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		<title>The 80 Percent</title>
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		<copyright>© 2021-2025 The 80 Percent | Fitz Villafuerte</copyright>
		<itunes:keywords>Personal Finance, Business, Investments, Finance, Money, Entrepreneurship, Investing, Saving Money, Budgeting, Stock Market, Mutual Funds, Philippines</itunes:keywords>
		<itunes:author>Fitz Villafuerte</itunes:author>
		<itunes:subtitle>Personal finance for Filipinos</itunes:subtitle>
		<itunes:summary><![CDATA[Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a> to learn more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a> to learn more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<title>Investment Strategy for 2026</title>
			<itunes:title>Investment Strategy for 2026</itunes:title>
			<pubDate>Fri, 13 Feb 2026 23:27:51 GMT</pubDate>
			<itunes:duration>18:40</itunes:duration>
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			<itunes:episode>242</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 242 of The 80 Percent.</p><br><p>Where should Filipinos invest in 2026? In this episode, we cut through the noise and discuss investing strategies for this year. No hype. Just clear thinking and practical investment choices.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investment-strategy-for-2026.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 242 of The 80 Percent.</p><br><p>Where should Filipinos invest in 2026? In this episode, we cut through the noise and discuss investing strategies for this year. No hype. Just clear thinking and practical investment choices.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investment-strategy-for-2026.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Why I Went Quiet for a While</title>
			<itunes:title>Why I Went Quiet for a While</itunes:title>
			<pubDate>Fri, 16 Jan 2026 10:19:21 GMT</pubDate>
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			<itunes:season>21</itunes:season>
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			<description><![CDATA[I took a short, unexpected break, and I’ll be back with new episodes soon. In the meantime, you can catch up on past episodes at <a href="http://www.the80percentpodcast.com" rel="noopener noreferrer" target="_blank"><strong>www.the80percentpodcast.com</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[I took a short, unexpected break, and I’ll be back with new episodes soon. In the meantime, you can catch up on past episodes at <a href="http://www.the80percentpodcast.com" rel="noopener noreferrer" target="_blank"><strong>www.the80percentpodcast.com</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Listen Back: 5 Money Mistakes That People Don’t Know They’re Making</title>
			<itunes:title>Listen Back: 5 Money Mistakes That People Don’t Know They’re Making</itunes:title>
			<pubDate>Fri, 19 Dec 2025 22:45:42 GMT</pubDate>
			<itunes:duration>16:52</itunes:duration>
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			<itunes:season>21</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent you might have missed, so we’re bringing them back, especially for our new listeners.</p><br><p>This was Episode 169. For the original show notes, <a href="https://fitzvillafuerte.com/5-money-mistakes-that-people-dont-know-theyre-making-episode-169.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent you might have missed, so we’re bringing them back, especially for our new listeners.</p><br><p>This was Episode 169. For the original show notes, <a href="https://fitzvillafuerte.com/5-money-mistakes-that-people-dont-know-theyre-making-episode-169.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Investing in REITs For Retirement</title>
			<itunes:title>Investing in REITs For Retirement</itunes:title>
			<pubDate>Fri, 12 Dec 2025 23:01:27 GMT</pubDate>
			<itunes:duration>18:10</itunes:duration>
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			<itunes:season>21</itunes:season>
			<itunes:episode>241</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 241 of The 80 Percent.</p><br><p>REITs give you property income without actually buying property. With REITs, you get regular, guaranteed dividends as your passive income while you skip dealing with tenants and doing property repairs. Plus, you stay liquid because it can easily be traded on the stock market. In this episode, we’ll discuss tips on how to invest in REITs as a source of retirement passive income.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investing-in-reits-for-retirement-episode-241.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 241 of The 80 Percent.</p><br><p>REITs give you property income without actually buying property. With REITs, you get regular, guaranteed dividends as your passive income while you skip dealing with tenants and doing property repairs. Plus, you stay liquid because it can easily be traded on the stock market. In this episode, we’ll discuss tips on how to invest in REITs as a source of retirement passive income.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investing-in-reits-for-retirement-episode-241.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Smart Money Moves For Your 13th Month Pay</title>
			<itunes:title>Smart Money Moves For Your 13th Month Pay</itunes:title>
			<pubDate>Fri, 28 Nov 2025 18:47:40 GMT</pubDate>
			<itunes:duration>35:51</itunes:duration>
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			<description><![CDATA[<p>Welcome to Episode 240 of The 80 Percent.</p><br><p>Today, we’re talking about something very familiar to every Filipino employee. The 13th-month pay. It feels like a reward after a long year. It feels like a chance to breathe a little. But it is also one of the best opportunities to change your financial life with just a few smart moves. In this episode, you’ll hear my recorded presentation on this topic, which I recently delivered. I hope you enjoy it.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/smart-money-moves-for-your-13th-month-pay-episode-240.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 240 of The 80 Percent.</p><br><p>Today, we’re talking about something very familiar to every Filipino employee. The 13th-month pay. It feels like a reward after a long year. It feels like a chance to breathe a little. But it is also one of the best opportunities to change your financial life with just a few smart moves. In this episode, you’ll hear my recorded presentation on this topic, which I recently delivered. I hope you enjoy it.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/smart-money-moves-for-your-13th-month-pay-episode-240.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>How to Get Out of Debt with Debt Aid Consulting International</title>
			<itunes:title>How to Get Out of Debt with Debt Aid Consulting International</itunes:title>
			<pubDate>Fri, 21 Nov 2025 12:44:51 GMT</pubDate>
			<itunes:duration>58:26</itunes:duration>
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			<acast:episodeUrl>how-to-get-out-of-debt-with-debt-aid-consulting-internationa</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
			<itunes:episode>239</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1763728580864-1497ba79-e57a-4be6-85d0-28bf442fd164.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 239 of The 80 Percent.</p><br><p>I sat down with two people who work on the front lines of this every day. Ben Lou, President and CEO of Debt Aid Consulting International. And Eunice Lou, their VP for Operations. Their team at DACI helps Filipinos who feel overwhelmed by loans, collectors, and financial pressure.</p><br><p>If you’re stressed about debt or utang. Or you know someone who is drowning in it. This episode might be the turning point you need.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-get-out-of-debt-with-debt-aid-consulting-international-episode-239.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 239 of The 80 Percent.</p><br><p>I sat down with two people who work on the front lines of this every day. Ben Lou, President and CEO of Debt Aid Consulting International. And Eunice Lou, their VP for Operations. Their team at DACI helps Filipinos who feel overwhelmed by loans, collectors, and financial pressure.</p><br><p>If you’re stressed about debt or utang. Or you know someone who is drowning in it. This episode might be the turning point you need.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-get-out-of-debt-with-debt-aid-consulting-international-episode-239.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Is It Safe to Invest in a Cooperative?</title>
			<itunes:title>Is It Safe to Invest in a Cooperative?</itunes:title>
			<pubDate>Thu, 13 Nov 2025 23:27:20 GMT</pubDate>
			<itunes:duration>11:40</itunes:duration>
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			<acast:episodeUrl>is-it-safe-to-invest-in-a-cooperative</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Today, we’re discussing a question that’s often been asked of me in recent months: Is it safe to invest in a cooperative? The local stock market has not been performing well, and investors are seeking alternative investments, particularly those that offer regular dividend payments. And thus, the recent surge in the popularity of cooperatives. So, in this episode, we’ll share the factors to consider when investing in a coop and how to know if one is legit and worth your investment.</p><br><p>To learn more, <a href="https://fitzvillafuerte.com/is-it-safe-to-invest-in-a-cooperative-heres-how-to-know-if-a-coop-is-legit.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Today, we’re discussing a question that’s often been asked of me in recent months: Is it safe to invest in a cooperative? The local stock market has not been performing well, and investors are seeking alternative investments, particularly those that offer regular dividend payments. And thus, the recent surge in the popularity of cooperatives. So, in this episode, we’ll share the factors to consider when investing in a coop and how to know if one is legit and worth your investment.</p><br><p>To learn more, <a href="https://fitzvillafuerte.com/is-it-safe-to-invest-in-a-cooperative-heres-how-to-know-if-a-coop-is-legit.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>12 Estate Planning Myths That Will Cost You Time and Money</title>
			<itunes:title>12 Estate Planning Myths That Will Cost You Time and Money</itunes:title>
			<pubDate>Thu, 06 Nov 2025 14:10:10 GMT</pubDate>
			<itunes:duration>18:16</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
			<itunes:episode>238</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1762437938420-3ed54085-2809-4f27-8c58-2a06b0d98f42.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 238 of The 80 Percent.</p><br><p>You might think estate planning is only for the rich or that your family can just sort it out later, but that’s where many people go wrong. In this episode, we’ll bust the most common estate planning myths and share simple steps to protect your assets and your loved ones.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/12-estate-planning-myths-that-will-cost-you-time-and-money-episode-238.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 238 of The 80 Percent.</p><br><p>You might think estate planning is only for the rich or that your family can just sort it out later, but that’s where many people go wrong. In this episode, we’ll bust the most common estate planning myths and share simple steps to protect your assets and your loved ones.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/12-estate-planning-myths-that-will-cost-you-time-and-money-episode-238.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Overcoming Gift-flation and How to Save Money This Holiday Season</title>
			<itunes:title>Overcoming Gift-flation and How to Save Money This Holiday Season</itunes:title>
			<pubDate>Tue, 28 Oct 2025 21:27:09 GMT</pubDate>
			<itunes:duration>12:21</itunes:duration>
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			<link>https://fitzvillafuerte.com/overcoming-gift-flation-and-how-to-save-money-this-holiday-season-episode-237.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
			<itunes:episode>237</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1761686739699-a2c79850-a4cc-49ff-a523-3355e832721f.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 237 of The 80 Percent.</p><br><p>Have you noticed how giving gifts feels more expensive every year? In this episode, we’ll talk about gift-flation or why prices keep going up, and how we can stay generous without overspending.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/overcoming-gift-flation-and-how-to-save-money-this-holiday-season-episode-237.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 237 of The 80 Percent.</p><br><p>Have you noticed how giving gifts feels more expensive every year? In this episode, we’ll talk about gift-flation or why prices keep going up, and how we can stay generous without overspending.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/overcoming-gift-flation-and-how-to-save-money-this-holiday-season-episode-237.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Financial FOMO: How to Stop Chasing Every ‘Sayang’ Opportunity</title>
			<itunes:title>Financial FOMO: How to Stop Chasing Every ‘Sayang’ Opportunity</itunes:title>
			<pubDate>Tue, 21 Oct 2025 21:25:56 GMT</pubDate>
			<itunes:duration>7:25</itunes:duration>
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			<acast:episodeUrl>financial-fomo-how-to-stop-chasing-every-sayang-opportunity</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1761081052319-2f61d265-22d3-424c-b48e-29eef085e9bd.jpeg"/>
			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/mTcrx" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/mTcrx</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/mTcrx" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/mTcrx</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Are You Busy With These Days?</title>
			<itunes:title>What Are You Busy With These Days?</itunes:title>
			<pubDate>Thu, 16 Oct 2025 20:50:02 GMT</pubDate>
			<itunes:duration>9:02</itunes:duration>
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			<link>https://fitzvillafuerte.com/what-are-you-busy-with-these-days-episode-236.html</link>
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			<acast:episodeUrl>what-are-you-busy-with-these-days</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
			<itunes:episode>236</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1760647477961-5636638d-b7da-4bb8-8882-6f6f82cfec6d.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 236 of The 80 Percent.</p><br><p>What do you do during your free time? It’s essential to be mindful of how you use your personal time, as it holds the key to your financial growth.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-are-you-busy-with-these-days-episode-236.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 236 of The 80 Percent.</p><br><p>What do you do during your free time? It’s essential to be mindful of how you use your personal time, as it holds the key to your financial growth.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-are-you-busy-with-these-days-episode-236.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Millionaire Myth: What Life Is REALLY Like After Your First Million</title>
			<itunes:title>The Millionaire Myth: What Life Is REALLY Like After Your First Million</itunes:title>
			<pubDate>Tue, 30 Sep 2025 20:25:06 GMT</pubDate>
			<itunes:duration>24:52</itunes:duration>
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			<itunes:season>20</itunes:season>
			<itunes:episode>235</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 235 of The 80 Percent.</p><br><p>Reaching your first million isn’t a finish line; it’s the beginning of a new journey. The money changes your mindset more than your lifestyle. And here’s what no one tells you about crossing that milestone and what really happens when you finally get there.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-millionaire-myth-what-life-is-really-like-after-your-first-million-episode-235.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 235 of The 80 Percent.</p><br><p>Reaching your first million isn’t a finish line; it’s the beginning of a new journey. The money changes your mindset more than your lifestyle. And here’s what no one tells you about crossing that milestone and what really happens when you finally get there.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-millionaire-myth-what-life-is-really-like-after-your-first-million-episode-235.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Filipino Credit Perceptions with Peter Faulhaber of TransUnion Philippines</title>
			<itunes:title>Filipino Credit Perceptions with Peter Faulhaber of TransUnion Philippines</itunes:title>
			<pubDate>Wed, 10 Sep 2025 10:36:00 GMT</pubDate>
			<itunes:duration>32:43</itunes:duration>
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			<itunes:season>20</itunes:season>
			<itunes:episode>234</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 234 of The 80 Percent.</p><br><p>TransUnion has just released its 2025 Credit Perception Index, which reveals how Filipinos think and feel about borrowing, debt, and financial trust. Together with Peter Faulhaber, the President and CEO of <a href="https://www.transunion.ph/personal" rel="noopener noreferrer" target="_blank"><strong>TransUnion Philippines</strong></a>, we'll unpack the findings of this year’s Credit Perception Index, what it tells us about the state of credit in the country, and what it means for us, Filipinos.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/filipino-credit-perceptions-with-peter-faulhaber-of-transunion-philippines-episode-234.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>. Video episode will be available on YouTube on Sept 13.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 234 of The 80 Percent.</p><br><p>TransUnion has just released its 2025 Credit Perception Index, which reveals how Filipinos think and feel about borrowing, debt, and financial trust. Together with Peter Faulhaber, the President and CEO of <a href="https://www.transunion.ph/personal" rel="noopener noreferrer" target="_blank"><strong>TransUnion Philippines</strong></a>, we'll unpack the findings of this year’s Credit Perception Index, what it tells us about the state of credit in the country, and what it means for us, Filipinos.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/filipino-credit-perceptions-with-peter-faulhaber-of-transunion-philippines-episode-234.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>. Video episode will be available on YouTube on Sept 13.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: 5 Business Ideas That Need Little or No Capital</title>
			<itunes:title>Listen Back: 5 Business Ideas That Need Little or No Capital</itunes:title>
			<pubDate>Tue, 26 Aug 2025 15:36:31 GMT</pubDate>
			<itunes:duration>23:46</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1756222111051-0cd7db5b-304c-4b71-9ca0-650386bcf4a0.jpeg"/>
			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 117. For the original show notes, <a href="https://fitzvillafuerte.com/5-business-ideas-that-need-little-or-no-capital-episode-117.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 117. For the original show notes, <a href="https://fitzvillafuerte.com/5-business-ideas-that-need-little-or-no-capital-episode-117.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Can You Leave the Country If You Have Unpaid Credit Card Debt?</title>
			<itunes:title>Can You Leave the Country If You Have Unpaid Credit Card Debt?</itunes:title>
			<pubDate>Tue, 19 Aug 2025 19:53:31 GMT</pubDate>
			<itunes:duration>10:55</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Today, we’re discussing a question asked by a follower that I know worries a lot of people: Can you actually be stopped at the airport if you have unpaid credit card debts? This is a great concern, especially for those planning to leave the country to migrate or to work as an OFW. Hopefully, I can give you peace of mind and the knowledge you need before your next trip.</p><br><p>To learn more, <a href="https://fitzvillafuerte.com/can-you-leave-the-country-if-you-have-unpaid-credit-card-debt.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Today, we’re discussing a question asked by a follower that I know worries a lot of people: Can you actually be stopped at the airport if you have unpaid credit card debts? This is a great concern, especially for those planning to leave the country to migrate or to work as an OFW. Hopefully, I can give you peace of mind and the knowledge you need before your next trip.</p><br><p>To learn more, <a href="https://fitzvillafuerte.com/can-you-leave-the-country-if-you-have-unpaid-credit-card-debt.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>From Myths to Millions: Fixing How Filipinos See Investing</title>
			<itunes:title>From Myths to Millions: Fixing How Filipinos See Investing</itunes:title>
			<pubDate>Wed, 13 Aug 2025 18:07:42 GMT</pubDate>
			<itunes:duration>21:56</itunes:duration>
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			<itunes:season>20</itunes:season>
			<itunes:episode>233</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 233 of The 80 Percent.</p><br><p>Many Filipinos want to start investing but get held back by long-standing myths and misconceptions—beliefs passed down from relatives, friends, or even viral social media posts. In this episode, we’re breaking down seven common Filipino investing myths and telling you the truth behind them. Whether you’re an OFW, a beginner, or someone who’s been sitting on the sidelines, let’s replace your fear with knowledge and confidence.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/from-myths-to-millions-fixing-how-filipinos-see-investing-episode-233.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 233 of The 80 Percent.</p><br><p>Many Filipinos want to start investing but get held back by long-standing myths and misconceptions—beliefs passed down from relatives, friends, or even viral social media posts. In this episode, we’re breaking down seven common Filipino investing myths and telling you the truth behind them. Whether you’re an OFW, a beginner, or someone who’s been sitting on the sidelines, let’s replace your fear with knowledge and confidence.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/from-myths-to-millions-fixing-how-filipinos-see-investing-episode-233.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>From Paycheck to Prosperity: How to Build a Wealth-Building Mindset</title>
			<itunes:title>From Paycheck to Prosperity: How to Build a Wealth-Building Mindset</itunes:title>
			<pubDate>Tue, 05 Aug 2025 20:15:42 GMT</pubDate>
			<itunes:duration>6:49</itunes:duration>
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			<acast:episodeUrl>from-paycheck-to-prosperity-how-to-build-a-wealth-building-m</acast:episodeUrl>
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			<itunes:season>20</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/ZQ1M4" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/ZQ1M4</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/ZQ1M4" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/ZQ1M4</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How Simple Nudges Can Help You Improve Your Finances</title>
			<itunes:title>How Simple Nudges Can Help You Improve Your Finances</itunes:title>
			<pubDate>Tue, 29 Jul 2025 22:02:50 GMT</pubDate>
			<itunes:duration>14:16</itunes:duration>
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			<itunes:episode>232</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 232 of The 80 Percent.</p><br><p>If you’re finding it hard to save money, stick to a budget, or invest regularly, then perhaps the Nudge Theory can help you make smarter money decisions automatically and consistently.</p><br><p>Listen to The 80 Percent Express episodes <a href="https://the80percentpodcast.com/category/podcast/express/" rel="noopener noreferrer" target="_blank"><strong>here</strong></a>.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-simple-nudges-can-help-you-improve-your-finances-episode-232.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 232 of The 80 Percent.</p><br><p>If you’re finding it hard to save money, stick to a budget, or invest regularly, then perhaps the Nudge Theory can help you make smarter money decisions automatically and consistently.</p><br><p>Listen to The 80 Percent Express episodes <a href="https://the80percentpodcast.com/category/podcast/express/" rel="noopener noreferrer" target="_blank"><strong>here</strong></a>.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-simple-nudges-can-help-you-improve-your-finances-episode-232.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>MySSS Pension Booster: Is It A Good Alternative to Pag-IBIG MP2?</title>
			<itunes:title>MySSS Pension Booster: Is It A Good Alternative to Pag-IBIG MP2?</itunes:title>
			<pubDate>Wed, 23 Jul 2025 03:26:02 GMT</pubDate>
			<itunes:duration>28:19</itunes:duration>
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			<itunes:episode>231</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 231 of The 80 Percent.</p><br><p>Today, we’re going to discuss the MySSS Pension Booster and compare it side by side with the very popular Pag-IBIG MP2. We’ll discuss their returns, flexibility, risks, and other key factors so you can decide which one best fits your financial goals.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/mysss-pension-booster-is-it-a-good-alternative-to-pag-ibig-mp2-episode-231.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 231 of The 80 Percent.</p><br><p>Today, we’re going to discuss the MySSS Pension Booster and compare it side by side with the very popular Pag-IBIG MP2. We’ll discuss their returns, flexibility, risks, and other key factors so you can decide which one best fits your financial goals.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/mysss-pension-booster-is-it-a-good-alternative-to-pag-ibig-mp2-episode-231.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Rent a Place or Buy a Home: Which is the Smarter Choice? </title>
			<itunes:title>Rent a Place or Buy a Home: Which is the Smarter Choice? </itunes:title>
			<pubDate>Thu, 17 Jul 2025 17:02:37 GMT</pubDate>
			<itunes:duration>20:33</itunes:duration>
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			<itunes:season>20</itunes:season>
			<itunes:episode>230</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 230 of The 80 Percent.</p><br><p>Should you rent or should you buy a home? It's a decision that affects not just your wallet, but also your lifestyle, peace of mind, and future plans. Whether you're thinking about buying your first property or just wondering if you should keep renting for a few more years, this episode is for you.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/rent-a-place-or-buy-a-home-which-is-the-smarter-choice-episode-230.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 230 of The 80 Percent.</p><br><p>Should you rent or should you buy a home? It's a decision that affects not just your wallet, but also your lifestyle, peace of mind, and future plans. Whether you're thinking about buying your first property or just wondering if you should keep renting for a few more years, this episode is for you.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/rent-a-place-or-buy-a-home-which-is-the-smarter-choice-episode-230.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is the Representativeness Heuristic?</title>
			<itunes:title>What is the Representativeness Heuristic?</itunes:title>
			<pubDate>Tue, 08 Jul 2025 22:21:11 GMT</pubDate>
			<itunes:duration>6:46</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>20</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1752012933473-3f277435-e337-4cbd-a6a8-0f022be1ae98.jpeg"/>
			<description><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Today, let’s talk about the representativeness heuristic. It sounds technical, but it’s really just a way of describing how we tend to judge something based on how closely it matches what we already believe or recognize. The thing is, our brains love shortcuts, and when it comes to personal finance, those shortcuts can lead to expensive mistakes.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-representativeness-heuristic.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Today, let’s talk about the representativeness heuristic. It sounds technical, but it’s really just a way of describing how we tend to judge something based on how closely it matches what we already believe or recognize. The thing is, our brains love shortcuts, and when it comes to personal finance, those shortcuts can lead to expensive mistakes.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-representativeness-heuristic.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Reasons You're Anxious About Money And What to Do About It]]></title>
			<itunes:title><![CDATA[Reasons You're Anxious About Money And What to Do About It]]></itunes:title>
			<pubDate>Tue, 01 Jul 2025 20:28:06 GMT</pubDate>
			<itunes:duration>16:42</itunes:duration>
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			<itunes:season>20</itunes:season>
			<itunes:episode>229</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 229 of The 80 Percent.</p><br><p>If you’ve ever felt stressed, anxious, or even paralyzed when thinking about money, you're not alone. For many of us, just the thought of budgeting, saving, or planning for the future can bring up a lot of pressure and fear. In this episode, we’re talking about financial anxiety. Let’s unpack the reasons why managing money feels so overwhelming at times and, more importantly, how we can deal with that stress and start taking back control of our finances.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/reasons-youre-anxious-about-money-and-what-to-do-about-it-episode-229.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 229 of The 80 Percent.</p><br><p>If you’ve ever felt stressed, anxious, or even paralyzed when thinking about money, you're not alone. For many of us, just the thought of budgeting, saving, or planning for the future can bring up a lot of pressure and fear. In this episode, we’re talking about financial anxiety. Let’s unpack the reasons why managing money feels so overwhelming at times and, more importantly, how we can deal with that stress and start taking back control of our finances.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/reasons-youre-anxious-about-money-and-what-to-do-about-it-episode-229.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Money Isn’t Everything: Build a Financial Life That Fits You</title>
			<itunes:title>Money Isn’t Everything: Build a Financial Life That Fits You</itunes:title>
			<pubDate>Tue, 24 Jun 2025 20:36:02 GMT</pubDate>
			<itunes:duration>5:10</itunes:duration>
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			<itunes:season>19</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/nAQrL" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/nAQrL</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/nAQrL" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/nAQrL</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>1, 2, or None? How Many Credit Cards Do You Need?</title>
			<itunes:title>1, 2, or None? How Many Credit Cards Do You Need?</itunes:title>
			<pubDate>Thu, 19 Jun 2025 22:51:53 GMT</pubDate>
			<itunes:duration>15:27</itunes:duration>
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			<itunes:season>19</itunes:season>
			<itunes:episode>228</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 228 of The 80 Percent.</p><br><p>How many credit cards should you have? Is it better to stick with just one, have a few for rewards, or not own any at all? In this video, we talk about the pros and cons of owning one, multiple, or even zero credit cards.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/1-2-or-none-how-many-credit-cards-do-you-need-episode-228.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 228 of The 80 Percent.</p><br><p>How many credit cards should you have? Is it better to stick with just one, have a few for rewards, or not own any at all? In this video, we talk about the pros and cons of owning one, multiple, or even zero credit cards.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/1-2-or-none-how-many-credit-cards-do-you-need-episode-228.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: Goals are Important, But You Need to Focus on Growth</title>
			<itunes:title>Listen Back: Goals are Important, But You Need to Focus on Growth</itunes:title>
			<pubDate>Thu, 12 Jun 2025 20:44:33 GMT</pubDate>
			<itunes:duration>20:11</itunes:duration>
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			<itunes:season>19</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 133. For the original show notes, <a href="https://fitzvillafuerte.com/goals-are-important-but-you-need-to-focus-on-growth-episode-133.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 133. For the original show notes, <a href="https://fitzvillafuerte.com/goals-are-important-but-you-need-to-focus-on-growth-episode-133.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is Self-Attribution Bias?</title>
			<itunes:title>What is Self-Attribution Bias?</itunes:title>
			<pubDate>Wed, 04 Jun 2025 12:52:56 GMT</pubDate>
			<itunes:duration>5:13</itunes:duration>
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			<itunes:season>19</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Many of us tend to believe our financial wins come from our own skills, but when things go wrong, we often blame the market or bad luck. This thinking is called self-attribution bias, and that’s what we’ll talk about in this episode.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-self-attribution-bias.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes in which I share a financial concept or answer a question sent by a listener.</p><br><p>Many of us tend to believe our financial wins come from our own skills, but when things go wrong, we often blame the market or bad luck. This thinking is called self-attribution bias, and that’s what we’ll talk about in this episode.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-self-attribution-bias.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Think Before You Bet: Avoid and Overcome Gambling Addiction</title>
			<itunes:title>Think Before You Bet: Avoid and Overcome Gambling Addiction</itunes:title>
			<pubDate>Tue, 27 May 2025 10:30:55 GMT</pubDate>
			<itunes:duration>16:48</itunes:duration>
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			<itunes:episode>227</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1748341655688-28087769-791c-4f0a-bef1-9cc9d2da2c33.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 227 of The 80 Percent.</p><br><p>Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/think-before-you-bet-avoid-and-overcome-gambling-addiction-episode-227.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 227 of The 80 Percent.</p><br><p>Gambling can start as harmless fun but can quickly turn into an addiction that affects your finances and your relationships. In this episode, we discuss the signs of gambling addiction, tips for responsible gambling, and actionable steps to recover if you're already struggling.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/think-before-you-bet-avoid-and-overcome-gambling-addiction-episode-227.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The 8 Types of Wealth and Why You’re Richer Than You Think</title>
			<itunes:title>The 8 Types of Wealth and Why You’re Richer Than You Think</itunes:title>
			<pubDate>Tue, 13 May 2025 17:55:13 GMT</pubDate>
			<itunes:duration>27:09</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>19</itunes:season>
			<itunes:episode>226</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 226 of The 80 Percent.</p><br><p>When we hear the word wealth, most of us think of money—savings, investments, maybe owning a house or a car. But what if I told you that wealth goes way beyond your bank account? In this episode, we’ll explore the eight types of wealth that really define a rich and meaningful life. From time and health to relationships and purpose, you might realize you’re already wealthy in ways you’ve never considered.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-8-types-of-wealth-and-why-youre-richer-than-you-think-episode-226.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 226 of The 80 Percent.</p><br><p>When we hear the word wealth, most of us think of money—savings, investments, maybe owning a house or a car. But what if I told you that wealth goes way beyond your bank account? In this episode, we’ll explore the eight types of wealth that really define a rich and meaningful life. From time and health to relationships and purpose, you might realize you’re already wealthy in ways you’ve never considered.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-8-types-of-wealth-and-why-youre-richer-than-you-think-episode-226.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan]]></title>
			<itunes:title><![CDATA[Trade Talks: Breaking Down Global Market Moves with Inki Cho & Li Xing Gan]]></itunes:title>
			<pubDate>Tue, 29 Apr 2025 09:16:51 GMT</pubDate>
			<itunes:duration>27:26</itunes:duration>
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			<itunes:episode>225</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 225 of The 80 Percent.</p><br><p>In this episode, I’m joined by Inki Cho and Li Xing Gan to talk about how global events impact the markets — and what that means for traders. From cryptocurrency, forex, oil prices, and gold movements to the influence of major economic data, we break down how to read the global pulse and respond with smart trading decisions. Whether you’re new to trading or already deep in the charts, this episode will help you see the bigger picture behind the numbers.</p><br><p>Episode sponsor: Trade with better execution and precision at Exness. Visit <a href="https://www.exness.com/" rel="noopener noreferrer" target="_blank"><strong>exness.com</strong></a> to learn more.</p><br><p><em>Disclaimer: The content provided in this episode is for information and educational purposes only and should not be taken as investment advice for any asset class. The views and opinions expressed are solely mine, and not necessarily those of any other third party. All investments come with risks that may not be suitable for all investors. Past performance is not indicative of future results. Trading is risky. Excess volatility increases risks further. So, be cautious as volatility may work against you as well as for you. I am not responsible for any losses incurred due to your trading. I do not recommend any specific trade or action, and any trades you decide to take are your own. Always do your own due diligence.</em></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/trade-talks-breaking-down-global-market-moves-with-inki-cho-li-xing-gan-episode-225.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 225 of The 80 Percent.</p><br><p>In this episode, I’m joined by Inki Cho and Li Xing Gan to talk about how global events impact the markets — and what that means for traders. From cryptocurrency, forex, oil prices, and gold movements to the influence of major economic data, we break down how to read the global pulse and respond with smart trading decisions. Whether you’re new to trading or already deep in the charts, this episode will help you see the bigger picture behind the numbers.</p><br><p>Episode sponsor: Trade with better execution and precision at Exness. Visit <a href="https://www.exness.com/" rel="noopener noreferrer" target="_blank"><strong>exness.com</strong></a> to learn more.</p><br><p><em>Disclaimer: The content provided in this episode is for information and educational purposes only and should not be taken as investment advice for any asset class. The views and opinions expressed are solely mine, and not necessarily those of any other third party. All investments come with risks that may not be suitable for all investors. Past performance is not indicative of future results. Trading is risky. Excess volatility increases risks further. So, be cautious as volatility may work against you as well as for you. I am not responsible for any losses incurred due to your trading. I do not recommend any specific trade or action, and any trades you decide to take are your own. Always do your own due diligence.</em></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/trade-talks-breaking-down-global-market-moves-with-inki-cho-li-xing-gan-episode-225.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[I'm Taking a Short Break]]></title>
			<itunes:title><![CDATA[I'm Taking a Short Break]]></itunes:title>
			<pubDate>Fri, 04 Apr 2025 18:35:57 GMT</pubDate>
			<itunes:duration>2:16</itunes:duration>
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			<itunes:season>19</itunes:season>
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			<description><![CDATA[I'm taking a short break and will be back next month, in May. In the meantime, listen to my past episodes at <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>www.the80percentpodcast.com</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[I'm taking a short break and will be back next month, in May. In the meantime, listen to my past episodes at <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>www.the80percentpodcast.com</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: 7 Ways Investing Can Make Your Life Better</title>
			<itunes:title>Listen Back: 7 Ways Investing Can Make Your Life Better</itunes:title>
			<pubDate>Thu, 27 Mar 2025 07:29:01 GMT</pubDate>
			<itunes:duration>11:42</itunes:duration>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 144. For the original show notes, <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 144. For the original show notes, <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Understanding Pag-IBIG MP2: Is It Worth It?</title>
			<itunes:title>Understanding Pag-IBIG MP2: Is It Worth It?</itunes:title>
			<pubDate>Wed, 19 Mar 2025 21:50:49 GMT</pubDate>
			<itunes:duration>10:12</itunes:duration>
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			<itunes:episode>224</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 224 of The 80 Percent.</p><br><p>Have you heard of Pag-IBIG MP2? If not, you must listen to this episode because you don’t want to miss out on what is currently the favorite investment of many Pinoys. I’ll explain how it works, how to invest in it, its pros and cons, and whether it’s worth it… all in a simple and practical way.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/understanding-pag-ibig-mp2-is-it-worth-it-episode-224.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 224 of The 80 Percent.</p><br><p>Have you heard of Pag-IBIG MP2? If not, you must listen to this episode because you don’t want to miss out on what is currently the favorite investment of many Pinoys. I’ll explain how it works, how to invest in it, its pros and cons, and whether it’s worth it… all in a simple and practical way.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/understanding-pag-ibig-mp2-is-it-worth-it-episode-224.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>10 Money-Smart Ways To Stay Cool This Summer</title>
			<itunes:title>10 Money-Smart Ways To Stay Cool This Summer</itunes:title>
			<pubDate>Thu, 13 Mar 2025 08:57:37 GMT</pubDate>
			<itunes:duration>8:57</itunes:duration>
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			<itunes:episode>223</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 223 of The 80 Percent.</p><br><p>Summer is here, and our electric consumption will increase. But keeping your home comfortable during the hot summer months doesn’t have to drain your wallet. Today, I’ll share 10 budget-friendly tips to stay cool all summer long!</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/10-money-smart-ways-to-stay-cool-this-summer-episode-223.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 223 of The 80 Percent.</p><br><p>Summer is here, and our electric consumption will increase. But keeping your home comfortable during the hot summer months doesn’t have to drain your wallet. Today, I’ll share 10 budget-friendly tips to stay cool all summer long!</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/10-money-smart-ways-to-stay-cool-this-summer-episode-223.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>6 Money-Saving Tips For Living in a Condo Home</title>
			<itunes:title>6 Money-Saving Tips For Living in a Condo Home</itunes:title>
			<pubDate>Wed, 05 Mar 2025 04:24:24 GMT</pubDate>
			<itunes:duration>5:26</itunes:duration>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/kSeDC" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/kSeDC</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/kSeDC" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/kSeDC</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Protect Your Senior Parents from Investment Scams</title>
			<itunes:title>How to Protect Your Senior Parents from Investment Scams</itunes:title>
			<pubDate>Wed, 26 Feb 2025 17:37:01 GMT</pubDate>
			<itunes:duration>15:45</itunes:duration>
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			<itunes:episode>222</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 222 of The 80 Percent.</p><br><p>Seniors are usually the target of scammers. In this episode, I’ll share tips on how you can keep your senior parents safe from investment scams. Recognize red flags, inform them about fraud tactics, and motivate them to safeguard their financial security.</p><p>&nbsp;</p><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-protect-your-senior-parents-from-investment-scams-episode-222.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 222 of The 80 Percent.</p><br><p>Seniors are usually the target of scammers. In this episode, I’ll share tips on how you can keep your senior parents safe from investment scams. Recognize red flags, inform them about fraud tactics, and motivate them to safeguard their financial security.</p><p>&nbsp;</p><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-protect-your-senior-parents-from-investment-scams-episode-222.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Optimize Your Income Streams for Better Cashflow</title>
			<itunes:title>How To Optimize Your Income Streams for Better Cashflow</itunes:title>
			<pubDate>Wed, 19 Feb 2025 21:19:03 GMT</pubDate>
			<itunes:duration>29:25</itunes:duration>
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			<itunes:episode>221</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 221 of The 80 Percent.</p><br><p>Having multiple income streams doesn’t always mean more financial security. In this episode, I share the audio of my presentation on optimizing cash flow. Alex, a recent client, approached me to evaluate his income sources. His case serves as the example I used in this presentation, and you can find the specific numbers and details of the analysis in the show notes (link below).</p><p>&nbsp;</p><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-optimize-your-income-streams-for-better-cashflow-episode-221.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 221 of The 80 Percent.</p><br><p>Having multiple income streams doesn’t always mean more financial security. In this episode, I share the audio of my presentation on optimizing cash flow. Alex, a recent client, approached me to evaluate his income sources. His case serves as the example I used in this presentation, and you can find the specific numbers and details of the analysis in the show notes (link below).</p><p>&nbsp;</p><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-optimize-your-income-streams-for-better-cashflow-episode-221.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: 7 Profitable Side Hustles for Introverts</title>
			<itunes:title>Listen Back: 7 Profitable Side Hustles for Introverts</itunes:title>
			<pubDate>Tue, 11 Feb 2025 22:32:17 GMT</pubDate>
			<itunes:duration>26:36</itunes:duration>
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			<itunes:season>19</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 157. For the original show notes, <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 157. For the original show notes, <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Small Business Ideas You Can Start in 2025</title>
			<itunes:title>Small Business Ideas You Can Start in 2025</itunes:title>
			<pubDate>Wed, 05 Feb 2025 21:27:26 GMT</pubDate>
			<itunes:duration>17:10</itunes:duration>
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			<itunes:episode>220</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 220 of The 80 Percent.</p><br><p>Are you looking for a profitable business venture? In this episode, I’ll share several small business ideas you can start, from AI-powered services to eco-friendly products, health and wellness ventures, and many more.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/small-business-ideas-you-can-start-in-2025-episode-220.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 220 of The 80 Percent.</p><br><p>Are you looking for a profitable business venture? In this episode, I’ll share several small business ideas you can start, from AI-powered services to eco-friendly products, health and wellness ventures, and many more.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/small-business-ideas-you-can-start-in-2025-episode-220.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Dealing with Friends Who Take Advantage of Your Generosity</title>
			<itunes:title>Dealing with Friends Who Take Advantage of Your Generosity</itunes:title>
			<pubDate>Tue, 28 Jan 2025 22:36:45 GMT</pubDate>
			<itunes:duration>10:28</itunes:duration>
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			<itunes:episode>219</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 219 of The 80 Percent.</p><br><p>Friendships are built on trust, mutual respect, and understanding. However, financial matters can sometimes blur those boundaries, leading to uncomfortable situations where one friend feels taken advantage of. In this episode, we’ll explore practical steps for handling friends who may be unknowingly or knowingly taking advantage of your generosity.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/dealing-with-friends-who-take-advantage-of-your-generosity-episode-219.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 219 of The 80 Percent.</p><br><p>Friendships are built on trust, mutual respect, and understanding. However, financial matters can sometimes blur those boundaries, leading to uncomfortable situations where one friend feels taken advantage of. In this episode, we’ll explore practical steps for handling friends who may be unknowingly or knowingly taking advantage of your generosity.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/dealing-with-friends-who-take-advantage-of-your-generosity-episode-219.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Let Me Share My 2025 Investment Plan</title>
			<itunes:title>Let Me Share My 2025 Investment Plan</itunes:title>
			<pubDate>Thu, 23 Jan 2025 08:38:49 GMT</pubDate>
			<itunes:duration>17:07</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>19</itunes:season>
			<itunes:episode>218</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 218 of The 80 Percent.</p><br><p>Where will I invest in 2025? Here are the top investment opportunities that I’m considering. I hope that by sharing these, I can help you make informed decisions about growing your portfolio this year.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/let-me-share-my-2025-investment-plan-episode-218.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 218 of The 80 Percent.</p><br><p>Where will I invest in 2025? Here are the top investment opportunities that I’m considering. I hope that by sharing these, I can help you make informed decisions about growing your portfolio this year.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/let-me-share-my-2025-investment-plan-episode-218.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Believe In Your Success</title>
			<itunes:title>Believe In Your Success</itunes:title>
			<pubDate>Tue, 14 Jan 2025 18:24:24 GMT</pubDate>
			<itunes:duration>5:17</itunes:duration>
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			<acast:episodeUrl>believe-in-your-success</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>19</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/0hWIO" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/0hWIO</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/0hWIO" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/0hWIO</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 Simple Ways To Save Money in 2025</title>
