pension tax issues are causing doctors to leave the profession and what the government should to to attempt to stop this.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The rise of multi-service firms

Mon, 20 Jun 2022 10:00:34 GMT

In this episode of the FTAdviser In Focus podcast we discuss the rise of multi-service firms. In recent months at least two law firms announced their intention to move into the financial advice space. Yet, the concept of a multi-service firm is not new. So why are more and more law firms expanding their remit into financial advice? Josh Richardson, Chartered financial planner at Informed Financial Planning, and Tahina Akther, barrister at Wild Cat Law, which is awaiting authorisation from the Financial Conduct Authority to provide advice, discuss the issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FTAdviser talks to FSCS chief executive Caroline Rainbird

Fri, 17 Jun 2022 09:30:29 GMT

The levy for the Financial Services Compensation Scheme may have gone down in 2022-23 but the chief executive of the FSCS still thinks reform is needed.

Caroline Rainbird sat down with FTAdviser news editor Amy Austin to discuss the levy and why she thinks the compensation limit on pension claims is going to need to be increased.

They also discussed the British Steel Pension Scheme scandal and why the tail of compensation means advisers are unlikely to see their levy bills drop in the near future.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Global income investing at a time of market strife

Wed, 15 Jun 2022 10:00:26 GMT

High inflation and higher interest rates have made the current market environment a difficult one for income investors.

In this special edition of the FTAdviser podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Jacob De Tusch-Lec, manager of the Artemis Global Income fund, and Jake Moeller, senior investment consultant at Square Mile, to discuss the options investors have.

They discuss how investors can determine whether yields are sustainable, the art of being more defensive during a time of potential stagflation and whether there are any areas left for equity income seekers which are not structurally challenged.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Do in-house platforms work for every advice firm?

Mon, 13 Jun 2022 09:05:03 GMT

Proprietary adviser platforms have their place but are they right for every advice firm? This FTAdviser In Focus podcast chats to Mike Barrett, consulting director at the Lang Cat, and David Ferguson, founder of Nucleus and new CEO of platform technology provider Seccl, about what advisers need to have in place to run an in house platform, how they can benefit from running a proprietary platform, and what effect the consumer duty will have on the way advisers work with platforms.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FSMA 2.0 could make UK regulators ‘most powerful’ in the world

Fri, 10 Jun 2022 10:00:21 GMT

Last month, in the Queen’s speech, the government announced plans to bring in new legislation to "strengthen" the UK's financial services industry and ensure it acts "in the interest of all people and communities". This will be achieved through a financial services and markets bill which will be introduced the coming year.

In this week's podcast, FTAdviser deputy editor Damian Fanato speaks to Langcat director of public affairs Tom McPhail and Pimfa director of government relations and policy Tim Fassam on future of the financial services market bill and what the impact will be.

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Price of investing

Mon, 30 May 2022 09:00:04 GMT

In this episode of the FTAdviser In Focus podcast First Wealth's Anthony Villis and Square Mile's Tom Poulter discuss the price of investing. Has the cost of passive investing reached its nadir? Or is there room for further price drops? We also discuss adviser take-up of passive funds and a booming ESG interest.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Finding real returns in an inflationary environment

Fri, 27 May 2022 10:26:13 GMT

With inflation soaring, interest rates rising and waves of economic and geopolitical uncertainty hitting the equities and bonds, investors can’t be blamed for struggling to find returns.

In this week's podcast, FTAdviser's investment reporter Sally Hickey speaks to Sam Dovey, head of research at Ravenscroft, and Ian Brady, chief investment officer at WH Ireland, about where to find real returns, why investing in China is a good idea and how they've found hybrid working.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How does the war in Ukraine affect portfolios?

Mon, 23 May 2022 11:10:11 GMT

The war in Ukraine has led to a spike in the Geopolitical Risk Index not seen since 9/11, but while some investors are responding to the long-lasting shifts, others are warning against getting whiplashed, as "geopolitical shocks can work both ways".

Speaking on the latest FTAdviser In Focus podcast about the effects of geopolitics on investments and what it means for other mega-trends is William Morris, head of investments at Weatherbys Private Bank, and Aneeka Gupta, director of macroeconomic research at Wisdom Tree. This podcast is sponsored by Wisdom Tree.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why is the FCA concerned about equity release?

Fri, 20 May 2022 10:21:22 GMT

The Financial Conduct Authority has warned advisers it needs to look again at the equity release market to make sure it is working in the best interests of consumers.

This would be the second time the regulator has looked into this rapidly growing market to make sure it is working as it should.

So this week FTAdviser reporter Ruby Hinchliffe is joined by David Forsdyke, head of later life at Knight Frank and a former equity release supervisor at the FCA, and Laura Healy, a mortgage and equity release adviser at Fairview Financial.

They discuss why the FCA feels it needs to look again at this area, whether the rapid growth of equity release has been the cause of the regulator's concerns and what some of the hallmarks of good equity release advice are.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

CPD: How crypto has come of age

Wed, 18 May 2022 07:00:05 GMT

Advisers who chose to ignore crypto may have missed the development the market has undergone in recent years, as demand for the assets soared, prompting many regulators to take notice.

In this podcast, which is worth 45 minutes of CPD, we will discover how crypto investing has come of age, what trends we are seeing in this market currently, and how advisers might look to position themselves as the regulatory treatment of the assets changes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

‘City bosses need to take mental health personally’

Fri, 13 May 2022 10:17:13 GMT

Mental health is a topic which, in recent years, has come to the forefront of discussion at many businesses for the first time in history. Particularly following a global pandemic, which, for much of us, took a serious toll on our mental states. In 2020/21, work-related stress, depression or anxiety accounted for 50 per cent of all work-related ill health, according to the most recent government figures.

This week, to mark Mental Health Week, Ruby Hinchliffe, senior reporter at FTAdviser, spoke to Paul Feeney, Quilter CEO, about what more he thinks the financial industry could be doing to address a growing issue like mental health.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The ‘Amazonification’ of the client experience

Fri, 06 May 2022 10:00:27 GMT

Financial advice has come a long way over the years, more so after technology during the pandemic has evolved the way we all live.

The ability to have everything at the click of a button means clients expectations from financial advisers and firms will be fast moving.

Speaking to FTAdviser on this podcast, two experts discuss the ‘Amazonification’ of the client experience and where we are at in the industry.

Russell Andrews, global head of advice solutions for SEI's Asset Management distribution team and Heather Hopkins, managing director and founder of NextWealth, explain the role of technology when it comes to the changing demographics of clients in the advice market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How broken is the mortgage market?

Fri, 29 Apr 2022 08:00:00 GMT

Britain's housing market is broken and the property bull market could soon turn into a bear, mortgage advisers told FTAdviser in March this year.

Eye-watering increases in the cost of living, combined with every-high house prices and wage growth that is low by comparison to both inflation and the rate of house price increases in some parts of Britain, have led advisers to question how sustainable the housing market is at the moment.

Speaking to FTAdviser on this podcast, three experts in the field of mortgage advice and property investment, discuss the reasons leading up to the current situation and postulate ways to help fix the market.

Geoff Garrett, managing director of Henry Dannell, Samantha Bickford, mortgage & equity release specialist at Clarity Wealth Management, explain the need for some positive policy changes to improve the housing market for borrowers, renters and buy to let investors alike.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The outlook for emerging markets post-Covid

Wed, 27 Apr 2022 09:40:27 GMT

Emerging markets may be considered less risky to invest in now, compared with the past, but they face a number of headwinds.

Borrowing to tackle the pandemic has left many facing sovereign debt worries.

Additionally, China continues to be a drag on the EM investment sector, exacerbated by its zero-Covid policy.

In this special edition of the FTAdviser Podcast, sponsored by Schroders, deputy features editor Ima Jackson-Obot speaks to David Rees, senior emerging markets economist at Schroders, and Daniel Casali, chief investment strategist at Tilney Smith & Williamson, to talk about the outlook for emerging markets post-Covid and whether it is their time to shine.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How FCA network reforms could impact firms

Fri, 22 Apr 2022 10:19:54 GMT

Reforming networks’ appointed representative models is high on the Financial Conduct Authority’s agenda this year, and it’s been a subject of much controversy since the publication of the watchdog’s consultation in March.

According to the FCA, networks generate between 50 and 400 per cent more complaints and supervisory cases on behalf of themselves and their members than firms which are not networks.

This led the watchdog to conclude more issues arise from principals and ARs than they do from directly authorised firms. Hence, it deemed a change to the AR regime - introduced back in 1986 - was needed.

The FCA has said under new reforms, it would require networks to self-assess each member firm on an annual basis. Adviser trade body Pimfa has since said this will turn networks into “nothing more than extremely well-paid human resources consultants”.

Ruby Hinchliffe, Senior Reporter at FTAdviser, spoke with Rory Gravatt, head of distribution and product strategy at Altus, and a former employee of Sesame Bankhall Group and Tenet, which operate AR models, to understand how networks will grapple with these changes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investing at a time of volatility

Thu, 14 Apr 2022 13:56:44 GMT

Rising inflation and interest rates mean 2022 started with heightened volatility, which has not let up since.So what does this mean for investors?

This week, FTAdviser contributing editor David Thorpe is joined by Peter Fitzgerald, total return fund manager at Aviva Investors and Peter Doherty, fixed income investor at Sanlam, to discuss how then are approaching the issue.

They discuss how sure we can be that assets will perform as they have in the past and that correlations that have been there in the past will be again and whether investors should view periods of heightened volatility as an opportunity or hunker down to preserve capital.

They also discuss whether the turmoil has created any cheap asset classes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The future of platforms

Fri, 08 Apr 2022 10:00:51 GMT

Platforms have reached another inflection point. Most, if not all, major advised platforms have upgraded their technology now, as the calls from advisers grow louder for better integration and more easily attainable routes to data. This means platforms, theoretically, have the tools they need now to truly start innovating for advisers.

Meanwhile, a number of customised platform providers have emerged - all offering slightly different services - but the onus being generally the same, which is to encourage advice firms to invest more money and time in technology, and take on more risk, by owning their own platform.

Hosted by Ruby Hinchliffe, Senior Reporter at FTAdviser, this podcast explores the benefits and drawbacks of both models. Guests include Andrew Back, chief commercial officer at Multrees, and David Tiller, commercial and propositions director at Quilter.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Exploring governance - the G in ESG

Tue, 05 Apr 2022 09:48:43 GMT

In this episode of the FTAdviser In Focus podcast, in partnership with Wisdom Tree, we take a look at governance - the G in ESG. Whether it is diverse representation on boards, strategic considerations, political lobbying or cyber risk management, governance plays an important role in how businesses are being run. Done well, corporate governance could mean long-term better performance for a company, but done badly it could have dire consequences for the business and its investors. Discussing governance are Lidia Treiber from Wisdom Tree and Diana Rose from ESG consultancy Insig AI.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Get money in now': how the Spring Statement affects pensions

Fri, 01 Apr 2022 09:15:52 GMT

A few weeks ago the Spring Statement was expected to be an uneventful macroeconomic update, but the war in Ukraine and spiralling cost of living meant chancellor of the exchequer Rishi Sunak had to take action.

This he did by cutting the national insurance contribution threshold by £3,000, cutting fuel duty by 5p a litre and pledging to cut the base rate if income tax to 19p in 2024.

In this week's podcast, FTAdviser news editor Amy Austin talks to Claire Trott, divisional director of retirement and holistic planning at SJP, and Chris Etherington, private client partner at RSM, about what these announcements mean for advisers.

They discuss the importance of communicating these changes and their implications to clients and the need to now maximise salary sacrifice and allowances. They also examine the fact the income tax rise will not be applied to dividend income and how this might mean those living off investment income in retirement are hit harder than buy-to-let landlords.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Is the party over for ESG?

Fri, 25 Mar 2022 11:00:42 GMT

UK investors put £37bn into environmental, social and governance funds during 2021, continuing the trend of these funds attracting huge amounts of money.

But at the start of 2022, rising inflation and interest rates meant the growth stocks which tend to populate ESG funds underperformed. Indeed the MSCI ACWI ESG Universal index has outperformed the MSCI World index in each of the past five years but so far in 2022 it is lagging behind.

This week FTAdviser reporter Sally Hickey is joined by Ben Yearsley of Fairview Investing and Ryan Hughes, head of investment research at AJ Bell, to discuss whether this is just a bump in the road for ESG or whether it's something more severe.

They also discuss what it tells us that ESG inflows have not slowed down despite the recent underperformance, whether ESG and growth are necessarily intertwined, and what advisers and clients can learn from this period.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The evolution of responsible investing

Wed, 23 Mar 2022 10:36:23 GMT

Impact investing is a term within the ESG eco-system which describes investing only in the instruments of companies that have a measurably positive impact on society.

This distinguishes impact investing from other forms of ESG, which can be more focused on excluding companies on the basis of specific harm caused.

But impact investing does have the same challenges as any other kind of ESG investing, in that clients face the risk of being left over exposed to a narrow range of sectors.

In this FTAdviser Podcast, contributing editor David Thorpe speaks with Neil Goddin, impact investment fund manager at Artemis, and Steve Kenny, commercial director at Square Mile Consulting, on the the future of impact investing.

This podcast is part of the Despatches series, sponsored by Artemis.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will the online safety bill tackle scams?

Fri, 18 Mar 2022 11:35:06 GMT

This month, the government has finally succumbed to pressure from the industry and included paid-for adverts in the scope of the online safety bill.

Essentially, this means social media platforms and search engines will have a legal duty to prevent paid-for fraudulent adverts appearing on their services. This is in the hope that fewer people will be scammed via this method.

This week FTAdviser news editor Amy Austin talks to Tom Selby, head of retirement policy at AJ Bell, and Tim Fassam, director of government relations and policy at adviser trade body Pimfa, about whether these proposals will work.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

VCT and EIS in a high tax environment

Wed, 16 Mar 2022 09:54:08 GMT

On this episode of the FTAdviser In Focus podcast we discuss how advisers can use Venture Capital Trusts and Enterprise Investment Schemes to make some last minute tax savings for their clients as we approach the tax year end. Both offer generous tax breaks while promising to be socially rewarding. But what are the perks and pitfalls of working with these assets, and should you ever let the tax tail wag the investment dog? We are joined by Moray Wright, CEO and co-founder of Parkwalk Advisors, Sarah Barber, chief executive at Jenson Funding Partners, and Stephen Page, founder and CEO of SFC Capital.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How can we solve the UK housing crisis?

Fri, 11 Mar 2022 11:28:26 GMT

It is no secret the UK housing market is facing one of its biggest supply crises yet. At the start of this year there were 350,980 properties for sale in the UK, 36 per cent fewer than at the start of 2020.

As the number of houses available to buyers remains low, house prices have simply continued to rise. In this podcast, FTAdviser is joined by Imran Hussain, a Nottingham-based broker at Harmony Financial Services, and Ellie Bateman, policy officer at Propertymark - the professional body for estate agents. They discuss the housing supply crisis in its current state, and what can be done to solve it.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Tips and tricks for using tax allowances and exemptions

Tue, 08 Mar 2022 14:00:00 GMT

Allowances and exemptions can amount to considerable savings and should be considered by every adviser looking to optimise tax savings ahead of the tax year end.

But what's on offer, how can they be combined and should advisers prioritise one over the other? Carmen Reichman chats to Shaun Moore, tax and financial planning expert at Quilter, about which allowances advisers should be looking at and how they can help reduce the tax burden for their clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has abridged advice been a success?

Fri, 04 Mar 2022 10:33:21 GMT

Abridged advice was launched in 2019 to help clients decide whether to go ahead with a defined benefit transfer as part of the Financial Conduct Authority's bid to put an end to unsuitable DB transfers. But has it worked?

This week FTAdviser news editor Amy Austin is joined by Fiona Tait, technical director of Intelligent Pensions, and Simon Harrington, senior policy adviser at trade body Pimfa, to discuss whether it has worked.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Advising clients as the tax year ends

Wed, 02 Mar 2022 08:00:00 GMT

We are fast approaching the end of the tax year. The tax burden is at its highest in 70 years and from April household incomes are further squeezed by higher rates of National Insurance, higher energy bills and a stubbornly high inflation rate.So what do advisers make of this? What are the tips and tricks for some last minute savings and what does every adviser need to know about the tax year end?Speaking on this week's FTAdviser In Focus podcast are: Paul Stocks, IFA at Continuum, Helen Howcroft, managing director at Equanimity, and Martin Bamford, director of client education and a Chartered Financial Planner at Informed Choice.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Financial planning through rising inflation

Fri, 25 Feb 2022 10:24:33 GMT

Justin King, chartered financial planner at MFP Wealth Management, Philip Martin, managing director at Unique Financial Planning and Christian Tomaszewski, financial planner at Timothy James & Partners joined Sonia Rach, senior reporter at FTAdviser, to discuss how inflation impacts financial planners. Martin said the industry, and media, needs to think more long-term when it comes to inflation. “We have got to stop reacting to short term moves in the markets that over the medium to long term all empirical evidence shows will eventually smooth themselves out.”

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Insurance industry needs to act on scams

Mon, 21 Feb 2022 10:30:10 GMT

Alain Desmier, founder of lead generation compliance specialist Contact State, and Emma Thomson, founder of the Women in Protection network, have welcomed efforts in the insurance industry to root out the rogues but said more needs to be done. Speaking to Simoney Kyriakou, senior editor of FTAdviser, both guests urged the industry to highlight potentially misleading adverts to the regulators. "I believe it is all our duty, if we see an advert we do not like, to report it to the Financial Conduct Authority and to the ASA", Desmier added.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investing for inflation

Fri, 18 Feb 2022 11:00:00 GMT

Inflation across the globe is spiralling as price of energy rises due to a worldwide squeeze on supplies. In the UK, inflation has reached 5.5 per cent - its highest level in more than a decade - and it is predicted to get even higher over the course of 2022. This surge of inflation was originally expected to be transitory but some are now reassessing this.

This week FTAdviser's special projects editor David Thorpe talks to a panel of investment specialists about investing at a time of surging inflation. He is joined by Paul Graig, senior portfolio manager at Quilter, Stephen Bell, chief economist at BMO Global Asset Management, and Christopher Rossbach, chief investment officer at JStern and Co.

They discuss the options for central banks and whether they are likely to make mistakes in their monetary policy reactions as they attempt to keep inflation under control. They also discuss whether assets can be expected to react as they normally might given the unusual nature of the Covid-19 recovery and how investing for income might be affected.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Stephen Timms on pension freedoms, guidance and advice

Fri, 11 Feb 2022 10:51:13 GMT

The work and pensions select committee has published a report on the five years of pension freedoms which found that savers needed more support to navigate the pension regime.

