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		<title>The Benefit Roast</title>
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		<copyright>Benefit Indemnity Corporation</copyright>
		<itunes:keywords>health benfits, small group health benefits, COBRA,employer health benefits,small group insurance,group insurance,employee benefits,self-funded insurance</itunes:keywords>
		<itunes:author>Benefit Indemnity Corporation</itunes:author>
		<itunes:subtitle>A Weekly Discussion on Health Benefits</itunes:subtitle>
		<itunes:summary><![CDATA[<p>The weekly Benefit Roast, sponsored by Benefit Indemnity Corporation, creates an open forum for a frank discussion of employer health benefits.</p><br><p>Whether you are a large group or as small as five employees, Rodger Bayne, president of Benefit Indemnity Corporation, will provide you with information, his expertise and his experience having developed and created health plans for a variety of situations.</p><br><p>In addition to a brief topical discussion at the beginning, Rodger welcomes questions, comments, complaints, success stories and everything else. If it's about employee health benefits, then he's all ears.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[<p>The weekly Benefit Roast, sponsored by Benefit Indemnity Corporation, creates an open forum for a frank discussion of employer health benefits.</p><br><p>Whether you are a large group or as small as five employees, Rodger Bayne, president of Benefit Indemnity Corporation, will provide you with information, his expertise and his experience having developed and created health plans for a variety of situations.</p><br><p>In addition to a brief topical discussion at the beginning, Rodger welcomes questions, comments, complaints, success stories and everything else. If it's about employee health benefits, then he's all ears.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<itunes:name>Rodger Bayne</itunes:name>
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			<title>Your Offseason Can Set You Up for a Full Year of Support</title>
			<itunes:title>Your Offseason Can Set You Up for a Full Year of Support</itunes:title>
			<pubDate>Mon, 08 Feb 2021 15:10:40 GMT</pubDate>
			<itunes:duration>31:38</itunes:duration>
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			<description><![CDATA[<p>How do we build our health benefits business so that the fourth quarter isn't THE QUARTER. How can we capture clients and deliver value throughout the year?</p><br><p>Rodger Bayne, president of Benefit Indemnity Corporation, explains some strategies for driving sales earlier in the year.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>How do we build our health benefits business so that the fourth quarter isn't THE QUARTER. How can we capture clients and deliver value throughout the year?</p><br><p>Rodger Bayne, president of Benefit Indemnity Corporation, explains some strategies for driving sales earlier in the year.</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Discover The Deep History of Self-Funded Health Benefits</title>
			<itunes:title>Discover The Deep History of Self-Funded Health Benefits</itunes:title>
			<pubDate>Mon, 25 Jan 2021 14:29:58 GMT</pubDate>
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			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the rich history of self-funding health benefits in this episode of the Benefit Roast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the rich history of self-funding health benefits in this episode of the Benefit Roast.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Self-Funded Insurance Case Studies</title>
			<itunes:title>Self-Funded Insurance Case Studies</itunes:title>
			<pubDate>Mon, 05 Aug 2019 20:36:09 GMT</pubDate>
			<itunes:duration>28:12</itunes:duration>
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			<itunes:episode>20</itunes:episode>
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			<description><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, offers some real case studies of companies that find self funding a successful method for providing employee benefits. And he shares how much of a claims surplus refund check each company saw.</p><br><p>SHOW MORE</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, offers some real case studies of companies that find self funding a successful method for providing employee benefits. And he shares how much of a claims surplus refund check each company saw.</p><br><p>SHOW MORE</p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Flexibility and Structure in Self Funding</title>
			<itunes:title>Flexibility and Structure in Self Funding</itunes:title>
			<pubDate>Mon, 22 Jul 2019 20:26:34 GMT</pubDate>
			<itunes:duration>20:29</itunes:duration>
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			<itunes:episode>18</itunes:episode>
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			<description><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains how self funding health care benefits can be both structured and flexible to meet employer, budgetary and employee needs.</p><br><p>To learn more, visit <a href="https://www.youtube.com/redirect?v=DjAmsNaHVvc&amp;event=video_description&amp;q=http%3A%2F%2Fbenefitindemnity.co&amp;redir_token=ndmjB4OrDvC2ykP_9bBM8EYNpVl8MTU3MDgyNTYzMkAxNTcwNzM5MjMy" target="_blank">http://benefitindemnity.co</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains how self funding health care benefits can be both structured and flexible to meet employer, budgetary and employee needs.</p><br><p>To learn more, visit <a href="https://www.youtube.com/redirect?v=DjAmsNaHVvc&amp;event=video_description&amp;q=http%3A%2F%2Fbenefitindemnity.co&amp;redir_token=ndmjB4OrDvC2ykP_9bBM8EYNpVl8MTU3MDgyNTYzMkAxNTcwNzM5MjMy" target="_blank">http://benefitindemnity.co</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>The Benefit Roast: One of the Most Persistent Questions</title>