			<itunes:title>3 Simple Ways To Save Money in 2025</itunes:title>
			<pubDate>Wed, 08 Jan 2025 15:46:08 GMT</pubDate>
			<itunes:duration>19:37</itunes:duration>
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			<itunes:season>19</itunes:season>
			<itunes:episode>217</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 217 of The 80 Percent.</p><br><p>According to recent news from the National Economic and Development Authority (NEDA), the Philippines maintained its 2024 inflation rate target of 3.2 percent, following last December's 2.9 percent rate. With new challenges and opportunities in today’s economy, it is crucial to maintain consistent savings habits. In this episode, let me share some practical tips to boost your savings and secure your finances.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-simple-ways-to-save-money-in-2025-episode-217.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 217 of The 80 Percent.</p><br><p>According to recent news from the National Economic and Development Authority (NEDA), the Philippines maintained its 2024 inflation rate target of 3.2 percent, following last December's 2.9 percent rate. With new challenges and opportunities in today’s economy, it is crucial to maintain consistent savings habits. In this episode, let me share some practical tips to boost your savings and secure your finances.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-simple-ways-to-save-money-in-2025-episode-217.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 Realizations and Lessons That 2024 Taught Me</title>
			<itunes:title>3 Realizations and Lessons That 2024 Taught Me</itunes:title>
			<pubDate>Tue, 31 Dec 2024 04:16:15 GMT</pubDate>
			<itunes:duration>25:55</itunes:duration>
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			<itunes:season>18</itunes:season>
			<itunes:episode>216</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 216 of The 80 Percent.</p><br><p>This is the last episode of 2024. Today, let me share the three biggest realizations and lessons I learned in the year that was.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-realizations-and-lessons-that-2024-taught-me-episode-216.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 216 of The 80 Percent.</p><br><p>This is the last episode of 2024. Today, let me share the three biggest realizations and lessons I learned in the year that was.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-realizations-and-lessons-that-2024-taught-me-episode-216.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What To Do Before You Quit Your Job</title>
			<itunes:title>What To Do Before You Quit Your Job</itunes:title>
			<pubDate>Tue, 17 Dec 2024 22:47:39 GMT</pubDate>
			<itunes:duration>18:23</itunes:duration>
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			<itunes:season>18</itunes:season>
			<itunes:episode>215</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 215 of The 80 Percent.</p><br><p>Gusto mo nang mag-resign? Teka muna. Before you tender that resignation letter, make sure to do these essential things that I’ll share with you today so you can avoid financial stress.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-to-do-before-you-quit-your-job-episode-215.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 215 of The 80 Percent.</p><br><p>Gusto mo nang mag-resign? Teka muna. Before you tender that resignation letter, make sure to do these essential things that I’ll share with you today so you can avoid financial stress.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-to-do-before-you-quit-your-job-episode-215.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Deserve Ko ‘To: Money-Smart Ways to Reward Yourself</title>
			<itunes:title>Deserve Ko ‘To: Money-Smart Ways to Reward Yourself</itunes:title>
			<pubDate>Fri, 13 Dec 2024 16:21:28 GMT</pubDate>
			<itunes:duration>9:15</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>18</itunes:season>
			<itunes:episode>214</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 214 of The 80 Percent.</p><br><p>Stress sa trabaho? May na-close ka na client? Or simply, pagod na sa life? Deserve mong gumastos para sa sarili mo. But you have to be smart about it. In this episode, you’ll discover how to reward yourself while staying within budget. Learn tips on how to balance saving and spending.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/deserve-ko-to-money-smart-ways-to-reward-yourself-episode-214.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 214 of The 80 Percent.</p><br><p>Stress sa trabaho? May na-close ka na client? Or simply, pagod na sa life? Deserve mong gumastos para sa sarili mo. But you have to be smart about it. In this episode, you’ll discover how to reward yourself while staying within budget. Learn tips on how to balance saving and spending.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/deserve-ko-to-money-smart-ways-to-reward-yourself-episode-214.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>12 Essential Investing Tips for Millennials</title>
			<itunes:title>12 Essential Investing Tips for Millennials</itunes:title>
			<pubDate>Wed, 04 Dec 2024 05:54:15 GMT</pubDate>
			<itunes:duration>15:05</itunes:duration>
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			<itunes:episode>213</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 213 of The 80 Percent.</p><br><p>Your 30s is a great time to build your wealth. Aside from nurturing your career, it would be best if you also were growing your investment portfolio. In this episode, I’ll share twelve practical investing tips for millennials. Learn how to start small, diversify, reinvest earnings, and build wealth for your future.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/12-essential-investing-tips-for-millennials-episode-213.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 213 of The 80 Percent.</p><br><p>Your 30s is a great time to build your wealth. Aside from nurturing your career, it would be best if you also were growing your investment portfolio. In this episode, I’ll share twelve practical investing tips for millennials. Learn how to start small, diversify, reinvest earnings, and build wealth for your future.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/12-essential-investing-tips-for-millennials-episode-213.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What To Do When You Feel Overwhelmed By Your Goals</title>
			<itunes:title>What To Do When You Feel Overwhelmed By Your Goals</itunes:title>
			<pubDate>Wed, 27 Nov 2024 15:56:39 GMT</pubDate>
			<itunes:duration>16:29</itunes:duration>
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			<itunes:season>18</itunes:season>
			<itunes:episode>212</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 212 of The 80 Percent.</p><br><p>Do you feel overwhelmed by your financial goals? Ang dami mong gustong gawin at bilhin, pero hindi mo alam kung kaya mo ba ma-achieve ang mga ito. In this episode, I’ll share practical steps for regaining control, prioritizing effectively, and staying motivated on your journey to financial success.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-to-do-when-you-feel-overwhelmed-by-your-goals-episode-212.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 212 of The 80 Percent.</p><br><p>Do you feel overwhelmed by your financial goals? Ang dami mong gustong gawin at bilhin, pero hindi mo alam kung kaya mo ba ma-achieve ang mga ito. In this episode, I’ll share practical steps for regaining control, prioritizing effectively, and staying motivated on your journey to financial success.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-to-do-when-you-feel-overwhelmed-by-your-goals-episode-212.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Earn Passive Dividend Income from these Investments</title>
			<itunes:title>Earn Passive Dividend Income from these Investments</itunes:title>
			<pubDate>Thu, 21 Nov 2024 21:23:08 GMT</pubDate>
			<itunes:duration>24:10</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>18</itunes:season>
			<itunes:episode>211</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 211 of The 80 Percent.</p><br><p>Passive income is the best type of income. Who doesn’t want their money to work for them, right? In this episode, we give 10 investments that give out passive dividend income to help you build your wealth.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/earn-passive-dividend-income-from-these-investments-episode-211.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 211 of The 80 Percent.</p><br><p>Passive income is the best type of income. Who doesn’t want their money to work for them, right? In this episode, we give 10 investments that give out passive dividend income to help you build your wealth.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/earn-passive-dividend-income-from-these-investments-episode-211.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why Most People Fail at Saving Money</title>
			<itunes:title>Why Most People Fail at Saving Money</itunes:title>
			<pubDate>Wed, 13 Nov 2024 15:53:17 GMT</pubDate>
			<itunes:duration>5:56</itunes:duration>
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			<itunes:season>18</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/NWrAp" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/NWrAp</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/NWrAp" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/NWrAp</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: How To Save Money on a Low Income</title>
			<itunes:title>Listen Back: How To Save Money on a Low Income</itunes:title>
			<pubDate>Tue, 05 Nov 2024 20:38:11 GMT</pubDate>
			<itunes:duration>18:31</itunes:duration>
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			<itunes:season>18</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 112. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-save-money-on-a-low-income-episode-112.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 112. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-save-money-on-a-low-income-episode-112.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Is The Herd Mentality?</title>
			<itunes:title>What Is The Herd Mentality?</itunes:title>
			<pubDate>Tue, 29 Oct 2024 20:09:47 GMT</pubDate>
			<itunes:duration>8:16</itunes:duration>
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			<itunes:season>18</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we'll dig into what herd mentality is, how it can mess with your money, and how to break free from the crowd to make smarter financial choices that work for you.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-herd-mentality.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we'll dig into what herd mentality is, how it can mess with your money, and how to break free from the crowd to make smarter financial choices that work for you.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-herd-mentality.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>7 Productive Things You Can Do On a Rainy Day</title>
			<itunes:title>7 Productive Things You Can Do On a Rainy Day</itunes:title>
			<pubDate>Tue, 22 Oct 2024 15:17:58 GMT</pubDate>
			<itunes:duration>10:41</itunes:duration>
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			<itunes:episode>210</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 210 of The 80 Percent.</p><br><p>When you’re stuck at home because it’s raining or there’s a storm, do you just sleep or watch TV all day? In this episode, we’ll share seven things you can do to make productive use of your time. Yes, rest is important, and you should do that, but if you’re bored and thinking of what to do on a rainy day, then I can definitely help.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/7-productive-things-you-can-do-on-a-rainy-day-episode-210.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 210 of The 80 Percent.</p><br><p>When you’re stuck at home because it’s raining or there’s a storm, do you just sleep or watch TV all day? In this episode, we’ll share seven things you can do to make productive use of your time. Yes, rest is important, and you should do that, but if you’re bored and thinking of what to do on a rainy day, then I can definitely help.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/7-productive-things-you-can-do-on-a-rainy-day-episode-210.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title>Emotional vs Rational Money Management</title>
			<itunes:title>Emotional vs Rational Money Management</itunes:title>
			<pubDate>Thu, 17 Oct 2024 05:37:03 GMT</pubDate>
			<itunes:duration>24:17</itunes:duration>
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			<itunes:episode>209</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 209 of The 80 Percent.</p><br><p>Have you heard of mindful money management? In this episode, we’ll discuss the pros and cons of the two main ways we handle our money and how to know when to be emotional or when to be rational with your money decisions. Additionally, you’ll learn practical tips for budgeting, saving, and spending in a way that aligns with your values and reduces financial stress.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/emotional-vs-rational-money-management-episode-209.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 209 of The 80 Percent.</p><br><p>Have you heard of mindful money management? In this episode, we’ll discuss the pros and cons of the two main ways we handle our money and how to know when to be emotional or when to be rational with your money decisions. Additionally, you’ll learn practical tips for budgeting, saving, and spending in a way that aligns with your values and reduces financial stress.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/emotional-vs-rational-money-management-episode-209.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Develop Good Money Habits That Stick</title>
			<itunes:title>How to Develop Good Money Habits That Stick</itunes:title>
			<pubDate>Wed, 09 Oct 2024 08:17:29 GMT</pubDate>
			<itunes:duration>13:10</itunes:duration>
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			<itunes:episode>208</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 208 of The 80 Percent.</p><br><p>Building good habits is often seen as a matter of discipline and consistency, but the real key to lasting change lies much deeper—within our identity.</p><br><p>While many people focus on what they want to achieve, like exercising more or eating healthier, they often overlook the foundation that sustains those habits: the person they believe themselves to be.</p><p>&nbsp;</p><p>In this episode, I’ll share strategies for identity-based habit formation that’s about reshaping how you see yourself at a core level.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-develop-good-money-habits-that-stick-episode-208.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 208 of The 80 Percent.</p><br><p>Building good habits is often seen as a matter of discipline and consistency, but the real key to lasting change lies much deeper—within our identity.</p><br><p>While many people focus on what they want to achieve, like exercising more or eating healthier, they often overlook the foundation that sustains those habits: the person they believe themselves to be.</p><p>&nbsp;</p><p>In this episode, I’ll share strategies for identity-based habit formation that’s about reshaping how you see yourself at a core level.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-develop-good-money-habits-that-stick-episode-208.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Be a Freelancer and Earn Extra Income</title>
			<itunes:title>How to Be a Freelancer and Earn Extra Income</itunes:title>
			<pubDate>Tue, 24 Sep 2024 21:09:55 GMT</pubDate>
			<itunes:duration>23:57</itunes:duration>
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			<itunes:season>18</itunes:season>
			<itunes:episode>207</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 207 of The 80 Percent.</p><br><p>Looking to earn extra income? Freelancing might be the perfect solution! In this episode, we’ll walk through the essential steps to start your freelancing journey and turn your skills into a profitable side hustle. Whether you're a designer, writer, developer, or whatever talent you have, this episode will help you get started.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-be-a-freelancer-and-earn-extra-income-episode-207.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 207 of The 80 Percent.</p><br><p>Looking to earn extra income? Freelancing might be the perfect solution! In this episode, we’ll walk through the essential steps to start your freelancing journey and turn your skills into a profitable side hustle. Whether you're a designer, writer, developer, or whatever talent you have, this episode will help you get started.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-be-a-freelancer-and-earn-extra-income-episode-207.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 Subtle Signs That You’re Doing Well Financially</title>
			<itunes:title>5 Subtle Signs That You’re Doing Well Financially</itunes:title>
			<pubDate>Wed, 18 Sep 2024 22:56:52 GMT</pubDate>
			<itunes:duration>5:41</itunes:duration>
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			<itunes:season>18</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/b3k7O" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/b3k7O</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/b3k7O" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/b3k7O</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Money-Saving Tips When Buying the Things You Need</title>
			<itunes:title>Money-Saving Tips When Buying the Things You Need</itunes:title>
			<pubDate>Wed, 11 Sep 2024 19:17:15 GMT</pubDate>
			<itunes:duration>19:36</itunes:duration>
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			<itunes:episode>206</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 206 of The 80 Percent.</p><br><p>Just because you’re buying a necessity doesn’t mean you can’t save money. In this episode, I will share practical money-saving tips to help you get the best deals on essential purchases. Learn how to make informed decisions while shopping for everyday needs.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-saving-tips-when-buying-the-things-you-need-episode-206.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 206 of The 80 Percent.</p><br><p>Just because you’re buying a necessity doesn’t mean you can’t save money. In this episode, I will share practical money-saving tips to help you get the best deals on essential purchases. Learn how to make informed decisions while shopping for everyday needs.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-saving-tips-when-buying-the-things-you-need-episode-206.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Investing Strategies During Market Volatility</title>
			<itunes:title>Investing Strategies During Market Volatility</itunes:title>
			<pubDate>Wed, 28 Aug 2024 21:05:09 GMT</pubDate>
			<itunes:duration>27:16</itunes:duration>
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			<itunes:season>18</itunes:season>
			<itunes:episode>205</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 205 of The 80 Percent.</p><br><p>The stock market seems to be going nowhere. One week, it’s up, and another week, it’s down. In this episode, I’ll share effective investing strategies for navigating market volatility with confidence. Learn how to protect your portfolio, seize opportunities, and make informed decisions during uncertain times.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investing-strategies-during-market-volatility-episode-205.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 205 of The 80 Percent.</p><br><p>The stock market seems to be going nowhere. One week, it’s up, and another week, it’s down. In this episode, I’ll share effective investing strategies for navigating market volatility with confidence. Learn how to protect your portfolio, seize opportunities, and make informed decisions during uncertain times.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investing-strategies-during-market-volatility-episode-205.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: The Story of How I Became an Entrepreneur</title>
			<itunes:title>Listen Back: The Story of How I Became an Entrepreneur</itunes:title>
			<pubDate>Wed, 21 Aug 2024 15:31:55 GMT</pubDate>
			<itunes:duration>18:45</itunes:duration>
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			<itunes:season>18</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 39. For the original show notes, <a href="https://fitzvillafuerte.com/the-story-of-how-i-became-an-entrepreneur-episode-39.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 39. For the original show notes, <a href="https://fitzvillafuerte.com/the-story-of-how-i-became-an-entrepreneur-episode-39.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 Ways to Stop Mindless Spending</title>
			<itunes:title>3 Ways to Stop Mindless Spending</itunes:title>
			<pubDate>Tue, 13 Aug 2024 21:36:54 GMT</pubDate>
			<itunes:duration>19:45</itunes:duration>
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			<itunes:season>17</itunes:season>
			<itunes:episode>204</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 204 of The 80 Percent.</p><br><p>Do you often experience buyer’s remorse? That’s a sign that you’re spending on things that don’t have long-term value. In this episode, I’ll share three ways to stop mindless purchases and learn how to align your spending with who you are and what’s most important to you.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-ways-to-stop-mindless-spending-episode-204.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 204 of The 80 Percent.</p><br><p>Do you often experience buyer’s remorse? That’s a sign that you’re spending on things that don’t have long-term value. In this episode, I’ll share three ways to stop mindless purchases and learn how to align your spending with who you are and what’s most important to you.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-ways-to-stop-mindless-spending-episode-204.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Quick Guide to Retirement Planning</title>
			<itunes:title>Quick Guide to Retirement Planning</itunes:title>
			<pubDate>Thu, 08 Aug 2024 08:45:35 GMT</pubDate>
			<itunes:duration>20:41</itunes:duration>
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			<itunes:season>17</itunes:season>
			<itunes:episode>203</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 203 of The 80 Percent.</p><br><p>How do you plan for a secure and comfortable retirement? When should you start, and where should you invest? In this episode, I’ll provide a quick overview of what to expect when you retire and discuss investment options that can help you achieve a stress-free and comfortable retirement.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/quick-guide-to-retirement-planning-episode-203.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 203 of The 80 Percent.</p><br><p>How do you plan for a secure and comfortable retirement? When should you start, and where should you invest? In this episode, I’ll provide a quick overview of what to expect when you retire and discuss investment options that can help you achieve a stress-free and comfortable retirement.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/quick-guide-to-retirement-planning-episode-203.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Have the Courage to Take Action on Your Finances</title>
			<itunes:title>How to Have the Courage to Take Action on Your Finances</itunes:title>
			<pubDate>Tue, 30 Jul 2024 20:49:31 GMT</pubDate>
			<itunes:duration>20:50</itunes:duration>
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			<itunes:season>17</itunes:season>
			<itunes:episode>202</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 202 of The 80 Percent.</p><br><p>You already know what you need to do to improve your finances and your life, but somehow, you’re afraid, and you doubt yourself that you’ll succeed. In this episode, we’ll learn how to take action even when you feel unready and explore practical tips to boost your courage and confidence.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-have-the-courage-to-take-action-on-your-finances-episode-202.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 202 of The 80 Percent.</p><br><p>You already know what you need to do to improve your finances and your life, but somehow, you’re afraid, and you doubt yourself that you’ll succeed. In this episode, we’ll learn how to take action even when you feel unready and explore practical tips to boost your courage and confidence.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-have-the-courage-to-take-action-on-your-finances-episode-202.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Three Types of Decisions We Make</title>
			<itunes:title>The Three Types of Decisions We Make</itunes:title>
			<pubDate>Tue, 23 Jul 2024 22:09:42 GMT</pubDate>
			<itunes:duration>27:04</itunes:duration>
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			<itunes:episode>201</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 201 of The 80 Percent.</p><br><p>We make decisions every day. Some are small and trivial, while others are major and have a major impact on our lives. In this episode, we learn about the different types of decisions we make, especially when faced with financial situations. We’ll discover how to be more confident with our choices, no matter the size.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-three-types-of-decisions-we-make-episode-201.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 201 of The 80 Percent.</p><br><p>We make decisions every day. Some are small and trivial, while others are major and have a major impact on our lives. In this episode, we learn about the different types of decisions we make, especially when faced with financial situations. We’ll discover how to be more confident with our choices, no matter the size.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-three-types-of-decisions-we-make-episode-201.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Listen Back: 5 Financial Habits That Every Person Should Have</title>
			<itunes:title>Listen Back: 5 Financial Habits That Every Person Should Have</itunes:title>
			<pubDate>Tue, 16 Jul 2024 15:00:35 GMT</pubDate>
			<itunes:duration>18:05</itunes:duration>
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			<itunes:season>17</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 114. For the original show notes, <a href="https://fitzvillafuerte.com/5-financial-habits-that-every-person-should-have-episode-114.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 114. For the original show notes, <a href="https://fitzvillafuerte.com/5-financial-habits-that-every-person-should-have-episode-114.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>What Is The Endowment Effect?</title>
			<itunes:title>What Is The Endowment Effect?</itunes:title>
			<pubDate>Tue, 02 Jul 2024 20:54:40 GMT</pubDate>
			<itunes:duration>5:37</itunes:duration>
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			<itunes:season>17</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we'll discover how to overcome the endowment effect and make smarter financial decisions. I'll share practical tips to avoid common financial mistakes brought about by this cognitive bias.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-endowment-effect.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we'll discover how to overcome the endowment effect and make smarter financial decisions. I'll share practical tips to avoid common financial mistakes brought about by this cognitive bias.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-endowment-effect.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Money-Saving Hacks for Those Who Struggle to Save</title>
			<itunes:title>Money-Saving Hacks for Those Who Struggle to Save</itunes:title>
			<pubDate>Tue, 25 Jun 2024 20:33:45 GMT</pubDate>
			<itunes:duration>20:45</itunes:duration>
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			<itunes:season>17</itunes:season>
			<itunes:episode>200</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 200 of The 80 Percent.</p><br><p>Do you find it hard to save money? In this episode, we share money-saving hacks for those who hate saving. Discover practical and easy strategies to boost your savings without feeling deprived.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-saving-hacks-for-those-who-struggle-to-save-episode-200.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 200 of The 80 Percent.</p><br><p>Do you find it hard to save money? In this episode, we share money-saving hacks for those who hate saving. Discover practical and easy strategies to boost your savings without feeling deprived.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-saving-hacks-for-those-who-struggle-to-save-episode-200.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is the Halo Effect in Investing?</title>
			<itunes:title>What is the Halo Effect in Investing?</itunes:title>
			<pubDate>Tue, 18 Jun 2024 14:38:03 GMT</pubDate>
			<itunes:duration>24:21</itunes:duration>
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			<itunes:episode>199</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 199 of The 80 Percent.</p><br><p>Do you know what the halo effect is? In this episode, we discuss this cognitive bias that can negatively influence one’s investment decisions. We’ll learn how to recognize and mitigate the halo effect to make more objective and informed investment choices.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-is-the-halo-effect-in-investing-episode-199.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 199 of The 80 Percent.</p><br><p>Do you know what the halo effect is? In this episode, we discuss this cognitive bias that can negatively influence one’s investment decisions. We’ll learn how to recognize and mitigate the halo effect to make more objective and informed investment choices.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-is-the-halo-effect-in-investing-episode-199.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Do a Mid-Year Financial Check-Up</title>
			<itunes:title>How To Do a Mid-Year Financial Check-Up</itunes:title>
			<pubDate>Mon, 10 Jun 2024 20:56:59 GMT</pubDate>
			<itunes:duration>24:18</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>17</itunes:season>
			<itunes:episode>198</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1718052849051-19c97b153767ef609647746d55ba5a84.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 198 of The 80 Percent.</p><br><p>Stay on track with your financial goals by performing a mid-year check-up. In this episode, I’ll share the tasks you need to accomplish with your budget, savings, and investments to ensure financial success for the rest of the year.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-do-a-mid-year-financial-check-up-episode-198.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 198 of The 80 Percent.</p><br><p>Stay on track with your financial goals by performing a mid-year check-up. In this episode, I’ll share the tasks you need to accomplish with your budget, savings, and investments to ensure financial success for the rest of the year.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-do-a-mid-year-financial-check-up-episode-198.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Money Dysmorphia: How to Overcome Your Financial Distortions</title>
			<itunes:title>Money Dysmorphia: How to Overcome Your Financial Distortions</itunes:title>
			<pubDate>Mon, 03 Jun 2024 22:22:04 GMT</pubDate>
			<itunes:duration>26:42</itunes:duration>
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			<itunes:episode>197</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 197 of The 80 Percent.</p><br><p>Money dysmorphia refers to insecurity about one's financial situation. It is a condition that distorts one's perception of wealth and financial well-being. In this episode, we explore how money dysmorphia influences our spending, saving, and investing. But we also share the steps we can take to achieve a healthier, more realistic view of our finances, paving the way for better financial decision-making and emotional well-being.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-dysmorphia-how-to-overcome-your-financial-distortions-episode-197.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 197 of The 80 Percent.</p><br><p>Money dysmorphia refers to insecurity about one's financial situation. It is a condition that distorts one's perception of wealth and financial well-being. In this episode, we explore how money dysmorphia influences our spending, saving, and investing. But we also share the steps we can take to achieve a healthier, more realistic view of our finances, paving the way for better financial decision-making and emotional well-being.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-dysmorphia-how-to-overcome-your-financial-distortions-episode-197.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Fun Family Activities That Will Improve Your Finances</title>
			<itunes:title>Fun Family Activities That Will Improve Your Finances</itunes:title>
			<pubDate>Tue, 28 May 2024 17:14:25 GMT</pubDate>
			<itunes:duration>19:16</itunes:duration>
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			<itunes:episode>196</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 196 of The 80 Percent.</p><br><p>Combining family activities with financial education and application might seem difficult, but it's entirely possible. In this episode, I share four engaging and enjoyable family activities that will strengthen your bond as a family and improve your budget and financial health.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/fun-family-activities-that-will-improve-your-finances-episode-196.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 196 of The 80 Percent.</p><br><p>Combining family activities with financial education and application might seem difficult, but it's entirely possible. In this episode, I share four engaging and enjoyable family activities that will strengthen your bond as a family and improve your budget and financial health.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/fun-family-activities-that-will-improve-your-finances-episode-196.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: 6 Skills You Need To Build Multiple Sources of Income</title>
			<itunes:title>Listen Back: 6 Skills You Need To Build Multiple Sources of Income</itunes:title>
			<pubDate>Mon, 20 May 2024 20:45:03 GMT</pubDate>
			<itunes:duration>19:32</itunes:duration>
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			<itunes:season>17</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 115. For the original show notes, <a href="https://fitzvillafuerte.com/6-skills-you-need-to-build-multiple-sources-of-income-episode-115.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 115. For the original show notes, <a href="https://fitzvillafuerte.com/6-skills-you-need-to-build-multiple-sources-of-income-episode-115.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Four Questions to Ask Before Buying Anything</title>
			<itunes:title>Four Questions to Ask Before Buying Anything</itunes:title>
			<pubDate>Tue, 14 May 2024 21:32:52 GMT</pubDate>
			<itunes:duration>20:22</itunes:duration>
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			<itunes:episode>195</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 195 of The 80 Percent.</p><br><p>Impulsive buying can leave you with buyer's remorse and a ruined budget. Today, I’m giving you a practical strategy that will help you make better spending decisions and save more money.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/four-questions-to-ask-before-buying-anything-episode-197.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 195 of The 80 Percent.</p><br><p>Impulsive buying can leave you with buyer's remorse and a ruined budget. Today, I’m giving you a practical strategy that will help you make better spending decisions and save more money.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/four-questions-to-ask-before-buying-anything-episode-197.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Average Salary and Savings of Filipinos</title>
			<itunes:title>The Average Salary and Savings of Filipinos</itunes:title>
			<pubDate>Mon, 06 May 2024 21:06:23 GMT</pubDate>
			<itunes:duration>25:42</itunes:duration>
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			<itunes:episode>194</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 194 of The 80 Percent.</p><br><p>How much is the average income of Filipinos? What are the top 10 positions that have the highest salaries in the Philippines? How much money do we have in our bank accounts? These are just some of the data I shared and discussed in this episode.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-average-salary-and-savings-of-filipinos-episode-194.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong>.</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 194 of The 80 Percent.</p><br><p>How much is the average income of Filipinos? What are the top 10 positions that have the highest salaries in the Philippines? How much money do we have in our bank accounts? These are just some of the data I shared and discussed in this episode.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-average-salary-and-savings-of-filipinos-episode-194.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong>.</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Be a Good and Responsible Credit Card User</title>
			<itunes:title>How to Be a Good and Responsible Credit Card User</itunes:title>
			<pubDate>Mon, 29 Apr 2024 22:24:38 GMT</pubDate>
			<itunes:duration>21:55</itunes:duration>
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			<itunes:episode>193</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 193 of The 80 Percent.</p><br><p>Do you have a credit card, or are you planning to get one soon? Then join me today, and let’s unlock the power of plastic with our credit card tips. These strategies will ensure that your financial journey starts on the right foot and lead you away from debt problems.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-be-a-good-and-responsible-credit-card-user-episode-193.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 193 of The 80 Percent.</p><br><p>Do you have a credit card, or are you planning to get one soon? Then join me today, and let’s unlock the power of plastic with our credit card tips. These strategies will ensure that your financial journey starts on the right foot and lead you away from debt problems.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-be-a-good-and-responsible-credit-card-user-episode-193.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Investing Mindset and Strategies for Gen Z</title>
			<itunes:title>Investing Mindset and Strategies for Gen Z</itunes:title>
			<pubDate>Tue, 23 Apr 2024 19:40:32 GMT</pubDate>
			<itunes:duration>37:11</itunes:duration>
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			<itunes:episode>192</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 192 of The 80 Percent.</p><br><p>This is the audio clip of my presentation during the Financial Fitness Forum 2024. It's about what you should do during your 20s to become rich in your 30s. Here are Investing tips, mindset, and strategies for Gen Z.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investing-mindset-and-strategies-for-gen-z-episode-192.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 192 of The 80 Percent.</p><br><p>This is the audio clip of my presentation during the Financial Fitness Forum 2024. It's about what you should do during your 20s to become rich in your 30s. Here are Investing tips, mindset, and strategies for Gen Z.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/investing-mindset-and-strategies-for-gen-z-episode-192.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Unfair Advantage of Being Lucky</title>
			<itunes:title>The Unfair Advantage of Being Lucky</itunes:title>
			<pubDate>Mon, 15 Apr 2024 20:09:37 GMT</pubDate>
			<itunes:duration>19:23</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>191</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 191 of The 80 Percent.</p><br><p>Have you ever wondered why some people seem to have all the luck? Contrary to popular belief, luck isn't just a matter of chance—you can actually do things to tilt the odds in your favor. Today, we'll share some practical strategies that can help you attract more luck into your life.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-unfair-advantage-of-being-lucky-episode-191.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 191 of The 80 Percent.</p><br><p>Have you ever wondered why some people seem to have all the luck? Contrary to popular belief, luck isn't just a matter of chance—you can actually do things to tilt the odds in your favor. Today, we'll share some practical strategies that can help you attract more luck into your life.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-unfair-advantage-of-being-lucky-episode-191.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 Common Traits of Financially Secure Individuals</title>
			<itunes:title>5 Common Traits of Financially Secure Individuals</itunes:title>
			<pubDate>Thu, 11 Apr 2024 21:15:15 GMT</pubDate>
			<itunes:duration>4:45</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>16</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/hKby8" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/hKby8</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/hKby8" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/hKby8</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Choose the Perfect Community when Buying a Home</title>
			<itunes:title>How to Choose the Perfect Community when Buying a Home</itunes:title>
			<pubDate>Mon, 08 Apr 2024 14:25:32 GMT</pubDate>
			<itunes:duration>9:46</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>190</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 190 of The 80 Percent.</p><br><p>Today, we're diving into the exciting world of Philippine real estate. Particularly how to choose the ideal location to buy your house-and-lot property. Whether you're a first-time buyer or a seasoned investor, the decision to purchase a home is a significant milestone. That’s why we'll share insights and practical tips to help you decide where to buy your forever home.</p><br><p>This episode is brought to you by Camella. Visit <a href="https://www.camella.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a> and follow Camella's official social media pages on Facebook, Instagram, and TikTok to stay updated and be a part of the Camella story.</p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/how-to-choose-the-perfect-community-when-buying-a-home-episode-190.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 190 of The 80 Percent.</p><br><p>Today, we're diving into the exciting world of Philippine real estate. Particularly how to choose the ideal location to buy your house-and-lot property. Whether you're a first-time buyer or a seasoned investor, the decision to purchase a home is a significant milestone. That’s why we'll share insights and practical tips to help you decide where to buy your forever home.</p><br><p>This episode is brought to you by Camella. Visit <a href="https://www.camella.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a> and follow Camella's official social media pages on Facebook, Instagram, and TikTok to stay updated and be a part of the Camella story.</p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/how-to-choose-the-perfect-community-when-buying-a-home-episode-190.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why It Matters Who You Spend Your Time With</title>
			<itunes:title>Why It Matters Who You Spend Your Time With</itunes:title>
			<pubDate>Wed, 20 Mar 2024 20:14:52 GMT</pubDate>
			<itunes:duration>12:56</itunes:duration>
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			<itunes:episode>189</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 189 of The 80 Percent.</p><br><p>In this episode, we’ll explore the impact of surrounding yourself with positive influences. Learn how spending time with the right people and curating your inner circle wisely can lead to faster personal growth and fulfillment.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/why-it-matters-who-you-spend-your-time-with-episode-189.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 189 of The 80 Percent.</p><br><p>In this episode, we’ll explore the impact of surrounding yourself with positive influences. Learn how spending time with the right people and curating your inner circle wisely can lead to faster personal growth and fulfillment.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/why-it-matters-who-you-spend-your-time-with-episode-189.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: The 7 Streams of Income That Millionaires Have</title>
			<itunes:title>Listen Back: The 7 Streams of Income That Millionaires Have</itunes:title>
			<pubDate>Tue, 12 Mar 2024 20:57:47 GMT</pubDate>
			<itunes:duration>16:45</itunes:duration>
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			<acast:episodeUrl>listen-back</acast:episodeUrl>
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			<itunes:season>16</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 76. For the original show notes, <a href="https://fitzvillafuerte.com/the-7-streams-of-income-that-millionaires-have-episode-76.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 76. For the original show notes, <a href="https://fitzvillafuerte.com/the-7-streams-of-income-that-millionaires-have-episode-76.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Three Most Common Mistakes Before Investing</title>
			<itunes:title>Three Most Common Mistakes Before Investing</itunes:title>
			<pubDate>Tue, 05 Mar 2024 17:53:12 GMT</pubDate>
			<itunes:duration>18:11</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>188</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 188 of The 80 Percent.</p><br><p>Investing is a rewarding endeavor and necessary to achieve financial freedom, but it's not without its pitfalls. In this video, we uncover the three most common mistakes that you might commit even before you start investing.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/three-most-common-mistakes-before-investing-episode-188.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong>.</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 188 of The 80 Percent.</p><br><p>Investing is a rewarding endeavor and necessary to achieve financial freedom, but it's not without its pitfalls. In this video, we uncover the three most common mistakes that you might commit even before you start investing.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/three-most-common-mistakes-before-investing-episode-188.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong>.</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Evolving Mindsets: The Power to Learn, Unlearn, and Relearn</title>
			<itunes:title>Evolving Mindsets: The Power to Learn, Unlearn, and Relearn</itunes:title>
			<pubDate>Tue, 27 Feb 2024 18:55:31 GMT</pubDate>
			<itunes:duration>11:26</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>187</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 187 of The 80 Percent.</p><br><p>Wisdom evolves through time. Every day, new things are discovered, existing information is updated, and old truths that have long been forgotten are remembered. In this episode, let’s explore why a growth mindset is essential and how dynamic learning helps in achieving financial and personal success.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/evolving-mindsets-the-power-to-learn-unlearn-and-relearn-episode-187.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 187 of The 80 Percent.</p><br><p>Wisdom evolves through time. Every day, new things are discovered, existing information is updated, and old truths that have long been forgotten are remembered. In this episode, let’s explore why a growth mindset is essential and how dynamic learning helps in achieving financial and personal success.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/evolving-mindsets-the-power-to-learn-unlearn-and-relearn-episode-187.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Improve Your Relationship with Money</title>
			<itunes:title>How to Improve Your Relationship with Money</itunes:title>
			<pubDate>Wed, 21 Feb 2024 01:46:04 GMT</pubDate>
			<itunes:duration>21:17</itunes:duration>
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			<itunes:episode>186</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 186 of The 80 Percent.</p><br><p>Taking control and managing your finances can be confusing and overwhelming. More often than not, the best way to avoid this is to look at and find ways to improve your relationship with money.</p><br><p>In this episode, let’s talk about that and discuss how to attain better financial health.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-improve-your-relationship-with-money-episode-186.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 186 of The 80 Percent.</p><br><p>Taking control and managing your finances can be confusing and overwhelming. More often than not, the best way to avoid this is to look at and find ways to improve your relationship with money.</p><br><p>In this episode, let’s talk about that and discuss how to attain better financial health.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-improve-your-relationship-with-money-episode-186.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Importance and Power of Having Determination</title>
			<itunes:title>The Importance and Power of Having Determination</itunes:title>
			<pubDate>Wed, 14 Feb 2024 10:16:23 GMT</pubDate>
			<itunes:duration>19:09</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>185</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 185 of The 80 Percent.</p><p>&nbsp;</p><p>Seasoned entrepreneur Robert Dieffenbach says, “Million-dollar ideas are a dime a dozen. The determination to see the idea through is what’s priceless.”</p><br><p>This quote encapsulates a profound truth: having a great idea is just the starting point. And that’s what we’ll talk about in this episode.</p><p>&nbsp;</p><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-importance-and-power-of-having-determination-episode-185.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 185 of The 80 Percent.</p><p>&nbsp;</p><p>Seasoned entrepreneur Robert Dieffenbach says, “Million-dollar ideas are a dime a dozen. The determination to see the idea through is what’s priceless.”</p><br><p>This quote encapsulates a profound truth: having a great idea is just the starting point. And that’s what we’ll talk about in this episode.</p><p>&nbsp;</p><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-importance-and-power-of-having-determination-episode-185.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why Learning How To Save Should Come First</title>
			<itunes:title>Why Learning How To Save Should Come First</itunes:title>
			<pubDate>Tue, 06 Feb 2024 22:31:52 GMT</pubDate>
			<itunes:duration>16:53</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>184</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1707258558733-cc092b84c7dada043e992ccaf241412d.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 184 of The 80 Percent.</p><br><p>In this episode, we’ll illustrate why learning how to save more is better and should be done first before looking for an investment with high returns.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/why-learning-how-to-save-should-come-first-episode-184.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 184 of The 80 Percent.</p><br><p>In this episode, we’ll illustrate why learning how to save more is better and should be done first before looking for an investment with high returns.</p><br><p>Episode sponsor: Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/why-learning-how-to-save-should-come-first-episode-184.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: How to Become Better at Delayed Gratification</title>
			<itunes:title>Listen Back: How to Become Better at Delayed Gratification</itunes:title>
			<pubDate>Mon, 29 Jan 2024 21:57:15 GMT</pubDate>
			<itunes:duration>22:36</itunes:duration>
