Money Matrimony

Episode 34 - What Do We Owe Our Children .. and Our Parents?

Thu, 07 May 2026 06:19:43 GMT

Episode 34 — What Do We Owe Our Children — and Our Parents?

Inheritance. Ageing parents. Entitlement. Responsibility.

Few family conversations carry more emotion — or more unspoken expectation — than money across generations.

Should parents leave an inheritance?
Should children expect one?
And what happens when ageing parents need financial support later in life?

Most families never clearly talk about these questions.

But silence doesn’t remove expectations.It just hides them.

And hidden expectations around money eventually become pressure, resentment and conflict.

In this episode, we unpack the tension between honour and obligation, provision and entitlement, wisdom and guilt — and what Scripture actually says about legacy, responsibility and family.

Because legacy isn’t just about what money you leave behind.

It’s about the maturity, values and clarity you pass on.

In This Episode

We discuss questions like:

Should parents leave inheritance to their children?
Why inheritance should never become an expectation?
The danger of entitlement across generations?
What the Bible says about honouring parents financially?
Supporting ageing parents without destroying your own family stability?
Why silent expectations fracture marriages and siblings?
How to have these conversations before crisis forces them

Key Takeaway

Don’t build your life assuming money is coming.
If inheritance comes, receive it with gratitude — not entitlement.
Raise children who are capable before they are comfortable.
And honour parents with wisdom, not guilt.
Because maybe legacy isn’t about how much money moves between generations…
But about the kind of people we become along the way.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

Episode 33 - Financial security: when enough is enough

Thu, 02 Apr 2026 01:23:49 GMT

Episode 33 - Financial Security: When enough, is enough

In this episode, we explore financial security not necessarily through the lens of a monetary amount, but rather through ‘feelings’. We discuss how ‘enough’ is not an end goal that one achieves to reach but a state of emotional confidence and peace that is supported by preparedness and aligns with your financial reality and the importance navigating that as a couple.

Some key ideas we explore:

How financial security and what is enough changes depending on the season of life you’re in
How lifestyle creep quietly undermines security, even as income increases
Why shared “no’s” are just as important as shared goals
Practical, real-life examples of what “enough” can look like
How couples can get on the same page with each other, not against each other
Guardrails that help protect security and enough over time

At the end of the day, security grows when couples are more aligned emotionally and practically, so here are some conversation starters to help you both if you want to keep the conversation going or started, try asking each other:

What does financial security mean to you?
What helps you feel safe and what triggers anxiety around money?
What does “enough” look like for this season of our lives?
What financial situations do we never want to repeat?
Does this expense move us closer to security or just comfort?

You don’t need perfect answers, just shared language and be a good and active listener!

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 32 - Money Boundaries: Why and how it creates freedom in a relationship

Wed, 18 Mar 2026 23:36:27 GMT

Episode 32 - Money Boundaries: Why and how it creates freedom in a relationship

Money boundaries can sound burdensome.

Like rules, we immediately think of restriction. Less freedom.

But in our experience, the opposite is true.

When money boundaries are unclear, tension quietly builds; guilt around spending, surprise purchases, avoiding conversations, and resentment that’s hard to name. Not because couples don’t care, but because expectations were never clearly defined.

In this episode, we unpack what money boundaries really are, why they matter in a relationship, and how… when built together with respect; it doesn’t restrict your life but can actually give you room to breathe.

We talk about:

What money boundaries are (and what they’re not)
Why most money conflict isn’t about numbers, but about differing expectations and emotional safety
What happens in relationships when boundaries don’t exist
Why boundaries are often misunderstood as control instead of protection
How healthy boundaries reduce anxiety, resentment, and distrust
The key categories of money boundaries every couple should consider

Whether you’re just starting to talk about money or trying to untangle ongoing tension, this episode is about creating clarity that protects both your finances and your relationship.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Re-release | Must-Listen: Budgeting 101 – The What, Why & How (Part 1 of 4)

Tue, 03 Mar 2026 13:00:00 GMT

Re-release | Must-Listen: Budgeting 101 – The What, Why & How (Part 1 of 4)

As the new year approaches, many couples resolve to “be better with money.”

And yet, year after year, one reality remains: many people still don’t have a budget.

This is one of our most popular episodes, and for good reason.

In this first part of our Budgeting 101 series, we break down what a budget actually is, why it’s essential, and how to start one in a way that’s realistic, flexible, and life-giving — not restrictive or overwhelming.

If 2026 is the year you want clarity, confidence, and intentionality with your money, this episode is where we recommend starting.

In this episode, we cover:

What a budget really is (and what it’s not)
Why budgeting matters for individuals and couples
Common myths and fears around budgeting
Practical steps to start your first budget

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Re-release | Must-Listen: Budgeting 101 – Obstacles to Budgeting With Your Spouse (Part 2 of 4)

Tue, 17 Feb 2026 13:00:51 GMT

Re-release | Must-Listen: Budgeting 101 – Obstacles to Budgeting With Your Spouse (Part 2 of 4)

Once you’re convinced you need a budget, the next challenge is doing it together.

As we head into the new year, we’re re-releasing this episode because budgeting as a couple is rarely just about numbers — it’s about communication, expectations, control, and shared responsibility.

In this episode, we talk honestly about the common obstacles couples face when budgeting together and provide practical tools to navigate those challenges. Our goal isn’t perfection — it’s partnership.

Because the healthiest budgets are the ones both spouses understand, contribute to, and own together.

