Get Rich Slow Club

255. How to travel more without breaking the bank

Wed, 08 Apr 2026 19:00:00 GMT

Travelling doesn’t have to break the bank. In this replay episode, Lauren joins Ana to unpack how families can prioritise their values, master cashflow, and still see the world. From racking up flybuys and velocity points to clever accommodation hacks and open conversations about trade-offs, Lauren shares how she and her family travel often without sacrificing financial goals.

They also dive into money mindsets, letting go of perfectionism with saving, and finding that sweet spot between living for today and building wealth for tomorrow. Whether you’re a parent planning your next family holiday or just dreaming of more freedom, this episode will be worth the listen.

Guest - @itslaurenjlee

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

254. Finance file: Would you quit a $280k job?

Mon, 06 Apr 2026 19:00:00 GMT

We've got a juicy finance file for you this week..

We'll be breaking down how this listener earns her $280k salary, how she spends, saves and invests it, her financial goals, and also some mistakes along the way. She's also planning a very interesting career pivot which we'll unpack a bit more and share our thoughts!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

253. Should I invest inside or outside of super? (replay)

Wed, 01 Apr 2026 18:00:00 GMT

ETFs vs super: it's a topic we keep coming back to, because honestly? It deserves it. There's a lot to unpack.

In this episode, Tash and Ana go deeper on the key considerations: the tax advantages of super, the flexibility and control you get with ETFs, and whether there's actually a way to get the best of both. Tune in to find out.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

252. Finance File: How debt recycling helped this couple invest $1.1m

Mon, 30 Mar 2026 18:00:00 GMT

Today we're unpacking a real couple's finance file — incomes, spending, savings, and exactly how they used debt recycling to build an extremely impressive $1.1m share portfolio.

This couple are both 31, based in Perth with two young kids, and are currently navigating a full year on a single income while on maternity leave.

We'll break down their full financial snapshot, explain how debt recycling actually works, and answer some of your questions around using this strategy to build wealth.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

251. Tom’s money journey (replay)

Wed, 25 Mar 2026 18:00:00 GMT

In this episode of Get Rich Slow Club, Tash chats with Tom, a property investor and finance enthusiast working in Western Australia. Tom shares his inspiring money journey, starting with his first property purchase at the age of 19, and how his upbringing in a frugal Greek-Australian household instilled valuable financial principles.

Tom discusses the financial perks of working in remote areas, from rent subsidies to additional allowances, and how these advantages have shaped his investment strategy. He explains his transition from property-heavy investments to diversified portfolios, including ETFs, and provides insights into balancing financial goals with enjoying life.

Listeners will learn how Tom's early work ethic—juggling multiple jobs and saving rigorously—set the foundation for his financial independence. Whether you're starting your own money journey or looking for practical tips, Tom's story offers motivation and actionable advice to grow your wealth steadily.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

250. ETF Deep Dive: VGS

Mon, 23 Mar 2026 18:00:00 GMT

In this episode, Ana & Tash are taking a closer look at VGS (Vanguard MSCI Index International Shares ETF) and why it’s one of the most widely used ETFs for Australians investing globally. They'll cover:

👉 What VGS is and what it invests in

👉 Why many investors pair VGS with VAS

👉 A quick look at the countries, sectors, and companies inside the fund

👉 Fees, distributions, and DRP basics

👉 Where VGS might fit in a diversified portfolio

If you've been wanting to learn more about this super popular ETF, then this is the episode for you!

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

249. Being frugal makes you a better person

Wed, 18 Mar 2026 18:00:00 GMT

In this episode, Tash sits down with Hayden (co-founder of Pearler and host of the Aussie FIRE Pod) to chat about some of his more unusual frugal experiments, personal challenges, and mindset shifts.

From hiding peanut butter in the bush to skipping general anaesthetic for wisdom teeth removal, Hayden shares the thinking behind these hacks, and what they’ve taught him about money, resilience, and intentional living.

👉 Why he once hid peanut butter in the bush

👉 How pushing back on big companies can sometimes pay off

👉 Turning everyday frustrations into “controlled stress”

👉 The story behind getting wisdom teeth removed without general anaesthetic

👉 Why business class flights don’t always pass the value test

👉 Whether DIY food hacks actually save money

👉 Hayden’s “splurge rule” during busy seasons

👉 Small energy and productivity hacks that make a difference

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

248. ETF Deep Dive: DHHF

Mon, 16 Mar 2026 18:00:00 GMT

In this episode, we dive into DHHF and how it works as an all-growth diversified ETF. We'll cover:

👉 What DHHF is and how it’s structured

👉 How it compares to VDHG and the key differences between the two

👉 Fees and what investors pay for the convenience of a diversified ETF

👉 Dividend reinvestment plans (DRP) and how they work for DHHF investors

👉 Holdings and asset allocation, including its global equity exposure

👉 How DHHF might fit into your portfolio, whether as a single ETF strategy or alongside other investments

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

247. Should I invest or pay down my mortgage?

Wed, 11 Mar 2026 18:00:00 GMT

Tash and Ana dig into one of the biggest money questions: should you invest, save, or focus on paying down your mortgage?

They break down how to think about your options based on your goals, life phases, values, and what helps you sleep at night. They also jumped into some questions from the Get Rich Slow Club inbox, and there were some goodies in there. Plus, they chat about exit strategies, debt recycling, and how your money goals may shift as life changes.

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

246. How this 24 year old made 6 figures in 6 months

Mon, 09 Mar 2026 18:00:00 GMT

This week on the podcast we’re joined by Taylor-Lee, a 24-year-old entrepreneur and founder of the marketing and consulting firm Strategic Haus.

Taylor chats about what it was like growing up in a family where starting businesses was completely normal and how that shaped the way she thinks about work and opportunity. After struggling to land a traditional job early on, she decided to take things into her own hands and start her own business.

She shares the journey of building Strategic Haus, including how she hit six figures in her first year, the lessons she learned along the way, and how she’s thinking about growth moving forward. We also dive into her investment property strategy and how she’s preparing financially and personally for a new family member on the way while running a business.

Want more of Taylor-Lee?

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

245. Life before 'Tash Invests' became a thing

Wed, 04 Mar 2026 18:00:00 GMT

This week Tash jumped on the Aussie FIRE podcast with Hayden from Pearler and Dave from Strong Money Australia to talk about her money journey before TikTok, Instagram, and “Tash Invests” became a thing.

She shares what it was like growing up in a house where money was openly discussed, why saving felt like a game she wanted to win, and how she bought her first ETF at 18 and her first property at 22. They chat about early trade-offs, navigating online criticism and tall poppy syndrome, and staying focused even when other people did not quite get it.

They also jump into how her strategy has evolved across shares and property, and why she is really chasing freedom and optionality, not just a big round number.

We hope you love this BTS look at consistent wealth building in your 20s, and how small, slightly boring decisions can add up in a big way!

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

244. Are you protected against financial fraud?

Mon, 02 Mar 2026 18:00:00 GMT

Scams are no longer rare or obvious. They are sophisticated, targeted, and increasingly hard to spot.

In this episode, Ana speaks with Wadzi Nenzou, a scams awareness educator with more than 18 years of experience across financial planning, superannuation, banking, investments and compliance. Wadzi shares what she has seen firsthand and why she is so passionate about helping people build wealth without losing it to investment scams.

They unpack the biggest misconceptions about who gets scammed, why younger and digitally savvy people are just as vulnerable, and how certain life moments like starting to invest or experiencing financial stress can increase your risk. Wadzi also walks through how a modern investment scam typically unfolds, from first contact to money being transferred.

Most importantly, this episode gives you a practical checklist to protect yourself and your loved ones. From simple non negotiables before investing or sending money, to what to do immediately if you realise you have been scammed, this is a conversation designed to help you stay alert and stay protected.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

243. The real cost of not knowing money

Wed, 25 Feb 2026 18:00:00 GMT

Financial literacy is not just about knowing money terms. It can shape your safety, security, and future, especially for women.

In this episode of Get Rich Slow Club, Ana speaks with commercial litigation lawyer Julia Bell about what she sees when financial literacy is missing. Julia explains what commercial litigation involves and shares how a lack of financial literacy and understanding around things like high interest debt and compound interest can quickly spiral into devastating consequences.

They unpack the gender gap in financial literacy in Australia, why women over 65 are the fastest growing group experiencing homelessness, and how this gap starts early, from childhood allowances through to career breaks, part time work, and the long-term impact on super for women.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

242. How much do you actually need to retire?

Mon, 23 Feb 2026 18:00:00 GMT

Retirement can feel like a problem for later, and honestly, we get it. Most of us are focused on getting through the present. Rising living costs, housing pressures, building careers, and trying to get ahead can make long-term planning feel out of reach. But understanding the numbers earlier gives you more choice and flexibility down the track.

In this episode, Tash and Ana break down what retirement might actually cost. They look at how retirement can play out differently for homeowners compared to lifelong renters, which is a reality many people in our generation may face. They also unpack how the recommended retirement savings figures stack up depending on the kind of lifestyle you want.

Whether you are aiming for a modest, comfortable, or more flexible retirement, this episode helps you understand what those goals really mean in dollar terms and what it could take to get there.

*Note: The ASFA retirement standards were updated on the day this episode went live. You can check them out here.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

241. How to apply for jobs (properly)

Wed, 18 Feb 2026 18:00:00 GMT

We’re told to apply for jobs properly, but what does this actually mean? In this episode, Tash and Ana break down what the top 5% of candidates do differently, and how you can stand out in a crowded job market.

They unpack common application mistakes, why attention to detail matters, how strong cover letters and follow-ups help you stand out, and the power of building a strong network. They also touch on interview prep, remote interview tips, and how being intentional can dramatically improve your chances.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

240. How to invest for a newborn

Mon, 16 Feb 2026 18:00:00 GMT

In this episode, Ana and Tash talk through how to invest for a newborn and what to prioritise before getting started, after receiving lots of listener questions on the topic. They walk through the most common investing options for kids, including:

Investing in your own name, minor accounts, family trusts, and investment bonds, and the tax trade-offs and flexibility of each
Other options like investing through super, using an offset account, and when micro-investing might make sense

The big takeaway is a reassuring one. Your own finances should come first, there is no single right option, and it is okay to change your approach as your situation evolves.

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

239. ETF deep dive: VAS

Wed, 11 Feb 2026 18:00:00 GMT

This week, we’re unpacking one of the most popular ETFs amongst Australian investors, VAS.

A lot of you have been asking for a deeper dive into ETFs and how to start building portfolios with confidence, so we’ve got you covered with more in depth episodes focused on investing in a balanced and informed way.

We’ll be chatting through VAS’s top holdings, country exposure, growth and performance, whether just holding VAS is enough, and plenty more along the way!

You can also check out the VAS fact sheet here.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

238. Moving to the UAE to build wealth

Mon, 09 Feb 2026 18:00:00 GMT

This week on Get Rich Slow Club, Ana chats with Bridget Kasprzyk, a Kiwi mum of two living in Abu Dhabi, about using an overseas move to get ahead financially (without falling into lifestyle creep!)

Bridget shares why her family moved from New Zealand to the UAE, how living in a tax-free country has helped them save and invest faster, and what it’s really like managing money in a high-cost environment.

They also talk underconsumption, being intentional with spending, and teaching kids healthy money habits early.

You can find Bridget on Instagram at @moneyandmethod

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

237. How this DINK couple manage their money together

Wed, 04 Feb 2026 18:00:00 GMT

When is the right time to join finances with your partner? How soon should you talk about money? And do you even need to combine finances at all?

Well… it depends.

In this episode, Tash is joined by Larissa to chat about how she manages her finances with her partner, and the conversations, money mindset, and shared goals behind it all. Together, they break down the different ways they each structure their finances with their partner and talk through when it might make sense to fully combine finances, keep things completely separate, or choose something in between.

They also explore why fairness matters, emotional safety, and why having honest money conversations early on is so important. From being aligned on goals and money mindset to choosing a setup that actually feels comfortable for you, this episode is all about finding an approach that fits, whether that is separate accounts, shared expenses, or going all in together.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

236. How much Tash has spent starting her mortgage broking business

Mon, 02 Feb 2026 18:00:00 GMT

With so many people in our community curious about starting a business or simply how it all works, we thought it was time for a deep dive into Tash’s business expenses so far. This year, Tash is launching her own mortgage broking business and, of course, she’s tracking every single cost along the way, big and small.

In this episode, Tash shares the highs and lows of getting started, the real expenses she’s faced so far, how the backend of a mortgage broking business actually works, and how brokers *actually* make their money (don't worry, we've wondered this a lot too!)

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

235. Tash's net worth update!

Wed, 28 Jan 2026 18:00:00 GMT

Is there any better way to start the new (ish) year with a net worth update?!

In this episode of Get Rich Slow Club, Tash shares her updated net worth breakdown and walks us through how her finances have changed over the past year.

She runs us through:

👉 A full snapshot of her total assets and liabilities

👉 How much her properties have increased in value and what’s driving that growth

👉 An update on her share portfolio and crypto holdings

👉 What’s changed since last year and what hasn’t

👉 And why tracking your net worth can be a powerful way to pulse check your financial progress year on year

Need somewhere to start? Grab a copy of Tash’s Net Worth Tracker!

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

234. Help to buy scheme: Should you buy a house with the government?

Mon, 26 Jan 2026 18:00:00 GMT

In this episode, Tash and Ana break down the government’s new Help to Buy scheme and what it actually means for buyers. They'll help you understand:

👉 What the Help to Buy scheme is and how it works

👉 Who it’s for and the key eligibility rules

👉 A simple example to show how the numbers play out

👉 What happens if you want to renovate, refinance, or your income changes

👉 How selling and exiting the scheme works, and the long-term implications

👉 Whether Tash and Ana would personally use this scheme

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

233. Will climate change crash the housing & share market? (part 2)

Wed, 21 Jan 2026 18:00:00 GMT

Today, Tash is back with part two of our conversation with Lacey Filipich, turning the focus to what we can actually do about climate risk.

Lacey explains why relying on fossil fuel companies to change is unlikely, and why removing financial support can be far more effective. We talk through how to check where your money is invested and why avoiding a small group of major producers can make a real difference.

She also shares the one action you can take that has a much bigger impact than most lifestyle changes, even though it is rarely talked about.

Once you know what to look for, taking action can be surprisingly quick and far less overwhelming than it sounds!

Articles mentioned by Lacy:

Resources:

Find out if your bank invests in fossil fuels (Australia)
Find out which banks invest in fossil fuels (Internationally)
Find out more about your home’s resilience needs

Interactive causal diagram (see what needs to happen to get warming below 1.5 degrees)

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

232. Will climate change crash the housing market? (part 1)

Mon, 19 Jan 2026 18:00:00 GMT

This week, we’re joined by Lacey Filipich, a former mining engineer turned financial educator, for a conversation that feels increasingly hard to ignore: climate risk and what it means for the future of property and insurance.

Some recent predictions suggest that by 2035, one in ten properties could become uninsurable. Lacey helps us unpack where these numbers are coming from, why they matter, and what they could mean for homeowners, investors, and the wider financial system.

We talk through ideas like “climate ghettos,” how changing insurance markets could reshape entire communities, and why this issue has the potential to affect the financial sector as a whole.

We won’t lie, parts of this episode are confronting. But it’s an important conversation to start.

We've also got you covered with a part 2 coming out on Thursday, where Lacey shifts the focus to what we can actually do, sharing practical steps and areas where we still have control.

Articles mentioned by Lacy:

Resources:

Find out if your bank invests in fossil fuels (Australia)
Find out which banks invest in fossil fuels (Internationally)
Find out more about your home’s resilience needs
Interactive causal diagram (see what needs to happen to get warming below 1.5 degrees)

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

231. How we would invest $1000

Wed, 14 Jan 2026 18:00:00 GMT

Is 2026 the year you start your investing journey? In this episode, we're unpacking how we'd think about investing $1000, as well as:

👉 Great all-in-one ETFs to consider when you’re starting out

👉 Ana’s take on ethical ETFs and what to know about fees

👉 Community responses: how you would invest your first $1k

👉 Managing analysis paralysis vs simply getting started

👉 How to choose the right platform for your first investment

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

230. How Larissa used house sitting to save for her first home

Mon, 12 Jan 2026 18:00:00 GMT

This week we’re chatting with Larissa, our podcast producer, all about her money story, her career pivot from healthcare to fintech, and her very non-linear journey to buying her first home.

When Larissa took a close look at her budget, she realised rent and housing costs were by far her biggest expenses, but unfortunately, moving back home wasn’t an option that was available to her. So, she took a risk and combined her healthcare experience with her love of travel and animals, and started pet sitting around Australia in exchange for free accommodation.

Fast forward a few years and that decision helped open the door for her to buy her first property, all while still living life on her own terms.

We loved this chat with Larissa about embracing non-linear paths, taking risks, staying resilient, and doing the things that scare you just enough. We hope you love it too!

Want more of Larissa? Follow her at @life.with.larissa on IG and Tiktok.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

229. Q&A: Imposter syndrome, what we splurge on, comparison traps + how we really feel about working together

Wed, 07 Jan 2026 18:00:00 GMT

We’re opening our DMs and you guys delivered! This week we’re chatting about:

👉 whether we get imposter syndrome and how we deal with it

👉 the comparison trap and how we try to avoid it

👉 someone asked Ana what it's like working with Tash

👉 our different communication styles

👉 what we actually splurge money on

👉 our current financial goals

+ more!

There’s a lot packed into this short ep, and we hope you love it as much as we loved answering your questions!

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

228. The top 10 ETFs of 2025 with the co-founder of Pearler

Mon, 05 Jan 2026 18:00:00 GMT

In this episode, Tash and Ana sit down with Nick, co-founder and CEO of Pearler (and an all-round good human!) to chat about all things ETFs. Nick walks through the top ten most popular ETFs that Pearler investors are buying right now and breaks down what they actually are in simple, easy-to-understand terms.

They cover what to look out for, the differences between Australian and US ETFs, how to understand what your portfolio is really invested in and exposed to, and what to think about when building a portfolio that truly works for you. He also shares some insights from his own portfolio, and how he actually thinks about investing.

If ETFs have ever felt confusing or overwhelming, this episode lays everything out in a way that finally makes sense.

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

227. How to invest with small amounts

Wed, 31 Dec 2025 18:00:00 GMT

A lot of people seem to think you need lots of money to get started investing, but this week Tash and Ana are breaking down why that’s definitely not the case. They chat about how you can start with small amounts of money, especially with the rise of micro-investing apps, and how these tools can make getting started way less intimidating.

They also talk through the different options out there and unpack ownership structures in a super simple way, including the difference between CHESS-sponsored accounts, micro-investing platforms, and custodial investing, plus a few things to keep in mind before you dive in.

If investing is one of your 2026 goals, this episode gives you a clear and easy path to take your first step!

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

226. From growing up poor to co-founding Pearler (Hayden's money journey)

Mon, 29 Dec 2025 18:00:00 GMT

This week we sit down with Hayden, Pearler’s co-founder and CTO, for a money chat that is equal parts personal and practical. We talk about his money story growing up, how that shaped his thinking around money today, and we also dig into one of his biggest fears about money.

We also chat about how Hayden thinks about risk while running a venture backed startup, why he is conservative in some areas but bold in others, and the interesting inner workings of his brain when it comes to spending, saving and making decisions.

This ep is honest, thoughtful and wholesome. Hope you love it!

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

225. Our end of year reflection!

Thu, 25 Dec 2025 18:00:00 GMT

How is the year wrapping up already?! Sometimes you just need to pause, reflect, and reset, so that’s exactly what we’re doing this week. We’re looking back on the year that was and chatting about what we've achieved, and what's on the agenda for next year.

Tash shares a few bucket list travel moments and some exciting business plans on the horizon, while Ana talks about hitting burnout in 2024 and how it pushed her to focus on what really matters.

We’ve absolutely loved sharing this year with you, and we hope you’ve loved it too!

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

224. How this mum of 4 saved $150k in 4 years

Mon, 22 Dec 2025 18:00:00 GMT

Avelima is an incredibly inspiring mum of four who has managed to save $150k in just four years, all while training to become a financial adviser. But her money story growing up looked very different. In this episode, she opens up about what it was like growing up Samoan in Australia and the financial pressures tied to fa'alavelave, a cultural tradition where families contribute to funeral, wedding, or other significant costs that can stretch into the thousands.

She shares how she’s learned to reframe her culture and values in a way that still honours her heritage without putting her own family at risk financially, and how setting boundaries has become a game changer for their future.

It’s an honest and thoughtful chat that many will relate to, and a lot of us can learn from!

Want more of the lovely Avelima? Follow her at @savingthroughthechaos

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

223. How Bill bought 9 properties by 29

Wed, 17 Dec 2025 18:00:00 GMT

At just 29, Bill has gone from a humble life as a beekeeper to owning nine properties and running a thriving mortgage broking business. In this episode, Tash chats with Bill all about his property journey (and all the numbers!), as well as his long term property and lending strategy.

Bill also shares the power of building a personal brand, and how simply showing up online helped him in both his personal and professional life.

Want more of Bill? You can follow him at @limitless_lending_group

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

222. How to be a more ethical consumer

Mon, 15 Dec 2025 18:00:00 GMT

In this episode, Ana chats with Katherine Halliday from Baptist World Aid about what it really looks like to shop more ethically in a world of fast fashion, constant marketing and endless choice.

They talk about the real human and environmental costs behind the things we buy, why it can feel like the burden sits on consumers rather than brands, and how to approach these decisions without pressure or perfectionism. In the lead up to Christmas and Boxing Day sales, this might just be the reminder you need!

