60 acast.com Live at the Nut Bar https://www.squirrel.co.nz/about-squirrel/podcast-live-at-the-nut-bar en Squirrel Group mortgages,home loans,Squirrel,John Bolton,David Cunningham,Finance,OCR,interest rates,investing,term investments,banking,New zealand business,New Zealand,mortgage rates,peer to peer Squirrel Group Talking finance and economy Squirrel Founder John Bolton and CEO David Cunningham's weekly podcast to discuss all things finance, economy, investing, mortgages and current events. Things like, 'what's going on with mortgage interest rates' and 'how the banks have got away with $2.3b of Kiwi money'.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product.


Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel.


As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Squirrel Founder John Bolton and CEO David Cunningham's weekly podcast to discuss all things finance, economy, investing, mortgages and current events. Things like, 'what's going on with mortgage interest rates' and 'how the banks have got away with $2.3b of Kiwi money'.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product.


Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel.


As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> false Squirrel Group group.squirrel@gmail.com 6451ce3884f634001112fa62 live-at-the-nut-bar episodic https://assets.pippa.io/shows/6451ce3884f634001112fa62/1683086529276-b68c561c0a9a9c61b9fb1a8fbcd37af2.jpeg https://www.squirrel.co.nz/about-squirrel/podcast-live-at-the-nut-bar Live at the Nut Bar From survival mode to (finally) some stability From survival mode to (finally) some stability Wed, 10 Dec 2025 20:04:02 GMT 31:38 6939d23434867e026d48f53d false https://shows.acast.com/live-at-the-nut-bar/episodes/6939d23434867e026d48f53d 6939d23434867e026d48f53d 6451ce3884f634001112fa62 2025 wrap and 2026 outlook full 3 14 In the season finale, JB and DC pull up a stool at the Nut Bar to chat about the final OCR cut of 2025, why house prices haven’t boomed, what’s tugging the housing market in different directions, and why 2026 should feel better—though still a bit weird in an election year.


Happy holidays everyone!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> In the season finale, JB and DC pull up a stool at the Nut Bar to chat about the final OCR cut of 2025, why house prices haven’t boomed, what’s tugging the housing market in different directions, and why 2026 should feel better—though still a bit weird in an election year.


Happy holidays everyone!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Cashbacks and curve balls - how to manage your home loan Cashbacks and curve balls - how to manage your home loan Sun, 12 Oct 2025 21:44:37 GMT 24:33 68ec21461a16230b5fdc2fa6 false https://shows.acast.com/live-at-the-nut-bar/episodes/68ec21461a16230b5fdc2fa6 68ec21461a16230b5fdc2fa6 6451ce3884f634001112fa62 full 3 13 This time DC is joined by Kat McInnes and Dave Tyrer to dive into better ways to manage your home loan. They talk cashbacks, clawbacks and what to watch out for.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This time DC is joined by Kat McInnes and Dave Tyrer to dive into better ways to manage your home loan. They talk cashbacks, clawbacks and what to watch out for.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> How property developers can connect with buyers How property developers can connect with buyers Wed, 01 Oct 2025 22:45:51 GMT 19:22 68ddaf1f597bc7d53f2a0f30 false https://shows.acast.com/live-at-the-nut-bar/episodes/68ddaf1f597bc7d53f2a0f30 68ddaf1f597bc7d53f2a0f30 6451ce3884f634001112fa62 Actionable insights for developers full 3 12 Jessica James talks to JB and Sarah Hahn from TRA about exactly property how developers can use hard facts obtained in our research to connect with the hearts and minds of buyers. Particularly important in today's competitive market.


If you're a property developer, there are actionable insights in this ep so it's a must listen!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Jessica James talks to JB and Sarah Hahn from TRA about exactly property how developers can use hard facts obtained in our research to connect with the hearts and minds of buyers. Particularly important in today's competitive market.


If you're a property developer, there are actionable insights in this ep so it's a must listen!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Delving into the research: what buyers REALLY want Delving into the research: what buyers REALLY want Thu, 28 Aug 2025 22:21:14 GMT 40:46 68b0d65a83c18535bc943e18 false https://shows.acast.com/live-at-the-nut-bar/episodes/68b0d65a83c18535bc943e18 68b0d65a83c18535bc943e18 6451ce3884f634001112fa62 With Sarah Hahn and Nathan Miglani full 3 11 This week JB is joined by Sarah Hahn from TRA and Nathan Miglani from Squirrel's Christchurch office to talk all about the recent research that we undertook to find out all about what home buyers are really looking for in a new home. If you're a property developer, builder or architect you won't want to miss this!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB is joined by Sarah Hahn from TRA and Nathan Miglani from Squirrel's Christchurch office to talk all about the recent research that we undertook to find out all about what home buyers are really looking for in a new home. If you're a property developer, builder or architect you won't want to miss this!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Is the NZ housing market stuck in the mud? Is the NZ housing market stuck in the mud? Mon, 28 Jul 2025 02:12:49 GMT 44:04 6886dca12a38d6f5cb4c55b4 false https://shows.acast.com/live-at-the-nut-bar/episodes/6886dca12a38d6f5cb4c55b4 6886dca12a38d6f5cb4c55b4 6451ce3884f634001112fa62 full 3 10 The NZ housing market has been...sluggish at best. Let's dig into the dirt and discuss what's going on. DC and JB are joined by Mary Jo Vergara, Senior Economist at Kiwibank for this discussion.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The NZ housing market has been...sluggish at best. Let's dig into the dirt and discuss what's going on. DC and JB are joined by Mary Jo Vergara, Senior Economist at Kiwibank for this discussion.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The one for First Home Buyers The one for First Home Buyers Wed, 18 Jun 2025 23:04:41 GMT 35:31 685346090bed216db77f147d false https://shows.acast.com/live-at-the-nut-bar/episodes/685346090bed216db77f147d 685346090bed216db77f147d 6451ce3884f634001112fa62 hint: this is your moment full 3 9 Calling all first home buyers - DC describes this moment as the "Goldilocks time" for getting into your first home. Conditions are JUST RIGHT. In this episode DC is joined by the fabulous Mortgage Adviser Emma Wallace, and Cotality's Nick Goodall to get their valuable insights into the property market.


Listen for the state of the market, insights from other buyers and not-to-be-missed tips to help you get your foot on the ladder during this perfect moment.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Calling all first home buyers - DC describes this moment as the "Goldilocks time" for getting into your first home. Conditions are JUST RIGHT. In this episode DC is joined by the fabulous Mortgage Adviser Emma Wallace, and Cotality's Nick Goodall to get their valuable insights into the property market.


Listen for the state of the market, insights from other buyers and not-to-be-missed tips to help you get your foot on the ladder during this perfect moment.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Should we brace for impact? Should we brace for impact? Mon, 19 May 2025 23:48:56 GMT 28:57 682bc3693e2c04fd7a7d33cb false https://shows.acast.com/live-at-the-nut-bar/episodes/682bc3693e2c04fd7a7d33cb 682bc3693e2c04fd7a7d33cb 6451ce3884f634001112fa62 How US tariffs affect NZ homeowners and savers full 3 8 How US tariffs affect NZ homeowners and savers - should we all be concerned? JB and DC weigh in to the ongoing debate and dig into how we might be affected here in New Zealand by events elsewhere.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> How US tariffs affect NZ homeowners and savers - should we all be concerned? JB and DC weigh in to the ongoing debate and dig into how we might be affected here in New Zealand by events elsewhere.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Surviving not thriving Surviving not thriving Wed, 16 Apr 2025 05:13:23 GMT 21:39 67ff3c7466d94e7a62bffa02 false https://shows.acast.com/live-at-the-nut-bar/episodes/67ff3c7466d94e7a62bffa02 67ff3c7466d94e7a62bffa02 6451ce3884f634001112fa62 IS relief on the way? We think so. full 3 7 Is there light at the end of this loooong tunnel? We're all feeling it, the economic relief that's been promised just hasn't quite eventuated. JB and DC get philosophical and talk about how thing are coming right, but we're just not quite there yet.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Is there light at the end of this loooong tunnel? We're all feeling it, the economic relief that's been promised just hasn't quite eventuated. JB and DC get philosophical and talk about how thing are coming right, but we're just not quite there yet.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Tariff and OCR chat with the OGs Tariff and OCR chat with the OGs Fri, 11 Apr 2025 02:06:12 GMT 28:45 67f879152d3c275cad4cb1d9 false https://shows.acast.com/live-at-the-nut-bar/episodes/67f879152d3c275cad4cb1d9 67f879152d3c275cad4cb1d9 6451ce3884f634001112fa62 JB finally joins the pod for 2025 full 3 6 Yes that's right, JB returns to the pod this week to chat with DC all about the OCR and the word on the tip of everyone's tongue right now...yep it's the dreaded tariffs! Plenty to discuss this week.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Yes that's right, JB returns to the pod this week to chat with DC all about the OCR and the word on the tip of everyone's tongue right now...yep it's the dreaded tariffs! Plenty to discuss this week.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Simon Jensen's back again]]> Tue, 08 Apr 2025 23:47:45 GMT 24:30 67f5b5a159cf07f9c919bb8d false https://shows.acast.com/live-at-the-nut-bar/episodes/67f5b5a159cf07f9c919bb8d 67f5b5a159cf07f9c919bb8d 6451ce3884f634001112fa62 Part two with guest Simon Jensen full 3 5 Here's part two of our discussion with Simon Jensen, President of the Banking & Financial Services Law Association to the Nut Bar.


