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		<title>The Local Podcast</title>
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		<itunes:keywords>Business, Management, Small Business, Marketing, Banking</itunes:keywords>
		<itunes:author><![CDATA[Pioneer Bank & Trust]]></itunes:author>
		<itunes:subtitle>A weekly rundown from the team at Pioneer Bank and Trust. </itunes:subtitle>
		<itunes:summary><![CDATA[<p>In a partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust, we will talk to the region’s business leaders to help you grow your business with local resources.&nbsp;</p><br><p>Hosted by Clay Birkeland, Pioneer Bank &amp; Trust Senior Vice President</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		<description><![CDATA[<p>In a partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust, we will talk to the region’s business leaders to help you grow your business with local resources.&nbsp;</p><br><p>Hosted by Clay Birkeland, Pioneer Bank &amp; Trust Senior Vice President</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
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			<title>Keeping Farmers Farming With Alan Hojer</title>
			<itunes:title>Keeping Farmers Farming With Alan Hojer</itunes:title>
			<pubDate>Mon, 06 Oct 2025 16:53:54 GMT</pubDate>
			<itunes:duration>21:14</itunes:duration>
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			<description><![CDATA[Host Clay Birkeland welcomes Allen Hojer of Keep Farmers Farming to discuss the critical topic of succession planning for South Dakota's farms and ranches. Allen shares his experience helping over 400 agricultural operations navigate the complex process of transitioning their life's work to the next generation. The conversation explores creating a clear vision, finding peace for the entire family, and keeping future generations inspired to continue the legacy. This episode covers the importance of planning for one of the largest transfers of wealth in our nation's history, ensuring the vitality of our rural communities for years to come.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Host Clay Birkeland welcomes Allen Hojer of Keep Farmers Farming to discuss the critical topic of succession planning for South Dakota's farms and ranches. Allen shares his experience helping over 400 agricultural operations navigate the complex process of transitioning their life's work to the next generation. The conversation explores creating a clear vision, finding peace for the entire family, and keeping future generations inspired to continue the legacy. This episode covers the importance of planning for one of the largest transfers of wealth in our nation's history, ensuring the vitality of our rural communities for years to come.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>The Future of the Family Farm with Kyle Holt</title>
			<itunes:title>The Future of the Family Farm with Kyle Holt</itunes:title>
			<pubDate>Fri, 05 Sep 2025 20:50:52 GMT</pubDate>
			<itunes:duration>18:18</itunes:duration>
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			<description><![CDATA[Clay talks with Kyle Holt, CEO of the South Dakota AG Foundation, about the organization's mission to support the future of the state's number one industry. Kyle explains how the foundation is addressing major challenges in agriculture, particularly the massive transfer of wealth facing an aging generation of producers. Learn about their flagship "Keep Farmers Farming" initiative, which provides legacy consultants to help families navigate the complex succession planning process. Since taking over the program in January, the foundation has more than doubled the number of farm families it serves, now assisting over 100 with their transition plans.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay talks with Kyle Holt, CEO of the South Dakota AG Foundation, about the organization's mission to support the future of the state's number one industry. Kyle explains how the foundation is addressing major challenges in agriculture, particularly the massive transfer of wealth facing an aging generation of producers. Learn about their flagship "Keep Farmers Farming" initiative, which provides legacy consultants to help families navigate the complex succession planning process. Since taking over the program in January, the foundation has more than doubled the number of farm families it serves, now assisting over 100 with their transition plans.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title><![CDATA[Fraudcast: President & CEO Dylan Clarkson Breaks Down Today’s Top Scams]]></title>
			<itunes:title><![CDATA[Fraudcast: President & CEO Dylan Clarkson Breaks Down Today’s Top Scams]]></itunes:title>
			<pubDate>Tue, 17 Jun 2025 19:23:24 GMT</pubDate>
			<itunes:duration>24:07</itunes:duration>
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			<description><![CDATA[<p>In this vital episode of <em>The Local Podcast</em>, host Clay Birkeland welcomes back Dylan Clarkson, President and CEO of Pioneer Bank and Trust, for a critical conversation on the evolving landscape of financial fraud. With real-time updates from the South Dakota Bankers Association, Dylan outlines how scams—from Bitcoin traps to AI-generated voice impersonations—are becoming more sophisticated and harder to detect.</p><br><p>Together, Clay and Dylan explore current fraud trends, including investment cons, cybercrimes, business email compromise, and romance scams, with a special focus on those targeting older Americans. They detail how scammers coach victims to bypass bank scrutiny, using urgency and emotional manipulation to override rational decision-making.</p><br><p>Listeners will learn:</p><p><br></p><ul><li>How recent scams are structured and deployed in South Dakota</li><li>Why “kindly” might be a red flag in suspicious emails</li><li>Why increased scrutiny from your bank is a sign of protection, not intrusion</li><li>Five (or more) practical ways to prevent yourself or loved ones from falling victim to fraud</li><li><br></li></ul><p>Whether you're a business owner, retiree, or everyday consumer, this episode provides actionable tips to stay safe in a time when digital deception is just a click—or phone call—away.