We thoroughly enjoyed this chat about finding small, practical ways to make better choices that actually feel doable.

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

221. We reviewed every points and rewards program (so you don't have to)

Wed, 10 Dec 2025 18:00:00 GMT

Join Tash as she sits down with the lovely Emma Edwards from The Broke Generation to unpack how point hacking and rewards programs actually work (and if it's actually worth it!). They talk through Everyday Rewards, Flybuys, Qantas Frequent Flyer, Velocity, Accor Live Limitless, Uber One and a few more, explaining what each one offers, where the real value is and how to use them without overcomplicating your life or finances.

If you've been curious to learn a little more about points and rewards, or looking for a good place to start, this is it!

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

220. How to feel optimistic when the economy sucks

Mon, 08 Dec 2025 18:00:00 GMT

When Jack first started making content about politics and social issues, he realised something pretty quickly. Everyone cared, everyone was stressed, and no one knew where to start. Housing, climate, inequality, mental health… it all felt like one giant, overwhelming swirl.

In this episode, Jack shares why he thinks hope is actually a super practical tool and why we could all use a bit more of it. He chats about the experiences that shaped his outlook on systems, community and progress, and why regular people have way more power than they think. Ana and Jack jump into everything from housing and immigration to negative gearing, tenant rights, big banks, public housing and a whole lot more.

Want more of Jack? Follow him at @jack_toohey or check out his book 'Better Things Are Possible' 📚

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

219. From $5K to 5 Properties by 28

Wed, 03 Dec 2025 18:00:00 GMT

When Albert moved from bustling Jakarta to Australia with only $5,000 to his name, he had to learn some tough money lessons very quickly. Through discipline, hard work and a strong belief in his goals, he went on to build a property portfolio of five homes by the age of 28 and eventually founded Seed Property, his own buyer’s agency.

In this episode, Albert talks about what money was like for him growing up and how those early experiences shaped his mindset. He explains how he saved aggressively throughout his early twenties, the steps he took to build his portfolio, and the key decisions that helped him move forward with confidence. Albert also shares his journey as a business owner, including how he found his first clients through social media and how he has continued to grow Seed Property into a successful and trusted brand.

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

218. Rapid fire investing Q&A

Mon, 01 Dec 2025 18:00:00 GMT

In today’s episode we’re answering all your burning questions!

We chat about how many ETFs you actually need (the answer might surprise you), whether it’s worth switching to an SMSF and buying crypto, our top tips for investing later in life, how we invest ourselves, what’s in our own portfolios, and heaps more.

Grab a coffee and hang out with us while we dive into all of it!

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

217. How a fund manager invests (hint: it's not in gold)

Wed, 26 Nov 2025 18:00:00 GMT

Ever wondered how a fund manager actually thinks about investing and what makes a company truly “investable”? In this episode, Tash chats with Mark Freeman, fund manager at AFIC, a listed investment company that manages a portfolio of Australian and international equities.

Mark shares how young investors can avoid getting caught up in hype around things like gold and AI, how to think more strategically when choosing companies to invest in, and what AFIC looks for before adding a business to their portfolio.

If you’ve ever wanted to understand how smart money makes decisions, then this episode is for you!

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

216. Is there an AI bubble?

Mon, 24 Nov 2025 18:00:00 GMT

You’ve probably heard the buzz about a potential AI bubble. It's been circulating across the media over the past few weeks, and honestly, we are not surprised. There is a lot to unpack when it comes to investing in AI right now, so let's talk about it!

In this episode, we explore the key questions investors are asking:

Is there actually an AI bubble forming?
What's the difference between investing in one company compared with spreading your investment across multiple companies?
The AI bottleneck that everyone should be aware of
How can you manage the risks and make sure you stay properly diversified?
How to think about AI within a long term investing strategy

If you're looking for a simple and practical conversation around this topic, then you're in the right place!

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

215. I bought so many of the same ETFs, should I sell and combine?

Wed, 19 Nov 2025 18:00:00 GMT

We love ETFs, and so do a lot of you, but how many is too many? It’s a question we get all the time, so we’ve taken a closer look. In this episode, Tash chats about her own ETF dilemma, and she and Ana talk through how to approach it - things like overlaps, management, fees, tax strategies, and how to decide whether you should (or shouldn’t) consolidate.

If you’ve been in the same boat, then this episode is for you!

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

214. Should you buy a home with a 5% deposit?

Mon, 17 Nov 2025 18:00:00 GMT

In this episode, Tash & Ana break down the newly expanded 5% Deposit Scheme and what it really means for first-home buyers.They cover the pros and cons, whether the scheme has pushed up house prices or just fuelled FOMO, and whether it’s propping up the housing market rather than actually fixing affordability.

We also jump into some of the big questions:

Are buyers using the scheme at greater risk of financial or mortgage stress?
Who actually benefits from this policy?
Is this helping more Australians into home-ownership?

You've probably been seeing and hearing a lot about this scheme in the news and online, so let's talk about it!

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

213. Investing vs. paying down your mortgage

Wed, 12 Nov 2025 18:00:00 GMT

Tash and Ana dig into one of the biggest money questions: should you invest, save, or focus on paying down your mortgage?

Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

212. How to reset your money after your life falls apart

Mon, 10 Nov 2025 18:00:00 GMT

Financial resets can happen for many different reasons, such as divorce, career pivots, illness, growing families, or simply wanting to pause and strip things back.

In this episode, Ana speaks with Gemma Mitchell, financial advisor and author of The Money Reset, about understanding your starting line, setting new money goals, getting back to basics, and making sustainable decisions that will serve you in the long term. They also explore how to reframe a reset as a new opportunity and a fresh direction, rather than something to fear or avoid.

If you’ve found yourself needing or thinking about a reset, or perhaps you’ve been forced to have one, this episode is for you!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

211. Qantas vs velocity points & more Q&As

Wed, 05 Nov 2025 18:00:00 GMT

This week, Tash and Ana are diving into your burning money questions. 👀

Should you be team Qantas or team Velocity when it comes to frequent flyer points? Are MLMs (multi-level marketing schemes) ever a good idea? What about saving for a second or third child? And… Tash recently did a deep dive on people using their super for cosmetic surgery and hair transplants 👀

We love receiving questions from our community, and we hope you enjoy our answers just as much!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

210. Earning $140k+ & moving overseas at 19 (Ngākohu's FIFO finance file)

Mon, 03 Nov 2025 18:00:00 GMT

Imagine leaving home at 19, moving overseas, and backing yourself into a six-figure career — all without a degree. That’s exactly what Ngākohu Walker did. Now, he’s carving his own path to financial freedom.

In this episode, Tash and Ngākohu chat about how he broke into the mining and FIFO (fly-in fly-out) industry with no prior experience, what he’s learned about money and investing along the way, and how he’s building a future on his own terms.

Want to hear more of Ngākohu? Follow him on instagram @ngakohuwalker

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

209. Investment bonds: the strategy we don't talk about enough

Wed, 29 Oct 2025 18:00:00 GMT

You probably haven’t heard much about investment bonds, and honestly, neither had we until Jess Bell blew our minds. They sound boring, but they’re actually one of the most flexible and surprisingly tax-efficient ways to invest, especially if you want more options than just super or a bank account.

In this episode Tash and Ana chat with Jess about how these work, why they’re not the same as government bonds, and how people are using them to invest for kids, save for school fees or future goals, and even take advantage of clever tax rules without needing a business structure.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

208. How to make over $100k without a degree

Mon, 27 Oct 2025 18:00:00 GMT

There’s more than one path to a six-figure career. In this episode, Tash and Ana share submissions from the Get Rich Slow Club community on ways you can make $100,000 a year, without a degree.

They also explore how switching industries, starting small businesses and saying yes to new opportunities can change your career and income.

A reminder that success isn’t one-size-fits-all, and there are plenty of ways to build the life you want.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

207. How Bree paid off 25k credit card debt, bought a house & started investing

Wed, 22 Oct 2025 18:00:00 GMT

Debt doesn’t mean you’ve failed. When Bree hit $25,000 in credit card debt at 21, she thought she’d ruined her chances at a financially secure future. Fast forward a few years and she’s debt-free, owns a home, invests regularly, and earns thousands each month through content creation.

In this episode, Tash and Bree talk about shame, money secrets, and why speaking openly about debt can completely change your life. From hiding bank statements to tracking every dollar, this is the honest, hopeful money story everyone needs to hear.

Guest details - @breeonabudget

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

206. What no one tells you about inheritances (and how to get it right)

Mon, 20 Oct 2025 18:00:00 GMT

Receiving an inheritance can be a highly emotional time. The guilt, the pressure, and the fear of getting it wrong can be a lot.

In this episode, Tash and Ana sit down with financial advisor Jess, to unpack the messy mix of money and emotion that comes with receiving or giving an inheritance. Jess opens up about losing her dad young, inheriting money at 18, and the mindset shift that helped her turn that legacy into her first home. It’s a raw, real conversation about what it means to honour where money comes from and how to make it work for your future.

They also dive deep into what a financial advisor really does, why so many people wait until it’s too late to get help, and how the right advice can save you hundreds of thousands of dollars.

From early inheritances to family expectations, prenups, and the gender dynamics of wealth, this episode will leave you thinking about ways to use money intentionally.

Guest - Jess Bell, Senior Adviser

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

205. How to travel more without breaking the bank

Wed, 15 Oct 2025 18:00:00 GMT

Travelling doesn’t have to break the bank. In this episode, Lauren joins Ana to unpack how families can prioritise their values, master cashflow, and still see the world. From racking up flybuys and velocity points to clever accommodation hacks and open conversations about trade-offs, Lauren shares how she and her family travel often without sacrificing financial goals.

Guest - @‌itslaurenjlee

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

204. Legal money laundering? Ana’s debt recycling journey

Mon, 13 Oct 2025 18:00:00 GMT

In this episode, Tash and Ana return with Part 2 of their deep dive into debt recycling.

This time, Ana shares her personal debt recycling journey. She’ll cover why she decided against another property purchase, balancing risks, buffers, lump sum vs dollar-cost averaging, and how investing together changed her approach as a couple.

If you’ve ever wondered how debt recycling works, this candid discussion pulls back the curtain on the decision-making process, the emotions, and strategy behind it all.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

203. Can I retire early if I start my own business?

Wed, 08 Oct 2025 18:00:00 GMT

What if the best way to start is simply by starting, even if your first version isn’t perfect?

Starting a business doesn’t always mean quitting your job or risking it all. In this episode, Ana chats with Wenee and Thomas, co-authors of Riding the Unicorn, about what it really takes to build a startup in Australia and New Zealand.

Hear about differences between building a side hustle, a small business, or a true startup, and how to know which path is right for you.

From resilience, to funding, to customer research, this episode explores the mindset shifts and practical lessons that can help anyone turn an idea into something real.

Pre-order ‘Riding the unicorn' now https://www.amazon.com.au/dp/1394367686/ref=as_li_ss_tl

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

202. The tax trick that turns your home loan into an investment

Mon, 06 Oct 2025 18:00:00 GMT

Most Australians think about their mortgage as something to pay down as quickly as possible. But what if that same debt could actually work for you?

In this episode of Get Rich Slow Club, Tash and Ana break down debt recycling, a powerful (but often misunderstood) wealth-building strategy that turns non-deductible home loan debt into tax-deductible investment debt.

Keep your eyes peeled for part 2 on debt recycling, out next week!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

201. Is it rude to complain about money to friends who earn less?

Wed, 01 Oct 2025 19:00:00 GMT

Is it a red flag for your wealthy partner to give unsolicited financial advice? Is it unreasonable to complain about money when your friends earn less? Is it rude to not help family out when they've made questionable spending choices?

These never get old. Join Tash and Ana as they unpack more controversial AITA financial stories.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

200. What we’ve learned about money & life: 200 Episodes later

Mon, 29 Sep 2025 19:00:00 GMT

We’re celebrating 200 episodes of the Get Rich Slow Club Podcast!

Ana and Tash look back at how it all began, the lessons they’ve learned, the standout guests, and how their own financial journeys have grown along the way. They also share what’s next for the podcast and the community.

We’d love you to help shape the future of Get Rich Slow Club. Tell us what topics matter most, which guests you’d love to hear from, and the questions you want answered. Reach out, share your ideas, and be part of where we go next.

Send us a voice note or write in to @‌getrichslowclub to be featured on the pod!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

199. Should I give my daughter less money than my son?

Wed, 24 Sep 2025 19:00:00 GMT

We’re back with a classic! This episode, we’re diving into more 'Am I the Asshole?' Reddit stories about money, shares and finances.

Got your own money dilemma? Send us your “Am I the Asshole?” story and you might hear it featured on a future episode! DM us at @‌getrichslowclub by sending us a voice note or writing in with your scenario. All submissions will be kept anonymous.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

198. When money stress snowballs (and how to break the cycle)

Mon, 22 Sep 2025 19:00:00 GMT

Many of us are striving to retire early, but what if that’s not the dream?

Serina Bird, a.k.a ‘The Joyful Frugalista’, built her identity around frugality and financial independence. Then she chose to go back to work, not because she had to, but because she wanted to.

In this conversation, Serina opens up about how frugality can actually expand your life, and why sometimes going “backwards” is the smartest money move you’ll ever make.

This isn’t your typical “save more, spend less” story. It’s about rewriting what financial freedom and personal fulfilment actually look like.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

197. What it's really like to go bankrupt

Wed, 17 Sep 2025 19:00:00 GMT

Bankruptcy is one of the most stigmatised financial experiences, but what does it really mean, look like, and what can life look like on the other side?

In this powerful episode, Ana sits down with Thomas to unpack his very real, very raw story of declaring bankruptcy in Australia. From the highs of launching Sydney’s first cat café to the crushing lows of opening a bar that spiralled into $200,000 of debt, Thomas shares what it’s actually like to hit financial rock bottom and rebuild.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

196. Weirdest ways to make money

Mon, 15 Sep 2025 19:00:00 GMT

We asked our community to share the strangest ways they’ve ever made money, and the answers did not disappoint. From duck poo clean-ups to expert consulting rates, some of these side hustles are clever, some are questionable, and a few are surprisingly profitable.

Whether you’re curious about quirky hustles, need a laugh, or are secretly looking for your next money-making idea, this episode has something for you.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

195. All the jobs we've ever had

Wed, 10 Sep 2025 19:00:00 GMT

From Sizzler shifts to snow resorts, between us, we’ve done a little bit of everything. This episode looks back back at all the jobs we’ve ever had, the lessons each one taught us, and why switching things up along the way isn’t a bad thing. This ep is a big reminder that no job is wasted when it teaches you something new!

Timecodes:

(00:00) Favourite first jobs

(01:00) Childhood hustles and first paydays

(01:30) Hospitality horror stories

(02:45) McDonald’s, tips and birthday parties

(03:30) Swimming teacher days

(03:50) H&M chaos and uni side jobs

(04:35) Quirky shifts and receptionist work

(06:05) Support work and big paydays

(07:15) Snow resort seasons

(08:20) Starting in OT and healthcare lessons

(09:20) How jobs evolve over time

(10:35) Portfolio careers and side hustles

(12:15) Sales jobs and commissions

(15:10) Hospitality, bartending and bingo nights

(16:00) Talking openly about pay

(17:00) First corporate roles and the GFC

(18:10) Multiple jobs and staying flexible

(19:35) University work and halfway houses

(20:35) Saying yes to new opportunities

(22:20) Lessons from managers

(24:50) Dream jobs we’d still love to try

(26:00) Aged care and the future of work

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

194. House inspection horror stories

Mon, 08 Sep 2025 19:00:00 GMT

We asked for your wildest house inspection stories… and you delivered.

From outright safety issues to a leaning house that made buyers seasick - Tash and Brooke read through your most shocking stories, and share a few of their own.

(00:00) Intro

(00:44) Dead mouse in the carpet + syringes in the bathroom

(03:31) Rotten staircase

(04:18) Black mould

(07:45) Hair

(09:18) A nasty surprise

(09:52) The leaning house

(12:07) Double the price guide

(14:05) Hiring Ferraris to sell basic homes

(15:25) Could we become real estate agents?

(16:18) Agent who forget the keys (twice!)

(17:34) Sleeping tenants hiding a secret baby

(19:55) Street cats taking over a property

(21:08) Living room held up by scaffolding

(22:40) Deceased estate sabotage

(24:40) Should people squat in vacant houses?

(27:07) Out of sight, out of mind: the housing crisis

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

193. Big choice, tiny house

Wed, 03 Sep 2025 19:00:00 GMT

If you’ve ever wondered whether the city grind is really worth it, or what it might feel like to walk away from everything familiar to start over, hit play.

This week, Tash flips the mic onto Viv, our behind-the-scenes producer with a unique money story. She had a job she adored and a team that was the perfect fit. There was one thing she couldn’t shake though; she didn’t love the city she was living in.

Instead of pushing through, Viv and her partner made the choice to walk away from Sydney and return to rural Australia, where they once couldn’t wait to get away from, to build a tiny home and a slower way of life.

Timecodes:

(00:00) Meet Viv

(02:37) Backstory

(03:15) The Sydney conundrum

(04:15) A hard call

(05:01) Building a tiny home and chasing a slower life

(06:05) Why remote work makes it all possible

(07:00) Tiny home progress + what’s next

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

192. How a finance CEO invests and thinks about ethical investing

Mon, 01 Sep 2025 19:00:00 GMT

Pearler has just achieved a massive milestone, hitting $2.5 billion invested. In this episode, Tash sits down with co-founder Nick, to unpack what young Australians are actually investing in, why ETFs dominate, and what trends are shaping portfolios right now.

From the top 10 investments on Pearler, to unpacking ethical ETFs (spoiler: ESG doesn’t always mean what you think), this episode is packed with insights for anyone looking to strengthen their investing knowledge and journey.

Whether you’re just starting out or refining your strategy, you’ll be glad you listened.

Timecodes:

(00:00) Welcome & Pearler hitting $2.5B invested

(01:07) Money wins

(02:00) How young Australians are investing: ETFs vs single stocks

(04:00) Transparency and gender split in Pearler’s community

(06:00) The top 10 Pearler investments revealed (#10 to #1)

(09:00) Ethical ETFs, ESG screens & Nick’s take

(15:00) Overlap explained

(20:00) DHHF, VDHG, and the most popular growth ETFs

(23:00) US exposure

(27:00) Wrapping up

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

191. Unhinged money hacks

Wed, 27 Aug 2025 19:00:00 GMT

From free chickens to sneaky subscription tricks. On this ep Tash and Brooke (@brooko_moves ) share the most unhinged money hacks people actually use to save cash. Some are genius, some are questionable, and a few might become part of your routine.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

190. Can you run a charity and still make a living?

Mon, 25 Aug 2025 19:00:00 GMT

What happens when your travel-blogging career disappears overnight? Milly Bannister turned crisis into purpose, founding ALLKND, a youth mental health charity. In this episode she shares the real cost of starting a not-for-profit, how money and mental health collide, and why “purpose and pay” can go hand-in-hand.

(00:00) Childhood money beliefs & scarcity mindset

(02:38) From travel blogger to founding All Knd during COVID

(09:00) The financial realities of starting a charity

(23:57) Growing a team & learning to manage

(27:13) Does money buy happiness?

(32:53) Advice for aspiring impact founders

(36:22) Looking to the future

(38:02) Investing for herself and the charity

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

189. Being frugal makes you a better person

Wed, 20 Aug 2025 19:00:00 GMT

In this episode, Tash sits down with Hayden (co-founder of Pearler and host of the Aussie FIRE Pod) to unpack his quirky frugal hacks, personal challenges, and mindset shifts.

From stashing peanut butter in the bush to opting out of general anaesthetic for wisdom teeth removal, Hayden shares the lessons behind his hacks, not just the savings.

Timecodes:

(01:00) The peanut butter experiment

(03:30) Standing up to big corporations for refunds

(06:10) Turning frustrations into “controlled stress”

(08:50) Wisdom teeth surgery on local anaesthetic

(15:00) Why business class isn’t always worth it

(19:30) DIY food hacks and whether they’re worth it

(23:30) Hayden’s splurge rule for busy seasons

(27:30) Energy hacks

(30:16) Wrap & outro

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

188. Interest rates have dropped. What now?

Mon, 18 Aug 2025 19:00:00 GMT

When the RBA announces rate changes the headlines fly, but what does it actually mean for you? From the cost of your home loan, to whether it makes sense to keep money in the bank or invest, cash rates are at the centre of it all.

In this explainer episode, Tash and Ana break down what rate changes mean, why they go up and down, and how they impact you.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

187. Why Nick walked away from a dream salary

Wed, 13 Aug 2025 19:00:00 GMT

Before Pearler, Nick was earning a salary many dream of. Hayden was recovering from a failed startup and a $20k hospital bill.

So what made them quit comfort to build Pearler from scratch?

In this honest conversation, they unpack the trade-offs, tough decisions, and radical trust that shaped their co-founder journey.

Timecodes:

(00:30) Choosing to leave comfort

(14:00) Trust and partnership

(24:00) Stories from the trenches of building Pearler

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

186. How this 32 year-old makes $750k a year

Mon, 11 Aug 2025 19:00:00 GMT

What does it take to build a $100 million property portfolio before buying your own home? In this episode, Tash chats with Julian Carlo Stella about how he built massive wealth at a young age.

From pitching to investors with no track record to why he still rents, Julian shares the mindset, mistakes, and lessons behind his unique path.

Timecodes:

(01:00) Growing up, first job & first investment

(04:00) Early failures and getting rejected

(07:45) How Julian actually makes money from property

(22:50) Renting with a $6M net worth?

