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		<title>Investing On A Budget</title>
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		<itunes:summary><![CDATA[<p>Do you worry about your financial future? Do you feel left out by popular financial advising podcasts who have more money to play with than you do savings? If this sounds like you, join Beckham and Quinn, two college students taking an honest approach to the finances of people our age – including ourselves. New episodes every Monday.</p><br><p>For business inquiries please Email: <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[<p>Do you worry about your financial future? Do you feel left out by popular financial advising podcasts who have more money to play with than you do savings? If this sounds like you, join Beckham and Quinn, two college students taking an honest approach to the finances of people our age – including ourselves. New episodes every Monday.</p><br><p>For business inquiries please Email: <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<title>Season 1 Finale!!</title>
			<itunes:title>Season 1 Finale!!</itunes:title>
			<pubDate>Mon, 17 Jun 2024 11:00:01 GMT</pubDate>
			<itunes:duration>12:55</itunes:duration>
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			<description><![CDATA[<p>Thank you guys so much for an incredible first season, we really could not have asked for a better experience. We'll be back soon, and have big things planned for the next two seasons, so we hope you guys can come along on this amazing journey with us. We love you guys, and have a great summer!!</p><br><p>Quinn and Beckham</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thank you guys so much for an incredible first season, we really could not have asked for a better experience. We'll be back soon, and have big things planned for the next two seasons, so we hope you guys can come along on this amazing journey with us. We love you guys, and have a great summer!!</p><br><p>Quinn and Beckham</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Gwynne Moore: How To Turn A Hobby Into A Business</title>
			<itunes:title>Gwynne Moore: How To Turn A Hobby Into A Business</itunes:title>
			<pubDate>Mon, 27 May 2024 11:00:52 GMT</pubDate>
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			<description><![CDATA[<p>Today Quinn and Beckham are joined by Gwynne Moore of GSE Studios for our very first guest episode!!</p><br><p>We sat down with Gwynne and had a wonderful discussion of today's topic: Turning a Hobby Into a Business, as well as the processes, challenges, and joys that come along with it. We also dove into her personal views on finance and the advice she has for listeners. </p><br><p>Thank you guys for an amazing first season, we will be wrapping it up with a season finale next week. Make sure to tune in!</p><br><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today Quinn and Beckham are joined by Gwynne Moore of GSE Studios for our very first guest episode!!</p><br><p>We sat down with Gwynne and had a wonderful discussion of today's topic: Turning a Hobby Into a Business, as well as the processes, challenges, and joys that come along with it. We also dove into her personal views on finance and the advice she has for listeners. </p><br><p>Thank you guys for an amazing first season, we will be wrapping it up with a season finale next week. Make sure to tune in!</p><br><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[The Name's Bond: Treasury Bond]]></title>
			<itunes:title><![CDATA[The Name's Bond: Treasury Bond]]></itunes:title>
			<pubDate>Mon, 20 May 2024 11:00:02 GMT</pubDate>
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			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[<p>SPECIAL ANNOUNCEMENT: Next week, May 27th, we will have our very first guest episode! We will be welcoming the wonderful Gwynne Moore of GSE Studios. Make sure to tune in!</p><br><p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss bonds (and Beckham comes up with an incredible episode name). Topics include:</p><p><br></p><ul><li>What are Bonds?</li><li>Why Should I Invest in Bonds?</li><li>Why Do Bonds Exist?</li><li>What is the Difference Between Bonds and Stocks?</li><li>And More!</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>SPECIAL ANNOUNCEMENT: Next week, May 27th, we will have our very first guest episode! We will be welcoming the wonderful Gwynne Moore of GSE Studios. Make sure to tune in!</p><br><p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss bonds (and Beckham comes up with an incredible episode name). Topics include:</p><p><br></p><ul><li>What are Bonds?</li><li>Why Should I Invest in Bonds?</li><li>Why Do Bonds Exist?</li><li>What is the Difference Between Bonds and Stocks?</li><li>And More!</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Loan Logic: Making Sense of Borrowing</title>
			<itunes:title>Loan Logic: Making Sense of Borrowing</itunes:title>
			<pubDate>Mon, 13 May 2024 11:00:24 GMT</pubDate>
