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		<itunes:summary><![CDATA[Your quick dose of smart money, property, career, retirement and business tips from the money money money shows. Hosted by Glen James, John Pidgeon, Rachelle Kroon, Shelley Johnson, Martin McGrath, Kayla Malss and Adrian Smith.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[Your quick dose of smart money, property, career, retirement and business tips from the money money money shows. Hosted by Glen James, John Pidgeon, Rachelle Kroon, Shelley Johnson, Martin McGrath, Kayla Malss and Adrian Smith.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<title> pros and cons of gifting equity to your children to purchase a property</title>
			<itunes:title> pros and cons of gifting equity to your children to purchase a property</itunes:title>
			<pubDate>Sat, 14 Feb 2026 18:10:00 GMT</pubDate>
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			<description><![CDATA[<p>Glen James and Vince Scully discuss a listener's question about gifting equity to adult children.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/W-8bDM4dB8w" rel="noopener noreferrer" target="_blank">https://youtu.be/W-8bDM4dB8w</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Vince Scully discuss a listener's question about gifting equity to adult children.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/W-8bDM4dB8w" rel="noopener noreferrer" target="_blank">https://youtu.be/W-8bDM4dB8w</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>what is financial counselling? How does it differ to financial advice?</title>
			<itunes:title>what is financial counselling? How does it differ to financial advice?</itunes:title>
			<pubDate>Fri, 13 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>16:00</itunes:duration>
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			<description><![CDATA[<p>Glen James chatted with financial counsellor Paul Jordon from UnitingWA about the difference between seeing a financial adviser vs a financial counsellor.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Xced4lxCh6Y" rel="noopener noreferrer" target="_blank">https://youtu.be/Xced4lxCh6Y</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James chatted with financial counsellor Paul Jordon from UnitingWA about the difference between seeing a financial adviser vs a financial counsellor.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Xced4lxCh6Y" rel="noopener noreferrer" target="_blank">https://youtu.be/Xced4lxCh6Y</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>what is the blockchain and what is cryptocurrency?</title>
			<itunes:title>what is the blockchain and what is cryptocurrency?</itunes:title>
			<pubDate>Thu, 12 Feb 2026 18:10:00 GMT</pubDate>
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			<description><![CDATA[<p>Glen James joins with Nick (<a href="https://www.youtube.com/@15minutemoney" rel="noopener noreferrer" target="_blank">‪@15minutemoney‬</a> ) to talk about the technology crypto is built on - blockchain.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/nJ-wiKnqaFA" rel="noopener noreferrer" target="_blank">https://youtu.be/nJ-wiKnqaFA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James joins with Nick (<a href="https://www.youtube.com/@15minutemoney" rel="noopener noreferrer" target="_blank">‪@15minutemoney‬</a> ) to talk about the technology crypto is built on - blockchain.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/nJ-wiKnqaFA" rel="noopener noreferrer" target="_blank">https://youtu.be/nJ-wiKnqaFA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>family life + ensuring kids learn important money lessons with ‪Pat Flynn (Deep Pocket Monster)‬</title>
			<itunes:title>family life + ensuring kids learn important money lessons with ‪Pat Flynn (Deep Pocket Monster)‬</itunes:title>
			<pubDate>Wed, 11 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>5:16</itunes:duration>
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			<description><![CDATA[<p><a href="https://www.youtube.com/@deeppocketmonster" rel="noopener noreferrer" target="_blank">‪@deeppocketmonster‬</a> shares a bit about his family life with Glen.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/HUwY8ZKS1W0" rel="noopener noreferrer" target="_blank">https://youtu.be/HUwY8ZKS1W0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p><a href="https://www.youtube.com/@deeppocketmonster" rel="noopener noreferrer" target="_blank">‪@deeppocketmonster‬</a> shares a bit about his family life with Glen.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/HUwY8ZKS1W0" rel="noopener noreferrer" target="_blank">https://youtu.be/HUwY8ZKS1W0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[kiwi living in London - Sarah's expat story]]></title>
			<itunes:title><![CDATA[kiwi living in London - Sarah's expat story]]></itunes:title>
			<pubDate>Tue, 10 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>12:08</itunes:duration>
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			<description><![CDATA[<p>Sarah shares a bit about her story moving from New Zealand to London - setting up a career, making friends and enjoying the expat life.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/cqCWyJSJ-XA" rel="noopener noreferrer" target="_blank">https://youtu.be/cqCWyJSJ-XA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah shares a bit about her story moving from New Zealand to London - setting up a career, making friends and enjoying the expat life.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/cqCWyJSJ-XA" rel="noopener noreferrer" target="_blank">https://youtu.be/cqCWyJSJ-XA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>using interest-only IP loans to smash PPOR mortgage faster</title>
			<itunes:title>using interest-only IP loans to smash PPOR mortgage faster</itunes:title>
			<pubDate>Mon, 09 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>6:58</itunes:duration>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack a viewer's question about how they can smash down their PPOR mortgage.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/QlhH_hk_InE" rel="noopener noreferrer" target="_blank">https://youtu.be/QlhH_hk_InE</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack a viewer's question about how they can smash down their PPOR mortgage.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/QlhH_hk_InE" rel="noopener noreferrer" target="_blank">https://youtu.be/QlhH_hk_InE</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title>how much super do you need to retire without the age pension?</title>
			<itunes:title>how much super do you need to retire without the age pension?</itunes:title>
			<pubDate>Sun, 08 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>12:39</itunes:duration>
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			<acast:episodeUrl>how-much-super-do-you-need-to-retire-without-the-age-pension</acast:episodeUrl>
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			<description><![CDATA[<p>A listener asked about Gen X retirees who won’t qualify for the age pension—how much super do you actually need to fund retirement? Glen James and Martin McGrath unpack the numbers, the psychology of spending, and why enjoying your money matters as much as saving it.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/3fvIKEWUjUA" rel="noopener noreferrer" target="_blank">https://youtu.be/3fvIKEWUjUA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener asked about Gen X retirees who won’t qualify for the age pension—how much super do you actually need to fund retirement? Glen James and Martin McGrath unpack the numbers, the psychology of spending, and why enjoying your money matters as much as saving it.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/3fvIKEWUjUA" rel="noopener noreferrer" target="_blank">https://youtu.be/3fvIKEWUjUA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[what's new in Sim's world + how she attributes her success]]></title>
			<itunes:title><![CDATA[what's new in Sim's world + how she attributes her success]]></itunes:title>
			<pubDate>Sat, 07 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>20:33</itunes:duration>
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			<description><![CDATA[<p>Sim Kaur, host of the incredible Friends that Invest podcast, community and book, joined Glen James to share about her success and how she's achieved it.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/80HZYu01Mr4" rel="noopener noreferrer" target="_blank">https://youtu.be/80HZYu01Mr4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sim Kaur, host of the incredible Friends that Invest podcast, community and book, joined Glen James to share about her success and how she's achieved it.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/80HZYu01Mr4" rel="noopener noreferrer" target="_blank">https://youtu.be/80HZYu01Mr4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA['I'm having breakdowns at work!' Solving bad bosses]]></title>
			<itunes:title><![CDATA['I'm having breakdowns at work!' Solving bad bosses]]></itunes:title>
			<pubDate>Fri, 06 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>15:21</itunes:duration>
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			<description><![CDATA[<p>Glen James, Kat and Jess Brady discuss a listeners question about managing bad bosses. Leave or stay?</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ufF0Hb1nadU" rel="noopener noreferrer" target="_blank">https://youtu.be/ufF0Hb1nadU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, Kat and Jess Brady discuss a listeners question about managing bad bosses. Leave or stay?</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ufF0Hb1nadU" rel="noopener noreferrer" target="_blank">https://youtu.be/ufF0Hb1nadU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>managing money: philanthropy, investing, managing costs with ‪@deeppocketmonster‬</title>
			<itunes:title>managing money: philanthropy, investing, managing costs with ‪@deeppocketmonster‬</itunes:title>
			<pubDate>Thu, 05 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>17:23</itunes:duration>
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			<description><![CDATA[<p><a href="https://www.youtube.com/@deeppocketmonster" rel="noopener noreferrer" target="_blank">‪@deeppocketmonster‬</a> his approach to managing money, and how he uses money to make a difference.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/4x_8DObD5AA" rel="noopener noreferrer" target="_blank">https://youtu.be/4x_8DObD5AA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p><a href="https://www.youtube.com/@deeppocketmonster" rel="noopener noreferrer" target="_blank">‪@deeppocketmonster‬</a> his approach to managing money, and how he uses money to make a difference.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/4x_8DObD5AA" rel="noopener noreferrer" target="_blank">https://youtu.be/4x_8DObD5AA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>personal stories of moving to London, travel plans + a deep dive on careers</title>
			<itunes:title>personal stories of moving to London, travel plans + a deep dive on careers</itunes:title>
			<pubDate>Wed, 04 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>15:01</itunes:duration>
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			<description><![CDATA[<p>Members of the community living the expat life in London share their experiences about moving to London and setting up a career.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/2Hvn-Mtc-T4" rel="noopener noreferrer" target="_blank">https://youtu.be/2Hvn-Mtc-T4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Members of the community living the expat life in London share their experiences about moving to London and setting up a career.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/2Hvn-Mtc-T4" rel="noopener noreferrer" target="_blank">https://youtu.be/2Hvn-Mtc-T4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[debt recycling & selling a property that has split loans attached]]></title>
			<itunes:title><![CDATA[debt recycling & selling a property that has split loans attached]]></itunes:title>
			<pubDate>Tue, 03 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>5:55</itunes:duration>
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			<acast:episodeUrl>debt-recycling-selling-a-property-that-has-split-loans-attac</acast:episodeUrl>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack a listener's question about debt recycling and split loans.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/Dhk2gmyQc24" rel="noopener noreferrer" target="_blank">https://youtu.be/Dhk2gmyQc24</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack a listener's question about debt recycling and split loans.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/Dhk2gmyQc24" rel="noopener noreferrer" target="_blank">https://youtu.be/Dhk2gmyQc24</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what's involved in setting up a SMSF?]]></title>
			<itunes:title><![CDATA[what's involved in setting up a SMSF?]]></itunes:title>
			<pubDate>Mon, 02 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>6:39</itunes:duration>
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			<acast:episodeUrl>whats-involved-in-setting-up-a-smsf</acast:episodeUrl>
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			<description><![CDATA[<p>Glen James and John Pidgeon explain what it's like setting up a self managed super fund (SMSF), the costs, the details and how it all works.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/RGFvMzyO1ps" rel="noopener noreferrer" target="_blank">https://youtu.be/RGFvMzyO1ps</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and John Pidgeon explain what it's like setting up a self managed super fund (SMSF), the costs, the details and how it all works.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/RGFvMzyO1ps" rel="noopener noreferrer" target="_blank">https://youtu.be/RGFvMzyO1ps</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>super strategies when one partner is 7 years younger</title>
			<itunes:title>super strategies when one partner is 7 years younger</itunes:title>
			<pubDate>Sun, 01 Feb 2026 18:10:00 GMT</pubDate>
			<itunes:duration>7:22</itunes:duration>
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			<description><![CDATA[<p>Sue asks how to draw from her super without impacting her husband’s age pension. Glen James and Martin McGrath break down strategies for accumulation vs. pension phase, ad hoc withdrawals, and investment planning for couples.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/HeCt_qj20rc" rel="noopener noreferrer" target="_blank">https://youtu.be/HeCt_qj20rc</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sue asks how to draw from her super without impacting her husband’s age pension. Glen James and Martin McGrath break down strategies for accumulation vs. pension phase, ad hoc withdrawals, and investment planning for couples.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/HeCt_qj20rc" rel="noopener noreferrer" target="_blank">https://youtu.be/HeCt_qj20rc</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using redraw from your investment loan to buy ETFs</title>
			<itunes:title>using redraw from your investment loan to buy ETFs</itunes:title>
			<pubDate>Sat, 31 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>2:21</itunes:duration>
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			<description><![CDATA[<p>Rachelle Kroon and Leah Hall from Lift Accounting discuss a listeners question about using redraw from an investment property loan for investing elsewhere.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/yjhMeK6raLg" rel="noopener noreferrer" target="_blank">https://youtu.be/yjhMeK6raLg</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rachelle Kroon and Leah Hall from Lift Accounting discuss a listeners question about using redraw from an investment property loan for investing elsewhere.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/yjhMeK6raLg" rel="noopener noreferrer" target="_blank">https://youtu.be/yjhMeK6raLg</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title> how Shane moved to London, runs a business across countries + made new friends</title>
			<itunes:title> how Shane moved to London, runs a business across countries + made new friends</itunes:title>
			<pubDate>Fri, 30 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>10:45</itunes:duration>
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			<description><![CDATA[<p>Shane shares about his decision to move from Australia to London, his experience running a business over international borders + how he has built social networks.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Nfw21_Hsc0E" rel="noopener noreferrer" target="_blank">https://youtu.be/Nfw21_Hsc0E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shane shares about his decision to move from Australia to London, his experience running a business over international borders + how he has built social networks.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Nfw21_Hsc0E" rel="noopener noreferrer" target="_blank">https://youtu.be/Nfw21_Hsc0E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title>receiving large, unexpected sums of cash - what to do?</title>
			<itunes:title>receiving large, unexpected sums of cash - what to do?</itunes:title>
			<pubDate>Thu, 29 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>16:30</itunes:duration>
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			<description><![CDATA[<p>Glen James and Rachelle Kroon unpack a tricky situation where someone received a large unexpected sum of cash.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/0FTFJpS83xA" rel="noopener noreferrer" target="_blank">https://youtu.be/0FTFJpS83xA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Rachelle Kroon unpack a tricky situation where someone received a large unexpected sum of cash.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/0FTFJpS83xA" rel="noopener noreferrer" target="_blank">https://youtu.be/0FTFJpS83xA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[what a granny flat right actually is & how Centrelink assesses it]]></title>
			<itunes:title><![CDATA[what a granny flat right actually is & how Centrelink assesses it]]></itunes:title>
			<pubDate>Wed, 28 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>15:51</itunes:duration>
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			<description><![CDATA[<p>Nathan Fradley joins Glen James to break down what a granny flat right is.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/MR36mvAy_Rg" rel="noopener noreferrer" target="_blank">https://youtu.be/MR36mvAy_Rg</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Nathan Fradley joins Glen James to break down what a granny flat right is.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/MR36mvAy_Rg" rel="noopener noreferrer" target="_blank">https://youtu.be/MR36mvAy_Rg</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using equity to buy another investment property</title>
			<itunes:title>using equity to buy another investment property</itunes:title>
			<pubDate>Tue, 27 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>4:26</itunes:duration>
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			<acast:episodeUrl>using-equity-to-buy-another-investment-property</acast:episodeUrl>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon discuss a viewer's question about using property equity to buy a second investment property.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/7GBtIqWC4is" rel="noopener noreferrer" target="_blank">https://youtu.be/7GBtIqWC4is</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon discuss a viewer's question about using property equity to buy a second investment property.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/7GBtIqWC4is" rel="noopener noreferrer" target="_blank">https://youtu.be/7GBtIqWC4is</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>super beneficiaries, insurance policies inside super + frequently asked questions</title>
			<itunes:title>super beneficiaries, insurance policies inside super + frequently asked questions</itunes:title>
			<pubDate>Mon, 26 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>17:05</itunes:duration>
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			<acast:episodeUrl>super-beneficiaries-insurance-policies-inside-super-frequent</acast:episodeUrl>
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			<description><![CDATA[<p>Superannuation gets complicated when it comes to beneficiaries, tax treatment, insurance, and estate planning. Glen James and John Pidgeon break down who really gets your super (and how much tax they’ll pay), why group insurance inside super isn’t always the best deal, and how to check if your fund is working for you.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/QxDxQWe9xGY" rel="noopener noreferrer" target="_blank">https://youtu.be/QxDxQWe9xGY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Superannuation gets complicated when it comes to beneficiaries, tax treatment, insurance, and estate planning. Glen James and John Pidgeon break down who really gets your super (and how much tax they’ll pay), why group insurance inside super isn’t always the best deal, and how to check if your fund is working for you.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/QxDxQWe9xGY" rel="noopener noreferrer" target="_blank">https://youtu.be/QxDxQWe9xGY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[$1mill in super & 10 years out from retirement. Move to a WRAP account?]]></title>
			<itunes:title><![CDATA[$1mill in super & 10 years out from retirement. Move to a WRAP account?]]></itunes:title>
			<pubDate>Sun, 25 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>13:51</itunes:duration>
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			<description><![CDATA[<p>Dave has over $1M in super and is torn between staying in Hostplus Choice Plus or moving to a WRAP account. In this clip Glen James and Martin McGrath break down strategy vs. product, the tax implications, and why sometimes less tinkering leads to better outcomes.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/og8cUNJuc7c" rel="noopener noreferrer" target="_blank">https://youtu.be/og8cUNJuc7c</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Dave has over $1M in super and is torn between staying in Hostplus Choice Plus or moving to a WRAP account. In this clip Glen James and Martin McGrath break down strategy vs. product, the tax implications, and why sometimes less tinkering leads to better outcomes.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/og8cUNJuc7c" rel="noopener noreferrer" target="_blank">https://youtu.be/og8cUNJuc7c</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>why does the customer service team for my super fund have such long wait times?</title>
			<itunes:title>why does the customer service team for my super fund have such long wait times?</itunes:title>
			<pubDate>Sat, 24 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>10:44</itunes:duration>
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			<description><![CDATA[<p>Glen James and Vince Scully discuss a viewers question about slow customer service with their super fund.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/FC327ihpXRI" rel="noopener noreferrer" target="_blank">https://youtu.be/FC327ihpXRI</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Vince Scully discuss a viewers question about slow customer service with their super fund.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/FC327ihpXRI" rel="noopener noreferrer" target="_blank">https://youtu.be/FC327ihpXRI</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the nabtrade platform and reinvesting dividends</title>
			<itunes:title>the nabtrade platform and reinvesting dividends</itunes:title>
			<pubDate>Fri, 23 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>9:49</itunes:duration>
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			<description><![CDATA[<p>Glen James and Jess Brady from Financially Fierce talk about a listeners question in regards to reinvesting dividends on the nabtrade platform.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Yu2yMUGEeYw" rel="noopener noreferrer" target="_blank">https://youtu.be/Yu2yMUGEeYw</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Jess Brady from Financially Fierce talk about a listeners question in regards to reinvesting dividends on the nabtrade platform.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Yu2yMUGEeYw" rel="noopener noreferrer" target="_blank">https://youtu.be/Yu2yMUGEeYw</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>passive income, defining success + YouTube success with ‪@deeppocketmonster‬</title>
			<itunes:title>passive income, defining success + YouTube success with ‪@deeppocketmonster‬</itunes:title>
			<pubDate>Thu, 22 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>15:22</itunes:duration>
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			<description><![CDATA[<p><a href="https://www.youtube.com/@deeppocketmonster" rel="noopener noreferrer" target="_blank">‪@deeppocketmonster‬</a> joined Glen to share about building passive businesses, his definition of success and his incredible YouTube channel.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/TJLLWiYXPs0" rel="noopener noreferrer" target="_blank">https://youtu.be/TJLLWiYXPs0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p><a href="https://www.youtube.com/@deeppocketmonster" rel="noopener noreferrer" target="_blank">‪@deeppocketmonster‬</a> joined Glen to share about building passive businesses, his definition of success and his incredible YouTube channel.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/TJLLWiYXPs0" rel="noopener noreferrer" target="_blank">https://youtu.be/TJLLWiYXPs0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>the first steps in seeking aged care support + the four key fees to know about</title>
			<itunes:title>the first steps in seeking aged care support + the four key fees to know about</itunes:title>
			<pubDate>Wed, 21 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>21:41</itunes:duration>
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			<description><![CDATA[<p>Nathan Fradley and Glen James unpack what to do if you believe you or your parents or loved ones need aged care support, and walk through the fees associated with aged care facilities.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ESZgUUKpYzU" rel="noopener noreferrer" target="_blank">https://youtu.be/ESZgUUKpYzU</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Nathan Fradley and Glen James unpack what to do if you believe you or your parents or loved ones need aged care support, and walk through the fees associated with aged care facilities.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ESZgUUKpYzU" rel="noopener noreferrer" target="_blank">https://youtu.be/ESZgUUKpYzU</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>financial scam stories from the community</title>
			<itunes:title>financial scam stories from the community</itunes:title>
			<pubDate>Tue, 20 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>24:25</itunes:duration>
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			<description><![CDATA[<p>Glen James and Rachelle Kroon share financial scam stories from the community.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/j14m3UvMTwA" rel="noopener noreferrer" target="_blank">https://youtu.be/j14m3UvMTwA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Rachelle Kroon share financial scam stories from the community.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/j14m3UvMTwA" rel="noopener noreferrer" target="_blank">https://youtu.be/j14m3UvMTwA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>how Breana maximises her money + how to be a minimalist</title>
			<itunes:title>how Breana maximises her money + how to be a minimalist</itunes:title>
			<pubDate>Mon, 19 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>14:47</itunes:duration>
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			<description><![CDATA[<p>Glen James was joined by @breeonabudget to chat through her top tips for maximising money.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ok9PXXjlMHc" rel="noopener noreferrer" target="_blank">https://youtu.be/ok9PXXjlMHc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James was joined by @breeonabudget to chat through her top tips for maximising money.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ok9PXXjlMHc" rel="noopener noreferrer" target="_blank">https://youtu.be/ok9PXXjlMHc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[converting non-tax deductible debt into tax deductible & property loan splits]]></title>
			<itunes:title><![CDATA[converting non-tax deductible debt into tax deductible & property loan splits]]></itunes:title>
			<pubDate>Sun, 18 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>2:58</itunes:duration>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack a viewer question about property loan splits and what portions are tax deductible.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/2AzkiM3YWrQ" rel="noopener noreferrer" target="_blank">https://youtu.be/2AzkiM3YWrQ</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack a viewer question about property loan splits and what portions are tax deductible.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/2AzkiM3YWrQ" rel="noopener noreferrer" target="_blank">https://youtu.be/2AzkiM3YWrQ</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>retire with an investment property or sell and put money in super?</title>
			<itunes:title>retire with an investment property or sell and put money in super?</itunes:title>
			<pubDate>Sat, 17 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>11:48</itunes:duration>
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			<description><![CDATA[<p>Should you downsize and put the money into super, or keep an investment property in retirement? In this episode, Glen James and Martin McGrath break down the rules around downsizer contributions, tax implications, and the pros and cons of each strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/hmAdlyXMjSw" rel="noopener noreferrer" target="_blank">https://youtu.be/hmAdlyXMjSw</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you downsize and put the money into super, or keep an investment property in retirement? In this episode, Glen James and Martin McGrath break down the rules around downsizer contributions, tax implications, and the pros and cons of each strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/hmAdlyXMjSw" rel="noopener noreferrer" target="_blank">https://youtu.be/hmAdlyXMjSw</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>be careful with the travel insurance CC companies offer</title>
			<itunes:title>be careful with the travel insurance CC companies offer</itunes:title>
			<pubDate>Fri, 16 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>9:48</itunes:duration>
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			<description><![CDATA[<p>Think credit card travel insurance is useless? Watch Glen James and John Pidgeon discuss using credit cards in general, but dig deep on the details of credit card travel insurance.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/LrGC5_w5F1E" rel="noopener noreferrer" target="_blank">https://youtu.be/LrGC5_w5F1E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Think credit card travel insurance is useless? Watch Glen James and John Pidgeon discuss using credit cards in general, but dig deep on the details of credit card travel insurance.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/LrGC5_w5F1E" rel="noopener noreferrer" target="_blank">https://youtu.be/LrGC5_w5F1E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>estate planning in your 70s: what you must do now</title>
			<itunes:title>estate planning in your 70s: what you must do now</itunes:title>
			<pubDate>Thu, 15 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>13:57</itunes:duration>
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			<description><![CDATA[<p>As we get older, estate planning becomes more important, especially if you're in your 60s, 70s, or 80s and financially independent. In this clip, Glen James and financial adviser Martin McGrath unpack real-life strategies to reduce tax, avoid family conflict, and give more meaningfully while you're still around to enjoy the impact.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/47pCHF9fiDI" rel="noopener noreferrer" target="_blank">https://youtu.be/47pCHF9fiDI</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>As we get older, estate planning becomes more important, especially if you're in your 60s, 70s, or 80s and financially independent. In this clip, Glen James and financial adviser Martin McGrath unpack real-life strategies to reduce tax, avoid family conflict, and give more meaningfully while you're still around to enjoy the impact.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/47pCHF9fiDI" rel="noopener noreferrer" target="_blank">https://youtu.be/47pCHF9fiDI</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>my car is getting a bit old, time to upgrade?</title>
			<itunes:title>my car is getting a bit old, time to upgrade?</itunes:title>
			<pubDate>Wed, 14 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>5:38</itunes:duration>
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			<description><![CDATA[<p>Your car runs fine, you love driving it… but you’re tempted by something newer and shinier. Should you sell and upgrade, or keep it and focus on other financial goals? In this clip, Glen James, John Pidgeon and Rachelle Kroon talk through a listener’s dilemma about replacing a perfectly good Mitsubishi Eclipse Cross with something newer. The conversation turns into a challenge about resisting “wants,” prioritising investments over depreciating assets, and the power of having an accountability buddy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/cg44TNv-J-I" rel="noopener noreferrer" target="_blank">https://youtu.be/cg44TNv-J-I</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Your car runs fine, you love driving it… but you’re tempted by something newer and shinier. Should you sell and upgrade, or keep it and focus on other financial goals? In this clip, Glen James, John Pidgeon and Rachelle Kroon talk through a listener’s dilemma about replacing a perfectly good Mitsubishi Eclipse Cross with something newer. The conversation turns into a challenge about resisting “wants,” prioritising investments over depreciating assets, and the power of having an accountability buddy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/cg44TNv-J-I" rel="noopener noreferrer" target="_blank">https://youtu.be/cg44TNv-J-I</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[kids chores & routines: age-appropriate tasks, saying no & time-saving hacks]]></title>
			<itunes:title><![CDATA[kids chores & routines: age-appropriate tasks, saying no & time-saving hacks]]></itunes:title>
			<pubDate>Tue, 13 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>18:48</itunes:duration>
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			<description><![CDATA[<p>In this clip, Glen James and Rachelle Kroon dive into practical tips for getting kids involved in chores with age-appropriate routines, setting boundaries, and making life easier for busy parents juggling work and family. From simple daily habits like dishwasher duty to saying no to unnecessary volunteering, plus hacks to save time and reduce mental load.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/tJmq6R8Za9A" rel="noopener noreferrer" target="_blank">https://youtu.be/tJmq6R8Za9A</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James and Rachelle Kroon dive into practical tips for getting kids involved in chores with age-appropriate routines, setting boundaries, and making life easier for busy parents juggling work and family. From simple daily habits like dishwasher duty to saying no to unnecessary volunteering, plus hacks to save time and reduce mental load.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/tJmq6R8Za9A" rel="noopener noreferrer" target="_blank">https://youtu.be/tJmq6R8Za9A</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tips for negotiating a mortgage refinance</title>
			<itunes:title>tips for negotiating a mortgage refinance</itunes:title>
			<pubDate>Mon, 12 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>13:58</itunes:duration>
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			<description><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon unpack a question for a listener who is about to come off a fixed rate mortgage and looking to negotiate their refinance.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ceT0rPP95Z0" rel="noopener noreferrer" target="_blank">https://youtu.be/ceT0rPP95Z0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon unpack a question for a listener who is about to come off a fixed rate mortgage and looking to negotiate their refinance.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ceT0rPP95Z0" rel="noopener noreferrer" target="_blank">https://youtu.be/ceT0rPP95Z0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>salary sacrifice vs personal contributions + salary sacrifice vs HELP debt</title>
			<itunes:title>salary sacrifice vs personal contributions + salary sacrifice vs HELP debt</itunes:title>
			<pubDate>Sun, 11 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>7:14</itunes:duration>
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			<description><![CDATA[<p>Glen James and Rachelle Kroon unpack a few super contribution questions from viewers.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/9ShPUYJ_3N4" rel="noopener noreferrer" target="_blank">https://youtu.be/9ShPUYJ_3N4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Rachelle Kroon unpack a few super contribution questions from viewers.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/9ShPUYJ_3N4" rel="noopener noreferrer" target="_blank">https://youtu.be/9ShPUYJ_3N4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>can you still salary sacrifice with $500k+ in super?</title>
			<itunes:title>can you still salary sacrifice with $500k+ in super?</itunes:title>
			<pubDate>Sat, 10 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>3:59</itunes:duration>
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			<description><![CDATA[<p>Wondering if having over $500k in super stops you from salary sacrificing up to the concessional cap? In this clip, Glen James and Martin McGrath break down the $30k cap, catch-up rules, and when taxable income or age limits might affect your contributions.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/0lx7yar_uis" rel="noopener noreferrer" target="_blank">https://youtu.be/0lx7yar_uis</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Wondering if having over $500k in super stops you from salary sacrificing up to the concessional cap? In this clip, Glen James and Martin McGrath break down the $30k cap, catch-up rules, and when taxable income or age limits might affect your contributions.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/0lx7yar_uis" rel="noopener noreferrer" target="_blank">https://youtu.be/0lx7yar_uis</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title>what if investors with 2+ properties had to sell?</title>
			<itunes:title>what if investors with 2+ properties had to sell?</itunes:title>
			<pubDate>Fri, 09 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>3:47</itunes:duration>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon discuss a viewer's question about property investors and whether having investors sell their properties would assist with Australia's housing crisis.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/G2SpS7Pc98M" rel="noopener noreferrer" target="_blank">https://youtu.be/G2SpS7Pc98M</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon discuss a viewer's question about property investors and whether having investors sell their properties would assist with Australia's housing crisis.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/G2SpS7Pc98M" rel="noopener noreferrer" target="_blank">https://youtu.be/G2SpS7Pc98M</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>superannuation investments: levels of growth, asset allocation + fees</title>
			<itunes:title>superannuation investments: levels of growth, asset allocation + fees</itunes:title>
			<pubDate>Thu, 08 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>24:14</itunes:duration>
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			<description><![CDATA[<p>Super isn’t just a savings account: it’s an investment portfolio with fees, risks, and tax rules you need to understand. Glen James and John Pidgeon break down asset allocation, growth vs defensive options, ETF alternatives, and how to calculate what you’re really paying in super fees.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/shHCzqBxDuc" rel="noopener noreferrer" target="_blank">https://youtu.be/shHCzqBxDuc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Super isn’t just a savings account: it’s an investment portfolio with fees, risks, and tax rules you need to understand. Glen James and John Pidgeon break down asset allocation, growth vs defensive options, ETF alternatives, and how to calculate what you’re really paying in super fees.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/shHCzqBxDuc" rel="noopener noreferrer" target="_blank">https://youtu.be/shHCzqBxDuc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[super splitting - what's the point and benefit?]]></title>
			<itunes:title><![CDATA[super splitting - what's the point and benefit?]]></itunes:title>
			<pubDate>Wed, 07 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>12:38</itunes:duration>
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			<description><![CDATA[<p>This clip unpacks the pros and cons of super splitting, from evening out balances to Centrelink benefits, and why the decision really comes down to teamwork, communication, and long-term planning as a couple. Glen James and John Pidgeon also touch on the unique WA family law rules and how they may (or may not) affect your situation.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Yntvn9q2NQc" rel="noopener noreferrer" target="_blank">https://youtu.be/Yntvn9q2NQc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This clip unpacks the pros and cons of super splitting, from evening out balances to Centrelink benefits, and why the decision really comes down to teamwork, communication, and long-term planning as a couple. Glen James and John Pidgeon also touch on the unique WA family law rules and how they may (or may not) affect your situation.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Yntvn9q2NQc" rel="noopener noreferrer" target="_blank">https://youtu.be/Yntvn9q2NQc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>extra non-concessional contributions vs paying down the mortgage</title>
			<itunes:title>extra non-concessional contributions vs paying down the mortgage</itunes:title>
			<pubDate>Tue, 06 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>15:19</itunes:duration>
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			<description><![CDATA[<p>Should you put extra money into super, pay off your home loan, or knock down investment property debt? In this clip, Glen James and Martin McGrath break down the trade-offs, tax angles, and peace-of-mind factors so you can make the choice that fits your strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/p21OB34i29w" rel="noopener noreferrer" target="_blank">https://youtu.be/p21OB34i29w</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you put extra money into super, pay off your home loan, or knock down investment property debt? In this clip, Glen James and Martin McGrath break down the trade-offs, tax angles, and peace-of-mind factors so you can make the choice that fits your strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/p21OB34i29w" rel="noopener noreferrer" target="_blank">https://youtu.be/p21OB34i29w</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>my house is too big, should I move to a 2-bedroom apartment?</title>
			<itunes:title>my house is too big, should I move to a 2-bedroom apartment?</itunes:title>
			<pubDate>Mon, 05 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>10:42</itunes:duration>
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			<description><![CDATA[<p>Alli is facing a big decision: sell a beautiful home she's emotionally attached to, or hold on and ride the market? In this clip, Glen James, John Pidgeon and Rachelle Kroon unpack the emotional AND financial layers of property decisions in times of life change.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/rDV6LAdvlvQ" rel="noopener noreferrer" target="_blank">https://youtu.be/rDV6LAdvlvQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Alli is facing a big decision: sell a beautiful home she's emotionally attached to, or hold on and ride the market? In this clip, Glen James, John Pidgeon and Rachelle Kroon unpack the emotional AND financial layers of property decisions in times of life change.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/rDV6LAdvlvQ" rel="noopener noreferrer" target="_blank">https://youtu.be/rDV6LAdvlvQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how Queenie has invested in a new budget app</title>
			<itunes:title>how Queenie has invested in a new budget app</itunes:title>
			<pubDate>Sun, 04 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>9:09</itunes:duration>
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			<description><![CDATA[<p>Financial content creator, Queenie Tan, has invested in a new budgeting app! In this chat with Glen James she shares about the journey to investing in the Billroo app.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/-4jM92MhvoM" rel="noopener noreferrer" target="_blank">https://youtu.be/-4jM92MhvoM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Financial content creator, Queenie Tan, has invested in a new budgeting app! In this chat with Glen James she shares about the journey to investing in the Billroo app.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/-4jM92MhvoM" rel="noopener noreferrer" target="_blank">https://youtu.be/-4jM92MhvoM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[Breana's tipping point with money + how her money system is set up right now]]></title>
			<itunes:title><![CDATA[Breana's tipping point with money + how her money system is set up right now]]></itunes:title>
			<pubDate>Sat, 03 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>20:24</itunes:duration>
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			<description><![CDATA[<p>Breana of @breeonabudget joined Glen James to share a bit about her story, how she turned her money situation around, and how she encourages others with money.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/vhmlLgXJWd4" rel="noopener noreferrer" target="_blank">https://youtu.be/vhmlLgXJWd4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Breana of @breeonabudget joined Glen James to share a bit about her story, how she turned her money situation around, and how she encourages others with money.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/vhmlLgXJWd4" rel="noopener noreferrer" target="_blank">https://youtu.be/vhmlLgXJWd4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how can I encourage my partner to be interested in investing?</title>
			<itunes:title>how can I encourage my partner to be interested in investing?</itunes:title>
			<pubDate>Fri, 02 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>7:54</itunes:duration>
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			<description><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon unpacked a viewers question about getting their partner interested in investing. This was recorded live at Fincon, 2025.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/kYjWkpKmrrs" rel="noopener noreferrer" target="_blank">https://youtu.be/kYjWkpKmrrs</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon unpacked a viewers question about getting their partner interested in investing. This was recorded live at Fincon, 2025.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/kYjWkpKmrrs" rel="noopener noreferrer" target="_blank">https://youtu.be/kYjWkpKmrrs</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>using ChatGPT for meal plans, smart home hacks + sharing the load at home</title>
			<itunes:title>using ChatGPT for meal plans, smart home hacks + sharing the load at home</itunes:title>
			<pubDate>Thu, 01 Jan 2026 18:10:00 GMT</pubDate>
			<itunes:duration>14:33</itunes:duration>
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			<description><![CDATA[<p>What if ChatGPT could do your meal planning for the week? In this clip, Glen James and Rachelle Kroon explore how AI tools can streamline your food prep, simple hacks to make life easier, and the importance of communicating who does what when it comes to domestic chores.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/z6yiDi7ypwY" rel="noopener noreferrer" target="_blank">https://youtu.be/z6yiDi7ypwY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What if ChatGPT could do your meal planning for the week? In this clip, Glen James and Rachelle Kroon explore how AI tools can streamline your food prep, simple hacks to make life easier, and the importance of communicating who does what when it comes to domestic chores.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/z6yiDi7ypwY" rel="noopener noreferrer" target="_blank">https://youtu.be/z6yiDi7ypwY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>funding renovations - cash, equity or future-value valuations</title>
			<itunes:title>funding renovations - cash, equity or future-value valuations</itunes:title>
			<pubDate>Wed, 31 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>5:54</itunes:duration>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon talk through property valuations and the options available to fund renovations.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/UTrfLqoI8z8" rel="noopener noreferrer" target="_blank">https://youtu.be/UTrfLqoI8z8</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon talk through property valuations and the options available to fund renovations.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/UTrfLqoI8z8" rel="noopener noreferrer" target="_blank">https://youtu.be/UTrfLqoI8z8</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should you sell inherited single shares and buy ETFs?</title>
			<itunes:title>should you sell inherited single shares and buy ETFs?</itunes:title>
			<pubDate>Tue, 30 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>8:27</itunes:duration>
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			<itunes:subtitle>should I sell inherited single shares and buy ETFs to diversify?</itunes:subtitle>
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			<description><![CDATA[<p>Imagine you inherit single shares from your grandma - is there diversification risk in holding shares of one stock? Is it worth selling these and investing in ETFs instead? In this chat Glen James and Martin McGrath explain how it works when you inherit old shares, and what you can do next.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/WBlfVRp_MsA" rel="noopener noreferrer" target="_blank">https://youtu.be/WBlfVRp_MsA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Imagine you inherit single shares from your grandma - is there diversification risk in holding shares of one stock? Is it worth selling these and investing in ETFs instead? In this chat Glen James and Martin McGrath explain how it works when you inherit old shares, and what you can do next.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/WBlfVRp_MsA" rel="noopener noreferrer" target="_blank">https://youtu.be/WBlfVRp_MsA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>options for investing for kids</title>
			<itunes:title>options for investing for kids</itunes:title>
			<pubDate>Mon, 29 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:54</itunes:duration>
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			<description><![CDATA[<p>Should you invest for your kids through super, an investment bond, or just build wealth in your own name? In this clip, Glen James and John Pidgeon unpack Crystal’s question about setting aside money for her child and explore the tax, access, and practical considerations of each option.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Xy-TA_sOaF0" rel="noopener noreferrer" target="_blank">https://youtu.be/Xy-TA_sOaF0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you invest for your kids through super, an investment bond, or just build wealth in your own name? In this clip, Glen James and John Pidgeon unpack Crystal’s question about setting aside money for her child and explore the tax, access, and practical considerations of each option.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Xy-TA_sOaF0" rel="noopener noreferrer" target="_blank">https://youtu.be/Xy-TA_sOaF0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[the m3 community share what they've regretfully sold]]></title>
			<itunes:title><![CDATA[the m3 community share what they've regretfully sold]]></itunes:title>
			<pubDate>Sun, 28 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>3:31</itunes:duration>
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			<description><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon discuss regretful sales from the mmm community.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/wkj75tClHCY" rel="noopener noreferrer" target="_blank">https://youtu.be/wkj75tClHCY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon discuss regretful sales from the mmm community.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/wkj75tClHCY" rel="noopener noreferrer" target="_blank">https://youtu.be/wkj75tClHCY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[Mel's advice on money mindset and sorting your money out]]></title>
			<itunes:title><![CDATA[Mel's advice on money mindset and sorting your money out]]></itunes:title>
			<pubDate>Sat, 27 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:42</itunes:duration>
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			<description><![CDATA[<p>Listener of the show, Mel, shared with Glen James her top tips for anyone who wants to sort their money out.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/iaAzq5KYCgI" rel="noopener noreferrer" target="_blank">https://youtu.be/iaAzq5KYCgI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listener of the show, Mel, shared with Glen James her top tips for anyone who wants to sort their money out.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/iaAzq5KYCgI" rel="noopener noreferrer" target="_blank">https://youtu.be/iaAzq5KYCgI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[hard decisions, regrets, taking risks + Queenie's investing strategy]]></title>
			<itunes:title><![CDATA[hard decisions, regrets, taking risks + Queenie's investing strategy]]></itunes:title>
			<pubDate>Fri, 26 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>13:47</itunes:duration>
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			<acast:episodeUrl>hard-decisions-regrets-taking-risks-queenies-investing-strat</acast:episodeUrl>
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			<description><![CDATA[<p>Queenie Tan shared with Glen James about her journey to becoming a content creator - the hard decisions she had to make, the risks and how she invested to make it work.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/jgfeOY0SYqs" rel="noopener noreferrer" target="_blank">https://youtu.be/jgfeOY0SYqs</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Queenie Tan shared with Glen James about her journey to becoming a content creator - the hard decisions she had to make, the risks and how she invested to make it work.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/jgfeOY0SYqs" rel="noopener noreferrer" target="_blank">https://youtu.be/jgfeOY0SYqs</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what is Betashares Direct & how is it being developed?]]></title>
			<itunes:title><![CDATA[what is Betashares Direct & how is it being developed?]]></itunes:title>
			<pubDate>Thu, 25 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>18:24</itunes:duration>
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			<description><![CDATA[<p>In this clip, Glen James sits down with Matt Fish from BetaShares to unpack their new investing platform, BetaShares Direct.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/rPcB-eIYcms" rel="noopener noreferrer" target="_blank">https://youtu.be/rPcB-eIYcms</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James sits down with Matt Fish from BetaShares to unpack their new investing platform, BetaShares Direct.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/rPcB-eIYcms" rel="noopener noreferrer" target="_blank">https://youtu.be/rPcB-eIYcms</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[when should you start planning retirement & the age pension?]]></title>
			<itunes:title><![CDATA[when should you start planning retirement & the age pension?]]></itunes:title>
			<pubDate>Wed, 24 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>19:41</itunes:duration>
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			<description><![CDATA[<p>When should you start planning your retirement? Ideally in your 20s and 30s when you first start putting money into super, but for most Australians, the real planning doesn’t begin until their 50s. In this clip, Glen James chats with Justin Bott from Services Australia about when to start thinking about retirement, superannuation and the age pension.</p><br><p>You can contact the Financial Information Service on 132 300, ask for Financial Information Service or learn more at https://www.servicesaustralia.gov.au/financial-information-service</p><br><p>Free Financial Information webinars here: https://www.servicesaustralia.gov.au/financial-information-service-live-webinars</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/h-mcFqNR7Yo" rel="noopener noreferrer" target="_blank">https://youtu.be/h-mcFqNR7Yo</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When should you start planning your retirement? Ideally in your 20s and 30s when you first start putting money into super, but for most Australians, the real planning doesn’t begin until their 50s. In this clip, Glen James chats with Justin Bott from Services Australia about when to start thinking about retirement, superannuation and the age pension.</p><br><p>You can contact the Financial Information Service on 132 300, ask for Financial Information Service or learn more at https://www.servicesaustralia.gov.au/financial-information-service</p><br><p>Free Financial Information webinars here: https://www.servicesaustralia.gov.au/financial-information-service-live-webinars</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/h-mcFqNR7Yo" rel="noopener noreferrer" target="_blank">https://youtu.be/h-mcFqNR7Yo</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the case for outsourcing: cleaners, robot vacuums + buying back time</title>
			<itunes:title>the case for outsourcing: cleaners, robot vacuums + buying back time</itunes:title>
			<pubDate>Tue, 23 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>14:03</itunes:duration>
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			<description><![CDATA[<p>Hiring a cleaner when you 'can’t afford it'? Using a robot vacuum for mental health? In this clip, Glen James and Rachelle Kroon chat about outsourcing everyday tasks to reduce stress, buy back your time, and protect your sanity, especially if you're juggling work, kids, or running a business.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/l29CqH5ZLc0" rel="noopener noreferrer" target="_blank">https://youtu.be/l29CqH5ZLc0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Hiring a cleaner when you 'can’t afford it'? Using a robot vacuum for mental health? In this clip, Glen James and Rachelle Kroon chat about outsourcing everyday tasks to reduce stress, buy back your time, and protect your sanity, especially if you're juggling work, kids, or running a business.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/l29CqH5ZLc0" rel="noopener noreferrer" target="_blank">https://youtu.be/l29CqH5ZLc0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>what to keep in mind when considering the FHSS scheme</title>
			<itunes:title>what to keep in mind when considering the FHSS scheme</itunes:title>
			<pubDate>Mon, 22 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>20:30</itunes:duration>
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			<description><![CDATA[<p>Looking for a smarter way to save for your first home? The First Home Super Saver (FHSS) scheme lets you use your super account to grow your deposit, and the tax savings are real. In this clip, Glen James and Vince Scully break down the considerations to think through when assessing the scheme against your own needs.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/_fk9I0attJs" rel="noopener noreferrer" target="_blank">https://youtu.be/_fk9I0attJs</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Looking for a smarter way to save for your first home? The First Home Super Saver (FHSS) scheme lets you use your super account to grow your deposit, and the tax savings are real. In this clip, Glen James and Vince Scully break down the considerations to think through when assessing the scheme against your own needs.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/_fk9I0attJs" rel="noopener noreferrer" target="_blank">https://youtu.be/_fk9I0attJs</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>why your occupation matters for insurance premiums</title>
			<itunes:title>why your occupation matters for insurance premiums</itunes:title>
			<pubDate>Sun, 21 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:35</itunes:duration>
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			<description><![CDATA[<p>Insurance through super can be confusing, especially when it comes to default cover, group cover, and what happens when your job changes. In this clip of Retire Right, Glen James and Phil Thompson explain the difference between insurance inside vs outside of super, the importance of your occupational rating, and why comparing insurance quotes isn't always apples to apples.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/jqtYULHTrg4" rel="noopener noreferrer" target="_blank">https://youtu.be/jqtYULHTrg4</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Insurance through super can be confusing, especially when it comes to default cover, group cover, and what happens when your job changes. In this clip of Retire Right, Glen James and Phil Thompson explain the difference between insurance inside vs outside of super, the importance of your occupational rating, and why comparing insurance quotes isn't always apples to apples.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/jqtYULHTrg4" rel="noopener noreferrer" target="_blank">https://youtu.be/jqtYULHTrg4</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the three pillars of retirement in Australia + the age pension</title>
			<itunes:title>the three pillars of retirement in Australia + the age pension</itunes:title>
			<pubDate>Sat, 20 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>4:59</itunes:duration>
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			<description><![CDATA[<p>In this clip Glen James and Justin Bott from Services Australian outline the 3 pillars of retirement income in Australia, and how the age pension fits into that.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/5iek6CBd4aM" rel="noopener noreferrer" target="_blank">https://youtu.be/5iek6CBd4aM</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip Glen James and Justin Bott from Services Australian outline the 3 pillars of retirement income in Australia, and how the age pension fits into that.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/5iek6CBd4aM" rel="noopener noreferrer" target="_blank">https://youtu.be/5iek6CBd4aM</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[food hacks for parents: click & collect, meal planning, Costco wins + bulk buys]]></title>
			<itunes:title><![CDATA[food hacks for parents: click & collect, meal planning, Costco wins + bulk buys]]></itunes:title>
			<pubDate>Fri, 19 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:44</itunes:duration>
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			<description><![CDATA[<p>This clip was inspired by a member of our Facebook group, who asked: 'As a full-time working mum with 3 kids and a husband running a business, how do I save time?' The comments poured in, and Glen James and Rachelle Kroon compiled the best time-saving hacks, shortcuts, and automation tips to help busy people (not just mums!) reclaim time, reduce stress, and simplify the juggle.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/a3F6UPpBqLY" rel="noopener noreferrer" target="_blank">https://youtu.be/a3F6UPpBqLY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This clip was inspired by a member of our Facebook group, who asked: 'As a full-time working mum with 3 kids and a husband running a business, how do I save time?' The comments poured in, and Glen James and Rachelle Kroon compiled the best time-saving hacks, shortcuts, and automation tips to help busy people (not just mums!) reclaim time, reduce stress, and simplify the juggle.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/a3F6UPpBqLY" rel="noopener noreferrer" target="_blank">https://youtu.be/a3F6UPpBqLY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[don't buy property out of FOMO]]></title>
			<itunes:title><![CDATA[don't buy property out of FOMO]]></itunes:title>
			<pubDate>Thu, 18 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>16:19</itunes:duration>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack why buying property out of FOMO is such a problem.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/uAAYnkQBli4" rel="noopener noreferrer" target="_blank">https://youtu.be/uAAYnkQBli4</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon unpack why buying property out of FOMO is such a problem.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/uAAYnkQBli4" rel="noopener noreferrer" target="_blank">https://youtu.be/uAAYnkQBli4</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au/" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[strata title drama: water pipes in Glen's apartment building are busted]]></title>
			<itunes:title><![CDATA[strata title drama: water pipes in Glen's apartment building are busted]]></itunes:title>
			<pubDate>Wed, 17 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>11:14</itunes:duration>
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			<description><![CDATA[<p>A $2 million pipe replacement project, digging deep into the fund, 2-3 years of fixing work ahead—it’s all happening in Glen’s building. In this clip, Glen James and John Pidgeon share about why its critical to ensure there are funds available in a strata complex.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/gNgAmV8fHiE" rel="noopener noreferrer" target="_blank">https://youtu.be/gNgAmV8fHiE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A $2 million pipe replacement project, digging deep into the fund, 2-3 years of fixing work ahead—it’s all happening in Glen’s building. In this clip, Glen James and John Pidgeon share about why its critical to ensure there are funds available in a strata complex.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/gNgAmV8fHiE" rel="noopener noreferrer" target="_blank">https://youtu.be/gNgAmV8fHiE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>a FHSS scheme example: the impacts on a weekly pay</title>
			<itunes:title>a FHSS scheme example: the impacts on a weekly pay</itunes:title>
			<pubDate>Tue, 16 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>13:47</itunes:duration>
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			<description><![CDATA[<p>Want to know how the First Home Super Saver Scheme (FHSSS) could give you a tax-free boost of up to $7,650 (or more) toward your first home deposit? In this clip, Glen James and Vince Scully break down how using the scheme could impact your weekly pay.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/UTuVRfqg7R4" rel="noopener noreferrer" target="_blank">https://youtu.be/UTuVRfqg7R4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want to know how the First Home Super Saver Scheme (FHSSS) could give you a tax-free boost of up to $7,650 (or more) toward your first home deposit? In this clip, Glen James and Vince Scully break down how using the scheme could impact your weekly pay.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/UTuVRfqg7R4" rel="noopener noreferrer" target="_blank">https://youtu.be/UTuVRfqg7R4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should you cancel your life insurance in your 50s?</title>
			<itunes:title>should you cancel your life insurance in your 50s?</itunes:title>
			<pubDate>Mon, 15 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>13:27</itunes:duration>
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			<description><![CDATA[<p>For many Australians in their 50s, the mortgage is (nearly) paid off, the kids have moved out, and retirement is in sight. So… should you keep paying thousands a year for life insurance cover? In this clip of Retire Right, Glen James and Phil Thompson answer real community questions about when to cancel life insurance, what to consider, and how to dial back your cover without losing protection where it matters.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/r1oo5M8lvZ8" rel="noopener noreferrer" target="_blank">https://youtu.be/r1oo5M8lvZ8</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>For many Australians in their 50s, the mortgage is (nearly) paid off, the kids have moved out, and retirement is in sight. So… should you keep paying thousands a year for life insurance cover? In this clip of Retire Right, Glen James and Phil Thompson answer real community questions about when to cancel life insurance, what to consider, and how to dial back your cover without losing protection where it matters.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/r1oo5M8lvZ8" rel="noopener noreferrer" target="_blank">https://youtu.be/r1oo5M8lvZ8</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[Queenie's 4 money quadrants, shadow selves + limiting beliefs]]></title>
			<itunes:title><![CDATA[Queenie's 4 money quadrants, shadow selves + limiting beliefs]]></itunes:title>
			<pubDate>Sun, 14 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>14:19</itunes:duration>
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			<description><![CDATA[<p>Queenie Tan joined Glen James to chat about her new book, the 4 money quadrants she outlines in it and how to tackle those moments where you doubt yourself.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/mVAZ5k1PU7E" rel="noopener noreferrer" target="_blank">https://youtu.be/mVAZ5k1PU7E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Queenie Tan joined Glen James to chat about her new book, the 4 money quadrants she outlines in it and how to tackle those moments where you doubt yourself.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/mVAZ5k1PU7E" rel="noopener noreferrer" target="_blank">https://youtu.be/mVAZ5k1PU7E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>prioritise setting up a budget before paying debt down</title>
			<itunes:title>prioritise setting up a budget before paying debt down</itunes:title>
			<pubDate>Sat, 13 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>6:53</itunes:duration>
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			<description><![CDATA[<p>Glen James explains why creating a financial system is more important than aggressively paying down debt, and how to build habits that actually stick.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/SiJSIRarzZE" rel="noopener noreferrer" target="_blank">https://youtu.be/SiJSIRarzZE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James explains why creating a financial system is more important than aggressively paying down debt, and how to build habits that actually stick.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/SiJSIRarzZE" rel="noopener noreferrer" target="_blank">https://youtu.be/SiJSIRarzZE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[school catchments, private vs public costs & the housing market outlook]]></title>
			<itunes:title><![CDATA[school catchments, private vs public costs & the housing market outlook]]></itunes:title>
			<pubDate>Fri, 12 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>11:08</itunes:duration>
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			<acast:episodeUrl>school-catchments-private-vs-public-costs-the-housing-market</acast:episodeUrl>
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			<description><![CDATA[<p>In this clip John Pidgeon and Rachelle Kroon are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values. They discuss Cotality's report on house values inside vs outside of Australia's top public school catchments and provide an overall market report.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/d5LjIlF-uvs" rel="noopener noreferrer" target="_blank">https://youtu.be/d5LjIlF-uvs</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip John Pidgeon and Rachelle Kroon are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values. They discuss Cotality's report on house values inside vs outside of Australia's top public school catchments and provide an overall market report.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/d5LjIlF-uvs" rel="noopener noreferrer" target="_blank">https://youtu.be/d5LjIlF-uvs</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a unit? strata red flags, sinking funds + how to read a strata report</title>
			<itunes:title>buying a unit? strata red flags, sinking funds + how to read a strata report</itunes:title>
			<pubDate>Thu, 11 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>17:16</itunes:duration>
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			<acast:episodeUrl>buying-a-unit-strata-red-flags-sinking-funds-how-to-read-a-s</acast:episodeUrl>
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			<description><![CDATA[<p>If you're buying a unit in Australia, whether as a first home or investment, you must understand how strata works before signing a contract. In this clip, Glen James and John Pidgeon break down the key due diligence steps: how to read a strata report, what to ask a conveyancer, the risks with low sinking funds, special levies, litigation, and more.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/PPdOoYWd6jk" rel="noopener noreferrer" target="_blank">https://youtu.be/PPdOoYWd6jk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're buying a unit in Australia, whether as a first home or investment, you must understand how strata works before signing a contract. In this clip, Glen James and John Pidgeon break down the key due diligence steps: how to read a strata report, what to ask a conveyancer, the risks with low sinking funds, special levies, litigation, and more.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/PPdOoYWd6jk" rel="noopener noreferrer" target="_blank">https://youtu.be/PPdOoYWd6jk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing $6k-$10k in shares short-term</title>
			<itunes:title>investing $6k-$10k in shares short-term</itunes:title>
			<pubDate>Wed, 10 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>10:50</itunes:duration>
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			<description><![CDATA[<p>This clip tackles Amanda’s question: if you’ve got $6–10k to invest for just 10–12 months, what’s the smartest move? Glen James and John Pidgeon break down the difference between saving, investing, and speculating, and why short-term goals often call for a safer approach.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/r0NjYnKTn68" rel="noopener noreferrer" target="_blank">https://youtu.be/r0NjYnKTn68</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This clip tackles Amanda’s question: if you’ve got $6–10k to invest for just 10–12 months, what’s the smartest move? Glen James and John Pidgeon break down the difference between saving, investing, and speculating, and why short-term goals often call for a safer approach.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/r0NjYnKTn68" rel="noopener noreferrer" target="_blank">https://youtu.be/r0NjYnKTn68</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[managing pension income streams & simplifying finances in your 70s]]></title>
			<itunes:title><![CDATA[managing pension income streams & simplifying finances in your 70s]]></itunes:title>
			<pubDate>Tue, 09 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:13</itunes:duration>
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			<description><![CDATA[<p>In this clip, Glen James and financial adviser Martin McGrath dive into the practical side of managing pension income streams in your 70s, and the importance of simplifying your finances as you get older.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/slGzzJFFgfA" rel="noopener noreferrer" target="_blank">https://youtu.be/slGzzJFFgfA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James and financial adviser Martin McGrath dive into the practical side of managing pension income streams in your 70s, and the importance of simplifying your finances as you get older.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/slGzzJFFgfA" rel="noopener noreferrer" target="_blank">https://youtu.be/slGzzJFFgfA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[quickfire life insurance Q&A: super splits, waiting periods, adviser fees + more]]></title>