(24:45) Super, stress & spending

(27:00) Advice and final thoughts

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

185. Don’t make these mistakes when buying property

Wed, 06 Aug 2025 19:00:00 GMT

In this episode of Get Rich Slow Club, Tash shares what happened after buying a house in Queensland and realising it sat in a potential flood zone. That sparked a bigger question: what happens when homes can’t be insured, and how does that impact mortgages, house prices, and the entire financial system?

Ana and Tash, together with financial educator and author Lacey Filipich, unpack how climate change is reshaping property risk and why it matters for every homeowner, investor, and future buyer.

Whether you’re buying your first place or thinking about long-term wealth, this episode is a must-listen for anyone navigating money in a changing world.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

184. $1 billion in super is missing... how to make sure yours is safe

Mon, 04 Aug 2025 19:00:00 GMT

What happens when you trust the system—and it fails? In this episode, Tash and Ana dive into the superannuation collapse that left thousands of Australians out of pocket. Unpacking how it unfolded, why even paid financial advice isn’t always safe, and what you can do to protect your money.

Timecodes:

(02:00) What happened?

(03:42) Is your super safe?

(05:44) Red flags to look out for

(10:32) How to protect yourself

(14:05) Staying safe and taking action

(15:11) Real stories and wrap up

Helpful Links:

APRA Super Fund Lookup

ATO Superannuation Portal via myGov

ASIC Financial Adviser Register

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

183. Are You Leaving Free Money on the Table?

Wed, 30 Jul 2025 19:00:00 GMT

In this session, the Get Rich Slow Club dive deep into the murky world of bank transparency – especially when it comes to interest rates.

What do “basis points” really mean compared to percentage rates? How can you tell if your bank is actually offering the best deal on your savings account or mortgage? This episode unpacks the jargon and outlines the key criteria to look for when comparing rates, whether you're locking in a fixed loan or riding the wave of a variable one.

You’ll also learn how to find the most competitive savings interest rates, and how to stay informed as banks shift the goalposts. If you’ve ever felt confused by your bank’s rate changes, this one’s for you.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

182. Can Ana sell $7,000 of her stuff online?

Mon, 28 Jul 2025 19:00:00 GMT

What if your clutter could pay your bills?

In this episode of the Get Rich Slow Club, Ana takes on a unique personal finance challenge: selling $7,000 worth of unused household items. Inspired by Gumtree’s research, which estimates that Aussie homes have nearly $7,000 worth of sellable goods just lying around, Ana decided to put the theory to the test – one toy, desk, and baby basket at a time.

From clever selling tips to mindset shifts, Ana shares what she's sold so far (hint: she’s already cracked $1,100!), the hacks that actually work, and why getting the kids involved turned out to be a surprise win.

Whether you’re downsizing, saving, or just sick of the mess – this episode might just inspire you to turn your “stuff” into a savings buffer.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

181. What to do with your shares at tax time

Wed, 23 Jul 2025 19:00:00 GMT

It’s tax time – so what happens to your shares, ETFs, and micro-investing apps when you’re doing your return?

This episode breaks down what investors need to know: how ETF distributions work, how dividends are taxed, what to do if you sold shares, and how US investments fit in. We also touch on AMMA statements, capital gains tax, and the First Home Super Saver scheme.

It’s everything you need to make sense of your tax return (without the jargon).

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

180. How to gamify your finances

Mon, 21 Jul 2025 19:00:00 GMT

Let’s face it – managing your money doesn’t always feel like fun. But what if it could?

In this episode, the Get Rich Slow Club are bringing the joy back to budgeting by showing you how to gamify your finances. From racing your partner to reach savings goals, to using colourful trackers and finance bingo cards, Tash and Ana share their favourite ways to make saving, spending, and investing feel like a game.

Tune in for tips on:

Getting the best deal every time (think cashback, discount codes, and gift cards)
Turning your savings goals into mini-quests
Competing with your partner for the best takeaway budget
Treating your FIRE journey like a level-up challenge

Whether you’re chasing bonus points, building a mortgage offset like a leaderboard, or just love a colour-coded budget – this episode is packed with hacks to help you win at money your way.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

179. How much super should I have?

Wed, 16 Jul 2025 19:00:00 GMT

Often, questions like “How much should I have in [savings/ETFs/shares/real estate]?” don’t have a straightforward answer. There can be a litany of factors which influence the right outcome for you – from “What are my long-term goals?”, to “How comfortable am I with risk?”, to “How many ongoing expenses do I have?”.

When it comes to super, however, the answer can be much more simple. And in this episode, the Get Rich Slow Club are going to help you find your super magic number. They’ll also look at super trends across different demographics, and – crucially – give you ideas to bring your super in line with your goals.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

178. Tash & Ana's EOFY review

Mon, 14 Jul 2025 19:00:00 GMT

Have you stopped to take stock of your finances lately?

Yeah, we often forget to as well.

Fortunately, the end of financial year provides a natural opportunity to reflect on our spending, saving, and investing habits for the last 12 months. In this spirit, Tash and Ana spend this episode reviewing their money wins, losses, and lessons since FY23/24.

Join them to hear how they’ve invested, what they’ve earned, and (most vitally) what they’ve learned in the past 365 days!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

177. What we’d do with $100k if we had to start from scratch

Wed, 09 Jul 2025 19:00:00 GMT

Tash & Ana are joined by author and financial educator Lacey Filipich to break down how they would rebuild their portfolio if they needed to start over. In doing so, they could apply the lessons they’ve learned in their own quests to get rich slow.

There’s an old saying: “If youth but knew, if age but could.” And, like many of the old sayings we share in these episode descriptions, it might sound saccharine to some. Even so, in the context of long-term investing, it rings true.

Phrases like “past performance doesn’t indicate future returns” exist for a reason: nobody has a crystal ball. As a result, most investors make their share of mistakes along the way.

Tune in and enjoy some ideas that might fuel your investing journey!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

176. How Tash's networth jumped from $850k to $1.1m

Mon, 07 Jul 2025 19:00:00 GMT

@tashinvests has always been open in sharing her net worth journey. Her hope (and that of the Get Rich Slow Club) is to encourage the idea that it’s okay to talk about money. So many people treat their finances like politics or religion: something to avoid in polite conversation. However, by normalising conversations about money, we believe that the community can learn from each other, and overcome harmful stigmas.

In this spirit, Tash and Ana spend this session discussing how Tash’s net wealth increased by $250k overnight. We hope you enjoy the episode – and feel inspired to start your own conversations about money!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

175. Brooke’s property journey: how she's saving for her first home

Wed, 02 Jul 2025 19:00:00 GMT

In this episode, Brooke from @brooko_moves shares her honest and often hilarious journey from Sydney to Perth, detailing her struggles and strategies in saving for a first home amidst a skyrocketing property market.

From parking fine disasters to house-hunting misadventures and saving hacks involving Aldi and Qantas points, Brooke brings real talk and real laughs to the reality of buying property as a millennial in Australia.

Enjoy!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

174. How to talk about finances with your partner

Mon, 30 Jun 2025 19:00:00 GMT

Not all partners have the same philosophy when it comes to finances. Some embrace budgets like a life raft; others avoid them as if they’re playing the life admin version of “the floor is lava.” For this reason, many couples quite understandably sort any money discussions into the “too hard” basket.

Here’s the thing, though. Conversations about money are like the expired leftovers you ignore in the fridge: the longer you delay, the worse your life is going to be. That’s why the Get Rich Slow Club have devoted an entire episode to having these types of talks. Join Ana as she sits down with Amy Minkley and Matthew Patton from FI Freedom Retreats to learn about their journey to financial freedom.

After this session, you and your part-nah will be saying “part-YEAH”... to mutual financial understanding.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

173. Is it time to get rid of the 9-to-5 work week?

Wed, 25 Jun 2025 19:00:00 GMT

Tash and Ana are joined by author and financial educator Lacey Filipich to break down the philosophy behind the conventional work week.

Thanks solely to Dolly Parton, the 9-to-5 work week receives much more goodwill than it deserves. And sure, it serves all sorts of purported purposes – it maximises productivity, boosts the economy, et cetera, et cetera.

But… is that REALLY still the case? After all, new technologies and increases in productivity have radically altered the labour market. Is the 9-to-5 work week still as vital as when Dolly released her seminal track in 1980? Join us to hear the Get Rich Slow Club’s take!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

172. How I quit my job with FU money

Mon, 23 Jun 2025 19:00:00 GMT

Ana chats to Frances Cook, a financial journalist and host of Making Cents about the underrated power of small, set-and-forget money moves, especially when it comes to retirement.

They talk about building “f-you money” so you can live life on your terms, having a fallback that isn’t debt, and how financial stress can impact your ability to think clearly and plan ahead.

Frances also unpacks how some of our biggest money fears come from childhood—and why they’re not always rational.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

171. 10 ways to save for a home deposit

Wed, 18 Jun 2025 19:00:00 GMT

The media isn’t always kind to people who are saving a first home deposit. When interest rates are high, headlines assert that “mortgages are out of reach for first home buyers”. When they’re low, those same news outlets claim that “house prices are surging faster than first home buyers can save.” No matter what happens in the market, the only constant is a press-induced sense of hopelessness.

To this, the Get Rich Slow Club says: “Bah!”. That’s why we’re inviting you to tune out the noise, and focus on some simple, proven strategies to save for a home deposit. But not just ANY number of strategies… 10, to be precise.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

170. Renting vs owning: which makes more sense for you?

Mon, 16 Jun 2025 19:00:00 GMT

Buying a home is a major milestone — but is it always the smartest financial move? In this episode, Tash and Ana are joined by author and financial educator Lacey Filipich to unpack one of the biggest dilemmas facing Aussies today: should you rent or buy?

With the cost of home ownership climbing and rental markets tightening, this decision is about more than just numbers. The trio explore the pros and cons of rentvesting, opportunity costs, climate risk, homeownership stability, and the emotional weight of housing decisions.

Whether you're weighing up your first property purchase, considering investing in real estate, or simply wondering if renting is the right fit for your lifestyle — this episode is packed with real talk, practical insights, and a few unexpected truths.

Because when it comes to property, the answer isn't always "buy." Sometimes, it really does depend.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

169. How menopause and super splitting can affect your finances

Wed, 11 Jun 2025 19:00:00 GMT

Menopause is a topic that doesn’t receive nearly as much attention as it should in our society. It sadly isn’t a surprise, then, that its impact on personal finances is seldom discussed in public forums. This Get Rich Slow episode seeks to change that.

In this session, Tash and Ana are joined by ex-financial advisor, ex-accountant and now financial educator, Mel Browne. Together, the three discuss what can be done to reduce the effect of menopause on women’s finances. They also delve into the topic of super splitting, and how it can serve as a powerful personal finance tool.

To access the resources Mel refers to in this episode, click here!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

168. Tash's dilemma - should she spend $2,600 on an appliance?

Mon, 09 Jun 2025 19:00:00 GMT

Many questions in the Get Rich Slow journey can be deep and profound. “How comfortable am I with risk?”, “How should I decide between saving and investing?”, and “How much do I need to retire comfortably?” are all common queries. Every now and then, though, it can be the simplest choices which are the most powerful.

In this episode, Tash and Ana debate whether Tash should buy a thermomix. On one hand, it costs $2,600. On the flipside, Tash has wanted one FOREVER. This episode isn’t just for thermomix lovers (or critics), either - it’s for anyone who has grappled to justify a spending choice.

Tune in, and with a bit of luck, you’ll gain some clarity on how you make spending decisions!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

167. 8 things to do before EOFY to maximise your finances

Wed, 04 Jun 2025 19:00:00 GMT

The End of Financial Year may not be a highlight in your calendar, but it’s worth marking. Whether you’re contributing to super, saving for a home, or contributing to shares or ETFs, EOFY can make a difference to your plans.

For starters, depending on how you invest, 30 June may warrant some obligations from you. But much more excitingly, it can also create some opportunities to make the most of your investments. The only key? You need to get in before the calendar hits 1 July.

For this reason, Tash and Ana have devoted this episode to exploring how you can maximise your finances before EOFY. From boosting your super contributions to saving for a first home, this episode has something for everyone. Get ready to be more excited than you expected to be about 30 June!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

166. 5 popular high-dividend ETFs within the Pearler community

Mon, 02 Jun 2025 19:00:00 GMT

If you’ve listened to this podcast before, you’ll know the Get Rich Slow Club likes ETFs. Another thing the Club often talks about? Dividends. It was only a matter of time, then, before we landed at an episode like this.

Join the hosts with the most (passion about sensible long-term investing) as they examine the five most popular high-dividend ETFs within the Pearler community. May this session on ETFs with divid-ends mark a divid-beginning into your ETF research journey!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

165. Why putting off your will could cost your family thousands

Wed, 28 May 2025 19:00:00 GMT

Look, no-one wants to talk about their own will. It pretty much ties with “politics at family gatherings” and “ice-breakers in the workplace” for topics we’d rather avoid. However, writing your own will in advance won’t just spare your family some administrative headaches. It can also save them money – thousands, as this episode’s title rightly suggests.

In this session, the Get Rich Slow Club explore why preparing your will early could be the smart financial move. They also detail key considerations around will-writing, and how you can set yourself up for success.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

164. Things to do with your super before EOFY | super Q&A

Mon, 26 May 2025 19:00:00 GMT

Superannuation is a lot like your spleen: you spend most of your life not thinking about it, but when you need it, you’re THRILLED it exists. And if super is like a spleen, then EOFY is much like a checkup. Or a detox. Or a… spleen upgrade of some kind…

…alright, so this metaphor has lost its thread a bit. HOWEVER, the key point is this: the leadup to EOFY is an opportunity to make the most of your super. And if that sounds a bit vague, don’t worry – this episode is here to help!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

163. Why did Scott Pape recommend this LIC? | AFIC

Wed, 21 May 2025 19:00:00 GMT

Listed Investment Companies (LICs) have a devoted following within the long-term investing community. However, conversations on social media and podcasts often focus on exchange-traded funds (ETFs). Of course, no asset is going to be perfect for EVERY investor, as goals and preferences change between people. However, along with a range of other investing vehicles, the Get Rich Slow Club believes there’s a lot to like about LICs.

That’s why Tash is thrilled to host Geoff Driver, General Manager of Australian Foundation Investment Company (AFIC). Join the two of them as they discuss all things LIC!

This episode of the Get Rich Slow Club is proudly sponsored by AFIC.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

162. How to retire early with Captain FI

Mon, 19 May 2025 19:00:00 GMT

“Financial Independence, Retire Early” – or “FIRE” – is a concept that Tash and Ana have discussed a few times. And I mean, come on – it sounds pretty amazing, no? Asking whether you would like a FIRE’d future is sort of like asking if you’d like to win the lottery. Who would say no if given the chance?

In truth, though, reaching FIRE status requires an entire lifestyle. Some people love the challenge of living this way, while others might shudder at the prospect. If you’re not sure which category you fall into, but you’d like to reach FIRE, this session is for you.

Why, you ask? Because in this episode, Tash and Ana are joined by renowned FIRE expert Captain FI to discuss all things FIRE.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

161. Property trends: what's really happening in the market?

Wed, 14 May 2025 19:00:00 GMT

Between all the headlines and fear-mongering clickbait, it can be hard to know what’s actually happening in Australia’s housing market. One of the aims of this podcast, however, is to bring you the most objective, data-driven insights possible. And sure, we won’t find a Rosetta Stone for the housing market in a single episode – but the more we explore property trends, the more we’ll understand them.

In this session, the Get Rich Slow Club chat with Katrina Tarrant, CEO of Harcourts NSW and ACT. In their discussion, they cover the gamut of real estate questions, including:

Common misconceptions from first-time buyers
The first thing people should do on their home-buying journey
The best piece of advice Katrina has ever received about real estate
And many more

Let’s get real with realty!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

160. Why having "finance friends" is the best money hack

Mon, 12 May 2025 19:00:00 GMT

You know that expression “Your network is your net worth”? Yeah, we find it a bit cringe-y as well. With that said, this Get Rich Slow Club session puts a whole new spin on it.

Join Tash and Ana as they discuss how your social circle can impact your personal finance habits. In their conversation, they cover the powerful influence of money-minded friends; the importance of shame-free money conversations; and the ways in which your network can help you upgrade your career or your business.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

BONUS | What’s your next money era going to be?

Thu, 08 May 2025 19:00:00 GMT

If you’re listening to this podcast, you’re probably pretty committed to managing your money. Even so, it’s normal to become stuck in a money rut from time to time. It happens to the best of us, and it often only requires patience and consistency to escape.

Other ruts, though, might require a complete overhaul. You know those times: you’ve been coasting by on autopilot, and at some point you lost track of your goals. When this happens, you can benefit from a mindset upgrade. And while that isn’t a concept we can summarise in a paragraph, it IS one we can explore in a podcast.

Enjoy!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

159. Are you ever going to address your "silent dream"?

Wed, 07 May 2025 19:00:00 GMT

We think it’s preeeeetty fair to say that we like talking about investing on this podcast. Of course, there’s a reason we have these conversations: by investing, we hope to propel ourselves towards the lives we want. However, many people spend so much time and energy working that they forget to pursue their dreams.

That’s why, in this episode, we’re taking a step back and asking you to examine your “why”. What’s the one thing you’ve always wanted to do, but won’t admit to yourself? And to get more existential: at the end of your life, what will you have regretted NOT doing?

Join the Get Rich Slow Club for a foray into how you can fulfill your unspoken dream without turning your life upside down!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

158. How Ana saved $250 on health insurance (Part 2)

Mon, 05 May 2025 19:00:00 GMT

In a past episode, Tash and Ana explored whether private health care is actually worth it in Australia. If you missed that session, we recommend you start there, as it informs what the duo discuss here.

…

All caught up? Great! This time around, Tash and Ana explore methods of keeping health insurance cost-effective in Australia. For anyone with a keen eye, we’re happy to confirm your suspicions: Ana kept HER insurance more cost-effective by $250.

Now, Ana’s circumstances may differ from yours, so the exact amount may not apply to you. Even so, you may be able to learn something from her experience that you could apply to yours.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

157. Is Australia getting scammed? W/ Punters Politics

Wed, 30 Apr 2025 19:00:00 GMT

At the Get Rich Slow Club, we've been honoured to host some of Australia’s leading politicians. Having said that, it can sometimes pay to bring a healthy dose of skepticism to the political landscape. There are few commentators in Australia who embody this philosophy quite like this episode’s guest.

Konrad Benjamin created Punter’s Politics as a platform to navigate the divisive world of Australian politics. In his session with the Get Rich Slow Club, he discusses how he believes Australia is being scammed; how lobbying works; and whether politicians can actually be bought off.

If you’re looking to up your skepticism dosage, look no further!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

156. A quick chat with Jim Chalmers, Treasurer of Australia

Mon, 28 Apr 2025 19:00:00 GMT

In a podcast about money, budgeting, and long-term investing, an interview with the National Treasurer is a pretty big deal. That’s why the Get Rich Slow Club is properly stoked to be hosting this special guest.

In this session, Tash and Ana speak with Treasurer Jim Chalmers about Australia’s income, where our taxes go, and how Chalmers’ team decides what goes into the Budget. They also talk about his life to date, and what he learned about money as a child.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

155. Fixing Australia’s Broken Tax System

Wed, 23 Apr 2025 19:00:00 GMT

Independent MP Allegra Spender has made a name for herself as an advocate of climate action and gender equality. Having won the seat of Wentworth in the 2022 Federal Election, Spender is at the forefront of the Teal movement. Prior to her career in politics, Spender worked as a corporate executive, management consultant, and CEO for an education charity.

In this Get Rich Slow Club episode, Tash speaks to MP Spender about her childhood, her career in politics to date, and her views on the intergenerational wealth gap. They also discuss how housing affordability, economic policies, and a shifting political landscape affect young women.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

154. Is private health insurance actually worth it? (Part 1)

Mon, 21 Apr 2025 19:00:00 GMT

When compared to many other developed, free market nations, Australia’s healthcare system is pretty enviable.

Don’t get us wrong, it has its problems; its staff are frequently overworked and underpaid, and not everyone receives the care that they should. Even so, if you’re uninsured and face a life-threatening injury, your treatment generally won’t leave you bankrupt. So with all of this in mind, do Australians REALLY need private health insurance?

Well, as this episode will explore, private health insurance stretches far beyond life and death. In fact, depending on your circumstances, it can yield a range of benefits – from “discounted dental” to “bigger tax refund”. If you’ve been wondering about taking the Private Health Plunge, you’ll find this session useful.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

153. Why the super industry is bad, and how to (possibly) fix the housing crisis

Wed, 16 Apr 2025 19:00:00 GMT

In Australia, talking about housing and complaining about the superannuation industry could be national sports. There’s a reason for this, of course: home ownership feels out of reach for many Aussies, and super funds have a history of hitting us with hidden fees. So, if these problems pose such issues, why isn’t anyone doing something about it?

In this episode, Tash and Ana speak to someone from the halls of power in which such change can occur. Whom you ask? Why, none other than Andrew Bragg – Senator for NSW and advocate for change to the Australian retirement system.

In their chat, Tash, Ana and Senator Bragg’s discuss many of the issues riddling Australia’s super industry. They also discuss national housing, cost of living, and Senator Bragg’s role plans for change.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

152. How Lacey retired early, and why you should take a mini-retirement

Mon, 14 Apr 2025 19:00:00 GMT

The idea of “early retirement” is going to mean different things to different people. For some, it offers a glimpse into a future of passion projects, community involvement, or a life of learning. To others, it will conjure visions of a beach, a deck chair, and a cocktail with a pointy umbrella.

Regardless of how it looks in your daydreams, one thing remains certain: early retirement won’t happen by accident. Fortunately, this episode’s guest has been there, done that, and come back to share her notes.