If you missed part one last week, don't forget to go back and check it out.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Here's part two of our discussion with Simon Jensen, President of the Banking & Financial Services Law Association to the Nut Bar.


If you missed part one last week, don't forget to go back and check it out.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Simon Jensen spills all Simon Jensen spills all Fri, 28 Mar 2025 02:48:36 GMT 27:47 67e60e052787df76c79c76b5 false https://shows.acast.com/live-at-the-nut-bar/episodes/67e60e052787df76c79c76b5 67e60e052787df76c79c76b5 6451ce3884f634001112fa62 Part one with guest Simon Jensen full 3 4 This week we welcome Simon Jensen, President of the Banking & Financial Services Law Association to the Nut Bar. Him and DC chat about Adrian Orr, the Reserve Bank and...loan sharks.


Tune in next week for part two with Simon!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we welcome Simon Jensen, President of the Banking & Financial Services Law Association to the Nut Bar. Him and DC chat about Adrian Orr, the Reserve Bank and...loan sharks.


Tune in next week for part two with Simon!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The importance of insuring yourself The importance of insuring yourself Thu, 20 Mar 2025 23:26:41 GMT 33:26 67dca4322b3a46d7356639a5 false https://shows.acast.com/live-at-the-nut-bar/episodes/67dca4322b3a46d7356639a5 67dca4322b3a46d7356639a5 6451ce3884f634001112fa62 full 3 3 When you get a mortgage, the bank requires you to have home insurance. But what about YOU? This week, DC delves into the importance of “insurance for humans” with Willie Moala from AdviceFirst.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> When you get a mortgage, the bank requires you to have home insurance. But what about YOU? This week, DC delves into the importance of “insurance for humans” with Willie Moala from AdviceFirst.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Addressing breaking news - resignation of the Reserve Bank Governor Addressing breaking news - resignation of the Reserve Bank Governor Fri, 07 Mar 2025 00:46:28 GMT 21:54 67ca41e5baaeff02dcc55cf2 false https://shows.acast.com/live-at-the-nut-bar/episodes/67ca41e5baaeff02dcc55cf2 67ca41e5baaeff02dcc55cf2 6451ce3884f634001112fa62 Penny for our thoughts about the situation full 3 2 This week we just had to dive right in and discuss the breaking news which was the shock resignation of the Reserve Bank Governor Adrian Orr. Why did he go, what is his legacy and what characterised his time as Governor. David Cunningham discusses all of this and more with Dave Tyrer.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we just had to dive right in and discuss the breaking news which was the shock resignation of the Reserve Bank Governor Adrian Orr. Why did he go, what is his legacy and what characterised his time as Governor. David Cunningham discusses all of this and more with Dave Tyrer.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Welcome to Season 3 of Live at the Nut Bar! Welcome to Season 3 of Live at the Nut Bar! Sun, 02 Mar 2025 23:44:24 GMT 13:26 67c4ed59c6cef89b7d4a0841 false https://shows.acast.com/live-at-the-nut-bar/episodes/67c4ed59c6cef89b7d4a0841 67c4ed59c6cef89b7d4a0841 6451ce3884f634001112fa62 full 3 1 Welcome to season 3! DC introduces our first guest, Jessica James and they have a brief chat about this and that.


So much to come this year - as well as the usual interest rate and economy commentary, we'll be doing some deep dives on popular topics like property development, property investing, buying your first home and more.


Look out for upcoming season 3 eps.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Welcome to season 3! DC introduces our first guest, Jessica James and they have a brief chat about this and that.


So much to come this year - as well as the usual interest rate and economy commentary, we'll be doing some deep dives on popular topics like property development, property investing, buying your first home and more.


Look out for upcoming season 3 eps.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Talking productivity with Bevan Graham Talking productivity with Bevan Graham Thu, 12 Dec 2024 21:07:13 GMT 23:09 675b508236a70d75b6533f6b false https://shows.acast.com/live-at-the-nut-bar/episodes/675b508236a70d75b6533f6b 675b508236a70d75b6533f6b 6451ce3884f634001112fa62 full 2 38 This week it's the season finale with Bevan Graham, Chief Economist at Salt Asset Management. JB and Bevan discuss NZ's productivity problem - are we unproductive as a nation or simply incompetent? We get loose-lipped about the politicians and generally have a bit of a rant about the state of things.


Happy holidays everyone!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week it's the season finale with Bevan Graham, Chief Economist at Salt Asset Management. JB and Bevan discuss NZ's productivity problem - are we unproductive as a nation or simply incompetent? We get loose-lipped about the politicians and generally have a bit of a rant about the state of things.


Happy holidays everyone!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> A meaty one all about OCR A meaty one all about OCR Wed, 27 Nov 2024 23:44:53 GMT 19:28 6747aef674eb04a4db174e87 false https://shows.acast.com/live-at-the-nut-bar/episodes/6747aef674eb04a4db174e87 6747aef674eb04a4db174e87 6451ce3884f634001112fa62 And some predictions too full 2 37 This week David Cunningham and Dave Tyrer discuss allll the things OCR! Like, how the latest 0.5% cut is likely to affect people. We all know that the OCR means interest rates go down, which is great for mortgage borrowers - but what about the flip side, savings accounts and term deposit rates will fall too. We dissect how both sides of the market will be affected and what's likely to happen from here. It's a meaty one!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week David Cunningham and Dave Tyrer discuss allll the things OCR! Like, how the latest 0.5% cut is likely to affect people. We all know that the OCR means interest rates go down, which is great for mortgage borrowers - but what about the flip side, savings accounts and term deposit rates will fall too. We dissect how both sides of the market will be affected and what's likely to happen from here. It's a meaty one!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Why brokers will beat the banks on service every time Why brokers will beat the banks on service every time Sun, 24 Nov 2024 21:01:41 GMT 28:21 67439436041fb70e9cd3b2f6 false https://shows.acast.com/live-at-the-nut-bar/episodes/67439436041fb70e9cd3b2f6 67439436041fb70e9cd3b2f6 6451ce3884f634001112fa62 full 2 36 We're back after a brief hiatus! This week JB and DC are debating the differences between mortgage brokers and banks (you know which camp we're in) - and the hot topic in the press around slow mortgage approval times at the banks. What's going on there?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> We're back after a brief hiatus! This week JB and DC are debating the differences between mortgage brokers and banks (you know which camp we're in) - and the hot topic in the press around slow mortgage approval times at the banks. What's going on there?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Why floating is not the answer when home loan rates are falling Why floating is not the answer when home loan rates are falling Thu, 31 Oct 2024 23:07:34 GMT 20:13 67240db7efece44b6cee0642 false https://shows.acast.com/live-at-the-nut-bar/episodes/67240db7efece44b6cee0642 67240db7efece44b6cee0642 6451ce3884f634001112fa62 And what to do instead full 2 35 David Cunningham and Dave Tyrer yarn about how to manage your mortgage in a falling interest rate environment. Surely the answer is to go on a floating rate and wait for the rates to drop? Think again...listen to find out what the best strategy is and why.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> David Cunningham and Dave Tyrer yarn about how to manage your mortgage in a falling interest rate environment. Surely the answer is to go on a floating rate and wait for the rates to drop? Think again...listen to find out what the best strategy is and why.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> David Grubb from Valocity talks property prices David Grubb from Valocity talks property prices Thu, 24 Oct 2024 00:46:39 GMT 34:09 671998f083ac9fccac346db5 false https://shows.acast.com/live-at-the-nut-bar/episodes/671998f083ac9fccac346db5 671998f083ac9fccac346db5 6451ce3884f634001112fa62 The intel on whether prices will go up or down full 2 34 This week we welcome David Grubb from Valocity onto the pod. He and DC talk our national obsession, property prices. Will we see a rapid recovery in prices?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we welcome David Grubb from Valocity onto the pod. He and DC talk our national obsession, property prices. Will we see a rapid recovery in prices?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Managing your home loan and savings during interest rate cycles Managing your home loan and savings during interest rate cycles Thu, 17 Oct 2024 23:00:39 GMT 20:29 67119719fb3e5769613a8ed3 false https://shows.acast.com/live-at-the-nut-bar/episodes/67119719fb3e5769613a8ed3 67119719fb3e5769613a8ed3 6451ce3884f634001112fa62 Striking the right balance for the best outcomes full 2 33 This week it's the two Daves: David Cunningham and Dave Tyrer, discussing home loans and deposit interest rates.


