London Mortgage Market Update

What you should know about mortgages for multiple incomes

Thu, 16 Dec 2021 07:30:11 GMT

When you set out to buy a home with income from more than one source, securing a mortgage may not be as straightforward as you might think. While there isn’t a standard definition for what constitutes ‘multiple incomes’, if you have more than one income source, this video will help you understand key aspects of achieving a mortgage. Richard Campo, Managing Director of Rose Capital, shares his experienced views on what you should know before planning a mortgage with multiple or complex income streams.

Reach out to us at Email: info@rosecp.co.uk Phone no: 0207 935 7866

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How to arrange Mortgages with Investment income

Thu, 16 Dec 2021 05:30:00 GMT

Achieving a mortgage based on your investment income - it's a question many of our clients ask us. In this video, Richard Campo, Managing Director of Rose Capital Partners, explains the below:

✅ Finer details of investment income mortgages

✅ How lenders assess your investment income

✅ How much you can borrow over investment returns.

Reach out to us at Email: info@rosecp.co.uk Phone no: 0207 935 7866

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Why is Income Protection is so important when you have a mortgage?

Wed, 27 Oct 2021 13:39:11 GMT

As you need an income to get a mortgage in the first place, making sure you also get an income if you can’t work because of an injury or illness is vitally important. As the broadest type of protection there is, we talk over why we are such a fan of this cover.

In this video, Richard Campo of Rose Capital Partners shares key facts on Income Protection, so you make an informed decision when it’s time to make a choice.

What are your essential takes from this video?

✅ What is Income Protection?

✅ Who needs it?

✅ Why do you need it?

✅ How is it calculated?

✅ Types of health conditions it covers

Reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

With our income protection insurance, we work with you until the mortgage is paid off. Our income protection policy offers solid income protection benefits.

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Essential insight into Life Cover when you get a mortgage | Rose Capital Partners

Mon, 25 Oct 2021 08:35:50 GMT

Understanding the finer points of life cover when you’re getting a mortgage is important because the protection is not for you but ensures your family’s financial wellbeing in the event of life’s uncertainties. Richard Campo of Rose Capital Partners offers valuable insight into Life Cover and what it could mean for your family when you take out a mortgage. Here are your key takeaways in this video:

✅ Why do you need Life Cover when getting a mortgage?

✅ Effective planning for your family’s financial wellbeing

✅ Different types of life cover

Reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

Keep your family safe from debt with life cover mortgage protection. Call us now for the best life cover insurance for your lifestyle and budget.

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Critical Illness Cover, What it covers and why you need it

Fri, 22 Oct 2021 08:30:42 GMT

Life is unpredictable, therefore it is essential that you have the protection to support your financial freedom. The reason why we think critical illness protection is so important is that it sits with our core value of working with our clients until they’re mortgage-free.

Your essential takeaways:

✅ What is critical illness cover?

✅ Why it plays such an important role in your overall financial planning

We work with mortgage providers to offer a range of mortgage critical illness cover to suit every budget. Call now for the best critical illness protection.

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Essential insight into Life Cover when you get a mortgage | Rose Capital Partners

Sun, 26 Sep 2021 05:30:36 GMT

Here are your key takeaways:

✅ Why do you need Life Cover when getting a mortgage?

✅ Effective planning for your family’s financial wellbeing

✅ Different types of life cover

Reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

Keep your family safe from debt with life cover mortgage protection. Call us now for the best life cover insurance for your lifestyle and budget.

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Critical Illness Cover, What it covers and why you need it

Fri, 24 Sep 2021 04:57:20 GMT

Your essential takeaways:

✅ What is critical illness cover?

✅ Why it plays such an important role in your overall financial planning

Reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

We work with mortgage providers to offer a range of mortgage critical illness cover to suit every budget. Call now for the best critical illness protection.

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Essential insight into Life Cover when you get a mortgage | Rose Capital Partners

Wed, 22 Sep 2021 06:39:31 GMT

✅ Why do you need Life Cover when getting a mortgage?

✅ Effective planning for your family’s financial wellbeing

✅ Different types of life cover

Keep your family safe from debt with life cover mortgage protection. Call us now for the best life cover insurance for your lifestyle and budget.

Reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

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RCP Mortgage Market Update - Mortgage War Hots Up

Tue, 21 Sep 2021 07:36:19 GMT

As lenders start to get more competitive, and undercut each other for both policy and pricing, this week we look at the hot areas and how you can benefit from this:

🟣 Mortgage Rates Hit All Time Low

🟣 Mortgages With Smaller Deposits More Accessible

🟣 Lenders Increase Appetite For Larger Loans

So for all this, a round up of the best mortgage rates, and more, we hope you enjoy the update

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

#bestmortgagerates #mortgageadvice #mortgagebroker #mortgageadvisor #mortgages #mortgagenews #largemortgageloans #mortgagegoals

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How to get a mortgage if you have Commission Income ?

Mon, 20 Sep 2021 07:31:36 GMT

When you have an income that’s not standard every month, it’s naturally a challenge to understand how much you can borrow and how the lender will calculate your eligibility for the mortgage. In this short video, Richard Campo, Managing Director of Rose Capital Partners, shares his expert insights on securing a mortgage using commission income.

So what are your key takes in this video?

✅ How do the lenders view this type of income?

✅ What can you expect when trying to secure a mortgage?

Discover which commission income mortgages you qualify for and secure your best commission income mortgage plan through Rose Capital’s streamlined process.

Reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

#RoseCapitalPartners #CommissionIncome #Mortgage #commissionincomemortgages #LifeGoals #BuyToLetMortgages #MortgageGoals #Uk

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RCP Mortgage Market Update - Back to Life, Back to Reality

Fri, 17 Sep 2021 06:30:19 GMT

This week we talk over the positive impact of getting back to the office (and School for many of our kids!). Main topics this week are: - Rental income on the rise in London - Sales now talking 16 weeks to complete - Market rate updates So for that, and more, we hope you enjoy our weekly

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

#mortgagenews #mortgageadvice #mortgageadvisor #mortgagebroker #bestmortgagerates #mortgages #interestrates #buytolet #rentalincome

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Can you use Trust Income when applying for a Mortgage?

Thu, 26 Aug 2021 07:30:25 GMT

In short, yes. Using trust income as your primary or secondary income source for a mortgage can be straightforward with the right approach. But many brokers and lenders are not aware of this complex area. In the insightful video, Richard Campo of Rose Capital Partners helps you understand:

✅ What falls into the Trust Income category

✅ How banks will assess income from trusts

✅ How that determines the sort of loan they might offer

✅ How much can you borrow?

Reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

Trust income mortgage lending guidance & solutions from a dedicated team of mortgaging brokers with deep industry expertise. Arrange a free consultation today.

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Mortgage Market Update - Broker exclusives back with a bang!

Wed, 25 Aug 2021 07:30:04 GMT

This week, we talk over the below points, but first, we did have a charity drive for our friends at Hand In Hand International. Please see the link below and we would be honoured if you could suport them as 4 of us ran the Vitality Half Marathon today!

But for all you mortgage fans, we still have our usual round up of mortgage news, which covers:

- New Exclusive Products we have access too

- Market Rate Update

- Best Mortgage Rates

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

Hope you enjoy your weekly dose of #mortgagenews

#mortgagebroker #mortgageadvisor #mortgagegoals #vitalitybighalf #bestmortgagerates #mortgages

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Mortgage Market Update - Start of a property boom?

Tue, 24 Aug 2021 08:00:51 GMT

This week we have a detailed look at why this trend of house prices may last for some time yet, which covers:

- Supply and Demand issues

- House Building and why that has been wrong for nearly 30 years

- Herd mentality is taking hold

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

For that, plus a detailed look at market and mortgage rates, this is your weekly mortgage news

#mortgagenews #marketupdate #mortgages #mortgagebroker #mortgageadvisor #mortgageadvice #propertymarket #houseprices #interestrates #mortgage

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Mortgage Market Update - Bumper Numbers

Mon, 23 Aug 2021 14:01:05 GMT

This week we look at:

- The Best Mortgage Rates fall again!