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			<description><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss loans. Topics include:</p><p><br></p><ul><li>What are Loans?</li><li>Examples of Loans</li><li>Mortgages</li><li>Car/Auto Loans</li><li>HELOCs</li><li>Student Loans</li><li>Why Take a Loan?</li><li>Why Avoid Loans?</li><li>What to Look For In Loans?</li><li>Consequences</li><li>Interpersonal vs Bank Loans</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss loans. Topics include:</p><p><br></p><ul><li>What are Loans?</li><li>Examples of Loans</li><li>Mortgages</li><li>Car/Auto Loans</li><li>HELOCs</li><li>Student Loans</li><li>Why Take a Loan?</li><li>Why Avoid Loans?</li><li>What to Look For In Loans?</li><li>Consequences</li><li>Interpersonal vs Bank Loans</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Options: Spend Now, Gain Later</title>
			<itunes:title>Options: Spend Now, Gain Later</itunes:title>
			<pubDate>Mon, 13 May 2024 00:57:11 GMT</pubDate>
			<itunes:duration>14:09</itunes:duration>
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			<description><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss options. Topics include:</p><p><br></p><ul><li>What are Options?</li><li>Why would you trade options?</li><li>What types of options are there?</li><li>How do I trade options</li><li>What is the difference between options and stocks?</li><li>What is the difference between options and futures?</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss options. Topics include:</p><p><br></p><ul><li>What are Options?</li><li>Why would you trade options?</li><li>What types of options are there?</li><li>How do I trade options</li><li>What is the difference between options and stocks?</li><li>What is the difference between options and futures?</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Living (Less) Large: Lifestyle Inflation</title>
			<itunes:title>Living (Less) Large: Lifestyle Inflation</itunes:title>
			<pubDate>Mon, 29 Apr 2024 11:00:13 GMT</pubDate>
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			<itunes:season>1</itunes:season>
			<itunes:episode>11</itunes:episode>
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			<description><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss Lifestyle Inflation (also known as Lifestyle Creep) and how to avoid it. Topics include:</p><p><br></p><ul><li>What is Lifestyle Inflation?</li><li>Why does Lifestyle Inflation Occur?</li><li>The Dangers of Lifestyle Inflation</li><li>What Do I Do When I Get a Raise?</li><li>How to Recognize Lifestyle Inflation</li><li>How to Prevent Lifestyle Inflation</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss Lifestyle Inflation (also known as Lifestyle Creep) and how to avoid it. Topics include:</p><p><br></p><ul><li>What is Lifestyle Inflation?</li><li>Why does Lifestyle Inflation Occur?</li><li>The Dangers of Lifestyle Inflation</li><li>What Do I Do When I Get a Raise?</li><li>How to Recognize Lifestyle Inflation</li><li>How to Prevent Lifestyle Inflation</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Unpacking Inflation: Rising Prices, Shrinking Wallets</title>
			<itunes:title>Unpacking Inflation: Rising Prices, Shrinking Wallets</itunes:title>
			<pubDate>Mon, 22 Apr 2024 11:00:46 GMT</pubDate>
			<itunes:duration>12:24</itunes:duration>
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			<itunes:episode>10</itunes:episode>
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			<description><![CDATA[<p>On this week's special 10th episode of Investing On A Budget, Quinn and Beckham discuss inflation from a broad scale, as well as on a personal level. Topics include:</p><p><br></p><ul><li>What is Inflation?</li><li>Types of Inflation</li><li>Why Does Inflation Occur?</li><li>How the Government Counters Inflation</li><li>How Inflation is Measured</li><li>Who is Hurt the Most?</li><li>What is "Good Inflation"</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>On this week's special 10th episode of Investing On A Budget, Quinn and Beckham discuss inflation from a broad scale, as well as on a personal level. Topics include:</p><p><br></p><ul><li>What is Inflation?</li><li>Types of Inflation</li><li>Why Does Inflation Occur?</li><li>How the Government Counters Inflation</li><li>How Inflation is Measured</li><li>Who is Hurt the Most?</li><li>What is "Good Inflation"</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Accounting for Growth: Types of Investment Accounts</title>
			<itunes:title>Accounting for Growth: Types of Investment Accounts</itunes:title>
			<pubDate>Mon, 15 Apr 2024 11:00:42 GMT</pubDate>
			<itunes:duration>16:30</itunes:duration>
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			<itunes:episode>9</itunes:episode>
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			<description><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss the different types of investment accounts, as well as when/how to utilize each one to maximize your benefits. Topics include:</p><p><br></p><ul><li>Individual Brokerage Accounts</li><li>Retirement Accounts (IRA, Roth IRA, 401(k))</li><li>Education Accounts (529s)</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss the different types of investment accounts, as well as when/how to utilize each one to maximize your benefits. Topics include:</p><p><br></p><ul><li>Individual Brokerage Accounts</li><li>Retirement Accounts (IRA, Roth IRA, 401(k))</li><li>Education Accounts (529s)</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Feeling Secure about Securities</title>