In this Get Rich Slow Club session, Tash and Ana chat with Lacey Filipich. Having reached work optional status in her early 30s, Lacey runs Money School – an organisation which teaches people of all ages the fundamentals of Financial Independence. In her chat with Tash and Ana, Lacey shares her top tips for reaching early retirement. She also makes the case for giving yourself a “mini-retirement” before you reach the finish line.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

151. We asked an economist about the housing crisis

Wed, 09 Apr 2025 19:00:00 GMT

Housing in Australia is expensive.

We don’t think any Australian with fewer than eight figures in their bank account would find this statement controversial. Simply compare the average income with the average home rental or purchase prices, and you can see the disparity.

We’ve talked about the housing crisis before on this podcast. But is Australia ACTUALLY in the grip of a housing crisis, or is the problem actually simpler than that?

At a glance, it might seem as if we’re splitting hairs. “Who CARES what we call it?” you might say. “Housing is too expensive; does it really matter whether we use the words ‘housing crisis’ to describe the problem?”

While it might feel nitpick-y, the definition we use can determine the solutions we should (and shouldn’t) pursue. So to better understand what we’re up against, Tash and Ana spend this session chatting with economist Dr Cameron Murray. By the end of this episode, you’ll have a clearer idea of what’s happening in Australia’s housing market – and how it affects you.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

150. Em’s money story

Mon, 07 Apr 2025 19:00:00 GMT

In the conversation around housing affordability, it can be easy to get lost in the stats and figures. In doing so, we can often lose sight of the people behind the numbers. That’s why, in this episode, Tash and Ana welcome a guest who is living through the property crisis firsthand.

Em Readman is a writer and editor who lives in Perth. Despite earning a comfortable income, Em is unable to break into the property market. By sharing their experience, Em hopes to encourage others who are facing similar challenges.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

149. SHORTS: What is dollar-cost averaging?

Wed, 02 Apr 2025 18:00:00 GMT

From its name – and the fact that it has its own acronym – you might assume that dollar-cost averaging (or DCA) is tricky. It FEELS like the kind of term suited up fund managers might use to justify their exorbitant fees, right?

In truth, dollar-cost averaging is one of the simplest long-term investing strategies around. And if you give us a few minutes, we’ll give you an explanation of how it can work for you.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

148. Balancing current wants with future goals

Mon, 31 Mar 2025 18:00:00 GMT

Social media can serve an array of useful purposes. It can connect us with our friends, entertain us with content, and even act as an education tool. But do you want to know where social media REALLY lets us down? In our mission to Get Rich Slow.

Every time we try to adjust our budget, we see a friend sharing reels from Europe. Every dollar we save towards our ideal future, we find photos of some stranger flaunting a $100k car. And don’t get us started on all of the influencers who spruik high-cost items as if they’re supermarket staples.

Of course, we never get to see the stories behind the spending. The credit cards which paid for those Eurotrips, or the lease agreements which financed those cars. As a result, it can be easy to reach a grim conclusion:

“Everyone else is doing well. I’m falling behind. And the only way to catch up is to spend my way forward.”

Not only is this idea untrue – it’s also unhelpful towards our Get Rich Slow goals. That’s why, in this session, Tash and Ana set out to equip you with effective methods to combat FOMO. From short-term planning to lifestyle structuring, you’ll learn how to stay the course in an age of conspicuous consumption. Tune in to this ep and win against the algorithm!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

BONUS | Budget - key changes & BTS of budget lock up

Sun, 30 Mar 2025 18:00:00 GMT

Ever wondered how the federal budget actually gets released and what it’s like being locked in a room with no internet while it happens?

In this bonus episode, Ana & Tash break down the 2025 Federal Budget highlights and Tash gives you a behind the scenes look at what it's like attending the budget lock up in Canberra.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

147. SHORTS: How to balance your portfolio

Wed, 26 Mar 2025 18:00:00 GMT

Aren’t you sick of going to picnics and dinner parties and hearing your friends say: “Oh my gosh, don’t forget to balance your portfolio?”

…Okay, so maybe our circle of friends like to nerd out about investing more than most. Even so, keeping a balanced portfolio can be an important part of long-term investing. And while it sounds sensible and all that, what does it… mean, exactly?

In this short, Tash and Ana won’t only define it for you – they’ll also discuss how you can do it!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

146. "Should I invest inside or outside of super?"

Mon, 24 Mar 2025 18:00:00 GMT

This podcast is no stranger to discussing the pros and cons of investing in ETFs compared to investing in super. It’s a deep and nuanced topic, though – which is why we’re discussing it more deeply, and with even more nuance.

In this episode, Tash and Ana break down the various considerations, from “potential tax advantages” (super) to “greater investing control” (ETFs). They also explore a potential “best of both worlds”: investing in ETFs through your super. Is it possible? And if so, what exactly does it involve? Tune in to find out!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

145. SHORTS: How do risk and volatility work?

Wed, 19 Mar 2025 18:00:00 GMT

Across the investing landscape, disclaimers about risk and volatility abound. You’ll often see statements like “All investments carry risk” and “something something market volatility”. And sure, they can be a buzzkill, but they serve a crucial purpose. Think of them as a reminder from your parents to eat your vegetables – only for your money.

But in the context of investing, what do “risk” and “volatility” actually mean? And how do they relate to YOUR plans to invest? That, dear listener, is what this Get Rich Slow Club short is all about.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

144. SMSFs: What are they, who uses them, and what are the other options?

Mon, 17 Mar 2025 18:00:00 GMT

SMSFs are like Fernet-Branca or Wes Anderson films: many people tune out when you bring them up, but those who like them are obsessed.

SMSF – or self-managed super funds – sound complicated… and they are. They also seem like they pose more risk than typical super funds… and they do. But for those who can master their requirements, SMSFs can provide a range of unique investing opportunities.

In this Get Rich Slow Club session, Tash and Ana discuss how SMSFs work, and their potential pros and cons. They also explore some key questions to ask yourself before setting one up.

Get ready, ‘cause it’s SMSFin’ time!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

143. SHORTS: How to diversify between asset classes

Wed, 12 Mar 2025 18:00:00 GMT

“Diversify” is one of those concepts that long-term investors like to throw around. So is “asset class”. But when you put them together in a sentence – for instance, “It’s a good idea to diversify between asset classes” – what do they exactly mean?

While it might sound confusing at first, it’s actually blessedly simple… so simple that we can explain it in a short. Give us a few minutes and we’ll give YOU an understanding of diversification between asset classes!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

142. The housing crisis: what causes it, and what the Government is doing to fix it

Mon, 10 Mar 2025 18:00:00 GMT

The housing crisis in Australia is complex. Its causes don’t stem from one specific issue, and proposed solutions are often easier said than done. None of this changes the fact that, for many Australians and residents, it’s a real, existential problem.

While the focus of this podcast is to getting rich slow, it’s hard to do so without affordable housing. So in this episode, Tash and Ana are honoured to host Federal Minister for Housing and Minster for Homelessness Clare O’Neil.

In her discussion with the Get Rich Slow Club, Minister O’Neil discusses the causes of the housing crisis. She also details what the Federal Government is doing to address it, and shares her experiences in politics.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

141. SHORTS: What are franking credits, and how do they work?

Wed, 05 Mar 2025 18:00:00 GMT

Vegemite. The Hills Hoist. Unreasonably expensive property. Franking credits.

You may have only heard of three of these four things. However, franking credits are just as Australian as the preceding trio. And if you invest in Australia, you’ll want to know about them.

In this short, Get Rich Slow Club co-hosts Tash and Ana cover all things franking credits. They also discuss how they impact dividends in Australia, and how they can (positively) shape your investing strategy.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

140. The best performing ETFs of 2024 - and why we would never buy them

Mon, 03 Mar 2025 18:00:00 GMT

You may have heard us, a news outlet, or an investment ad say something to the effect of:

“Past performance isn’t an indicator of future returns.”

Now, you’d be forgiven for thinking this statement is simply some cover-all, get-out-of-gaol-free disclaimer. In truth, it’s a crucial concept that can seriously impact your investing strategy. And it plays a major role in why Tash and Ana from the Get Rich Slow Club don’t chase high-performing ETFs.

We know this might sound like a counterintuitive concept – which is why we’ve devoted an entire episode to exploring it. Tune in, extract some ideas, then make your own decision about how YOU would (or wouldn’t) like to invest!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

139. SHORTS: How do shares make money?

Wed, 26 Feb 2025 18:00:00 GMT

Advocates frame them as a sensible way to build your wealth (provided you understand the risks involved). Critics simplify them as a speculative venture akin to gambling. But while they have both fans and detractors, most people agree: shares are intended to make money.

So… how does that work, exactly? When investors own high-performing shares, do they earn money via passive income? Or are they simply aiming to sell them for a higher price than they paid? OR does it depend on the shares – and if so, how do you know which is which?

Cast your worries aside, dear listener, for all these questions and more shall be answered soon!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

138. Should you buy crypto? What it is, how to buy it, and the scams to avoid

Mon, 24 Feb 2025 18:00:00 GMT

Anyone who’s listened to more than one episode of this podcast might have done a double take at this title.

“The Get Rich Slow Club talking about crypto?” you might have balked. “That’s like a vegan discussing the Carnivore Diet!”

And, sure, it’s true that crypto doesn’t always play a key role in our investing philosophy. Even so, there are three irrefutable truths about crypto in this current climate:

It’s here to stay
A lot of people are investing in it
There are, unfortunately, those who seek to exploit would-be crypto investors

Wherever your investing journey takes you, we want you to have the strongest foundation possible. That’s why Tash and Ana have committed this episode to covering crypto – the good, the bad, and the iffy.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

BONUS | Three days of subsidised childcare now guaranteed

Thu, 20 Feb 2025 18:00:00 GMT

In Australia, childcare fees are one of the largest ongoing expenses that many parents of young children can face. Fortunately, some relief may be on the horizon. Starting in January next year, the new three-day guarantee will take effect, ensuring that families can access at least three days of subsidised care.

For anyone with children under the age of five, this news is a big deal. That’s why, in this bonus episode, Tash and Ana will unpack what this announcement means for parents. They’ll also discuss how the subsidy works, and how parents can make the most of it.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

137. SHORTS: What is a broker, and how do brokerage fees work?

Wed, 19 Feb 2025 18:00:00 GMT

If your only experience with the word “broker” comes from “The Wolf of Wall Street”, you might have some doubts about the concept. In truth, the word itself has a much more neutral meaning than Leo would have you believe. In fact, understanding the function of brokers is crucial to anyone who is looking to invest.

Fortunately, it’s something that the Get Rich Slow Club can wrap up in a few short minutes. In the time it takes you to finish the dishes, you’ll be well-versed in all things broker!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

136. Should I sell my shares with everything that's going on in the US right now?

Mon, 17 Feb 2025 18:00:00 GMT

It’s an inescapable truth that the Australian shares market can sway under the influence of the US. Beyond the close ties between both nations, there’s also the fact that America maintains the largest economy in the world. It’s understandable, then, that Aussie investors may have panicked at the news lately. With a fluctuating tech sector, a rapid shift in policies, and the looming threat of tariffs, many have asked:

“Should I just sell my shares now?”

Tash and Ana aren’t your personal financial advisers, and can’t tell you what you should do with your shares. Even so, they’ve dived into the data, economics, and historical trends on this subject – and they’ve a lot to share. If the US’ movements have you glancing nervously at your portfolio, you’ll want to catch this episode.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

135. SHORTS: What is an ETF?

Wed, 12 Feb 2025 18:00:00 GMT

On this podcast, we’ve spent a lot of time talking about exchange-traded funds (ETFs). We’ve discussed popular ETFs, compared ETFs with managed funds, and examined which ETFs investors like to buy together. But if you’d like to roll the discussion back to what an ETF actually is, we’ve got you covered.

In this episode, Tash and Ana cover the ABCs of ETFs. From “how do they work?” to “why do people invest in them?”, they seek to leave no stone unturned. Tune in for a short, snappy crash course on the funds that the Get Rich Slow Club loves to discuss!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

134. 9 budget-friendly date (or solo outing) ideas

Mon, 10 Feb 2025 18:00:00 GMT

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore 9 date ideas that are gentle on your bank account. Whether you’re making plans with your BF, GF, BFF, or FFS (fully-formed self), this list will help you ball on a budget!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

133. SHORTS: What is an index fund?

Wed, 05 Feb 2025 18:00:00 GMT

Investing legend Warren Buffett isn’t shy in his praise for index funds. For decades now, Buffett has insisted that most investors are best served by buying a low-cost index fund over shares. At the Get Rich Slow Club, we’re bullish on index funds as well – which is why we discuss them so often.

But if you’re new to investing, you might not be entirely sure what an index fund actually is. Like “synergy” or “gang gang”, you could use it in a sentence, but might struggle to provide a textbook definition. Worry not, though, for by this episode’s end, you’ll feel qualified to hold your own in any index fund conversation!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

132. Should you reinvest your dividends? (And how to do it)

Mon, 03 Feb 2025 18:00:00 GMT

For those who live the long-term investing life, Dividend Time is like the Grand Final Week of a favoured sport. They’ll likely talk about it for days on end, and keep excitedly proclaiming details that non-investors don’t really care about.

The reason dividends can evoke such joy is because they offer a reward for your discipline. But while long-term investors usually agree that dividends are great, they DON’T always agree on what to do with them. Here, they fall into two camps: reinvest, or cash them out?

Unsurprisingly, it’s a common question among both seasoned and first-time investors. So common, in fact, that Tash and Ana have committed this Get Rich Slow Club episode to discussing it. If you’re not sure which decision is right for you – or how either option works – you’ll want to tune in for this session.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

131. SHORTS: What is the ASX?

Wed, 29 Jan 2025 18:00:00 GMT

It’s one of the first things you’ll hear about when you decide to invest in Australia. But have you ever wondered what the ASX actually is? You’re not alone – research suggests that 76% of Australians don’t fully grasp the working details of the Australian Securities Exchange.

…okay, so we may have fabricated that figure. Even so, for such a focal institution, it isn’t always the easiest to understand. Worry, not, though, for in this Get Rich Slow Club episode, Tash and Ana set out to demystify the Exchange.

Consider this session your crash course in the ASX and its key terms and concepts. Give us a small parcel of your day, and we’ll give you a foundation in the Australian sharemarket!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

130. Decoding the Computershare ETF Insights Report

Mon, 27 Jan 2025 18:00:00 GMT

If you’ve never read it before, the Computershare ETF Insights Report might sound like the kind of thing a financial adviser might read when they can’t sleep. In reality, it’s a useful tool that breaks down investing trends around ETFs. That’s why Tash and Ana have devoted this Get Rich Slow Club episode to exploring its findings.

From “one in five Aussies hold ETFs” to “48% don’t because they don’t understand them”, these trends will surprise you. Tune in to learn from Computershare’s insights without needing to read the report!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

129. Is Warren Buffett still relevant?

Wed, 22 Jan 2025 18:00:00 GMT

Tash and Ana chat with Brandon from New Money about Warren Buffett's enduring investment strategies. They explore if his value investing approach, built on four pillars—business understanding, competitive advantage, skilled management, and margin of safety—remains relevant in today's market.

Brandon shares insights on Buffett's legendary 20% annual returns since 1965 and his cautious moves during market highs. They discuss his preference for large-scale investments and his current cash-heavy position, highlighting his disciplined, long-term approach.

The episode also contrasts active and passive investing, offering practical advice for everyday investors. Tune in to learn what Buffett recommends for most people and why his timeless principles still guide investors worldwide.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

128. How to increase borrowing capacity

Mon, 20 Jan 2025 18:00:00 GMT

In this episode, Tash and Ana are joined by Maddie Walton (@moneyloungeau) to explore practical ways to increase your borrowing capacity and avoid common pitfalls. Before diving in, the trio shares their money wins and losses, including Maddie’s exciting launch party celebration and smart holiday hacks.

Maddie breaks down the key factors banks consider when evaluating borrowing capacity: income, expenses, and debts. She explains how fixed costs like private health insurance and body corporate fees impact your loan potential and offers tips for managing expenses to improve your financial standing.

The conversation also touches on strategies for increasing income, from pay raises to taking on second jobs, and how lenders assess variable earnings like overtime and dividends. Maddie’s expert insights provide actionable steps to help you maximise your borrowing power while staying financially secure.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

127. Tom's money journey: property, FIRE journey & moving rurally

Wed, 15 Jan 2025 18:00:00 GMT

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

126. Offset vs redraw accounts & fixed vs variable interest rates

Mon, 13 Jan 2025 18:00:00 GMT

In this episode of Get Rich Slow Club, Tash and Ana welcome back Maddie Walton, a dynamic mortgage broker from Money Lounge (@moneylounge) to demystify the world of home loans. Maddie dives into the differences between fixed and variable interest rates, along with the role of offset accounts, offering valuable insights for anyone navigating the property market.

The conversation explores how brokers earn commissions, what clawback periods mean, and the importance of financial literacy when choosing the right loan product. Maddie emphasizes the need to understand not just interest rates but also the hidden costs and benefits of different loan structures.

Whether you're a first-time buyer or looking to refinance, Maddie’s expertise highlights why tailored advice can make all the difference. Tune in for practical tips, industry secrets, and the confidence to make informed financial decisions.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

125. Why are some people naturally good savers, while others are spenders?

Wed, 08 Jan 2025 18:00:39 GMT

In this episode, Tash and Ana welcome Karen Eley, a former financial advisor turned money coach, who helps individuals overcome money blocks and build healthier financial habits. Karen shares her journey from managing investments to diving deep into the psychology of money, helping clients uncover the hidden beliefs that impact their financial decisions.

Karen opens up about her own money story, including unconscious beliefs formed during childhood and how they influenced her financial habits as an adult. She discusses the pivotal moment she discovered these patterns and the transformative steps she took to rewrite her money mindset. The conversation also delves into actionable strategies for identifying and reshaping limiting beliefs around money.

Listeners will gain insights into fostering positive money habits within families and creating financially resilient children. Karen emphasises the importance of open, age-appropriate conversations about money and shares how early financial lessons can pave the way for confidence and success. Tune in to explore the fascinating intersection of psychology and finance!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

124. Maddie's investing journey: shares, property & starting her own business

Mon, 06 Jan 2025 18:00:58 GMT

Maddie Walton (@moneywithmaddie, @moneyloungeau) returns to the Get Rich Slow Club podcast to share her fascinating money journey. Known for her transparency, Maddie openly discusses her financial wins and losses, including her earnings, investments, and strategies. Tash and Maddie explore Maddie’s early money experiences, from saving coins as a child to her determination to purchase a house by age 21.

Raised in a home where money was a taboo subject, Maddie cultivated her curiosity and financial literacy independently. Her early jobs, from letterbox drops at 11 to working at Apple, taught her the value of hard work and saving. Maddie balanced multiple roles while pursuing her goals, earning $120,000 annually from two jobs to secure her first property with a $126,000 deposit.

Maddie’s journey highlights resilience, self-education, and a drive for security through financial independence. Her candid storytelling offers practical insights into managing money, navigating career transitions, and achieving major milestones. Tune in to be inspired by Maddie's path to financial empowerment!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

123. Top 10 ETFs of 2024 on Pearler

Wed, 01 Jan 2025 18:00:25 GMT

In this episode of Get Rich Slow Club, Tash and Ana dive into the top 10 most popular ETFs on Pearler for 2024.

Tash and Ana break down each ETF, starting with thematic options like the ACDC Battery Tech & Lithium ETF and progressing through diversified picks such as VDHG. They highlight essential details like management fees, dividend yields, and how these investments fit into broader portfolios.

Whether you're a seasoned investor or just starting, this episode offers valuable insights into building a balanced investment strategy. Tune in for actionable tips, plenty of laughs, and the latest trends in the investing space!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

122. Our new years resolutions & goals

Mon, 30 Dec 2024 18:00:09 GMT

Tash and Ana dive into their 2025 goals and resolutions in this episode of Get Rich Slow Club. They share personal wins and losses, like Tash’s rainy getaway and Ana’s decision to prioritize comfort for her mom's visit. Their reflections highlight the importance of value spending and aligning financial decisions with personal priorities.

In 2025, Tash is determined to purchase her next property, setting clear steps like organising her tax return and engaging a buyer's agent by February. Meanwhile, Ana focuses on paying down her mortgage, setting a specific target to enable debt recycling, and balancing this with her part-time income.

They also discuss life goals, such as Tash’s $15,000 travel budget for exploring new destinations and Ana’s excitement about maximising savings through smart strategies. With their relatable insights and practical advice, Tash and Ana inspire listeners to approach 2025 with clarity and intention.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

121. Our money (& life) lessons from 2024

Wed, 25 Dec 2024 18:00:44 GMT

In this episode of Get Rich Slow Club, hosts Tash and Ana reflect on their key money and life lessons from 2024 while celebrating their personal and professional wins. They share recent highlights, including Tash's café outing with ocean views and Ana's excitement about finally purchasing bean bag chairs, emphasising the joy in small, intentional expenses. Gratitude and reflection emerge as central themes, reminding listeners to celebrate wins both big and small.

Tash and Ana also recount major accomplishments, such as publishing their book, speaking at events, and achieving personal milestones like consistent fitness routines and home organisation. They stress the importance of recording achievements to avoid overlooking progress and staying motivated. Alongside successes, they acknowledge missed goals, like property investments, and discuss the need for realistic timelines and balance.