In this episode, we discuss:

Why budgeting together can feel difficult
Common conflict points between spouses
How to move from “my money” to “our money”
Tools to build shared ownership of the budget

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Re-release | Must-Listen: Joint Accounts – Bridging the Divide

Tue, 03 Feb 2026 13:00:00 GMT

Re-release | Must-Listen: Joint Accounts – Bridging the Divide

As we head into a new year, we’re re-releasing what we believe is one of the most important money conversations for married couples.

This episode isn’t really about bank accounts — it’s about unity, trust, and how you choose to function as a team. Over the years, we’ve seen joint accounts become one of the most powerful tools for reducing financial tension and increasing transparency in marriage, yet it’s also one of the most debated topics.

In this episode, we explore why joint accounts matter, the fears and objections couples often have, and how shared finances can actually strengthen your relationship rather than create conflict.

If your New Year intention includes deeper alignment, fewer money arguments, and a stronger sense of “us” when it comes to finances, this episode is a must-listen.

In this episode, we cover:

Why money division often creates relational distance
The real purpose of joint accounts in marriage
Common concerns couples have (and how to work through them)
How shared finances can build trust and teamwork

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Re-release | Must-Listen: Money & Me (Part 1)

Mon, 19 Jan 2026 10:30:10 GMT

Re-release | Must-Listen: Money & Me (Part 1)

Before you set financial goals, build a budget, or make plans for the year ahead, there’s one crucial step most couples skip: understanding each other.

That’s why we’re re-releasing this foundational episode as you begin the new year.

In Money & Me, we unpack how our personal money stories — shaped by childhood, culture, experiences, and past wins or failures — influence how we think, feel, and behave around money today. These stories quietly shape every financial decision we make as individuals and as couples.

In this episode, we explore:

What a “money story” is and how it’s formed
Why couples often clash over money without realising why
How understanding each other changes the way you plan and budget
Why awareness comes before action

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 31 — Is It Worth It? (Part 2) Family Holidays & Grocery Shopping

Tue, 02 Dec 2025 11:00:00 GMT

Episode 31 — Is It Worth It? Family Holidays & Grocery Shopping

In Part 2 of our “Is It Worth It?” mini-series, we take on two everyday decisions that every family wrestles with:

🏖️ Family holidays — memories vs money

🛒 Online vs in-person grocery shopping

This episode explores how couples can balance joy, time, convenience, and financial goals when making decisions that feel small but add up in a big way.

Together, we unpack:

✨ Family Holidays — Are big trips worth the money? Do kids actually need them, or is it about the memories we think we should create? What’s the real cost of not taking a break as a family?

✨ Online vs In-Person Shopping — Which one truly saves money? Which one saves time? And which one saves our sanity?

What you’ll hear in this episode:

Why we often equate “good memories” with expensive trips
The mental load of dragging kids through the aisles at the shops vs the temptation of online impulse buying
How to evaluate what’s worth it based on your values, not expectations
The decision-making questions we use as a couple to find our middle ground

If you’ve ever debated whether a holiday is “worth the cost,” or wondered why your grocery bill blows out online and in store, this episode will help you navigate those choices with more clarity — and zero guilt.

🎧 Tune in and discover what’s actually worth it for your family.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 30 — Is It Worth It? (Part 1) Subscriptions, Eating Out & Private Schools

Tue, 18 Nov 2025 10:35:47 GMT

Episode 30 — Is It Worth It? (Part 1) Subscriptions, Eating Out & Private Schools

In this episode, we dive into the everyday decisions couples face and unpack the real question behind them: How do we decide if something is truly worth it for our family?

From the streaming subscriptions we forget to cancel, to whether eating out is convenience or comfort, to the massive long-term decision of public versus private schooling — we explore not just the cost, but the why behind each choice.

Together, we break down:

✨ Subscriptions — Are Netflix, Spotify & all the others adding value, or just adding guilt?

✨ Eating Out vs Cooking at Home — Is it about saving money, saving time, or saving our sanity?

✨ Private Schooling — Do the opportunities justify the fees? What about convenience, academics, and family values?

What you’ll hear in this episode:

The hidden psychology behind everyday spending
How we personally evaluate “value” as a couple
The difference between cost, convenience, and emotional payoff
Why what’s worth it changes depending on your season of life
Practical questions to help you and your partner decide what works best for your family

If you’ve ever wondered, “Should we keep this subscription?” or “Is private school really worth it?”, this episode will give you both sides — without judgement.

🎧 Listen now and start redefining what ‘worth it’ looks like in your home.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 29 - Adulting 101: Health Insurance, Wills, and Grown-Up Stuff No One Told Us About

Tue, 28 Oct 2025 10:36:30 GMT

🎧 Episode 29: Adulting 101 - Health Insurance, Wills, and Grown-Up Stuff No One Told Us About

Because adulting doesn’t come with a manual — and we’re learning it together.

Ever found yourself saying, “Why didn’t anyone teach us this in school?”

You’re not alone.

This week, we’re diving into the side of adulthood most people avoid talking about — things like health insurance, wills, superannuation, schooling, and how to actually plan for the unexpected.

These aren’t glamorous topics… but they’re the ones that can make or break your family’s financial stability and peace of mind.

In this episode, we’re unpacking what we’ve learned (often the hard way) about the practical side of life — and how couples can talk about these “grown-up” decisions before life forces them to.