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this vital episode of <em>The Local Podcast</em>, host Clay Birkeland welcomes back Dylan Clarkson, President and CEO of Pioneer Bank and Trust, for a critical conversation on the evolving landscape of financial fraud. With real-time updates from the South Dakota Bankers Association, Dylan outlines how scams—from Bitcoin traps to AI-generated voice impersonations—are becoming more sophisticated and harder to detect.</p><br><p>Together, Clay and Dylan explore current fraud trends, including investment cons, cybercrimes, business email compromise, and romance scams, with a special focus on those targeting older Americans. They detail how scammers coach victims to bypass bank scrutiny, using urgency and emotional manipulation to override rational decision-making.</p><br><p>Listeners will learn:</p><p><br></p><ul><li>How recent scams are structured and deployed in South Dakota</li><li>Why “kindly” might be a red flag in suspicious emails</li><li>Why increased scrutiny from your bank is a sign of protection, not intrusion</li><li>Five (or more) practical ways to prevent yourself or loved ones from falling victim to fraud</li><li><br></li></ul><p>Whether you're a business owner, retiree, or everyday consumer, this episode provides actionable tips to stay safe in a time when digital deception is just a click—or phone call—away.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Water for the West with Kristen Conzet and Cory Chorne</title>
			<itunes:title>Water for the West with Kristen Conzet and Cory Chorne</itunes:title>
			<pubDate>Wed, 30 Apr 2025 16:59:43 GMT</pubDate>
			<itunes:duration>37:47</itunes:duration>
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			<description><![CDATA[<p>In this episode of <em>The Local Podcast</em>, host Clay Birkeland dives into the future of water in Western South Dakota with guests Kristen Conzet and Corey Chorne from the Western Dakota Regional Water System. From the roots of a study at the School of Mines to the billion-dollar pipeline vision pulling from the Missouri River, the trio explores drought concerns, population growth, and the long road toward sustainable, reliable water infrastructure. It’s a fascinating look at the work happening today to ensure taps keep flowing tomorrow—because out here, water isn't just life, it’s livelihood.</p><br><p>Learn more at <a href="http://wd-rws.org" rel="noopener noreferrer" target="_blank">wd-rws.org</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode of <em>The Local Podcast</em>, host Clay Birkeland dives into the future of water in Western South Dakota with guests Kristen Conzet and Corey Chorne from the Western Dakota Regional Water System. From the roots of a study at the School of Mines to the billion-dollar pipeline vision pulling from the Missouri River, the trio explores drought concerns, population growth, and the long road toward sustainable, reliable water infrastructure. It’s a fascinating look at the work happening today to ensure taps keep flowing tomorrow—because out here, water isn't just life, it’s livelihood.</p><br><p>Learn more at <a href="http://wd-rws.org" rel="noopener noreferrer" target="_blank">wd-rws.org</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Gary Cammack: Solving Problems, One Fence at a Time</title>
			<itunes:title>Gary Cammack: Solving Problems, One Fence at a Time</itunes:title>
			<pubDate>Mon, 24 Mar 2025 12:00:00 GMT</pubDate>
			<itunes:duration>29:10</itunes:duration>
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			<description><![CDATA[Welcome to the Local Podcast, live from the Black Hills Stock Show! Host Clay Birkeland sits down with Gary Cammack of Union Center—a lifelong South Dakota rancher, businessman, and public servant. They discuss Gary’s journey from growing up on a remote ranch to building a successful supply business, his time in public service, and his ongoing efforts to improve local infrastructure and support agricultural research. Packed with stories of hard work, business innovation, and lessons learned along the way, this episode is a must-listen for anyone who appreciates the spirit of the American rancher.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Welcome to the Local Podcast, live from the Black Hills Stock Show! Host Clay Birkeland sits down with Gary Cammack of Union Center—a lifelong South Dakota rancher, businessman, and public servant. They discuss Gary’s journey from growing up on a remote ranch to building a successful supply business, his time in public service, and his ongoing efforts to improve local infrastructure and support agricultural research. Packed with stories of hard work, business innovation, and lessons learned along the way, this episode is a must-listen for anyone who appreciates the spirit of the American rancher.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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			<title>Rep. Dusty Johnson Talks Ag, Trade, and National Security</title>
			<itunes:title>Rep. Dusty Johnson Talks Ag, Trade, and National Security</itunes:title>
			<pubDate>Mon, 10 Mar 2025 17:23:18 GMT</pubDate>
			<itunes:duration>15:39</itunes:duration>
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			<description><![CDATA[On this episode of <em>The Local Podcast</em>, host Clay Birkeland sits down with Representative Dusty Johnson during the Black Hills Stock Show. They dive into key issues affecting South Dakota, from trade tariffs and farm bills to foreign ownership of U.S. farmland. Dusty shares insights on border security, forest management, and the future of estate taxes, while also giving a behind-the-scenes look at recent meetings with former President Trump. Plus, he reveals his go-to road snack! Tune in for an informative and candid discussion on the policies shaping our region.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[On this episode of <em>The Local Podcast</em>, host Clay Birkeland sits down with Representative Dusty Johnson during the Black Hills Stock Show. They dive into key issues affecting South Dakota, from trade tariffs and farm bills to foreign ownership of U.S. farmland. Dusty shares insights on border security, forest management, and the future of estate taxes, while also giving a behind-the-scenes look at recent meetings with former President Trump. Plus, he reveals his go-to road snack! Tune in for an informative and candid discussion on the policies shaping our region.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Ranching Through Risk: Protecting Your Livelihood</title>