Overall, the MPs found pension policy had revolved too much around pension pots rather than the individuals who were relying on this money for their later life security.

The committee said the government and regulators needed to play a more active role than they did when the pension freedoms were first introduced to help guide savers.

This week FTAdviser news editor Amy Austin talks to Stephen Timms, the committee's chairman and a former pensions minister, about the report and the state of the pensions regime.

They discuss what how pension freedoms should be reformed, and how savers could be encouraged to seek guidance or even advice.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Emerging trends in protection

Mon, 07 Feb 2022 09:00:00 GMT

During 2020, advisers cited more interest in insurance than ever before. But with figures of sales tailing off in 2021, was this just a blip on the insurance radar? Are people truly seeing the value of protection or is this simply a knee-jerk reaction to Covid? Yet one trend that is emerging is a new proactivity among younger women aged 18 to 30. How can advisers capitalise on this current sentiment to encourage more clients and potential clients to consider taking out important health and life cover? Joining Simoney Kyriakou, senior editor of FTAdviser to about where emerging trends might be, are Sue Helmont, marketing director for AIG Life; Kathryn Knowles, co-founder of Cura Financial Services; and Tom Conner, director for Drewberry.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Are UK equities making a comeback?

Fri, 04 Feb 2022 11:00:00 GMT

For years UK equities have been seen as laggards compared to the US. The UK market has been seen as too focused on value stocks such as banks and oil companies, with the focus on equity income often coming in for criticism. Indeed during 2021 investors pulled £4.4bn from UK equity funds.

But has this changed? Since the beginning of 2022, amid rising inflation and interest rates, the Nasdaq has fallen by 12% and the S&P 500 has fallen by 6%. Meanwhile the FTSE 100 has remained stable, rising by a little under 1%.

This week reporter Sally Hickey is joined by Ed Smith, co-chief investment officer at Rathbones, and Louise Kernohan, manager of the BNY Mellon UK Equity and BNY Mellon Sustainable UK Opportunities funds.

They discuss the what might happen to UK equities if US growth stocks continue to struggle, whether the UK remains too focused on income stocks, why fund managers often appear so much more bullish on the UK than investors and whether attempts to encourage more growth stocks to list in London are likely to work.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will a risk-based FSCS levy become reality?

Fri, 28 Jan 2022 11:00:00 GMT

The Financial Services Compensation Scheme levy may be one of the issues which most vexes advisers who run their own firms.

Indeed the overall FSCS levy has increased in nominal terms from less than £300m in 2011-12 to an expected levy of £717m in 2021-22.

The Financial Conduct Authority has accepted this situation is not ideal and it has admitted the burden of the levy has fallen on firms which have done nothing to bring about these liabilities.

So now the regulator has set out plans to address this by tackling the root cause of high FSCS costs through a more stringent appointed representative regime, reforms to prudential rules and the prospect of a risk-based levy.

This week FTAdviser digital editor Damian Fantato is joined by Tim Fassam, director of government relations and policy at Pimfa, and Claudia Clay, risk and regulatory director at The Private Office, to discuss the proposals.

They discuss the FCA's proposal that high-net worth individuals could be ineligible for compensation, whether the scope of FSCS protection should change and whether a risk-based levy is ever likely to see the light of day.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The outlook for emerging markets in 2022

Fri, 21 Jan 2022 11:00:00 GMT

As interest rates start to rise, the prospect of lockdowns recede into the past and global economies reopen, the high-growth nature of emerging markets may become particularly relevant.

But investing in emerging markets is not without risk and this week, FTAdviser special projects editor David Thorpe is joined by Fahad Hassan, chief investment officer at Albermarle Street Partners, Gustoavo Medeiros, head of research at Ashmore, and Zehid Osmani, who runs the Martin Currie Global Long-term Unconstrained Equity fund, to discuss the outlook for these regions.

They discuss whether above-trend economic growth will necessarily be positive for emerging market equities, how tightening monetary policy in the developed world could affect emerging markets, and whether the outlook for China or the US will be more influential on emerging markets during 2022.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has the advice market reached peak M&A?

Fri, 14 Jan 2022 10:33:24 GMT

2021 was a busy year for mergers and acquisitions in the financial advice market, with consolidation fueled by private equity money continuing apace.

As well as the traditional consolidators, there is now a group of start-ups looking to build national financial advice businesses through acquisition.

But how much longer can this go on for? This week FTAdviser reporter Sonia Rach joined by Louise Jeffreys of Gunner & Co and Heather Hopkins of NextWealth to find out.

They discuss what is currently fueling the pace of M&A activity in the financial advice market, what might bring this activity to a halt and what the financial advice market might look like once it does start slowing down.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Clients at a crossroads in 2022

Mon, 10 Jan 2022 09:00:43 GMT

As we head into 2022, the pandemic is still ongoing. Variants are still being discovered. Travel plans are changing all the time. The UK and indeed most countries around the world have moved to hybrid working. Meanwhile, advised clients have moved house, saved money, lost money, taken out protection plans, reassessed their retirement goals and now many may feel they are at a crossroads. Where do they go from here? What new plans will they have to make in 2022? Guiding them on their journey are trusted professionals, whose own working models have changed over the past two years.

Tim Morris, IFA with Russell & Company, and Chris Jones, proposition director, for Dynamic Planner, discuss these topics and more with FTAdviser's senior editor, Simoney Kyriakou, in this latest In Focus podcast.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does 2022 have in store for advisers?

Fri, 07 Jan 2022 10:18:03 GMT

The start of 2022 has been an improvement on the start of 2021 - if nothing else because we can leave our homes.

But last year was eventful despite the ongoing fallout of the Covid-19 pandemic. Consolidation activity continued at pace, with private equity continuing to play a major role, and last year's tax reforms will give advisers plenty to think about.

So what does 2022 have in store for advisers this year? FTAdviser's digital editor Damian Fantato is joined by reporters Amy Austin, Ruby Hinchliffe, Sonia Rach and Sally Hickey to find out.

They discuss the FCA's continued crackdown on defined benefit transfers, the growth of cryptocurrencies, how ESG regulation could affect advisers over the next year, and what other areas the FCA can be expected to focus on.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In Focus: How to help clients when their plans change

Mon, 20 Dec 2021 09:00:00 GMT

The past couple of years have been difficult for many people in the UK and elsewhere. As a result, people have changed their plans and found their financial futures altered. So what happens when clients change their minds - either because they have to, or because they want to?

How should investment portfolios be structured to help cope with big life-changing decisions? How can investors ride out the sort of pandemic-induced volatility seen in 2020 without being spooked? And can technology help provide the answer? This podcast aims to discuss these questions and more. Joining Simoney Kyriakou, senior editor of FTAdviser, are three panellists: Symon Stickney, chief executive of digital investment specialist Collidr; Jessica Ayres, financial consultant for Timothy James & Partners; and Tony Stenning, chief executive of derivatives specialist Catley Lakeman.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has a decade of robo-advice changed investing?

Fri, 17 Dec 2021 10:00:00 GMT

It has been a decade since Nutmeg launched as the first major British robo-adviser and since then, many start-ups have entered this space with the intention of disrupting investing but not all have succeeded.

After several years of many private equity-backed launches, the number of new robo-advisers being launched has dried up and, if anything, the space is contracting. UBS Smartwealth, Investec Click & Invest, Moo.la and Scalable Capital have all quit the UK retail market. And earlier this month Canadian robo-adviser Wealthsimple joined them, by selling its client book to focus on its North American arm.

In the last FTAdviser Podcast of 2021, reporter Ruby Hinchliffe is joined by Mike Barrett, consulting director of the Lang Cat, and Simon Bussey, director of wealth at Altus Consulting, to discuss what impact robo-advisers have had and what the future might have in store for those which remain.

They discuss how the robo-advice proposition has evolved, why some of these companies have found themselves offering advice or B2B services, and whether the 'hybrid' model can prove successful.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking Point: Income for medium risk clients

Wed, 15 Dec 2021 09:47:02 GMT

The collapse in bond yields and the dominance of stocks which pay little in the way of dividends has forced many medium risk investors to confront the dilemma of whether accept a lower yield or take on more risk.

In this edition of the FTAdviser Podcast, sponsored by Schroders, special projects editor David Thorpe examines what these investors can do to square this circle.

He is joined by Andrew Marsh, manager of the Artemis Income fund, Darius McDermott, investment adviser to the Chelsea multi-manager range, and Vincent McEntegart, manager of the Aegon Diversified Monthly Income fund.

They discuss whether traditional ways of thinking about risk remain valid following the pandemic and the unprecedented monetary policy it prompted, whether the dividend stalwarts of the past - such as oil or mining companies - can overcome the challenges they face, and whether investors simply have to accept a lower yield.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Do pension statements fix a problem which exists?

Fri, 10 Dec 2021 11:00:00 GMT

Pensions minister Guy Opperman has said his next plans for reform involve legislating for simpler pension statements, including a "statement season" when everyone receives their pension information at the same time of year.

Opperman said he wanted it to become normal for people would meet in a place such as a pub and have a frank conversation about their pensions with their friends.

But should this be Opperman's priority? And what impact, if any, could pension statements and a "statement season" have?

This week reporter Amy Austin is joined by former pensions minister and current partner at LCP Steve Webb and Tom McPhail, director of public affairs at the Lang Cat, to discuss the proposals.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Helping your clients though the cost of conception

Mon, 06 Dec 2021 09:00:00 GMT

The cost of raising a child is something many advisers discuss with clients, either on marriage or when the first child is born. Everything from funding school fees to food and clothing needs to be planned carefully. But what happens when clients are unable to conceive and need fertility treatment? How can advisers discuss this sensitive topic with their clients and help them cover the cost of conception? Talking to senior editor Simoney Kyriakou on this latest FTAdviser In Focus podcast is Charlotte Gentry, founder of the IVF Network, and Dr Emma Cannon, founder of the Emma Cannon clinic.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why the risks of investing in bonds are even more 'one-sided' than normal

Fri, 03 Dec 2021 09:41:52 GMT

The return of inflation, low yields and the spread of the new Omicron variant of coronavirus have raised some awkward questions for bonds and their role in portoflios.

Yield curves, often used by investors to gauge the market's expectations for growth, have been flattening recently which suggests there is widespread concern about the economic outlook.

With quantitative easing coming to an end in the UK and the Federal Reserve announcing the end of tapering, what does this mean the the outlook for bonds?

This week FTAdviser's special projects editor David Thorpe is joined Rupert Harrison, chief investment officer at Kingswood, Eugene Philalithis, head of multi-asset investment management for Europe at Fidelity International, and Dickie Hodges, manager of the Nomura Global Dynamic Bond fund.

They discuss the potential impact of looming changes to monetary policy, how to allocate during times of inflation, the outlook for high-yield bonds and why yields generally are stubbornly refusing to rise.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The future of responsible investment regulation

Wed, 01 Dec 2021 11:00:00 GMT

The FCA has pledged to introduce ESG rules for financial advisers, implementing a regime which would require intermediaries to take into account sustainability issues when advising clients.

But what is the current regulatory situation? In this podcast sponsored by Royal London, FTAdviser special projects editor David Thorpe is joined by Ryan Medlock, senior investment development and technical manager at Royal London, and independent investment commentator Adrian Lowcock.

They discuss the current regulatory environment for responsible investing, the direction of travel for the regulation of responsible investing and how Europe's SFDR regime is impacting investments.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Does the CII's consultation face up to the future of financial planning?

Fri, 26 Nov 2021 11:00:00 GMT

The Chartered Insurance Institute is currently running a consultation which, it says, will help it and its members adapt to the changing world of new technology, more demanding regulation and changing attitudes among consumers.

It puts forward proposals about the membership career journey and how the CII's learning and assessment could evolve.

But the proposals have sparked some degree of concern among chartered financial planners - particularly since they come so soon after the CII's attempt to deregister the Personal Finance Society earlier this year.

This week FTAdviser's digital editor Damian Fantato talks to Alasdair Walker, a chartered financial planner at Handford, Aitkenhead & Walker and chairman of the PFS's practioner panel who was appearing on this podcast in a personal capacity, about what he thinks the CII's proposals get right and wrong.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The wealth management industry cannot solve climate change on its own

Fri, 19 Nov 2021 10:52:17 GMT

The wealth management industry cannot solve climate change on its own, and there were significant elements missing from the Cop26 agreement, said Eoin Murray, head of investment at Federated Hermes.

Speaking on the latest edition of the FTAdviser podcast about the outcome from the Cop26 summit in Glasgow, Murray said the devil was in the detail of the agreement.

“So much of it is promissory and that always makes me nervous,” he said. “We also need to bear in mind that we will never solve [climate issues] ourselves, as investors or as an industry, it always had to be part of a bigger package and I think there are still some significant elements missing from the bigger package in terms of regulation, policy etc, although again, a number of improvements in a couple of areas will have got us further down the path [to net zero].”

Murray was joined on the podcast by Rob Harley, portfolio manager with the sustainable funds group at Stewart Investors.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Many bubbles will burst'the outlook for the economic recovery

Fri, 12 Nov 2021 11:00:00 GMT

The highly unusual nature of the economic recession and recovery means there are likely to be a number of “bubbles burst” in the coming years, according to this week's FTAdviser Podcast.

As the global economy seeks to recover from the Covid-19 pandemic, inflation is making a comeback and central banks are considering whether to increase interest rates.

This week FTAdviser's special projects editor David Thorpe is joined by Simon King, chief investment officer at Vermeer Partners, Simon Edelsten, global equity fund manager at Artemis, and Steven Bell, chief economist at BMO Global Asset Management.

They discuss whether investors can be confident that economies and asset prices will react as they usually do in periods of economic recovery, given the unusual nature of the pandemic-induced recession. They consider whether inflation is the biggest threat to returns in the next few years and whether the unprecedented monetary and fiscal response to the crisis means investors need to think differently about risk.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Crypto currency ETFs: The next trend?

Mon, 08 Nov 2021 09:00:00 GMT

In October, the US Securities and Exchange Commission gave the green light to the ProShares Bitcoin Strategy ETF. This is the first US bitcoin futures-based exchange-traded fund, and for many this was seen as a turning point for cryptocurrencies when it began trading at the end of October.

But the SEC drew a line in the sand just a few days later, refusing to authorise a leveraged ETF fund tracking a basket of synthetic crypto assets. This suggested the regulator wants to limit new bitcoin-related products to those that provide unleveraged exposure to bitcoin futures contracts, reducing gearing risk on what many see as an already risky emerging asset class - and which some see as pure speculation.

Yet with currency trading site Forex Suggest predicting that, by 2024, cryptocurrencies Bitcoin, Etherium and Dai are on track to break into the top 10 best performing assets in terms of market capitalisation, crypto is not something that can be dismissed easily. And this is where exchange-traded funds might come into play: offering a regulated product to a regulated advice market, tracking the rises and falls of this emergent asset class.

Joining senior editor Simoney Kyriakou on the latest FTAdviser InFocus podcast to discuss these issues are Rufus Round, chief executive of GlobalBlock, and Jason Guthrie Head of Digital Assets for Wisdom Tree.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investing in a time of stagflation

Fri, 05 Nov 2021 10:13:03 GMT

Rising inflation has prompted concerns that the UK economy is seeing the return of stagflation.

Last seen in the 1970s, stagflation is characterised by stagnant growth and high inflation. The supply chain disruptions which led to fuel shortages in September and the looming rising cost of energy saw many draw parallels with the that era.

Indeed, the Bank of England's new chief economist, Huw Pill, is predicting inflation is likely to hit, or even exceed 5% next year.

This week David Thorpe, special projects editor at FTAdviser, is joined by Alan Higgins, UK chief investment officer at Coutts, Baillie Gifford's James Dow, who jointly runs the £987m Scottish American investment trust, and Fahad Kamal, chief investment officer at Kleinwort Hambros, to discuss what the prospects for stagflation are and what investors should do about it.

They discuss how stagflation changes the calculation for income investors, whether there are particular markets which become more attractive in a stagflationary world, and whether this all makes higher interest rates more or less likely.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Autumn Budget 2021: The 'tax avoidance' Budget?

Fri, 29 Oct 2021 10:00:00 GMT

This week chancellor of the Exchequer Rishi Sunak hailed his second Budget of 2021 as heralding a "new age of optimism" as the UK seeks to leave the Covid-19 pandemic behind it.

Are things that simple? On its surface, the Budget focused on reforming alcohol duty and business rates, and tinkering with air passenger duty, leaving many areas financial advisers might worry about unaddressed.

But with rising inflation, a hike in national insurance already in the pipeline and many allowances frozen in Sunak's previous Budget, for the panellists on this week's podcast the chancellor was carrying his own act of "tax avoidance".

This week Damian Fantato, FTAdviser's digital editor, is joined by Claire Trott, divisional director for retirement and holistic planning at St James's Place, Chris Etherington, private client tax partner at RSM, and David Battersby, portfolio manager at Sanlam.

They discuss why this Budget was more about the things left unsaid, why Sunak's optimism might not necessarily tally with some of the finer details in this week's fiscal statement and whether a solution has finally been found on the net-pay anomaly.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Pay gap reporting can be positive for financial services

Mon, 25 Oct 2021 08:00:00 GMT

October 2021 marked the start of regulatory scrutiny over pay gap data reporting. Many companies have already reported, while others are still to unveil their data. Yet even with regulatory pressure to disclose the level of the so-called gender pay gap, many companies still seem unwilling to be as transparent as they could be. It is known that gender pay disparity leads to financial inequality between the sexes, greater financial vulnerability for women and poorer pension outcomes. So how can pay gap reporting and greater diversity and inclusion in financial services help lead towards a fairer financial outcome for both men and women?

Joining Simoney Kyriakou, senior editor of FTAdviser, to talk through these issues is Fiona Hathorn, chief executive of Women on Boards UK.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does the future hold for stamp duty?

Fri, 22 Oct 2021 10:00:00 GMT

With the stamp duty holiday at an end and the Budget taking place next week, what does the future hold for stamp duty?

Regularly referred to as the UK's "worst tax", stamp duty is regularly seen as in need of reform. But did the Covid-19 stamp duty holiday, which ended this month and saw receipts increase to £12.3bn, make reform any likelier?

Hosted by Damian Fantato, digital editor at FTAdviser, this week's podcast explores what the future of the stamp duty land tax looks like, and how its future could impact the housing market. He is joined by Mark Hayward, chief policy advisor at Propertymark, and David Hollingworth, associate director of communications at L&C Mortgages.

They discuss whether the stamp duty holiday has demonstrated this tax is in need of reform, how the end of the holiday will affect the housing market, and whether the government might tie stamp duty to environmental standards.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What role do providers have in plugging the advice gap?