💬 What We Talk About

Health Insurance — What’s Actually Worth Paying For
Wills, Estates & ‘What If’ Planning
Superannuation & Protecting Your Future Self
Debt, Credit & Investing Early
Other ‘Adulting’ Stuff No One Talks About

💡 Key Takeaways

Adulting is love in action. Getting your financial house in order is one of the most caring things you can do for your family.
Start small, but start now. You don’t need to have it all figured out — just take one practical step.
Do it together. These conversations might feel uncomfortable, but they build trust and teamwork in marriage.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 28 - Financial Life Hacks That Actually Work

Wed, 08 Oct 2025 06:43:49 GMT

Episode 28: Financial Life Hacks That Actually Work

Ever feel like you’re working harder than ever but still watching money slip through your fingers? You’re not alone — and this week, we’re unpacking the real-world financial hacks that have helped our family save thousands (without feeling like we’re cutting joy out of life).

From refinancing the mortgage to bulk-buying, side hustles, and mindset shifts — these are the exact strategies we’ve used to stretch our dollars further, simplify our finances, and free up money for the things that matter most.

💡 In this episode we cover hacks in:

🏠 Housing & Utilities

🛒 Groceries & Household

🚗 Transportation

👧 Kids & Education

💰 Money Management & Habits

🚀 Advanced Hacks – Negotiation tactics, credit card perks, and diversifying your income streams.

🧠 Mindset & Lifestyle – Why delayed gratification and intentional simplicity can reshape your financial freedom.

✨ Why you’ll love this episode:

We skip the cliché “ditch your coffee” advice and dive into hacks that actually work for families. These are practical, tested-by-us strategies that improve cash flow, reduce stress, and create more space for what truly matters.

👩‍❤️‍👨 Your challenge:

Pick just one hack from today’s episode and put it into action this week. The hardest part is starting — but once you do, you’ll realise small tweaks lead to big wins.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 27 – Would You Rather…? Money Edition for Couples

Wed, 24 Sep 2025 00:32:13 GMT

🎙️ Episode 27: Would You Rather…? Money Edition for Couples

What do your choices reveal about your money personality — and your marriage?

In this episode, Nikki and Hayson play a round of “Would You Rather: Money Edition,” answering thought-provoking (and sometimes laugh-out-loud) scenarios that every couple can relate to. From mortgages vs. investing, weddings vs. home deposits, to work-life balance vs. wealth-building — these questions aren’t just fun. They uncover deeper values around security, freedom, and how you and your partner approach life together.

💡 In this episode we explore:

Instant security vs. long-term compounding — would you pay off your mortgage today or invest half a million?
Work-life balance vs. financial goals — would you choose a shorter work week or a bigger paycheck?
Weddings vs. down payments — how do you balance romance and practicality?
Transparency vs. trust — how much do you really want to know about your spouse’s spending?
Harmony vs. cash — what’s more valuable: never arguing about money, or $100,000 free to spend?

✨ Why listen?

These playful “Would You Rather” questions go deeper than just money — they spark conversations about priorities, dreams, and what financial freedom actually means to you as a couple.

👩‍❤️‍👨 Your challenge:

Take these questions home. Pour some wine, sit on the couch, and ask each other: Would you rather…?

You might be surprised at your spouse’s answer.

📲 Join the conversation:

We’ll be running polls and sharing your answers on Instagram — make sure to follow us and weigh in on the debates!

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 26 - Love Languages, Meet Money Languages: How We Spend Reflects How We Love

Tue, 09 Sep 2025 10:39:36 GMT

Episode 26 - Love Languages Meet Money Languages: How We Spend Reflects How We Love

We all speak a love language — but did you know you also have a money language?

In this episode of the Money Matrimony Podcast, Nikki and Hayson unpack how the way we give and receive love connects deeply to how we manage (or mismanage) money.

If you’ve ever felt misunderstood when it comes to spending, saving, gifting, or budgeting — the problem may not be the numbers. It might be the meaning behind the money.

You’ll discover:

What the 5 Love Languages are (and how they shape expectations in marriage)
What “Money Languages” are — and how they drive financial decisions
Real-life scenarios where love and money clash (and how to resolve them)
How to build financial and emotional intimacy in your relationship

This is a must-listen for couples who want to move past tension and toward teamwork!

Take the Quizzes:

Want to learn more about your own love and money languages?

👉 Love Language Quiz

https://5lovelanguages.com/quizzes/love-language

👉 Money Language Assessment

https://moneylanguages.com/take-the-assessment/

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 25 – Stay at Home Parent Part 2: Practical Tips & Considerations

Tue, 12 Aug 2025 12:38:05 GMT

Episode 25 – Stay-at-Home Parent Part 2: Practical Tips & Considerations

In Part 2 of our stay-at-home parenting series, we go deeper than the surface-level debates and talk about the real trade-offs, the decision-making process, and the practical steps that make it work for the long haul.

We cover:

The Real Cost — Financial, Emotional & Career Trade-offs

Staying home changes more than just your daily routine. It can impact superannuation, career progression, mental health, identity, and lifestyle. But here’s the thing — those “costs” aren’t always one-sided. We unpack both the challenges and the surprising benefits that often get overlooked.

Did you know? Women retire with 24% less super than men (ASFA, 2023) — a gap often linked to time out of the workforce.

Who Should Stay Home (If Anyone)?

This isn’t about gender stereotypes — it’s about capacity, desire, and values. We challenge the assumption it’s always mum, explore shared and flexible models, and talk about why dads can (and should) step up if they feel called.