			<itunes:title><![CDATA[quickfire life insurance Q&A: super splits, waiting periods, adviser fees + more]]></itunes:title>
			<pubDate>Mon, 08 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>21:57</itunes:duration>
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			<description><![CDATA[<p>Glen James brought your questions to financial adviser Phil Thompson from Skye Wealth!</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/6HjRNyedi9g" rel="noopener noreferrer" target="_blank">https://youtu.be/6HjRNyedi9g</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James brought your questions to financial adviser Phil Thompson from Skye Wealth!</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/6HjRNyedi9g" rel="noopener noreferrer" target="_blank">https://youtu.be/6HjRNyedi9g</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>tough money questions you need to ask yourself in your 40s</title>
			<itunes:title>tough money questions you need to ask yourself in your 40s</itunes:title>
			<pubDate>Sun, 07 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>14:16</itunes:duration>
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			<description><![CDATA[<p>Are you in your 40s and feeling like life is moving fast, but your finances, health, or relationship goals aren't keeping up? This clip with Glen James and John Pidgeon is your midlife money reality check.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/YzGTw64OMfA" rel="noopener noreferrer" target="_blank">https://youtu.be/YzGTw64OMfA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you in your 40s and feeling like life is moving fast, but your finances, health, or relationship goals aren't keeping up? This clip with Glen James and John Pidgeon is your midlife money reality check.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/YzGTw64OMfA" rel="noopener noreferrer" target="_blank">https://youtu.be/YzGTw64OMfA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>buying your partner out of a property after a separation</title>
			<itunes:title>buying your partner out of a property after a separation</itunes:title>
			<pubDate>Sat, 06 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>15:42</itunes:duration>
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			<description><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon talk about the inns and outs of selling a property after a separation. This was recorded live at Fincon, 2025.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/wo_JQpZ_N-Q" rel="noopener noreferrer" target="_blank">https://youtu.be/wo_JQpZ_N-Q</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon talk about the inns and outs of selling a property after a separation. This was recorded live at Fincon, 2025.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/wo_JQpZ_N-Q" rel="noopener noreferrer" target="_blank">https://youtu.be/wo_JQpZ_N-Q</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>superannuation basics: eligibility, the trust structure, contributions + tax</title>
			<itunes:title>superannuation basics: eligibility, the trust structure, contributions + tax</itunes:title>
			<pubDate>Fri, 05 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>15:46</itunes:duration>
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			<description><![CDATA[<p>Superannuation is more than something you worry about at 40, it’s Australia’s biggest legal tax haven and a powerful tool for building wealth. Glen James and John Pidgeon break down eligibility, contributions, tax advantages, and how super fits into your long-term financial strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/PTKuQ2VBY7k" rel="noopener noreferrer" target="_blank">https://youtu.be/PTKuQ2VBY7k</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Superannuation is more than something you worry about at 40, it’s Australia’s biggest legal tax haven and a powerful tool for building wealth. Glen James and John Pidgeon break down eligibility, contributions, tax advantages, and how super fits into your long-term financial strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/PTKuQ2VBY7k" rel="noopener noreferrer" target="_blank">https://youtu.be/PTKuQ2VBY7k</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>top-down vs bottom-up budgets: pros and cons</title>
			<itunes:title>top-down vs bottom-up budgets: pros and cons</itunes:title>
			<pubDate>Thu, 04 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>5:23</itunes:duration>
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			<description><![CDATA[<p>Confused about budgeting? Glen James and John Pidgeon break down the difference between top-down and bottom-up approaches and explains which one works best depending on your financial situation.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/YvdWuMlGY9w" rel="noopener noreferrer" target="_blank">https://youtu.be/YvdWuMlGY9w</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Confused about budgeting? Glen James and John Pidgeon break down the difference between top-down and bottom-up approaches and explains which one works best depending on your financial situation.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/YvdWuMlGY9w" rel="noopener noreferrer" target="_blank">https://youtu.be/YvdWuMlGY9w</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>how the work bonus affects your age pension in retirement</title>
			<itunes:title>how the work bonus affects your age pension in retirement</itunes:title>
			<pubDate>Wed, 03 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>6:24</itunes:duration>
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			<description><![CDATA[<p>Thinking about working past age 67 and worried about how it impacts your age pension? In this clip Glen James and Martin McGrath break down the work bonus, what it means for your income, and why lifestyle often matters more than a few extra dollars.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/3sGmzzWKQgg" rel="noopener noreferrer" target="_blank">https://youtu.be/3sGmzzWKQgg</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking about working past age 67 and worried about how it impacts your age pension? In this clip Glen James and Martin McGrath break down the work bonus, what it means for your income, and why lifestyle often matters more than a few extra dollars.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/3sGmzzWKQgg" rel="noopener noreferrer" target="_blank">https://youtu.be/3sGmzzWKQgg</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>buying property in a self managed super fund (SMSF)</title>
			<itunes:title>buying property in a self managed super fund (SMSF)</itunes:title>
			<pubDate>Tue, 02 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>16:25</itunes:duration>
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			<description><![CDATA[<p>In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in self managed super fund (SMSF).</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/jb_7Il25O9U" rel="noopener noreferrer" target="_blank">https://youtu.be/jb_7Il25O9U</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in self managed super fund (SMSF).</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/jb_7Il25O9U" rel="noopener noreferrer" target="_blank">https://youtu.be/jb_7Il25O9U</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>super contributions explained: gov co-contribution + notice of intent to claim</title>
			<itunes:title>super contributions explained: gov co-contribution + notice of intent to claim</itunes:title>
			<pubDate>Mon, 01 Dec 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:45</itunes:duration>
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			<description><![CDATA[<p>In this clip, Glen James and Rachelle Kroon answer two listener questions about how to contribute to super when you're self-employed or on a low income. They explain the difference between government co-contributions and tax-deductible contributions, what a notice of intent to claim is, when to lodge it, and how timing affects your tax return or rollover.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ltMR29D7eHQ" rel="noopener noreferrer" target="_blank">https://youtu.be/ltMR29D7eHQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James and Rachelle Kroon answer two listener questions about how to contribute to super when you're self-employed or on a low income. They explain the difference between government co-contributions and tax-deductible contributions, what a notice of intent to claim is, when to lodge it, and how timing affects your tax return or rollover.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ltMR29D7eHQ" rel="noopener noreferrer" target="_blank">https://youtu.be/ltMR29D7eHQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Christmas gift ideas from the m3 Facebook community that won't send you broke]]></title>
			<itunes:title><![CDATA[Christmas gift ideas from the m3 Facebook community that won't send you broke]]></itunes:title>
			<pubDate>Sun, 30 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>19:02</itunes:duration>
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			<description><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon discuss low-cost high-value Christmas gifts and how to stay intentional so you don’t end up with a maxed-out credit card in January.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/g0Dnc-EgF2I" rel="noopener noreferrer" target="_blank">https://youtu.be/g0Dnc-EgF2I</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon discuss low-cost high-value Christmas gifts and how to stay intentional so you don’t end up with a maxed-out credit card in January.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/g0Dnc-EgF2I" rel="noopener noreferrer" target="_blank">https://youtu.be/g0Dnc-EgF2I</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>the 4 levers you can pull to tweak your budget or spending plan</title>
			<itunes:title>the 4 levers you can pull to tweak your budget or spending plan</itunes:title>
			<pubDate>Sat, 29 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:12</itunes:duration>
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			<description><![CDATA[<p>Glen James breaks down the four main levers of budgeting—income, savings, line items, and cutting costs—so you can take control of your finances and optimise your spending plan.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/2Vz96hFNSbg" rel="noopener noreferrer" target="_blank">https://youtu.be/2Vz96hFNSbg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James breaks down the four main levers of budgeting—income, savings, line items, and cutting costs—so you can take control of your finances and optimise your spending plan.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/2Vz96hFNSbg" rel="noopener noreferrer" target="_blank">https://youtu.be/2Vz96hFNSbg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>case study: pay off mortgage or invest? Glen James discusses with 2 advisers</title>
			<itunes:title>case study: pay off mortgage or invest? Glen James discusses with 2 advisers</itunes:title>
			<pubDate>Fri, 28 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>30:15</itunes:duration>
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			<description><![CDATA[<p>Glen James, Phil Thompson and James Millard discuss the case study of a listener who is receiving a lump sum following a work-related injury.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/6xLnDTkMNYI" rel="noopener noreferrer" target="_blank">https://youtu.be/6xLnDTkMNYI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, Phil Thompson and James Millard discuss the case study of a listener who is receiving a lump sum following a work-related injury.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/6xLnDTkMNYI" rel="noopener noreferrer" target="_blank">https://youtu.be/6xLnDTkMNYI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>pay off my property or use equity and invest now?</title>
			<itunes:title>pay off my property or use equity and invest now?</itunes:title>
			<pubDate>Thu, 27 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:55</itunes:duration>
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			<description><![CDATA[<p>Should you smash down your mortgage first or use equity now to buy your next investment property? John Pidgeon and Rachelle Kroon unpack the trade-offs, FOMO, and long-term wealth strategy for Aussie investors.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/gZliOD97tlI" rel="noopener noreferrer" target="_blank">https://youtu.be/gZliOD97tlI</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you smash down your mortgage first or use equity now to buy your next investment property? John Pidgeon and Rachelle Kroon unpack the trade-offs, FOMO, and long-term wealth strategy for Aussie investors.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/gZliOD97tlI" rel="noopener noreferrer" target="_blank">https://youtu.be/gZliOD97tlI</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>maximising your age pension: what to do in your 60s</title>
			<itunes:title>maximising your age pension: what to do in your 60s</itunes:title>
			<pubDate>Wed, 26 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>10:11</itunes:duration>
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			<acast:episodeUrl>maximising-your-age-pension-what-to-do-in-your-60s</acast:episodeUrl>
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			<description><![CDATA[<p>In your 60s? Now’s the time to plan ahead for retirement and maximise your Age Pension entitlement. In this clip, Glen James and Martin McGrath break down what steps you can take before turning 67 to get the most out of Centrelink, from gifting rules and super strategies to timing your long service leave and planning big lifestyle spends.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/SOx4ju9hdGk" rel="noopener noreferrer" target="_blank">https://youtu.be/SOx4ju9hdGk</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In your 60s? Now’s the time to plan ahead for retirement and maximise your Age Pension entitlement. In this clip, Glen James and Martin McGrath break down what steps you can take before turning 67 to get the most out of Centrelink, from gifting rules and super strategies to timing your long service leave and planning big lifestyle spends.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/SOx4ju9hdGk" rel="noopener noreferrer" target="_blank">https://youtu.be/SOx4ju9hdGk</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the real gift parents should be giving</title>
			<itunes:title>the real gift parents should be giving</itunes:title>
			<pubDate>Tue, 25 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>8:04</itunes:duration>
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			<acast:episodeUrl>the-real-gift-parents-should-be-giving</acast:episodeUrl>
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			<description><![CDATA[<p>Don’t outsource your kids’ financial literacy, no one else will do it for you. In this clip, Glen James and John Pidgeon talk about the best ways to teach kids about money at every age: from pocket money and saving jars to investing and buying their first car.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/feD5v6lA2GU" rel="noopener noreferrer" target="_blank">https://youtu.be/feD5v6lA2GU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Don’t outsource your kids’ financial literacy, no one else will do it for you. In this clip, Glen James and John Pidgeon talk about the best ways to teach kids about money at every age: from pocket money and saving jars to investing and buying their first car.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/feD5v6lA2GU" rel="noopener noreferrer" target="_blank">https://youtu.be/feD5v6lA2GU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what smart 30-somethings do with their money</title>
			<itunes:title>what smart 30-somethings do with their money</itunes:title>
			<pubDate>Mon, 24 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>6:18</itunes:duration>
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			<description><![CDATA[<p>Your 30s are a high-impact decade: financially, professionally, and personally. In this clip, Glen James, John Pidgeon, and Rachelle Kroon break down the key foundations to have in place, what to focus on when building wealth, and the mindset shifts that matter most.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/B0CVsS76dtI" rel="noopener noreferrer" target="_blank">https://youtu.be/B0CVsS76dtI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Your 30s are a high-impact decade: financially, professionally, and personally. In this clip, Glen James, John Pidgeon, and Rachelle Kroon break down the key foundations to have in place, what to focus on when building wealth, and the mindset shifts that matter most.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/B0CVsS76dtI" rel="noopener noreferrer" target="_blank">https://youtu.be/B0CVsS76dtI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is default super insurance good enough? Here’s what you need to know</title>
			<itunes:title>is default super insurance good enough? Here’s what you need to know</itunes:title>
			<pubDate>Sun, 23 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:55</itunes:duration>
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			<description><![CDATA[<p>Should you ditch your default super insurance? Glen James and Phil Thompson explain what you can keep, what you can add, and why certainty matters.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/p8lWJg__YVg" rel="noopener noreferrer" target="_blank">https://youtu.be/p8lWJg__YVg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you ditch your default super insurance? Glen James and Phil Thompson explain what you can keep, what you can add, and why certainty matters.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/p8lWJg__YVg" rel="noopener noreferrer" target="_blank">https://youtu.be/p8lWJg__YVg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>I have invested in DHHF, should I invest in anything else?</title>
			<itunes:title>I have invested in DHHF, should I invest in anything else?</itunes:title>
			<pubDate>Sat, 22 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:13</itunes:duration>
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			<description><![CDATA[<p>Keep your investing simple and let your money do the work! In this clip, Glen James, Phil Thompson and James Millard break down why index funds like DHHF can be all you need to grow wealth without overcomplicating things.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Kzw8UEnfFHE" rel="noopener noreferrer" target="_blank">https://youtu.be/Kzw8UEnfFHE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Keep your investing simple and let your money do the work! In this clip, Glen James, Phil Thompson and James Millard break down why index funds like DHHF can be all you need to grow wealth without overcomplicating things.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Kzw8UEnfFHE" rel="noopener noreferrer" target="_blank">https://youtu.be/Kzw8UEnfFHE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>first investment property: principal + interest or interest only?</title>
			<itunes:title>first investment property: principal + interest or interest only?</itunes:title>
			<pubDate>Fri, 21 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>10:19</itunes:duration>
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			<description><![CDATA[<p>If you’re buying your first investment property, should you choose principal &amp; interest (P&amp;I) or interest-only repayments? In this clip, Glen James, John Pidgeon, and Rachelle Kroon break down a listener’s question about a $600k first investment and whether P&amp;I or interest-only will get them closer to their goal of buying another property in 3–5 years.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/QOCSxtHTds4" rel="noopener noreferrer" target="_blank">https://youtu.be/QOCSxtHTds4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you’re buying your first investment property, should you choose principal &amp; interest (P&amp;I) or interest-only repayments? In this clip, Glen James, John Pidgeon, and Rachelle Kroon break down a listener’s question about a $600k first investment and whether P&amp;I or interest-only will get them closer to their goal of buying another property in 3–5 years.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/QOCSxtHTds4" rel="noopener noreferrer" target="_blank">https://youtu.be/QOCSxtHTds4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using a trade support loan to invest in ETFs vs flush it through the FHSS</title>
			<itunes:title>using a trade support loan to invest in ETFs vs flush it through the FHSS</itunes:title>
			<pubDate>Thu, 20 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>13:26</itunes:duration>
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			<acast:episodeUrl>using-a-trade-support-loan-to-invest-in-etfs-vs-flush-it-thr</acast:episodeUrl>
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			<description><![CDATA[<p>Dylan’s 22, two years into his electrical apprenticeship, living at home, and already has $50k in savings. But with a trade support loan and house deposit on the horizon, he’s wondering: should he invest the loan, use the First Home Super Saver Scheme, or just keep stacking cash? Glen James, John Pidgeon and Rachelle Kroon share their thoughts.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/kEszZmyTOJ8" rel="noopener noreferrer" target="_blank">https://youtu.be/kEszZmyTOJ8</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Dylan’s 22, two years into his electrical apprenticeship, living at home, and already has $50k in savings. But with a trade support loan and house deposit on the horizon, he’s wondering: should he invest the loan, use the First Home Super Saver Scheme, or just keep stacking cash? Glen James, John Pidgeon and Rachelle Kroon share their thoughts.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/kEszZmyTOJ8" rel="noopener noreferrer" target="_blank">https://youtu.be/kEszZmyTOJ8</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>maximise age pension in your 70s, funeral bonds + gifting</title>
			<itunes:title>maximise age pension in your 70s, funeral bonds + gifting</itunes:title>
			<pubDate>Wed, 19 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:30</itunes:duration>
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			<acast:episodeUrl>maximise-age-pension-in-your-70s-funeral-bonds-gifting</acast:episodeUrl>
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			<description><![CDATA[<p>If you're in your 70s and on the age pension, this clip is all about making the most of it. Glen James and financial adviser Martin McGrath unpack strategies like gifting, using funeral bonds, and how lifetime annuities are assessed by Centrelink. Whether you're after extra cash flow or peace of mind for your family, these small wins can add up.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/E7hBXcSJKD8" rel="noopener noreferrer" target="_blank">https://youtu.be/E7hBXcSJKD8</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're in your 70s and on the age pension, this clip is all about making the most of it. Glen James and financial adviser Martin McGrath unpack strategies like gifting, using funeral bonds, and how lifetime annuities are assessed by Centrelink. Whether you're after extra cash flow or peace of mind for your family, these small wins can add up.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/E7hBXcSJKD8" rel="noopener noreferrer" target="_blank">https://youtu.be/E7hBXcSJKD8</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is car dealer finance worth it?</title>
			<itunes:title>is car dealer finance worth it?</itunes:title>
			<pubDate>Tue, 18 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:11</itunes:duration>
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			<description><![CDATA[<p>Are dealer finance offers too good to be true? In this clip, Glen James breaks down how guaranteed future value deals work, what to watch out for with 0% or low-interest car loans, and why some people fall into the trap of always driving a new car.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/GC1Gco8cz5Q" rel="noopener noreferrer" target="_blank">https://youtu.be/GC1Gco8cz5Q</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are dealer finance offers too good to be true? In this clip, Glen James breaks down how guaranteed future value deals work, what to watch out for with 0% or low-interest car loans, and why some people fall into the trap of always driving a new car.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/GC1Gco8cz5Q" rel="noopener noreferrer" target="_blank">https://youtu.be/GC1Gco8cz5Q</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[retirement reality check in your 40s: super, property & mortgage strategies]]></title>
			<itunes:title><![CDATA[retirement reality check in your 40s: super, property & mortgage strategies]]></itunes:title>
			<pubDate>Mon, 17 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>21:25</itunes:duration>
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			<acast:episodeUrl>retirement-reality-check-in-your-40s-super-property-mortgage</acast:episodeUrl>
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			<description><![CDATA[<p>If you're in your 40s and wondering if you're on track for retirement, this clip is for you. Glen James and John Pidgeon dive into real-world super projections, what the average Aussie has (and should have), and how to turn things around, even if you’re behind.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/LpiPd7Gg2pE" rel="noopener noreferrer" target="_blank">https://youtu.be/LpiPd7Gg2pE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're in your 40s and wondering if you're on track for retirement, this clip is for you. Glen James and John Pidgeon dive into real-world super projections, what the average Aussie has (and should have), and how to turn things around, even if you’re behind.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/LpiPd7Gg2pE" rel="noopener noreferrer" target="_blank">https://youtu.be/LpiPd7Gg2pE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>money tips every 20-something needs to hear</title>
			<itunes:title>money tips every 20-something needs to hear</itunes:title>
			<pubDate>Sun, 16 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>2:03</itunes:duration>
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			<acast:episodeUrl>money-tips-every-20-something-needs-to-hear</acast:episodeUrl>
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			<description><![CDATA[<p>In this clip, Glen James, John Pidgeon and Rachelle Kroon unpack what it means to live fully in your 20s without going into debt.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/bHhEDAowpv8" rel="noopener noreferrer" target="_blank">https://youtu.be/bHhEDAowpv8</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James, John Pidgeon and Rachelle Kroon unpack what it means to live fully in your 20s without going into debt.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/bHhEDAowpv8" rel="noopener noreferrer" target="_blank">https://youtu.be/bHhEDAowpv8</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying units and dealing with strata: what you should be before you sign</title>
			<itunes:title>buying units and dealing with strata: what you should be before you sign</itunes:title>
			<pubDate>Sat, 15 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>29:25</itunes:duration>
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			<description><![CDATA[<p>Thinking of buying a unit or apartment? This clip is packed with practical advice on what to look for when buying strata-titled property. Inspired by a listener question in our Facebook group, Glen James and John Pidgeon break down everything from strata fees and sinking funds to red flags, investment strategy, and the difference between units, townhouses and apartments.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/1g4GF-_U5QM" rel="noopener noreferrer" target="_blank">https://youtu.be/1g4GF-_U5QM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of buying a unit or apartment? This clip is packed with practical advice on what to look for when buying strata-titled property. Inspired by a listener question in our Facebook group, Glen James and John Pidgeon break down everything from strata fees and sinking funds to red flags, investment strategy, and the difference between units, townhouses and apartments.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/1g4GF-_U5QM" rel="noopener noreferrer" target="_blank">https://youtu.be/1g4GF-_U5QM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying property in a company: the pros and cons</title>
			<itunes:title>buying property in a company: the pros and cons</itunes:title>
			<pubDate>Fri, 14 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>8:00</itunes:duration>
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			<description><![CDATA[<p>In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in company.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/TxXLNOI_QfU" rel="noopener noreferrer" target="_blank">https://youtu.be/TxXLNOI_QfU</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in company.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/TxXLNOI_QfU" rel="noopener noreferrer" target="_blank">https://youtu.be/TxXLNOI_QfU</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how the First Home Super Saver (FHSS) scheme works</title>
			<itunes:title>how the First Home Super Saver (FHSS) scheme works</itunes:title>
			<pubDate>Thu, 13 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>6:44</itunes:duration>
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			<description><![CDATA[<p>Thinking about buying your first home? The First Home Super Saver (FHSS) scheme might be one of the best-kept secrets to fast-track your deposit while saving on tax. In this clip Glen James and Vince Scully unpack the basics of how the scheme works.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/lE8mees_Acg" rel="noopener noreferrer" target="_blank">https://youtu.be/lE8mees_Acg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking about buying your first home? The First Home Super Saver (FHSS) scheme might be one of the best-kept secrets to fast-track your deposit while saving on tax. In this clip Glen James and Vince Scully unpack the basics of how the scheme works.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/lE8mees_Acg" rel="noopener noreferrer" target="_blank">https://youtu.be/lE8mees_Acg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to use superannuation to pay off your mortgage in your 60s</title>
			<itunes:title>how to use superannuation to pay off your mortgage in your 60s</itunes:title>
			<pubDate>Wed, 12 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>15:04</itunes:duration>
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			<description><![CDATA[<p>Can you use your super to pay off your mortgage in your 60s, even if you're still working? In this clip of Retire Right, Glen James and Martin McGrath unpack what being debt-free in your 60s really looks like and how superannuation strategies like Transition to Retirement (TTR) and ceasing a position of employment can help.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/8GzlIcK58vU" rel="noopener noreferrer" target="_blank">https://youtu.be/8GzlIcK58vU</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Can you use your super to pay off your mortgage in your 60s, even if you're still working? In this clip of Retire Right, Glen James and Martin McGrath unpack what being debt-free in your 60s really looks like and how superannuation strategies like Transition to Retirement (TTR) and ceasing a position of employment can help.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/8GzlIcK58vU" rel="noopener noreferrer" target="_blank">https://youtu.be/8GzlIcK58vU</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing in your 30s: make the most of your income</title>
			<itunes:title>investing in your 30s: make the most of your income</itunes:title>
			<pubDate>Tue, 11 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>15:36</itunes:duration>
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			<acast:episodeUrl>investing-in-your-30s</acast:episodeUrl>
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			<description><![CDATA[<p>In your 30s, you're likely earning more, but are you making the most of it? In this clip, Glen James, John Pidgeon, and Rachelle Kroon talk about building solid investing habits, navigating property, using salary sacrifice to boost your super, and how lifestyle creep can quietly derail your future goals.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/uT-bIdQ_NbQ" rel="noopener noreferrer" target="_blank">https://youtu.be/uT-bIdQ_NbQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In your 30s, you're likely earning more, but are you making the most of it? In this clip, Glen James, John Pidgeon, and Rachelle Kroon talk about building solid investing habits, navigating property, using salary sacrifice to boost your super, and how lifestyle creep can quietly derail your future goals.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/uT-bIdQ_NbQ" rel="noopener noreferrer" target="_blank">https://youtu.be/uT-bIdQ_NbQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[life insurances: stepped vs level premiums, health loadings & insurance in super]]></title>
			<itunes:title><![CDATA[life insurances: stepped vs level premiums, health loadings & insurance in super]]></itunes:title>
			<pubDate>Mon, 10 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>18:51</itunes:duration>
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			<description><![CDATA[<p>This is a jam-packed insurance Q&amp;A! Glen James and Phil Thompson from Skye Wealth break down your life insurance questions.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/vdDbVR0aq6M" rel="noopener noreferrer" target="_blank">https://youtu.be/vdDbVR0aq6M</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This is a jam-packed insurance Q&amp;A! Glen James and Phil Thompson from Skye Wealth break down your life insurance questions.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/vdDbVR0aq6M" rel="noopener noreferrer" target="_blank">https://youtu.be/vdDbVR0aq6M</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>relationships in your 20s matter: choose wisely</title>
			<itunes:title>relationships in your 20s matter: choose wisely</itunes:title>
			<pubDate>Sun, 09 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>4:19</itunes:duration>
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			<description><![CDATA[<p>In this clip, Glen James, John Pidgeon, and Rachelle Kroon get real about relationships — not just romantic ones, but friendships and the people you surround yourself with.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/AVNf2GawfZQ" rel="noopener noreferrer" target="_blank">https://youtu.be/AVNf2GawfZQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James, John Pidgeon, and Rachelle Kroon get real about relationships — not just romantic ones, but friendships and the people you surround yourself with.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/AVNf2GawfZQ" rel="noopener noreferrer" target="_blank">https://youtu.be/AVNf2GawfZQ</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>a bit about Queenie, her book, her values and view on the FIRE movement</title>
			<itunes:title>a bit about Queenie, her book, her values and view on the FIRE movement</itunes:title>
			<pubDate>Sat, 08 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>10:02</itunes:duration>
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			<description><![CDATA[<p>Financial content creator Queenie joined Glen James to chat about where her money journey started, what drives her and why she wrote her book.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/t1v_jJvHn00" rel="noopener noreferrer" target="_blank">https://youtu.be/t1v_jJvHn00</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Financial content creator Queenie joined Glen James to chat about where her money journey started, what drives her and why she wrote her book.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/t1v_jJvHn00" rel="noopener noreferrer" target="_blank">https://youtu.be/t1v_jJvHn00</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[is it worth paying more of my mortgage knowing I'm planning on selling the home?]]></title>
			<itunes:title><![CDATA[is it worth paying more of my mortgage knowing I'm planning on selling the home?]]></itunes:title>
			<pubDate>Fri, 07 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>6:34</itunes:duration>
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			<description><![CDATA[<p>Shirley’s planning to sell her home in 3 years, but should she make extra mortgage repayments now? Glen James, John Pidgeon, and Rachelle Lroon from discuss the pros, cons, and hidden traps you need to know before putting more money on your loan.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Gv0yQTVrS4E" rel="noopener noreferrer" target="_blank">https://youtu.be/Gv0yQTVrS4E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shirley’s planning to sell her home in 3 years, but should she make extra mortgage repayments now? Glen James, John Pidgeon, and Rachelle Lroon from discuss the pros, cons, and hidden traps you need to know before putting more money on your loan.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/Gv0yQTVrS4E" rel="noopener noreferrer" target="_blank">https://youtu.be/Gv0yQTVrS4E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>TTR pension explained: access your super at 60 without retiring</title>
			<itunes:title>TTR pension explained: access your super at 60 without retiring</itunes:title>
			<pubDate>Thu, 06 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:37</itunes:duration>
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			<description><![CDATA[<p>You can access your super before you retire, but how does that work? In this clip, Glen James and Martin McGrath break down what a Transition to Retirement (TTR) pension and an Account-Based Pension are, when you can start one, and why it might (or might not) be a smart move in your 60s.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/tMnkXuEgjqg" rel="noopener noreferrer" target="_blank">https://youtu.be/tMnkXuEgjqg</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>You can access your super before you retire, but how does that work? In this clip, Glen James and Martin McGrath break down what a Transition to Retirement (TTR) pension and an Account-Based Pension are, when you can start one, and why it might (or might not) be a smart move in your 60s.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/tMnkXuEgjqg" rel="noopener noreferrer" target="_blank">https://youtu.be/tMnkXuEgjqg</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what now? Deciding what to do with $10k in Spaceship</title>
			<itunes:title>what now? Deciding what to do with $10k in Spaceship</itunes:title>
			<pubDate>Wed, 05 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>14:33</itunes:duration>
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			<description><![CDATA[<p>Alex has been investing $50 a fortnight with her teens using Spaceship, aiming for a $10K goal. Glen James and Rachelle Kroon break down what could come next.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ZSj0QpnKz8A" rel="noopener noreferrer" target="_blank">https://youtu.be/ZSj0QpnKz8A</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Alex has been investing $50 a fortnight with her teens using Spaceship, aiming for a $10K goal. Glen James and Rachelle Kroon break down what could come next.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ZSj0QpnKz8A" rel="noopener noreferrer" target="_blank">https://youtu.be/ZSj0QpnKz8A</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[financial adviser & superannuation red flags]]></title>
			<itunes:title><![CDATA[financial adviser & superannuation red flags]]></itunes:title>
			<pubDate>Tue, 04 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>14:09</itunes:duration>
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			<description><![CDATA[<p>Glen James and Vince Scully break down the red flags in superannuation and financial advice, from SMSF spruikers to product conflicts and fee myths. They explain how some advisers push their own products, why low fees aren't always better, and what good advice actually looks like. If you're reviewing your super or getting pitched a "better deal," this is a must-watch.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/VdUwhXAc5zU" rel="noopener noreferrer" target="_blank">https://youtu.be/VdUwhXAc5zU</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Vince Scully break down the red flags in superannuation and financial advice, from SMSF spruikers to product conflicts and fee myths. They explain how some advisers push their own products, why low fees aren't always better, and what good advice actually looks like. If you're reviewing your super or getting pitched a "better deal," this is a must-watch.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/VdUwhXAc5zU" rel="noopener noreferrer" target="_blank">https://youtu.be/VdUwhXAc5zU</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to get your finances in order (even if you’re “bad with money”)</title>
			<itunes:title>how to get your finances in order (even if you’re “bad with money”)</itunes:title>
			<pubDate>Mon, 03 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>15:56</itunes:duration>
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			<description><![CDATA[<p>Glen James and Jacqui Clarke get real about the money habits that keep life and business on track, and why even finance pros can struggle behind the scenes.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/IEFy7AN6V_0" rel="noopener noreferrer" target="_blank">https://youtu.be/IEFy7AN6V_0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Jacqui Clarke get real about the money habits that keep life and business on track, and why even finance pros can struggle behind the scenes.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/IEFy7AN6V_0" rel="noopener noreferrer" target="_blank">https://youtu.be/IEFy7AN6V_0</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the 18.6 year real estate cycle, its four phases + where are we now?</title>
			<itunes:title>the 18.6 year real estate cycle, its four phases + where are we now?</itunes:title>
			<pubDate>Sun, 02 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>15:59</itunes:duration>
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			<acast:episodeUrl>the-186-year-real-estate-cycle-its-four-phases-where-are-we</acast:episodeUrl>
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			<description><![CDATA[<p>John Pidgeon and Rachelle Kroon are joined by Darren Wilson from Property Share Market Economics to chat about the 18.6 year real estate cycle.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/3NnPX9VqNTc" rel="noopener noreferrer" target="_blank">https://youtu.be/3NnPX9VqNTc</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Rachelle Kroon are joined by Darren Wilson from Property Share Market Economics to chat about the 18.6 year real estate cycle.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/3NnPX9VqNTc" rel="noopener noreferrer" target="_blank">https://youtu.be/3NnPX9VqNTc</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investment property choice: Sydney vs. regional?</title>
			<itunes:title>investment property choice: Sydney vs. regional?</itunes:title>
			<pubDate>Sat, 01 Nov 2025 18:10:00 GMT</pubDate>
			<itunes:duration>6:22</itunes:duration>
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			<acast:episodeUrl>investment-property-choice-sydney-vs-regional</acast:episodeUrl>
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			<description><![CDATA[<p>Should you buy a blue-chip Sydney townhouse, or go regional with a house in Newcastle/Wollongong? John Pidgeon and Rachelle Kroon unpack the pros, cons, and long-term wealth trade-offs for first home buyers.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/00MyjChVxis" rel="noopener noreferrer" target="_blank">https://youtu.be/00MyjChVxis</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you buy a blue-chip Sydney townhouse, or go regional with a house in Newcastle/Wollongong? John Pidgeon and Rachelle Kroon unpack the pros, cons, and long-term wealth trade-offs for first home buyers.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/00MyjChVxis" rel="noopener noreferrer" target="_blank">https://youtu.be/00MyjChVxis</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[cold calls, passive income & red flags 🚩]]></title>
			<itunes:title><![CDATA[cold calls, passive income & red flags 🚩]]></itunes:title>
			<pubDate>Fri, 31 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>8:50</itunes:duration>
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			<acast:episodeUrl>cold-calls-passive-income-red-flags</acast:episodeUrl>
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			<description><![CDATA[<p>Glen James and Vince Scully break down the growing trend of cold calls from companies promising passive income, tax savings, or financial freedom. What’s really going on behind these calls? Are they legit?</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/7qzs4qm3tDE" rel="noopener noreferrer" target="_blank">https://youtu.be/7qzs4qm3tDE</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Vince Scully break down the growing trend of cold calls from companies promising passive income, tax savings, or financial freedom. What’s really going on behind these calls? Are they legit?</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/7qzs4qm3tDE" rel="noopener noreferrer" target="_blank">https://youtu.be/7qzs4qm3tDE</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to pay for your car</title>
			<itunes:title>how to pay for your car</itunes:title>
			<pubDate>Thu, 30 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>15:38</itunes:duration>
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			<acast:episodeUrl>how-to-pay-for-your-car</acast:episodeUrl>
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			<description><![CDATA[<p>In this clip, Glen James break down the different ways to pay for a car, from paying cash, to using a car loan, to borrowing against your mortgage, and help you figure out which option might make sense for you.</p><br><p>This audio is from a clip on the money money money YouTube channel: https://youtu.be/jQ7VoxBMBeY</p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James break down the different ways to pay for a car, from paying cash, to using a car loan, to borrowing against your mortgage, and help you figure out which option might make sense for you.</p><br><p>This audio is from a clip on the money money money YouTube channel: https://youtu.be/jQ7VoxBMBeY</p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>make big career moves in your 30s</title>
			<itunes:title>make big career moves in your 30s</itunes:title>
			<pubDate>Wed, 29 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>8:34</itunes:duration>
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			<description><![CDATA[<p>Is your 30s the best decade to make a big move, whether it's a career change, study, or launching a business? Glen James, John Pidgeon and Rachelle Kroon talk openly about the timing of those big moves in your 30s.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/xN2UDgb8S1I" rel="noopener noreferrer" target="_blank">https://youtu.be/xN2UDgb8S1I</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is your 30s the best decade to make a big move, whether it's a career change, study, or launching a business? Glen James, John Pidgeon and Rachelle Kroon talk openly about the timing of those big moves in your 30s.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/xN2UDgb8S1I" rel="noopener noreferrer" target="_blank">https://youtu.be/xN2UDgb8S1I</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how much does life insurance actually cost? (+ ballpark premiums explained)</title>
			<itunes:title>how much does life insurance actually cost? (+ ballpark premiums explained)</itunes:title>
			<pubDate>Tue, 28 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:18</itunes:duration>
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			<description><![CDATA[<p>In this clip, Glen James and Phil Thompson (Skye Wealth) answer your questions about how much life insurance, TPD, trauma, and income protection typically cost, and why pricing varies so much.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/dW_eJedrV5g" rel="noopener noreferrer" target="_blank">https://youtu.be/dW_eJedrV5g</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James and Phil Thompson (Skye Wealth) answer your questions about how much life insurance, TPD, trauma, and income protection typically cost, and why pricing varies so much.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/dW_eJedrV5g" rel="noopener noreferrer" target="_blank">https://youtu.be/dW_eJedrV5g</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[can I open a second pension account after 60? | super & inheritance explained]]></title>
			<itunes:title><![CDATA[can I open a second pension account after 60? | super & inheritance explained]]></itunes:title>
			<pubDate>Mon, 27 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>11:02</itunes:duration>
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			<acast:episodeUrl>can-i-open-a-second-pension-account-after-60-super-inheritan</acast:episodeUrl>
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			<description><![CDATA[<p>If you’re over 60, retired, and about to receive an inheritance, can you open a second pension account to keep under the $2 million transfer balance cap? 👀 And what does that mean for your kids when it comes to tax? In this clip, Glen and Martin break this question down.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/hqc-3JT8Jb8" rel="noopener noreferrer" target="_blank">https://youtu.be/hqc-3JT8Jb8</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you’re over 60, retired, and about to receive an inheritance, can you open a second pension account to keep under the $2 million transfer balance cap? 👀 And what does that mean for your kids when it comes to tax? In this clip, Glen and Martin break this question down.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/hqc-3JT8Jb8" rel="noopener noreferrer" target="_blank">https://youtu.be/hqc-3JT8Jb8</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the downsides of self managing investment properties + buying new or old?</title>
			<itunes:title>the downsides of self managing investment properties + buying new or old?</itunes:title>
			<pubDate>Sun, 26 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>10:11</itunes:duration>
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			<acast:episodeUrl>the-downsides-of-self-managing-investment-properties-buying</acast:episodeUrl>
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			<description><![CDATA[<p>Some people choose to self-manage their own investment properties to 'save money', but is it really worth it? In this clip Glen James, John Pidgeon and Rachelle Kroon discuss this concept.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/s7H-Re4yz3c" rel="noopener noreferrer" target="_blank">https://youtu.be/s7H-Re4yz3c</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Some people choose to self-manage their own investment properties to 'save money', but is it really worth it? In this clip Glen James, John Pidgeon and Rachelle Kroon discuss this concept.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/s7H-Re4yz3c" rel="noopener noreferrer" target="_blank">https://youtu.be/s7H-Re4yz3c</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to get your budgeting sorted + why LOOT is better than FIRE</title>
			<itunes:title>how to get your budgeting sorted + why LOOT is better than FIRE</itunes:title>
			<pubDate>Sat, 25 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>13:56</itunes:duration>
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			<description><![CDATA[<p>Traditional budgets often feel restrictive, but what if your spending plan gave you freedom instead of guilt? Glen James and John Pidgeon unpack mindset, values-based spending, and how to create a money system that supports the life you actually want.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/hy0Cq96Gj98" rel="noopener noreferrer" target="_blank">https://youtu.be/hy0Cq96Gj98</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Traditional budgets often feel restrictive, but what if your spending plan gave you freedom instead of guilt? Glen James and John Pidgeon unpack mindset, values-based spending, and how to create a money system that supports the life you actually want.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/hy0Cq96Gj98" rel="noopener noreferrer" target="_blank">https://youtu.be/hy0Cq96Gj98</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying property in trusts: is it right for you?</title>
			<itunes:title>buying property in trusts: is it right for you?</itunes:title>
			<pubDate>Fri, 24 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>21:57</itunes:duration>
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			<description><![CDATA[<p>In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in discretionary (family) trusts &amp; unit trusts.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/OqBw3bYOCfQ" rel="noopener noreferrer" target="_blank">https://youtu.be/OqBw3bYOCfQ</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/</p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in discretionary (family) trusts &amp; unit trusts.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/OqBw3bYOCfQ" rel="noopener noreferrer" target="_blank">https://youtu.be/OqBw3bYOCfQ</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/</p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>grow our offset account or invest in VGS?</title>
			<itunes:title>grow our offset account or invest in VGS?</itunes:title>
			<pubDate>Thu, 23 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>11:12</itunes:duration>
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			<description><![CDATA[<p>Glen James and Rachelle Kroon unpack a detailed listener scenario: a young family in their early 30s with solid income, $52k in their offset account, and $500 a week spare. Should they build their emergency fund, smash down the mortgage, pump up their super, or invest more into ETFs like VGS?</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/5fsL-iV5TGA" rel="noopener noreferrer" target="_blank">https://youtu.be/5fsL-iV5TGA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James and Rachelle Kroon unpack a detailed listener scenario: a young family in their early 30s with solid income, $52k in their offset account, and $500 a week spare. Should they build their emergency fund, smash down the mortgage, pump up their super, or invest more into ETFs like VGS?</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/5fsL-iV5TGA" rel="noopener noreferrer" target="_blank">https://youtu.be/5fsL-iV5TGA</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>understanding the transfer balance cap increase effective from 1 July 2025</title>
			<itunes:title>understanding the transfer balance cap increase effective from 1 July 2025</itunes:title>
			<pubDate>Wed, 22 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:22</itunes:duration>
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			<description><![CDATA[<p>The transfer balance cap is going from $1.9 million to $2 million on 1 July 2025, but what does that actually mean for your retirement strategy? In this clip, Glen James sits down with financial adviser Martin McGrath to break down how the transfer balance cap works, why it's important, and how the increase might affect your pension phase strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/JPVBod5YhGw" rel="noopener noreferrer" target="_blank">https://youtu.be/JPVBod5YhGw</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The transfer balance cap is going from $1.9 million to $2 million on 1 July 2025, but what does that actually mean for your retirement strategy? In this clip, Glen James sits down with financial adviser Martin McGrath to break down how the transfer balance cap works, why it's important, and how the increase might affect your pension phase strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/JPVBod5YhGw" rel="noopener noreferrer" target="_blank">https://youtu.be/JPVBod5YhGw</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the truth about passive income: why it won’t fix your life</title>
			<itunes:title>the truth about passive income: why it won’t fix your life</itunes:title>
			<pubDate>Tue, 21 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:20</itunes:duration>
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			<description><![CDATA[<p>We all dream of that sweet, sweet passive income… but is it everything it's hyped up to be? In this honest conversation, Glen James and Jacqui Clarke shares their thoughts on the best forms of passive income, and why chasing them won't magically solve your money problems.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/OXJyF8bBn0E" rel="noopener noreferrer" target="_blank">https://youtu.be/OXJyF8bBn0E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We all dream of that sweet, sweet passive income… but is it everything it's hyped up to be? In this honest conversation, Glen James and Jacqui Clarke shares their thoughts on the best forms of passive income, and why chasing them won't magically solve your money problems.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/OXJyF8bBn0E" rel="noopener noreferrer" target="_blank">https://youtu.be/OXJyF8bBn0E</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>hot tips for buying property in Australia</title>
			<itunes:title>hot tips for buying property in Australia</itunes:title>
			<pubDate>Mon, 20 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:24</itunes:duration>
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			<description><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon share a quickfire round of their top property tips!</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/y9RBSpJx6bk" rel="noopener noreferrer" target="_blank">https://youtu.be/y9RBSpJx6bk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen James, John Pidgeon and Rachelle Kroon share a quickfire round of their top property tips!</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/y9RBSpJx6bk" rel="noopener noreferrer" target="_blank">https://youtu.be/y9RBSpJx6bk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[how to teach kids the link between money & mental health]]></title>
			<itunes:title><![CDATA[how to teach kids the link between money & mental health]]></itunes:title>
			<pubDate>Sun, 19 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:12</itunes:duration>
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			<description><![CDATA[<p>Talking to kids and teens about money doesn’t have to be awkward, or boring. In this episode, Glen chats with Barbara van der Merwe, the creator of the Mandy Money financial literacy curriculum, about the powerful connection between money and mental health.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/xYHl88CBahk" rel="noopener noreferrer" target="_blank">https://youtu.be/xYHl88CBahk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Talking to kids and teens about money doesn’t have to be awkward, or boring. In this episode, Glen chats with Barbara van der Merwe, the creator of the Mandy Money financial literacy curriculum, about the powerful connection between money and mental health.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/xYHl88CBahk" rel="noopener noreferrer" target="_blank">https://youtu.be/xYHl88CBahk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title><![CDATA[how do you know if you're ready for a SMSF?]]></title>
			<itunes:title><![CDATA[how do you know if you're ready for a SMSF?]]></itunes:title>
			<pubDate>Sat, 18 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:26</itunes:duration>
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			<description><![CDATA[<p>In this clip Glen James and John Pidgeon chat through the details of self managed super funds (SMSF) and how to decide if setting one up is right for you.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/4vjMipXbT68" rel="noopener noreferrer" target="_blank">https://youtu.be/4vjMipXbT68</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip Glen James and John Pidgeon chat through the details of self managed super funds (SMSF) and how to decide if setting one up is right for you.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/4vjMipXbT68" rel="noopener noreferrer" target="_blank">https://youtu.be/4vjMipXbT68</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[money in your 40s: it's half time with your money - act now]]></title>
			<itunes:title><![CDATA[money in your 40s: it's half time with your money - act now]]></itunes:title>
			<pubDate>Fri, 17 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>8:07</itunes:duration>
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			<acast:episodeUrl>its-half-time-with-your-money-act-now</acast:episodeUrl>
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			<description><![CDATA[<p>If you're in your 40s, this is your financial halftime speech. Glen James and John Pidgeon dive into the reality check that hits hard in this decade, changing risk profiles, shifting expectations around retirement, and why this might be the most important financial moment of your life.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/7v_1vHC65KY" rel="noopener noreferrer" target="_blank">https://youtu.be/7v_1vHC65KY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need:<a href=" https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank"> https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're in your 40s, this is your financial halftime speech. Glen James and John Pidgeon dive into the reality check that hits hard in this decade, changing risk profiles, shifting expectations around retirement, and why this might be the most important financial moment of your life.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/7v_1vHC65KY" rel="noopener noreferrer" target="_blank">https://youtu.be/7v_1vHC65KY</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need:<a href=" https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank"> https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>do school catchments really drive property prices?</title>
			<itunes:title>do school catchments really drive property prices?</itunes:title>
			<pubDate>Thu, 16 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>11:16</itunes:duration>
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			<acast:episodeUrl>do-school-catchments-really-drive-property-prices</acast:episodeUrl>
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			<description><![CDATA[<p>In this clip John Pidgeon and Rachelle Kroon are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values. They discuss Cotality's report on house values inside vs outside of Australia's top public school catchments and whether paying extra to be in-zone really makes sense for families and investors.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/VLDTMHH9nSA" rel="noopener noreferrer" target="_blank">https://youtu.be/VLDTMHH9nSA</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip John Pidgeon and Rachelle Kroon are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values. They discuss Cotality's report on house values inside vs outside of Australia's top public school catchments and whether paying extra to be in-zone really makes sense for families and investors.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/VLDTMHH9nSA" rel="noopener noreferrer" target="_blank">https://youtu.be/VLDTMHH9nSA</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>my tax agent said my salary sacrifice should go elsewhere, is that bad advice?</title>
			<itunes:title>my tax agent said my salary sacrifice should go elsewhere, is that bad advice?</itunes:title>
			<pubDate>Wed, 15 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:01</itunes:duration>
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			<acast:episodeUrl>my-tax-agent-said-my-salary-sacrifice-should-go-elsewhere-is</acast:episodeUrl>
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			<description><![CDATA[<p>Salary sacrifice vs mortgage: which gives you the better bang for your $100 a fortnight? Glen James, Phil Thompson and James Millard break down the tax, super, and long-term returns in simple terms.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/F8gW0-0Xwfk" rel="noopener noreferrer" target="_blank">https://youtu.be/F8gW0-0Xwfk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Salary sacrifice vs mortgage: which gives you the better bang for your $100 a fortnight? Glen James, Phil Thompson and James Millard break down the tax, super, and long-term returns in simple terms.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/F8gW0-0Xwfk" rel="noopener noreferrer" target="_blank">https://youtu.be/F8gW0-0Xwfk</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what to ask your super fund or financial adviser about investment selection</title>
			<itunes:title>what to ask your super fund or financial adviser about investment selection</itunes:title>
			<pubDate>Tue, 14 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>11:41</itunes:duration>
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			<description><![CDATA[<p>Are you really diversified, or just holding 3,000 of the same thing? In this clip, Glen James and Vince Scully break down the real meaning of diversification in your super and investment strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/6lgDyJo0w5o" rel="noopener noreferrer" target="_blank">https://youtu.be/6lgDyJo0w5o</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you really diversified, or just holding 3,000 of the same thing? In this clip, Glen James and Vince Scully break down the real meaning of diversification in your super and investment strategy.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/6lgDyJo0w5o" rel="noopener noreferrer" target="_blank">https://youtu.be/6lgDyJo0w5o</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[weirdest things you've ever sold for cash (we asked you!)]]></title>
			<itunes:title><![CDATA[weirdest things you've ever sold for cash (we asked you!)]]></itunes:title>
			<pubDate>Mon, 13 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>4:54</itunes:duration>
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			<description><![CDATA[<p>What’s the most random thing you’ve ever sold for money? We asked our Facebook community, and the responses did not disappoint.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/4dxeTSSRVZg" rel="noopener noreferrer" target="_blank">https://youtu.be/4dxeTSSRVZg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What’s the most random thing you’ve ever sold for money? We asked our Facebook community, and the responses did not disappoint.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/4dxeTSSRVZg" rel="noopener noreferrer" target="_blank">https://youtu.be/4dxeTSSRVZg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>buy an investment property first? weighing up your property options</title>
			<itunes:title>buy an investment property first? weighing up your property options</itunes:title>
			<pubDate>Sun, 12 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>25:27</itunes:duration>
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			<description><![CDATA[<p>Property in Australia requires first home buyers to be more strategic than ever with their first purchase. In this chat Glen James, John Pidgeon and Rachelle Kroon unpack how first home buyers are often considering buying an investment property first, then turning around to buy their dream home later on.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/1e7MPRjiDQI" rel="noopener noreferrer" target="_blank">https://youtu.be/1e7MPRjiDQI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Property in Australia requires first home buyers to be more strategic than ever with their first purchase. In this chat Glen James, John Pidgeon and Rachelle Kroon unpack how first home buyers are often considering buying an investment property first, then turning around to buy their dream home later on.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/1e7MPRjiDQI" rel="noopener noreferrer" target="_blank">https://youtu.be/1e7MPRjiDQI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Mel's money situation, 'ah-ha' moments + buying a property with family]]></title>
			<itunes:title><![CDATA[Mel's money situation, 'ah-ha' moments + buying a property with family]]></itunes:title>
			<pubDate>Sat, 11 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>7:42</itunes:duration>
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			<description><![CDATA[<p>Listener of the show, Mel, chatted with Glen James about her money situation and how she turned things around.</p><br><p>This audio is from a clip on the money money money YouTube channel: https://youtu.be/-mdqjZeb9L8</p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: https://www.spherehomeloans.com.au/</p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/</p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listener of the show, Mel, chatted with Glen James about her money situation and how she turned things around.</p><br><p>This audio is from a clip on the money money money YouTube channel: https://youtu.be/-mdqjZeb9L8</p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: https://www.spherehomeloans.com.au/</p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/</p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>salaries into offset account + credit card for expenses to earn points. Worth it?</title>
			<itunes:title>salaries into offset account + credit card for expenses to earn points. Worth it?</itunes:title>
			<pubDate>Fri, 10 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>17:44</itunes:duration>
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			<description><![CDATA[<p>Is credit card points hacking worth it, or just a trap? Glen James, Phil Thompson and James Millard break down the pros, cons, and hidden costs of running your life through an offset and points system.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/P_QgQ58atVg" rel="noopener noreferrer" target="_blank">https://youtu.be/P_QgQ58atVg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is credit card points hacking worth it, or just a trap? Glen James, Phil Thompson and James Millard break down the pros, cons, and hidden costs of running your life through an offset and points system.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/P_QgQ58atVg" rel="noopener noreferrer" target="_blank">https://youtu.be/P_QgQ58atVg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the money wake up call in your 30s</title>
			<itunes:title>the money wake up call in your 30s</itunes:title>
			<pubDate>Thu, 09 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>19:00</itunes:duration>
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			<acast:episodeUrl>he-money-wake-up-call-in-your-30s</acast:episodeUrl>
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			<description><![CDATA[<p>Your 30s might just be the most important decade for your finances, so let’s get it right. In this clip Glen James, John Pidgeon and Rachelle Kroon unpack what to nail with your money in your 30s.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/XFQ6MvMj4j8" rel="noopener noreferrer" target="_blank">https://youtu.be/XFQ6MvMj4j8</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Your 30s might just be the most important decade for your finances, so let’s get it right. In this clip Glen James, John Pidgeon and Rachelle Kroon unpack what to nail with your money in your 30s.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/XFQ6MvMj4j8" rel="noopener noreferrer" target="_blank">https://youtu.be/XFQ6MvMj4j8</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>my Brisbane unit floods regularly: sell or hold?</title>
			<itunes:title>my Brisbane unit floods regularly: sell or hold?</itunes:title>
			<pubDate>Wed, 08 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>5:47</itunes:duration>
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			<acast:episodeUrl>my-brisbane-unit-floods-regularly-sell-or-hold</acast:episodeUrl>
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			<description><![CDATA[<p>Should you sell the St Lucia apartment or hold it and buy in Mt Gravatt/Salisbury? John Pidgeon and Rachelle Kroon unpack the pros, cons, and flood risk factors Brisbane investors need to know.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/YYsbXmeYIWc" rel="noopener noreferrer" target="_blank">https://youtu.be/YYsbXmeYIWc</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you sell the St Lucia apartment or hold it and buy in Mt Gravatt/Salisbury? John Pidgeon and Rachelle Kroon unpack the pros, cons, and flood risk factors Brisbane investors need to know.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/YYsbXmeYIWc" rel="noopener noreferrer" target="_blank">https://youtu.be/YYsbXmeYIWc</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>real talk about careers in your 20s</title>
			<itunes:title>real talk about careers in your 20s</itunes:title>
			<pubDate>Tue, 07 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>10:45</itunes:duration>
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			<description><![CDATA[<p>Is university still worth it? Or should you skip the degree and start earning straight out of school? Glen James, John Pidgeon and Rachelle Kroon share honest, unfiltered thoughts on the different paths into your career, and why the best investment you’ll ever make is in yourself.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/UqzCAUr_pRM" rel="noopener noreferrer" target="_blank">https://youtu.be/UqzCAUr_pRM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is university still worth it? Or should you skip the degree and start earning straight out of school? Glen James, John Pidgeon and Rachelle Kroon share honest, unfiltered thoughts on the different paths into your career, and why the best investment you’ll ever make is in yourself.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/UqzCAUr_pRM" rel="noopener noreferrer" target="_blank">https://youtu.be/UqzCAUr_pRM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how super funds work, and is my super safe?</title>
			<itunes:title>how super funds work, and is my super safe?</itunes:title>
			<pubDate>Mon, 06 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>18:06</itunes:duration>
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			<description><![CDATA[<p>Super funds might seem like a black box, but understanding who actually manages your money and how it’s regulated can make a huge difference. In this clip, Vince Scully joins Glen James to explain what makes up a super fund, from trustees and portfolio managers to external fund managers.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/rLjbWB1xKFA" rel="noopener noreferrer" target="_blank">https://youtu.be/rLjbWB1xKFA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Super funds might seem like a black box, but understanding who actually manages your money and how it’s regulated can make a huge difference. In this clip, Vince Scully joins Glen James to explain what makes up a super fund, from trustees and portfolio managers to external fund managers.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/rLjbWB1xKFA" rel="noopener noreferrer" target="_blank">https://youtu.be/rLjbWB1xKFA</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should we use investment property equity to pay off our home?</title>
			<itunes:title>should we use investment property equity to pay off our home?</itunes:title>
			<pubDate>Sun, 05 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>9:29</itunes:duration>
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			<description><![CDATA[<p>A listener asked an interesting question: can you refinance your investment property to pay down your home loan, and still claim the interest as tax-deductible? In this clip, Glen James and Rachelle Kroon unpack this question, bust a few misconceptions, and explore whether selling the investment property could actually be the smarter long-term play, especially if your ultimate goal is to be mortgage-free.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/XjmuMWqPTrU" rel="noopener noreferrer" target="_blank">https://youtu.be/XjmuMWqPTrU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener asked an interesting question: can you refinance your investment property to pay down your home loan, and still claim the interest as tax-deductible? In this clip, Glen James and Rachelle Kroon unpack this question, bust a few misconceptions, and explore whether selling the investment property could actually be the smarter long-term play, especially if your ultimate goal is to be mortgage-free.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/XjmuMWqPTrU" rel="noopener noreferrer" target="_blank">https://youtu.be/XjmuMWqPTrU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[blending families & finances: how we rebuilt after divorce]]></title>
			<itunes:title><![CDATA[blending families & finances: how we rebuilt after divorce]]></itunes:title>