- Bank of England Hold Rates and QE

- Rents on the rise

Plus market rate data and our usual spin on the week

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

#bestmortgagerates #mortgagenews #mortgageadvice #marketrates #mortgages #mortgageadvice #mortgagebroker #mortgageadvisor #mortgage #mortgagegoals

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Mortgage Market Update - Rate Limbo - London Mortgage Broker

Fri, 06 Aug 2021 13:00:39 GMT

This week we look at:

- Mortgage Rates fall further still

- Lenders reward people for going green

- Housing Market hots up both on price and competition

For that and a lot more, we hope you enjoy this week's #mortgagenews

#bestmortgagerates #mortgagebroker #mortgageadvice #mortgageadvisor #mortgage

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Mortgage Market Update - The best mortgage rates just get lower

Fri, 06 Aug 2021 07:30:00 GMT

This week we talk about:

- The best mortgage rates getting to their lowest ever level

- House Sales break all times records in June

- Good news for properties with cladding

- Look at market rates and best mortgage rates

For that, and more, we hope you enjoy this weeks update

#bestmortgagerates #mortgageadvice #mortgageadvisor #mortgagebroker #mortgage #mortgages #mortagenews

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Personalised Mortgage Advice

Fri, 30 Jul 2021 09:30:09 GMT

Richard Campo, Founder of Rose Capital Partners, talks over what you can expect when you come to arrange your mortgage with them.

For your personalised mortgage advice, reach out to us at

Email: info@rosecp.co.uk

Phone no: 0207 935 7866

Contact our dedicated team of mortgage brokers in London, UK. Drop by our office, call us or fill out our contact form to arrange a free mortgage consultation.

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Are you self-employed and looking to arrange a mortgage?

Wed, 28 Jul 2021 09:30:27 GMT

Are you self-employed and looking to arrange a mortgage? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:

✅ Outlined what the rules are and how they apply

✅ Discuss how to get the best outcome for you

✅ How to avoid wasting your valuable time and energy

For that, and a lot more, watch the video which we hope you find useful.

Reach out to us at Email: info@rosecp.co.uk Phone no: 0207 935 7866

Our brokers specialize in self employed & complex mortgages. We’ll actively guide you towards getting a UK self employed mortgage. Arrange a free consultation.

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Mortgage Market Update - Rate Game

Mon, 26 Jul 2021 09:30:20 GMT

This week, we talk about the changing mood in the Bank of England around interest rates and what impact that will have the best mortgage rates.

We are also seeing Rents start to increase and look at the trends around this.

Plus as always, a look at what that all means for the mortgage world

#bestmortgagerates #mortgageadvice #mortgageadvisor #mortgagebroker #mortgagenews #interestrates #inflation #moneymarkets

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Mortgage Market Update - Throwback Vibes

Mon, 26 Jul 2021 07:37:44 GMT

It's impossible not to talk about it! So we look forward to the England game with some nostalgic thoughts. This week we also look at some interesting mortgage topics such as

- #bestmortgagerates are now at the lowest EVER

- #houseprices also reach record highs

- #interestrates also make some interesting moves perhaps due to #inflation

For all this and more, we hope you enjoy our weekly #mortgagenews #mortgagebroker #mortgageadvice #mortgageadvisor

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Are you looking to use your bonus income to get a mortgage?

Mon, 12 Jul 2021 06:16:48 GMT

Are you looking to use your bonus income to get a mortgage? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:

✅ Outlined what the rules are and how they apply

✅ Discuss how to get the best outcome for you

✅ Work out how much you can borrow

Bonus income mortgages from Rose Capital. Paid in shares? Variable bonuses? Trustworthy advice no matter the complexity of your income. Arrange a consultation.

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Mortgage Market Update - Everything is on the up! - Mortgage Brokers London

Fri, 09 Jul 2021 10:15:41 GMT

Following hot on the heels of England's success at the weekend, the mortgage market also seems bouyed by the result!

This week we look at:

- #Inflation on the rise and the dilema that poses the #bankofengland- #houseprice rises outstripped the saving on stamp duty

- #BestMortgageRates down again! Also, LTV's up

So for that, and a lot more ,we hope you enjoy our weekly #MortgageNews #mortgagebroker #mortgages #mortgageadvice #mortgageadvisor

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Mortgage Market Update - Negative thoughts on negative equity

Fri, 25 Jun 2021 06:30:01 GMT

This week we look at house prices in great detail and why we are unlikely to see negative equity anytime soon. also, inflation is on the rise so what impact will that have? #mortgages #mortgagenews #interestrates #logic

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Are you an Ex-Pat and looking to get a mortgage in the UK?