They talk through how to manage your mortgage and your savings through the interest rate fluctuations we're currently undergoing, and unpick what the 2.2% consumer price index (CPI) rate means.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week it's the two Daves: David Cunningham and Dave Tyrer, discussing home loans and deposit interest rates.


They talk through how to manage your mortgage and your savings through the interest rate fluctuations we're currently undergoing, and unpick what the 2.2% consumer price index (CPI) rate means.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> A home loan rate under 5 percent by Christmas?! A home loan rate under 5 percent by Christmas?! Thu, 10 Oct 2024 20:38:02 GMT 21:15 67083b2b14b366c897c7059b false https://shows.acast.com/live-at-the-nut-bar/episodes/67083b2b14b366c897c7059b 67083b2b14b366c897c7059b 6451ce3884f634001112fa62 full 2 32 This week our duo discuss why, with this week’s 0.5% cut to the Official Cash Rate, we could be seeing some interesting (lol) changes in home loan interest rates over the coming weeks. And guess what? A 4.95%p.a. rate could well be on the cards.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week our duo discuss why, with this week’s 0.5% cut to the Official Cash Rate, we could be seeing some interesting (lol) changes in home loan interest rates over the coming weeks. And guess what? A 4.95%p.a. rate could well be on the cards.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> How to build wealth and be happy How to build wealth and be happy Thu, 26 Sep 2024 20:15:28 GMT 30:48 66f5c0e1acfe1ec5ec4b508f false https://shows.acast.com/live-at-the-nut-bar/episodes/66f5c0e1acfe1ec5ec4b508f 66f5c0e1acfe1ec5ec4b508f 6451ce3884f634001112fa62 Can it be done? full 2 31 Let's talk about the ultimate kiwi dream - how you can build your wealth whilst also maintaining a work life balance. DC and JB discuss the role of your home, KiwiSaver, bank savings, small businesses, holiday houses, investment property and other assets in building wealth without sacrificing lifestyle.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Let's talk about the ultimate kiwi dream - how you can build your wealth whilst also maintaining a work life balance. DC and JB discuss the role of your home, KiwiSaver, bank savings, small businesses, holiday houses, investment property and other assets in building wealth without sacrificing lifestyle.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> How to navigate the flood waters as a home buyer or seller How to navigate the flood waters as a home buyer or seller Thu, 19 Sep 2024 22:19:22 GMT 34:56 66eca36b9e9e392fde25837f false https://shows.acast.com/live-at-the-nut-bar/episodes/66eca36b9e9e392fde25837f 66eca36b9e9e392fde25837f 6451ce3884f634001112fa62 With Craig Hobbs from Auckland Council Recovery Office full 2 30 This week we've got special guest Craig Hobbs from Auckland Council Recovery Office giving us the lowdown on what home buyers and sellers need to know about flooding and natural disasters, he tells JB and DC what to do and what NOT to do!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we've got special guest Craig Hobbs from Auckland Council Recovery Office giving us the lowdown on what home buyers and sellers need to know about flooding and natural disasters, he tells JB and DC what to do and what NOT to do!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> House prices might not be heading the way you think House prices might not be heading the way you think Thu, 12 Sep 2024 21:35:29 GMT 22:52 66e35ea151960f14a8e714c6 false https://shows.acast.com/live-at-the-nut-bar/episodes/66e35ea151960f14a8e714c6 66e35ea151960f14a8e714c6 6451ce3884f634001112fa62 full 2 29 NZ house prices have fallen by 2% over the last three months. Is that about to change with the recent interest rate cuts, or are there other forces at play to counter this? DC and JB think there are.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> NZ house prices have fallen by 2% over the last three months. Is that about to change with the recent interest rate cuts, or are there other forces at play to counter this? DC and JB think there are.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Let the price wars begin Let the price wars begin Fri, 30 Aug 2024 00:39:29 GMT 22:38 66d114c19035bd07d747d098 false https://shows.acast.com/live-at-the-nut-bar/episodes/66d114c19035bd07d747d098 66d114c19035bd07d747d098 6451ce3884f634001112fa62 How do we get better competition in home loans full 2 28 This week DC and Dave Tyrer tackle the challenges non-bank lenders have in competing with the big banks, and what might actually make a difference to increasing home loan and deposit competition.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week DC and Dave Tyrer tackle the challenges non-bank lenders have in competing with the big banks, and what might actually make a difference to increasing home loan and deposit competition.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The market study into Competition in Personal Banking The market study into Competition in Personal Banking Thu, 22 Aug 2024 21:53:05 GMT 39:03 66c7b34161e041a75cab21a0 false https://shows.acast.com/live-at-the-nut-bar/episodes/66c7b34161e041a75cab21a0 66c7b34161e041a75cab21a0 6451ce3884f634001112fa62 The Good, the Bad and the Meh. full 2 27 JB and DC provide a no-holds-barred assessment of each of the 14 recommendations made in the Commerce Commission Market Study into Competition in Personal Banking Services.


Will any of it actually make any meaningful difference?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> JB and DC provide a no-holds-barred assessment of each of the 14 recommendations made in the Commerce Commission Market Study into Competition in Personal Banking Services.