			<pubDate>Sat, 04 Oct 2025 18:10:00 GMT</pubDate>
			<itunes:duration>6:30</itunes:duration>
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			<description><![CDATA[<p>How do you rebuild financially when you're remarried with five kids, debt, and nothing in the bank? In this powerful and personal chat, Glen James sits down with Jacqui Clarke to unpack what it really takes to blend two families and two financial lives, and do it with intention.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/QX3v6q-jrxM" rel="noopener noreferrer" target="_blank">https://youtu.be/QX3v6q-jrxM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you rebuild financially when you're remarried with five kids, debt, and nothing in the bank? In this powerful and personal chat, Glen James sits down with Jacqui Clarke to unpack what it really takes to blend two families and two financial lives, and do it with intention.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/QX3v6q-jrxM" rel="noopener noreferrer" target="_blank">https://youtu.be/QX3v6q-jrxM</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>one time purchases that turned into money pits</title>
			<itunes:title>one time purchases that turned into money pits</itunes:title>
			<pubDate>Fri, 03 Oct 2025 19:10:00 GMT</pubDate>
			<itunes:duration>4:20</itunes:duration>
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			<acast:episodeUrl>one-time-purchases-that-turned-into-money-pits</acast:episodeUrl>
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			<description><![CDATA[<p>What’s a one-time purchase that turned into a money pit? From boats and jet skis to horses and even home printers, the community shares their funniest (and most expensive) stories.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/9o4ZFHW7Pb4" rel="noopener noreferrer" target="_blank">https://youtu.be/9o4ZFHW7Pb4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What’s a one-time purchase that turned into a money pit? From boats and jet skis to horses and even home printers, the community shares their funniest (and most expensive) stories.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/9o4ZFHW7Pb4" rel="noopener noreferrer" target="_blank">https://youtu.be/9o4ZFHW7Pb4</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when is it time to refinance? How long do you wait?</title>
			<itunes:title>when is it time to refinance? How long do you wait?</itunes:title>
			<pubDate>Thu, 02 Oct 2025 19:10:00 GMT</pubDate>
			<itunes:duration>3:27</itunes:duration>
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			<acast:episodeUrl>when-is-it-time-to-refinance-how-long-do-you-wait</acast:episodeUrl>
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			<description><![CDATA[<p>Thinking about refinancing your mortgage? Glen James, James Millard and Phil Thompson break down when it makes sense to review your rate, what to watch out for with fees and LMI, and how to know if it’s actually worth it.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/AjHZQ-afCyI" rel="noopener noreferrer" target="_blank">https://youtu.be/AjHZQ-afCyI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking about refinancing your mortgage? Glen James, James Millard and Phil Thompson break down when it makes sense to review your rate, what to watch out for with fees and LMI, and how to know if it’s actually worth it.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/AjHZQ-afCyI" rel="noopener noreferrer" target="_blank">https://youtu.be/AjHZQ-afCyI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing in property vs. ETFs in your late 40s + using equity to buy multiple properties</title>
			<itunes:title>investing in property vs. ETFs in your late 40s + using equity to buy multiple properties</itunes:title>
			<pubDate>Wed, 01 Oct 2025 19:10:00 GMT</pubDate>
			<itunes:duration>14:44</itunes:duration>
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			<acast:episodeUrl>investing-in-property-vs-etfs-in-your-late-40s</acast:episodeUrl>
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			<description><![CDATA[<p>Mortgage free at 48 with two high-yield investment properties — should the next move be another property or ETFs? John Pidgeon and Rachelle Kroon unpack diversification, serviceability, tax considerations, and strategies like trusts and joint ventures for building wealth.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/xM7Aj1OyiS0" rel="noopener noreferrer" target="_blank">https://youtu.be/xM7Aj1OyiS0</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Mortgage free at 48 with two high-yield investment properties — should the next move be another property or ETFs? John Pidgeon and Rachelle Kroon unpack diversification, serviceability, tax considerations, and strategies like trusts and joint ventures for building wealth.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/xM7Aj1OyiS0" rel="noopener noreferrer" target="_blank">https://youtu.be/xM7Aj1OyiS0</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>reporting changes in circumstances to Centrelink within 14 days while on the age pension</title>
			<itunes:title>reporting changes in circumstances to Centrelink within 14 days while on the age pension</itunes:title>
			<pubDate>Tue, 30 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>7:25</itunes:duration>
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			<description><![CDATA[<p>If you receive Centrelink payments, you must report any change of circumstances within 14 days or risk overpayments and debt. In this clip Justin Bott from Services Australian and Glen James explain what counts as a change, what happens if you don’t update in time, and how Services Australia handles repayments.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/DUl3X6fZLhY" rel="noopener noreferrer" target="_blank">https://youtu.be/DUl3X6fZLhY</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you receive Centrelink payments, you must report any change of circumstances within 14 days or risk overpayments and debt. In this clip Justin Bott from Services Australian and Glen James explain what counts as a change, what happens if you don’t update in time, and how Services Australia handles repayments.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/DUl3X6fZLhY" rel="noopener noreferrer" target="_blank">https://youtu.be/DUl3X6fZLhY</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>am I ready to buy a second investment property?</title>
			<itunes:title>am I ready to buy a second investment property?</itunes:title>
			<pubDate>Mon, 29 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>11:21</itunes:duration>
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			<description><![CDATA[<p>Jac from the Facebook group asked: 'How do you know if you're in a good financial position to invest in a second property?' It's a great question and one that gets to the heart of financial confidence and long-term planning. In this clip, Glen James is joined by John Pidgeon and Rachelle Kroon from this is property to unpack what “ready” really looks like.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/V-sKmV09YhI" rel="noopener noreferrer" target="_blank">https://youtu.be/V-sKmV09YhI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jac from the Facebook group asked: 'How do you know if you're in a good financial position to invest in a second property?' It's a great question and one that gets to the heart of financial confidence and long-term planning. In this clip, Glen James is joined by John Pidgeon and Rachelle Kroon from this is property to unpack what “ready” really looks like.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/V-sKmV09YhI" rel="noopener noreferrer" target="_blank">https://youtu.be/V-sKmV09YhI</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buy a car without screwing up your finances</title>
			<itunes:title>buy a car without screwing up your finances</itunes:title>
			<pubDate>Sun, 28 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>10:53</itunes:duration>
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			<description><![CDATA[<p>Thinking of buying a car? 🚗 Before you dive into test drives and dealer sales tactics, listen to this first.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/DInVvxgOQ8s" rel="noopener noreferrer" target="_blank">https://youtu.be/DInVvxgOQ8s</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of buying a car? 🚗 Before you dive into test drives and dealer sales tactics, listen to this first.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/DInVvxgOQ8s" rel="noopener noreferrer" target="_blank">https://youtu.be/DInVvxgOQ8s</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[is life insurance a scam if you're under 40? Let’s talk]]></title>
			<itunes:title><![CDATA[is life insurance a scam if you're under 40? Let’s talk]]></itunes:title>
			<pubDate>Sat, 27 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>4:34</itunes:duration>
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			<description><![CDATA[<p>In this clip, Glen James and Phil Thompson (Skye Wealth) respond to a community comment that asks: 'Is life insurance basically a scam if you're under 40?'</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/vGZjcmBi5Sg" rel="noopener noreferrer" target="_blank">https://youtu.be/vGZjcmBi5Sg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this clip, Glen James and Phil Thompson (Skye Wealth) respond to a community comment that asks: 'Is life insurance basically a scam if you're under 40?'</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/vGZjcmBi5Sg" rel="noopener noreferrer" target="_blank">https://youtu.be/vGZjcmBi5Sg</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>why more income won’t fix your finances: the importance of taking ownership</title>
			<itunes:title>why more income won’t fix your finances: the importance of taking ownership</itunes:title>
			<pubDate>Fri, 26 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>9:54</itunes:duration>
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			<acast:episodeUrl>why-more-income-wont-fix-your-finances-the-importance-of-tak</acast:episodeUrl>
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			<description><![CDATA[<p>What’s the real reason people stay stuck with money? It’s not just about earning more. In this clip Glen James and Jacqui Clarke talk about what really makes a difference with your finances.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/TDrxUVShwfE" rel="noopener noreferrer" target="_blank">https://youtu.be/TDrxUVShwfE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans:<a href=" https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What’s the real reason people stay stuck with money? It’s not just about earning more. In this clip Glen James and Jacqui Clarke talk about what really makes a difference with your finances.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/TDrxUVShwfE" rel="noopener noreferrer" target="_blank">https://youtu.be/TDrxUVShwfE</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans:<a href=" https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>city vs. suburb property dilemma: where should I buy?</title>
			<itunes:title>city vs. suburb property dilemma: where should I buy?</itunes:title>
			<pubDate>Thu, 25 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>6:52</itunes:duration>
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			<description><![CDATA[<p>Should you invest in a property closer to the city on a strata lot, or go further out for a green title block? John Pidgeon and Rachelle Kroon break down the pros and cons of location vs. type when it comes to long-term wealth creation.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/uK6YosIMtt4" rel="noopener noreferrer" target="_blank">https://youtu.be/uK6YosIMtt4</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans:<a href=" https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you invest in a property closer to the city on a strata lot, or go further out for a green title block? John Pidgeon and Rachelle Kroon break down the pros and cons of location vs. type when it comes to long-term wealth creation.</p><br><p>This audio is from a clip on the this is property YouTube channel: <a href="https://youtu.be/uK6YosIMtt4" rel="noopener noreferrer" target="_blank">https://youtu.be/uK6YosIMtt4</a></p><br><p>this is property is proudly brought to you by:</p><p>Solvere Wealth: <a href="https://www.solverewealth.com.au" rel="noopener noreferrer" target="_blank">https://www.solverewealth.com.au</a></p><p>Sphere Home Loans:<a href=" https://www.spherehomeloans.com.au" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au</a></p><br><p>Grab a copy of John's book, Sort Your Property Out &amp; Build Your Future: <a href="https://amzn.to/45l7n9M" rel="noopener noreferrer" target="_blank">https://amzn.to/45l7n9M</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Learn more about this is property here: <a href="https://www.moneypodcast.com.au/property" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/property</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the best kept secret in super? Spouse splitting explained</title>
			<itunes:title>the best kept secret in super? Spouse splitting explained</itunes:title>
			<pubDate>Wed, 24 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>8:37</itunes:duration>
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			<acast:episodeUrl>the-best-kept-secret-in-super-spouse-splitting-explained</acast:episodeUrl>
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			<description><![CDATA[<p>Never heard of super splitting? You’re not alone, but this little-known strategy could help you make the most of your household’s super contributions. In this quick explainer, Glen James and Martin McGrath break down how spouse splitting works, why you might want to do it, and when it makes sense (especially if one partner is off work, earning less, or older).</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/wL8_k3NARQI" rel="noopener noreferrer" target="_blank">https://youtu.be/wL8_k3NARQI</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><br><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Never heard of super splitting? You’re not alone, but this little-known strategy could help you make the most of your household’s super contributions. In this quick explainer, Glen James and Martin McGrath break down how spouse splitting works, why you might want to do it, and when it makes sense (especially if one partner is off work, earning less, or older).</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/wL8_k3NARQI" rel="noopener noreferrer" target="_blank">https://youtu.be/wL8_k3NARQI</a></p><br><p>If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:<a href="https://www.retireright.com.au/get-help" rel="noopener noreferrer" target="_blank"> https://www.retireright.com.au/get-help</a></p><br><p>Sign up to the Retire Right newsletter here:<a href="https://email.retireright.com.au/" rel="noopener noreferrer" target="_blank"> https://email.retireright.com.au/</a></p><br><p>🏡 Join the retire right facebook group:<a href="https://www.facebook.com/groups/retireright" rel="noopener noreferrer" target="_blank"> https://www.facebook.com/groups/retireright</a></p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>: <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">https://www.moneypodcast.com.au/mmmshownotes</a></p><br><p>This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.</p><br><p>Intro Music:</p><p>&nbsp;"80's Movie Marathon" by Luciano Music Co.</p><p>&nbsp;Licensed via Shutterstock Music (royalty-free, commercial use permitted).</p><p>Segment/Outro Music:</p><p>&nbsp;"Photograph" by nomaBeats</p><p>&nbsp;Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>money in your 20s: the habits that set you up for life</title>
			<itunes:title>money in your 20s: the habits that set you up for life</itunes:title>
			<pubDate>Tue, 23 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>23:47</itunes:duration>
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			<description><![CDATA[<p>Are you in your 20s and want to get your money sorted? In this clip Glen James, John Pidgeon, and Rachelle Kroon break down the essential money foundations for anyone in their late teens or 20s looking to live well now and set themselves up for the future.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/iC4QRBWOvdU" rel="noopener noreferrer" target="_blank">https://youtu.be/iC4QRBWOvdU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you in your 20s and want to get your money sorted? In this clip Glen James, John Pidgeon, and Rachelle Kroon break down the essential money foundations for anyone in their late teens or 20s looking to live well now and set themselves up for the future.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/iC4QRBWOvdU" rel="noopener noreferrer" target="_blank">https://youtu.be/iC4QRBWOvdU</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>how to talk to teens about money without sounding preachy</title>
			<itunes:title>how to talk to teens about money without sounding preachy</itunes:title>
			<pubDate>Mon, 22 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>9:34</itunes:duration>
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			<description><![CDATA[<p>Teenagers think they’re already adults, so how can parents talk to them about money in a way that actually sticks? In this chat, Glen James and Barbara from Mandy Money share practical, judgment-free ways to start age-appropriate money conversations at home. Learn how to give kids financial exposure without overwhelm, the biggest myths about teens and money, and how your own financial “war stories” can be the most powerful teaching tool.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ZnQ8FNw01sc" rel="noopener noreferrer" target="_blank">https://youtu.be/ZnQ8FNw01sc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Teenagers think they’re already adults, so how can parents talk to them about money in a way that actually sticks? In this chat, Glen James and Barbara from Mandy Money share practical, judgment-free ways to start age-appropriate money conversations at home. Learn how to give kids financial exposure without overwhelm, the biggest myths about teens and money, and how your own financial “war stories” can be the most powerful teaching tool.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/ZnQ8FNw01sc" rel="noopener noreferrer" target="_blank">https://youtu.be/ZnQ8FNw01sc</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>how much do I need to save to buy a home?</title>
			<itunes:title>how much do I need to save to buy a home?</itunes:title>
			<pubDate>Sun, 21 Sep 2025 19:10:00 GMT</pubDate>
			<itunes:duration>5:49</itunes:duration>
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			<acast:episodeUrl>how-much-do-i-need-to-save-to-buy-a-home</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Saving for a property can feel overwhelming, but having a clear plan (and knowing your numbers) makes all the difference. In this clip from episode 822b of the money money money podcast, Glen James, John Pidgeon and Rachelle Kroon chat about what steps to take—whether you're a year out or just getting started.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/26d_QQlAd5c" rel="noopener noreferrer" target="_blank">https://youtu.be/26d_QQlAd5c</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Saving for a property can feel overwhelming, but having a clear plan (and knowing your numbers) makes all the difference. In this clip from episode 822b of the money money money podcast, Glen James, John Pidgeon and Rachelle Kroon chat about what steps to take—whether you're a year out or just getting started.</p><br><p>This audio is from a clip on the money money money YouTube channel: <a href="https://youtu.be/26d_QQlAd5c" rel="noopener noreferrer" target="_blank">https://youtu.be/26d_QQlAd5c</a></p><br><p>money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.</p><br><p>Sphere Home Loans: <a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank">https://www.spherehomeloans.com.au/</a></p><br><p>Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: <a href="https://amzn.to/4dE11ai" rel="noopener noreferrer" target="_blank">https://amzn.to/4dE11ai</a></p><br><p>We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">https://email.moneypodcast.com.au/</a></p><br><p>Need a system to manage your money? Check out the free Glen James Spending Plan here: <a href="https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan</a></p><br><p>This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.</p><br><p>Intro theme:</p><p>"Coal" by Hartley</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Community Segment Theme:</p><p>"Tuscan" by Geoffrey Jerrell</p><p>Licensed via Shutterstock Music – royalty-free, commercial use permitted.</p><p>Midroll Advice Segment:</p><p>"Sunset Paradise Pop" by Lesion X</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>Outro Music:</p><p>"Photograph" by nomaBeats</p><p>Licensed via Pixabay Music – royalty-free for commercial use.</p><p>No copyright infringement intended. All music used under appropriate commercial licences.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to be ethically conscious with your wardrobe</title>
			<itunes:title>how to be ethically conscious with your wardrobe</itunes:title>
			<pubDate>Tue, 05 Nov 2024 18:10:09 GMT</pubDate>
			<itunes:duration>10:47</itunes:duration>
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			<acast:episodeUrl>0516</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen chats with Gina Snodgrass and Kat Halliday from Baptist World Aid on how consumers can be more ethically conscious with their wardrobe.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen chats with Gina Snodgrass and Kat Halliday from Baptist World Aid on how consumers can be more ethically conscious with their wardrobe.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how fashion brands performed ethically</title>
			<itunes:title>how fashion brands performed ethically</itunes:title>
			<pubDate>Mon, 04 Nov 2024 18:10:25 GMT</pubDate>
			<itunes:duration>11:36</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0515</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0515</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Major fashion brands are making progress in adopting ethical practices by increasing transparency and implementing established sustainability initiatives. However, it is important to recognise that while these brands pay attention to consumer feedback, there is still much work to be done. Glen, Gina Snodgrass, and Kat Halliday from Baptist World Aid discuss the steps these major brands are taking.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Major fashion brands are making progress in adopting ethical practices by increasing transparency and implementing established sustainability initiatives. However, it is important to recognise that while these brands pay attention to consumer feedback, there is still much work to be done. Glen, Gina Snodgrass, and Kat Halliday from Baptist World Aid discuss the steps these major brands are taking.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>putting a lump sum from the sale of an investment property into super</title>
			<itunes:title>putting a lump sum from the sale of an investment property into super</itunes:title>
			<pubDate>Sun, 03 Nov 2024 18:10:32 GMT</pubDate>
			<itunes:duration>8:47</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0514</link>
			<acast:episodeId>67221e85ac49221b20c675ea</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0514</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Vanya asks about contributing a large sum to superannuation before retirement. Glen and Martin share tips on maximizing super contributions and keeping options open as retirement approaches.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Vanya asks about contributing a large sum to superannuation before retirement. Glen and Martin share tips on maximizing super contributions and keeping options open as retirement approaches.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>reframe your challenges to build resilience</title>
			<itunes:title>reframe your challenges to build resilience</itunes:title>
			<pubDate>Thu, 31 Oct 2024 18:10:17 GMT</pubDate>
			<itunes:duration>8:28</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0513</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0513</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How can we effectively prepare for unexpected changes, reframe challenges, and learn from difficult work experiences? Shell and Michelle Gibbings discuss how shaping one’s response to external events fosters resilience.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How can we effectively prepare for unexpected changes, reframe challenges, and learn from difficult work experiences? Shell and Michelle Gibbings discuss how shaping one’s response to external events fosters resilience.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when is a good time to see a buyers advocate?</title>
			<itunes:title>when is a good time to see a buyers advocate?</itunes:title>
			<pubDate>Wed, 30 Oct 2024 18:10:06 GMT</pubDate>
			<itunes:duration>11:58</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0512</link>
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			<acast:episodeUrl>0512</acast:episodeUrl>
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			<description><![CDATA[<p>What is the difference between buyer’s advocates and buyer’s agents and discuss when it may be beneficial to hire one. Glen, John, and Emily provide clarity on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What is the difference between buyer’s advocates and buyer’s agents and discuss when it may be beneficial to hire one. Glen, John, and Emily provide clarity on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>switching to a better performing super fund </title>
			<itunes:title>switching to a better performing super fund </itunes:title>
			<pubDate>Tue, 29 Oct 2024 18:10:47 GMT</pubDate>
			<itunes:duration>10:37</itunes:duration>
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			<acast:episodeUrl>0511</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>How do differences in asset allocation affect a fund's performance? Glen and Martin discuss the factors to consider when switching superannuation funds, especially for those nearing retirement age. </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do differences in asset allocation affect a fund's performance? Glen and Martin discuss the factors to consider when switching superannuation funds, especially for those nearing retirement age. </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>communicating your strengths in an interview</title>
			<itunes:title>communicating your strengths in an interview</itunes:title>
			<pubDate>Mon, 28 Oct 2024 18:10:12 GMT</pubDate>
			<itunes:duration>7:26</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How can you encourage people to communicate what they're good at? What is your unique selling proposition? Shell and Michelle Gibbings touch on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How can you encourage people to communicate what they're good at? What is your unique selling proposition? Shell and Michelle Gibbings touch on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a property through super</title>
			<itunes:title>buying a property through super</itunes:title>
			<pubDate>Sun, 27 Oct 2024 18:10:42 GMT</pubDate>
			<itunes:duration>10:51</itunes:duration>
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			<acast:episodeUrl>0509</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>What's the process of buying property through super? Glen, John and Vince Scully discuss this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What's the process of buying property through super? Glen, John and Vince Scully discuss this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>99 year leases + navigating nerves around selling the family home</title>
			<itunes:title>99 year leases + navigating nerves around selling the family home</itunes:title>
			<pubDate>Thu, 24 Oct 2024 18:10:24 GMT</pubDate>
			<itunes:duration>8:13</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Diving into the concept of 99-year leases, typically found in villa units with shared courtyards. John and Emily discuss why this type of lease is beneficial and why it's often a practical solution for property owners.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Diving into the concept of 99-year leases, typically found in villa units with shared courtyards. John and Emily discuss why this type of lease is beneficial and why it's often a practical solution for property owners.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[pros & cons of a positively geared investment property]]></title>
			<itunes:title><![CDATA[pros & cons of a positively geared investment property]]></itunes:title>
			<pubDate>Wed, 23 Oct 2024 18:10:34 GMT</pubDate>
			<itunes:duration>5:43</itunes:duration>
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			<description><![CDATA[<p>Should you keep the property, enjoy the cash flow, or use the equity for further investments?&nbsp;&nbsp;Glen, John and Vince Scully explore the decision-making process, emphasizing the value of tailored advice and thinking beyond the immediate future to avoid limiting your options later in life.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you keep the property, enjoy the cash flow, or use the equity for further investments?&nbsp;&nbsp;Glen, John and Vince Scully explore the decision-making process, emphasizing the value of tailored advice and thinking beyond the immediate future to avoid limiting your options later in life.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>invest, pay mortgage or put more in super?</title>
			<itunes:title>invest, pay mortgage or put more in super?</itunes:title>
			<pubDate>Tue, 22 Oct 2024 18:10:35 GMT</pubDate>
			<itunes:duration>11:19</itunes:duration>
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			<acast:episodeUrl>0506</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Should you contribute extra to super, invest outside of super, or pay down your mortgage? Glen, John and Vince Scully explore how your age, financial goals, and current mortgage situation play crucial roles in this decision.&nbsp;</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you contribute extra to super, invest outside of super, or pay down your mortgage? Glen, John and Vince Scully explore how your age, financial goals, and current mortgage situation play crucial roles in this decision.&nbsp;</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to land that internal promotion</title>
			<itunes:title>how to land that internal promotion</itunes:title>
			<pubDate>Mon, 21 Oct 2024 18:10:28 GMT</pubDate>
			<itunes:duration>8:46</itunes:duration>
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			<acast:episodeUrl>0505</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How can you position yourself for success? How can you articulate your value? Shell and author Michelle Gibbings unpack this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How can you position yourself for success? How can you articulate your value? Shell and author Michelle Gibbings unpack this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>money in retirement + using super to buy property</title>
			<itunes:title>money in retirement + using super to buy property</itunes:title>
			<pubDate>Sun, 20 Oct 2024 18:10:20 GMT</pubDate>
			<itunes:duration>11:26</itunes:duration>
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			<acast:episodeUrl>0504</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Societal norms around age and retirement have changed; however, one thing remains true: while we aim for financial security, planning for retirement is equally important. Glen, John, and Vince Scully share their insights.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Societal norms around age and retirement have changed; however, one thing remains true: while we aim for financial security, planning for retirement is equally important. Glen, John, and Vince Scully share their insights.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>do I sell my home before or after buying a new one?</title>
			<itunes:title>do I sell my home before or after buying a new one?</itunes:title>
			<pubDate>Thu, 17 Oct 2024 18:10:04 GMT</pubDate>
			<itunes:duration>7:41</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0503</link>
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			<acast:episodeUrl>0503</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How should Jenny approach downsizing? Should she sell before buying? John and Emily share their thoughts on how to approach this situation to help you make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How should Jenny approach downsizing? Should she sell before buying? John and Emily share their thoughts on how to approach this situation to help you make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>my partner owns a home - should I buy an investment property or a home together?</title>
			<itunes:title>my partner owns a home - should I buy an investment property or a home together?</itunes:title>
			<pubDate>Wed, 16 Oct 2024 18:10:25 GMT</pubDate>
			<itunes:duration>6:14</itunes:duration>
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			<acast:episodeUrl>0502</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John and Emily share their thoughts on purchasing your own investment property or a home with your partner.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily share their thoughts on purchasing your own investment property or a home with your partner.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>things to know before buying an apartment</title>
			<itunes:title>things to know before buying an apartment</itunes:title>
			<pubDate>Tue, 15 Oct 2024 18:10:25 GMT</pubDate>
			<itunes:duration>6:46</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John and Emily discuss the considerations before buying an apartment to help you make an informed decision..</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily discuss the considerations before buying an apartment to help you make an informed decision..</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the practical uses of AI</title>
			<itunes:title>the practical uses of AI</itunes:title>
			<pubDate>Mon, 14 Oct 2024 18:10:04 GMT</pubDate>
			<itunes:duration>10:18</itunes:duration>
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			<acast:episodeUrl>0500</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>We get it, AI can be intimidating and scary, but also part of our lives. How can we utilise this tool to reap its practical benefits? Shell and Adrian Smith from RunGopher debunk some myths surrounding AI.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We get it, AI can be intimidating and scary, but also part of our lives. How can we utilise this tool to reap its practical benefits? Shell and Adrian Smith from RunGopher debunk some myths surrounding AI.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>inheriting $500k: put it in super, mortgage or invest?</title>
			<itunes:title>inheriting $500k: put it in super, mortgage or invest?</itunes:title>
			<pubDate>Sun, 13 Oct 2024 18:10:56 GMT</pubDate>
			<itunes:duration>13:20</itunes:duration>
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			<acast:episodeUrl>0499</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>A $500k inheritance? How are you spending it? Glen, John and Vince Scully chat about how they would approach this situation so you can make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A $500k inheritance? How are you spending it? Glen, John and Vince Scully chat about how they would approach this situation so you can make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>supporting parents financially in retirement</title>
			<itunes:title>supporting parents financially in retirement</itunes:title>
			<pubDate>Thu, 10 Oct 2024 18:10:05 GMT</pubDate>
			<itunes:duration>8:32</itunes:duration>
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			<acast:episodeUrl>0498</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Elise is struggling with supporting her father financially in retirement while balancing her own life goals. Glen, John, and Vince Scully discuss how to approach this, weighing emotional responsibility against practical financial planning, and considering non-financial ways to help.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><h3><br></h3><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Elise is struggling with supporting her father financially in retirement while balancing her own life goals. Glen, John, and Vince Scully discuss how to approach this, weighing emotional responsibility against practical financial planning, and considering non-financial ways to help.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><h3><br></h3><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>sell PPOR or turn it into an investment + buying new build vs established</title>
			<itunes:title>sell PPOR or turn it into an investment + buying new build vs established</itunes:title>
			<pubDate>Wed, 09 Oct 2024 19:10:17 GMT</pubDate>
			<itunes:duration>9:58</itunes:duration>
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			<acast:episodeUrl>0497</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Julia wants to use the equity from her current home to fund a new property. She's deciding between investing in a new build or an established home. John and Emily discuss the pros and cons of each option and stress the importance of expert advice when upgrading or renovating.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Julia wants to use the equity from her current home to fund a new property. She's deciding between investing in a new build or an established home. John and Emily discuss the pros and cons of each option and stress the importance of expert advice when upgrading or renovating.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when financial advice leaves you feeling overwhelmed</title>
			<itunes:title>when financial advice leaves you feeling overwhelmed</itunes:title>
			<pubDate>Tue, 08 Oct 2024 19:10:21 GMT</pubDate>
			<itunes:duration>11:02</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Julia just separated from her husband and is overwhelmed with the financial advice that she's getting. Glen, John and Vince Scully share some insights on the importance of seeking clarification from your adviser about the advice and fees as well as being cautious with Google reviews.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Julia just separated from her husband and is overwhelmed with the financial advice that she's getting. Glen, John and Vince Scully share some insights on the importance of seeking clarification from your adviser about the advice and fees as well as being cautious with Google reviews.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying back your time with AI</title>
			<itunes:title>buying back your time with AI</itunes:title>
			<pubDate>Mon, 07 Oct 2024 19:10:58 GMT</pubDate>
			<itunes:duration>11:01</itunes:duration>
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			<acast:episodeUrl>0495</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p><br></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p><br></p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>financial success tips</title>
			<itunes:title>financial success tips</itunes:title>
			<pubDate>Sun, 06 Oct 2024 19:10:40 GMT</pubDate>
			<itunes:duration>7:59</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0494</link>
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			<acast:episodeUrl>0494</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Managing big expenses, creating financial systems, and adapting to tight budgets are some helpful financial success tips the community has shared. Glen and John discuss these. </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Managing big expenses, creating financial systems, and adapting to tight budgets are some helpful financial success tips the community has shared. Glen and John discuss these. </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what to do about gaslighting at work?</title>
			<itunes:title>what to do about gaslighting at work?</itunes:title>
			<pubDate>Thu, 03 Oct 2024 19:10:28 GMT</pubDate>
			<itunes:duration>7:33</itunes:duration>
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			<description><![CDATA[<p>How can you recognise gaslighting at work and differentiate it from disagreements? Shell shares some strategies to help you navigate this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How can you recognise gaslighting at work and differentiate it from disagreements? Shell shares some strategies to help you navigate this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>selling and upsizing your PPOR</title>
			<itunes:title>selling and upsizing your PPOR</itunes:title>
			<pubDate>Wed, 02 Oct 2024 19:10:36 GMT</pubDate>
			<itunes:duration>8:48</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What are the key steps when upsizing your home? How important is timing your sale to temporary housing? John and Emily also discuss these and the importance of making long-term decisions.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What are the key steps when upsizing your home? How important is timing your sale to temporary housing? John and Emily also discuss these and the importance of making long-term decisions.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>nuclear vs renewables + combating carbon emissions</title>
			<itunes:title>nuclear vs renewables + combating carbon emissions</itunes:title>
			<pubDate>Tue, 01 Oct 2024 19:10:29 GMT</pubDate>
			<itunes:duration>9:46</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen and Erica Hall from U Ethical discuss the pros and cons of nuclear energy versus renewables, the rise of solar and wind power in Australia, and the evolving conversation around carbon tax and carbon credits. They explore the limitations of carbon capture technology and the challenges of reducing emissions in industries like air travel.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Erica Hall from U Ethical discuss the pros and cons of nuclear energy versus renewables, the rise of solar and wind power in Australia, and the evolving conversation around carbon tax and carbon credits. They explore the limitations of carbon capture technology and the challenges of reducing emissions in industries like air travel.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tips in overcoming limiting beliefs</title>
			<itunes:title>tips in overcoming limiting beliefs</itunes:title>
			<pubDate>Mon, 30 Sep 2024 19:10:16 GMT</pubDate>
			<itunes:duration>10:33</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>How do you identify and overcome limiting beliefs that hold you back? Shell and Annabelle discuss some steps that can challenge these beliefs and managing fear.  </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you identify and overcome limiting beliefs that hold you back? Shell and Annabelle discuss some steps that can challenge these beliefs and managing fear.  </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>do ethical companies make money?</title>
			<itunes:title>do ethical companies make money?</itunes:title>
			<pubDate>Sun, 29 Sep 2024 19:10:41 GMT</pubDate>
			<itunes:duration>8:58</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Can companies that have complied with environmental, social, and governance (ESG) guidelines succeed? Is there a correlation between ESG and financial performance, and how does it affect the shift in investor priorities? Glen and Erica Hall from U Ethical chat about this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><h3><br></h3><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Can companies that have complied with environmental, social, and governance (ESG) guidelines succeed? Is there a correlation between ESG and financial performance, and how does it affect the shift in investor priorities? Glen and Erica Hall from U Ethical chat about this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><h3><br></h3><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to find a work mentor</title>
			<itunes:title>how to find a work mentor</itunes:title>
			<pubDate>Thu, 26 Sep 2024 19:10:37 GMT</pubDate>
			<itunes:duration>11:03</itunes:duration>
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			<acast:episodeUrl>0488</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Looking for a work mentor can be challenging, and sometimes we have unexpected interactions that lead to valuable mentoring moments. Shell and Annabelle share how these moments create meaning and purpose.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Looking for a work mentor can be challenging, and sometimes we have unexpected interactions that lead to valuable mentoring moments. Shell and Annabelle share how these moments create meaning and purpose.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>housing supply and affordability</title>
			<itunes:title>housing supply and affordability</itunes:title>
			<pubDate>Wed, 25 Sep 2024 19:10:37 GMT</pubDate>
			<itunes:duration>11:03</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0487</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What are the challenges younger generations face in affording property and the impact of generational wealth? How do financial priorities and sacrifices shape the homeownership journey for younger Australians? John and Emily discuss this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What are the challenges younger generations face in affording property and the impact of generational wealth? How do financial priorities and sacrifices shape the homeownership journey for younger Australians? John and Emily discuss this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>mortgage anxiety</title>
			<itunes:title>mortgage anxiety</itunes:title>
			<pubDate>Tue, 24 Sep 2024 19:10:18 GMT</pubDate>
			<itunes:duration>11:38</itunes:duration>
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			<acast:episodeUrl>0486</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>After working hard to save for a deposit, you’ve finally got approval for pre-approval. Now, the journey ahead feels daunting. What can you do to shake off the fear and move forward? Jess shares tips on how to navigate these emotions and stay on track towards your goal.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>After working hard to save for a deposit, you’ve finally got approval for pre-approval. Now, the journey ahead feels daunting. What can you do to shake off the fear and move forward? Jess shares tips on how to navigate these emotions and stay on track towards your goal.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>would you rather (career progression vs flexibility, absent manager vs micro manager)</title>
			<itunes:title>would you rather (career progression vs flexibility, absent manager vs micro manager)</itunes:title>
			<pubDate>Mon, 23 Sep 2024 19:10:54 GMT</pubDate>
			<itunes:duration>6:49</itunes:duration>
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			<acast:episodeUrl>0485</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How would you choose between career progression and flexibility? Or having an absent manager or a micromanager? What are some quantifiers should you consider? Shell and Annabelle discuss what they prefer.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How would you choose between career progression and flexibility? Or having an absent manager or a micromanager? What are some quantifiers should you consider? Shell and Annabelle discuss what they prefer.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what is greenwashing + does mining = bad?</title>
			<itunes:title>what is greenwashing + does mining = bad?</itunes:title>
			<pubDate>Mon, 23 Sep 2024 06:14:47 GMT</pubDate>
			<itunes:duration>11:24</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0484</link>
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			<acast:episodeUrl>0484</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Vanguard are facing a penalty for greenwashing. Glen and Erica Hall from U Ethical chat about the impact of greenwashing on investors and how regulators are responding to it, plus is investing in mining always bad and unethical?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Vanguard are facing a penalty for greenwashing. Glen and Erica Hall from U Ethical chat about the impact of greenwashing on investors and how regulators are responding to it, plus is investing in mining always bad and unethical?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>would you rather work in a small biz or big biz?</title>
			<itunes:title>would you rather work in a small biz or big biz?</itunes:title>
			<pubDate>Thu, 19 Sep 2024 19:10:57 GMT</pubDate>
			<itunes:duration>6:49</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0483</link>
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			<acast:episodeUrl>0483</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Shell and Anabelle discuss whether they prefer to work in a small or big business.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Anabelle discuss whether they prefer to work in a small or big business.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[convincing partner to sell home to buy & build on rural land]]></title>
			<itunes:title><![CDATA[convincing partner to sell home to buy & build on rural land]]></itunes:title>
			<pubDate>Wed, 18 Sep 2024 19:10:58 GMT</pubDate>
			<itunes:duration>8:10</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0482</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0482</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Jess wants to relocate from their off-grid home in Victoria to rural land near Ipswich, Brisbane, to build a new off-grid setup and start a caravan self-storage business.John and Emily discuss the potential risks, financial implications, and the importance of aligning on long-term goals as she and her partner navigate this major life decision</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess wants to relocate from their off-grid home in Victoria to rural land near Ipswich, Brisbane, to build a new off-grid setup and start a caravan self-storage business.John and Emily discuss the potential risks, financial implications, and the importance of aligning on long-term goals as she and her partner navigate this major life decision</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>from family bikes to businesses: handling inherited assets</title>
			<itunes:title>from family bikes to businesses: handling inherited assets</itunes:title>
			<pubDate>Tue, 17 Sep 2024 19:10:18 GMT</pubDate>
			<itunes:duration>7:35</itunes:duration>
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			<acast:episodeUrl>0481</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Inheritance complexities include managing family disputes over valuable assets like a motorcycle collection and navigating the sale of an inherited business. Jess shares insights to help with setting up a family trust or figuring out next steps for an unexpected legacy.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Inheritance complexities include managing family disputes over valuable assets like a motorcycle collection and navigating the sale of an inherited business. Jess shares insights to help with setting up a family trust or figuring out next steps for an unexpected legacy.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>would you rather high responsibility or high flexibliity?</title>
			<itunes:title>would you rather high responsibility or high flexibliity?</itunes:title>
			<pubDate>Mon, 16 Sep 2024 19:10:15 GMT</pubDate>
			<itunes:duration>5:49</itunes:duration>
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			<acast:episodeUrl>0480</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>If you had to choose between a team with high responsibility and less flexibility or a team with lower responsibility and higher flexibility, which one would you prefer?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you had to choose between a team with high responsibility and less flexibility or a team with lower responsibility and higher flexibility, which one would you prefer?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>impact of HECS in buying a property</title>
			<itunes:title>impact of HECS in buying a property</itunes:title>
			<pubDate>Sun, 15 Sep 2024 19:10:24 GMT</pubDate>
			<itunes:duration>8:40</itunes:duration>
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			<acast:episodeUrl>0479</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Hannah asks if there's a set rule on whether to buy a house and then gradually pay off HECS or pay off HECS as a priority. Jess shares some insights on how Hannah can approach this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Hannah asks if there's a set rule on whether to buy a house and then gradually pay off HECS or pay off HECS as a priority. Jess shares some insights on how Hannah can approach this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>would you rather a good manager or a good team?</title>
			<itunes:title>would you rather a good manager or a good team?</itunes:title>
			<pubDate>Thu, 12 Sep 2024 19:10:32 GMT</pubDate>
			<itunes:duration>5:33</itunes:duration>
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			<acast:episodeUrl>0478</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>If you had to choose between having a great manager and a mediocre team, or a crappy manager and a great team, which one would you prefer?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you had to choose between having a great manager and a mediocre team, or a crappy manager and a great team, which one would you prefer?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[we've outgrown the house, do we renovate, sell or stay put?]]></title>
			<itunes:title><![CDATA[we've outgrown the house, do we renovate, sell or stay put?]]></itunes:title>
			<pubDate>Wed, 11 Sep 2024 19:10:40 GMT</pubDate>
			<itunes:duration>10:40</itunes:duration>
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			<acast:episodeUrl>0477</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>A listener is exploring their options because their well-loved Brisbane-bay home cannot accommodate their growing needs and renovation costs a lot. They feel that selling might jeopardise their chances of returning to the area. John and Emily share their insights and offer some friendly advice.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener is exploring their options because their well-loved Brisbane-bay home cannot accommodate their growing needs and renovation costs a lot. They feel that selling might jeopardise their chances of returning to the area. John and Emily share their insights and offer some friendly advice.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the costs and impact of ethical investing</title>
			<itunes:title>the costs and impact of ethical investing</itunes:title>
			<pubDate>Tue, 10 Sep 2024 19:10:37 GMT</pubDate>
			<itunes:duration>5:24</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0476</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0476</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Can you create an ethical portfolio and what are the costs of that? Can shareholder pressure encourage businesses to change their practices? Jess talks about these topics to help you understand and make an educated decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Can you create an ethical portfolio and what are the costs of that? Can shareholder pressure encourage businesses to change their practices? Jess talks about these topics to help you understand and make an educated decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>would you rather good culture or more money?</title>
			<itunes:title>would you rather good culture or more money?</itunes:title>
			<pubDate>Mon, 09 Sep 2024 19:10:03 GMT</pubDate>
			<itunes:duration>5:35</itunes:duration>
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			<acast:episodeUrl>0475</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Shell and Annabelle discuss whether they would choose a company with a good culture over a higher salary while sharing some scenarios.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Annabelle discuss whether they would choose a company with a good culture over a higher salary while sharing some scenarios.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>inheriting a share portfolio</title>
			<itunes:title>inheriting a share portfolio</itunes:title>
			<pubDate>Sun, 08 Sep 2024 19:10:27 GMT</pubDate>
			<itunes:duration>12:13</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Linda and her siblings are taking over the management of their 100-year-old mother's 32-year-old share portfolio, but they are facing challenges due to complexities and incomplete data spread across different brokers and platforms. Glen and financial planner Martin McGrath offer their insights on the steps to take when inheriting a share portfolio, and they provide some example scenarios.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Linda and her siblings are taking over the management of their 100-year-old mother's 32-year-old share portfolio, but they are facing challenges due to complexities and incomplete data spread across different brokers and platforms. Glen and financial planner Martin McGrath offer their insights on the steps to take when inheriting a share portfolio, and they provide some example scenarios.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>contributing extra to super + salary sacrifice vs invest</title>
			<itunes:title>contributing extra to super + salary sacrifice vs invest</itunes:title>
			<pubDate>Thu, 05 Sep 2024 19:10:04 GMT</pubDate>
			<itunes:duration>7:13</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is it worth contributing more to your superannuation or prioritise other financial goals? Jess from Financially Fierce talks about this plus if it's better to salary sacrifice before investing in shares.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is it worth contributing more to your superannuation or prioritise other financial goals? Jess from Financially Fierce talks about this plus if it's better to salary sacrifice before investing in shares.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the cost of financial advice</title>
			<itunes:title>the cost of financial advice</itunes:title>
			<pubDate>Wed, 04 Sep 2024 19:10:31 GMT</pubDate>
			<itunes:duration>10:09</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and Vince discuss the cost of getting financial advice. </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Vince discuss the cost of getting financial advice. </p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what to do with a financial windfall?</title>
			<itunes:title>what to do with a financial windfall?</itunes:title>
			<pubDate>Tue, 03 Sep 2024 19:10:02 GMT</pubDate>
			<itunes:duration>5:28</itunes:duration>
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			<acast:episodeUrl>0471</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Lexi is wondering what she should do with the $12k that she's receiving for finishing her course. Glen and financial planner Bec Pritchard chat about her options.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Lexi is wondering what she should do with the $12k that she's receiving for finishing her course. Glen and financial planner Bec Pritchard chat about her options.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[charge cards & credit cards for points]]></title>
			<itunes:title><![CDATA[charge cards & credit cards for points]]></itunes:title>
			<pubDate>Mon, 02 Sep 2024 19:10:11 GMT</pubDate>
			<itunes:duration>7:48</itunes:duration>
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			<acast:episodeUrl>0470</acast:episodeUrl>
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			<description><![CDATA[<p>Do charge cards affect your borrowing capacity? Will they affect your credit score? Glen and financial planner Bec Pritchard shed some light on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do charge cards affect your borrowing capacity? Will they affect your credit score? Glen and financial planner Bec Pritchard shed some light on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what if there is another GFC?</title>
			<itunes:title>what if there is another GFC?</itunes:title>
			<pubDate>Sun, 01 Sep 2024 19:10:15 GMT</pubDate>
			<itunes:duration>9:51</itunes:duration>
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			<acast:episodeUrl>0469</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>The GFC (Global Financial Crisis) was a frightening time for a lot of people. Is there a chance that financial markets may crash that hard again? Glen and financial planner Bec Pritchard chat about what you can do to protect yourself when markets are volatile.</p><br><p>Glen's blog post on the GFC:</p><p>👇</p><p>&nbsp;https://bit.ly/3yprU2V</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The GFC (Global Financial Crisis) was a frightening time for a lot of people. Is there a chance that financial markets may crash that hard again? Glen and financial planner Bec Pritchard chat about what you can do to protect yourself when markets are volatile.</p><br><p>Glen's blog post on the GFC:</p><p>👇</p><p>&nbsp;https://bit.ly/3yprU2V</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to maximize savings potential</title>
			<itunes:title>how to maximize savings potential</itunes:title>
			<pubDate>Thu, 29 Aug 2024 19:10:29 GMT</pubDate>
			<itunes:duration>6:13</itunes:duration>
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			<acast:episodeUrl>0468</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is taking on extra work to achieve a large savings goals always a good idea? Jess shares her thoughts on working towards financial goals when life is busy.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is taking on extra work to achieve a large savings goals always a good idea? Jess shares her thoughts on working towards financial goals when life is busy.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying property in a mining town + buy now or time the market</title>
			<itunes:title>buying property in a mining town + buy now or time the market</itunes:title>
			<pubDate>Wed, 28 Aug 2024 19:10:36 GMT</pubDate>
			<itunes:duration>5:45</itunes:duration>
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			<acast:episodeUrl>0467</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John shares his thoughts on buying property in WA and whether it's better to buy in a hot market or wait it out.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John shares his thoughts on buying property in WA and whether it's better to buy in a hot market or wait it out.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>nominating superannuation beneficiaries</title>
			<itunes:title>nominating superannuation beneficiaries</itunes:title>
			<pubDate>Tue, 27 Aug 2024 19:10:47 GMT</pubDate>
			<itunes:duration>10:55</itunes:duration>
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			<acast:episodeUrl>0466</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Should you designate a binding or non-binding beneficiary for your Super? What happens if no beneficiary is specified? Glen and Bec discuss this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you designate a binding or non-binding beneficiary for your Super? What happens if no beneficiary is specified? Glen and Bec discuss this.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>help my favourite manager just left!</title>
			<itunes:title>help my favourite manager just left!</itunes:title>
			<pubDate>Mon, 26 Aug 2024 19:10:46 GMT</pubDate>
			<itunes:duration>5:49</itunes:duration>
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			<acast:episodeUrl>help-my-favourite-manager-just-left</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Let's talk about when your favourite boss leaves and you have to navigate working with a brand new manager.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Let's talk about when your favourite boss leaves and you have to navigate working with a brand new manager.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>participating in an employee share scheme</title>
			<itunes:title>participating in an employee share scheme</itunes:title>
			<pubDate>Sun, 25 Aug 2024 19:10:07 GMT</pubDate>
			<itunes:duration>10:35</itunes:duration>
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			<acast:episodeUrl>0464</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What are employee share schemes? Glen and Bec give us an understanding of it while discussing the pros and cons of having one.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What are employee share schemes? Glen and Bec give us an understanding of it while discussing the pros and cons of having one.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[do I NEED to buy a home + small biz loans & expense tracking]]></title>
			<itunes:title><![CDATA[do I NEED to buy a home + small biz loans & expense tracking]]></itunes:title>
			<pubDate>Thu, 22 Aug 2024 19:10:12 GMT</pubDate>
			<itunes:duration>7:48</itunes:duration>
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			<acast:episodeUrl>0463</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is purchasing a home a wise investment? What should I consider when preparing for a small business loan, and how can I efficiently track expenses? Jess answers these questions.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is purchasing a home a wise investment? What should I consider when preparing for a small business loan, and how can I efficiently track expenses? Jess answers these questions.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>$100k to buy an investment property + making a low offer on a house</title>
			<itunes:title>$100k to buy an investment property + making a low offer on a house</itunes:title>
			<pubDate>Wed, 21 Aug 2024 19:10:23 GMT</pubDate>
			<itunes:duration>5:21</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0462</link>
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			<acast:episodeUrl>0462</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is $100k in savings enough to buy a property in this market? John answers this plus a question around how to successfully make a low offer on a property.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is $100k in savings enough to buy a property in this market? John answers this plus a question around how to successfully make a low offer on a property.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[I've reached my emergency fund goal, now what?]]></title>
			<itunes:title><![CDATA[I've reached my emergency fund goal, now what?]]></itunes:title>
			<pubDate>Tue, 20 Aug 2024 19:10:56 GMT</pubDate>
			<itunes:duration>5:59</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0461</link>
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			<acast:episodeUrl>0461</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>So, you've reached your emergency fund goal. Yay! What now? Jess shares what you can do with the money.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>So, you've reached your emergency fund goal. Yay! What now? Jess shares what you can do with the money.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>transitioning from employee to self employed</title>
			<itunes:title>transitioning from employee to self employed</itunes:title>
			<pubDate>Mon, 19 Aug 2024 19:10:15 GMT</pubDate>
			<itunes:duration>7:33</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0460</link>
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			<acast:episodeUrl>0460</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Shell &amp; Annabelle share some considerations for transitioning from employee to self employed, including if you're trying to secure a mortgage.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell &amp; Annabelle share some considerations for transitioning from employee to self employed, including if you're trying to secure a mortgage.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[mortgage Q&A: how do kids & credit affect my borrowing capacity?]]></title>
			<itunes:title><![CDATA[mortgage Q&A: how do kids & credit affect my borrowing capacity?]]></itunes:title>
			<pubDate>Sun, 18 Aug 2024 19:10:17 GMT</pubDate>
			<itunes:duration>5:23</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0459</link>
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			<acast:episodeUrl>0459</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen &amp; mortgage broker Genevieve Fordham answer questions around how kids impact your borrowing capacity as well the impact of debt such as car loans, credit cards and BNPL.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen &amp; mortgage broker Genevieve Fordham answer questions around how kids impact your borrowing capacity as well the impact of debt such as car loans, credit cards and BNPL.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[career changes & transferable skills]]></title>
			<itunes:title><![CDATA[career changes & transferable skills]]></itunes:title>
			<pubDate>Thu, 15 Aug 2024 19:10:38 GMT</pubDate>
			<itunes:duration>5:36</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0458</link>
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			<acast:episodeUrl>0458</acast:episodeUrl>
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			<description><![CDATA[<p>Shell and Annabelle share tips for making a career change and securing a job when you have a skills gap.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Annabelle share tips for making a career change and securing a job when you have a skills gap.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[interest rate rises + buying your neighbour's property]]></title>
			<itunes:title><![CDATA[interest rate rises + buying your neighbour's property]]></itunes:title>
			<pubDate>Wed, 14 Aug 2024 19:10:06 GMT</pubDate>
			<itunes:duration>8:58</itunes:duration>
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			<description><![CDATA[<p>John unpacks a question around interest rate rises and tips for buying a property directly from the owner!</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John unpacks a question around interest rate rises and tips for buying a property directly from the owner!</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[mortgage Q&A: avoid or pay LMI & withdrawing FHSS funds]]></title>
			<itunes:title><![CDATA[mortgage Q&A: avoid or pay LMI & withdrawing FHSS funds]]></itunes:title>
			<pubDate>Tue, 13 Aug 2024 19:10:40 GMT</pubDate>
			<itunes:duration>5:23</itunes:duration>
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			<description><![CDATA[<p>Glen &amp; mortgage broker Genevieve Fordham chat about whether it's worth paying lenders mortgage insurance to get into the market sooner and a question about what happens when it's time to use your First Home Super Save scheme funds to purchase a home.</p><br><p>Related episodes 🎧</p><p>👇</p><p>730 interest rates &amp; inflation, emergency funds &amp; offset accounts, First Home Super Saver (FHSS) + more</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen &amp; mortgage broker Genevieve Fordham chat about whether it's worth paying lenders mortgage insurance to get into the market sooner and a question about what happens when it's time to use your First Home Super Save scheme funds to purchase a home.</p><br><p>Related episodes 🎧</p><p>👇</p><p>730 interest rates &amp; inflation, emergency funds &amp; offset accounts, First Home Super Saver (FHSS) + more</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[leaving a job that doesn't excite you]]></title>
			<itunes:title><![CDATA[leaving a job that doesn't excite you]]></itunes:title>
			<pubDate>Mon, 12 Aug 2024 19:10:48 GMT</pubDate>
			<itunes:duration>7:20</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
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			<description><![CDATA[<p>Would you rather the job with more lifestyle perks or the job that you're more passionate about? Shell &amp; Annabelle chat about a listener's question.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Would you rather the job with more lifestyle perks or the job that you're more passionate about? Shell &amp; Annabelle chat about a listener's question.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[mortgage Q&A: parental guarantees, HELP debt & self employed ]]></title>
			<itunes:title><![CDATA[mortgage Q&A: parental guarantees, HELP debt & self employed ]]></itunes:title>
			<pubDate>Sun, 11 Aug 2024 19:10:14 GMT</pubDate>
			<itunes:duration>6:32</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen &amp; mortgage broker Genevieve Fordham chat about how parental guarantees can help home buyers secure a home sooner and what to know around HELP debt and self employment when it comes to getting a home loan.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen &amp; mortgage broker Genevieve Fordham chat about how parental guarantees can help home buyers secure a home sooner and what to know around HELP debt and self employment when it comes to getting a home loan.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our dis</p><p>claimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>navigating a new work team dynamic</title>
			<itunes:title>navigating a new work team dynamic</itunes:title>
			<pubDate>Thu, 08 Aug 2024 19:10:10 GMT</pubDate>
			<itunes:duration>5:27</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Shell and Annabelle discuss an anonymous question from someone who's just joined a new team and wondering how to deal with workmates who love to get all up in your business!</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Annabelle discuss an anonymous question from someone who's just joined a new team and wondering how to deal with workmates who love to get all up in your business!</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>regional house vs city unit + tax deductions on investment property</title>
			<itunes:title>regional house vs city unit + tax deductions on investment property</itunes:title>
			<pubDate>Wed, 07 Aug 2024 19:10:17 GMT</pubDate>
			<itunes:duration>6:00</itunes:duration>
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			<acast:episodeUrl>0452</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What's a better investment? A house with 300sqm of land in a regional area or a 150sqm unit in the city? John answers this plus a question on what tax deductions can be claimed on an investment property.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What's a better investment? A house with 300sqm of land in a regional area or a 150sqm unit in the city? John answers this plus a question on what tax deductions can be claimed on an investment property.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[cost of living & the housing crisis]]></title>
			<itunes:title><![CDATA[cost of living & the housing crisis]]></itunes:title>
			<pubDate>Tue, 06 Aug 2024 19:10:03 GMT</pubDate>
			<itunes:duration>6:14</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>A lot of Aussies are doing it really tough out there. Glen, John &amp; Vince chat about the cost of living pinch, housing crisis and the media's impact on morale.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A lot of Aussies are doing it really tough out there. Glen, John &amp; Vince chat about the cost of living pinch, housing crisis and the media's impact on morale.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to transition from mate to manager</title>
			<itunes:title>how to transition from mate to manager</itunes:title>
			<pubDate>Mon, 05 Aug 2024 19:10:42 GMT</pubDate>
			<itunes:duration>8:37</itunes:duration>
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			<acast:episodeUrl>0450</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How do you go from one of the team to leading the team? Shell and Annabelle unpack this great question from Samantha.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you go from one of the team to leading the team? Shell and Annabelle unpack this great question from Samantha.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>withdrawing FHSS funds for investing instead of a home</title>
			<itunes:title>withdrawing FHSS funds for investing instead of a home</itunes:title>
			<pubDate>Sun, 04 Aug 2024 19:10:26 GMT</pubDate>
			<itunes:duration>5:23</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0449</link>
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			<acast:episodeUrl>0449</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>The First Home Super Saver Scheme can be a great way to save for a home but what if you change your mind and want to use the money for something else? Glen, John &amp; Vince chat about considerations for withdrawing FHSS funds if you're not buying a house.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The First Home Super Saver Scheme can be a great way to save for a home but what if you change your mind and want to use the money for something else? Glen, John &amp; Vince chat about considerations for withdrawing FHSS funds if you're not buying a house.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[offset accounts & emergency funds]]></title>