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			<itunes:season>16</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 65. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-become-better-at-delayed-gratification-episode-85.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 65. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-become-better-at-delayed-gratification-episode-85.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><br><p>Learn to trade forex and the global markets. Visit <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Get Yourself Unstuck and Move Forward</title>
			<itunes:title>How to Get Yourself Unstuck and Move Forward</itunes:title>
			<pubDate>Mon, 22 Jan 2024 16:21:03 GMT</pubDate>
			<itunes:duration>15:47</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>183</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 183 of The 80 Percent.</p><br><p>Are you feeling stuck? Does it seem that you’re not making any progress in your relationships, your goals, and especially in your finances? Then perhaps you need a new perspective. Today, let’s look at how you can approach this feeling and the two strategies that can help you move forward.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-get-yourself-unstuck-and-move-forward-episode-183.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 183 of The 80 Percent.</p><br><p>Are you feeling stuck? Does it seem that you’re not making any progress in your relationships, your goals, and especially in your finances? Then perhaps you need a new perspective. Today, let’s look at how you can approach this feeling and the two strategies that can help you move forward.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-get-yourself-unstuck-and-move-forward-episode-183.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Earning Passive Income Thru Copy Trading with Lloyd Bazar</title>
			<itunes:title>Earning Passive Income Thru Copy Trading with Lloyd Bazar</itunes:title>
			<pubDate>Mon, 15 Jan 2024 18:21:36 GMT</pubDate>
			<itunes:duration>29:44</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>182</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 182 of The 80 Percent.</p><br><p>Our friend, Lloyd Bazar, is back as a guest today, and we talked about copy trading and discussed more about forex trading and how you can earn passive income from it.</p><br><p>Learn how to trade forex and the global markets. Go to <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/earning-passive-income-thru-copy-trading-with-lloyd-bazar-episode-182.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 182 of The 80 Percent.</p><br><p>Our friend, Lloyd Bazar, is back as a guest today, and we talked about copy trading and discussed more about forex trading and how you can earn passive income from it.</p><br><p>Learn how to trade forex and the global markets. Go to <a href="https://bit.ly/learnforexph" rel="noopener noreferrer" target="_blank"><strong>bit.ly/learnforexph</strong></a> for details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/earning-passive-income-thru-copy-trading-with-lloyd-bazar-episode-182.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>20 Small Business Ideas for 2024</title>
			<itunes:title>20 Small Business Ideas for 2024</itunes:title>
			<pubDate>Tue, 09 Jan 2024 09:44:01 GMT</pubDate>
			<itunes:duration>31:58</itunes:duration>
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			<itunes:season>16</itunes:season>
			<itunes:episode>181</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 181 of The 80 Percent.</p><br><p>Are you looking for a good business idea for 2024? Then that’s what today is all about. I shared the industries or sectors that I believe have a profitable outlook this year and gave 20 examples of small businesses you can choose and consider starting.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/20-small-business-ideas-for-2024-episode-181.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 181 of The 80 Percent.</p><br><p>Are you looking for a good business idea for 2024? Then that’s what today is all about. I shared the industries or sectors that I believe have a profitable outlook this year and gave 20 examples of small businesses you can choose and consider starting.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/20-small-business-ideas-for-2024-episode-181.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Year-In-Review: The Top Episodes of 2023</title>
			<itunes:title>Year-In-Review: The Top Episodes of 2023</itunes:title>
			<pubDate>Tue, 02 Jan 2024 15:21:19 GMT</pubDate>
			<itunes:duration>19:53</itunes:duration>
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			<itunes:season>15</itunes:season>
			<itunes:episode>180</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 180 of The 80 Percent.</p><br><p>For the first episode of the year, we’re looking back to the most listened-to episodes of 2023 and sharing with you a few of my plans for this podcast this 2024.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/year-in-review-the-top-episodes-of-2023-episode-180.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><br><p><strong>Links to the show notes of the Top 5 episodes:</strong></p><p><strong>Top 5:</strong> <a href="https://fitzvillafuerte.com/three-types-of-debt-and-hot-it-can-affect-your-finances-episode-151.html" rel="noopener noreferrer" target="_blank">Three Types of Debt and How It Can Affect Your Finances (Episode 151)</a></p><p><strong>Top 4:</strong> <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank">7 Profitable Side Hustles for Introverts (Episode 157)</a></p><p><strong>Top 3:</strong> <a href="https://fitzvillafuerte.com/ways-to-earn-extra-income-to-beat-inflation-episode-149.html" rel="noopener noreferrer" target="_blank">Ways to Earn Extra Income To Beat Inflation (Episode 149)</a></p><p><strong>Top 2:</strong> <a href="https://fitzvillafuerte.com/7-ways-investing-can-make-your-life-better-episode-144.html" rel="noopener noreferrer" target="_blank">7 Ways Investing Can Make Your Life Better (Episode 144)</a></p><p><strong>Top 1:</strong> <a href="https://fitzvillafuerte.com/good-business-ideas-for-2023-episode-145.html" rel="noopener noreferrer" target="_blank">Good Business Ideas for 2023 (Episode 145)</a></p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out&nbsp;<strong>Izanagi</strong>. Learn more at&nbsp;<a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 180 of The 80 Percent.</p><br><p>For the first episode of the year, we’re looking back to the most listened-to episodes of 2023 and sharing with you a few of my plans for this podcast this 2024.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/year-in-review-the-top-episodes-of-2023-episode-180.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><br><p><strong>Links to the show notes of the Top 5 episodes:</strong></p><p><strong>Top 5:</strong> <a href="https://fitzvillafuerte.com/three-types-of-debt-and-hot-it-can-affect-your-finances-episode-151.html" rel="noopener noreferrer" target="_blank">Three Types of Debt and How It Can Affect Your Finances (Episode 151)</a></p><p><strong>Top 4:</strong> <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank">7 Profitable Side Hustles for Introverts (Episode 157)</a></p><p><strong>Top 3:</strong> <a href="https://fitzvillafuerte.com/ways-to-earn-extra-income-to-beat-inflation-episode-149.html" rel="noopener noreferrer" target="_blank">Ways to Earn Extra Income To Beat Inflation (Episode 149)</a></p><p><strong>Top 2:</strong> <a href="https://fitzvillafuerte.com/7-ways-investing-can-make-your-life-better-episode-144.html" rel="noopener noreferrer" target="_blank">7 Ways Investing Can Make Your Life Better (Episode 144)</a></p><p><strong>Top 1:</strong> <a href="https://fitzvillafuerte.com/good-business-ideas-for-2023-episode-145.html" rel="noopener noreferrer" target="_blank">Good Business Ideas for 2023 (Episode 145)</a></p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out&nbsp;<strong>Izanagi</strong>. Learn more at&nbsp;<a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Market Review and Outlook with Chase Yap of 2TradeAsia.com</title>
			<itunes:title>Market Review and Outlook with Chase Yap of 2TradeAsia.com</itunes:title>
			<pubDate>Mon, 25 Dec 2023 21:48:45 GMT</pubDate>
			<itunes:duration>34:37</itunes:duration>
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			<itunes:episode>179</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 179 of The 80 Percent.</p><br><p>In this episode, we have Chase Yap of 2TradeAsia.com as a guest. We reviewed the year that was and talked about where the Philippine Market could go in 2024.</p><br><p>Sign up for a FREE online stock market seminar at <a href="https://bit.ly/2tradeasia" rel="noopener noreferrer" target="_blank"><strong>bit.ly/2tradeasia</strong></a></p><br><p>Watch the F. Yap Securities 2TradeAsia 2024 Annual Market Outlook <a href="https://youtu.be/jbQP3-mblHg" rel="noopener noreferrer" target="_blank"><strong>here</strong></a>.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/market-review-and-outlook-with-chase-yap-of-2tradeasia-com-episode-179.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 179 of The 80 Percent.</p><br><p>In this episode, we have Chase Yap of 2TradeAsia.com as a guest. We reviewed the year that was and talked about where the Philippine Market could go in 2024.</p><br><p>Sign up for a FREE online stock market seminar at <a href="https://bit.ly/2tradeasia" rel="noopener noreferrer" target="_blank"><strong>bit.ly/2tradeasia</strong></a></p><br><p>Watch the F. Yap Securities 2TradeAsia 2024 Annual Market Outlook <a href="https://youtu.be/jbQP3-mblHg" rel="noopener noreferrer" target="_blank"><strong>here</strong></a>.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/market-review-and-outlook-with-chase-yap-of-2tradeasia-com-episode-179.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Beyond Goals: The Power of Building a System</title>
			<itunes:title>Beyond Goals: The Power of Building a System</itunes:title>
			<pubDate>Tue, 19 Dec 2023 09:07:47 GMT</pubDate>
			<itunes:duration>26:15</itunes:duration>
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			<itunes:season>15</itunes:season>
			<itunes:episode>178</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 178 of The 80 Percent.</p><br><p>It’s important to have goals as it gives us purpose and direction. But we often make the mistake of focusing too much on getting to the finish line that we risk burning out from all the effort. In this episode, we shift our focus towards building systems to transform the way we approach and attain our goals. And learn why systems are the key to sustainable and consistent success.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/beyond-goals-the-power-of-building-a-system-episode-178.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 178 of The 80 Percent.</p><br><p>It’s important to have goals as it gives us purpose and direction. But we often make the mistake of focusing too much on getting to the finish line that we risk burning out from all the effort. In this episode, we shift our focus towards building systems to transform the way we approach and attain our goals. And learn why systems are the key to sustainable and consistent success.</p><br><p>Episode sponsor: Are you looking for a passive way to earn from forex trading? Check out <strong>Izanagi</strong>. Learn more at <a href="https://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/beyond-goals-the-power-of-building-a-system-episode-178.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Time Passes Whether I Stand Still or Move</title>
			<itunes:title>Time Passes Whether I Stand Still or Move</itunes:title>
			<pubDate>Mon, 11 Dec 2023 19:34:26 GMT</pubDate>
			<itunes:duration>16:36</itunes:duration>
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			<itunes:season>15</itunes:season>
			<itunes:episode>177</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 177 of The 80 Percent.</p><br><p>In an essay entitled, On Maps, poet and literature professor Anne Barngrover wrote, “Time passes whether I stand still or move.” In this episode, we'll do a personal finance deep dive and seek out the money lessons that this quote teaches us.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/time-passes-whether-i-stand-still-or-move-episode-177.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 177 of The 80 Percent.</p><br><p>In an essay entitled, On Maps, poet and literature professor Anne Barngrover wrote, “Time passes whether I stand still or move.” In this episode, we'll do a personal finance deep dive and seek out the money lessons that this quote teaches us.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/time-passes-whether-i-stand-still-or-move-episode-177.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>7 Thoughtful Christmas Gifts That Won’t Ruin Your Budget</title>
			<itunes:title>7 Thoughtful Christmas Gifts That Won’t Ruin Your Budget</itunes:title>
			<pubDate>Sun, 03 Dec 2023 17:28:44 GMT</pubDate>
			<itunes:duration>10:35</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>15</itunes:season>
			<itunes:episode>176</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 176 of The 80 Percent.</p><br><p>Are you done with your Christmas shopping? If not, let me help you in this episode, where I’ll give seven thoughtful gift ideas that won’t ruin your budget.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/7-thoughtful-christmas-gifts-that-wont-ruin-your-budget-episode-176.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 176 of The 80 Percent.</p><br><p>Are you done with your Christmas shopping? If not, let me help you in this episode, where I’ll give seven thoughtful gift ideas that won’t ruin your budget.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/7-thoughtful-christmas-gifts-that-wont-ruin-your-budget-episode-176.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Practical Finance Tips When Living On Your Own</title>
			<itunes:title>Practical Finance Tips When Living On Your Own</itunes:title>
			<pubDate>Tue, 28 Nov 2023 22:55:27 GMT</pubDate>
			<itunes:duration>13:07</itunes:duration>
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			<itunes:episode>175</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 175 of The 80 Percent.</p><br><p>Living on your own can be exciting and scary. Having independence feels great, but there are also the overwhelming responsibilities of keeping your place in order and making sure all the bills are paid. In this episode, we’ll enumerate some practical tips for independent living and explore ways to effectively manage your life and personal finances.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/practical-finance-tips-when-living-on-your-own-episode-175.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 175 of The 80 Percent.</p><br><p>Living on your own can be exciting and scary. Having independence feels great, but there are also the overwhelming responsibilities of keeping your place in order and making sure all the bills are paid. In this episode, we’ll enumerate some practical tips for independent living and explore ways to effectively manage your life and personal finances.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/practical-finance-tips-when-living-on-your-own-episode-175.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: Focus on the Process and the Results Will Come</title>
			<itunes:title>Listen Back: Focus on the Process and the Results Will Come</itunes:title>
			<pubDate>Sun, 19 Nov 2023 23:00:04 GMT</pubDate>
			<itunes:duration>14:59</itunes:duration>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 38. For the original show notes, <a href="https://fitzvillafuerte.com/focus-on-the-process-and-the-results-will-come-episode-38.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 38. For the original show notes, <a href="https://fitzvillafuerte.com/focus-on-the-process-and-the-results-will-come-episode-38.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What It Means To Pay Yourself First</title>
			<itunes:title>What It Means To Pay Yourself First</itunes:title>
			<pubDate>Thu, 16 Nov 2023 17:28:05 GMT</pubDate>
			<itunes:duration>4:02</itunes:duration>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/y10E9" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/y10E9</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/y10E9" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/y10E9</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Money-Saving Tips for a Merry and Affordable Christmas</title>
			<itunes:title>Money-Saving Tips for a Merry and Affordable Christmas</itunes:title>
			<pubDate>Mon, 13 Nov 2023 08:53:54 GMT</pubDate>
			<itunes:duration>20:13</itunes:duration>
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			<itunes:episode>174</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 174 of The 80 Percent.</p><br><p>As the season of giving approaches, so does the potential strain it can bring on our wallets. But don’t worry because, in this episode, we unwrap the gift of financial wisdom during the Christmas season. Join me on a sleigh ride through practical money-saving tips that will keep your budget intact and add an extra touch of joy to your holiday celebrations.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-saving-tips-for-a-merry-and-affordable-christmas-episode-174.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 174 of The 80 Percent.</p><br><p>As the season of giving approaches, so does the potential strain it can bring on our wallets. But don’t worry because, in this episode, we unwrap the gift of financial wisdom during the Christmas season. Join me on a sleigh ride through practical money-saving tips that will keep your budget intact and add an extra touch of joy to your holiday celebrations.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/money-saving-tips-for-a-merry-and-affordable-christmas-episode-174.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Healing Your Inner Child Without Breaking Your Budget</title>
			<itunes:title>Healing Your Inner Child Without Breaking Your Budget</itunes:title>
			<pubDate>Mon, 06 Nov 2023 02:49:38 GMT</pubDate>
			<itunes:duration>11:37</itunes:duration>
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			<itunes:episode>173</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 173 of The 80 Percent.</p><br><p>Healing your inner child is something I always see online. Often, it’s used as a justification for an impulse or non-essential purchase. In this episode, we’ll explore the concept of healing your inner child and how it can positively impact your finances. I’ll provide insights and practical tips on embracing your inner child, nurturing its needs, and ultimately creating a healthier financial relationship with yourself.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/healing-your-inner-child-without-breaking-your-budget-episode-173.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 173 of The 80 Percent.</p><br><p>Healing your inner child is something I always see online. Often, it’s used as a justification for an impulse or non-essential purchase. In this episode, we’ll explore the concept of healing your inner child and how it can positively impact your finances. I’ll provide insights and practical tips on embracing your inner child, nurturing its needs, and ultimately creating a healthier financial relationship with yourself.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/healing-your-inner-child-without-breaking-your-budget-episode-173.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>My Thoughts on Investing in Memorial Lots</title>
			<itunes:title>My Thoughts on Investing in Memorial Lots</itunes:title>
			<pubDate>Tue, 31 Oct 2023 07:55:33 GMT</pubDate>
			<itunes:duration>11:52</itunes:duration>
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			<itunes:episode>172</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 172 of The 80 Percent.</p><br><p>Investing in real estate can be profitable, but you don’t have much capital. It’s not exactly the first thing that comes to mind, but maybe you can explore investing in memorial lots. In this episode, I shared my thoughts on this and gave the pros and cons of this type of investment.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/my-thoughts-on-investing-in-memorial-lots-episode-172.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong>.</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 172 of The 80 Percent.</p><br><p>Investing in real estate can be profitable, but you don’t have much capital. It’s not exactly the first thing that comes to mind, but maybe you can explore investing in memorial lots. In this episode, I shared my thoughts on this and gave the pros and cons of this type of investment.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/my-thoughts-on-investing-in-memorial-lots-episode-172.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong>.</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is The Default Bias?</title>
			<itunes:title>What is The Default Bias?</itunes:title>
			<pubDate>Thu, 26 Oct 2023 13:16:04 GMT</pubDate>
			<itunes:duration>5:35</itunes:duration>
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			<acast:episodeUrl>what-is-the-default-bias</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>15</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we're diving into a fascinating and somewhat sneaky concept that plays a significant role in our financial lives: the default bias. We'll break down the default bias, how it affects your money, and how to use it to your advantage.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-default-bias.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we're diving into a fascinating and somewhat sneaky concept that plays a significant role in our financial lives: the default bias. We'll break down the default bias, how it affects your money, and how to use it to your advantage.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-default-bias.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Stigma of Credit with Pia Arellano of TransUnion Philippines</title>
			<itunes:title>The Stigma of Credit with Pia Arellano of TransUnion Philippines</itunes:title>
			<pubDate>Sun, 22 Oct 2023 19:29:28 GMT</pubDate>
			<itunes:duration>31:21</itunes:duration>
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			<itunes:season>15</itunes:season>
			<itunes:episode>171</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 171 of The 80 Percent.</p><br><p>Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about how Filipinos perceive utang or credit and what we can do to remove the stigma around it.</p><br><p>The Credit Perception Index Report uncovers valuable, nuanced perceptions and attitudes toward credit products among segmented Filipino populations, providing actionable data for more personalized strategies that help cultivate transparency and build trust. <a href="https://www.transunion.ph/insights-events/filipino-consumer-credit-perception-insights" rel="noopener noreferrer" target="_blank"><strong>Get it here</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-stigma-of-credit-with-pia-arellano-of-transunion-philippines-episode-171.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 171 of The 80 Percent.</p><br><p>Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about how Filipinos perceive utang or credit and what we can do to remove the stigma around it.</p><br><p>The Credit Perception Index Report uncovers valuable, nuanced perceptions and attitudes toward credit products among segmented Filipino populations, providing actionable data for more personalized strategies that help cultivate transparency and build trust. <a href="https://www.transunion.ph/insights-events/filipino-consumer-credit-perception-insights" rel="noopener noreferrer" target="_blank"><strong>Get it here</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-stigma-of-credit-with-pia-arellano-of-transunion-philippines-episode-171.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How Do You Know If It’s A Good Time To Invest?</title>
			<itunes:title>How Do You Know If It’s A Good Time To Invest?</itunes:title>
			<pubDate>Thu, 19 Oct 2023 15:41:45 GMT</pubDate>
			<itunes:duration>3:30</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>15</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/Zu-WL" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/Zu-WL</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/Zu-WL" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/Zu-WL</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Budgeting for a Car Purchase: Tips and Strategies</title>
			<itunes:title>Budgeting for a Car Purchase: Tips and Strategies</itunes:title>
			<pubDate>Sun, 15 Oct 2023 20:34:25 GMT</pubDate>
			<itunes:duration>8:00</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>15</itunes:season>
			<itunes:episode>170</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1697401999124-ebebe5765f457e7003529b7008f5e60b.jpeg"/>
			<description><![CDATA[<p>This episode is supported by #BDOAutoLoan. Visit <a href="https://www.bdo.com.ph/personal" rel="noopener noreferrer" target="_blank"><strong>bdo.com.ph</strong></a> to learn more.</p><br><p>Welcome to Episode 170 of The 80 Percent.</p><br><p>Are you planning to buy a car but don’t know how to budget for it? Then listen to this episode because I’ll share practical tips and strategies on how you can budget for a car purchase.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/budgeting-for-a-car-purchase-tips-and-strategies-episode-170.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This episode is supported by #BDOAutoLoan. Visit <a href="https://www.bdo.com.ph/personal" rel="noopener noreferrer" target="_blank"><strong>bdo.com.ph</strong></a> to learn more.</p><br><p>Welcome to Episode 170 of The 80 Percent.</p><br><p>Are you planning to buy a car but don’t know how to budget for it? Then listen to this episode because I’ll share practical tips and strategies on how you can budget for a car purchase.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/budgeting-for-a-car-purchase-tips-and-strategies-episode-170.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is Hyperbolic Discounting?</title>
			<itunes:title>What is Hyperbolic Discounting?</itunes:title>
			<pubDate>Thu, 12 Oct 2023 14:46:03 GMT</pubDate>
			<itunes:duration>6:35</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>15</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we'll explore the concept of instant gratification and learn about a cognitive bias called hyperbolic discounting. We’ll discuss its impact on financial decision-making and give strategies to overcome it.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-hyperbolic-discounting.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we'll explore the concept of instant gratification and learn about a cognitive bias called hyperbolic discounting. We’ll discuss its impact on financial decision-making and give strategies to overcome it.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-hyperbolic-discounting.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 Money Mistakes That People Don’t Know They’re Making</title>
			<itunes:title>5 Money Mistakes That People Don’t Know They’re Making</itunes:title>
			<pubDate>Sun, 08 Oct 2023 20:01:23 GMT</pubDate>
			<itunes:duration>16:52</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>15</itunes:season>
			<itunes:episode>169</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 169 of The 80 Percent.</p><br><p>In this episode, I’m sharing five money mistakes that you might be making. These mistakes are not so obvious, and it’s normal for people to overlook or miss these important financial lessons. But hopefully, you’ll be able to correct them after this episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/5-money-mistakes-that-people-dont-know-theyre-making-episode-169.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 169 of The 80 Percent.</p><br><p>In this episode, I’m sharing five money mistakes that you might be making. These mistakes are not so obvious, and it’s normal for people to overlook or miss these important financial lessons. But hopefully, you’ll be able to correct them after this episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/5-money-mistakes-that-people-dont-know-theyre-making-episode-169.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: Learning The Valuable Habit of Reading with Salve Duplito</title>
			<itunes:title>Listen Back: Learning The Valuable Habit of Reading with Salve Duplito</itunes:title>
			<pubDate>Sun, 01 Oct 2023 21:08:36 GMT</pubDate>
			<itunes:duration>25:38</itunes:duration>
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			<acast:episodeUrl>listen-back-learning-the-valuable-habit-of-reading-with-salv</acast:episodeUrl>
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			<itunes:season>15</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 27. For the original show notes, <a href="https://fitzvillafuerte.com/learning-the-valuable-habit-of-reading-episode-27.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 27. For the original show notes, <a href="https://fitzvillafuerte.com/learning-the-valuable-habit-of-reading-episode-27.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 Best Ways To Make Money Online with Lloyd Bazar</title>
			<itunes:title>3 Best Ways To Make Money Online with Lloyd Bazar</itunes:title>
			<pubDate>Sat, 23 Sep 2023 08:00:34 GMT</pubDate>
			<itunes:duration>36:46</itunes:duration>
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			<link>https://fitzvillafuerte.com/3-best-ways-to-make-money-online-with-lloyd-bazar-episode-168</link>
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			<acast:episodeUrl>3-best-ways-to-make-money-online-with-lloyd-bazar</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:episode>168</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 168 of The 80 Percent.</p><br><p>Today, we have Lloyd Bazar as a guest, and we discuss active and passive ways you can make money online.</p><br><p>Learn more about Izanagi Bot Trading here: <a href="http://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>Click <a href="https://youtube.com/live/RbxLVAul-y8" rel="noopener noreferrer" target="_blank"><strong>here</strong></a> to watch this episode on YouTube. For the show notes, <a href="https://fitzvillafuerte.com/3-best-ways-to-make-money-online-with-lloyd-bazar-episode-168" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 168 of The 80 Percent.</p><br><p>Today, we have Lloyd Bazar as a guest, and we discuss active and passive ways you can make money online.</p><br><p>Learn more about Izanagi Bot Trading here: <a href="http://bit.ly/openizanagi" rel="noopener noreferrer" target="_blank"><strong>bit.ly/openizanagi</strong></a></p><br><p>Click <a href="https://youtube.com/live/RbxLVAul-y8" rel="noopener noreferrer" target="_blank"><strong>here</strong></a> to watch this episode on YouTube. For the show notes, <a href="https://fitzvillafuerte.com/3-best-ways-to-make-money-online-with-lloyd-bazar-episode-168" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Is The Availability Heuristic?</title>
			<itunes:title>What Is The Availability Heuristic?</itunes:title>
			<pubDate>Tue, 19 Sep 2023 19:20:10 GMT</pubDate>
			<itunes:duration>6:56</itunes:duration>
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			<acast:episodeUrl>what-is-the-availability-heuristic</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we will delve into the concept of the availability heuristic, understand its impact on personal finance, and explore strategies to make better financial decisions.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-availability-heuristic.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we will delve into the concept of the availability heuristic, understand its impact on personal finance, and explore strategies to make better financial decisions.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-availability-heuristic.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Handle Financial Regrets and What Ifs</title>
			<itunes:title>How To Handle Financial Regrets and What Ifs</itunes:title>
			<pubDate>Sat, 16 Sep 2023 06:41:45 GMT</pubDate>
			<itunes:duration>21:04</itunes:duration>
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			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCdXCBDb5F89CZyUT2itS1Dg/+fjteJIrHFOQuptk8XxtKHUfYCHTsD6pRw+bTOhtGpcnU2pIbwHy+n5hUmRrYk4rvubYq9hnJX0Hp31+FACfAI/dWlSuk/BTQ5kw+NvnPcAK3m/YTqLO8/PdGsApJdxT8VZKv5AFnSTHspgZtQe90bD4351o4LJZn+dEWM/B+IGsBy1+0By5HMc6qSLNB+57hlHD3zhDbw7jwERY9WF04t31bkANGJ38kYKGMc2U4Q=]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:episode>167</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1694846317309-de204ffae8bcced5956b93de0202b017.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 167 of The 80 Percent.</p><br><p>In this episode, we talk about how to handle regret, financial or otherwise, and how to ultimately find peace with the past. So, if you've ever found yourself pondering 'what if' or wishing you could turn back time, then let’s talk about it today.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-handle-financial-regrets-and-what-ifs-episode-167.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 167 of The 80 Percent.</p><br><p>In this episode, we talk about how to handle regret, financial or otherwise, and how to ultimately find peace with the past. So, if you've ever found yourself pondering 'what if' or wishing you could turn back time, then let’s talk about it today.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-handle-financial-regrets-and-what-ifs-episode-167.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Start Saving For The Holidays</title>
			<itunes:title>Start Saving For The Holidays</itunes:title>
			<pubDate>Sun, 10 Sep 2023 17:50:16 GMT</pubDate>
			<itunes:duration>5:07</itunes:duration>
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			<acast:episodeUrl>start-saving-for-the-holidays</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/SejE7" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/SejE7</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/SejE7" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/SejE7</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: How to Start Any Business with Zero Capital</title>
			<itunes:title>Listen Back: How to Start Any Business with Zero Capital</itunes:title>
			<pubDate>Thu, 07 Sep 2023 16:51:58 GMT</pubDate>
			<itunes:duration>37:08</itunes:duration>
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			<acast:episodeId>64f9ffaf0274f10010974581</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 63. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-start-any-business-with-zero-capital-episode-63.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 63. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-start-any-business-with-zero-capital-episode-63.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Top Slicing Your Winning Investments</title>
			<itunes:title>Top Slicing Your Winning Investments</itunes:title>
			<pubDate>Mon, 04 Sep 2023 20:27:25 GMT</pubDate>
			<itunes:duration>5:15</itunes:duration>
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			<link>https://fitzvillafuerte.com/top-slicing-your-winning-investments.html</link>
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			<acast:episodeUrl>top-slicing-your-winning-investments</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCfubqNauPTWmaFHWRM0xm99y/OclXtEGAIw4aCTm86ahssPE3sW91ZHsp2iu8CBdO3vRU30+0mpwHJetyNxbC7xBKTHvIgiwjwNZ+fF6ogW5fn1RKC894DCuESmJ3EujFMW0G9EaQc+l8wUeXdWgpqkKSE5bL5gFlGEvzEiM3HL2EB3sZK3qbqDT7AvmBZJFhucjI1TJAIpc4W9OoIF9RBC]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1693859179782-11d287421c77d3fd7ae205c1cc57a07a.jpeg"/>
			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we answer questions about top slicing.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/top-slicing-your-winning-investments.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we answer questions about top slicing.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/top-slicing-your-winning-investments.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Know If You Can Afford to Buy a Car</title>
			<itunes:title>How to Know If You Can Afford to Buy a Car</itunes:title>
			<pubDate>Thu, 31 Aug 2023 00:41:21 GMT</pubDate>
			<itunes:duration>7:01</itunes:duration>
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			<acast:episodeUrl>how-to-know-if-you-can-afford-to-buy-a-car</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFAe0fnxBJy/1ju4Qxy1fh8gO4DvlGA40yms2g0/hOkcrfHIopjTygHFqGwwOPKFIai4SuTvs86Lx3UYCyl6Zsgvmvxf7uP0yzGPI5JhbKE09PmJdc1Bp2XYcTo0niCcRhKypTj0XLRhGqeuPDmjlpswRXsIPXj3aTv4mOV38msVcXk4xtT7Jv4oFHO5LBATw3dtj75kFCb0sJVLHI+T2m]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:episode>166</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1693985313436-f497f6d93fa6fba732ff5bfa04c3e27e.jpeg"/>
			<description><![CDATA[<p>This episode is supported by #BDOAutoLoan. Visit <a href="https://www.bdo.com.ph/personal" rel="noopener noreferrer" target="_blank"><strong>bdo.com.ph</strong></a> to learn more.</p><br><p>Welcome to Episode 166 of The 80 Percent.</p><br><p>Are you planning to buy a car but don’t know if you can afford it? Then listen to this episode because I’ll share practical tips and strategies on buying your dream car.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-know-if-you-can-afford-to-buy-a-car-episode-166.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>This episode is supported by #BDOAutoLoan. Visit <a href="https://www.bdo.com.ph/personal" rel="noopener noreferrer" target="_blank"><strong>bdo.com.ph</strong></a> to learn more.</p><br><p>Welcome to Episode 166 of The 80 Percent.</p><br><p>Are you planning to buy a car but don’t know if you can afford it? Then listen to this episode because I’ll share practical tips and strategies on buying your dream car.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-know-if-you-can-afford-to-buy-a-car-episode-166.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Be Resilient In Times of Difficulties</title>
			<itunes:title>How To Be Resilient In Times of Difficulties</itunes:title>
			<pubDate>Tue, 29 Aug 2023 06:14:23 GMT</pubDate>
			<itunes:duration>5:35</itunes:duration>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/mip70" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/mip70</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/mip70" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/mip70</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Listen Back: Tips to Prevent Yourself From Impulse Buying</title>
			<itunes:title>Listen Back: Tips to Prevent Yourself From Impulse Buying</itunes:title>
			<pubDate>Thu, 24 Aug 2023 18:54:28 GMT</pubDate>
			<itunes:duration>28:57</itunes:duration>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 62. For the original show notes, <a href="https://fitzvillafuerte.com/tips-to-prevent-yourself-from-impulse-buying-episode-62.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 62. For the original show notes, <a href="https://fitzvillafuerte.com/tips-to-prevent-yourself-from-impulse-buying-episode-62.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is Mental Accounting?</title>
			<itunes:title>What is Mental Accounting?</itunes:title>
			<pubDate>Mon, 21 Aug 2023 07:55:31 GMT</pubDate>
			<itunes:duration>6:59</itunes:duration>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about Mental Accounting.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-mental-accounting.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about Mental Accounting.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-mental-accounting.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Making a Case for Practical Utility</title>
			<itunes:title>Making a Case for Practical Utility</itunes:title>
			<pubDate>Wed, 16 Aug 2023 13:45:20 GMT</pubDate>
			<itunes:duration>14:44</itunes:duration>
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			<itunes:episode>165</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 165 of The 80 Percent.</p><br><p>Imagine there’s something that you want to buy. It’s a non-essential item, and your budget is enough even to buy the most expensive model. Do you buy the top-of-the-line version or just the basic one that’s enough for now? Let’s talk about practical utility in today’s episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/making-a-case-for-practical-utility-episode-165.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 165 of The 80 Percent.</p><br><p>Imagine there’s something that you want to buy. It’s a non-essential item, and your budget is enough even to buy the most expensive model. Do you buy the top-of-the-line version or just the basic one that’s enough for now? Let’s talk about practical utility in today’s episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/making-a-case-for-practical-utility-episode-165.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Have a Winner’s Mindset</title>
			<itunes:title>How To Have a Winner’s Mindset</itunes:title>
			<pubDate>Sun, 13 Aug 2023 16:11:10 GMT</pubDate>
			<itunes:duration>4:49</itunes:duration>
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			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/UHwJY" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/UHwJY</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/UHwJY" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/UHwJY</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How OFWs Can Prepare for a Secure and Safe Retirement</title>
			<itunes:title>How OFWs Can Prepare for a Secure and Safe Retirement</itunes:title>
			<pubDate>Thu, 10 Aug 2023 21:34:35 GMT</pubDate>
			<itunes:duration>21:02</itunes:duration>
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			<itunes:episode>164</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 164 of The 80 Percent.</p><br><p>Leaving your family behind to work away from them is a difficult decision. But the question now is, how do you find your way back? In this episode, I’ll share tips and strategies that can help you prepare for a secure and safe retirement. So that finally, you can come home.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-ofws-can-prepare-for-a-secure-and-safe-retirement-episode-164.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 164 of The 80 Percent.</p><br><p>Leaving your family behind to work away from them is a difficult decision. But the question now is, how do you find your way back? In this episode, I’ll share tips and strategies that can help you prepare for a secure and safe retirement. So that finally, you can come home.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-ofws-can-prepare-for-a-secure-and-safe-retirement-episode-164.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is the Pain of Paying?</title>
			<itunes:title>What is the Pain of Paying?</itunes:title>
			<pubDate>Mon, 07 Aug 2023 05:38:41 GMT</pubDate>
			<itunes:duration>6:34</itunes:duration>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about The Pain of Paying.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-pain-of-paying.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about The Pain of Paying.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-pain-of-paying.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: How To Motivate Yourself to Do Hard But Important Tasks</title>
			<itunes:title>Listen Back: How To Motivate Yourself to Do Hard But Important Tasks</itunes:title>
			<pubDate>Fri, 04 Aug 2023 01:53:36 GMT</pubDate>
			<itunes:duration>17:25</itunes:duration>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 52. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-motivate-yourself-to-do-hard-but-important-tasks-episode-52.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 52. For the original show notes, <a href="https://fitzvillafuerte.com/how-to-motivate-yourself-to-do-hard-but-important-tasks-episode-52.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Power of Self-Mastery</title>
			<itunes:title>The Power of Self-Mastery</itunes:title>
			<pubDate>Sun, 30 Jul 2023 20:44:20 GMT</pubDate>
			<itunes:duration>6:48</itunes:duration>
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			<acast:episodeUrl>the-power-of-self-mastery</acast:episodeUrl>
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			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/kQZl1" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/kQZl1</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/kQZl1" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/kQZl1</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Sharing Some Budgeting Tools, Techniques, and Tips</title>
			<itunes:title>Sharing Some Budgeting Tools, Techniques, and Tips</itunes:title>
			<pubDate>Thu, 27 Jul 2023 18:38:47 GMT</pubDate>
			<itunes:duration>23:49</itunes:duration>
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			<itunes:season>14</itunes:season>
			<itunes:episode>163</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 163 of The 80 Percent.</p><br><p>How’s your budgeting? Are you even doing one? Learning how to budget is a foundational skill in personal finance, but unfortunately, not everyone does it. In this episode, I’ll share budgeting tools you can use, discuss different budgeting techniques, and give tips that can help you improve how you manage your cash flow.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/sharing-some-budgeting-tools-techniques-and-tips-episode-163.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 163 of The 80 Percent.</p><br><p>How’s your budgeting? Are you even doing one? Learning how to budget is a foundational skill in personal finance, but unfortunately, not everyone does it. In this episode, I’ll share budgeting tools you can use, discuss different budgeting techniques, and give tips that can help you improve how you manage your cash flow.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/sharing-some-budgeting-tools-techniques-and-tips-episode-163.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is Ego Depletion?</title>
			<itunes:title>What is Ego Depletion?</itunes:title>
			<pubDate>Mon, 24 Jul 2023 08:34:21 GMT</pubDate>
			<itunes:duration>7:12</itunes:duration>
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			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about Ego Depletion</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-ego-depletion.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about Ego Depletion</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-ego-depletion.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: Passive Income Is Not For The Lazy</title>
			<itunes:title>Listen Back: Passive Income Is Not For The Lazy</itunes:title>
			<pubDate>Wed, 19 Jul 2023 17:55:22 GMT</pubDate>
			<itunes:duration>15:46</itunes:duration>
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			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 53. For the original show notes, <a href="https://fitzvillafuerte.com/passive-income-is-not-for-the-lazy-episode-53.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 53. For the original show notes, <a href="https://fitzvillafuerte.com/passive-income-is-not-for-the-lazy-episode-53.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Stop Being Lazy</title>
			<itunes:title>How To Stop Being Lazy</itunes:title>
			<pubDate>Sun, 16 Jul 2023 18:26:22 GMT</pubDate>
			<itunes:duration>3:45</itunes:duration>
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			<itunes:season>14</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1689531909943-0b25facd01730d8f19f4b2f6588053d5.jpeg"/>
			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/1zQTV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/1zQTV</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/1zQTV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/1zQTV</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Using The Peak-End Rule to Optimize Your Money Habits</title>
			<itunes:title>Using The Peak-End Rule to Optimize Your Money Habits</itunes:title>
			<pubDate>Thu, 13 Jul 2023 20:40:10 GMT</pubDate>
			<itunes:duration>10:40</itunes:duration>
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			<acast:episodeUrl>using-the-peak-end-rule-to-optimize-your-money-habits</acast:episodeUrl>
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			<itunes:episode>162</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 162 of The 80 Percent.</p><br><p>The peak-end rule is a cognitive bias that suggests our memories and feelings about an experience are heavily influenced by the most intense part and the final moments of those experiences. In this episode, we’ll learn more about the peak-end rule and see how we can apply it to optimize our good money habits.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/using-the-peak-end-rule-to-optimize-your-money-habits-episode-162.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 162 of The 80 Percent.</p><br><p>The peak-end rule is a cognitive bias that suggests our memories and feelings about an experience are heavily influenced by the most intense part and the final moments of those experiences. In this episode, we’ll learn more about the peak-end rule and see how we can apply it to optimize our good money habits.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/using-the-peak-end-rule-to-optimize-your-money-habits-episode-162.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Are You Ready To Invest?</title>
			<itunes:title>Are You Ready To Invest?</itunes:title>
			<pubDate>Sun, 09 Jul 2023 17:18:50 GMT</pubDate>
			<itunes:duration>3:23</itunes:duration>
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			<acast:episodeUrl>are-you-ready-to-invest</acast:episodeUrl>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/bOkV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/bOkV</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/bOkV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/bOkV</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Four Benefits of Saving Money</title>
			<itunes:title>The Four Benefits of Saving Money</itunes:title>
			<pubDate>Wed, 05 Jul 2023 17:31:06 GMT</pubDate>
			<itunes:duration>15:15</itunes:duration>
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			<acast:episodeUrl>the-four-benefits-of-saving-money</acast:episodeUrl>
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			<itunes:episode>161</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 161 of The 80 Percent.</p><br><p>It’s important to save, and there’s no need to explain the number one reason why it’s essential. But do you know that saving money also has other benefits that not a lot of people realize? That’s what I’ll share in today’s episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-four-benefits-of-saving-money-episode-161.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 161 of The 80 Percent.</p><br><p>It’s important to save, and there’s no need to explain the number one reason why it’s essential. But do you know that saving money also has other benefits that not a lot of people realize? That’s what I’ll share in today’s episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-four-benefits-of-saving-money-episode-161.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is The Price of Free?</title>
			<itunes:title>What is The Price of Free?</itunes:title>
			<pubDate>Mon, 03 Jul 2023 03:19:51 GMT</pubDate>
			<itunes:duration>6:36</itunes:duration>
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			<acast:episodeUrl>what-is-the-price-of-free</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about The Price of Free</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-price-of-free.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about The Price of Free</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-price-of-free.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: 10 Money-Smart Tips for Single People</title>
			<itunes:title>Listen Back: 10 Money-Smart Tips for Single People</itunes:title>
			<pubDate>Wed, 28 Jun 2023 21:52:10 GMT</pubDate>
			<itunes:duration>39:40</itunes:duration>
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			<link>https://fitzvillafuerte.com/10-money-smart-tips-for-single-people-episode-58.html</link>
			<acast:episodeId>649cab8abd828b001146021b</acast:episodeId>
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			<acast:episodeUrl>listen-back-10-money-smart-tips-for-single-people</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1687988851923-ce213bb4e8d95dc1d43b6e5e4f10abe4.jpeg"/>