			<itunes:title>Ranching Through Risk: Protecting Your Livelihood</itunes:title>
			<pubDate>Fri, 21 Feb 2025 17:33:15 GMT</pubDate>
			<itunes:duration>32:38</itunes:duration>
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			<acast:episodeUrl>ranching-through-risk-protecting-your-livelihood</acast:episodeUrl>
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			<description><![CDATA[<p>In this episode, host <strong>Clay Birkeland</strong>, Senior VP and Director of Agricultural Banking at Pioneer Bank &amp; Trust, dives into the world of <strong>risk management in agriculture</strong>—because let’s face it, ranching isn’t for the faint of heart. From unpredictable weather to fluctuating markets, every season brings new challenges.</p><br><p>Joining the conversation are <strong>Taylor Mohnen and Dana Kerns from Crew Agency Agri-Risk Management</strong>, experts in helping ranchers navigate the financial uncertainties of the ag world. Whether you’re a producer looking for better ways to manage risk or just curious about the business side of ranching, this episode is packed with insights you won’t want to miss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>In this episode, host <strong>Clay Birkeland</strong>, Senior VP and Director of Agricultural Banking at Pioneer Bank &amp; Trust, dives into the world of <strong>risk management in agriculture</strong>—because let’s face it, ranching isn’t for the faint of heart. From unpredictable weather to fluctuating markets, every season brings new challenges.</p><br><p>Joining the conversation are <strong>Taylor Mohnen and Dana Kerns from Crew Agency Agri-Risk Management</strong>, experts in helping ranchers navigate the financial uncertainties of the ag world. Whether you’re a producer looking for better ways to manage risk or just curious about the business side of ranching, this episode is packed with insights you won’t want to miss.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[It's Time for the Black Hills Stock Show with Ron Jeffries]]></title>
			<itunes:title><![CDATA[It's Time for the Black Hills Stock Show with Ron Jeffries]]></itunes:title>
			<pubDate>Fri, 17 Jan 2025 17:47:09 GMT</pubDate>
			<itunes:duration>37:11</itunes:duration>
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			<acast:episodeUrl>ron-jeffries-and-the-black-hills-stock-show</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
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			<description><![CDATA[On this episode, Clay Birkeland talks with Ron Jeffries, General Manager of the Black Hills Stock Show about all the news and happenings at this year's event.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[On this episode, Clay Birkeland talks with Ron Jeffries, General Manager of the Black Hills Stock Show about all the news and happenings at this year's event.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Mike Round's Ag Adviser James Selchert]]></title>
			<itunes:title><![CDATA[Mike Round's Ag Adviser James Selchert]]></itunes:title>
			<pubDate>Fri, 05 Apr 2024 21:49:37 GMT</pubDate>
			<itunes:duration>34:26</itunes:duration>
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			<link>https://shows.acast.com/the-local-podcast/episodes/mike-rounds-ag-adviser-james-selchert</link>
			<acast:episodeId>6604815d59103800168046d1</acast:episodeId>
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			<acast:episodeUrl>mike-rounds-ag-adviser-james-selchert</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Join Clay Birkeland talking with James Selchert, Senator Mike Rounds’ Ag Advisor. They’ll be discussing current ag policy and his role in serving the people of South Dakota.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Join Clay Birkeland talking with James Selchert, Senator Mike Rounds’ Ag Advisor. They’ll be discussing current ag policy and his role in serving the people of South Dakota.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Dick Johnson, CEO of West River Electric</title>
			<itunes:title>Dick Johnson, CEO of West River Electric</itunes:title>
			<pubDate>Mon, 25 Mar 2024 21:15:45 GMT</pubDate>
			<itunes:duration>43:49</itunes:duration>
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			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>dick-johnson-ceo-of-west-river-electric</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Join Clay Birkeland as he talks with Dick Johnson, General Manager and CEO of West River Electric. They'll be discussing rural electric cooperatives and the impact they have on our communities.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Join Clay Birkeland as he talks with Dick Johnson, General Manager and CEO of West River Electric. They'll be discussing rural electric cooperatives and the impact they have on our communities.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Local Fraudcast</title>
			<itunes:title>The Local Fraudcast</itunes:title>
			<pubDate>Mon, 26 Feb 2024 19:20:25 GMT</pubDate>
			<itunes:duration>38:24</itunes:duration>
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			<acast:episodeUrl>the-local-fraudcast</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Join Clay Birkeland on this special Fraudcast episode. He’ll be visiting with Dylan Clarkson and Justine McKay from Pioneer Bank &amp; Trust to discuss fraud and your accounts, how to prevent it, and what to do if you’ve been a victim.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Join Clay Birkeland on this special Fraudcast episode. He’ll be visiting with Dylan Clarkson and Justine McKay from Pioneer Bank &amp; Trust to discuss fraud and your accounts, how to prevent it, and what to do if you’ve been a victim.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Attorney Elliot Bloom from Beardsley, Jensen & Lee]]></title>