			<itunes:title><![CDATA[offset accounts & emergency funds]]></itunes:title>
			<pubDate>Thu, 01 Aug 2024 19:10:38 GMT</pubDate>
			<itunes:duration>7:03</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0448</link>
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			<acast:episodeUrl>0448</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>How much is a good amount to keep in the offset account and is it a good place to keep an emergency fund?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How much is a good amount to keep in the offset account and is it a good place to keep an emergency fund?</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Suzanna's thinking of selling her investment property]]></title>
			<itunes:title><![CDATA[Suzanna's thinking of selling her investment property]]></itunes:title>
			<pubDate>Wed, 31 Jul 2024 19:10:14 GMT</pubDate>
			<itunes:duration>7:41</itunes:duration>
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			<acast:episodeUrl>0447</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Suzanna is thinking of selling her property as she's struggling to keep up with the running costs of renting out an apartment in strata.</p><br><p>Book a clarity call with John here: https://www.envisageproperty.com.au/claritycall</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Suzanna is thinking of selling her property as she's struggling to keep up with the running costs of renting out an apartment in strata.</p><br><p>Book a clarity call with John here: https://www.envisageproperty.com.au/claritycall</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>prioritise emergency fund or super + should I debt recycle?</title>
			<itunes:title>prioritise emergency fund or super + should I debt recycle?</itunes:title>
			<pubDate>Tue, 30 Jul 2024 19:10:56 GMT</pubDate>
			<itunes:duration>8:53</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0446</link>
			<acast:episodeId>66a88f83ec855766577c654b</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0446</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>﻿Jodie is in her 40s and is wondering if she should prioritise building her emergency fund or low super balance. Plus Tania and her husband are wanting to invest and wondering if they should use money from their offset account. Jess shares some considerations and explains a debt recycling strategy.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>﻿Jodie is in her 40s and is wondering if she should prioritise building her emergency fund or low super balance. Plus Tania and her husband are wanting to invest and wondering if they should use money from their offset account. Jess shares some considerations and explains a debt recycling strategy.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>chatGPT for job applications + requesting flexibility at work</title>
			<itunes:title>chatGPT for job applications + requesting flexibility at work</itunes:title>
			<pubDate>Mon, 29 Jul 2024 19:10:44 GMT</pubDate>
			<itunes:duration>7:55</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0445</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0445</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>What are the pitfalls you need to avoid if you're using chatGPT to write your resume or cover letter? Plus Shell and Annabelle chat about how to approach asking for flexibility after having kids.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What are the pitfalls you need to avoid if you're using chatGPT to write your resume or cover letter? Plus Shell and Annabelle chat about how to approach asking for flexibility after having kids.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[interest rates & inflation]]></title>
			<itunes:title><![CDATA[interest rates & inflation]]></itunes:title>
			<pubDate>Sun, 28 Jul 2024 19:10:44 GMT</pubDate>
			<itunes:duration>11:22</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0444</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0444</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen, Vince and John chat about the current state of inflation and how it may develop.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen, Vince and John chat about the current state of inflation and how it may develop.</p><br><p>We hate email spam so we don’t create it! <a href="https://email.moneypodcast.com.au/" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>best way to pay for furnishing a new home</title>
			<itunes:title>best way to pay for furnishing a new home</itunes:title>
			<pubDate>Thu, 25 Jul 2024 19:10:50 GMT</pubDate>
			<itunes:duration>7:43</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0443</link>
			<acast:episodeId>669f8e80ee2403a7d8f54ab5</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0443</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Lee is inquiring about the best way to finance furnishing a new home. Glen and Bec are sharing their approaches to this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Lee is inquiring about the best way to finance furnishing a new home. Glen and Bec are sharing their approaches to this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>managing childcare costs + saving for a home deposit after having a baby</title>
			<itunes:title>managing childcare costs + saving for a home deposit after having a baby</itunes:title>
			<pubDate>Wed, 24 Jul 2024 19:10:12 GMT</pubDate>
			<itunes:duration>8:06</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0442</link>
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			<acast:episodeUrl>0442</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Childcare expenses can be high, even with subsidies, making saving for a home deposit after having a baby difficult. Jess offers valuable insights on how to navigate this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Childcare expenses can be high, even with subsidies, making saving for a home deposit after having a baby difficult. Jess offers valuable insights on how to navigate this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when to give your kid pocket money</title>
			<itunes:title>when to give your kid pocket money</itunes:title>
			<pubDate>Tue, 23 Jul 2024 19:10:49 GMT</pubDate>
			<itunes:duration>6:27</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0441</link>
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			<acast:episodeUrl>0441</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>When should parents start giving their kids pocket money? Glen and financial adviser Bec chat about different approaches.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When should parents start giving their kids pocket money? Glen and financial adviser Bec chat about different approaches.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.moneypodcast.com.au/mmmshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>having role and pay review conversations with your boss</title>
			<itunes:title>having role and pay review conversations with your boss</itunes:title>
			<pubDate>Mon, 22 Jul 2024 19:10:23 GMT</pubDate>
			<itunes:duration>5:07</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0440</link>
			<acast:episodeId>669e1d377a1cf2aa7c78dd24</acast:episodeId>
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			<acast:episodeUrl>0440</acast:episodeUrl>
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			<description><![CDATA[<p>Shell and Annabelle talk strategies for initiating a dialogue with your boss regarding role and pay reviews.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Annabelle talk strategies for initiating a dialogue with your boss regarding role and pay reviews.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title><![CDATA[seeding your kid's super account]]></title>
			<itunes:title><![CDATA[seeding your kid's super account]]></itunes:title>
			<pubDate>Sun, 21 Jul 2024 19:10:34 GMT</pubDate>
			<itunes:duration>6:57</itunes:duration>
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			<description><![CDATA[<p>Want to kickstart your teen's super account? Glen and Rebecca share some considerations.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want to kickstart your teen's super account? Glen and Rebecca share some considerations.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title> is saving in your 30s too late + freezing your eggs</title>
			<itunes:title> is saving in your 30s too late + freezing your eggs</itunes:title>
			<pubDate>Thu, 18 Jul 2024 19:10:10 GMT</pubDate>
			<itunes:duration>8:01</itunes:duration>
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			<description><![CDATA[<p>Jess discusses some questions about feeling financially behind in your 30s and considering egg freezing.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess discusses some questions about feeling financially behind in your 30s and considering egg freezing.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>thinking about your insurances and estate planning in your 20s</title>
			<itunes:title>thinking about your insurances and estate planning in your 20s</itunes:title>
			<pubDate>Wed, 17 Jul 2024 19:10:45 GMT</pubDate>
			<itunes:duration>2:35</itunes:duration>
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			<description><![CDATA[<p>Have you often been told that you're mature for your age? Jess chats about balancing financial responsibility and enjoying life. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Have you often been told that you're mature for your age? Jess chats about balancing financial responsibility and enjoying life. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>high income earner in their 20s and worrying about money</title>
			<itunes:title>high income earner in their 20s and worrying about money</itunes:title>
			<pubDate>Tue, 16 Jul 2024 19:10:44 GMT</pubDate>
			<itunes:duration>3:47</itunes:duration>
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			<description><![CDATA[<p>Jess chats about the benefit of understanding your money beliefs and articulating who you want to be with money.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess chats about the benefit of understanding your money beliefs and articulating who you want to be with money.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>not paying tax on dividends? fact or myth?</title>
			<itunes:title>not paying tax on dividends? fact or myth?</itunes:title>
			<pubDate>Mon, 15 Jul 2024 19:10:38 GMT</pubDate>
			<itunes:duration>2:49</itunes:duration>
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			<description><![CDATA[<p>Jess sheds light on taxes around dividends.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess sheds light on taxes around dividends.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>apps to keep tax paperwork together</title>
			<itunes:title>apps to keep tax paperwork together</itunes:title>
			<pubDate>Sun, 14 Jul 2024 19:10:17 GMT</pubDate>
			<itunes:duration>1:18</itunes:duration>
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			<description><![CDATA[<p>Jess shares her tips around recording keeping for tax time.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess shares her tips around recording keeping for tax time.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>red flags in strata reports</title>
			<itunes:title>red flags in strata reports</itunes:title>
			<pubDate>Thu, 11 Jul 2024 19:10:25 GMT</pubDate>
			<itunes:duration>6:32</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0433</link>
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			<acast:episodeUrl>0433</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Claire is looking into purchasing her first property and asks what can be considered red flags in strata reports. Jess shares some pointers to look into.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Claire is looking into purchasing her first property and asks what can be considered red flags in strata reports. Jess shares some pointers to look into.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>affiliated financial advisers vs independent</title>
			<itunes:title>affiliated financial advisers vs independent</itunes:title>
			<pubDate>Wed, 10 Jul 2024 19:10:23 GMT</pubDate>
			<itunes:duration>3:25</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0432</link>
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			<acast:episodeUrl>0432</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Kim is seeking advice on whether a financial adviser affiliated with an insurance company is considered a red flag. Jess shares some tips on how to find a financial adviser fit for you.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Kim is seeking advice on whether a financial adviser affiliated with an insurance company is considered a red flag. Jess shares some tips on how to find a financial adviser fit for you.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>do I need private health during a cost of living crisis?</title>
			<itunes:title>do I need private health during a cost of living crisis?</itunes:title>
			<pubDate>Tue, 09 Jul 2024 19:10:10 GMT</pubDate>
			<itunes:duration>10:51</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/668d10572387098e04a20a72/media.mp3" length="20950849" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0431</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Rihanna asks whether private health insurance and income protection are still necessary given the rising living costs. Glen and Kate discuss how to go about this.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rihanna asks whether private health insurance and income protection are still necessary given the rising living costs. Glen and Kate discuss how to go about this.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>switching careers from marketing to speech pathology</title>
			<itunes:title>switching careers from marketing to speech pathology</itunes:title>
			<pubDate>Mon, 08 Jul 2024 19:10:49 GMT</pubDate>
			<itunes:duration>8:24</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/668bf7df6ff6fe1a79a3d502/media.mp3" length="16247893" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0430</link>
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			<acast:episodeUrl>0430</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Jessica is determined to transition from marketing to speech pathology. Glen and Kate offer guidance on taking that leap.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jessica is determined to transition from marketing to speech pathology. Glen and Kate offer guidance on taking that leap.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>pay down debt or start emergency fund with tax refund?</title>
			<itunes:title>pay down debt or start emergency fund with tax refund?</itunes:title>
			<pubDate>Sun, 07 Jul 2024 19:10:57 GMT</pubDate>
			<itunes:duration>6:36</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0429</link>
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			<acast:episodeUrl>0429</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Oscar is wondering the best way to use his tax refund when he has no emergency fund but some debt. Should he use some towards tackling the debt or putting it towards emergency savings?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Oscar is wondering the best way to use his tax refund when he has no emergency fund but some debt. Should he use some towards tackling the debt or putting it towards emergency savings?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what has changed from 1 July</title>
			<itunes:title>what has changed from 1 July</itunes:title>
			<pubDate>Thu, 04 Jul 2024 19:10:56 GMT</pubDate>
			<itunes:duration>6:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0428</link>
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			<acast:episodeUrl>0428</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen shares some high-level changes to superannuation, minimum wage &amp; tax.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen shares some high-level changes to superannuation, minimum wage &amp; tax.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>are income and happiness correlated?</title>
			<itunes:title>are income and happiness correlated?</itunes:title>
			<pubDate>Wed, 03 Jul 2024 19:10:48 GMT</pubDate>
			<itunes:duration>3:21</itunes:duration>
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			<acast:episodeUrl>0427</acast:episodeUrl>
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			<description><![CDATA[<p>While a high income can offer certain benefits, it can also come with costs to your lifestyle and wellbeing. Jess shares her thoughts on finding balance between financial success and personal well-being.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>While a high income can offer certain benefits, it can also come with costs to your lifestyle and wellbeing. Jess shares her thoughts on finding balance between financial success and personal well-being.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>talking about money in a new relationship</title>
			<itunes:title>talking about money in a new relationship</itunes:title>
			<pubDate>Tue, 02 Jul 2024 19:10:29 GMT</pubDate>
			<itunes:duration>3:08</itunes:duration>
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			<acast:episodeUrl>0426</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is money something you should discuss with someone early on in the relationship? Jess shares her thoughts on it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is money something you should discuss with someone early on in the relationship? Jess shares her thoughts on it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>books for money mindsets and self-development</title>
			<itunes:title>books for money mindsets and self-development</itunes:title>
			<pubDate>Mon, 01 Jul 2024 19:10:23 GMT</pubDate>
			<itunes:duration>2:02</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Jess shares the books that have helped her understand her values and belief systems about money.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess shares the books that have helped her understand her values and belief systems about money.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[mortgage broker quickfire Q&A]]></title>
			<itunes:title><![CDATA[mortgage broker quickfire Q&A]]></itunes:title>
			<pubDate>Sun, 30 Jun 2024 19:10:03 GMT</pubDate>
			<itunes:duration>8:18</itunes:duration>
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			<acast:episodeUrl>0424</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen, John and mortgage broker Rachelle Kroon offer valuable insights into common mortgage and lender inquiries. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen, John and mortgage broker Rachelle Kroon offer valuable insights into common mortgage and lender inquiries. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>dating someone with a lot more money than you</title>
			<itunes:title>dating someone with a lot more money than you</itunes:title>
			<pubDate>Thu, 27 Jun 2024 19:10:01 GMT</pubDate>
			<itunes:duration>3:34</itunes:duration>
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			<acast:episodeUrl>0423</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Jess shares advice on navigating the awkward financial conversation when dating someone with more money than you.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess shares advice on navigating the awkward financial conversation when dating someone with more money than you.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>mortgage broker red and green flags</title>
			<itunes:title>mortgage broker red and green flags</itunes:title>
			<pubDate>Wed, 26 Jun 2024 19:10:41 GMT</pubDate>
			<itunes:duration>8:59</itunes:duration>
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			<description><![CDATA[<p>When searching for a mortgage broker, what are the red and green flags to look out for? Glen, John and Rach delve into these.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When searching for a mortgage broker, what are the red and green flags to look out for? Glen, John and Rach delve into these.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>changing your super from balanced to growth</title>
			<itunes:title>changing your super from balanced to growth</itunes:title>
			<pubDate>Tue, 25 Jun 2024 19:10:16 GMT</pubDate>
			<itunes:duration>5:46</itunes:duration>
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			<acast:episodeUrl>changing-your-super-from-balanced-to-growth</acast:episodeUrl>
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			<description><![CDATA[<p>Jess delves into the meaning of a balanced fund and its allocation between growth and defensive assets.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess delves into the meaning of a balanced fund and its allocation between growth and defensive assets.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[would you tell your employer you're looking for other employment?]]></title>
			<itunes:title><![CDATA[would you tell your employer you're looking for other employment?]]></itunes:title>
			<pubDate>Mon, 24 Jun 2024 19:10:33 GMT</pubDate>
			<itunes:duration>3:53</itunes:duration>
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			<acast:episodeUrl>0420</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>How do you navigate conversations on seeking new employment with your employer? Shell and Emily share their thoughts on this.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you navigate conversations on seeking new employment with your employer? Shell and Emily share their thoughts on this.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[the right time to 'upgrade' from a micro-investment app]]></title>
			<itunes:title><![CDATA[the right time to 'upgrade' from a micro-investment app]]></itunes:title>
			<pubDate>Sun, 23 Jun 2024 19:10:04 GMT</pubDate>
			<itunes:duration>9:07</itunes:duration>
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			<acast:episodeUrl>0419</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What are some strategic approaches to making investment decisions on certain investment platforms? Glen and Jess share their thoughts on this matter.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What are some strategic approaches to making investment decisions on certain investment platforms? Glen and Jess share their thoughts on this matter.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the best way to take money abroad</title>
			<itunes:title>the best way to take money abroad</itunes:title>
			<pubDate>Thu, 20 Jun 2024 19:10:30 GMT</pubDate>
			<itunes:duration>11:46</itunes:duration>
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			<acast:episodeUrl>0418</acast:episodeUrl>
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			<description><![CDATA[<p>How do you take money when travelling overseas? Glen and Jess share their strategies.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you take money when travelling overseas? Glen and Jess share their strategies.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I press pause on my other financial goals to buy a house</title>
			<itunes:title>should I press pause on my other financial goals to buy a house</itunes:title>
			<pubDate>Wed, 19 Jun 2024 19:10:32 GMT</pubDate>
			<itunes:duration>3:56</itunes:duration>
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			<description><![CDATA[<p>Amy is torn between saving for a deposit or investing in shares. Jess shares her thoughts on the matter.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Amy is torn between saving for a deposit or investing in shares. Jess shares her thoughts on the matter.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[paying yourself super when you're self employed]]></title>
			<itunes:title><![CDATA[paying yourself super when you're self employed]]></itunes:title>
			<pubDate>Tue, 18 Jun 2024 19:10:13 GMT</pubDate>
			<itunes:duration>10:04</itunes:duration>
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			<acast:episodeUrl>0416</acast:episodeUrl>
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			<description><![CDATA[<p>Glen and Jess share strategies on paying yourself super as a sole trader.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Jess share strategies on paying yourself super as a sole trader.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to I give constructive feedback to my boss?</title>
			<itunes:title>how to I give constructive feedback to my boss?</itunes:title>
			<pubDate>Mon, 17 Jun 2024 19:10:01 GMT</pubDate>
			<itunes:duration>8:39</itunes:duration>
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			<acast:episodeUrl>0415</acast:episodeUrl>
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			<description><![CDATA[<p>Shell and Tea provide tips for giving constructive feedback to your boss while being prepared to receive or have feedback rejected.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Tea provide tips for giving constructive feedback to your boss while being prepared to receive or have feedback rejected.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[when's the best time to do your tax return?]]></title>
			<itunes:title><![CDATA[when's the best time to do your tax return?]]></itunes:title>
			<pubDate>Sun, 16 Jun 2024 19:10:16 GMT</pubDate>
			<itunes:duration>4:06</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>A listener inquires about the best time to file tax returns. Glen and Bradley discuss optimal practices for staying on top of tax obligations.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener inquires about the best time to file tax returns. Glen and Bradley discuss optimal practices for staying on top of tax obligations.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how do I find a career coach or mentor?</title>
			<itunes:title>how do I find a career coach or mentor?</itunes:title>
			<pubDate>Thu, 13 Jun 2024 19:10:23 GMT</pubDate>
			<itunes:duration>6:30</itunes:duration>
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			<description><![CDATA[<p>Shell and Tea offer tips for finding a coach or mentor, while discussing the differences between the two.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Tea offer tips for finding a coach or mentor, while discussing the differences between the two.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a property with risk of termites</title>
			<itunes:title>buying a property with risk of termites</itunes:title>
			<pubDate>Wed, 12 Jun 2024 19:10:29 GMT</pubDate>
			<itunes:duration>5:10</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What do you need to look out for when the property you're interested in is subject to building and pest inspection? Emily and John share their thoughts and tips on the topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What do you need to look out for when the property you're interested in is subject to building and pest inspection? Emily and John share their thoughts and tips on the topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how much should I invest in shares vs starting a business?</title>
			<itunes:title>how much should I invest in shares vs starting a business?</itunes:title>
			<pubDate>Tue, 11 Jun 2024 19:10:09 GMT</pubDate>
			<itunes:duration>4:24</itunes:duration>
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			<description><![CDATA[<p>Lucy is contemplating whether to invest in shares or start a business. Glen and John provide their perspectives on the trade-offs involved in both options.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Lucy is contemplating whether to invest in shares or start a business. Glen and John provide their perspectives on the trade-offs involved in both options.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>taking a new job that has a smaller commute but a $20k pay cut</title>
			<itunes:title>taking a new job that has a smaller commute but a $20k pay cut</itunes:title>
			<pubDate>Mon, 10 Jun 2024 19:10:39 GMT</pubDate>
			<itunes:duration>6:04</itunes:duration>
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			<acast:episodeUrl>0410</acast:episodeUrl>
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			<description><![CDATA[<p>Shell and Tea advise on weighing the pros and cons of a new job with a shorter commute but a $20K pay cut.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank" style="background-color: rgb(255, 255, 255);">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Tea advise on weighing the pros and cons of a new job with a shorter commute but a $20K pay cut.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank" style="background-color: rgb(255, 255, 255);">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>will ethical investing impact my returns?</title>
			<itunes:title>will ethical investing impact my returns?</itunes:title>
			<pubDate>Sun, 09 Jun 2024 19:10:33 GMT</pubDate>
			<itunes:duration>3:51</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Ethical investing can be a personal choice, with considerations beyond just financial returns.&nbsp;Glen shares his thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Ethical investing can be a personal choice, with considerations beyond just financial returns.&nbsp;Glen shares his thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>sell or invest when the share market is volatile?</title>
			<itunes:title>sell or invest when the share market is volatile?</itunes:title>
			<pubDate>Thu, 06 Jun 2024 19:10:09 GMT</pubDate>
			<itunes:duration>14:53</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and John share practical tips to deal when the share market is volatile.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John share practical tips to deal when the share market is volatile.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a property to put a granny flat on it</title>
			<itunes:title>buying a property to put a granny flat on it</itunes:title>
			<pubDate>Wed, 05 Jun 2024 19:10:44 GMT</pubDate>
			<itunes:duration>7:49</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/665e89fc8e21de0012cabe87/media.mp3" length="15132938" type="audio/mpeg"/>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Melissa asks about the strategy on purchasing a property with an intent to build a granny flat on it. John and Emily share their thoughts on it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Melissa asks about the strategy on purchasing a property with an intent to build a granny flat on it. John and Emily share their thoughts on it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>contribution caps for salary sacrificing into super</title>
			<itunes:title>contribution caps for salary sacrificing into super</itunes:title>
			<pubDate>Tue, 04 Jun 2024 19:10:59 GMT</pubDate>
			<itunes:duration>4:20</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/665e88f89b516d001108e829/media.mp3" length="8441446" type="audio/mpeg"/>
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			<acast:episodeUrl>0406</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Beck discusses the cap on super annuation and salary contributions and shares her thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Beck discusses the cap on super annuation and salary contributions and shares her thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[I'm being bullied at my job but it offers good pay & flexibility]]></title>
			<itunes:title><![CDATA[I'm being bullied at my job but it offers good pay & flexibility]]></itunes:title>
			<pubDate>Mon, 03 Jun 2024 19:10:18 GMT</pubDate>
			<itunes:duration>7:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0405</link>
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			<acast:episodeUrl>0405</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How should you approach bullying in the workplace? Shell and Tea share valuable insights to help you address this issue effectively.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How should you approach bullying in the workplace? Shell and Tea share valuable insights to help you address this issue effectively.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[should you keep a property in Australia while you're living overseas?]]></title>
			<itunes:title><![CDATA[should you keep a property in Australia while you're living overseas?]]></itunes:title>
			<pubDate>Sun, 02 Jun 2024 19:10:05 GMT</pubDate>
			<itunes:duration>8:33</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0404</link>
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			<acast:episodeUrl>0404</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Tamara seeks advice on whether or not she should keep their property while moving overseas for two to five years. Glen and James share some strategies.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Tamara seeks advice on whether or not she should keep their property while moving overseas for two to five years. Glen and James share some strategies.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>applying for a rental with a pet</title>
			<itunes:title>applying for a rental with a pet</itunes:title>
			<pubDate>Thu, 30 May 2024 19:10:19 GMT</pubDate>
			<itunes:duration>4:50</itunes:duration>
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			<acast:episodeUrl>0403</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Trisha is asking for advice on her daughter's rental application, considering she has a dog. Jess shares some tips and things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Trisha is asking for advice on her daughter's rental application, considering she has a dog. Jess shares some tips and things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>steps for selling and upgrading your PPOR</title>
			<itunes:title>steps for selling and upgrading your PPOR</itunes:title>
			<pubDate>Wed, 29 May 2024 19:10:46 GMT</pubDate>
			<itunes:duration>7:07</itunes:duration>
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			<acast:episodeUrl>0402</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Scott wants advice on selling his current home and buying a more expensive one. John and Emily discuss practical options to help him.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Scott wants advice on selling his current home and buying a more expensive one. John and Emily discuss practical options to help him.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>after paying off your HECS</title>
			<itunes:title>after paying off your HECS</itunes:title>
			<pubDate>Tue, 28 May 2024 19:10:54 GMT</pubDate>
			<itunes:duration>3:42</itunes:duration>
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			<acast:episodeUrl>0401</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Katie is excited about paying off her HECS debt and wonders if she can tell her employer to stop withholding the HECS amount immediately or if she needs to wait until the end of the financial year.&nbsp;Jess shares some insights on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Katie is excited about paying off her HECS debt and wonders if she can tell her employer to stop withholding the HECS amount immediately or if she needs to wait until the end of the financial year.&nbsp;Jess shares some insights on this topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is waiting for long service leave at the cost of your sanity worth it?!</title>
			<itunes:title>is waiting for long service leave at the cost of your sanity worth it?!</itunes:title>
			<pubDate>Mon, 27 May 2024 19:10:14 GMT</pubDate>
			<itunes:duration>9:53</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0400</link>
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			<acast:episodeUrl>0400</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Shell and Tea provide insights on understanding the cost of mental health, which impacts decision-making in maintaining work.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Tea provide insights on understanding the cost of mental health, which impacts decision-making in maintaining work.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[should I be topping up HECS and super while I'm living overseas?]]></title>
			<itunes:title><![CDATA[should I be topping up HECS and super while I'm living overseas?]]></itunes:title>
			<pubDate>Sun, 26 May 2024 19:10:31 GMT</pubDate>
			<itunes:duration>8:53</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0399</link>
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			<acast:episodeUrl>0399</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p data-sider-select-id="3f7eb21d-1f7a-4307-b9f6-4e624334ae0c">Glen and James Ridley chat about how Aussie expats can handle their HECS debt and superannuation funds.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p data-sider-select-id="3f7eb21d-1f7a-4307-b9f6-4e624334ae0c">Glen and James Ridley chat about how Aussie expats can handle their HECS debt and superannuation funds.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>borrowing to invest in shares</title>
			<itunes:title>borrowing to invest in shares</itunes:title>
			<pubDate>Thu, 23 May 2024 19:10:03 GMT</pubDate>
			<itunes:duration>3:51</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0398</link>
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			<acast:episodeUrl>0398</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is it wise to take out a loan to invest in the stock market? Jess shares her insights and provides some advice on this topic.</p><br><p>Have a question or topic for the show? Post it in our<a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank"> Facebook group</a>.</p><br><p>This podcast is produced and published by Oregon Trail Investor in the USA. All information is for entertainment purposes only. This brand is used under license.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is it wise to take out a loan to invest in the stock market? Jess shares her insights and provides some advice on this topic.</p><br><p>Have a question or topic for the show? Post it in our<a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank"> Facebook group</a>.</p><br><p>This podcast is produced and published by Oregon Trail Investor in the USA. All information is for entertainment purposes only. This brand is used under license.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[are property seminars & courses just a scam or legit???]]></title>
			<itunes:title><![CDATA[are property seminars & courses just a scam or legit???]]></itunes:title>
			<pubDate>Wed, 22 May 2024 19:10:11 GMT</pubDate>
			<itunes:duration>5:14</itunes:duration>
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			<acast:episodeUrl>0397</acast:episodeUrl>
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			<description><![CDATA[<p>In today's world where advertisers can target us through the media algorithms we engage with, how can we ensure we are not being misled? John and Emily explore ways to verify the information we are exposed to.</p><br><p>Have a question or topic for the show? Post it in our<a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank"> Facebook group</a>.</p><br><p>This podcast is produced and published by Oregon Trail Investor in the USA. All information is for entertainment purposes only. This brand is used under license.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In today's world where advertisers can target us through the media algorithms we engage with, how can we ensure we are not being misled? John and Emily explore ways to verify the information we are exposed to.</p><br><p>Have a question or topic for the show? Post it in our<a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank"> Facebook group</a>.</p><br><p>This podcast is produced and published by Oregon Trail Investor in the USA. All information is for entertainment purposes only. This brand is used under license.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[selling a car that's on finance]]></title>
			<itunes:title><![CDATA[selling a car that's on finance]]></itunes:title>
			<pubDate>Tue, 21 May 2024 19:10:26 GMT</pubDate>
			<itunes:duration>7:36</itunes:duration>
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			<acast:episodeUrl>0396</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Jess shares her thoughts on car loans and selling one that's on finance. </p><br><p>Have a question or topic for the show? Post it in our<a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank"> Facebook group</a>.</p><br><p>This podcast is produced and published by Oregon Trail Investor in the USA. All information is for entertainment purposes only. This brand is used under license.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess shares her thoughts on car loans and selling one that's on finance. </p><br><p>Have a question or topic for the show? Post it in our<a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank"> Facebook group</a>.</p><br><p>This podcast is produced and published by Oregon Trail Investor in the USA. All information is for entertainment purposes only. This brand is used under license.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>talking to your boss about decreasing your responsibilities</title>
			<itunes:title>talking to your boss about decreasing your responsibilities</itunes:title>
			<pubDate>Mon, 20 May 2024 19:10:43 GMT</pubDate>
			<itunes:duration>9:50</itunes:duration>
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			<acast:episodeUrl>0395</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>How do you communicate your work capacity to your manager? Shell and Tea discuss some helpful tips to navigate this difficult conversation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you communicate your work capacity to your manager? Shell and Tea discuss some helpful tips to navigate this difficult conversation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>bidding for a house at our maximum borrowing capacity</title>
			<itunes:title>bidding for a house at our maximum borrowing capacity</itunes:title>
			<pubDate>Sun, 19 May 2024 19:10:49 GMT</pubDate>
			<itunes:duration>8:48</itunes:duration>
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			<description><![CDATA[<p>Glen and John are discussing important considerations when buying a house at an auction with a maximum borrowing capacity.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John are discussing important considerations when buying a house at an auction with a maximum borrowing capacity.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how do I improve my credit score?</title>
			<itunes:title>how do I improve my credit score?</itunes:title>
			<pubDate>Thu, 16 May 2024 19:10:00 GMT</pubDate>
			<itunes:duration>3:31</itunes:duration>
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			<acast:episodeUrl>0393</acast:episodeUrl>
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			<description><![CDATA[<p>Jess shares some practical tips to improve your credit score.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess shares some practical tips to improve your credit score.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[tenants in common vs joint tenants & parental guarantees]]></title>
			<itunes:title><![CDATA[tenants in common vs joint tenants & parental guarantees]]></itunes:title>
			<pubDate>Wed, 15 May 2024 19:10:54 GMT</pubDate>
			<itunes:duration>4:30</itunes:duration>
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			<acast:episodeUrl>0392</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>How should tenants in common be organized for a joint property purchase? Can a parental guarantee be used for multiple investment properties? John and Emily discuss these topics.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How should tenants in common be organized for a joint property purchase? Can a parental guarantee be used for multiple investment properties? John and Emily discuss these topics.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>negotiating pay rises</title>
			<itunes:title>negotiating pay rises</itunes:title>
			<pubDate>Tue, 14 May 2024 19:10:18 GMT</pubDate>
			<itunes:duration>6:24</itunes:duration>
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			<description><![CDATA[<p data-sider-select-id="2141386e-0114-4795-b512-41d218baf767">How should you approach negotiating your pay raise? What factors should you consider? Bec shares tips on how to go about it..</p><p><strong>﻿</strong></p><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p data-sider-select-id="2141386e-0114-4795-b512-41d218baf767">How should you approach negotiating your pay raise? What factors should you consider? Bec shares tips on how to go about it..</p><p><strong>﻿</strong></p><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[I'm stuck in a comfort zone, how do I get out?]]></title>
			<itunes:title><![CDATA[I'm stuck in a comfort zone, how do I get out?]]></itunes:title>
			<pubDate>Mon, 13 May 2024 19:10:24 GMT</pubDate>
			<itunes:duration>5:52</itunes:duration>
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			<description><![CDATA[<p>How do you navigate getting yourself out of your comfort zone? Shell shares some tips to overcome the feeling of being stuck.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you navigate getting yourself out of your comfort zone? Shell shares some tips to overcome the feeling of being stuck.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title><![CDATA[not taking your spouse's last name]]></title>
			<itunes:title><![CDATA[not taking your spouse's last name]]></itunes:title>
			<pubDate>Sun, 12 May 2024 19:10:43 GMT</pubDate>
			<itunes:duration>9:40</itunes:duration>
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			<description><![CDATA[<p>Chelsea wanted an insight on changing her name after getting married. Glen and John share their thoughts on the pros and cons.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Chelsea wanted an insight on changing her name after getting married. Glen and John share their thoughts on the pros and cons.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>I haven’t found a house within the pre-approval period</title>
			<itunes:title>I haven’t found a house within the pre-approval period</itunes:title>
			<pubDate>Thu, 09 May 2024 19:10:58 GMT</pubDate>
			<itunes:duration>7:45</itunes:duration>
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			<description><![CDATA[<p>What are the general rules when your pre-approval period expires? Glen and John shed some light on the topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What are the general rules when your pre-approval period expires? Glen and John shed some light on the topic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>preparing your exit plan before entering a joint venture</title>
			<itunes:title>preparing your exit plan before entering a joint venture</itunes:title>
			<pubDate>Wed, 08 May 2024 19:10:16 GMT</pubDate>
			<itunes:duration>6:26</itunes:duration>
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			<description><![CDATA[<p>How do you prepare for a joint venture? John and Emily chat about factors to consider before entering into one.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you prepare for a joint venture? John and Emily chat about factors to consider before entering into one.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>budgeting during a cost of living crisis</title>
			<itunes:title>budgeting during a cost of living crisis</itunes:title>
			<pubDate>Tue, 07 May 2024 19:10:52 GMT</pubDate>
			<itunes:duration>6:38</itunes:duration>
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			<description><![CDATA[<p>Jess shares some useful tips on budgeting for grocery shopping and managing housing stress caused by increase in interest rates.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess shares some useful tips on budgeting for grocery shopping and managing housing stress caused by increase in interest rates.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to tell your manager you’re at risk of burnout</title>
			<itunes:title>how to tell your manager you’re at risk of burnout</itunes:title>
			<pubDate>Mon, 06 May 2024 19:10:11 GMT</pubDate>
			<itunes:duration>5:07</itunes:duration>
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			<description><![CDATA[<p>Related episodes 🎧</p><br><p>👇</p><p>609 how to avoid burnout + build healthy work practices</p><br><p>It can be challenging to discuss the risk of burnout. Shell provides strategies to prepare for such talks with your manager.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Related episodes 🎧</p><br><p>👇</p><p>609 how to avoid burnout + build healthy work practices</p><br><p>It can be challenging to discuss the risk of burnout. Shell provides strategies to prepare for such talks with your manager.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>my car insurance seems expensive?!</title>
			<itunes:title>my car insurance seems expensive?!</itunes:title>
			<pubDate>Sun, 05 May 2024 19:10:33 GMT</pubDate>
			<itunes:duration>6:15</itunes:duration>
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			<description><![CDATA[<p>Glen and John chat about car insurances and the factors that can affect its cost.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about car insurances and the factors that can affect its cost.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>invest house deposit or keep in savings</title>
			<itunes:title>invest house deposit or keep in savings</itunes:title>
			<pubDate>Thu, 02 May 2024 19:10:36 GMT</pubDate>
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			<description><![CDATA[<p>A listener has $60k in savings and is looking to grow it in the next two years while contemplating keeping it in savings or investing in a house deposit. Jess shares some approaches to help make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener has $60k in savings and is looking to grow it in the next two years while contemplating keeping it in savings or investing in a house deposit. Jess shares some approaches to help make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[lending for Airbnb & short term rentals]]></title>
			<itunes:title><![CDATA[lending for Airbnb & short term rentals]]></itunes:title>
			<pubDate>Wed, 01 May 2024 19:10:47 GMT</pubDate>
			<itunes:duration>3:48</itunes:duration>
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			<description><![CDATA[<p>John and Rachelle Kroon discuss the factors involved in lending for short-term rentals.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rachelle Kroon discuss the factors involved in lending for short-term rentals.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>developing your ETF strategy</title>
			<itunes:title>developing your ETF strategy</itunes:title>
			<pubDate>Tue, 30 Apr 2024 19:10:43 GMT</pubDate>
			<itunes:duration>3:41</itunes:duration>
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			<description><![CDATA[<p>Buzz is a new investor who is seeking advice on investing in long-term ETFs while also understanding the management fees associated with them..Jess shares her thoughts on getting started.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buzz is a new investor who is seeking advice on investing in long-term ETFs while also understanding the management fees associated with them..Jess shares her thoughts on getting started.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>do this activity to set your team up for success</title>
			<itunes:title>do this activity to set your team up for success</itunes:title>
			<pubDate>Mon, 29 Apr 2024 19:10:42 GMT</pubDate>
			<itunes:duration>7:06</itunes:duration>
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			<description><![CDATA[<p>Shell shares some must-haves, can't haves and nice to haves for a building a team.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell shares some must-haves, can't haves and nice to haves for a building a team.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>24 and working FIFO</title>
			<itunes:title>24 and working FIFO</itunes:title>
			<pubDate>Sun, 28 Apr 2024 19:10:05 GMT</pubDate>
			<itunes:duration>8:46</itunes:duration>
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			<description><![CDATA[<p>Kim's daughter who's 24 and just started working FIFO (fly in, fly out) asks where she should invest her money. Glen and Jess discuss the advantages and disadvantages of working in the Fly-in Fly-out (FIFO) industry and provide some tips on investing.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Kim's daughter who's 24 and just started working FIFO (fly in, fly out) asks where she should invest her money. Glen and Jess discuss the advantages and disadvantages of working in the Fly-in Fly-out (FIFO) industry and provide some tips on investing.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how much and how often should I invest</title>
			<itunes:title>how much and how often should I invest</itunes:title>
			<pubDate>Thu, 25 Apr 2024 19:10:03 GMT</pubDate>
			<itunes:duration>5:20</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Jess gets into some investment strategies to kickstart your investment journey and shares some things to consider for adding onto existing investments.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jess gets into some investment strategies to kickstart your investment journey and shares some things to consider for adding onto existing investments.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>financing a knockdown rebuild</title>
			<itunes:title>financing a knockdown rebuild</itunes:title>
			<pubDate>Wed, 24 Apr 2024 19:10:41 GMT</pubDate>
			<itunes:duration>12:52</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>John and Rachelle discuss the considerations involved in financing a knockdown rebuild.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rachelle discuss the considerations involved in financing a knockdown rebuild.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>start investing or build up an emergency fund first?</title>
			<itunes:title>start investing or build up an emergency fund first?</itunes:title>
			<pubDate>Tue, 23 Apr 2024 19:10:49 GMT</pubDate>
			<itunes:duration>4:37</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Are you unsure whether to prioritize building an emergency fund or starting to invest? Jess shares her thoughts on how to go about this and the things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you unsure whether to prioritize building an emergency fund or starting to invest? Jess shares her thoughts on how to go about this and the things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>my workplace has a flat structure, how do I find advancement opportunities?</title>
			<itunes:title>my workplace has a flat structure, how do I find advancement opportunities?</itunes:title>
			<pubDate>Mon, 22 Apr 2024 19:10:27 GMT</pubDate>
			<itunes:duration>5:06</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Alicia is seeking guidance on how to advance within a company with a flat organizational structure. Shell advises her on how to build a career path that focuses on skills building for growth.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Alicia is seeking guidance on how to advance within a company with a flat organizational structure. Shell advises her on how to build a career path that focuses on skills building for growth.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>once off vs continuing financial advice</title>
			<itunes:title>once off vs continuing financial advice</itunes:title>
			<pubDate>Sun, 21 Apr 2024 19:10:40 GMT</pubDate>
			<itunes:duration>8:09</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen and Vince Scully share the pros and cons of having a financial advisor,</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Vince Scully share the pros and cons of having a financial advisor,</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to deal with analysis paralysis</title>
			<itunes:title>how to deal with analysis paralysis</itunes:title>
			<pubDate>Thu, 18 Apr 2024 19:10:24 GMT</pubDate>
			<itunes:duration>10:10</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Sometimes analysis paralysis can stop us from taking action on big decisions. Glen and Vince Scully discuss how mitigating risks can help to get unstuck. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sometimes analysis paralysis can stop us from taking action on big decisions. Glen and Vince Scully discuss how mitigating risks can help to get unstuck. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>mortgage lending through private banks</title>
			<itunes:title>mortgage lending through private banks</itunes:title>
			<pubDate>Wed, 17 Apr 2024 19:10:33 GMT</pubDate>
			<itunes:duration>6:07</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>John and Rachelle Kroon chat about the pros and cons of mortgage lending through private banks.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Rachelle Kroon chat about the pros and cons of mortgage lending through private banks.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>debt recycling as a financial strategy</title>
			<itunes:title>debt recycling as a financial strategy</itunes:title>
			<pubDate>Tue, 16 Apr 2024 19:10:12 GMT</pubDate>
			<itunes:duration>11:55</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and Vince discuss practical application of debt recycling.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Vince discuss practical application of debt recycling.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[going for a job or promotion you don't feel fully qualified for]]></title>
			<itunes:title><![CDATA[going for a job or promotion you don't feel fully qualified for]]></itunes:title>
			<pubDate>Mon, 15 Apr 2024 19:10:13 GMT</pubDate>
			<itunes:duration>6:00</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Michael asks how he can succeed in a promotion when his subject matter knowledge is limited. Shell provides useful advice to assist with preparing for and navigating through a particular role.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Michael asks how he can succeed in a promotion when his subject matter knowledge is limited. Shell provides useful advice to assist with preparing for and navigating through a particular role.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>beginning to invest</title>
			<itunes:title>beginning to invest</itunes:title>
			<pubDate>Sun, 14 Apr 2024 19:10:31 GMT</pubDate>
			<itunes:duration>9:07</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0369</link>
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			<acast:episodeUrl>0369</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Hailey is beginning to explore investing in ETFs and is looking into opening multiple accounts. Glen and Vince discuss various options to help her understand her investment appetite better.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Hailey is beginning to explore investing in ETFs and is looking into opening multiple accounts. Glen and Vince discuss various options to help her understand her investment appetite better.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>money coaches - what are they and are they legit?</title>
			<itunes:title>money coaches - what are they and are they legit?</itunes:title>
			<pubDate>Thu, 11 Apr 2024 19:10:19 GMT</pubDate>
			<itunes:duration>12:57</itunes:duration>
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			<acast:episodeUrl>0368</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen and John discuss the benefits and drawbacks of having a money coach and understanding the role they play.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John discuss the benefits and drawbacks of having a money coach and understanding the role they play.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to figure out the best type of development to put on a site</title>
			<itunes:title>how to figure out the best type of development to put on a site</itunes:title>
			<pubDate>Wed, 10 Apr 2024 19:10:26 GMT</pubDate>
			<itunes:duration>5:01</itunes:duration>
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			<acast:episodeUrl>0367</acast:episodeUrl>
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			<description><![CDATA[<p>John shares his thoughts on factors to consider when determining the most suitable type of development for a site.</p><br><p><br></p><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John shares his thoughts on factors to consider when determining the most suitable type of development for a site.</p><br><p><br></p><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>renting out a granny flat</title>
			<itunes:title>renting out a granny flat</itunes:title>
			<pubDate>Tue, 09 Apr 2024 19:10:43 GMT</pubDate>
			<itunes:duration>6:08</itunes:duration>
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			<description><![CDATA[<p>Glen and John chat about factors to consider when leasing a granny flat that can help you make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about factors to consider when leasing a granny flat that can help you make an informed decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tips for new leaders</title>
			<itunes:title>tips for new leaders</itunes:title>
			<pubDate>Mon, 08 Apr 2024 19:00:42 GMT</pubDate>
			<itunes:duration>8:57</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Shell provides useful tips to navigate a new leadership role.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell provides useful tips to navigate a new leadership role.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I buy a one bedroom apartment?</title>
			<itunes:title>should I buy a one bedroom apartment?</itunes:title>
			<pubDate>Sun, 07 Apr 2024 19:00:26 GMT</pubDate>
			<itunes:duration>13:59</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0364</link>
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			<acast:episodeUrl>0364</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Tom is considering purchasing a one-bedroom apartment but is concerned about being priced out of the market. Glen and John discuss the factors to consider when buying.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Tom is considering purchasing a one-bedroom apartment but is concerned about being priced out of the market. Glen and John discuss the factors to consider when buying.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>I love the company but not my job</title>
			<itunes:title>I love the company but not my job</itunes:title>
			<pubDate>Thu, 04 Apr 2024 18:00:12 GMT</pubDate>
			<itunes:duration>5:20</itunes:duration>
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			<acast:episodeUrl>0363</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Emmy changed careers and has enjoyed working with her co-workers, but she does not feel challenged enough in her current job. Should she stay or go? Glen and John chat about it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emmy changed careers and has enjoyed working with her co-workers, but she does not feel challenged enough in her current job. Should she stay or go? Glen and John chat about it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to leverage existing properties to borrow more </title>
			<itunes:title>how to leverage existing properties to borrow more </itunes:title>
			<pubDate>Wed, 03 Apr 2024 18:00:36 GMT</pubDate>
			<itunes:duration>4:10</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0362</link>
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			<acast:episodeUrl>0362</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John provides tips on leveraging equity from your existing property.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John provides tips on leveraging equity from your existing property.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when should I change my super to high growth?</title>
			<itunes:title>when should I change my super to high growth?</itunes:title>
			<pubDate>Tue, 02 Apr 2024 18:00:46 GMT</pubDate>
			<itunes:duration>6:56</itunes:duration>
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			<description><![CDATA[<p>A listener considers changing their super investment allocation to high-growth. Glen and financial adviser James Millard from Sufficient Funds chat about factors to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener considers changing their super investment allocation to high-growth. Glen and financial adviser James Millard from Sufficient Funds chat about factors to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tips for new business owners</title>
			<itunes:title>tips for new business owners</itunes:title>
			<pubDate>Mon, 01 Apr 2024 18:00:36 GMT</pubDate>
			<itunes:duration>4:21</itunes:duration>
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			<description><![CDATA[<p>Transitioning from employee to business owner, let's talk about it! Shell shares some practical tips to help you get started.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Transitioning from employee to business owner, let's talk about it! Shell shares some practical tips to help you get started.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how do carry-forward super contributions work</title>
			<itunes:title>how do carry-forward super contributions work</itunes:title>
			<pubDate>Sun, 31 Mar 2024 18:00:55 GMT</pubDate>
			<itunes:duration>12:20</itunes:duration>
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			<description><![CDATA[<p>Financial adviser James Millard from Sufficient Funds explains how carry-forward contributions work so that we can better understand them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Financial adviser James Millard from Sufficient Funds explains how carry-forward contributions work so that we can better understand them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[how to know if you're financially ready to buy an investment property]]></title>
			<itunes:title><![CDATA[how to know if you're financially ready to buy an investment property]]></itunes:title>
			<pubDate>Thu, 28 Mar 2024 18:00:20 GMT</pubDate>
			<itunes:duration>6:02</itunes:duration>
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			<description><![CDATA[<p>Sasha is interested in knowing how to calculate the amount of spare income needed to buy an investment property. John discusses some important considerations that will help determine how much you can afford before purchasing.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers, and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources, and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sasha is interested in knowing how to calculate the amount of spare income needed to buy an investment property. John discusses some important considerations that will help determine how much you can afford before purchasing.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers, and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources, and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>use equity to upsize our PPOR or buy an investment property?</title>
			<itunes:title>use equity to upsize our PPOR or buy an investment property?</itunes:title>
			<pubDate>Wed, 27 Mar 2024 18:00:11 GMT</pubDate>
			<itunes:duration>8:08</itunes:duration>
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			<description><![CDATA[<p>Sam asks if it's a bad idea to draw down equity to buy a 2nd home and convert PPOR into an investment property. John breaks down the pros and cons of doing so and some factors to consider.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources, and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sam asks if it's a bad idea to draw down equity to buy a 2nd home and convert PPOR into an investment property. John breaks down the pros and cons of doing so and some factors to consider.</p><br><p>Check out John's book, Sort Your Property Out &amp; Build Your Future at<a href="https://www.sortyourpropertyout.com/" rel="noopener noreferrer" target="_blank"> sortyourpropertyout.com</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources, and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>28 years old living at home (rent free) in financial denial </title>
			<itunes:title>28 years old living at home (rent free) in financial denial </itunes:title>
			<pubDate>Tue, 26 Mar 2024 18:00:31 GMT</pubDate>
			<itunes:duration>9:16</itunes:duration>
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			<description><![CDATA[<p>A listener's brother is in denial about his financial situation. Glen and Jess discuss taking financial responsibility.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener's brother is in denial about his financial situation. Glen and Jess discuss taking financial responsibility.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[applying for a job in an industry you haven't worked in before]]></title>
			<itunes:title><![CDATA[applying for a job in an industry you haven't worked in before]]></itunes:title>
			<pubDate>Mon, 25 Mar 2024 18:00:39 GMT</pubDate>
			<itunes:duration>6:02</itunes:duration>
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			<description><![CDATA[<p>A big career move, such as transitioning to a new industry can be challenging and overwhelming. Shell provides some helpful tips on how to navigate this change.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A big career move, such as transitioning to a new industry can be challenging and overwhelming. Shell provides some helpful tips on how to navigate this change.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>paying off the mortgage vs enjoying money</title>
			<itunes:title>paying off the mortgage vs enjoying money</itunes:title>
			<pubDate>Sun, 24 Mar 2024 18:00:35 GMT</pubDate>
			<itunes:duration>16:22</itunes:duration>
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			<description><![CDATA[<p>Glen and Jess discuss strategies for mortgage payment while enjoying your income.</p><br><p>﻿We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Jess discuss strategies for mortgage payment while enjoying your income.</p><br><p>﻿We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[I'm stuck, how do I work out my next career move?]]></title>
			<itunes:title><![CDATA[I'm stuck, how do I work out my next career move?]]></itunes:title>
			<pubDate>Thu, 21 Mar 2024 18:10:19 GMT</pubDate>
			<itunes:duration>13:43</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Michael is at crossroads about making a bold career choice. Shell shares a process that can assist with making a tough decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Michael is at crossroads about making a bold career choice. Shell shares a process that can assist with making a tough decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 tips for first home buyers</title>
			<itunes:title>3 tips for first home buyers</itunes:title>
			<pubDate>Wed, 20 Mar 2024 18:10:01 GMT</pubDate>
			<itunes:duration>5:13</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Emily shares some tips to guide first home buyers through the decision-making process of finding and purchasing a home.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily shares some tips to guide first home buyers through the decision-making process of finding and purchasing a home.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>budgeting with irregular income</title>
			<itunes:title>budgeting with irregular income</itunes:title>
			<pubDate>Tue, 19 Mar 2024 18:10:01 GMT</pubDate>
			<itunes:duration>10:52</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What should you do with extra cash if your income varies weekly? Glen and financial adviser Jess Brady chat about managing irregular income or extra money that's above your base salary.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What should you do with extra cash if your income varies weekly? Glen and financial adviser Jess Brady chat about managing irregular income or extra money that's above your base salary.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[when do you know it's time quit your job?]]></title>
			<itunes:title><![CDATA[when do you know it's time quit your job?]]></itunes:title>
			<pubDate>Mon, 18 Mar 2024 18:10:49 GMT</pubDate>
			<itunes:duration>11:43</itunes:duration>
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			<description><![CDATA[<p>Daniel didn't realize how stressed and overworked he was until he quit his job. Shell shares some tell-tale signs to lookout for that it's time to take the plunge.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Daniel didn't realize how stressed and overworked he was until he quit his job. Shell shares some tell-tale signs to lookout for that it's time to take the plunge.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing inside vs outside of super</title>
			<itunes:title>investing inside vs outside of super</itunes:title>
			<pubDate>Sun, 17 Mar 2024 18:10:00 GMT</pubDate>
			<itunes:duration>5:04</itunes:duration>
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			<acast:episodeUrl>0349</acast:episodeUrl>
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			<description><![CDATA[<p>Glen and Jess answer a listener's concern while they discuss some pros and cons of investing inside super vs outside of it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Jess answer a listener's concern while they discuss some pros and cons of investing inside super vs outside of it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[boosting your partner's super with super splitting]]></title>
			<itunes:title><![CDATA[boosting your partner's super with super splitting]]></itunes:title>
			<pubDate>Thu, 14 Mar 2024 18:10:14 GMT</pubDate>
			<itunes:duration>7:19</itunes:duration>
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			<acast:episodeUrl>348</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>You may have taken a time off or may not have the same superannuation balance as your partner. Glen and Jess talk about a way to put more money into you or your partner's super.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>You may have taken a time off or may not have the same superannuation balance as your partner. Glen and Jess talk about a way to put more money into you or your partner's super.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>pre-auction offer tips</title>
			<itunes:title>pre-auction offer tips</itunes:title>
			<pubDate>Wed, 13 Mar 2024 18:10:04 GMT</pubDate>
			<itunes:duration>6:19</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65ef97c64801c0001735c184/media.mp3" length="12238380" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/347</link>
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			<acast:episodeUrl>347</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Emily explains how pre-auction offers work and shares tips on how to approach them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily explains how pre-auction offers work and shares tips on how to approach them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>high yield vs growth ETFs</title>
			<itunes:title>high yield vs growth ETFs</itunes:title>
			<pubDate>Tue, 12 Mar 2024 18:10:13 GMT</pubDate>
			<itunes:duration>5:42</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65ef95bf4801c00017356313/media.mp3" length="11066418" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/346</link>
			<acast:episodeId>65ef95bf4801c00017356313</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>346</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Nalisha inquired about the possibility of adding another ETF to her portfolio and also sought advice on high-yield ETFs. Glen and Jess discussed the differences between high-yield and growth ETFs, helping us understand which one might be better suited for our investment goals.</p><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Nalisha inquired about the possibility of adding another ETF to her portfolio and also sought advice on high-yield ETFs. Glen and Jess discussed the differences between high-yield and growth ETFs, helping us understand which one might be better suited for our investment goals.</p><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>work-life balance or work-life blend?</title>
			<itunes:title>work-life balance or work-life blend?</itunes:title>
			<pubDate>Mon, 11 Mar 2024 18:10:19 GMT</pubDate>
			<itunes:duration>6:50</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65ed15fd128cfd0017555425/media.mp3" length="13216205" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/345</link>
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			<acast:episodeUrl>345</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Kamana asks if there's such a job that allows her to have work-life balance. Shell and Shane chat about how finding balance may not exist, rather finding the right blend for you is more realistic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Kamana asks if there's such a job that allows her to have work-life balance. Shell and Shane chat about how finding balance may not exist, rather finding the right blend for you is more realistic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>superannuation life cycle funds</title>
			<itunes:title>superannuation life cycle funds</itunes:title>
			<pubDate>Sun, 10 Mar 2024 18:10:57 GMT</pubDate>
			<itunes:duration>5:34</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65ed14e3b071920017e144c2/media.mp3" length="10782270" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/344</link>