			<itunes:title>The Benefit Roast: One of the Most Persistent Questions</itunes:title>
			<pubDate>Sun, 21 Jul 2019 14:37:16 GMT</pubDate>
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			<itunes:episode>13</itunes:episode>
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			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the answer to one of the most common questions he hears about self insurance.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the answer to one of the most common questions he hears about self insurance.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>The Benefit Roast: Savings...Not Just on Price</title>
			<itunes:title>The Benefit Roast: Savings...Not Just on Price</itunes:title>
			<pubDate>Sun, 21 Jul 2019 14:28:45 GMT</pubDate>
			<itunes:duration>30:42</itunes:duration>
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			<itunes:episode>14</itunes:episode>
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			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, describes one important way that small business owners can benefit from using self funding for their employee health benefits. Learn how some business owners get back thousands of dollars each year.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, describes one important way that small business owners can benefit from using self funding for their employee health benefits. Learn how some business owners get back thousands of dollars each year.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>The Benefit Roast: Dissecting the Group Risk Assessment</title>
			<itunes:title>The Benefit Roast: Dissecting the Group Risk Assessment</itunes:title>
			<pubDate>Thu, 18 Jul 2019 15:42:05 GMT</pubDate>
			<itunes:duration>28:45</itunes:duration>
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			<acast:episodeUrl>16-the-benefit-roast-dissecting-the-group-risk-assessment</acast:episodeUrl>
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			<itunes:episode>16</itunes:episode>
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			<description><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains in detail how the company's Group Risk Assessment came about, what it asks and how the answers can better inform any small business owner.</p><br><p>To contact Rodger Bayne, visit http://benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains in detail how the company's Group Risk Assessment came about, what it asks and how the answers can better inform any small business owner.</p><br><p>To contact Rodger Bayne, visit http://benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Benefit Roast: Turning the Process Right Side Up</title>
			<itunes:title>The Benefit Roast: Turning the Process Right Side Up</itunes:title>
			<pubDate>Mon, 08 Jul 2019 14:41:05 GMT</pubDate>
			<itunes:duration>51:04</itunes:duration>
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			<acast:episodeUrl>15-the-benefit-roast-turning-the-process-right-side-up</acast:episodeUrl>
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			<itunes:episode>15</itunes:episode>
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			<description><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains why the current process of obtaining health benefits is upside down. Employers are getting quotes without the benefit of all available information and they are forced to race to complete the required paperwork, which makes it difficult for them and their insurance broker.</p><br><p>Rodger's approach relieves this pressure in a manner that benefits everyone. Listen to learn more.</p><br><p>To complete a no-obligation, free Group Risk Assessment, visit http://benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains why the current process of obtaining health benefits is upside down. Employers are getting quotes without the benefit of all available information and they are forced to race to complete the required paperwork, which makes it difficult for them and their insurance broker.</p><br><p>Rodger's approach relieves this pressure in a manner that benefits everyone. Listen to learn more.</p><br><p>To complete a no-obligation, free Group Risk Assessment, visit http://benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Separating the Self-Funded Insurance Myths from Facts</title>
			<itunes:title>Separating the Self-Funded Insurance Myths from Facts</itunes:title>
			<pubDate>Thu, 23 May 2019 15:58:49 GMT</pubDate>
			<itunes:duration>26:18</itunes:duration>
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			<acast:episodeUrl>12-separating-the-self-funded-insurance-myths-from-facts</acast:episodeUrl>
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			<itunes:episode>12</itunes:episode>