			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 58. For the original show notes, <a href="https://fitzvillafuerte.com/10-money-smart-tips-for-single-people-episode-58.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing them back, especially for the benefit of our new listeners.</p><br><p>This was Episode 58. For the original show notes, <a href="https://fitzvillafuerte.com/10-money-smart-tips-for-single-people-episode-58.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here.</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Four Things Bohemians Can Teach You About Saving Money</title>
			<itunes:title>Four Things Bohemians Can Teach You About Saving Money</itunes:title>
			<pubDate>Sun, 25 Jun 2023 19:23:55 GMT</pubDate>
			<itunes:duration>4:39</itunes:duration>
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			<acast:episodeId>6498944d8b68980011dd7c9c</acast:episodeId>
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			<acast:episodeUrl>four-things-bohemians-can-teach-you-about-saving-money</acast:episodeUrl>
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			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/MW-po" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/MW-po</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/MW-po" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/MW-po</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Getting to Know Ovialand with CEO Pammy Olivares-Vital</title>
			<itunes:title>Getting to Know Ovialand with CEO Pammy Olivares-Vital</itunes:title>
			<pubDate>Thu, 22 Jun 2023 18:48:13 GMT</pubDate>
			<itunes:duration>26:24</itunes:duration>
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			<link>https://fitzvillafuerte.com/getting-to-know-ovialand-with-ceo-pammy-olivares-vital-episode-160.html</link>
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			<acast:episodeUrl>getting-to-know-ovialand-with-ceo-pammy-olivares-vital</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmbKbhgrQiwYShz70Q9/ffXZMTtedvdcRQbP4eiLMjXzCKLPjEYLpGj+NMVKa+5C8pL4u/EOj1Vw4h5MMJYp0lCcFUHtMC1cZd352n1AzUFtKldXP39F23z0SiRqjEiU1osCD5gr/l2z0gyPeaawudj7rnqnwcmSi36PZF8zJbfkX5oKw8gF6lEf5m9vpjPEJzM4XaBUiONUNp5ZsQD7e/rGC625clx5Yq/cBAtdr+7ZGgdmK4os8EAl82zRz75r1ZF0VKVwgJGlFfJRPhzhAW9etXottOFR711YqYTtSVf6T]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:episode>160</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 160 of The 80 Percent.</p><br><p>In this episode, let's get to know Ovialand, the fast-growing real estate developer pioneering the premium affordable housing market through CEO Pammy Olivares-Vital.</p><br><p>Ovialand has easy and achievable financing with a fast turnover of property within 3-6 months only. Learn more about them at <a href="https://ovialand.com/" rel="noopener noreferrer" target="_blank"><strong>www.ovialand.com</strong></a>.</p><p>&nbsp;</p><p>For the show notes, <a href="https://fitzvillafuerte.com/getting-to-know-ovialand-with-ceo-pammy-olivares-vital-episode-160.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 160 of The 80 Percent.</p><br><p>In this episode, let's get to know Ovialand, the fast-growing real estate developer pioneering the premium affordable housing market through CEO Pammy Olivares-Vital.</p><br><p>Ovialand has easy and achievable financing with a fast turnover of property within 3-6 months only. Learn more about them at <a href="https://ovialand.com/" rel="noopener noreferrer" target="_blank"><strong>www.ovialand.com</strong></a>.</p><p>&nbsp;</p><p>For the show notes, <a href="https://fitzvillafuerte.com/getting-to-know-ovialand-with-ceo-pammy-olivares-vital-episode-160.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is The Anchoring Effect?</title>
			<itunes:title>What is The Anchoring Effect?</itunes:title>
			<pubDate>Mon, 19 Jun 2023 07:12:29 GMT</pubDate>
			<itunes:duration>6:53</itunes:duration>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll delve into The Anchoring Effect.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-anchoring-effect.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll delve into The Anchoring Effect.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-anchoring-effect.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Time is a Valuable Asset, Don't Waste It]]></title>
			<itunes:title><![CDATA[Time is a Valuable Asset, Don't Waste It]]></itunes:title>
			<pubDate>Wed, 14 Jun 2023 23:29:43 GMT</pubDate>
			<itunes:duration>18:20</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:episode>159</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 159 of The 80 Percent.</p><br><p>In this episode, I’ll share the many instances in which we waste time and give tips on how we can create more free time for ourselves in the future.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/time-is-a-valuable-asset-dont-waste-it-episode-159.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 159 of The 80 Percent.</p><br><p>In this episode, I’ll share the many instances in which we waste time and give tips on how we can create more free time for ourselves in the future.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/time-is-a-valuable-asset-dont-waste-it-episode-159.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Form Positive Habits That Will Help You Achieve Your Goals</title>
			<itunes:title>How To Form Positive Habits That Will Help You Achieve Your Goals</itunes:title>
			<pubDate>Sun, 11 Jun 2023 17:00:38 GMT</pubDate>
			<itunes:duration>5:40</itunes:duration>
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			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/YIJM" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/YIJM</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/YIJM" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/YIJM</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Kumustahan with Jon Orana of Negosyo University</title>
			<itunes:title>Kumustahan with Jon Orana of Negosyo University</itunes:title>
			<pubDate>Wed, 07 Jun 2023 22:07:10 GMT</pubDate>
			<itunes:duration>32:27</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:episode>158</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 158 of The 80 Percent.</p><br><p>In this episode, we're having a conversation with Jon Orana. He’s a good friend and the founder of Negosyo University, one of the Philippines' largest and most successful educational online programs.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/kumustahan-with-jon-orana-of-negosyo-university-episode-158.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 158 of The 80 Percent.</p><br><p>In this episode, we're having a conversation with Jon Orana. He’s a good friend and the founder of Negosyo University, one of the Philippines' largest and most successful educational online programs.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/kumustahan-with-jon-orana-of-negosyo-university-episode-158.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is The Sunk Cost Fallacy?</title>
			<itunes:title>What is The Sunk Cost Fallacy?</itunes:title>
			<pubDate>Mon, 05 Jun 2023 02:08:32 GMT</pubDate>
			<itunes:duration>6:15</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about the Sunk Cost Fallacy.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-sunk-cost-fallacy.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll learn about the Sunk Cost Fallacy.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-sunk-cost-fallacy.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: How I Paid Off P200,000 in Credit Card Debt</title>
			<itunes:title>Listen Back: How I Paid Off P200,000 in Credit Card Debt</itunes:title>
			<pubDate>Tue, 30 May 2023 20:40:55 GMT</pubDate>
			<itunes:duration>38:06</itunes:duration>
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			<acast:episodeId>64765f5880d2d5001007d35a</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>14</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1685478839807-8631026fdac0c49cf7eb1220d1e54f5a.jpeg"/>
			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing it back, especially for the benefit of our new listeners.</p><br><p>This was Episode 71. For the original show notes, <a href="https://fitzvillafuerte.com/how-i-paid-off-p200000-in-credit-card-debt-episode-71.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed, so we’re bringing it back, especially for the benefit of our new listeners.</p><br><p>This was Episode 71. For the original show notes, <a href="https://fitzvillafuerte.com/how-i-paid-off-p200000-in-credit-card-debt-episode-71.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is The Framing Effect?</title>
			<itunes:title>What is The Framing Effect?</itunes:title>
			<pubDate>Thu, 25 May 2023 03:24:37 GMT</pubDate>
			<itunes:duration>6:49</itunes:duration>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’re exploring the fascinating concept of the framing effect and its impact on our financial decision-making. We'll discuss the framing effect and how it influences our choices and share some strategies for dealing with it effectively.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-framing-effect.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’re exploring the fascinating concept of the framing effect and its impact on our financial decision-making. We'll discuss the framing effect and how it influences our choices and share some strategies for dealing with it effectively.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-the-framing-effect.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Find What You’re Meant To Do in Life</title>
			<itunes:title>How To Find What You’re Meant To Do in Life</itunes:title>
			<pubDate>Sun, 21 May 2023 20:00:02 GMT</pubDate>
			<itunes:duration>8:35</itunes:duration>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/2D_o" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/2D_o</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/2D_o" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/2D_o</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>7 Profitable Side Hustles for Introverts</title>
			<itunes:title>7 Profitable Side Hustles for Introverts</itunes:title>
			<pubDate>Wed, 17 May 2023 18:55:19 GMT</pubDate>
			<itunes:duration>24:57</itunes:duration>
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			<itunes:episode>157</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 157 of The 80 Percent.</p><br><p>If you're an introvert looking for side hustles, then this episode is for you. I’ll share 7 profitable extra income opportunities perfect for people who prefer doing things independently.&nbsp;</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 157 of The 80 Percent.</p><br><p>If you're an introvert looking for side hustles, then this episode is for you. I’ll share 7 profitable extra income opportunities perfect for people who prefer doing things independently.&nbsp;</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/7-profitable-side-hustles-for-introverts-episode-157.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What is Loss Aversion?</title>
			<itunes:title>What is Loss Aversion?</itunes:title>
			<pubDate>Sun, 14 May 2023 16:30:30 GMT</pubDate>
			<itunes:duration>5:35</itunes:duration>
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			<description><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll be learning about the concept of Loss Aversion.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-loss-aversion.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>The 80 Percent Express are special short episodes where I share a financial concept or answer a question sent by a listener.</p><br><p>In this episode, we’ll be learning about the concept of Loss Aversion.</p><br><p>To read the transcript, <a href="https://fitzvillafuerte.com/what-is-loss-aversion.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Listen Back: 8 Best Investments for Young Professionals</title>
			<itunes:title>Listen Back: 8 Best Investments for Young Professionals</itunes:title>
			<pubDate>Wed, 10 May 2023 15:37:10 GMT</pubDate>
			<itunes:duration>34:55</itunes:duration>
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			<description><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed so we’re bringing it back, especially for the benefit of our new listeners.</p><br><p>This was Episode 68. For the original show notes, <a href="https://fitzvillafuerte.com/8-best-investments-for-young-professionals-episode-68.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Listen Back episodes are past episodes of The 80 Percent that you might have missed so we’re bringing it back, especially for the benefit of our new listeners.</p><br><p>This was Episode 68. For the original show notes, <a href="https://fitzvillafuerte.com/8-best-investments-for-young-professionals-episode-68.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Never Be Limited by Other People’s Limited Imaginations</title>
			<itunes:title>Never Be Limited by Other People’s Limited Imaginations</itunes:title>
			<pubDate>Tue, 02 May 2023 18:55:43 GMT</pubDate>
			<itunes:duration>14:34</itunes:duration>
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			<itunes:season>13</itunes:season>
			<itunes:episode>156</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 156 of The 80 Percent.</p><br><p>Have you ever felt like your life is dictated by what others want or expect of you? That you can’t just pursue your passion without considering what others will say about it?</p><br><p>If so, you’re not alone. Many of us fall into the trap of following the expectations of others, without really questioning whether it's what we truly want. In this episode, I’m going to share three stories that hopefully, can inspire you to dream big.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/never-be-limited-by-other-peoples-limited-imaginations-episode-156.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 156 of The 80 Percent.</p><br><p>Have you ever felt like your life is dictated by what others want or expect of you? That you can’t just pursue your passion without considering what others will say about it?</p><br><p>If so, you’re not alone. Many of us fall into the trap of following the expectations of others, without really questioning whether it's what we truly want. In this episode, I’m going to share three stories that hopefully, can inspire you to dream big.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/never-be-limited-by-other-peoples-limited-imaginations-episode-156.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Business and Finance Lessons from Charles Darwin</title>
			<itunes:title>Business and Finance Lessons from Charles Darwin</itunes:title>
			<pubDate>Tue, 25 Apr 2023 22:56:58 GMT</pubDate>
			<itunes:duration>11:28</itunes:duration>
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			<itunes:episode>155</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 155 of The 80 Percent.</p><br><p>Charles Darwin is known as the Father of Evolution. In this episode, I’m going to share a quote commonly attributed* to him and discuss how something that he said about natural selection carries valuable lessons on business, investments, and personal finance.</p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes and to read the *erratum, <a href="https://fitzvillafuerte.com/business-and-finance-lessons-from-charles-darwin-episode-155.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 155 of The 80 Percent.</p><br><p>Charles Darwin is known as the Father of Evolution. In this episode, I’m going to share a quote commonly attributed* to him and discuss how something that he said about natural selection carries valuable lessons on business, investments, and personal finance.</p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes and to read the *erratum, <a href="https://fitzvillafuerte.com/business-and-finance-lessons-from-charles-darwin-episode-155.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>When You’re Not Happy With Your Job, But You Can’t Afford To Quit</title>
			<itunes:title>When You’re Not Happy With Your Job, But You Can’t Afford To Quit</itunes:title>
			<pubDate>Wed, 19 Apr 2023 07:33:31 GMT</pubDate>
			<itunes:duration>8:26</itunes:duration>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/-e7d" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/-e7d</strong></a></p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/-e7d" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/-e7d</strong></a></p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Let’s Talk About Real Estate Investing</title>
			<itunes:title>Let’s Talk About Real Estate Investing</itunes:title>
			<pubDate>Tue, 11 Apr 2023 17:01:30 GMT</pubDate>
			<itunes:duration>12:16</itunes:duration>
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			<itunes:episode>154</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 154 of The 80 Percent.</p><br><p>Real estate is a preferred investment for Filipinos. But unfortunately, many don’t know how to actually make money from it. In this episode, I’m going to share the different ways you can earn from your real estate investment.</p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/lets-talk-about-real-estate-investing-episode-154.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 154 of The 80 Percent.</p><br><p>Real estate is a preferred investment for Filipinos. But unfortunately, many don’t know how to actually make money from it. In this episode, I’m going to share the different ways you can earn from your real estate investment.</p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/lets-talk-about-real-estate-investing-episode-154.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Do Rich People Really Have Small TVs and Big Libraries?</title>
			<itunes:title>Do Rich People Really Have Small TVs and Big Libraries?</itunes:title>
			<pubDate>Wed, 05 Apr 2023 03:34:52 GMT</pubDate>
			<itunes:duration>14:00</itunes:duration>
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			<itunes:episode>153</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 153 of The 80 Percent.</p><br><p>Motivational speaker, Zig Ziglar once said, “Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” In this episode, I’m going to share my thoughts on this, and the important lesson that this quote teaches us.</p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/do-rich-people-really-have-small-tvs-and-big-libraries-episode-153.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 153 of The 80 Percent.</p><br><p>Motivational speaker, Zig Ziglar once said, “Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” In this episode, I’m going to share my thoughts on this, and the important lesson that this quote teaches us.</p><br><p>This episode is supported by GoTyme. Follow them @gotymebank (Instagram, Facebook, and Tiktok). Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/do-rich-people-really-have-small-tvs-and-big-libraries-episode-153.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>This Happens When You Learn To Embrace Boredom</title>
			<itunes:title>This Happens When You Learn To Embrace Boredom</itunes:title>
			<pubDate>Tue, 28 Mar 2023 21:08:19 GMT</pubDate>
			<itunes:duration>16:07</itunes:duration>
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			<itunes:episode>152</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 152 of The 80 Percent.</p><br><p>Most of us think negatively about boredom. We want life to be happy and exciting. But when things become or start to feel boring, our tendency is to try and do something new, hoping that it could bring some feeling of thrill and excitement in our life.</p><br><p>In this episode, I’m sharing my thoughts on a quote that bestselling author of 'The Subtle Art of Not Giving a F*ck', Mark Manson said about boredom.</p><br><p>This episode is supported by GoTyme.</p><br><p>Are you tired of bank transfer fees and low-interest rates? Then check out GoTyme Bank. They offer interest rates 50x higher than traditional banks, and offer 3 free bank transfers to other banks per week! Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/this-happens-when-you-learn-to-embrace-boredom-episode-152.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 152 of The 80 Percent.</p><br><p>Most of us think negatively about boredom. We want life to be happy and exciting. But when things become or start to feel boring, our tendency is to try and do something new, hoping that it could bring some feeling of thrill and excitement in our life.</p><br><p>In this episode, I’m sharing my thoughts on a quote that bestselling author of 'The Subtle Art of Not Giving a F*ck', Mark Manson said about boredom.</p><br><p>This episode is supported by GoTyme.</p><br><p>Are you tired of bank transfer fees and low-interest rates? Then check out GoTyme Bank. They offer interest rates 50x higher than traditional banks, and offer 3 free bank transfers to other banks per week! Download the GoTyme Bank app today and experience the next level of banking. Visit <a href="https://www.gotyme.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.gotyme.com.ph</strong></a> for more details.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/this-happens-when-you-learn-to-embrace-boredom-episode-152.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Three Types of Debt and How It Can Affect Your Finances</title>
			<itunes:title>Three Types of Debt and How It Can Affect Your Finances</itunes:title>
			<pubDate>Tue, 21 Mar 2023 20:26:42 GMT</pubDate>
			<itunes:duration>8:59</itunes:duration>
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			<itunes:season>13</itunes:season>
			<itunes:episode>151</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1679429172936-21d998650113902e00e601398dea1053.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 151 of The 80 Percent.</p><br><p>Not all debts are the same. In this episode, we’ll talk about the three types of debt, and how it can affect your finances.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/three-types-of-debt-and-hot-it-can-affect-your-finances-episode-151.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 151 of The 80 Percent.</p><br><p>Not all debts are the same. In this episode, we’ll talk about the three types of debt, and how it can affect your finances.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/three-types-of-debt-and-hot-it-can-affect-your-finances-episode-151.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>A Letter to My 21-Year-Old Self</title>
			<itunes:title>A Letter to My 21-Year-Old Self</itunes:title>
			<pubDate>Mon, 13 Mar 2023 18:00:57 GMT</pubDate>
			<itunes:duration>5:14</itunes:duration>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/hdrWV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/hdrWV</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/hdrWV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/hdrWV</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Common Behavioral Biases That Lead to Bad Investing Decisions</title>
			<itunes:title>Common Behavioral Biases That Lead to Bad Investing Decisions</itunes:title>
			<pubDate>Tue, 07 Mar 2023 04:20:50 GMT</pubDate>
			<itunes:duration>13:28</itunes:duration>
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			<description><![CDATA[<p>Welcome to Episode 150 of The 80 Percent.</p><br><p>Are you a logical thinker? While we’d like to think that we’re rational in our thinking and decision-making, we can all sometimes fall victim to behavioral biases. In this episode, we talk about three common behavioral biases that can lead us to bad investing decisions.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/common-behavioral-biases-that-lead-to-bad-investing-decisions-episode-150.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 150 of The 80 Percent.</p><br><p>Are you a logical thinker? While we’d like to think that we’re rational in our thinking and decision-making, we can all sometimes fall victim to behavioral biases. In this episode, we talk about three common behavioral biases that can lead us to bad investing decisions.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/common-behavioral-biases-that-lead-to-bad-investing-decisions-episode-150.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Ways to Earn Extra Income To Beat Inflation</title>
			<itunes:title>Ways to Earn Extra Income To Beat Inflation</itunes:title>
			<pubDate>Fri, 24 Feb 2023 16:29:58 GMT</pubDate>
			<itunes:duration>13:06</itunes:duration>
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			<description><![CDATA[<p>Welcome to Episode 149 of The 80 Percent.</p><br><p>Is inflation ruining your budget? While you can definitely minimize your expenses, it will also greatly help if you can earn extra income. In this episode, I’ll give you four ways you can make money on the side, even if you have a full-time job.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/ways-to-earn-extra-income-to-beat-inflation-episode-149.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 149 of The 80 Percent.</p><br><p>Is inflation ruining your budget? While you can definitely minimize your expenses, it will also greatly help if you can earn extra income. In this episode, I’ll give you four ways you can make money on the side, even if you have a full-time job.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/ways-to-earn-extra-income-to-beat-inflation-episode-149.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Basics of Forex Trading</title>
			<itunes:title>The Basics of Forex Trading</itunes:title>
			<pubDate>Sat, 18 Feb 2023 09:50:51 GMT</pubDate>
			<itunes:duration>11:20</itunes:duration>
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			<itunes:episode>148</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1676702856166-fb0ed0d018e335deecdc44e143b8646e.jpeg"/>
			<description><![CDATA[<p>Join the FBS Ultimate Trading Birthday now: <a href="http://bit.ly/40QIP7P" rel="noopener noreferrer" target="_blank"><strong>http://bit.ly/40QIP7P</strong></a></p><br><p>Welcome to Episode 148 of The 80 Percent.</p><br><p>Whether you're a seasoned investor or someone who is just getting started with trading, forex can seem like a complicated and intimidating world to navigate. However, with the right knowledge and strategies, it can also be a lucrative and exciting income and investment opportunity.</p><br><p>Today, we'll cover the fundamentals of forex trading, including what it is, how it works, and some tips for getting started.</p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/the-basics-of-forex-trading-episode-148.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join the FBS Ultimate Trading Birthday now: <a href="http://bit.ly/40QIP7P" rel="noopener noreferrer" target="_blank"><strong>http://bit.ly/40QIP7P</strong></a></p><br><p>Welcome to Episode 148 of The 80 Percent.</p><br><p>Whether you're a seasoned investor or someone who is just getting started with trading, forex can seem like a complicated and intimidating world to navigate. However, with the right knowledge and strategies, it can also be a lucrative and exciting income and investment opportunity.</p><br><p>Today, we'll cover the fundamentals of forex trading, including what it is, how it works, and some tips for getting started.</p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/the-basics-of-forex-trading-episode-148.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tips To Quickly Getting Tenants For Your Rental Property</title>
			<itunes:title>Tips To Quickly Getting Tenants For Your Rental Property</itunes:title>
			<pubDate>Thu, 09 Feb 2023 20:09:28 GMT</pubDate>
			<itunes:duration>18:26</itunes:duration>
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			<itunes:episode>147</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 147 of The 80 Percent.</p><br><p>Are you looking for a way to quickly get your unit rent out? Have you been waiting for weeks or months, and you’re not getting any inquiries? Then listen to this episode because I’ll share practical tips for getting your unit rented out fast.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="https://open.acast.com/shows/619c2930f5a46f00146c45fd/episodes/www.camella.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://twitter.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://www.instagram.com/camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/tips-to-quickly-getting-tenants-for-your-rental-property-episode-147.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 147 of The 80 Percent.</p><br><p>Are you looking for a way to quickly get your unit rent out? Have you been waiting for weeks or months, and you’re not getting any inquiries? Then listen to this episode because I’ll share practical tips for getting your unit rented out fast.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="https://open.acast.com/shows/619c2930f5a46f00146c45fd/episodes/www.camella.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://twitter.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://www.instagram.com/camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/tips-to-quickly-getting-tenants-for-your-rental-property-episode-147.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tips on Retirement Planning with AXA Philippines</title>
			<itunes:title>Tips on Retirement Planning with AXA Philippines</itunes:title>
			<pubDate>Fri, 03 Feb 2023 03:21:10 GMT</pubDate>
			<itunes:duration>42:56</itunes:duration>
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			<acast:episodeUrl>tips-on-retirement-planning-with-axa-philippines</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>13</itunes:season>
			<itunes:episode>146</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1675394360594-ce02879c96c218bbb80329af9d427bda.jpeg"/>
			<description><![CDATA[<p>It’s never too early to start planning for your dream retirement. Let AXA Philippines guide you at <a href="https://www.axa.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.axa.com.ph</strong></a></p><br><p>Welcome to Episode 146 of The 80 Percent.</p><br><p>Today, we have AXA Philippines Retail Proposition Director for Protection with Savings Category Lyzen Zapanta and AXA&nbsp;Philippines&nbsp;Retail Propositions Director Dexter Agcaoili to share with us insights and tips on how you can plan for the retirement of your dreams.</p><br><p>I hope this episode can help give you ideas on why you should&nbsp;prepare for your future and how to do so.</p><p>&nbsp;</p><p>For the show notes, <a href="https://fitzvillafuerte.com/tips-on-retirement-planning-with-axa-philippines-episode-146.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>It’s never too early to start planning for your dream retirement. Let AXA Philippines guide you at <a href="https://www.axa.com.ph/" rel="noopener noreferrer" target="_blank"><strong>www.axa.com.ph</strong></a></p><br><p>Welcome to Episode 146 of The 80 Percent.</p><br><p>Today, we have AXA Philippines Retail Proposition Director for Protection with Savings Category Lyzen Zapanta and AXA&nbsp;Philippines&nbsp;Retail Propositions Director Dexter Agcaoili to share with us insights and tips on how you can plan for the retirement of your dreams.</p><br><p>I hope this episode can help give you ideas on why you should&nbsp;prepare for your future and how to do so.</p><p>&nbsp;</p><p>For the show notes, <a href="https://fitzvillafuerte.com/tips-on-retirement-planning-with-axa-philippines-episode-146.html" rel="noopener noreferrer" target="_blank"><strong>you can visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Good Business Ideas for 2023</title>
			<itunes:title>Good Business Ideas for 2023</itunes:title>
			<pubDate>Fri, 27 Jan 2023 18:30:11 GMT</pubDate>
			<itunes:duration>17:08</itunes:duration>
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			<acast:episodeUrl>good-business-ideas-for-2023</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>13</itunes:season>
			<itunes:episode>145</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 145 of The 80 Percent.</p><br><p>The year of the rabbit is here and if you’re thinking of becoming an entrepreneur this year, then listen to this because today's episode discusses good business ideas to explore this 2023.</p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/good-business-ideas-for-2023-episode-145.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 145 of The 80 Percent.</p><br><p>The year of the rabbit is here and if you’re thinking of becoming an entrepreneur this year, then listen to this because today's episode discusses good business ideas to explore this 2023.</p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/good-business-ideas-for-2023-episode-145.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>7 Ways Investing Can Make Your Life Better</title>
			<itunes:title>7 Ways Investing Can Make Your Life Better</itunes:title>
			<pubDate>Tue, 10 Jan 2023 19:30:33 GMT</pubDate>
			<itunes:duration>14:12</itunes:duration>
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			<acast:episodeUrl>7-ways-investing-can-make-your-life-better</acast:episodeUrl>
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			<itunes:episode>144</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 144 of The 80 Percent.</p><br><p>Investing is a good habit to have. When you invest, you’re able to grow your money. You’re making it work for you. And if you do it long enough, you’ll become rich. But more than that, there are also some not-so-obvious benefits of investing. Today, I’m sharing seven ways that investing can make your life better.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="https://open.acast.com/shows/619c2930f5a46f00146c45fd/episodes/www.camella.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://twitter.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://www.instagram.com/camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/7-ways-investing-can-make-your-life-better-episode-144.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 144 of The 80 Percent.</p><br><p>Investing is a good habit to have. When you invest, you’re able to grow your money. You’re making it work for you. And if you do it long enough, you’ll become rich. But more than that, there are also some not-so-obvious benefits of investing. Today, I’m sharing seven ways that investing can make your life better.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="https://open.acast.com/shows/619c2930f5a46f00146c45fd/episodes/www.camella.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://twitter.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://www.instagram.com/camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/7-ways-investing-can-make-your-life-better-episode-144.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Year-In-Review: The Top Episodes of 2022</title>
			<itunes:title>Year-In-Review: The Top Episodes of 2022</itunes:title>
			<pubDate>Fri, 30 Dec 2022 03:53:32 GMT</pubDate>
			<itunes:duration>22:57</itunes:duration>
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			<acast:episodeId>63ae60bc4722fa001190cd18</acast:episodeId>
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			<acast:episodeUrl>year-in-review-the-top-episodes-of-2022</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>12</itunes:season>
			<itunes:episode>143</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 143 of The 80 Percent.</p><br><p>It’s our last episode for the year, and we’re counting down the best of the best of 2022.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/year-in-review-the-top-episodes-of-2022-episode-143.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><br><p><strong>Links to the show notes of the Top 5 episodes:</strong></p><br><p><strong>Top 5: Episode 110</strong>:&nbsp;<a href="https://fitzvillafuerte.com/financial-independence-retire-early-fire-with-kenneth-reyes-lao-episode-110.html" rel="noopener noreferrer" target="_blank">Financial Independence Retire Early (FIRE) with Kenneth Reyes-Lao</a></p><br><p><strong>Top 4: Episode 117</strong>:&nbsp;<a href="https://fitzvillafuerte.com/5-business-ideas-that-need-little-or-no-capital-episode-117.html" rel="noopener noreferrer" target="_blank">5 Business Ideas That Need Little or No Capital</a></p><br><p><strong>Top 3: Episode 112</strong>:&nbsp;<a href="https://fitzvillafuerte.com/how-to-save-money-on-a-low-income-episode-112.html" rel="noopener noreferrer" target="_blank">How To Save Money on a Low Income</a></p><br><p><strong>Top 2: Episode 115</strong>:&nbsp;<a href="https://fitzvillafuerte.com/6-skills-you-need-to-build-multiple-sources-of-income-episode-115.html" rel="noopener noreferrer" target="_blank">6 Skills You Need To Build Multiple Sources of Income</a></p><br><p><strong>Top 1: Episode 114</strong>:&nbsp;<a href="https://fitzvillafuerte.com/5-financial-habits-that-every-person-should-have-episode-114.html" rel="noopener noreferrer" target="_blank">5 Financial Habits That Every Person Should Have</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 143 of The 80 Percent.</p><br><p>It’s our last episode for the year, and we’re counting down the best of the best of 2022.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/year-in-review-the-top-episodes-of-2022-episode-143.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><br><p><strong>Links to the show notes of the Top 5 episodes:</strong></p><br><p><strong>Top 5: Episode 110</strong>:&nbsp;<a href="https://fitzvillafuerte.com/financial-independence-retire-early-fire-with-kenneth-reyes-lao-episode-110.html" rel="noopener noreferrer" target="_blank">Financial Independence Retire Early (FIRE) with Kenneth Reyes-Lao</a></p><br><p><strong>Top 4: Episode 117</strong>:&nbsp;<a href="https://fitzvillafuerte.com/5-business-ideas-that-need-little-or-no-capital-episode-117.html" rel="noopener noreferrer" target="_blank">5 Business Ideas That Need Little or No Capital</a></p><br><p><strong>Top 3: Episode 112</strong>:&nbsp;<a href="https://fitzvillafuerte.com/how-to-save-money-on-a-low-income-episode-112.html" rel="noopener noreferrer" target="_blank">How To Save Money on a Low Income</a></p><br><p><strong>Top 2: Episode 115</strong>:&nbsp;<a href="https://fitzvillafuerte.com/6-skills-you-need-to-build-multiple-sources-of-income-episode-115.html" rel="noopener noreferrer" target="_blank">6 Skills You Need To Build Multiple Sources of Income</a></p><br><p><strong>Top 1: Episode 114</strong>:&nbsp;<a href="https://fitzvillafuerte.com/5-financial-habits-that-every-person-should-have-episode-114.html" rel="noopener noreferrer" target="_blank">5 Financial Habits That Every Person Should Have</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Difference Between Patience and Procrastination</title>
			<itunes:title>The Difference Between Patience and Procrastination</itunes:title>
			<pubDate>Sun, 18 Dec 2022 16:49:35 GMT</pubDate>
			<itunes:duration>10:47</itunes:duration>
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			<acast:episodeUrl>the-difference-between-patience-and-procrastination</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>12</itunes:season>
			<itunes:episode>142</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 142 of The 80 Percent.</p><br><p>There’s a time for waiting, and there’s a time for action.</p><br><p>Today, we’ll talk about how to know if you just need to be patient with your goals, or if you’re simply procrastinating and avoiding the work that will help you achieve your dreams.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-difference-between-patience-and-procrastination-episode-142.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 142 of The 80 Percent.</p><br><p>There’s a time for waiting, and there’s a time for action.</p><br><p>Today, we’ll talk about how to know if you just need to be patient with your goals, or if you’re simply procrastinating and avoiding the work that will help you achieve your dreams.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-difference-between-patience-and-procrastination-episode-142.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 Simple Rules For Living Your Life With No Regrets</title>
			<itunes:title>5 Simple Rules For Living Your Life With No Regrets</itunes:title>
			<pubDate>Mon, 12 Dec 2022 02:00:06 GMT</pubDate>
			<itunes:duration>6:59</itunes:duration>
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			<acast:episodeUrl>5-simple-rules-for-living-your-life-with-no-regrets</acast:episodeUrl>
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			<itunes:season>12</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>Invest in First Metro Consumer Fund through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit&nbsp;<a href="https://bit.ly/FAMI2022" rel="noopener noreferrer" target="_blank"><strong>bit.ly/FAMI2022</strong></a>&nbsp;to know more.</p><br><p>You can read today's article here: <a href="https://t.ly/SDxFa" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/SDxFa</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>Invest in First Metro Consumer Fund through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit&nbsp;<a href="https://bit.ly/FAMI2022" rel="noopener noreferrer" target="_blank"><strong>bit.ly/FAMI2022</strong></a>&nbsp;to know more.</p><br><p>You can read today's article here: <a href="https://t.ly/SDxFa" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/SDxFa</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>People-Centric Work Culture with John Nicholls of PayPal Philippines</title>
			<itunes:title>People-Centric Work Culture with John Nicholls of PayPal Philippines</itunes:title>
			<pubDate>Sun, 04 Dec 2022 20:10:19 GMT</pubDate>
			<itunes:duration>29:50</itunes:duration>
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			<itunes:episode>141</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 141 of The 80 Percent.</p><br><p>What makes an employee loyal to their company? Is it a high salary? A great boss? Or perhaps it’s the company’s culture.</p><br><p>Today, we have John Nicholls, Senior Director and Country Site Lead of PayPal Philippines, talk about what it means to have your people at the heart of your company’s work culture.</p><br><p>If you wanna know more about PayPal's job opportunities, visit <a href="https://careers.pypl.com/home/default.aspx" rel="noopener noreferrer" target="_blank"><strong>PayPal's website here</strong></a>.</p><br><p>You can check out PayPal's official social media pages on <a href="https://facebook.com/PayPalPhilippines/" rel="noopener noreferrer" target="_blank"><strong>Facebook: @PayPalPhilippines</strong></a> and <a href="https://www.instagram.com/paypal/" rel="noopener noreferrer" target="_blank"><strong>Instagram: @paypal</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/people-centric-work-culture-with-john-nicholls-of-paypal-philippines-episode-141.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 141 of The 80 Percent.</p><br><p>What makes an employee loyal to their company? Is it a high salary? A great boss? Or perhaps it’s the company’s culture.</p><br><p>Today, we have John Nicholls, Senior Director and Country Site Lead of PayPal Philippines, talk about what it means to have your people at the heart of your company’s work culture.</p><br><p>If you wanna know more about PayPal's job opportunities, visit <a href="https://careers.pypl.com/home/default.aspx" rel="noopener noreferrer" target="_blank"><strong>PayPal's website here</strong></a>.</p><br><p>You can check out PayPal's official social media pages on <a href="https://facebook.com/PayPalPhilippines/" rel="noopener noreferrer" target="_blank"><strong>Facebook: @PayPalPhilippines</strong></a> and <a href="https://www.instagram.com/paypal/" rel="noopener noreferrer" target="_blank"><strong>Instagram: @paypal</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/people-centric-work-culture-with-john-nicholls-of-paypal-philippines-episode-141.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Top 4 Tips to Overcome Fears and Help Yourself Grow Financially</title>
			<itunes:title>Top 4 Tips to Overcome Fears and Help Yourself Grow Financially</itunes:title>
			<pubDate>Wed, 30 Nov 2022 12:59:54 GMT</pubDate>
			<itunes:duration>11:07</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>12</itunes:season>
			<itunes:episode>140</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1669813051374-3fbf8c08add70f64eeaf33d0fb1e1106.jpeg"/>
			<description><![CDATA[<p>Start your trading journey with FBS here: <a href="https://bit.ly/3u3ooW5" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/3u3ooW5</strong></a></p><br><p>Welcome to Episode 140 of The 80 Percent.</p><br><p>Do you feel financially stuck? Do you wish you could do more to grow your income but you’re afraid to make a mistake and fail? There are many opportunities out there that can help you grow financially, but you need to first overcome your fears, and that’s what I’ll talk about in today’s episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/top-4-tips-to-overcome-fears-and-help-yourself-grow-financially-episode-140.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Start your trading journey with FBS here: <a href="https://bit.ly/3u3ooW5" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/3u3ooW5</strong></a></p><br><p>Welcome to Episode 140 of The 80 Percent.</p><br><p>Do you feel financially stuck? Do you wish you could do more to grow your income but you’re afraid to make a mistake and fail? There are many opportunities out there that can help you grow financially, but you need to first overcome your fears, and that’s what I’ll talk about in today’s episode.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/top-4-tips-to-overcome-fears-and-help-yourself-grow-financially-episode-140.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Right Way To Achieve Personal Growth and Success</title>
			<itunes:title>The Right Way To Achieve Personal Growth and Success</itunes:title>
			<pubDate>Sun, 20 Nov 2022 14:13:43 GMT</pubDate>
			<itunes:duration>18:58</itunes:duration>
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			<acast:episodeUrl>the-right-way-to-achieve-personal-growth-and-success</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>12</itunes:season>
			<itunes:episode>139</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 139 of The 80 Percent.</p><br><p>The self-help industry is a multi-billion dollar market and is predicted to continuously grow in size.</p><br><p>There are hundreds of thousands of self-help gurus nowadays that are giving out advice left and right that sometimes, it’s already overwhelming and confusing to know which one is actually helpful and effective.</p><br><p>Today, I’m sharing two practical tips that can help you discern which advice you should follow and what I believe is the right way to achieve personal growth and success.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-right-way-to-achieve-personal-growth-and-success-episode-139.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 139 of The 80 Percent.</p><br><p>The self-help industry is a multi-billion dollar market and is predicted to continuously grow in size.</p><br><p>There are hundreds of thousands of self-help gurus nowadays that are giving out advice left and right that sometimes, it’s already overwhelming and confusing to know which one is actually helpful and effective.</p><br><p>Today, I’m sharing two practical tips that can help you discern which advice you should follow and what I believe is the right way to achieve personal growth and success.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-right-way-to-achieve-personal-growth-and-success-episode-139.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>8 Important Questions To Ask Before Buying Your Dream Home</title>
			<itunes:title>8 Important Questions To Ask Before Buying Your Dream Home</itunes:title>
			<pubDate>Sun, 13 Nov 2022 15:20:54 GMT</pubDate>
			<itunes:duration>13:14</itunes:duration>
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			<itunes:season>12</itunes:season>
			<itunes:episode>138</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 138 of The 80 Percent.</p><br><p>Are you thinking of finally buying your dream home for your family? Then make sure that you’re ready for the financial responsibility. Today, I’ll share 8 important questions to ask yourself, so you’ll have a better idea if it’s now is the right time.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="www.camella.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://twitter.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://www.instagram.com/camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/8-important-questions-to-ask-before-buying-your-dream-home-episode-138.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 138 of The 80 Percent.</p><br><p>Are you thinking of finally buying your dream home for your family? Then make sure that you’re ready for the financial responsibility. Today, I’ll share 8 important questions to ask yourself, so you’ll have a better idea if it’s now is the right time.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="www.camella.com.ph" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://twitter.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://www.instagram.com/camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/8-important-questions-to-ask-before-buying-your-dream-home-episode-138.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<item>
			<title>Giving Advice to Someone From the Sandwich Generation</title>
			<itunes:title>Giving Advice to Someone From the Sandwich Generation</itunes:title>
			<pubDate>Sun, 06 Nov 2022 19:11:09 GMT</pubDate>
			<itunes:duration>11:23</itunes:duration>
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			<itunes:episode>137</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 137 of The 80 Percent.</p><br><p>Today, we’re answering a letter sent to us by one of our listeners. She belongs to the Sandwich Generation and is asking for advice on how to deal with her situation</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/giving-advice-to-someone-from-the-sandwich-generation-episode-137.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 137 of The 80 Percent.</p><br><p>Today, we’re answering a letter sent to us by one of our listeners. She belongs to the Sandwich Generation and is asking for advice on how to deal with her situation</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/giving-advice-to-someone-from-the-sandwich-generation-episode-137.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>6 Quick Tips For Beginner Investors</title>
			<itunes:title>6 Quick Tips For Beginner Investors</itunes:title>
			<pubDate>Sun, 23 Oct 2022 19:24:42 GMT</pubDate>
			<itunes:duration>6:40</itunes:duration>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/LtVu" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/LtVu</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/LtVu" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/LtVu</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 Little-Known Benefits Of Playing The Lottery</title>
			<itunes:title>3 Little-Known Benefits Of Playing The Lottery</itunes:title>
			<pubDate>Mon, 17 Oct 2022 19:25:24 GMT</pubDate>
			<itunes:duration>12:21</itunes:duration>
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			<itunes:episode>136</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 136 of The 80 Percent.</p><br><p>Playing the lottery is not something that financial gurus advocate. But despite our advice against it, many still play it, including me. Today, I’ll share some insights on the lottery and the little-known benefits that all of us can get from playing this game of luck.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-little-known-benefits-of-playing-the-lottery-episode-136.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 136 of The 80 Percent.</p><br><p>Playing the lottery is not something that financial gurus advocate. But despite our advice against it, many still play it, including me. Today, I’ll share some insights on the lottery and the little-known benefits that all of us can get from playing this game of luck.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-little-known-benefits-of-playing-the-lottery-episode-136.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[This is The Simple Reason Why Most People Don't Invest]]></title>
			<itunes:title><![CDATA[This is The Simple Reason Why Most People Don't Invest]]></itunes:title>
			<pubDate>Mon, 10 Oct 2022 18:45:28 GMT</pubDate>
			<itunes:duration>19:04</itunes:duration>