Fri, 15 Oct 2021 10:00:00 GMT

As long as there have been financial advisers, there has been debate about how to plug the advice gap.

But research has found that some 39m people have never sought any professional advice or guidance for their finances, and one in five advisers won't serve someone with less than £100,000.

So there is clearly a gap to be plugged, but does the plugging of it fall to advisers? What role do providers have? And do the rules around advice and guidance help providers support their clients?

This week Damian Fantato, digital editor of FTAdviser, is joined by Jamie Jenkins, director of policy at Royal London, and Prakash Chandramohan, director of strategy at Tisa, to discuss this.

They discuss how the boundary between advice and guidance can be improved, how greater personalisation can help support savers who don't necessarily need advice, and why providers err on the side of caution when it comes to supporting their clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to help mortgage clients get back on their feet post-divorce

Mon, 11 Oct 2021 08:00:00 GMT

Breaking up is always difficult. Quite apart from the emotional aspects, the financial aspects are particularly difficult for both parties, with division of assets often needing solicitors and court orders. Although there is a need for professional advice, too often people think they will simply split the assets - the man gets the pension; the woman (especially if she is the primary carer for the children) gets the house. Or the house might be sold and the equity split between the two. But these are not always the best courses of action; and while it may be a stereotype that the woman ends up with the house and the children, it is also true in the majority of cases. And this comes with its own problems on affordability, especially if the partners were not married. Talking to FTAdviser's senior editor, Simoney Kyriakou, about the issues facing women on divorce and separation are Abbie Hookway, managing director of touchstone education; Preeti Ferrier, area director for Just Mortgages; and Catherine Beaumont, independent mortgage adviser at London Money.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How will rising inflation affect financial planners?

Fri, 08 Oct 2021 08:49:24 GMT

For the past four months, the rate of inflation has beaten the Bank of England’s 2 per cent target.

Despite saying that this rise will be “transitory”, the central bank has warned inflation might soar over 4 per cent before the end of the year - meaning it could reach its highest point in a decade, and so far governor Andrew Bailey has not confirmed that rates will rise in order to tackle this.

This week, senior reporter Sally Hickey speaks to Lawrence Cook, head of UK intermediary distribution at Sanlam, and Michael Copeland, senior area manager at Wesleyan, about how advisers should be planning for high inflation.

They discuss whether inflation will continue to rise, how advisers should plan for it and which assets they should and shouldn’t hold.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What's going on in China?

Fri, 01 Oct 2021 09:54:03 GMT

Markets have been going through a turbulent period in recent weeks and, in part, this has been down to events taking place in China.

Chinese equities have lost 11 per cent over the past three months because of concerns about an ongoing regulatory crackdown in the country. But these worries have been exacerbated by the liquidity crisis facing property giant Evergrande. Both of these developments have combined and rippled through global markets.

What does this mean for investors, emerging markets and portfolios?

This week FTAdviser special projects editor David Thorpe is joined by Mark Williams, manager of the Somerset Asia Income fund, and Abhi Chatterjee, chief investment strategist at Dynamic Planner.

They discuss whether the turmoil represents a 'new normal', what lessons investors can take from this episode about China in particular and emerging markets in general, and whether the events of the past few months will have any long-term impact on portfolios.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why do we need female financial advisers?

Mon, 27 Sep 2021 08:00:54 GMT

We've all heard the phrase 'people buy people'. But does this really apply to advising different genders? After all, a great financial adviser can deliver great financial advice to any client, regardless of their gender. But it is also true that there are additional benefits to an advice firm that can be gained by having a more diverse team. Moreover, there are sometimes particular sensitivities that women might face which would mean they are more comfortable with a female financial adviser. Talking to Simoney Kyriakou, senior editor for FTAdviser, for this In Focus podcast are Paula Hodge, chartered financial planner at Old Mill, and Zoe Dagless, senior financial planner for Vanguard Europe, who explain that greater diversity can bring greater strength.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will CDC pension schemes take off?

Fri, 24 Sep 2021 10:00:00 GMT

Next year will see the launch of collective defined contribution pensions - at least one will come into existence when Royal Mail 160,000 employees move into this new type of scheme, but will others follow?

CDC pensions aim to bridge the gap between defined benefit and defined contribution by having all employees pay into one massive pot from which their benefits are drawn.

This week reporter Amy Austin talks to Simon Eagle, chairman of Willis Towers Watson's CDC working party, and Tim Middleton, director of policy and external affairs at the Pensions Management Institute, about what advisers need to know about these schemes.

They discuss how many CDC schemes are likely to come into existence, transfers in and out of CDC schemes might work and whether CDC pensions are likely to be higher or lower than DB or DC pensions.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What do the govt's social care reform plans mean for the advice industry?

Fri, 17 Sep 2021 05:00:23 GMT

After plenty of waiting, the government has finally unveiled a plan which, it says, will solve the UK's social care crisis.

On this week's podcast, senior reporter Amy Austin is joined by Steve Webb, former pensions minister and partner at LCP and Tony Mudd, divisional director for tax & technical support at St James’s Place. They discuss the government’s social care plans and how it is unlikely there will be any new products in the immediate future due to timing issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to approach later-life planning

Mon, 13 Sep 2021 08:00:00 GMT

We know there is a gender pay gap - and therefore there is a gender pension gap that needs to be filled. But often we forget that this lack of funding for women in retirement can also lead to a poorer outcome for women needing care in later life. So how can advisers help women get on a better financial footing in retirement? And what is needed to help educate female clients about their financial needs later on in life? Joining Simoney Kyriakou, senior editor of FTAdviser, to discuss these questions is Ben Mason, chief executive of Kinherit; Will Hale, chief executive of Key; and Tish Hanifan, founder of the Society of Later Life Advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why Silicon Valley is the real threat, not ‘digital’ brokers

Fri, 10 Sep 2021 10:00:00 GMT

Consolidation in the digital mortgage space has spiked in recent months as larger companies buy up the technology to service their own customer bases. Having attracted some hefty investments over the last year too - most notably the in August 2020, how much of a threat are these digital brokers?

On this week's FTAdviser Podcast, reporter Ruby Hinchliffe is joined by Charlotte Nixon, mortgage adviser and protection proposition director at Quilter, and Billy Grimley, chief commercial officer at Smartr365.

They discuss whether the rise of digital brokers is good for the mortgage industry, how big they might become in the mortgage broking market, what traditional mortgage brokers can learn from them and whether technology can help bridge the protection gap.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How central banks will dictate the UK's recovery

Fri, 03 Sep 2021 10:00:00 GMT

The re-opening of pubs and shops, as well as the return of international travel, might make some think the Covid-19 pandemic is moving into history.

But the economic impact of the pandemic, and its impact on markets, has not yet fully played out, with the Bank of England yet to raise interest rates from their rock bottom position at 0.1% and the future direction of inflation uncertain as the re-opening of the British economy distorts the picture.

This week FTAdviser special projects editor David Thorpe talks to Job Curtis, manager of the City of London investment trust, Gerard Lyons, chief economic strategist at Netwealth, and Stephen Snowden, head of Artemis's fixed income team, to find out what's going on.

They discuss the role central banks and fiscal policy will have on the UK's economic recovery, the impact inflation might have and whether UK assets are priced correctly given the associated risks.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What role do academies have in the future of advice?

Fri, 27 Aug 2021 10:00:00 GMT

The gap between those who need advice and those who can access it - the so-called 'advice gap' - is one of the long-standing conundrums the financial advice profession has faced.

For some advice firms, the solution is to encourage more people into the profession to level out the supply and demand imbalance which has led to a surge in the number of advice academies being launched.

So what role do these academies - many of which are associated with large, vertically integrated advice firms - have in the future of the advice profession? And what can individual advisers do to help expand the profession?

This week FTAdviser senior reporter Sonia Rach is joined by Sarah Lord, president of the Personal Finance Society, and Matt Jordan, academy development manager at Openwork, to find out more about what the industry is already doing and what it could do more of.

They discuss the growth of academies in the industry, whether it will help close the advice gap, what the next generation of clients will need and the importance of teaching soft-skills.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How protection fits into family wealth planning

Tue, 24 Aug 2021 08:00:00 GMT

Speaking on this latest FTAdviser In Focus podcast on the topic of how protection fits into family financial planning, panellists discuss why it is not just important to curate wealth, but also to protect the people bringing that wealth into the household.

Tony Mudd, divisional director for tax and technical support at St James's Place; Kathryn Knowles, managing director at Cura Financial Services; and Alun Beynon, head of distribution for intermediary protection at Scottish Widows, tell Simoney Kyriakou, senior editor of FTAdviser, why it is vital to have those conversations about protection when it comes to family wealth planning.

And for advisers who are not confident about selling protection, or writing life insurance into trust to help with later life planning, it is important to refer this to advisers who specialise in protection. "Write it, refer it - but do not ignore it" is the overriding message from this podcast.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The pros and cons of social media for advisers

Fri, 20 Aug 2021 10:00:00 GMT

Last month the Financial Conduct Authority warned that social media platforms were playing an increasing role in putting consumers at risk of harm through adverts for financial products and the rise of financial influencers - or "finfluencers".

Advisers aren't immune either, with the regulator expressing concerns that the use of certain social media platforms by advisers wasn't always helping consumers.

This week FTAdviser digital editor Damian Fantato is joined by Hugh Johnson, head of proposition delivery at Sanlam, and Alasdair Walker, managing director at HA&W, to discuss what advisers should do about this and whether social media is a good or bad thing for advisers and the wider financial services profession.

They discuss whether the FCA is right to be concerned, whether 'finfluencers' are good or bad for the future of financial services, and whether it's important for advisers to put themselves on social media at all.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Preparing portfolios for higher inflation

Wed, 18 Aug 2021 08:00:00 GMT

As the world tentatively emerges from the pandemic, the thoughts of many market participants are starting to turn to the next phase of the economic cycle, and the potential for higher inflation to take hold and disrupt markets.

In this podcast, Remi Olu-Pitan, multi-asset investor at Schroders, Chris Darbyshire, chief investment officer at Walker Crips, and Charlie Parker, managing director at Albemarle Street Partners, discuss the options for investors seeking to prepare portfolios for higher inflation.

This podcast is sponsored by Schroders.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Lifestrategy at 10: has it changed advice?

Fri, 13 Aug 2021 10:00:00 GMT

This year marks a decade since Vanguard's Lifestrategy range launched in the UK and to say the passive funds had proven popular would be to downplay the situation.

The five multi-asset funds are now worth £29bn and earlier this year their monthly inflows hit £1bn.

But Lifestrategy range, which costs just 22bps, isn't just popular with investors. Advisers have also flocked to the range over the course of the past decade, integrating it into their propositions. So, what effects has this had?

This week FTAdviser digital editor Damian Fantato is joined by Graham Bentley, managing director of GBI2, and Mike Barrett, consulting director at the Lang Cat, to find out.

They discuss whether Lifestrategy has changed the way advice is delivered, whether this has always been for the better and whether Lifestrategy's dominance is likely to continue.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to talk pensions across the generations

Tue, 10 Aug 2021 08:00:00 GMT

Much has been made of the need to start saving as early as possible and to keep this habit going as long as possible. But when it comes to pension provision, are the current products available suitable for all generations? Is the current advice or perceived wisdom around pension planning as appropriate for someone aged 20 as it might be for someone in their 40s or 50s? And why should it matter how old someone is when it comes to having a proper conversation about long-term retirement provision?

Joining Simoney Kyriakou, senior editor of FTAdviser, on this podcast to discuss all these issues and more, are Saksha Menezes, intern for FTAdviser; Sir Steve Webb, partner at LCP; and Robert Cochran, senior corporate pensions specialist for Scottish Widows.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will the FCA's proposals fix the Financial Services Compensation Scheme levy?

Fri, 06 Aug 2021 10:00:00 GMT

Last month the Financial Conduct Authority published its business plan for 2021-22, setting out how it plans to adapt itself to the "profound forces transforming the entire landscape of financial services". But what does this mean for financial advisers?

The FCA has said it will be conducting a review into the scope and coverage of the Financial Services Compensation Scheme. Will this bring about the reform that advisers want? And what impact will the tougher approach on authorisations have?

This week FTAdviser's digital editor Damian Fantato is joined by Tim Fassam, director of government relations and policy at Pimfa, and Neil Moles, chief executive of Progeny Group, to discuss these issues.

They discuss what the FCA's cancelled suitability review means, whether the FCA's suggestion that it might shift the focus away from the FSCS onto capital adequacy will work and whether a tougher "authorisation gateway" can address issues such as phoenixing.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Lenders stand firm despite govt's 'change of heart' on cladding

Fri, 30 Jul 2021 09:27:48 GMT

Last week the government announced a U-turn in its cladding guidance. It said leaseholders living in buildings under 18 metres tall would no longer need external wall application (EWS1) forms. Many leaseholders have found themselves “stuck” in properties deemed undesirable by lenders due to the risk of huge cladding removal bills - some estimated at as much as £70,000 - hanging over them.

Now, high street lenders HSBC, Barclays, and Lloyds Banking Group have committed to reviewing their practices following the government’s new advice to “further unlock the housing market”.

But why now? Will lenders really change their approach? And what are the issues which arise from a blanket-wide 'ban' on EWS1 forms for all buildings under 18m? This week, Ruby Hinchliffe, reporter at FTAdviser, is joined by Geoff Bramall, head of professional development at Legal & General Surveying Services, and Catherine Beaumont, a mortgage consultant at London Money.

They discuss the government's "change of heart" on EWS1 forms, the fact they have seen no lenders make immediate changes to their risk appetites on these buildings, and the impracticalities of ignoring the clear need for EWS1 forms on some buildings.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to use pensions for intergenerational planning

Mon, 26 Jul 2021 10:00:00 GMT

Over the next few decades it is estimated that trillions of pounds will pass from one generation to the next: primarily from baby-boomers, who have ridden the wave of rising asset prices to their millennial children, who haven't always been as lucky.

But ever since the pension freedom reforms of 2015, the big worry many savers have had is how they can turn their pension savings into an income so they can enjoy themselves in retirement.

So what role does the pension have in the intergenerational wealth transfer? How can advisers help their clients make sure there are no nasty surprises on death? And what role does the adviser have in working with the whole family?

In this edition of the FTAdviser In Focus podcast, Damian Fantato is joined by Gareth Davies, pension specialist at Scottish Widows, and Heather Owen, paraplanner at Quilter, to discuss these questions.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How M&G Wealth is using hybrid advice to grow

Fri, 23 Jul 2021 10:00:00 GMT

Many in the advice profession have debated the benefits of face-to-face versus digital advice for several years. But over the past 18 months, many advisers have been unable to offer face-to-face advice and many robo-advisers have retreated from the market after finding the market wasn't as big as they thought.

So what does the future of advice look like? M&G Wealth, which is currently expanding into the advice market after launching last year, believes the answer is hybrid advice. But what does that mean, and can other advice firms imitate its approach.

This week, Damian Fantato, digital editor of FTAdviser, is joined by Richard Caldicott, deputy chief executive of M&G Wealth Advice, Terry Donohoe, European chief executive of Ignition - which is working with M&G Wealth on its hybrid advice proposition, and Sam Turner, a consultant at Altus Consulting who has recently written a white paper on the issue of hybrid advice.

They discuss what, if anything, went wrong with pure robo-advice, what hybrid advice actually consists of and why it's different to just calling clients on Zoom, how algorithms can be used and what impact hybrid advice can have on fees, charges and the type of clients served.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why pension allowances put advisers on the backfoot

Fri, 16 Jul 2021 09:20:42 GMT

According to data published by the government, in 2018-19 there were more than 34,000 taxpayers who reported their pension contributions exceeded their annual allowance - with excess payments amounting to £817m.

Savers also struggle to stick within the lifetime allowance with more than 7,000 people exceeded the allowance, incurring a tax charge.

This week reporter Amy Austin examines why so many savers struggle to stay within their allowances and why the number of people exceeding them has continued to climb.

She is joined by Tom Selby, senior analyst at AJ Bell, and Rachael Hall, a financial adviser at Sandringham Medical.

They discuss how government policy has contributed to this problem, why the problem might get worse rather than better in the short term and why the issue is leading to savers leaving their pension schemes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The silver bullets of intergenerational planning

Mon, 12 Jul 2021 08:00:00 GMT

The Great Wealth Transfer is about to begin in earnest, where a predicted £5.5trn is set to pass from older to younger generations over the next couple of decades. While this may well bypass the so-called 'squeezed middle' - or Generation X - the financial services industry is well aware of the need to help all generations understand the value of money.

But what we are also starting to see is the importance to advisory firms of getting more young people into good savings habits, and reaching out across generations to help today’s less wealthy youth become tomorrow’s wealthy pensioners. And educating them on the importance of compound interest, education and communication across the generations are vital components of this.

Joining senior editor Simoney Kyriakou on the latest FTAdviser In Focus podcast to discuss these issues are: Roy McLoughlin, associate director of Cavendish Ware; Kay Ingram, director of public policy for LEBC, and Effie Datson, global head of family office for Barclays Private Bank.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Capital gains tax reform & tax year changes: FTAdviser talks to the Office of Tax Simplification

Fri, 09 Jul 2021 10:00:00 GMT

Over the course of the past 18 months, the government has spent a lot of money to get the UK through the Covid-19 pandemic. But Rishi Sunak, the chancellor of the Exchequer, has made repeatedly clear that the bills we have racked up during this period will soon be coming due.

This puts into sharper relief the debates around tax which have been rumbling on in the background for several years. Reforms to capital gains tax, inheritance tax and pensions tax relief are often discussed, but might they finally become reality?

This week FTAdviser's digital editor Damian Fantato is joined by the Office of Tax Simplification's Bill Dodwell to discuss some of the recent reports the body has published for HM Treasury on CGT and IHT, as well as its recent proposals to move the beginning and end of the tax year.

They discuss whether the OTS proposals on CGT would lead to a significant tax rise and whether they will lead to more people paying that tax. They also discuss whether the OTS will be pursuing the work is has considered conducting on the taxation of trusts.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Where next for ESG?

Wed, 07 Jul 2021 10:00:00 GMT

The year 2020 was a landmark one in lots of ways, including for ESG investing - if for no other reason than it finally put to bed the idea that you need to choose between investing ethically and investing for performance.

But where next for ESG? In this podcast, sponsored by BMO Global Asset Management, FTAdviser digital editor Damian Fantato takes a look at what the future might hold for these mandates. He is joined by Keith Balmer and Simon Holmes, portfolio managers at BMO, and David Macdonald, founder of financial advice firm The Path.

They discuss whether the outperformance seen in 2020 was a flash in the pan, how regulatory developments will affect ESG and how these funds might evolve.