Thu, 24 Jun 2021 04:45:23 GMT

Are you an Ex-Pat and looking to get a mortgage in the UK? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:

✅ Outlined what the rules are and how they apply

✅ Discuss how to get the best outcome for you

✅ Talk through the technicalities so you don’t get caught out

Are you seeking a UK expat mortgage? Our expat mortgage brokers have deep industry expertise and proven processes to help you secure your best mortgage plan.

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Mortgage Market Update - a sizzling market - London Mortgage Broker

Wed, 16 Jun 2021 09:34:27 GMT

This week we look at the duality of the best mortgage rates getting even lower (now from just 0.95%!), while it being even more difficult to get deals through. we also look at the increased disparity in supply and demand following a report from RICS (Royal Institute of Chartered Surveyors). For all this and more, we hope you enjoy the podcast #mortgages #mortgagenews #bestmortgagerates

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Are you a company director and looking to get a mortgage?

Tue, 15 Jun 2021 07:38:51 GMT

Are you a company director and looking to get a mortgage? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:

✅ Outlined what the rules are and how they apply

✅ Discuss how to get the best outcome for you

✅ Ensure you don’t waste your time with lenders that may not be suitable

For that, and a lot more, listen to the podcast which we hope you find useful.

Company Director Mortgages from Rose Capital Partners. Get tailored advice and information on limited company directors mortgage from our specialists in the UK

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Are you looking to get a mortgage and the rental income in the assessment?

Mon, 14 Jun 2021 07:38:05 GMT

Are you looking to get a mortgage and the rental income in the assessment? If so, in this video we cover off:

✅ The Definitions of Rental Income

✅ How the assessment works

✅ What type of loan you may be offered

For all this, and more, we hope you find this podcast useful.

Brokers with vast experience in helping landlords maximise their portfolio’s profitability. We advise on & identify top UK buy to let & rental income mortgages.

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Do you receive income which is not in Sterling and looking to get a mortgage? - London Mortgage Brokers

Fri, 11 Jun 2021 06:30:31 GMT

Do you receive income which is not in Sterling and looking to get a mortgage? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:

✅ Outlined what the rules are and how they apply

✅ Discuss how to get the best outcome for you

✅ Talk through the technicalities so you don’t get caught out

For that, and a lot more, watch the video which we hope you find useful.

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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How Lending Works part 3 + all your mortgage news - Mortgage Market Update - London Mortgage Brokers

Mon, 07 Jun 2021 07:37:19 GMT

This week we talk about the last part of our series on how lending works. This time we focus on - Collateral - Meaning what role the property plays in getting a mortgage. We also talk over all the weeks mortgage news, market leading rates of 0.99%, soaring house prices and everything else you need to know.

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Rose Capital Partners Mortgage Market Update - The Zombie Mortgage! | Mortgage Advisor London

Thu, 27 May 2021 03:43:54 GMT

This week we look at deals that just refuse to die! (or get offered in our world) We also take a look at the change in trends in Rental Yields, touch on the second part of our series on Lending - Commitment and of course, look at the best mortgage rates you can currently obtain. For that, and more #mortgagenews, we hope you enjoy your update #mortgages #mortgagebroker #mortgagegoals

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Are you a Contactor and looking to get a mortgage?

Mon, 24 May 2021 08:25:42 GMT

Are you a Contactor and looking to get a mortgage? If so, you may be unaware of some complicated rules that may apply to you. So here, we have:

✅ Outlined what the rules are and how they apply

✅ Discuss how to get the best outcome for you

✅ Ensure you don’t waste your time with lenders that may not be suitable

Rose Capital London Mortgage Brokers are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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Mortgage Market Update & The 3 C's of Lending - Capacity from Rose Capital Partners - Mortgage Advisor London

Wed, 19 May 2021 07:58:44 GMT

This week, on top of the usual #mortgagenews, #bestmortgagerates & an update on #houseprices. We also talk over one of the 3 C's that make up #mortgage lending. This week we talk over "Capacity", which you can click here

Rose Capital Partners Mortgage Advisor London are among the best. We offer expert financial advice & connect you with UK lenders across a wide range of mortgage services.

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