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			<itunes:episode>135</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 135 of The 80 Percent.</p><br><p>According to the results from the 2019 BSP Financial Inclusion Survey, 75% of Filipinos do not have investments. Today, I’ll share with you the top 3 answers that people give if you ask them why they don’t invest, and what I believe is the actual and simple reason why many don’t have investments.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/this-is-the-simple-reason-why-most-people-dont-invest-episode-135.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 135 of The 80 Percent.</p><br><p>According to the results from the 2019 BSP Financial Inclusion Survey, 75% of Filipinos do not have investments. Today, I’ll share with you the top 3 answers that people give if you ask them why they don’t invest, and what I believe is the actual and simple reason why many don’t have investments.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/this-is-the-simple-reason-why-most-people-dont-invest-episode-135.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>The Best Investments When Inflation Is High</title>
			<itunes:title>The Best Investments When Inflation Is High</itunes:title>
			<pubDate>Sun, 02 Oct 2022 20:50:24 GMT</pubDate>
			<itunes:duration>13:32</itunes:duration>
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			<itunes:episode>134</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 134 of The 80 Percent.</p><br><p>In early 2021, a worldwide increase in inflation began to occur. It has been attributed to various causes, including pandemic-related fiscal and monetary stimulus, supply shortages, and as of 2022, the Russian invasion of Ukraine.</p><br><p>While it’s important to manage our budget and control our spending during these times, it’s also good to still invest whenever we can. In this episode, I shared five investments that you can consider during this period of high inflation.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-best-investments-when-inflation-is-high-episode-134.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 134 of The 80 Percent.</p><br><p>In early 2021, a worldwide increase in inflation began to occur. It has been attributed to various causes, including pandemic-related fiscal and monetary stimulus, supply shortages, and as of 2022, the Russian invasion of Ukraine.</p><br><p>While it’s important to manage our budget and control our spending during these times, it’s also good to still invest whenever we can. In this episode, I shared five investments that you can consider during this period of high inflation.</p><br><p>This episode is supported by AutoDeal.</p><br><p>AutoDeal is an all-in-one platform for your car needs. It makes your car buying experience worthwhile and more convenient. Up to 450 highly-rated car dealers nationwide! Simplify your car-buying journey and get the best deal at <a href="https://www.autodeal.com.ph/" rel="noopener noreferrer" target="_blank"><strong>autodeal.com.ph</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-best-investments-when-inflation-is-high-episode-134.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Goals are Important, But You Need to Focus on Growth</title>
			<itunes:title>Goals are Important, But You Need to Focus on Growth</itunes:title>
			<pubDate>Sun, 25 Sep 2022 20:59:33 GMT</pubDate>
			<itunes:duration>20:26</itunes:duration>
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			<itunes:season>12</itunes:season>
			<itunes:episode>133</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 133 of The 80 Percent.</p><br><p>Are you frustrated that you’re still too far from reaching your goals? Unfortunately, this feeling is normal and happens often if you focus too much on the future. Today, we’ll talk about how shifting your focus towards making daily progress can take away that misery and frustration when pursuing a difficult goal.</p><br><p>Invest in First Metro Philippine Equity Exchange Traded Fund or the FMETF through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit <a href="https://bit.ly/fami2022" rel="noopener noreferrer" target="_blank"><strong>bit.ly/fami2022</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/goals-are-important-but-you-need-to-focus-on-growth-episode-133.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 133 of The 80 Percent.</p><br><p>Are you frustrated that you’re still too far from reaching your goals? Unfortunately, this feeling is normal and happens often if you focus too much on the future. Today, we’ll talk about how shifting your focus towards making daily progress can take away that misery and frustration when pursuing a difficult goal.</p><br><p>Invest in First Metro Philippine Equity Exchange Traded Fund or the FMETF through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit <a href="https://bit.ly/fami2022" rel="noopener noreferrer" target="_blank"><strong>bit.ly/fami2022</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/goals-are-important-but-you-need-to-focus-on-growth-episode-133.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Are The Four Pillars of Financial Success?</title>
			<itunes:title>What Are The Four Pillars of Financial Success?</itunes:title>
			<pubDate>Sun, 18 Sep 2022 22:47:25 GMT</pubDate>
			<itunes:duration>17:41</itunes:duration>
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			<itunes:season>11</itunes:season>
			<itunes:episode>132</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 132 of The 80 Percent.</p><br><p>The foundation provides stability to a structure. When it comes to wealth, the foundation that provides financial stability is the habit of spending less than your income. But, if you want to build your wealth, you’ll need strong pillars that will support your structure as it rises above the ground. And that’s what we’ll talk about in today’s episode – the four pillars of financial success.</p><br><p>Invest in First Metro Save and Learn FOCCUS Dynamic Fund through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit <a href="https://bit.ly/fami2022" rel="noopener noreferrer" target="_blank"><strong>bit.ly/fami2022</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-are-the-four-pillars-of-financial-success-episode-132.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 132 of The 80 Percent.</p><br><p>The foundation provides stability to a structure. When it comes to wealth, the foundation that provides financial stability is the habit of spending less than your income. But, if you want to build your wealth, you’ll need strong pillars that will support your structure as it rises above the ground. And that’s what we’ll talk about in today’s episode – the four pillars of financial success.</p><br><p>Invest in First Metro Save and Learn FOCCUS Dynamic Fund through FirstMetroSec. Open an investment account with only P1,000 by using the code: FAMI1K. Account opening is easy and convenient through the FirstMetroSec GO mobile app. Visit <a href="https://bit.ly/fami2022" rel="noopener noreferrer" target="_blank"><strong>bit.ly/fami2022</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-are-the-four-pillars-of-financial-success-episode-132.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What To Do When A Financial Emergency Happens</title>
			<itunes:title>What To Do When A Financial Emergency Happens</itunes:title>
			<pubDate>Mon, 12 Sep 2022 21:00:32 GMT</pubDate>
			<itunes:duration>6:34</itunes:duration>
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			<itunes:season>11</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/39Cd" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/39Cd</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/39Cd" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/39Cd</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>3 Quick and Simple Tips to Save Money</title>
			<itunes:title>3 Quick and Simple Tips to Save Money</itunes:title>
			<pubDate>Mon, 05 Sep 2022 18:57:39 GMT</pubDate>
			<itunes:duration>16:11</itunes:duration>
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			<itunes:season>11</itunes:season>
			<itunes:episode>131</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 131 of The 80 Percent.</p><br><p>It’s now the -BER months and it will be more difficult to save money given that the holidays are coming. Big online sales and bazaars are just around the corner.</p><p>&nbsp;</p><p>Today, I’ll give you quick tips on how to start saving money even during this time when there’s a lot of temptation to spend. I hope you find these helpful.</p><br><p>To watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-quick-and-simple-tips-to-save-money-episode-131.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 131 of The 80 Percent.</p><br><p>It’s now the -BER months and it will be more difficult to save money given that the holidays are coming. Big online sales and bazaars are just around the corner.</p><p>&nbsp;</p><p>Today, I’ll give you quick tips on how to start saving money even during this time when there’s a lot of temptation to spend. I hope you find these helpful.</p><br><p>To watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/3-quick-and-simple-tips-to-save-money-episode-131.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Longest Weekend Of My Life</title>
			<itunes:title>The Longest Weekend Of My Life</itunes:title>
			<pubDate>Sun, 28 Aug 2022 16:00:10 GMT</pubDate>
			<itunes:duration>3:42</itunes:duration>
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			<itunes:season>11</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/g_pz" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/g_pz</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/g_pz" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/g_pz</strong></a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Top 7 Side Hustles You Can Do</title>
			<itunes:title>Top 7 Side Hustles You Can Do</itunes:title>
			<pubDate>Sun, 21 Aug 2022 19:05:39 GMT</pubDate>
			<itunes:duration>26:54</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>11</itunes:season>
			<itunes:episode>130</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1661108577666-9d35047f0139b95b7499653dcef3b92b.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 130 of The 80 Percent.</p><br><p>Do you want to earn extra income? In this episode, I’ll enumerate 7 side hustles you can do to increase your monthly cash flow.</p><br><p>To watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/top-7-side-hustles-you-can-do-episode-130.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 130 of The 80 Percent.</p><br><p>Do you want to earn extra income? In this episode, I’ll enumerate 7 side hustles you can do to increase your monthly cash flow.</p><br><p>To watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/top-7-side-hustles-you-can-do-episode-130.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>4 Struggles and Lessons From My First Businesses</title>
			<itunes:title>4 Struggles and Lessons From My First Businesses</itunes:title>
			<pubDate>Mon, 15 Aug 2022 07:15:27 GMT</pubDate>
			<itunes:duration>16:23</itunes:duration>
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			<itunes:episode>129</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 129 of The 80 Percent.</p><br><p>Today, we’re talking about entrepreneurship and I’m sharing with you 4 little-known facts about starting a business that you should know. These are the struggles I faced, challenges nobody warned me about, and had to overcome when I started my first few businesses.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/4-struggles-and-lessons-from-my-first-businesses-episode-129.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 129 of The 80 Percent.</p><br><p>Today, we’re talking about entrepreneurship and I’m sharing with you 4 little-known facts about starting a business that you should know. These are the struggles I faced, challenges nobody warned me about, and had to overcome when I started my first few businesses.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/4-struggles-and-lessons-from-my-first-businesses-episode-129.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>10 Things You Need to Become Rich</title>
			<itunes:title>10 Things You Need to Become Rich</itunes:title>
			<pubDate>Sun, 07 Aug 2022 21:57:54 GMT</pubDate>
			<itunes:duration>16:54</itunes:duration>
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			<acast:episodeUrl>10-things-you-need-to-become-rich</acast:episodeUrl>
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			<itunes:episode>128</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1659909271090-76f14fd1de99d8aa63e3b2094eba443f.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 128 of The 80 Percent.</p><br><p>Most will say that if you want to become rich, then you have to learn how to save and invest. But that’s the technical portion – the 20 percent of the solution. Today, I’ll give a rundown of 10 habits and mindsets that you need to become rich – the bigger portion, the 80 percent that people overlook or forget.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/10-things-you-need-to-become-rich-episode-128.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 128 of The 80 Percent.</p><br><p>Most will say that if you want to become rich, then you have to learn how to save and invest. But that’s the technical portion – the 20 percent of the solution. Today, I’ll give a rundown of 10 habits and mindsets that you need to become rich – the bigger portion, the 80 percent that people overlook or forget.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/10-things-you-need-to-become-rich-episode-128.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Investor’s Dilemma and How To Avoid Losing Money in Your Investments</title>
			<itunes:title>The Investor’s Dilemma and How To Avoid Losing Money in Your Investments</itunes:title>
			<pubDate>Fri, 29 Jul 2022 02:37:54 GMT</pubDate>
			<itunes:duration>18:13</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:episode>127</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1659062254216-d1289669e23c9cca196d8d174daa57ea.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 127 of The 80 Percent.</p><br><p>Have you heard of the Investor’s Dilemma? It’s an interesting concept that tells why and how most investors, especially beginners, lose money. Let me tell you about it in this episode and check if you’re committing these grave investing mistakes.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT?fbclid=IwAR2C-pdxw-vbWuyOnH8ETtVbyvWEiB7Qv3R-h4nr-B4SmjAilgsT1Ba7JZc" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="http://www.camella.com.ph/?fbclid=IwAR0ac4TWxEJAsudxYfhxFKRSJGQSvT3YCQwSqnlzTIqq47Q6pRN97T6li9E" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://l.facebook.com/l.php?u=https%3A%2F%2Ftwitter.com%2FCamellaOfficial%3Ffbclid%3DIwAR0v1ABQmGNs9M5PLcWO883gCXMNmQdVpe3be4HJzYTqVvKRoghrqml6m8k&amp;h=AT26On507cQYnohnZO6XcZB_CTDaD4UNwKIkZoQp7ltrRdRZtwSNdbJNUp1qF9bUwZR5ivjT3YaEBLIVg94ow5lmsQXKY1uesxLtWfqfOKN-1wt8fPVPa5ZrXqS5Ud2SOoy16Pbe" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.instagram.com%2Fcamellaofficial%3Ffbclid%3DIwAR2O--uRZJGMb3VJ7oCUnbxaJigfmg34JBMhu6sxbVCe80LNTLzpPCuQEc4&amp;h=AT26On507cQYnohnZO6XcZB_CTDaD4UNwKIkZoQp7ltrRdRZtwSNdbJNUp1qF9bUwZR5ivjT3YaEBLIVg94ow5lmsQXKY1uesxLtWfqfOKN-1wt8fPVPa5ZrXqS5Ud2SOoy16Pbe" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured?fbclid=IwAR2ZYBYQBfs01eFsQvfbz7h_kScZQcs43YFyur_DMfwCHwLGevOW7g-MTgw" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial?fbclid=IwAR1hcjtGq51NL5zi4mJZUZALZWIfroFa_pcjjCf8n34SnzNdKq9fGeNxCO8" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella?fbclid=IwAR3fbPtMdZHNYTNIUS3MaU1xjTMVnfuH9olkRicrPExSBlW3QZNCHFzvBhc" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/the-investors-dilemma-and-how-to-avoid-losing-money-in-your-investments-episode-127.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 127 of The 80 Percent.</p><br><p>Have you heard of the Investor’s Dilemma? It’s an interesting concept that tells why and how most investors, especially beginners, lose money. Let me tell you about it in this episode and check if you’re committing these grave investing mistakes.</p><br><p>This episode is brought to you by Camella</p><br><p>Click this link for the special offer: <a href="https://bit.ly/CAMx80PERCENT?fbclid=IwAR2C-pdxw-vbWuyOnH8ETtVbyvWEiB7Qv3R-h4nr-B4SmjAilgsT1Ba7JZc" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/CAMx80PERCENT</strong></a>, and use <strong>CAMx80percent</strong> as a referral code when you reserve a home online.</p><br><p>Official Website: <a href="http://www.camella.com.ph/?fbclid=IwAR0ac4TWxEJAsudxYfhxFKRSJGQSvT3YCQwSqnlzTIqq47Q6pRN97T6li9E" rel="noopener noreferrer" target="_blank"><strong>www.camella.com.ph</strong></a></p><p>Facebook: @CamellaOfficial <a href="https://www.facebook.com/CamellaOfficial" rel="noopener noreferrer" target="_blank"><strong>https://www.facebook.com/CamellaOfficial</strong></a></p><p>Twitter: @CamellaOfficial <a href="https://l.facebook.com/l.php?u=https%3A%2F%2Ftwitter.com%2FCamellaOfficial%3Ffbclid%3DIwAR0v1ABQmGNs9M5PLcWO883gCXMNmQdVpe3be4HJzYTqVvKRoghrqml6m8k&amp;h=AT26On507cQYnohnZO6XcZB_CTDaD4UNwKIkZoQp7ltrRdRZtwSNdbJNUp1qF9bUwZR5ivjT3YaEBLIVg94ow5lmsQXKY1uesxLtWfqfOKN-1wt8fPVPa5ZrXqS5Ud2SOoy16Pbe" rel="noopener noreferrer" target="_blank"><strong>https://twitter.com/CamellaOfficial</strong></a></p><p>Instagram: @camellaofficial <a href="https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.instagram.com%2Fcamellaofficial%3Ffbclid%3DIwAR2O--uRZJGMb3VJ7oCUnbxaJigfmg34JBMhu6sxbVCe80LNTLzpPCuQEc4&amp;h=AT26On507cQYnohnZO6XcZB_CTDaD4UNwKIkZoQp7ltrRdRZtwSNdbJNUp1qF9bUwZR5ivjT3YaEBLIVg94ow5lmsQXKY1uesxLtWfqfOKN-1wt8fPVPa5ZrXqS5Ud2SOoy16Pbe" rel="noopener noreferrer" target="_blank"><strong>https://www.instagram.com/camellaofficial</strong></a></p><p>Youtube: Camella Official <a href="https://www.youtube.com/c/CamellaOfficial/featured?fbclid=IwAR2ZYBYQBfs01eFsQvfbz7h_kScZQcs43YFyur_DMfwCHwLGevOW7g-MTgw" rel="noopener noreferrer" target="_blank"><strong>https://www.youtube.com/c/CamellaOfficial/featured</strong></a></p><p>Tiktok: @camellaofficial <a href="https://www.tiktok.com/@camellaofficial?fbclid=IwAR1hcjtGq51NL5zi4mJZUZALZWIfroFa_pcjjCf8n34SnzNdKq9fGeNxCO8" rel="noopener noreferrer" target="_blank"><strong>https://www.tiktok.com/@camellaofficial</strong></a></p><p>LinkedIn: Camella <a href="https://www.linkedin.com/company/camella?fbclid=IwAR3fbPtMdZHNYTNIUS3MaU1xjTMVnfuH9olkRicrPExSBlW3QZNCHFzvBhc" rel="noopener noreferrer" target="_blank"><strong>https://www.linkedin.com/company/camella</strong></a></p><br><p>For the show notes on this episode, <a href="https://fitzvillafuerte.com/the-investors-dilemma-and-how-to-avoid-losing-money-in-your-investments-episode-127.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Spending Habits of Debt-Free People</title>
			<itunes:title>Spending Habits of Debt-Free People</itunes:title>
			<pubDate>Sun, 24 Jul 2022 16:17:43 GMT</pubDate>
			<itunes:duration>14:28</itunes:duration>
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			<itunes:season>11</itunes:season>
			<itunes:episode>126</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 126 of The 80 Percent.</p><br><p>You've worked hard and finally, you're out of debt. And now, your challenge is how do you keep it that way? I hope this episode can guide you in developing better spending habits and staying debt-free</p><br><p>You can invest in ATRAM funds from anywhere in the world, through FirstMetroSec FundsMart. Start investing with only P5,000. Account opening is easy and convenient through the FirstMetroSec GO mobile app. You can visit <a href="https://bit.ly/firstmetrosecapp" rel="noopener noreferrer" target="_blank"><strong>bit.ly/firstmetrosecapp</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/spending-habits-of-debt-free-people-episode-126.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 126 of The 80 Percent.</p><br><p>You've worked hard and finally, you're out of debt. And now, your challenge is how do you keep it that way? I hope this episode can guide you in developing better spending habits and staying debt-free</p><br><p>You can invest in ATRAM funds from anywhere in the world, through FirstMetroSec FundsMart. Start investing with only P5,000. Account opening is easy and convenient through the FirstMetroSec GO mobile app. You can visit <a href="https://bit.ly/firstmetrosecapp" rel="noopener noreferrer" target="_blank"><strong>bit.ly/firstmetrosecapp</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/spending-habits-of-debt-free-people-episode-126.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Is The Worst Investment Decision You Could Make?</title>
			<itunes:title>What Is The Worst Investment Decision You Could Make?</itunes:title>
			<pubDate>Sun, 17 Jul 2022 19:44:02 GMT</pubDate>
			<itunes:duration>15:17</itunes:duration>
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			<itunes:season>11</itunes:season>
			<itunes:episode>125</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 125 of The 80 Percent.</p><br><p>I’ve often been asked what’s the best investment, but have you ever asked yourself, what’s the worst investment? That’s the question that we’ll answer in this episode.</p><br><p>You can invest in ATRAM funds from anywhere in the world, through FirstMetroSec FundsMart. Start investing with only P5,000. Account opening is easy and convenient through the FirstMetroSec GO mobile app. You can visit <a href="https://bit.ly/firstmetrosecapp" rel="noopener noreferrer" target="_blank"><strong>bit.ly/firstmetrosecapp</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-is-the-worst-investment-decision-you-could-make-episode-25.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 125 of The 80 Percent.</p><br><p>I’ve often been asked what’s the best investment, but have you ever asked yourself, what’s the worst investment? That’s the question that we’ll answer in this episode.</p><br><p>You can invest in ATRAM funds from anywhere in the world, through FirstMetroSec FundsMart. Start investing with only P5,000. Account opening is easy and convenient through the FirstMetroSec GO mobile app. You can visit <a href="https://bit.ly/firstmetrosecapp" rel="noopener noreferrer" target="_blank"><strong>bit.ly/firstmetrosecapp</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/what-is-the-worst-investment-decision-you-could-make-episode-25.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Lessons I Learned From The Corporate World</title>
			<itunes:title>The Lessons I Learned From The Corporate World</itunes:title>
			<pubDate>Sun, 10 Jul 2022 19:12:39 GMT</pubDate>
			<itunes:duration>16:32</itunes:duration>
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			<itunes:season>11</itunes:season>
			<itunes:episode>124</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 124 of The 80 Percent.</p><br><p>It’s been almost two decades since I left the corporate world, but the lessons I learned as an employee remain valuable to me up to this day. Those life lessons are what I’m going to share with you in this podcast episode.</p><br><p>You can invest in ATRAM funds from anywhere in the world, through FirstMetroSec FundsMart. Start investing with only P5,000. Account opening is easy and convenient through the FirstMetroSec GO mobile app. You can visit <a href="https://bit.ly/firstmetrosecapp" rel="noopener noreferrer" target="_blank"><strong>bit.ly/firstmetrosecapp</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-lessons-i-learned-from-the-corporate-world-episode-124.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 124 of The 80 Percent.</p><br><p>It’s been almost two decades since I left the corporate world, but the lessons I learned as an employee remain valuable to me up to this day. Those life lessons are what I’m going to share with you in this podcast episode.</p><br><p>You can invest in ATRAM funds from anywhere in the world, through FirstMetroSec FundsMart. Start investing with only P5,000. Account opening is easy and convenient through the FirstMetroSec GO mobile app. You can visit <a href="https://bit.ly/firstmetrosecapp" rel="noopener noreferrer" target="_blank"><strong>bit.ly/firstmetrosecapp</strong></a> to know more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-lessons-i-learned-from-the-corporate-world-episode-124.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The 5 Stages of Your Financial Life Cycle</title>
			<itunes:title>The 5 Stages of Your Financial Life Cycle</itunes:title>
			<pubDate>Sun, 03 Jul 2022 18:26:47 GMT</pubDate>
			<itunes:duration>16:08</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>11</itunes:season>
			<itunes:episode>123</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 123 of The 80 Percent.</p><br><p>In the human life cycle, we go through the stages of infancy, childhood, puberty, adulthood, and old age. For our financial life, we also go through a similar cycle – stages that describe who we are and what our priorities should be when it comes to our investments. The five financial stages are what I’ll share with you today.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-5-stages-of-your-financial-life-cycle-episode-123.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 123 of The 80 Percent.</p><br><p>In the human life cycle, we go through the stages of infancy, childhood, puberty, adulthood, and old age. For our financial life, we also go through a similar cycle – stages that describe who we are and what our priorities should be when it comes to our investments. The five financial stages are what I’ll share with you today.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-5-stages-of-your-financial-life-cycle-episode-123.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Benefits of Credit with Pia Arellano of TransUnion Philippines</title>
			<itunes:title>The Benefits of Credit with Pia Arellano of TransUnion Philippines</itunes:title>
			<pubDate>Sun, 26 Jun 2022 18:01:45 GMT</pubDate>
			<itunes:duration>27:53</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>11</itunes:season>
			<itunes:episode>122</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1656266329319-a3e17c589f8ac8cd18ef7d9555950dca.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 122 of The 80 Percent.</p><br><p>Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about what a credit score is, the factors that affect it, how you can improve it, and the benefits of having a good credit score.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-benefits-of-credit-with-pia-arellano-of-transunion-philippines-episode-122.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 122 of The 80 Percent.</p><br><p>Today, we have Ms. Pia Arellano of TransUnion Philippines as a guest. We talked about what a credit score is, the factors that affect it, how you can improve it, and the benefits of having a good credit score.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-benefits-of-credit-with-pia-arellano-of-transunion-philippines-episode-122.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Anatomy of Residual Income</title>
			<itunes:title>The Anatomy of Residual Income</itunes:title>
			<pubDate>Sun, 19 Jun 2022 18:26:59 GMT</pubDate>
			<itunes:duration>13:47</itunes:duration>
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			<acast:episodeUrl>the-anatomy-of-residual-income</acast:episodeUrl>
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			<itunes:season>11</itunes:season>
			<itunes:episode>121</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 121 of The 80 Percent.</p><br><p>You probably already know what passive income is. But are you familiar with the concept of residual income? Today, we’ll talk about that… and how creating residual income can help you achieve massive passive income.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-anatomy-of-residual-income-episode-121.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 121 of The 80 Percent.</p><br><p>You probably already know what passive income is. But are you familiar with the concept of residual income? Today, we’ll talk about that… and how creating residual income can help you achieve massive passive income.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/the-anatomy-of-residual-income-episode-121.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Travel and Other Non-Life Insurance with Noel Tordesillas of Etiqa</title>
			<itunes:title>Travel and Other Non-Life Insurance with Noel Tordesillas of Etiqa</itunes:title>
			<pubDate>Sun, 12 Jun 2022 17:29:30 GMT</pubDate>
			<itunes:duration>22:36</itunes:duration>
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			<itunes:episode>120</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 120 of The 80 Percent.</p><br><p>For today, we have Noel Tordesillas, the Head of E-Channel of Etiqa, who will talk about the benefits of travel and other non-life insurance.</p><br><p>Traveling soon? Enjoy a worry-free vacation with travel insurance. For as low as ₱625.00, you can get travel insurance with covid-19 coverage for your 10-day international trip. Purchase travel insurance online at <a href="https://www.etiqa.com.ph/travelinsurance/" rel="noopener noreferrer" target="_blank"><strong>www.etiqa.com.ph/travelinsurance</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/travel-and-other-non-life-insurance-with-noel-tordesillas-of-etiqa-episode-120.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 120 of The 80 Percent.</p><br><p>For today, we have Noel Tordesillas, the Head of E-Channel of Etiqa, who will talk about the benefits of travel and other non-life insurance.</p><br><p>Traveling soon? Enjoy a worry-free vacation with travel insurance. For as low as ₱625.00, you can get travel insurance with covid-19 coverage for your 10-day international trip. Purchase travel insurance online at <a href="https://www.etiqa.com.ph/travelinsurance/" rel="noopener noreferrer" target="_blank"><strong>www.etiqa.com.ph/travelinsurance</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/travel-and-other-non-life-insurance-with-noel-tordesillas-of-etiqa-episode-120.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Personal Finance Strategies to Cope With the Rising Inflation</title>
			<itunes:title>Personal Finance Strategies to Cope With the Rising Inflation</itunes:title>
			<pubDate>Wed, 08 Jun 2022 18:49:11 GMT</pubDate>
			<itunes:duration>7:06</itunes:duration>
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			<itunes:season>10</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/FNhV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/FNhV</strong></a></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/FNhV" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/FNhV</strong></a></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>ESG Investing with Dexter Agcaoili of AXA Philippines</title>
			<itunes:title>ESG Investing with Dexter Agcaoili of AXA Philippines</itunes:title>
			<pubDate>Thu, 02 Jun 2022 18:53:52 GMT</pubDate>
			<itunes:duration>32:15</itunes:duration>
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			<itunes:season>10</itunes:season>
			<itunes:episode>119</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 119 of The 80 Percent.</p><br><p>If you’re looking for a good stock to buy, then perhaps you should consider ESG companies. But what is ESG? Today, we have Dexter Agcaoili, the Segment Director of Wealth Management at AXA Philippines, to tell us more about this.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>Learn more about <a href="https://www.axa.com.ph/" rel="noopener noreferrer" target="_blank"><strong>AXA Philippines here</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/esg-investing-with-dexter-agcaoili-of-axa-philippines-episode-119.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 119 of The 80 Percent.</p><br><p>If you’re looking for a good stock to buy, then perhaps you should consider ESG companies. But what is ESG? Today, we have Dexter Agcaoili, the Segment Director of Wealth Management at AXA Philippines, to tell us more about this.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a>.</p><br><p>Learn more about <a href="https://www.axa.com.ph/" rel="noopener noreferrer" target="_blank"><strong>AXA Philippines here</strong></a>.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/esg-investing-with-dexter-agcaoili-of-axa-philippines-episode-119.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[A Beginner's Quick Guide to Starting a Business]]></title>
			<itunes:title><![CDATA[A Beginner's Quick Guide to Starting a Business]]></itunes:title>
			<pubDate>Wed, 25 May 2022 15:10:44 GMT</pubDate>
			<itunes:duration>20:44</itunes:duration>
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			<itunes:season>10</itunes:season>
			<itunes:episode>118</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 118 of The 80 Percent.</p><br><p>Gusto mo ba mag-business pero natatakot ka at hindi mo alam kung saan at paano magsisimula? If your answer is yes, then this episode is for you.</p><br><p>This episode is supported by PLDT Home. Visit <a href="https://pldthome.com/biz" rel="noopener noreferrer" target="_blank"><strong>pldthome.com/biz</strong></a> or go to the nearest PLDT Store to learn more about them.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/a-beginners-quick-guide-to-starting-a-business-episode-118.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 118 of The 80 Percent.</p><br><p>Gusto mo ba mag-business pero natatakot ka at hindi mo alam kung saan at paano magsisimula? If your answer is yes, then this episode is for you.</p><br><p>This episode is supported by PLDT Home. Visit <a href="https://pldthome.com/biz" rel="noopener noreferrer" target="_blank"><strong>pldthome.com/biz</strong></a> or go to the nearest PLDT Store to learn more about them.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/a-beginners-quick-guide-to-starting-a-business-episode-118.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Would You Do If You Knew You Could Not Fail?</title>
			<itunes:title>What Would You Do If You Knew You Could Not Fail?</itunes:title>
			<pubDate>Wed, 11 May 2022 20:25:28 GMT</pubDate>
			<itunes:duration>5:03</itunes:duration>
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			<itunes:season>10</itunes:season>
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			<description><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/Ooe-" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/Ooe-</strong></a></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.</p><br><p>You can read today's article here: <a href="https://t.ly/Ooe-" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/Ooe-</strong></a></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 Business Ideas That Need Little or No Capital</title>
			<itunes:title>5 Business Ideas That Need Little or No Capital</itunes:title>
			<pubDate>Tue, 03 May 2022 21:40:33 GMT</pubDate>
			<itunes:duration>23:49</itunes:duration>
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			<itunes:episode>117</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 117 of The 80 Percent.</p><br><p>Are you looking for a business idea that needs only a little or no capital? If your answer is yes, then this episode is for you.</p><br><p>This episode is supported by PLDT Home. Visit <a href="https://pldthome.com/biz" rel="noopener noreferrer" target="_blank"><strong>pldthome.com/biz</strong></a> or go to the nearest PLDT Store to learn more about them.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/5-business-ideas-that-need-little-or-no-capital-episode-117.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 117 of The 80 Percent.</p><br><p>Are you looking for a business idea that needs only a little or no capital? If your answer is yes, then this episode is for you.</p><br><p>This episode is supported by PLDT Home. Visit <a href="https://pldthome.com/biz" rel="noopener noreferrer" target="_blank"><strong>pldthome.com/biz</strong></a> or go to the nearest PLDT Store to learn more about them.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/5-business-ideas-that-need-little-or-no-capital-episode-117.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Think About How You Were Five Years Ago</title>
			<itunes:title>Think About How You Were Five Years Ago</itunes:title>
			<pubDate>Wed, 27 Apr 2022 19:24:56 GMT</pubDate>
			<itunes:duration>14:08</itunes:duration>
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			<acast:episodeUrl>think-about-how-you-were-five-years-ago</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>10</itunes:season>
			<itunes:episode>116</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1651087434800-7667444a89d4c46ae3d6a89543a3d698.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 116 of The 80 Percent.</p><br><p>Today, I’m giving you a challenge. Pause for a few minutes and think about how your life was five years ago. Make a distinction of how different it is from your life today.</p><br><p>Go ahead. Done?&nbsp;So why did I just ask you to do this? Let me explain in this episode.</p><br><p>Watch a FREE online financial coaching video, visit <a href="http://www.imgwealthacademy.com" rel="noopener noreferrer" target="_blank"><strong>imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, visit my blog post here.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 116 of The 80 Percent.</p><br><p>Today, I’m giving you a challenge. Pause for a few minutes and think about how your life was five years ago. Make a distinction of how different it is from your life today.</p><br><p>Go ahead. Done?&nbsp;So why did I just ask you to do this? Let me explain in this episode.</p><br><p>Watch a FREE online financial coaching video, visit <a href="http://www.imgwealthacademy.com" rel="noopener noreferrer" target="_blank"><strong>imgwealthacademy.com</strong></a>.</p><br><p>For the show notes, visit my blog post here.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>6 Skills You Need To Build Multiple Sources of Income</title>
			<itunes:title>6 Skills You Need To Build Multiple Sources of Income</itunes:title>
			<pubDate>Sun, 17 Apr 2022 14:30:18 GMT</pubDate>
			<itunes:duration>19:38</itunes:duration>
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			<acast:episodeUrl>6-skills-you-need-to-build-multiple-sources-of-income</acast:episodeUrl>
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			<itunes:season>10</itunes:season>
			<itunes:episode>115</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 115 of The 80 Percent.</p><br><p>Our cash flow has two sides: expenses and income. If we want more cash flow then we should minimize our expenses, and then afterward, find ways to increase our income.</p><p>&nbsp;</p><p>Today, I’m sharing the skills and mindset that you need to help you with the second part, increasing your income. Particularly, the things you need to learn if you want to pursue a side business or do freelancing on the side.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/6-skills-you-need-to-build-multiple-sources-of-income-episode-115.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 115 of The 80 Percent.</p><br><p>Our cash flow has two sides: expenses and income. If we want more cash flow then we should minimize our expenses, and then afterward, find ways to increase our income.</p><p>&nbsp;</p><p>Today, I’m sharing the skills and mindset that you need to help you with the second part, increasing your income. Particularly, the things you need to learn if you want to pursue a side business or do freelancing on the side.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/6-skills-you-need-to-build-multiple-sources-of-income-episode-115.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 Financial Habits That Every Person Should Have</title>
			<itunes:title>5 Financial Habits That Every Person Should Have</itunes:title>
			<pubDate>Tue, 05 Apr 2022 19:24:17 GMT</pubDate>
			<itunes:duration>18:45</itunes:duration>
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			<acast:episodeUrl>5-financial-habits-that-every-person-should-have</acast:episodeUrl>
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			<itunes:episode>114</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 114 of The 80 Percent.</p><br><p>Today, we're talking about five financial habits that will serve as your foundation for growing your wealth. These habits may seem basic, but I'll explain to you why they're so important and how the benefits of these habits can easily compound for you in the future.</p><br><p>Sign up for a Binomo account today: <a href="https://bit.ly/BINOMOPH" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/BINOMOPH</strong></a></p><br><p>Risk warning: Your capital might be at risk</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/5-financial-habits-that-every-person-should-have-episode-114.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 114 of The 80 Percent.</p><br><p>Today, we're talking about five financial habits that will serve as your foundation for growing your wealth. These habits may seem basic, but I'll explain to you why they're so important and how the benefits of these habits can easily compound for you in the future.</p><br><p>Sign up for a Binomo account today: <a href="https://bit.ly/BINOMOPH" rel="noopener noreferrer" target="_blank"><strong>https://bit.ly/BINOMOPH</strong></a></p><br><p>Risk warning: Your capital might be at risk</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/5-financial-habits-that-every-person-should-have-episode-114.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>On National Insecurity and Life Insurance with Renato Vergel de Dios</title>
			<itunes:title>On National Insecurity and Life Insurance with Renato Vergel de Dios</itunes:title>
			<pubDate>Mon, 28 Mar 2022 18:49:34 GMT</pubDate>
			<itunes:duration>38:54</itunes:duration>
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			<acast:episodeUrl>on-national-insecurity-and-life-insurance-with-renato-vergel</acast:episodeUrl>
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			<itunes:season>10</itunes:season>
			<itunes:episode>113</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 113 of The 80 Percent.</p><br><p>Today, we’re having a conversation with Sir Renato Vergel de Dios. He is the president and CEO of BDO Life at pag-uusapan namin ang issue National Insecurity sa Pilipinas. We’re also going to talk about the role of life insurance in addressing this national insecurity and discuss the barriers that are keeping Filipinos from getting insurance.</p><br><p>Below are ways to reach BDO Life.</p><br><p>BDO Life Assurance Company, Inc.</p><p>Pacific Star Building, Senator Gil Puyat Avenue corner Makati Avenue, Makati City, Philippines</p><p>Customer Care Hotline: (632) 8885-4110</p><p>Toll-Free Hotline: 1800-1888-6303 (PLDT)</p><p>Fax: (632) 5325-0792</p><p>Email: we-care@bdolife.com.ph</p><p>Website: <a href="http://www.bdo.com.ph/bdolife/we-protect?fbclid=IwAR04RXoc_vuZr9NeHghzMkF43j1tdi6dcJmU_1DBwX9fgdURJoryu2Lv2nE" rel="noopener noreferrer" target="_blank"><strong>www.bdo.com.ph/bdolife/we-protect</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/on-national-insecurity-and-life-insurance-with-renato-vergel-de-dios-episode-113.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 113 of The 80 Percent.</p><br><p>Today, we’re having a conversation with Sir Renato Vergel de Dios. He is the president and CEO of BDO Life at pag-uusapan namin ang issue National Insecurity sa Pilipinas. We’re also going to talk about the role of life insurance in addressing this national insecurity and discuss the barriers that are keeping Filipinos from getting insurance.</p><br><p>Below are ways to reach BDO Life.</p><br><p>BDO Life Assurance Company, Inc.</p><p>Pacific Star Building, Senator Gil Puyat Avenue corner Makati Avenue, Makati City, Philippines</p><p>Customer Care Hotline: (632) 8885-4110</p><p>Toll-Free Hotline: 1800-1888-6303 (PLDT)</p><p>Fax: (632) 5325-0792</p><p>Email: we-care@bdolife.com.ph</p><p>Website: <a href="http://www.bdo.com.ph/bdolife/we-protect?fbclid=IwAR04RXoc_vuZr9NeHghzMkF43j1tdi6dcJmU_1DBwX9fgdURJoryu2Lv2nE" rel="noopener noreferrer" target="_blank"><strong>www.bdo.com.ph/bdolife/we-protect</strong></a></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/on-national-insecurity-and-life-insurance-with-renato-vergel-de-dios-episode-113.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Save Money on a Low Income</title>
			<itunes:title>How To Save Money on a Low Income</itunes:title>
			<pubDate>Tue, 22 Mar 2022 22:10:18 GMT</pubDate>
			<itunes:duration>17:57</itunes:duration>
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			<acast:episodeUrl>how-to-save-money-on-a-low-income</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>10</itunes:season>
			<itunes:episode>112</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 112 of The 80 Percent.</p><br><p>Nahihirapan ka bang mag-ipon kasi halos eksakto lang kinikita mo para sa mga gastos mo? Today, I’m going to share with you some tips on how you can save money on a low income and just barely enough for your expenses.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-save-money-on-a-low-income-episode-112.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 112 of The 80 Percent.</p><br><p>Nahihirapan ka bang mag-ipon kasi halos eksakto lang kinikita mo para sa mga gastos mo? Today, I’m going to share with you some tips on how you can save money on a low income and just barely enough for your expenses.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-save-money-on-a-low-income-episode-112.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Four Common Misconceptions About Savings and Insurance</title>
			<itunes:title>Four Common Misconceptions About Savings and Insurance</itunes:title>
			<pubDate>Wed, 16 Mar 2022 20:08:04 GMT</pubDate>
			<itunes:duration>17:12</itunes:duration>
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			<itunes:season>10</itunes:season>
			<itunes:episode>111</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 111 of The 80 Percent.</p><br><p>Today, we’ll talk about common misconceptions about savings and insurance. And also share practical money management and personal finance tips.</p><br><p><strong>UnionBank Online</strong>, our episode partner, is the best companion to guide you through practical money management. It has made banking easier and more accessible with features like account opening, check deposit, money transfer, bills payment, load purchase, remittance, and much more!</p><br><p>Download the app now or visit <a href="https://www.unionbankph.com/" rel="noopener noreferrer" target="_blank"><strong>www.unionbankph.com</strong></a> to learn more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/four-common-misconceptions-about-savings-and-insurance-episode-111.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 111 of The 80 Percent.</p><br><p>Today, we’ll talk about common misconceptions about savings and insurance. And also share practical money management and personal finance tips.</p><br><p><strong>UnionBank Online</strong>, our episode partner, is the best companion to guide you through practical money management. It has made banking easier and more accessible with features like account opening, check deposit, money transfer, bills payment, load purchase, remittance, and much more!</p><br><p>Download the app now or visit <a href="https://www.unionbankph.com/" rel="noopener noreferrer" target="_blank"><strong>www.unionbankph.com</strong></a> to learn more.</p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/four-common-misconceptions-about-savings-and-insurance-episode-111.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Financial Independence Retire Early (FIRE) with Kenneth Reyes-Lao</title>
			<itunes:title>Financial Independence Retire Early (FIRE) with Kenneth Reyes-Lao</itunes:title>
			<pubDate>Tue, 08 Mar 2022 19:41:38 GMT</pubDate>
			<itunes:duration>42:36</itunes:duration>
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			<itunes:season>10</itunes:season>
			<itunes:episode>110</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 110 of The 80 Percent.</p><br><p>Today, we're talking to Kenneth Reyes-Lao, the founder of <a href="https://www.cacaoculture.ph/" rel="noopener noreferrer" target="_blank"><strong>Cacao Culture</strong></a>, a social enterprise focused on developing and promoting Philippine cacao &amp; chocolate products.</p><br><p>But more than that, he's also the founder and resident FIRE starter of <a href="https://www.facebook.com/groups/firemovementph/" rel="noopener noreferrer" target="_blank"><strong>FIRE Movement Philippines</strong></a>, a Facebook group for Filipinos who are pursuing FIRE or Financial Independence Retire Early.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/financial-independence-retire-early-fire-with-kenneth-reyes-lao-episode-110.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 110 of The 80 Percent.</p><br><p>Today, we're talking to Kenneth Reyes-Lao, the founder of <a href="https://www.cacaoculture.ph/" rel="noopener noreferrer" target="_blank"><strong>Cacao Culture</strong></a>, a social enterprise focused on developing and promoting Philippine cacao &amp; chocolate products.</p><br><p>But more than that, he's also the founder and resident FIRE starter of <a href="https://www.facebook.com/groups/firemovementph/" rel="noopener noreferrer" target="_blank"><strong>FIRE Movement Philippines</strong></a>, a Facebook group for Filipinos who are pursuing FIRE or Financial Independence Retire Early.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/financial-independence-retire-early-fire-with-kenneth-reyes-lao-episode-110.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Let's Talk About The Effort Paradox]]></title>
			<itunes:title><![CDATA[Let's Talk About The Effort Paradox]]></itunes:title>
			<pubDate>Sun, 27 Feb 2022 17:39:00 GMT</pubDate>
			<itunes:duration>22:11</itunes:duration>
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			<itunes:episode>109</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 109 of The 80 Percent.</p><br><p>Today, we’re going to talk about the Effort Paradox.</p><br><p>We’ll define what it is and explain the reason why we give more value to things that required a lot of effort to create, and how we can use this cognitive concept to help us succeed in life.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/lets-talk-about-the-effort-paradox-episode-109.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 109 of The 80 Percent.</p><br><p>Today, we’re going to talk about the Effort Paradox.</p><br><p>We’ll define what it is and explain the reason why we give more value to things that required a lot of effort to create, and how we can use this cognitive concept to help us succeed in life.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/lets-talk-about-the-effort-paradox-episode-109.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Three Things That You Should Never Waste</title>
			<itunes:title>Three Things That You Should Never Waste</itunes:title>
			<pubDate>Wed, 16 Feb 2022 17:49:56 GMT</pubDate>
			<itunes:duration>4:42</itunes:duration>
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			<itunes:season>10</itunes:season>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: <a href="https://t.ly/XpnE" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/XpnE</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: <a href="https://t.ly/XpnE" rel="noopener noreferrer" target="_blank"><strong>https://t.ly/XpnE</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Combat Your Money Avoidance Habit</title>
			<itunes:title>How to Combat Your Money Avoidance Habit</itunes:title>
			<pubDate>Mon, 07 Feb 2022 19:29:19 GMT</pubDate>
			<itunes:duration>15:30</itunes:duration>
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			<itunes:episode>108</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 108 of The 80 Percent.</p><br><p>Today’s episode is about money avoidance. This bad money habit might be the main reason why you can’t improve your finances.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-combat-your-money-avoidance-habit-episode-108.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 108 of The 80 Percent.</p><br><p>Today’s episode is about money avoidance. This bad money habit might be the main reason why you can’t improve your finances.</p><br><p>Watch a FREE online financial coaching video, <a href="http://www.imgwealthacademy.com/" rel="noopener noreferrer" target="_blank"><strong>visit imgwealthacademy.com</strong></a><strong>.</strong></p><br><p>For the show notes, <a href="https://fitzvillafuerte.com/how-to-combat-your-money-avoidance-habit-episode-108.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why We Invest and The Principle of Matching</title>
			<itunes:title>Why We Invest and The Principle of Matching</itunes:title>
			<pubDate>Sun, 30 Jan 2022 14:51:37 GMT</pubDate>
			<itunes:duration>20:54</itunes:duration>