			<itunes:title>Feeling Secure about Securities</itunes:title>
			<pubDate>Mon, 08 Apr 2024 11:00:16 GMT</pubDate>
			<itunes:duration>12:08</itunes:duration>
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			<acast:episodeUrl>feeling-secure-about-securities</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>8</itunes:episode>
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			<description><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss the different types of securities. Quinn also plays a clip from Family Guy (just listen, you'll understand). Please don't sue us. Topics include:</p><p><br></p><ul><li>What Are Securities?</li><li>What Types of Securities are Available?</li><li>How Do Securities Work?</li><li>How Do Securities Relate to the Stock Market?</li><li>How Are Securities Regulated?</li><li>And More</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>On this week's episode of Investing On A Budget, Quinn and Beckham discuss the different types of securities. Quinn also plays a clip from Family Guy (just listen, you'll understand). Please don't sue us. Topics include:</p><p><br></p><ul><li>What Are Securities?</li><li>What Types of Securities are Available?</li><li>How Do Securities Work?</li><li>How Do Securities Relate to the Stock Market?</li><li>How Are Securities Regulated?</li><li>And More</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How Do Banks Work?</title>
			<itunes:title>How Do Banks Work?</itunes:title>
			<pubDate>Mon, 01 Apr 2024 11:00:59 GMT</pubDate>
			<itunes:duration>13:33</itunes:duration>
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			<link>https://shows.acast.com/investing-on-a-budget/episodes/how-do-banks-work</link>
			<acast:episodeId>660a153e7aefcb0016848870</acast:episodeId>
			<acast:showId>65b19a1077d06d00153ec24a</acast:showId>
			<acast:episodeUrl>how-do-banks-work</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[<p>Everyone knows about banks, but actually understanding them is an entirely different story. This week, Beckham and Quinn simplify banking both at a high level, and how it relates to you. Topics Include</p><ul><li>What Do Banks Do With My Money?</li><li>How Do Banks Make Money</li><li>How Does the National and International Banking System Work?</li><li>How Do Banks Fail</li><li>Are Banks Safe?</li><li>What Should I Look For In a Bank?</li><li>And More</li></ul><p><br></p><p>RESOURCES:</p><p>KhanAcademy Video:<a href="https://www.khanacademy.org/economics-finance-domain/core-finance/money-and-banking/banking-and-money/v/banking-4-multiplier-effect-and-the-money-supply" rel="noopener noreferrer" target="_blank"> Link</a></p><br><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Everyone knows about banks, but actually understanding them is an entirely different story. This week, Beckham and Quinn simplify banking both at a high level, and how it relates to you. Topics Include</p><ul><li>What Do Banks Do With My Money?</li><li>How Do Banks Make Money</li><li>How Does the National and International Banking System Work?</li><li>How Do Banks Fail</li><li>Are Banks Safe?</li><li>What Should I Look For In a Bank?</li><li>And More</li></ul><p><br></p><p>RESOURCES:</p><p>KhanAcademy Video:<a href="https://www.khanacademy.org/economics-finance-domain/core-finance/money-and-banking/banking-and-money/v/banking-4-multiplier-effect-and-the-money-supply" rel="noopener noreferrer" target="_blank"> Link</a></p><br><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How Much And How Often Should I Invest?</title>
			<itunes:title>How Much And How Often Should I Invest?</itunes:title>
			<pubDate>Mon, 18 Mar 2024 11:00:00 GMT</pubDate>
			<itunes:duration>17:05</itunes:duration>
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			<acast:episodeId>65f72f1da062680017720966</acast:episodeId>
			<acast:showId>65b19a1077d06d00153ec24a</acast:showId>
			<acast:episodeUrl>how-much-and-how-often-should-i-invest</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/cover/1706137733005-cf52826fb4cb17e27408a09d3e80d48d.jpeg"/>
			<description><![CDATA[<p>This week we take a step back from education and focus a bit more on a very common issue that holds a lot of people in their beliefs that they should not invest: Not having enough money. In fact, this is part of the reason we made this show, to show that it is possible to "Invest on a Budget."  Quinn and Beckham discuss potential investment plans, how to initiate your adventures into the stock market, and what benefits even a small amount of money can have on your financial health as a whole. They also discuss how they themselves got involved with the stock market.</p><br><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This week we take a step back from education and focus a bit more on a very common issue that holds a lot of people in their beliefs that they should not invest: Not having enough money. In fact, this is part of the reason we made this show, to show that it is possible to "Invest on a Budget."  Quinn and Beckham discuss potential investment plans, how to initiate your adventures into the stock market, and what benefits even a small amount of money can have on your financial health as a whole. They also discuss how they themselves got involved with the stock market.</p><br><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Credit Scores: What, How, and Why?</title>