			<itunes:title><![CDATA[Attorney Elliot Bloom from Beardsley, Jensen & Lee]]></itunes:title>
			<pubDate>Mon, 29 Jan 2024 21:15:36 GMT</pubDate>
			<itunes:duration>46:15</itunes:duration>
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			<acast:episodeUrl>attorney-eliot-bloom-from-beardsley-jensen-lee</acast:episodeUrl>
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			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[On this episode, Clay Birkeland talks with Elliot Bloom, attorney at Beardsley, Jensen &amp; Lee about estate planning, estate administration, and litigation.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[On this episode, Clay Birkeland talks with Elliot Bloom, attorney at Beardsley, Jensen &amp; Lee about estate planning, estate administration, and litigation.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Jesika Floyd owner of Heartland Home Health.</title>
			<itunes:title>Jesika Floyd owner of Heartland Home Health.</itunes:title>
			<pubDate>Fri, 05 Jan 2024 17:34:53 GMT</pubDate>
			<itunes:duration>32:22</itunes:duration>
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			<link>https://shows.acast.com/the-local-podcast/episodes/jesika-floyd-owner-of-heartland-home-health</link>
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			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>jesika-floyd-owner-of-heartland-home-health</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Join Clay Birlkeland on this episode talking with Jesika Floyd owner of Heartland Home Health. We’ll be discussing senior living, home health alternatives, and hospice services.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Join Clay Birlkeland on this episode talking with Jesika Floyd owner of Heartland Home Health. We’ll be discussing senior living, home health alternatives, and hospice services.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title><![CDATA[Dr. Julie Wingen, owner of Pain & Movement Solutions]]></title>
			<itunes:title><![CDATA[Dr. Julie Wingen, owner of Pain & Movement Solutions]]></itunes:title>
			<pubDate>Mon, 04 Dec 2023 23:12:47 GMT</pubDate>
			<itunes:duration>37:07</itunes:duration>
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			<description><![CDATA[<p>Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp;Trust as he sits down to talk with Dr. Julie Wingen, owner of Pain &amp; Movement Solutions. They'll be discussing ailments she</p><p>commonly treats and how you can avoid them.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp;Trust as he sits down to talk with Dr. Julie Wingen, owner of Pain &amp; Movement Solutions. They'll be discussing ailments she</p><p>commonly treats and how you can avoid them.</p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Natural Resource Conservation Service with Justin Boerboom</title>
			<itunes:title>Natural Resource Conservation Service with Justin Boerboom</itunes:title>
			<pubDate>Mon, 06 Nov 2023 19:45:54 GMT</pubDate>
			<itunes:duration>33:42</itunes:duration>
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			<description><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks to Justin Boerboom with the Natural Resource Conservation Service about the programs they have for the ag community in South Dakota.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks to Justin Boerboom with the Natural Resource Conservation Service about the programs they have for the ag community in South Dakota.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Beef Logic with Suzy Geppert</title>
			<itunes:title>Beef Logic with Suzy Geppert</itunes:title>
			<pubDate>Mon, 21 Aug 2023 18:03:40 GMT</pubDate>
			<itunes:duration>19:50</itunes:duration>
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			<acast:episodeUrl>beef-logic-with-suzy-geppert</acast:episodeUrl>
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			<description><![CDATA[On this episode, Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust, talks with Suzy Geppert, Executive Director of Beef Logic here in South Dakota.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[On this episode, Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust, talks with Suzy Geppert, Executive Director of Beef Logic here in South Dakota.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Justin Tupper from St. Onge Livestock</title>
			<itunes:title>Justin Tupper from St. Onge Livestock</itunes:title>
			<pubDate>Tue, 18 Jul 2023 18:21:56 GMT</pubDate>
			<itunes:duration>36:32</itunes:duration>
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			<description><![CDATA[On this episode, Clay Birkland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Justin Tupper from St. Onge Livestock about the current direction of the beef cattle industry.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[On this episode, Clay Birkland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Justin Tupper from St. Onge Livestock about the current direction of the beef cattle industry.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Sustaining South Dakota Communities</title>
			<itunes:title>Sustaining South Dakota Communities</itunes:title>
			<pubDate>Tue, 13 Jun 2023 20:14:11 GMT</pubDate>
			<itunes:duration>16:32</itunes:duration>
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			<description><![CDATA[On this episode, Clay Birkland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Beth Massa from the South Dakota Community Foundation. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[On this episode, Clay Birkland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Beth Massa from the South Dakota Community Foundation. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Risk Protection Insurance with Will Meyer</title>
			<itunes:title>Risk Protection Insurance with Will Meyer</itunes:title>
			<pubDate>Fri, 21 Apr 2023 20:46:40 GMT</pubDate>
			<itunes:duration>28:29</itunes:duration>
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			<description><![CDATA[<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Silicon Valley Bank Discussion</title>