Only 5% of stay-at-home parents in Australia are dads — but that number is slowly growing (ABS).

Making It Work — Practical Tips for the Stay-at-Home Life

If you decide staying home is the right move, how do you make it sustainable? We share practical ways to thrive on one income, protect the stay-at-home partner’s identity, and keep your marriage strong.

Whether you’re already living this life, considering it, or simply curious about the trade-offs, this episode will help you see beyond the stereotypes and weigh what really matters for you and your family.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 24 - Stay at Home Parent: The Job Everyone Judges, But No One Sees (Part 1)

Tue, 29 Jul 2025 12:34:41 GMT

Episode 24 - Stay at Home Parent: The Job Everyone Judges, But No One Sees (Part 1)

What comes to mind when you hear “stay-at-home parent”?

Lucky? Lazy? Not working?

Or maybe… the person holding the entire household together with one hand — while wiping down high chairs, calming tantrums, and answering a dozen questions before lunch.

In Part 1 of this two-part series, we’re pulling back the curtain on what it’s really like to be a stay-at-home parent — emotionally, practically, and relationally. We’ll break down the myth that staying at home is “not working,” and start a much-needed conversation on why this role may be the most undervalued in society.

We also get personal — Nikki shares what her own stay-at-home season felt like, what surprised her most, and what she wishes every couple understood.

If you’ve ever wrestled with these questions - Should one of us stay home? Could we? Should I?

This episode is for you!

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 23 - Money Myths 2.0: What’s Really Holding Us Back?

Wed, 16 Jul 2025 11:51:29 GMT

Episode 23 - Money Myths 2.0: What’s Really Holding Us Back?

We’ve all heard them — the money “truths” that sound wise… but actually keep us stuck.

In this episode, we’re taking on five of the most common financial myths that many couples (and let’s be honest, even we at times!) believe — and we’re breaking them down one by one. If you’ve ever felt restricted by a budget, scared to invest, or like it’s too late to fix your finances, this episode is for you.

We’re busting myths like:

🚫 “If we budget, we’re being restrictive.”

🚫 “Investing is too risky—we should just save.”

🚫 “We’ll start saving when we earn more.”

🚫 “It’s too late to fix our finances.”

🚫 “Combining finances means losing independence.”

Instead, we’ll show you:

✅ Why budgeting actually gives you more freedom

✅ How saving without investing can cost you in the long run

✅ Why waiting to save until you earn more is a trap

✅ That it’s never too late to start moving forward

✅ And how combining finances can actually strengthen trust — not erode it

Whether you’re just starting out or have been managing money for years, this is the refresh you didn’t know you needed.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 22 – Love & Retirement: Are You and Your Partner on the Same Page?

Wed, 02 Jul 2025 03:58:48 GMT

Episode 22 – Love & Retirement: Are You and Your Partner on the Same Page?

Retirement isn’t just about superannuation balances or pension age — it’s about aligning your vision for the future as a couple.

In this episode, we dive into what retirement actually means, how to talk about it, and why getting on the same page now (even if it feels early) can save a lot of confusion, conflict, and missed opportunities later.

But also why its highly relevant for millennials like ourselves.

What We Cover in This Episode:

What “retirement” really means — and how it’s changing
Why younger couples should care about retirement
The emotional and relational side of retirement (not just financial!)
How to start planning even if you're not on the same page
Key questions every couple should ask about their future

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 21 – Teaching Kids About Money (Part 2): Turning Everyday Life Into a Money Classroom

Tue, 17 Jun 2025 23:55:34 GMT

Episode 21 – Teaching Kids About Money (Part 2): Turning Everyday Life Into a Money Classroom

Welcome to Part 2 of our two-part series on raising financially literate kids! In this episode, we move from theory to practice—how do we actually teach our kids about money in everyday life? And what do we do when things get tricky?

We’ll be talking through:

· How to integrate everyday money moments into family life.

· How to handle challenges like the “I wants,” peer pressure, and the awkwardness of saying "no."

· Why letting kids make small mistakes is one of the best learning tools.

· Plus, a few creative tools, games, and apps to make learning about money engaging and age-appropriate.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 20 – Teaching Kids About Money (Part 1): Shaping a Healthy Money Mindset

Tue, 03 Jun 2025 21:00:00 GMT

Episode 20 – Teaching Kids About Money (Part 1): Shaping a Healthy Money Mindset

When we think about teaching our kids about money, maybe our first thought is budgeting… or saving up for a bike. All good stuff. But what if the most important lesson isn’t how to use money, but what money really is?

In this first episode of our 2-part series on kids and money, we’re going back to the foundation. Because before your child understands how to save or spend, they need to grasp what money means — and what it doesn’t.

We explore questions like:

💬 What is money — and how do we explain it to a 4-year-old?

🧠 How do our own beliefs shape how we talk to our kids about finances?

👶🏼 What kind of money conversations are appropriate at different ages?

💸 Should allowance be tied to chores — or treated as a learning tool?

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 19 - Stronger Together: Facing Life's Big Challenges (Starting with a Home Reno)

Wed, 16 Apr 2025 00:53:49 GMT

Stronger Together: Facing Life's Big Challenges (Starting with a Home Reno)

Life inevitably throws big challenges at couples – career shifts, family changes, financial pressures, and yes, sometimes the unique chaos of a home renovation! This episode dives into how facing these hurdles together isn't just about survival, it's about building a stronger, more resilient partnership.