			<itunes:title>Credit Scores: What, How, and Why?</itunes:title>
			<pubDate>Mon, 11 Mar 2024 11:00:43 GMT</pubDate>
			<itunes:duration>16:42</itunes:duration>
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			<link>https://shows.acast.com/investing-on-a-budget/episodes/credit-scores</link>
			<acast:episodeId>65ecf8e5d4b6e10017aaeff6</acast:episodeId>
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			<acast:episodeUrl>credit-scores</acast:episodeUrl>
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			<description><![CDATA[<p>Credit Scores play a large role in our lives, and they can be confusing and frightening. This week, Beckham and Quinn try to simplify the very divisive system that attempts to guess how likely you are to pay off a loan. We answer questions like:</p><ul><li>What is a credit score?</li><li>How do I raise my score?</li><li>How do I check my score?</li><li>And more</li></ul><p><br></p><p>RESOURCES:</p><p>NerdWallet: How Many Credit Cards Should I Have?: <a href="https://www.nerdwallet.com/article/finance/how-many-credit-cards" rel="noopener noreferrer" target="_blank">link</a></p><p>"Credit And Income Inequality" (The article Quinn mentioned): <a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3631252" rel="noopener noreferrer" target="_blank">link</a></p><br><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Credit Scores play a large role in our lives, and they can be confusing and frightening. This week, Beckham and Quinn try to simplify the very divisive system that attempts to guess how likely you are to pay off a loan. We answer questions like:</p><ul><li>What is a credit score?</li><li>How do I raise my score?</li><li>How do I check my score?</li><li>And more</li></ul><p><br></p><p>RESOURCES:</p><p>NerdWallet: How Many Credit Cards Should I Have?: <a href="https://www.nerdwallet.com/article/finance/how-many-credit-cards" rel="noopener noreferrer" target="_blank">link</a></p><p>"Credit And Income Inequality" (The article Quinn mentioned): <a href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3631252" rel="noopener noreferrer" target="_blank">link</a></p><br><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Index Funds: Why Do We Keep Talking About Them?</title>
			<itunes:title>Index Funds: Why Do We Keep Talking About Them?</itunes:title>
			<pubDate>Mon, 04 Mar 2024 12:00:24 GMT</pubDate>
			<itunes:duration>10:08</itunes:duration>
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			<description><![CDATA[<p>If you've been here before, you've definitely heard Beckham or Quinn discussing Index Funds. And there's a good reason for this: they work (especially the big ones). If you're new, don't worry, you'll get sick of us talking about them too.</p><p>In this episode we discuss:</p><ul><li>What are index funds and how do they work?</li><li>How do they relate to ETF's and Mutual Funds?</li><li>Why should you invest in index funds?</li><li>FAQ and Myths</li></ul><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you've been here before, you've definitely heard Beckham or Quinn discussing Index Funds. And there's a good reason for this: they work (especially the big ones). If you're new, don't worry, you'll get sick of us talking about them too.</p><p>In this episode we discuss:</p><ul><li>What are index funds and how do they work?</li><li>How do they relate to ETF's and Mutual Funds?</li><li>Why should you invest in index funds?</li><li>FAQ and Myths</li></ul><p>Be sure to give us a 5 Star rating and a review!</p><p>Want to contact us? Reach out at investingonabudgetpod@gmail.com</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Budgeting: Why Won't Anyone Explain?]]></title>
			<itunes:title><![CDATA[Budgeting: Why Won't Anyone Explain?]]></itunes:title>
			<pubDate>Mon, 26 Feb 2024 12:00:56 GMT</pubDate>
			<itunes:duration>12:44</itunes:duration>
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			<description><![CDATA[<p>Budgeting can be a tough topic. It requires an in-depth look at your spending habits, and that look doesn't always result in joy. However we are here to try to alleviate some of the fear and worry that surrounds budgeting, as well as give a concise description of what it means to be on one.</p><br><p>In this episode we discuss:</p><ul><li>Why Budget?</li><li>Types of Budgets</li><li>Advantages of Budgeting</li><li>Our Budgets</li><li>FAQ and Myths</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><br><p>Want to contact us? Reach out at <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Budgeting can be a tough topic. It requires an in-depth look at your spending habits, and that look doesn't always result in joy. However we are here to try to alleviate some of the fear and worry that surrounds budgeting, as well as give a concise description of what it means to be on one.</p><br><p>In this episode we discuss:</p><ul><li>Why Budget?</li><li>Types of Budgets</li><li>Advantages of Budgeting</li><li>Our Budgets</li><li>FAQ and Myths</li></ul><p><br></p><p>Be sure to give us a 5 Star rating and a review!</p><br><p>Want to contact us? Reach out at <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Credit Cards: The Opposite of Free Money</title>