			<itunes:title>The Silicon Valley Bank Discussion</itunes:title>
			<pubDate>Wed, 15 Mar 2023 21:43:06 GMT</pubDate>
			<itunes:duration>22:30</itunes:duration>
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			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>the-silicon-valley-bank-discussion</acast:episodeUrl>
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			<description><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks to Dylan Clarkson, the President, and CEO of Pioneer Bank &amp; Trust about the recent bank closings in the country.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks to Dylan Clarkson, the President, and CEO of Pioneer Bank &amp; Trust about the recent bank closings in the country.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Ranch Land Realtor</title>
			<itunes:title>The Ranch Land Realtor</itunes:title>
			<pubDate>Mon, 27 Feb 2023 23:20:00 GMT</pubDate>
			<itunes:duration>25:10</itunes:duration>
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			<link>https://shows.acast.com/the-local-podcast/episodes/the-ranch-land-realtor</link>
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			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>the-ranch-land-realtor</acast:episodeUrl>
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			<description><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust will be talking real estate with Denver Gilbert from Clark &amp; Associates Land Brokers. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust will be talking real estate with Denver Gilbert from Clark &amp; Associates Land Brokers. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Beef to School Program is Making School Lunches Better</title>
			<itunes:title>The Beef to School Program is Making School Lunches Better</itunes:title>
			<pubDate>Wed, 08 Feb 2023 20:35:09 GMT</pubDate>
			<itunes:duration>23:42</itunes:duration>
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			<acast:episodeId>63e406ad2013b7001159b355</acast:episodeId>
			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>the-beef-to-school-program-is-making-school-lunches-better</acast:episodeUrl>
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			<description><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talking with Amy Pravecek from Zoetis about a Beef to School program that makes school lunches better. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talking with Amy Pravecek from Zoetis about a Beef to School program that makes school lunches better. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Ready To Build That New Home? </title>
			<itunes:title>Ready To Build That New Home? </itunes:title>
			<pubDate>Thu, 17 Nov 2022 22:26:25 GMT</pubDate>
			<itunes:duration>26:36</itunes:duration>
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			<acast:episodeUrl>ready-to-build-that-new-home</acast:episodeUrl>
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			<description><![CDATA[Are you thinking about building a new home? Samantha Wager, Consumer Real Estate Lender with Pioneer Bank and Trust, and Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust get into the details of what to expect when you're looking for a residential construction loan. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Are you thinking about building a new home? Samantha Wager, Consumer Real Estate Lender with Pioneer Bank and Trust, and Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust get into the details of what to expect when you're looking for a residential construction loan. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Is It Time to Keep Your Replacement Heifers? </title>
			<itunes:title>Is It Time to Keep Your Replacement Heifers? </itunes:title>
			<pubDate>Fri, 21 Oct 2022 18:32:51 GMT</pubDate>
			<itunes:duration>16:32</itunes:duration>
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			<description><![CDATA[Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Scott Reder about whether or not it's time to keep your replacement heifers. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Scott Reder about whether or not it's time to keep your replacement heifers. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Cattle marketing expert Ted Thompson</title>
			<itunes:title>Cattle marketing expert Ted Thompson</itunes:title>
			<pubDate>Tue, 04 Oct 2022 15:25:23 GMT</pubDate>
			<itunes:duration>55:27</itunes:duration>
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			<description><![CDATA[Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Ted Thompson about livestock production and ag business in western South Dakota. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with Ted Thompson about livestock production and ag business in western South Dakota. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Larry Gran, Strategic Account Manager from Zoetis.</title>
			<itunes:title>Larry Gran, Strategic Account Manager from Zoetis.</itunes:title>
			<pubDate>Mon, 28 Feb 2022 20:40:48 GMT</pubDate>
			<itunes:duration>49:57</itunes:duration>
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			<description><![CDATA[Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust discusses technology and testing in beef genetics with Larry Gran, Strategic Account Manager from Zoetis.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Listen as Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust discusses technology and testing in beef genetics with Larry Gran, Strategic Account Manager from Zoetis.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Ron Jeffries and the Black Hills Stock Show and Rodeo</title>
			<itunes:title>Ron Jeffries and the Black Hills Stock Show and Rodeo</itunes:title>
			<pubDate>Wed, 02 Feb 2022 04:25:09 GMT</pubDate>
			<itunes:duration>25:34</itunes:duration>