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			<acast:episodeUrl>344</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and Jess chat about the purpose of superannuation life cycle funds</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Jess chat about the purpose of superannuation life cycle funds</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), <a href="https://www.thisis.money/timshownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the challenges of consumerism</title>
			<itunes:title>the challenges of consumerism</itunes:title>
			<pubDate>Thu, 07 Mar 2024 18:10:03 GMT</pubDate>
			<itunes:duration>5:21</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/343</link>
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			<acast:episodeUrl>343</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen and John chat about the way consumerism has changed our behaviour, placing a challenge on us to really be aware of our own actions with money.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about the way consumerism has changed our behaviour, placing a challenge on us to really be aware of our own actions with money.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to stand out as a buyer in a competitive market</title>
			<itunes:title>how to stand out as a buyer in a competitive market</itunes:title>
			<pubDate>Wed, 06 Mar 2024 18:10:17 GMT</pubDate>
			<itunes:duration>4:21</itunes:duration>
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			<description><![CDATA[<p>Emily shares a few tips on how to stand out as a buyer in a competitive market.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily shares a few tips on how to stand out as a buyer in a competitive market.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>calculating rental yield for investment properties</title>
			<itunes:title>calculating rental yield for investment properties</itunes:title>
			<pubDate>Tue, 05 Mar 2024 18:10:23 GMT</pubDate>
			<itunes:duration>7:53</itunes:duration>
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			<description><![CDATA[<p>Glen and John share how they calculate rental yield for investment properties.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John share how they calculate rental yield for investment properties.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>moving overseas to work</title>
			<itunes:title>moving overseas to work</itunes:title>
			<pubDate>Mon, 04 Mar 2024 18:10:58 GMT</pubDate>
			<itunes:duration>6:31</itunes:duration>
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			<description><![CDATA[<p>Considering moving overseas for work? What are the pros and cons and are you ready? Shell and Shane share their thoughts on how to prepare yourself.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Considering moving overseas for work? What are the pros and cons and are you ready? Shell and Shane share their thoughts on how to prepare yourself.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>managing super as a sole trader</title>
			<itunes:title>managing super as a sole trader</itunes:title>
			<pubDate>Sun, 03 Mar 2024 18:10:42 GMT</pubDate>
			<itunes:duration>9:48</itunes:duration>
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			<description><![CDATA[<p>Glen and John chat about a listener's question on managing super as a freelancer or small business owner.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about a listener's question on managing super as a freelancer or small business owner.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>feeling disheartened about housing unaffordability</title>
			<itunes:title>feeling disheartened about housing unaffordability</itunes:title>
			<pubDate>Thu, 29 Feb 2024 18:10:46 GMT</pubDate>
			<itunes:duration>8:51</itunes:duration>
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			<description><![CDATA[<p>Are you struggling to get into the property market and feeling disheartened? You're not alone. Glen and John share some encouragement and discuss how to pivot these thoughts into actions.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you struggling to get into the property market and feeling disheartened? You're not alone. Glen and John share some encouragement and discuss how to pivot these thoughts into actions.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>FAQs for first home buyers</title>
			<itunes:title>FAQs for first home buyers</itunes:title>
			<pubDate>Thu, 29 Feb 2024 03:16:11 GMT</pubDate>
			<itunes:duration>6:53</itunes:duration>
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			<description><![CDATA[<p>Emily unpacks some things that will help you prepare for that first home purchase.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily unpacks some things that will help you prepare for that first home purchase.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>I want to rent out my farm for an event</title>
			<itunes:title>I want to rent out my farm for an event</itunes:title>
			<pubDate>Tue, 27 Feb 2024 18:10:22 GMT</pubDate>
			<itunes:duration>5:09</itunes:duration>
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			<acast:episodeUrl>i-want-to-rent-out-my-farm-for-an-event</acast:episodeUrl>
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			<description><![CDATA[<p>Emily wants to rent out her farm and is unsure how much she can charge. Glen and Jess discuss some things and resources to go through to check pricing references.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily wants to rent out her farm and is unsure how much she can charge. Glen and Jess discuss some things and resources to go through to check pricing references.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[how do you rebuild trust when it's broken]]></title>
			<itunes:title><![CDATA[how do you rebuild trust when it's broken]]></itunes:title>
			<pubDate>Mon, 26 Feb 2024 18:10:01 GMT</pubDate>
			<itunes:duration>7:31</itunes:duration>
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			<acast:episodeUrl>335</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Rebuilding trust with people you work with can be tricky, but not impossible. Shell and Shane share some steps on how you can restore it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rebuilding trust with people you work with can be tricky, but not impossible. Shell and Shane share some steps on how you can restore it.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 lessons we can learn from Spaceship</title>
			<itunes:title>3 lessons we can learn from Spaceship</itunes:title>
			<pubDate>Sun, 25 Feb 2024 18:10:50 GMT</pubDate>
			<itunes:duration>6:07</itunes:duration>
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			<acast:episodeUrl>334</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Emma is at a crossroads with what to do with her Spaceship investments. Glen and Jess share some things for her to consider and 3 lessons we can all learn from Spaceship.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emma is at a crossroads with what to do with her Spaceship investments. Glen and Jess share some things for her to consider and 3 lessons we can all learn from Spaceship.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing through SMSF</title>
			<itunes:title>investing through SMSF</itunes:title>
			<pubDate>Thu, 22 Feb 2024 18:10:29 GMT</pubDate>
			<itunes:duration>7:09</itunes:duration>
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			<acast:episodeUrl>333</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Thinking of investing through your self-managed super fund (SMSF)? Glen and Jess share their thoughts on a listener's question.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of investing through your self-managed super fund (SMSF)? Glen and Jess share their thoughts on a listener's question.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[are buyer's advocate worth it?]]></title>
			<itunes:title><![CDATA[are buyer's advocate worth it?]]></itunes:title>
			<pubDate>Wed, 21 Feb 2024 18:10:46 GMT</pubDate>
			<itunes:duration>3:45</itunes:duration>
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			<description><![CDATA[<p>Daniel is wary about whether hiring a buyer's advocate is worth the cost. Emily shares her thoughts. As with anything, do your research!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Daniel is wary about whether hiring a buyer's advocate is worth the cost. Emily shares her thoughts. As with anything, do your research!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing for my teenage niece</title>
			<itunes:title>investing for my teenage niece</itunes:title>
			<pubDate>Tue, 20 Feb 2024 18:10:35 GMT</pubDate>
			<itunes:duration>8:30</itunes:duration>
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			<description><![CDATA[<p>Tara wants to invest in shares for her niece. If you're thinking about doing the same, Glen and financial adviser Jess Brady share how they personally invest for their nieces and nephews and some options to consider.</p><br><p>Here's the 2-part series on investing for kids: <a href="https://www.mymillennial.money/blog/investment-for-kids-6-ways-to-invest-for-your-kids" rel="noopener noreferrer" target="_blank">https://www.mymillennial.money/blog/investment-for-kids-6-ways-to-invest-for-your-kids</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Tara wants to invest in shares for her niece. If you're thinking about doing the same, Glen and financial adviser Jess Brady share how they personally invest for their nieces and nephews and some options to consider.</p><br><p>Here's the 2-part series on investing for kids: <a href="https://www.mymillennial.money/blog/investment-for-kids-6-ways-to-invest-for-your-kids" rel="noopener noreferrer" target="_blank">https://www.mymillennial.money/blog/investment-for-kids-6-ways-to-invest-for-your-kids</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what to do if you work for a micro-manager</title>
			<itunes:title>what to do if you work for a micro-manager</itunes:title>
			<pubDate>Mon, 19 Feb 2024 18:10:39 GMT</pubDate>
			<itunes:duration>5:52</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>You may have worked for a micromanager at least once in your life. Shell and Shane share some tips for how to navigate this work dynamic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>You may have worked for a micromanager at least once in your life. Shell and Shane share some tips for how to navigate this work dynamic.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying an apartment with a special strata levy</title>
			<itunes:title>buying an apartment with a special strata levy</itunes:title>
			<pubDate>Sun, 18 Feb 2024 18:10:01 GMT</pubDate>
			<itunes:duration>9:08</itunes:duration>
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			<acast:episodeUrl>329</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Buying an apartment with a special strata levy -- what are the pros and cons. Glen and Jess discuss them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buying an apartment with a special strata levy -- what are the pros and cons. Glen and Jess discuss them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>emergency funds for investment properties</title>
			<itunes:title>emergency funds for investment properties</itunes:title>
			<pubDate>Thu, 15 Feb 2024 18:10:07 GMT</pubDate>
			<itunes:duration>8:13</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>If you have an investment property, do you keep an emergency fund? Glen and John discuss a question from Oscar about keeping an emergency fund in the offset account.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you have an investment property, do you keep an emergency fund? Glen and John discuss a question from Oscar about keeping an emergency fund in the offset account.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how long should you hold a poor performing investment property?</title>
			<itunes:title>how long should you hold a poor performing investment property?</itunes:title>
			<pubDate>Wed, 14 Feb 2024 18:10:42 GMT</pubDate>
			<itunes:duration>3:17</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Leighton asks when should you let go of a poor performing property. Shell shares her experiences and things to factor in.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Leighton asks when should you let go of a poor performing property. Shell shares her experiences and things to factor in.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a unit for short stay accommodation</title>
			<itunes:title>buying a unit for short stay accommodation</itunes:title>
			<pubDate>Tue, 13 Feb 2024 18:00:10 GMT</pubDate>
			<itunes:duration>6:13</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Shannon asked whether it's a good idea to purchase a unit for short-term stays. Glen and John discuss options and factors to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shannon asked whether it's a good idea to purchase a unit for short-term stays. Glen and John discuss options and factors to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>signs you might be a micromanager</title>
			<itunes:title>signs you might be a micromanager</itunes:title>
			<pubDate>Mon, 12 Feb 2024 18:10:42 GMT</pubDate>
			<itunes:duration>9:20</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Micromanagers - most people have either worked for one, or are one! Shell and Shane get into some of the signs and what you can do if you're a micromanager. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Micromanagers - most people have either worked for one, or are one! Shell and Shane get into some of the signs and what you can do if you're a micromanager. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>leave savings in bank or invest?</title>
			<itunes:title>leave savings in bank or invest?</itunes:title>
			<pubDate>Sun, 11 Feb 2024 18:10:15 GMT</pubDate>
			<itunes:duration>6:22</itunes:duration>
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			<acast:episodeUrl>324</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Jake asks if he should leave his saving in the bank or invest in shares until he's ready to use it. Glen and John get into some things he might need to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jake asks if he should leave his saving in the bank or invest in shares until he's ready to use it. Glen and John get into some things he might need to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>renting your property to family or friends</title>
			<itunes:title>renting your property to family or friends</itunes:title>
			<pubDate>Thu, 08 Feb 2024 18:10:14 GMT</pubDate>
			<itunes:duration>9:42</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0323</link>
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			<acast:episodeUrl>0323</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Renting your property to family or friends can be tricky. Glen and John discuss the pros and cons of doing so.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Renting your property to family or friends can be tricky. Glen and John discuss the pros and cons of doing so.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>finding a good property manager </title>
			<itunes:title>finding a good property manager </itunes:title>
			<pubDate>Wed, 07 Feb 2024 18:10:45 GMT</pubDate>
			<itunes:duration>5:57</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65ba0cd6669ed100168808f1/media.mp3" length="11537224" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0322</link>
			<acast:episodeId>65ba0cd6669ed100168808f1</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0322</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Finding a good property manager can be tricky. In this episode, Emily and John breakdown some criteria when looking for one.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Finding a good property manager can be tricky. In this episode, Emily and John breakdown some criteria when looking for one.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a car on finance</title>
			<itunes:title>buying a car on finance</itunes:title>
			<pubDate>Tue, 06 Feb 2024 18:10:40 GMT</pubDate>
			<itunes:duration>10:36</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65ba0b4e3cc3120017c83b54/media.mp3" length="20462612" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0321</link>
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			<acast:episodeUrl>0321</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Sal asks for things to be conscious of when purchasing a car on finance. Glen and John share their thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sal asks for things to be conscious of when purchasing a car on finance. Glen and John share their thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>been in my role for 10 years and feeling stuck</title>
			<itunes:title>been in my role for 10 years and feeling stuck</itunes:title>
			<pubDate>Mon, 05 Feb 2024 18:10:47 GMT</pubDate>
			<itunes:duration>6:04</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0320</link>
			<acast:episodeId>65ba09bb713384001692bbe6</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0320</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Zeinab worries about not having enough work experience and falling behind in her career since she's been with one employer for 10 years, but longevity at a workplace isn't bad! Shell shares how you can capitalise on this.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Zeinab worries about not having enough work experience and falling behind in her career since she's been with one employer for 10 years, but longevity at a workplace isn't bad! Shell shares how you can capitalise on this.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>receiving an inheritance, buying a property and moving overseas</title>
			<itunes:title>receiving an inheritance, buying a property and moving overseas</itunes:title>
			<pubDate>Sun, 04 Feb 2024 18:10:44 GMT</pubDate>
			<itunes:duration>10:27</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0319</link>
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			<acast:episodeUrl>0319</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Throwback to season 4 of the money show where Glen and John discussed a listener's question about buying a property before vs after moving overseas. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Throwback to season 4 of the money show where Glen and John discussed a listener's question about buying a property before vs after moving overseas. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>inheriting a 1 bedroom unit, hold or sell?</title>
			<itunes:title>inheriting a 1 bedroom unit, hold or sell?</itunes:title>
			<pubDate>Thu, 01 Feb 2024 18:10:23 GMT</pubDate>
			<itunes:duration>6:15</itunes:duration>
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			<acast:episodeUrl>0318</acast:episodeUrl>
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			<description><![CDATA[<p>Glen and John chat about a listener question regarding an inherited property - is it worth holding onto it, or selling and investing elsewhere?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about a listener question regarding an inherited property - is it worth holding onto it, or selling and investing elsewhere?</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what to tell your accountant before buying an investment property</title>
			<itunes:title>what to tell your accountant before buying an investment property</itunes:title>
			<pubDate>Wed, 31 Jan 2024 18:10:49 GMT</pubDate>
			<itunes:duration>4:11</itunes:duration>
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			<acast:episodeUrl>0317</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>If you're interested in property investing, having an amazing team of professionals in your corner is essential. An accountant is one of those key roles, and in this episode John and Emily share what you need to bring to your accountant to get it right.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're interested in property investing, having an amazing team of professionals in your corner is essential. An accountant is one of those key roles, and in this episode John and Emily share what you need to bring to your accountant to get it right.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>hedge or not to hedge?</title>
			<itunes:title>hedge or not to hedge?</itunes:title>
			<pubDate>Tue, 30 Jan 2024 18:10:41 GMT</pubDate>
			<itunes:duration>4:36</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0316</link>
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			<acast:episodeUrl>0316</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and Vince get into the Vanguard Diversified High Growth Fund (VDHG) and define what hedging is about. Tune in as we get into it to help you decide whether it's something up your alley.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Vince get into the Vanguard Diversified High Growth Fund (VDHG) and define what hedging is about. Tune in as we get into it to help you decide whether it's something up your alley.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>move into leadership or specialise?</title>
			<itunes:title>move into leadership or specialise?</itunes:title>
			<pubDate>Mon, 29 Jan 2024 18:10:27 GMT</pubDate>
			<itunes:duration>4:52</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0315</link>
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			<acast:episodeUrl>0315</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Are you at a crossroads deciding whether to progress as a leader or focus on honing your skills in one area? Here's what to consider before dipping your toes into a leadership role.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you at a crossroads deciding whether to progress as a leader or focus on honing your skills in one area? Here's what to consider before dipping your toes into a leadership role.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing in REITS when you have investment properties</title>
			<itunes:title>investing in REITS when you have investment properties</itunes:title>
			<pubDate>Sun, 28 Jan 2024 18:10:37 GMT</pubDate>
			<itunes:duration>8:23</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0314</link>
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			<acast:episodeUrl>0314</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and Vince dig into the details of Real Estate Investment Trusts (REIT) - what they are, how they work and when you might consider them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and Vince dig into the details of Real Estate Investment Trusts (REIT) - what they are, how they work and when you might consider them.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>best way to invest money at 18</title>
			<itunes:title>best way to invest money at 18</itunes:title>
			<pubDate>Thu, 25 Jan 2024 18:10:58 GMT</pubDate>
			<itunes:duration>7:48</itunes:duration>
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			<acast:episodeUrl>0313</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Throwback to season 4 of the money show where Glen and John talked about this listener question! Earning a good income or having money to invest when you're young is an awesome position to be in. Glen and John share some ways you could put that money to good use.</p><br><p>Vanguard Personal Investor case study: <a href="https://www.youtube.com/watch?v=D-sUOfux20Q" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D-sUOfux20Q</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Throwback to season 4 of the money show where Glen and John talked about this listener question! Earning a good income or having money to invest when you're young is an awesome position to be in. Glen and John share some ways you could put that money to good use.</p><br><p>Vanguard Personal Investor case study: <a href="https://www.youtube.com/watch?v=D-sUOfux20Q" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D-sUOfux20Q</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>ways to add value to your property</title>
			<itunes:title>ways to add value to your property</itunes:title>
			<pubDate>Wed, 24 Jan 2024 18:10:19 GMT</pubDate>
			<itunes:duration>6:55</itunes:duration>
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			<acast:episodeUrl>0312</acast:episodeUrl>
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			<description><![CDATA[<p>Renovations are a great way to add value to your property if you're planning to sell or rent it out. John and Emily shares some ideas for how you might get the most bang for your buck.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Renovations are a great way to add value to your property if you're planning to sell or rent it out. John and Emily shares some ideas for how you might get the most bang for your buck.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[dollar cost averaging & brokerage fees]]></title>
			<itunes:title><![CDATA[dollar cost averaging & brokerage fees]]></itunes:title>
			<pubDate>Tue, 23 Jan 2024 18:10:48 GMT</pubDate>
			<itunes:duration>8:43</itunes:duration>
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			<acast:episodeUrl>0311</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Is there a way to avoid high paying brokerage fees if your investing strategy is dollar cost averaging? Glen and John chat about it. </p><br><p>Glen's review of Vanguard Personal Investor: <a href="https://youtu.be/D-sUOfux20Q?si=6OAFTdHJn7zx7oew" rel="noopener noreferrer" target="_blank">https://youtu.be/D-sUOfux20Q?si=6OAFTdHJn7zx7oew</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is there a way to avoid high paying brokerage fees if your investing strategy is dollar cost averaging? Glen and John chat about it. </p><br><p>Glen's review of Vanguard Personal Investor: <a href="https://youtu.be/D-sUOfux20Q?si=6OAFTdHJn7zx7oew" rel="noopener noreferrer" target="_blank">https://youtu.be/D-sUOfux20Q?si=6OAFTdHJn7zx7oew</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>red flags in a new workplace - stay or go?</title>
			<itunes:title>red flags in a new workplace - stay or go?</itunes:title>
			<pubDate>Mon, 22 Jan 2024 18:10:35 GMT</pubDate>
			<itunes:duration>11:26</itunes:duration>
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			<acast:episodeUrl>0310</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>So you've started a new job and there are glaring red flags... is it better for your resume to try to stick it out for a little longer or should you get the hell out of there? Plus Shell shares a few ways to look for red flags during the job interview process.</p><br><p>Here's the research study mentioned in the episode: <a href="https://sloanreview.mit.edu/article/toxic-culture-is-driving-the-great-resignation/" rel="noopener noreferrer" target="_blank">https://sloanreview.mit.edu/article/toxic-culture-is-driving-the-great-resignation/</a></p><br><p>Take a listen to the episode from season 5 on our career show called, <a href="https://shows.acast.com/my-millennial-career/episodes/516" rel="noopener noreferrer" target="_blank">leading up: how to have tough convos with your boss</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>So you've started a new job and there are glaring red flags... is it better for your resume to try to stick it out for a little longer or should you get the hell out of there? Plus Shell shares a few ways to look for red flags during the job interview process.</p><br><p>Here's the research study mentioned in the episode: <a href="https://sloanreview.mit.edu/article/toxic-culture-is-driving-the-great-resignation/" rel="noopener noreferrer" target="_blank">https://sloanreview.mit.edu/article/toxic-culture-is-driving-the-great-resignation/</a></p><br><p>Take a listen to the episode from season 5 on our career show called, <a href="https://shows.acast.com/my-millennial-career/episodes/516" rel="noopener noreferrer" target="_blank">leading up: how to have tough convos with your boss</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tax investment structures</title>
			<itunes:title>tax investment structures</itunes:title>
			<pubDate>Sun, 21 Jan 2024 18:10:36 GMT</pubDate>
			<itunes:duration>6:57</itunes:duration>
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			<acast:episodeUrl>0309</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and John chat about a question around tax investment structures for families with one high income earner and one low income earner.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about a question around tax investment structures for families with one high income earner and one low income earner.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 ways to get the best home loan interest rate</title>
			<itunes:title>3 ways to get the best home loan interest rate</itunes:title>
			<pubDate>Thu, 18 Jan 2024 18:10:14 GMT</pubDate>
			<itunes:duration>4:35</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and John discuss what banks and lenders look for when assessing your eligibility for different home loan products.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John discuss what banks and lenders look for when assessing your eligibility for different home loan products.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>balancing your property goals with what you can afford</title>
			<itunes:title>balancing your property goals with what you can afford</itunes:title>
			<pubDate>Wed, 17 Jan 2024 18:10:34 GMT</pubDate>
			<itunes:duration>4:49</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0307</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0307</acast:episodeUrl>
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			<description><![CDATA[<p>Many people want to buy their first home with the goal of turning it into an investment property down the track. But what if you can't currently afford a property that ticks both your lifestyle and growth goals? John and Emily discuss a listener scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Many people want to buy their first home with the goal of turning it into an investment property down the track. But what if you can't currently afford a property that ticks both your lifestyle and growth goals? John and Emily discuss a listener scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>inheriting a property with a sibling</title>
			<itunes:title>inheriting a property with a sibling</itunes:title>
			<pubDate>Tue, 16 Jan 2024 18:10:25 GMT</pubDate>
			<itunes:duration>6:09</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0306</link>
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			<acast:episodeUrl>0306</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What's the next step if you've inherited a house with a sibling? Should you keep it or sell it? Glen and John discuss the scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What's the next step if you've inherited a house with a sibling? Should you keep it or sell it? Glen and John discuss the scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[I'm a manager and my team doesn't respect me]]></title>
			<itunes:title><![CDATA[I'm a manager and my team doesn't respect me]]></itunes:title>
			<pubDate>Mon, 15 Jan 2024 18:10:06 GMT</pubDate>
			<itunes:duration>6:48</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0305</link>
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			<acast:episodeUrl>0305</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Do you lead a team and feel like they don't respect you? Shell and Shane chat about how to respond in this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you lead a team and feel like they don't respect you? Shell and Shane chat about how to respond in this situation.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>6 ways to invest in your money mindset</title>
			<itunes:title>6 ways to invest in your money mindset</itunes:title>
			<pubDate>Sun, 14 Jan 2024 18:10:13 GMT</pubDate>
			<itunes:duration>7:06</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0304</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0304</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>So much can be accomplished by mastering our mindset. In this episode Glen and John each share 3 positive things you can do for your mindset.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>So much can be accomplished by mastering our mindset. In this episode Glen and John each share 3 positive things you can do for your mindset.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>making your side hustle your main game</title>
			<itunes:title>making your side hustle your main game</itunes:title>
			<pubDate>Thu, 11 Jan 2024 18:10:25 GMT</pubDate>
			<itunes:duration>6:45</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/657cfefeab94d40016decaca/media.mp3" length="13077346" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0303</link>
			<acast:episodeId>657cfefeab94d40016decaca</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0303</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>When should you take your side hustle to the next level? Shell and Shane Hatton chat about the art of balancing your career and side hustle and when you might consider doubling down on the latter. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When should you take your side hustle to the next level? Shell and Shane Hatton chat about the art of balancing your career and side hustle and when you might consider doubling down on the latter. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what if I can't afford an A grade property?]]></title>
			<itunes:title><![CDATA[what if I can't afford an A grade property?]]></itunes:title>
			<pubDate>Wed, 10 Jan 2024 18:10:37 GMT</pubDate>
			<itunes:duration>4:21</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0302</link>
			<acast:episodeId>657cfecfeb643e00178c08e5</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0302</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Not everyone can afford the best property in the best location! John and Em chat about how to spot B and C grade properties.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Not everyone can afford the best property in the best location! John and Em chat about how to spot B and C grade properties.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying property with a self managed super fund </title>
			<itunes:title>buying property with a self managed super fund </itunes:title>
			<pubDate>Tue, 09 Jan 2024 18:10:00 GMT</pubDate>
			<itunes:duration>7:00</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0301</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0301</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Buying property with your SMSF - what are the pros and cons? Glen and John chat about them. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buying property with your SMSF - what are the pros and cons? Glen and John chat about them. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[signs you've stopped growing in your job]]></title>
			<itunes:title><![CDATA[signs you've stopped growing in your job]]></itunes:title>
			<pubDate>Mon, 08 Jan 2024 18:10:07 GMT</pubDate>
			<itunes:duration>8:55</itunes:duration>
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			<acast:episodeUrl>0300</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Feeling apathetic and unmotivated at your job can be signs that you've stopped growing. Shell and Shane share a few ways to tell if you're in this position.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Feeling apathetic and unmotivated at your job can be signs that you've stopped growing. Shell and Shane share a few ways to tell if you're in this position.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>value of a house on unusable land vs a townhouse</title>
			<itunes:title>value of a house on unusable land vs a townhouse</itunes:title>
			<pubDate>Sun, 07 Jan 2024 18:10:18 GMT</pubDate>
			<itunes:duration>4:54</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0299</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is the value of a house better than a townhouse if the land it's built on is mostly unusable? Glen and John chat about a listener scenario. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is the value of a house better than a townhouse if the land it's built on is mostly unusable? Glen and John chat about a listener scenario. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>struggling with comparison on your money journey</title>
			<itunes:title>struggling with comparison on your money journey</itunes:title>
			<pubDate>Thu, 04 Jan 2024 18:10:36 GMT</pubDate>
			<itunes:duration>6:50</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0298</link>
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			<acast:episodeUrl>0298</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Are you like Sophie and find yourself comparing where you're at financially to others who may be further along? We all do it! Glen and John share some encouragement around shifting your mindset to avoid going down the rabbit hole of comparison.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you like Sophie and find yourself comparing where you're at financially to others who may be further along? We all do it! Glen and John share some encouragement around shifting your mindset to avoid going down the rabbit hole of comparison.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>renting out your home for a few months</title>
			<itunes:title>renting out your home for a few months</itunes:title>
			<pubDate>Wed, 03 Jan 2024 18:10:52 GMT</pubDate>
			<itunes:duration>4:56</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0297</link>
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			<acast:episodeUrl>0297</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Alison's thinking of renting out her place temporarily whilst working and living in another city. Emily and John discuss whether it's worth it and some other options to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Alison's thinking of renting out her place temporarily whilst working and living in another city. Emily and John discuss whether it's worth it and some other options to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>invest in shares or buy a house in your 50s</title>
			<itunes:title>invest in shares or buy a house in your 50s</itunes:title>
			<pubDate>Tue, 02 Jan 2024 18:10:03 GMT</pubDate>
			<itunes:duration>7:13</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0296</link>
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			<acast:episodeUrl>0296</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Jojo is in their 50s and has just started investing, but is wondering whether it's wiser to buy a house or to keep investing in shares. Glen and John weigh up Jojo's options and strategies. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jojo is in their 50s and has just started investing, but is wondering whether it's wiser to buy a house or to keep investing in shares. Glen and John weigh up Jojo's options and strategies. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to figure out your values</title>
			<itunes:title>how to figure out your values</itunes:title>
			<pubDate>Mon, 01 Jan 2024 18:10:55 GMT</pubDate>
			<itunes:duration>6:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0295</link>
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			<acast:episodeUrl>0295</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Are you feeling like you've lost touch with your values? Shell and Shane discuss ways to get clarity around what you value in life.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you feeling like you've lost touch with your values? Shell and Shane discuss ways to get clarity around what you value in life.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>expats and money</title>
			<itunes:title>expats and money</itunes:title>
			<pubDate>Sun, 31 Dec 2023 18:10:01 GMT</pubDate>
			<itunes:duration>4:33</itunes:duration>
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			<acast:episodeUrl>0294</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Are you considering living overseas or currently are? Listen as Glen and John share practical tips on managing your finances whilst living abroad as an expat.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you considering living overseas or currently are? Listen as Glen and John share practical tips on managing your finances whilst living abroad as an expat.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>I have a home and want to buy an investment property</title>
			<itunes:title>I have a home and want to buy an investment property</itunes:title>
			<pubDate>Thu, 28 Dec 2023 18:10:14 GMT</pubDate>
			<itunes:duration>8:08</itunes:duration>
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			<acast:episodeUrl>0293</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Rachel asked how far along in paying down the mortgage on her PPOR (principal place of residence) should she then buy an investment property. Glen and John chat about it!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rachel asked how far along in paying down the mortgage on her PPOR (principal place of residence) should she then buy an investment property. Glen and John chat about it!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>airbnb vs long term investment rental</title>
			<itunes:title>airbnb vs long term investment rental</itunes:title>
			<pubDate>Thu, 28 Dec 2023 06:10:09 GMT</pubDate>
			<itunes:duration>6:24</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
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			<description><![CDATA[<p>Weighing up options for an investment property? Em and John share their thoughts on having an airbnb vs a long term rental and how to decide which works best for you and your goals. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Weighing up options for an investment property? Em and John share their thoughts on having an airbnb vs a long term rental and how to decide which works best for you and your goals. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should you have an emergency fund for your pet?</title>
			<itunes:title>should you have an emergency fund for your pet?</itunes:title>
			<pubDate>Tue, 26 Dec 2023 18:10:23 GMT</pubDate>
			<itunes:duration>8:46</itunes:duration>
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			<acast:episodeUrl>0291</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Thinking of setting up an emergency fund for your pet? Glen, Shell and James Millard break down some things to consider and what constitutes as an emergency fund.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of setting up an emergency fund for your pet? Glen, Shell and James Millard break down some things to consider and what constitutes as an emergency fund.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the advantage of being a young leader</title>
			<itunes:title>the advantage of being a young leader</itunes:title>
			<pubDate>Mon, 25 Dec 2023 18:10:30 GMT</pubDate>
			<itunes:duration>9:17</itunes:duration>
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			<description><![CDATA[<p>Too young, too old. What if we pivot our mindset into thinking that age is an advantage? Shell and Shane Hatton talk about finding the unique gold that you bring to the table, no matter what age you are.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Too young, too old. What if we pivot our mindset into thinking that age is an advantage? Shell and Shane Hatton talk about finding the unique gold that you bring to the table, no matter what age you are.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>35 with $280k, should I pump super or house deposit?</title>
			<itunes:title>35 with $280k, should I pump super or house deposit?</itunes:title>
			<pubDate>Sun, 24 Dec 2023 18:10:34 GMT</pubDate>
			<itunes:duration>8:41</itunes:duration>
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			<acast:episodeUrl>0289</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>A listener who is 35, is about to graduate from uni and has $280k in a term deposit is considering on topping up his super or using it for a house deposit. Glen, James Millard from Sufficient Funds, and Shell discuss and share their thoughts on his scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A listener who is 35, is about to graduate from uni and has $280k in a term deposit is considering on topping up his super or using it for a house deposit. Glen, James Millard from Sufficient Funds, and Shell discuss and share their thoughts on his scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title>investing via your business</title>
			<itunes:title>investing via your business</itunes:title>
			<pubDate>Thu, 21 Dec 2023 18:10:06 GMT</pubDate>
			<itunes:duration>6:19</itunes:duration>
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			<acast:episodeUrl>0288</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Thinking of setting up an investment account through business? Glen and John discuss some considerations.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of setting up an investment account through business? Glen and John discuss some considerations.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>understanding auction reserves, quoting ranges and underquoting</title>
			<itunes:title>understanding auction reserves, quoting ranges and underquoting</itunes:title>
			<pubDate>Wed, 20 Dec 2023 18:10:26 GMT</pubDate>
			<itunes:duration>6:05</itunes:duration>
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			<acast:episodeUrl>0287</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Emily from my millennial property explains how auction reserves, quoting ranges and underquoting works and some common misconceptions.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily from my millennial property explains how auction reserves, quoting ranges and underquoting works and some common misconceptions.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>expectations around giving gifts</title>
			<itunes:title>expectations around giving gifts</itunes:title>
			<pubDate>Tue, 19 Dec 2023 18:10:33 GMT</pubDate>
			<itunes:duration>8:15</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0286</link>
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			<acast:episodeUrl>0286</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Do you feel pressured to reciprocate gestures and gifts from people? Glen, Shell and James Millard chat about setting your personal boundaries and expectations around gift giving. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you feel pressured to reciprocate gestures and gifts from people? Glen, Shell and James Millard chat about setting your personal boundaries and expectations around gift giving. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>dealing with negative self talk and your inner critic</title>
			<itunes:title>dealing with negative self talk and your inner critic</itunes:title>
			<pubDate>Mon, 18 Dec 2023 18:10:09 GMT</pubDate>
			<itunes:duration>13:03</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0285</link>
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			<acast:episodeUrl>0285</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Our inner critic can be so loud! Shell and Shane chat about strategies to reframe automatic negative thoughts and move towards self compassion. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Our inner critic can be so loud! Shell and Shane chat about strategies to reframe automatic negative thoughts and move towards self compassion. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>money tips for expecting parents</title>
			<itunes:title>money tips for expecting parents</itunes:title>
			<pubDate>Sun, 17 Dec 2023 18:10:08 GMT</pubDate>
			<itunes:duration>7:28</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0284</link>
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			<acast:episodeUrl>0284</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Starting a family and wondering how to budget? Glen and John share some money tips with the help of the community. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Starting a family and wondering how to budget? Glen and John share some money tips with the help of the community. </p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>no one to leave money to when you die</title>
			<itunes:title>no one to leave money to when you die</itunes:title>
			<pubDate>Thu, 14 Dec 2023 18:10:55 GMT</pubDate>
			<itunes:duration>9:19</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0283</link>
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			<acast:episodeUrl>0283</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>What should you do with your money if you have no loved ones to bequeath it to? Glen and John chat share some suggestions for how to use that money now and when you pass away.</p><br><p>Looking for an estate planning lawyer? Head to <a href="https://www.sortyourmoneyout.com/reach-out" rel="noopener noreferrer" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What should you do with your money if you have no loved ones to bequeath it to? Glen and John chat share some suggestions for how to use that money now and when you pass away.</p><br><p>Looking for an estate planning lawyer? Head to <a href="https://www.sortyourmoneyout.com/reach-out" rel="noopener noreferrer" target="_blank">https://www.sortyourmoneyout.com/reach-out</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I put down a smaller or bigger home deposit?</title>
			<itunes:title>should I put down a smaller or bigger home deposit?</itunes:title>
			<pubDate>Wed, 13 Dec 2023 18:10:53 GMT</pubDate>
			<itunes:duration>4:37</itunes:duration>
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			<acast:episodeUrl>0282</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Do you have savings for a home deposit and wondering whether to put down the minimum amount or extra? It's a common question! John and Emily share what they would do and some things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you have savings for a home deposit and wondering whether to put down the minimum amount or extra? It's a common question! John and Emily share what they would do and some things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how do I balance my saving and investing goals?</title>
			<itunes:title>how do I balance my saving and investing goals?</itunes:title>
			<pubDate>Tue, 12 Dec 2023 18:10:24 GMT</pubDate>
			<itunes:duration>4:50</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Maddy's in her mid 20s and struggling to know how much to save vs invest. Glen and John shares some different approaches that Maddy could consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Maddy's in her mid 20s and struggling to know how much to save vs invest. Glen and John shares some different approaches that Maddy could consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>getting unstuck from stress, busyness and overwhelm</title>
			<itunes:title>getting unstuck from stress, busyness and overwhelm</itunes:title>
			<pubDate>Mon, 11 Dec 2023 18:10:31 GMT</pubDate>
			<itunes:duration>6:05</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0280</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0280</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Making good decisions when you're stressed can feel really hard. Shell and Shane discuss a question from Daniel and talk about how to get unstuck when you're feeling stressed and overwhelmed.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Making good decisions when you're stressed can feel really hard. Shell and Shane discuss a question from Daniel and talk about how to get unstuck when you're feeling stressed and overwhelmed.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[index funds & investing platforms]]></title>
			<itunes:title><![CDATA[index funds & investing platforms]]></itunes:title>
			<pubDate>Sun, 10 Dec 2023 18:10:59 GMT</pubDate>
			<itunes:duration>9:47</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/657167ce9c60b60011e8499c/media.mp3" length="18876289" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0279</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0279</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Are you wanting to invest in index funds and deciding between options for fund managers? Glen unpacks the concept of index investing and what to consider when picking an investing platform that works for you.</p><br><p>YouTube: <a href="https://youtu.be/D-sUOfux20Q?si=9gDtJszuNsJjqsoC" rel="noopener noreferrer" target="_blank">investing platforms &amp; Vanguard Personal Investor case study</a></p><br><p>Glen's book, <a href="https://www.mymillennial.money/our-books" rel="noopener noreferrer" target="_blank">Sort Your Money Out &amp; Get Invested</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you wanting to invest in index funds and deciding between options for fund managers? Glen unpacks the concept of index investing and what to consider when picking an investing platform that works for you.</p><br><p>YouTube: <a href="https://youtu.be/D-sUOfux20Q?si=9gDtJszuNsJjqsoC" rel="noopener noreferrer" target="_blank">investing platforms &amp; Vanguard Personal Investor case study</a></p><br><p>Glen's book, <a href="https://www.mymillennial.money/our-books" rel="noopener noreferrer" target="_blank">Sort Your Money Out &amp; Get Invested</a></p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tips for vetting companies and professional services</title>
			<itunes:title>tips for vetting companies and professional services</itunes:title>
			<pubDate>Thu, 07 Dec 2023 18:10:16 GMT</pubDate>
			<itunes:duration>10:35</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Anika asked a question about how to do your due diligence to avoid getting caught up with dodgy companies, scams and situations. Glen and John share some of their tips when it comes to vetting professionals and their services.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Anika asked a question about how to do your due diligence to avoid getting caught up with dodgy companies, scams and situations. Glen and John share some of their tips when it comes to vetting professionals and their services.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>explaining the six-year CGT rule on property</title>
			<itunes:title>explaining the six-year CGT rule on property</itunes:title>
			<pubDate>Wed, 06 Dec 2023 18:10:52 GMT</pubDate>
			<itunes:duration>4:38</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/277</link>
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			<acast:episodeUrl>277</acast:episodeUrl>
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			<description><![CDATA[<p>John and Emily discuss a question from a listener about the 6-year capital gains tax (CGT) exemption rule for property.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily discuss a question from a listener about the 6-year capital gains tax (CGT) exemption rule for property.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>early warning signs of burnout</title>
			<itunes:title>early warning signs of burnout</itunes:title>
			<pubDate>Tue, 05 Dec 2023 18:10:47 GMT</pubDate>
			<itunes:duration>11:52</itunes:duration>
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			<acast:episodeUrl>0276</acast:episodeUrl>
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			<description><![CDATA[<p>Do you know how to spot the difference between a bit of stress and burnout? Shell and Shane explore some of the early warning signals that you may be on a path towards burnout.</p><br><p>If you recognise some of these signs in yourself or are experiencing any issues in regards to your mental health remember to chat with your GP. You can also <a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health" rel="noopener noreferrer" target="_blank">check out our resource list of support services here</a> that could help you or someone you know work through money or mental health concerns.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you know how to spot the difference between a bit of stress and burnout? Shell and Shane explore some of the early warning signals that you may be on a path towards burnout.</p><br><p>If you recognise some of these signs in yourself or are experiencing any issues in regards to your mental health remember to chat with your GP. You can also <a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health" rel="noopener noreferrer" target="_blank">check out our resource list of support services here</a> that could help you or someone you know work through money or mental health concerns.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is it worth paying more to rent on your own?</title>
			<itunes:title>is it worth paying more to rent on your own?</itunes:title>
			<pubDate>Mon, 04 Dec 2023 18:10:11 GMT</pubDate>
			<itunes:duration>6:16</itunes:duration>
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			<acast:episodeUrl>0275</acast:episodeUrl>
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			<description><![CDATA[<p>Emily's wondering if it's worth renting a house on her own if it'll cost her 40% of her take home pay. Glen and John share their thoughts!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily's wondering if it's worth renting a house on her own if it'll cost her 40% of her take home pay. Glen and John share their thoughts!</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I upsize my home now or wait?</title>
			<itunes:title>should I upsize my home now or wait?</itunes:title>
			<pubDate>Sun, 03 Dec 2023 18:10:29 GMT</pubDate>
			<itunes:duration>9:47</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Em lives in Perth and has been thinking of upsizing her home but house prices have sky rocketed in this hot market. Should she wait or bite the bullet and just do it now? Glen and John chat about her options.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Em lives in Perth and has been thinking of upsizing her home but house prices have sky rocketed in this hot market. Should she wait or bite the bullet and just do it now? Glen and John chat about her options.</p><br><p>We hate email spam so we don’t create it! <a href="https://thisismoney.ck.page/f770b364e1" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using a shared equity scheme to purchase your first home</title>
			<itunes:title>using a shared equity scheme to purchase your first home</itunes:title>
			<pubDate>Thu, 30 Nov 2023 18:10:40 GMT</pubDate>
			<itunes:duration>5:08</itunes:duration>
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			<acast:episodeUrl>0273</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What does using a shared equity scheme to purchase your new home and purchasing TS concert tickets have in common? Listen as John and Emily share their thoughts on things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What does using a shared equity scheme to purchase your new home and purchasing TS concert tickets have in common? Listen as John and Emily share their thoughts on things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using cash vs equity from PPOR to purchase investment </title>
			<itunes:title>using cash vs equity from PPOR to purchase investment </itunes:title>
			<pubDate>Wed, 29 Nov 2023 18:10:17 GMT</pubDate>
			<itunes:duration>5:37</itunes:duration>
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			<acast:episodeUrl>0272</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Have you been thinking about purchasing an investment property and wondering whether to use cash or equity? John and Emily share their thoughts and what you need to consider.</p><br><p><a href=" https://shows.acast.com/my-millennial-property/episodes/439-johns-8-point-property-investing-strategy" rel="noopener noreferrer" target="_blank">439 John's 8 point property investing strategy</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Have you been thinking about purchasing an investment property and wondering whether to use cash or equity? John and Emily share their thoughts and what you need to consider.</p><br><p><a href=" https://shows.acast.com/my-millennial-property/episodes/439-johns-8-point-property-investing-strategy" rel="noopener noreferrer" target="_blank">439 John's 8 point property investing strategy</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[finding a financial adviser that's right for you]]></title>
			<itunes:title><![CDATA[finding a financial adviser that's right for you]]></itunes:title>
			<pubDate>Tue, 28 Nov 2023 18:10:03 GMT</pubDate>
			<itunes:duration>6:52</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0271</link>
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			<description><![CDATA[<p>It's always good to do your due diligence before working with any professional. If you're searching for an adviser, here are two things you can do to try to find one that's a good fit for you.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It's always good to do your due diligence before working with any professional. If you're searching for an adviser, here are two things you can do to try to find one that's a good fit for you.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to get better feedback at work</title>
			<itunes:title>how to get better feedback at work</itunes:title>
			<pubDate>Mon, 27 Nov 2023 18:10:03 GMT</pubDate>
			<itunes:duration>4:42</itunes:duration>
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			<description><![CDATA[<p>Asking for and receiving quality feedback on your work will really aid your career growth! Shell shares her tips for how to get better feedback, like asking for it ahead of time.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Asking for and receiving quality feedback on your work will really aid your career growth! Shell shares her tips for how to get better feedback, like asking for it ahead of time.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>are you financially on track?</title>
			<itunes:title>are you financially on track?</itunes:title>
			<pubDate>Sun, 26 Nov 2023 18:10:38 GMT</pubDate>
			<itunes:duration>8:19</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0269</link>
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			<acast:episodeUrl>0269</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>What are your goals as you work towards being financially secure and strong? Glen and Sarah share some signs to indicate you're on the right track. Take a listen to episode 647 to hear all 20 signs!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What are your goals as you work towards being financially secure and strong? Glen and Sarah share some signs to indicate you're on the right track. Take a listen to episode 647 to hear all 20 signs!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how would you use a $200k property deposit in Melbourne?</title>
			<itunes:title>how would you use a $200k property deposit in Melbourne?</itunes:title>
			<pubDate>Thu, 23 Nov 2023 18:10:05 GMT</pubDate>
			<itunes:duration>8:19</itunes:duration>
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			<acast:episodeUrl>0268</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>If you had $200k to buy property in Melbourne, would you rentvest or purchase a PPOR? John and Emily chat about what they would do with the money.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you had $200k to buy property in Melbourne, would you rentvest or purchase a PPOR? John and Emily chat about what they would do with the money.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[the pros & cons of a battle axe block]]></title>
			<itunes:title><![CDATA[the pros & cons of a battle axe block]]></itunes:title>
			<pubDate>Wed, 22 Nov 2023 18:10:50 GMT</pubDate>
			<itunes:duration>7:42</itunes:duration>
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			<acast:episodeUrl>0267</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John and Emily discuss what to consider when purchasing a battle axe property.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily discuss what to consider when purchasing a battle axe property.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[I've reached FIRE, now what?]]></title>
			<itunes:title><![CDATA[I've reached FIRE, now what?]]></itunes:title>
			<pubDate>Tue, 21 Nov 2023 18:10:01 GMT</pubDate>
			<itunes:duration>5:04</itunes:duration>
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			<acast:episodeUrl>0266</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Are you aiming for FIRE (financial independence, retire early), but haven't thought about how you'll spend your time when you retire? Listen to Glen, Nick Bradley from my millennial investor and Joel &amp; Matt from How to Money discuss how preparing for what you want to do when you've reached FIRE is as important as the process of getting there.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you aiming for FIRE (financial independence, retire early), but haven't thought about how you'll spend your time when you retire? Listen to Glen, Nick Bradley from my millennial investor and Joel &amp; Matt from How to Money discuss how preparing for what you want to do when you've reached FIRE is as important as the process of getting there.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to transition to a completely new industry</title>
			<itunes:title>how to transition to a completely new industry</itunes:title>
			<pubDate>Mon, 20 Nov 2023 18:10:44 GMT</pubDate>
			<itunes:duration>4:53</itunes:duration>
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			<acast:episodeUrl>0265</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Are you in a career that you can't do forever? Or maybe the one you're in just doesn't feel like the right fit. Shell shares how to prepare for a career transition. </p><br><p>Check out <a href="https://www.mymillennial.money/our-books" rel="noopener noreferrer" target="_blank">Sort Your Career Out &amp; Make More Money here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you in a career that you can't do forever? Or maybe the one you're in just doesn't feel like the right fit. Shell shares how to prepare for a career transition. </p><br><p>Check out <a href="https://www.mymillennial.money/our-books" rel="noopener noreferrer" target="_blank">Sort Your Career Out &amp; Make More Money here</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[you are not your job: identity & work]]></title>
			<itunes:title><![CDATA[you are not your job: identity & work]]></itunes:title>
			<pubDate>Sun, 19 Nov 2023 18:10:55 GMT</pubDate>
			<itunes:duration>10:33</itunes:duration>
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			<acast:episodeUrl>0264</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Do you resonate with the word "workaholic"? In today's episode Glen, Nick Bradley from my millennial investor and Joel and Matt from How To Money chat about how to regain a sense of balance in your life when work feels like it's your whole world.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you resonate with the word "workaholic"? In today's episode Glen, Nick Bradley from my millennial investor and Joel and Matt from How To Money chat about how to regain a sense of balance in your life when work feels like it's your whole world.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>purchasing an investment property with cash vs equity</title>
			<itunes:title>purchasing an investment property with cash vs equity</itunes:title>
			<pubDate>Thu, 16 Nov 2023 18:10:42 GMT</pubDate>
			<itunes:duration>5:37</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0263</link>
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			<acast:episodeUrl>0263</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John and Emily discuss what to consider when purchasing an investment property with cash, equity or a mix of both. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily discuss what to consider when purchasing an investment property with cash, equity or a mix of both. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>property hotspots and not-spots</title>
			<itunes:title>property hotspots and not-spots</itunes:title>
			<pubDate>Wed, 15 Nov 2023 18:10:02 GMT</pubDate>
			<itunes:duration>11:40</itunes:duration>
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			<acast:episodeUrl>0262</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John Pidgeon and Tim Lawless, Head of Research at CoreLogic Asia Pacific discuss potential hot spots and not spots around Australia for property investors. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon and Tim Lawless, Head of Research at CoreLogic Asia Pacific discuss potential hot spots and not spots around Australia for property investors. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what's more risky, property or shares?]]></title>
			<itunes:title><![CDATA[what's more risky, property or shares?]]></itunes:title>
			<pubDate>Tue, 14 Nov 2023 18:10:42 GMT</pubDate>
			<itunes:duration>7:58</itunes:duration>
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			<acast:episodeUrl>0261</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What's riskier to invest in? Property or shares? Glen and Jess discuss the options and what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What's riskier to invest in? Property or shares? Glen and Jess discuss the options and what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>rebuilding your confidence after experiencing rejection at work</title>
			<itunes:title>rebuilding your confidence after experiencing rejection at work</itunes:title>
			<pubDate>Mon, 13 Nov 2023 18:10:22 GMT</pubDate>
			<itunes:duration>5:26</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0260</link>
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			<acast:episodeUrl>0260</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Whether you were gunning for a promotion or role or making a pitch, getting knocked back at work can feel painful. Shell shares how a no is your stepping stone to a yes and how to bounce back from rejection. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Whether you were gunning for a promotion or role or making a pitch, getting knocked back at work can feel painful. Shell shares how a no is your stepping stone to a yes and how to bounce back from rejection. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what would you do if someone handed you $25k?</title>
			<itunes:title>what would you do if someone handed you $25k?</itunes:title>
			<pubDate>Sun, 12 Nov 2023 18:10:29 GMT</pubDate>
			<itunes:duration>11:05</itunes:duration>
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			<acast:episodeUrl>0259</acast:episodeUrl>
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			<description><![CDATA[<p>Receiving a lump sum of money is fun, how would you use $25,000 if it landed in your lap? Glen and Jess discuss a question in the my millennial money Facebook group and their thoughts on how to use the money. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Receiving a lump sum of money is fun, how would you use $25,000 if it landed in your lap? Glen and Jess discuss a question in the my millennial money Facebook group and their thoughts on how to use the money. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>setting Christmas gift giving expectations</title>
			<itunes:title>setting Christmas gift giving expectations</itunes:title>
			<pubDate>Thu, 09 Nov 2023 18:10:36 GMT</pubDate>
			<itunes:duration>5:56</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>If money's tight, now's the time to set gift giving expectations with friends and family ahead of the silly season! Glen and guests Nick Bradley from my millennial investor and Joel &amp; Matt from How to Money chat about some ways to go about this conversation.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If money's tight, now's the time to set gift giving expectations with friends and family ahead of the silly season! Glen and guests Nick Bradley from my millennial investor and Joel &amp; Matt from How to Money chat about some ways to go about this conversation.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>forecasting property growth over the next 20 years</title>
			<itunes:title>forecasting property growth over the next 20 years</itunes:title>
			<pubDate>Wed, 08 Nov 2023 18:10:58 GMT</pubDate>
			<itunes:duration>7:46</itunes:duration>
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			<acast:episodeUrl>0257</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>In this chat Tim Lawless, Head of Research at CoreLogic Asia Pacific shares his thoughts on the trajectory of the property market over the coming years and what it means for investors. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this chat Tim Lawless, Head of Research at CoreLogic Asia Pacific shares his thoughts on the trajectory of the property market over the coming years and what it means for investors. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying into a retirement village</title>
			<itunes:title>buying into a retirement village</itunes:title>
			<pubDate>Tue, 07 Nov 2023 18:10:36 GMT</pubDate>
			<itunes:duration>9:37</itunes:duration>
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			<acast:episodeUrl>0256</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Trisha asked about the pros &amp; cons of buying in an over 55s lifestyle village. Glen, John &amp; Jess chat about some things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Trisha asked about the pros &amp; cons of buying in an over 55s lifestyle village. Glen, John &amp; Jess chat about some things to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>working with a new manager</title>
			<itunes:title>working with a new manager</itunes:title>
			<pubDate>Mon, 06 Nov 2023 18:10:09 GMT</pubDate>
			<itunes:duration>10:11</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Things can feel rocky when you get a new manager who doesn't immediately gel with your team's way of working and priorities. Shell shares some tips for navigating this new dynamic. </p><br><p>Check out <a href="https://www.atlassian.com/team-playbook/plays/my-user-manual" rel="noopener noreferrer" target="_blank">Atlassian's guide to creating a personal user manual</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Things can feel rocky when you get a new manager who doesn't immediately gel with your team's way of working and priorities. Shell shares some tips for navigating this new dynamic. </p><br><p>Check out <a href="https://www.atlassian.com/team-playbook/plays/my-user-manual" rel="noopener noreferrer" target="_blank">Atlassian's guide to creating a personal user manual</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Lisa wants to help her son to start investing</title>
			<itunes:title>Lisa wants to help her son to start investing</itunes:title>
			<pubDate>Sun, 05 Nov 2023 18:10:04 GMT</pubDate>
			<itunes:duration>11:33</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Lisa wants to help her son to start investing and asked for advice on the platform and investment. Glen and Jess chat about Lisa's question and what she could consider doing. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Lisa wants to help her son to start investing and asked for advice on the platform and investment. Glen and Jess chat about Lisa's question and what she could consider doing. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>paying off the home loan vs keeping the cash in offset</title>
			<itunes:title>paying off the home loan vs keeping the cash in offset</itunes:title>
			<pubDate>Thu, 02 Nov 2023 18:10:53 GMT</pubDate>
			<itunes:duration>6:46</itunes:duration>
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			<acast:episodeUrl>0253</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>John Pidgeon &amp; mortgage broker Rachelle Kroon discuss a question about the pros &amp; cons of paying down the home loan vs keeping the cash in the offset. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John Pidgeon &amp; mortgage broker Rachelle Kroon discuss a question about the pros &amp; cons of paying down the home loan vs keeping the cash in the offset. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[applying for a mortgage in your 40s & beyond]]></title>
			<itunes:title><![CDATA[applying for a mortgage in your 40s & beyond]]></itunes:title>
			<pubDate>Wed, 01 Nov 2023 18:10:52 GMT</pubDate>
			<itunes:duration>4:54</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65378467615d85001170e04d/media.mp3" length="9520375" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0252</link>
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			<acast:episodeUrl>0252</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>If you’re close to retirement age and applying for a mortgage, lenders will typically require you to have a backup repayment plan called an exit strategy to show how you will pay off your home loan. Mortgage Broker Rachelle Kroon explains some of the exit strategies that banks might accept. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you’re close to retirement age and applying for a mortgage, lenders will typically require you to have a backup repayment plan called an exit strategy to show how you will pay off your home loan. Mortgage Broker Rachelle Kroon explains some of the exit strategies that banks might accept. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>why Ella should ditch the credit card</title>
			<itunes:title>why Ella should ditch the credit card</itunes:title>
			<pubDate>Tue, 31 Oct 2023 18:10:23 GMT</pubDate>
			<itunes:duration>8:25</itunes:duration>