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			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, is joined by one of his brokers, Dan Single, as they discuss some of the common myths that employers have about self funding their health benefits. Discover what Single says every employer has a right to, but few take advantage of.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, is joined by one of his brokers, Dan Single, as they discuss some of the common myths that employers have about self funding their health benefits. Discover what Single says every employer has a right to, but few take advantage of.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Self Funding Myth: I Don't Qualify for Preferred Rates]]></title>
			<itunes:title><![CDATA[Self Funding Myth: I Don't Qualify for Preferred Rates]]></itunes:title>
			<pubDate>Tue, 14 May 2019 17:43:54 GMT</pubDate>
			<itunes:duration>43:02</itunes:duration>
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			<acast:episodeUrl>11-self-funding-myth-i-dont-qualify-for-preferred-rates</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>11</itunes:episode>
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			<description><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains a common myth that business owners hold. He explains that businesses with as few as 5 employees are qualifying for preferred rates for their self-funded insurance, which provides them better coverage than most traditional options.</p><br><p>Want to learn more? Visit benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains a common myth that business owners hold. He explains that businesses with as few as 5 employees are qualifying for preferred rates for their self-funded insurance, which provides them better coverage than most traditional options.</p><br><p>Want to learn more? Visit benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Self-Funding Myth: An Owner Can't Afford the Exposure]]></title>
			<itunes:title><![CDATA[Self-Funding Myth: An Owner Can't Afford the Exposure]]></itunes:title>
			<pubDate>Tue, 14 May 2019 16:18:26 GMT</pubDate>
			<itunes:duration>28:55</itunes:duration>
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			<acast:episodeUrl>10-self-funding-myth-an-owner-cant-afford-the-exposure</acast:episodeUrl>
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			<itunes:episode>10</itunes:episode>
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			<description><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains a common myth about self-funded insurance. He explains how employers with as few as 5 employees can actually afford to provide health benefits through self-funding.</p><br><p>To contact Rodger, visit http://benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rodger Bayne, president of Benefit Indemnity Corporation, explains a common myth about self-funded insurance. He explains how employers with as few as 5 employees can actually afford to provide health benefits through self-funding.</p><br><p>To contact Rodger, visit http://benefitindemnity.co</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>How Can I Run a Business and a Health Plan, Too</title>
			<itunes:title>How Can I Run a Business and a Health Plan, Too</itunes:title>
			<pubDate>Wed, 01 May 2019 13:21:53 GMT</pubDate>
			<itunes:duration>40:18</itunes:duration>
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			<acast:episodeUrl>9-how-can-i-run-a-business-and-a-health-plan-too</acast:episodeUrl>
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			<itunes:episode>9</itunes:episode>
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			<description><![CDATA[<p>Rodger Bayne, Benefit Indemnity Corporation president, addresses one of the biggest myths about self-funded health insurance: that it's impossible to run a health plan and a business at the same time.</p><p>Bayne explains how the self-funded insurance company provides many of the services that might otherwise hinder a business owner from choosing this affordable health plan option.</p><p>Have a question for Rodger to answer? Email him at rodger.bayne@benefitndemnity.co or call him at 443-275-7412.</p><p>Look for a new episode next week.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Rodger Bayne, Benefit Indemnity Corporation president, addresses one of the biggest myths about self-funded health insurance: that it's impossible to run a health plan and a business at the same time.</p><p>Bayne explains how the self-funded insurance company provides many of the services that might otherwise hinder a business owner from choosing this affordable health plan option.</p><p>Have a question for Rodger to answer? Email him at rodger.bayne@benefitndemnity.co or call him at 443-275-7412.</p><p>Look for a new episode next week.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Overcoming Perceived Obstacles to Self-Funding</title>
			<itunes:title>Overcoming Perceived Obstacles to Self-Funding</itunes:title>
			<pubDate>Tue, 23 Apr 2019 15:25:30 GMT</pubDate>
			<itunes:duration>37:23</itunes:duration>
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			<link>https://shows.acast.com/the-benefit-roast/episodes/8-overcoming-perceived-obstacles-to-self-funding</link>