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			<description><![CDATA[Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust as he talks with the one man that knows more than just about anyone when it comes to the Black Hills Stock Show and Rodeo, Ron Jeffries. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust as he talks with the one man that knows more than just about anyone when it comes to the Black Hills Stock Show and Rodeo, Ron Jeffries. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Rural Housing Solutions with Hollie Stalder and Dean Hedrick </title>
			<itunes:title>Rural Housing Solutions with Hollie Stalder and Dean Hedrick </itunes:title>
			<pubDate>Fri, 12 Nov 2021 21:49:02 GMT</pubDate>
			<itunes:duration>46:19</itunes:duration>
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			<description><![CDATA[Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust, and listen in as he discusses rural housing solutions with Hollie Stalder from the Belle Fourche Economic Development Corporation and Dean Hedrick from Hult Homes.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust, and listen in as he discusses rural housing solutions with Hollie Stalder from the Belle Fourche Economic Development Corporation and Dean Hedrick from Hult Homes.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Nate Frederickson and Jason McLennan of Pyramid Beef</title>
			<itunes:title>Nate Frederickson and Jason McLennan of Pyramid Beef</itunes:title>
			<pubDate>Tue, 09 Nov 2021 22:48:30 GMT</pubDate>
			<itunes:duration>52:49</itunes:duration>
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			<description><![CDATA[<p>Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust as he discusses bulls, seedstock production, and the ranching business with Nate Frederickson and Jason McLennan of Pyramid Beef. </p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust as he discusses bulls, seedstock production, and the ranching business with Nate Frederickson and Jason McLennan of Pyramid Beef. </p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>John Johnson and the History of Banking in the Black Hills</title>
			<itunes:title>John Johnson and the History of Banking in the Black Hills</itunes:title>
			<pubDate>Thu, 14 Oct 2021 15:22:00 GMT</pubDate>
			<itunes:duration>36:02</itunes:duration>
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			<acast:episodeId>61684b194d378a001232b4dd</acast:episodeId>
			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>john-johnson-and-the-history-of-banking-in-the-black-hills</acast:episodeUrl>
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			<description><![CDATA[Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust, and long-time area banker John Johnson as they discuss the history of banking in the Black Hills, what has changed and what has remained the same.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Join Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust, and long-time area banker John Johnson as they discuss the history of banking in the Black Hills, what has changed and what has remained the same.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Dee and Tyler Haugen of DeTye Vet Supply</title>
			<itunes:title>Dee and Tyler Haugen of DeTye Vet Supply</itunes:title>
			<pubDate>Thu, 09 Sep 2021 21:41:29 GMT</pubDate>
			<itunes:duration>38:57</itunes:duration>
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			<acast:episodeUrl>dee-and-tyler-haugen-of-detye-vet-supply</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>12</itunes:episode>
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			<description><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with local business owners Dee and Tyler Haugen as they discuss their business, DeTye Vet Supply, and some of the programs they recommend for cattle producers.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Director of Ag Banking at Pioneer Bank &amp; Trust talks with local business owners Dee and Tyler Haugen as they discuss their business, DeTye Vet Supply, and some of the programs they recommend for cattle producers.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Why Livestock Risk Protection is Probably A Good Idea</title>
			<itunes:title>Why Livestock Risk Protection is Probably A Good Idea</itunes:title>
			<pubDate>Tue, 13 Jul 2021 15:55:29 GMT</pubDate>
			<itunes:duration>20:57</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>11</itunes:episode>
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			<description><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down to talk with Will Meyer about why you should consider livestock risk protection. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down to talk with Will Meyer about why you should consider livestock risk protection. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Sam Olson from Buffalo, SD </title>
			<itunes:title>Sam Olson from Buffalo, SD </itunes:title>
			<pubDate>Wed, 30 Jun 2021 19:19:02 GMT</pubDate>
			<itunes:duration>41:18</itunes:duration>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>10</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down to talk with Sam Olson about the local business environment in western South Dakota. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down to talk with Sam Olson about the local business environment in western South Dakota. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Challenges of a South Dakota Ag Producer</title>
			<itunes:title>The Challenges of a South Dakota Ag Producer</itunes:title>
			<pubDate>Tue, 11 May 2021 20:18:29 GMT</pubDate>
			<itunes:duration>46:49</itunes:duration>
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			<acast:episodeUrl>the-challenges-of-a-south-dakota-ag-producer</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>9</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down to talk upcoming legislation and the challenges of being on ag producer with Harding County rancher Billy Clanton.&nbsp;<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down to talk upcoming legislation and the challenges of being on ag producer with Harding County rancher Billy Clanton.&nbsp;<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Growth and Opportunities in the Black Hills</title>
			<itunes:title>Growth and Opportunities in the Black Hills</itunes:title>
