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		<title>Retail Relay: Bite Size Payments Insights</title>
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		<itunes:summary><![CDATA[<p>&nbsp;</p><p>The payments industry is both complex and ever-changing. With new regulations, rising costs, and an increasingly essential customer experience to consider, retailers need to stay informed.</p><br><p>Retail Relay is your weekly source of bite-sized payments insights, brought to you by CMSPI - an independent, global payments consultancy supporting merchants to maximise the value in their supply chain.</p><br><p>From retail trends to regulation updates, we cover it all. By bringing unique visibility into trends across different industries and channels, we dissect the complexities into digestible insights. If you want to learn about all things payments, you're in the right place.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[<p>&nbsp;</p><p>The payments industry is both complex and ever-changing. With new regulations, rising costs, and an increasingly essential customer experience to consider, retailers need to stay informed.</p><br><p>Retail Relay is your weekly source of bite-sized payments insights, brought to you by CMSPI - an independent, global payments consultancy supporting merchants to maximise the value in their supply chain.</p><br><p>From retail trends to regulation updates, we cover it all. By bringing unique visibility into trends across different industries and channels, we dissect the complexities into digestible insights. If you want to learn about all things payments, you're in the right place.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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				<title>Retail Relay: Bite Size Payments Insights</title>
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			<title><![CDATA[#7: Financial Performance Of Payments Suppliers & What It Means For Retailers]]></title>
			<itunes:title><![CDATA[#7: Financial Performance Of Payments Suppliers & What It Means For Retailers]]></itunes:title>
			<pubDate>Thu, 18 Jun 2020 14:09:35 GMT</pubDate>
			<itunes:duration>20:54</itunes:duration>
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			<description><![CDATA[<p>The pandemic has driven an incredible impact on various players in the payments world, such as card schemes, cash suppliers and mobile payment suppliers. As consumers begin to look for payment methods that require less physical contact, cash continues to decline, whilst the card and alternative payment method (APM) space has seen growth.</p><br><p>In this episode, we take a look at how the pandemic affected the share prices and financial performance of different payments suppliers in the space; and how it can impact merchants' costs.</p><br><p>For the latest updates, please visit: https://bit.ly/2YKL25j&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The pandemic has driven an incredible impact on various players in the payments world, such as card schemes, cash suppliers and mobile payment suppliers. As consumers begin to look for payment methods that require less physical contact, cash continues to decline, whilst the card and alternative payment method (APM) space has seen growth.</p><br><p>In this episode, we take a look at how the pandemic affected the share prices and financial performance of different payments suppliers in the space; and how it can impact merchants' costs.</p><br><p>For the latest updates, please visit: https://bit.ly/2YKL25j&nbsp;</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[#6: Looking Into The Future & The Next Generation Of Payments]]></title>
			<itunes:title><![CDATA[#6: Looking Into The Future & The Next Generation Of Payments]]></itunes:title>
			<pubDate>Wed, 10 Jun 2020 16:22:41 GMT</pubDate>
			<itunes:duration>27:31</itunes:duration>
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			<description><![CDATA[As recovery continues, we look into the future of retail and the payments landscape in this episode. With data from our forecast, Robbie and Callum explore trends for the coming year through a bull and bear view, and the next generation of payments - open banking. Open banking seems to tick all the boxes, but what is behind the lack of growth? We look at how the concept is currently implemented in Europe, how it can change the payments environment and the roles merchants, consumers and issuers play in the lack of popularity.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[As recovery continues, we look into the future of retail and the payments landscape in this episode. With data from our forecast, Robbie and Callum explore trends for the coming year through a bull and bear view, and the next generation of payments - open banking. Open banking seems to tick all the boxes, but what is behind the lack of growth? We look at how the concept is currently implemented in Europe, how it can change the payments environment and the roles merchants, consumers and issuers play in the lack of popularity.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[#5: Innovative Payment Methods & Why Are Payments Costs Rising?]]></title>
			<itunes:title><![CDATA[#5: Innovative Payment Methods & Why Are Payments Costs Rising?]]></itunes:title>
			<pubDate>Wed, 03 Jun 2020 11:35:20 GMT</pubDate>
			<itunes:duration>26:07</itunes:duration>
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			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[<p>The pandemic has been accelerating the shift to ecommerce and credit card usage, whilst encouraging the rise of digital payments. How will merchants see their costs change? What are the benefits and risks of emerging finger vein payment methods? How do innovative payment methods compete against each other? In this week’s episode, Robbie and Callum explore the above in detail, and look into the latest data on retail and spending volumes.</p><br><p>Read the Retail Payments Review: https://bit.ly/3ePwo31</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The pandemic has been accelerating the shift to ecommerce and credit card usage, whilst encouraging the rise of digital payments. How will merchants see their costs change? What are the benefits and risks of emerging finger vein payment methods? How do innovative payment methods compete against each other? In this week’s episode, Robbie and Callum explore the above in detail, and look into the latest data on retail and spending volumes.</p><br><p>Read the Retail Payments Review: https://bit.ly/3ePwo31</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[#4: Contactless Trend & Future-proofing the Ecommerce Shift]]></title>
			<itunes:title><![CDATA[#4: Contactless Trend & Future-proofing the Ecommerce Shift]]></itunes:title>
			<pubDate>Wed, 27 May 2020 11:44:35 GMT</pubDate>
			<itunes:duration>29:47</itunes:duration>