Will any of it actually make any meaningful difference?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The OCR has been cut FINALLY The OCR has been cut FINALLY Fri, 16 Aug 2024 00:38:34 GMT 27:11 66be9f8b4a224df83ad3aaf7 false https://shows.acast.com/live-at-the-nut-bar/episodes/66be9f8b4a224df83ad3aaf7 66be9f8b4a224df83ad3aaf7 6451ce3884f634001112fa62 bonus 2 26 This week, it's the news we've all been waiting for (what seems like forever). JB and DC discuss what it all means and what we might expect in the coming months for the housing market and mortgage interest rates.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week, it's the news we've all been waiting for (what seems like forever). JB and DC discuss what it all means and what we might expect in the coming months for the housing market and mortgage interest rates.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Fox in the Henhouse Fox in the Henhouse Fri, 09 Aug 2024 01:53:29 GMT 26:37 66b5769ad9144886b48cd0cc false https://shows.acast.com/live-at-the-nut-bar/episodes/66b5769ad9144886b48cd0cc 66b5769ad9144886b48cd0cc 6451ce3884f634001112fa62 What went down with Du Val Property Group? full 2 25 This week we have a timely chat about property developers Du Val Property Group and what's been happening in the news of late.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we have a timely chat about property developers Du Val Property Group and what's been happening in the news of late.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Much ado about economics Much ado about economics Thu, 01 Aug 2024 23:34:52 GMT 27:51 66ac1b9dc6ff02525d95a98b false https://shows.acast.com/live-at-the-nut-bar/episodes/66ac1b9dc6ff02525d95a98b 66ac1b9dc6ff02525d95a98b 6451ce3884f634001112fa62 And how the forecasts have changed full 2 24 This week DC and JB are together again and reflect on the dramatic about-turn that the majority of economic forecasts have taken of late. It seems that change is afoot and we're here to interpret what that might mean for house prices and interest rates.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week DC and JB are together again and reflect on the dramatic about-turn that the majority of economic forecasts have taken of late. It seems that change is afoot and we're here to interpret what that might mean for house prices and interest rates.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The forever question: is NOW the time to buy? The forever question: is NOW the time to buy? Fri, 12 Jul 2024 01:42:21 GMT 33:58 669089fe91552326017b59a7 false https://shows.acast.com/live-at-the-nut-bar/episodes/669089fe91552326017b59a7 669089fe91552326017b59a7 6451ce3884f634001112fa62 Nick Goodall talks house price trends and more full 2 23 This week we welcome Nick Goodall, Head of Research at Core Logic, to the pod. He talks through house price trends through the ages and what the folk at Core Logic are seeing right now. We then go into that ever burning question: is now the time to buy?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we welcome Nick Goodall, Head of Research at Core Logic, to the pod. He talks through house price trends through the ages and what the folk at Core Logic are seeing right now. We then go into that ever burning question: is now the time to buy?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Solving problems for retirees with Lifetime Retirement Income Solving problems for retirees with Lifetime Retirement Income Fri, 05 Jul 2024 01:09:39 GMT 27:11 668747d4453c109b9688d341 false https://shows.acast.com/live-at-the-nut-bar/episodes/668747d4453c109b9688d341 668747d4453c109b9688d341 6451ce3884f634001112fa62 How to leverage your equity during retirement full 2 22 This week DC chats to guests Ralph Stewart and Chelsea Devlin from Lifetime Retirement Income about their innovative new product, Lifetime Home. They talk through why they've created this product and who it's for.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week DC chats to guests Ralph Stewart and Chelsea Devlin from Lifetime Retirement Income about their innovative new product, Lifetime Home. They talk through why they've created this product and who it's for.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[It's a cost of credit crisis]]> Wed, 26 Jun 2024 07:57:19 GMT 20:00 667bc9e00d0708c096b90399 false https://shows.acast.com/live-at-the-nut-bar/episodes/667bc9e00d0708c096b90399 667bc9e00d0708c096b90399 6451ce3884f634001112fa62 Mortgages are getting too pricey for comfort full 2 20 Confronting mortgage rates that are doubling payments makes for more than a cost of living crisis - it's the cost of credit that's really the killer. Let's talk about it.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Confronting mortgage rates that are doubling payments makes for more than a cost of living crisis - it's the cost of credit that's really the killer. Let's talk about it.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Does Granny need a flat? Does Granny need a flat? Wed, 26 Jun 2024 07:53:45 GMT 23:51 667bc90aec0d32fbe319d2a0 false https://shows.acast.com/live-at-the-nut-bar/episodes/667bc90aec0d32fbe319d2a0 667bc90aec0d32fbe319d2a0 6451ce3884f634001112fa62 Better pay attention to these changes then full 2 21 This week we discuss the changes in legislation for granny flats among other things. DC and JB also examine those March GDP numbers and talk economics, making predictions for the rest of the year and beyond.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we discuss the changes in legislation for granny flats among other things. DC and JB also examine those March GDP numbers and talk economics, making predictions for the rest of the year and beyond.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Is the Reserve Bank overstepping? Is the Reserve Bank overstepping? Tue, 18 Jun 2024 23:58:09 GMT 20:57 66721f12aaaf802da860c8cf false https://shows.acast.com/live-at-the-nut-bar/episodes/66721f12aaaf802da860c8cf 66721f12aaaf802da860c8cf 6451ce3884f634001112fa62 Where should the line be drawn full 2 19 This week it's a meaty discussion all about our feelings on the RBNZ and what they've been up to lately. Plenty to say here!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week it's a meaty discussion all about our feelings on the RBNZ and what they've been up to lately. Plenty to say here!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[It's always darkest before the dawn]]> Mon, 10 Jun 2024 00:08:30 GMT 18:50 66664280b46da30012fd8668 false https://shows.acast.com/live-at-the-nut-bar/episodes/66664280b46da30012fd8668 66664280b46da30012fd8668 6451ce3884f634001112fa62 And when will the sun rise full 2 18 Recent economic forecasts suggest that the rest of the industry are finally catching up with JB and DC's view of how bleak the economy is. So, this week the pair discuss what this dark period means, and based on new data, when we can expect the sun to rise again.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Recent economic forecasts suggest that the rest of the industry are finally catching up with JB and DC's view of how bleak the economy is. So, this week the pair discuss what this dark period means, and based on new data, when we can expect the sun to rise again.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Commercial property with Ollie Mellsop Commercial property with Ollie Mellsop Thu, 30 May 2024 22:29:10 GMT 28:44 6658fdb79d40490012bfc4a3 false https://shows.acast.com/live-at-the-nut-bar/episodes/6658fdb79d40490012bfc4a3 6658fdb79d40490012bfc4a3 6451ce3884f634001112fa62 Experienced commercial expert Ollie spills all full 2 17 This week we're joined by Ollie Mellsop, experienced commercial property expert. We discuss how investing in commercial property measures up vs residential property investment, and the benefits of businesses owning their own premises. A truly meaty one!


Apologies for the sound quality in this one. Blame Auckland weather for those hailstones.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we're joined by Ollie Mellsop, experienced commercial property expert. We discuss how investing in commercial property measures up vs residential property investment, and the benefits of businesses owning their own premises. A truly meaty one!


Apologies for the sound quality in this one. Blame Auckland weather for those hailstones.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> What in the first home buyers grant removal IS this What in the first home buyers grant removal IS this Wed, 29 May 2024 00:44:17 GMT 24:50 66567a61f52ca50011d1f3ef false https://shows.acast.com/live-at-the-nut-bar/episodes/66567a61f52ca50011d1f3ef 66567a61f52ca50011d1f3ef 6451ce3884f634001112fa62 We have thoughts full 2 16 JB and DC reflect on the RBNZ monetary policy statement and give their thoughts about the decision to remove the first home buyers grant. Might not be what you expect...


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> JB and DC reflect on the RBNZ monetary policy statement and give their thoughts about the decision to remove the first home buyers grant. Might not be what you expect...


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The only way is up... The only way is up... Thu, 16 May 2024 21:41:34 GMT 22:09 66467d8f4aa6f10012baeadd false https://shows.acast.com/live-at-the-nut-bar/episodes/66467d8f4aa6f10012baeadd 66467d8f4aa6f10012baeadd 6451ce3884f634001112fa62 full 2 15 As we all know, when you've reached the bottom the only way is up! There might be a bit of bouncing along but enough doom and gloom, we're looking for those silver linings this week. And you might be surprised to hear that there are a few. Listen to JB and DC getting inspired.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> As we all know, when you've reached the bottom the only way is up! There might be a bit of bouncing along but enough doom and gloom, we're looking for those silver linings this week. And you might be surprised to hear that there are a few. Listen to JB and DC getting inspired.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Paying the cost of bureaucratic incompetence Paying the cost of bureaucratic incompetence Fri, 03 May 2024 00:04:51 GMT 21:32 66342a248bac4a0012fad6a8 false https://shows.acast.com/live-at-the-nut-bar/episodes/66342a248bac4a0012fad6a8 66342a248bac4a0012fad6a8 6451ce3884f634001112fa62 Economic data unpicked full 2 14 This week we keep on the rampage about how Kiwi are paying the price for the incompetence of the decision makers that be. Evidenced by unemployment, the decimation of the construction sector and eggs. The data doesn't lie.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we keep on the rampage about how Kiwi are paying the price for the incompetence of the decision makers that be. Evidenced by unemployment, the decimation of the construction sector and eggs. The data doesn't lie.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[JB's crusade finally pays off]]> Fri, 26 Apr 2024 02:24:15 GMT 26:47 662b1050437bd7001232401a false https://shows.acast.com/live-at-the-nut-bar/episodes/662b1050437bd7001232401a 662b1050437bd7001232401a 6451ce3884f634001112fa62 Restrictions for home buyers have been repealed full 2 13 Well well well, we made it. From JB's journey all the way to parliament back in 2021 to today, the government has finally made the decision to take back those pesky CCCFA rules that they brought in to make getting a mortgage that much harder for everyone. JB and DC take a look back at the journey and evaluate what it all means.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Well well well, we made it. From JB's journey all the way to parliament back in 2021 to today, the government has finally made the decision to take back those pesky CCCFA rules that they brought in to make getting a mortgage that much harder for everyone. JB and DC take a look back at the journey and evaluate what it all means.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Reading the inflation tea leaves Reading the inflation tea leaves Thu, 18 Apr 2024 22:00:32 GMT 19:08 6621980171143f0012b9603e false https://shows.acast.com/live-at-the-nut-bar/episodes/6621980171143f0012b9603e 6621980171143f0012b9603e 6451ce3884f634001112fa62 Is there a better way to interpret the data? full 2 12 Our dynamic duo is back together and this week JB and DC discuss the latest inflation numbers and the different ways they could be interpreted. Whilst the headline number is 4%, the last six months has seen inflation running at 2.2% annualised. What does all this mean for interest rates and monetary policy?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

 

Hosted on Acast. See acast.com/privacy for more information.

]]> Our dynamic duo is back together and this week JB and DC discuss the latest inflation numbers and the different ways they could be interpreted. Whilst the headline number is 4%, the last six months has seen inflation running at 2.2% annualised. What does all this mean for interest rates and monetary policy?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

 

Hosted on Acast. See acast.com/privacy for more information.