This episode encourages listeners to savour accomplishments, adjust expectations, and embrace gratitude in everyday life. Tash and Ana’s candid discussion highlights the importance of celebrating progress and staying grounded, even amidst life’s challenges.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

120. FIRE chats: lessons on the journey to retiring early

Mon, 23 Dec 2024 18:00:02 GMT

In this episode of the Get Rich Slow Club, Tash and Ana chat with Keith and David from the US about their unique journeys toward Financial Independence and Early Retirement (FIRE). David is living a semi-retired lifestyle, while Keith has fully retired early. They share how small, incremental improvements can lead to significant progress over time, emphasizing the importance of focusing on consistent growth rather than perfection.

They also discuss the power of community in the FIRE journey. Surrounding yourself with like-minded individuals who share similar goals can provide motivation, support, and a sense of belonging. Keith and David highlight how finding the right people on the same path can make the process more enjoyable and sustainable.

Finally, the conversation dives into the importance of defining your values and passions early on. Keith and David stress that understanding what brings you joy and purpose now is essential to creating a fulfilling life after early retirement. Their experiences offer valuable insights for anyone looking to achieve financial independence and live a life aligned with their priorities.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

119. Building a robotics company at 23

Wed, 18 Dec 2024 18:00:53 GMT

Grace Brown, CEO and co-founder of Andromeda Robotics, joins Tash and Ana on this episode of Get Rich Slow Club. Grace shares her journey in creating Abby, a 110-cm humanoid companion robot designed to bring joy and connection to nursing homes and children's hospitals. With a background in mechatronics engineering, Grace brings innovation and heart to the world of social robotics.

Grace explains how her own experience with isolation during COVID inspired Abby’s creation. Motivated by a desire to combat loneliness, she turned a passion project into a groundbreaking business. Grace’s innovative approach combines cutting-edge technology with the emotional warmth of a Disney character brought to life.

The conversation highlights Grace’s resilience and creativity, from building early prototypes on a student budget to securing funding through pitch competitions. She discusses the challenges of starting a robotics company, her vision for Abby's future, and the profound impact the robot has had on people’s lives.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

118. How do I use equity to buy a second property?

Mon, 16 Dec 2024 18:00:08 GMT

In this episode, we chat with Maddie Walton (@moneywithmaddie) a mortgage broker from @moneyloungeau to break down the concept of using equity as a powerful tool to invest in property. Learn why equity often beats saving for a cash deposit and how mortgage brokers simplify the process. If you’ve been wondering how to leverage your property’s value, this is your starting point.

We dive into how equity is calculated, the difference between total and usable equity, and the factors that influence it. With insights into broker strategies, you’ll discover how to unlock equity, secure favorable loan terms, and use these funds for a second property. From refinancing to home equity loans, we outline the key steps to make it happen.

Finally, we discuss critical considerations, like borrowing capacity, interest rates, and avoiding over-leveraging. A real-life case study highlights how a mortgage broker’s expertise turns equity into opportunity. Whether you’re a seasoned investor or a first-timer, this episode equips you with the know-how to take the next step.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

117. Should I invest in shares, property, or a business? With Owen Rask

Wed, 11 Dec 2024 18:00:54 GMT

This week, Owen Rask joins us to explore the big question: shares, property, or business—which has the highest potential return? Drawing from his background as a business owner and investment analyst, Owen shares insights on balancing and combining these investments for a diversified strategy. He breaks down how risk, returns, and market conditions shape decision-making in these asset classes.

We dive into the nuances of each option, from property’s tax advantages to the challenges of starting a business and the accessibility of shares. Owen explains how beginners can approach investing, whether by focusing on one asset or diversifying across all three. He also shares examples of successful businesses and lessons learned from his own journey.

Finally, we look to the future: which asset class might shine in the next 5–10 years? Owen shares his predictions, advice for avoiding common mistakes, and how to stay grounded in a constantly shifting market. If you’ve ever wondered how to navigate shares, property, and business, this episode is a must-listen!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

116. ETFs vs managed funds

Mon, 09 Dec 2024 18:00:42 GMT

In today’s episode of Get Rich Slow Club, we explore the differences between Exchange Traded Funds (ETFs) and Managed Funds, addressing the common confusion surrounding these investment options. Are they the same? Which one is better for your goals? We break it all down, helping you understand when and why you might choose one over the other.

We discuss what ETFs and Managed Funds are, outlining their management styles, trading processes, fees, and performance. You’ll learn how ETFs are often passively managed and traded like stocks on the exchange, providing liquidity and lower fees, while Managed Funds involve active management aimed at outperforming benchmarks but often come with higher costs.

This episode is packed with practical insights for investors at any level. Whether you're new to investing or refining your strategy, we’ll help you take the guesswork out of deciding between ETFs and Managed Funds. Don’t forget to follow us on Instagram for more tips and updates!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

115. A plumber's journey to FIRE

Wed, 04 Dec 2024 18:00:59 GMT

This week, we chat with Rob from Tribe FI Australia about his inspiring journey from employee to business owner, taking an 18-month break to travel, and the lessons learned along the way. He shares how pursuing Financial Independence (FI) isn’t just about the money—it’s about freedom, purpose, and connection.

We delve into Rob’s experience running a FIRE event with no prior expertise, emphasising the power of stepping outside your comfort zone. He also highlights the importance of building a supportive community, proving that FI is better achieved with friends by your side.

If you’re pursuing FI or have already reached it, Tribe FI Australia offers a space to share stories, find inspiration, and give back. Rob’s story is a reminder that financial independence isn’t just a goal; it’s a lifestyle built on freedom and community.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

114. Will the stock market ever completely crash? Is investing worth the risk?

Mon, 02 Dec 2024 18:00:23 GMT

In this episode, we dive into the question: Can a steady 5.5% savings rate beat the uncertainty of chasing 7% in shares? With Owen Rask, we debate the risk-reward trade-off and the purpose of investing when returns aren’t guaranteed. Is it worth taking the plunge, or should we play it safe?

We explore fears of total market collapse and the impact of slowing population growth, with lessons from Japan’s stagnation. Can markets keep growing, or are we heading for long-term flat returns? How can investors stay calm during volatility?

Finally, we unpack myths about beating the market and the role of diversification. Does it safeguard portfolios or simply cap returns? With big questions about indefinite growth, we challenge assumptions and explore how to navigate the future.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

113. Peta's business journey: her lessons and learnings

Wed, 27 Nov 2024 18:00:12 GMT

In this episode, we chat with Peta Serras about her entrepreneurial journey. Peta shares the highs and lows of starting and running her business, the key lessons she’s learned along the way, and how she balances the demands of entrepreneurship with her personal life.

It’s not always about doing more work, sometimes it’s about being more strategic with what you’re doing! Peta’s inspiring story will leave you with actionable insights, whether you're a seasoned entrepreneur or just starting out.

Connect with Peta Serras on Instagram at @professionalbabe for more on business strategy, consulting, and marketing.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

112. VAS vs VDHG

Mon, 25 Nov 2024 18:00:27 GMT

In this episode, we dive into the popular Vanguard ETFs, VAS (Vanguard Australian Shares Index ETF) and VDHG (Vanguard Diversified High Growth ETF). We break down their key differences, what they offer investors, and whether combining the two is a good idea. Learn about their holdings, historical returns, and how they fit into a diversified portfolio.

We also share our personal wins and challenges with subscriptions, tax time, and outsourcing tasks like bookkeeping. Plus, we reflect on the importance of balancing frugality with enjoying small luxuries, like a great cup of coffee and meaningful conversations.

We also tackle the debate: should you stick with one ETF or mix and match? Whether you're building your portfolio from scratch or refining your approach, this episode will help you make informed decisions about your investments. Tune in for actionable tips to get rich, slow!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

111. How to nail the job interview

Wed, 20 Nov 2024 18:00:41 GMT

Career coach Nabila Farhat shares her insights on strategic career growth and job searching. With over a decade of recruitment experience, Nabila explains her approach of helping clients clarify their career goals and build personalised roadmaps that align with their passions and values.

Throughout the episode, Nabila provides actionable advice for job seekers, focusing on clarity and tailored applications. She stresses the importance of standing out in a competitive job market, offering practical strategies for crafting impactful resumes that highlight achievements over responsibilities.

This episode is a must-listen for anyone looking to take intentional steps toward career success.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

110. Should I invest in DHHF or VDHG?

Mon, 18 Nov 2024 18:00:38 GMT

At The Get Rich Slow Club, we’re always looking to bring you actionable insights on investing. This episode, we’re taking a closer look at two high-growth ETFs that could be key to building a secure and prosperous future: Vanguard’s VDHG and BetaShares' DHHF.

These two funds offer compelling options for different investor types, from those seeking a bit more stability to those going all-in on growth. On one side, we have VDHG, with a small bond allocation for a touch of security. On the other hand, there’s DHHF, for investors focused chiefly on equity exposure.

This episode will help you understand the practical differences between these ETFs, from tax considerations and fees to global diversification and rebalancing strategies. Think of it as your guide to high-growth investments that balance risk and reward, whether you're just starting or seeking to build long-term wealth.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

109. The importance of buying assets, and money EQ/IQ

Wed, 13 Nov 2024 18:00:32 GMT

At the Get Rich Slow Club, we often talk about investing and financial literacy in aspirational terms. We showcase people who have retired early after investing in shares, or built their way towards property empires. However, there’s another, deeper reality at play: sometimes, investing can make the difference between stability and disaster.

Perhaps no-one better exemplifies this than Marion Mays – money EQ and IQ coach, and founder of Money Strong. Following the birth of her first child, Marion contended with a string of hurdles. These spanned from her transition to becoming a sole parent, to health and developmental issues which required her to be a full-time carer for her son for seven years.

Despite these challenges, Marion managed to stay afloat thanks to the financial buffers she had built for herself. Now, Marion is committed to ensuring other historically marginalised Australians have the financial tools they need to thrive.

Think of this episode as your financial disaster preparedness kit!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

108. LICs vs ETFs

Mon, 11 Nov 2024 18:00:52 GMT

This podcast has spoken about ETFs – or exchange-traded funds – on many occasions. A kind of all-in-one investment, ETFs seek to track a particular index, commodity, sector, or basket of assets. In recent years, they’ve become popular with long-term investors who wish to diversify in one buy.

Okay, ETFs – we get those. But what about LICs, or Listed Investment Companies? If you read about both, they can seem quite similar; in fact, many people refer to both LICs and ETFs as baskets of assets. In truth, though, LICs and ETFs have some marked differences. And depending on your investment goals, one may suit you in ways that the other doesn’t.

Worry not, for after this episode, you’ll have a clearer idea of which is right for you!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

107. Decision fatigue and how to avoid the Comparison Trap

Wed, 06 Nov 2024 18:00:37 GMT

Anyone who has spent time on TikTok, Instagram, or even Facebook will be familiar with the Comparison Trap. We log on, scroll for a while, and we find a peer who’s living a seemingly perfect life. It doesn’t make sense: the poster is your age, and earns around your wage. How can they afford to live a life of luxury when you feel like you’re struggling to get ahead?

Recently, a TikTok reel by @jen.rothwell touched on this very topic. And in this session, @tashinvests and Olivia from Her Money’s Worth use this reel as a launchpad to discuss the Comparison Trap. If social media has ever left you feeling behind the curve, this episode will give you a fresh perspective.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

106. How to pay off your mortgage early

Mon, 04 Nov 2024 18:00:05 GMT

Do you know what the word “mortgage” actually means? It was originally a French term which – quite literally – translated to “death pledge”. In other words, it was envisaged as a debt which can follow you to the grave. These days, it doesn’t even stop there – mortgages often transfer to next of kin upon a mortgagee’s death. But do mortgages really need to haunt every inch of our mortal coal, latching onto our loved ones when we leave the realm of the living?

No. No they don’t. And in this episode, you can hear some strategies for prematurely snuffing that debt pledge from existence.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

105. We spent the week with 50 people planning to retire early

Wed, 30 Oct 2024 18:00:10 GMT

The term “Financial Independence Retire Early” is bandied around a lot in the investing community. But how do you reach it? And what does it involve on a day-to-day basis? To find out, Tash and Ana spent a week with 50 FIRE-seekers from Tribe FI.

In this episode, the Get Rich Slow Club co-hosts share their findings from their seven days of FI immersion. Whether you’re working towards early retirement yourself, or simply curious about the lifestyle, you won’t want to miss this.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

104. Buying a home vs renting: which is smarter financially?

Mon, 28 Oct 2024 18:00:32 GMT

Let’s say you could travel back in time to the early ‘90s. If you were to ask a thirtysomething Boomer which decision is smarter – buying a home or renting – they’d likely laugh in your face. Sure, interest rates were higher (as older Aussies often bring up), but prices were lower compared to the average income. Like, much lower. In the face of these figures, one choice stood out as the more sensible option.

But these days? It’s not so cut and dry. There are an array of factors which can influence your decision in this current climate… so many, that we won’t try to cram them into this brief description. Instead, we’ll leave it to Tash and Ana to crunch the numbers, compare the stats, and help you find your answer.

Enjoy!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

103. Olivia's investing journey

Wed, 23 Oct 2024 18:00:43 GMT

The expression “[INSERT RELATABLE PERSON] is all of us” came and went a few years ago. In this episode, though, we’d like to temporarily bring it back. For Olivia Fitzpatrick – money coach and mastermind behind @hermoneysworth – truly is ALL OF US.

Join the Get Rich Slow Club as they chat with Olivia about her money journey to date. Throughout the session, Olivia shares her experiences with investing, buying a first property, leaving teaching to make more money, and navigating finances with her partner.

For some listeners, the challenges that Olivia has overcome will feel all too real. For others, her insights may offer ideas for Future Financial You. Either way, there’s something for everyone!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

102. Investing for kids – which app is the best?

Mon, 21 Oct 2024 18:00:38 GMT

Back in episode 29, we covered some of the key ways that parents or family members can invest for kids. This time, the Get Rich Slow Club is going much deeper, and comparing some of the most popular kids’ investing apps in Australia.

Of course, we recognise that families take an array of different shapes. Some people may want to invest for their children (either current or future); some might have friends’ or families’ kids for whom they would like to invest; and some people don’t want or aren’t able to have kids.

If children are a difficult topic for you, please feel free to skip this episode. However, should you wish to understand more about the kids’ investing options out there, this session could help.

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

101. How to teach kids about money and investing

Wed, 16 Oct 2024 18:00:25 GMT

Teaching kids about responsibility can be a challenge. Teaching adults about money can also be hard. It’s understandable, then, that many people believe that teaching kids about money is an enormous hill to climb. By contrast, we believe that talking to kids about money is a lot like long-term investing: the best time to start is today.

That’s why, in this session, the Get Rich Slow Club focus on teaching kids about money and investing. For this endeavour, they’re joined by Pearler CEO and co-founder Nick Nicolaides. If you’re not sure how to approach the money conversation with a young person in your life, tune in!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

100. Our top 10 lessons from 100 episodes

Mon, 14 Oct 2024 18:00:40 GMT

You read that right: the Get Rich Slow Club has officially released 100 episodes! It’s been a wild ride, and we couldn’t have done it without you. (Seriously – without any listeners, Tash and Ana would be talking to themselves).

Many of our listeners have been with us since the first episode, and we love you for your support. However, for all the amazing humans who tuned in later, we get that listening through 100 episodes might feel daunting. That’s why Tash and Ana have seized this opportunity to reflect on the key lessons from the podcast to date.

Enjoy the episode – and thanks for being a part of the journey so far!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

99. Travelling on a budget - our best travel hacks

Wed, 09 Oct 2024 18:00:58 GMT

Smashed avo on toast incurs a lot of blame for the wealth divide, but there’s another pursuit that attracts even more criticism: travel. “No wonder young people can’t afford a home,” a lot of headlines decry. “They’re spending all of their money on trips overseas!”

It likely won’t surprise you to hear this, but we’ll say it anyway: getting rich slow doesn’t prohibit travelling. Sure, depending on your timeline, you might need to make some compromises. But provided you apply some budgetary discipline, you can have your passport and use it too.

To help you prepare, Tash and Ana share their top trips for planning Get Rich Slow Club-friendly holidays. Travelling on a budget has never been easier!

Vote for the Get Rich Slow Club in the Australian Podcast Awards

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

98. “How do I make long-term investing less boring?”

Mon, 07 Oct 2024 18:00:40 GMT

Recently, a Get Rich Slow Club listener sent Tash and Ana an interesting question:

“I’ve been investing into low-cost ETFs for almost a year now. Everything is going really well; I’ve automated all of the payments, so I don’t have to lift a finger.

“The only problem is that it’s really boring. Everyone says it’s how investing should be, but I really think I need a way to spice things up and stay interested. Any suggestions?”

Firstly, thanks for asking the question. Secondly, congratulations! The fact that you’re finding it boring is a good problem to have, and suggests that you’ve been investing sensibly. Thirdly, you’re certainly not alone – a lot of long-term investors can find the process boring. That’s why, in this episode, we’ll be exploring some options for spicing up our investing approach whilst still remaining true to our “get rich slow” principles.

Vote for the Get Rich Slow Club in the Australian Podcast Awards

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

97. Tash's career journey: from support worker to finfluencer

Wed, 02 Oct 2024 19:00:13 GMT

We love questions at the Get Rich Slow Club. And since launching, one question has appeared frequently from our community. People have used different wording, but it pretty much boils down to:

“How did @Tashinvests become @Tashinvests?”

Sure enough, her transformation from Natasha Etschmann the support worker into @Tashinvests the content creator didn’t happen overnight. It also isn’t something we could summarise in a sentence. HOWEVER, someone MIGHT be able to summarise it in a podcast episode. And that, folks, is what the Get Rich Slow Club is doing today.

They leave no stone unturned in this session; no juicy detail omitted. Whether you’ve wondered about Tash’s history or you're looking for inspiration on your own side hustle, this is an episode you’ll want to catch.

Vote for the Get Rich Slow Club in the Australian Podcast Awards

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

96. Which micro-investing platform is best for you?

Mon, 30 Sep 2024 19:00:02 GMT

Last episode, the Get Rich Slow Club explored micro-investing – the idea of creating an investment portfolio with as little as $5. In that chat, they covered what it’s all about, and how it stacks up against other investing strategies. This time around, Ana is chatting to Hayden Smith from Pearler and they are taking it even deeper.

Join the Get Rich Slow Club’s co-hosts as they compare some of Australia’s most popular micro-investing platforms. They also share their own experiences with micro-investing, so that you might seek inspiration from their trial and error. Come with a head full of questions, and leave with a mind full of ideas!

Vote for the Get Rich Slow Club in the Australian Podcast Awards

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

95. How to start investing with $5

Wed, 25 Sep 2024 19:00:37 GMT

Investing can feel daunting – especially when you hear stories of seven-figure shares portfolios. However, you don’t need to part with the bulk of your monthly income to become an investor. In fact, with micro-investing platforms, you can create an investment portfolio with as little as $5.

In this session, Tash and Ana explore micro-investing, and discuss its pros and cons. They also compare it to other styles of investing, and detail how you could get started with it.

Vote for the Get Rich Slow Club in the Australian Podcast Awards

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

94. "Can I invoice my friend for leaving my wedding early?"... and more wedding dilemmas

Mon, 23 Sep 2024 19:00:15 GMT

There are certain inalienable truths you learn when you become an adult. Groceries always cost more than you think they will. “Don’t bring anything” never really means “don’t bring anything”. And weddings can be surprise sources of drama.

In this episode, Tash and Ana discuss some live case studies in which wedding drama and personal finance intersect. From “Should I pay for my friend’s laptop after spilling a drink on it at a wedding?”, to “Can I invoice a friend for leaving my wedding early?”, they dive into some juicy scenarios. Whether you’re getting married, gotten married, or attending a wedding anytime soon, you’ll want to catch this tea.

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

93. Ask an adviser: are REITs worth investing in?

Wed, 18 Sep 2024 19:00:20 GMT

A phrase you’ll often hear on this podcast is: “When in doubt, speak to a financial adviser”. The key reason we suggest this is because financial advisers can offer personalised advice, which is obviously something that no podcast can do. Beyond that, though, financial advisers are licensed to comment on financial matters. And, when you find a good one, they can frame things in a light you may never have considered before.

That’s why Tash is thrilled to host financial adviser and founder of Pivot Wealth, Ben Nash. In their chat, they dive into the world of Real Estate Investment Trusts, from “how do they compare to physical property?”, to “What’s the deal with buying property through a trust?”.

Bring your REIT queries, and Ben and Tash will bring some ideas!

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

92. How to use Atomic Habits to make you rich

Mon, 16 Sep 2024 19:00:00 GMT

The international bestselling book “Atomic Habits” has inspired people around the world. Regardless of their goals or lifestyles, readers have used the book’s principles to set more positive habits for themselves. And while many of the concepts are applicable to any walk of life, they’re especially useful for personal finance.

In this episode, Tash and Ana break down how to apply Atomic Habits to get rich slow. The ideas range from creating hurdles to accessing your money online; to implementing savings hacks via online shopping; to investing automatically with your spare change. Get ready to get atomic with your wallet!

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

91. Lessons from buying $1.2 million of property at age 22

Wed, 11 Sep 2024 19:00:12 GMT

Online news publications are awash with headlines like: “This student bought a $4 million house at age 21” or “By her 24th birthday, she owned four properties”. But for all their clickbaity-ness, these articles often provide few lessons, and ample fuel for our insecurities. Tash and Ana wanted to change this reality – which is why they’re so excited for this episode.

Harry Wallace is a buyers advocate at home buyers advocacy firm Wallace Advocates. He also, as the episode title suggests, bought a $1.2 million house at age 22. In this session, he breaks down exactly how he did it, what he learned, and what he would do differently. Regardless of where you are in your investing journey, you’ll find something to learn from Harry’s tale.