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			<itunes:episode>107</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 107 of The 80 Percent.</p><br><p>If you want to know where to invest, you first need to answer why do you want to invest. What’s your financial goal? What’s your plan for your money?</p><br><p>Today, I’m giving you the three main reasons why people invest, and how these reasons, along with other factors, can guide you in choosing the best investment for you.</p><br><p>What you’ll hear in this episode is an audio clip from a live stream that I did&nbsp;<a href="https://youtube.com/readytoberichyt" rel="noopener noreferrer" target="_blank"><strong>on my YouTube channel</strong></a>&nbsp;last year. I believe this is too important not to share here in the podcast, and I hope you enjoy it.</p><br><p>Sign up for a FREE account in&nbsp;<a href="https://pdax.ph/" rel="noopener noreferrer" target="_blank"><strong>PDAX.ph</strong></a>&nbsp;and use&nbsp;<strong>FITZ</strong>&nbsp;as a referral code to get a welcome bonus.</p><br><p>For the show notes,&nbsp;<a href="https://fitzvillafuerte.com/why-we-invest-and-the-principle-of-matching-episode-107.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 107 of The 80 Percent.</p><br><p>If you want to know where to invest, you first need to answer why do you want to invest. What’s your financial goal? What’s your plan for your money?</p><br><p>Today, I’m giving you the three main reasons why people invest, and how these reasons, along with other factors, can guide you in choosing the best investment for you.</p><br><p>What you’ll hear in this episode is an audio clip from a live stream that I did&nbsp;<a href="https://youtube.com/readytoberichyt" rel="noopener noreferrer" target="_blank"><strong>on my YouTube channel</strong></a>&nbsp;last year. I believe this is too important not to share here in the podcast, and I hope you enjoy it.</p><br><p>Sign up for a FREE account in&nbsp;<a href="https://pdax.ph/" rel="noopener noreferrer" target="_blank"><strong>PDAX.ph</strong></a>&nbsp;and use&nbsp;<strong>FITZ</strong>&nbsp;as a referral code to get a welcome bonus.</p><br><p>For the show notes,&nbsp;<a href="https://fitzvillafuerte.com/why-we-invest-and-the-principle-of-matching-episode-107.html" rel="noopener noreferrer" target="_blank"><strong>visit my blog post here</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Be Afraid But Do It Anyway</title>
			<itunes:title>Be Afraid But Do It Anyway</itunes:title>
			<pubDate>Wed, 26 Jan 2022 21:32:54 GMT</pubDate>
			<itunes:duration>6:00</itunes:duration>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>9</itunes:season>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: <a href="https://t.ly/ZZyn" rel="noopener noreferrer" target="_blank"><strong>t.ly/ZZyn</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: <a href="https://t.ly/ZZyn" rel="noopener noreferrer" target="_blank"><strong>t.ly/ZZyn</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Crypto Outlook for 2022 with Nichel Gaba of PDAX</title>
			<itunes:title>Crypto Outlook for 2022 with Nichel Gaba of PDAX</itunes:title>
			<pubDate>Mon, 17 Jan 2022 22:52:04 GMT</pubDate>
			<itunes:duration>33:18</itunes:duration>
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			<itunes:episode>106</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 106 of The 80 Percent.</p><br><p>Today, we have the CEO of Philippine Digital Asset Exchange (PDAX), Nichel Gaba. In this episode, we talked about what happened last year in the cryptospace and what could be the possible developments and trends in crypto, blockchain, and NFTs this year.</p><br><p>Sign up for a FREE account in <a href="https://pdax.ph/" rel="noopener noreferrer" target="_blank"><strong>PDAX.ph</strong></a> and use FITZ as a referral code to get a welcome bonus.</p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/crypto-outlook-for-2022-with-nichel-gaba-of-pdax-episode-106.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 106 of The 80 Percent.</p><br><p>Today, we have the CEO of Philippine Digital Asset Exchange (PDAX), Nichel Gaba. In this episode, we talked about what happened last year in the cryptospace and what could be the possible developments and trends in crypto, blockchain, and NFTs this year.</p><br><p>Sign up for a FREE account in <a href="https://pdax.ph/" rel="noopener noreferrer" target="_blank"><strong>PDAX.ph</strong></a> and use FITZ as a referral code to get a welcome bonus.</p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/crypto-outlook-for-2022-with-nichel-gaba-of-pdax-episode-106.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Where to Invest? Always Consider Ease and Convenience</title>
			<itunes:title>Where to Invest? Always Consider Ease and Convenience</itunes:title>
			<pubDate>Mon, 10 Jan 2022 20:31:13 GMT</pubDate>
			<itunes:duration>19:01</itunes:duration>
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			<itunes:season>9</itunes:season>
			<itunes:episode>105</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 105 of The 80 Percent.</p><br><p>When it comes to investing, we’re always looking for the one with the highest returns or the lowest risks – as it should be. But other important factors that only a few consider are ease and convenience. And that’s what we’re discussing in today’s episode.</p><br><p>Check out&nbsp;<a href="https://www.facebook.com/HisensePhilippines" rel="noopener noreferrer" target="_blank"><strong>Hisense on Facebook</strong></a>,&nbsp;<a href="https://www.instagram.com/hisenseph/" rel="noopener noreferrer" target="_blank"><strong>@hisenseph on Instagram</strong></a>, or visit their website,&nbsp;<a href="https://www.hisense.com.ph/" rel="noopener noreferrer" target="_blank"><strong>hisense.com.ph</strong></a>.</p><br><p>Read the show notes for this episode&nbsp;<a href="https://fitzvillafuerte.com/where-to-invest-always-consider-ease-and-convenience-episode-105.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 105 of The 80 Percent.</p><br><p>When it comes to investing, we’re always looking for the one with the highest returns or the lowest risks – as it should be. But other important factors that only a few consider are ease and convenience. And that’s what we’re discussing in today’s episode.</p><br><p>Check out&nbsp;<a href="https://www.facebook.com/HisensePhilippines" rel="noopener noreferrer" target="_blank"><strong>Hisense on Facebook</strong></a>,&nbsp;<a href="https://www.instagram.com/hisenseph/" rel="noopener noreferrer" target="_blank"><strong>@hisenseph on Instagram</strong></a>, or visit their website,&nbsp;<a href="https://www.hisense.com.ph/" rel="noopener noreferrer" target="_blank"><strong>hisense.com.ph</strong></a>.</p><br><p>Read the show notes for this episode&nbsp;<a href="https://fitzvillafuerte.com/where-to-invest-always-consider-ease-and-convenience-episode-105.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tips for Relocating Abroad with Kring Lacson</title>
			<itunes:title>Tips for Relocating Abroad with Kring Lacson</itunes:title>
			<pubDate>Sun, 02 Jan 2022 19:09:12 GMT</pubDate>
			<itunes:duration>27:21</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>9</itunes:season>
			<itunes:episode>104</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1641148714657-9423f943f7e9457a9a9ef1c19ae502ff.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 104 of The 80 Percent.</p><br><p>Gusto mo bang mag-relocate sa ibang bansa, either for work or studies, or permanently? Then this episode is for you. Today, we have Kring Lacson of <a href="https://www.facebook.com/thegreenersidepodcast/" rel="noopener noreferrer" target="_blank"><strong>The Greener Side podcast</strong></a> sharing tips on how to relocate abroad.</p><br><p>Learn and earn from crypto, NFT's and more. Create a free Binance account today: <a href="https://accounts.binance.com/en/register?ref=RUD8E8TC" rel="noopener noreferrer" target="_blank"><strong>bit.ly/createfreebinance</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/tips-for-relocating-abroad-with-kring-lacson-episode-104.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 104 of The 80 Percent.</p><br><p>Gusto mo bang mag-relocate sa ibang bansa, either for work or studies, or permanently? Then this episode is for you. Today, we have Kring Lacson of <a href="https://www.facebook.com/thegreenersidepodcast/" rel="noopener noreferrer" target="_blank"><strong>The Greener Side podcast</strong></a> sharing tips on how to relocate abroad.</p><br><p>Learn and earn from crypto, NFT's and more. Create a free Binance account today: <a href="https://accounts.binance.com/en/register?ref=RUD8E8TC" rel="noopener noreferrer" target="_blank"><strong>bit.ly/createfreebinance</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/tips-for-relocating-abroad-with-kring-lacson-episode-104.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Year-In-Review: The Top Episodes of 2021</title>
			<itunes:title>Year-In-Review: The Top Episodes of 2021</itunes:title>
			<pubDate>Sun, 26 Dec 2021 19:18:40 GMT</pubDate>
			<itunes:duration>25:25</itunes:duration>
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			<itunes:season>9</itunes:season>
			<itunes:episode>103</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 103 of The 80 Percent.</p><br><p>It’s our last episode for the year, and we’re counting down the best of the best of 2021.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/year-in-review-the-top-episodes-of-2021-episode-103.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><br><p><strong>Links to the show notes of the Top 5 episodes:</strong></p><br><p>Top 5: Episode 66: <a href="https://fitzvillafuerte.com/all-about-bitcoin-ethereum-and-nfts-with-marvin-germo-episode-66.html" rel="noopener noreferrer" target="_blank">All About Bitcoin, Ethereum, and NFTs with Marvin Germo</a></p><br><p>Top 4: Episode 53: <a href="https://fitzvillafuerte.com/passive-income-is-not-for-the-lazy-episode-53.html" rel="noopener noreferrer" target="_blank">Passive Income is Not For The Lazy</a></p><br><p>Top 3: Episode 52: <a href="https://fitzvillafuerte.com/how-to-motivate-yourself-to-do-hard-but-important-tasks-episode-52.html" rel="noopener noreferrer" target="_blank">How To Motivate Yourself to Do Hard But Important Tasks</a></p><br><p>Top 2: Episode 58: <a href="https://fitzvillafuerte.com/10-money-smart-tips-for-single-people-episode-58.html" rel="noopener noreferrer" target="_blank">10 Money-Smart Tips for Single People</a></p><br><p>Top 1: Episode 68: <a href="https://fitzvillafuerte.com/8-best-investments-for-young-professionals-episode-68.html" rel="noopener noreferrer" target="_blank">8 Best Investments for Young Professionals</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 103 of The 80 Percent.</p><br><p>It’s our last episode for the year, and we’re counting down the best of the best of 2021.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/year-in-review-the-top-episodes-of-2021-episode-103.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><br><p><strong>Links to the show notes of the Top 5 episodes:</strong></p><br><p>Top 5: Episode 66: <a href="https://fitzvillafuerte.com/all-about-bitcoin-ethereum-and-nfts-with-marvin-germo-episode-66.html" rel="noopener noreferrer" target="_blank">All About Bitcoin, Ethereum, and NFTs with Marvin Germo</a></p><br><p>Top 4: Episode 53: <a href="https://fitzvillafuerte.com/passive-income-is-not-for-the-lazy-episode-53.html" rel="noopener noreferrer" target="_blank">Passive Income is Not For The Lazy</a></p><br><p>Top 3: Episode 52: <a href="https://fitzvillafuerte.com/how-to-motivate-yourself-to-do-hard-but-important-tasks-episode-52.html" rel="noopener noreferrer" target="_blank">How To Motivate Yourself to Do Hard But Important Tasks</a></p><br><p>Top 2: Episode 58: <a href="https://fitzvillafuerte.com/10-money-smart-tips-for-single-people-episode-58.html" rel="noopener noreferrer" target="_blank">10 Money-Smart Tips for Single People</a></p><br><p>Top 1: Episode 68: <a href="https://fitzvillafuerte.com/8-best-investments-for-young-professionals-episode-68.html" rel="noopener noreferrer" target="_blank">8 Best Investments for Young Professionals</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Own The Life You Want with Ronster Baetiong</title>
			<itunes:title>Own The Life You Want with Ronster Baetiong</itunes:title>
			<pubDate>Sun, 19 Dec 2021 16:40:57 GMT</pubDate>
			<itunes:duration>36:52</itunes:duration>
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			<itunes:season>9</itunes:season>
			<itunes:episode>102</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 102 of The 80 Percent.</p><br><p>Today, we have Podcast Network Asia's CEO, Ronster Baetiong as our guest and in this episode, we talked about the three things you need to do if you want to own the life you want. You'll learn how to set out and run your own race and live the life of your dreams.</p><br><p>Own the life you want with the pure power of the iPhone 13 with GPLAN. Just head on to <a href="https://shop.globe.com.ph/" rel="noopener noreferrer" target="_blank"><strong>shop.globe.com.ph</strong></a> or you may also visit a Globe store near you.</p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/own-the-life-you-want-with-ronster-baetiong-episode-102.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 102 of The 80 Percent.</p><br><p>Today, we have Podcast Network Asia's CEO, Ronster Baetiong as our guest and in this episode, we talked about the three things you need to do if you want to own the life you want. You'll learn how to set out and run your own race and live the life of your dreams.</p><br><p>Own the life you want with the pure power of the iPhone 13 with GPLAN. Just head on to <a href="https://shop.globe.com.ph/" rel="noopener noreferrer" target="_blank"><strong>shop.globe.com.ph</strong></a> or you may also visit a Globe store near you.</p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/own-the-life-you-want-with-ronster-baetiong-episode-102.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Know If You Are Ready For Retirement</title>
			<itunes:title>How To Know If You Are Ready For Retirement</itunes:title>
			<pubDate>Wed, 15 Dec 2021 17:18:12 GMT</pubDate>
			<itunes:duration>19:21</itunes:duration>
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			<itunes:season>9</itunes:season>
			<itunes:episode>101</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 101 of The 80 Percent.</p><br><p>Today is all about retirement planning. How do you know if you’re financially ready to retire? In this episode, I’m going to share with you one way to find out.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/how-to-know-if-you-are-ready-for-retirement-episode-101.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 101 of The 80 Percent.</p><br><p>Today is all about retirement planning. How do you know if you’re financially ready to retire? In this episode, I’m going to share with you one way to find out.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/how-to-know-if-you-are-ready-for-retirement-episode-101.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Thank and Grow Rich: The Power of Gratitude</title>
			<itunes:title>Thank and Grow Rich: The Power of Gratitude</itunes:title>
			<pubDate>Mon, 13 Dec 2021 01:15:02 GMT</pubDate>
			<itunes:duration>14:05</itunes:duration>
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			<itunes:season>9</itunes:season>
			<itunes:episode>100</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 100 of The 80 Percent.</p><br><p>It's the 100th episode and it's a true milestone for us. So today, I’m expressing my gratitude to all the listeners by sharing the seven benefits of practicing gratitude, and how it can help you become rich, and all according to science!</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/thank-and-grow-rich-the-power-of-gratitude-episode-100.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 100 of The 80 Percent.</p><br><p>It's the 100th episode and it's a true milestone for us. So today, I’m expressing my gratitude to all the listeners by sharing the seven benefits of practicing gratitude, and how it can help you become rich, and all according to science!</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/thank-and-grow-rich-the-power-of-gratitude-episode-100.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Importance of Being Intentional</title>
			<itunes:title>The Importance of Being Intentional</itunes:title>
			<pubDate>Sun, 05 Dec 2021 16:53:12 GMT</pubDate>
			<itunes:duration>14:17</itunes:duration>
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			<itunes:season>9</itunes:season>
			<itunes:episode>99</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 99 of The 80 Percent.</p><br><p>Today, we’re talking about the importance of being intentional with our actions. And I’m going to share with you a cognitive theory that can help you become more inspired and motivated to work on your self-development.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/the-importance-of-being-intentional-episode-99.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 99 of The 80 Percent.</p><br><p>Today, we’re talking about the importance of being intentional with our actions. And I’m going to share with you a cognitive theory that can help you become more inspired and motivated to work on your self-development.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/the-importance-of-being-intentional-episode-99.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Do You Have to Be Smart To Become Rich?</title>
			<itunes:title>Do You Have to Be Smart To Become Rich?</itunes:title>
			<pubDate>Mon, 29 Nov 2021 08:29:33 GMT</pubDate>
			<itunes:duration>14:28</itunes:duration>
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			<itunes:season>9</itunes:season>
			<itunes:episode>98</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/1638174619185-cb2b0e6eef4fca4a34a535d5954d3b90.jpeg"/>
			<description><![CDATA[<p>Welcome to Episode 98 of The 80 Percent.</p><br><p>Today, we’re looking at the relationship of intelligence and wealth. Mas madali bang yumaman kung matalino ka? Ano sa tingin mo?</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p><strong>﻿</strong>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/top-5-investing-mistakes-that-beginners-commit-episode-97.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 98 of The 80 Percent.</p><br><p>Today, we’re looking at the relationship of intelligence and wealth. Mas madali bang yumaman kung matalino ka? Ano sa tingin mo?</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p><strong>﻿</strong>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/top-5-investing-mistakes-that-beginners-commit-episode-97.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How Much Time Are You Truly Wasting?</title>
			<itunes:title>How Much Time Are You Truly Wasting?</itunes:title>
			<pubDate>Wed, 24 Nov 2021 18:06:52 GMT</pubDate>
			<itunes:duration>5:44</itunes:duration>
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			<acast:episodeUrl>how-much-time-are-you-truly-wasting</acast:episodeUrl>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>9</itunes:season>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: <a href="https://t.ly/AWNC" rel="noopener noreferrer" target="_blank"><strong>t.ly/AWNC</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today's article here: <a href="https://t.ly/AWNC" rel="noopener noreferrer" target="_blank"><strong>t.ly/AWNC</strong></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Top 5 Investing Mistakes That Beginners Commit</title>
			<itunes:title>Top 5 Investing Mistakes That Beginners Commit</itunes:title>
			<pubDate>Mon, 22 Nov 2021 06:00:00 GMT</pubDate>
			<itunes:duration>15:29</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>9</itunes:season>
			<itunes:episode>97</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fb3.jpg"/>
			<description><![CDATA[<p>Welcome to Episode 97 of The 80 Percent.</p><br><p>Today, we will be talking about investing. Particularly, the most common mistakes that new or beginner investors commit.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/top-5-investing-mistakes-that-beginners-commit-episode-97.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 97 of The 80 Percent.</p><br><p>Today, we will be talking about investing. Particularly, the most common mistakes that new or beginner investors commit.</p><br><p>Visit our official website: <a href="https://the80percentpodcast.com/" rel="noopener noreferrer" target="_blank"><strong>the80percentpodcast.com</strong></a></p><br><p>Check out the show notes for this episode <a href="https://fitzvillafuerte.com/top-5-investing-mistakes-that-beginners-commit-episode-97.html" rel="noopener noreferrer" target="_blank"><strong>here on my blog</strong></a><strong>.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Manage Financial Risks and Uncertainty</title>
			<itunes:title>How To Manage Financial Risks and Uncertainty</itunes:title>
			<pubDate>Sun, 14 Nov 2021 21:00:00 GMT</pubDate>
			<itunes:duration>13:51</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-manage-financial-risks-and-uncertainty-episode-96.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>96</itunes:episode>
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			<description><![CDATA[Welcome to Episode 96 of The 80 Percent.<br/><br/>Today’s episode will be all about risk. What is risk and what can we do to avoid or minimize it, especially when making financial decisions.<br/><br/>Visit our official website: <a href='https://the80percentpodcast.com/'><b>the80percentpodcast.com</b></a><br/><br/>Check out the show notes for this episode <a href='https://fitzvillafuerte.com/how-to-manage-financial-risks-and-uncertainty-episode-96.html'><b>here on my blog</b></a><b>.</b><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 96 of The 80 Percent.<br/><br/>Today’s episode will be all about risk. What is risk and what can we do to avoid or minimize it, especially when making financial decisions.<br/><br/>Visit our official website: <a href='https://the80percentpodcast.com/'><b>the80percentpodcast.com</b></a><br/><br/>Check out the show notes for this episode <a href='https://fitzvillafuerte.com/how-to-manage-financial-risks-and-uncertainty-episode-96.html'><b>here on my blog</b></a><b>.</b><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Money-Saving Tips When Moving Into a New Home</title>
			<itunes:title>Money-Saving Tips When Moving Into a New Home</itunes:title>
			<pubDate>Sun, 07 Nov 2021 16:00:00 GMT</pubDate>
			<itunes:duration>32:09</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>95</itunes:episode>
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			<description><![CDATA[Welcome to Episode 95 of The 80 Percent.<br/><br/>Today, kasama natin si Rienzie Biolena, isang Registered Financial Planner at ang co-founder ko sa Wealth Arki, ang financial consultancy firm namin. Nag-kwentuhan kami at nagbigay ng tips tungkol sa paglilipat ng bahay, because moving into a new home can be expensive if you’re not careful. There’s a lot of mistakes that can happen that would result in unnecessary costs.<br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/money-saving-tips-when-moving-in-to-a-new-home-episode-95.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 95 of The 80 Percent.<br/><br/>Today, kasama natin si Rienzie Biolena, isang Registered Financial Planner at ang co-founder ko sa Wealth Arki, ang financial consultancy firm namin. Nag-kwentuhan kami at nagbigay ng tips tungkol sa paglilipat ng bahay, because moving into a new home can be expensive if you’re not careful. There’s a lot of mistakes that can happen that would result in unnecessary costs.<br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/money-saving-tips-when-moving-in-to-a-new-home-episode-95.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>10-Step Guide on How To Put Up an Online Store</title>
			<itunes:title>10-Step Guide on How To Put Up an Online Store</itunes:title>
			<pubDate>Sun, 31 Oct 2021 15:00:00 GMT</pubDate>
			<itunes:duration>16:11</itunes:duration>
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			<link>https://fitzvillafuerte.com/10-step-guide-on-how-to-put-up-an-online-store-episode-94.html</link>
			<acast:episodeId>619c293874220d00134c2fb6</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>94</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fb6.jpg"/>
			<description><![CDATA[Welcome to Episode 94 of The 80 Percent.<br/><br/>This episode is for everyone who’s planning to put up a business. Listen now to hear my business tips on how to start and grow your venture.<br/><br/>One great piece of advice that I gave is to find a reliable partner, like LBC SoShop!<br/><br/>Sign up and become a member to enjoy perks and discounts. They have a loyalty program where the more you shop, the more you save! Yes, you can save up to 20%, 40%, 50% as you go from Elite Bronze, Elite Silver, to Elite Gold.<br/><br/>And here’s a special deal for you: sign up with LBC So Shop! now and get an instant and FREE TIER UPGRADE by using this link: <a href='https://bit.ly/ss-slv'><b>bit.ly/ss-slv</b></a><br/><br/>For the episode show notes, <a href='https://fitzvillafuerte.com/10-step-guide-on-how-to-put-up-an-online-store-episode-94.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 94 of The 80 Percent.<br/><br/>This episode is for everyone who’s planning to put up a business. Listen now to hear my business tips on how to start and grow your venture.<br/><br/>One great piece of advice that I gave is to find a reliable partner, like LBC SoShop!<br/><br/>Sign up and become a member to enjoy perks and discounts. They have a loyalty program where the more you shop, the more you save! Yes, you can save up to 20%, 40%, 50% as you go from Elite Bronze, Elite Silver, to Elite Gold.<br/><br/>And here’s a special deal for you: sign up with LBC So Shop! now and get an instant and FREE TIER UPGRADE by using this link: <a href='https://bit.ly/ss-slv'><b>bit.ly/ss-slv</b></a><br/><br/>For the episode show notes, <a href='https://fitzvillafuerte.com/10-step-guide-on-how-to-put-up-an-online-store-episode-94.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Credit Card Tips and Tricks to Control Your Debt</title>
			<itunes:title>Credit Card Tips and Tricks to Control Your Debt</itunes:title>
			<pubDate>Tue, 26 Oct 2021 17:00:00 GMT</pubDate>
			<itunes:duration>12:35</itunes:duration>
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			<link>https://fitzvillafuerte.com/credit-card-tips-and-tricks-to-control-your-debt-episode-93.html</link>
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			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>93</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fb7.jpg"/>
			<description><![CDATA[Welcome to Episode 93 of The 80 Percent.<br/><br/>Today’s episode will be all about credit cards. I’m going to share with you some tips and tricks that I do to control and manage my credit card spending and make sure that I don’t go into debt.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a><b>.</b><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/credit-card-tips-and-tricks-to-control-your-debt-episode-93.html'><b>visit my blog post here</b>.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 93 of The 80 Percent.<br/><br/>Today’s episode will be all about credit cards. I’m going to share with you some tips and tricks that I do to control and manage my credit card spending and make sure that I don’t go into debt.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a><b>.</b><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/credit-card-tips-and-tricks-to-control-your-debt-episode-93.html'><b>visit my blog post here</b>.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Discover Your Strengths, Find Your Passion</title>
			<itunes:title>Discover Your Strengths, Find Your Passion</itunes:title>
			<pubDate>Wed, 20 Oct 2021 18:00:00 GMT</pubDate>
			<itunes:duration>4:37</itunes:duration>
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			<link>https://fitzvillafuerte.com/discover-your-strengths-find-your-passion.html</link>
			<acast:episodeId>619c293874220d00134c2fb8</acast:episodeId>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fb8.jpg"/>
			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/uqx1'><b>t.ly/uqx1</b></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/uqx1'><b>t.ly/uqx1</b></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Current State of Real Estate Investing in the Philippines</title>
			<itunes:title>The Current State of Real Estate Investing in the Philippines</itunes:title>
			<pubDate>Sun, 17 Oct 2021 17:00:00 GMT</pubDate>
			<itunes:duration>14:13</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/the-current-state-of-real-estate-investing-in-the-philippines-episode-92.html</link>
			<acast:episodeId>619c293874220d00134c2fb9</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>92</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fb9.jpg"/>
			<description><![CDATA[Welcome to Episode 92 of The 80 Percent.<br/><br/>Today, I’m going to share 10 expert insights on real estate investing in the Philippines Nakipag-kwentuhan tayo sa mga kaibigan kong real estate professionals at ise-share ko sa inyo ngayon ang summary ng mga natutunan ko sa kanila.<br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-current-state-of-real-estate-investing-in-the-philippines-episode-92.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 92 of The 80 Percent.<br/><br/>Today, I’m going to share 10 expert insights on real estate investing in the Philippines Nakipag-kwentuhan tayo sa mga kaibigan kong real estate professionals at ise-share ko sa inyo ngayon ang summary ng mga natutunan ko sa kanila.<br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-current-state-of-real-estate-investing-in-the-philippines-episode-92.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Is The IKEA Effect?</title>
			<itunes:title>What Is The IKEA Effect?</itunes:title>
			<pubDate>Mon, 11 Oct 2021 20:00:00 GMT</pubDate>
			<itunes:duration>14:18</itunes:duration>
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			<itunes:season>8</itunes:season>
			<itunes:episode>91</itunes:episode>
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			<description><![CDATA[Welcome to Episode 91 of The 80 Percent.<br/><br/>Today, we’re talking about the IKEA Effect. I’m going to tell you what it is, how it affects our purchasing decisions, and how we can use it to improve our personal finance.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a><b>.</b><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/what-is-the-ikea-effect-episode-91.html'><b>visit my blog post here</b></a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 91 of The 80 Percent.<br/><br/>Today, we’re talking about the IKEA Effect. I’m going to tell you what it is, how it affects our purchasing decisions, and how we can use it to improve our personal finance.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a><b>.</b><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/what-is-the-ikea-effect-episode-91.html'><b>visit my blog post here</b></a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Digital Banks versus Traditional Banks</title>
			<itunes:title>Digital Banks versus Traditional Banks</itunes:title>
			<pubDate>Sun, 03 Oct 2021 10:00:00 GMT</pubDate>
			<itunes:duration>27:22</itunes:duration>
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			<link>https://fitzvillafuerte.com/digital-banks-versus-traditional-banks-episode-90.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>90</itunes:episode>
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			<description><![CDATA[Welcome to Episode 90 of The 80 Percent.<br/><br/>This episode will be all about digital banking. Specifically, I’ll share the differences between a digital bank versus a traditional bank.<br/><br/>A few days ago, naging speaker ako sa isang virtual event na inorganize ng Junior Financial Management Association of San Beda University. And this was my seminar topic that day. And what you’ll hear in this episode is a recording of my talk.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/digital-banks-versus-traditional-banks-episode-90.html'><b>visit my blog post here</b></a><b>. </b><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 90 of The 80 Percent.<br/><br/>This episode will be all about digital banking. Specifically, I’ll share the differences between a digital bank versus a traditional bank.<br/><br/>A few days ago, naging speaker ako sa isang virtual event na inorganize ng Junior Financial Management Association of San Beda University. And this was my seminar topic that day. And what you’ll hear in this episode is a recording of my talk.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/digital-banks-versus-traditional-banks-episode-90.html'><b>visit my blog post here</b></a><b>. </b><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How Do You Achieve Work-Life Balance?</title>
			<itunes:title>How Do You Achieve Work-Life Balance?</itunes:title>
			<pubDate>Tue, 28 Sep 2021 15:00:00 GMT</pubDate>
			<itunes:duration>5:31</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-do-you-achieve-work-life-balance.html</link>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>8</itunes:season>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/mrBm'><b>t.ly/mrBm</b></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/mrBm'><b>t.ly/mrBm</b></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Study in Europe and Discover New Opportunities</title>
			<itunes:title>How to Study in Europe and Discover New Opportunities</itunes:title>
			<pubDate>Thu, 23 Sep 2021 17:00:00 GMT</pubDate>
			<itunes:duration>31:27</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-study-in-europe-and-discover-new-opportunities-episode-89.html</link>
			<acast:episodeId>619c293874220d00134c2fbd</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>89</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fbd.jpg"/>
			<description><![CDATA[Welcome to Episode 89 of The 80 Percent.<br/><br/>Today, I have two special guests, Ms. Ana Isabel Sanchez Ruiz and Ms. Kate Ramil, who will be talking to us about the <b>European Higher Education Fair 2021</b>, that’s happening on October 1-2.<br/><br/>Calling all students, academicians, researchers, and university officials, register and attend the EFEF 2021 at <a href='https://ehefphilippines.com/'><b>ehefphilippines.com</b></a>. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-study-in-europe-and-discover-new-opportunities-episode-89.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 89 of The 80 Percent.<br/><br/>Today, I have two special guests, Ms. Ana Isabel Sanchez Ruiz and Ms. Kate Ramil, who will be talking to us about the <b>European Higher Education Fair 2021</b>, that’s happening on October 1-2.<br/><br/>Calling all students, academicians, researchers, and university officials, register and attend the EFEF 2021 at <a href='https://ehefphilippines.com/'><b>ehefphilippines.com</b></a>. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-study-in-europe-and-discover-new-opportunities-episode-89.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Find a Side Hustle That’s Right For You</title>
			<itunes:title>How to Find a Side Hustle That’s Right For You</itunes:title>
			<pubDate>Sun, 19 Sep 2021 18:00:00 GMT</pubDate>
			<itunes:duration>13:53</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/how-to-find-a-side-hustle-thats-right-for-you-episode-88.html</link>
			<acast:episodeId>619c293874220d00134c2fbe</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>88</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fbe.jpg"/>
			<description><![CDATA[Welcome to Episode 88 of The 80 Percent.<br/><br/>Extra income ba ang hanap mo? Then listen to this episode as I tell you the strategies that can help you find the side hustle that’s right for you.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a><b>.</b><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-find-a-side-hustle-thats-right-for-you-episode-88.html'><b>visit my blog post here</b></a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 88 of The 80 Percent.<br/><br/>Extra income ba ang hanap mo? Then listen to this episode as I tell you the strategies that can help you find the side hustle that’s right for you.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'><b>visit imgwealthacademy.com</b></a><b>.</b><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-find-a-side-hustle-thats-right-for-you-episode-88.html'><b>visit my blog post here</b></a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>7 Things To Consider Before Investing in Real Estate</title>
			<itunes:title>7 Things To Consider Before Investing in Real Estate</itunes:title>
			<pubDate>Sun, 12 Sep 2021 17:00:00 GMT</pubDate>
			<itunes:duration>13:18</itunes:duration>
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			<link>https://fitzvillafuerte.com/7-things-to-consider-before-investing-in-real-estate-episode-87.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>87</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fbf.jpg"/>
			<description><![CDATA[Welcome to Episode 87 of The 80 Percent.<br/><br/>Today, we’re going to talk about real estate investing. Particularly, ano ba ang mga dapat ihanda bago bilhin ang una mong real estate investment. <br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/7-things-to-consider-before-investing-in-real-estate-episode-87.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 87 of The 80 Percent.<br/><br/>Today, we’re going to talk about real estate investing. Particularly, ano ba ang mga dapat ihanda bago bilhin ang una mong real estate investment. <br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/7-things-to-consider-before-investing-in-real-estate-episode-87.html'><b>visit my blog post here</b></a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>5 Tips to Stop Procrastinating In The Moment</title>
			<itunes:title>5 Tips to Stop Procrastinating In The Moment</itunes:title>
			<pubDate>Sun, 05 Sep 2021 17:00:00 GMT</pubDate>
			<itunes:duration>18:10</itunes:duration>
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			<link>https://fitzvillafuerte.com/5-tips-to-stop-procrastinating-in-the-moment-episode-86.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>8</itunes:season>
			<itunes:episode>86</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fc0.jpg"/>
			<description><![CDATA[Welcome to Episode 86 of The 80 Percent.<br/><br/>Today, we’re going to talk about procrastination because this is one of the obstacles we need to overcome if we want to learn good financial habits and to be productive in general.<br/><br/>Jumpstart your cryptocurrency journey with OKEx. Visit <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a> to sign up for a FREE account today.<br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'><b>Podmetrics.co</b></a>. Use <b>80PERCENT</b> as your referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/5-tips-to-stop-procrastinating-in-the-moment-episode-86.html'><b>visit my blog post here</b></a><b>.</b> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 86 of The 80 Percent.<br/><br/>Today, we’re going to talk about procrastination because this is one of the obstacles we need to overcome if we want to learn good financial habits and to be productive in general.<br/><br/>Jumpstart your cryptocurrency journey with OKEx. Visit <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a> to sign up for a FREE account today.<br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'><b>Podmetrics.co</b></a>. Use <b>80PERCENT</b> as your referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/5-tips-to-stop-procrastinating-in-the-moment-episode-86.html'><b>visit my blog post here</b></a><b>.</b> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Become Better at Delayed Gratification</title>
			<itunes:title>How to Become Better at Delayed Gratification</itunes:title>
			<pubDate>Sun, 29 Aug 2021 21:00:00 GMT</pubDate>
			<itunes:duration>23:15</itunes:duration>
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			<itunes:episode>85</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 85 of The 80 Percent.<br/><br/>Today, we’re going to talk about delayed gratification and the concept of self-control. Dahil isa ito sa mga key concepts when it comes to improving our personal finance.<br/><br/>Jumpstart your cryptocurrency journey with OKEx. Visit <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a> to sign up for a FREE account today.</p><p>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'><b>Podmetrics.co</b></a>. Use <b>80PERCENT</b> as your referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-become-better-at-delayed-gratification-episode-85.html'><b>visit my blog post here</b></a><b>.</b> </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 85 of The 80 Percent.<br/><br/>Today, we’re going to talk about delayed gratification and the concept of self-control. Dahil isa ito sa mga key concepts when it comes to improving our personal finance.<br/><br/>Jumpstart your cryptocurrency journey with OKEx. Visit <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a> to sign up for a FREE account today.</p><p>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'><b>Podmetrics.co</b></a>. Use <b>80PERCENT</b> as your referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-become-better-at-delayed-gratification-episode-85.html'><b>visit my blog post here</b></a><b>.</b> </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The First Step to Becoming Rich is to Avoid Becoming Poor</title>
			<itunes:title>The First Step to Becoming Rich is to Avoid Becoming Poor</itunes:title>
			<pubDate>Wed, 25 Aug 2021 19:00:00 GMT</pubDate>
			<itunes:duration>6:12</itunes:duration>
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			<link>https://fitzvillafuerte.com/the-first-step-to-becoming-rich-is-to-avoid-becoming-poor.html</link>
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			<itunes:season>7</itunes:season>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/hAZV'><b>https://t.ly/hAZV</b></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/hAZV'><b>https://t.ly/hAZV</b></a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Level Up Your Online Store with LOCAD</title>
			<itunes:title>Level Up Your Online Store with LOCAD</itunes:title>
			<pubDate>Sun, 22 Aug 2021 16:00:00 GMT</pubDate>
			<itunes:duration>31:34</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>84</itunes:episode>
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			<description><![CDATA[Welcome to Episode 84 of The 80 Percent.<br/><br/>Today, we have the Founder and CEO of <a href='https://golocad.com/'><b>LOCAD</b></a>, Mr. Constantin Robertz, as guest. At nag-kwentuhan kami tungkol sa e-commerce at online stores in the Phlippines.<br/><br/>Kung nagbebenta ka or may balak kang magbenta ng products online – either through Lazada, Shoppee, or through your own website, then this episode is for you.<br/><br/>Visit <a href='https://golocad.com/'><b>golocad.com</b></a> to learn more.<b><br/><br/></b>For the show notes, <a href='https://fitzvillafuerte.com/level-up-your-online-store-with-locad-episode-84.html'><b>visit my blog post here.</b></a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 84 of The 80 Percent.<br/><br/>Today, we have the Founder and CEO of <a href='https://golocad.com/'><b>LOCAD</b></a>, Mr. Constantin Robertz, as guest. At nag-kwentuhan kami tungkol sa e-commerce at online stores in the Phlippines.<br/><br/>Kung nagbebenta ka or may balak kang magbenta ng products online – either through Lazada, Shoppee, or through your own website, then this episode is for you.<br/><br/>Visit <a href='https://golocad.com/'><b>golocad.com</b></a> to learn more.<b><br/><br/></b>For the show notes, <a href='https://fitzvillafuerte.com/level-up-your-online-store-with-locad-episode-84.html'><b>visit my blog post here.</b></a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Change From Being a Spender to a Saver</title>
			<itunes:title>How to Change From Being a Spender to a Saver</itunes:title>
			<pubDate>Sun, 15 Aug 2021 19:00:00 GMT</pubDate>
			<itunes:duration>16:16</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-change-from-being-a-spender-to-a-saver-episode-83.html</link>
			<acast:episodeId>619c293874220d00134c2fc4</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>83</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fc4.jpg"/>
			<description><![CDATA[Welcome to Episode 83 of The 80 Percent.<br/><br/>Today, I’ll tell you about three concepts from Psychology that can help you stop being a spender and start becoming a saver.<br/><br/>Jumpstart your cryptocurrency journey with OKEx. Visit <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a> to sign up for a FREE account today. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-change-from-being-a-spender-to-a-saver-episode-83.html'><b>visit my blog post here.</b></a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 83 of The 80 Percent.<br/><br/>Today, I’ll tell you about three concepts from Psychology that can help you stop being a spender and start becoming a saver.<br/><br/>Jumpstart your cryptocurrency journey with OKEx. Visit <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a> to sign up for a FREE account today. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-change-from-being-a-spender-to-a-saver-episode-83.html'><b>visit my blog post here.</b></a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Usapang Cryptocurrency with Chris Tan of OKEx</title>
			<itunes:title>Usapang Cryptocurrency with Chris Tan of OKEx</itunes:title>
			<pubDate>Sun, 08 Aug 2021 14:00:00 GMT</pubDate>
			<itunes:duration>36:34</itunes:duration>
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			<link>https://fitzvillafuerte.com/usapang-cryptocurrency-with-chris-tan-of-okex-episode-82.html</link>
			<acast:episodeId>619c293874220d00134c2fc5</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>82</itunes:episode>
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			<description><![CDATA[Welcome to Episode 82 of The 80 Percent.<br/><br/>Today, we have the Senior Marketing Manager of <a href='https://bit.ly/openokex'><b>OKEx</b></a>, Mr. Chris Tan at mag-kwe-kwentuhan kami tungkol sa cryptocurrency.<br/><br/>We’ll discuss some intermediate concepts and more importantly, share some bold predictions on what lies in the future for crypto and how you can take advantage and make money from these opportunities.<br/><br/>Open an OKEx account today at <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a><b><br/><br/></b>For the show notes, <a href='https://fitzvillafuerte.com/usapang-cryptocurrency-with-chris-tan-of-okex-episode-82.html'><b>visit my blog post here</b></a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 82 of The 80 Percent.<br/><br/>Today, we have the Senior Marketing Manager of <a href='https://bit.ly/openokex'><b>OKEx</b></a>, Mr. Chris Tan at mag-kwe-kwentuhan kami tungkol sa cryptocurrency.<br/><br/>We’ll discuss some intermediate concepts and more importantly, share some bold predictions on what lies in the future for crypto and how you can take advantage and make money from these opportunities.<br/><br/>Open an OKEx account today at <a href='https://bit.ly/openokex'><b>bit.ly/openokex</b></a><b><br/><br/></b>For the show notes, <a href='https://fitzvillafuerte.com/usapang-cryptocurrency-with-chris-tan-of-okex-episode-82.html'><b>visit my blog post here</b></a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>7 Characteristics of a Successful Investor</title>
			<itunes:title>7 Characteristics of a Successful Investor</itunes:title>
			<pubDate>Sun, 01 Aug 2021 17:00:00 GMT</pubDate>
			<itunes:duration>22:30</itunes:duration>
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			<link>https://fitzvillafuerte.com/7-characteristics-of-a-successful-investor-episode-81.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>81</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fc6.jpg"/>
			<description><![CDATA[Welcome to Episode 81 of The 80 Percent.<br/><br/>It’s easy to start investing, but if you want to optimize your returns, then that requires having the proper mindset and a good amount of financial discipline. That’s why today, I’m sharing with you the 7 characteristics or personality traits you need to develop to become a successful investor. <br/><br/>What you’ll hear is actually an audio clip from a live stream that I did on <a href='https://www.youtube.com/readytoberichyt'>my YouTube channel</a>, and I hope you enjoy it.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/7-characteristics-of-a-successful-investor-episode-81.html'>visit my blog post here.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 81 of The 80 Percent.<br/><br/>It’s easy to start investing, but if you want to optimize your returns, then that requires having the proper mindset and a good amount of financial discipline. That’s why today, I’m sharing with you the 7 characteristics or personality traits you need to develop to become a successful investor. <br/><br/>What you’ll hear is actually an audio clip from a live stream that I did on <a href='https://www.youtube.com/readytoberichyt'>my YouTube channel</a>, and I hope you enjoy it.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/7-characteristics-of-a-successful-investor-episode-81.html'>visit my blog post here.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tips For Living On Your Own With Rica and JC of THHS</title>
			<itunes:title>Tips For Living On Your Own With Rica and JC of THHS</itunes:title>
			<pubDate>Sun, 25 Jul 2021 12:00:00 GMT</pubDate>
			<itunes:duration>1:00:31</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/tips-for-living-on-your-own-with-rica-and-jc-of-the-halo-halo-show-episode-80.html</link>
			<acast:episodeId>619c293874220d00134c2fc7</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>80</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fc7.jpg"/>
			<description><![CDATA[Welcome to Episode 80 of The 80 Percent.<br/><br/>Today, kasama natin sina Rica and JC of <a href='https://open.spotify.com/show/5rX0bJmj46viVtRGHPFUFG'><b>The Halo-Halo Show podcast</b></a>, and we’ll be sharing our tips for living on your own. Para ito sa mga nag-iisip na maging independent. It’s dedicated to everyone who wants to finally leave their home and get a place of their own.<br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/tips-for-living-on-your-own-with-rica-and-jc-of-the-halo-halo-show-episode-80.html'><b>visit my blog post here</b></a>.<br/><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 80 of The 80 Percent.<br/><br/>Today, kasama natin sina Rica and JC of <a href='https://open.spotify.com/show/5rX0bJmj46viVtRGHPFUFG'><b>The Halo-Halo Show podcast</b></a>, and we’ll be sharing our tips for living on your own. Para ito sa mga nag-iisip na maging independent. It’s dedicated to everyone who wants to finally leave their home and get a place of their own.<br/><br/>This episode is brought to you by Lessandra. Contact them at <a href='https://lessandra.com.ph/contact-us'><b>lessandra.com.ph/contact-us</b></a> or message their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'><b>@LessandraOfficial</b></a> to learn more about their affordable house and lots.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/tips-for-living-on-your-own-with-rica-and-jc-of-the-halo-halo-show-episode-80.html'><b>visit my blog post here</b></a>.<br/><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Seven Traits of Effective Freelancers</title>
			<itunes:title>Seven Traits of Effective Freelancers</itunes:title>
			<pubDate>Sun, 18 Jul 2021 17:00:00 GMT</pubDate>
			<itunes:duration>30:10</itunes:duration>
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			<link>https://fitzvillafuerte.com/seven-traits-of-effective-freelancers.html</link>
			<acast:episodeId>619c293874220d00134c2fc8</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>79</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fc8.jpg"/>
			<description><![CDATA[Welcome to Episode 79 of The 80 Percent.<br/><br/>Today, I’m going to talk about the 7 traits that every freelancer should have if they want to be efficient and effective with their work.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/seven-traits-of-effective-freelancers.html'>visit my blog post here.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 79 of The 80 Percent.<br/><br/>Today, I’m going to talk about the 7 traits that every freelancer should have if they want to be efficient and effective with their work.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/seven-traits-of-effective-freelancers.html'>visit my blog post here.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The 12 Irrefutable Investing Principles of Rex Mendoza</title>
			<itunes:title>The 12 Irrefutable Investing Principles of Rex Mendoza</itunes:title>
			<pubDate>Sun, 11 Jul 2021 18:00:00 GMT</pubDate>
			<itunes:duration>24:29</itunes:duration>