Listeners to this podcast will qualify for 30 minutes of CPD by banking it on ftadviser.com.

After listening to this podcast, you will be able to:

Understand what changes there have been to the advice process regarding ESG investing
Describe how ESG investing might evolve in the next few years
Identify how investor demands are changing in relation to ESG

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will private equity change platforms?

Fri, 02 Jul 2021 09:49:06 GMT

Private equity interest in adviser platforms has continued to grow over the past year or so.

Recently Novia, James Hay and Parmenion have all been bought by private equity firms and according to analysis by the Lang Cat, the proportion of platform assets owned by private equity has gone up from 2 per cent in 2016 to 15 per cent in 2021. Meanwhile life companies, which have traditionally owned platforms, have fallen from 55 per cent to 17 per cent over the same time period.

So what does this mean for platforms and, by extension, advisers?

This week FTAdviser digital editor Damian Fantato discusses this issue with Dan Marsh, head of customer at Seccl, and Martin Jennings, chief executive of Parmenion.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking Point: Finding value in sustainable portfolios

Wed, 30 Jun 2021 09:47:06 GMT

The steep rise in popularity of sustainable investment solutions has led to a similar rise in valuations in many of the qualifying asset classes.

On top of this many of the companies which address environmental or social problems tend to be technology businesses - which are more attractive for their growth characteristics rather than for their value.

In this special episode of the FTAdviser Podcast, sponsored by Schroders, special projects editor David Thorpe talks to a panel of experts about where to find value when constructing a sustainable investment portfolio.

He is joined by Roberta Barr, head of ESG in Schroders's value team, Ben Palmer, head of responsible investment at Brooks Macdonald, and John Leiper, chief investment officer at Tavistock, to discuss these issues.

They discuss avoiding how investors can avoid bubbles when a sector is attracting the level of flows which the ESG sector has seen recently, how it's possible to find value in this area, how it's possible to achieve diversification and what impact the market cycle has on this.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Pensions: desperately seeking solutions

Mon, 28 Jun 2021 08:00:00 GMT

The self-employed - and particularly younger gig economy workers - desperately need some solid pension solutions to help them make long-term provision for their retirement.

Joining Simoney Kyriakou, senior editor for FTAdviser, are some of the pensions world’s great and good: Jamie Jenkins, director of policy and external affairs for Royal London; Jonathan Greer, head of retirement policy at Quilter; and Nigel Peaple, Director of Policy & Advocacy for the Pension and Lifetime Savings Association.

This podcast also features a short report from Joy Brooks-Gilzeane, who is interning with FTAdviser, examining why the self-employed need urgent pensions attention from industry and government alike.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Joining the advice profession during a pandemic

Fri, 25 Jun 2021 10:00:00 GMT

Finding new clients at any time in a financial adviser’s working life can be a challenge, but imagine having to do that at the beginning of your career, at the start of the lockdown last year.

This week, deputy features editor Ima Jackson-Obot talks to Emma Prince, an adviser at Quilter Financial Advisers, who previously worked in banking, and James Wallace from David James Wealth, a former pensions lawyer, about their first year as financial advisers - which happened to coincide with a global pandemic.

They discuss why they became financial advisers, how they transitioned into advising during 2020, how they built their client bases, despite not being able to meet clients face-to-face, and why they think a hybrid model of advice is the way forward.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Keith Richards on his time at the PFS and what comes next

Fri, 18 Jun 2021 09:48:57 GMT

This week the FTAdviser Podcast speaks to Keith Richards, the chief executive of the Personal Finance Society, who will be standing down at the end of this month after nearly nine years in the role.

During this time he was involved in the Financial Advice Market Review process, he established the PFS's pro-bono advice schemes and helped set up the European Financial Planning Association.

He joins FTAdviser digital editor Damian Fantato to discuss his time at the PFS and what comes next for the organisation and the advice profession.

They discuss the FAMR process, why it didn't live up to expectations and whether the government is likely to take another look into reforming the advice market. They also discuss the growth of professionalism in the advice sector and what it ought to focus on next. Richards also touches on the future of the PFS and seeks to reassure advisers over what might come next.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why advisers are looking to ITs for income

Mon, 14 Jun 2021 08:00:00 GMT

This FTAdviser In Focus podcast aims to do two things: to look at the reason why investment trusts have proved to be good income plays for pension investors, and to understand why the investment trust universe can provide sustainable long-term returns.

Joining Simoney Kyriakou, senior editor of FTAdviser, on this podcast is Annabel Brodie-Smith, communications director for the Association of Investment Companies; Tim Morris, financial adviser at Russell & Co; and Simon Clements, manager of the soon-to-be launched Liontrust ESG Trust.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Do pension reform proposals go far enough to help savers?

Fri, 11 Jun 2021 10:03:51 GMT

The government is looking to make it mandatory for providers to issue simpler statements for certain defined contribution pension schemes used as part of auto-enrolment.

But as the proposals stop short of making providers include costs and charges, there still remains disparity across the industry.

This week reporter Amy Austin is joined by Claire Trott, head of pensions strategy at St James’s Place, and Jessica List, pensions technical manager at Curtis Banks, to discuss the impact of these proposals.

They also discussed the disparity between the Financial Conduct Authority's expectations and the Department for Work & Pensions expectations, as well as the use of pensions terminology. They also discussed the proposals which would allow transfers to be red-flagged to prevent scams.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Your property is not your pension. Or is it?

Mon, 07 Jun 2021 08:00:00 GMT

Property investment - be it buy-to-let or commercial property funds - has had a rough time over the past few years. Questions over the liquidity not just of pure bricks and mortar but also issues with daily dealing property unit trusts have caused a lot of concern to investors. There have been fund suspensions following the Brexit vote in 2016 and then again in 2020 as Covid bit into market valuations.

And there has been so much tax twiddling that buy-to-let as an investment has become unattractive for all but the most professional investor. So what is left? Is it one's house? Yet as our panel explains, you cannot just rely on the value of your home to provide a lump sum on the sale of it in retirement; and there's also equity release to factor into the equation.

This panel of experts tells FTAdviser In Focus how property in its various forms might not be the sole pensionable asset on which you can rely, but can still play a part in a diversified pension plan.

Joining Simoney Kyriakou, senior editor of FTAdviser, is Darius McDermott, founder of FundCalibre; Martin Stewart, director and co-founder of The Money Group; Andrew Tully, technical director for Canada Life; and James Burns, partner, investment management, at Smith & Williamson.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How the FCA's new duty of care might affect advisers

Fri, 04 Jun 2021 10:00:34 GMT

The Financial Conduct Authority has published proposals for what it calls a "new consumer duty" which it says will set clearer and higher expectations for firms' standards of care towards consumers.

The regulator has said it is concerned about firms providing information which is misleading or difficult to understand, and products or services which don't represent value. It says it wants firms to ask themselves 'would I be happy if I were treated like this?' or 'would I recommend this service to my friends and family?'.

This week FTAdviser digital editor Damian Fantato is joined by Sally Plant, head of financial planning at the Chartered Institute for Securities & Investments, and Stefan Fura, co-founder of advice firm Furnley House.

They discuss whether the FCA's proposals are a good idea, how advisers can demonstrate they are taking their duty of care towards consumers seriously, and what changes advisers might need to make if this "new consumer duty" becomes reality.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Rectifying Redress for Transfer Victims

Tue, 01 Jun 2021 08:00:00 GMT

Victims of defined benefit transfer misadvice are facing a double whammy when it comes to compensation calculations.

According to campaigners supporting those who have been found by the regulators and compensatory bodies to have been wrongly advised to transfer out, not only do they face wildly differing levels of compensation, depending on when the calculations are carried out, but they also have to bear all the investment risk themselves.

This FTAdviser In Focus podcast looks at why the calculation methodology used by the Financial Services Compensation Scheme could leave some former DB pension members with redress worth up to 40 per cent less than peers in a similar situation, and what can be done to ensure the optimum retirement income for these victims.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Will the FCA's plans to fix open-ended property funds work?

Fri, 28 May 2021 10:00:00 GMT

Mark Carney, the former governor of the Bank of England, famously said open-ended funds which invest in illiquid assets are "built on a lie". This has been particularly evident with property funds, which have been forced to open and close themselves to redemptions repeatedly over the past few years, first in response to Brexit and then because of the coronavirus pandemic.

To fix this this the Financial Conduct Authority has proposed a new type of fund: the long-term asset fund, which have "liquidity tools" which could include notice periods, deferred redemptions or limits on the amount of a fund which can be redeemed during a set period.

This week FTAdviser digital editor Damian Fantato is joined by Ryan Hughes, head of active portfolios at AJ Bell, and Mike Barrett, consulting director at The Lang Cat, to discuss what these new funds could mean for advisers, platforms and discretionary fund managers.

They also examine how this fund could work in practice and how it could fit into existing distribution channels, what this means for property as an asset and whether the FCA's attempts to square the liquidity circle are in vain.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How Biden's presidency is affecting global markets

Fri, 21 May 2021 10:00:00 GMT

Joe Biden has now marked more than 100 days of his term as President of the United States. While he has been a lot quieter on Twitter than his predecessor, that is not for a lack of activity.

President Biden has signed a $1.9tn stimulus package, put together a $2tn package of infrastructure spending and unveiled a $1.8tn package of reforms on issues such as healthcare and labour laws.

By common consensus, Biden is governing more radically than he campaigned. So what does this mean for investors and global markets?

This week FTAdviser digital editor Damian Fantato is joined by Ed Smith, head of asset allocation research at Rathbones, and Ilan Chaitowitz, manager of the Nomura Global High Conviction fund, to discuss this.

They discuss whether Biden's greater radicalism shows investors and markets can stomach more than expected, what impact the US stimulus might have globally, if debt ultimately doesn't matter all that much and whether the stimulus even matters if trade continues to be tense.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How advisers can make the most of data

Fri, 14 May 2021 10:00:00 GMT

One of the clichés of the 21st century is to say data is the new oil but, like a lot of clichés, there's a kernel of truth in there struggling to come out. Indeed companies like Facebook have turned data into an awful lot of money and an awful lot of controversy.

But what does this mean for advisers? How can they put the data they hold to good use to improve the service they offer? And what are the pitfalls?

This week FTAdviser digital editor Damian Fantato is joined by Nick Eatock, chief executive of Intelliflo, and Russell Andrews, head of solutions at SEI.

They discuss what data is in the context of financial advice, what uses advisers can put their data to - both for their own businesses and for their clients, whether advisers are making enough use of it and what regulatory issues there might be.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What's the future for income investing?

Fri, 07 May 2021 10:00:00 GMT

Exceptionally low interest rates, a high level of economic uncertainty and elevated valuations across multiple asset classes have combined with the Covid-19 pandemic to make this a tricky time for all investors, but particularly for those looking for an income.

Many companies cut their dividends as they faced the uncertainty of the pandemic, with Shell cutting its dividend for the first time since the Second World War. Overall, UK dividends fell by 54 per cent between April and June.

This week FTAdviser special projects editor David Thorpe examines what this means for investors and how they can address it. He is joined by James Harries, the manager of the Troy Global Income fund, and David Lewis, a manager who helps run Jupiter's Merlin range of multi-manager funds.

They discuss what impact rising government bond yields could have on income portfolios, the potential for higher inflation and what investors should make of the rise of alternatives - such as music rights and aircraft leasing.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What next for the pension advice allowance?

Fri, 30 Apr 2021 10:00:00 GMT

The government has said it will be reviewing the pension advice allowance - which was introduced following the Financial Advice Market Review to help close the advice gap - after most major providers said they either didn't offer it or saw little or no interest.

Pensions minister Guy Opperman has admitted the allowance, currently set at £1,500 over three years, was "too low to get an efficacious outcome" and said he was now working with HM Treasury to see if it could be improved.

This week reporter Amy Austin examines what future the pension advice allowance might have. She is joined by Peter Glancy, head of pensions and investment policy at Scottish Widows - one of the few providers which offers the allowance - and Tim Morris, a financial adviser at Russell & Co.

They discuss why take-up of the allowance has been so poor, how it can be improved to increase interest from advisers and consumers, and how the process of seeking advice on pensions can be made easier.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Making sense of IR35

Tue, 27 Apr 2021 15:09:04 GMT

Millions of Britons are being affected by "ill-thought-out rules, which have come into force for the private sector.

Whether these are freelancers, concerned about how the rule might be assessed, or businesses worried about how they assess the tax status of every freelance contractor they hire, IR35 has posed problems for both advisers and their clients.

Joining Simoney Kyriakou, senior editor of FTAdviser, to talk about what the new rules mean for contractors, clients and for advice firms themselves, are three specialists: Nimesh Shah, chief executive of Blick Rothenberg; Susan Ball, partner at RSMUK and deputy president of the Chartered Institute of Taxation; and Justin Small founder of the Future Strategy Club.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Should the FCA scrap the 10% drop rule?

Fri, 23 Apr 2021 09:36:27 GMT

Earlier this year the Financial Conduct Authority announced plans to review the controversial 10 per cent drop rule, which was introduced by Mifid II in 2018 and means clients must be informed when their portfolios drop by 10 per cent or more.

The rule has been suspended since the beginning of the Covid-19 pandemic due to increased market volatility, a suspension which the FCA has said will continue until the end of 2021.

But now the UK has left the European Union, what should the FCA do about this rule following its review? Should the rule be scrapped completely? Or can it be saved.

This week FTAdviser digital editor Damian Fantato is joined by Tim Fassam, director of government relations at adviser trade body Pimfa, and Greg Davies, head of behavioural science at Oxford Risk, to discuss these questions.

They also discuss what advisers can learn about this rule about communicating investment performance with their clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FAMR five years on - can the advice gap be closed?

Fri, 16 Apr 2021 10:00:00 GMT

Last month marked five years since the final report of the Financial Advice Market Review was published.

The review was commissioned by HM Treasury to find measures to close the advice gap and enable the development of affordable and accessible financial advice - but in the five years since not much has changed and by some measures the advice gap has actually grown. And earlier this year the government was forced to admit one of the measures introduced following the review - the pensions advice allowance - was not working and would be reviewed.

This week, FTAdviser digital editor Damian Fantato is joined by Personal Finance Society chief executive Keith Richards and Prakash Chandramohan, strategic policy director at Tisa, to discuss what can be done now about the advice gap.

They discuss whether the answer is more advice or more guidance, what role advisers and providers have to play in closing the gap and what barriers exist to preventing the advice gap from being closed.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why UK tax policy on pensions is not working

Tue, 13 Apr 2021 08:00:00 GMT

Pensions taxation in the UK has been tinkered around with for years. Over the decades, different laws have shaped pensions legislation, making what should be a simple concept – helping people to save more for their retirement – extremely complicated.

With this in mind, Simoney Kyriakou, senior editor of FTAdviser, spoke with three industry specialists to ask them to think the unthinkable about pensions. If they were chancellor, what changes would they make and why? Joining FTAdviser In Focus on this podcast is Fiona Tait, technical director of Intelligent Pensions; Jamie Jenkins, director of policy and external affairs at Royal London; and David Brooks, technical director for Broadstone.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Can the protection gap for Generation Rent be closed?

Fri, 09 Apr 2021 10:00:00 GMT

Since 2007, the number of private-rented households has grown by 60% as house prices have soared but incomes stagnated following the financial crisis.

This growing cohort of renters has become known as 'Generation Rent', but what does this mean for the protection market?

Homeowners across the UK are already underprotected and renters even more so, but since protection is traditionally sold at the point of a house purchase, what does the decline of home-ownership mean for consumers, brokers and insurers?

This week, FTAdviser deputy features editor Ima Jackson-Obot discusses this, and how the protection gap for renters can be closed.

Joining her to discuss this are Abi Greenhalgh, director at Nest Financial Services, and Andy Walton, protection proposition director at the Mortgage Advice Bureau.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Tax day: The difficult second album

Thu, 01 Apr 2021 10:00:00 GMT

Last week HM Treasury published a raft of consultations into tax policy, in a follow-up to the Budget which was branded 'tax day'.

But like many sequels, it didn't quite live up to the hype. While some were anticipating changes to inheritance tax and capital gains tax - and there were even rumours of significant reform to pensions tax relief - in reality most of the Treasury's proposals were administrative in nature.

This week FTAdviser's digital editor Damian Fantato is joined by Claire Trott, head of pensions strategy at Technical Connection, and Chris Etherington, private client partner at RSM, to discuss what the Treasury announced.

They explore what the changes mean, why the government seems so wary of reforming CGT, IHT and pensions tax relief, and what the chances are of reform in the near future.

As well as tax reform, they also discuss the Treasury's plans for tackling tax avoidance, which were also published on tax day.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FTAdviser talks to the pensions minister

Fri, 26 Mar 2021 11:00:51 GMT

The role of pensions minister tends to change hands regularly but since his appointment in 2017 Guy Opperman has become the second-longest serving person in that position - second to Sir Steve Webb.

Earlier this year he guided the Pensions Act into law, which included long-awaited rules around pension dashboards, collective defined contribution schemes, and new powers for The Pensions Regulator.

This week FTAdviser's pensions reporter Amy Austin has a chat with Opperman about the plans to reassess the pensions advice allowance, the dwindling supply of defined benefit pension transfer advice and his work cracking down on scams.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking Point: The outlook for UK companies

Wed, 24 Mar 2021 09:14:53 GMT

The past few years have been a turbulent one for British companies, with the Brexit negotiations followed by coronavirus lockdowns. And the UK is often caricatured as home to big financial services or commodities companies - many of which face structural challenges - but not to tech start-ups. But what opportunities are there in the UK?

In this special edition of the FTAdviser Podcast, sponsored by Schroders, FTAdviser digital editor Damian Fantato examines what the outlook is for UK listed companies.

He is joined by Paul Lamacraft, senior investment director at Schroders, Pieter Fourie, head of global equities at Sanlam, and Louise Kernohan, portfolio manager on the BNY Mellon UK Equity fund.

They discuss the impact of Brexit, the UK small- and mid-cap landscape, the effects of inflation on UK equities and the role of bond yields in the performance of different parts of the UK equity market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

In Focus: Is inheritance tax 'outdated'?

Mon, 22 Mar 2021 11:00:00 GMT

Inheritance tax is being lined up for a long-overdue overhaul, following recommendations by the Office for Tax Simplification.

Wryly described as a ‘voluntary tax’, the limits have barely been touched for over a decade, while only minor tinkering around residential nil rate bands has been part of Budget announcements in recent years.

But all this is about to change - and advisers whose clients may get caught up in the increasingly complicated web of IHT planning will need to know various ways to mitigate it.