Using the intense (and often relatable!) experience of renovating as our starting point, we unpack practical, transferable strategies for navigating any major life stressor as a unified team.

Discover how clear communication, leveraging individual strengths, managing resources wisely (whether time, energy, or finances), consciously maintaining your connection and most importantly the showing and receiving of grace can transform tough times into opportunities for growth.

Equip yourselves with the tools to face future challenges head-on, strengthening your bond and proving you're truly stronger together. Whether you're knee-deep in sawdust or navigating another kind of life upheaval, this episode offers insights for every couple wanting to build lasting teamwork.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 18 - Raising Generous Kids: Teaching Giving & Gratitude in a Material World

Tue, 01 Apr 2025 11:23:57 GMT

Episode 18 - Raising Generous Kids: Teaching Giving & Gratitude in a Material World

In today’s consumer-driven world, our kids are constantly bombarded with messages telling them they need more — more toys, more tech, more stuff. But how do we raise children who appreciate what they have and learn the value of giving to others?

In this episode, Hayson and Nikki dive deep into why generosity matters and how teaching it early can help shape not only our children’s financial habits but their character and relationships too. From practical tips like the "Save, Spend, Give" method to real, honest conversations about how hard it can be to live generously when the world tells us otherwise — we cover it all.

You’ll also hear:

✨ How generosity and gratitude go hand in hand

✨ Why giving doesn't just benefit others — it benefits us

✨ Real-life strategies to model and teach generosity in your family

✨ Biblical perspectives on giving and why it matters

✨ Ways to raise content, grateful kids in a culture of consumerism

And as always, we keep it real — sharing the struggles, the wins, and the small steps we can all take to raise financially responsible, kind-hearted kids.

#MoneyMatrimony #RaisingGenerousKids #TeachingGratitude #ParentingAndMoney #FaithAndFinances

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 17 - Busting the Biggest Money Myths in Marriage

Tue, 18 Mar 2025 13:00:00 GMT

💭 Have you ever believed a money myth that shaped how you handle finances in your marriage?

We all grow up hearing certain “truths” about money—statements passed down from family, picked up from social media, or even reinforced by friends. Some of these beliefs sound logical. Others feel comforting.

But the real problem? Many of them simply may not be true. And when these myths go unchecked, they can quietly influence our financial choices, create tension, and hold us back from true financial freedom as a couple.

In this episode of Money Matrimony, we’re breaking down five of the biggest money myths that many couples believe. From the idea that talking about money kills romance to the assumption that homeownership is always the right financial move, we’re unpacking how these myths shape our thinking—and what we believe.

🔍 Here’s what we’re tackling today:

🚫 "Talking About Money Isn’t Fun & Sexy—It Kills Romance"

🚫 "Keeping Money Separate Is the Best Way to Avoid Fights"

🚫 "More Money Equals a Better Marriage"

🚫 "We Shouldn’t Worry About Retirement Until We’re Older"

🚫 "Home Ownership Is Always the Right Way to Go"

Some of these myths might sound familiar—maybe even a little too familiar. But do they hold up in reality? Join us as we break them down, challenge conventional wisdom, and uncover what truly makes a financially strong and happy marriage.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 16 - Keeping Up with the Joneses: The Hidden Cost of Comparison

Mon, 03 Mar 2025 23:23:39 GMT

Episode 16 - Keeping Up with the Joneses: The Hidden Cost of Comparison

💰 When a friend upgrades their car, a colleague moves into a bigger house, or social media flaunts the latest luxury trend—it’s easy to feel like you’re falling behind. But is the race to “keep up” actually worth it?

In this episode of Money Matrimony, we, Hayson & Nikki, dive into the financial and emotional costs of comparison culture. We’ll explore:

✔️ Why we feel pressured to match others’ lifestyles—even when it doesn’t align with our values

✔️ The hidden financial toll of "keeping up"—from lifestyle creep to debt & financial insecurity

✔️ How the comparison trap affects relationships, leading to tension, unmet expectations, and financial disagreements

✔️ Practical strategies to break free and make money decisions that serve YOUR future, not someone else’s

🎙️ Here are some discussion questions for you & your partner to get the conversation started.

💭 Have you ever regretted spending money just to “keep up” with others?

💭 How do you handle external pressures when making financial decisions as a couple?

💭 What’s one financial goal you’d rather focus on instead of keeping up with others?

👉 If this episode resonated with you, share it with a friend—it helps us more than you know!

#MoneyMatrimony #SmartMoneyMoves #DebtTalk #KeepingUpWithTheJoneses #FinancialFreedom #MarriageAndMoney

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 15 - Decoding Debt – Friend or Foe?

Mon, 17 Feb 2025 10:14:00 GMT

Episode 15: Decoding Debt - Friend or Foe?

Debt—Is it a tool or a trap? A necessary step forward or a weight holding you back?

In this episode, we dive deep into the real impact of debt—not just on your bank account but on your mindset, financial future, and even your relationship.

➡️ How do younger generations view debt differently from their parents? (Hint: Fewer credit cards, more BNPL!)

➡️ When is debt helpful, and when does it become a burden? Is it ever helpful?

➡️ How does carrying debt affect trust, stress, and power dynamics in a relationship?

➡️ What should couples talk about before taking on debt together?

Money fights are one of the biggest causes of relationship breakdowns, and debt is often right at the center of the tension. If we don’t think intentionally about how we use it, debt can quietly shape our financial future—and our marriage—before we even realize it.