			<itunes:title>Credit Cards: The Opposite of Free Money</itunes:title>
			<pubDate>Mon, 19 Feb 2024 12:00:36 GMT</pubDate>
			<itunes:duration>15:06</itunes:duration>
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			<description><![CDATA[<p>Why are credit cards so popular? How are they different from debit cards? What makes them so dangerous? When and how should you get your first card?</p><br><p>Beckham and Quinn aim to answer all of these questions and more on the latest episode of Investing on a Budget.</p><br><p>Be sure to give us a 5 Star rating and a review!</p><br><p>Want to contact us? Reach out at <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><br><p>ADDITIONAL LINKS:</p><ul><li>Beckham's Credit Card Spreadsheet: <a href="https://docs.google.com/spreadsheets/d/1oScMvS38pPw0WjwsIBO6eCpRtiMf5p5WpdYbnKrL9Eg/edit?usp=sharing" rel="noopener noreferrer" target="_blank">link</a></li><li>Credit Karma: <a href="https://www.creditkarma.com/" rel="noopener noreferrer" target="_blank">https://www.creditkarma.com/</a></li></ul><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Why are credit cards so popular? How are they different from debit cards? What makes them so dangerous? When and how should you get your first card?</p><br><p>Beckham and Quinn aim to answer all of these questions and more on the latest episode of Investing on a Budget.</p><br><p>Be sure to give us a 5 Star rating and a review!</p><br><p>Want to contact us? Reach out at <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><br><p>ADDITIONAL LINKS:</p><ul><li>Beckham's Credit Card Spreadsheet: <a href="https://docs.google.com/spreadsheets/d/1oScMvS38pPw0WjwsIBO6eCpRtiMf5p5WpdYbnKrL9Eg/edit?usp=sharing" rel="noopener noreferrer" target="_blank">link</a></li><li>Credit Karma: <a href="https://www.creditkarma.com/" rel="noopener noreferrer" target="_blank">https://www.creditkarma.com/</a></li></ul><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why Should I Invest?</title>
			<itunes:title>Why Should I Invest?</itunes:title>
			<pubDate>Mon, 12 Feb 2024 12:00:23 GMT</pubDate>
			<itunes:duration>19:32</itunes:duration>
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			<description><![CDATA[<p>Welcome to the first episode of Investing On A Budget: College Edition.</p><br><p>Today we take on the question that caused us to create this show: Why Should I Invest? We discuss our personal investments, as well as common uses for investing. We then go over some Frequently Asked Questions and common myths about investing.</p><br><p>Be sure to give us a 5 Star rating and a review!</p><br><p>Want to contact us? Reach out at <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><br><p>Note: The title is introduced as "College Edition." This has since been dropped from our show title.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to the first episode of Investing On A Budget: College Edition.</p><br><p>Today we take on the question that caused us to create this show: Why Should I Invest? We discuss our personal investments, as well as common uses for investing. We then go over some Frequently Asked Questions and common myths about investing.</p><br><p>Be sure to give us a 5 Star rating and a review!</p><br><p>Want to contact us? Reach out at <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><br><p>Note: The title is introduced as "College Edition." This has since been dropped from our show title.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Trailer</title>
			<itunes:title>Trailer</itunes:title>
			<pubDate>Sat, 27 Jan 2024 22:43:16 GMT</pubDate>
			<itunes:duration>2:43</itunes:duration>
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			<description><![CDATA[<p>Welcome to Investing On A Budget: College Edition! This is our trailer episode to ensure that everything is up and running. The first episode will launch Monday, February 12 at 7:00 AM US Eastern Time. Subsequent episodes will launch every Monday at 7:00 AM.</p><br><p>Business Inquiry? Contact us at: <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Investing On A Budget: College Edition! This is our trailer episode to ensure that everything is up and running. The first episode will launch Monday, February 12 at 7:00 AM US Eastern Time. Subsequent episodes will launch every Monday at 7:00 AM.</p><br><p>Business Inquiry? Contact us at: <a href="mailto:investingonabudgetpod@gmail.com" rel="noopener noreferrer" target="_blank">investingonabudgetpod@gmail.com</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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