			<pubDate>Fri, 09 Apr 2021 22:28:32 GMT</pubDate>
			<itunes:duration>34:59</itunes:duration>
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			<acast:episodeUrl>growth-and-opportunities-in-the-black-hills</acast:episodeUrl>
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			<itunes:subtitle>Guest Hollie Stalder</itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:episode>8</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down with Hollie Stalder, Executive Director of Belle Fourche Economic Development as they discuss growth and opportunities in the Black Hills.  <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust sits down with Hollie Stalder, Executive Director of Belle Fourche Economic Development as they discuss growth and opportunities in the Black Hills.  <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Man Behind The Name Scott Peterson</title>
			<itunes:title>The Man Behind The Name Scott Peterson</itunes:title>
			<pubDate>Mon, 08 Feb 2021 23:30:36 GMT</pubDate>
			<itunes:duration>38:54</itunes:duration>
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			<acast:episodeUrl>the-man-behind-the-name-scott-peterson</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>7</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust, and Scott Peterson of Scott Peterson Motors discuss business, banking, and more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust, and Scott Peterson of Scott Peterson Motors discuss business, banking, and more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Small Town Radio Means Big Time Business</title>
			<itunes:title>Small Town Radio Means Big Time Business</itunes:title>
			<pubDate>Fri, 05 Feb 2021 20:56:57 GMT</pubDate>
			<itunes:duration>39:45</itunes:duration>
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			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>small-town-radio-means-big-time-business</acast:episodeUrl>
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			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>6</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586573678389-f9ba8a5b56275fe4b72d9769f4a3a044.jpeg"/>
			<description><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust and Dean Kinney, CEO of the HomeSlice Group, discuss business, banking and more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Senior VP and Director of Ag Banking at Pioneer Bank &amp; Trust and Dean Kinney, CEO of the HomeSlice Group, discuss business, banking and more.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Business of Banking</title>
			<itunes:title>The Business of Banking</itunes:title>
			<pubDate>Tue, 19 Jan 2021 19:45:47 GMT</pubDate>
			<itunes:duration>32:07</itunes:duration>
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			<link>https://shows.acast.com/the-local-podcast/episodes/the-business-of-banking</link>
			<acast:episodeId>600736ed05246e4e7da58a26</acast:episodeId>
			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>the-business-of-banking</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>5</itunes:episode>
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			<description><![CDATA[Clay Birkeland discusses the business of banking with Alex Gustafson, Senior Vice President &amp; Retail Banking Manager at Pioneer Bank &amp; Trust. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland discusses the business of banking with Alex Gustafson, Senior Vice President &amp; Retail Banking Manager at Pioneer Bank &amp; Trust. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Driving The Cattle Through COVID</title>
			<itunes:title>Driving The Cattle Through COVID</itunes:title>
			<pubDate>Tue, 01 Dec 2020 20:17:03 GMT</pubDate>
			<itunes:duration>37:35</itunes:duration>
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			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>driving-the-cattle-through-covid</acast:episodeUrl>
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			<itunes:season>1</itunes:season>
			<itunes:episode>4</itunes:episode>
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			<description><![CDATA[Clay Birkeland, Senior Vice President &amp; Director of Agricultural Banking at Pioneer Bank &amp; Trust discusses the agricultural landscape with Justin Tupper of St. Onge Livestock. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay Birkeland, Senior Vice President &amp; Director of Agricultural Banking at Pioneer Bank &amp; Trust discusses the agricultural landscape with Justin Tupper of St. Onge Livestock. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Trust Department</title>
			<itunes:title>The Trust Department</itunes:title>
			<pubDate>Thu, 22 Oct 2020 22:46:23 GMT</pubDate>
			<itunes:duration>46:42</itunes:duration>
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			<itunes:season>1</itunes:season>
			<itunes:episode>3</itunes:episode>
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			<description><![CDATA[Clay sits down with the Trust Department at Pioneer Bank and Trust. Just what does this department do? What do people need to know? Listen to this episode to find out. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Clay sits down with the Trust Department at Pioneer Bank and Trust. Just what does this department do? What do people need to know? Listen to this episode to find out. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>Current Agricultural Condition</title>
			<itunes:title>Current Agricultural Condition</itunes:title>
			<pubDate>Thu, 30 Jul 2020 19:27:01 GMT</pubDate>
			<itunes:duration>46:17</itunes:duration>
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			<acast:episodeId>5f231f05b0034e48a88e9c8b</acast:episodeId>
			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
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			<itunes:subtitle>Resources for businesses to continue moving forward. </itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>2</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1596143409318-5ab46e458ba9fb1fd3c8d0e50afe0223.jpeg"/>