💬 What’s your perspective on debt? Has it been a tool or a challenge in your financial journey?

#MoneyMatrimony #MarriageAndMoney #DebtTalk #FaithAndFinance #FinancialFreedom #CouplesGoals

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 14 - Summer Special: Behind The Mic

Thu, 23 Jan 2025 02:19:17 GMT

Episode 14 – Summer Special: Behind The Mic

🎉 We’re back for 2025! After a refreshing summer break, Money Matrimony is kicking off the new year with a heartfelt and inspiring Summer Special episode.

In this episode, we take a step back to celebrate the progress of the podcast, share memorable highlights, reflect on lessons learned along the way let you in on what's next for Money Matrimony.

💬 What’s Inside This Episode?

Our Podcast Journey: Has Money Matrimony turned out the way we envisioned? What surprised us most about this journey, and how has it shaped us as a couple?
Your Stories: One of the most rewarding parts of this podcast is hearing how it’s impacted you. This summer, we heard from a couple inspired by our discussions to address a crucial issue in their marriage: transitioning from splitting finances 50/50 to joining their finances as they plan to grow their family. Their courage and vulnerability remind us why these conversations matter.
Looking Ahead: What’s next for Money Matrimony? Hear our plans for 2025 and the topics we’re excited to explore with you.

Money conversations don’t have to be scary—they can bring you closer as a couple.

📢 Let’s Hear from You!

We’d love to know: What has been your favorite episode or moment from Money Matrimony so far? What would you like us to explore in 2025? Let us know in the comments or DM us on Instagram @The.MoneyMatrimony!

Reflect on your own financial journey as a couple.

What have you learned?
Where can you grow together?

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 13 - Lifestyle Inflation

Wed, 27 Nov 2024 00:17:48 GMT

Episode 13: Lifestyle Inflation vs. Generosity

Have you ever noticed how easy it is to start spending more when you’re earning more? New job, pay raise, or side hustle success—it’s tempting to upgrade your lifestyle just because you can. This phenomenon is called lifestyle inflation, and while it can feel like a reward for hard work, it can also derail your financial goals.

In this episode of Money Matrimony, Hayson and Nikki dive into:

What lifestyle inflation is and why it happens.
How to recognize when it’s sneaking into your life.
Practical strategies to keep your expenses in check, even as your income grows.
Why generosity may be the ultimate antidote to lifestyle inflation.

The conversation takes an inspiring turn as we share how earning more is an opportunity—not to spend more, but to give more. Whether it’s through money, time, or resources, generosity can bring more joy and fulfillment than any material upgrade ever could.

Challenge for Couples:

Talk with your partner about one area where lifestyle inflation might have crept into your lives. Then, think of a way to redirect those resources—whether to savings, investments, or an act of generosity that aligns with your values.

Let’s start using what we earn to create a life of purpose, not just possessions. 💛

#MoneyMatrimony #LifestyleInflation #GenerosityMatters #SmartMoney #FaithAndFinances #CouplesWhoSave

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 12 - Emergency Fund: Building Peace of Mind for Life’s Surprises

Wed, 13 Nov 2024 12:16:16 GMT

Episode 12 - Building Your Emergency Fund: Building Peace of Mind for Life’s Surprises

In this episode of Money Matrimony, Hayson and Nikki get into the essentials of creating an emergency fund—why it matters, how much you should set aside, and the steps to make saving for unexpected expenses achievable.

With stats showing that over half of Australians have under $20,000 in savings, it’s clear that financial stability can be fragile.

Hayson and Nikki explore what an emergency fund should cover, when to use it (and when not to), and why having one is especially crucial for families.

We share real-life stories of how our own emergency fund has helped during unpredictable times, plus tips for starting and growing a fund even when money is tight.

If you’re ready to protect your peace of mind and bring financial security into your relationship, tune in for practical, relatable insights you and your partner can start applying today.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 11 - From Duo to Trio (and Beyond): Smart Money Moves For A Growing Family | Budget 101 Part 3 of 4

Tue, 29 Oct 2024 22:38:06 GMT

Episode 11 - From Duo to Trio (and Beyond): Smart Money Moves For A Growing Family | Budget 101: Part 3 of 4

In this episode of Money Matrimony, we return for Part 3 of the Budget 101 Series, focusing on a topic that every couple with expanding families faces: how to plan and budget for a growing family.

With the rising cost of living and the complex decisions that come with raising children, budgeting for a family isn’t what it used to be.

We break down practical steps, share personal insights, and provide tips to help couples budget effectively while navigating life’s transitions together.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 10 - Does avocado on toast actually prevent you from buying a property?

Tue, 01 Oct 2024 12:29:10 GMT

Episode 10 - Does avocado on toast actually prevent you from buying a property?

In this episode of Money Matrimony, we dive into the heated debate around avocado toast being blamed for why millennials struggle to buy homes.

Is it really the culprit, or is there a bigger issue at play?

In this episode we break down this popular myth and uncover how small spending habits and personal values can have a significant impact on your financial future.

Our conclusion to this much debated question might just surprise you—tune in to hear our take on this modern debate and what it means for your own property goals!

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 09 - Holiday Special: How much did we spend on our 4 week holiday for our family of 5

Tue, 17 Sep 2024 23:10:26 GMT

Episode 9 Show Notes: How We Budgeted and Managed Our 4-Week Asia Trip

In this episode of Money Matrimony, we take you through all the details of our recent 4-week family holiday to Asia. After four years of planning (and 2 children in between), we finally made it happen!