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			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[<p>In this episode, Robbie and Callum look at the general retail and spending volumes trends this week. We discuss contactless, PIN and signature transaction trends - and what data we'd like to see from the schemes. Lastly, we dive into the overall impact of COVID-19 on the payments industry and how retailers can prepare for the future.&nbsp;</p><p>To read the Retail Payments Review, please click here: <a href="https://bit.ly/2ZK1mp5">https://bit.ly/2ZK1mp5</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, Robbie and Callum look at the general retail and spending volumes trends this week. We discuss contactless, PIN and signature transaction trends - and what data we'd like to see from the schemes. Lastly, we dive into the overall impact of COVID-19 on the payments industry and how retailers can prepare for the future.&nbsp;</p><p>To read the Retail Payments Review, please click here: <a href="https://bit.ly/2ZK1mp5">https://bit.ly/2ZK1mp5</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[#3: Impacts On Current Fee Regulation & Cash Trend]]></title>
			<itunes:title><![CDATA[#3: Impacts On Current Fee Regulation & Cash Trend]]></itunes:title>
			<pubDate>Tue, 19 May 2020 12:57:21 GMT</pubDate>
			<itunes:duration>23:06</itunes:duration>
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			<description><![CDATA[With stimulus checks being introduced and lockdown easing in certain parts of the world, we're seeing a trend of recovery in various industries week by week. In this episode, Robbie and Callum look at ATM withdrawal trends; the influence of the pandemic on cash usage and the future of cash; and how COVID-19 is likely to impact current payments regulations in Europe and the U.S. To read the Retail Payments Review, please click here: <a href="https://bit.ly/3dZK0bU" rel="ugc noopener noreferrer" target="_blank">https://bit.ly/3dZK0bU</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[With stimulus checks being introduced and lockdown easing in certain parts of the world, we're seeing a trend of recovery in various industries week by week. In this episode, Robbie and Callum look at ATM withdrawal trends; the influence of the pandemic on cash usage and the future of cash; and how COVID-19 is likely to impact current payments regulations in Europe and the U.S. To read the Retail Payments Review, please click here: <a href="https://bit.ly/3dZK0bU" rel="ugc noopener noreferrer" target="_blank">https://bit.ly/3dZK0bU</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>#2: Shift to a Cashless World</title>
			<itunes:title>#2: Shift to a Cashless World</itunes:title>
			<pubDate>Wed, 13 May 2020 12:40:21 GMT</pubDate>
			<itunes:duration>23:34</itunes:duration>
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			<description><![CDATA[As the pandemic continues, the shift to contactless card payments and the collapse of cash are further accelerated. In this episode, Robbie and Callum delve into the latest trends in consumer spending; changes in contactless; the concept of Buy Now Pay Later; and cashless payment methods implementation in different parts of the world. To access the Retail Payments Review, please click here - <a href="https://bit.ly/2LmYA0A">https://bit.ly/2LmYA0A</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[As the pandemic continues, the shift to contactless card payments and the collapse of cash are further accelerated. In this episode, Robbie and Callum delve into the latest trends in consumer spending; changes in contactless; the concept of Buy Now Pay Later; and cashless payment methods implementation in different parts of the world. To access the Retail Payments Review, please click here - <a href="https://bit.ly/2LmYA0A">https://bit.ly/2LmYA0A</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>#1: Early Impacts of the Pandemic</title>
			<itunes:title>#1: Early Impacts of the Pandemic</itunes:title>
			<pubDate>Wed, 06 May 2020 17:34:35 GMT</pubDate>
			<itunes:duration>18:53</itunes:duration>
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			<itunes:episode>1</itunes:episode>
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			<description><![CDATA[<p>In our first episode, Robbie and Callum consider the key trends we've seen across the retail industry in recent weeks. As lockdown continues to keep stores closed across both the U.S. and Europe, we're seeing a huge shift towards online spend - and we explore the numerous complexities, opportunities and challenges that come with that change.</p><p>To access the Retail Payments Review, please click here - https://bit.ly/3dlwoHx .</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In our first episode, Robbie and Callum consider the key trends we've seen across the retail industry in recent weeks. As lockdown continues to keep stores closed across both the U.S. and Europe, we're seeing a huge shift towards online spend - and we explore the numerous complexities, opportunities and challenges that come with that change.</p><p>To access the Retail Payments Review, please click here - https://bit.ly/3dlwoHx .</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Trailer: Retail Relay</title>
			<itunes:title>Trailer: Retail Relay</itunes:title>
			<pubDate>Mon, 04 May 2020 12:00:00 GMT</pubDate>
			<itunes:duration>1:00</itunes:duration>
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			<itunes:season>1</itunes:season>
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			<description><![CDATA[<p>The global outbreak of COVID-19 has made the world of retail almost unrecognizable – but what trends and changes are we seeing in the way consumers pay? Retail Relay is your weekly, bite-sized update brought to you by CMSPI.</p><p>CMSPI is an independent global payments consultancy that helps merchants enhance and optimize their end-to-end payments strategy. With transparency into trends across different industries, channels and continents, as well as visibility of the market coming from hundreds of merchants across the globe every year, we’re able to analyse the retail space in detail.</p><p>Every week, we publish a report with the latest global trends and changes during the pandemic, and in each podcast episode we’ll discuss these <em>key</em> trends with information we get on the last full week of trade.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The global outbreak of COVID-19 has made the world of retail almost unrecognizable – but what trends and changes are we seeing in the way consumers pay? Retail Relay is your weekly, bite-sized update brought to you by CMSPI.</p><p>CMSPI is an independent global payments consultancy that helps merchants enhance and optimize their end-to-end payments strategy. With transparency into trends across different industries, channels and continents, as well as visibility of the market coming from hundreds of merchants across the globe every year, we’re able to analyse the retail space in detail.</p><p>Every week, we publish a report with the latest global trends and changes during the pandemic, and in each podcast episode we’ll discuss these <em>key</em> trends with information we get on the last full week of trade.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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