Joining Simoney Kyriakou, senior editor for FTAdviser, to discuss these issues and more are Nick Bird, business development manager for Octopus Investment; Kira Motley, partner at Boodle Hatfield, and Edward Grant, director responsible for professional development at St. James's Place.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

A year of coronavirus: what have advisers learnt?

Fri, 19 Mar 2021 11:00:00 GMT

Exactly a year ago, prime minister Boris Johnson began placing the UK into lockdown, closing pubs, cafes and restaurants as the coronavirus pandemic took hold. A few days later he would tell the UK population to stay at home.

A year on from these dramatic events, many advisers have changed the way they run their businesses and meet their clients. On this week's podcast, FTAdviser digital editor Damian Fantato talks to three firms of different sizes about how they have coped and what they have learnt.

He is joined by Lee Hartley, chief executive of Fairstone, Neil Moles, chief executive of Progeny and Victor Sacks, director of VS Associates to discuss what they have learnt, how they have adapted and what an exit from the pandemic might look like for advisers.

They also discuss how recording meetings with clients could leave to a lower Financial Services Compensation Scheme levy, how providers and platforms have coped with the challenge and what the future might hold for acquisitions and vertical integration if the pandemic comes to a close.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has Rishi Sunak done enough to help 'generation rent'?

Fri, 12 Mar 2021 13:28:08 GMT

Last week chancellor of the exchequer Rishi Sunak announced an extension to the stamp duty holiday and a government guarantee scheme to encourage lenders to start offering high loan-to-value mortgages again, after the disruption of the Covid-19 pandemic.

This week Damian Fantato, digital editor of FTAdviser, is joined by Danny Belton, head of lender relationships at Legal & General Mortgage Club, and David Hollingworth, associate director at L&C Mortgages, to discuss whether this is enough to help turn 'generation rent' into 'generation buy'.

They discuss whether Sunak's proposals will have their intended effect, whether the government is stocking demand at the expense of supply, whether the problem for 'generation rent' is loan-to-income ratios rather than LTV and whether products such as 10-year fixed rates could help.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Next Act: The complexity of retirement

Wed, 10 Mar 2021 11:00:00 GMT

The events of the past 12 months have made many previously mundane things, such as going to the supermarket, more complicated.

One thing that was already fairly complex but has been made more complicated is transitioning into retirement.

From volatile investment markets to the changing employment opportunities for semi-retirees and the potential for having to support younger members of the family - many things have changed over the course of 2020.

In this special edition of the FTAdviser Podcast, sponsored by Canada Life, digital editor Damian Fantato talks to Andrew Tully, technical director at Canada Life, Fiona Tait, technical director at Intelligent Pensions, and Justin King, chartered financial planner at MFP Wealth Management about some of these issues.

By listening to this edition of the FTAdviser Podcast and answering the questions below, you can bank 30 minutes of CPD - which you can do by clicking here.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Budget 2021: The big freeze?

Fri, 05 Mar 2021 11:00:00 GMT

This week chancellor of the exchequer Rishi Sunak his second Budget as the rollout of the coronavirus vaccine across the UK gives hope of a return to some degree of normality over the summer.

Despite unveiling plenty of schemes to demonstrate how much he was investing in the UK economy, Sunak made clear that the bills racked up during the pandemic would soon be coming due.

This meant several revenue-raising initiatives were announces, including an increase in corporation tax, frozen thresholds on income tax and capital gains tax and a frozen lifetime allowance on pensions - though the stamp duty holiday will continue for a little while longer as the government encourages more lenders back into the high loan-to-value mortgage market.

FTAdviser digital editor Damian Fantato is joined by Claire Trott, head of pensions strategy at Technical Connection, Kevin Roberts, director of the L&G Mortgage Club, and Chris Etherington, private client partner at RSM to establish what this means for advisers.

They discuss the various frozen thresholds, what the corporation tax hike might mean for dividends, how the lifetime allowance freeze could affect workers such as doctors and the concerns of boosting housing demand without also boosting supply.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking Tax

Mon, 01 Mar 2021 05:00:00 GMT

As we approach the end of the tax year, clients inevitably kick-start their tax planning. Perhaps we’d wish them to do this earlier, but let’s face it, tax isn’t the easiest thing for most people to grapple with as a concept.

This FTAdviser in Focus podcast explores why tax can be so tricky to tackle. The panel talks to Simoney Kyriakou, senior editor for FTAdviser, about the language of tax reliefs, duties and allowances, and why education needs to start earlier.

The panel also discusses how financial services need to be aware of people's vulnerabilities and lack of understanding when it comes to the jargon we use, and make sure we approach every client conversation in plain English.

Joining this podcast are Peter Glancy, head of policy, pensions and investments for Scottish Widows; Martin Stewart, co-founder of The Money Group; and Sarah Saunders, manager at RSM.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Has Covid-19 killed off property's role in portfolios?

Fri, 26 Feb 2021 11:15:59 GMT

Over the past year working from home as gone from being a niche lifestyle, to something workers up and down the UK are doing every day. Offices across the UK are empty, along with bars, restaurants and other hospitality premises. And on top of this many are shopping from the comfort of their own sofas.

But what does this mean for investors in commercial property and for those using it as a diversifier in a portfolio? This week FTAdviser special projects editor David Thorpe discusses this issue with David Jane, multi-asset fund manager at Premier Miton Investors, Rob Burgeman, investment director at Brewin Dolphin, and Rogier Quirijns, head of European real estate at Cohen and Steers.

They discuss whether property still has a role to play in portfolios, the impact of the illiquidity of property, why UK property might face particular problems and what impact Brexit could have.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Rooting out the rogues

Mon, 22 Feb 2021 08:37:59 GMT

FTAdviser In Focus has been looking at all aspects of vulnerability, and one of the biggest ways in which vulnerability has been made manifest is in the rise of scam activity during the Covid-19 pandemic.

Across social media, rogue lead generation adverts have popped up, often making outlandish claims about premiums. Meanwhile, calls from outright scammers – as well as lead generators – have targeted people in their homes, claiming to be getting them a better deal on their life insurance.

What does this mean for trust in the insurance industry? And how can insurance providers, advisers and all those working in the healthcare protection industry help root out the rogues.

Joining Simoney Kyriakou, senior editor of FTAdviser, to discuss these things and more on the latest In Focus podcast is Steve Casey, marketing director of Square Health; Alain Desemir, founder of Contact State; and Kathryn Knowles, managing director of Cura Financial Services

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What advisers can learn from Gamestop

Fri, 19 Feb 2021 11:00:00 GMT

There are many changes caused by the coronavirus crisis that were perhaps predictable at the start of the pandemic — a shift to working from home, a rise in home gym sales and far too many banana breads being baked.

But one that was perhaps less easy to forecast was the rise in DIY investing and day trading. Retail platforms have experienced a huge wave of new clients, equity trades have more than doubled, and the recent Gamestop battle between amateur investors and hedge funds caused a trading frenzy.

But what does this mean for advisers? How seriously should the advice market take the growth of retail trading, and how might they benefit from the trend?

In this episode, reporter Imogen Tew is joined by Greg Davies, head of behavioural science at Oxford Risk, and Martin Bamford, head of client education at Informed Choice to discuss the what it means for advisers.

Then, Imogen discusses the Pensions Bill and the rise of vulnerable clients with fellow reporters Rachel Mortimer and Amy Austin.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What it takes to stay in the DB transfer market

Fri, 12 Feb 2021 11:00:00 GMT

The market for providing advice on defined benefit transfers has shrunk by 46% over the past few years, as insurance costs and regulatory changes take their toll - and there are concerns this will be exacerbated by the contingent charging ban, which came into effect in October 2020.

So what does it take for a financial advice firm to continue to provide financial advice? This week, reporter Amy Austin talks to two advisers who have remained in the market: Alistair Cunningham of Wingate Financial Planning and Dominic James Murray of Cameron James.

They discuss how their firms have managed to remain in the DB transfer market, what impact the contingent charging could have, the role abridged advice could play and what it means for clients if the market continues to shrink.

Then, Amy talks to reporters Imogen Tew and Rachel Mortimer about James Hay's decision to buy Nucleus and the Treasury select committee's investigation into the London Capital & Finance scandal.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Vulnerability: Taking stock of investment risk post-Covid

Tue, 09 Feb 2021 09:59:39 GMT

The Financial Conduct Authority is keen to make sure financial services companies are treating customers fairly and paying mind to whether the client is potentially vulnerable. But has Covid made us all fall into this category at some level?

This is not just relevant at the time of the initial consultation but also ongoing – are our investments that we chose three years ago still suitable? Are they going to be suitable in three or five or even seven years' time? How does one best assess investment suitability when it comes to advising people who may be in a vulnerable position right now – and how do we best assess their appetite for risk?

Talking to Simoney Kyriakou, senior editor of FTAdviser, are three experts from the financial services world: Serena Van Der Meulen, director of Van Der Meulen Associates; Mark Polson, principal and founder of the Lang Cat consultancy, and Myron Jobson, personal finance campaigner for Interactive Investor.

The FTAdviser In Focus podcast is the monthly podcast for financial advisers, brought to you by FTAdviser. Each month, Simoney will be joined by guests from the industry to take an in-depth look at some of the issues affecting financial advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Launching an advice firm during a pandemic

Fri, 05 Feb 2021 11:00:00 GMT

Attempting to launch a new financial advice firm is tricky at the best of times, but doing it during a global pandemic - amid lockdowns and social distancing - might be another level of challenge. And that's before you take into account the economic uncertainty which 2020 saw.

But this week on the FTAdviser Podcast, reporter Rachel Mortimer talks to two advisers who did just that. Joining her to discuss how they launched their firms during 2020 are Alister Gaines, a chartered financial planner at Akrivis Wealth, and Kat Tymon, director of Mansfield Money. They are joined by Heather Hopkins, managing director of research and consultancy firm Next Wealth.

They discuss some of the challenges faced by those launching an advice firm during the Covid-19 pandemic and how they were overcome.

After that, Rachel is joined by reporters Amy Austin and Imogen Tew to discuss the proliferation of scams and how the continued growth of ESG will affect advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why is the FCA unhappy about advice fees?

Fri, 29 Jan 2021 11:00:00 GMT

Last month the Financial Conduct Authority published its review of the financial advice market post-RDR and FAMR, in which it raised concern about the lack of competitive pressure advisers face, as well as "significant" clustering of fees which, the regulator said, suggested the advice market was not "well-functioning".

This week FTAdviser's digital editor Damian Fantato is joined by Tim Fassam, director of government relations and policy at adviser trade body Pimfa, and Alasdair Walker, a chartered financial planner and managing director of HA&W to discuss what this means for advisers.

They discuss how advisers can make sure they are offering value for money, whether it is true advisers face little competitive pressure and what advisers should be considering when they set their fees.

Then Damian is joined by reporters Amy Austin and Rachel Mortimer to discuss the latest in the British Steel Pension Scheme debacle and the FCA's proposals for the claims management industry.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Should advisers expect more inflation in 2021?

Fri, 22 Jan 2021 11:00:00 GMT

One of the side effects of the coronavirus pandemic, and the lockdowns which have been introduced to curb the spread of the virus, has been low inflation. During 2020 inflation reached its lowest point for five years and since April 2020 it has only once gone above 1 per cent. But as vaccines are rolled out and the prospect of a return to normality looms larger, what can advisers expect during 2021? FTAdviser special projects editor David Thorpe talks to Phil Smeaton, chief investment officer at Sanlam, Gerard Lyons, chief economic strategist at Netwealth and Simon Edelsten, fund manager at Artemis, to discuss the outlook.

They discuss the structural forces which could contribute to keeping inflation low in the years ahead, how the events of the coming year could affect inflation and what impact this could have on equity markets.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Helping clients get into the savings habit

Fri, 15 Jan 2021 11:00:00 GMT

A lack of good financial education has often been cited as the reason for people's financial ill-preparedness.

So, in 2021, how can advisers encourage their clients - and their client's young children - to form good money habits?

Furthermore, if education about managing one's finances begins at school or even younger, what sort of helpful tips might advisers share with clients to help them get their own children off to a flying start?

Speaking to Simoney Kyriakou, senior editor for FTAdviser, about these issues and more on the FTAdviser podcast, is Jason Green, head of workplace research for FTRC/Benefits Guru; Annabel Brodie-Smith, communications director at the Association of Investment Companies, Robert Gardner, director of investments at St James’s Place; and Ewan Edwards, commercial director at Aldermore Bank.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What 2021 has in store for advisers

Fri, 08 Jan 2021 11:00:00 GMT

In the first episode of 2021, FTAdviser digital editor Damian Fantato is joined by reporters Imogen Tew, Rachel Mortimer, Chloe Cheung and Amy Austin to discuss what the upcoming year might have in store for financial advisers.

First Damian and Imogen discuss property funds and the impact the Financial Conduct Authority's new rules might have, as well as continuing M&A activity in the platform space and an outlook for the year ahead.

Then Rachel considers whether the coronavirus pandemic has had an impact on M&A in the advice market and what the FCA is likely to focus on during 2021.

Chloe and Damian then discuss the upcoming end of the stamp duty holiday and its impact on the mortgage market, in particular on the availability of high loan-to-value deals.

Finally Amy asks whether 2021 will finally be the year we see changes in pension tax, and explains why the coronavirus has had an impact on the Sipp and Ssas market, and considers whether that will continue into the coming year.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What advisers can learn from 2020

Fri, 18 Dec 2020 11:00:00 GMT

Few people will look back fondly on 2020, but amid the panic and the pandemic there were many important lessons - both personal and financial.

Joining Simoney Kyriakou, editor of Financial Adviser, on the final FTAdviser Podcast of 2020 are four panellists from a cross-section of the financial services industry: pensions, protection, mortgages and investments.

They talk about the way in which their sectors have reacted to and met the challenges of 2020, and what lessons consumers and market practitioners can learn from this year and take into 2021.

The panellists are: Kathryn Knowles, managing director of Cura Financial Services; Keith Ashworth-Lord, founder of Sanford deLand Asset Management; Andrew Montlake, managing director of Coreco Mortgages; and Helen Morrissey, pensions specialist at Royal London.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What fund management M&A means for advisers

Fri, 11 Dec 2020 11:00:00 GMT

There has been a raft of mergers and acquisitions in the asset management and platform space as waves of consolidation continue to grip both markets.

In the asset management sector, major names like Jupiter and Merian have come together, while adviser platforms continue to be snapped up by big asset managers and private equity firms alike.

Both industries are experiencing a downward pressure on fees and many firms within the market have seen a difficult year as assets under management tumbled in March as global markets crashed.

So, what does the future hold for these cornerstones of adviser interactions?

In this episode, reporter Imogen Tew is joined by Ben Yearsley, investment consultant at Fairview Investing, and Mike Barrett, consultant at the Lang Cat to discuss the trend and what it means for advisers.

Then Imogen talks about the headlines of the week with fellow reporters Rachel Mortimer and Chloe Cheung.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What made great service in 2020

Wed, 09 Dec 2020 11:00:00 GMT

Providing first-class service to clients has been a challenge during 2020 as the pandemic unfolded - but that doesn't mean it has been impossible.

Technology and communication were two of the most crucial elements to ensuring top-class client and adviser service, according to the panellists taking part in the Financial Adviser Service Awards 2020 podcast - which is sponsored by More2life.

Simoney Kyriakou, editor of Financial Adviser, was joined by Stuart Wilson, corporate marketing director at More2life, Verona Kenny, managing director of intermediary for Seven Investment Management, and Jamie Smith, partner at Foster Denovo to discuss the way service provision has changed during 2020.

They discussed how they had updated their processes to make sure service levels didn't drop as the pandemic spread and the UK went into lockdown and how client expectations had changed over the course of the year.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why the pandemic is a 'perfect storm' for scammers

Fri, 04 Dec 2020 13:28:32 GMT

The coronavirus crisis has created a "perfect storm" in which scammers can target victims distanced from their support network, according to the guests on the latest edition of the FTAdviser Podcast.

This week reporter Rachel Mortimer talks to Myron Jobson, personal finance campaigner at Interactive Investor, and Simon Harrington, senior policy adviser at Pimfa, about the targets scammers have spotted during the pandemic, why social distancing can hamper attempts to stop scams and what advisers can do to protect their clients and their businesses.

Then, Rachel talks to reporters Amy Austin and Imogen Tew about the spending review and the FSCS levy.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking Point: What the US election result means for markets

Wed, 02 Dec 2020 11:00:42 GMT

The outcome of this year's US presidential election is now a little clearer, but with a pandemic still raging and a trade war between China there is plenty for an incoming Biden administration to address - and plenty of unknowns for investors.

In this special edition of the FTAdviser Podcast sponsored by Schroders, special projects editor David Thorpe talks to Keith Wade, chief economist at Schroders, Paul O'Connor, multi-asset fund manager at Janus Henderson, and Stephen Bell, managing director of global macro at BMO Global Asset Management, about the outlook for investors.

They discuss whether the potential for a trillion dollar stimulus at a time of low interest rates could lead to expectations of higher inflation and a rotation into value stocks, if the new administration's attitudes towards trade policy will boost the global economy and whether this could lead to a weaker dollar, leading global equities to outperform.

They also consider whether the premium awarded to US equities on the basis American politicians were seen as more market friendly than others remains valid.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How Covid-19 has affected tax planning

Fri, 27 Nov 2020 11:06:09 GMT

Tax planning forms a fundamental part of the financial advice process, from tax efficient investing to gifting and inheritance tax arrangements.

And with chancellor Rishi Sunak facing nearly a £400bn shortfall due to the coronavirus crisis, many are expecting tax hikes as early as next year with the capital gains structure already in the crosshairs.

So, what effect has the pandemic had on tax planning, and what does the future look like for advisers going forward?

In this episode, reporter Imogen Tew is joined by Georgina Partridge, adviser at Plutus Wealth Management, Steve Carlson, director at Carlson Wealth Management and Nick Bird, senior business development manager at Octopus Investments to discuss the possibilities.

Then Imogen talks about the headlines of the week with fellow reporters Rachel Mortimer and Amy Austin.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How advisers can help clients with care planning

Fri, 20 Nov 2020 10:31:00 GMT

As people live longer, advisers are not only having to figure out how to fund their clients' ever-longer retirements, but also address the possibility of having to fund the rising cost of social care.

Government's of different colours have made several aborted attempts to help people fund their care needs but none have made it into reality. Last year prime minister Boris Johnson promised to fix social care "for once and for all" but no plans have been forthcoming.

So in this week's episode, reporter Amy Austin talks to Tracy Crookes, an adviser at Quilter Private Client Advisers and Graham Duffy, care specialist at Just Group, about how advisers can plan for social care costs given the uncertainty of whether there will be reform in the future and how advisers ought to adapt as demand for advice in this area grows.