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			<acast:episodeUrl>0251</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Ella pays off her credit card before it can accrue interest but feels like she can never get ahead. Glen, John and Jess chat about why ditching the credit card might be Ella's best option. </p><br><p>Need a way to manage your money? <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">The Glen James Spending Plan is now available for free</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Ella pays off her credit card before it can accrue interest but feels like she can never get ahead. Glen, John and Jess chat about why ditching the credit card might be Ella's best option. </p><br><p>Need a way to manage your money? <a href="https://education.mymillennial.money/courses/the-glen-james-spending-plan" rel="noopener noreferrer" target="_blank">The Glen James Spending Plan is now available for free</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>can you be friends with the people you lead?</title>
			<itunes:title>can you be friends with the people you lead?</itunes:title>
			<pubDate>Mon, 30 Oct 2023 18:10:08 GMT</pubDate>
			<itunes:duration>11:23</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/65377b759c713d00125cd238/media.mp3" length="21954115" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0250</link>
			<acast:episodeId>65377b759c713d00125cd238</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0250</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is it possible to be buddies with people that you lead? Shell and Shane Hatton chat about the nuances of navigating relationships when you step into a position of leadership.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is it possible to be buddies with people that you lead? Shell and Shane Hatton chat about the nuances of navigating relationships when you step into a position of leadership.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should Ebony buy a home to live in or rentvest?</title>
			<itunes:title>should Ebony buy a home to live in or rentvest?</itunes:title>
			<pubDate>Sun, 29 Oct 2023 18:10:40 GMT</pubDate>
			<itunes:duration>10:36</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/653a0f55238f61001202b78f/media.mp3" length="20453969" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0249a</link>
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			<acast:episodeUrl>0249a</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Ebony's tossing up between buying an investment property or a home to live in. Glen, John and Jess chat about Ebony's situation and what she could consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Ebony's tossing up between buying an investment property or a home to live in. Glen, John and Jess chat about Ebony's situation and what she could consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the more important quality people want in their leaders</title>
			<itunes:title>the more important quality people want in their leaders</itunes:title>
			<pubDate>Thu, 26 Oct 2023 18:10:22 GMT</pubDate>
			<itunes:duration>5:27</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0248</link>
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			<acast:episodeUrl>0248</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>People often think you need charisma to be a leader. In this chat, Shell and Shane chat about why consistency is far more important. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>People often think you need charisma to be a leader. In this chat, Shell and Shane chat about why consistency is far more important. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>refinancing as a small business owner</title>
			<itunes:title>refinancing as a small business owner</itunes:title>
			<pubDate>Wed, 25 Oct 2023 18:10:29 GMT</pubDate>
			<itunes:duration>5:08</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0247</link>
			<acast:episodeId>65361d8c1304700012f6d9d6</acast:episodeId>
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			<acast:episodeUrl>0247</acast:episodeUrl>
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			<description><![CDATA[<p>John chats with mortgage broker Rachelle Kroon from Sphere Home Loans about what to know about if you're newly self employed and planning to buy a home. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John chats with mortgage broker Rachelle Kroon from Sphere Home Loans about what to know about if you're newly self employed and planning to buy a home. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>sell investments at a loss or wait for the market to recover</title>
			<itunes:title>sell investments at a loss or wait for the market to recover</itunes:title>
			<pubDate>Tue, 24 Oct 2023 18:10:47 GMT</pubDate>
			<itunes:duration>10:09</itunes:duration>
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			<acast:episodeUrl>0246</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Lucy's wondering if she should leave her money in the Spaceship investing app and wait for her money to recover or pull it out and put it in a bank. Glen and John discuss some different options she could consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Lucy's wondering if she should leave her money in the Spaceship investing app and wait for her money to recover or pull it out and put it in a bank. Glen and John discuss some different options she could consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what to do if you don't get a promotion]]></title>
			<itunes:title><![CDATA[what to do if you don't get a promotion]]></itunes:title>
			<pubDate>Mon, 23 Oct 2023 18:10:14 GMT</pubDate>
			<itunes:duration>10:27</itunes:duration>
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			<acast:episodeUrl>0245</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Being told you're not ready for a promotion can sting. Shell and Steph chat about how to bounce back and give yourself the best shot for being promoted.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Being told you're not ready for a promotion can sting. Shell and Steph chat about how to bounce back and give yourself the best shot for being promoted.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Glen's guide for car loans & buying a car]]></title>
			<itunes:title><![CDATA[Glen's guide for car loans & buying a car]]></itunes:title>
			<pubDate>Sun, 22 Oct 2023 18:10:40 GMT</pubDate>
			<itunes:duration>11:22</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>How much should you spend on a car and should you get a loan for it? Glen shares his view and principles when it comes to purchasing vehicles. </p><br><p>Read: <a href="https://www.mymillennial.money/blog/how-much-should-i-spend-on-a-car" rel="noopener noreferrer" target="_blank">Glen's guide to buying cars</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How much should you spend on a car and should you get a loan for it? Glen shares his view and principles when it comes to purchasing vehicles. </p><br><p>Read: <a href="https://www.mymillennial.money/blog/how-much-should-i-spend-on-a-car" rel="noopener noreferrer" target="_blank">Glen's guide to buying cars</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>returning to the workforce after having kids</title>
			<itunes:title>returning to the workforce after having kids</itunes:title>
			<pubDate>Thu, 19 Oct 2023 18:10:31 GMT</pubDate>
			<itunes:duration>5:07</itunes:duration>
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			<acast:episodeUrl>0243</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Juggling a young family and your career is no small thing, parents we see you! If you're returning to work after having kids, here are a few things to keep in mind when managing your energy and expectations. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Juggling a young family and your career is no small thing, parents we see you! If you're returning to work after having kids, here are a few things to keep in mind when managing your energy and expectations. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>preparing to buy a second property</title>
			<itunes:title>preparing to buy a second property</itunes:title>
			<pubDate>Wed, 18 Oct 2023 18:10:05 GMT</pubDate>
			<itunes:duration>6:39</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Here's what you need in order to buy your second property! John from my millennial property chats with mortgage broker Rachelle Kroon from Sphere Finance.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Here's what you need in order to buy your second property! John from my millennial property chats with mortgage broker Rachelle Kroon from Sphere Finance.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to become a millionaire</title>
			<itunes:title>how to become a millionaire</itunes:title>
			<pubDate>Tue, 17 Oct 2023 18:10:47 GMT</pubDate>
			<itunes:duration>6:46</itunes:duration>
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			<acast:episodeUrl>0241</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen shares 3 pathways to making serious bank!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen shares 3 pathways to making serious bank!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the future skills to have in a world of AI</title>
			<itunes:title>the future skills to have in a world of AI</itunes:title>
			<pubDate>Mon, 16 Oct 2023 18:10:44 GMT</pubDate>
			<itunes:duration>5:11</itunes:duration>
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			<acast:episodeUrl>0240</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Shell from my millennial career and futurist Steph Clarke chat about the skills that will be important to hone as the more jobs become automated by AI.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell from my millennial career and futurist Steph Clarke chat about the skills that will be important to hone as the more jobs become automated by AI.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 things that wealthy people do</title>
			<itunes:title>5 things that wealthy people do</itunes:title>
			<pubDate>Sun, 15 Oct 2023 18:10:15 GMT</pubDate>
			<itunes:duration>5:47</itunes:duration>
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			<acast:episodeUrl>0239</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Let's chat about the behaviours and traits commonly shared by wealthy people!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Let's chat about the behaviours and traits commonly shared by wealthy people!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[brainstorming sucks, here's how to do it better]]></title>
			<itunes:title><![CDATA[brainstorming sucks, here's how to do it better]]></itunes:title>
			<pubDate>Thu, 12 Oct 2023 18:10:26 GMT</pubDate>
			<itunes:duration>9:14</itunes:duration>
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			<acast:episodeUrl>0238</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Sick of brainstorming sessions that never get anywhere? Author and advisor Tim Duggan shares a better way for teams to do creative problem solving. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sick of brainstorming sessions that never get anywhere? Author and advisor Tim Duggan shares a better way for teams to do creative problem solving. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>considerations for buying a house and land package</title>
			<itunes:title>considerations for buying a house and land package</itunes:title>
			<pubDate>Wed, 11 Oct 2023 18:10:04 GMT</pubDate>
			<itunes:duration>6:22</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0237</link>
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			<acast:episodeUrl>0237</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>If buying a house and land package is something you're considering, here are some things to keep in mind!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If buying a house and land package is something you're considering, here are some things to keep in mind!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>overcoming analysis paralysis</title>
			<itunes:title>overcoming analysis paralysis</itunes:title>
			<pubDate>Tue, 10 Oct 2023 18:10:17 GMT</pubDate>
			<itunes:duration>7:16</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0236</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Is the fear of making the wrong move stopping you from making a decision? Glen &amp; Kate Campbell from the Australian Finance Podcast discuss some strategies for overcoming analysis paralysis.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is the fear of making the wrong move stopping you from making a decision? Glen &amp; Kate Campbell from the Australian Finance Podcast discuss some strategies for overcoming analysis paralysis.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>protecting your emotional energy as a leader</title>
			<itunes:title>protecting your emotional energy as a leader</itunes:title>
			<pubDate>Mon, 09 Oct 2023 18:10:06 GMT</pubDate>
			<itunes:duration>5:44</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0235</link>
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			<acast:episodeUrl>0235</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Being a leader means more responsibility and sometimes the load can feel heavy! Shell and Shane chat about how to deal with the people fatigue that can come with leadership. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Being a leader means more responsibility and sometimes the load can feel heavy! Shell and Shane chat about how to deal with the people fatigue that can come with leadership. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I be a sole trader or a company?</title>
			<itunes:title>should I be a sole trader or a company?</itunes:title>
			<pubDate>Sun, 08 Oct 2023 18:10:13 GMT</pubDate>
			<itunes:duration>6:42</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/651d0df78cacd500117b86c6/media.mp3" length="12980563" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0234</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0234</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen, Sim from Girls That Invest and Sarah from the OneUp Project discuss the pros, cons and considerations of running a business as a sole trader vs company. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen, Sim from Girls That Invest and Sarah from the OneUp Project discuss the pros, cons and considerations of running a business as a sole trader vs company. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to activate your creativity skills</title>
			<itunes:title>how to activate your creativity skills</itunes:title>
			<pubDate>Thu, 05 Oct 2023 18:10:51 GMT</pubDate>
			<itunes:duration>6:57</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/651bb6f3f8852f00116e0bf0/media.mp3" length="13455823" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0233</link>
			<acast:episodeId>651bb6f3f8852f00116e0bf0</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0233</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>In this chat with Shell from my millennial career, author and adviser Tim Duggan dispels the myth that only some people are born with creativity and how we can learn to use it better to solve problems. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this chat with Shell from my millennial career, author and adviser Tim Duggan dispels the myth that only some people are born with creativity and how we can learn to use it better to solve problems. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[expected costs & things to know about becoming a landlord]]></title>
			<itunes:title><![CDATA[expected costs & things to know about becoming a landlord]]></itunes:title>
			<pubDate>Wed, 04 Oct 2023 18:10:41 GMT</pubDate>
			<itunes:duration>8:09</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/651d0cfb9b495d001211c285/media.mp3" length="15758413" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0232</link>
			<acast:episodeId>651d0cfb9b495d001211c285</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0232</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>John and Emily share their top tips for new landlords and what to expect when it comes to insurance and expected costs.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily share their top tips for new landlords and what to expect when it comes to insurance and expected costs.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>money lessons from bankrupt celebrities </title>
			<itunes:title>money lessons from bankrupt celebrities </itunes:title>
			<pubDate>Tue, 03 Oct 2023 18:10:03 GMT</pubDate>
			<itunes:duration>7:17</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/651bb16a3793ee0011dbe56e/media.mp3" length="14082387" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0231</link>
			<acast:episodeId>651bb16a3793ee0011dbe56e</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0231</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Let's look at what we can learn from celebrities who got rich and lost it all!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Let's look at what we can learn from celebrities who got rich and lost it all!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[help! I don't FEEL like a leader]]></title>
			<itunes:title><![CDATA[help! I don't FEEL like a leader]]></itunes:title>
			<pubDate>Mon, 02 Oct 2023 19:10:37 GMT</pubDate>
			<itunes:duration>6:34</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/6516b462ebbe5d00116f536e/media.mp3" length="12707943" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0230</link>
			<acast:episodeId>6516b462ebbe5d00116f536e</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0230</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Becoming a leader can result in a heavy dose of imposter syndrome! Leadership coach Shane Hatton shares some mindset tips for new leaders. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Becoming a leader can result in a heavy dose of imposter syndrome! Leadership coach Shane Hatton shares some mindset tips for new leaders. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>personal loan vs personal cash to start a biz</title>
			<itunes:title>personal loan vs personal cash to start a biz</itunes:title>
			<pubDate>Sun, 01 Oct 2023 18:10:16 GMT</pubDate>
			<itunes:duration>8:37</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0229</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0229</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Should you fund a startup with a loan or with your own money? Sim Kaur from Girls That Invest and Sarah Kelsey from The One Up Project share their thoughts and how they got their businesses off the ground. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you fund a startup with a loan or with your own money? Sim Kaur from Girls That Invest and Sarah Kelsey from The One Up Project share their thoughts and how they got their businesses off the ground. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>objecting to a proposed development</title>
			<itunes:title>objecting to a proposed development</itunes:title>
			<pubDate>Thu, 28 Sep 2023 19:10:23 GMT</pubDate>
			<itunes:duration>4:56</itunes:duration>
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			<acast:episodeUrl>0228</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>A proposed building next door to Shell's house may impact the sunlight in her backyard. Glen and John discuss who might be able to help her understand the impact of the proposed plans and if needed, assist in putting forward an objection to Council. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A proposed building next door to Shell's house may impact the sunlight in her backyard. Glen and John discuss who might be able to help her understand the impact of the proposed plans and if needed, assist in putting forward an objection to Council. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>financially preparing to buy an investment property</title>
			<itunes:title>financially preparing to buy an investment property</itunes:title>
			<pubDate>Wed, 27 Sep 2023 19:10:54 GMT</pubDate>
			<itunes:duration>6:59</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0227</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0227</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Sally and her husband are wanting to buy an investment property and are keen to know how they can best maximise their time and resources to achieve their goal within the next 3 years!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sally and her husband are wanting to buy an investment property and are keen to know how they can best maximise their time and resources to achieve their goal within the next 3 years!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>side hustle and tax</title>
			<itunes:title>side hustle and tax</itunes:title>
			<pubDate>Tue, 26 Sep 2023 19:10:00 GMT</pubDate>
			<itunes:duration>8:10</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0226</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0226</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCf2hn7MZOB7qUD/la6bNxnAAaAL1gDVJkDy4R5YTex7k3CRNrN9KTy8pvBRtQ3+XxYx9JOXSpuCzNMH8ZNV5+iSUPD2QVL9i/akE8MvGauGV6mRNzmCPe+S0R7kj4q885Nml2rAA+mVFWCMcWP9Ns+UtQ+N6m/i4iBhjBuqI8yelom3qP0UBvmawI1Zxe3zrZAwTKYLfocbH6XnATJAhbt1t1T24j29IOcm0a0P2F3dk+D34AEL14tMnnbaupxq13A=]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and John chat about Greg's question about considerations and deductions when it comes to managing tax on his side hustle. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about Greg's question about considerations and deductions when it comes to managing tax on his side hustle. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>undergoing IVF + asking a workplace about their flexibility policies</title>
			<itunes:title>undergoing IVF + asking a workplace about their flexibility policies</itunes:title>
			<pubDate>Mon, 25 Sep 2023 19:10:07 GMT</pubDate>
			<itunes:duration>6:36</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/650bc8f5b45a240011d8a78c/media.mp3" length="12771931" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0225</link>
			<acast:episodeId>650bc8f5b45a240011d8a78c</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0225</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Should you disclose your intention to undergo IVFto a potential employer? Shell and Claire Seeber from <a href="https://eatingyourcaketoo.com.au/" rel="noopener noreferrer" target="_blank">Eating your Cake too</a> chat about how you might navigate this situation in a job interview.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you disclose your intention to undergo IVFto a potential employer? Shell and Claire Seeber from <a href="https://eatingyourcaketoo.com.au/" rel="noopener noreferrer" target="_blank">Eating your Cake too</a> chat about how you might navigate this situation in a job interview.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>disputing a transaction with your bank</title>
			<itunes:title>disputing a transaction with your bank</itunes:title>
			<pubDate>Sun, 24 Sep 2023 19:10:49 GMT</pubDate>
			<itunes:duration>5:54</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0224</link>
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			<acast:episodeUrl>0224</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and John chat about Amy's question about trying to get a refund after being incorrectly charged by a hotel.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John chat about Amy's question about trying to get a refund after being incorrectly charged by a hotel.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>selling property to family at a discount</title>
			<itunes:title>selling property to family at a discount</itunes:title>
			<pubDate>Thu, 21 Sep 2023 19:10:33 GMT</pubDate>
			<itunes:duration>4:17</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0223</link>
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			<acast:episodeUrl>0223</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Jessica's planning to sell her investment property to a family member for the remainder of the mortgage, is there anything she should be aware of? Glen and John discuss the scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Jessica's planning to sell her investment property to a family member for the remainder of the mortgage, is there anything she should be aware of? Glen and John discuss the scenario.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tips for bidding at auction </title>
			<itunes:title>tips for bidding at auction </itunes:title>
			<pubDate>Wed, 20 Sep 2023 19:10:23 GMT</pubDate>
			<itunes:duration>6:14</itunes:duration>
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			<acast:episodeUrl>0222</acast:episodeUrl>
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			<description><![CDATA[<p>Emily from my millennial property shares her top tips and tricks for putting your best foot forward in an auction bid!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily from my millennial property shares her top tips and tricks for putting your best foot forward in an auction bid!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>selling a property with a water leak in the bathroom</title>
			<itunes:title>selling a property with a water leak in the bathroom</itunes:title>
			<pubDate>Tue, 19 Sep 2023 19:10:40 GMT</pubDate>
			<itunes:duration>6:30</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0221</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Andrew's selling his home and wondering how much it costs to reseal his shower after a building inspector discovered a water leak in the bathroom. Glen and John chat about Andrew's options!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Andrew's selling his home and wondering how much it costs to reseal his shower after a building inspector discovered a water leak in the bathroom. Glen and John chat about Andrew's options!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>setting boundaries at work</title>
			<itunes:title>setting boundaries at work</itunes:title>
			<pubDate>Mon, 18 Sep 2023 19:10:06 GMT</pubDate>
			<itunes:duration>10:32</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0220</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0220</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>In this episode Shell and guest Claire Seeber from Eating Your Cake Too share some practical phrases you can use to establish healthy boundaries with your boss or peers.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode Shell and guest Claire Seeber from Eating Your Cake Too share some practical phrases you can use to establish healthy boundaries with your boss or peers.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing red flags 🚩</title>
			<itunes:title>investing red flags 🚩</itunes:title>
			<pubDate>Sun, 17 Sep 2023 19:10:19 GMT</pubDate>
			<itunes:duration>4:15</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0219</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0219</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Glen and episode guest Gemma Dale from nabtrade chat about some investing behaviours that can either help or hinder your financial journey.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and episode guest Gemma Dale from nabtrade chat about some investing behaviours that can either help or hinder your financial journey.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>adjusting your investing risk profile as you age</title>
			<itunes:title>adjusting your investing risk profile as you age</itunes:title>
			<pubDate>Thu, 14 Sep 2023 19:10:52 GMT</pubDate>
			<itunes:duration>7:59</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0218</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0218</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Glen and financial adviser Jess Brady chat about a listener question around investing and changing your risk profile as you get older!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and financial adviser Jess Brady chat about a listener question around investing and changing your risk profile as you get older!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>combining finances with a partner to purchase a property</title>
			<itunes:title>combining finances with a partner to purchase a property</itunes:title>
			<pubDate>Wed, 13 Sep 2023 19:10:27 GMT</pubDate>
			<itunes:duration>7:01</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0217</link>
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			<acast:episodeUrl>0217</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>If you're saving up to purchase a home with your partner, when and how you choose to combine financial forces is going to look different for everyone. John and Emily share their personal experience and thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're saving up to purchase a home with your partner, when and how you choose to combine financial forces is going to look different for everyone. John and Emily share their personal experience and thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>are you eligible for waived or no lenders mortgage insurance?</title>
			<itunes:title>are you eligible for waived or no lenders mortgage insurance?</itunes:title>
			<pubDate>Tue, 12 Sep 2023 19:10:50 GMT</pubDate>
			<itunes:duration>6:22</itunes:duration>
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			<acast:episodeUrl>0216</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>You may have the option to get a home loan without LMI or a waiver if your occupation fits the criteria so it's important to check with your mortgage broker!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>You may have the option to get a home loan without LMI or a waiver if your occupation fits the criteria so it's important to check with your mortgage broker!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>strategies for building confidence and managing imposter syndrome</title>
			<itunes:title>strategies for building confidence and managing imposter syndrome</itunes:title>
			<pubDate>Mon, 11 Sep 2023 19:10:29 GMT</pubDate>
			<itunes:duration>7:17</itunes:duration>
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			<acast:episodeUrl>0215</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Looking for ways to boost your confidence at work? In this chat, Shell and career and leadership coach Claire Seeber talk about some ways to manage the sneaky little imposter syndrome that can creep in.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Looking for ways to boost your confidence at work? In this chat, Shell and career and leadership coach Claire Seeber talk about some ways to manage the sneaky little imposter syndrome that can creep in.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>growing your spouse’s super through contributions splitting</title>
			<itunes:title>growing your spouse’s super through contributions splitting</itunes:title>
			<pubDate>Sun, 10 Sep 2023 19:10:47 GMT</pubDate>
			<itunes:duration>6:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0214</link>
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			<acast:episodeUrl>0214</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Did you know that you can contribute into your spouse's super? Contribution splitting is a great a strategy if your partner isn't working or has a lower super balance. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Did you know that you can contribute into your spouse's super? Contribution splitting is a great a strategy if your partner isn't working or has a lower super balance. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>quitting your day job to pursue your side hustle</title>
			<itunes:title>quitting your day job to pursue your side hustle</itunes:title>
			<pubDate>Thu, 07 Sep 2023 19:10:48 GMT</pubDate>
			<itunes:duration>8:42</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0213</link>
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			<acast:episodeUrl>0213</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Sarah from The OneUp Project and Sim from Girls That Invest share what pushed them to quit their day jobs to pursue their side hustles full time!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sarah from The OneUp Project and Sim from Girls That Invest share what pushed them to quit their day jobs to pursue their side hustles full time!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>working with a buyers advocate to purchase your home</title>
			<itunes:title>working with a buyers advocate to purchase your home</itunes:title>
			<pubDate>Wed, 06 Sep 2023 19:10:00 GMT</pubDate>
			<itunes:duration>5:22</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0212</link>
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			<acast:episodeUrl>0212</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Thinking of working with a buyers agent to purchase your home? John and Emily from my millennial property chat about what to expect.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of working with a buyers agent to purchase your home? John and Emily from my millennial property chat about what to expect.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>selling shares at a loss</title>
			<itunes:title>selling shares at a loss</itunes:title>
			<pubDate>Tue, 05 Sep 2023 19:10:37 GMT</pubDate>
			<itunes:duration>4:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0211</link>
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			<acast:episodeUrl>0211</acast:episodeUrl>
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			<description><![CDATA[<p>In a perfect world you don't want to sell our assets at a loss, but if you need to in order to achieve another goal it's not the end of the world. Glen and John chat about what happens if you make a capital loss.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In a perfect world you don't want to sell our assets at a loss, but if you need to in order to achieve another goal it's not the end of the world. Glen and John chat about what happens if you make a capital loss.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>addressing micromanaging and uncomfortable sexual jokes at work</title>
			<itunes:title>addressing micromanaging and uncomfortable sexual jokes at work</itunes:title>
			<pubDate>Mon, 04 Sep 2023 19:10:30 GMT</pubDate>
			<itunes:duration>8:21</itunes:duration>
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			<acast:episodeUrl>0210</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>In this episode Shell and Sarah from Interview Boss discuss two questions and what to do when faced with micromanaging or uncomfortable jokes in the workplace. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode Shell and Sarah from Interview Boss discuss two questions and what to do when faced with micromanaging or uncomfortable jokes in the workplace. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[principle & interest vs interest-only loan]]></title>
			<itunes:title><![CDATA[principle & interest vs interest-only loan]]></itunes:title>
			<pubDate>Sun, 03 Sep 2023 19:10:55 GMT</pubDate>
			<itunes:duration>9:03</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0209</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>When structuring your mortgage do you go with a principal and interest loan or interest-only? Glen and John discuss this common question that comes up in our community. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When structuring your mortgage do you go with a principal and interest loan or interest-only? Glen and John discuss this common question that comes up in our community. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>reporting your supervisor for bullying</title>
			<itunes:title>reporting your supervisor for bullying</itunes:title>
			<pubDate>Thu, 31 Aug 2023 19:10:47 GMT</pubDate>
			<itunes:duration>7:30</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>What should you do if you experience bullying from a supervisor or manager at work? Shell and Sarah discuss a listener question and talk through some steps to consider, particularly if reporting it could have negative consequences for you.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What should you do if you experience bullying from a supervisor or manager at work? Shell and Sarah discuss a listener question and talk through some steps to consider, particularly if reporting it could have negative consequences for you.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>paying off an investment property loan</title>
			<itunes:title>paying off an investment property loan</itunes:title>
			<pubDate>Wed, 30 Aug 2023 19:10:11 GMT</pubDate>
			<itunes:duration>5:39</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/64eef6f3075484001107aca7/media.mp3" length="10960827" type="audio/mpeg"/>
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			<acast:episodeUrl>0207</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>How you choose to pay off an investment property loan can depend on your strategy and situation. John and Emily chat about a few factors to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How you choose to pay off an investment property loan can depend on your strategy and situation. John and Emily chat about a few factors to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to figure out if starting a business is for you</title>
			<itunes:title>how to figure out if starting a business is for you</itunes:title>
			<pubDate>Tue, 29 Aug 2023 19:10:40 GMT</pubDate>
			<itunes:duration>10:00</itunes:duration>
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			<acast:episodeUrl>0206</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Making the leap from employee to business owner can feel daunting, plus how do you know if it's for you? Here's a few ways that you can begin dipping your toe into being your own boss!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Making the leap from employee to business owner can feel daunting, plus how do you know if it's for you? Here's a few ways that you can begin dipping your toe into being your own boss!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>filing a complaint about your boss + is HR loyal to the company?</title>
			<itunes:title>filing a complaint about your boss + is HR loyal to the company?</itunes:title>
			<pubDate>Mon, 28 Aug 2023 19:10:59 GMT</pubDate>
			<itunes:duration>10:06</itunes:duration>
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			<acast:episodeUrl>0205</acast:episodeUrl>
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			<description><![CDATA[<p>Shell and Sarah from Interview Boss chat about raising a complaint about your boss to HR and discuss HR's reputation for protecting the interests of the company over it's employees!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell and Sarah from Interview Boss chat about raising a complaint about your boss to HR and discuss HR's reputation for protecting the interests of the company over it's employees!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what is title insurance?</title>
			<itunes:title>what is title insurance?</itunes:title>
			<pubDate>Sun, 27 Aug 2023 19:10:00 GMT</pubDate>
			<itunes:duration>9:27</itunes:duration>
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			<description><![CDATA[<p>What exactly does title insurance protect you from? Anna Cruckshank from Aubrey Brown Lawyers gets into the ins and outs with John Pidgeon. For more on title insurance check out "532 title insurance" on my millennial property.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What exactly does title insurance protect you from? Anna Cruckshank from Aubrey Brown Lawyers gets into the ins and outs with John Pidgeon. For more on title insurance check out "532 title insurance" on my millennial property.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using equity to buy an investment property</title>
			<itunes:title>using equity to buy an investment property</itunes:title>
			<pubDate>Thu, 24 Aug 2023 19:10:02 GMT</pubDate>
			<itunes:duration>6:35</itunes:duration>
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			<description><![CDATA[<p>John and Emily from my millennial property chat about what you need to know about purchasing an investment property using equity from your home.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily from my millennial property chat about what you need to know about purchasing an investment property using equity from your home.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 career killers employees should avoid part 4</title>
			<itunes:title>5 career killers employees should avoid part 4</itunes:title>
			<pubDate>Wed, 23 Aug 2023 19:10:17 GMT</pubDate>
			<itunes:duration>5:14</itunes:duration>
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			<description><![CDATA[<p>Want to know the most common employee problems to avoid and how to set yourself up for success in your career? In this episode Shell talks about the fifth and final problem.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want to know the most common employee problems to avoid and how to set yourself up for success in your career? In this episode Shell talks about the fifth and final problem.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 career killers employees should avoid part 3</title>
			<itunes:title>5 career killers employees should avoid part 3</itunes:title>
			<pubDate>Tue, 22 Aug 2023 19:10:46 GMT</pubDate>
			<itunes:duration>8:14</itunes:duration>
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			<description><![CDATA[<p>Want to know the most common employee problems to avoid and how to set yourself up for success in your career? In this episode Shell talks about problems 3 &amp; 4.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want to know the most common employee problems to avoid and how to set yourself up for success in your career? In this episode Shell talks about problems 3 &amp; 4.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 career killers employees should avoid part 2</title>
			<itunes:title>5 career killers employees should avoid part 2</itunes:title>
			<pubDate>Mon, 21 Aug 2023 19:10:48 GMT</pubDate>
			<itunes:duration>7:06</itunes:duration>
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			<description><![CDATA[<p>Want to know the most common employee problems to avoid and how to set yourself up for success in your career? In this episode Shell unpacks problem #2.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want to know the most common employee problems to avoid and how to set yourself up for success in your career? In this episode Shell unpacks problem #2.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 career killers employees should avoid part 1</title>
			<itunes:title>5 career killers employees should avoid part 1</itunes:title>
			<pubDate>Sun, 20 Aug 2023 19:10:20 GMT</pubDate>
			<itunes:duration>4:58</itunes:duration>
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			<description><![CDATA[<p>Want to know the most common problems managers and leaders have with their employees? In these next few episodes Shell shares 5 problems that will negatively impact your career and how to set yourself up for success. In this episode Shell unpacks problem #1.</p><br><p>📒 <a href="https://booktopia.kh4ffx.net/LX2ndO" rel="noopener noreferrer" target="_blank">Give and Take by Adam Grant</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want to know the most common problems managers and leaders have with their employees? In these next few episodes Shell shares 5 problems that will negatively impact your career and how to set yourself up for success. In this episode Shell unpacks problem #1.</p><br><p>📒 <a href="https://booktopia.kh4ffx.net/LX2ndO" rel="noopener noreferrer" target="_blank">Give and Take by Adam Grant</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>burned out but needing the income </title>
			<itunes:title>burned out but needing the income </itunes:title>
			<pubDate>Thu, 17 Aug 2023 19:10:34 GMT</pubDate>
			<itunes:duration>8:17</itunes:duration>
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			<acast:episodeUrl>0198</acast:episodeUrl>
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			<description><![CDATA[<p>Do you feel like you've been burning the candle at both ends but can't afford to stop working because you need the income? It's a difficult spot to be in. Glen, Sarah from The OneUp Project and Sim from Girls That Invest share some things you might consider if you're in this position. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you feel like you've been burning the candle at both ends but can't afford to stop working because you need the income? It's a difficult spot to be in. Glen, Sarah from The OneUp Project and Sim from Girls That Invest share some things you might consider if you're in this position. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a new vs older apartment as an investment</title>
			<itunes:title>buying a new vs older apartment as an investment</itunes:title>
			<pubDate>Wed, 16 Aug 2023 19:10:01 GMT</pubDate>
			<itunes:duration>6:00</itunes:duration>
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			<description><![CDATA[<p>The age of an apartment has some pros and cons when you're considering buying one as an investment property. John and Emily from my millennial property chat about some of the factors you might consider!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The age of an apartment has some pros and cons when you're considering buying one as an investment property. John and Emily from my millennial property chat about some of the factors you might consider!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>simplifying and rebalancing your share portfolio</title>
			<itunes:title>simplifying and rebalancing your share portfolio</itunes:title>
			<pubDate>Tue, 15 Aug 2023 19:10:41 GMT</pubDate>
			<itunes:duration>11:42</itunes:duration>
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			<acast:episodeUrl>0196</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Does your share portfolio have a few too many investments that no longer fit your strategy? Glen chats with Sim from Girls That Invest and Sarah from The OneUp Project about some strategies to simplify and rebalance your portfolio. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Does your share portfolio have a few too many investments that no longer fit your strategy? Glen chats with Sim from Girls That Invest and Sarah from The OneUp Project about some strategies to simplify and rebalance your portfolio. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what do you go to when HR is the problem?</title>
			<itunes:title>what do you go to when HR is the problem?</itunes:title>
			<pubDate>Mon, 14 Aug 2023 19:10:06 GMT</pubDate>
			<itunes:duration>5:04</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>What if your HR department IS the problem? Who do you go to then? Shell from my millennial career unpacks this listener question with Sarah Smith from Interview Boss.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What if your HR department IS the problem? Who do you go to then? Shell from my millennial career unpacks this listener question with Sarah Smith from Interview Boss.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[how do I know if it's time to change careers?]]></title>
			<itunes:title><![CDATA[how do I know if it's time to change careers?]]></itunes:title>
			<pubDate>Sun, 13 Aug 2023 19:10:31 GMT</pubDate>
			<itunes:duration>5:34</itunes:duration>
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			<acast:episodeUrl>0194</acast:episodeUrl>
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			<description><![CDATA[<p>Considering a career change? Shell from my millennial career shares how to figure out whether you should make the move. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Considering a career change? Shell from my millennial career shares how to figure out whether you should make the move. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying into a development - how many units are too many?</title>
			<itunes:title>buying into a development - how many units are too many?</itunes:title>
			<pubDate>Thu, 10 Aug 2023 19:10:22 GMT</pubDate>
			<itunes:duration>5:42</itunes:duration>
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			<description><![CDATA[<p>Does it matter how many units or townhouses are in the high rise or complex you're buying into? Let's chat about it.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Does it matter how many units or townhouses are in the high rise or complex you're buying into? Let's chat about it.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I sell my investment property?</title>
			<itunes:title>should I sell my investment property?</itunes:title>
			<pubDate>Wed, 09 Aug 2023 19:10:19 GMT</pubDate>
			<itunes:duration>6:27</itunes:duration>
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			<description><![CDATA[<p>Wondering whether to sell your investment property? Let's chat about what you might consider before making the decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Wondering whether to sell your investment property? Let's chat about what you might consider before making the decision.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investing in a recession</title>
			<itunes:title>investing in a recession</itunes:title>
			<pubDate>Tue, 08 Aug 2023 19:10:41 GMT</pubDate>
			<itunes:duration>7:17</itunes:duration>
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			<description><![CDATA[<p>Is there such thing as a 'safe' investment during times of recession? </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is there such thing as a 'safe' investment during times of recession? </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to become an opportunity magnet in your career</title>
			<itunes:title>how to become an opportunity magnet in your career</itunes:title>
			<pubDate>Mon, 07 Aug 2023 19:10:55 GMT</pubDate>
			<itunes:duration>8:56</itunes:duration>
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			<description><![CDATA[<p>Wanna know how to attract opportunities? Shell shares 3 things you can do in your career.</p><br><p>Discover your top strengths with the <a href="https://www.gallup.com/cliftonstrengths/en/253868/popular-cliftonstrengths-assessment-products.aspx" rel="noopener noreferrer" target="_blank">CliftonStrengths assessment</a></p><br><p>Simon Sinek's podcast, <a href="https://simonsinek.com/podcast/" rel="noopener noreferrer" target="_blank">A Bit of Optimism</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Wanna know how to attract opportunities? Shell shares 3 things you can do in your career.</p><br><p>Discover your top strengths with the <a href="https://www.gallup.com/cliftonstrengths/en/253868/popular-cliftonstrengths-assessment-products.aspx" rel="noopener noreferrer" target="_blank">CliftonStrengths assessment</a></p><br><p>Simon Sinek's podcast, <a href="https://simonsinek.com/podcast/" rel="noopener noreferrer" target="_blank">A Bit of Optimism</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>navigating mortgage stress</title>
			<itunes:title>navigating mortgage stress</itunes:title>
			<pubDate>Sun, 06 Aug 2023 19:10:44 GMT</pubDate>
			<itunes:duration>8:04</itunes:duration>
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			<description><![CDATA[<p>It's a tough time out there for many with interest rate hikes and cost of living rises. If you're struggling to pay the mortgage it might be time to consider these options. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It's a tough time out there for many with interest rate hikes and cost of living rises. If you're struggling to pay the mortgage it might be time to consider these options. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>mortgage free, now what?</title>
			<itunes:title>mortgage free, now what?</itunes:title>
			<pubDate>Thu, 03 Aug 2023 19:10:35 GMT</pubDate>
			<itunes:duration>7:09</itunes:duration>
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			<description><![CDATA[<p>Paying off your mortgage is a huge achievement! Glen and John chat about some ways to use your money once you're mortgage debt free. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Paying off your mortgage is a huge achievement! Glen and John chat about some ways to use your money once you're mortgage debt free. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>turning your PPOR into an investment property</title>
			<itunes:title>turning your PPOR into an investment property</itunes:title>
			<pubDate>Wed, 02 Aug 2023 19:10:17 GMT</pubDate>
			<itunes:duration>8:32</itunes:duration>
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			<description><![CDATA[<p>Planning to turn your home it into an investment property? Emily and John from my millennial property discuss what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Planning to turn your home it into an investment property? Emily and John from my millennial property discuss what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>CHESS vs custodian, does it matter?</title>
			<itunes:title>CHESS vs custodian, does it matter?</itunes:title>
			<pubDate>Tue, 01 Aug 2023 19:10:40 GMT</pubDate>
			<itunes:duration>6:01</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>The debate of whether it's better to hold CHESS-sponsored shares vs via a custodian pops up regularly in investing forums, does it matter? Glen shares his thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The debate of whether it's better to hold CHESS-sponsored shares vs via a custodian pops up regularly in investing forums, does it matter? Glen shares his thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>leading someone who refuses to acknowledge their blindspots</title>
			<itunes:title>leading someone who refuses to acknowledge their blindspots</itunes:title>
			<pubDate>Mon, 31 Jul 2023 19:10:55 GMT</pubDate>
			<itunes:duration>7:39</itunes:duration>
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			<acast:episodeUrl>0185</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>What do you do when a person you lead refuses to own their blindspots and skills gap? Shell from my millennial career and leadership communication coach Shane Hatton share their tips. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.</p><br><p>SYMO interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What do you do when a person you lead refuses to own their blindspots and skills gap? Shell from my millennial career and leadership communication coach Shane Hatton share their tips. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><br><p>Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.</p><br><p>SYMO interactive Pty Ltd &amp; Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the $100k investing rule</title>
			<itunes:title>the $100k investing rule</itunes:title>
			<pubDate>Sun, 30 Jul 2023 19:10:20 GMT</pubDate>
			<itunes:duration>6:21</itunes:duration>
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			<acast:episodeUrl>0184</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>The power of consistently investing over the long term pays its dues - Glen explains how!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The power of consistently investing over the long term pays its dues - Glen explains how!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>upsizing and converting your first property into an investment</title>
			<itunes:title>upsizing and converting your first property into an investment</itunes:title>
			<pubDate>Thu, 27 Jul 2023 19:10:00 GMT</pubDate>
			<itunes:duration>6:59</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0183</link>
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			<acast:episodeUrl>0183</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Thinking of upgrading your owner-occupier home and converting your first property into an investment? John and Emily chat about home loan structure strategy and some things to consider in the process.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of upgrading your owner-occupier home and converting your first property into an investment? John and Emily chat about home loan structure strategy and some things to consider in the process.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what's an A, B or C grade property?]]></title>
			<itunes:title><![CDATA[what's an A, B or C grade property?]]></itunes:title>
			<pubDate>Wed, 26 Jul 2023 19:10:06 GMT</pubDate>
			<itunes:duration>8:08</itunes:duration>
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			<acast:episodeUrl>0182</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Not all properties are created equal, and knowing what grade a property might be can help inform your buying decisions. Emily and John from my millennial property explain what defines an A, B or C grade property.</p><p> </p><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Not all properties are created equal, and knowing what grade a property might be can help inform your buying decisions. Emily and John from my millennial property explain what defines an A, B or C grade property.</p><p> </p><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>explaining super contribution caps</title>
			<itunes:title>explaining super contribution caps</itunes:title>
			<pubDate>Tue, 25 Jul 2023 19:10:15 GMT</pubDate>
			<itunes:duration>4:33</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0181</link>
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			<acast:episodeUrl>0181</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Let's chat about super contribution caps! Glen explains concessional and non-concessional contribution caps and the benefit of the carry-forward rule.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Let's chat about super contribution caps! Glen explains concessional and non-concessional contribution caps and the benefit of the carry-forward rule.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how do I manage an underperforming team member?</title>
			<itunes:title>how do I manage an underperforming team member?</itunes:title>
			<pubDate>Mon, 24 Jul 2023 19:10:59 GMT</pubDate>
			<itunes:duration>7:59</itunes:duration>
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			<acast:episodeUrl>0180</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>One of the common parts of being a leader is managing underperformance in your team. In this chat Shell from my millennial career and leadership communication coach Shane Hatton discuss the best ways to help a team member lift their game.</p><br><p><a href="https://www.atlassian.com/agile/agile-at-scale/okr" rel="noopener noreferrer" target="_blank">Atlassian's guide to setting objectives and key results (OKRs)</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>One of the common parts of being a leader is managing underperformance in your team. In this chat Shell from my millennial career and leadership communication coach Shane Hatton discuss the best ways to help a team member lift their game.</p><br><p><a href="https://www.atlassian.com/agile/agile-at-scale/okr" rel="noopener noreferrer" target="_blank">Atlassian's guide to setting objectives and key results (OKRs)</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>upgrading your PPOR vs using the equity to buy an investment </title>
			<itunes:title>upgrading your PPOR vs using the equity to buy an investment </itunes:title>
			<pubDate>Sun, 23 Jul 2023 19:10:52 GMT</pubDate>
			<itunes:duration>4:40</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0179</link>
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			<acast:episodeUrl>0179</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Would you sell your house to buy another, or use the equity to purchase an investment? Glen and John chat about this question that was posted in the <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">my millennial money Facebook group</a>.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Would you sell your house to buy another, or use the equity to purchase an investment? Glen and John chat about this question that was posted in the <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">my millennial money Facebook group</a>.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>home buying anxiety</title>
			<itunes:title>home buying anxiety</itunes:title>
			<pubDate>Thu, 20 Jul 2023 19:10:35 GMT</pubDate>
			<itunes:duration>6:01</itunes:duration>
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			<acast:episodeUrl>home-buying-anxiety</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Whether it's the thought of putting down such a large amount of money, entering a joint venture or taking on a mortgage, experiencing anxiety on your property buying journey is completely normal and common. John and Emily from my millennial property chat about this feeling. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Whether it's the thought of putting down such a large amount of money, entering a joint venture or taking on a mortgage, experiencing anxiety on your property buying journey is completely normal and common. John and Emily from my millennial property chat about this feeling. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>increasing the value of your property</title>
			<itunes:title>increasing the value of your property</itunes:title>
			<pubDate>Wed, 19 Jul 2023 19:10:53 GMT</pubDate>
			<itunes:duration>6:57</itunes:duration>
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			<acast:episodeUrl>0177</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Renovations are a great way to boost how much your property is worth - Emily and John from my millennial property discuss some ways to increase the value of your home. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Renovations are a great way to boost how much your property is worth - Emily and John from my millennial property discuss some ways to increase the value of your home. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>breaking up with your mortgage broker</title>
			<itunes:title>breaking up with your mortgage broker</itunes:title>
			<pubDate>Tue, 18 Jul 2023 19:10:58 GMT</pubDate>
			<itunes:duration>6:35</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0176</link>
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			<acast:episodeUrl>0176</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/1757561441949-5e852b38-eb05-445f-8a5e-f821df450424.jpeg"/>
			<description><![CDATA[<p>Not happy with your mortgage broker and thinking of letting them go? Let's talk about it.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Not happy with your mortgage broker and thinking of letting them go? Let's talk about it.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how leaders can build trust with their team</title>
			<itunes:title>how leaders can build trust with their team</itunes:title>
			<pubDate>Mon, 17 Jul 2023 19:10:11 GMT</pubDate>
			<itunes:duration>9:22</itunes:duration>
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			<acast:episodeUrl>0175</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Want to know the top ways you can build trust as a leader of people? Shell from my millennial career and leadership communication expert Shane Hatton share how. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want to know the top ways you can build trust as a leader of people? Shell from my millennial career and leadership communication expert Shane Hatton share how. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>spending guilt + money mindset</title>
			<itunes:title>spending guilt + money mindset</itunes:title>
			<pubDate>Sun, 16 Jul 2023 19:10:10 GMT</pubDate>
			<itunes:duration>8:22</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Do you feel guilty whenever you spend money? Glen and John chat about money mindset.</p><br><p>Remember to chat with your GP if you are experiencing any issues in regards to your mental health. <a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health" rel="noopener noreferrer" target="_blank">Check out our resource list of support services</a> that could help you or someone you know work through money or mental health concerns.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you feel guilty whenever you spend money? Glen and John chat about money mindset.</p><br><p>Remember to chat with your GP if you are experiencing any issues in regards to your mental health. <a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health" rel="noopener noreferrer" target="_blank">Check out our resource list of support services</a> that could help you or someone you know work through money or mental health concerns.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>getting your property valued</title>
			<itunes:title>getting your property valued</itunes:title>
			<pubDate>Thu, 13 Jul 2023 19:10:24 GMT</pubDate>
			<itunes:duration>5:59</itunes:duration>
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			<description><![CDATA[<p>Whether you're getting a property valuation to draw out equity or sell your home, Glen and John explains why it's worth getting more than one valuation. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Whether you're getting a property valuation to draw out equity or sell your home, Glen and John explains why it's worth getting more than one valuation. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>emotionally preparing to buy a home + tips for pre-auction offers</title>
			<itunes:title>emotionally preparing to buy a home + tips for pre-auction offers</itunes:title>
			<pubDate>Wed, 12 Jul 2023 19:10:32 GMT</pubDate>
			<itunes:duration>6:42</itunes:duration>
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			<description><![CDATA[<p>John and Emily from my millennial property discuss two questions: 1) How do you when you're emotionally ready to start placing offers and not just researching properties and 2) what are some tips for putting in pre-auction offers!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily from my millennial property discuss two questions: 1) How do you when you're emotionally ready to start placing offers and not just researching properties and 2) what are some tips for putting in pre-auction offers!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>comparing super funds + active vs passive management</title>
			<itunes:title>comparing super funds + active vs passive management</itunes:title>
			<pubDate>Tue, 11 Jul 2023 19:10:44 GMT</pubDate>
			<itunes:duration>5:19</itunes:duration>
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			<description><![CDATA[<p>Comparing super funds? Here's why the asset allocation within those funds matters.</p><br><p>📘 <a href="https://bit.ly/mmd-symo" rel="noopener noreferrer" target="_blank">Sort Your Money Out &amp; Get Invested by Glen James</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Comparing super funds? Here's why the asset allocation within those funds matters.</p><br><p>📘 <a href="https://bit.ly/mmd-symo" rel="noopener noreferrer" target="_blank">Sort Your Money Out &amp; Get Invested by Glen James</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>clarifying expectations with your boss</title>
			<itunes:title>clarifying expectations with your boss</itunes:title>
			<pubDate>Mon, 10 Jul 2023 19:10:55 GMT</pubDate>
			<itunes:duration>8:20</itunes:duration>
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			<description><![CDATA[<p>Do you feel like your boss's expectations of you are unreasonable? Shell from my millennial career and leadership communication expert Shane Hatton discuss how to have a conversation with your manager about their expectations.</p><br><p>📒 <a href="https://booktopia.kh4ffx.net/5bQ12b" rel="noopener noreferrer" target="_blank">Let's Talk Culture by Shane Michael Hatton</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you feel like your boss's expectations of you are unreasonable? Shell from my millennial career and leadership communication expert Shane Hatton discuss how to have a conversation with your manager about their expectations.</p><br><p>📒 <a href="https://booktopia.kh4ffx.net/5bQ12b" rel="noopener noreferrer" target="_blank">Let's Talk Culture by Shane Michael Hatton</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using an SMSF to buy property</title>
			<itunes:title>using an SMSF to buy property</itunes:title>
			<pubDate>Sun, 09 Jul 2023 19:10:46 GMT</pubDate>
			<itunes:duration>8:50</itunes:duration>
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			<description><![CDATA[<p>Is it a good idea to set up a self-managed super fund to purchase a property? Let's chat about what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is it a good idea to set up a self-managed super fund to purchase a property? Let's chat about what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>managing financial anxiety</title>
			<itunes:title>managing financial anxiety</itunes:title>
			<pubDate>Thu, 06 Jul 2023 19:10:01 GMT</pubDate>
			<itunes:duration>6:37</itunes:duration>
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			<description><![CDATA[<p>Does the thought of checking your bank account bring you anxiety? Glen from my millennial money and Nick from my millennial investor chat about some practical strategies you could try. </p><br><p>Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.</p><br><p><a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health" rel="noopener noreferrer" target="_blank">Check out our resource list of support services</a> that could help you or someone you know work through money or mental health concerns.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Does the thought of checking your bank account bring you anxiety? Glen from my millennial money and Nick from my millennial investor chat about some practical strategies you could try. </p><br><p>Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.</p><br><p><a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health" rel="noopener noreferrer" target="_blank">Check out our resource list of support services</a> that could help you or someone you know work through money or mental health concerns.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>sell or hold a poor performing property + parental guarantee on land</title>
			<itunes:title>sell or hold a poor performing property + parental guarantee on land</itunes:title>
			<pubDate>Wed, 05 Jul 2023 19:10:01 GMT</pubDate>
			<itunes:duration>4:04</itunes:duration>
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			<description><![CDATA[<p>Emily and John from my millennial property chat about when to consider selling your investment property and whether or not you can get a parental guarantee on a block of land with an incomplete build. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emily and John from my millennial property chat about when to consider selling your investment property and whether or not you can get a parental guarantee on a block of land with an incomplete build. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when should I sell my shares?</title>
			<itunes:title>when should I sell my shares?</itunes:title>
			<pubDate>Tue, 04 Jul 2023 19:10:06 GMT</pubDate>
			<itunes:duration>8:03</itunes:duration>
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			<description><![CDATA[<p>The question of when to sell down on your shares comes up regularly in our community! Glen from my millennial money and Nick from my millennial investor share their thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The question of when to sell down on your shares comes up regularly in our community! Glen from my millennial money and Nick from my millennial investor share their thoughts.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[I don't think my manager likes me]]></title>
			<itunes:title><![CDATA[I don't think my manager likes me]]></itunes:title>
			<pubDate>Mon, 03 Jul 2023 19:10:32 GMT</pubDate>
			<itunes:duration>5:50</itunes:duration>
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			<description><![CDATA[<p>Feeling like your manager plays favourites or doesn't really like you can be challenging! Shell from my millennial career shares a tip for how you can try to strengthen the relationship.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Feeling like your manager plays favourites or doesn't really like you can be challenging! Shell from my millennial career shares a tip for how you can try to strengthen the relationship.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a property with a partner who is a spender</title>
			<itunes:title>buying a property with a partner who is a spender</itunes:title>
			<pubDate>Sun, 02 Jul 2023 19:10:02 GMT</pubDate>
			<itunes:duration>8:44</itunes:duration>
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			<description><![CDATA[<p>Do you or your partner identify as a self-confessed spender? Glen and Nick from my millennial investor discuss a question about being in a relationship with someone who loooooves to get ✨spendy✨!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you or your partner identify as a self-confessed spender? Glen and Nick from my millennial investor discuss a question about being in a relationship with someone who loooooves to get ✨spendy✨!</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to pick quality companies to invest in</title>
			<itunes:title>how to pick quality companies to invest in</itunes:title>
			<pubDate>Thu, 29 Jun 2023 19:10:25 GMT</pubDate>
			<itunes:duration>8:32</itunes:duration>
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			<description><![CDATA[<p>Equities analyst Roger Montgomery is back with Glen to unpack what to look out for when picking quality businesses to invest in.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Equities analyst Roger Montgomery is back with Glen to unpack what to look out for when picking quality businesses to invest in.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>post-property purchase payments explained</title>
			<itunes:title>post-property purchase payments explained</itunes:title>
			<pubDate>Wed, 28 Jun 2023 19:10:40 GMT</pubDate>
			<itunes:duration>5:49</itunes:duration>
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			<description><![CDATA[<p>So your offer on a property has been accepted, congratulations! Now what? John and Emily from my millennial property discuss what comes next including the logistics of paying your deposit &amp; stamp duty and commencing mortgage repayments.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>So your offer on a property has been accepted, congratulations! Now what? John and Emily from my millennial property discuss what comes next including the logistics of paying your deposit &amp; stamp duty and commencing mortgage repayments.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what is a value investor?</title>
			<itunes:title>what is a value investor?</itunes:title>
			<pubDate>Tue, 27 Jun 2023 19:10:52 GMT</pubDate>
			<itunes:duration>7:59</itunes:duration>
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			<description><![CDATA[<p>Equities analyst and author Roger Montgomery explains the strategy of value investing.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Equities analyst and author Roger Montgomery explains the strategy of value investing.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>pitching your ideas at work</title>
			<itunes:title>pitching your ideas at work</itunes:title>
			<pubDate>Mon, 26 Jun 2023 19:10:40 GMT</pubDate>
			<itunes:duration>5:23</itunes:duration>
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			<description><![CDATA[<p>Can you see ways to improve things in your workplace but feel like your ideas aren't being taken seriously? Shell shares some tips to get your manager's buy in. </p><br><p><a href="https://booktopia.kh4ffx.net/21QYyM" rel="noopener noreferrer" target="_blank">To Sell is Human by Daniel Pink</a></p><br><p><a href="https://www.prosci.com/methodology/adkar#:~:text=The%20word%20%E2%80%9CADKAR%E2%80%9D%20is%20an,%2C%20Knowledge%2C%20Ability%20and%20Reinforcement." rel="noopener noreferrer" target="_blank">ADKAR change management model</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Can you see ways to improve things in your workplace but feel like your ideas aren't being taken seriously? Shell shares some tips to get your manager's buy in. </p><br><p><a href="https://booktopia.kh4ffx.net/21QYyM" rel="noopener noreferrer" target="_blank">To Sell is Human by Daniel Pink</a></p><br><p><a href="https://www.prosci.com/methodology/adkar#:~:text=The%20word%20%E2%80%9CADKAR%E2%80%9D%20is%20an,%2C%20Knowledge%2C%20Ability%20and%20Reinforcement." rel="noopener noreferrer" target="_blank">ADKAR change management model</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should you sell or hold a winning stock?</title>
			<itunes:title>should you sell or hold a winning stock?</itunes:title>
			<pubDate>Sun, 25 Jun 2023 19:10:15 GMT</pubDate>
			<itunes:duration>7:37</itunes:duration>
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			<description><![CDATA[<p>What do you do when your investment skyrockets? Should you hold, or sell when the going's good? Glen asks leading equities analyst and author Roger Montgomery.</p><br><p>Enjoyed this? You can catch the full convo on my millennial money - 🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/623b" rel="noopener noreferrer" target="_blank">episode 623b</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What do you do when your investment skyrockets? Should you hold, or sell when the going's good? Glen asks leading equities analyst and author Roger Montgomery.</p><br><p>Enjoyed this? You can catch the full convo on my millennial money - 🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/623b" rel="noopener noreferrer" target="_blank">episode 623b</a></p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to switch career paths</title>