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

90. Our best career hack: building a personal brand

Mon, 09 Sep 2024 19:00:08 GMT

There are countless TED Talks, LinkedIn posts, and subreddits dedicated to career hacks. But for all the content-friendly ideas out there, one hack seldom rates a mention: personal branding. While it may seem unrelated, building your personal brand can supercharge your career.

For starters, it automatically expands your network – and therefore your opportunities. Beyond that, it also gives you leverage when negotiating your salary, and can empower you to launch a side hustle. In short, it’s a useful tool in your career toolkit.

That’s why, in this episode, the Get Rich Slow Club will share their top tips for building a personal brand. They also cover the various benefits of personal branding, and share some insights from their own experiences.

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

89. "Should I split the money I made selling shares?"... and more dilemmas

Wed, 04 Sep 2024 19:00:42 GMT

We had a lot of fun running a personal finance edition of AITA a few episodes back. More importantly, our listeners seemed to enjoy it as well – which is why we’ve chosen to run it again. This time, the dilemmas are juicer than ever.

For the first dilemma, we tackle an inheritance-based quandary, in which a poster asks:

“AITA for not sharing the money I made selling the stocks I inherited when my sister made a lot less selling the stocks she inherited?”

Next, we discuss an issue in a share house:

“AITA for thinking my flatmate should replace my blender after she broke it?”

Finally, we explore a conundrum in which the poster won some money – and is still reluctant to loan their sister $25,000.

If you’ve lived through any of these dilemmas, you’ll want to hear this session for its insights. And if you haven’t, you’ll want to hear it for the drama.

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

88. The First Home Buyers' Guide – What's it like seeing a mortgage broker for the first time?

Mon, 02 Sep 2024 19:00:35 GMT

Knowing where to begin as a first home buyer can be a challenge. Alien terms abound – from “home loan pre-approval” to “stamp duty”. One such term is “mortgage broker”, which manages to sound both vague and specific at the same time. Fortunately, mortgage brokers don’t need to be another source of confusion. In fact, they can shed light on many of the mysteries surrounding first time home ownership. What’s more, they can help you navigate the sometimes labyrinthine mortgage application process.

In this episode, Tash from the Get Rich Slow Club chats with Kobe Clarke-Jacobs from Finance with Kobe. Together, they explore how mortgage brokers can help first home buyers. This includes how brokers make their money from helping clients; which other professionals a first home buyer might want to see; and the government schemes from which a first home buyer might benefit.

Tune in to prepare your first home buyer’s checklist!

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

87. Is relocating for work worth it? & how Harry 10x his salary

Wed, 28 Aug 2024 19:00:20 GMT

You may have met someone who relocated for work. You may have done it yourself. Whether it’s for a higher-paying role, cheaper real estate, or simply a tree change, it can be an appealing thought. But when you weigh up all of the competing financial factors, is relocating for work worth it?

This obviously isn’t a question anyone can answer with a simple “yes” or “no”. There are a range of factors which can influence the outcome, from the location to the job opportunity. Even so, when considering such a move, it can help to have a decision matrix. That’s why, in this session, Tash and Ana welcome a guest who is a living case study for relocating.

Harry Wallace is a buyers advocate at home buyers advocacy firm Wallace Advocates. He also considerably grew his salary by relocating for work. In this session, he and the hosts discuss their experiences with professional relocation, and what they learned each time. They also share how much it cost them to relocate, and offer their tips for anyone looking to move.

How To Not Work Forever

Vote for the Get Rich Slow Club in the Australian Podcast Awards

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

86. How to prepare for your "Golden Years" in retirement

Mon, 26 Aug 2024 19:00:16 GMT

Retirement can be one of the most rewarding times in your life. However, we’ve all heard tragic stories of people who have retired with nothing – if they’re able to retire at all. As with so many aspects of getting rich slow, the earlier you plan for retirement, the easier it will be. And in this episode, Tash and Ana speak with a guest who has dedicated his career to this very subject.

Drew Meredith is the author of The Golden Years: How to plan a happy and financially secure retirement. He is also a director and adviser at Wattle Partners, a Melbourne-based financial wealth management firm. In their chat, Drew, Tash and Ana discuss how much you actually need to retire, and how to secure it. They also explore the different considerations around investing inside and outside of super. Tune into this ep and upgrade your retirement plan!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

85. Investing lessons from the best and worst decisions we've made feat. Equity Mates

Wed, 21 Aug 2024 19:00:53 GMT

You can read every resource ever published. You can watch every finance news broadcast ever recorded. And you can speak with every financial adviser under the sun. But sometimes, the investing lessons that stick with you are the ones you learn the hard way. And that, dear listener, is what this episode is all about.

Join Tash as she chats with Bryce and Alec from Equity Mates. Together, the three of them share their best, worst, and first investments. Listen in so you can find some inspiration from their wins and learn to avoid their mistakes!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

84. I retired early, but my partner still has to work... & more dilemmas

Mon, 19 Aug 2024 19:00:19 GMT

Anyone who has spent time on Reddit will likely have heard of the subreddit AITA. And if you haven’t, we suggest Googling it, because we don’t want to curse in the episode description.

For this Get Rich Slow Club session, Tash and Ana tackle some of their favourite personal finance-focused AITA threads. One of the threads raises the question: “AITA for retiring early while my girlfriend works a stressful job?”. Another ponders: “AITA for not paying for my friend’s broken sunglasses?” And as you might expect, Tash and Ana approach both through a Get Rich Slow lens.

Whether you’re hoping to retire early or have bickered with your friends over money, this episode has something for you!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

83. Bonds: what are they and should you be investing in them?

Wed, 14 Aug 2024 19:00:09 GMT

Recently, we received an interesting community question, which boiled down to:

“What can you tell me about bonds? I’d be interested in investing in them as a way to balance risk, but I haven’t found many content creators who talk about them.”

In this episode, Tash and Ana seek to remedy this. As part of their bond analysis, they chat with Scott Nanfro from Guideway Services. Together, the three cover a litany of bond-related topics, including:

What are bonds?
How do we buy bonds?
How do bonds fit into someone’s overall investing strategy?
How does someone transition from having an all-shares portfolio to one which includes bonds?

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

82. Buying property, freezing eggs, and getting better with money

Mon, 12 Aug 2024 19:00:33 GMT

We all understand the types of goals our money habits can help us fulfil, right? Home ownership, emergency fund creation, early retirement, freezing eggs…

You may have read those last two words and thought: “Finally, someone is tackling this topic!”. Or, you might have thought: “...huh?” The point is, getting rich slow is going to serve different goals for different people. And to shed light on this reality, Tash and Ana are joined by Molly Benjamin from Ladies Finance Club.

In this episode, Molly discusses egg freezing, building an emergency fund, and budgeting with a girlfriend. Tune in to hear how money management can propel you towards all manner of different targets!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

81. 4 of our top financial lessons

Wed, 07 Aug 2024 19:00:07 GMT

To date, Tash and Ana have learned a lot about investing, money management, and personal finance. Some of these lessons were borne from successes in work, business, or investments. Others were learned the hard way, through mistakes or misfortune. In both cases, they’re eager to share their lessons with you. By doing so, they hope you can apply them to your own financial journey.

In this session, Tash and Ana cover four of their most important money learnings, from “how to choose a partner in business (or life)”, to “how to create a financial safety net”. May these lessons put you in good stead for your own financial journeys!

How To Not Work Forever

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

80. The First Home Guarantee - What is it and who can use it? feat. Alan Hemmings

Mon, 05 Aug 2024 19:00:00 GMT

Homes are expensive. They’re hard to buy if you don’t already own one. Same page? Great.

In recent years, government programs such as the First Home Super Saver (FHSS) scheme have become more common. The aim of these schemes is to remove some of the barriers to home ownership. However, while the FHSS aims to augment your deposit savings rate, it doesn’t reduce the size of the deposit required.

The First Home Guarantee seeks to change that. Via the First Home Guarantee, an eligible buyer only requires a deposit of 5% to secure a mortgage. But, as with many government-backed schemes, there are an array of caveats and conditions at play. To help you know whether it’s right for you, we spend this session covering it from A to Z. feat. Alan Hemmings

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

79. Tax time FAQs

Wed, 31 Jul 2024 19:00:38 GMT

Last episode, Tash, Ana, and award-winning accountant Natalie Lennon discussed some of the most common queries around taxes. In doing so, their aim was to remove the shroud of uncertainty that so often surrounds tax time.

However, the Get Rich Slow Club is, first and foremost, a community-led podcast. That’s why, in this episode, Tash and Natalie respond to tax-related questions from their listeners.

From “Is it worth seeing an accountant if I earn a low income?” to “Do I need to pay tax on my shares if I haven’t withdrawn anything from them?”, these queries run the gamut. Tun in, because to quote your old high school teacher (you know which one): “If someone else has asked the question, you probably will as well.”

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

78. Demystifying tax in Australia & what you can claim as a deduction

Mon, 29 Jul 2024 19:00:01 GMT

I think we can all agree that, unless you work for an accounting firm or the ATO, tax is preeeeetty mystified. Fortunately, this episode has emerged from the ethers of EOFY to right that wrong.

In this session, Tash and Ana are joined by award-winning accountant Natalie Lennon, and together, they demystify tax. Wondering about marginal tax rates? They discuss them! Have questions about tax on investments? You’ll want to hear their answers! Together, they run the A to Z on the ATO’s domain.

After this episode, tax time will feel that little bit more manageable.

During our chat about claiming working from home expenses, Nat refers to occupancy expenses. As with all tax deductions it is important to get advice on your individual situation. There is some examples on the ato website - https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/deductions-you-can-claim/working-from-home-expenses/occupancy-expenses

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

77. Is it better to buy individual shares or ETFs?

Wed, 24 Jul 2024 19:00:49 GMT

Value investing is a strategy often favoured by those seeking to play a more active role in their investments. Touted by Warren Buffett, it involves finding companies that the investor believes to be undervalued, then buying them before the market recognises their worth.

To be fair, it’s not as speculative as some other active styles of investing. Even so, its focus on beating the market puts it at odds with the Get Rich Slow philosophy. It also usually prioritises individual shares over ETFs, which long-time listeners will know we love.

Of course, you might not share the Get Rich Slow Club’s reservations around value investing. Seeking potentially undervalued individual shares over ETFs might align perfectly with your risk tolerance. So, in the spirit of open dialogue, Tash and Ana spend this episode delving into value investing. To add more flavour to the discussion, they’re joined by Brandon from New Money – a staunch supporter of value investing.

Whether you prefer individual shares or ETFs, you won’t want to miss this!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

76. First Home Super Saver scheme and what you need to know about it

Mon, 22 Jul 2024 19:00:23 GMT

In case you’ve missed it, the First Home Super Saver (FHSS) scheme is an initiative that does what the name suggests. With the FHSS, you can save for your first home deposit within your superannuation. By doing so, you can aim to benefit from certain advantages that don’t apply to shares or savings accounts.

Like so much in super, the details surrounding the FHSS can feel a bit muddled. That’s why Tash and Ana have devoted this session to discussing the FHSS, how it works, and how it can help you save for a home. Give them an episode, and they’ll give you a primer in the First Home Super Saver scheme!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

75. How one of the world's best investors averages 20% returns every year

Wed, 17 Jul 2024 19:00:38 GMT

The name “Warren Buffett” has almost become synonymous with investing success. As the 10th richest person in the world, Warren Buffett is arguably one of the world’s most famous investors. You’d be forgiven, then, for assuming his investing strategy involves access to assets most of us could never even fathom. Surely, without his deep pockets and mind for numbers, his approach would be too risky for the rest of us.

…right?

Actually, no. For all his investing returns, Warren Buffett’s investing philosophy closely resembles that of the Get Rich Slow Club. It’s steady, methodical, at times boring, and accessible to everyone. And in this session, Tash chats with Brandon from New Money about how Buffett does it. Your crash course in Warren Buffett’s investing strategy awaits!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

74. Why we need systemic financial change

Mon, 15 Jul 2024 19:00:00 GMT

Conversations around gender-based financial inequality often focus on how far we’ve come as a society. While it’s important to celebrate, we also shouldn’t lose sight of how much change remains ahead of us. To this day, financial hardship and homelessness still disproportionately affect women in Australia. And for all of our collective focus on individual efforts, there needs to be systemic financial change if we want to see results.

In this episode, Tash and Ana speak with someone who is striving to bring this systemic inequality to an end. A financial educator at Sprout Education, Jenny Rolfe-Wallace also hosts the international award-winning podcast It’s Not About The Money (Australia). Join Jenny as she talks with the Get Rich Slow Club about financial intersectionality, gender-based poverty, and what we can do about it.

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

73. Why a year of sacrifice is needed feat. Emma from the Broke Generation

Wed, 10 Jul 2024 19:00:12 GMT

Tash and Ana’s conversations with Emma from The Broke Generation have become the stuff of legend. In past episodes, they’ve covered an array of topics, spanning from budgeting techniques to moisturiser. This time around, they get a bit more philosophical – and you’ll be glad they did.

In this session, Emma shares her learnings from a year of sacrifice, and how the experience shaped her money habits. By finding lessons in adversity, we’re able to build resilience and inform our get-rich-slow strategies at the same time. And that’s precisely what Tash, Ana and Emma hope you take from this ep.

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

72. What are the differences between investing in and out of super?

Mon, 08 Jul 2024 19:00:50 GMT

Tash and Ana recently received a thought-provoking question from a listener named Angela:

“I’m new to the world of investing and looking to get started. What are the differences between putting more money into superannuation, compared to ETFs? I’m a sole trader, so I can decide how much I invest in super.”

Firstly – thanks for sharing your question, Angela! Secondly – this is a pertinent topic, since we’ve received versions of this questions from multiple listeners. That’s why, in this episode, we set out to compare the potential pros and cons of super and ETFs. As a bonus, we also discuss the tax changes in this new financial year, and how they may impact you.

Enjoy!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

71. What buying a $100 moisturiser taught me about money feat. Emma from the Broke Generation

Wed, 03 Jul 2024 19:00:40 GMT

Emma from The Broke Generation has shared some deep wisdom on this podcast. However, while practical strategies and structured insights are useful guides, there are moments in which we learn all we need from a single experience.

In this session, Tash details how the purchase of a $100 moisturiser altered her relationship with money. At a glance, it seems like a strange catalyst for change. However, for Tash, the moisturiser symbolised a fork in the road – a choice about the life she wanted to live. Whether or not you use moisturiser yourself, you’ll be able to relate; we all have our own “$100 moisturiser”, and how we respond to it can influence how we manage our finances.

Tune in for the anecdotes, and leave with a fresh perspective on your own money habits!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

70. Card Points 101: How to make the most of rewards

Mon, 01 Jul 2024 19:00:24 GMT

As a general rule, the Get Rich Slow Club approaches credit card points with a wary eye. Anything that compels us into spending more money clashes with our philosophy, and points can fall into that category. With that said, there are obviously times when we need (or simply want) to spend money. At moments like these, points can be a nifty hack in our quest to get rich slow.

That’s why, in this episode, Tash and Ana dive into the weird world of bonus points. Beyond providing an overview on how they work, they also compare the pros and cons of different points systems; explore how to earn them easily; and discuss how to spend them for maximum effect.

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

69. Is investing in VDHG long-term a good idea?

Wed, 26 Jun 2024 19:00:49 GMT

VDHG is a very popular investment within the Australian long-term investing community. It was no surprise, then, when a listener recently asked us:

“Is investing in VDHG long-term a good option?”

At the Get Rich Slow Club, we don’t like to deal in “good investments” or “bad investments”. After all, the right investment for you might be the wrong choice for someone else. That’s because VDHG’s (or any asset’s) suitability for you can depend on a range of factors, from your risk tolerance, to the amount you want to invest.

In this session, we discuss these different factors in-depth. By doing so, we hope to help you feel empowered about choosing your investments – whether it’s VDHG or anything else.

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

68. How to prepare for tax time feat. Lawrence Petruzzelli from MDB Taxation

Mon, 24 Jun 2024 19:00:22 GMT

Tax time may not be a highlight in your calendar, but it pays to be prepared for it. This is especially true when you invest, since you’ll likely face additional tax obligations. However, it isn’t a stretch to say the Australian tax process can feel a bit convoluted.

To help you better understand it, Tash and Ana welcome Lawrence Petruzzelli from MDB Taxation & Business Advisors onto the podcast. Together, the three discuss how the average investor can get the most from their accountant for their tax return. They also dive into some thorny topics, from Capital Gains Tax to ATO debts.

Give us an episode’s worth of your attention, and we’ll give you something to think about!

NOTE: The Get Rich Slow Club does not provide personal tax advice, and this episode covers general advice only. Please consult your tax adviser for your individual situation.

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

67. How to find money to invest feat. Emma from The Broke Generation

Wed, 19 Jun 2024 19:00:52 GMT

Forming an investing strategy is good and well, but many miss a crucial step: actually finding the money to invest. While it might sound obvious, it’s a detail which many financial plans overlook. In this session, Tash and Ana welcome back Emma from The Broke Generation to address this very issue.

Join the three of them as they discuss how to secure more money for investing. This includes:

Increasing income via side hustles, solo businesses, or a change of job
Decreasing expenses by cutting back on specific items, negotiating bills, or changing providers
Raising your money standards by setting healthy habits

They also provide detailed breakdowns and examples of each method.

Enjoy, and happy investing!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

66. Get Rich Slow Club's Financial Year in Review

Mon, 17 Jun 2024 19:00:26 GMT

The End of Financial Year may not be the most exciting date in your calendar. However, it does provide an opportunity to reflect on your money habits over the past 12 months. By reviewing how we’ve spent, saved, and invested, we can better shape our plans for the next financial year.

And that, friends, is exactly what Tash and Ana seek to do in this episode. Join them as they share:

Their net wealth
Their mortgages and other expenses
Their savings and investing strategies
Their incomes, and how they’ve shifted to accommodate their lifestyles

Listen in, and you might find some inspiration for your own Financial Year in Review!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

65. How to buy the right investment property feat. Cate Bakos

Mon, 10 Jun 2024 19:00:56 GMT

People have different views on the idea of real estate as a form of investment. However, there’s one detail on which pretty much everyone agrees: investing in property is expensive. That’s why anyone who invests in property wants to ensure they make the right choice.

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with someone who’s uniquely qualified on this subject. Cate Bakos is a qualified buyers agent, owner of Cate Bakos Property, and author of The Buy Right Approach to Property Investing.

During her chat with Tash and Ana, Cate shares her checklist for anyone inspecting a property. She also covers her tips for buying at auction, and how a buyers advocate can be invaluable. Join us for this deep dive into all things property investing!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

64. How to transition from employee to business owner feat. Emma from The Broke Generation

Wed, 05 Jun 2024 19:00:10 GMT

On this podcast, Tash and Ana have hosted an array of business owners. Each of them has brought a unique perspective to the table, and (we hope!) inspired our listeners in different ways. In the wake of these guests, the Get Rich Slow Club has received a frequent question from their audience:

“How do I make the switch from being an employee to a business owner?”

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) host someone who dives into this very topic. Emma Edwards is the founder of The Broke Generation, author of Good with Money, and someone who successfully made the leap from employee to entrepreneur. Together, Tash, Ana and Emma discuss their experiences with quitting jobs for business; how they made the decision; and what they’d do differently if they had their time again.

Anyone who is even thinking about making the leap will not want to miss this ep!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

63. Dividends 101: What to do with any dividends you earn

Mon, 03 Jun 2024 19:00:47 GMT

Receiving dividends can be one of the great joys of investing. For starters, they can serve as a reward for your investing patience. Secondly, if you reinvest them wisely, and the market conditions are favourable, they can maximise the effects of compound interest. However, the act of navigating the dividends process can sometimes feel a bit murky.

To clear the waters, Tash and Ana devote this episode to all things dividends. Throughout this session, they cover what dividends are, how they’re paid, and which investments have historically paid them. They also explore how to reinvest any dividends you earn, along with the pros and cons of dividend reinvestment plans. Think of this episode as your crash course in dividends!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

62. Lessons from growing a business to $3 million feat. Jai Howitt

Mon, 27 May 2024 19:00:45 GMT

Starting a business can be an effective way to accelerate your wealth, but it doesn’t come without risk. The problem is, not many entrepreneurs are willing to speak openly about the mistakes they’ve made in their own businesses. In this episode, though, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are joined by someone who is game to shatter that taboo.

Jai Howitt is a travel photographer and entrepreneur who founded a company which skyrocketed to $3 million in revenue. After reaching this milestone, Jai encountered some business hurdles – which he shares with the Get Rich Slow Club in-depth. You may come for the tales of success, but you’ll stay for his refreshing honesty!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

61. "I only invest in two ETFs. Am I diversified enough?"

Mon, 20 May 2024 19:00:01 GMT

Recently, a Get Rich Slow Club listener asked Tash and Ana an interesting question (which we’ve paraphrased below):

“I invest in two ETFs which track the S&P 500 and the ASX 200. Should I be diversifying even more, or should I stick to what feels good (and easy), which is automatically investing in the ETFs I currently have?”

Tash and Ana love questions like this, because they get to the crux of getting rich slow. That’s why they’ve committed this episode to approaching it from every angle. If you’ve ever wondered how much diversification is “enough”, you won’t want to miss this session!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

60. Our top frugal hacks feat. Hayden Smith from Pearler

Mon, 13 May 2024 19:00:35 GMT

On the journey to getting rich slow, frugality can often seem like a less flamboyant travel companion. However, when deployed wisely, frugality can be a game-changer in any long-term wealth-building quest. That’s why Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have devoted this episode to their top frugal hacks.