Then, she talks to reporters Imogen Tew and Rachel Mortimer about some of this week's headlines.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Are we all ESG investors now?

Fri, 13 Nov 2020 11:00:00 GMT

Environmental, social and governance Factors are being applied across preexisting portfolios and new funds and trackers are being created along ESG lines.

But how far do the E, the S and the G go in determining what is a good investment, and what is merely a good ambition?

What really makes it worthwhile for an adviser or investor in interrogating what the ESG credentials of a fund or stock really are?

Joining Simoney Kyriakou, editor of Financial Adviser on the FTAdviser Podcast to discuss these issues are: Adam Robbins, senior investor relationship manager in the UK for Triodos Investment Management; Delyth Richards, head of Kleinwort Hambros' client solutions group, and Angus Parker, head of developed equities & global equity climate change fund manager, HSBC Global Asset Management.

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking Point: The UK Outlook

Wed, 11 Nov 2020 11:00:00 GMT

While negativity about the economy haunts the valuations at which most UK equities trade, there are opportunities further down the market cap scale, according to the guests on the latest FTAdviser podcast.

This edition of the Talking Point podcast, sponsored by Schroders, saw special projects editor David Thorpe joined by Hugh Gimber, global market strategist at JP Morgan Asset Management, Bill Casey and Nick Kissack, from the UK equity team at Schroders and Duncan McInness of Ruffer to discuss the outlook for the UK market.

They also discussed whether the high levels of government debt being racked up during the coronavirus crisis would affect equity investors, whether the FTSE 100 was now best thought of as an income investor's index, and what impact the value of sterling would have on investors.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the US election means for investors

Fri, 06 Nov 2020 11:00:00 GMT

While politicians and lawyers argue over the results of the US presidential election, investors thoughts are already turning to what this wrangling is likely to mean for markets in the medium and long term.

In this edition of the FTAdviser podcast, special projects editor David Thorpe is joined by Mikhail Zverev, head of global equities at Aviva Investors, Jeremy Thomas, head of global equities at Sarasin, and Ed Smith, head of asset allocation research at Rathbones, to discuss what the election means for markets in 2020 and beyond.

They discussed the impact of the results - which indicate a Joe Biden presidency but with Republicans retaining control of the Senate - on a potential coronavirus stimulus package, and which stocks were likely to benefit and be disadvantaged by both the result, and the uncertainty the election itself has created.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the dividend drought means for income investors

Fri, 30 Oct 2020 10:50:18 GMT

The level of dividends available from equities may have been reduced both by the pandemic and structural changes, but investors' angst is likely to be temporary, according to the guests on the latest FTAdviser podcast.

Special projects editor David Thorpe was joined by Graham Bishop, chief investment officer at Hartwood, Sam Witherow of JP Morgan Asset Management, and David Keir, global equity fund manager at Saracen to discuss whether inventors would still be able to rely on equity for income.

They also discussed whether investors faced a choice, between investing in the few global companies which were growing but paying no dividends, such as big tech companies, or income-paying companies that have little growth. They also explored the role of mid- and small-cap companies and the potential emergence of China as a dividend market.

After the break, David was joined by FTAdviser reporter Imogen Tew and digital editor Damian Fantato to discuss some of the week's news.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What made a top financial advice firm in 2020?

Fri, 23 Oct 2020 10:00:00 GMT

FTAdviser has published the 2020 edition of its Top 100 Financial Advisers, ranking the top firms in the UK, and this week digital editor Damian Fantato spoke to two firms in the top 10 about how they had managed their way through this unusual year and how they had continued to grow.

He was joined by Henry Denne, head of financial planning at Punter Southall, and Scott Stevens, head of recruitment and acquisitions at Quilter.

They discussed which factors a financial advice firm would have needed to have to get through 2020 successfully and how they had managed to grow despite a global pandemic and a national lockdown.

After this they discussed what they had learnt from 2020 that they would carry into 2021 and beyond to help their firm grow and how they envisaged their firms changing during 2021.

Then Damian was joined by Financial Adviser editor Simoney Kyriakou and senior reporter Rachel Mortimer to discuss how the Top 100 was put together and what impact the coronavirus pandemic had had on the advice profession.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How advisers can educate their clients about ESG investing

Wed, 21 Oct 2020 09:41:25 GMT

Advisers need to educate their clients that responsible investing is about compromise rather than trying to find a portfolio which exactly matches a particular set of ethical values, according to the guests on the latest episode of the Responsible Investing: The new normal series of podcasts.

The series is sponsored by Royal London and in the latest episode, reporter Imogen Tew spoke to Lorna Blyth, head of investment solutions at Royal London, Gareth Mee, sustainable finance consulting partner at EY and Alan Chan, a chartered financial planner at IFS Wealth & Pensions, about how to meet client expectations when it comes to ESG investing.

They also discussed what was driving the interest in ethical investing, whether it as a a fad or an actual shift in the way investing was conducted and whether there is a choice between investing ethically and performance.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to succession-proof your advice firm

Fri, 16 Oct 2020 10:01:04 GMT

Thousands of younger people in Britain will suddenly come into a lot of money, and they will need help in investing it tax-efficiently and in line with their ethics and values.

But if your clients are happy to recommend you to their children and grandchildren, what measures have you put in place to make sure that the advice journey these younger clients start with you will also end with your firm? Will they stay the course or jump ship?

And how can you make sure that you capture that audience in that first place? Tim Fassam, director of government relations and policy for Pimfa, Giles Dunning, partner at Stephens Scown, and Shaun Godfrey, head of marketing at St James's Place, discussed these issues with Simoney Kyriakou, editor of Financial Adviser, on the latest FTAdviser podcast.

Moreover, the panel urged change within the industry. They called on financial advisers to think harder about how to start attracting into the sector the kinds of staff that will speak to a wider potential demographic of clients.

All of this succession planning for the client, they told FTAdviser, would help their own firms: a virtuous circle.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What advisers need to know about behavioural finance

Fri, 09 Oct 2020 10:50:22 GMT

The advice industry is constantly evolving, and advisers are continually pushing the norms in order to get to know their clients better and improve the suitability process.

Regulators and advisers agree that matching an investment to an investor is underpinned by risk tolerance and financial ability — but can advisers go further to understand the emotional ability of a client to take that risk?

Is there a ‘behavioural capacity’ that can determine how a client may interact with their investment portfolio?

In this episode, reporter Imogen Tew is joined by Greg Davies, head of behavioural science at Oxford Risk, Alistair Wilson, head of platform strategy at Embark Group and Niall Gunn, managing director at Prosperis to discuss the possibilities.

Then Imogen talks about the headlines of the week with fellow reporters Rachel Mortimer and Amy Austin.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How suitability has changed for the world of ESG investing

Wed, 07 Oct 2020 10:00:00 GMT

Advisers need to make sure they "strengthen" their suitability processes are for the new world of ESG investing, according to the guests on the latest episode of the Responsible Investing: The new normal series of podcasts.

The series is sponsored by Royal London and in the latest episode, reporter Imogen Tew spoke to Ryan Medlock, senior investment development and technical manager at Royal London, and Mark Greenwood, director of compliance services at SimplyBiz, about how the suitability and fact find process will change as a result of increasing expectations from clients and regulators on ESG investing.

They also discussed the impact this could have on centralised investment propositions and what action the Financial Conduct Authority would be taking in the future to strengthen rules around the inclusion of ESG considerations into the suitability process.

They also discuss the issues advisers face in relation to getting reliable data on ESG funds and greenwashing.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to bring down the cost of regulation for advisers

Fri, 02 Oct 2020 10:00:00 GMT

Fixing regulatory fees is an urgent issue - but only part of the problem, according to guests on the latest FTAdviser Podcast.

The entire system of financial regulation in the UK is "broken" and needs to be fixed with a wholesale, root-and-branch review of the retail financial market and the advisers who serve consumers in this space.

Joining Simoney Kyriakou, editor of Financial Adviser, to discuss the issues on this podcast are Gemma Harle, managing director of Quilter Financial Planning, Rob Sinclair, chief executive of the Association of Mortgage Intermediaries; Tim Fassam, director of government relations and policy at Pimfa; and Keith Richards, chief executive of the Personal Finance Society.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the FCA's latest market review means for advisers

Fri, 25 Sep 2020 10:24:02 GMT

The Financial Conduct Authority hit the headlines last week when it published its latest Call for Input, asking the advice industry to respond to a range of issues affecting the sector.

From the funding structure of the FSCS to whether direct to consumer platforms should take more responsibility for the products their clients end up with, the FCA made it clear it thought the investment market was not working as well as it should for end consumers.

So what does this mean for advisers, and what could be the end result of the regulator’s investments probe?

In this episode, reporter Imogen Tew is joined by Mike Barrett, consultant at the Lang Cat, and Alistair Fullerton, director at Lathe and Co, to discuss the possibilities.

After the break, Imogen is joined by Financial Adviser editor Simoney Kyriakou and fellow reporter Rachel Mortimer to discuss the biggest news stories of the week.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investing in Europe: Beyond Brexit

Thu, 24 Sep 2020 09:46:24 GMT

Political uncertainty has long-haunted the European market, spooking investors in European equities.

But in this special edition of the FTAdviser Podcast, sponsored by Schroders, David Thorpe, special reports editor at Financial Adviser, examines how proactive coronavirus policies and the European Green Deal have calmed such fears.

He is joined by Martin Skånberg, European equity fund manager at Schroders, James Dowey, global equity fund manager at Liontrust, and Michel Perrera, chief investment officer Canaccord Genuity Wealth Management to discuss the possibilities.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What should Child Trust Fund kids do with their money?

Fri, 18 Sep 2020 10:00:00 GMT

The first Child Trust Fund children came into their money this month, as they turn 18. Some youngsters have now found themselves in possession of four or even five-figure sums of money. Financial Adviser editor Simoney Kyriakou looks at what they should do with this money, how they should invest it, and what impact the lack of financial education could have on their choices. She is joined by Vanessa Howard from Good with Words, Claire Walsh, head of advice strategy at Schroders Personal Wealth and Nick Britton, head of intermediary communications at the Association of Investment Companies. After that she chatted with FTAdviser reporters Imogen Tew and Amy Austin to discuss some of the big stories in the news. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The future of Sipps

Fri, 11 Sep 2020 05:00:00 GMT

In this week's episode, Stephen McPhillips, technical sales director at provider Dentons and Julian Puddy, director at advice company Opus Business Pensions, discuss the future of self-invested personal pensions and whether the outcome of the recent Carey case or the Covid-19 pandemic has played a role in dampening savers' interests in this pension product. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why the FCA's guidance on vulnerable clients doesn't help advisers

Fri, 04 Sep 2020 10:00:00 GMT

The coronavirus pandemic has highlighted the complexities of working with vulnerable clients, as so many people find themselves coping with anxieties about health and the economy. Last month the Financial Conduct Authority published guidance on vulnerable clients, but what does this mean for advisers? And what can advisers learn about vulnerable clients from the past six months?

FTAdviser's digital editor Damian Fantato is joined by Pimfa's senior policy adviser Alex Roberts and Claudia Clay, director of risk and regulation at advice firm The Private Office. They discuss whether it's possible to meet the FCA's guidance on vulnerable clients while using video conferencing, what the most common pitfalls are when advising vulnerable clients and why the FCA's guidance needs to go further if it is to truly help advises.

Then Damian is joined by FTAdviser reporters Imogen Tew and Amy Austin to discuss the likelihood of tax changes in the upcoming Budget and the effects of the FCA's recent proposals on open-ended property funds.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investing for retirement after coronavirus

Wed, 02 Sep 2020 10:00:00 GMT

Covid-19 is the sort of black swan event everyone theoretically prepares for but nobody expects. So how does one structure a retirement portfolio to take account of such events as a global pandemic and the resultant economic shut-down?

In this special edition of the FTAdviser Podcast, sponsored by Scottish Widows, Simoney Kyriakou, the editor of Financial Adviser, examines how pension investors can get the income they need from their portfolio, given the UK has punishingly low interest rates, dividends have been slashed and suspended, open-ended property funds remain gated and we just do not know what is around the corner.

She is joined by Robin Kyle, a senior manager in Scottish Widows's investment office, and Robert Vaudry, managing director of Copia Capital.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

‘Reckoning’ to come for fund management fees

Fri, 28 Aug 2020 11:00:33 GMT

Centralised investment propositions have become an increasingly common part of advice businesses, with around four fifths of all firms running some form of centralised service.

They can determine the efficiency of a firm, sometimes cause regulatory headaches and will likely be a big part of what helps bring down the cost of advice going forward. So, what does the future hold for CIPs?

The latest FTAdviser Podcast sees reporter Imogen Tew examine how the pressure advisers are exerting on the value chain through their CIPs will lead to a "reckoning" on fund management fees.

She is joined by Mark Polson, principal at the Lang Cat, Nick Eatock, chief executive of Intelliflo, and Tim Harvey, director and adviser at HR Independent Financial Services to discuss this as well as how advisers could improve the efficiency of their CIPs as well as the trials and tribulations of portfolio balancing and client disclosure.

Then Imogen chats with senior reporters Amy Austin and Rachel Mortimer about scams and the exam glitches the Chartered Insurance Institute has been suffering from.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to bridge the racial wealth gap

Fri, 21 Aug 2020 09:54:18 GMT

The ethnic minority wealth gap in the UK is wider than any other, and especially so for Black women. Black households are less likely to be home owners and Black households are disproportionately affected by debt. This week Financial Adviser editor Simoney Kyriakou is joined by a panel of experts to discuss what action is needed to prevent women from Black and ethnic minority communities in the UK from being consigned to financial hardship and a poor retirement outcomes. She is joined by Thomas Lawson, chief executive of Turn2us; Davinia Tomlinson, founder of Rainchq; and Emma Hughes, communications director for the Personal Finance Society. They discuss the importance of accessible financial education, the structural inequalities in the UK's social security system and why a more diverse financial advice profession will help address this wealth gap.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Markets can't price risk properly'

Fri, 14 Aug 2020 10:22:11 GMT

Although the world is mired in recession, stock markets have bounced back strongly. What does this mean? And, in a world of uncertainty, how can investors be prepared for whatever happens next?

In this week's edition of the FTAdviser podcast, special projects editor David Thorpe is joined by Jupiter’s Ian Heslop, Netwealth’s Gerard Lyons and Nathan Sweeney of Architas, to discuss the outlook for markets following the impact of the coronavirus pandemic and the options for investors.

They discuss what it is that makes this year's market shock so different from others, why it is so difficult to price risk at the moment, which parts of the market look particularly expensive at the moment and how fluctuating inflation will affect investments.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Advice after coronavirus: advice firms

Fri, 07 Aug 2020 10:30:00 GMT

In the final episode of our series into advice after coronavirus, reporter Rachel Mortimer examines how small and medium-sized advice firms will be changed by the pandemic and the lockdown. Joining her are Neil Moles, chief executive of Progeny, Martin Brown, managing partner at Continuum and Victor Sacks, director of VS Associates. They discuss how their firms have changed since lockdown was imposed and how the advice process has been affected. They also talk about how the lockdown has changed client acquisition and which financial advice firms might struggle to survive the pandemic, as well as how the profession came emerge from the crisis stronger.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Advice after coronavirus: St James's Place

Fri, 31 Jul 2020 08:04:05 GMT

Advice companies, both big and small, have had to change the way they operate because of the coronavirus pandemic and they don't get much bigger than St James's Place. FTAdviser's digital editor Damian Fantato talks to the chief executive of St James's Place, Andrew Croft, about how the UK's largest advice business has changed its practices in light of the coronavirus pandemic and the lockdown. They also discuss whether any of these changes will be permanent and what effects this period will have of the FTSE 100 company's growth ambitions. They also discuss whether the lockdown, and the increasing use of technology, will put pressure on fees.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Talking Point: The outlook for emerging markets

Wed, 29 Jul 2020 09:16:28 GMT

Emerging market equities have historically struggled at times of global uncertainty, as investors move into safe haven assets.

But with China on course to become the latest economy in the world later this year and technology changing the shape of emerging market stock markets, cn invstor expect it to be different this time or emerging markets?

Joining FTAdviser's special projects editor David Thorpe to discuss the outlook for emerging markets after the pandemic are Nicholas Field, strategist at Schroders, and Mike Coop, investment manager at Morningstar.

This special edition of the FTAdviser Podcast, which is the weekly podcast for financial advisers brought to you by FTAdviser.com, is sponsored by Schroders.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Advice after coronavirus: Platforms

Fri, 24 Jul 2020 12:12:29 GMT

Over the past few months, advice firms have been turned upside down as they attempt to adjust to the lockdown measures put in place to curb the coronavirus and the impact of the crisis on their business. For advisers, platforms were thoroughly in the spotlight. When the coronavirus crisis sent the UK into lockdown and effectively ended face-to-face meetings between advisers and clients for the foreseeable future, this presented an issue for an industry that still relied heavily on wet signatures.

The latest FTAdviser Podcast sees reporter Imogen Tew discuss with Andy Bell, chief executive of AJ Bell, and Mark Polson, principal at the Lang Cat, how the platform sector has confronted the pandemic and what it will look like post-Covid.

They discuss whether the pandemic has changed adviser expectations about the platforms they use, whether all platforms will make survive the coronavirus and what characteristics a successful platform will need after the lockdown.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Adviser after coronavirus: consolidation

Fri, 17 Jul 2020 10:38:30 GMT

In the second episode in a series investigating what the advice profession will look like after the coronavirus pandemic, FTAdviser's digital editor Damian Fantato talks to Lee Hartley, chief executive of Fairstone, and Paul Morrish, a director at Succession, about whether the rate of consolidation in the financial advice market will be affected by the pandemic and lockdown. They also discuss the long-term impact on valuations, whether the number of companies with an acquisitive appetite will go up or down and whether it will change the way deals are done. The FTAdviser Podcast is a weekly podcast for financial advisers brought to you by FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Advice after coronavirus: Networks

Fri, 10 Jul 2020 10:33:06 GMT

In the first in a series investigating what the advice profession will look like after the coronavirus pandemic, FTAdviser's digital editor Damian Fantato talks to Mark Scanlon, chief executive of Tenet, and John Cowan, executive chairman of Sesame Bankhall Group, about how networks will be different when they emerge from the pandemic. They discuss whether the expectations of appointed representatives will be any different after lockdown, the growing importance of technology as part of a network's offering and how demand for network membership will be affected. The FTAdviser Podcast is a weekly podcast for financial advisers brought to you by FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What advisers are getting right and wrong about DB transfers

Fri, 03 Jul 2020 11:28:44 GMT

Advisers are continuing to make basic errors in their record keeping which needs to be addressed before they can improve their defined benefit transfer advice, according to guests on the FTAdviser Podcast.