We’ll dive into why we decided to spend a significant amount on this trip and the importance of making these family memories, even if it comes with a hefty price tag.

We’ll also break down how we budgeted for the trip. If you’ve ever wondered how to manage expenses during a holiday, we’ve got you covered.

We’ll share tips on tracking expenses, managing prepaid costs, and how to deal with unplanned surprises like our Japan Shinkansen incident.

Finally, we’ll share some of our favorite travel hacks: from using points and booking early to off-peak travel and making sure you stay within your means (don’t go into debt for a vacation!).

At the end of the episode, we reveal the exact number for exactly how much on our 4 week trip in asia for our family of 5.

This episode is full of practical advice and a bit of fun as we reflect on our journey. We hope it helps you plan your next adventure!

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

___________________________________________________________________

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 08 - How Kids Affected Our Finances: The Real Cost of Raising a Family

Tue, 03 Sep 2024 06:10:22 GMT

Episode 08 - How Kids Affected Our Finances: The Real Cost of Raising a Family

According to recent research the cost of raising a child to adulthood is $557,013 which is the reason why many chose not to have children.

In this episode of Money Matrimony, Hayson and Nikki dive into the financial realities of raising children. From unexpected expenses to lifestyle changes, sharing personal stories about how having kids impacted their finances in ways they didn't anticipate.

We talk about practical tips on how to plan for these costs and strategies to keep your budget on track while raising a family.

Whether you're a parent or planning to become one, this episode will help you navigate the financial challenges of parenthood.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

___________________________________________________________________

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 07 - Budgeting 101: Obstacles to Budgeting with Your Spouse (Part 2 of 4)

Tue, 20 Aug 2024 10:00:40 GMT

Episode 07: Obstacles to Budgeting with Your Spouse

In this episode of Money Matrimony, we delve into the common obstacles couples face when trying to budget together. We explore five major challenges - lack of financial literacy, unrealistic expectations, past financial mistakes, power dynamics, and inconsistent tracking and we share practical solutions to help you overcome them.

Join us as we discuss our personal experiences, the importance of open communication, and how to foster collaboration in managing finances as a team. Don't miss our tips for building a successful family budget!

Key Takeaways:

Identifying and overcoming financial literacy gaps.
Setting realistic expectations for budgeting success.
Addressing past financial mistakes and moving forward.
Navigating power dynamics in financial decision-making.
Importance of consistent tracking and monitoring of expenses.

Plus, we have a special treat for you – we are sharing with you the exact template that we’ve been using and evolving to manage our family budget for the past 10+ years!

Click the link below to download our budget template for FREE!

https://bit.ly/3zbq7hK

Join the Conversation:

Share your budget challenges or successes with us on Instagram @TheMoneyMatrimony or Facebook. We’d love to hear from you!

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 06: Income Disparity

Tue, 06 Aug 2024 11:24:17 GMT

Episode 6 - Income Disparity

When Australia’s Workplace Gender Equality Agency (WGEA) released their gender pay gap report on 27th of February 2024 it sparked a lot of discussions around gender pay gap & income disparity.

But that's only half the story, there is often the hidden side of income disparity that no one sees, often goes unnoticed and not talked about.

Income disparity in relationships; where one party earns more than the other and, in some cases, where one partner is the sole bread winner and the other partner does not have any income at all. This is often the case when women decide to have children. The affect that this can have on many relationships often remains behind closed doors and not talked about in the public.

In this episode we aim to lift the lid on that as we tackle this often very private subject head on by looking at income disparity in our relationship and how it has affected our relationship but also what we've done to address this prickly situation.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 05: Budgeting 101 - What, why and how of budgeting? (Part 1 of 4)

Tue, 25 Jun 2024 11:00:01 GMT

Episode 5 Show Notes

Welcome to the first part of our four-part series on budgeting! In this episode, we dive into the fundamentals of family budgeting. We’ll explain what a family budget is, why it’s crucial for financial health and management, and provide a step-by-step guide on how to build an effective family budget.

Plus, we have a special treat for you – we are sharing with you the exact template that we’ve been using and evolving to manage our family budget for the past 10+ years!

Click the link below to download our budget template for FREE!

https://bit.ly/3zbq7hK

Use this budget template and follow our 6 step budgeting process to help you get started on your budgeting journey.

Gather information
Have the conversation: Setting financial goals (e.g., saving for emergencies, paying off debt, saving for college).
Identifying sources of income (e.g., salaries, side hustles, investments).
Tracking monthly expenses (e.g., housing, utilities, groceries, entertainment).
Put the information and projections into a budget template
Adjust the budget over time

We’d love to hear from you!

Have questions or tips about budgeting? Share them in the comments below or on our social media channels!
Let us know how the budget template works for you and any adjustments you made.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 04: Weathering the Storm - Navigating Financial Stress in Your Family

Tue, 11 Jun 2024 11:00:21 GMT

Episode 04 - Weathering the Storm: Navigating Financial Stress in Your Family

In this episode, we’ll be diving into a crucial and sensitive topic: navigating financial stress in your family.

This is such an important topic to discuss because at some point in your relationship and in your family, you will face financial stress and pressures. You might’ve already experienced it and lived through it or you might actually be experiencing it now with the cost of living crisis around us and if you haven’t already, you will at some point in the future.