They’re joined in this endeavour by Hayden Smith, co-founder and Chief Technology Officer at Pearler. Beyond being the technical mind behind Pearler, Hayden is also a renowned disciple of frugality. In this episode, they ponder a range of crucial frugality questions, including:

- What’s a good price per kilo for clothing?

- How much cake mix is TOO much (even if it’s really cheap)?

- Are budget airlines worth the discounts?

- What’s acceptable to take from a hotel, and what is theft?

If you’ve been looking to upgrade your frugality game, this is the episode for you!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

59. What you need to know about share registries feat. Ibrahim Hussein from Computershare Australia and New Zealand

Mon, 06 May 2024 19:00:53 GMT

Share registries are like franking credits or family trusts: most people don’t think about them until they become investors. In fact, if you’ve never (or rarely) invested before, your eyes might have understandably glazed over at “share registries”.

However, whether you’re a would-be, novice, or seasoned investor, it pays to learn more about share registries. The better you understand them, the better equipped you’ll be to make the right choices for your investing journey.

To give you the deep dive you deserve, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) welcome the perfect guest for this topic: Ibrahim Hussein, Head of ETFs at Computershare Australia and New Zealand.

In this episode, Ibrahim chats with Tash and Ana about all things share registry, and answers some common insights. And because this is the Get Rich Slow Club, they also delve into some ETF insights.

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

58. Ana Kresina's career journey from arts to finance

Mon, 29 Apr 2024 19:00:40 GMT

Have you ever wondered how the Get Rich Slow Club became the Get Rich Slow Club? In this episode, you can learn all about one half of the duo.

Join Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) as they explore Ana’s career and wealth journey. They also share their tips for upskilling, pivoting professions, and following your passion. By listening to Ana’s story, we hope you can find some inspiration for your own future plans!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

57. How to work towards Financial Independence Retire Early (FIRE) feat. Dave Gow from Strong Money Australia

Mon, 22 Apr 2024 19:00:04 GMT

“Financial Independence Retire Early – or FIRE”. The name is so epic that the concept practically sells itself. However, there’s nothing clickbaity about the road to FIRE. Like many topics we cover on this podcast, FIRE requires structure, consistency, and a long-term plan.

The good news? With enough of those three qualities, FIRE can be attained by virtually anyone.

Few people embody this better than Dave Gow, founder of Strong Money Australia and co-host of the Aussie FIRE podcast. Having reached FIRE by age 28, Dave now shares his FIRE experiences with people across Australia. And in this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Dave about all things FIRE.

If you’re working towards Financial Independence yourself, you’ll get a kick out of this session!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

56. Which ETFs should you buy together?

Mon, 15 Apr 2024 19:00:29 GMT

Many investors are perfectly happy to invest in just one ETF (or none, for that matter). However, some of our listeners prefer to invest in a diverse portfolio of Exchange-Traded Funds. For these investors, choosing the right ETF pairing can make a big difference. After all, some ETFs overlap in their assets, while others are diametrically opposed in their strategies.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) discuss which ETFs pair well together. They also detail what to look for if you’re trying to choose complementary ETFs. After listening to this episode, you’ll feel much more confident in choosing the right range of ETFs for your goals.

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

55. How to pursue impact and sustainable investing through venture capital feat. Zarmeen Pavri

Mon, 08 Apr 2024 19:00:42 GMT

In the investing space, there are two concepts which have gained a lot of traction lately. One is “venture capital” – or, to put it oversimply, investment in startups. The other is “impact investing” or “sustainable investing”, which we’ve touched on in a previous episode. That’s why the Get Rich Slow Club is thrilled, then, to host a guest who combines expertise in both.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Zarmeen Pavri. A partner at venture capital and advisory group SDGx, Zarmeen’s work focuses on solutions that address UN Sustainable Development Goals (SDGs). Whether you want to understand how venture capital works, or you want to delve deeper into sustainable investing, you’ll love this session!

Disclaimer

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

BONUS | New Book | How To Not Work Forever

Wed, 03 Apr 2024 20:00:02 GMT

Guess what? The Get Rich Slow Club has written a book!

"How to Not Work Forever" will be hitting online bookstores soon, so in this bonus episode, Tash and Ana give you a run-through of what you can expect from it, and how it will help your Get Rich Slow journey. Listen to the full episode, or preorder your copy today!

Disclaimer

Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

54. HECS-HELP debt: should you pay it off early?

Mon, 01 Apr 2024 20:00:30 GMT

Are you an Australian citizen who has started a local uni degree in the last 35 years? If so, you’ll know about HECS-HELP debt. In the early stages of your career, HECS-HELP debt can be pretty easy to forget about. For starters, you don’t need to start making payments until your income reaches a certain threshold. And even then, it’s deducted from your salary, meaning it simply feels like another form of tax. It stands to reason, then, that many people would decide to let time and pre-tax income whittle it away.

But here’s the kicker: the more you earn, the more you’re required to pay towards the principle. And here’s the second kicker: the debt is indexed to inflation. In other words, when inflation increases, so does what remains of your HECS-HELP debt. Armed with this knowledge, is it worth making additional payments to clear your HECS-HELP debt?

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore this very topic. In doing so, they discuss how HECS-HELP debt works, and then dissect the arguments for and against paying it off early. By the show’s wrap, you’ll have a clearer idea of how to make the right decision for your goals.

Disclaimer

Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

53. How to talk about wage transparency, income, and business finances feat Victoria Harris and Sophie Hallwright from The Curve

Mon, 25 Mar 2024 20:00:43 GMT

At the Get Rich Slow Club, there are (among other things) two topics we love discussing. One of them is wage transparency, financial literacy, and closing the gender pay gap. The other relates to side hustles, entrepreneurialism, and people who successfully monetise their passion. That’s why we’re thrilled to host two guests who combine both topics: Victoria Harris and Sophie Hallwright from The Curve.

In a nutshell, The Curve is a platform that helps women feel more empowered around money. It’s a safe space for women to get investment-savvy, without the noise and confusion. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) speak with Victoria and Sophie about all things financial literacy. They also cover how to speak about money with friends, and how to transition from a side hustle to a full-time business.

Disclaimer

Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

52. Should I invest in ETFs, or save for a home deposit?

Mon, 18 Mar 2024 20:00:21 GMT

Recently, the Get Rich Slow Club received an interesting question from a listener:

Is it better for a person in their late 20s to funnel their savings and earnings into ETFs, or to work towards a home deposit via a high-interest savings account?

While there’s no universally “correct” answer, there are a range of factors that can influence the decision. And by considering these factors in-depth, each listener can come closer to the right answer for their goals.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) tackle this question head-on. They do this by exploring the considerations for each choice, and looking at potential options for anyone at this crossroads. If you’ve ever asked a version of this question, you’ll want to catch this ep!

Disclaimer

Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

51. How to boost your financial wellness feat. Larisha Jerome from First Nations Foundation

Mon, 11 Mar 2024 20:00:16 GMT

The more we learn about money, the more we realise that self-care, financial wellness, and financial literacy are entwined. When you neglect one, the other two inevitably follow. On the upside, by paying attention to your financial wellness, you can see a marked improvement in your daily life.

To assist you in mastering your financial wellness, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have partnered with Larisha Jerome. A proud Jarowair, Wakka Wakka & Wulli Wulli woman, Larisha is the Manager for Women’s Economic Empowerment & Business Education at First Nations Foundation. She is also a keynote speaker, non-executive director, and host of the Rich Blak Women podcast.

In this episode, Tash and Ana speak to Larisha about money mindsets, and the concept of generational strength. Larisha also speaks about the relationship between financial literacy and wellness, and First Nations Foundation’s Indigenous Women’s Financial Wellness project.

Disclaimer

Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

50. How to decipher investor jargon

Mon, 04 Mar 2024 19:00:33 GMT

Let’s be honest: the world of investing can sometimes feel a bit…gatekeep-y. And while there can be many reasons for this, much of it stems from the language the industry requires. Whether you’re reading an ETF’s fact sheet or browsing a Bloomberg article, it’s common to find some terms you’ve never heard before. The good news is: once you’ve learned them, investing will feel much less complicated.

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) cover the most common jargon you’ll hear from online brokers. They also break down what each term means, and how they relate to your get-rich-slow goals. After this episode, you’ll be ready to navigate broker websites like a pro!

Disclaimer

Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

Hosted on Acast. See acast.com/privacy for more information.

49. Overcoming debt, coin collecting & the link between money and mental health feat. Joel Kandiah from The History of Money

Mon, 26 Feb 2024 20:00:00 GMT

The Get Rich Slow Club has explored the topic of financial wellness on more than one occasion. In this episode, we take it a step further and detail the relationship between debt and mental health. When debt is allowed to spiral, its effect on our mental health can be as dire as its impact on our finances. But by understanding the correlation between debt and mental health, we can better address both.

To help us the Get Rich Slow Club dive into this topic, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are joined by Joel Kandiah from the History of Money. In addition to overcoming debt, Joel also explores the future of currency, and how he fuses teaching with his passion for coin collecting.

@tashinvests
@anakresina
@getrichslowclub
@pearlerhq
Get Rich Slow Club
Pearler
YouTube

Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Natasha Etschmann is an Authorised Representative 1299881 of Guideway Financial Services Pty Ltd AFSL 420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

48. Top 5 savings accounts in February - and how to choose one

Mon, 19 Feb 2024 20:00:00 GMT

While this podcast often focuses on investing tools, savings accounts form an essential part of any Get Rich Slow strategy. Beyond accommodating money for short-term goals, a good savings account can also nurture your emergency fund. In other words, it pays to put some thought into where you keep your cash.

That’s what Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) do in this episode. Join them as they discuss their top five savings accounts (as of February 2024), and explore what you should look for when choosing one for yourself.

Hosted on Acast. See acast.com/privacy for more information.

BONUS | 10 budget-friendly date (or solo outing) ideas

Tue, 13 Feb 2024 20:00:00 GMT

Celebrating your romance, your friendship, or yourself can be a real joy. It can also be expensive. Restaurants are more pricey than ever, live events have been struck by inflation, and don’t get us started on the cost of flowers. Of course, none of this is to say that you shouldn’t spend on dates if you want to. But if you’re looking for some budget-friendly inspiration, we’ve got you covered.

In this bonus session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore 10 date ideas that are gentle on your bank account. Whether you’re making plans with your BF, GF, BFF, or FFS (fully-formed self), this list will help you ball on a budget!

Hosted on Acast. See acast.com/privacy for more information.

47. Our top 7 brokers for shares investing

Mon, 12 Feb 2024 20:00:00 GMT

To date, a key aspect of our Get Rich Slow Club journey has focused on shares investing. And a crucial part of shares investing involves choosing the right online broker for your goals. Each broker offers different features, fees, and philosophies, meaning the “right” broker can differ between investors.

To help you choose for yourself, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) sit down to compare seven of their favourite Aussie brokers. In this episode, they list the features of each one; compare their strengths and drawbacks; and highlight what you should ask yourself when choosing a broker.

Hosted on Acast. See acast.com/privacy for more information.

46. Where do you stand on ethical or ESG investing? feat. Nick Nicolaides from Pearler

Wed, 07 Feb 2024 20:00:00 GMT

Ethical investing, or ESG investing (Environmental, Social, and Governance) has attracted a lot of attention over the past decade. However, not everyone agrees on whether it’s a worthwhile investing channel.

Some investors argue it provides a much-needed chance to do some good whilst potentially earning a return. Others claim it’s a milquetoast asset class that will never be able to compete with traditional investments. There are also people who express concern over whether ESG investments actually perform as advertised, or whether they’re simply greenwashing.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) welcome back Nick Nicolaides, Pearler’s CEO and co-founder, to explore this very topic. To this end, they assess the Pearler community’s ESG investing habits, and detail their most popular ESG ETFs. They also discuss prevailing attitudes around ESG, and what to look out for if you’re thinking about investing green.

If you’d like to know more about ethical investing, this is the episode for you!

Hosted on Acast. See acast.com/privacy for more information.

45. Top ETFs of 2023 | Not sure what to invest in? Start here. feat. Nick Nicolaides from Pearler

Mon, 05 Feb 2024 20:00:00 GMT

One of the most common questions we receive at the Get Rich Slow Club is: “What should I invest in?”. Since everyone’s goals are different, and since we don’t have a crystal ball, we can’t definitively answer that question. However, for anyone looking for a starting point, there is a resource we love to refer to: community data.

By looking at what other like-minded long-term investors are buying, we can find a point of reference for our own goals. That’s why, in this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) look at Pearler’s most popular ETFs in 2023. To help them dig through the numbers, they’re joined by Nick Nicolaides, Pearler’s CEO and co-founder.

Tune in for some long-term investing inspiration – or simply to see how other Aussies are working towards getting rich slow!

Hosted on Acast. See acast.com/privacy for more information.

44. How to protect yourself against financial crime and fraud feat. Leah Bennett

Mon, 29 Jan 2024 20:00:00 GMT

Whether or not you have a Ninjio subscription, you’ve probably noticed an increase in financial crime and fraud. With their phishing and their tracking and their vishing and their hacking, it can feel like crooks are lurking behind every call and text. And nothing raids on a Get Rich Slow parade quite sophisticated financial theft.

Fortunately, there are a horde of sharp people working hard to stop these thieves in their tracks. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are thrilled to host one of them.

A director for the First Nations Foundation, Leah Bennett has over a decade of experience working in fraud and financial crime. In her chat with Tash and Ana, Leah provides some deep insights into financial fraud. The three also discuss the importance of financial literacy, and share some tips for protecting yourself against fraud.

Hosted on Acast. See acast.com/privacy for more information.

43. How to not work forever feat. New Money, The Broke Generation, and Nick from Pearler

Mon, 22 Jan 2024 20:00:00 GMT

Folks, this here’s a special one.

Recently, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) took the Get Rich Slow Club on the road. They met up with a few of their favourite content creators, invited friends from the community to join them, and talked about money. What you’re about to listen to are the results from that evening.

In this special live event, Tash and Ana are joined by Brandon from New Money, Emma from The Broke Generation, and Nick from Pearler. In their chat, they discuss how listeners can avoid working forever, and share their own money management experiences. They also answer questions from the audience, and remind us why community is so important when getting rich slow. This is an episode you won’t want to miss!

Hosted on Acast. See acast.com/privacy for more information.

42. 5 of the biggest investing mistakes to avoid

Mon, 15 Jan 2024 20:00:00 GMT

For long-time listeners, we’ve aimed to make one thing clear: long-term investing doesn’t need to be complicated. It isn’t something that requires countless hours, and it shouldn’t be something that demands regular attention. If you understand the basic principles, and your own risk profile, we believe you have what you need to begin.

That doesn’t mean you can’t make mistakes, though. Like any type of wealth-building, long-term investing has its pitfalls. And if you don’t heed them, they can wreak a dire impact on your goal of getting rich slow.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore some of the biggest investing mistakes to avoid. While by no means a complete list, it will hopefully help you identify hazards before they beset your investing journey.

Hosted on Acast. See acast.com/privacy for more information.

41. 10 tips to kick off 2024 the right way financially

Mon, 08 Jan 2024 20:00:00 GMT

January is a time for new gym memberships, new learning app subscriptions, and new habits. However, many of us have trouble keeping all three by March. And while we can’t help with the first two items, we might be able to give you a nudge with the third.

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) cover their favourite tips for setting healthy financial habits in 2024. These range from tracking where your money goes, to capitalising on interest rates, to automating as much as you can. By the episode’s end, you’ll have a plan you actually want to see through until December!

Hosted on Acast. See acast.com/privacy for more information.

40. Be the treasurer of your own life feat. Jessica Irvine from @moneywithjess

Mon, 01 Jan 2024 20:00:00 GMT

Welcome to 2024! The New Year is upon us, and if you’re anything like us, your Resolution featured something about an updated budget. Worry not – for that’s what this Get Rich Slow Club episode is all about.

In the first session of 2024, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Jessica Irvine, an award-winning author and content creator at @moneywithjess. In their discussion, they explore how to find the right budgeting approach for your preferences. They also cover the importance of tracking expenses, and discuss how to become the “treasurer” of your own life.

If you’re looking to set yourself up financially for 2024, this one’s for you!

Hosted on Acast. See acast.com/privacy for more information.

39. 10 things we learnt in 2023

Mon, 25 Dec 2023 20:00:00 GMT

Late December is a prime period for afternoon naps and food comas. It’s also a time in which we can reflect on the wins, losses, and lessons of the last 12 months. That way, we can begin the New Year with a clear idea of what we want to achieve, and how we can get there.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) reflect on all they’ve learnt in 2023. These lessons range from the importance of an emergency fund, to knowing your worth, to changing investing strategies. They also share some of their key takeaways from launching a podcast. Listen along at your leisure and learn from Tash and Ana’s experiences!

Hosted on Acast. See acast.com/privacy for more information.

38. Breaking down the stigma of being bad with money feat. Victoria Shakeshaft from @bad.bitch.money

Mon, 18 Dec 2023 20:00:00 GMT

Have you ever heard someone declare that they’re “bad with money”? Maybe you’ve said it about yourself. It’s an idea that many of us perpetuate about ourselves, alongside other myths like “I’m bad at maths”. But despite its prevalence, it’s a stigma that we can all challenge – and break.

To tackle this topic, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are joined by Victoria Shakeshaft from @bad.bitch.money. In this session, the three cover how our emotions about money impact our financial, physical, and mental wellbeing. They also discuss some tips for dealing with the cost of living crisis, and explore strategies for paying off debt.

Hosted on Acast. See acast.com/privacy for more information.

37. Splitting your finances with your partner

Mon, 11 Dec 2023 20:00:00 GMT

If you’re in a relationship, it’s one of the most important decisions you can make. However, until recently, it’s rarely been discussed in mainstream money media.

On one hand, it can be an effective way to build transparency, unity, and philosophical alignment in a relationship. On the downside, in toxic relationships, it can lay the groundwork for financial abuse. So, how can you know if and when it’s right to merge finances with your partner?

As with most money-related topics, there’s no universally right answer for everyone. With that said, by better understanding its intricacies, you can make a more informed choice. That’s why, in this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore the subject in-depth.

As part of their discussion, they cover the different ways you might determine if or when you want to start splitting finances. They also detail different strategies for it, and explore how to raise the subject of money in your relationship.

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36. How to balance the emotional and logical sides of investing feat. Evan Lucas, author of Mind over Money

Mon, 04 Dec 2023 20:00:00 GMT

Money management can be a paradox. On one hand, it’s the definition of cold, logical thinking – additions and subtractions and fractions and percentages. On the flipside, money relates to our hopes and dreams and fears – subjects which couldn’t be more emotional. How, then, are we to balance emotion with logic when managing our investments?

As you may have guessed, this conundrum is precisely what the Get Rich Slow Club explores in this episode. To this end, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are joined by economist and financial educator Even Lucas. The author of money behaviour bible Mind over Money, Evan is uniquely positioned to tackle this week’s topic in depth. Join the three of them as they discuss how to balance the conflicting demands of investing and money management.

Hosted on Acast. See acast.com/privacy for more information.

35. Investing Q&A | Biggest mistakes to avoid when investing, staying motivated for home ownership, and understanding compound interest

Mon, 27 Nov 2023 20:00:00 GMT

The Get Rich Slow Club is back with another investing Q&A! Once again, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) respond to some of the community’s thorniest queries. These run the gamut of investing concepts, including:

“What are the biggest mistakes to avoid when investing?”
“How can I get my partner excited about investing?”
“How can I stay motivated for buying a property?”

…and many more! Tune in to hear this Q&A, or ask your own question via the Get Rich Slow Club’s Instagram.

Hosted on Acast. See acast.com/privacy for more information.

34. Are you more valuable than your car? All things insurance feat. Nareena Aracas

Mon, 20 Nov 2023 20:00:00 GMT

A key part of getting rich slow is changing the way we view supposedly “boring” topics. From budgeting to superannuation, this podcast has set out to prove that “boring” subject matters can be wealth-building game changers. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) continue this trend by exploring an often misunderstood topic: insurance.

To further your understanding, they are joined by Nareena Aracas, a founding partner of Guideway Financial Services. Together, the three discuss different types of insurance, and the criteria you can apply by choosing between them. By listening to this episode, you’ll form a firmer idea of how to choose the right insurance coverage for you.

Hosted on Acast. See acast.com/privacy for more information.

33. How to think about money

Mon, 13 Nov 2023 20:00:00 GMT

When we’re working towards getting rich slow, it can be easy to focus on the granular details. Research into things like ETF management fees and differences in online brokers can occupy much of your time. And while these details are important, there’s an oft-overlooked factor which arguably matters even more: money psychology. After all, the way we think about money shapes how we spend, invest, and get rich slow (or don’t).

To help you on your journey, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) spend this episode exploring how to think about money. They do this through the lenses of some of the industry’s biggest thinkers, from Financial Feminist author Tori Dunlap, to personal finance expert Ramit Sethi. By the time the episode finishes, you’ll have a clearer idea of how to design your ideal financial future.

Hosted on Acast. See acast.com/privacy for more information.

BONUS | 5 tips to save for Christmas (or any end-of-year holiday)

Wed, 08 Nov 2023 20:00:00 GMT

Whether you celebrate Christmas, Hanukkah, Kwanzaa, Diwali, or just Silly Season, there’s a universal truth we all face: November-to-January costs. A. LOT.

Between gifts, banquets, end-of-year parties, and family trips, it’s easy for even the most airtight budget to come undone. Get Rich Slow Club hosts Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have been there – again and again. And, through sheer lived experience, they learned how to ensure their budgets remain largely unscathed.

In this bonus episode, Tash and Ana share their top five tips to save for the holiday season. They also discuss the short-term financial goals and easy wins they’ve set themselves for the end of the year. Join the Get Rich Slow Club and start the Silly Season on the right foot!