			<description><![CDATA[<p>Season 1 of The Local Podcast is here! In a partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust we will talk to the region’s business leaders to help you grow your business with local resources.&nbsp;</p><br><p>Dean Kinney, HomeSlice Group President and CEO, and Clay Birkeland, Pioneer Bank &amp; Trust Senior Vice President, discuss the current agricultural conditions affecting Western South Dakota producers. Listen in to hear how Pioneer Bank &amp; Trust is helping customers stay successful amidst the continued COVID-19 pandemic.</p><br><p>Do you need more help with your business?&nbsp;<a href="https://www.pioneerbankandtrust.com/about-us/contact-us/" rel="noopener noreferrer" target="_blank">Contact us today!</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Season 1 of The Local Podcast is here! In a partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust we will talk to the region’s business leaders to help you grow your business with local resources.&nbsp;</p><br><p>Dean Kinney, HomeSlice Group President and CEO, and Clay Birkeland, Pioneer Bank &amp; Trust Senior Vice President, discuss the current agricultural conditions affecting Western South Dakota producers. Listen in to hear how Pioneer Bank &amp; Trust is helping customers stay successful amidst the continued COVID-19 pandemic.</p><br><p>Do you need more help with your business?&nbsp;<a href="https://www.pioneerbankandtrust.com/about-us/contact-us/" rel="noopener noreferrer" target="_blank">Contact us today!</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>COVID-19: How to Navigate the Crisis</title>
			<itunes:title>COVID-19: How to Navigate the Crisis</itunes:title>
			<pubDate>Mon, 13 Apr 2020 19:52:17 GMT</pubDate>
			<itunes:duration>54:38</itunes:duration>
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			<acast:episodeId>5e91f8387756c9b478121706</acast:episodeId>
			<acast:showId>5e912600e188b1a04155c38c</acast:showId>
			<acast:episodeUrl>covid-19-how-to-navigate-the-crisis</acast:episodeUrl>
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			<itunes:subtitle>Resources for businesses to continue moving forward. </itunes:subtitle>
			<itunes:episodeType>full</itunes:episodeType>
			<itunes:season>1</itunes:season>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586807326456-bbccc29c5daeffe73f3cc816cb918e5e.jpeg"/>
			<description><![CDATA[<p>Season 1 of The Local Podcast is here! In a partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust we will talk to the region’s business leaders to help you grow your business with local resources.&nbsp;</p><br><p>Season 1 of The Local Podcast is here! In partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust we will talk to the region’s business leaders to help grow your business with local resources.</p><br><p>In the inaugural season, HomeSlice Group President and CEO Dean Kinney and Pioneer Bank &amp; Trust President and CEO Dylan Clarkson sit down to discuss the current state of business amidst the COVID-19 global crisis.</p><br><p>Dean and Dylan share how their businesses are being affected by the pandemic, tips on navigating the federal resources being offered and how to better prepare your business to get through this crisis.</p><p>Listen in to help your business stay successful with the resources available.</p><br><p>Do you need more help with your business? <a href="https://www.pioneerbankandtrust.com/about-us/contact-us/" rel="noopener noreferrer" target="_blank">Contact us today!</a></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[<p>Season 1 of The Local Podcast is here! In a partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust we will talk to the region’s business leaders to help you grow your business with local resources.&nbsp;</p><br><p>Season 1 of The Local Podcast is here! In partnership with The HomeSlice Media Group and Pioneer Bank &amp; Trust we will talk to the region’s business leaders to help grow your business with local resources.</p><br><p>In the inaugural season, HomeSlice Group President and CEO Dean Kinney and Pioneer Bank &amp; Trust President and CEO Dylan Clarkson sit down to discuss the current state of business amidst the COVID-19 global crisis.</p><br><p>Dean and Dylan share how their businesses are being affected by the pandemic, tips on navigating the federal resources being offered and how to better prepare your business to get through this crisis.</p><p>Listen in to help your business stay successful with the resources available.</p><br><p>Do you need more help with your business? <a href="https://www.pioneerbankandtrust.com/about-us/contact-us/" rel="noopener noreferrer" target="_blank">Contact us today!</a></p><br><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
		</item>
		<item>
			<title>The Local Podcast - Trailer</title>
			<itunes:title>The Local Podcast - Trailer</itunes:title>
			<pubDate>Sat, 11 Apr 2020 02:24:35 GMT</pubDate>
			<itunes:duration>0:18</itunes:duration>
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			<itunes:episodeType>trailer</itunes:episodeType>
			<itunes:episode>1</itunes:episode>
			<itunes:image href="https://assets.pippa.io/shows/5e912600e188b1a04155c38c/1586571800778-62f8ac30ae79681e1b444b6cd7df2d8f.jpeg"/>
			<description><![CDATA[Dylan Clarkson and Dean Kinney sit down weekly to talk about business, banking, and how to better market your small business. Dylan, President and CEO of Pioneer Bank &amp; Trust, and Dean, President and CEO of The HomeSlice Group, offer a unique perspective on how to run a successful business.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></description>
			<itunes:summary><![CDATA[Dylan Clarkson and Dean Kinney sit down weekly to talk about business, banking, and how to better market your small business. Dylan, President and CEO of Pioneer Bank &amp; Trust, and Dean, President and CEO of The HomeSlice Group, offer a unique perspective on how to run a successful business.<hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>]]></itunes:summary>
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		<itunes:category text="Business">
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			<itunes:category text="Marketing"/>
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