So it’s all the more important to know:

How to identify financial stress – how financial stress shows up in our individual lives, our relationship and our family.
Common sources of financial stress
Impact it can have on our relationships such as our marriage, family and kids
Ways to address and prevent financial stress; strategies that we’ve implemented to minimise financial stress on our family.

Financial stress doesn’t necessarily reflect your actual financial situation, you can feel pressure or stress even if you are in a good financial position. They can be triggered by big circumstantial changes. Even when you plan, you may feel it.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

------------------------------------------------------------------------------------------

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 03: Joint Accounts - Bridging The Divide

Tue, 28 May 2024 13:00:51 GMT

Joint accounts, a topic central for many relationships and often it can even be a touchy subject for some couples, but they're also a powerful tool for fostering financial unity but more importantly unity for a relationship.

In today's episode, we'll be discussing the pros and cons of joint accounts, sharing practical tips in managing them effectively, and addressing common concerns and misconceptions surrounding joint accounts.

So perhaps you are considering opening a joint account with your partner or simply curious about how they work, join us as we unravel the mysteries of joint finances and discover how they can strengthen your bond and relationship as a couple.

There are also many ways to manage joint finances splitting half half, percentage split based on income but the one that we use and believe in is to have one collective pool.

Why? Join us in this episode to find out.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

——————————————

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Hosted on Acast. See acast.com/privacy for more information.

Episode 02: Money & Me (Part 2)

Tue, 14 May 2024 14:11:06 GMT

Money Story - Our Collective Story

This is part 2 of a 2-part series called “Money & Me” where we dive into the world of our money stories. These are the narratives that define our relationship and perspective on money, encompassing our upbringing, experiences, influences, and attitudes towards money.

In this episode we reflect on the highs and lows, the trials and triumphs as we merge our distinct paths and individual money stories to craft a new and shared narrative together – our story.

Crafting a new collective story is often overlooked in our individualistic society where the mentality of “I do me” and “you do you” prevails and is often carried into marriage. This is particularly true when it comes to money. Whilst it’s important that each individual is able to express and be who they are, we must not to under estimate the power and importance of crafting a shared narrative together, particularly in a marital relationship where, as cliché as it sounds “two becomes one”.

But we don’t just want you to listen to our collective story. We’re sharing our stories to inspire you to explore and articulate your collective story. Here’s how you can begin by discussing these three questions with your partner:

How has your upbringing and experiences influenced the way that we view money?
What are some differences and similarities in your money stories?
What compromises have you made or do you need to make in your collective story?

Practically, there are heathy practices that you can adopt together as a couple to help you be more cohesive and united with your management of money.

Regular check-ins on your budgets and bank accounts
Transparent with your income and expenses
Open communication with each other – willing to be transparent and talk about money and to not avoid it

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Hosted on Acast. See acast.com/privacy for more information.

Episode 01: Money & Me (Part 1)

Tue, 30 Apr 2024 14:10:26 GMT

Our money story - What is it? and why does it matter?

We often underestimate the complexity of a union between 2 individuals in a relationship who have spent a majority of their lives and formative years apart. We each have our own unique stories and with it, we bring baggage, experiences & values that may not always align with one another.

One story which we often don’t talk about is our individual money stories, which is the narrative that defines our relationship and view of money and includes things like our upbringing, experiences, influences and attitude towards money.

It’s important we know our money story because it impacts our values and decisions as well as the baggage we carry into a relationship. By understanding our own stories, we are able to craft what we call “our story” which is the story that you will begin to write in your relationship together.

This episode will be released in 2 parts. In Part 1 which is today's episode, we're delving into the depths of our money story, exploring how our individual journeys intersected to shape our shared financial narrative as a couple.

Then in our next episode, we will continue our money story by reflecting on the highs and lows, the challenges and triumphs, and ultimately, how we've merged our distinct paths to craft a new chapter together – our story.

We don’t just want you to listen to our individual stories, but we’re sharing our stories to encourage you to learn and articulate your individual money story. You can do that by asking yourself and or each other these 3 questions

What are your earliest memories or experiences with money?
How did our upbringing and family dynamics influence our view towards managing money?
How did your perspective on money evolve over time, and what factors influenced those changes?

By answering honestly and reflecting on these 3 questions, you’ll begin to articulate your individual story and identify what defines your own relationship with money.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow us at

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Hosted on Acast. See acast.com/privacy for more information.

Teaser Episode: Introduction to Money Matrimony

Mon, 15 Apr 2024 03:47:58 GMT

“We've noticed that while people are often more comfortable discussing topics like work, parenting and even sex, money is often considered a sensitive subject … it’s a topic that causes so much tension in relationship, its often just avoided or brushed off very quickly once the temperature rises.”

Money Matrimony isn’t just another money podcast full of jargons and the next best tip and hack to get rich (the world has enough of those).

We’re more interested in having those tough and avoided conversations in many relationship… the money talk!

We are committed to exploring the intersection of love, life & finance in an honest, candid and informative way, sharing both our triumphs and mistakes.

We’re your host Hayson & Nikki, a husband a wife duo!

Join us in this first teaser episode as we share with you the heart behind this project and what we want you our listeners can get out of it!

*****Episode 1 dropping May 1, 2024!*****

Make sure to hit the subscribe button and join the conversation!

Follow us at

Instagram https://www.instagram.com/themoneymatrimony

Facebook https://www.facebook.com/themoneymatrimony

LinkedIn https://www.linkedin.com/company/the-money-matrimony

Hosted on Acast. See acast.com/privacy for more information.