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32. Things you might not know about your super feat. Dr Super

Mon, 06 Nov 2023 20:00:00 GMT

Over the last few years, the Aussie super industry has seen a bit of a revamp. An increase in comparison tools, calls for greater fund transparency, and initiatives like the first home super saver scheme have all been to the benefit of the public. Even so, there’s still a lot that many people don’t know about their super. To pull back the curtain, the Get Rich Slow Club this week welcomes a very special, very anonymous guest.

Join Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) as they discuss all things superannuation with Dr Super. An industry super fund professional, Dr Super has donned a pseudonym to maintain his anonymity. This is good news for us – because it means he can REALLY dive into the industry’s secrets!

In this episode, you’ll hear about how to make the most out of your super. You’ll also hear Dr Super’s thoughts on salary sacrificing, fund comparisons, the first home super saver scheme, and much more.

Hosted on Acast. See acast.com/privacy for more information.

31. Our property journeys: what you need to know about real estate

Mon, 30 Oct 2023 20:00:00 GMT

You don’t need this podcast to tell you that property is a fraught topic in Australia. Between clickbaity news headlines, nail-biting RBA announcements, and bank-busting Domain listings, it can sometimes feel like the game is rigged. That’s why, in this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have approached the topic from a different perspective.

Instead of churning out stats or sound bites, they use this episode to share their own journeys with real estate. From the how, to the when, to the hurdles they hit along the way, they lay it all out. In doing so, they hope to empower you in your own journey to property ownership.

Happy listening!

Hosted on Acast. See acast.com/privacy for more information.

BONUS | How Tash got licensed to give general financial advice

Wed, 25 Oct 2023 20:00:00 GMT

A question Natasha Etschmann (Tash Invests) receives all the time is: “How did you get licensed to give general financial advice?” To answer this query for one and all, Tash and her co-host Ana Kresina (Head of Product & Community at Pearler) have dedicated a bonus episode to it!

Join Tash and Ana as they discuss how (and why) Tash got licensed. They also explore various license types; the difference between general and specific advice; and what a licensed representative is actually allowed to say.

Hosted on Acast. See acast.com/privacy for more information.

30. Do I need a financial adviser? feat. Deline Jacovides, founder of Mazi Wealth

Mon, 23 Oct 2023 20:00:00 GMT

If you’ve seen, heard, or read any financial content, you’ve probably stumbled across this phrase: “speak to a financial adviser.” Usually, it comes from content creators who don’t want to mislead their audience, or appear to provide recommendations. While one of our co-hosts is licensed to give financial advice, you’ll hear it plenty on this show as well. The reasons behind it are understandable – generalised content doesn’t account for specific circumstances, and shouldn’t be construed as advice.

But, real talk: do most people need a financial adviser? Do they offer genuine value to would-be and current investors? Or do content creators simply mention them to cover themselves?

To answer this question, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) sit down with Deline Jacovides, the founder of financial advisory group Mazi Wealth. In this episode, Deline, Tash, and Ana discuss when to seek a financial adviser, and how to find one. They also explore how to ensure your financial adviser is qualified, and what questions to ask for the best results.

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29. How to invest for your kids

Mon, 16 Oct 2023 20:00:00 GMT

First and foremost: we recognise that the topic of children isn’t easy for everyone. Families take different shapes and sizes, and some people don’t want or aren’t able to have kids. If parenthood is a subject you’d rather avoid, please feel free to give this episode a miss.

However, if you have (or plan to have) kids, you may have considered investing for them. As with all types of investing, there’s no definitive answer – there’s only what’s right for you. But if you’d like to ponder the topic more deeply, this Get Rich Slow Club episode is here to help.

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) discuss the myriad forms of investing for your kids. They also hear from members of the community who have (or haven’t) made financial plans for their children’s futures. Finally, they identify a series of questions you can ask yourself to find the right approach for yourself (even if that’s no approach at all).

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BONUS | The one resource new parents need: Kids Ain't Cheap by Ana Kresina

Wed, 11 Oct 2023 20:00:00 GMT

Whether you have kids, would like to start a family, or have no plans for parenthood, one thing is clear: children in this country are expensive. Get Rich Slow Club co-host Ana Kresina (Head of Product & Community at Pearler) has experienced this reality first-hand. However, unlike many other aspects of personal finance, Ana found there were few resources to help expecting parents financially prepare. That’s why she decided to do something about it. Enter: Kids Ain’t Cheap, Ana’s first book!

In this bonus episode, Natasha Etschmann (Tash Invests) chats with Ana about what current and would-be parents can learn from her book. They also discuss the average cost of raising a two-child family, and ponder the “Motherhood Penalty”.

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28. Can money actually buy happiness? feat. Kate Campbell, author of Buying Happiness

Mon, 09 Oct 2023 20:00:00 GMT

“Money can’t buy you happiness.” It’s an expression most of us have heard for most of our lives. Of course, anyone who’s ever struggled to pay their rent, bills, or mortgage may beg to differ. True, money can’t buy genuine relationships, meaningful memories, or purpose in life. Even so, it can remove many of the stresses that often erode our sources of happiness. Is there an argument to be made, then, that money can buy happiness?

Few people are better positioned to explore this topic than Kate Campbell – financial educator and author of “Buying Happiness”. In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) speak with Kate about the money/happiness quandary. Kate also details five ways to use your money and time to buy happiness, and highlights how money has influenced her own happiness journey.

Beyond money and happiness, Kate shares an array of ideas around personal finance in general. These range from creating an emergency fund, to better understanding ETFs, to pinpointing your net worth. Stick around to the end, and you may learn a thing or two you weren’t expecting to learn!

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27. How to make more money through active and passive income

Mon, 02 Oct 2023 20:00:00 GMT

So far, the Get Rich Slow Club has explored a range of methods to increase your net wealth. From investing in ETFs to budgeting and saving, there are a slew of strategies available to you. However, there’s one tactic which arguably delivers more satisfaction than the rest combined: earning more.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore all the different ways you can increase your income. They also cover how to negotiate for a pay raise; how to launch a side hustle; and when you may be best served by switching roles. By the episode’s conclusion, you’ll have a clear plan for pocketing a bigger pay packet!

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26. How to get “good with money” feat. Emma from The Broke Generation

Mon, 25 Sep 2023 21:00:00 GMT

There are few people in the Aussie personal finance scene who run the game as well as Emma from The Broke Generation. As a Certified Financial Behaviour Specialist, podcast host, and financial educator, The Broke Generation has become synonymous with “millennial finances”. She also happens to be a good friend of the Get Rich Slow Club’s co-hosts.

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Emma about money habits that help and hurt. These range from why we spend money to feel better; to the golden rules for saving money (hint: don’t order drinks in restaurants); to setting goals that you’ll actually stick to. They also ponder whether buying clothes is an indulgence, or an investment.

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25. Budgeting and saving techniques that actually work

Mon, 18 Sep 2023 21:00:00 GMT

Let’s be honest: budgeting doesn’t *feel* like a fun topic, does it? In fact, a lot of people swipe left on the entire issue. When they hear “budgeting”, they think of home brand beans and discount coupons and a general state of misery. However, it doesn’t need to be boring or asphyxiating. In fact, if you can master it, budgeting can become a superpower in your quest for Financial Independence.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) cover all things saving and budgeting. They begin with why we should even bother to budget, then they delve into the nitty-gritty. From percentage-based to envelope budgeting, they cover the full spectrum of strategies. By the end, you’ll have a budgeting approach that empowers you to save without stripping your life of its joy!

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24. Invest with a living legend of the Australian FIRE community feat. Aussie Firebug

Mon, 11 Sep 2023 21:00:00 GMT

Within the Financial Independence Retire Early (FIRE) community, Aussie Firebug is something of a rockstar. Having documented his experiences with FIRE since 2015, Aussie Firebug has inspired countless people on their own Financial Independence journeys. In other words, he’s a pitch perfect guest for the Get Rich Slow Club.

In this session of the Get Rich Slow Club, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) speak with Aussie Firebug about how his FIRE strategy has changed over the past decade. He also covers what he’d change if he had his time again, and how people can prepare for FIRE today.

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23. What is FIRE (Financial Independence, Retire Early), & how do I calculate it?

Mon, 04 Sep 2023 21:00:00 GMT

“Financial Independence, Retire Early”. It’s one of those terms that sounds too good to be true, like “guaranteed return on investment” or “zero calorie donuts”. Add the fact that it forms a soundbite-worthy acronym – “FIRE” – and you’d be forgiven for smelling a Ponzi scheme.

Give it a closer look, though, and you’ll find a money mindset that embodies the Get Rich Slow Club ethos. In fact, FIRE has inspired a community of long-term investors, savers, and budgeters across Australia. And best of all, FIRE doesn’t discriminate; all it asks of you is patience and consistency.

In this Get Rich Slow Club episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) discuss this long-term strategy in all its glacial glory. They also help you calculate your own FIRE number, so you can work towards the right early retirement for you. Give this episode a listen, and it will give you a solid structure to plan your own FIRE!

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22. Invest with a corporate finance employee turned money coach feat. Hannah Richards from the Wealthy Empath

Mon, 28 Aug 2023 21:00:00 GMT

At the Get Rich Slow Club, we relish the chance to speak with some of the brightest money minds around. This week’s special guest – Hannah Richards – is no exception. Under her moniker The Wealthy Empath, Hannah runs a business that helps Millennial women to negotiate salaries, change their attitudes towards money, and be their best selves.

In this episode of the Get Rich Slow Club, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with Hannah about her personal investing and budgeting strategies. They also explore Hannah’s transition from employee to business owner, and the common money challenges she encounters as a coach. Tune in to be equal parts informed and inspired!

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21. Should I pay off my mortgage first, or invest?

Mon, 21 Aug 2023 21:00:00 GMT

“I want to invest in the stock market, but I’m still paying off my mortgage. Should I pay it off in full before I begin, or should I get started investing as soon as possible?”

Sound familiar? If it does, you’re not alone. It’s a common (and perfectly understandable) question for first-time shares investors. And as you may have already guessed, there’s no universally right or wrong answer. Even so, by understanding all the factors at play, you can make the most informed choice for your situation.

That’s why, in this Get Rich Slow Club ep, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore the “mortgage vs invest” topic in-depth. By the episode’s end, you’ll be in a much better position to decide which approach is right for you.

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20. Why should you care about your super feat. Trenna Probert, CEO of Super Fierce

Mon, 14 Aug 2023 21:00:00 GMT

In last week’s episode, the Get Rich Slow Club dived into the awesome power of superannuation. This time around, they’re diving even deeper – by bringing in the experts. For this unmissable episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are joined by Trenna Probert, the CEO of Super Fierce.

As a veteran entrepreneur with nearly three decades of financial services experience, Trenna is doggedly determined to empower Australians to age with dignity, and women to control their financial future. Join Trenna, Tash, and Ana as they share some shocking stats, and cover how (and why) to increase your super.

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19. Superannuation basics: why your super is super

Mon, 07 Aug 2023 21:00:00 GMT

In the world of long-term investing, Financial Independence advocates often focus on shares and ETFs. In contrast, superannuation frequently gets overlooked as an investment tool. But while some see it as ETFs’ more boring cousin, super can play a key role in getting rich slow.

In this Get Rich Slow Club episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore how super can serve your long-term investing goals. They also detail how to choose the right super fund; when you can access your super; and how you can maximise its benefits. By the episode’s close, you’ll feel ready to make the most of this unsung hero.

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18. Investing Q&A - Investing in super, banking interest rates, and money taboos

Mon, 31 Jul 2023 21:00:00 GMT

Since launching the Get Rich Slow Club, Tash and Ana have received an array of thought-provoking investing questions from listeners. That’s why they’ve introduced their investing Q&A as a regular fixture on the podcast.

In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) answer some of the community’s most frequently asked questions. These questions range from “should I invest or top up my super?”; to “Are ETFs still better than bank savings interest?”; to “What drives your transparency around money issues?” – and everything in between.

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17. Invest with an immigrant Bondi tradie turned business owner feat. Raul Engel

Mon, 24 Jul 2023 21:00:00 GMT

From the first episode, the Get Rich Slow Club has sought to champion one key concept: investing isn’t only for rich white guys in expensive suits. While it’s crucial to acknowledge the role privilege plays in wealth creation, anyone can benefit from investing. A shining example of this fact is Raul Engel, an expat Brazilian tradie who teaches immigrants to master their money. Having started investing at 18, Raul now (among other things) runs a financial education project for Portuguese speakers in Australia.

In this Get Rich Slow Club session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) speak with Raul about his investing journey. Raul also shares his early experiences as a non-English speaker in Australia, and offers investing insights from an immigrant’s perspective. If you’re looking for an inspiring and informative case study into investing, this episode is for you.

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16. What to do before you start investing

Mon, 17 Jul 2023 21:00:00 GMT

In the journey to Get Rich Slow, investing often takes the limelight. However, there are several other steps that arguably play an even bigger role in your financial health. Sure, they may not be as shiny or eye-catching as investing. However, if left unchecked, they can have a much greater impact on your long-term finances.

In this ep of the Get Rich Slow Club, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) cover the tasks you should complete before you start investing. These include paying off high-interest debt, saving an emergency fund, and creating a solid plan for how much to invest. By the episode’s end, you’ll have a clear, actionable to-do list that can set you on a prosperous financial path.

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15. Make investing easy: how to automate with a set & forget strategy

Mon, 10 Jul 2023 21:00:00 GMT

Let’s be honest: sometimes, investing can feel like a chore. Between bills, rent/mortgage, groceries, and general adulting fees, it can feel like one of seemingly countless administrative tasks. Fortunately, investing isn’t something that needs to occupy space on your to-do list. In fact, attending to your investments and finances can be something that happens on autopilot.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) discuss the benefits of automating your finances and investing. Just as importantly, they also walk you through how you can automate yours. After listening to this episode, you’ll be ready to roll out your own set and forget strategy.

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14. Invest with a career mum who saved $14K a year in child care costs by moving states feat. Patti Lupari from Patti on the Money

Mon, 03 Jul 2023 21:00:00 GMT

For many, the cost of living has recently outpaced wage growth, making it feel more difficult to get rich slow. However, while the right money strategy won’t halt inflation, it can empower you to bag some wins.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) welcome financial literacy advocate Patti Lupari onto the Get Rich Slow Club. The three cover strategies for increasing your income and reducing expenses, from changing careers, to finding cheaper childcare interstate.
They also detail how maximising your super can bring you closer to your goals in an inflated economy.

By the episode’s end, you’ll have some clear strategies for increasing your net cashflow. Enjoy!

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13. What to track in your investment portfolio

Mon, 26 Jun 2023 21:00:00 GMT

The term “investment portfolio” sometimes gets a bad wrap. For many people, it conjures images of indecipherable graphs and endless spreadsheets. However, there doesn’t need to be anything overwhelming about an investment portfolio. In fact, if you view it the right way, your investment portfolio can be a useful framework for getting you towards your financial goals.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) break down how to think about your investment portfolio. They also cover what info you should track in yours, and detail the different assets in theirs. Once you’ve listened to this session, you’ll have a clearer idea of how to manage your portfolio into the future.

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12. Is ethical investing worth it? feat. Erica Hall from Morningstar

Mon, 19 Jun 2023 21:00:00 GMT

Ethical investing - also known as ESG (Environmental, Social & Governance) investing, has grown in popularity over recent years. It’s no surprise, then, that Get Rich Slow Club listeners have been asking for more information on ESG options.

In this Get Rich Slow session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are joined by a special guest. Erica Hall is an ESG analyst for financial services rating agency Morningstar. She spends her days diving into ethical investing - and she’s here with Tash and Ana to discuss all things ESG. By the end of this episode, you’ll have a much clearer idea of whether ethical investing is right for you.

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11. Investing Q&A - How often to invest, expat investing, franking credits & DCA

Mon, 12 Jun 2023 21:00:00 GMT

When it comes to investing, there are no stupid questions. If you have a query about shares or ETFs, there are likely a crowd of people who want to know the same thing.

To address these FAQs, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are hosting an investing Q&A. In this episode, they cover everything from “How often should I invest?” to “How many ETFs is enough?”. Come with an open mind, and you’ll leave with a head full of answers!

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10. What happens when I’m ready to sell?

Mon, 05 Jun 2023 21:00:00 GMT

Many long-term investors plan to keep growing their portfolios for up to 30 years. But what happens when you reach the finish line and you’re ready to sell your investments?

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) cover how and why to sell your investments. They also highlight potential tax considerations, and detail alternatives if you’d like to benefit from shares without selling. If you’re planning for a long-term investing horizon, this episode is for you!

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09: How to stay on top of your investing admin

Mon, 29 May 2023 21:00:00 GMT

Sorting out your investing admin can be a bit like eating your greens. It isn’t always exciting, but you ignore it at your peril, and benefit when you do it. That’s why Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have made it the theme of this episode.

In this session of the Get Rich Slow Club, Tash and Ana provide a handy investing admin checklist. They also cover how to manage your share register, sort your ongoing paperwork, and track your portfolio. Get ready to become an investing admin guru!

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08. How to buy shares and ETFs on the stock exchange

Mon, 22 May 2023 21:00:00 GMT

One of the most frequent questions Tash and Ana receive is: “How do I buy an ETF on the stock exchange?”. The truth is, if you can buy something over Amazon, you can buy an ETF. It’s just as simple.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) walk you through how to pick a broker and make your first investment. After listening, you’ll know everything you need to start investing in ETFs and shares. Happy listening!

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07. What are index funds and ETFs?

Mon, 15 May 2023 21:00:00 GMT

Ask a long-term investor about passive investing, and they’ll likely mention index funds and Exchange-Traded Funds (ETFs). However, even after sitting through a lengthy explanation, you’d be forgiven for not quite knowing how they actually work.

Don’t worry – you’re not alone. This is why Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have provided a simple, down-to-earth explanation of index funds and ETFs.

After this episode, you’ll confidently grasp the benefits and risks of index funds and ETFs. That way, you’ll be able to decide whether they’re the right investing option for you.

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06. How money psychology can affect your finances

Mon, 08 May 2023 21:00:00 GMT

Money psychology can play a major role in how we view our finances - from long-term investing, to maintaining a budget. That’s why Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) are tackling the topic head-on.

In this episode, our co-hosts cover the common limiting beliefs that can prevent people from improving their financial situation. They’ll also explore how you can overcome these beliefs to live your best financial life.

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05. Should I save or invest, and how can I set up financial goals?

Mon, 01 May 2023 21:00:00 GMT

Should you save or should you invest, it's the age-old question. Of course, the right answer will vary depending on your unique goals and circumstances. With the right approach, especially using the SMART strategy to set up financial goals, you can find the perfect balance for your long term target.

In this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) divulge their top tips for choosing between investing and saving. They also explore how to set goals and what to consider when planning for short or long term goals.

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04. How to understand the stock market

Mon, 24 Apr 2023 21:00:00 GMT

At first glance, the stock market can seem daunting, messy, and full of jargon. Luckily, it’s not as much of a mind maze as it might first appear. For this episode, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) teach you how to understand the stock market. They cover some of the most common terms, how to invest, and what makes the market go up and down.

They also break down the thorny tax issues, and detail what to look for when choosing a sharemarket broker. By the end of this episode, the stock market won’t seem nearly as scary!

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03. How to choose between investing strategies

Mon, 17 Apr 2023 21:00:00 GMT

People invest for an array of different reasons. Some people want to grow their wealth steadily, whilst others want to risk it all for a possible big win. Some like to invest rain, hail, or shine; others try to study the market and invest when they feel the market is right. And for every investing goal, there’s a strategy that can boost your chances of reaching it.

To help you on your journey, co-hosts Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) detail the most common investing strategies. They also cover the pros and cons of each, so you can select the right approach for your investing targets.

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02. What are the most popular types of investments?

Mon, 10 Apr 2023 21:00:00 GMT

There are a range of different ways you can invest for your future. And if you want to invest, it’s important to know which option will best suit your goals and circumstances. That’s why co-hosts Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) have set out to explore the most popular types of investments.

In this episode, Tash and Ana explore the advantages and drawbacks of the most common investment types. They also help you learn how to choose the right investment category for you.

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01. Why should I invest?

Mon, 03 Apr 2023 21:00:00 GMT

It’s the first official episode of the season, and our hosts have hit the ground running. In this episode, co-hosts Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) explore why, and how, people invest.

Together, they cover the benefits and risks of shares investing; the magic of compound interest (and exactly how it works); the impact that inflation can have on long term wealth; and some investing pitfalls to avoid. They also share the mistakes that they’ve made in their journeys to financial independence - so hopefully you won’t need to!

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00. What is the Get Rich Slow Club?

Mon, 03 Apr 2023 20:00:00 GMT

Welcome to the Get Rich Slow Club, the podcast that teaches you how to invest for the long term! In this intro episode, you’ll meet your two hosts: Natasha Etschmann, also known as Tash Invests; and Ana Kresina, the Head of Product & Community at long term investing platform Pearler.

You’ll also learn what’s in store for this first season, and why it’s okay (and important) to talk about money. Finally, the two hosts will share their investing journeys, and cover how investing can empower people in their everyday lives.

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Get Rich Slow Club - Trailer

Fri, 24 Feb 2023 05:00:00 GMT

Launching in April 2023

The Get Rich Slow Club podcast will empower you to go from beginner to confident investor. Follow along with Tash Etschmann from @TashInvests and Ana Kresina from Pearler as they take you step by step to build your wealth. This isn't a get rich quick scheme, instead it's all about being consistent, and focusing on long-term growth. So let's all Get Rich Slow together.

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