]]> Property development with Dan Bell and Matt Evans Property development with Dan Bell and Matt Evans Fri, 12 Apr 2024 01:40:17 GMT 22:21 6618910281f6a70016b99f2a false https://shows.acast.com/live-at-the-nut-bar/episodes/6618910281f6a70016b99f2a 6618910281f6a70016b99f2a 6451ce3884f634001112fa62 full 2 11 This week JB is still living it up overseas and DC has a great chat about property development with our two resident experts on the ground, Dan Bell and Matt Evans.


It wouldn't be an episode of Live at the Nut Bar without giving the Reserve Bank a bit of a grilling about the OCR either.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB is still living it up overseas and DC has a great chat about property development with our two resident experts on the ground, Dan Bell and Matt Evans.


It wouldn't be an episode of Live at the Nut Bar without giving the Reserve Bank a bit of a grilling about the OCR either.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Getting the lowdown from two mortgage advisers Getting the lowdown from two mortgage advisers Fri, 05 Apr 2024 09:02:35 GMT 36:35 660fbe2ca35e1d00163be4cf false https://shows.acast.com/live-at-the-nut-bar/episodes/660fbe2ca35e1d00163be4cf 660fbe2ca35e1d00163be4cf 6451ce3884f634001112fa62 full 2 10 Today DC gets perspectives from two of Squirrel's top mortgage advisers, Emma Wallace from Auckland and Nick Virtue from Wellington. What's really happening on the ground at the moment, what are home buyers talking about and how are they feeling about the current state of the country. A great chat with heaps of insights, you won't want to miss this one.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Today DC gets perspectives from two of Squirrel's top mortgage advisers, Emma Wallace from Auckland and Nick Virtue from Wellington. What's really happening on the ground at the moment, what are home buyers talking about and how are they feeling about the current state of the country. A great chat with heaps of insights, you won't want to miss this one.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Ye olde banking enquiry and it's findings]]> Sun, 24 Mar 2024 20:16:53 GMT 25:42 66008a358d6ad80016c84b74 false https://shows.acast.com/live-at-the-nut-bar/episodes/66008a358d6ad80016c84b74 66008a358d6ad80016c84b74 6451ce3884f634001112fa62 Plus some economy chit chat full 2 9 There's been an enquiry into retail banking and we discuss what's been unearthed. But will it actually have any impact in reality? We then chit chat about the economy and where it's at compared with a year ago.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> There's been an enquiry into retail banking and we discuss what's been unearthed. But will it actually have any impact in reality? We then chit chat about the economy and where it's at compared with a year ago.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Ever heard of deposit insurance? Ever heard of deposit insurance? Wed, 13 Mar 2024 19:37:55 GMT 27:31 65f20093129d0d0016ac7cc8 false https://shows.acast.com/live-at-the-nut-bar/episodes/65f20093129d0d0016ac7cc8 65f20093129d0d0016ac7cc8 6451ce3884f634001112fa62 full 2 8 This week Dave Tyrer (DT) steps in for JB who is swanning around, and we discuss the latest introduction to the insurance suite - enter deposit insurance! Is it a good thing? Who benefits?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week Dave Tyrer (DT) steps in for JB who is swanning around, and we discuss the latest introduction to the insurance suite - enter deposit insurance! Is it a good thing? Who benefits?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. You can find Dave Tyrer at dave@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[It's not easy being a small business owner]]> Thu, 07 Mar 2024 00:31:24 GMT 29:41 65e90adc7e765d001765947d false https://shows.acast.com/live-at-the-nut-bar/episodes/65e90adc7e765d001765947d 65e90adc7e765d001765947d 6451ce3884f634001112fa62 full 2 7 Times are tricky for small business owners! Rising rates, rising costs and rising challenges abound. This week JB shares his insights as a business owner and adviser to many other small business owners. Solidarity!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Times are tricky for small business owners! Rising rates, rising costs and rising challenges abound. This week JB shares his insights as a business owner and adviser to many other small business owners. Solidarity!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[It's a no-CR for the OCR this time]]> Wed, 28 Feb 2024 23:57:06 GMT 24:16 65dfc853d860cd00167ebd09 false https://shows.acast.com/live-at-the-nut-bar/episodes/65dfc853d860cd00167ebd09 65dfc853d860cd00167ebd09 6451ce3884f634001112fa62 We all breathe a sigh as OCR stays the same full 2 6 Yesterday it was announced that the OCR will be held at 5.5%, for now. JB and DC get into it all and what this means for Kiwi - and why their view is that the OCR needs to be cut sooner rather than later.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Yesterday it was announced that the OCR will be held at 5.5%, for now. JB and DC get into it all and what this means for Kiwi - and why their view is that the OCR needs to be cut sooner rather than later.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The murky world of home insurance The murky world of home insurance Sun, 25 Feb 2024 20:08:51 GMT 26:22 65db9e53c112a30018d0360c false https://shows.acast.com/live-at-the-nut-bar/episodes/65db9e53c112a30018d0360c 65db9e53c112a30018d0360c 6451ce3884f634001112fa62 Anyone else got stung with the biggest increase in years? full 2 5 Insurance...for some it's a dirty word, but for homeowners it's necessary. Jargon, smallprint and exclusions abound - this week we delve into the depths and try to figure out what's driving these enormous premium increases for most of us. DC and JB also touch on inflation and what's keeping interest rates at their peak.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Insurance...for some it's a dirty word, but for homeowners it's necessary. Jargon, smallprint and exclusions abound - this week we delve into the depths and try to figure out what's driving these enormous premium increases for most of us. DC and JB also touch on inflation and what's keeping interest rates at their peak.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Immigration and the housing market Immigration and the housing market Sun, 18 Feb 2024 22:46:38 GMT 22:28 65d288ce63294c0016277dc3 false https://shows.acast.com/live-at-the-nut-bar/episodes/65d288ce63294c0016277dc3 65d288ce63294c0016277dc3 6451ce3884f634001112fa62 The latest stats and the effects on the economy full 2 4 This week we're talking about NZ immigration. What do the stats show? How does the migrant population affect industry, rent, prices, inflation and interest rates. Our duo weigh in on this hot topic.


Apologies for the less than perfect sound this episode!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we're talking about NZ immigration. What do the stats show? How does the migrant population affect industry, rent, prices, inflation and interest rates. Our duo weigh in on this hot topic.


Apologies for the less than perfect sound this episode!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> How employment stats affect interest rates How employment stats affect interest rates Fri, 09 Feb 2024 00:54:30 GMT 29:03 65c577c8e3e4b7001586ed6b false https://shows.acast.com/live-at-the-nut-bar/episodes/65c577c8e3e4b7001586ed6b 65c577c8e3e4b7001586ed6b 6451ce3884f634001112fa62 And strategies for managing current rates full 2 3 Better than expected employment stats came out this week, and some economists say the not-so-silver lining of this could be that home loan interest rates are hiked. But what do our dynamic duo think? Spoiler: JB thinks bank economists are living in an alternate reality. And with the current cost of living situation what are the best strategies to manage interest rates?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Better than expected employment stats came out this week, and some economists say the not-so-silver lining of this could be that home loan interest rates are hiked. But what do our dynamic duo think? Spoiler: JB thinks bank economists are living in an alternate reality. And with the current cost of living situation what are the best strategies to manage interest rates?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Assessing current lending rules for borrowers Assessing current lending rules for borrowers Fri, 02 Feb 2024 01:12:39 GMT 31:16 65bc41886d2bca001677360d false https://shows.acast.com/live-at-the-nut-bar/episodes/65bc41886d2bca001677360d 65bc41886d2bca001677360d 6451ce3884f634001112fa62 LVRs and DTIs and how they affect the amount you can borrow full 2 2 JB and DC go over the detail on loan to value ratios and debt to income ratios, and how these affect your chances of getting a mortgage with the current lending rules. Are the rules serving the people and/or the economy? JB and DC weigh in with their opinions and don't hold back, as usual.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> JB and DC go over the detail on loan to value ratios and debt to income ratios, and how these affect your chances of getting a mortgage with the current lending rules. Are the rules serving the people and/or the economy? JB and DC weigh in with their opinions and don't hold back, as usual.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Let's talk investing in property ]]> Wed, 24 Jan 2024 21:45:13 GMT 34:14 65b184eabed2b30017568745 false https://shows.acast.com/live-at-the-nut-bar/episodes/65b184eabed2b30017568745 65b184eabed2b30017568745 6451ce3884f634001112fa62 Is now a good time to get in the game full 2 1 Happy new year Nutters! We're back for a brand new season!


JB and DC are back and delving into a hot topic, property investing! If you're thinking of trying your hand at investing in property, this is one for you.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Happy new year Nutters! We're back for a brand new season!