In this week's episode, reporter Amy Austin talks to Alistair Cunningham, financial planning director at Wingate Financial Planning, and Rory Percival, regulatory expert, to discuss what mistakes advisers are making when it comes to defined benefit transfer advice and how the Financial Conduct Authority’s new policies will help to address this.

They also touched on what the FCA's new rules will mean for the advice profession and the effectiveness of the regulator's action on DB transfers.

The FTAdviser Podcast is a weekly podcast for financial advisers brought to you by FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Ep4 - How advisers can choose the right responsible investment

Wed, 01 Jul 2020 09:04:42 GMT

In this fourth and final episode of Responsible Investing: The New Normal, the FTAdviser Podcast series sponsored by Royal London, special projects editor David Thorpe examines whether the responsible investment universe has evolved enough in recent years to allow advisers to build genuinely diversified portfolios.

He is joined by Ryan Medlock, Royal London's senior investment development and technical manager, and Minesh Patel, a chartered financial planner at EA Financial Solutions, to discuss how responsible investment portfolios can be adjusted for clients of different risk appetites and what role responsible investments can play in an income portfolio.

The FTAdviser Podcast is the podcast for financial advisers brought to you by FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Central bank action 'challenges building blocks' of portfolios

Fri, 26 Jun 2020 10:34:19 GMT

Action taken by central banks during the coronavirus crisis "challenges the fundamental building blocks" of diversification and balanced portfolios, according to the guests on the latest episode of the FTAdviser Podcast.

FTAdviser's special projects editor David Thorpe was joined by Iain Stealey, chief investment officer for international fixed income at JP Morgan Asset Management, James Klempster, investment director at Momentum Global Investment Management, and Alex Chartres, who jointly runs the Ruffer Total Return fund, to discuss the state of the fixed income market.

They discussed the effects on correlation and diversification of action by central banks to keep economies going during the coronavirus crisis, as well as whether bonds remain an income investment in light of their prices having risen sharply.

The FTAdviser Podcast is a weekly podcast for financial advisers brought to you by FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Ep3 - The future of regulating responsible investing

Wed, 24 Jun 2020 09:45:50 GMT

In this third episode of Responsible Investing: The New Normal, the FTAdviser Podcast series sponsored by Royal London, special projects editor David Thorpe examines the impact recent regulatory changes have had on the future of responsible investment funds.

He is joined by Ryan Medlock, senior investment development and technical manager at Royal London, and Steve Kenny, commercial director at consultancy firm Square Mile Research, to discuss how Mifid II requirements around suitability, and a range of requirements around disclosures which have been introduced at EU level will impact the responsible investment market in the future.

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Growth of technology in lockdown 'sets new baseline' for advisers

Fri, 19 Jun 2020 11:42:35 GMT

The spread of the coronavirus and the lockdowns which it triggered have seen advisers working from home in huge numbers. This has meant relying on technology to do work which was previously done face-to-face. This means video conferences, e-signatures, digital documents and client portals. But how can advisers get this right? FTAdviser's digital editor Damian Fantato discusses how advisers have handled the transition, the regulatory burdens of technology and what the future has in store with Daniel Harrison, chief executive of True Potential, and Russell Andrews, head of solutions at SEI.

The FTAdviser Podcast is a weekly podcast for financial advisers brought to you by FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Ep2 - Why responsible investment funds outperformed

Wed, 17 Jun 2020 09:47:36 GMT

In the second episode of Responsible Investing: The New Normal, an FTAdviser Podcast series sponsored by Royal London, special projects editor David Thorpe examines the recent strong performance of responsible investment funds.

Along with his guests, Adrian Lowcock of Willis Owen and Lorna Blyth of Royal London, he discuss the unique nature of the current economic slowdown and how companies which were perceived to have helped society when the pandemic was at its height, have seen their public image and share price benefit.

The FTAdviser Podcast is the podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How Covid-19 is helping to democratise investing

Fri, 12 Jun 2020 10:30:00 GMT

Investing is democratic and fair, right? Not quite, experts have claimed. Younger investors, those with lower amounts to invest and those just starting out on their investment journeys are often stymied by outdated systems, heavy prospectuses and financial jargon.

Addressing these issues is key to making investment more democratic and helping a new generation become financially independent.

This week Simoney Kyriakou, editor of Financial Adviser, discusses how fintech and financial literacy can help revolutionise investing and make it a truly democratic process with Ruth Wandhofer, a senior investor in fintech for Gauss Ventures, Michael Kent, from digital money transfer firm Azimo and Anand Sambasivan, chief executive of PrimaryBid.

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Ep1 - The themes driving responsible investing

Wed, 10 Jun 2020 11:52:53 GMT

In the first episode of Responsible Investing: The New Normal, an FTAdviser Podcast series sponsored by Royal London, special projects editor David Thorpe looks at many of the themes that will be central to the world’s response to the Covid-19 pandemic and finds that many of these are already being looked at by responsible investment funds.

Ashley Hamilton Claxton, head of responsible investing at Royal London Asset Management, explains how health care and automation are some of the themes being examined by responsible investment funds, while Tom Sparke, investment director at GDIM, a discretionary fund management firm in Cambridge, discusses how technology exposure impacts his choice of responsible investment funds.

The FTAdviser Podcast is the podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The secrets to adviser succession planning

Fri, 05 Jun 2020 10:31:30 GMT

With advisers considering how to make their businesses last not just for their own lifetimes but also for succeeding generations, having a clear-cut plan to pass the baton is a business necessity.

Even more than that, it is becoming a regulatory imperative for business owners to define and clarify how their clients will be handed on to the next generation of financial advisers, whether that is selling the firm or keeping it independent.

This week, Keith Richards, chief executive of the Personal Finance Society, and Paul Morrish, main board director of Succession Holdings, talk to Financial Adviser editor Simoney Kyriakou on the dos and don'ts of succession planning for advisory firms.

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How Covid-19 has changed pensions

Fri, 29 May 2020 12:15:34 GMT

In the latest edition of the FTAdviser Podcast, senior reporter Amy Austin is joined by Claire Trott, head of pensions strategy at St James’s Place and Tim Morris, independent financial adviser at Russell & Co, discuss the effect Covid-19 has had on pension industry, including how advisers and providers have had to change their processes to handle social distancing and the growing use of technology. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Value investing is 'not dead'

Fri, 22 May 2020 12:30:00 GMT

In the latest episode of the FTAdviser podcast, special projects editor David Thorpe is joined by Andrew Bell, chief executive of the Witan Investment Trust, Sunil Krishnan, multi-asset investor at Aviva Investors, and Jamie Ward, manager of the Crux UK fund to discuss the outlook for UK-listed companies amid the coronavirus pandemic. They discussed the outlook for inflation and interest rates, the effect this would have on whether growth stocks continue to outperform against value, and which segment of the market they think will perform best in the coming months and years. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Real assets 'can offer inflation protection'

Fri, 15 May 2020 12:30:44 GMT

In the latest episode of the FTAdviser podcast, special projects editor David Thorpe is joined by Rathbones David Coombs, and David Conlon of GCP to discuss the outlook for real assets. Real assets are investments that are backed by physical holdings, such as infrastructure, property or gold. Many of those assets are owned by investors with a defensive outlook, and replace bonds in a portfolio. The income streams of many are also linked to inflation. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How coronavirus has affected PI insurance

Thu, 07 May 2020 14:38:04 GMT

As the national lockdown continues the latest socially-distanced edition of the FTAdviser Podcast looks at the impact of the coronavirus on advisers as individuals, businesses and as part of a wider industry. We also hear about the knock-on-effect the pandemic has had on an already hardened professional indemnity insurance market. Rachel Mortimer, senior reporter at FTAdviser, discusses 85-year-old "Zooming" clients and how advisers have responded to the logistical and financial challenges of the pandemic with Keith Richards, chief executive of the Personal Finance Society. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

World 'can't rely on emerging markets' to bail it out

Fri, 01 May 2020 12:28:57 GMT

Can Chinese demand provide a boost for the world in lockdown? and what effect will the lower oil price have on the investment case for those markets? In the latest edition of the FTAdviser Podcast, Liontrust global equity manager James Dowey, JP Morgan market strategist Hugh Gimber, and Andrew Ness, portfolio manager on the Templeton Emerging Markets Investment Trust, discuss the outlook for emerging markets in a world coping with the Covid-19 crisis. The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

ESG investing has moved to the mainstream

Fri, 24 Apr 2020 10:49:40 GMT

With reports that more advisers than ever have been researching funds with Square Mile sustainability ratings, and indications that performance of environmental, sustainable and governance-specific funds have outperformed their peers during the first few months of this year, it is worth asking whether ESG funds have come into their own right. Speaking with Financial Adviser editor Simoney Kyriakou on this podcast is Stephanie Maier, director of responsible investment at HSBC Global Asset Management, and Ryan Lightfoot-Brown, senior research analyst at Chelsea Financial Services. The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Suitability processes 'ill-equipped' to handle coronavirus

Fri, 17 Apr 2020 09:51:12 GMT

Advisers, clients and journalists are all stuck at home. Many will have worries about their health, their jobs, their families and friends. Following the recent market falls, can behavioural finance help advisers lead their clients through these troubled times without causing them more anxiety and without encouraging them to make bad decisions? Damian Fantato, digital editor of FTAdviser, discusses the best way to communicate with clients, the suitability process and understanding financial personalities with Greg Davies, head of behavioural finance at Oxford Risk, and Sarb Chahal, a financial planner at Sanlam. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How coronavirus will change advice firms

Fri, 03 Apr 2020 09:54:59 GMT

As advisers get used to working from home, the latest socially-distanced edition of the FTAdviser Podcast looks at how this could affect the service they offer and how advisers can turn it into a positive by working on their business rather than just in it. Damian Fantato, digital editor of FTAdviser, discusses video calls, paperless processes and where this will lead with Adam Owen, president of the Personal Finance Society and director of NextGen Planners, and Alasdair Walker, a chartered financial planner at Handford Aitkenhead & Walker. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. The next episode will be released on April 17, 2020 - after the Easter break.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The future of the FSCS levy

Fri, 27 Mar 2020 13:45:00 GMT

The FSCS levy — and the burden it places on advisers — is a controversial topic, with the latest levy hike landing landing a total bill of £635m on advisers and providers for 2020-21. This week Imogen Tew, investment reporter at FTAdviser, looks into the problems and potential solutions with Ian Cornwall, director of regulation at adviser trade body Pimfa, and Tim Harvey, director at HR Independent. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Coronavirus: Financial planning norms 'out the window'

Fri, 20 Mar 2020 13:45:00 GMT

This week many advisers - and the journalists at FTAdviser - started working from home as Covid-19 spread across the globe. But working patterns weren't the only thing affected. Markets were sent tumbling, prompting unprecedented action by the Bank of England and HM Treasury. Imogen Tew, investment reporter at FTAdviser, looks into how advisers have been affected by this with Mike Barrett of the Lang Cat consultancy firm and Steve Kenny of Square Mile Investment Consulting & Research. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Budget 2020

Fri, 13 Mar 2020 14:00:00 GMT

This week chancellor Rishi Sunak delivered his first Budget - the first since Brexit and the first since 2018. It took place against a background of market turmoil, oil price wars and the spread of the coronavirus. So what can advisers take away from this year's Budget? Damian Fantato, digital editor of FTAdviser, tries to find out with Fiona Tait, technical director of Intelligent Pensions, and Quentin Holland, a partner at advice firm The Private Office. The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investing in the age of Trump

Fri, 06 Mar 2020 13:45:00 GMT

Despite persistent client fears about valuations, the US equity market has hit numerous record highs, driven largely by technology stocks. In the latest episode of the FTAdviser Podcast, investment reporter David Thorpe is joined by Julian Cook and Eric Papesh, US equity managers at T Rowe Price, and Nathan Sweeney, multi-asset manager at Architas, to discuss the long-term drivers of returns in the US market.

This edition of the FTAdviser Podcast is sponsored by T Rowe Price and listeners of this week's episode can claim 30 minutes of CPD by completing the multiple choice quiz on FTAdviser.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

'Focus on positives' to close the gender pension gap

Fri, 28 Feb 2020 13:28:21 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com. Each week, FTAdviser is be joined by guests from the industry to discuss the week in news and pressing industry issues. With reports estimating that 60 per cent of the nation's wealth will be in the hands of women by 2025, coupled by ongoing issues over gender-related pensions and savings gaps, how can financial advisers meet these challenges to help secure a better financial future for female clients? Speaking with Financial Adviser editor Simoney Kyriakou on this podcast is Emma Hughes, communications director for the Personal Finance Society and the Chartered Insurance Institute; Emma Morgan, portfolio manager for Morningstar; and Helen Morrissey, pensions specialist for Royal London.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How to invest in the UK in uncertain times

Fri, 21 Feb 2020 13:41:04 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com. Each week, FTAdviser will be joined by guests from the industry to discuss the week in news and pressing industry issues. Although sentiment has turned more positive towards UK equities since the general election, a combination of high dividend yields and still low valuations compared to many other markets means there is plenty more room for UK equities to rise. In this week's episode investment reporter David Thorpe talks to Mike Bell, global market strategist at JP Morgan Asset Management, and Job Curtis, who runs the £1.8bn City of London investment trust, to discuss where opportunities can be found in the UK market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Effect of pension freedoms not yet known

Fri, 14 Feb 2020 10:30:05 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser.com. In this week's episode Tom Selby, senior analyst at AJ Bell, and Krupesh Kotecha, financial planner at Balance Wealth Planning, discuss what impact pension freedoms have had on the industry and consumers five years on, as well as how advisers have benefited from this rule change.

Each week, FTAdviser is be joined by guests from the industry to discuss the week in news and pressing industry issues.

To listen to the full podcast, click on the link above.

FTAdviser podcasts are available on Acast and are also now available to download on iTunes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How advice can help financial wellbeing

Fri, 07 Feb 2020 13:18:44 GMT

Awareness around financial wellbeing has steadily increased over the past few years, and the effect of poor financial health on a person’s overall wellbeing has been well documented.

But how can advisers improve their client's financial wellbeing? And what has driven the increased popularity of the concept among advisers over the past few years?

The latest FTAdviser podcast sees Chris Budd, founder and chairman at the Initiative for Financial Wellbeing, and Tracy Crookes, an adviser at Quilter Private Client Advisers discuss the possibilities.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The future of advice fees

Fri, 31 Jan 2020 12:55:23 GMT

The cost of advice has been a much-discussed topic for a number of years — from the pros and cons of percentage charging to the fee pressures facing advisers.

We've also seen some big names enter the industry at a time when the City-watchdog has set its beady eyes on making sure financial services are value for money.

The latest FTAdviser podcast sees Alistair Fullerton, director and financial adviser at Lathe and Co Wealth Advisers, and Simon Bussy, director of wealth at consultancy firm Altus discuss the possibilities.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Consolidators to dominate the platform market

Fri, 24 Jan 2020 14:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

In this week's episode, Ben Hammond, platform director at Altus, and Mark Till, managing director for digital solutions at Aegon, discuss the future of the platform industry, as many players struggle for profitability and inflows become harder to attract.

Each week, FTAdviser will be joined by a guest from the industry to discuss the week in news and pressing industry issues.

FTAdviser's podcasts are available on Acast and are also now available to download on iTunes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What do the Conservatives have planned for pensions?

Fri, 17 Jan 2020 14:00:52 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Steven Cameron, pensions director at Aegon, and John Hill, a chartered financial planner at Saunderson House, discuss what the Conservative government has in store for pensions over the coming year – from changes to auto-enrolment thresholds and tax relief, to the possibility of scrapping the tapered annual allowance.

Each week, FTAdviser will be joined by a guest from the industry to discuss the week in news and pressing industry issues.

FTAdviser's podcasts are available on Acast and are also now available to download on iTunes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What does 2020 have in store for advisers?

Fri, 10 Jan 2020 13:13:10 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In the first episode of the year, the Personal Finance Society's director of policy Matthew Connell, and chartered financial planner Darren Cooke discuss what advisers can expect in 2020 and the coming decade. Mr Connell said this year might see adviser liabilities addressed, while Mr Cooke discussed the growing importance of financial wellbeing for advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What the general election means for investments

Fri, 13 Dec 2019 12:36:58 GMT

Yesterday, the UK headed to the polls in a momentous election set to decide the course of the country over the next five years.

Voters overwhelmingly backed the Conservative party, which is up nearly 50 seats, and its leader Boris Johnson will now govern with a majority of at least 78 MPs in the House of Commons.

In the manifesto, the Tories pledged to find a social care solution, tackle pension tax issues and up the national insurance threshold to help lower earners, but what does a Conservative majority mean for investors and the markets?

The latest FTAdviser Podcast sees Leigh Himsworth, manager of the Fidelity UK Opportunities fund, and Shamik Dhar, chief economist at BNY Mellon Investment Management, discuss the possibilities.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Central bank policies make it harder to understand risk

Fri, 06 Dec 2019 12:24:20 GMT

The policies of quantitative easing and record low interest rates make it very difficult for advisers and clients to understand the risks they are taking when making an investment, according to the guests on the latest FTAdviser podcast.

Bertie Dannatt, investment director at Ruffer said: “The policies that central banks have used to stimulate markets since the financial crisis have definitely pushed up the prices of bonds, shares and property as it has been a rising tide lifts all boats effect.”

His fellow guest Jordan Shriharan, of Canaccord Genuity Wealth agreed, saying, “the policies have basically put an artificial floor on bond yields, and that effects the price of so many other assets.”

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Intergenerational wealth

Fri, 29 Nov 2019 12:00:00 GMT

Over the past few years, concerns have been raised that advisers are at risk of missing out on a generational windfall by failing to service the young people likely to inherit their current client’s wealth. The latest FTAdviser Podcast examines how IFAs can tackle to situation and whether it is a pitfall or an opportunity for the sector. Guests Tom Selby, senior analyst at AJ Bell, and Tracy Crookes, chartered financial planner at Quilter Private Client Advisers, discuss the possibilities.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Advisers warned there is 'no hiding place' from SMCR

Fri, 22 Nov 2019 12:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Michael Pashley, group training and knowledge director at SimplyBiz, and Ian Cornwall, director of regulation at adviser trade body Pimfa, discuss what advisers need to do as next month's deadline for the senior managers and certification regime looms, and what will happen after that passes.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Building a global portfolio

Fri, 15 Nov 2019 11:24:23 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, investment reporter David Thorpe talks to Simon Edelsten, global equity manager at Artemis, and Wayne Berry, investment manager at Brewin Dolphin, about the outlook for global equities and how to build a global portfolio.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The evolution of platforms

Fri, 08 Nov 2019 09:00:00 GMT

Platforms have made headlines over the past few years as the need for upgrades and differentiation as well as botched replatformings and consolidation in the market have kept platform issues in the spotlight. The latest FTAdviser Podcast examines how the platform space will evolve and whether the future of platforms is customisation.