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			<acast:episodeUrl>8-overcoming-perceived-obstacles-to-self-funding</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[Rodger Bayne, president of <a href="http://benefitindemnity.co" target="_blank">Benefit Indemnity Corporation</a>, explains some of the common obstacles to self-funded insurance that he hears from business owners. He explores why these objections make no sense and how prudent business owners explore all the options for providing health benefits to their employees before accepting what might be costly mistake.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of <a href="http://benefitindemnity.co" target="_blank">Benefit Indemnity Corporation</a>, explains some of the common obstacles to self-funded insurance that he hears from business owners. He explores why these objections make no sense and how prudent business owners explore all the options for providing health benefits to their employees before accepting what might be costly mistake.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>What The Association Health Plan Ruling, and GOP Delay on Repeal-And-Replace Mean</title>
			<itunes:title>What The Association Health Plan Ruling, and GOP Delay on Repeal-And-Replace Mean</itunes:title>
			<pubDate>Wed, 17 Apr 2019 13:35:58 GMT</pubDate>
			<itunes:duration>31:04</itunes:duration>
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			<acast:showId>5c6f2c8edcddd0f657ad9f22</acast:showId>
			<acast:episodeUrl>7-what-the-association-health-plan-ruling-and-gop-delay-on-r</acast:episodeUrl>
			<acast:settings><![CDATA[FYjHyZbXWHZ7gmX8Pp1rmRbkUlg2iR8fDtnl1O71B2N8B7jZZH+7YdsHlGFxMJ/J5aezIGfvNf36eRIX7uKPRJ5hUrItTBobRTK1aMRxPUs0ESD4pVaJQJKKMpTeixG6FhkA6zKrcDqAKspbZ0h0NcEETB4vSxbKMUfYrjUlTKblAMY84oGKj1j/QPBZcIqIT3o/JYXwFmvvpyLGVHAUt8oGocGgDDSI2sR2Kpvu4+pqheksmKsW6Ml2An45FhSQ]]></acast:settings>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, a national insurance brokerage, explains what a court ruling involving association health plans and what President Trump and the Republicans' plan to delay action on their anticipated repeal-and-replace of the Affordable Care Act mean for business owners and employers who want to provide affordable health care coverage to their employees.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, a national insurance brokerage, explains what a court ruling involving association health plans and what President Trump and the Republicans' plan to delay action on their anticipated repeal-and-replace of the Affordable Care Act mean for business owners and employers who want to provide affordable health care coverage to their employees.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Addressing Misconceptions about Health Care and Health Insurance</title>
			<itunes:title>Addressing Misconceptions about Health Care and Health Insurance</itunes:title>
			<pubDate>Mon, 08 Apr 2019 13:11:53 GMT</pubDate>
			<itunes:duration>33:38</itunes:duration>
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			<acast:episodeUrl>6-addressing-misconceptions-about-health-care-and-health-ins</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explores some of the misconceptions about health insurance while responding to two articles in the news.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explores some of the misconceptions about health insurance while responding to two articles in the news.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Prescription Drugs: Sourcing a Better Value</title>
			<itunes:title>Prescription Drugs: Sourcing a Better Value</itunes:title>
			<pubDate>Thu, 21 Mar 2019 13:52:03 GMT</pubDate>
			<itunes:duration>28:00</itunes:duration>
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			<acast:episodeUrl>5-prescription-drugs-sourcing-a-better-value</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>5</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the way prescription benefit managers and pharmaceutical companies price drugs and how business owners providing health benefits to their employees can reduce costs.&nbsp;<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the way prescription benefit managers and pharmaceutical companies price drugs and how business owners providing health benefits to their employees can reduce costs.&nbsp;<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Association Health Plans: A Value Proposition?</title>
			<itunes:title>Association Health Plans: A Value Proposition?</itunes:title>
			<pubDate>Wed, 13 Mar 2019 15:31:40 GMT</pubDate>
			<itunes:duration>44:58</itunes:duration>
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			<link>https://shows.acast.com/the-benefit-roast/episodes/4-association-health-plans-a-value-proposition</link>
			<acast:episodeId>5c892279d28d54ad75a99318</acast:episodeId>
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			<acast:episodeUrl>4-association-health-plans-a-value-proposition</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>4</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the facts and fiction surrounding association health plans and how business owners can best offer health benefits to their employees. Among the things Bayne explains is how his company provides employers with a free Group Risk Assessment to help them better determine their risks and how best to provide health benefits to their employees. To access that free Group Risk Analysis, visit https://benefitindemnity.co/sfe/groupriskanalysis/<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains the facts and fiction surrounding association health plans and how business owners can best offer health benefits to their employees. Among the things Bayne explains is how his company provides employers with a free Group Risk Assessment to help them better determine their risks and how best to provide health benefits to their employees. To access that free Group Risk Analysis, visit https://benefitindemnity.co/sfe/groupriskanalysis/<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>A Better Way to Pay Providers</title>