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			<link>https://fitzvillafuerte.com/the-12-irrefutable-investing-principles-of-rex-mendoza-episode-78.html</link>
			<acast:episodeId>619c293874220d00134c2fc9</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>78</itunes:episode>
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			<description><![CDATA[Welcome to Episode 78 of The 80 Percent.<br/><br/>Today, I’m sharing with you the 12 irrefutable principles of investing by Sir Rex Mendoza, who is one of the mentors I look up to when it comes to finance and investments. He is the president and CEO of Rampver Financials and is one of the most respected and influential people on personal finance in the Philippines.<br/><br/>What you’ll hear is actually an audio clip from a live stream that I did on <a href='https://www.youtube.com/readytoberichyt'>my YouTube channel</a>, and I hope you enjoy it.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-12-irrefutable-investing-principles-of-rex-mendoza-episode-78.html'>visit my blog post here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 78 of The 80 Percent.<br/><br/>Today, I’m sharing with you the 12 irrefutable principles of investing by Sir Rex Mendoza, who is one of the mentors I look up to when it comes to finance and investments. He is the president and CEO of Rampver Financials and is one of the most respected and influential people on personal finance in the Philippines.<br/><br/>What you’ll hear is actually an audio clip from a live stream that I did on <a href='https://www.youtube.com/readytoberichyt'>my YouTube channel</a>, and I hope you enjoy it.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-12-irrefutable-investing-principles-of-rex-mendoza-episode-78.html'>visit my blog post here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Earn in Axie Infinity with Team Arbo</title>
			<itunes:title>How to Earn in Axie Infinity with Team Arbo</itunes:title>
			<pubDate>Sun, 04 Jul 2021 17:00:00 GMT</pubDate>
			<itunes:duration>52:27</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/how-to-earn-in-axie-infinity-with-team-arbo-episode-77.html</link>
			<acast:episodeId>619c293874220d00134c2fca</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>77</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fca.jpg"/>
			<description><![CDATA[Welcome to Episode 77 of The 80 Percent.<br/><br/>Today, we’re talking about Axie Infinity, which is a video game where people can earn money. And I have my good friends, Ginger and Ej Arboleda of <a href='https://www.facebook.gg/TeamArbo'>Team Arbo</a> to explain to us the basics of Axie Infinity.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-earn-in-axie-infinity-with-team-arbo-episode-77.html'>visit my blog post here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 77 of The 80 Percent.<br/><br/>Today, we’re talking about Axie Infinity, which is a video game where people can earn money. And I have my good friends, Ginger and Ej Arboleda of <a href='https://www.facebook.gg/TeamArbo'>Team Arbo</a> to explain to us the basics of Axie Infinity.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-earn-in-axie-infinity-with-team-arbo-episode-77.html'>visit my blog post here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The 7 Streams of Income That Millionaires Have</title>
			<itunes:title>The 7 Streams of Income That Millionaires Have</itunes:title>
			<pubDate>Sun, 27 Jun 2021 20:00:00 GMT</pubDate>
			<itunes:duration>16:04</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/the-7-streams-of-income-that-millionaires-have-episode-76.html</link>
			<acast:episodeId>619c293874220d00134c2fcb</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>76</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fcb.jpg"/>
			<description><![CDATA[Welcome to Episode 76 of The 80 Percent.<br/><br/>Today, we’re talking about income streams. Particularly, the seven different sources of income that millionaires have.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-7-streams-of-income-that-millionaires-have-episode-76.html'>visit my blog post here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 76 of The 80 Percent.<br/><br/>Today, we’re talking about income streams. Particularly, the seven different sources of income that millionaires have.<br/><br/>Watch a FREE online financial coaching video, <a href='http://www.imgwealthacademy.com/'>visit imgwealthacademy.com</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-7-streams-of-income-that-millionaires-have-episode-76.html'>visit my blog post here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Avoid Lifestyle Creep</title>
			<itunes:title>How To Avoid Lifestyle Creep</itunes:title>
			<pubDate>Sun, 20 Jun 2021 19:00:00 GMT</pubDate>
			<itunes:duration>12:09</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-avoid-lifestyle-creep-episode-75.html</link>
			<acast:episodeId>619c293874220d00134c2fcc</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>75</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fcc.jpg"/>
			<description><![CDATA[<p>Welcome to Episode 75 of The 80 Percent.<br/><br/>Today, we’re talking about lifestyle creep. What it is, why it happens, and how to avoid this sneaky and silent budget killer.<br/><br/>Sign up for XTB Investing Day: <a href='https://bit.ly/xtbinvestingday'>bit.ly/xtbinvestingday</a><br/><br/>Check out and download Kumu here: <a href='https://app.kumu.ph/e7TBjW6vQgb'>https://app.kumu.ph/e7TBjW6vQgb</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-avoid-lifestyle-creep-episode-75.html'>visit my blog post here</a>. </p><p> </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 75 of The 80 Percent.<br/><br/>Today, we’re talking about lifestyle creep. What it is, why it happens, and how to avoid this sneaky and silent budget killer.<br/><br/>Sign up for XTB Investing Day: <a href='https://bit.ly/xtbinvestingday'>bit.ly/xtbinvestingday</a><br/><br/>Check out and download Kumu here: <a href='https://app.kumu.ph/e7TBjW6vQgb'>https://app.kumu.ph/e7TBjW6vQgb</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-avoid-lifestyle-creep-episode-75.html'>visit my blog post here</a>. </p><p> </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Investing Is Not About Having More Money</title>
			<itunes:title>Investing Is Not About Having More Money</itunes:title>
			<pubDate>Sun, 13 Jun 2021 19:00:00 GMT</pubDate>
			<itunes:duration>15:42</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/investing-is-not-about-having-more-money-episode-74.html</link>
			<acast:episodeId>619c293874220d00134c2fcd</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>74</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fcd.jpg"/>
			<description><![CDATA[<p>Welcome to Episode 74 of The 80 Percent.<br/><br/>Today, I’m sharing with you some personal finance principles that people often overlook or forget. It’s important to know these because sometimes, a change in perspective is what you need to change the way you handle money.<br/><br/>Sign up for XTB Investing Day: <a href='https://bit.ly/xtbinvestingday'>bit.ly/xtbinvestingday</a></p><p>Check out and download Kumu here: <a href='https://app.kumu.ph/e7TBjW6vQgb'>https://app.kumu.ph/e7TBjW6vQgb</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/investing-is-not-about-having-more-money-episode-74.html'>visit my blog post here.</a> </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 74 of The 80 Percent.<br/><br/>Today, I’m sharing with you some personal finance principles that people often overlook or forget. It’s important to know these because sometimes, a change in perspective is what you need to change the way you handle money.<br/><br/>Sign up for XTB Investing Day: <a href='https://bit.ly/xtbinvestingday'>bit.ly/xtbinvestingday</a></p><p>Check out and download Kumu here: <a href='https://app.kumu.ph/e7TBjW6vQgb'>https://app.kumu.ph/e7TBjW6vQgb</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/investing-is-not-about-having-more-money-episode-74.html'>visit my blog post here.</a> </p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Pursue Your Passion with Antoinette Jadaone and Yosh Dimen</title>
			<itunes:title>How To Pursue Your Passion with Antoinette Jadaone and Yosh Dimen</itunes:title>
			<pubDate>Sat, 05 Jun 2021 17:00:00 GMT</pubDate>
			<itunes:duration>48:43</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/how-to-pursue-your-passion-with-antoinette-jadaone-and-yosh-dimen-episode-73.html</link>
			<acast:episodeId>619c293874220d00134c2fce</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>7</itunes:season>
			<itunes:episode>73</itunes:episode>
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			<description><![CDATA[Welcome to Episode 73 of The 80 Percent. Today, kasama natin sa episode na ito si Direk Antoinette Jadaone at si Yosh Dimen, para pag-usapan ang pagsusulat, quarter-life crisis, at paano ba dapat i-pursue ang mga passion natin sa buhay.<br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>Check out and download Kumu here: <a href='https://app.kumu.ph/e7TBjW6vQgb'>https://app.kumu.ph/e7TBjW6vQgb</a><br/><br/><a href='https://fitzvillafuerte.com/how-to-pursue-your-passion-with-antoinette-jadaone-and-yosh-dimen-episode-73.html'>Please visit my blog post here</a> for the show notes and learn more about Direk Tonet and Yosh. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 73 of The 80 Percent. Today, kasama natin sa episode na ito si Direk Antoinette Jadaone at si Yosh Dimen, para pag-usapan ang pagsusulat, quarter-life crisis, at paano ba dapat i-pursue ang mga passion natin sa buhay.<br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>Check out and download Kumu here: <a href='https://app.kumu.ph/e7TBjW6vQgb'>https://app.kumu.ph/e7TBjW6vQgb</a><br/><br/><a href='https://fitzvillafuerte.com/how-to-pursue-your-passion-with-antoinette-jadaone-and-yosh-dimen-episode-73.html'>Please visit my blog post here</a> for the show notes and learn more about Direk Tonet and Yosh. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Cope With Financial Stress</title>
			<itunes:title>How to Cope With Financial Stress</itunes:title>
			<pubDate>Sun, 30 May 2021 05:00:00 GMT</pubDate>
			<itunes:duration>17:13</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>72</itunes:episode>
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			<description><![CDATA[Welcome to Episode 72 of The 80 Percent. Today, we’re talking about how our financial health is deeply connected to our physical and mental health. And why it’s important to manage our financial stress if we want to live a happy and healthy life.<br/><br/>This episode is brought to you by <a href='https://konsulta.md/'>KonsultaMD</a>.<br/><br/>Join the raffle and get the chance to win FREE KonsultaMD vouchers. <a href='https://fitzvillafuerte.com/how-to-cope-with-financial-stress-episode-72.html'>Check the episode show notes here to learn how to join.</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 72 of The 80 Percent. Today, we’re talking about how our financial health is deeply connected to our physical and mental health. And why it’s important to manage our financial stress if we want to live a happy and healthy life.<br/><br/>This episode is brought to you by <a href='https://konsulta.md/'>KonsultaMD</a>.<br/><br/>Join the raffle and get the chance to win FREE KonsultaMD vouchers. <a href='https://fitzvillafuerte.com/how-to-cope-with-financial-stress-episode-72.html'>Check the episode show notes here to learn how to join.</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How I Paid Off P200,000 in Credit Card Debt</title>
			<itunes:title>How I Paid Off P200,000 in Credit Card Debt</itunes:title>
			<pubDate>Sun, 23 May 2021 20:00:00 GMT</pubDate>
			<itunes:duration>40:37</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>71</itunes:episode>
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			<description><![CDATA[Welcome to Episode 71 of The 80 Percent. Today, I’m sharing with you my credit card story. Specifically, the mindset and habits that I needed to learn to successfully pay off P200,000 in debt.<br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>Check out and download Kumu here: <a href='http://podlink.co/kumu-the80percent'>podlink.co/kumu-the80percent</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-i-paid-off-p200000-in-credit-card-debt-episode-71.html'>visit my blog post here.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 71 of The 80 Percent. Today, I’m sharing with you my credit card story. Specifically, the mindset and habits that I needed to learn to successfully pay off P200,000 in debt.<br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>Check out and download Kumu here: <a href='http://podlink.co/kumu-the80percent'>podlink.co/kumu-the80percent</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-i-paid-off-p200000-in-credit-card-debt-episode-71.html'>visit my blog post here.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>4 Habits That Helped Me Reach My First Million</title>
			<itunes:title>4 Habits That Helped Me Reach My First Million</itunes:title>
			<pubDate>Thu, 20 May 2021 17:00:00 GMT</pubDate>
			<itunes:duration>8:52</itunes:duration>
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			<link>https://fitzvillafuerte.com/4-habits-that-helped-me-reach-my-first-million.html</link>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fd1.jpg"/>
			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/SlVk'>https://t.ly/SlVk</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/SlVk'>https://t.ly/SlVk</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Usapang Business Loans with SeekCap and Lemonology</title>
			<itunes:title>Usapang Business Loans with SeekCap and Lemonology</itunes:title>
			<pubDate>Sun, 16 May 2021 18:00:00 GMT</pubDate>
			<itunes:duration>46:12</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/usapang-business-loans-with-seekcap-and-lemonology-episode-70.html</link>
			<acast:episodeId>619c293874220d00134c2fd2</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>70</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fd2.jpg"/>
			<description><![CDATA[Welcome to Episode 70 of The 80 Percent. Today, we have Mars Silvala of SeekCap and Raquel Higuti of Lemonology, who will tell us how a business loan helped her small store grow during the pandemic.<br/><br/>Follow <a href='https://www.facebook.com/lemonology23/'>Lemonology PH on Facebook</a>.<br/><br/>Learn more about <a href='https://www.seekcap.ph/'>SeekCap here</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/usapang-business-loans-with-seekcap-and-lemonology-episode-70.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 70 of The 80 Percent. Today, we have Mars Silvala of SeekCap and Raquel Higuti of Lemonology, who will tell us how a business loan helped her small store grow during the pandemic.<br/><br/>Follow <a href='https://www.facebook.com/lemonology23/'>Lemonology PH on Facebook</a>.<br/><br/>Learn more about <a href='https://www.seekcap.ph/'>SeekCap here</a>.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/usapang-business-loans-with-seekcap-and-lemonology-episode-70.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Be Friends With Your Future Self</title>
			<itunes:title>How To Be Friends With Your Future Self</itunes:title>
			<pubDate>Mon, 10 May 2021 00:00:00 GMT</pubDate>
			<itunes:duration>16:18</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-be-friends-with-your-future-self-episode-69.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>69</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fd3.jpg"/>
			<description><![CDATA[<p>Welcome to Episode 69 of The 80 Percent. Today, I’m introducing you to one of the most important people in your life… your future self.</p><p>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-be-friends-with-your-future-self-episode-69.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 69 of The 80 Percent. Today, I’m introducing you to one of the most important people in your life… your future self.</p><p>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-be-friends-with-your-future-self-episode-69.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>8 Best Investments for Young Professionals</title>
			<itunes:title>8 Best Investments for Young Professionals</itunes:title>
			<pubDate>Sun, 02 May 2021 17:00:00 GMT</pubDate>
			<itunes:duration>37:04</itunes:duration>
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			<link>https://fitzvillafuerte.com/8-best-investments-for-young-professionals-episode-68.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>68</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fd4.jpg"/>
			<description><![CDATA[Welcome to Episode 68 of The 80 Percent. Today, I’m sharing with you eight of the best investments you can have as a young professional.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/8-best-investments-for-young-professionals-episode-68.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 68 of The 80 Percent. Today, I’m sharing with you eight of the best investments you can have as a young professional.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/8-best-investments-for-young-professionals-episode-68.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Top 10 Things to Consider When Buying a Property</title>
			<itunes:title>Top 10 Things to Consider When Buying a Property</itunes:title>
			<pubDate>Sun, 25 Apr 2021 18:00:00 GMT</pubDate>
			<itunes:duration>17:19</itunes:duration>
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			<link>https://fitzvillafuerte.com/top-10-things-to-consider-when-buying-a-property-episode-67.html</link>
			<acast:episodeId>619c293874220d00134c2fd5</acast:episodeId>
			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>67</itunes:episode>
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			<description><![CDATA[Welcome to Episode 67 of The 80 Percent.<br/><br/>Isa sa mga priority goals nating mga Pinoy ay ang makabili ng sariling bahay. That’s why for today’s episode, I partnered with Lessandra and I will be sharing with you the top 10 things that you should consider when buying a property.<br/><br/>To know more about Lessandra, visit <a href='https://lessandra.com.ph/'>lessandra.com.ph</a> and their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'>@LessandraOfficial</a> today. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/top-10-things-to-consider-when-buying-a-property-episode-67.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 67 of The 80 Percent.<br/><br/>Isa sa mga priority goals nating mga Pinoy ay ang makabili ng sariling bahay. That’s why for today’s episode, I partnered with Lessandra and I will be sharing with you the top 10 things that you should consider when buying a property.<br/><br/>To know more about Lessandra, visit <a href='https://lessandra.com.ph/'>lessandra.com.ph</a> and their Facebook Page <a href='https://www.facebook.com/LessandraOfficial/'>@LessandraOfficial</a> today. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/top-10-things-to-consider-when-buying-a-property-episode-67.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>All About Bitcoin, Ethereum, and NFTs with Marvin Germo</title>
			<itunes:title>All About Bitcoin, Ethereum, and NFTs with Marvin Germo</itunes:title>
			<pubDate>Sun, 18 Apr 2021 18:00:00 GMT</pubDate>
			<itunes:duration>39:47</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>66</itunes:episode>
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			<description><![CDATA[Welcome to Episode 66 of The 80 Percent. Today, I invited my friend, Marvin Germo to talk about cryptocurrencies.<br/><br/>We shared our thoughts on Bitcoin, Ethereum, NFTs, and gave tips on how to get started on crypto trading and investing.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/all-about-bitcoin-ethereum-and-nfts-with-marvin-germo-episode-66.html'>visit my blog post here.</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 66 of The 80 Percent. Today, I invited my friend, Marvin Germo to talk about cryptocurrencies.<br/><br/>We shared our thoughts on Bitcoin, Ethereum, NFTs, and gave tips on how to get started on crypto trading and investing.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/all-about-bitcoin-ethereum-and-nfts-with-marvin-germo-episode-66.html'>visit my blog post here.</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Combat Your Fear of Losing Money When Investing</title>
			<itunes:title>How to Combat Your Fear of Losing Money When Investing</itunes:title>
			<pubDate>Sun, 11 Apr 2021 18:00:00 GMT</pubDate>
			<itunes:duration>18:37</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-combat-your-fear-of-losing-money-when-investing-episode-65.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>65</itunes:episode>
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			<description><![CDATA[Welcome to Episode 65 of The 80 Percent.<br/><br/>A lot of people say that the stock market is a great investment, but many also say that it’s a high-risk investment and you could lose your money in it.<br/><br/>Today, we’ll talk about the strategies you can do para hindi ka na matakot mawalan ng pera sa pag-i-invest.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-combat-your-fear-of-losing-money-when-investing-episode-65.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 65 of The 80 Percent.<br/><br/>A lot of people say that the stock market is a great investment, but many also say that it’s a high-risk investment and you could lose your money in it.<br/><br/>Today, we’ll talk about the strategies you can do para hindi ka na matakot mawalan ng pera sa pag-i-invest.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-combat-your-fear-of-losing-money-when-investing-episode-65.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>On Survivorship Bias and the Financial Markets</title>
			<itunes:title>On Survivorship Bias and the Financial Markets</itunes:title>
			<pubDate>Sun, 04 Apr 2021 15:00:00 GMT</pubDate>
			<itunes:duration>16:13</itunes:duration>
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			<link>https://fitzvillafuerte.com/on-survivorship-bias-and-the-financial-markets-episode-64.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>64</itunes:episode>
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			<description><![CDATA[Welcome to Episode 64 of The 80 Percent. Today, we’ll talk about Survivorship Bias.<br/><br/>We’ll define what it is and how it is a common mistake that people commit when it comes to analyzing the financial markets.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/on-survivorship-bias-and-the-financial-markets-episode-64.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 64 of The 80 Percent. Today, we’ll talk about Survivorship Bias.<br/><br/>We’ll define what it is and how it is a common mistake that people commit when it comes to analyzing the financial markets.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/on-survivorship-bias-and-the-financial-markets-episode-64.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Start Any Business with Zero Capital</title>
			<itunes:title>How to Start Any Business with Zero Capital</itunes:title>
			<pubDate>Sun, 28 Mar 2021 23:00:00 GMT</pubDate>
			<itunes:duration>39:21</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-start-any-business-with-zero-capital-episode-63.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>63</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 63 of The 80 Percent. Today, I’m sharing with you the audio recording of my talk during the Financial Fitness Forum 2021.<br/><br/>My topic was how to start any business with zero capital. So, kung gusto mong mag-negosyo pero wala kang pera, then this episode is for you.</p><p>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-start-any-business-with-zero-capital-episode-63.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 63 of The 80 Percent. Today, I’m sharing with you the audio recording of my talk during the Financial Fitness Forum 2021.<br/><br/>My topic was how to start any business with zero capital. So, kung gusto mong mag-negosyo pero wala kang pera, then this episode is for you.</p><p>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-start-any-business-with-zero-capital-episode-63.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tips to Prevent Yourself From Impulse Buying</title>
			<itunes:title>Tips to Prevent Yourself From Impulse Buying</itunes:title>
			<pubDate>Sun, 21 Mar 2021 19:00:00 GMT</pubDate>
			<itunes:duration>30:28</itunes:duration>
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			<link>https://fitzvillafuerte.com/tips-to-prevent-yourself-from-impulse-buying-episode-62.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>62</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fda.jpg"/>
			<description><![CDATA[Welcome to Episode 62 of The 80 Percent. Today, I’m sharing practical tips to avoid impulse buying.<br/><br/>Be intentional and plan your purchases, get ready and Add to Cart now for the Lazada Birthday Sale on March 27. Check out the best deals now at <a href='https://bit.ly/buylazada'>https://bit.ly/buylazada</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/tips-to-prevent-yourself-from-impulse-buying-episode-62.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 62 of The 80 Percent. Today, I’m sharing practical tips to avoid impulse buying.<br/><br/>Be intentional and plan your purchases, get ready and Add to Cart now for the Lazada Birthday Sale on March 27. Check out the best deals now at <a href='https://bit.ly/buylazada'>https://bit.ly/buylazada</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/tips-to-prevent-yourself-from-impulse-buying-episode-62.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Value of Being Prugal</title>
			<itunes:title>The Value of Being Prugal</itunes:title>
			<pubDate>Sun, 14 Mar 2021 18:00:00 GMT</pubDate>
			<itunes:duration>12:05</itunes:duration>
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			<link>https://fitzvillafuerte.com/the-value-of-being-prugal-episode-61.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>6</itunes:season>
			<itunes:episode>61</itunes:episode>
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			<description><![CDATA[Welcome to Episode 61 of The 80 Percent. Today, we’ll be talking about the value of being prugal… not frugal, but prugal. What does prugal even mean? You’ll find out in this episode.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-value-of-being-prugal-episode-61.html'>visit my blog post here.</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 61 of The 80 Percent. Today, we’ll be talking about the value of being prugal… not frugal, but prugal. What does prugal even mean? You’ll find out in this episode.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-value-of-being-prugal-episode-61.html'>visit my blog post here.</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>PFS 2021: The Importance of Personal Finance</title>
			<itunes:title>PFS 2021: The Importance of Personal Finance</itunes:title>
			<pubDate>Sun, 07 Mar 2021 23:00:00 GMT</pubDate>
			<itunes:duration>29:57</itunes:duration>
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			<itunes:episode>60</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 60 of The 80 Percent. Today, I’m sharing with you my presentation during the Philippine Financial Summit 2021 where I talked about the importance of personal finance.<br/><br/>Shoutout goes to the UP Junior Finance Association for inviting me, and if you want to learn more about the summit, then you can check out their website at <a href='https://upjfa.com/home'>upjfa.com</a>.</p><p> Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/><a href='https://forms.gle/X3nWT9zrVuS7KhAL7'>Click here to take the podcast survey</a> and get a chance to win a ticket to the Financial Fitness Forum 2021.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/pfs-2021-the-importance-of-personal-finance-episode-60.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 60 of The 80 Percent. Today, I’m sharing with you my presentation during the Philippine Financial Summit 2021 where I talked about the importance of personal finance.<br/><br/>Shoutout goes to the UP Junior Finance Association for inviting me, and if you want to learn more about the summit, then you can check out their website at <a href='https://upjfa.com/home'>upjfa.com</a>.</p><p> Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/><a href='https://forms.gle/X3nWT9zrVuS7KhAL7'>Click here to take the podcast survey</a> and get a chance to win a ticket to the Financial Fitness Forum 2021.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/pfs-2021-the-importance-of-personal-finance-episode-60.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<title>Your Money and Freud’s Theory of Personality</title>
			<itunes:title>Your Money and Freud’s Theory of Personality</itunes:title>
			<pubDate>Sun, 28 Feb 2021 20:00:00 GMT</pubDate>
			<itunes:duration>15:25</itunes:duration>
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			<itunes:episode>59</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 59 of The 80 Percent. Today, we’ll be talking about Sigmund Freud’s Theory of Personality and how it’s related to our money habits.</p><p>You’ll learn about the id, the ego, and the superego and how each one can trick you into making bad financial decisions. Plus, what you can do to avoid those mistakes and improve your personal finance.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/your-money-and-freuds-theory-of-personality-episode-59.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 59 of The 80 Percent. Today, we’ll be talking about Sigmund Freud’s Theory of Personality and how it’s related to our money habits.</p><p>You’ll learn about the id, the ego, and the superego and how each one can trick you into making bad financial decisions. Plus, what you can do to avoid those mistakes and improve your personal finance.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/your-money-and-freuds-theory-of-personality-episode-59.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>10 Money-Smart Tips for Single People</title>
			<itunes:title>10 Money-Smart Tips for Single People</itunes:title>
			<pubDate>Sun, 21 Feb 2021 15:00:00 GMT</pubDate>
			<itunes:duration>47:30</itunes:duration>
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			<itunes:episode>58</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 58 of The 80 Percent. Today, I’ll be sharing with you some practical money-saving tips, especially if you’re a young single professional.</p><p>This is the topic that I discussed last February 15, when I did a live stream on Kumu with Podcast Network Asia. What you’ll hear are clips for that live stream, and I hope you enjoy it.<br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/10-money-smart-tips-for-single-people-episode-58.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 58 of The 80 Percent. Today, I’ll be sharing with you some practical money-saving tips, especially if you’re a young single professional.</p><p>This is the topic that I discussed last February 15, when I did a live stream on Kumu with Podcast Network Asia. What you’ll hear are clips for that live stream, and I hope you enjoy it.<br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/10-money-smart-tips-for-single-people-episode-58.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Follow Your Heart, But Take Your Brain With You</title>
			<itunes:title>Follow Your Heart, But Take Your Brain With You</itunes:title>
			<pubDate>Sun, 14 Feb 2021 19:00:00 GMT</pubDate>
			<itunes:duration>14:00</itunes:duration>
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			<itunes:episode>57</itunes:episode>
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			<description><![CDATA[Welcome to Episode 57 of The 80 Percent. Today is our sort-of Valentine’s Day episode because we’ll be answering a question that people often ask. <br/><br/>At yun ay… alin ba dapat ang sinusunod, puso o isip? When it comes to making decisions, especially about our finances, should you follow your heart or your mind? <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a>  <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;.  <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/follow-your-heart-but-take-your-brain-with-you-episode-57.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 57 of The 80 Percent. Today is our sort-of Valentine’s Day episode because we’ll be answering a question that people often ask. <br/><br/>At yun ay… alin ba dapat ang sinusunod, puso o isip? When it comes to making decisions, especially about our finances, should you follow your heart or your mind? <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a>  <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;.  <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/follow-your-heart-but-take-your-brain-with-you-episode-57.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Improving Your Communication Skills with Jenn Simons</title>
			<itunes:title>Improving Your Communication Skills with Jenn Simons</itunes:title>
			<pubDate>Sun, 07 Feb 2021 21:00:00 GMT</pubDate>
			<itunes:duration>38:27</itunes:duration>
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			<itunes:episode>56</itunes:episode>
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			<description><![CDATA[Welcome to Episode 56 of The 80 Percent. Today, we’ll be talking about why it’s important to improve our communication skills. <br/><br/>And joining me in this episode is Ms. Jenn Simons, the communications manager of Uploan, who will share with us tips on how to be a better communicator. <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/improving-your-communication-skills-with-jenn-simons-episode-56.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 56 of The 80 Percent. Today, we’ll be talking about why it’s important to improve our communication skills. <br/><br/>And joining me in this episode is Ms. Jenn Simons, the communications manager of Uploan, who will share with us tips on how to be a better communicator. <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/improving-your-communication-skills-with-jenn-simons-episode-56.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Spot and Avoid Investment Scams</title>
			<itunes:title>How To Spot and Avoid Investment Scams</itunes:title>
			<pubDate>Sun, 31 Jan 2021 21:00:00 GMT</pubDate>
			<itunes:duration>17:48</itunes:duration>
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			<description><![CDATA[Welcome to Episode 55 of The 80 Percent. Today, we’ll talk about investment scams. How to spot them, so that you can avoid them. <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-spot-and-avoid-investment-scams-episode-55.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 55 of The 80 Percent. Today, we’ll talk about investment scams. How to spot them, so that you can avoid them. <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as  referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-spot-and-avoid-investment-scams-episode-55.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Get Out of Debt with Efren Cruz</title>
			<itunes:title>How to Get Out of Debt with Efren Cruz</itunes:title>
			<pubDate>Mon, 25 Jan 2021 21:00:00 GMT</pubDate>
			<itunes:duration>42:18</itunes:duration>
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			<itunes:season>5</itunes:season>
			<itunes:episode>54</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fe2.jpg"/>
			<description><![CDATA[Welcome to Episode 54 of The 80 Percent. Today, we’ll be helping out a listener who reached out and asked how she can get out of debt. <br/><br/>Of course, with me today is a special guest, Mr. Efren Cruz, who is a Registered Financial Planner, and the Chairman &amp; CEO of Personal Finance Advisers Philippines Corporation. Dedicated ang episode na ito para sa lahat ng mga baon sa utang. I hope makatulong sa inyo ang mga ibibigay naming tips and advice. <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-get-out-of-debt-with-efren-cruz-episode-54.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 54 of The 80 Percent. Today, we’ll be helping out a listener who reached out and asked how she can get out of debt. <br/><br/>Of course, with me today is a special guest, Mr. Efren Cruz, who is a Registered Financial Planner, and the Chairman &amp; CEO of Personal Finance Advisers Philippines Corporation. Dedicated ang episode na ito para sa lahat ng mga baon sa utang. I hope makatulong sa inyo ang mga ibibigay naming tips and advice. <br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a> <br/><br/>Discover the easiest way to monetize your podcast with <a href='https://podmetrics.co/'>Podmetrics.co</a>. Use <b>80PERCENT</b> as referral code and get a FREE copy of an ebook entitled, &quot;How to Make Money From Your Podcast Even If You Have Less Than 1,000 Listeners&quot;. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-get-out-of-debt-with-efren-cruz-episode-54.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Passive Income is Not For The Lazy</title>
			<itunes:title>Passive Income is Not For The Lazy</itunes:title>
			<pubDate>Sun, 17 Jan 2021 09:00:00 GMT</pubDate>
			<itunes:duration>17:56</itunes:duration>
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			<itunes:episode>53</itunes:episode>
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			<description><![CDATA[Welcome to Episode 53 of The 80 Percent. Today, we’ll talk about passive income. Particularly, the common misconceptions about it.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/passive-income-is-not-for-the-lazy-episode-53.html'>visit my blog post here</a>.<br/><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 53 of The 80 Percent. Today, we’ll talk about passive income. Particularly, the common misconceptions about it.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/passive-income-is-not-for-the-lazy-episode-53.html'>visit my blog post here</a>.<br/><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How To Motivate Yourself to Do Hard But Important Tasks</title>
			<itunes:title>How To Motivate Yourself to Do Hard But Important Tasks</itunes:title>
			<pubDate>Sat, 09 Jan 2021 22:00:00 GMT</pubDate>
			<itunes:duration>19:17</itunes:duration>
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			<itunes:episode>52</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 52 of The 80 Percent. Creating and following a budget is important, pero hindi ito madaling gawin. Madalas… nakakalito at nakakatamad.<br/><br/>Today, I’ll give you 5 tips on how to get the motivation para gawin ang mga bagay na mahirap or challenging, so that in the end, you’ll be able to enjoy its benefits.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-motivate-yourself-to-do-hard-but-important-tasks-episode-52.html'>visit my blog post here</a>.</p><p><br/></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 52 of The 80 Percent. Creating and following a budget is important, pero hindi ito madaling gawin. Madalas… nakakalito at nakakatamad.<br/><br/>Today, I’ll give you 5 tips on how to get the motivation para gawin ang mga bagay na mahirap or challenging, so that in the end, you’ll be able to enjoy its benefits.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Invest in real estate with Flint PH: <a href='https://bit.ly/flintph'>bit.ly/flintph</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-motivate-yourself-to-do-hard-but-important-tasks-episode-52.html'>visit my blog post here</a>.</p><p><br/></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Start So You Can Change Your Life</title>
			<itunes:title>How to Start So You Can Change Your Life</itunes:title>
			<pubDate>Thu, 31 Dec 2020 03:00:00 GMT</pubDate>
			<itunes:duration>6:54</itunes:duration>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/8JVm'>https://t.ly/8JVm</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://t.ly/8JVm'>https://t.ly/8JVm</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Use the Fresh Start Effect to Help You Save Money</title>
			<itunes:title>Use the Fresh Start Effect to Help You Save Money</itunes:title>
			<pubDate>Sat, 26 Dec 2020 16:00:00 GMT</pubDate>
			<itunes:duration>14:34</itunes:duration>
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			<link>https://fitzvillafuerte.com/use-the-fresh-start-effect-to-help-you-save-money-episode-51.html</link>
			<acast:episodeId>619c293874220d00134c2fe6</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:episode>51</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 51 of The 80 Percent. Today, we’ll talk about how you can succeed at growing your savings in 2021.</p><p>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/use-the-fresh-start-effect-to-help-you-save-money-episode-51.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 51 of The 80 Percent. Today, we’ll talk about how you can succeed at growing your savings in 2021.</p><p>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/use-the-fresh-start-effect-to-help-you-save-money-episode-51.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Filipino Startups: Stories and Lessons with QBO and Qwikwire</title>
			<itunes:title>Filipino Startups: Stories and Lessons with QBO and Qwikwire</itunes:title>
			<pubDate>Sat, 19 Dec 2020 12:00:00 GMT</pubDate>
			<itunes:duration>53:33</itunes:duration>
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			<link>https://fitzvillafuerte.com/filipino-startups-stories-and-lessons-with-qbo-and-qwikwire-episode-50.html</link>
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			<itunes:season>5</itunes:season>
			<itunes:episode>2</itunes:episode>
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			<description><![CDATA[<p>Welcome to Episode 50 of the 80 Percent. Today, we’ll be talking about startups. Not just the Netflix Kdrama, but some of the actual stories in the Philippine startup scene.</p><p>At kasama natin in this episode si Ms. Katrina Chan, the director of QBO, which is a Philippine innovation hub and startup platform. At si Mr. Ray Refundo, the CEO and founder of Qwikwire, which is a cross-border billing and invoicing platform.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Get P50 OFF your first delivery on <a href='https://mrspeedy.ph/'>MrSpeedy</a> with code: 80PERCENTMRSPEEDY<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/filipino-startups-stories-and-lessons-with-qbo-and-qwikwire-episode-50.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 50 of the 80 Percent. Today, we’ll be talking about startups. Not just the Netflix Kdrama, but some of the actual stories in the Philippine startup scene.</p><p>At kasama natin in this episode si Ms. Katrina Chan, the director of QBO, which is a Philippine innovation hub and startup platform. At si Mr. Ray Refundo, the CEO and founder of Qwikwire, which is a cross-border billing and invoicing platform.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Get P50 OFF your first delivery on <a href='https://mrspeedy.ph/'>MrSpeedy</a> with code: 80PERCENTMRSPEEDY<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/filipino-startups-stories-and-lessons-with-qbo-and-qwikwire-episode-50.html'>visit my blog post here</a>.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[2021 Market Outlook & Investment Strategies with Security Bank]]></title>
			<itunes:title><![CDATA[2021 Market Outlook & Investment Strategies with Security Bank]]></itunes:title>
			<pubDate>Fri, 11 Dec 2020 03:00:00 GMT</pubDate>
			<itunes:duration>40:02</itunes:duration>
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			<link>https://fitzvillafuerte.com/2021-market-outlook-investment-strategies-with-security-bank-episode-49.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>5</itunes:season>
			<itunes:episode>49</itunes:episode>
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			<description><![CDATA[Welcome to Episode 49 of The 80 Percent. Today, kasama ulit natin ang Security Bank at pag-uusapan natin ang kanilang market outlook for 2021 at ano ba ang magandang investment strategy for next year.<br/><br/>Joining us in this episode are Mr. Raf Palma-Gil, an equity fund manager, and Mr. Dino Aquino, Head of the Fixed Income Department. Both of them are from the Trust and Asset Management Group’s Investments Division of Security Bank.<br/><br/>Visit <a href='https://bit.ly/SECBinvestments'>bit.ly/SECBinvestments</a> to know more about their investment products and services.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/2021-market-outlook-investment-strategies-with-security-bank-episode-49.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 49 of The 80 Percent. Today, kasama ulit natin ang Security Bank at pag-uusapan natin ang kanilang market outlook for 2021 at ano ba ang magandang investment strategy for next year.<br/><br/>Joining us in this episode are Mr. Raf Palma-Gil, an equity fund manager, and Mr. Dino Aquino, Head of the Fixed Income Department. Both of them are from the Trust and Asset Management Group’s Investments Division of Security Bank.<br/><br/>Visit <a href='https://bit.ly/SECBinvestments'>bit.ly/SECBinvestments</a> to know more about their investment products and services.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/2021-market-outlook-investment-strategies-with-security-bank-episode-49.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Do These Financial Tasks Before The Year Ends</title>
			<itunes:title>Do These Financial Tasks Before The Year Ends</itunes:title>
			<pubDate>Fri, 04 Dec 2020 14:00:00 GMT</pubDate>
			<itunes:duration>15:42</itunes:duration>
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			<link>https://fitzvillafuerte.com/do-these-financial-tasks-before-the-year-ends-episode-48.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:episode>48</itunes:episode>
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			<description><![CDATA[Welcome to Episode 48 of The 80 Percent. Today, I’m going to share with you 10 financially smart things you should do before the year ends.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Get P50 OFF your first delivery on <a href='https://mrspeedy.ph/'>MrSpeedy</a> with code: 80PERCENTMRSPEEDY<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/do-these-financial-tasks-before-the-year-ends-episode-48.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 48 of The 80 Percent. Today, I’m going to share with you 10 financially smart things you should do before the year ends.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Get P50 OFF your first delivery on <a href='https://mrspeedy.ph/'>MrSpeedy</a> with code: 80PERCENTMRSPEEDY<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/do-these-financial-tasks-before-the-year-ends-episode-48.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Beat FOBO: The Fear of Better Options</title>
			<itunes:title>How to Beat FOBO: The Fear of Better Options</itunes:title>
			<pubDate>Thu, 26 Nov 2020 21:00:00 GMT</pubDate>
			<itunes:duration>14:46</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>47</itunes:episode>
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			<description><![CDATA[Welcome to Episode 47 of The 80 Percent. Siguro, familiar ka sa term an FOMO, or Fear of Missing Out. Pero, alam mo ba ang FOBO, or Fear of Better Options? ‘Yan ang pag-uusapan natin today.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Get P50 OFF your first delivery on <a href='https://mrspeedy.ph/'>MrSpeedy</a> with code: 80PERCENTMRSPEEDY<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-beat-fobo-the-fear-of-better-options-episode-47.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 47 of The 80 Percent. Siguro, familiar ka sa term an FOMO, or Fear of Missing Out. Pero, alam mo ba ang FOBO, or Fear of Better Options? ‘Yan ang pag-uusapan natin today.<br/><br/>Sign up for eToro: <a href='https://bit.ly/openetoroaccount'>bit.ly/openetoroaccount</a><br/><br/>Get P50 OFF your first delivery on <a href='https://mrspeedy.ph/'>MrSpeedy</a> with code: 80PERCENTMRSPEEDY<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-beat-fobo-the-fear-of-better-options-episode-47.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>That Feeling of Emptiness and Why We Buy Stuff We Don’t Need</title>
			<itunes:title>That Feeling of Emptiness and Why We Buy Stuff We Don’t Need</itunes:title>
			<pubDate>Fri, 20 Nov 2020 17:00:00 GMT</pubDate>
			<itunes:duration>7:34</itunes:duration>
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			<link>https://fitzvillafuerte.com/feeling-emptiness-buy-meaningless-stuff-dont-need.html</link>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2feb.jpg"/>
			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://bit.ly/3lKCaHf'>https://bit.ly/3lKCaHf</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://bit.ly/3lKCaHf'>https://bit.ly/3lKCaHf</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Philippines in 2020: An Economic Review with Security Bank</title>
			<itunes:title>The Philippines in 2020: An Economic Review with Security Bank</itunes:title>
			<pubDate>Mon, 16 Nov 2020 12:00:00 GMT</pubDate>
			<itunes:duration>26:44</itunes:duration>
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			<itunes:explicit>false</itunes:explicit>
			<link>https://fitzvillafuerte.com/the-philippines-in-2020-an-economic-review-with-security-bank-episode-46.html</link>
			<acast:episodeId>619c293874220d00134c2fec</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>46</itunes:episode>
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			<description><![CDATA[Welcome to Episode 46 of The 80 Percent. Today, we&apos;re joined by guests, Dan Roces and Gelo Taningco of Security Bank,  to talk about what happened to the Philippine economy in 2020 and a glimpse of what we can expect moving forward to 2021.<br/><br/>This episode is supported by <a href='https://www.securitybank.com/'>Security Bank</a>.<br/><br/>For the show notes, go to <a href='https://bit.ly/the80percent'>bit.ly/the80percent</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 46 of The 80 Percent. Today, we&apos;re joined by guests, Dan Roces and Gelo Taningco of Security Bank,  to talk about what happened to the Philippine economy in 2020 and a glimpse of what we can expect moving forward to 2021.<br/><br/>This episode is supported by <a href='https://www.securitybank.com/'>Security Bank</a>.<br/><br/>For the show notes, go to <a href='https://bit.ly/the80percent'>bit.ly/the80percent</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What’s a Good Business to Start Today? (Part 2)</title>
			<itunes:title>What’s a Good Business to Start Today? (Part 2)</itunes:title>
			<pubDate>Thu, 05 Nov 2020 21:00:00 GMT</pubDate>
			<itunes:duration>13:12</itunes:duration>
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			<link>https://fitzvillafuerte.com/whats-a-good-business-to-start-today-part-2-episode-45.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>45</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fed.jpg"/>
			<description><![CDATA[<p>Welcome to Episode 45 of The 80 Percent. Today, we’ll talk about entrepreneurship. Particularly, I’ll share with you the mindset that has helped me through the years in finding profitable business ideas.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/whats-a-good-business-to-start-today-part-2-episode-45.html'>visit my blog post here</a>.</p><p>Check out the best 11.11 deals on Lazada: <a href='https://bit.ly/lazada1111sale'>bit.ly/lazada1111sale </a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Welcome to Episode 45 of The 80 Percent. Today, we’ll talk about entrepreneurship. Particularly, I’ll share with you the mindset that has helped me through the years in finding profitable business ideas.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/whats-a-good-business-to-start-today-part-2-episode-45.html'>visit my blog post here</a>.</p><p>Check out the best 11.11 deals on Lazada: <a href='https://bit.ly/lazada1111sale'>bit.ly/lazada1111sale </a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Victor & Steph Basa: On Plants, Passion, and Happiness]]></title>
			<itunes:title><![CDATA[Victor & Steph Basa: On Plants, Passion, and Happiness]]></itunes:title>
			<pubDate>Mon, 26 Oct 2020 20:00:00 GMT</pubDate>
			<itunes:duration>46:01</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>44</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fee.jpg"/>