JB and DC are back and delving into a hot topic, property investing! If you're thinking of trying your hand at investing in property, this is one for you.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> GUEST Tony Alexander talks economics GUEST Tony Alexander talks economics Tue, 19 Dec 2023 21:49:20 GMT 23:42 65820fe107509c0016b25f32 false https://shows.acast.com/live-at-the-nut-bar/episodes/65820fe107509c0016b25f32 65820fe107509c0016b25f32 6451ce3884f634001112fa62 Reflections and predictions as the year ends full 1 31 This week JB is joined by special guest Tony Alexander to discuss the New Zealand economy and make predictions about where things will go from here. Tony Alexander has been working as an economist here in NZ since 1987 and has been through it all. JB and Tony discuss the next 12 months and what we can all expect to be the impact on our day to day lives of what's happening with the economy now.


We'll be taking a break until late January, catch you in the new year!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB is joined by special guest Tony Alexander to discuss the New Zealand economy and make predictions about where things will go from here. Tony Alexander has been working as an economist here in NZ since 1987 and has been through it all. JB and Tony discuss the next 12 months and what we can all expect to be the impact on our day to day lives of what's happening with the economy now.


We'll be taking a break until late January, catch you in the new year!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Big conversations about big topics Big conversations about big topics Fri, 08 Dec 2023 00:47:56 GMT 25:17 657267bd8321cf0012145ce4 false https://shows.acast.com/live-at-the-nut-bar/episodes/657267bd8321cf0012145ce4 657267bd8321cf0012145ce4 6451ce3884f634001112fa62 Getting heavy with world issues full 1 30 This week JB and DC go macro discussing climate change, consumerism, population decline, nationalism and inequality. They talk about the global influences on these big topics and give their takes (if you care to hear them).


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB and DC go macro discussing climate change, consumerism, population decline, nationalism and inequality. They talk about the global influences on these big topics and give their takes (if you care to hear them).


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Why are house prices here SO different? Why are house prices here SO different? Thu, 30 Nov 2023 20:51:07 GMT 19:25 6568f5bb480dcb001239fcbf false https://shows.acast.com/live-at-the-nut-bar/episodes/6568f5bb480dcb001239fcbf 6568f5bb480dcb001239fcbf 6451ce3884f634001112fa62 And Monetary Policy unpicking full 1 29 This week we compare New Zealand house prices with other markets around the globe. Why aren't our house prices reflective of the UK, Aus or Canada? We also do a bit of unpicking of the latest Monetary Policy Statement and our duo have some thoughts to share on that!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we compare New Zealand house prices with other markets around the globe. Why aren't our house prices reflective of the UK, Aus or Canada? We also do a bit of unpicking of the latest Monetary Policy Statement and our duo have some thoughts to share on that!


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> A pod of two halves: interest rates and geopolitics A pod of two halves: interest rates and geopolitics Thu, 23 Nov 2023 23:18:54 GMT 28:36 655fdddfd337e20012b34ff1 false https://shows.acast.com/live-at-the-nut-bar/episodes/655fdddfd337e20012b34ff1 655fdddfd337e20012b34ff1 6451ce3884f634001112fa62 A peep outside our little bubble full 1 28 We discuss our favourite topic, interest rates. We then move into geopolitical topics and how we might be affected in little old New Zealand.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> We discuss our favourite topic, interest rates. We then move into geopolitical topics and how we might be affected in little old New Zealand.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The rumbling sound of rising house prices The rumbling sound of rising house prices Wed, 15 Nov 2023 19:15:21 GMT 30:09 655518ca5eb5d30012b327a1 false https://shows.acast.com/live-at-the-nut-bar/episodes/655518ca5eb5d30012b327a1 655518ca5eb5d30012b327a1 6451ce3884f634001112fa62 full 1 27 Mortgage advisers are noticing a recent rise in property prices which could signal a property boom on the way. JB and DC consider rates, inflation, incomes and immigration - as well as what they're seeing in the construction industry and see if they can fit the pieces of the puzzle together.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Mortgage advisers are noticing a recent rise in property prices which could signal a property boom on the way. JB and DC consider rates, inflation, incomes and immigration - as well as what they're seeing in the construction industry and see if they can fit the pieces of the puzzle together.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Discussing financial stability Discussing financial stability Thu, 02 Nov 2023 21:29:58 GMT 27:51 654414d7e5c88f001312b811 false https://shows.acast.com/live-at-the-nut-bar/episodes/654414d7e5c88f001312b811 654414d7e5c88f001312b811 6451ce3884f634001112fa62 Reviewing the review by the Reserve Bank full 1 26 Going over the headlines from the Reserve Bank's Financial Stability Review. DC and JB also talk about Australian house prices and interest rates across the ditch.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Going over the headlines from the Reserve Bank's Financial Stability Review. DC and JB also talk about Australian house prices and interest rates across the ditch.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Buzz Buzz there's a bee in our bonnet again]]> Thu, 26 Oct 2023 22:16:38 GMT 26:47 653ae547ab9fa200128c5c53 false https://shows.acast.com/live-at-the-nut-bar/episodes/653ae547ab9fa200128c5c53 653ae547ab9fa200128c5c53 6451ce3884f634001112fa62 full 1 25 Those pesky banks have been hiking their mortgage rates again and it feels like there's no real justification. DC and JB discuss WHY this seems unreasonable when we're in a cost of living crisis in this country.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Those pesky banks have been hiking their mortgage rates again and it feels like there's no real justification. DC and JB discuss WHY this seems unreasonable when we're in a cost of living crisis in this country.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The votes have been counted (mostly) The votes have been counted (mostly) Tue, 24 Oct 2023 00:22:14 GMT 24:27 65370e37099703001104f4cf false https://shows.acast.com/live-at-the-nut-bar/episodes/65370e37099703001104f4cf 65370e37099703001104f4cf 6451ce3884f634001112fa62 But what happens now full 1 24 It's the start of a new era for New Zealand with a new government. JB and DC discuss how the property market might be impacted by the election results. They also unpick the surprise inflation revelation that just about every economist got wrong.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> It's the start of a new era for New Zealand with a new government. JB and DC discuss how the property market might be impacted by the election results. They also unpick the surprise inflation revelation that just about every economist got wrong.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Productivity - are New Zealanders coming in last? Productivity - are New Zealanders coming in last? Wed, 18 Oct 2023 03:47:18 GMT 30:16 652f554722c88700122128bd false https://shows.acast.com/live-at-the-nut-bar/episodes/652f554722c88700122128bd 652f554722c88700122128bd 6451ce3884f634001112fa62 How can we leverage tech to help us improve full 1 23 This week, JB and DC think we're all lagging behind the rest of the western world in terms of productivity. They get excited about how tech can help us all be better little robots.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week, JB and DC think we're all lagging behind the rest of the western world in terms of productivity. They get excited about how tech can help us all be better little robots.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Reflections on JB's China trip]]> Sun, 15 Oct 2023 19:52:08 GMT 25:42 652c42e908a2480012ec3004 false https://shows.acast.com/live-at-the-nut-bar/episodes/652c42e908a2480012ec3004 652c42e908a2480012ec3004 6451ce3884f634001112fa62 And a sprinkle of OCR commentary full 1 22 This week our dynamic duo are back together. JB recounts the highlights from his recent trip to China and our Squirrels discuss the latest on the OCR.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week our dynamic duo are back together. JB recounts the highlights from his recent trip to China and our Squirrels discuss the latest on the OCR.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Views from a real life first home owner Views from a real life first home owner Tue, 03 Oct 2023 01:09:51 GMT 20:06 651b69e0f8852f00115e4653 false https://shows.acast.com/live-at-the-nut-bar/episodes/651b69e0f8852f00115e4653 651b69e0f8852f00115e4653 6451ce3884f634001112fa62 Does taking a proactive approach with the bank during tough times pay off? full 1 21 This week DC is joined by investing guru Dave Tyrer whilst JB is in China. They talk shop about the likes of swap rates, then chat to first home owner Faleatua Malili about his recent mortgage experience and how he and his growing family are coping with moving to one income in the current interest rates environment.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

 

Hosted on Acast. See acast.com/privacy for more information.

]]> This week DC is joined by investing guru Dave Tyrer whilst JB is in China. They talk shop about the likes of swap rates, then chat to first home owner Faleatua Malili about his recent mortgage experience and how he and his growing family are coping with moving to one income in the current interest rates environment.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

 

Hosted on Acast. See acast.com/privacy for more information.