			<itunes:title>A Better Way to Pay Providers</itunes:title>
			<pubDate>Thu, 07 Mar 2019 19:04:24 GMT</pubDate>
			<itunes:duration>31:56</itunes:duration>
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			<acast:episodeId>5c816b42d9f60c7e27dfc440</acast:episodeId>
			<acast:showId>5c6f2c8edcddd0f657ad9f22</acast:showId>
			<acast:episodeUrl>3-a-better-way-to-pay-providers</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>3</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains how medical providers are paid, explores options for how their services might be better paid by patients, and answers questions about provider pay, Medicare for All and other employer health insurance topics.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, explains how medical providers are paid, explores options for how their services might be better paid by patients, and answers questions about provider pay, Medicare for All and other employer health insurance topics.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Provider Networks</title>
			<itunes:title>Provider Networks</itunes:title>
			<pubDate>Thu, 28 Feb 2019 06:42:56 GMT</pubDate>
			<itunes:duration>35:45</itunes:duration>
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			<link>https://shows.acast.com/the-benefit-roast/episodes/2-provider-networks</link>
			<acast:episodeId>5c76a49747e06d8643381b60</acast:episodeId>
			<acast:showId>5c6f2c8edcddd0f657ad9f22</acast:showId>
			<acast:episodeUrl>2-provider-networks</acast:episodeUrl>
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			<itunes:subtitle>Effective or Not?</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[<p>An open discussion about how provider networks, a key component of health benefits, affect coverage decisions, costs and the effectiveness of health care delivery. Rodger Bayne, president of Benefit Indemnity Corporation, a health benefits provider and innovator on employer-owned health plans, answers these questions and others.</p><p><br></p><ul><li>How does anyone know what a doctor or hospital charges anyway?</li><li>&nbsp;</li><li>What happens if a medical professional refuses to provide care at this “reference based price”?</li><li>&nbsp;</li><li>Is there enough providers willing to accept these fee levels?</li><li><br></li><li>Isn't the lack of transparency in health care cost formulas the same as how airlines change their costs?</li><li>&nbsp;</li><li>What if the very best hospital for a medical procedure is more expensive?</li></ul><p><br></p><p>Join us each Monday at 3:30 ET for the weekly Benefit Roast. Register at http://benefitindemnity.co/benefitroast</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>An open discussion about how provider networks, a key component of health benefits, affect coverage decisions, costs and the effectiveness of health care delivery. Rodger Bayne, president of Benefit Indemnity Corporation, a health benefits provider and innovator on employer-owned health plans, answers these questions and others.</p><p><br></p><ul><li>How does anyone know what a doctor or hospital charges anyway?</li><li>&nbsp;</li><li>What happens if a medical professional refuses to provide care at this “reference based price”?</li><li>&nbsp;</li><li>Is there enough providers willing to accept these fee levels?</li><li><br></li><li>Isn't the lack of transparency in health care cost formulas the same as how airlines change their costs?</li><li>&nbsp;</li><li>What if the very best hospital for a medical procedure is more expensive?</li></ul><p><br></p><p>Join us each Monday at 3:30 ET for the weekly Benefit Roast. Register at http://benefitindemnity.co/benefitroast</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Prescription Costs and Why They Are So High</title>
			<itunes:title>Prescription Costs and Why They Are So High</itunes:title>
			<pubDate>Mon, 25 Feb 2019 16:23:05 GMT</pubDate>
			<itunes:duration>31:13</itunes:duration>
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			<link>https://shows.acast.com/the-benefit-roast/episodes/1-prescription-costs-and-why-they-are-so-high</link>
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			<acast:episodeUrl>1-prescription-costs-and-why-they-are-so-high</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/undefined/1550789403201-04805a9d9dd67309862e1eacbb83d58e.jpeg"/>
			<description><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, a full-service insurance brokerage, explains why health plan prescription costs are so high and what employers can do to overcome these challenges. He also takes questions about whether drug companies are responsible and gives examples of where a simple change in dosage or location for obtaining the medications can dramatically change the cost.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Rodger Bayne, president of Benefit Indemnity Corporation, a full-service insurance brokerage, explains why health plan prescription costs are so high and what employers can do to overcome these challenges. He also takes questions about whether drug companies are responsible and gives examples of where a simple change in dosage or location for obtaining the medications can dramatically change the cost.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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