			<description><![CDATA[Welcome to Episode 44 of The 80 Percent.  Today, we’re talking to the couple behind Happy Plant Co, Victor &amp; Steph Basa.<br/><br/>This episode is the third and last of the series of episodes for &quot;Small Business Podcast: Pursue Your Passion,&quot; in collaboration with Dell Technologies.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/victor-steph-basa-on-plants-passion-and-happiness-episode-44.html'>visit my blog post here</a>.<br/><br/>Check out Happy Plant Co on Instagram: <a href='https://www.instagram.com/happyplantco/'>@happyplantco</a><br/><br/>#PursueYourPassion #DellSmallBusiness #DellTechnologiesPH<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 44 of The 80 Percent.  Today, we’re talking to the couple behind Happy Plant Co, Victor &amp; Steph Basa.<br/><br/>This episode is the third and last of the series of episodes for &quot;Small Business Podcast: Pursue Your Passion,&quot; in collaboration with Dell Technologies.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/victor-steph-basa-on-plants-passion-and-happiness-episode-44.html'>visit my blog post here</a>.<br/><br/>Check out Happy Plant Co on Instagram: <a href='https://www.instagram.com/happyplantco/'>@happyplantco</a><br/><br/>#PursueYourPassion #DellSmallBusiness #DellTechnologiesPH<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Ira Denise Oyco: On Fashion, Life, and Family</title>
			<itunes:title>Ira Denise Oyco: On Fashion, Life, and Family</itunes:title>
			<pubDate>Thu, 22 Oct 2020 20:00:00 GMT</pubDate>
			<itunes:duration>34:24</itunes:duration>
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			<link>https://fitzvillafuerte.com/ira-denise-oyco-on-fashion-life-and-family-episode-43.html</link>
			<acast:episodeId>619c293874220d00134c2fef</acast:episodeId>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>43</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fef.jpg"/>
			<description><![CDATA[Welcome to Episode 43 of The 80 Percent. Today, we’re talking to lifestyle influencer and founder of Rhipe’s Backyard, Ms. Ira Denise Oyco.<br/><br/>This episode is the second of a series of three episodes for &quot;Small Business Podcast: Pursue Your Passion,&quot; in collaboration with Dell Technologies.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/ira-denise-oyco-on-fashion-life-and-family-episode-43.html'>visit my blog post here</a>.<br/><br/>Check out Rhipe&apos;s Backyard on Instagram: <a href='https://www.instagram.com/rhipesbackyard/'>@rhipesbackyard</a><br/><br/>Follow Ira on Instagram as well: <a href='https://www.instagram.com/iradeniseoyco/'>@iradeniseoyco</a><br/><br/>#PursueYourPassion #DellSmallBusiness #DellTechnologiesPH<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 43 of The 80 Percent. Today, we’re talking to lifestyle influencer and founder of Rhipe’s Backyard, Ms. Ira Denise Oyco.<br/><br/>This episode is the second of a series of three episodes for &quot;Small Business Podcast: Pursue Your Passion,&quot; in collaboration with Dell Technologies.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/ira-denise-oyco-on-fashion-life-and-family-episode-43.html'>visit my blog post here</a>.<br/><br/>Check out Rhipe&apos;s Backyard on Instagram: <a href='https://www.instagram.com/rhipesbackyard/'>@rhipesbackyard</a><br/><br/>Follow Ira on Instagram as well: <a href='https://www.instagram.com/iradeniseoyco/'>@iradeniseoyco</a><br/><br/>#PursueYourPassion #DellSmallBusiness #DellTechnologiesPH<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Alex Javier: On Makeup, Beauty, and Kindness</title>
			<itunes:title>Alex Javier: On Makeup, Beauty, and Kindness</itunes:title>
			<pubDate>Sun, 18 Oct 2020 23:00:00 GMT</pubDate>
			<itunes:duration>40:44</itunes:duration>
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			<link>https://fitzvillafuerte.com/alex-javier-on-makeup-beauty-and-kindness-episode-42.html</link>
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			<itunes:season>4</itunes:season>
			<itunes:episode>42</itunes:episode>
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			<description><![CDATA[Welcome to Episode 42 of The 80 Percent. Today, we’re talking to the founder of Kind Beauty PH, Ms. Alex Javier.<br/><br/>This episode is the first of a series of three episodes for &quot;Small Business Podcast: Pursue Your Passion,&quot; in collaboration with Dell Technologies.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/alex-javier-on-makeup-beauty-and-kindness-episode-42.html'>visit my blog post here</a>.<br/><br/>Check out Kind Beauty PH on Instagram: <a href='https://www.instagram.com/kindbeautyph/'>@kindbeautyph</a><br/><br/>#PursueYourPassion #DellSmallBusiness #DellTechnologiesPH<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 42 of The 80 Percent. Today, we’re talking to the founder of Kind Beauty PH, Ms. Alex Javier.<br/><br/>This episode is the first of a series of three episodes for &quot;Small Business Podcast: Pursue Your Passion,&quot; in collaboration with Dell Technologies.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/alex-javier-on-makeup-beauty-and-kindness-episode-42.html'>visit my blog post here</a>.<br/><br/>Check out Kind Beauty PH on Instagram: <a href='https://www.instagram.com/kindbeautyph/'>@kindbeautyph</a><br/><br/>#PursueYourPassion #DellSmallBusiness #DellTechnologiesPH<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Do Retail Therapy Without Going Broke</title>
			<itunes:title>How to Do Retail Therapy Without Going Broke</itunes:title>
			<pubDate>Thu, 15 Oct 2020 22:00:00 GMT</pubDate>
			<itunes:duration>15:00</itunes:duration>
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			<itunes:episode>41</itunes:episode>
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			<description><![CDATA[Welcome to Episode 41 of The 80 Percent. Today, we’re talking about retail therapy.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-do-retail-therapy-without-going-broke-episode-41.html'>visit my blog post here</a>.<br/><br/>Support our sponsor and download the Shopback app here:  <a href='https://bit.ly/thankyoushopback'>bit.ly/thankyoushopback</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 41 of The 80 Percent. Today, we’re talking about retail therapy.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-do-retail-therapy-without-going-broke-episode-41.html'>visit my blog post here</a>.<br/><br/>Support our sponsor and download the Shopback app here:  <a href='https://bit.ly/thankyoushopback'>bit.ly/thankyoushopback</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Tips for Achieving Stock Market Success</title>
			<itunes:title>Tips for Achieving Stock Market Success</itunes:title>
			<pubDate>Thu, 08 Oct 2020 23:00:00 GMT</pubDate>
			<itunes:duration>17:29</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:episode>40</itunes:episode>
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			<description><![CDATA[Welcome to Episode 40 of The 80 Percent. Today, we’re talking about the stock market.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/tips-for-achieving-stock-market-success-episode-40.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 40 of The 80 Percent. Today, we’re talking about the stock market.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/tips-for-achieving-stock-market-success-episode-40.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Story of How I Became an Entrepreneur</title>
			<itunes:title>The Story of How I Became an Entrepreneur</itunes:title>
			<pubDate>Thu, 01 Oct 2020 22:00:00 GMT</pubDate>
			<itunes:duration>19:08</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>39</itunes:episode>
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			<description><![CDATA[Welcome to Episode 39 of The 80 Percent. Today, I’m telling you the story of how I left the corporate world to become an entrepreneur. Plus, the life lessons that I learned along the way. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-story-of-how-i-became-an-entrepreneur-episode-39.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 39 of The 80 Percent. Today, I’m telling you the story of how I left the corporate world to become an entrepreneur. Plus, the life lessons that I learned along the way. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-story-of-how-i-became-an-entrepreneur-episode-39.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Focus on the Process and the Results Will Come</title>
			<itunes:title>Focus on the Process and the Results Will Come</itunes:title>
			<pubDate>Fri, 25 Sep 2020 02:00:00 GMT</pubDate>
			<itunes:duration>15:12</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>4</itunes:season>
			<itunes:episode>38</itunes:episode>
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			<description><![CDATA[Welcome to Episode 38 of The 80 Percent. Today, we’ll talk about a mindset strategy that will help you reach your financial goals. Pero kahit mindset strategy ito, the application is very practical.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/focus-on-the-process-and-the-results-will-come-episode-38.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 38 of The 80 Percent. Today, we’ll talk about a mindset strategy that will help you reach your financial goals. Pero kahit mindset strategy ito, the application is very practical.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/focus-on-the-process-and-the-results-will-come-episode-38.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Effectively Change Your Bad Money Habits</title>
			<itunes:title>How to Effectively Change Your Bad Money Habits</itunes:title>
			<pubDate>Thu, 17 Sep 2020 17:00:00 GMT</pubDate>
			<itunes:duration>16:29</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:episode>37</itunes:episode>
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			<description><![CDATA[Welcome to Episode 37 of The 80 Percent. Today, we’ll talk about bad money habits, bakit nga ba ang hirap baguhin ng mga ito, at ano ba ang mga strategies na pwede nating gawin para mapalitan sila ng good financial habits.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-effectively-change-your-bad-money-habits.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 37 of The 80 Percent. Today, we’ll talk about bad money habits, bakit nga ba ang hirap baguhin ng mga ito, at ano ba ang mga strategies na pwede nating gawin para mapalitan sila ng good financial habits.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-effectively-change-your-bad-money-habits.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to be Happy and Why It Matters Financially</title>
			<itunes:title>How to be Happy and Why It Matters Financially</itunes:title>
			<pubDate>Thu, 10 Sep 2020 21:00:00 GMT</pubDate>
			<itunes:duration>17:32</itunes:duration>
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			<itunes:season>3</itunes:season>
			<itunes:episode>36</itunes:episode>
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			<description><![CDATA[Welcome to Episode 36 of The 80 Percent. Today, we’ll be talking about happiness, and how it’s connected to financial success.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-be-happy-and-why-it-matters-financially.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 36 of The 80 Percent. Today, we’ll be talking about happiness, and how it’s connected to financial success.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-be-happy-and-why-it-matters-financially.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Trust That Your Dots Will Connect</title>
			<itunes:title>Trust That Your Dots Will Connect</itunes:title>
			<pubDate>Thu, 03 Sep 2020 15:00:00 GMT</pubDate>
			<itunes:duration>12:18</itunes:duration>
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			<link>https://fitzvillafuerte.com/trust-that-your-dots-will-connect-episode-35.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>35</itunes:episode>
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			<description><![CDATA[Welcome to Episode 35 of The 80 Percent. Today, I’m gonna tell you about my Kumu story and the important life lesson I realized in recent weeks.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/trust-that-your-dots-will-connect-episode-35.html'>visit my blog post here</a>.<br/><br/>This episode is supported by Kumu, the Pinoy-made live streaming app, sign up for an account here: <a href='https://bit.ly/downloadkumu'>bit.ly/downloadkumu</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 35 of The 80 Percent. Today, I’m gonna tell you about my Kumu story and the important life lesson I realized in recent weeks.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/trust-that-your-dots-will-connect-episode-35.html'>visit my blog post here</a>.<br/><br/>This episode is supported by Kumu, the Pinoy-made live streaming app, sign up for an account here: <a href='https://bit.ly/downloadkumu'>bit.ly/downloadkumu</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Make Your Someday Come</title>
			<itunes:title>Make Your Someday Come</itunes:title>
			<pubDate>Mon, 31 Aug 2020 16:00:00 GMT</pubDate>
			<itunes:duration>4:27</itunes:duration>
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			<link>https://bit.ly/2GhNFGt</link>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://bit.ly/2GhNFGt'>https://bit.ly/2GhNFGt</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich. You can read today&apos;s article here: <a href='https://bit.ly/2GhNFGt'>https://bit.ly/2GhNFGt</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Deal with Slow Financial Progress</title>
			<itunes:title>How to Deal with Slow Financial Progress</itunes:title>
			<pubDate>Thu, 27 Aug 2020 20:00:00 GMT</pubDate>
			<itunes:duration>16:43</itunes:duration>
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			<itunes:episode>34</itunes:episode>
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			<description><![CDATA[Welcome to Episode 34 of The 80 Percent. Today, we’ll talk about how to deal with slow financial progress, and I’ll share with you strategies that you can do to accelerate it<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-deal-with-slow-financial-progress-episode-34.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 34 of The 80 Percent. Today, we’ll talk about how to deal with slow financial progress, and I’ll share with you strategies that you can do to accelerate it<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-deal-with-slow-financial-progress-episode-34.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[What's a Good Business to Start Today?]]></title>
			<itunes:title><![CDATA[What's a Good Business to Start Today?]]></itunes:title>
			<pubDate>Thu, 20 Aug 2020 19:00:00 GMT</pubDate>
			<itunes:duration>11:07</itunes:duration>
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			<itunes:season>3</itunes:season>
			<itunes:episode>33</itunes:episode>
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			<description><![CDATA[Welcome to Episode 33 of The 80 Percent. Today, we’ll talk about entrepreneurship. Specifically, how to find a good business idea.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/whats-a-good-business-to-start-today-episode-33.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 33 of The 80 Percent. Today, we’ll talk about entrepreneurship. Specifically, how to find a good business idea.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/whats-a-good-business-to-start-today-episode-33.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Survive an Economic Recession</title>
			<itunes:title>How to Survive an Economic Recession</itunes:title>
			<pubDate>Thu, 13 Aug 2020 18:00:00 GMT</pubDate>
			<itunes:duration>16:37</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-survive-an-economic-recession-episode-32.html</link>
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			<itunes:episode>32</itunes:episode>
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			<description><![CDATA[Welcome to Episode 32 of The 80 Percent. The Philippines is officially in an economic recession. So, for this episode, we&apos;ll discuss how you can financially survive a recession.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-survive-an-economic-recession-episode-32.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 32 of The 80 Percent. The Philippines is officially in an economic recession. So, for this episode, we&apos;ll discuss how you can financially survive a recession.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-survive-an-economic-recession-episode-32.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>A Unique WFH Strategy for Productivity</title>
			<itunes:title>A Unique WFH Strategy for Productivity</itunes:title>
			<pubDate>Thu, 06 Aug 2020 19:00:00 GMT</pubDate>
			<itunes:duration>35:08</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>31</itunes:episode>
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			<description><![CDATA[Welcome to Episode 31 of The 80 Percent. Today, we’ll talk about a unique strategy to boost your productivity, especially if you’re working from home. And joining us is a mompreneur, who happens to be a very good friend of mine, Ginger Arboleda. She has a lot of stories to tell you in this episode.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/a-unique-wfh-strategy-for-productivity-episode-31.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 31 of The 80 Percent. Today, we’ll talk about a unique strategy to boost your productivity, especially if you’re working from home. And joining us is a mompreneur, who happens to be a very good friend of mine, Ginger Arboleda. She has a lot of stories to tell you in this episode.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/a-unique-wfh-strategy-for-productivity-episode-31.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What Are You Doing?</title>
			<itunes:title>What Are You Doing?</itunes:title>
			<pubDate>Mon, 03 Aug 2020 20:00:00 GMT</pubDate>
			<itunes:duration>3:02</itunes:duration>
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			<link>https://bit.ly/2DsHeyQ</link>
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			<itunes:episodeType>bonus</itunes:episodeType>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='https://bit.ly/2DsHeyQ'>https://bit.ly/2DsHeyQ</a><br/><br/>This episode is supported by Citi Cash Back Card, apply here: <a href='https://bit.ly/citicashbackcard'>https://bit.ly/citicashbackcard</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='https://bit.ly/2DsHeyQ'>https://bit.ly/2DsHeyQ</a><br/><br/>This episode is supported by Citi Cash Back Card, apply here: <a href='https://bit.ly/citicashbackcard'>https://bit.ly/citicashbackcard</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Your Net Worth is Not Your Self-Worth</title>
			<itunes:title>Your Net Worth is Not Your Self-Worth</itunes:title>
			<pubDate>Thu, 30 Jul 2020 23:00:00 GMT</pubDate>
			<itunes:duration>15:32</itunes:duration>
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			<itunes:season>3</itunes:season>
			<itunes:episode>30</itunes:episode>
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			<description><![CDATA[Welcome to Episode 30 of The 80 Percent. Today, we’ll talk about the importance of self-worth and the concept of &quot;money shame.&quot;<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/your-net-worth-is-not-your-self-worth-episode-30.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 30 of The 80 Percent. Today, we’ll talk about the importance of self-worth and the concept of &quot;money shame.&quot;<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/your-net-worth-is-not-your-self-worth-episode-30.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The 5 Stages of Financial Wellness</title>
			<itunes:title>The 5 Stages of Financial Wellness</itunes:title>
			<pubDate>Thu, 23 Jul 2020 17:00:00 GMT</pubDate>
			<itunes:duration>15:57</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>3</itunes:season>
			<itunes:episode>29</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c2fff.jpg"/>
			<description><![CDATA[Welcome to Episode 29 of The 80 Percent. Today, we’ll talk about the 5 stages of financial wellness. Or in other words, this is the emotional journey you’ll go through when you start improving your personal finance.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-5-stages-of-financial-wellness-episode-29.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 29 of The 80 Percent. Today, we’ll talk about the 5 stages of financial wellness. Or in other words, this is the emotional journey you’ll go through when you start improving your personal finance.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-5-stages-of-financial-wellness-episode-29.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Earn P100,000 in 30 Days</title>
			<itunes:title>How to Earn P100,000 in 30 Days</itunes:title>
			<pubDate>Thu, 16 Jul 2020 20:00:00 GMT</pubDate>
			<itunes:duration>12:15</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-earn-p100000-in-30-days-episode-28.html</link>
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			<itunes:episode>28</itunes:episode>
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			<description><![CDATA[Welcome to Episode 28 of The 80 Percent. Today, I’ll share with you 3 amazing true stories of people who earned P100,000 in less than 30 days during this pandemic.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-earn-p100000-in-30-days-episode-28.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 28 of The 80 Percent. Today, I’ll share with you 3 amazing true stories of people who earned P100,000 in less than 30 days during this pandemic.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-earn-p100000-in-30-days-episode-28.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[How to Make Money While You're Young]]></title>
			<itunes:title><![CDATA[How to Make Money While You're Young]]></itunes:title>
			<pubDate>Mon, 13 Jul 2020 20:00:00 GMT</pubDate>
			<itunes:duration>4:42</itunes:duration>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='https://bit.ly/2W5sHzq'>https://bit.ly/2W5sHzq</a><br/><br/>This episode is supported by Citi Cash Back Card, apply here: <a href='https://bit.ly/citicashbackcard'>https://bit.ly/citicashbackcard</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='https://bit.ly/2W5sHzq'>https://bit.ly/2W5sHzq</a><br/><br/>This episode is supported by Citi Cash Back Card, apply here: <a href='https://bit.ly/citicashbackcard'>https://bit.ly/citicashbackcard</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Learning the Valuable Habit of Reading</title>
			<itunes:title>Learning the Valuable Habit of Reading</itunes:title>
			<pubDate>Thu, 09 Jul 2020 16:00:00 GMT</pubDate>
			<itunes:duration>28:08</itunes:duration>
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			<description><![CDATA[Welcome to Episode 27 of The 80 Percent. Today, we’re talking about reading. And joining us is the host of On The Money on ANC, Ms. Salve Duplito. She’ll share with us stories and tips on how to learn the valuable habit of reading.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/learning-the-valuable-habit-of-reading-episode-27.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 27 of The 80 Percent. Today, we’re talking about reading. And joining us is the host of On The Money on ANC, Ms. Salve Duplito. She’ll share with us stories and tips on how to learn the valuable habit of reading.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/learning-the-valuable-habit-of-reading-episode-27.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Diversify Your Investments</title>
			<itunes:title>How to Diversify Your Investments</itunes:title>
			<pubDate>Thu, 02 Jul 2020 18:00:00 GMT</pubDate>
			<itunes:duration>16:06</itunes:duration>
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			<itunes:episode>26</itunes:episode>
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			<description><![CDATA[Welcome to episode 26 of The 80 Percent. Today we’re again answering a couple of questions that was sent by our listeners. We’ll talk about the different ways to diversify, why it’s important, and how to know if you’re becoming over-diversified.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-diversify-your-investments-episode-26.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 26 of The 80 Percent. Today we’re again answering a couple of questions that was sent by our listeners. We’ll talk about the different ways to diversify, why it’s important, and how to know if you’re becoming over-diversified.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-diversify-your-investments-episode-26.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>4 Ways to Nurture a Success Mindset</title>
			<itunes:title>4 Ways to Nurture a Success Mindset</itunes:title>
			<pubDate>Thu, 25 Jun 2020 23:00:00 GMT</pubDate>
			<itunes:duration>16:17</itunes:duration>
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			<itunes:season>3</itunes:season>
			<itunes:episode>25</itunes:episode>
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			<description><![CDATA[Welcome to Episode 25 of The 80 Percent. To start off our Season 3, we’ll talk about how to have the right mindset for success.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/4-ways-to-nurture-a-success-mindset-episode-25.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to Episode 25 of The 80 Percent. To start off our Season 3, we’ll talk about how to have the right mindset for success.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/4-ways-to-nurture-a-success-mindset-episode-25.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The First Principle of Building Wealth</title>
			<itunes:title>The First Principle of Building Wealth</itunes:title>
			<pubDate>Thu, 18 Jun 2020 18:00:00 GMT</pubDate>
			<itunes:duration>12:24</itunes:duration>
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			<link>https://fitzvillafuerte.com/the-first-principle-of-building-wealth-episode-24.html</link>
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			<itunes:episode>24</itunes:episode>
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			<description><![CDATA[Welcome to episode 24 of The 80 Percent. Today, we’ll talk about the first fundamental principle of building massive wealth.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-first-principle-of-building-wealth-episode-24.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 24 of The 80 Percent. Today, we’ll talk about the first fundamental principle of building massive wealth.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-first-principle-of-building-wealth-episode-24.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Quick Tips When Starting a Business</title>
			<itunes:title>Quick Tips When Starting a Business</itunes:title>
			<pubDate>Thu, 11 Jun 2020 17:00:00 GMT</pubDate>
			<itunes:duration>14:19</itunes:duration>
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			<link>https://fitzvillafuerte.com/quick-tips-when-starting-a-business-episode-23.html</link>
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			<itunes:episode>23</itunes:episode>
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			<description><![CDATA[Welcome to episode 23 of The 80 Percent. Today we’re answering questions that was sent to us by our listeners about starting a business.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/quick-tips-when-starting-a-business-episode-23.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 23 of The 80 Percent. Today we’re answering questions that was sent to us by our listeners about starting a business.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/quick-tips-when-starting-a-business-episode-23.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Don’t Fall Into The Sunk Cost Trap</title>
			<itunes:title>Don’t Fall Into The Sunk Cost Trap</itunes:title>
			<pubDate>Thu, 04 Jun 2020 17:00:00 GMT</pubDate>
			<itunes:duration>16:44</itunes:duration>
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			<link>https://fitzvillafuerte.com/dont-fall-into-the-sunk-cost-trap-episode-22.html</link>
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			<itunes:season>2</itunes:season>
			<itunes:episode>22</itunes:episode>
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			<description><![CDATA[Welcome to episode 22 of The 80 Percent. Today we’re talking about a common topic in behavioral economics, which is the Sunk Cost Fallacy.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/dont-fall-into-the-sunk-cost-trap-episode-22.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 22 of The 80 Percent. Today we’re talking about a common topic in behavioral economics, which is the Sunk Cost Fallacy.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/dont-fall-into-the-sunk-cost-trap-episode-22.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Cope with Losing Your Job</title>
			<itunes:title>How to Cope with Losing Your Job</itunes:title>
			<pubDate>Wed, 27 May 2020 19:00:00 GMT</pubDate>
			<itunes:duration>31:54</itunes:duration>
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			<link>https://fitzvillafuerte.com/how-to-cope-with-losing-your-job-episode-21.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>21</itunes:episode>
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			<description><![CDATA[Welcome to episode 21 of The 80 Percent. Today’s episode is about how you can cope with losing your job. And to discuss this topic, I’ve invited Doc Gia Sison and Sir Renz Argao of the Walwal Sesh podcast to share with us their insights on this.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-cope-with-losing-your-job-episode-21.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 21 of The 80 Percent. Today’s episode is about how you can cope with losing your job. And to discuss this topic, I’ve invited Doc Gia Sison and Sir Renz Argao of the Walwal Sesh podcast to share with us their insights on this.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-cope-with-losing-your-job-episode-21.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Overcoming The Fear of Losing Money</title>
			<itunes:title>Overcoming The Fear of Losing Money</itunes:title>
			<pubDate>Wed, 20 May 2020 20:00:00 GMT</pubDate>
			<itunes:duration>12:37</itunes:duration>
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			<description><![CDATA[Welcome to episode 20 of The 80 Percent. Today’s episode is about overcoming your fears of losing money when investing.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/overcoming-the-fear-of-losing-money-episode-20.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 20 of The 80 Percent. Today’s episode is about overcoming your fears of losing money when investing.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/overcoming-the-fear-of-losing-money-episode-20.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How to Make Experience Your Best Teacher</title>
			<itunes:title>How to Make Experience Your Best Teacher</itunes:title>
			<pubDate>Thu, 14 May 2020 18:00:00 GMT</pubDate>
			<itunes:duration>12:39</itunes:duration>
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			<itunes:episode>19</itunes:episode>
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			<description><![CDATA[Welcome to episode 19 of The 80 Percent. Today’s episode is about the best teacher that we all have, which is of course – experience.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-make-experience-your-best-teacher-episode-19.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 19 of The 80 Percent. Today’s episode is about the best teacher that we all have, which is of course – experience.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/how-to-make-experience-your-best-teacher-episode-19.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>If Following a Budget is Hard, Then Do This Instead</title>
			<itunes:title>If Following a Budget is Hard, Then Do This Instead</itunes:title>
			<pubDate>Thu, 07 May 2020 20:00:00 GMT</pubDate>
			<itunes:duration>15:02</itunes:duration>
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			<link>https://fitzvillafuerte.com/if-following-a-budget-is-hard-then-do-this-instead-episode-18.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>18</itunes:episode>
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			<description><![CDATA[Welcome to episode 18 of The 80 Percent. Today’s episode is for everyone who is having a difficult time following a budget. I’ll share with you a simple way to reframe budgeting, which can help you develop smarter financial habits.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/if-following-a-budget-is-hard-then-do-this-instead-episode-18.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 18 of The 80 Percent. Today’s episode is for everyone who is having a difficult time following a budget. I’ll share with you a simple way to reframe budgeting, which can help you develop smarter financial habits.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/if-following-a-budget-is-hard-then-do-this-instead-episode-18.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Let’s Hack Your Bad Overspending Habits</title>
			<itunes:title>Let’s Hack Your Bad Overspending Habits</itunes:title>
			<pubDate>Wed, 29 Apr 2020 20:00:00 GMT</pubDate>
			<itunes:duration>14:29</itunes:duration>
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			<itunes:season>2</itunes:season>
			<itunes:episode>17</itunes:episode>
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			<description><![CDATA[Welcome to episode 17 of The 80 Percent. Today, I’m going to share with you strategies to avoid overspending.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/lets-hack-your-bad-overspending-habits-episode-17.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 17 of The 80 Percent. Today, I’m going to share with you strategies to avoid overspending.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/lets-hack-your-bad-overspending-habits-episode-17.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>7 Ways To Make Money During The Lockdown</title>
			<itunes:title>7 Ways To Make Money During The Lockdown</itunes:title>
			<pubDate>Wed, 22 Apr 2020 21:00:00 GMT</pubDate>
			<itunes:duration>20:12</itunes:duration>
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			<link>https://fitzvillafuerte.com/7-ways-to-make-money-during-the-lockdown-episode-16.html</link>
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			<itunes:episode>16</itunes:episode>
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			<description><![CDATA[Welcome to episode 16 of The 80 Percent. Today, I’m giving you 7 ways you can make money during this community quarantine or lockdown.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/7-ways-to-make-money-during-the-lockdown-episode-16.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 16 of The 80 Percent. Today, I’m giving you 7 ways you can make money during this community quarantine or lockdown.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/7-ways-to-make-money-during-the-lockdown-episode-16.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Band-Aids Don't Fix Bullet Holes]]></title>
			<itunes:title><![CDATA[Band-Aids Don't Fix Bullet Holes]]></itunes:title>
			<pubDate>Wed, 15 Apr 2020 19:00:00 GMT</pubDate>
			<itunes:duration>11:48</itunes:duration>
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			<itunes:season>2</itunes:season>
			<itunes:episode>15</itunes:episode>
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			<description><![CDATA[Welcome to episode 15 of The 80 Percent. Today, we’ll talk about the personal finance lesson that we can learn from that line in Taylor Swift&apos;s song &apos;Bad Blood&apos;.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/band-aids-dont-fix-bullet-holes-episode-15.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 15 of The 80 Percent. Today, we’ll talk about the personal finance lesson that we can learn from that line in Taylor Swift&apos;s song &apos;Bad Blood&apos;.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/band-aids-dont-fix-bullet-holes-episode-15.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[It's Hard to Hit a Target That You Cannot See]]></title>
			<itunes:title><![CDATA[It's Hard to Hit a Target That You Cannot See]]></itunes:title>
			<pubDate>Wed, 08 Apr 2020 21:00:00 GMT</pubDate>
			<itunes:duration>18:35</itunes:duration>
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			<link>https://fitzvillafuerte.com/its-hard-to-hit-a-target-that-you-cannot-see-episode-14.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[Welcome to episode 14 of The 80 Percent. Today, we&apos;ll talk about why it&apos;s important to have financial goals. We&apos;ll learn how to set SMARTER goals, and what is and how to apply the Principle of Matching when it comes to investing.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/its-hard-to-hit-a-target-that-you-cannot-see-episode-14.html'>visit my blog post here</a>.<br/><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 14 of The 80 Percent. Today, we&apos;ll talk about why it&apos;s important to have financial goals. We&apos;ll learn how to set SMARTER goals, and what is and how to apply the Principle of Matching when it comes to investing.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/its-hard-to-hit-a-target-that-you-cannot-see-episode-14.html'>visit my blog post here</a>.<br/><br/><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The One Who Succeeds Most in Life</title>
			<itunes:title>The One Who Succeeds Most in Life</itunes:title>
			<pubDate>Wed, 01 Apr 2020 21:00:00 GMT</pubDate>
			<itunes:duration>12:15</itunes:duration>
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			<link>https://fitzvillafuerte.com/the-one-who-succeeds-most-in-life-episode-13.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>2</itunes:season>
			<itunes:episode>13</itunes:episode>
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			<description><![CDATA[Welcome to episode 13 of The 80 Percent. Today, we’ll talk about the importance of having focus.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-one-who-succeeds-most-in-life-episode-13.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 13 of The 80 Percent. Today, we’ll talk about the importance of having focus.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-one-who-succeeds-most-in-life-episode-13.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Welcome to The 80 Percent podcast!</title>
			<itunes:title>Welcome to The 80 Percent podcast!</itunes:title>
			<pubDate>Mon, 30 Mar 2020 12:00:00 GMT</pubDate>
			<itunes:duration>1:25</itunes:duration>
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			<itunes:season>2</itunes:season>
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			<description><![CDATA[Welcome to The 80 Percent podcast! Please remember to follow or subscribe. Thank you for listening. Check out our website, <a href='https://the80percentpodcast.com'>the80percentpodcast.com</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to The 80 Percent podcast! Please remember to follow or subscribe. Thank you for listening. Check out our website, <a href='https://the80percentpodcast.com'>the80percentpodcast.com</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Science of Boredom</title>
			<itunes:title>The Science of Boredom</itunes:title>
			<pubDate>Wed, 25 Mar 2020 19:00:00 GMT</pubDate>
			<itunes:duration>13:42</itunes:duration>
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			<itunes:episode>12</itunes:episode>
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			<description><![CDATA[Welcome to episode 12 of The 80 Percent. Today, we’ll talk about the science of boredom and how it can benefit ourselves and our personal finance.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-science-of-boredom-episode-12.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 12 of The 80 Percent. Today, we’ll talk about the science of boredom and how it can benefit ourselves and our personal finance.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-science-of-boredom-episode-12.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Community Quarantine & Lockdown Money Tips]]></title>
			<itunes:title><![CDATA[Community Quarantine & Lockdown Money Tips]]></itunes:title>
			<pubDate>Wed, 18 Mar 2020 18:00:00 GMT</pubDate>
			<itunes:duration>18:57</itunes:duration>
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			<link>https://fitzvillafuerte.com/community-quarantine-lockdown-money-tips-episode-11.html</link>
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			<itunes:episode>11</itunes:episode>
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			<description><![CDATA[Welcome to episode 11 of The 80 Percent. Today, we’ll talk about how to be financially smart during these times that we’re on community quarantine or lockdown.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/community-quarantine-lockdown-money-tips-episode-11.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 11 of The 80 Percent. Today, we’ll talk about how to be financially smart during these times that we’re on community quarantine or lockdown.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/community-quarantine-lockdown-money-tips-episode-11.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How I Invest and Manage My Finances When the Stock Market is Down</title>
			<itunes:title>How I Invest and Manage My Finances When the Stock Market is Down</itunes:title>
			<pubDate>Sun, 15 Mar 2020 20:00:00 GMT</pubDate>
			<itunes:duration>5:41</itunes:duration>
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			<link>http://bit.ly/3cYvEZn</link>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='http://bit.ly/3cYvEZn'>http://bit.ly/3cYvEZn</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='http://bit.ly/3cYvEZn'>http://bit.ly/3cYvEZn</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Let's Talk About The Kurot Principle]]></title>
			<itunes:title><![CDATA[Let's Talk About The Kurot Principle]]></itunes:title>
			<pubDate>Wed, 11 Mar 2020 21:00:00 GMT</pubDate>
			<itunes:duration>15:41</itunes:duration>
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			<link>https://fitzvillafuerte.com/lets-talk-about-the-kurot-principle-episode-10.html</link>
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			<acast:showId>619c2930f5a46f00146c45fd</acast:showId>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:episode>10</itunes:episode>
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			<description><![CDATA[Welcome to episode 10 of The 80 Percent. Today, we’ll talk about the Kurot Principle.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/lets-talk-about-the-kurot-principle-episode-10.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 10 of The 80 Percent. Today, we’ll talk about the Kurot Principle.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/lets-talk-about-the-kurot-principle-episode-10.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Focus on What You Can Control</title>
			<itunes:title>Focus on What You Can Control</itunes:title>
			<pubDate>Wed, 04 Mar 2020 21:00:00 GMT</pubDate>
			<itunes:duration>17:24</itunes:duration>
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			<link>https://fitzvillafuerte.com/focus-on-what-you-can-control-episode-9.html</link>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>9</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/619c2930f5a46f00146c45fd/619c293874220d00134c3016.jpg"/>
			<description><![CDATA[Welcome to episode 9 of The 80 Percent. Today, we’ll talk a little bit about the Philosophy of Stoicism.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/focus-on-what-you-can-control-episode-9.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 9 of The 80 Percent. Today, we’ll talk a little bit about the Philosophy of Stoicism.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/focus-on-what-you-can-control-episode-9.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>On Love, Depression, and Success</title>
			<itunes:title>On Love, Depression, and Success</itunes:title>
			<pubDate>Sun, 01 Mar 2020 16:00:00 GMT</pubDate>
			<itunes:duration>6:09</itunes:duration>
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			<link>https://bit.ly/3chCwRe</link>
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			<itunes:episodeType>bonus</itunes:episodeType>
			<itunes:season>1</itunes:season>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='http://bit.ly/3chCwRe'>http://bit.ly/3chCwRe</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='http://bit.ly/3chCwRe'>http://bit.ly/3chCwRe</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>8 Wrong Beliefs About Money</title>
			<itunes:title>8 Wrong Beliefs About Money</itunes:title>
			<pubDate>Wed, 26 Feb 2020 19:00:00 GMT</pubDate>
			<itunes:duration>14:07</itunes:duration>
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			<link>https://fitzvillafuerte.com/8-wrong-beliefs-about-money-episode-8.html</link>
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			<itunes:season>1</itunes:season>
			<itunes:episode>8</itunes:episode>
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			<description><![CDATA[Welcome to episode 8 of The 80 Percent. Today, we’ll talk about 8 unhealthy mindsets about money.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/8-wrong-beliefs-about-money-episode-8.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 8 of The 80 Percent. Today, we’ll talk about 8 unhealthy mindsets about money.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/8-wrong-beliefs-about-money-episode-8.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Infinite Number of Shades of Gray</title>
			<itunes:title>The Infinite Number of Shades of Gray</itunes:title>
			<pubDate>Wed, 19 Feb 2020 17:00:00 GMT</pubDate>
			<itunes:duration>12:04</itunes:duration>
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			<itunes:episode>7</itunes:episode>
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			<description><![CDATA[Welcome to episode 7 of The 80 Percent. Today, we’ll talk about the choice between saving for the future and enjoying life today. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-infinite-number-of-shades-of-gray-episode-7.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 7 of The 80 Percent. Today, we’ll talk about the choice between saving for the future and enjoying life today. <br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-infinite-number-of-shades-of-gray-episode-7.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why Love Is Your Best Investment</title>
			<itunes:title>Why Love Is Your Best Investment</itunes:title>
			<pubDate>Thu, 13 Feb 2020 20:00:00 GMT</pubDate>
			<itunes:duration>1:45</itunes:duration>
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			<description><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='http://bit.ly/3bAeII3'>http://bit.ly/3bAeII3</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Reblog are special episodes of The 80 Percent podcast. It’s when I read a selected article from my personal finance blog and website, Ready To Be Rich.<br/><br/>You can read today&apos;s article here: <a href='http://bit.ly/3bAeII3'>http://bit.ly/3bAeII3</a><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Personal Finance for Couples</title>
			<itunes:title>Personal Finance for Couples</itunes:title>
			<pubDate>Wed, 12 Feb 2020 18:00:00 GMT</pubDate>
			<itunes:duration>17:31</itunes:duration>
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			<itunes:episode>6</itunes:episode>
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			<description><![CDATA[Welcome to episode 6 of The 80 Percent. Today, we’ll talk about love, money, and relationships.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/personal-finance-for-couples-episode-6.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 6 of The 80 Percent. Today, we’ll talk about love, money, and relationships.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/personal-finance-for-couples-episode-6.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Remember to Run Your Own Race</title>
			<itunes:title>Remember to Run Your Own Race</itunes:title>
			<pubDate>Wed, 05 Feb 2020 17:00:00 GMT</pubDate>
			<itunes:duration>16:45</itunes:duration>
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			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[Welcome to episode 5 of The 80 Percent. Today, we’ll talk about the importance of knowing who you are and what you want in life.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/remember-to-run-your-own-race-episode-5.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 5 of The 80 Percent. Today, we’ll talk about the importance of knowing who you are and what you want in life.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/remember-to-run-your-own-race-episode-5.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[It's Hard to Improve What You Don't Measure]]></title>
			<itunes:title><![CDATA[It's Hard to Improve What You Don't Measure]]></itunes:title>
			<pubDate>Wed, 29 Jan 2020 17:00:00 GMT</pubDate>
			<itunes:duration>18:27</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
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			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[Welcome to episode 4 of The 80 Percent. Today, we’ll talk about optimizing our spending. Paano ba natin babawasan ang gastos?<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/its-hard-to-improve-what-you-dont-measure-episode-4.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 4 of The 80 Percent. Today, we’ll talk about optimizing our spending. Paano ba natin babawasan ang gastos?<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/its-hard-to-improve-what-you-dont-measure-episode-4.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>A Baby Step is Still a Step Forward</title>
			<itunes:title>A Baby Step is Still a Step Forward</itunes:title>
			<pubDate>Thu, 23 Jan 2020 21:00:00 GMT</pubDate>
			<itunes:duration>19:52</itunes:duration>
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			<link>https://fitzvillafuerte.com/the-80-percent-podcast-show-notes-for-episodes-1-2-and-3.html</link>
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			<itunes:season>1</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[Welcome to episode 3 of The 80 Percent. Today, we’ll talk about two things, persistence and progression.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-80-percent-podcast-show-notes-for-episodes-1-2-and-3.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 3 of The 80 Percent. Today, we’ll talk about two things, persistence and progression.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-80-percent-podcast-show-notes-for-episodes-1-2-and-3.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Save Money with Mini Habits</title>
			<itunes:title>Save Money with Mini Habits</itunes:title>
			<pubDate>Wed, 22 Jan 2020 12:00:00 GMT</pubDate>
			<itunes:duration>9:04</itunes:duration>
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			<itunes:episode>2</itunes:episode>
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			<description><![CDATA[Welcome to episode 2 of The 80 Percent. Today, we’ll talk about this super easy way to learn how to save money.<br/><br/>As in sobrang effortless! For the show notes, <a href='https://fitzvillafuerte.com/the-80-percent-podcast-show-notes-for-episodes-1-2-and-3.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 2 of The 80 Percent. Today, we’ll talk about this super easy way to learn how to save money.<br/><br/>As in sobrang effortless! For the show notes, <a href='https://fitzvillafuerte.com/the-80-percent-podcast-show-notes-for-episodes-1-2-and-3.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why Is It Called The 80 Percent?</title>
			<itunes:title>Why Is It Called The 80 Percent?</itunes:title>
			<pubDate>Sun, 19 Jan 2020 18:00:00 GMT</pubDate>
			<itunes:duration>14:52</itunes:duration>
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			<itunes:episode>1</itunes:episode>
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			<description><![CDATA[Welcome to episode 1 of The 80 Percent. Today, we’ll talk about the title of this podcast and why I chose to name it, “The 80 Percent”.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-80-percent-podcast-show-notes-for-episodes-1-2-and-3.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to episode 1 of The 80 Percent. Today, we’ll talk about the title of this podcast and why I chose to name it, “The 80 Percent”.<br/><br/>For the show notes, <a href='https://fitzvillafuerte.com/the-80-percent-podcast-show-notes-for-episodes-1-2-and-3.html'>visit my blog post here</a>.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
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			<itunes:category text="Investing"/>
		</itunes:category>
		<itunes:category text="Education">
			<itunes:category text="Self-Improvement"/>
		</itunes:category>
		<itunes:category text="Business">
			<itunes:category text="Entrepreneurship"/>
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