]]> What’s a kiwi to do? Rent or buy? What’s a kiwi to do? Rent or buy? Fri, 22 Sep 2023 02:09:22 GMT 23:54 650cf75305dd320011e71e19 false https://shows.acast.com/live-at-the-nut-bar/episodes/650cf75305dd320011e71e19 650cf75305dd320011e71e19 6451ce3884f634001112fa62 And is it worth investing in property ATM full 1 20 JB’s back! With high mortgage rates and a shortage of rental properties, choosing the best course of action can be tricky. JB and DC go into the pros and cons of each.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> JB’s back! With high mortgage rates and a shortage of rental properties, choosing the best course of action can be tricky. JB and DC go into the pros and cons of each.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Want to borrow some money? The do's and don'ts for successful borrowing]]> Mon, 11 Sep 2023 22:10:02 GMT 29:18 64ff903a8d235a00115d1147 false https://shows.acast.com/live-at-the-nut-bar/episodes/64ff903a8d235a00115d1147 64ff903a8d235a00115d1147 6451ce3884f634001112fa62 How credit decisions get made full 1 19 This week our Squirrels dive into the five 'C's of credit: character, capacity, capital, collateral and conditions. These are the criteria that you'll need to fulfil in order to successfully borrow money. Understand all this and you'll have them throwing money at you.


On the flip side, this is how the banks and Squirrel model expected credit losses during tough times like the GFC too - and how they decide what asset classes are the best investments from a credit perspective. DC and JB dig into home loans as an asset class, how they perform and how the everyday investor can get amongst it.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.


Hosted on Acast. See acast.com/privacy for more information.

]]> This week our Squirrels dive into the five 'C's of credit: character, capacity, capital, collateral and conditions. These are the criteria that you'll need to fulfil in order to successfully borrow money. Understand all this and you'll have them throwing money at you.


On the flip side, this is how the banks and Squirrel model expected credit losses during tough times like the GFC too - and how they decide what asset classes are the best investments from a credit perspective. DC and JB dig into home loans as an asset class, how they perform and how the everyday investor can get amongst it.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.


Hosted on Acast. See acast.com/privacy for more information.

]]> Tales from advisers on the front line Tales from advisers on the front line Sun, 03 Sep 2023 21:53:58 GMT 28:51 64f4f675ecd9db00129ae975 false https://shows.acast.com/live-at-the-nut-bar/episodes/64f4f675ecd9db00129ae975 64f4f675ecd9db00129ae975 6451ce3884f634001112fa62 full 1 18 This week we're sans JB, but David caught up with Emma and Nick - two of Squirrel's own mortgage advisers who work on the front line every day. They chat about the market and house prices across Wellington and Auckland, which mortgage rates are most popular among clients at the moment, and other insights from living and breathing mortgages and property on a daily basis.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week we're sans JB, but David caught up with Emma and Nick - two of Squirrel's own mortgage advisers who work on the front line every day. They chat about the market and house prices across Wellington and Auckland, which mortgage rates are most popular among clients at the moment, and other insights from living and breathing mortgages and property on a daily basis.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> What in the crypto is a stablecoin? What in the crypto is a stablecoin? Mon, 28 Aug 2023 01:47:11 GMT 28:50 64ebf7249dc95000117e6028 false https://shows.acast.com/live-at-the-nut-bar/episodes/64ebf7249dc95000117e6028 64ebf7249dc95000117e6028 6451ce3884f634001112fa62 PayPal and Apple are shifting the digital retail landscape. full 1 17 PayPal is making big moves with the launch of something called a stablecoin, Apple's got a high interest savings account (which funnily enough sounds a bit like Squirrel's), and it looks like we're on the cusp of web 3.0. Let's dive in, but first, a quick update on the economy.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> PayPal is making big moves with the launch of something called a stablecoin, Apple's got a high interest savings account (which funnily enough sounds a bit like Squirrel's), and it looks like we're on the cusp of web 3.0. Let's dive in, but first, a quick update on the economy.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Colicky cash cows, house prices and other things Colicky cash cows, house prices and other things Mon, 21 Aug 2023 21:24:54 GMT 23:27 64e3d54b420b2400114b55de false https://shows.acast.com/live-at-the-nut-bar/episodes/64e3d54b420b2400114b55de 64e3d54b420b2400114b55de 6451ce3884f634001112fa62 full 1 16 The Reserve Bank put out a hawkish statement with their latest official cash rate announcement, China's economy is in on shaky ground and Aussie bankers are supposedly losing sleep over 'low margins' from home loans over on this side of the ditch. Lol. Let's dive into it.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> The Reserve Bank put out a hawkish statement with their latest official cash rate announcement, China's economy is in on shaky ground and Aussie bankers are supposedly losing sleep over 'low margins' from home loans over on this side of the ditch. Lol. Let's dive into it.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Why are New Zealanders so gloomy at the moment? Why are New Zealanders so gloomy at the moment? Mon, 14 Aug 2023 21:33:14 GMT 24:37 64da969b0fa6eb00115c7d90 false https://shows.acast.com/live-at-the-nut-bar/episodes/64da969b0fa6eb00115c7d90 64da969b0fa6eb00115c7d90 6451ce3884f634001112fa62 full 1 15 There seems to be a perception from a number of overseas visitors that the general feeling in our country is a bit... flat. Are we taking longer than other nations to bounce back, post-pandemic? Or is it something else? JB and DC dissect what's going on in our economy, and the factors that play into our daily lives which could be contributing.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> There seems to be a perception from a number of overseas visitors that the general feeling in our country is a bit... flat. Are we taking longer than other nations to bounce back, post-pandemic? Or is it something else? JB and DC dissect what's going on in our economy, and the factors that play into our daily lives which could be contributing.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Nobody likes a break fee Nobody likes a break fee Tue, 01 Aug 2023 22:39:38 GMT 27:21 64c989aa73c6c20011c1d37b false https://shows.acast.com/live-at-the-nut-bar/episodes/64c989aa73c6c20011c1d37b 64c989aa73c6c20011c1d37b 6451ce3884f634001112fa62 Hindsight is 20/20 when it comes to interest rates full 1 14 This week JB, the original Squirrel mortgage adviser, discusses with DC the implications of fixing a short-term vs long-term mortgage rate at this point of the interest rate cycle, plus what we should be aware of when it comes to break fees.


The pair also discuss what's happening with house construction numbers, immigration and generally what's going on in the market.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB, the original Squirrel mortgage adviser, discusses with DC the implications of fixing a short-term vs long-term mortgage rate at this point of the interest rate cycle, plus what we should be aware of when it comes to break fees.


The pair also discuss what's happening with house construction numbers, immigration and generally what's going on in the market.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> House building lessons from the mighty South House building lessons from the mighty South Wed, 26 Jul 2023 22:12:43 GMT 29:56 64c197798ad4d40011e2b141 false https://shows.acast.com/live-at-the-nut-bar/episodes/64c197798ad4d40011e2b141 64c197798ad4d40011e2b141 6451ce3884f634001112fa62 full 1 13 This week the guys are joined by Jason McGirr, head of Fowler Homes in Queenstown. Jason shares what's going on in Queenstown's housing market, thoughts on current building standards, plus the trio discuss what's happening in construction across the country right now, with some sound advice for anyone thinking about building new.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week the guys are joined by Jason McGirr, head of Fowler Homes in Queenstown. Jason shares what's going on in Queenstown's housing market, thoughts on current building standards, plus the trio discuss what's happening in construction across the country right now, with some sound advice for anyone thinking about building new.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Musings from the wopwops of America Musings from the wopwops of America Fri, 21 Jul 2023 05:00:12 GMT 28:01 64b9ed3a5aa4ce0011585295 true https://shows.acast.com/live-at-the-nut-bar/episodes/64b9ed3a5aa4ce0011585295 64b9ed3a5aa4ce0011585295 6451ce3884f634001112fa62 full 1 12 This week JB and David Cunningham are joined by none other than Harry Cunningham (is that last name a coincidence..?) all the way over in the States.


Harry takes a breather during his 4,000km(!) hike to spill the beans about what's going on in the USA from tipping trends to legalised weed, to Trump, and the economy.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB and David Cunningham are joined by none other than Harry Cunningham (is that last name a coincidence..?) all the way over in the States.