			<itunes:title>how to switch career paths</itunes:title>
			<pubDate>Thu, 22 Jun 2023 19:10:41 GMT</pubDate>
			<itunes:duration>8:25</itunes:duration>
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			<description><![CDATA[<p>Changing careers is super common and according to research, it's likely you'll do it a few times throughout your working life. Shell shares some tips for how to work out your next move. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Changing careers is super common and according to research, it's likely you'll do it a few times throughout your working life. Shell shares some tips for how to work out your next move. </p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>tenants in common vs joint tenants</title>
			<itunes:title>tenants in common vs joint tenants</itunes:title>
			<pubDate>Wed, 21 Jun 2023 19:10:39 GMT</pubDate>
			<itunes:duration>7:32</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>When co-owning a property, what's the difference between tenants in common and joint tenants? Anna Cruckshank from Aubrey Brown Lawyers explains.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When co-owning a property, what's the difference between tenants in common and joint tenants? Anna Cruckshank from Aubrey Brown Lawyers explains.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>getting out of a novated lease early</title>
			<itunes:title>getting out of a novated lease early</itunes:title>
			<pubDate>Tue, 20 Jun 2023 19:10:32 GMT</pubDate>
			<itunes:duration>7:05</itunes:duration>
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			<acast:episodeUrl>0156</acast:episodeUrl>
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			<description><![CDATA[<p>Some employers allow you to finance a car through a salary packaging agreement called a novated lease, but what if you want to get out of that lease early?  Glen and John chat about what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Some employers allow you to finance a car through a salary packaging agreement called a novated lease, but what if you want to get out of that lease early?  Glen and John chat about what to consider.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what to do if you work for a micro-manager or narcissistic</title>
			<itunes:title>what to do if you work for a micro-manager or narcissistic</itunes:title>
			<pubDate>Mon, 19 Jun 2023 19:10:41 GMT</pubDate>
			<itunes:duration>8:32</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Shell gives some tips on what you can do if you find yourself working for a micromanager or someone with narcissistic behaviours.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell gives some tips on what you can do if you find yourself working for a micromanager or someone with narcissistic behaviours.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a laptop with BNPL, interest-free or salary sacrifice</title>
			<itunes:title>buying a laptop with BNPL, interest-free or salary sacrifice</itunes:title>
			<pubDate>Sun, 18 Jun 2023 19:10:43 GMT</pubDate>
			<itunes:duration>12:47</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0154</link>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Glen and John discuss a question from Taizya about buying a laptop and give their thoughts on BNPL, interest-free purchases and credit card balance transfers.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Glen and John discuss a question from Taizya about buying a laptop and give their thoughts on BNPL, interest-free purchases and credit card balance transfers.</p><br><p>We hate email spam so we don’t create it! <a href="https://www.mymillennial.money/newsletter-subscribe" rel="noopener noreferrer" target="_blank">Sign up to our newsletter</a> to get only the valuable money, careers and property info you need.</p><br><p>To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), <a href="https://www.mymillennial.money/shownotes" rel="noopener noreferrer" target="_blank">click here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>company loyalty: stay or go + starting a new career path</title>
			<itunes:title>company loyalty: stay or go + starting a new career path</itunes:title>
			<pubDate>Thu, 15 Jun 2023 19:10:21 GMT</pubDate>
			<itunes:duration>14:55</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0153</link>
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			<acast:episodeUrl>0153</acast:episodeUrl>
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			<description><![CDATA[<p>Lachlan's on the verge of burnout and is thinking about quitting his job to start a business, but he's worried about leaving his employer in the lurch as the company isn't doing well. Glen and John chat about Lachlan's situation and share their thoughts on company loyalty and finding fulfilment and passion in your career.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Lachlan's on the verge of burnout and is thinking about quitting his job to start a business, but he's worried about leaving his employer in the lurch as the company isn't doing well. Glen and John chat about Lachlan's situation and share their thoughts on company loyalty and finding fulfilment and passion in your career.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using a trust to buy property with family</title>
			<itunes:title>using a trust to buy property with family</itunes:title>
			<pubDate>Wed, 14 Jun 2023 19:10:35 GMT</pubDate>
			<itunes:duration>8:02</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0152</link>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0152</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Thinking about using a trust as an investment vehicle for a joint venture? John and Anna Cruckshank from <a href="https://www.aubreybrown.com.au/" rel="noopener noreferrer" target="_blank">Aubrey Brown Lawyers</a> discuss two types of trusts and a listener case study. </p><br><p>Full convo over on my millennial property - 🎧&nbsp;<a href="https://shows.acast.com/my-millennial-property/episodes/522" rel="noopener noreferrer" target="_blank">522 prenups, trusts, title insurance, joint venture contracts + more (Q&amp;A with a lawyer)</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking about using a trust as an investment vehicle for a joint venture? John and Anna Cruckshank from <a href="https://www.aubreybrown.com.au/" rel="noopener noreferrer" target="_blank">Aubrey Brown Lawyers</a> discuss two types of trusts and a listener case study. </p><br><p>Full convo over on my millennial property - 🎧&nbsp;<a href="https://shows.acast.com/my-millennial-property/episodes/522" rel="noopener noreferrer" target="_blank">522 prenups, trusts, title insurance, joint venture contracts + more (Q&amp;A with a lawyer)</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[feeling pressure to buy a property before you're ready]]></title>
			<itunes:title><![CDATA[feeling pressure to buy a property before you're ready]]></itunes:title>
			<pubDate>Tue, 13 Jun 2023 19:10:01 GMT</pubDate>
			<itunes:duration>7:50</itunes:duration>
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			<acast:episodeUrl>0151</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Is one of your goals to buy a property? It's a big and awesome goal to have but make sure you're not rushing into things without a strong financial foundation.</p><br><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify" rel="noopener noreferrer" target="_blank">Check out the Glen James Spending Plan</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is one of your goals to buy a property? It's a big and awesome goal to have but make sure you're not rushing into things without a strong financial foundation.</p><br><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify" rel="noopener noreferrer" target="_blank">Check out the Glen James Spending Plan</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to ask for more positive feedback from your manager</title>
			<itunes:title>how to ask for more positive feedback from your manager</itunes:title>
			<pubDate>Mon, 12 Jun 2023 19:10:20 GMT</pubDate>
			<itunes:duration>6:52</itunes:duration>
			<enclosure url="https://sphinx.acast.com/p/open/s/647d2190d035fa00119ebf2f/e/64857aaf2b317a0011259e40/media.mp3" length="13281839" type="audio/mpeg"/>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/0150</link>
			<acast:episodeId>64857aaf2b317a0011259e40</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>0150</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>Do you have a manager who's a little light on the positive feedback and you're unsure how to bring it up without coming across super needy? We feel ya! Shell gives some tips for how to have the conversation.</p><br><p>📕 Ego is the Enemy by Ryan Holiday: <a href="https://booktopia.kh4ffx.net/VyXQ66" rel="noopener noreferrer" target="_blank">https://booktopia.kh4ffx.net/VyXQ66</a></p><br><p>Listen to the full episode over on my millennial career - 🎧&nbsp;<a href="https://shows.acast.com/my-millennial-career/episodes/522" rel="noopener noreferrer" target="_blank">99ish boss problems and how to handle them</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you have a manager who's a little light on the positive feedback and you're unsure how to bring it up without coming across super needy? We feel ya! Shell gives some tips for how to have the conversation.</p><br><p>📕 Ego is the Enemy by Ryan Holiday: <a href="https://booktopia.kh4ffx.net/VyXQ66" rel="noopener noreferrer" target="_blank">https://booktopia.kh4ffx.net/VyXQ66</a></p><br><p>Listen to the full episode over on my millennial career - 🎧&nbsp;<a href="https://shows.acast.com/my-millennial-career/episodes/522" rel="noopener noreferrer" target="_blank">99ish boss problems and how to handle them</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>making catch-up super concessional contributions</title>
			<itunes:title>making catch-up super concessional contributions</itunes:title>
			<pubDate>Sun, 11 Jun 2023 19:10:51 GMT</pubDate>
			<itunes:duration>8:21</itunes:duration>
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			<acast:episodeUrl>0149</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
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			<description><![CDATA[<p>Each year the amount you can add to your super through concessional contributions is capped, but the carry-forward rule allows you to contribute unused cap amounts from previous years which some people call "catch up concessional contributions". Financial advisers Alex Luck and Scott Taylor from Everest Wealth explain how it works.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Each year the amount you can add to your super through concessional contributions is capped, but the carry-forward rule allows you to contribute unused cap amounts from previous years which some people call "catch up concessional contributions". Financial advisers Alex Luck and Scott Taylor from Everest Wealth explain how it works.</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is produced by SYMO interactive, home of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>house paid off, investing after age 50</title>
			<itunes:title>house paid off, investing after age 50</itunes:title>
			<pubDate>Thu, 08 Jun 2023 19:10:48 GMT</pubDate>
			<itunes:duration>6:17</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/148</link>
			<acast:episodeId>647d77b897361c0011e3babf</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>148</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Michael's just turned 50. He's paid off his house, has no debt and is thinking of investing so he can drop back to part time work, but is it too late to invest? Glen unpacks the case study with financial advisers Scott and Alex from Everest Wealth.</p><br><p>Listen to the full convo on my millennial money - 🎧 episode 623</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Michael's just turned 50. He's paid off his house, has no debt and is thinking of investing so he can drop back to part time work, but is it too late to invest? Glen unpacks the case study with financial advisers Scott and Alex from Everest Wealth.</p><br><p>Listen to the full convo on my millennial money - 🎧 episode 623</p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>going to hr vs fair work vs your union vs lawyers</title>
			<itunes:title>going to hr vs fair work vs your union vs lawyers</itunes:title>
			<pubDate>Wed, 07 Jun 2023 19:10:20 GMT</pubDate>
			<itunes:duration>11:26</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>147</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Who should you involve when you need to resolve an issue at work? Shell unpacks the question with HR specialist and podcast host of Interview Boss, Sarah Smith.</p><br><p>Listen to the full convo on my millennial career - 🎧 <a href="https://shows.acast.com/my-millennial-career/episodes/502" rel="noopener noreferrer" target="_blank">when to go to HR + answering all your HR questions</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Who should you involve when you need to resolve an issue at work? Shell unpacks the question with HR specialist and podcast host of Interview Boss, Sarah Smith.</p><br><p>Listen to the full convo on my millennial career - 🎧 <a href="https://shows.acast.com/my-millennial-career/episodes/502" rel="noopener noreferrer" target="_blank">when to go to HR + answering all your HR questions</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>does money buy happiness?</title>
			<itunes:title>does money buy happiness?</itunes:title>
			<pubDate>Tue, 06 Jun 2023 19:10:03 GMT</pubDate>
			<itunes:duration>8:42</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/146</link>
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			<acast:episodeUrl>146</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Does money buy happiness? Who better to ask than happiness researcher Declan Edwards!</p><br><p>Listen to the full convo on my millennial money - 🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/619b" rel="noopener noreferrer" target="_blank">619b does money truly buy happiness? + how to cultivate happiness</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Does money buy happiness? Who better to ask than happiness researcher Declan Edwards!</p><br><p>Listen to the full convo on my millennial money - 🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/619b" rel="noopener noreferrer" target="_blank">619b does money truly buy happiness? + how to cultivate happiness</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to build your personal brand</title>
			<itunes:title>how to build your personal brand</itunes:title>
			<pubDate>Mon, 05 Jun 2023 19:10:33 GMT</pubDate>
			<itunes:duration>11:12</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/145</link>
			<acast:episodeId>647d71e084801c00116ea6b2</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>145</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Personal brand expert Matt Purcell shares some easy and practical formulas you can use to clearly communicate who you are and what you do.</p><br><p>Listen to the full convo on my millennial career - 🎧&nbsp;<a href="https://shows.acast.com/my-millennial-career/episodes/506" rel="noopener noreferrer" target="_blank">how to build your personal brand</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Personal brand expert Matt Purcell shares some easy and practical formulas you can use to clearly communicate who you are and what you do.</p><br><p>Listen to the full convo on my millennial career - 🎧&nbsp;<a href="https://shows.acast.com/my-millennial-career/episodes/506" rel="noopener noreferrer" target="_blank">how to build your personal brand</a></p><br><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney" rel="noopener noreferrer" target="_blank">Join our facebook group</a></p><br><p>my millennial daily is a production of my millennial money.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>preparing to buy your first home</title>
			<itunes:title>preparing to buy your first home</itunes:title>
			<pubDate>Sun, 04 Jun 2023 19:00:00 GMT</pubDate>
			<itunes:duration>4:00</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>144</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>While you’re saving up your home deposit, what else can you be doing to prepare? Mortgage broker Rachelle Kroon shares some tips.</p><p>Listen to the full convo on my millennial money - 🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/606b">episode 606b</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>While you’re saving up your home deposit, what else can you be doing to prepare? Mortgage broker Rachelle Kroon shares some tips.</p><p>Listen to the full convo on my millennial money - 🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/606b">episode 606b</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>4 ways to make more money in your career</title>
			<itunes:title>4 ways to make more money in your career</itunes:title>
			<pubDate>Thu, 01 Jun 2023 19:00:00 GMT</pubDate>
			<itunes:duration>12:10</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>143</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>In this snippet of an episode from my millennial career, Glen explains four ways to increase your income in a way that can lead to having an uncapped earning potential.</p><p>Check out <a href="https://www.mymillennial.money/blog/glen-jamess-advanced-income-quadrant">Glen's advanced income quadrant framework</a></p><p>Listen to the full convo on my millennial career - 🎧 4 ways to make more money in your career with Glen James</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this snippet of an episode from my millennial career, Glen explains four ways to increase your income in a way that can lead to having an uncapped earning potential.</p><p>Check out <a href="https://www.mymillennial.money/blog/glen-jamess-advanced-income-quadrant">Glen's advanced income quadrant framework</a></p><p>Listen to the full convo on my millennial career - 🎧 4 ways to make more money in your career with Glen James</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>managing impulsive spending habits</title>
			<itunes:title>managing impulsive spending habits</itunes:title>
			<pubDate>Wed, 31 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:49</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>142</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>If you're an impulsive spender then having good systems in place can help you manage your money better. As a self-confessed spender, Glen shares some of the strategies he uses to govern his spending habits.</p><p>Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.</p><p><a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health">Check out our resource list of support services</a> that could help you or someone you know work through money or mental health concerns.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're an impulsive spender then having good systems in place can help you manage your money better. As a self-confessed spender, Glen shares some of the strategies he uses to govern his spending habits.</p><p>Remember to chat with your GP if you are experiencing any issues in regards to your mental health or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14.</p><p><a href="https://www.mymillennial.money/blog/get-help-with-money-or-mental-health">Check out our resource list of support services</a> that could help you or someone you know work through money or mental health concerns.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>changing super investment options during market shifts</title>
			<itunes:title>changing super investment options during market shifts</itunes:title>
			<pubDate>Tue, 30 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>4:27</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>141</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Should you change your super investment options from high growth to conservative when market trends suggest an impending recession?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you change your super investment options from high growth to conservative when market trends suggest an impending recession?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>giving feedback to your leader</title>
			<itunes:title>giving feedback to your leader</itunes:title>
			<pubDate>Mon, 29 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>9:18</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/647d219a1ff513001105a4ec</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>140</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>In this snippet of an episode from my millennial career, Shell and leadership communication expert Shane Hatton talk about leading up, giving feedback to your manager and the importance of intent before content.</p><p>Listen to the full chat over on my millennial career - 🎧 leading up: how to have tough convos with your boss</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this snippet of an episode from my millennial career, Shell and leadership communication expert Shane Hatton talk about leading up, giving feedback to your manager and the importance of intent before content.</p><p>Listen to the full chat over on my millennial career - 🎧 leading up: how to have tough convos with your boss</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>increasing rent on your property</title>
			<itunes:title>increasing rent on your property</itunes:title>
			<pubDate>Sun, 28 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:25</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>139</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>If you own a rental property, increasing the rent is something you'll need to consider and navigate with your tenant. So how do you work out what's fair and reasonable particularly when times are tough?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you own a rental property, increasing the rent is something you'll need to consider and navigate with your tenant. So how do you work out what's fair and reasonable particularly when times are tough?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is a side hustle taxed?</title>
			<itunes:title>is a side hustle taxed?</itunes:title>
			<pubDate>Thu, 25 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>5:55</itunes:duration>
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			<itunes:episode>138</itunes:episode>
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			<description><![CDATA[<p>Side hustles and hobbies - let's chat about what you need to know about tax.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Side hustles and hobbies - let's chat about what you need to know about tax.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>money tips for moving abroad temporarily</title>
			<itunes:title>money tips for moving abroad temporarily</itunes:title>
			<pubDate>Wed, 24 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:50</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>137</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4ef.jpg"/>
			<description><![CDATA[<p>Planning to go overseas temporarily? Glen and John give some money tips.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Planning to go overseas temporarily? Glen and John give some money tips.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using equity from your home to buy a second property</title>
			<itunes:title>using equity from your home to buy a second property</itunes:title>
			<pubDate>Tue, 23 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>4:38</itunes:duration>
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			<itunes:episode>136</itunes:episode>
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			<description><![CDATA[<p>John and Emily from my millennial property chat about how to work out how much equity you have in your home to use towards a second property purchase.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John and Emily from my millennial property chat about how to work out how much equity you have in your home to use towards a second property purchase.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how do I give my parents financial advice without upsetting them?</title>
			<itunes:title>how do I give my parents financial advice without upsetting them?</itunes:title>
			<pubDate>Mon, 22 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>5:29</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>135</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4f1.jpg"/>
			<description><![CDATA[<p>Nobody likes getting unsolicited advice! But what if you're keen to help mum and/or dad manage money better, how do you have that conversation? Glen and John give some conversation starters.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Nobody likes getting unsolicited advice! But what if you're keen to help mum and/or dad manage money better, how do you have that conversation? Glen and John give some conversation starters.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>receiving a big inheritance</title>
			<itunes:title>receiving a big inheritance</itunes:title>
			<pubDate>Sun, 21 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:20</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>134</itunes:episode>
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			<description><![CDATA[<p>If you received a $500k lump sum, what would you do with the money? Glen and John share their thoughts and a general rule of thumb when it comes to receiving inheritances.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you received a $500k lump sum, what would you do with the money? Glen and John share their thoughts and a general rule of thumb when it comes to receiving inheritances.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>overcoming self doubt by finding the strengths in your career story</title>
			<itunes:title>overcoming self doubt by finding the strengths in your career story</itunes:title>
			<pubDate>Thu, 18 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:02</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/647d219a1ff513001105a4f3</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>133</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4f3.jpg"/>
			<description><![CDATA[<p>When you face moments of self doubt and imposter syndrome in your career (because we all will!), the key is to find the strengths in your unique story. Here's some examples of how you can frame your strengths in a job interview.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When you face moments of self doubt and imposter syndrome in your career (because we all will!), the key is to find the strengths in your unique story. Here's some examples of how you can frame your strengths in a job interview.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a house next to high voltage powerlines</title>
			<itunes:title>buying a house next to high voltage powerlines</itunes:title>
			<pubDate>Wed, 17 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>5:16</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/647d219a1ff513001105a4f4</link>
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			<itunes:episode>132</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4f4.jpg"/>
			<description><![CDATA[<p>Thinking of buying a house that's situated near powerlines? You may want to consider this before you do.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking of buying a house that's situated near powerlines? You may want to consider this before you do.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>help! I think my new workplace is toxic</title>
			<itunes:title>help! I think my new workplace is toxic</itunes:title>
			<pubDate>Tue, 16 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>11:15</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>131</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4f5.jpg"/>
			<description><![CDATA[<p>That awkward moment when you start a new job and realise you've made a fatal error. Maybe you're feeling like the job just isn't right for you or the culture actually SUCKS. If you're in this predicament, here's a bit of advice!</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>That awkward moment when you start a new job and realise you've made a fatal error. Maybe you're feeling like the job just isn't right for you or the culture actually SUCKS. If you're in this predicament, here's a bit of advice!</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>balanced or high growth: 7 years from accessing super</title>
			<itunes:title>balanced or high growth: 7 years from accessing super</itunes:title>
			<pubDate>Mon, 15 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>9:34</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>130</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4f6.jpg"/>
			<description><![CDATA[<p>If you or someone you know is in their mid 50s or entering pre-retirement, here are some considerations when it comes to planning your financial strategy.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you or someone you know is in their mid 50s or entering pre-retirement, here are some considerations when it comes to planning your financial strategy.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[make sure you're not headed for burnout]]></title>
			<itunes:title><![CDATA[make sure you're not headed for burnout]]></itunes:title>
			<pubDate>Sun, 14 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:45</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>129</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4f7.png"/>
			<description><![CDATA[<p>Feeling like you're burning the candle at both ends? Burnout can affect anyone, this is your PSA to remember to check in with yourself!</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Feeling like you're burning the candle at both ends? Burnout can affect anyone, this is your PSA to remember to check in with yourself!</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>are you doing non-promotable tasks at work?</title>
			<itunes:title>are you doing non-promotable tasks at work?</itunes:title>
			<pubDate>Thu, 11 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:58</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a4f8</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>are-you-doing-non-promotable-tasks-at-work</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>128</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4f8.jpg"/>
			<description><![CDATA[<p>How much time are you spending at work doing non-promotable tasks? In today's episode Shell shares some examples of non-promotable work.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How much time are you spending at work doing non-promotable tasks? In today's episode Shell shares some examples of non-promotable work.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>best tips for teaching your kids about property</title>
			<itunes:title>best tips for teaching your kids about property</itunes:title>
			<pubDate>Wed, 10 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>9:18</itunes:duration>
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			<acast:episodeUrl>best-tips-for-teaching-your-kids-about-property</acast:episodeUrl>
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			<itunes:episode>127</itunes:episode>
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			<description><![CDATA[<p>Want your kids to learn about the power of buying property sooner than you did? Here's some ideas for how you can create teaching moments.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Want your kids to learn about the power of buying property sooner than you did? Here's some ideas for how you can create teaching moments.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what will you be proud of when you're 75?]]></title>
			<itunes:title><![CDATA[what will you be proud of when you're 75?]]></itunes:title>
			<pubDate>Tue, 09 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:42</itunes:duration>
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			<acast:episodeUrl>what-will-you-be-proud-of-when-youre-75</acast:episodeUrl>
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			<itunes:episode>126</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4fa.jpg"/>
			<description><![CDATA[<p>We asked you what you would want to be proud of when you reflect on your life in your prime years and here's what you said.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We asked you what you would want to be proud of when you reflect on your life in your prime years and here's what you said.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>talking about your salary expectation in an interview</title>
			<itunes:title>talking about your salary expectation in an interview</itunes:title>
			<pubDate>Mon, 08 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>9:37</itunes:duration>
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			<acast:episodeUrl>talking-about-your-salary-expectation-in-an-interview</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>125</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4fb.jpg"/>
			<description><![CDATA[<p>Talk about awkward! How do you say how much money you want without sounding like a jerk? Let's unpack it.</p><p>Check out the Hays Salary Checker here: <a href="https://www.hays.com.au/salary-guide/salary-checker">https://www.hays.com.au/salary-guide/salary-checker</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Talk about awkward! How do you say how much money you want without sounding like a jerk? Let's unpack it.</p><p>Check out the Hays Salary Checker here: <a href="https://www.hays.com.au/salary-guide/salary-checker">https://www.hays.com.au/salary-guide/salary-checker</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[HELP debt indexation: when to pay extra & key dates]]></title>
			<itunes:title><![CDATA[HELP debt indexation: when to pay extra & key dates]]></itunes:title>
			<pubDate>Sun, 07 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:11</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>124</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4fc.jpg"/>
			<description><![CDATA[<p>Should you pay off your HELP debt with increasing indexation? Great question. Let's chat about when you might consider paying it off.</p><p>Learn more: <a href="https://www.mymillennial.money/helpdebt">https://www.mymillennial.money/helpdebt</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Should you pay off your HELP debt with increasing indexation? Great question. Let's chat about when you might consider paying it off.</p><p>Learn more: <a href="https://www.mymillennial.money/helpdebt">https://www.mymillennial.money/helpdebt</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>values-based budgeting</title>
			<itunes:title>values-based budgeting</itunes:title>
			<pubDate>Thu, 04 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>9:34</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>values-based-budgeting</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>123</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4fd.jpg"/>
			<description><![CDATA[<p>We all wrestle with the tension between spending money on stuff that we want vs stuff that we need! Values-based budgeting can be a way to help you prioritise your spending decisions.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We all wrestle with the tension between spending money on stuff that we want vs stuff that we need! Values-based budgeting can be a way to help you prioritise your spending decisions.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>considerations for buying an investment property</title>
			<itunes:title>considerations for buying an investment property</itunes:title>
			<pubDate>Wed, 03 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:39</itunes:duration>
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			<acast:episodeUrl>considerations-for-buying-an-investment-property</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>122</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4fe.jpg"/>
			<description><![CDATA[<p>Buying a property you intend to rent out? Here are a couple things you'll want to be mindful of. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buying a property you intend to rent out? Here are a couple things you'll want to be mindful of. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to be a great investor</title>
			<itunes:title>how to be a great investor</itunes:title>
			<pubDate>Tue, 02 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>10:07</itunes:duration>
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			<acast:episodeUrl>how-to-be-a-great-investor</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>121</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a4ff.jpg"/>
			<description><![CDATA[<p>If investing is a financial goal of yours, this episode is for you! Today's guest Nick Bradley from my millennial investor shares his top 4 strategies for becoming a great investor.</p><p>You can catch <a href="https://open.spotify.com/show/6G1BOnqKelVzlIukZGvy1z?si=13e43ee198fc44b9">my millennial investor</a> right here on Spotify.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If investing is a financial goal of yours, this episode is for you! Today's guest Nick Bradley from my millennial investor shares his top 4 strategies for becoming a great investor.</p><p>You can catch <a href="https://open.spotify.com/show/6G1BOnqKelVzlIukZGvy1z?si=13e43ee198fc44b9">my millennial investor</a> right here on Spotify.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to future-proof your career in an economic downturn</title>
			<itunes:title>how to future-proof your career in an economic downturn</itunes:title>
			<pubDate>Mon, 01 May 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:07</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a500</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>future-proofing-your-career-in-an-economic-downturn</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>120</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a500.jpg"/>
			<description><![CDATA[<p>It's on a lot of people's minds - let's future-proof your career so you can handle the changes happening out there.</p><p>🎧 <a href="https://open.spotify.com/episode/1lwBnUbS5TdLc8B6vCQxDQ?si=ecc474bf5a4f4e45">How to build your personal brand with Matt Purcell</a> (my millennial career)</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It's on a lot of people's minds - let's future-proof your career so you can handle the changes happening out there.</p><p>🎧 <a href="https://open.spotify.com/episode/1lwBnUbS5TdLc8B6vCQxDQ?si=ecc474bf5a4f4e45">How to build your personal brand with Matt Purcell</a> (my millennial career)</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to win with money</title>
			<itunes:title>how to win with money</itunes:title>
			<pubDate>Sun, 30 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>10:38</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a501</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>how-to-win-with-money</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>119</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a501.jpg"/>
			<description><![CDATA[<p>Today's special guest shares the tips you need to know to master your money.</p><p>Check out <a href="https://open.spotify.com/show/6G1BOnqKelVzlIukZGvy1z?si=ed29f4f29107428a">my millennial investor</a> right here on Spotify.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today's special guest shares the tips you need to know to master your money.</p><p>Check out <a href="https://open.spotify.com/show/6G1BOnqKelVzlIukZGvy1z?si=ed29f4f29107428a">my millennial investor</a> right here on Spotify.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Shell has a spending problem</title>
			<itunes:title>Shell has a spending problem</itunes:title>
			<pubDate>Thu, 27 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>10:15</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>121</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a502.jpg"/>
			<description><![CDATA[<p>Shell's always feeling spendy and she ain't the only one! It can be super easy to overspend but there are some ways to bring your budget back into control.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Shell's always feeling spendy and she ain't the only one! It can be super easy to overspend but there are some ways to bring your budget back into control.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>offset accounts explained</title>
			<itunes:title>offset accounts explained</itunes:title>
			<pubDate>Wed, 26 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:31</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a503</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>offset-accounts-explained</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>117</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a503.jpg"/>
			<description><![CDATA[<p>The term 'offset account' gets thrown around a lot in property forums, let's talk about what it is and how it works.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The term 'offset account' gets thrown around a lot in property forums, let's talk about what it is and how it works.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>a different perspective on goals</title>
			<itunes:title>a different perspective on goals</itunes:title>
			<pubDate>Tue, 25 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>5:29</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>a-different-perspective-on-goals</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>116</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a504.jpg"/>
			<description><![CDATA[<p>Goals are great for giving us direction. In this episode Glen shares some food for thought when it comes to setting and achieving your goals.</p><p>📘 Atomic Habits by James Clear: <a href="https://amzn.to/41Ah57l">https://amzn.to/41Ah57l</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Goals are great for giving us direction. In this episode Glen shares some food for thought when it comes to setting and achieving your goals.</p><p>📘 Atomic Habits by James Clear: <a href="https://amzn.to/41Ah57l">https://amzn.to/41Ah57l</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>stay for the money or go for the growth?</title>
			<itunes:title>stay for the money or go for the growth?</itunes:title>
			<pubDate>Mon, 24 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>5:50</itunes:duration>
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			<acast:episodeUrl>stay-for-the-money-or-go-for-the-growth</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>115</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a505.jpg"/>
			<description><![CDATA[<p>Career progression or good money? Oooof it's a tough call! Here's some tips for weighing up the options.</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Career progression or good money? Oooof it's a tough call! Here's some tips for weighing up the options.</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[7 signs that you're financially healthy]]></title>
			<itunes:title><![CDATA[7 signs that you're financially healthy]]></itunes:title>
			<pubDate>Sun, 23 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>9:05</itunes:duration>
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			<itunes:episode>114</itunes:episode>
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			<description><![CDATA[<p>How's your financial health? Here are 7 indicators that you're on the right track with your money.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How's your financial health? Here are 7 indicators that you're on the right track with your money.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>7 friends buying a property, what could go wrong?</title>
			<itunes:title>7 friends buying a property, what could go wrong?</itunes:title>
			<pubDate>Thu, 20 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:52</itunes:duration>
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			<itunes:episode>113</itunes:episode>
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			<description><![CDATA[<p>Buying a property with others to share costs is a good thing right? Hmm not always. Should you do it? Glen and John discuss buying property with mates. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buying a property with others to share costs is a good thing right? Hmm not always. Should you do it? Glen and John discuss buying property with mates. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is it a good time to buy property?</title>
			<itunes:title>is it a good time to buy property?</itunes:title>
			<pubDate>Wed, 19 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:11</itunes:duration>
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			<itunes:episode>112</itunes:episode>
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			<description><![CDATA[<p>The age old question of when to buy property! Let's discuss how you know it's the right time for you.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The age old question of when to buy property! Let's discuss how you know it's the right time for you.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>starting a business? Do this from day one</title>
			<itunes:title>starting a business? Do this from day one</itunes:title>
			<pubDate>Tue, 18 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:35</itunes:duration>
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			<acast:episodeUrl>starting-a-business-do-this-from-day-one</acast:episodeUrl>
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			<itunes:episode>111</itunes:episode>
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			<description><![CDATA[<p>Hey keen business builder! To get your biz off the ground, make sure to get your foundations right. Here's what you need to know before you press go.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Hey keen business builder! To get your biz off the ground, make sure to get your foundations right. Here's what you need to know before you press go.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>I want to land a leadership role, what can I do to prepare?</title>
			<itunes:title>I want to land a leadership role, what can I do to prepare?</itunes:title>
			<pubDate>Mon, 17 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:03</itunes:duration>
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			<itunes:episode>110</itunes:episode>
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			<description><![CDATA[<p>If you're ready and willing to be a leader in your organisation, here's how you can prepare for a role.</p><p><a href="https://www.linkedin.com/in/shelley-johnson/">Connect with Shell on LinkedIn</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're ready and willing to be a leader in your organisation, here's how you can prepare for a role.</p><p><a href="https://www.linkedin.com/in/shelley-johnson/">Connect with Shell on LinkedIn</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>change your investing mindset like I did</title>
			<itunes:title>change your investing mindset like I did</itunes:title>
			<pubDate>Sun, 16 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:14</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>109</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a50b.jpg"/>
			<description><![CDATA[<p>Today's episode is a bit of an encouragement to reflect on your investing mindset and strategy.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today's episode is a bit of an encouragement to reflect on your investing mindset and strategy.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>navigating FIFO (Fly in Fly Out) in a relationship</title>
			<itunes:title>navigating FIFO (Fly in Fly Out) in a relationship</itunes:title>
			<pubDate>Thu, 13 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>8:01</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>108</itunes:episode>
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			<description><![CDATA[<p>In relationships where one person works FIFO, you may need to discuss relocating. Glen, John and Shell chat about Alison's situation.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In relationships where one person works FIFO, you may need to discuss relocating. Glen, John and Shell chat about Alison's situation.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>engaging a property professional: commissions, costs + considerations</title>
			<itunes:title>engaging a property professional: commissions, costs + considerations</itunes:title>
			<pubDate>Wed, 12 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>5:51</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>engaging-a-property-professional-commissions-costs-considera</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>107</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a50d.jpg"/>
			<description><![CDATA[<p>Before engaging a professional to purchase a property it's worth considering the fees and costs involved. Here are some considerations and questions you can ask before deciding who to work with.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Before engaging a professional to purchase a property it's worth considering the fees and costs involved. Here are some considerations and questions you can ask before deciding who to work with.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what age will you become a millionaire?</title>
			<itunes:title>what age will you become a millionaire?</itunes:title>
			<pubDate>Tue, 11 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>9:02</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>what-age-will-you-become-a-millionaire</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>106</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a50e.jpg"/>
			<description><![CDATA[<p>It's the question we all want to know the answer to! Let's see what we can learn from people who have reached millionaire-status.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It's the question we all want to know the answer to! Let's see what we can learn from people who have reached millionaire-status.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[starting a new job? here's how to nail it]]></title>
			<itunes:title><![CDATA[starting a new job? here's how to nail it]]></itunes:title>
			<pubDate>Mon, 10 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:21</itunes:duration>
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			<acast:episodeUrl>starting-a-new-job-heres-how-to-nail-it</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>105</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a50f.jpg"/>
			<description><![CDATA[<p>Starting a new job can feel daunting, but here's what will help you do it well!</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Starting a new job can feel daunting, but here's what will help you do it well!</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[diversification & low cost index investing]]></title>
			<itunes:title><![CDATA[diversification & low cost index investing]]></itunes:title>
			<pubDate>Sun, 09 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:10</itunes:duration>
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			<acast:episodeUrl>diversification-low-cost-index-investing</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>104</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a510.jpg"/>
			<description><![CDATA[<p>You hear big words like 'diversification' in investing, but that's because it has real-world investing impact! This is why it matters.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>You hear big words like 'diversification' in investing, but that's because it has real-world investing impact! This is why it matters.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>downsizing</title>
			<itunes:title>downsizing</itunes:title>
			<pubDate>Thu, 06 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:33</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a511</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>downsizing</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>103</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a511.jpg"/>
			<description><![CDATA[<p>Downsizing at the right time is the perfect move! Less space to manage, less maintenance costs - how can you downsize effectively? Let's nut it out.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Downsizing at the right time is the perfect move! Less space to manage, less maintenance costs - how can you downsize effectively? Let's nut it out.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>pay down investment property or grow cash savings?</title>
			<itunes:title>pay down investment property or grow cash savings?</itunes:title>
			<pubDate>Wed, 05 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:35</itunes:duration>
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			<itunes:episode>102</itunes:episode>
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			<description><![CDATA[<p> Should you prioritise paying down a mortgage on an investment property or putting that cash into savings for your own PPOR?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p> Should you prioritise paying down a mortgage on an investment property or putting that cash into savings for your own PPOR?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the best way to maximise your Qantas points</title>
			<itunes:title>the best way to maximise your Qantas points</itunes:title>
			<pubDate>Tue, 04 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:41</itunes:duration>
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			<acast:episodeUrl>the-best-way-to-maximise-your-qantas-points</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>101</itunes:episode>
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			<description><![CDATA[<p>Everyone is on the hunt for Qantas point hacks and have we got one for you! Glen shares his biggest tip for maximising your Qantas frequent flyer points.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Everyone is on the hunt for Qantas point hacks and have we got one for you! Glen shares his biggest tip for maximising your Qantas frequent flyer points.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>recovering from a toxic work experience</title>
			<itunes:title>recovering from a toxic work experience</itunes:title>
			<pubDate>Mon, 03 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>7:39</itunes:duration>
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			<itunes:episode>100</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a514.jpg"/>
			<description><![CDATA[<p>Are you carrying some trauma from a previous workplace and wondering how to avoid bringing it into your new one? Here's a couple of tips to help you process and regroup.</p><p>You might also find helpful: 🎧 <a href="https://open.spotify.com/episode/4GNHZYgzjG64ILryE9qHux?si=b89064ab8c34488e">signs your team isn't psychologically safe with Dr Amy Silver</a> on my millennial career.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you carrying some trauma from a previous workplace and wondering how to avoid bringing it into your new one? Here's a couple of tips to help you process and regroup.</p><p>You might also find helpful: 🎧 <a href="https://open.spotify.com/episode/4GNHZYgzjG64ILryE9qHux?si=b89064ab8c34488e">signs your team isn't psychologically safe with Dr Amy Silver</a> on my millennial career.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>phishing PSA! 📢 I got phished!</title>
			<itunes:title>phishing PSA! 📢 I got phished!</itunes:title>
			<pubDate>Sun, 02 Apr 2023 19:00:00 GMT</pubDate>
			<itunes:duration>6:51</itunes:duration>
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			<acast:episodeUrl>phishing-psa-i-got-phished</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>99</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a515.jpg"/>
			<description><![CDATA[<p>Sick of all those suspicious texts from unknown numbers like we are? Yep. Don't click the link! Here's a great example of why you should be careful.</p><p>📘 Thinking, Fast and Slow by Daniel Kahneman: <a href="https://amzn.to/3Kh5ALS">https://amzn.to/3Kh5ALS</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Sick of all those suspicious texts from unknown numbers like we are? Yep. Don't click the link! Here's a great example of why you should be careful.</p><p>📘 Thinking, Fast and Slow by Daniel Kahneman: <a href="https://amzn.to/3Kh5ALS">https://amzn.to/3Kh5ALS</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[how to get comfortable with risk & change]]></title>
			<itunes:title><![CDATA[how to get comfortable with risk & change]]></itunes:title>
			<pubDate>Thu, 30 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:01</itunes:duration>
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			<acast:episodeUrl>how-to-get-comfortable-with-risk-change</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>98</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a516.jpg"/>
			<description><![CDATA[<p>Fear can prevent so many things from happening, but a fear of taking a risk like leaving a job puts a stop to everything! Let's chat about how to work through this show-stopper.</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money </a></p><p>🎧 <a href="https://open.spotify.com/episode/3l6OAx9zgbE9On7LBpHLQp?si=598b4e8515a34879">my millennial career: overcoming fear with Dr Amy Silver</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Fear can prevent so many things from happening, but a fear of taking a risk like leaving a job puts a stop to everything! Let's chat about how to work through this show-stopper.</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money </a></p><p>🎧 <a href="https://open.spotify.com/episode/3l6OAx9zgbE9On7LBpHLQp?si=598b4e8515a34879">my millennial career: overcoming fear with Dr Amy Silver</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>managing rising costs as a property investor</title>
			<itunes:title>managing rising costs as a property investor</itunes:title>
			<pubDate>Wed, 29 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:14</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a517</acast:episodeId>
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			<acast:episodeUrl>managing-rising-costs-as-a-property-investor</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>97</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a517.jpg"/>
			<description><![CDATA[<p>Having cash buffers prepared for your investment property is key, so today let's dig into some strategies to navigate a climate of rising costs.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Having cash buffers prepared for your investment property is key, so today let's dig into some strategies to navigate a climate of rising costs.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is changing directions in your life worth the risk?</title>
			<itunes:title>is changing directions in your life worth the risk?</itunes:title>
			<pubDate>Tue, 28 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:34</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>is-changing-directions-in-your-life-worth-the-risk</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>96</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a518.jpg"/>
			<description><![CDATA[<p>Having the courage to change directions with your life is a risk, but sometimes it's worth it. Let's chat with someone who's done it.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Having the courage to change directions with your life is a risk, but sometimes it's worth it. Let's chat with someone who's done it.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what the heck does my manager want from me?</title>
			<itunes:title>what the heck does my manager want from me?</itunes:title>
			<pubDate>Mon, 27 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:03</itunes:duration>
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			<acast:episodeUrl>what-the-heck-does-my-manager-want-from-me</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>95</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a519.jpg"/>
			<description><![CDATA[<p>"Am I supposed to be a mind reader?", you're asking yourself constantly. No. Let's chat about how to figure out what your boss wants from you at work.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>"Am I supposed to be a mind reader?", you're asking yourself constantly. No. Let's chat about how to figure out what your boss wants from you at work.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>a charity with a unique funding model</title>
			<itunes:title>a charity with a unique funding model</itunes:title>
			<pubDate>Sun, 26 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:53</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>a-charity-with-a-unique-funding-model</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>94</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a51a.jpg"/>
			<description><![CDATA[<p>Donating to charities is a practical way we can use our wealth for good, but many people are concerned about how donations are spent. This charity has a unique funding model - check it out.</p><p>Looking for a charity to support? Learn more about the ones that we do at: <a href="https://www.mymillennial.money/charities">https://www.mymillennial.money/charities</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Donating to charities is a practical way we can use our wealth for good, but many people are concerned about how donations are spent. This charity has a unique funding model - check it out.</p><p>Looking for a charity to support? Learn more about the ones that we do at: <a href="https://www.mymillennial.money/charities">https://www.mymillennial.money/charities</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how much should you be spending on mortgage repayments?</title>
			<itunes:title>how much should you be spending on mortgage repayments?</itunes:title>
			<pubDate>Thu, 23 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:23</itunes:duration>
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			<acast:episodeUrl>how-much-should-you-be-spending-on-mortgage-repayments</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>93</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a51b.jpg"/>
			<description><![CDATA[<p>Is the general guide for how much you should spend on a mortgage still relevant in today's climate of rising interest rates?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is the general guide for how much you should spend on a mortgage still relevant in today's climate of rising interest rates?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to prepare for your fixed loan ending</title>
			<itunes:title>how to prepare for your fixed loan ending</itunes:title>
			<pubDate>Wed, 22 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:54</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>how-to-prepare-for-your-fixed-loan-ending</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>92</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a51c.jpg"/>
			<description><![CDATA[<p>The good old mortgage cliff. For many, the fixed interest period on your mortgage may be coming to an end with a rate hike on the horizon. In today's episode we chat about how you can start to prepare before you refinance.</p><p><a href="https://www.solverewealth.com.au/mortgage-extra-repayments-calculator/">Mortgage repayments calculator</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The good old mortgage cliff. For many, the fixed interest period on your mortgage may be coming to an end with a rate hike on the horizon. In today's episode we chat about how you can start to prepare before you refinance.</p><p><a href="https://www.solverewealth.com.au/mortgage-extra-repayments-calculator/">Mortgage repayments calculator</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[pet & house sitting - the ultimate WFH side hustle]]></title>
			<itunes:title><![CDATA[pet & house sitting - the ultimate WFH side hustle]]></itunes:title>
			<pubDate>Tue, 21 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:31</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a51d</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>pet-house-sitting-the-ultimate-wfh-side-hustle</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>91</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a51d.jpg"/>
			<description><![CDATA[<p>Finding a side hustle that doesn't add a bunch of effort to your week is pretty great! Azaria did pet and house sitting and she's got some great tips and insights for anyone thinking of doing it themselves.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Finding a side hustle that doesn't add a bunch of effort to your week is pretty great! Azaria did pet and house sitting and she's got some great tips and insights for anyone thinking of doing it themselves.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>common mistakes to avoid early in your career</title>
			<itunes:title>common mistakes to avoid early in your career</itunes:title>
			<pubDate>Mon, 20 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:36</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a51e</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>common-mistakes-to-avoid-early-in-your-career</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>90</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a51e.jpg"/>
			<description><![CDATA[<p>No matter what stage you're at in your career, avoiding these common mistakes will only help to benefit you.</p><p>Check out <a href="https://booktopia.kh4ffx.net/VyXQ66">Ego is the Enemy by Ryan Holiday</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>No matter what stage you're at in your career, avoiding these common mistakes will only help to benefit you.</p><p>Check out <a href="https://booktopia.kh4ffx.net/VyXQ66">Ego is the Enemy by Ryan Holiday</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 things you need to know if you want to be an Aussie expat</title>
			<itunes:title>3 things you need to know if you want to be an Aussie expat</itunes:title>
			<pubDate>Sun, 19 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>4:41</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>89</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a51f.jpg"/>
			<description><![CDATA[<p>Moving overseas can be a very exciting and daunting time. Before you go here's a few things to know when it comes to your home, HECS/HELP debt and superannuation.</p><p>Mentioned in the episode: <a href="https://atlaswealth.com/news/selling-australian-real-estate-as-an-expat/">https://atlaswealth.com/news/selling-australian-real-estate-as-an-expat</a></p><p><a href="https://atlaswealth.com/wp-content/uploads/2023/03/Atlas-Wealth-Mangement-Pre-Departure-Checklist.pdf">Atlas Wealth Pre Departure Checklist</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Moving overseas can be a very exciting and daunting time. Before you go here's a few things to know when it comes to your home, HECS/HELP debt and superannuation.</p><p>Mentioned in the episode: <a href="https://atlaswealth.com/news/selling-australian-real-estate-as-an-expat/">https://atlaswealth.com/news/selling-australian-real-estate-as-an-expat</a></p><p><a href="https://atlaswealth.com/wp-content/uploads/2023/03/Atlas-Wealth-Mangement-Pre-Departure-Checklist.pdf">Atlas Wealth Pre Departure Checklist</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>is it a money problem or a marriage problem?</title>
			<itunes:title>is it a money problem or a marriage problem?</itunes:title>
			<pubDate>Thu, 16 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:34</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a520</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>is-it-a-money-problem-or-a-marriage-problem</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>88</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a520.jpg"/>
			<description><![CDATA[<p>Money + relationships = complexity. Love and money can often get entangled and maybe the real issue actually isn't about the money but rather the relationship. Glen, John and Shell chat about an anonymous question.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Money + relationships = complexity. Love and money can often get entangled and maybe the real issue actually isn't about the money but rather the relationship. Glen, John and Shell chat about an anonymous question.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[when's the right time to sell your property?]]></title>
			<itunes:title><![CDATA[when's the right time to sell your property?]]></itunes:title>
			<pubDate>Wed, 15 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:58</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a521</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>whens-the-right-time-to-sell-your-property</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>87</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a521.jpg"/>
			<description><![CDATA[<p>When to sell is such a common question that gets asked so if this is a decision you're weighing up right now, here's a framework you can use to know what to do. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When to sell is such a common question that gets asked so if this is a decision you're weighing up right now, here's a framework you can use to know what to do. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>why collapsed Silicon Valley Bank (SVB) is different to Aussie banks</title>
			<itunes:title>why collapsed Silicon Valley Bank (SVB) is different to Aussie banks</itunes:title>
			<pubDate>Tue, 14 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:59</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a522</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>why-collapsed-silicon-valley-bank-svb-is-different-to-aussie</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>86</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a522.jpg"/>
			<description><![CDATA[<p>This week the Silicon Valley Bank in America collapsed. Could it happen in Australia? Let's have a look at how SVB differs from banks in Australia.</p><p>AFR article: <a href="https://www.afr.com/rear-window/hostplus-tim-lyons-cracks-joke-at-members-expense-20230312-p5crfs">https://www.afr.com/rear-window/hostplus-tim-lyons-cracks-joke-at-members-expense-20230312-p5crfs</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This week the Silicon Valley Bank in America collapsed. Could it happen in Australia? Let's have a look at how SVB differs from banks in Australia.</p><p>AFR article: <a href="https://www.afr.com/rear-window/hostplus-tim-lyons-cracks-joke-at-members-expense-20230312-p5crfs">https://www.afr.com/rear-window/hostplus-tim-lyons-cracks-joke-at-members-expense-20230312-p5crfs</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>asking your manager for a reference</title>
			<itunes:title>asking your manager for a reference</itunes:title>
			<pubDate>Mon, 13 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:13</itunes:duration>
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			<itunes:episode>85</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a523.jpg"/>
			<description><![CDATA[<p>Letting your boss know that you're considering leaving and asking them for a reference can feel like risky business, especially when you haven't secured a new position yet. Today we're chatting about how to navigate this scenario.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Letting your boss know that you're considering leaving and asking them for a reference can feel like risky business, especially when you haven't secured a new position yet. Today we're chatting about how to navigate this scenario.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>TLDR: proposed tweaks for larger super balances</title>
			<itunes:title>TLDR: proposed tweaks for larger super balances</itunes:title>
			<pubDate>Sun, 12 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:55</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>84</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a524.jpg"/>
			<description><![CDATA[<p>You may have heard about the proposed superannuation changes in recent news - let's cut to the chase and talk about what you actually need to know.</p><p>Listen to the extended episode on my millennial money: <a href="https://open.spotify.com/episode/5cnpxKSy6wf4V7pdHd6yO9?si=56db14f6d161479b">https://open.spotify.com/episode/5cnpxKSy6wf4V7pdHd6yO9?si=56db14f6d161479b</a></p><p>Treasury Fact Sheet: <a href="https://ministers.treasury.gov.au/sites/ministers.treasury.gov.au/files/2023-03/better-targeted-superannuation-concessions-factsheet_0.pdf">https://ministers.treasury.gov.au/sites/ministers.treasury.gov.au/files/2023-03/better-targeted-superannuation-concessions-factsheet_0.pdf</a></p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>You may have heard about the proposed superannuation changes in recent news - let's cut to the chase and talk about what you actually need to know.</p><p>Listen to the extended episode on my millennial money: <a href="https://open.spotify.com/episode/5cnpxKSy6wf4V7pdHd6yO9?si=56db14f6d161479b">https://open.spotify.com/episode/5cnpxKSy6wf4V7pdHd6yO9?si=56db14f6d161479b</a></p><p>Treasury Fact Sheet: <a href="https://ministers.treasury.gov.au/sites/ministers.treasury.gov.au/files/2023-03/better-targeted-superannuation-concessions-factsheet_0.pdf">https://ministers.treasury.gov.au/sites/ministers.treasury.gov.au/files/2023-03/better-targeted-superannuation-concessions-factsheet_0.pdf</a></p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[please don't go! when your boss offers you a big incentive to stay]]></title>
			<itunes:title><![CDATA[please don't go! when your boss offers you a big incentive to stay]]></itunes:title>
			<pubDate>Thu, 09 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:12</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>please-dont-go-when-your-boss-offers-you-a-big-incentive-to-</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>83</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a525.jpg"/>
			<description><![CDATA[<p>So you've been offered a new job, handed in your resignation, and suddenly your boss turns around with a huge counter offer. Do you stay or do you go?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>So you've been offered a new job, handed in your resignation, and suddenly your boss turns around with a huge counter offer. Do you stay or do you go?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>using equity to buy an investment property</title>
			<itunes:title>using equity to buy an investment property</itunes:title>
			<pubDate>Wed, 08 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:22</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a526</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>using-equity-to-buy-an-investment-property</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>82</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a526.jpg"/>
			<description><![CDATA[<p>If you've owned your home for some time, there's a good chance that there's equity in it that you can use to purchase assets like an investment property.</p><p><a href="https://bit.ly/M3JohnClarityCall">Learn more about John's clarity calls here</a></p><p>How to buy your first investment property webinar replay: <a href="https://www.youtube.com/watch?v=3Q-4t1gOqvc">https://www.youtube.com/watch?v=3Q-4t1gOqvc</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you've owned your home for some time, there's a good chance that there's equity in it that you can use to purchase assets like an investment property.</p><p><a href="https://bit.ly/M3JohnClarityCall">Learn more about John's clarity calls here</a></p><p>How to buy your first investment property webinar replay: <a href="https://www.youtube.com/watch?v=3Q-4t1gOqvc">https://www.youtube.com/watch?v=3Q-4t1gOqvc</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>simple but effective tips for managing your money</title>
			<itunes:title>simple but effective tips for managing your money</itunes:title>
			<pubDate>Tue, 07 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:04</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>81</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a527.jpg"/>
			<description><![CDATA[<p>Happy International Women's Day! In today's episode Glen asked some women in his world for their best money lessons and tips. What's your top tips for managing money?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Happy International Women's Day! In today's episode Glen asked some women in his world for their best money lessons and tips. What's your top tips for managing money?</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>do you have a boundaries problem?</title>
			<itunes:title>do you have a boundaries problem?</itunes:title>
			<pubDate>Mon, 06 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:36</itunes:duration>
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			<acast:episodeUrl>do-you-have-a-boundaries-problem</acast:episodeUrl>
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			<itunes:episode>80</itunes:episode>
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			<description><![CDATA[<p>Do you say yes too quickly and find yourself regretting it? Communicating boundaries doesn't always mean turning down opportunities, it can simply mean asking some clarifying questions before you say yes. Here's a few questions you can use to manage expectations.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you say yes too quickly and find yourself regretting it? Communicating boundaries doesn't always mean turning down opportunities, it can simply mean asking some clarifying questions before you say yes. Here's a few questions you can use to manage expectations.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when to see a financial adviser</title>