Guests Mark Polson, principal at consultancy The Lang Cat, and Sam Handfield-Jones, co-head of Seccl Technology for Octopus Investments discuss the possibilities.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Pensions industry must come together to promote advice allowance

Fri, 01 Nov 2019 12:30:00 GMT

In this week's podcast we will be discussing with our guests: Pete Glancy, head of policy, Scottish Widows and Mike Lacey, partner, Bowmans Pension Consulting about the pensions advice allowance, which allows defined contribution pension scheme members to withdraw £500 a year tax-free from their pot, up to three times in their life, to pay for advice. We will also look at what providers should do to promote this feature and why savers are still wary of financial advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Style drift is 'biggest risk an investor can take'

Thu, 24 Oct 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Ilan Chaitowitz, co-manager of the Nomura Global High Conviction fund, and Minesh Patel, a chartered financial planner at EA Financial Solutions, discuss why the growth style of investing has done so well recently, whether value is set for a comeback and what advisers should do about it.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Investors turn to alternative assets as markets risk rise

Fri, 18 Oct 2019 09:44:05 GMT

The recent strong correlation between the performance of equities and government bonds is driving investors into alternative assets, according to the guests on this week’s FTAdviser Podcast. Minesh Patel, financial adviser and director of EA Financial Solutions, and Ian Rees, multi-asset fund manager at Premier, have both become more interested in alternative investments in a world where bond yields are low and equity valuations look high. We discuss the different drivers that impact the market in alternative assets, the different way of accessing those assets, and where the opportunities lie.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Ethical investing could become default for advisers

Fri, 11 Oct 2019 11:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Ed Smith, head of asset allocation research at Rathbones, and Alan Chan, a chartered financial planner at IFS Wealth and Pensions, discuss environmental, social and governance investing. They discuss whether ESG investing means having to accept lower returns, if it will ever become a default way of investing and what it actually means.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The future of AI

Fri, 04 Oct 2019 12:00:00 GMT

Robo-advisers have come and gone in recent years, creating debate in the industry over their profitability, whether they can be properly regulated and the standard of advice they produce. The latest FTAdviser Podcast examines how technology will improve the market for advice and whether true robo-advice will ever come to fruition.

Guests Ben Taylor, chief technical officer at AI platform Rainbird, and Paul McNamara, chief executive of fintech group EValue, discuss the possibilities.

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

"Building a Multi-asset portfolio in a low rates world"

Wed, 25 Sep 2019 23:00:00 GMT

The policies pursued since the financial crisis of record low interest rates and quantitative easing have usurped many of the traditional rules of asset allocation. The latest FTAdviser podcast examines how a multi-asset investor can navigate the new world of asset allocation.

Guests David Jane, who runs a range of multi-asset portfolios at Miton, and Gary Waite from Walker Crips discuss the options for advisers

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FCA file review showed contingent charging used in 80% of cases

Wed, 18 Sep 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Edwin Schooling Latter, director of markets and wholesale policy at the Financial Conduct Authority, discussed the regulator’s proposal to introduce a contingent charging ban for defined benefit transfers, and other changes that will affect financial advisers work in this area.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Inverted yield curve: Is this time different?

Wed, 11 Sep 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Seneca Investment's chief investment officer Peter Elston and FTAdviser's investment reporter, David Thorpe discuss what the inverted yield curve means and whether 'this time it is different'.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Clarity from regulator needed on GMP transfers

Thu, 05 Sep 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Paul McGlone, president of the Society of Pension Professionals, and Andrew Boyt, pension transfers specialist and freelance consultant, discuss how guaranteed minimum pensions is affecting financial advisers work.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Platform growth to continue despite end of DB 'sugar rush'

Sun, 01 Sep 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Mike Barrett, consulting director at the Lang Cat, and Paul Boston, director of sales at Novia, discuss how the slowdown of defined benefit transfer inflows will affect platforms, who platform profit margins are doing down and whether there is likely to be much innovation in the platform market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Advisers could face bankruptcy over single claim

Fri, 23 Aug 2019 08:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In the latest episode, Keith Richards, chief executive of the Personal Finance Society, and Brian Boehmer, a partner at Lockton specialising in professional indemnity insurance, discuss how the hardening of the PII market is affecting advisers. They also discuss how advisers can navigate the PII market and how insurers are changing their policies.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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How the protection industry can better itself on mental health

Fri, 16 Aug 2019 07:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In the latest episode, Kathryn Knowles, managing director at Cura Financial Services, and Deepak Jobanputra, deputy CEO at Vitality, examine how the protection industry can better itself in terms of mental health. They also discuss whether medical underwriting can improve insurance for those living with mental health issues as well as how advisers can approach sometimes difficult topics effectively but emphatically.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Insistent clients pose ‘real challenge’ for advisers

Thu, 08 Aug 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Ian Browne, retirement expert at Old Mutual Wealth, and Paul Stocks, financial services director at Dobson & Hodge, discuss how advisers should deal with insistent clients, and the subjectivity that comes when analysing the cases of these consumers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Investment opportunities from US-China trade war revealed

Thu, 01 Aug 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In the latest episode, Rathbones's James Thomson and Richard Saldanha of Aviva Investors examine where to find value as the US and Chinese governments trade insults and tariffs.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Regulator watching DB transfers template adoption

Thu, 25 Jul 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Fiona Frobisher, head of policy at The Pensions Regulator, discusses the new defined benefit pension transfer template, and what the further changes to this space can be expected.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Fos answers your questions on industry funding, staff qualifications and more

Fri, 19 Jul 2019 11:28:37 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Anna Whitelock, policy manager at the Financial Ombudsman Service, and Damian Fantato, deputy editor of Financial Adviser, discuss the ombudsman service's funding plans, why its staff are not required to be qualified to the same level as financial advisers, what it means for a client to be sufficiently aware of a potential complaint, and whether it was right for professional indemnity insurers to increase premiums for advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Including DB in pension dashboards is a ‘real challenge’

Thu, 11 Jul 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Tim Gosling, head of pensions policy at B&CE, provider of The People's Pension, and Darren Cooke, chartered financial planner at Red Circle Financial Planning, discuss pension dashboards, how difficult will be to include data from defined benefit schemes and the probability of success of the project.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Woodford suspension highlights failures of process

Fri, 05 Jul 2019 10:43:33 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Brian Dennehy, chartered financial planner at Dennehy Weller and head of FundExpert, and David Baxter, deputy editor of Asset Allocator and Money Management, discuss the suspension of the £3.7bn Woodford Equity Income fund and what it means for advisers and discretionary fund managers. They also discuss how it impacts Neil Woodford’s other funds.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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PI market only has five active insurers

Thu, 27 Jun 2019 23:00:00 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Dan Stuckey, associate director of Onyx Insurance brokers, and Philip Hanley, director of Philip James Financial Services, discuss the impact of difficulties financial advisers have been facing in obtaining professional indemnity cover, and how the PI market has a capacity issue.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Contingent charging is just another adviser bias

Fri, 21 Jun 2019 10:33:05 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Simon Harrington, senior policy adviser at the Personal Investment Management & Financial Advice Association, and Alistair Cunningham, financial planning director at Wingate Financial Planning, discuss the impact of a possible contingent charging ban in the advice industry and how it won’t stop rogue advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Mifid II rules are ‘rippling’ around the globe

Fri, 14 Jun 2019 08:42:15 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Daniel Schlaepfer, president and chief executive of Canadian trading firm Select Vantage discusses the effects Mifid II is having on businesses around the globe and explains how he thinks it will impact regulation in countries such as the USA.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

British Steel debacle 'is just starting'

Fri, 07 Jun 2019 08:53:21 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Alastair Rush, principal at Echelon Wealthcare, who has been involved in helping steelworkers who were mis-sold in transferring out their pensions, spoke about how more cases will continue to surface. He was joined by Sir Steve Webb, former pensions minister and director of policy at Royal London, who also discussed the regulators role in the debacle, and the effect of the case on financial advisers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Senior managers regime is ‘seismic shift’ for advisers

Fri, 31 May 2019 13:49:32 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Chris Davies, the founder of Model Office, spoke about the upcoming Senior Managers and Certification Regime, which comes into effect in December. He discussed how advisers are getting with preparing for the regime and why he thinks it will lead to a bigger change in the way adviser businesses are run than some people might think.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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New syllabus aims to 'relaunch' certified planner status

Fri, 24 May 2019 12:16:05 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode Jacqueline Lockie, head of financial planning at the Chartered Institute for Securities & Investment, explains why the body has updated its certified financial planner syllabus and how this will help it reverse the decline in advisers holding this designation. She also discusses how the profession can benefit from large companies such as Lloyds returning to the advice market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Populism will 'continue to dominate' US markets

Fri, 17 May 2019 13:58:04 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Anna Stupnytska, global economist at Fidelity, and David Thorpe, investment reporter at FTAdviser discuss the outlook for the US including whether or not the Federal Reserve would become more hawkish, the US-China trade war and the impact of the 2020 presidential election.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Webb admits pension freedoms 'a work in progress'

Fri, 10 May 2019 13:20:22 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Sir Steve Webb, former pensions minister and director of policy at Royal London, joins us along with Al Rush, principal at Echelon Wealthcare, to discuss the ups and downs of four years of pension freedoms and their side effects.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Advisers need to work on personalising their service

Fri, 03 May 2019 09:53:44 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Chris Jones, proposition director at Dynamic Planner talks about how Mifid II will change the way advisers do business, whether it will push down charges and what advisers need to bear in mind on capacity for loss.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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'No light at the end of the tunnel' for Waspi women

Fri, 26 Apr 2019 13:25:02 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Tom Selby, senior analyst at AJ Bell, and Maria Espadinha, senior reporter at FTAdviser, talk about the possible solutions for women affected by the state pension age equalisation, a slowdown of life expectancy and its implications, and the expectations for the new Money and Pensions Service.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Nutmeg says advice service may lead to pressure on costs

Thu, 18 Apr 2019 11:42:40 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Lisa Caplan, Nutmeg’s head of financial advice, talks about how the robo-adviser is rolling out its financial advice service, the challenges the company has faced, how this might evolve and what impact it may have on the wider advice market.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Stupnytska positive on Europe despite problems

Fri, 12 Apr 2019 12:34:10 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Anna Stupnytska, global economist at Fidelity, and David Thorpe, investment reporter at FTAdviser, discuss the outlook for the European economy, including Italy’s recession, the slowdown in Germany and where next for the European Central Bank.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Stopford explains effects of populism on investors

Fri, 05 Apr 2019 10:59:54 GMT

The FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, John Stopford, co-head of multi-asset at Investec Asset Management UK, talks about the effects of the growth of populism and how this might affect investors’ portfolios. He also discussed the “conflicting” messages that markets are sending investors about the direction of the global economy and where he thinks inflation is likely to go.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Pace of consolidation will speed up

Fri, 29 Mar 2019 12:33:29 GMT

FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, John Porteous, group head of distribution at Charles Stanley, explains why he expects consolidation to continue and even speed up, and suggests that Brexit has kept a few plans on hold. Mr Porteous also discusses the pros and cons of moving to a vertically integrated structure. Finally, he reveals his plans for his new role at Charles Stanley.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why advisers cannot serve everybody

Fri, 22 Mar 2019 12:59:24 GMT

FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Justin King, chartered financial planner at MFP Wealth Management, discusses why savers should be allowed to withdraw a lump sum from pension pots without always seeking financial advice, and the role of advisers and providers in educating people about retirement. He also talked about why he was inspired to launch his own retirement podcast series to discuss issues from investing in retirement, to health and longevity. Finally, Mr King explained how advisers can speak to the next generation of clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Why we can't rule out an emergency Budget

Fri, 15 Mar 2019 12:28:44 GMT

FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Tom Selby, senior analyst at AJ Bell, discusses the Chancellor's Spring Statement and why he thinks an emergency Budget remains a possibility. Mr Selby also revealed the pensions announcements he would like to have seen Philip Hammond make this week about social care and auto-enrolment. Finally, he predicts what might be on the pensions agenda should a Labour government be voted in following a general election.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Clients leave it too late to approach advisers at tax year end

Fri, 08 Mar 2019 12:56:56 GMT

FTAdviser Podcast is the weekly podcast for financial advisers brought to you by FTAdviser.com. In this week's episode, Justin Scott, senior pensions consultant in Standard Life's technical team explains how advisers can help clients who approach them 'too late' about how to use their allowances as the tax year ends. Mr Scott discussed the tax advantages of pensions and what challenges higher earners faced. Finally, he explained what the 'pension tax equation' is and why it might be helpful.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Market too optimistic on outlook for trade war

Fri, 01 Mar 2019 11:23:06 GMT

FTAdviser Podcast is the weekly podcast brought to you by FTAdviser.com. In this week's episode, host David Thorpe is joined by Karen Ward, chief market strategist for Emea at JPMorgan Asset Management. She explains why the US-China trade war and the Federal Reserve's stance led to the sharp sell-off in the fourth quarter of 2018. Ms Ward also discusses why she thinks the market has become a little too optimistic in the outlook for the trade war. Finally, she talks about the prospects for emerging markets as an asset class in 2019.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

DFMs are starting to become homogeneous

Fri, 22 Feb 2019 12:09:50 GMT

FTAdviser Podcast is the weekly podcast brought to you by FTAdviser.com. In this week's episode, host Damian Fantato is joined by Asset Allocator's Dave Baxter and Minesh Patel, managing director of EA Financial Solutions, to discuss discretionary fund managers. Mr Patel explained why he believes DFMs are starting to become homogeneous and why there needs to be more differentiation. Guests also answered the question, have we reached peak DFM?

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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Most UK workers not auto-enrolled are women

Fri, 15 Feb 2019 13:06:47 GMT

FTAdviser Podcast is the weekly podcast brought to you by FTAdviser.com. This week, Kay Ingram, director of public policy at LEBC, joins us to discuss the gender pensions gap and why women make up the majority of UK workers not auto-enrolled into a pension. She also explains why the hike in probate fees could result in more unclaimed assets and why a ban on contingent charging is needed.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Brexit dividend for first-time buyers

Fri, 08 Feb 2019 10:51:24 GMT

FTAdviser Podcast is the weekly podcast brought to you by FTAdviser.com. This week, Martin Stewart, director and independent mortgage adviser at London Money Group, joins us to discuss the nervousness around the return of the 100 per cent mortgage and the importance of face-to-face advice. Mr Stewart also explains why there is a 'Brexit dividend' for first-time buyers and how that could "turn very quickly" if there is a solution to Brexit.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How employee ownership can work for advice firms

Fri, 01 Feb 2019 11:04:25 GMT

FTAdviser Podcast is the weekly podcast brought to you by FTAdviser. This week, Chris Budd, founder and chairman of Ovation Finance, joins us to discuss industry issues including financial wellbeing, as he claims clients come to financial advisers specifically so they do not have to think about their money. Mr Budd also discusses succession planning and how employee ownership can work for the advice profession.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Pimfa members' clients asking how to prepare for Labour government

Fri, 25 Jan 2019 10:48:52 GMT

FTAdviser Podcast is the weekly podcast brought to you by FTAdviser. This week, Liz Field, chief executive of Pimfa, joins us to discuss the week in news, including how advisers can prepare for Brexit and why her members' clients are asking, what are you doing in the event of a Labour government? Ms Field also talks about what advisers can do to prepare for SMCR.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

FSCS boss sets out 2020 strategy

Thu, 17 Jan 2019 16:48:17 GMT

FTAdviser Podcast is the weekly podcast brought to you by FTAdviser. This week, Mark Neale, chief executive of the FSCS, joins us to discuss the week in news, including what the strategy is for the organisation as he prepares to step down later this year. Mr Neale also explains why the FSCS has changed the way it calculates the compensation paid to British Steel pension scheme workers and how the financial advice industry could attract new talent.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Mifid II rules are not helping clients

Fri, 11 Jan 2019 11:25:22 GMT

FTAdviser Podcast is the weekly podcast series brought to you by FTAdviser. This week, Martin Bamford, chartered financial planner at Informed Choice, joins us to discuss the week in news, including Mifid II cost disclosure rules and why they are an "extra administrative burden". Mr Bamford also explains why pension transfers is likely to continue to be a big story in 2019 and the FCA's review of professional indemnity insurance.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Getting value for money for clients

Tue, 06 Nov 2018 11:24:43 GMT

A combination of factors has been bringing down fees and charges in the investment management industry, meaning advisers' clients should be getting better value for money. So what represents good value when it comes to helping clients build an investment portfolio? Nick Watson, a portfolio manager on the UK-based multi-asset team at Janus Henderson, and Rory Maguire, managing director of Fundhouse, join FTAdviser to discuss what value for money looks like to clients.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Longer life and the importance of income

Mon, 22 Oct 2018 13:27:53 GMT

Many people retiring now can expect to live another 20, 30 or even 40 years. How can those approaching retirement ensure they do not run out of money if they live longer than expected? Nick Watson, a portfolio manager on the UK-based multi-asset team at Janus Henderson, and Ryan Hughes, head of active portfolios at AJ Bell, join FTAdviser to discuss the importance of income in retirement.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

How can alternatives be used to diversify client portfolios?

Tue, 09 Oct 2018 09:08:19 GMT

An allocation to alternatives is now considered a core part of investment portfolios. James de Bunsen, portfolio manager in Janus Henderson's UK-based multi-asset team, and Mike Coop, head of multi-asset portfolio management at Morningstar Investment Management, talk to FTAdviser about alternative investments.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

What are the drivers behind sustainable investing?

Mon, 24 Sep 2018 15:57:56 GMT

Should all investors be taking environmental, social and governance factors into consideration when choosing funds for their portfolios? Dean Cheeseman, portfolio manager in Janus Henderson's UK-based multi-asset team, and Adrian Lowcock, head of personal investing at Willis Owen, join FTAdviser to talk about sustainable investing drivers.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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How to generate income in multi-asset fundsUntitled Episode

Mon, 17 Sep 2018 13:57:43 GMT

To generate income, multi-asset fund managers are increasingly using greater blends of asset classes, including infrastructure and property, experts have stated.

Dean Cheeseman, portfolio manager in Janus Henderson's UK-based multi-asset team, and Darius McDermott, managing director for Chelsea Financial Services, spoke with FTAdviser about the sort of strategies being used to generate income.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.