Harry takes a breather during his 4,000km(!) hike to spill the beans about what's going on in the USA from tipping trends to legalised weed, to Trump, and the economy.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> What the hell is going on with the global economy? What the hell is going on with the global economy? Sun, 16 Jul 2023 22:28:00 GMT 23:17 64b468494e9feb0011f18248 false https://shows.acast.com/live-at-the-nut-bar/episodes/64b468494e9feb0011f18248 64b468494e9feb0011f18248 6451ce3884f634001112fa62 full 1 11 Here in New Zealand consumer spending is down, construction is having a slow down, and business confidence is pretty dreary. It's all sounding pretty serious. So what's going on around the world, and what impact does it have on us? JB and DC drill into the details.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Here in New Zealand consumer spending is down, construction is having a slow down, and business confidence is pretty dreary. It's all sounding pretty serious. So what's going on around the world, and what impact does it have on us? JB and DC drill into the details.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Thoughts on the surprise ASB mortgage rate hike Thoughts on the surprise ASB mortgage rate hike Wed, 05 Jul 2023 03:23:37 GMT 21:50 64a4e23aba95360010046ad7 false https://shows.acast.com/live-at-the-nut-bar/episodes/64a4e23aba95360010046ad7 64a4e23aba95360010046ad7 6451ce3884f634001112fa62 Will others follow suit or not? full 1 10 We've got two opposing views once again - JB thinks ASB will lead the pack in increasing mortgage interest rates, DC says they won't. How sneaky is this move, really? Let's deep dive.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> We've got two opposing views once again - JB thinks ASB will lead the pack in increasing mortgage interest rates, DC says they won't. How sneaky is this move, really? Let's deep dive.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Confessions from ex-bankers Confessions from ex-bankers Thu, 29 Jun 2023 08:10:10 GMT 30:08 649d3c634a3970001273a586 false https://shows.acast.com/live-at-the-nut-bar/episodes/649d3c634a3970001273a586 649d3c634a3970001273a586 6451ce3884f634001112fa62 Hands up if you know what oligopoly means full 1 9 This week JB and DC are dishing the dirt on what goes on behind the scenes in banks and they aren't holding back. Spoiler: bankers are actually quite nice people but there's some serious wheeling and dealing that needs to be exposed.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB and DC are dishing the dirt on what goes on behind the scenes in banks and they aren't holding back. Spoiler: bankers are actually quite nice people but there's some serious wheeling and dealing that needs to be exposed.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> We are a nation of bank lovers We are a nation of bank lovers Wed, 21 Jun 2023 00:22:58 GMT 24:33 649242e21d11690011e0153a false https://shows.acast.com/live-at-the-nut-bar/episodes/649242e21d11690011e0153a 649242e21d11690011e0153a 6451ce3884f634001112fa62 Debating the sad lack of competition in NZ banking full 1 8 Our 2 ex-bankers discuss the merit (or lack) of a banking enquiry, and whether the government should in fact be educating the NZ people on the banks and how they make their extortionate amounts of money instead of enquiring about it. There's a huge lack of competition with the 5 main banks in this country and it's because we aren't taught anything different. So what is really happening?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Our 2 ex-bankers discuss the merit (or lack) of a banking enquiry, and whether the government should in fact be educating the NZ people on the banks and how they make their extortionate amounts of money instead of enquiring about it. There's a huge lack of competition with the 5 main banks in this country and it's because we aren't taught anything different. So what is really happening?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Property Investing 101 Property Investing 101 Tue, 13 Jun 2023 23:48:44 GMT 39:34 6489005c04a0b1001150229e false https://shows.acast.com/live-at-the-nut-bar/episodes/6489005c04a0b1001150229e 6489005c04a0b1001150229e 6451ce3884f634001112fa62 This week we get back to basics full 1 7 JB and DC realised that last week's episode may have flown over a few heads so this week they talk about property investing for the beginners out there.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> JB and DC realised that last week's episode may have flown over a few heads so this week they talk about property investing for the beginners out there.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[What's with property investing ATM?]]> Thu, 08 Jun 2023 22:22:48 GMT 32:43 648254b99d79eb0011d02d48 false https://shows.acast.com/live-at-the-nut-bar/episodes/648254b99d79eb0011d02d48 648254b99d79eb0011d02d48 6451ce3884f634001112fa62 And is the quarter acre dream in NZ a thing of the past full 1 6 We've been a bit quiet about property investing lately and it's time to talk about it. JB and DC also chat about new builds and how things are going on that front. In this week's podcast David mentioned that tax deductibility remains for new builds for 20 years, even if the property is sold. For conciseness, here is the exact description from IRD. And here is the exact description on interest deductibility from IRD.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> We've been a bit quiet about property investing lately and it's time to talk about it. JB and DC also chat about new builds and how things are going on that front. In this week's podcast David mentioned that tax deductibility remains for new builds for 20 years, even if the property is sold. For conciseness, here is the exact description from IRD. And here is the exact description on interest deductibility from IRD.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> How lucky really is the Lucky Country? How lucky really is the Lucky Country? Tue, 30 May 2023 22:42:14 GMT 26:45 64767bc642a90f00110e75b7 false https://shows.acast.com/live-at-the-nut-bar/episodes/64767bc642a90f00110e75b7 64767bc642a90f00110e75b7 6451ce3884f634001112fa62 The nutters compare prices and lifestyles here and across the ditch full 1 5 This week JB and DC welcome Paul Davey onto the pod from Aus to discuss property prices and interest rates in various areas of Australia and New Zealand, and how do the lifestyles really compare to each other.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> This week JB and DC welcome Paul Davey onto the pod from Aus to discuss property prices and interest rates in various areas of Australia and New Zealand, and how do the lifestyles really compare to each other.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> OCR prediction time OCR prediction time Mon, 22 May 2023 21:47:37 GMT 20:29 646be2fa6e845e001079ee01 false https://shows.acast.com/live-at-the-nut-bar/episodes/646be2fa6e845e001079ee01 646be2fa6e845e001079ee01 6451ce3884f634001112fa62 full 1 4 Will the Reserve Bank surprise us again? Time will tell if JB and DC's predictions come true.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Will the Reserve Bank surprise us again? Time will tell if JB and DC's predictions come true.


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> <![CDATA[Procrastination! What it's costing us all.]]> Thu, 18 May 2023 01:07:11 GMT 29:34 64657a40080503001161fa57 false https://shows.acast.com/live-at-the-nut-bar/episodes/64657a40080503001161fa57 64657a40080503001161fa57 6451ce3884f634001112fa62 JB got charged $60 because he was too lazy to put his card in the machine full 1 3 Are you aware you're being charged by your bank when you choose to tap and go instead of insert your bank card? You're not alone! JB and DC share some cold hard truths about how we're all being fleeced without realising it. Vet bills are high enough without adding an extra 2% on top. And what else is happening that we don't know about?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Are you aware you're being charged by your bank when you choose to tap and go instead of insert your bank card? You're not alone! JB and DC share some cold hard truths about how we're all being fleeced without realising it. Vet bills are high enough without adding an extra 2% on top. And what else is happening that we don't know about?


If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Have property prices bottomed out Have property prices bottomed out Tue, 09 May 2023 21:20:20 GMT 35:41 645ab9151d595f00119579ae false https://shows.acast.com/live-at-the-nut-bar/episodes/645ab9151d595f00119579ae 645ab9151d595f00119579ae 6451ce3884f634001112fa62 full 1 2 DC and JB debate whether it's really justified that Kiwi have been spending up to 45% of their income on property. What are the indications in the economy and environment about whether property prices are becoming a bit more fairly priced? Is it realistic to expect everyone in our country to be able to buy a home at some point or is it going to be forever out of reach for some. Are the government policies working as intended? Some big topics covered in this week's episode.


Thanks for listening to today’s podcast. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> DC and JB debate whether it's really justified that Kiwi have been spending up to 45% of their income on property. What are the indications in the economy and environment about whether property prices are becoming a bit more fairly priced? Is it realistic to expect everyone in our country to be able to buy a home at some point or is it going to be forever out of reach for some. Are the government policies working as intended? Some big topics covered in this week's episode.


Thanks for listening to today’s podcast. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> Welcome to the Nut Bar Welcome to the Nut Bar Wed, 03 May 2023 23:47:39 GMT 29:00 6451e58f9dcdc100114ac979 false https://shows.acast.com/live-at-the-nut-bar/episodes/6451e58f9dcdc100114ac979 6451e58f9dcdc100114ac979 6451ce3884f634001112fa62 David and JB argue about if home loan rates have peaked or not. full 1 1 David says home loan interest rates have peaked and JB says they haven't. Why are the banks earning $2.3b per year from Kiwi money? And why have a couple of ex-bankers started this podcast? All this, and more.


Thanks for listening to today’s podcast. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product.


Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel.


As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

]]> David says home loan interest rates have peaked and JB says they haven't. Why are the banks earning $2.3b per year from Kiwi money? And why have a couple of ex-bankers started this podcast? All this, and more.


Thanks for listening to today’s podcast. If you have any questions or things you’d like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz.

 

The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product.


Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel.


As always, we recommend seeking professional investment or mortgage advice before taking any action.

Hosted on Acast. See acast.com/privacy for more information.

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