			<itunes:title>when to see a financial adviser</itunes:title>
			<pubDate>Sun, 05 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>12:06</itunes:duration>
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			<itunes:episode>79</itunes:episode>
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			<description><![CDATA[<p>Wondering when's the right time to seek professional financial advice? In today's episode Glen unpacks some of the common questions people have when it comes to getting or needing advice with James Millard, a financial adviser at Sufficient Funds. You can connect with James and the Sufficient Funds team at: <a href="https://sufficientfunds.com.au/">https://sufficientfunds.com.au</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Wondering when's the right time to seek professional financial advice? In today's episode Glen unpacks some of the common questions people have when it comes to getting or needing advice with James Millard, a financial adviser at Sufficient Funds. You can connect with James and the Sufficient Funds team at: <a href="https://sufficientfunds.com.au/">https://sufficientfunds.com.au</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>I think my boss is a narcissist</title>
			<itunes:title>I think my boss is a narcissist</itunes:title>
			<pubDate>Thu, 02 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:00</itunes:duration>
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			<itunes:episode>78</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a52a.jpg"/>
			<description><![CDATA[<p>What do you do when you think you might be working for a narcissistic boss?</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What do you do when you think you might be working for a narcissistic boss?</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>joint ventures - are they too risky?</title>
			<itunes:title>joint ventures - are they too risky?</itunes:title>
			<pubDate>Wed, 01 Mar 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:45</itunes:duration>
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			<acast:episodeUrl>joint-ventures-are-they-too-risky</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>77</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a52b.jpg"/>
			<description><![CDATA[<p>Buying property with friends or family can feel a bit dicey but John's done it 4 times himself - let's talk about what's involved and how you can do it successfully.</p><p><a href="https://www.dropbox.com/s/tnjo9pz56u0igox/property%20investment-JPChapter.pdf?dl=0">You can download a PDF on Joint Ventures here</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Buying property with friends or family can feel a bit dicey but John's done it 4 times himself - let's talk about what's involved and how you can do it successfully.</p><p><a href="https://www.dropbox.com/s/tnjo9pz56u0igox/property%20investment-JPChapter.pdf?dl=0">You can download a PDF on Joint Ventures here</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to inflation-proof your life</title>
			<itunes:title>how to inflation-proof your life</itunes:title>
			<pubDate>Tue, 28 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:46</itunes:duration>
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			<acast:episodeUrl>how-to-inflation-proof-your-life</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>76</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a52c.jpg"/>
			<description><![CDATA[<p>The price of everything seems to be going up - from groceries to the services we use. Let's dig into what we can do to place a buffer around our finances with inflation on the rise.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The price of everything seems to be going up - from groceries to the services we use. Let's dig into what we can do to place a buffer around our finances with inflation on the rise.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>bad career risks</title>
			<itunes:title>bad career risks</itunes:title>
			<pubDate>Mon, 27 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:14</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>bad-career-risks</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>75</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a52d.jpg"/>
			<description><![CDATA[<p>Risks are an essential part of our work journeys, and some risks are worth the push. Others - are not. Last week we talked about the good risks worth taking. Today we're talking about the bad risks you need to avoid in your career.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Risks are an essential part of our work journeys, and some risks are worth the push. Others - are not. Last week we talked about the good risks worth taking. Today we're talking about the bad risks you need to avoid in your career.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to recession-proof your life</title>
			<itunes:title>how to recession-proof your life</itunes:title>
			<pubDate>Sun, 26 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:49</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>how-to-recession-proof-your-life</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>74</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a52e.jpg"/>
			<description><![CDATA[<p>The word recession is being thrown around a lot in the media at the moment. Listen in for some tips on how you can be prepared.</p><p>📒<a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The word recession is being thrown around a lot in the media at the moment. Listen in for some tips on how you can be prepared.</p><p>📒<a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>save money or get out of debt?</title>
			<itunes:title>save money or get out of debt?</itunes:title>
			<pubDate>Thu, 23 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:29</itunes:duration>
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			<acast:episodeUrl>ave-money-or-get-out-of-debt</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>73</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a52f.jpg"/>
			<description><![CDATA[<p>Everyone wants to save more money, but we need to get really practical about how to do this you if you're tied down with debt.</p><p>📘<a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Everyone wants to save more money, but we need to get really practical about how to do this you if you're tied down with debt.</p><p>📘<a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a holiday house - should you do it?</title>
			<itunes:title>buying a holiday house - should you do it?</itunes:title>
			<pubDate>Wed, 22 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:38</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>72</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a530.jpg"/>
			<description><![CDATA[<p>The idea of a holiday house sounds amazing, but it's important to know what's involved. Let's discuss what you need to know.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The idea of a holiday house sounds amazing, but it's important to know what's involved. Let's discuss what you need to know.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[how I lost $3k + how you can make sure you don't]]></title>
			<itunes:title><![CDATA[how I lost $3k + how you can make sure you don't]]></itunes:title>
			<pubDate>Tue, 21 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:29</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>how-i-lost-3k-how-you-can-make-sure-you-dont</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>71</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a531.jpg"/>
			<description><![CDATA[<p>Today’s episode is your PSA to do your due diligence when buying big items, especially in a post-covid climate of supply chain delays.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Today’s episode is your PSA to do your due diligence when buying big items, especially in a post-covid climate of supply chain delays.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>good career risks</title>
			<itunes:title>good career risks</itunes:title>
			<pubDate>Mon, 20 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:09</itunes:duration>
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			<itunes:episode>70</itunes:episode>
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			<description><![CDATA[<p>Taking risks at work can feel terrifying, so let's work through what good risks are worth it and how you can practice flexing your risk muscle.</p><p>Level up your career and your money! Check out these books by Glen &amp; Shell:</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Taking risks at work can feel terrifying, so let's work through what good risks are worth it and how you can practice flexing your risk muscle.</p><p>Level up your career and your money! Check out these books by Glen &amp; Shell:</p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>protecting your biggest asset</title>
			<itunes:title>protecting your biggest asset</itunes:title>
			<pubDate>Sun, 19 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:42</itunes:duration>
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			<acast:episodeUrl>protecting-your-biggest-asset</acast:episodeUrl>
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			<itunes:episode>69</itunes:episode>
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			<description><![CDATA[<p>Protecting all of your assets is important, but which asset should be at the top of your priorities list? Let's talk about it.</p><p>Learn more at: <a href="https://www.skye.com.au/mmm">skye.com.au/mmm</a></p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Protecting all of your assets is important, but which asset should be at the top of your priorities list? Let's talk about it.</p><p>Learn more at: <a href="https://www.skye.com.au/mmm">skye.com.au/mmm</a></p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>I feel lost with my career even after a break</title>
			<itunes:title>I feel lost with my career even after a break</itunes:title>
			<pubDate>Thu, 16 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:59</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>68</itunes:episode>
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			<description><![CDATA[<p>Feeling lost or unsure about your career path? In today's episode we discuss some strategies for finding clarity and direction.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Feeling lost or unsure about your career path? In today's episode we discuss some strategies for finding clarity and direction.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buying a property for capital growth vs cashflow</title>
			<itunes:title>buying a property for capital growth vs cashflow</itunes:title>
			<pubDate>Wed, 15 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:38</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>67</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a535.jpg"/>
			<description><![CDATA[<p>When deciding between capital growth and/or cashflow as your investing strategy, here's a few things to consider for each to help you make an informed decision that suits your investment goals.</p><p>Need some extra help? <a href="https://www.solverewealth.com.au/property_coaching/">One on One Property Coaching | Solvere (solverewealth.com.au)</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When deciding between capital growth and/or cashflow as your investing strategy, here's a few things to consider for each to help you make an informed decision that suits your investment goals.</p><p>Need some extra help? <a href="https://www.solverewealth.com.au/property_coaching/">One on One Property Coaching | Solvere (solverewealth.com.au)</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the credit score myth</title>
			<itunes:title>the credit score myth</itunes:title>
			<pubDate>Tue, 14 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>10:08</itunes:duration>
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			<acast:episodeUrl>the-credit-score-myth</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>66</itunes:episode>
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			<description><![CDATA[<p>Too many people get hung up on the idea of credit scores (thanks American movies). Here's what you REALLY need to know about credit scores in Australia.</p><p>Looking for a mortgage broker? Head to: <a href="https://bit.ly/gethelpm3">https://bit.ly/gethelpm3</a></p><p>Check out <a href="https://www.creditsmart.org.au/">https://www.creditsmart.org.au</a> for more info</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Too many people get hung up on the idea of credit scores (thanks American movies). Here's what you REALLY need to know about credit scores in Australia.</p><p>Looking for a mortgage broker? Head to: <a href="https://bit.ly/gethelpm3">https://bit.ly/gethelpm3</a></p><p>Check out <a href="https://www.creditsmart.org.au/">https://www.creditsmart.org.au</a> for more info</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>bouncing back from rejection at work</title>
			<itunes:title>bouncing back from rejection at work</itunes:title>
			<pubDate>Mon, 13 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:53</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>65</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a537.jpg"/>
			<description><![CDATA[<p>Rejection can really sting, but what matters is how you come out the other side. Let's work through how to relaunch with success.</p><p>📘 <a href="https://booktopia.kh4ffx.net/e4yGEj">Mindset by Carol Dweck</a></p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rejection can really sting, but what matters is how you come out the other side. Let's work through how to relaunch with success.</p><p>📘 <a href="https://booktopia.kh4ffx.net/e4yGEj">Mindset by Carol Dweck</a></p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[three things to focus on in your 20's]]></title>
			<itunes:title><![CDATA[three things to focus on in your 20's]]></itunes:title>
			<pubDate>Sun, 12 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:04</itunes:duration>
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			<acast:episodeUrl>three-things-to-focus-on-in-your-20s</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>64</itunes:episode>
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			<description><![CDATA[<p>Your 20's are the best time to take some risks, set up a solid financial foundation and start investing for your future! Glen shares some tips for how to do your 20s like a pro.</p><p>Want more on this? Check out <a href="https://open.spotify.com/episode/0uBJHDsUuCVfOk5ALcN5MO?si=b960d1cf9c204b59">605 money in your 20's</a> on my millennial money.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Your 20's are the best time to take some risks, set up a solid financial foundation and start investing for your future! Glen shares some tips for how to do your 20s like a pro.</p><p>Want more on this? Check out <a href="https://open.spotify.com/episode/0uBJHDsUuCVfOk5ALcN5MO?si=b960d1cf9c204b59">605 money in your 20's</a> on my millennial money.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>burnout and needing a change of career</title>
			<itunes:title>burnout and needing a change of career</itunes:title>
			<pubDate>Thu, 09 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:37</itunes:duration>
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			<acast:episodeUrl>burnout-and-needing-a-change-of-career</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>63</itunes:episode>
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			<description><![CDATA[<p>Changing careers is the new normal and burnout can be an indicator to make the move. Glen, John and Shell talk about an anonymous question posted in the Facebook group and share their thoughts for anyone who might be weighing up a career jump. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Build a career you love, check out 📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> wherever good books are sold. </p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Changing careers is the new normal and burnout can be an indicator to make the move. Glen, John and Shell talk about an anonymous question posted in the Facebook group and share their thoughts for anyone who might be weighing up a career jump. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Build a career you love, check out 📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> wherever good books are sold. </p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how much mortgage debt to hold into retirement</title>
			<itunes:title>how much mortgage debt to hold into retirement</itunes:title>
			<pubDate>Wed, 08 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>4:42</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>62</itunes:episode>
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			<description><![CDATA[<p>A lot of people focus on building a property portfolio without the end goal in mind. To avoid selling down your property to fund your lifestyle in retirement here are a few questions to ask yourself when making short term property decisions.</p><p><a href="https://bit.ly/M3JohnClarityCall">Clarity Call with John Pidgeon | Solvere (solverewealth.com.au)</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>A lot of people focus on building a property portfolio without the end goal in mind. To avoid selling down your property to fund your lifestyle in retirement here are a few questions to ask yourself when making short term property decisions.</p><p><a href="https://bit.ly/M3JohnClarityCall">Clarity Call with John Pidgeon | Solvere (solverewealth.com.au)</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when to refinance or review your mortgage</title>
			<itunes:title>when to refinance or review your mortgage</itunes:title>
			<pubDate>Tue, 07 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>10:09</itunes:duration>
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			<acast:episodeUrl>when-to-refinance-or-review-your-mortgage</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>61</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a53b.jpg"/>
			<description><![CDATA[<p>Everyone wants a better deal on their mortgage! Glen chats with professional mortgage broker Rachelle Kroon about the ins and outs of reviewing and refinancing your home loan.</p><p>Here's where you can connect with Rachelle and the Sphere Home Loans team: <a href="http://bit.ly/3HZBBH1">http://bit.ly/3HZBBH1</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Everyone wants a better deal on their mortgage! Glen chats with professional mortgage broker Rachelle Kroon about the ins and outs of reviewing and refinancing your home loan.</p><p>Here's where you can connect with Rachelle and the Sphere Home Loans team: <a href="http://bit.ly/3HZBBH1">http://bit.ly/3HZBBH1</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[networking sucks, but here's why you need to do it]]></title>
			<itunes:title><![CDATA[networking sucks, but here's why you need to do it]]></itunes:title>
			<pubDate>Mon, 06 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:11</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>60</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a53c.jpg"/>
			<description><![CDATA[<p>Yes networking feels so awkward BUT let's chat about why it's a necessary skill and how to make it feel less cringey.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Yes networking feels so awkward BUT let's chat about why it's a necessary skill and how to make it feel less cringey.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[I'm 29 and feel like I'm not getting ahead]]></title>
			<itunes:title><![CDATA[I'm 29 and feel like I'm not getting ahead]]></itunes:title>
			<pubDate>Sun, 05 Feb 2023 23:59:46 GMT</pubDate>
			<itunes:duration>7:37</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>59</itunes:episode>
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			<description><![CDATA[<p>Do you feel like you're financially behind? Going in circles financially is incredibly frustrating - let's chat about how to get out of the rip and move forward.</p><p>📒<a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you feel like you're financially behind? Going in circles financially is incredibly frustrating - let's chat about how to get out of the rip and move forward.</p><p>📒<a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what to do with extra income & bonuses]]></title>
			<itunes:title><![CDATA[what to do with extra income & bonuses]]></itunes:title>
			<pubDate>Thu, 02 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:07</itunes:duration>
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			<itunes:episode>58</itunes:episode>
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			<description><![CDATA[<p>Everyone loves a bit of extra cash! When an unexpected bonus or refund comes your way, do you save it, spend it or invest it? Glen, John and Shell chat about an anonymous question in the MMM Facebook group. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Everyone loves a bit of extra cash! When an unexpected bonus or refund comes your way, do you save it, spend it or invest it? Glen, John and Shell chat about an anonymous question in the MMM Facebook group. </p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>purchasing an existing property vs building new for an investment</title>
			<itunes:title>purchasing an existing property vs building new for an investment</itunes:title>
			<pubDate>Wed, 01 Feb 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:47</itunes:duration>
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			<itunes:episode>57</itunes:episode>
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			<description><![CDATA[<p>Is it better to buy an established property or build from scratch? John’s had great success with both. Here are some factors for investors to consider for each option. </p><p>Watch: <a href="https://www.youtube.com/watch?v=8LGvbbuyIr0">New Build vs Existing Property - YouTube</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Is it better to buy an established property or build from scratch? John’s had great success with both. Here are some factors for investors to consider for each option. </p><p>Watch: <a href="https://www.youtube.com/watch?v=8LGvbbuyIr0">New Build vs Existing Property - YouTube</a></p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>4 red flags when engaging a professional service</title>
			<itunes:title>4 red flags when engaging a professional service</itunes:title>
			<pubDate>Tue, 31 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:58</itunes:duration>
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			<itunes:episode>56</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a540.jpg"/>
			<description><![CDATA[<p>Professionals in the money space can be so, so helpful... sometimes. Glen chats about what to look out for when hiring a mortgage broker, financial adviser or other professional for your situation.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Professionals in the money space can be so, so helpful... sometimes. Glen chats about what to look out for when hiring a mortgage broker, financial adviser or other professional for your situation.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to set healthy boundaries with your boss or coworkers</title>
			<itunes:title>how to set healthy boundaries with your boss or coworkers</itunes:title>
			<pubDate>Mon, 30 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:36</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>55</itunes:episode>
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			<description><![CDATA[<p>Yes, learning how to communicate boundaries with your manager or colleagues can feel awkward and uncomfortable, but it's well worth it! Shell shares about a time when she realised that she had a boundaries problem and what she would do differently in hindsight.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Yes, learning how to communicate boundaries with your manager or colleagues can feel awkward and uncomfortable, but it's well worth it! Shell shares about a time when she realised that she had a boundaries problem and what she would do differently in hindsight.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>asset allocation explained: gold, pink diamonds... and bitcoin! Yikes!</title>
			<itunes:title>asset allocation explained: gold, pink diamonds... and bitcoin! Yikes!</itunes:title>
			<pubDate>Sun, 29 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:52</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>54</itunes:episode>
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			<description><![CDATA[<p>Last week we touched on asset allocation, let's unpack it a bit more. We'll also talk about those spicy investments like crypto and precious metals.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Last week we touched on asset allocation, let's unpack it a bit more. We'll also talk about those spicy investments like crypto and precious metals.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>migrating to Australia and setting financial goals</title>
			<itunes:title>migrating to Australia and setting financial goals</itunes:title>
			<pubDate>Thu, 26 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:15</itunes:duration>
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			<acast:episodeUrl>migrating-to-australia-and-setting-financial-goals</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>53</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a543.jpg"/>
			<description><![CDATA[<p>When you move to a new country it can be hard knowing what financial goals to prioritise. Ryan's recently migrated to Australia and is wondering whether to put money in super or to save up and buy a property. Glen, Shell and John chat about Ryan's options.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>When you move to a new country it can be hard knowing what financial goals to prioritise. Ryan's recently migrated to Australia and is wondering whether to put money in super or to save up and buy a property. Glen, Shell and John chat about Ryan's options.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>frequently asked property questions</title>
			<itunes:title>frequently asked property questions</itunes:title>
			<pubDate>Wed, 25 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:50</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>frequently-asked-property-questions</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>52</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a544.jpg"/>
			<description><![CDATA[<p>Interest only, or principle and interest? Buy established or build new? Property manager or self managing your investment property? These types of questions get asked A LOT so John unpacks a couple of the most common home buyer and property investor questions.</p><p>Want to chat with John about your situation? <a href="https://bit.ly/M3JohnClarityCall">Book a clarity call here</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Interest only, or principle and interest? Buy established or build new? Property manager or self managing your investment property? These types of questions get asked A LOT so John unpacks a couple of the most common home buyer and property investor questions.</p><p>Want to chat with John about your situation? <a href="https://bit.ly/M3JohnClarityCall">Book a clarity call here</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>investment fees explained</title>
			<itunes:title>investment fees explained</itunes:title>
			<pubDate>Tue, 24 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:07</itunes:duration>
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			<acast:episodeUrl>investment-fees-explained</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>51</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a545.jpg"/>
			<description><![CDATA[<p>Not all fees are equal! When it comes to shares, fees are generally based on asset allocation. What does that mean and how can you figure out if the fees you're paying are too high? That's what today's episode is all about.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Not all fees are equal! When it comes to shares, fees are generally based on asset allocation. What does that mean and how can you figure out if the fees you're paying are too high? That's what today's episode is all about.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to talk to your boss about your career goals</title>
			<itunes:title>how to talk to your boss about your career goals</itunes:title>
			<pubDate>Mon, 23 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:10</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>50</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a546.jpg"/>
			<description><![CDATA[<p>Knowing your career goals and expressing them to your boss or manager will do wonders for your career! Here are a few tips to help you create goals and have the conversation.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Knowing your career goals and expressing them to your boss or manager will do wonders for your career! Here are a few tips to help you create goals and have the conversation.</p><p>🏡 <a href="https://www.facebook.com/groups/mymillennialmoney">Join our facebook group</a>!</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>superannuation fees explained</title>
			<itunes:title>superannuation fees explained</itunes:title>
			<pubDate>Sun, 22 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:26</itunes:duration>
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			<acast:episodeUrl>superannuation-fees-explained</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>49</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a547.jpg"/>
			<description><![CDATA[<p>Superannuation is a game changer for building wealth for your future - but what's up with the fees? Glen explains the different types of fees and costs you might see come out of your super account.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Superannuation is a game changer for building wealth for your future - but what's up with the fees? Glen explains the different types of fees and costs you might see come out of your super account.</p><p>📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when to consider an SMSF (self managed super fund)</title>
			<itunes:title>when to consider an SMSF (self managed super fund)</itunes:title>
			<pubDate>Thu, 19 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:15</itunes:duration>
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			<acast:episodeUrl>when-to-consider-an-smsf-self-managed-super-fund</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>48</itunes:episode>
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			<description><![CDATA[<p>Self managed super funds (SMSF) are a way to manage your superannuation for retirement and Dalon's wondering whether to use one. Glen, John and Shell chat about Dalon's circumstances and when it's worth considering an SMSF.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Self managed super funds (SMSF) are a way to manage your superannuation for retirement and Dalon's wondering whether to use one. Glen, John and Shell chat about Dalon's circumstances and when it's worth considering an SMSF.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>12 tips for buying property</title>
			<itunes:title>12 tips for buying property</itunes:title>
			<pubDate>Wed, 18 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:20</itunes:duration>
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			<itunes:episode>47</itunes:episode>
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			<description><![CDATA[<p>John shares 12 tips for buying, because you can never have enough when you're on the search! Not ready to buy yet? Save this episode for when the time comes.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>John shares 12 tips for buying, because you can never have enough when you're on the search! Not ready to buy yet? Save this episode for when the time comes.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[what's all this talk about passive income?]]></title>
			<itunes:title><![CDATA[what's all this talk about passive income?]]></itunes:title>
			<pubDate>Tue, 17 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:03</itunes:duration>
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			<acast:episodeUrl>whats-all-this-talk-about-passive-income</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>46</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a54a.jpg"/>
			<description><![CDATA[<p>Who doesn't love the idea of income that requires no work? Glen chats about the concept of passive income and how you might incorporate it into your life.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Who doesn't love the idea of income that requires no work? Glen chats about the concept of passive income and how you might incorporate it into your life.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[you've lost your job, now what?]]></title>
			<itunes:title><![CDATA[you've lost your job, now what?]]></itunes:title>
			<pubDate>Mon, 16 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:10</itunes:duration>
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			<acast:episodeUrl>youve-lost-your-job-now-what</acast:episodeUrl>
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			<itunes:episode>45</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a54b.jpg"/>
			<description><![CDATA[<p>Experiencing a job loss is tough! In this episode Shell shares a bit of a roadmap and some practical tips for processing and getting back on your feet.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Experiencing a job loss is tough! In this episode Shell shares a bit of a roadmap and some practical tips for processing and getting back on your feet.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>the best money management system in Australia</title>
			<itunes:title>the best money management system in Australia</itunes:title>
			<pubDate>Sun, 15 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:32</itunes:duration>
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			<acast:episodeUrl>the-best-money-management-system-in-australia</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>44</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a54c.jpg"/>
			<description><![CDATA[<p>We all hear about "managing our money" but what is the best money management system? Glen shares his thoughts.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We all hear about "managing our money" but what is the best money management system? Glen shares his thoughts.</p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>more money or better culture?</title>
			<itunes:title>more money or better culture?</itunes:title>
			<pubDate>Thu, 12 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:01</itunes:duration>
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			<acast:episodeUrl>more-money-or-better-culture</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>43</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>What would you rather: an amazing workplace culture, or more pay? Glen, Shell and John compare the two options, and offer a third!</p><p>For more tips on getting a pay rise, check out Shell &amp; Glen's new book 📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What would you rather: an amazing workplace culture, or more pay? Glen, Shell and John compare the two options, and offer a third!</p><p>For more tips on getting a pay rise, check out Shell &amp; Glen's new book 📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>Need help managing your money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>rentvesting vs buying an owner occupier</title>
			<itunes:title>rentvesting vs buying an owner occupier</itunes:title>
			<pubDate>Wed, 11 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:59</itunes:duration>
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			<acast:episodeUrl>rentvesting-vs-buying-an-owner-occupier</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>42</itunes:episode>
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			<description><![CDATA[<p>Rentvesting is becoming more and more popular. Here's how it works compared to purchasing your owner occupier home and how you can gauge which option is best for you.</p><p>Need help managing money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rentvesting is becoming more and more popular. Here's how it works compared to purchasing your owner occupier home and how you can gauge which option is best for you.</p><p>Need help managing money? <a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to think like a millionaire</title>
			<itunes:title>how to think like a millionaire</itunes:title>
			<pubDate>Tue, 10 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>9:23</itunes:duration>
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			<acast:episodeUrl>how-to-think-like-a-millionaire</acast:episodeUrl>
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			<itunes:episode>41</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a54f.jpg"/>
			<description><![CDATA[<p>We promise this isn't about up-selling you to our next cheesy "think like a millionaire" seminar! In this episode Glen talks about 4 ways you can apply a millionaire mindset to your own life.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We promise this isn't about up-selling you to our next cheesy "think like a millionaire" seminar! In this episode Glen talks about 4 ways you can apply a millionaire mindset to your own life.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 ways perfectionism is killing your career</title>
			<itunes:title>3 ways perfectionism is killing your career</itunes:title>
			<pubDate>Mon, 09 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:38</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>40</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a550.jpg"/>
			<description><![CDATA[<p>Perfectionism will only drag you down! Here's why it sucks and what you need to focus on instead.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Perfectionism will only drag you down! Here's why it sucks and what you need to focus on instead.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[how much to spend on a car (and why I don't have a car loan)]]></title>
			<itunes:title><![CDATA[how much to spend on a car (and why I don't have a car loan)]]></itunes:title>
			<pubDate>Sun, 08 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:58</itunes:duration>
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			<acast:episodeUrl>how-much-to-spend-on-a-car-and-why-i-dont-have-a-car-loan</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>39</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a551.jpg"/>
			<description><![CDATA[<p>Cars, cars, cars, baby! Everyone wants to drive something sweet and more often they're not cheap. Glen shares the guide that he uses for buying a car.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Cars, cars, cars, baby! Everyone wants to drive something sweet and more often they're not cheap. Glen shares the guide that he uses for buying a car.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should Jason get financial advice?</title>
			<itunes:title>should Jason get financial advice?</itunes:title>
			<pubDate>Thu, 05 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>6:35</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>38</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a552.jpg"/>
			<description><![CDATA[<p>Many people ask if they need a financial adviser and Jason's wondering if he should see one. Glen, Shell and John chat about Jason's situation and what he should do.</p><p>If you want to speak to a trusted adviser you can head to <a href="sortyourmoneyout.com">sortyourmoneyout.com</a> and click <strong>Get Help</strong> to be connected with one of Glen's preferred advisers.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Many people ask if they need a financial adviser and Jason's wondering if he should see one. Glen, Shell and John chat about Jason's situation and what he should do.</p><p>If you want to speak to a trusted adviser you can head to <a href="sortyourmoneyout.com">sortyourmoneyout.com</a> and click <strong>Get Help</strong> to be connected with one of Glen's preferred advisers.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to run your property portfolio like a business</title>
			<itunes:title>how to run your property portfolio like a business</itunes:title>
			<pubDate>Wed, 04 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:17</itunes:duration>
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			<acast:episodeUrl>how-to-run-your-property-portfolio-like-a-business</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>37</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a553.jpg"/>
			<description><![CDATA[<p>Like running a business, we want to keep our property portfolio lean, efficient and profitable. John shares 4 key ways to do just that.</p><p>Check out the <a href="https://bit.ly/mmd-solvere-property-management-tracker">income and expenses tracker mentioned in the chat here</a>.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Like running a business, we want to keep our property portfolio lean, efficient and profitable. John shares 4 key ways to do just that.</p><p>Check out the <a href="https://bit.ly/mmd-solvere-property-management-tracker">income and expenses tracker mentioned in the chat here</a>.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to ask your bank for a rate review</title>
			<itunes:title>how to ask your bank for a rate review</itunes:title>
			<pubDate>Tue, 03 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>7:37</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>36</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a554.jpg"/>
			<description><![CDATA[<p>Not sure if your bank can offer you a better deal on your mortgage? If you don't ask, you won't know. Glen shares the script he uses to have this conversation with your bank.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Not sure if your bank can offer you a better deal on your mortgage? If you don't ask, you won't know. Glen shares the script he uses to have this conversation with your bank.</p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I study my masters?</title>
			<itunes:title>should I study my masters?</itunes:title>
			<pubDate>Mon, 02 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>5:25</itunes:duration>
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			<acast:episodeUrl>should-i-study-my-masters</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>35</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a555.jpg"/>
			<description><![CDATA[<p>Unsure about whether you should study more and pursue a higher education? Shell shares a few things to help you make your decision.</p><p>Learn more about MicroMasters: <a href="https://www.edx.org/micromasters">https://www.edx.org/micromasters</a></p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Unsure about whether you should study more and pursue a higher education? Shell shares a few things to help you make your decision.</p><p>Learn more about MicroMasters: <a href="https://www.edx.org/micromasters">https://www.edx.org/micromasters</a></p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>new year, same you</title>
			<itunes:title>new year, same you</itunes:title>
			<pubDate>Sun, 01 Jan 2023 18:00:00 GMT</pubDate>
			<itunes:duration>8:57</itunes:duration>
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			<acast:episodeUrl>new-year-same-you</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>34</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a556.jpg"/>
			<description><![CDATA[<p>No matter how your 2022 was, 2023 is your opportunity to reset and refocus. Glen shares some pointers for how to start the year so you don't get stuck in a rut of new years resolutions that never happen.</p><p>📘 <a href="https://amzn.to/3HZugaS">Why We Sleep by Matthew Walker</a></p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>No matter how your 2022 was, 2023 is your opportunity to reset and refocus. Glen shares some pointers for how to start the year so you don't get stuck in a rut of new years resolutions that never happen.</p><p>📘 <a href="https://amzn.to/3HZugaS">Why We Sleep by Matthew Walker</a></p><p>Need help managing your money?<a href="https://bit.ly/gjsp-spotify"> </a><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> or use the code SPOTIFY</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>study or pay down the mortgage?</title>
			<itunes:title>study or pay down the mortgage?</itunes:title>
			<pubDate>Thu, 29 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:32</itunes:duration>
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			<acast:episodeUrl>study-or-pay-down-the-mortgage</acast:episodeUrl>
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			<itunes:episode>33</itunes:episode>
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			<description><![CDATA[<p>It can be tricky deciding on whether it's the right time to study, especially if you have a mortgage you want to pay off asap. Glen, John and Shell chat about a question from Liz who asked, "Should I study a higher education degree while working full time with 3 kids or try to get a side hustle and pay down the mortgage?".</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It can be tricky deciding on whether it's the right time to study, especially if you have a mortgage you want to pay off asap. Glen, John and Shell chat about a question from Liz who asked, "Should I study a higher education degree while working full time with 3 kids or try to get a side hustle and pay down the mortgage?".</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 tips for putting an offer in on a property</title>
			<itunes:title>5 tips for putting an offer in on a property</itunes:title>
			<pubDate>Wed, 28 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:32</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>32</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a558.jpg"/>
			<description><![CDATA[<p>It can feel a bit daunting making offers on properties, especially if you're new to it. In this episode John shares how to master the art of the offer.</p><p><a href="https://www.mymillennial.money/blog/how-to-make-an-offer-on-a-property?fbclid=IwAR1BMM4afg_hy6ganYiXbyGiDi4K-fZBlJlZi5DIUpINHOXEX214u3YnLGI">Check out the offer template that John uses here</a>.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It can feel a bit daunting making offers on properties, especially if you're new to it. In this episode John shares how to master the art of the offer.</p><p><a href="https://www.mymillennial.money/blog/how-to-make-an-offer-on-a-property?fbclid=IwAR1BMM4afg_hy6ganYiXbyGiDi4K-fZBlJlZi5DIUpINHOXEX214u3YnLGI">Check out the offer template that John uses here</a>.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>end of year reflections</title>
			<itunes:title>end of year reflections</itunes:title>
			<pubDate>Tue, 27 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:33</itunes:duration>
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			<acast:episodeUrl>end-of-year-reflections</acast:episodeUrl>
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			<itunes:episode>31</itunes:episode>
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			<description><![CDATA[<p>Before the year's out, take a moment of self reflection to ask yourself these 3 questions! </p><p>🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/543b">543b The Psychology of Money (book review)</a></p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Before the year's out, take a moment of self reflection to ask yourself these 3 questions! </p><p>🎧 <a href="https://shows.acast.com/my-millennial-money/episodes/543b">543b The Psychology of Money (book review)</a></p><p>📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to nail your resume</title>
			<itunes:title>how to nail your resume</itunes:title>
			<pubDate>Mon, 26 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:00</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>30</itunes:episode>
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			<description><![CDATA[<p>Unsure how to write a resume that gets you in the room? Shell answers some common questions and shares her top tips for creating an effective resume.</p><p>Cover letter and resume templates:</p><p><a href="https://www.seek.com.au/career-advice/category/resources-and-templates">SEEK templates</a> (free)</p><p><a href="https://www.etsy.com/au/market/resume_and_cover_letter_template">Etsy templates</a></p><p>Get your hands on a copy of Shell and Glen's new book, 📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a>.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Unsure how to write a resume that gets you in the room? Shell answers some common questions and shares her top tips for creating an effective resume.</p><p>Cover letter and resume templates:</p><p><a href="https://www.seek.com.au/career-advice/category/resources-and-templates">SEEK templates</a> (free)</p><p><a href="https://www.etsy.com/au/market/resume_and_cover_letter_template">Etsy templates</a></p><p>Get your hands on a copy of Shell and Glen's new book, 📒 <a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a>.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 steps to get out of debt fast</title>
			<itunes:title>5 steps to get out of debt fast</itunes:title>
			<pubDate>Sun, 25 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>8:20</itunes:duration>
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			<itunes:episode>29</itunes:episode>
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			<description><![CDATA[<p>Debt can feel so debilitating. Get out of debt fast with Glen's 5 steps.</p><p><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> with the code SPOTIFY.</p><p>Check out Glen's book, 📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Debt can feel so debilitating. Get out of debt fast with Glen's 5 steps.</p><p><a href="https://bit.ly/gjsp-spotify">Click here to get $20 off The Glen James Spending Plan</a> with the code SPOTIFY.</p><p>Check out Glen's book, 📘 <a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>analysis paralysis</title>
			<itunes:title>analysis paralysis</itunes:title>
			<pubDate>Thu, 22 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:23</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>analysis-paralysis</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>28</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a55c.jpg"/>
			<description><![CDATA[<p>Don't let analysis paralysis prevent you from moving forward! Glen, Shell and John chat about a question from Brookke who was gifted a sum of money and isn't sure which way she should use it.</p><p>Level up your career and your money! Check out these books by Glen &amp; Shell:</p><p>📒<a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>📘<a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Don't let analysis paralysis prevent you from moving forward! Glen, Shell and John chat about a question from Brookke who was gifted a sum of money and isn't sure which way she should use it.</p><p>Level up your career and your money! Check out these books by Glen &amp; Shell:</p><p>📒<a href="https://bit.ly/mmd-syco">Sort Your Career Out &amp; Make More Money</a> </p><p>📘<a href="https://bit.ly/mmd-symo">Sort Your Money Out &amp; Get Invested</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to talk to agents at open homes</title>
			<itunes:title>how to talk to agents at open homes</itunes:title>
			<pubDate>Wed, 21 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:28</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a55d</acast:episodeId>
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			<acast:episodeUrl>how-to-talk-to-agents-at-open-homes</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>27</itunes:episode>
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			<description><![CDATA[<p>Are you the type of person who ducks in and out of open homes without chatting to the agent? You could be missing an opportunity to get into your home sooner. John shares his top tips for how to communicate with the real estate agent at the next open home you attend.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Are you the type of person who ducks in and out of open homes without chatting to the agent? You could be missing an opportunity to get into your home sooner. John shares his top tips for how to communicate with the real estate agent at the next open home you attend.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>can you inherit debt?</title>
			<itunes:title>can you inherit debt?</itunes:title>
			<pubDate>Tue, 20 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:51</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/can-you-inherit-debt</link>
			<acast:episodeId>647d219a1ff513001105a55e</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>can-you-inherit-debt</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>26</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a55e.png"/>
			<description><![CDATA[<p>It can be difficult seeing family struggle with debt, and the concern around inheriting their debt is real. In this episode Glen talks through how estates work and whether it's possible to inherit debt.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It can be difficult seeing family struggle with debt, and the concern around inheriting their debt is real. In this episode Glen talks through how estates work and whether it's possible to inherit debt.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>stop looking for your dream job</title>
			<itunes:title>stop looking for your dream job</itunes:title>
			<pubDate>Mon, 19 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>5:41</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/stop-looking-for-your-dream-job</link>
			<acast:episodeId>647d219a1ff513001105a55f</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>stop-looking-for-your-dream-job</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>25</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a55f.png"/>
			<description><![CDATA[<p>Does a "dream job" even exist? Shell talks about why you should stop looking for it, and instead start looking for a dream team.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Does a "dream job" even exist? Shell talks about why you should stop looking for it, and instead start looking for a dream team.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when to contribute more money to super</title>
			<itunes:title>when to contribute more money to super</itunes:title>
			<pubDate>Sun, 18 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:36</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/when-to-contribute-more-money-to-super</link>
			<acast:episodeId>647d219a1ff513001105a560</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>when-to-contribute-more-money-to-super</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>24</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a560.png"/>
			<description><![CDATA[<p>Super can be a tax effective way to save for your future. Glen shares his thoughts around when it's a good (and not so good) time to contribute more into your super.</p><p>📘 <a href="https://www.sortyourmoneyout.com/sort-your-money-out-get-invested">Sort Your Money Out &amp; Get Invested by Glen James</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Super can be a tax effective way to save for your future. Glen shares his thoughts around when it's a good (and not so good) time to contribute more into your super.</p><p>📘 <a href="https://www.sortyourmoneyout.com/sort-your-money-out-get-invested">Sort Your Money Out &amp; Get Invested by Glen James</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I move interstate?</title>
			<itunes:title>should I move interstate?</itunes:title>
			<pubDate>Thu, 15 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>5:41</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/should-i-move-interstate</link>
			<acast:episodeId>647d219a1ff513001105a561</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>should-i-move-interstate</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>23</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Thinking about crossing the border? When's the right time? Glen, Shell and John discuss a question Rianna posted in the my millennial money Facebook group about exactly that.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thinking about crossing the border? When's the right time? Glen, Shell and John discuss a question Rianna posted in the my millennial money Facebook group about exactly that.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should you time the property market?</title>
			<itunes:title>should you time the property market?</itunes:title>
			<pubDate>Wed, 14 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:00</itunes:duration>
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			<itunes:episode>22</itunes:episode>
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			<description><![CDATA[<p>Everyone wants to snap up property at it's cheapest point which brings us to the age old debate - should you try and time the market?</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Everyone wants to snap up property at it's cheapest point which brings us to the age old debate - should you try and time the market?</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>HELP! I’m receiving an inheritance</title>
			<itunes:title>HELP! I’m receiving an inheritance</itunes:title>
			<pubDate>Tue, 13 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:43</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a563</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>21</itunes:episode>
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			<description><![CDATA[<p>More people receive inheritances than you think, and it can be difficult to know what to do with one. Glen shares how to move forward when an inheritance is coming your way.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>More people receive inheritances than you think, and it can be difficult to know what to do with one. Glen shares how to move forward when an inheritance is coming your way.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 ways to make tough work conversations easier</title>
			<itunes:title>5 ways to make tough work conversations easier</itunes:title>
			<pubDate>Mon, 12 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:16</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/647d219a1ff513001105a564</link>
			<acast:episodeId>647d219a1ff513001105a564</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
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			<itunes:episode>20</itunes:episode>
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			<description><![CDATA[<p>Tough work conversations can be just plain uncomfortable. In this episode Shell shares 5 phrases that can help disarm defensiveness and create a more open dialogue.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Tough work conversations can be just plain uncomfortable. In this episode Shell shares 5 phrases that can help disarm defensiveness and create a more open dialogue.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to make financial decisions</title>
			<itunes:title>how to make financial decisions</itunes:title>
			<pubDate>Sun, 11 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:19</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/how-to-make-financial-decisions</link>
			<acast:episodeId>647d219a1ff513001105a565</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>how-to-make-financial-decisions</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>19</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a565.png"/>
			<description><![CDATA[<p>How do you know which financial option to take - this or that? Glen shares some simple ways to assess your options and make the decision that's right for you.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do you know which financial option to take - this or that? Glen shares some simple ways to assess your options and make the decision that's right for you.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[renovate, detonate & building from scratch]]></title>
			<itunes:title><![CDATA[renovate, detonate & building from scratch]]></itunes:title>
			<pubDate>Thu, 08 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>8:06</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/renovate-detonate-building-from-scratch</link>
			<acast:episodeId>647d219a1ff513001105a566</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>renovate-detonate-building-from-scratch</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>18</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/show-cover.png"/>
			<description><![CDATA[<p>Renovating, demolishing or building from scratch are pretty popular these days - what's the go? Glen, John and Shell chat about a question from Priya: building a home - where to start if you already have the land? What's the first step and things to consider.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Renovating, demolishing or building from scratch are pretty popular these days - what's the go? Glen, John and Shell chat about a question from Priya: building a home - where to start if you already have the land? What's the first step and things to consider.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>finding and keeping a good tenant</title>
			<itunes:title>finding and keeping a good tenant</itunes:title>
			<pubDate>Wed, 07 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:05</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/finding-and-keeping-a-good-tenant</link>
			<acast:episodeId>647d219a1ff513001105a567</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>finding-and-keeping-a-good-tenant</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>17</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a567.png"/>
			<description><![CDATA[<p>Trish asked for tips around managing anxiety when it comes to renting out her very first property so John shares some ways to find and hopefully keep an amazing tenant!</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Trish asked for tips around managing anxiety when it comes to renting out her very first property so John shares some ways to find and hopefully keep an amazing tenant!</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>pet insurance: yay or nay?</title>
			<itunes:title>pet insurance: yay or nay?</itunes:title>
			<pubDate>Tue, 06 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:51</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/pet-insurance-yay-or-nay</link>
			<acast:episodeId>647d219a1ff513001105a568</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>pet-insurance-yay-or-nay</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>16</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a568.png"/>
			<description><![CDATA[<p>Pet-owners unite! Do you really need pet insurance for your feathered, scaly or furry friends? Here's Glen's thoughts on it.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Pet-owners unite! Do you really need pet insurance for your feathered, scaly or furry friends? Here's Glen's thoughts on it.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>find your strengths, fuel your career</title>
			<itunes:title>find your strengths, fuel your career</itunes:title>
			<pubDate>Mon, 05 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>5:59</itunes:duration>
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			<itunes:episode>15</itunes:episode>
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			<description><![CDATA[<p>Talking about our strengths at work can feel so awkward but Shell explains why your strengths matter and how to start discovering them.</p><p><a href="https://www.viacharacter.org">Via Character Strengths survey</a></p><p><a href="https://www.gallup.com/cliftonstrengths/en/252137/home.aspx">Gallup CliftonStrengths assessment</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Talking about our strengths at work can feel so awkward but Shell explains why your strengths matter and how to start discovering them.</p><p><a href="https://www.viacharacter.org">Via Character Strengths survey</a></p><p><a href="https://www.gallup.com/cliftonstrengths/en/252137/home.aspx">Gallup CliftonStrengths assessment</a></p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>when not to invest in shares!</title>
			<itunes:title>when not to invest in shares!</itunes:title>
			<pubDate>Sun, 04 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:58</itunes:duration>
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			<acast:episodeUrl>when-not-to-invest-in-shares</acast:episodeUrl>
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			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[<p>Before you get in too deep with shares, check yourself. In this episode, Glen challenges you to be truly prepared so you invest with intention.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Before you get in too deep with shares, check yourself. In this episode, Glen challenges you to be truly prepared so you invest with intention.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>talking to kids about money</title>
			<itunes:title>talking to kids about money</itunes:title>
			<pubDate>Thu, 01 Dec 2022 18:00:00 GMT</pubDate>
			<itunes:duration>8:31</itunes:duration>
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			<acast:episodeUrl>talking-to-kids-about-money</acast:episodeUrl>
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			<itunes:episode>13</itunes:episode>
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			<description><![CDATA[<p>We all want our kids to be equipped when it comes to money, but how do you have money related conversations with them? What do they need to know? Glen, John and Shell chat about it.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>We all want our kids to be equipped when it comes to money, but how do you have money related conversations with them? What do they need to know? Glen, John and Shell chat about it.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>how to buy property without a 20% deposit</title>
			<itunes:title>how to buy property without a 20% deposit</itunes:title>
			<pubDate>Wed, 30 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>5:54</itunes:duration>
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			<acast:episodeId>647d219a1ff513001105a56c</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>how-to-buy-property-without-a-20-deposit</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>12</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a56c.png"/>
			<description><![CDATA[<p>If you're looking to get into property fast, John's got you covered. Here are some ways to make it happen now without the big juicy deposit.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>If you're looking to get into property fast, John's got you covered. Here are some ways to make it happen now without the big juicy deposit.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>emergency funds 101</title>
			<itunes:title>emergency funds 101</itunes:title>
			<pubDate>Tue, 29 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:10</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/emergency-funds-101</link>
			<acast:episodeId>647d219a1ff513001105a56d</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>emergency-funds-101</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>11</itunes:episode>
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			<description><![CDATA[<p>Emergency funds are the first and most critical part of building solid financial foundations. Here are the essential emergency fund tips you need to know.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Emergency funds are the first and most critical part of building solid financial foundations. Here are the essential emergency fund tips you need to know.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>cover letters: 3 mistakes you need to avoid</title>
			<itunes:title>cover letters: 3 mistakes you need to avoid</itunes:title>
			<pubDate>Mon, 28 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:13</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/cover-letters-3-mistakes-you-need-to-avoid</link>
			<acast:episodeId>647d219a1ff513001105a56e</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a56e.png"/>
			<description><![CDATA[<p>Let's be real - how do you even write a cover letter? Here's the biggest cover letter mistakes to dodge when trying to stand out to potential employers.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Let's be real - how do you even write a cover letter? Here's the biggest cover letter mistakes to dodge when trying to stand out to potential employers.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Glenny J's money tips for buying Christmas gifts]]></title>
			<itunes:title><![CDATA[Glenny J's money tips for buying Christmas gifts]]></itunes:title>
			<pubDate>Sun, 27 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:37</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[<p>Christmas can get a bit cray, right? Here's Glen's top money tips to enjoy Christmas gift giving without a financial hangover.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Christmas can get a bit cray, right? Here's Glen's top money tips to enjoy Christmas gift giving without a financial hangover.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>should I help my parents out with money?</title>
			<itunes:title>should I help my parents out with money?</itunes:title>
			<pubDate>Thu, 24 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:32</itunes:duration>
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			<itunes:episode>8</itunes:episode>
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			<description><![CDATA[<p>Do you feel financially responsible for supporting your parents? Glen, John and Shell discuss a great question from Nikita.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Do you feel financially responsible for supporting your parents? Glen, John and Shell discuss a great question from Nikita.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>one big mistake that property investors make</title>
			<itunes:title>one big mistake that property investors make</itunes:title>
			<pubDate>Wed, 23 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>4:43</itunes:duration>
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			<acast:episodeUrl>one-big-mistake-that-property-investors-make</acast:episodeUrl>
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			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[<p>Don't do this if you're buying an investment property! It's a mistake that a lot of first time and seasoned investors make.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Don't do this if you're buying an investment property! It's a mistake that a lot of first time and seasoned investors make.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>pay off mortgage or invest?</title>
			<itunes:title>pay off mortgage or invest?</itunes:title>
			<pubDate>Tue, 22 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>8:39</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>pay-off-mortgage-or-invest</acast:episodeUrl>
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			<itunes:episode>6</itunes:episode>
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			<description><![CDATA[<p>Got some spare change and wondering whether to invest or pay down the mortgage? Glen chats through a few things to consider when weighing up what you should do.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Got some spare change and wondering whether to invest or pay down the mortgage? Glen chats through a few things to consider when weighing up what you should do.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[stay or go? 3 signs it's time to leave your job]]></title>
			<itunes:title><![CDATA[stay or go? 3 signs it's time to leave your job]]></itunes:title>
			<pubDate>Mon, 21 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:13</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/stay-or-go-3-signs-its-time-to-leave-your-job</link>
			<acast:episodeId>647d219a1ff513001105a573</acast:episodeId>
			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
			<acast:episodeUrl>stay-or-go-3-signs-its-time-to-leave-your-job</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[<p>Every Tuesday, HR specialist and author Shelley Johnson chats with you about your career. Wondering if you should quit your job? Shell shares 3 signs that it might be time for you to walk out that door.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Every Tuesday, HR specialist and author Shelley Johnson chats with you about your career. Wondering if you should quit your job? Shell shares 3 signs that it might be time for you to walk out that door.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>4 ways to gain control over your budget</title>
			<itunes:title>4 ways to gain control over your budget</itunes:title>
			<pubDate>Sun, 20 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>6:30</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/647d219a1ff513001105a574</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[<p>Whether you're feeling strapped for cash or just want more (who doesn't), Glen shares 4 ways to optimise your budget so you can get more money in your life.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Whether you're feeling strapped for cash or just want more (who doesn't), Glen shares 4 ways to optimise your budget so you can get more money in your life.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>buy property or travel?</title>
			<itunes:title>buy property or travel?</itunes:title>
			<pubDate>Thu, 17 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:36</itunes:duration>
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			<acast:episodeUrl>nuy-property-or-travel</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[<p>What do you do when you have competing financial goals? Maybe you're saving for a big holiday and a first home at the same time. Glen, John and Shell chat about a question sent in from Emma!</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>What do you do when you have competing financial goals? Maybe you're saving for a big holiday and a first home at the same time. Glen, John and Shell chat about a question sent in from Emma!</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 tips for first home buyers</title>
			<itunes:title>5 tips for first home buyers</itunes:title>
			<pubDate>Wed, 16 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>7:22</itunes:duration>
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			<acast:showId>647d2190d035fa00119ebf2f</acast:showId>
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			<itunes:season>1</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/647d2190d035fa00119ebf2f/647d219a1ff513001105a576.png"/>
			<description><![CDATA[<p>Thursdays on my millennial daily are all about property and today's episode is for first home buyers. Purchasing your first home or investment property comes with so much excitement and lots to learn so property coach John Pidgeon shares 5 tips for getting started. Go get em!</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Thursdays on my millennial daily are all about property and today's episode is for first home buyers. Purchasing your first home or investment property comes with so much excitement and lots to learn so property coach John Pidgeon shares 5 tips for getting started. Go get em!</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>what to do when your investments drop in value</title>
			<itunes:title>what to do when your investments drop in value</itunes:title>
			<pubDate>Tue, 15 Nov 2022 18:00:00 GMT</pubDate>
			<itunes:duration>8:17</itunes:duration>
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			<link>https://shows.acast.com/my-millennial-daily/episodes/what-to-do-when-your-investments-drop-in-value</link>
			<acast:episodeId>647d219a1ff513001105a577</acast:episodeId>
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			<itunes:episode>1</itunes:episode>
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			<description><![CDATA[<p>The first episode of my millennial daily is here! Every Monday and Wednesday Glen James talks with you about your money. Have your investments taken a huge hit and you're wondering whether to sell, hold or move your assets? Glen shares 4 options you can consider.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The first episode of my millennial daily is here! Every Monday and Wednesday Glen James talks with you about your money. Have your investments taken a huge hit and you're wondering whether to sell, hold or move your assets? Glen shares 4 options you can consider.</p><p>my millennial daily is a production of my millennial money.</p><p> </p><p>Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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    	<itunes:category text="Business"/>
		<itunes:category text="Business">
			<itunes:category text="Investing"/>
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